Pay Off My Home or Buy a Rental?

Hardwood • Laminate • Tile

We Also Remodel Showers

We install and carry a full variety of, vinyl plank,wood, and tile flooring. We also do free measurements!

Buzzed Driving Is Drunk Driving

Dear Dave, I’m about to start paying off debt in Baby Step 2, but there’s a motorcycle loan my ex-girlfriend took out for me. I crashed the motorcycle and sustained some injuries. After two months of litigation, I received a settlement of about $15,000 that was just enough to cover the loan. Do I use the settlement money toward my debt snowball, or should I pay her back so I can get her out of my life for good?

Arnold

Dear Arnold, Pay her back. Anything else would be unfair. And, on top of that, it’s just the right thing to do. The whole move of her taking out a loan to buy you a motorcycle was kind of a dumb anyway. It was dumb on her part, and it was dumb on your part. And you can see why it was now, can’t you? It has left you in a lurch emotionally and re- lationally. We’re not talking about a random chunk of cash here. This money was for the motorcycle, from the motorcycle and about the motorcycle. So, you just pay her back, and that’ll clear things up.

I’m sorry the relationship didn’t work out, brother. But I’m glad you’re taking steps to be in control of your finances. And I hope making things right where the bike is concerned will bring you a little peace of mind.

— Dave

* Dave Ramsey is an eight-time national bestselling author, personal finance expert and host of The Ramsey Show. He has appeared on Good Morning America, CBS This Morning, Today, Fox News, CNN, Fox Business and many more. Since 1992, Dave has helped people take control of their money, build wealth and enhance their lives. He also serves as CEO for the compa-

Auto And Ag Parts From J And R Auto Parts In Emory

J&R Discount Auto Supply, 595 W Lennon Dr., Emory, TX 75440 Hours of Operation:Monday–Friday7am -5:30pmSaturday7am - 3pm

Auto & Agricultural Parts in Emory, Texas

If your car or tractor needs new parts, J & R Auto Supply, located in Emory, Texas, offers the sale of several different new auto and agricultural parts. Savings, Agricultural Parts in Emory, TX Quality Service J & R Auto Supply specializes in selling new parts and other equipment for your vehicular and farming needs. From basic starters and car batteries to aftermarket accessories, such as bug deflectors and vent shades, we have you covered.

Our inventory includes foreign and domestic parts for tractors and cars. If you request a part that we don’t have in stock, we are more than happy to special order it for you and have it in store the same day or following morning. We match competitor’s price.

J & R Auto Supply has proudly served the local community for the past 30 years. Our mission is to continue our great service and offer our devoted customers quality products at affordable prices. Stop by our store and check out our large selection of parts today.

Aftermarket acces- sories from J and R include, Auto & Agricultural

If your car or tractor needs new parts, J & R Auto Supply, Emory, Texas, offers the sale of several different new auto and agricultural parts.

J & R Auto Supply specializes in selling new parts and other equipment for your vehicular and farming needs. From basic starters and car batteries to aftermarket accessories, such as bug deflectors and vent shades, we have you covered.Our inventory includes both foreign and domestic parts for tractors and cars.

FAMILY FEATURES

As the center of many communities, schools can play an important role in promoting sustainable behaviors. Teaching earth-friendly behaviors is one aspect, but schools can also take steps to facilitate sustainable practices within the school system and the community. Beyond protecting the climate and environment, sustainable practices offer multiple benefits, including improving student health and enhancing the community. These green changes can make a meaningful and lasting impact.

Start a Recycling Club

For communities without a city-wide recycling program, a student-run operation can be highly successful. Engaging students in the planning and oversight of a social service project equips them with leadership experience while showing them firsthand the impact a small group can make.

Look at Propane Buses

Diesel school buses are not only expensive to operate, but they pose a risk to children’s health and the environment. According to the Propane Education & Research Council, with propane school buses, the classic cloud of black smoke emitted from the tailpipe is nonexistent. Propane school buses also provide a quieter ride than diesel buses, which means it’s a safer ride. What’s more, propane reduces harmful emissions that cause asthma, bronchitis and other respiratory illnesses by up to 94% compared to diesel.

There are two practical energy choices for clean student transportation: propane and electric. However, a propane bus costs one-third the price of an electric bus, allowing school districts to replace their aging diesel fleets three times faster than with electric. In addition, propane has a range of 400 miles, meaning even sizable vehicles, like buses, can go the distance to provide a reliable ride.

