Business Journal 20130104

BusinessJournal A MONTHLY PUBLICATION OF JOURNAL PUBLISHING AND THE COMMUNITY DEVELOPMENT FOUNDATION

January 2013

Third generation business thrives in Booneville

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THE NORTHEAST MISSISSIPPI

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BUSINESS JOURNAL

JANUARY 2013

Have a plan to pass on the family business

o two families are alike.

Likewise, no two businesses are the same.

Combine the two, and you have a very interesting dynamic.

So what happens when dad and mom decide to pass down the family business to their child or children? Who gets to be the boss, and how are the assets divided?

In the case of my family, those questions were never answered because they were never brought up.

My parents ran a little convenience store for nearly 40 years, but they always insisted we kids never think about taking it over.

We offered little resistance.

After spending countless days helping in the store after school and during summers, none of us ever got the urge to follow in their footsteps.

For a variety of reasons, many owners don’t want to think about passing along their business. They may be too

busy to draw up a plan, or they want to avoid the topic until the absolutely, positively have to.

But experts say planning DENNIS for the future SEID of a business should always be a priority.

You’re not going to live forever. And neither will your business if you don’t have a plan for who runs it when you’re gone.

Succession planning is critical, and the sooner it’s done, the better.

About a quarter of family businesses don’t have a succession plan other than a will.

David Ransburg, a consultant with The Family Business Consulting Group in Deerfield, Ill., advises family-owned businesses across the country. In an interview last year, he said the most critical issue is who

has control of the business. It takes the guesswork out of what happens.

“Transitions will happen whether you like them or not,” he said. “The more you can put a plan in place, the better off everyone will be.”

Family members should openly talk about any concerns or ideas they have about the business and work out their differences.

Once discussions have taken place, bringing in outside experts – accountants, family business attorneys, etc. – might be a good idea, too.

Knowledge of ever-changing tax laws and deductions is important.

Then, the next step is coming up with a plan that’s not necessarily set in stone, but is flexible enough to allow for health and family situations.

“At its most basic, a succession plan is a documented road map for partners, heirs and successors to follow in the event of your death, disability

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SUCCESSION TIPS

AN EFFECTIVE SUCCESSION PLAN must be flexible. Business, family and health situations are dynamic, and your plan must be easy to modify and amend.

SELECTION OF THE RIGHT INDIVIDUAL to take the company reins once you’ve relinquished them is key. Does it involve employees or children?

WITH MORE THAN ONE CHILD INVOLVED in the business, decide which one gets to be boss and which ones merely get voting stock. Your challenge: to divvy up business responsibilities and assets in a way that allows your business to survive and preserves family harmony.

KNOWLEDGE OF THE IMPACT of the federal estate tax laws is essential.

BECOME FAMILIAR WITH VARIOUS EXEMPTIONS, exclusions and deductions that make it possible to reduce the impact of the estate tax.

CONSIDER ESTABLISHING NOW, within your succession plan, a bona fide value of your company.

EXPLORE A POSSIBLE MARITAL or charitable deduction. Transfers between spouses, during their lifetimes or at death, don’t incur transfer taxes as long as the spouse is a U.S. citizen. The use of an individual marital deduction, however, doesn’t eliminate transfer taxation but simply defers it. With a charitable deduction, transfers to qualified charities are allowed as a deduction from the estate and gift tax transfer system. Techniques are available that combine the tax advantages of charitable giving with the natural desire to provide for family members.

Source: Entrepreneur magazine or retirement,” wrote Entrepreneur magazine.

Maybe that should be your New Year’s resolution: Come up with a succession plan if you

don’t have one already.

Contact DENNIS SEID at (662) 678-1578 or dennis.seid@djournal.com.

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BUSINESS JOURNAL

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Family restaurant closes for last time Sun-Kai owners advise caution for those considering opening a restaurant

BY CARLIE KOLLATH WELLS BUSINESS JOURNAL

TUPELO – The family owners of Tupelo’s oldest Chinese restaurant last month closed their doors for good.

“We’re all burnt out on it,” said Sun-Kai co-owner Kim To. “I’ve been doing this since I was 8.”

To’s grandparents opened the restaurant in 1974 on East Main Street.

The bright red building drew a loyal clientele ever since it introduced Chinese food to Tupelo residents.

Their customers spent November and December remembering their times at the restaurant.

“We’ve had people bringing in their cameras to take pictures of where they got proposed to,” said Janet To, who co-owns the restaurant with her daughter, Kim. They also bought souvenirs to take with them – paper dragons hanging from the ceilings, Chinese art from the walls and decorative ceiling tiles.

One customer even bought the silver dome cover that his final Sun-Kai meal was served in, said Janet To. “He had just eaten his almond gai out of it,” she said, laughing. “I had to get him a plastic bag for it.”

Janet To said customers flocked to the restaurant since they found it it was closing. The response was so strong, the restaurant ran out of popular dishes like pon pon chicken on some nights.

“They all say they don’t want us to go,” she said.

“We’re scared if we change our mind, it will be slow again.”

It’s a tough decision for a family who has spent its entire life dedicated to the restaurant. Kim To started when she was 8 years old and the restaurant is all she knows. It’s a major reason why she and her family decided to close the business.

“Give me a year,” Kim To said. “Let me get what I want out of my system and I may do it again.”

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ADVICE FROM SUN-KAI

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THINK ABOUT IT before you get in the business.

LOCATION IS THE KEY to everything.

START WITH A SMALL dining room.

YOU CAN’T PLEASE everyone but try.

IT’S YOUR FAMILY, but be professional and have employee guidelines.

IF YOU ARE A YOUNG PERSON wanting to open a restaurant, do what you want to do before you open a restaurant.

This is a major commitment.

IF YOU DON’T KNOW ANYTHING about a restaurant, go work in one before you own one.

IT’S A LOT OF WORK, but it’s worth it at the end.

THERE ARE REASONS to work with your family and not to work with them. Good things – you can trust them. They are reliable. You have a connection because of shared exADAM ROBISON periences and you get each Janet To serves customers from the all you can eat buffet on Sun Kai’s final day of business. Dec. 22 was the only other. If you get mad at each time the restaurant offered a buffet. other, you still go to work because you are related and you can’t just quit. Bad things – Kim To has her eyes on have to be there. You can They think they are the boss hotel management and only take vacation when it’s and they know everything. hopes to land a job in good for the restaurant – YOU CAN ONLY TAKE Nashville.

Her sister, not on the weekend.”

VACATION when it’s good Amanda To Mattox, started And before they decided for the restaurant – not on the a bakery and pastry busi- to close, the sales were weekend. ness. making it more difficult to IF YOU WORK WITH YOUR Their 21-year-old brother, justify their hours at the FAMILY, you need to make Bryan, is staying in the restaurant. time for family. Every Saturrestaurant industry, but he’s “People are still hurting day night, Sun-Kai had a famlearning the ropes of work- real bad for money,” said ily dinner after the restaurant ing for someone else. He’s a Janet To. “Mom and pop closed to socialize and conmanager at Fairpark Grill. restaurants are just too nect with each other.

The family members said hard. You can’t compete the time required to run the with those chains. ... Here, business took too much of Mama To is in the back an emotional toll on them. chopping and dicing and and your money,” Kim To They were cooking, serv- it’s a 30-minute wait” and said. “If it’s not theirs, ing, cleaning and doing the customers won’t stay. they’re not going to care.” everything else related to The restaurant prides itKim To said the next step the business. self on its fresh food, but may be Sun-Kai onWheels, “We’re always here,” they said not everyone has a food truck with a limited Janet To said. “We have to the patience to wait for Sun-Kai menu that would be here. It’s not like, ‘I’ve got made-to-order meals. go around Tupelo. Or, the the day off and someone’s “It’s so fresh, it goes right Amanda To Mattox refills the chicken at the buffet while To family may reopen a covering for us.’” from the wok to the table,” also answering the phone.

Sun-Kai restaurant, but this Kim To said they had to Mattox said. time they want to be in the work through issues when They said they had a employees. They would they didn’t hire more help Barnes Crossing area. other people might have hard time keeping employ- spend the money to help originally because they “We thank Tupelo and taken the day off. ees because it was difficult KimTo in the kitchen and to found they couldn’t count everybody who ate with us “Our dad passed away,” to trust people who weren’t help Mattox with serving. on people they weren’t re- all these years,” Janet To Kim To said. “The next day, related to the family.

“It would give us more lated to. said. we opened up. If someIf they had to do it all over days off,” Kim To said.

“You can’t really trust thing happens, you still again, they would hire more But the sisters both said anyone with your business carlie.kollath@journalinc.com

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JANUARY 2013

BUSINESS JOURNAL

JANUARY 2013

Geno’s Tire & Alignment running strong

BY DENNIS SEID BUSINESS JOURNAL

BOONEVILLE – Like his father and grandfather, Manny Geno shares a family name – Manuel.

So it’s only fitting he’s also the third-generation owner of the family-owned and operated Geno’s Tire & Alignment, which has been around since 1945.

