Herland Cabrera Buyer's Guide

THE BUYER'S GUIDE

HERLAND CABRERA 4 0 1 . 8 3 7. 5 6 0 1 WWW.WESTCOTTPROPERTIES.COM

ABOUT ME My passion has always been helping others. For 20 years i worked in retail managing many stores & helping many people achieve their goals, while also taking care of thousands of customers. Now i have the pleasure & honor of helping people find their home. Contact me today & we'll make your dream of finding your perfect home a reality.

10 STEPS OF THE HOMEBUYING PROCESS 1. Determine your budget 2. Select a skilled real estate agent 3. Obtain pre-approval 4. Search for your ideal property 5. Consult with your agent about values 6. Make a strong offer 7. Conduct a home inspection 8. Stay in touch with your lender 9. Attend closing 10. Move in!

FINANCING MISTAKES: WHAT NOT TO DO BEFORE CLOSING 1. Change jobs, become self-employed or quit an existing job 2. Buy a car or boat 3. Use credit cards in excess 4. Fall behind on bills 5. Use money set aside for closing 6. Omit debts or liabilities from loan application 7. Buy furniture on credit 8. Originate any inquiries into your credit 9. Change bank accounts 10. Co-sign a loan

5- STAR TESTIMONIAL

Herland is amazing. He was very responsive anytime I reached out with questions or concerns. I truly do not know what I would have done without him throughout my selling and buying process. If I could give him a hundred star rating I would. Definitely a class act.

SUGGESTED RESOURCES LENDERS Cheryl Hodgdon | Northpointe Bank 401.749.2967 Nate Colwell | Movement Mortgage 401.413.3329 Anna Kaian | Best Financial Mortgage Services 401.490.3210

ATTORNEYS Michael J. Riley | Law Offices of Michael J. Riley 401.300.4000 John E. Shekarchi | Shekarchi Law Offices 401.722.3600 Glenn J. Andreoni | Law Offices of Glenn J Andreoni, Inc. 401.334.4770 Additional resources are available upon request.

RESOURCES To change your address with the United States Postal Service, please visit the link below: Change of Address e-form

To view a comprehensive moving checklist provided by Zillow, please visit the link below: Your Essential Moving Checklist

CONNECT WITH US

OFFICE 559 Broadway Providence, RI 02909

PHONE 401.421.5300 (office) 401.837.5601 (cell)

EMAIL Herland@Westcottproperties.com

PLEASE MAIL ALL CHECKS/DOCUMENTS TO: 178 Broadway Providence, RI 02903