Capital Security Bank - Fees Guide

BANKING SERVl(ESrcontinuedJ

TRADING ACCOUNT Maintenance Fees*: USD Oto USD 1,000,000

0.38% per year

USD 1,000,001 to USD 3,000,000

0.35% per year

USD 3,000,001 to USD 5,000,000

0.30% per year

USD 5,000,001 Plus

0.25% per year

* Maintenance is charged monthly and is calculated against the market value of the open positions held in the portfolio. **Third party charges may apply. A confirmation of these charges is available upon request.

Equity and ETF Trading Fees**: Brokerage by exchange

Trade Value

Commission

Min. Commission

Any

Below 10

USD0.04 per Share

USD25

Any

Above 10

USD0.055 per Share

USD25

AMS- NYSE Euronext Amsterdam

Any

Any

0.25% ofTrade Amount

EUR25

ASX- Australian Securities Exchange

Any

Any

0.25% ofTrade Amount

AUD30

BRU- NYSE Euronext Brussels

Any

Any

0.25% ofTrade Amount

EUR45

CSE- NASDAQ OMX Copenhagen

Any

Any

0.25% ofTrade Amount

DKK25

CSE- FN- DK

Any

Any

0.25% ofTrade Amount

DKK25

CSE- INV- NASDAQ OMX Copenhagen (Investment trusts)

Any

Any

0.25% ofTrade Amount

DKK25

FFT- Deutsche Borse (Frankfurt Floor)

Any

Any

0.35% ofTrade Amount

EUR 60

FSE- Deutsche Borse (XETRA)

Any

Any

0.25% ofTrade Amount

EUR25

HKEX- Hong Kong Exchanges

Any

Any

0.35% ofTrade Amount

HKD200

AMEX- NYSE MKT (American Stock Exchange)

4

BANKING SERVl(ESrcontinuedJ

MANAGED INVESTMENT ACCOUNTS USD 500,000 (or equivalent in other currencies)

Minimum Required Account Balance:

Account Fees via CSB Referred Third Party Manager*:

Custody & Service Fees:

Refer to Trading Account

Discretionary Management:

USO 500,000 to USO 999,9999 - Up to 1.50%** USO 1,000,000 to USO 4,999,999 - Up to 1.25%** USO 5,000,000 to USO 9,999,999 - Up to 1%** USO 10,000,000 plus - Up to 0.80%**

Non-Discretionary Management:

USO 500,000 to USO 9,999,999 - 1.30%*** USO 10,000,000 plus - 0.70%***

* Management fees are charged on the last business day of each month and is calculated against market value of the portfolio. The above stated indicative management fees include a CSB Administrative Fee of 0.20% to 0.30%. ** In general, these fees represent the upper limit of the fees charged. Generally, a fixed minimum fee per Mandate will apply. The detailed and applicable fee schedule is available upon request.

Certain investment strategies result in a higher level of work and analysis than others. The actual fee package applied to Discretionary Mandates will depend on (1) the volume of assets placed in the respective Mandate and (2) the style of the investment strategy chosen by the Client. The asset manager reserves the right to negotiate fees with the Client that deviate from the standard fees. ***A fixed minimum fee per Mandate would apply. The detailed and applicable fee schedule is available upon request.

The asset manager reserves the right to negotiate fees with the Client that deviate from the standard fees.

OTHER FEES Applies to all accounts - Cash, Precious Metal, Trading and Investment

Account Closure

USD 100

Ammendments/cancellation/Trace/Return of payment

USD 50 per message

Audit Confirmation

USD 50

Bank References

USD 50

Breakage Fee (Fixed Deposits/CD's)

USD 100 plus an interest adjustment

FX Conversions

Processed at agreed rate (min fee USD 50)

Interim Statements

USD 10.00 per month, USD 75 Annual, Free Online USD

unarranged overdraft

50 per month plus default interest (Charged in currency of account)

Outward Securities Transfers

USD 150 per position transfered (+ Third Party Charges) 9