Manny joined the business in 1997, having grown up working at the shop. His grandfather’s house was practically next door to the shop, which moved to its current location on West Chambers Drive in 1963.

And with much of the vast Geno family living in the area, it naturally fell to Manny III to be next in the pecking order.

His grandfather passed away in 2006 at age 82, and his father retired in 2006.

“He still manages to come out here,” Manny Geno said with a laugh. “It’s still in his blood.You just can’t cut it off, especially if you’ve grown up doing it.”

The tire business has changed quite a bit since 1945. While selling, installing, servicing and repairing tires is the core business, technology has added a new dimension.

State-of-the-art equipment with lasers is common-place, involving significant capital investment. But it’s the kind of thing his grandfather would have been pleased and impressed with, Geno said.

“It all comes down to serving your customers,” he said.

“It might cost a lot of money

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GENO’S TIRE & ALIGNMENT

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LOCATION: 3200 W. Chambers Drive, Booneville PHONE: (662) 728-3230 HOURS: Monday-Friday 7:30 a.m. to 5 p.m.; Saturday 8 a.m. to 1 p.m.

ONLINE: www.genostire.com FACEBOOK: Geno’s Tire Pros TWITTER: genostire on the front end, but it allows you to do a better job. ... if you do that, the customers will come and the equipment will pay for itself. It’s all about making your customers happy.”

And customers seem quite happy with Geno’s, which draws from a wide area.They come from across Northeast Mississippi and west Alabama every day but Sunday to the six-bay shop off Highway 45.

“You have to be willing to work harder and smarter than everybody else,” Geno said. “You have not just meet, but exceed customers’ expectations.When it comes down to it, tires are a commodity.You can buy them off the Internet, at Walmart, a car dealer or another store.

You have to treat the customers right.”

FOCUSING ON NICHE

When Geno’s first started, the business worked on more than tires – it also worked on motors and transmissions. Later on, it also got into the salvage business.

But when Manny Geno was getting deeper into the

C. TODD SHERMAN | DAILY JOURNAL

Geno’s owner Manny Geno, center, employs five people at the Booneville business. They include, from left, Gary Wright, A.J. Bullock, Andrew Switcher and Chad Harris. Not shown is Scott Doles. business with the intent to take it over, he decided to tweak the business model.

“When I started in ‘97, we were doing everything,” he said.“But we decided to find a niche, which was tires. We were good at it, so we started to slim down what we were doing. So we focused on tires, and in 2001, we added alignments since they go together.”

The decision to focus primarily on tires allowed the business to grow tremendously. Last summer, the new building where Geno’s now operates is one outcome.

“People thought we were crazy to expand and build a new building while the economy was still tough,” Geno said. “But we needed the space.”

In addition to himself, Geno employs five other people.

And at 38, Geno has plenty of good years to go before he passes the business down.

“I have a 5-year-old, Bennett Manuel,” he said with a smile. “Of course I want him to do whatever he wants and enjoys, but I’m sure he’ll be around some.” dennis.seid@journalinc.com

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BUSINESS JOURNAL

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JANUARY 2013

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BUSINESS JOURNAL

JANUARY 2013

Diabetic Shoppe a family affair

BY BARBARA LAGO

UNIVERSITY OF MISSISSIPPI

OXFORD – Robert Salmon opened a drugstore, Southern Discount Drugs, across the street from a clinic in Charleston in 1980. Fifteen years later, he and his pharmacy technician began packaging diabetic testing supplies in a back room of the drugstore and mailing them to patients.

Since then, the University of Mississippi alumnus has moved that once-small diabetic supply business three times to accommodate ever-expanding services, inventory and employees and grown that back-room operation into Tallahatchie County’s third-largest employer.

The Diabetic Shoppe has an economic impact of $13 million annually.

“Our business has expanded to five other states, and we employ 75 people, including half of Mississippi’s pedorthists,” Salmon said. Pedorthists provide corrective footwear – including custom-fit shoes, shoe modifications and inserts – to prevent or improve painful and/or disabling conditions of the foot and ankle, such as those caused by diabetes.

“We make all our own inserts,” Salmon said. “If they are prescribed by a physician, sometimes they are covered by Medicare and other insurance plans.”

The business, which also provides such things as insulin pumps, is truly a family affair.

Salmon is president and CEO, and his wife, Sharon, is administrative assistant. His twin daughters, Peyton Salmon Boone and Leslie Salmon Heafner, are the company’s vice presidents. Peyton oversees purchasing and shipping, while Leslie oversees customer service.

The Diabetic Shoppe employs seven salespeople to cover its service area, which includes portions of Alabama, Arkansas, Louisiana, Mississippi, Tennessee and Texas. While the salespeople call on physicians, nurse practitioners and others to acquaint them with the business’ goods and services, the pedorthists visit patients to obtain the casts for the 15,000 pairs of inserts and 5,000 pairs of shoes they provide each year. They visit those same patients again to deliver the specialty footwear.

The Diabetic Shoppe also employs a nutritionist and other

Robert Salmon works at Southern Discount Drugs in Charleston. He founded the business in 1980.

‘Our business has expanded to five other states, and we employ 75 people, including half of Mississippi’s pedorthists.’

Robert Salmon health care professionals to counsel diabetic patients about managing the disease, educate members of the local community about diabetes risk factors and provide free screening clinics.

The business has earned several awards. The most recent is the second-quarter Health Champion award from the Regional Health Council, which serves the eight counties (Coahoma, DeSoto, Marshall, Panola, Quitman, Tallahatchie, Tate and Tunica) in the Community Foundation of Northwest Mississippi’s service area.

“We are honored to have been chosen for this award,” Salmon said. “We’re going to continue to do everything we can to help diabetics manage their disease and promote wellness in our

community to live up to this honor.”

He is also a walking educator for small businesses and is willing to talk to anyone who will listen about what needs to be done to improve the climate for such businesses across the country. To obtain the ammunition needed for such discussions, Salmon invited two Mississippi State University graduate students to conduct an economic impact study of his business.

The study found that for every dollar The Diabetic Shoppe generates, it adds an additional 27 cents, or $2.1 million annually, to the local economy. It also generates local and state tax revenues of more than $575,000.

The study also found that The Diabetic Shoppe is Tallahatchie

County’s third largest employer, and that another 85 jobs are dependent upon it because they provide its supplies or supply its suppliers.

Others have also taken notice of Salmon’s and his employees’ efforts. A Governor’s Award for Excellence in the Workplace was presented to Salmon during the 2010 grand opening of the new Diabetic Shoppe, and the Mississippi Pharmacists Association, for which he served as 2008-09 president, presented its Innovative Pharmacy Practice Award to him during its 2005 convention.

A registered pharmacist for 45 years, Salmon is nationally certified to manage diabetes, asthma and lipid disease states. Upon graduating from the UM School of Pharmacy in 1967, he went to work for Charleston Drug Store, then spent seven years as the first full-time pharmacist at the Mississippi State Penitentiary at Parchman.

His life took a different turn in 1980, when he opened Southern Discount Drugs, and the rest is history.

Salmon chairs the Delta Coali-

COURTESY

tion for Health Care and serves on several boards, including the Northwest Mississippi Community College School of Nursing, Tutwiler Clinic, Delta Strategic Compact and Mississippi’s Independent Pharmacists Association. He has been a consultant to Tallahatchie General Hospital and Extended Care Facility, and he and his employees have partnered with the Charleston Arts and Revitalization Effort, Delta Dawn and the Ole Miss School of Pharmacy to hold several diabetes screenings and workshops.

He is a preceptor for Ole Miss pharmacy students and has talked about proper nutrition and diabetes management to local ministers and schools.

Right now, though, he is interested in partnering with anyone who can help him and the Delta Coalition address the health, socioeconomic and cultural problems that plague his region.

Among these problems are some of the nation’s highest numbers for teen pregnancy, obesity, high blood pressure, diabetes, cardiovascular disease, infant mortality, poverty, illiteracy and more.

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Report details MSU economic development MISSISSIPPI STATE UNIVERSITY

STARKVILLE – Future economic growth and new jobs will come from advances in science and engineering, according to a recent study by the National Research Council.

Mississippi State and major research institutions like it are already contributing to the coming wave of innovation-based economic expansion.

“Our central economic development objective is to strengthen collaborations between the university, organizations and businesses to create high-wage jobs,” said Melvin Ray, MSU’s associate vice president for economic development.

During the past decade, industries recruited to the state with MSU’s help include Nissan, GE-Aviation, Aurora Flight Sciences, American Eurocopter, Stark Aerospace, PACCAR and other automotive and aerospace companies, Ray said.

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MORE INFO

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FOR MORE INFORMATION about Mississippi State’s economic development efforts, contact Ray at mray@ research.msstate.edu or (662) 325-3570.

The Office of Research and Economic Development at MSU released a new report recently detailing the university’s economic development-related activities and their impact in the Magnolia State.

Titled “The Role of Mississippi State University in Helping to Grow the State’s Economy,” the document provides a snapshot of the active role that the landgrant institution plays in enhancing economic opportunity for Mississippians. It is available at www.research.msstate.edu /ecodev According to its chief research officer, the university’s commitment to growing the state’s econ-

‘We have taken purposeful steps to make innovation, entrepreneurship and community engagement priorities on our campus. We have been building that culture with students, faculty and staff for a number of years.’