Clean with Natural Products

Especially in the wake of a global pandemic, cleaning standards in most schools are exceptionally high. However, many of the heavy-duty disinfectants and other cleaning agents used in schools and other public areas can be filled with chemicals that negatively affect air quality and further harm the environment when they wash into surrounding areas, including streams and rivers.

Plant a School Garden

Locally sourced produce offers numerous benefits, from providing an affordable food source for families in the area to minimizing costs associated with food production, including transportation and packaging. Beyond the social and environmental perks, gardening is a valuable life skill that can also be easily woven into academic lessons such as science, math, social studies and even art.

Take Advantage of Natural Light

In many cases, classrooms that are well-illuminated by natural light filtering through windows don’t need to run overhead lights throughout the day. Leveraging the warmth of the sun’s rays can also be helpful in providing natural heat during colder months.

Replace Light Bulbs

In areas where the school does rely on energy-based lighting, environmentally friendly bulbs make a lot of sense. Not only do eco-friendly bulbs align with a school’s commitment to sustainability, but they’re also generally more costefficient to operate, which means the district can save money on energy expenses.

Celebrate Environmental Holidays

Engaging students and capturing their interest can also mean tapping into the delight that comes with classroom parties and special events that offer a break from the regular school routine. Hosting assemblies or organizing special events in honor of environmental holidays can pique students’ interest and inspire them to take a greater interest in adopting sustainable habits.

A Program Geared for Sustainability

In an effort to provide school districts with more environmentally friendly transportation, the Environmental Protection Agency’s Clean School Bus Program is providing $5 billion over five years (2022-2026) to replace existing school buses with zero-emission and low-emission models. The program prioritizes high-need, lowincome, rural and tribal school districts. As an affordable, available energy source that provides fleets with a range of up to 400 miles on a single refuel, propane autogas is a viable option for each of these prioritized demographics. In 2022, the EPA solicited rebate applications for $1 billion for zero-emission and low-emission school bus rebates as the first funding opportunity. The $1 billion paid for 2,350 electric school buses. The funding also awarded 109 low-emissions propane buses.

However, the same amount of money distributed for electric buses could have helped fund as many as 29,000 propane buses, assuming each bus received the $30,000 incentive from the program.

The 2,350 diesel buses the grant replaced with electric will reduce nitrogen oxide emissions by 665 metric tons per year and carbon dioxide emissions by 36,870 metric tons. If the funds went toward the 29,000 propane buses to replace diesel, it would have reduced nearly 10 times the amount of nitrogen oxide emissions and three times the amount of carbon dioxide emissions. This year, parents can start the conversation with their school transportation officials about clean propane buses so they’ll be ready to apply when the time comes. Learn more about how parents can start the conversation at BetterOurBuses.com.

IMPROVE YOUR BODY AND MIND AT OASIS!

YES! you can Improve your body and mind at Oasis

Come by Oasis Massage & Day Spa for calming, rejuvenating therapies . From deep tissue massages to body wraps, our trained professionals offer everything you need to improve your wellbeing. You can relax and unwind Appointments are available Monday to Friday from 9:00 AM to 5:00 PM Saturday 9:00AM to 2:00PM After hours by appointment.

Treatments tailored to your needs . You’ll feel like your a VIP with treatment for every customer. We have prices that everyone can love

We can Treat aches and pains as well as Alleviate sports injuries or pregnancy pains with our specialty massages geared towards your exact needs.

Did you know you can rejuvenate your skin at Oasis?

Take years off your skin by letting our skin care therapist perform relaxing and effective facials. needs it most.

Did you know there is Deep Tissue Massage / Myofascial Release. This is the perfect technique that focuses on deep layers of muscle to release tension in your muscles, tendons, and fascia.

Maybe your needs run more to swed - ish Massage which are five techniques designed to relax your body by applying pressure to your muscles and working them in the same direction as the flow of blood to the heart.

Very beneficial. How about Hot Stone Therapy. The healing power of warmed stones to penetrate the muscles. It’s the technique of using warm stones to give you a relaxing melt you off the table experience.

Let us not forget Reflexology A healing art that massages the feet, hands and ears and the referral areas within zone related areas that correspond to every part, gland, and organ of the body.

For more information about Oasis call 903-567- 5961.