David Shaw

Mississippi State’s vice president for research and economic development

omy is by design.

“We have taken purposeful steps to make innovation, entrepreneurship and community engagement priorities on our campus.

We have been building that culture with students, faculty and staff for a number of years,” said David Shaw, Mississippi State’s vice president for research and economic development.

“We have an innovation ecosystem in place that is

growing capacity and the economy by creating jobs, enhancing quality of life and providing new opportunities in communities around our state, “ he added.

Among other items, the report notes: • For every $1 million increase in funding sustained over 2012-2020, the local area could expect an estimated 22 new jobs with an average salary of $36,825.

• In FY11, the university received more than $167 million in grants and contracts from federal agencies and private companies.

• Based on REMI economic impact modeling, it is estimated that MSU research funding is potentially equivalent to creating between 3,000 to 4,000 jobs in the state.

• Since FY 1994, MSU has generated 33 startup companies covering an array of sectors, including renewable energy, biotechnology, social media, defense, power electronics, geospatial software and semiconductors.

• MSU startups employed nearly 100 hightech, higher-median salaried workers in FY 2010.

• Companies located in the Cochran Research Park at MSU have more than $80.2 million in private capital investments.

• In a survey, 12 of 16 Cochran Research Park tenants provided median

income data with a range between $35,000 and $114,000. The median household income for Mississippi is $37,881, and $51,914 for the U.S. • In its collaborative work with a number of companies, the Center for Advanced Vehicular Systems Extension Office is estimated by a third-party to have had a $1 billion impact annually over the last five years.

“We deploy a wide range of tools to enhance opportunity and establish profitable connections,” Ray said.

Most recently, the MSU team has launched the Economic Development Assistance Network.

“EDAN was created as a resource for economic developers, business owners, entrepreneurs and others in business and industry, and is designed to quickly connect university experts – and expertise – with the state’s business community,” Ray said.

BusinessJournal A MONTHLY PUBLICATION OF JOURNAL PUBLISHING AND THE COMMUNITY DEVELOPMENT FOUNDATION

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BUSINESS JOURNAL

JANUARY 2013

BUSINESS JOURNAL |

Hancock Fabrics posts another loss

BUSINESS REWIND

Hancock Fabrics CFO takes new post

Driskell joined Hancock in February 2009 as CFO and was promoted BALDWYN – While BALDWYN – Rob to EVP and CFO in June Hancock Fabrics’ sales Driskell, Hancock Fabrics’ 2009. continue to improve, the chief financial officer recraft and fabrics retailer’s signed Dec. 21 to accept a Sparkman named trek to profitability rejob with another comRegions president mains elusive. pany.

Net sales for the period Driskell had held the tiTUPELO – Gary Sparkending Oct. 27, 2012 were tles of executive vice man is the new Tupelo city $71.9 million, up from president and CFO since president for Regions the $70.8 million from June 2009. He’s leaving to Bank. the quarter a year earlier. take an executive posiHe replaced Hoot Comparable store sales tion with an unnamed Wilder, who served for increased 2.3 percent, it’s specialty food retailer seven years in the posifourth consecutive quar- based in the Midwest. tion. terly gain. A year ago, the Hancock appointed Sparkman, 47, isn’t new company saw those sales Larry D. Fair as interim to Tupelo. While he was drop 3.5 percent.

CFO, who was the comborn in Jackson, he’s spent However, Hancock’s pany’s vice president and the past 22 years here and operating loss for the chief accounting officer. has worked for other third quarter of 2012 was Fair, 55, is a certified banks in the area. $800,000, versus operatpublic accountant and Sparkman earned his ing income of $1.2 milhas held a number of sen- bachelor of business adlion last year. A $1 million ior financial management ministration degree from bankruptcy claim settlepositions with Hancock Mississippi State Univerment boosted last year’s since joining it in 1985, sity, with a major in bankresults, the company the company said. Fair ing and finance. He also is noted. has served as Hancock’s a graduate of the ComAnd for the third quar- vice president and chief mercial Lending Graduate ter, the company’s net accounting officer since School at the University of loss was $2.24 million, or March 2007 and prior to Oklahoma, and the Ten11 cents a share, comthat was Hancock’s vice nessee Commercial Lendpared to a $40,000 loss in president of finance from ing School at Vanderbilt the year-ago period.

June 1996 to March 2007. University.

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JANUARY 2013 |

More visitors centers recommended for region

TUPELO – Consultants have recommended seven to eight visitors centers be used to interpret the region’s heritage for tourists.

Phil Walker, of Nashville-based Walker Collaborative, and his team last month presented findings to the board of the Mississippi Hills Area Alliance, as the members continue to research the best way to interpret and monetarily capitalize on the cultural and tourism heritage in the region.

The Alliance board is in charge of the Mississippi Hills National Heritage Area, a federally recognized region bordered by Highway 55 on the west, Highway 14 on the south, the Tennessee state line on the north and the Alabama state line on the east. The group is funded with local, state and federal money.

The board has been working with the consultants for several months to put together a management plan for the heritage area.

The preferred plan Walker presented called for interpretive centers to be in Tupelo, Hernando, Oxford, Holly Springs, Corinth, Pontotoc and Columbus.

The centers in Tupelo and Hernando would have interpretive information for all of the themes – African-American, Civil War, music and literature, Native American and architecture –while the other centers would focus on a specific theme.

Participants at Tuesday’s meeting suggested looking at partnering with an existing visitors center in Kosciusko. They also suggested that the plan be open to other towns that could house the centers.

Delta website now showing Silver flights TUPELO – Passengers can now go to Delta Air Lines’ website to book flights out of Tupelo.

However, if they try to book a flight from Tupelo

to Atlanta only, they’ll get a message that says “no eligible flights available.”

Silver spokesman Steve Bennett told the Associated Press that travelers still have to use Silver’s website, travel agencies or travel websites to book flights between Mississippi and Atlanta. Delta’s reservation system will only show connections when travelers begin or end their journey with a Delta flight between Atlanta and another destination.

Silver took over service from Delta in October.

The airline also provides service to Atlanta from Greenville, Hattiesburg and Meridian.

Luxury apartments opening in February TUPELO – It’s taken a little longer than originally planned, but the Mills at McCullough apartment complex is set to open in February.

The 150-unit complex was originally conceived a couple of years ago, but the previous developer was unable to secure financing to complete the project.

AFM Investments LLC of New Orleans took over the project in late 2011.

Developer and builder Keith Bourgeois said the gated, private-access luxury apartment community will have mostly two-bedroom, two bath units, as well as some one bedroom units. Some of the one-bedroom apartments also will include a small study.

The complex also features another 80 detached garages and additional storage space available for rent.

Rent for the one-bedroom units range from $750-$825, while the twobedroom units will rent from $900 to $925.

Courtyard Marriott completes renovation TUPELO – After 15 years, the Courtyard Marriott in Tupelo was more than ready for a facelift.

Now, after more than a year and $1.9 million worth of work, the 93room hotel looks and

feels like its sister properties in the popular chain geared toward business travelers.

The exterior has been repainted, but the bulk of the renovation was done inside. All the guest rooms have been renovated, and the restaurant has been converted to a bistro.

A new lobby greets guests, and the hotel also features new carpeting, furniture and earth-tone colors throughout.

The Courtyard Marriott was bought almost two years ago by John Tampa of Ascent Hospitality in Georgia. Ascent also owns the Fairfield Inn & Suites in Tupelo and the Hampton Inn in New Albany.

Jobless rate drops to lowest in four years TUPELO – November’s unemployment rate for Northeast Mississippi was 7.9 percent, the lowest since April 2008.

The jobless rate was under 10 percent for the eighth time in 2012. Entering the year the region’s jobless rate had been in double digits for 35 of the previous 36 months.

Through November, unemployment for the region has averaged 9.4 percent in 2012 The numbers have improved since the depths of the Great Recession, which battered the economy on all levels. In 2011, unemployment averaged 11.5 percent in Northeast Mississippi, a slight improvement from 11.7 percent in 2010. In 2009, the region averaged 11.2 percent unemployment.

Statewide, the unemployment rate also improved in November, with 81 of 82 counties posting lower rates.

Lafayette County had Northeast Mississippi’s lowest rate in November at 5.4 percent, which also was the fourth-lowest in the state.

Pontotoc (6.6 percent), Union (6.7), Oktibbeha (7.2), Itawamba (7.4), Alcorn (7.5) and Calhoun (7.5) were among the top 25 lowest statewide.

Daily Journal reports

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ChamberConnection A publication of Journal Publishing and the cdf Chamber Division – January 2013

Brent Christensen

David Copenhaver

Ari Fleischer

NEMS Economic Forecast Conference The annual Northeast Mississippi Economic Forecast Conference will be held Tuesday, January 29 at the BancorpSouth Conference Center. The event will begin with coffee and networking at 8:30 a.m., with the conference commencing at 9:00 a.m. The featured speakers for this year’s event are: Mr. Ari Fleischer, former White House press secretary, President George W. Bush; Mr. Brent Christensen, executive director, Mississippi Development Authority (MDA); and Mr. David Copenhaver, chairman, Community Development Foundation (CDF) Board of Directors.

As former White House press secretary, Mr. Ari Fleischer was the primary spokesperson for President Bush, and will speak on the economy at a national level. He served as spokesman during the historic presidential recount, September 11, two wars, and

the anthrax attack. His best-selling book, Taking Heat, details his years in the White House and reached #7 on The New York Times best-seller list.

Since leaving the White House, Fleischer has worked extensively in the world of sports. He has helped Major League Baseball deal with its controversies, as well as its opportunities, and has worked for the Sony Ericsson WTA Tour and the Sporting Good Manufacturers Association. He also helps advise several major corporations about their communications issues.

Mr. Brent Christensen will speak on the economy at the state level. Christensen was appointed executive director of the Mississippi Development Authority, the state’s lead economic and community development agency, in May 2012. In this capacity, Christensen oversees approximately 300

MDA employees who are engaged in providing services to businesses, communities, and leaders throughout the state. These services range from traditional business recruitment, retention, and expansion assistance to developing unique Mississippi assets, such as the creative economy, and implementing programs that support community development, small business growth, tourism, disaster recovery, and other federal programs vital to Mississippi.

Christensen began his career in economic development at the Area Development Partnership in Hattiesburg, MS. During his time there, he helped bring numerous projects to the area, including Kohler Company’s small engine manufacturing facility, which located in the Hattiesburg/Forrest County Industrial Park. Christensen holds an MBA from

the University of South Florida and a bachelor’s degree in Economics and Public Policy Studies from Duke University.

Mr. David Copenhaver, CDF Chairman and former Vice President of Administration for Toyota Motor Manufacturing, Mississippi, will speak on the state of economic affairs on a local level.

Mr. Jeff King, Vice Chairman, Community Bank, Mississippi, will serve as Chairman of this year’s conference.

Other event sponsors include BNA Bank, BancorpSouth, CB&S Bank, Community Bank, Community Development Foundation, First American National Bank, Hardy Reed Capital Investors, LLC, Journal, Inc., M&F Bank, Regions Bank, Renasant Bank, and Trustmark National Bank.

For more information, please contact CDF at (662) 842-4521.

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A CDF

CHAMBER CONNECTION

JANUARY 2013

Chamber Focus Welcome to 2013. The first month of the year is usually a little slower; the rush of the holidays and yearend tasks are behind us. There is also the hope that traffic on West Main and around the mall will flow a little smoother. And most of us are grateful for a little extra time in our schedules so that we can begin our commitment to those pesky New Year’s resolutions.

We hope you will take a few extra minutes of your time to add to your calendar the upcoming business opportunities detailed in this issue of the Business Journal. We are very excited about the featured speakers for the Northeast Mississippi Economic Forecast Conference, as highlighted on the previous page. Our event sponsors worked diligently to plan a worthwhile conference on this timely issue. Be sure to reserve the morning of January 29, 2013 for this event.

The first week of February brings the “Business to Business Connection” and “Taste of Tupelo” on February 5, 2013. We are expecting great attendance at both events as more than ninety members take advantage of the opportunity to promote their products and services to area businesses and hundreds of guests.

New CDF Members

If you have not yet reserved your booth, please call us soon so that we can make those arrangements for you. Also during the first week of February is First Friday, Geddie featuring Sid Salter, Office of University Relations Director for Mississippi State, to share his view of the future business climate.

January’s Business Boxed Lunch & Learn will offer a seminar on "The Power of Connecting with People," presented by Carey Snyder, to be held on January 16 in the CDF Boardroom. Carey always provides tangible tips you can take with you to improve your business opportunities.

These are just a few of many events and activities the Chamber has planned for 2013. We encourage you to take advantage of these and other occasions to network with fellow businesses. Working together, we will all be stronger.

Wishing you a wonderful and prosperous new year.

American General Life and Accident Insurance Mr. Paul D. Flatt, LUTCF, FSS 1600 N Gloster St. Tupelo, MS 38801 (662) 871-8523 Insurance Cornerstone Landscapes, LLC Mr. Jason Tubb P.O. Box 926 Tupelo, MS 38802 (662) 501-0181 Lawn and Garden Crye-Leike Realtors – Greg Gillespie Mr. Greg Gillespie 1289 N Gloster St. Tupelo, MS 38804 (662) 213-9695 Real Estate, Appraisers, and Property Development

Jenkins Appraisal Services Mr. Brian Jenkins 398 E Main St., Ste. 134 Tupelo, MS 38804 (662) 419-9115 Real Estate, Appraisers, & Property Development

Sylvan Learning Center Ms. Lisa Wadley 618 Spicer Dr., Ste. A Tupelo, MS 38804 (662) 844-2121 Education U.S. Gold and Silver Brokers Inc. Mr. Louis Lee 658 W Main St. Tupelo, MS 38804 (662) 862-6900 Financial

Vice President Chamber of Commerce

Board of Directors for 2012-2013

CDF is governed by a 60-member Board of Directors. The Executive Committee is composed of the CDF Officers and eleven additional members of the Board. CDF’s goals and objectives are accomplished through the efforts of members appointed to committees operating under one of CDF’s three divisions: Chamber Division, Economic Development Division, and Planning and Property Management Division.

2012-2013 Executive Committee Steve Altmiller Mark Burleson Tillmon Calvert Scott Cochran Blair Hughes

Guy Mitchell Harry Rayburn Barry Smith Jane Spain Buddy Stubbs

2012-2013 Board of Directors Mike Armour Bernard Bean Jim Beane Roger Bland David Brevard Gary Carnathan Mike Clayborne V.M. Cleveland David Cole Joe Estess Clay Foster Tom Foy Sue Gardner Julianne Goodwin Frank Hodges

Heartland Payment Systems of Northeast MS Ms. Belinda Vinson 165 CR 766 Corinth, MS 38834 (662) 664-0981 Financial

Rosie’s Cookies, Cakes, & Cream Ms. Rose McCoy 108 E Main St., Ste. A Tupelo, MS 38804 (662) 844-3280 Bakeries

Karen Geddie

Community Development Foundation’s

David Copenhaver, Chairman Chauncey Godwin, First Vice Chairman Shane Hooper, Second Vice Chairman David Rumbarger, President/Secretary David Irwin, Immediate Past Chairman

Dabbs Engineering Mr. Tommy Dabbs 1050 N Eason Blvd.

Tupelo, MS 38804 (662) 841-0162 Engineering

Trentice Imbler Octavius Ivy Michael James Jamie Kennedy Bob Kerley Jeff King Gearl Loden Jerry Maxcy Neal McCoy Larry Michael Paul Mize Phil Morgan Mabel Murphree Mary Pace Jim Pate

Greg Pirkle Fred Pitts Jack Reed, Jr. Scott Reed Eddie Richey Cathy Robertson Drew Robertson Tom Robinson Ty Robinson Chris Rogers Kiyoshi Tsuchiya Gabriela Ungo Mitch Waycaster Jimmy Weeks Dick White

2012-2013 Ambassadors Club Mr. Enrique Amador . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Plexus Slm Mr. Jesse Bandre . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Exceed Technologies Ms. Britni Beasley . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BancorpSouth Ms Kelly Jo Brewer . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Gentiva Hospice Ms. Stephanie Browning . . . . . . . . . . . Hampton Inn & Suites Tupelo/Barnes Crossing Ms. Cindy Childs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Mall at Barnes Crossing Ms. Molly Crews . . . . . . . . . . . . . . . . . . . . . . . . . . Express Employment Professionals Ms. Kim Crump . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . LIFT, Incorporated Ms. Shirley Curry. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Crye-Leike, Realtors Ms. Sheila Davis. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . PPI, Inc. Ms. Karen Dickey . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Community Bank Ms. Barbara Doles . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Trustmark National Bank Ms. Becki Duffie . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Kelly Services Ms. Cheryl Foster . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Sleep Inn and Suites Ms. Dwana Golliday. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Renasant Bank Mr. M.O. Harris . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Water Depot of Tupelo Mr. Toby Hedges . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Shelter Insurance Ms. Daphene Hendricks . . . . . . . . . . . . . . . . . . . . . . . . . Tupelo Parks and Recreation Ms. Shirley Hendrix . . . . . . . . . . . . . . . . . . . . . . . Our Time Hourly Drop-In Child Care Mr. Jim Jolly. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Cracker Barrel Old Country Store Ms. Carman Jones . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BancorpSouth Ms. Brandy Lancaster. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . SnyderMedia Ms. Tracy Lauderdale . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BancorpSouth Ms. Dana Lewis. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Crye-Leike, Realtors Ms. Bea Luckett. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . TRI, Inc Realtors Mr. Brad McCully . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Sportsman Lawn & Landscape Ms. Amanda McKeown. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . SnyderMedia Ms. Katie McMillan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Key Staff Source Ms. Holley Meriweather . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Community Bank Ms. Haley Monaghan . . . . . . . . . . . . . . . . . . . . . . . . . Alliance Collection Service, Inc. Ms. Carolyn Moss . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Comfort Inn Mr. Ricky Orr. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . M&F Bank Mr. Allen Pegues . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Premium Productions Ms. Rachael Potts. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Gum Tree Mortgage Mr. John Paul Rhea . . . . . . . . . . . . . . . . . . . . . . . . . . . . First American National Bank Ms. Torrie Robertson . . . . . . . . . . . . . . . . . . . . . . . . . . . . . URBan Radio Broadcasting Ms. Mary Sue Tudor . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Lamar Advertising Mr. Kevin Wallace . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . JaK’s Services and Vending Mr. Greg Wilson . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Exceed Technologies Ms. Tammy Wise . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Comcast Spotlight

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Paying it Forward ‘Lee County is a historical and current example of the progressive evolution – economically, socially, and spiritually – of a tight-knit community that works closely together. The CLI program has given me unique, broad, and in-depth understanding of how the multiple, as well as complex, parts of a community must be continually nourished in order to progressively improve.’

Heather Taylor

Jim Ingram Community Leadership Institute, Class of 2014

I

n 1940, Lee County was one of the poorest counties in the poorest state in the country. It wasn’t by accident, but by careful analysis fueled by the passion for a better quality of life for everyone, that dairying began to supplement the incomes of farmers whose fields were depleted by too many years of growing cotton.

It was an idea conceived and sold to local business, which subsequently financed the studs that would breathe life into the weakened and weary farmers of Lee and surrounding counties.

This is just the beginning of the story, told by Vaughn Grisham in Hand in Hand (1999), and more recently by Robert Blade in Tupelo Man. The tale continues as the furniture industry put Tupelo on the map – an intentional effort to provide life-sustaining livelihoods for the residents of northeast Mississippi.

Most recently, the auto industry has begun to impact the employment opportunities of local, and not so local, residents. More than nine years of planning, recruiting, falling short, and trying again resulted in an automotive success story for Northeast Mississippi.

This unlikely series of community and economic development successes - in an area with no natural beauty or resources – has projected Tupelo into the national spotlight as a model for community development.

As our past leaders have never rested on one success, so we continue passing the torch and retelling these stories. That is the intent of the Jim Ingram Community Leadership Institute (CLI), a program designed to enhance community leadership development, as well as personal and professional growth.

Through a seven-month series of daylong sessions and two-day seminars, a select group of local leaders hear from leaders in education, economic development, healthcare, city and county government, and business and community development. The purpose is not to teach them how to successfully repeat the good deeds of the past, but to fan the flames of leadership that already exist, so that the future of Tupelo and Lee County – our future – burns on.

Chan Brown, a member of the current CLI class, summed up the lessons learned thus far, saying, “It is up to us to carry the torch forward addressing issues such as education, work force education, and community involvement to promote continued growth in Lee County.”

The current class has heard first hand of the passion for education shared by the superintendents of the Tupelo Public and Lee

County School districts, and the presidents of Itawamba Community College and the University of Mississippi-Tupelo. They have been awed by the impressive workmanship and robotics at our local MTD manufacturing facility.

They listened in as local experts shared stories of countless hours of planning, analyzing, and negotiating.

“Local economic developers and business retention experts have shed new light on the lengthy process of courting new industry. I have learned how much effort, time, and manpower it takes,” commented Rick Hill.

“Learning about the history of this great city and about the leaders that made that possible, how city and county and the surrounding area worked together to raise the standard of living for all people,” adds Joey Grist, “is the best thing I have been apart of in a long time.”

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CHAMBER CONNECTION

JANUARY 2013

CHAMBER CONNECTION

JANUARY 2013

D’CASA GRILL

The CDF Business Roundtable will meet Wednesday, January 23 at 4:00 p.m.

CDF Boardroom 398 E Main St., CDF Center Enjoy networking with CDF members while hearing brief, informative reports on new things that are going on in Tupelo/Lee County.

For more information, or to appear on the agenda, please contact Karen Geddie at (662) 842-4521 or kgeddie@cdfms.org.

Register online at www.cdfms.org/events

To celebrate the opening of their third restaurant in Tupelo, D’Casa Grill held a ribbon cutting ceremony. As a special treat, everyone in attendance was served a delicious lunch. Visit D’Casa Grill’s newest location at 1001 Barnes Crossing Rd., Ste. 402 in Tupelo, or call (662) 305-3243 for more information.

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CHAMBER CONNECTION

U.S. GOLD & SILVER BROKERS

PAGE 13

Join CDF for a Business Boxed Lunch & Learn seminar Presented by: Carey Snyder Snyder & Company

Wednesday, January 16 11:45 a.m. - 1:00 p.m.

CDF Boardroom

A ribbon cutting ceremony was held at U.S. Gold & Silver Brokers to celebrate the opening of their business at 658 W Main St. in Tupelo. U.S. Gold & Silver Brokers specializes in buying gold and silver coins, as well as scrap gold and silver, such as jewelry, silverware, etc. They also offer gold and silver bullion in a variety of forms. For more information, visit www.usgsb.com, or contact them at (662) 840-0275.

‘The Power of Connecting with People’ How to make the most important connections: Why am I making this connection?

How am I going to make this connection?

Why would this person want to connect with me?

How am I going to profit from this connection?

How am I going to keep this connection? $10.00 CDF members $20.00 non-members Register online at www.cdfms.org/events

“Serving North Mississippi Since 1949”

Residential • Commercial • Industrial

B&B CONCRETE CO., INC. email@bbconcrete.com

© JPC - 2012

130 N. Industrial Rd. • Tupelo, MS 38802 842-6312 • Dispatch: 842-6313 • Fax: 842-6327

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JANUARY 2013

CHAMBER CONNECTION

MARK YOUR CALENDAR FIRST FRIDAY

Speaker: Mr. Sid Salter Director, Office of University Relations Mississippi State University

JANUARY 2013

COURTYARD BY MARRIOTT

A ribbon cutting ceremony was held to celebrate the grand re-opening of Courtyard by Marriott. The $1.9 million renovation includes a lounge/bistro serving Starbucks coffee 24 hours daily. Courtyard by Marriott is located at 1320 N Gloster St. in Tupelo, and can be reached at (662) 841-9960 or www.marriott.com/tupcy.

MABUS AGENCY

Friday, February 1, 2013 BancorpSouth Conference Center 387 E Main St. 7:00 a.m.

Continental breakfast will be served.

SPONSOR:

MIZE FOUNDATION THANK YOU TO OUR CORPORATE SPONSORS:

Mabus Agency, a marketing, advertising, and design firm in Tupelo, held a ribbon cutting ceremony to celebrate the expansion of their current location at 320 S Spring St., Ste. B in Tupelo. For more information on Mabus Agency, visit www.mabusagency.com, or call at (662) 823-2100.

THANK YOU TO OUR HOST:

For more information, call: (662) 842-4521

The Community Development Foundation staff wishes you a prosperous and happy New Year. We look forward to serving your business throughout 2013.

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DECEMBER TYP

Networking Social at

Tupelo Young Professionals shared the holiday spirit by partnering with Helping Hands and Salvation Army at their December networking event. At the event, held at MLM Clothiers, attendees brought items such as peanut butter, diapers, and clothing, then worked on their Christmas shopping lists with a $25 gift certificate provided by MLM.

Thursday, January 17 5:00 p.m. – 7:00 p.m.

1715 McCullough Blvd., Ste. B For more information, visit www.typs.biz.

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CHAMBER CONNECTION

JANUARY 2013

CHAMBER CONNECTION

JANUARY 2013

Are you taking advantage of ChamberAdvantage?

See below for a list of participating businesses and visit www.cdfms.org/chamberadvantage to view all of the great discounts available to CDF member.

45 Wrecker Service Abner’s of Tupelo AdvanceStaff, Inc. Alliance Collection Service American Flooring, Inc. Any Lab Test Now Anytime Fitness – E Main St. Anytime Fitness – W Main St. ARAMARK Uniform Services Atlanta Bread Auto Spa Inc AvonLea Assisted Living and Retirement Community B & B Concrete Co., Inc. BancorpSouth Bar-B-Que by Jim Barnes & Noble Barnes Crossing Hyundai Mazda Bekins-Morgan Moving & Storage, Inc. Billie’s Catering, Inc. and Mt. Vernon Place Bishop’s BBQ Grill Bishop’s Flowers & Gifts, Inc. Celebrity Coaches Chick-fil-A (Mall at Barnes Crossing) Chick-fil-A (Thompson Square) Children’s Dental Clinic (CDC) Classic Finishes Clayton O’Donnell, PLLC Comfort Suites Confortaire, Inc. Country Flooring DB’s Floral Designs N More D’Casa Grill D’Casa Mexican Grill D’Casa Rancho Grill Dillard Enterprises, Inc. Direct Auto Insurance Don Julio Tex-Mex Restaurant Dossett Big 4 Dr. Rebecca S. McDougald Dwayne Blackmon Chevrolet, Inc. Elite Automotive, Inc. Exceed Technologies Fairfield Inn & Suites Fashionista Firestone Complete Auto Care Go Box of Tupelo Goo Goo Express Wash Great American Cookie Gum Tree Mortgage, LLC Gum Tree Museum of Art

Head Over Heels Salon & Day Spa Heartland Payment Systems North MS Hilton Garden Inn-Great American Grill His Hers Antiques & Collectibles Hodges Orthodontics Holder Accounting Firm Holiday Inn Express & Suites Honey Baked Ham & Café Innovative Landscape In Our Garden and Darlin’s Plants & Gifts JaK’s Services & Vending Jody’s Flowers and Fine Gifts Journal, Inc. Kay’s Kreations La Vino Wine & Spirits LaQuinta Inn & Suites Link Centre Lisa Browning Photography Little’s Jewelers Loar Service Company, Inc. Luxe M&F Bank Magnolia BBQ & Fish Magnolia Business Systems Martin Dental Clinic, PA Marty Pettit Photography Maurices MEA Drug Testing Consortium Meineke Car Care Cente Melange Midnite Pottery Mississippi Periodontics and Implant Dentistry Mississippi Trailblazers MLM Clothiers Mr. Rooter of Tupelo MS. CONCIERGE, LLC New Beginnings Adoption and Family Services NEWMS NMMC Wellness Center North Mississippi Orthodontic Associates, PA Northwestern Mutual Financial Network-Wesley Jones Old Venice Pizza Company Papa John’s Pizza Party Works Outlet PHI Fabric Warehouse Plan House Printing & Graphics Plexus Slim World Wide Premier Prints

Look for this sticker in the window of participating CDF member businesses to receive your special discount. To be a participating partner of ChamberAdvantage, call the CDF office at (662) 842-4521.

Presley Eye Care, PLLC Pro Golf of Tupelo Pro Oil Shop, Inc./Xpress Lube Rebelanes, Inc. Renasant Bank Room to Room Rosie’s Cookies, Cakes, & Cream Safestore of Tupelo, Inc. Salad Creations Scrubs & More Select Staffing ServiceMaster Clean Fire & Water Recovery Servpro of Tupelo Sherwin Williams Floor Covering Skybox Sports Grill & Pizzeria SNAP Fitness Snelling Staffing Sonic Drive In of Belden Southern Home Solutions, Inc. Sportsman Lawn & Landscape

SprintPrint of Tupelo Stone’s Jewelry & Gifts Inc. Sweet Tea & Biscuits Cafe Swirlz Teacher’s Pet The Cotton Bolt The Dance Studio The DJ The Farmhouse Tupelo The Hannahouse Adult Daycare Center Tigrett Steel Tony Barber Wrecker Service, LLC TRI, Inc. Realtors TruGreen Midsouth Tupelo Academy of Cosmetology Tupelo Automobile Museum Tupelo Christian Preparatory School Tupelo Diamond Brokers Tupelo Diesel Service, Inc. Tupelo Eye Center Optical Tupelo Manufacturing Company Tupelo Smiles

Tupelo Tint/The Blind Side Tupelo Trophy Tutti Frutti U.S. Lawns of NE MS UniFirst Corporation Varsity Vacuums Village Frame Shoppe, Inc. Voe’s Boutique Water Depot of Tupelo, Your Culligan Dealer Way-Fil, Inc. Weezie’s Deli & Gifts Wheeler Roofing, Inc. Whitetail Ridge Outdoors Wicks n’ More Wiese Planning & Engineering Wild Hogs Biker Gear Williams Transfer & Storage Yellow Lovebirds

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YOUR MONEY

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Ways to save money in 2013

BY SUSAN TOMPOR MCCLATCHY-TRIBUNE

Thirteen might not be the luckiest of number, but 2013 could be a pretty good year to get on a better financial footing – if you’re not fussy.

Now 2013 is the year I will finally use a 1991 calendar. While cleaning, I found a Laura Ashley desk calendar that was too pretty to use back then.

The days of the week for 1991 match up with 2013.

Now, some tips for ’13: USE WHAT YOU’VE GOT. It is possible to make dinner out of what’s at home at least one day a week.

Need a use for small bottles of shampoo in the closet? My husband and made a game out of regularly tapping into our stockpile.

CANCEL A SERVICE. Gabriella Barthlow canceled cable in 2002 and has saved thousands of dollars. She waits until a TV series is on DVD at her library.

WATCH ATM FEES. If you’re out of town and not near your bank, it may be possible to avoid ATM fees by using your debit card at a nearby supermarket.

If you go to an ATM that’s not part of your bank, you’d typically pay your bank a fee of $1.57 and pay the ATM owner an additional $2.50 on average, according to Bankrate.com.

BANK ONE MORE BUCK. Charge $1 every single time you break a New Year’s resolution. Make sure everyone in the house makes one promise – not to yell at the TV dur-

The odd thought here: Don’t just work for your money; work hard to avoid spending it, too. ing a football game, not to forget to put away the laundry. Put that money toward a goal.

THINK “JUST IN TIME.” Buying in bulk can save money, say by freezing butter bought on sale during the holidays.

But “avoid overstocking your refrigerator and pantry,” said Tomika Snodgrass, a vice president for RBS Citizens. The mom of two only buys items for her weekly plan.

BUY SOME BANDAGES. Some rules changed in 2011 and now you’re required to have a prescrip-

WE ARE PLEASED TO ANNOUNCE THAT DUDLEY WOOLEY HAS BEEN PROMOTED TO AGENCY CEO. EASON LEAKE, OUR CURRENT CEO, WILL CONTINUE TO SERVE AS CHAIRMAN OF THE BOARD.

200 S. LAMAR ST., STE 700 S. | JACKSON, MS 39201 204 SOUTH BROADWAY STREET | TUPELO, MS 38804 662-844-0222 | WWW.ROSSANDYERGER.COM

tion from a doctor if you want to be reimbursed as part of a flexible spending account for buying overthe-counter medicine or drugs.

But many do not realize that there are 32,000 services and items that would be reimbursed by FSA funds – and do not need a prescription for reimbursement, said Natasha Rankin, executive director for the Employers Council on Flexible Compensation in Washington.

She noted that, on average, people lose $138 after not filing for reimburse-

ments or not spending the necessary amounts in flexible spending accounts.

Online stores even sell items that qualify for FSA dollars.

Check with your sponsor about deadlines for spending and filing for reimbursements.

A new FSA cap goes in affect his month. The maximum an employee can set aside is $2,500. If both spouses are working, the maximum allowed is $5,000.

PLAY MAKE-BELIEVE. If you could pretend to be a cowboy when you were a kid, why can’t you imagine that one day you’ll be able to retire? If you can believe it, you can save.

CREATE ONE “NO-SPENDZONE.” Choose a Saturday each month where you don’t spend money. No fair pulling out plastic.

SAVE SENTIMENTAL CASH. Examine the serial number on each $1 bill. Then, save bills that start with a special letter, like your first initial, said Samirian Hill, president of BudgetWise Financial Solutions.

GO OFF-SHORE. No, not really off-shore. But why not bank far from home?

If you choose a financial institution that is a hike to get to, it could be difficult to empty that account, said Dorothy Barrick, financial counselor and group manager for GreenPath Debt Solutions, a national nonprofit credit counselor. Of course, just pulling out a debit card from that bank would defeat the purpose.

The odd thought here: Don’t just work for your money; work hard to avoid spending it, too.

EXCELLENT OPPORTUNITY 549,00000

$

Well kept 78,000 sq. ft. manufacturing facility on 10 acres in Hickory Flat, MS. The 5 bath building is heated and cooled and is fully sprinklered.

Rail access is adjacent to building

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BUSINESS JOURNAL

JANUARY 2013

BUSINESS JOURNAL

JANUARY 2013

Big data promises big results T

he way I store data in a database is so simple, a child could understand it.

I store data in tables.

Everybody knows how to use a table. A good example of a table is a telephone directory.

Locate a name in the left column, then look at the right column for the corresponding telephone number.

I use the same technique to store data about customers, suppliers, items, employees, invoices, purchase orders and so on.

But the world has changed.

While we still need tabular databases, most of the data produced these days is unstructured.

However, “unstructured” is putting it too nicely; “chaotic” is more like it.

People post immense quantities of data to the Internet every hour in the form of Facebook messages, tweets, blogs, email and more. A vast amount of data is not in text format.

Audio, video and photographs

are good examples. Additional data flows through the Internet from such devices as traffic sensors and seTech curity cameras.

There’s a Talk name for this sea of informaTED tion-big data.

Big data is typiHOLT cally characterized in four ways: volume, velocity, variety and veracity.

• Volume: IBM claims that people create 2.5 quintillion characters of data every day and that 90 percent of the data in existence was created during the past two years.

• Velocity: Much data is only good for a short time. Big data must be examined and acted upon quickly.

• Variety: Big data comes in text and non-text formats.

• Veracity: This is the hard

Retailers realize that customers often reply “fine” when questioned about quality of service, even if the service was substandard. So businesses try everything imaginable to get feedback from their customers.

part. How does a decision maker know what data to trust? But it’s hardly a new problem. Business leaders already fight that battle daily.

Would it surprise you to learn that there are many people who are interested in big data?

Put yourself in the place of a manufacturer. Wouldn’t you want to know what people are saying about your products? Do they like what you produce? Are they recommending it to their friends? If not, why not? What specific complaints do they have? Can they alert you to problems that you are not aware of?

But how can you get this in-

formation? You can’t hire an army of humans to scour the Internet for mention of whatever you’re interested in.

Technology companies know a good opportunity when they see one, and they are not letting this one get by. Big enterprise vendors, such as IBM, Oracle, Hewlett-Packard, Fujitsu and Intel already command the bigdata market, which Wikibon says will grow to $50 billion by 2017.

Retailers realize that customers often reply “fine” when questioned about quality of service, even if the service was substandard. So businesses try

everything imaginable to get feedback from their customers.

For example, every week I receive receipts that ask me to complete a survey in hopes of winning a sizeable amount of money.

Maybe big data will tell many industries what their customers really think about them.

A lot of people are spending a lot of time and money in the belief that such will be the case.

TED HOLT is a member of BINaRE, a Tupelo-based organization of professionals interested in technology. BINaRE welcomes new members. For more information, visit binare.org.

WE REVOLVE AROUND YOU

Expert Computer Sales, Service, and Repair from Apple to PC. Whether its a Tablet or a Desktop Computer whatever the problem, We Have the Solution!

Locally Owned and Operated

1139 WEST MAIN ST • TUPELO, MS

662 . 844 . 6991

WWW.COMPUTERUNIVERSE.US

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Business Directory Antiques/Auctions

Automotive Services

Automotive Commercial Vehicles

RICK’S CHASSIS WORKS

Licensed Real Estate Broker & Auctioneers

Foreign - Domestic

Full Time Professional Auction Service

Free Auction Consultation Alabama • Mississippi • Tennessee Auction Types: Call or email to be placed Court Ordered, Foreclosures, Houses, on our mailing list.

Land, Buildings, Business, Personal or

Family Estates, Business Inventory, Vehicles, Equipment, Personal Collections (i.e. guns, coins, gold, silver, jewelry, rugs, collectibles, antiques, furniture, primitives)

bandb@sonet.net • 800-890-5130

Whether you’re hauling or delivering...Call

DWAYNE BLACKMON CHEVROLET for your commercial vehicle needs!

1410 SOUTH GLOSTER / TUPELO / 842-3611

Apartments Homes

• Insurance Claims Welcome • Free Estimates • Body & Paint Repair

1608 S. GLOSTER TUPELO

1, 2 & 3 Bedroom

Bank Of Okolona

111 Grand Ole Oaks Drive Belden, MS 38826 Carey Wilson Manager

office: 662.823.1470 • fax: 662.823.1474 • cell:662.231.7508

THE FAST LANE FOR SMALL BUSINESS

www.GrandOleOaks.com

CALL JIM BROWN 662.231.2392

Apartments Homes

Automotive Professional

NEED A CAR? Nancy Oliver Site Manager

508 Lumpkin Avenue Tupelo, Mississippi 38801 Telephone: (662) 844-2370 Fax: (662) 844-2345 E-mail: oakcreeka@comcast.net

Attorney

Attorney-At-Law

Shelton & Associates P.A. 218 N. Spring St. P. O. Box 1362 Tupelo, MS 38802-1362 Phone (662) 842-5051 Res. (662) 842-5321 Toll Free 1-888-537-5051 •

Okolona P.O. Box 306 Okolona, Mississippi 38860

(662) 447-5403

Fax (662) 841-1941

Email: jshelton@dixie-net.com Licensed In Mississippi & Alabama

Auto Rental

1480 EAST MAIN ST. TUPELO, MS 38804 Email: discountrentcar@gmail.com

(662) 456-3347

Bank

Your 5-Star, A Rated Bank

I CAN HELP!

Dashmond Daniel 346-3222

by Bauer Financial and Weiss Ratings

We take care of your money.

We take care of you.

L E E M OTO R S 2710 SOUTH GLOSTER

Bank

BRAKE & SERVICE REPAIR • Brakes • Front End Alignment • Air Conditioning Call Robin Barnett today!

OTHER SERVICES INCLUDE STARTERS, TIRES, OIL CHANGES, BATTERIES, ALTERNATORS, DRIVESHAFTS, AND CUSTOM WHEELS.

662-841-8743 rbarnett@trustmark.com

Cooper Service

662-844-1852

• 4006 West Main • Tupelo

Mon-Fri 7:30am - 5:30pm • Sat 7:30am - Noon

Bank

Automotive Services

Tupelo Lending Office

Body Repair • Auto Glass •Insurance Claims

PH: 662-842-5404 FAX: 662-842-0909

Houston Banking Center 321 W. Madison St. Houston, Mississippi www.bankofokolona.com

Automotive Services

Jason Lee Shelton

844-0260

Bank

Automotive Commercial Vehicles

Affordable Luxury Apartment Homes

1875 Nelle St. Tupelo, MS

“We Specialize in Frame Work”

Ratliff Body and Glass 365-8245

“You pay the premiums, you choose the shop.” www.ratliffbodyandglass.com

431 W Main Suite 201 Jamie Osbirn Ron Roper Leslie Stacy

662.844.3419 Member

FDIC

fanb.net

Equal Housing

LENDER

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BUSINESS JOURNAL

JANUARY 2013

BUSINESS JOURNAL

JANUARY 2013

Business Directory Blinds

Commercial Cleaning Services

MR. JANITOR

Budget

Blinds a style for every point of view

Budget Blinds of Tupelo

FREE In-Home Consultation Shutters, Wood Blinds, Draperies and more!

inc.

heavyonthemr.com

Tupelo: 662.823.6455 Oxford: 662.281.0586 cell: 662.380.0958 fax: 662.281.0585

Carpet • Upholstery • Oriental/Natural Fiber Rugs Hardwood Floors • Ceramic Tile and Grout Cleaning All Your Indoor Cleaning Needs!

662-844-7713

rlloomis@budgetblinds.com

Helping To Keep Northeast Mississippi Clean and Beautiful

www.budgetblinds.com

David Stephens President mrjanitor1984@yahoo.com 1835 Nelle Street • Tupelo, MS 38801 Fax 662-844-7169 Cell 662-321-0275

An Independently Owned and Operated Franchise

Concrete

Building Supplies Rex & Diannah Coggins, Owners

Event Venue

T h e G o o d l e tt M a n o r

Available for Weddings, Receptions, Parties and Meetings For Information Call 844-2772

219 N o r t h B ro a d way • Tu p e l o

Event Venue

Ph: (662) 365-7021

Fax: (662) 365-8902 H Y N ARD W & WA L D SUPPLY, RE A INC. B

• Full Service • Hardware • Building Supplies • Plumbing • Hydraulic Hoses

• Electrical • Glass • Valspar Paints • Welding Supplies • Portable Carports

401 Elizabeth St. • Tupelo 662-842-7305

1187 North 4th St. • Baldwyn, MS 38824

Dentist

Building Supplies

Lumbe ville e n o o r B Company Full Line of Lumber, Hardware, Plumbing and Electrical Supplies

NORTH MISSISSIPPI

Periodontal Clinic

2300 E. Chambers Dr. • Booneville • 728-0094

J. Michael Robertson, D.M.D. (662) 842.2448 / 800.840.2449

Booneville Hardware & Supply

www.northmsperio.com

"For all your hardware needs"

103 Parkgate Ext. / Tupelo

Collision Repair

Employment Opportunities

403 Church St. • Booneville • 728-0032

Meetings • Weddings Sanctuary Space • Reception Hall • Catering Concerts • Special Events 1800 West Main St. • Tupelo • 662-690-4011 • www.link-centre.org

Flowers & Gifts

Lacoles Flower & Gift "Arrangements for All Occassions" WE ALSO HAVE BALLOONS!

230 CR 51 • Tupelo PALMETTO COMMUNITY

Phone 566-2514 Lenora Sorrell ~ Owner

Furniture

We’ve got all your

24 Hour Wrecker Service

589 N. Coley Rd. Tupelo, MS

◆ Junior Burns - Cell 662-728-0524 ◆ David Denson - Cell 662-416-5591 100 W. Veterans Drive • Booneville, MS 38829

home furnishings at affordable prices.

662-489-1176

Phone 662-728-4459 • Fax (662) 728-4150

Great Employment Opportunities

7540 Veterans Hwy. West • Pontotoc, MS 38863

Commercial Cleaning Services

Engineering

Gifts

DABBS ENGINEERING CO., INC.

Tupelo, MS

Land Surveyors ■ ■

Boundary ■ Topo ■ Alta Construction Layout ■ Subdivisions

Engineers

224 Starlyn Ave. New Albany, MS 38652

662-534-4448

■

Civil

■

Environmental-Testing

■

Geotechnical

Thomas R. Dabbs, P.E. Fax 662-841-0431

E-mail: tdabbs@dabbsengineering.com P.O. Box 7064 / 1050 N. Eason, Tupelo, MS 662-841-0162 www.dabbsengineeringinc.com

Okolona Drug Co.

Complete Prescription Service

We Accept All Medicare Part D Plans • • • • •

Gifts & Fenton Glass Tyler Candles Aromatique Arthur Court Lenox & Gorham China

• Adora Dolls & Lee Middleton Dolls • Ole Miss & Miss. State Collegiate Items • NEW Casseroles to Go!

210 West Main Street Okolona, MS (662) 447-5471

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Business Directory Locksmith

Glass & Overhead Doors

Medical Equipment

MILLER’S SAFE & LOCK SERVICE, INC.

NEW & USED SAFES Store Fronts • Mirrors Shower Doors • Garage Doors Commercial Doors Hollow Metal Doors

Serving Tupelo for 3 Generations

24 Hour Emergency Service

662-844-4540

“Serving Tupelo for 3 Generations”

711 ROBERT E. LEE DR. • TUPELO, MS

“Experience Is The Difference”

FAX:662-620-7754

Home Improvement

MOBILITY MEDICAL www.mobilitymedicalinc.com

Home Accessibility Modifications Adult & Pediatric

• Safes Serviced & Installed • Locks Installed • Locksets • Combinations Changed • Locks Rekeyed • Lost Keys Replaced • Master Key Systems • High Security Keys AUTO RESIDENTIAL COMMERCIAL

• Power Wheelchairs • Manual Wheelchairs • Custom Rehab Equipment • Scooters • Oxygen • Custom Ramps & Lifts • Lift Chairs "We

(662) 842-7720

1219 1⁄2 NELLE STREET • TUPELO

• Hospital Beds • Diabetic Shoes & Supplies • Nebulizers & Meds • Vehicle Wheelchair Lifts • Hard to Find Products

We Accept All Insurances Registered Nurses Certified Assistive Technology are a Mississippi Owned & Operated Company" Provider & NRRTS Member On Staff

662-844-9212

609 S. Gloster St. Tupelo, MS 38801

Moving

Manufactured Homes For Sale

WHEEL ESTATE HOMES TUPELO • SALTILLO • NEW ALBANY

Tour!! to Tour Reposs to and Repo Used,, and New,, Used 90 New Over Over 90

Call for a Free Estimate

Bronzie Morgan

Family Owned & Operated Since 1967

Relocation Specialist

662-842-1120

www.wheelestate.net

(662) 963-2825

rafcomhs@gmail.com

Windows, Doors, Tubs, Skirting, Fixtures, and More!!

Installation available!!!

“The Morgan Family has been moving families like yours for over 50 years”

800-846-6670

Insurance

Medical

Paint

Medical

Pet Grooming

Hancock Insurance Agency INSURANCE AND FINANCIAL SERVICES ATV • Life • Health Annuities • RV • Automobile Motorcycle • Home Mobile Home Medicare Supplements

Scott Hancock

Allen Hancock

662-534-2661 720 W . Bankhead St. New Albany

Monthly Rates Available

Landscaping

SCRUGGS

Lil’ Darlins Grooming

LAWN

109 Parkgate Ext. • Tupelo, MS 38801

CARE

LANDSCAPING IRRIGATION FREE ESTIMATES REASONABLE RATES

(Next to Skate Zone)

Sylvia Blanchard, CFNP

Family Practice Phone: 662-840-4175 Monday-Friday Fax: 662-840-8279 8:00 am - 5:00 pm

“We Really Do Care”

ICE T THE BEST PR Owner, Ron Herndon

PONTOTOC STOCKYARD SATURDAYS

FOR ALL LIVESTOCK NEEDS

568 RockyFord Rd. • Hwy 76 West, Pontotoc 489-4385 or 213-7080

Goats, Hogs, and Horses at 11:00 am, Cattle at 1:00 pm

, PA

Comprehensive Medical Care For Your Family or Business Appointments & Walk-Ins Welcome

Mon-Fri. 8 - 6:30 Sat. 9 - 6 Sun. 1 - 6

1154 Cross Creek Dr. (Next to Home Depot)

840-8010

347 South Thomas St. Tupelo, MS 38801

662-205-4302

Call for Weekly Specials lildarlinsgroomin@comcast.net

Plumbing

Medical

Livestock

WE GE

Call for your appointment today!!

www.familycaremedicalclinictupelo.com

397-6486

By Appointment Only

Lee Wallace, CFNP David W. Bell, MD Leigh Ann Weatherly, CFNP

RH PLUMBING, INC. Commercial Plumbing, Gas & Industrial Piping RICHARD HANLON (662) 447-3213

P.O. BOX 417 Okolona, MS 38860

Thank you for choosing RH Plumbing. We appreciate your business

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BUSINESS JOURNAL

JANUARY 2013

BUSINESS JOURNAL

JANUARY 2013

Business Directory Real Estate

Technology

Restaurant

Achieve greater network per for mance with less.

It's time to get more performance from your network with far less. As in less bandwidth utilization, fewer resources, and less cost.

at

• Max 2 FREE Kids with Adult Entree • 12 Years and Under

• Drink Not Included • Kid's Menu Only

Tupelo • Tuesdays 3 - 9 pm • 495 S. Gloster • 680-3354 New Albany • Thursdays 5 - 9 pm • 534-2700 Corinth • Tuesdays 4 - 9 pm • 286-9007

ADVANCED RESEARCH & DEVELOPMENT FACILITY

Restaurant

Tire Service

Restaurant

1150 SOUTH GREEN ST • BUILDING 1, SUITE E • TUPELO,MS 662-821-2500 • www.circadence.com

East Main Tire

WE Roast, You Boast

Tupelo’s Source for New & Used Tires at Competitive Prices!

• Dining • Carryout • Catering

• Pizza Spaghetti • Salad Bar • Sandwich

203 Commerce St. • Tupelo, MS • 840-1524 fax

365-7059

Across from BancorpSouth Arena Mon.- Wed. 6:00 am - 6:00 pm • Thu. - Sat. 6:00 am. - Until

709 S 4th St. • Baldwyn, MS Mon.-Thurs. 11-10 • Fri.-Sat. 11-11 • Sun. 12-10

Restaurant

• Same Day Alignment in Most Cases • Computer Wheel Balance • Mounting Tire Repair • Oil Change / Brakes / Shocks & Struts • CV Joints & Axel Repair • Transmission and Radiator Fluid Change

Monday–Friday 7:30am - 5:00pm

844-4222

1425 East Main • Tupelo

Tobacco & Beer

Restaurant

2 LOCATIONS

Come See Us at

Country Store (2) Can Eat for $1899 MS Farm Raised & Restaurant C(2)A2TPc.FWhole ISH PLATES Hwy. 6, 4.5 mi. from Nettleton & Plantersville In front of Pettigrew Cabinets

Thu., Fri. & Sat. Nights 5:00 – 9:00 pm

Monday-Saturday 7 am -10 pm • Sunday 10 am -6 pm

Come experience great food with some new and familiar faces!

Served w/salad & potato.

Price includes drinks & tax.

101 Front Street, Algoma, MS

Lunch Specials & Pizza

489-8946

Call 591-2900 for take-out orders

Restaurant

Restaurant

The Rib Shack

Party Trays for all Occasions!

Specializing in Ribs & BBQ!

Fried Pickles, Cheese and Sausage Plate, Cheese Steaks, Hoagies, Chicken Salad, Fish, Steaks, Kid Menu, BBQ Nachos, Homemade Desserts and much, much more.

We’re a family owned business and appreciate all of our customers

1101 W. Main • Tupelo 842-3774

3061 Tupelo Commons • Tupelo, MS • 840-1700 920 Hwy 72 East • Corinth, MS • 284-4646

Restaurant

W 499 Gloster Creek Village, Tupelo, MS 38801 Phone: (662) 844-4888 Fax: (662) 844-3006

HE

EL

RO

INC.

Monday-Saturday 7 am -10 pm • Sunday 1 pm -8 pm

204 Starlyn Avenue • New Albany, MS

662-534-4500

Tree Service

AMERICAN TREE SERVICE AND STUMP REMOVAL Licensed • Bonded • Fully Insured

Over 30 years experience

Pruning • Cutting • Removal

Commercial • Residential

WE OFFER 10% Off SENIOR CITIZENS, & CHURCH MEMBER DISCOUNT

Complete Stump Removal • Emergency Storm Work

John Zinzer • 662-266-9021 Uniforms

Roofing

ER

Town Creek Center

2546 Hwy 145 #A Saltillo • 662-869-0086

OF

ING

“A Family Business Since 1946”

• Residential • Commercial • Industrial FREE Estimates LICENSED & INSURED

411 CLARK ST. ❖ TUPELO ❖ 844-4481

Keeping Professional People Looking Professional 795 S. Gloster, Tupelo • (662) 844-4272 2316 Hwy. 45 N. Columbus • (662) 328-7777 1151 D. Frontage Rd. Oxford • (662) 513-0341

www.scrubsandco.com

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JANUARY 2013

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