There are many ways to participate in JFCS’ Family Matters Endowment Campaign:

Named Funds

Bequests

Named funds are often established in tribute to a loved one, to commemorate a special occasion, or to call attention to a cause close to one’s heart. Join our Carob Tree Society with an investment of $10,000 or more (payable over four years), and your permanently endowed fund will provide critical services to the community, today and tomorrow.

Establishing a bequest to JFCS through your will or trust costs nothing now, yet reduces your taxable estate. You maintain total control of your assets while knowing that your values will live on and someday provide vitally important assistance to those in need.

Charitable Gift Annuities With a simple contract and a gift of $10,000 or more to JFCS you receive an immediate tax deduction and quarterly income payments which are partially tax-free for the rest of your life.

Charitable Remainder Trusts In addition to providing lifetime income for you or a loved one, these trusts allow you to avoid capital gains taxes, lower your income taxes, and earn higher returns on assets that have substantially appreciated in value.

PRESIDENT Marina Tikhman VICE PRESIDENTS Ian H. Altman Scott C. Kay James Shapiro Luba Troyanovsky TREASURER Richard Segal VICE TREASURER Douglas A. Winthrop SECRETARY Tammy Crown

Jan Maisel, MD Mark Menell John F. Sampson Lela Sarnat, PhD Ann Schilling Zoe Schwartz Miriam Sparrow Stephen Swire Robert Tandler

SUMMER 2016

THE JFCS ENDOWMENT FUND UPDATE

JFCS plays a critical role in our community. We are committed to growing our endowment so that we are able to take care of our most vulnerable – children, families, and elderly – not only today, but for many generations to come. Most social service organizations struggle during bad economic times when some funding sources dry up. But this is typically when the needs of the community are greatest. The $100 million Family Matters Campaign was created to support JFCS services during difficult times. It is a source of strength as we meet the changing needs of our community and clients.

EXECUTIVE DIRECTOR Dr. Anita Friedman

ENDOWMENT COMMITTEE Susan Kolb, Chair Carole Breen Harry Cohn Paul Crane Dorfman Nancy Epstein Lynn Ganz Nancy Goldberg Deborah Hoffman

Judy Huret Alex Ingersoll Michael Kaplan Siesel Maibach Daryl Messinger Dr. Raquel Newman Cindy Gilman Redburn Joyce Rifkind

Alison Ross John F. Sampson Lela Sarnat, PhD Harvey Schloss Vera Stein Bonnie Tenenbaum, PhD Marina Tikhman Luba Troyanovsky JFCS PERMANENT ENDOWMENT FUND Barbara Farber, Director

GIVE TODAY! For more information on these and other annual and endowment giving opportunities, please contact Barbara Farber at 415-449-3858 or BarbaraF@JFCS.org.

2150 Post Street • P.O. Box 159004 • San Francisco, CA 94115 • 415-449-1200 www.jfcs.org

Help, Give, Receive Dear Friend,

JERRY ROSENSTEIN JERRY ROSENSTEIN

Retirement Assets Diminish the income tax liability for your heirs and give back to our community by designating JFCS as the beneficiary of your IRA, 401(k), or other qualified retirement plan.

DIRECTORS Joseph Alouf Lisa Bardin Robert Blum Marci Dollinger David Dossetter Marc Fagel Rob Fram Deborah Hoffman Alex Ingersoll Michael Janis Susan Kolb David Kremer Kerri Lehmann

We thank those of you who have established bequests, named funds, Charitable Gift Annuities, Charitable Remainder Trusts, and other vehicles that make it possible for JFCS to continue to provide quality services to our clients. Our goal is to reach $100 million by 2020 and we are currently at $68 million in pledges and cash. THANK YOU!

Gerald B. Rosenstein:

If you haven’t already, please consider creating or adding to your named fund or establishing a bequest in your will or trust. Ensure that your legacy of giving goes on for future generations. HELP JFCS GIVE Services to our Community and you will RECEIVE so much more in return.

This past year Jewish Family and Children’s Services said goodbye to one of our dearest friends, Jerry Rosenstein. A Holocaust survivor who bravely told his story after decades of silence, a businessman with keen financial acumen, a gay man who cared about human rights, and a generous person who fully gave of himself in service to others, he made an impact on JFCS equally immeasurable and enduring. Jerry’s relationship to JFCS dates back to the mid-1980s when he made his first contribution—$25 for services where most needed. He served on the JFCS Board of Directors from 1990 through 1996 and played important roles over the years on several committees. Continued inside

Please join me in making sure that we create a strong community in the future.

A Fond Farewell to a True Friend

”

Invest in Your Community

JFCS BOARD OF DIRECTORS

As a holocaust survivor, Jerry was active in Holocaust education and a solid supporter of the JFCS Holocaust Center.

With gratitude,

Susan Kolb JFCS Endowment Chair P.S. You can also be an ambassador for JFCS. Encourage people to lean on us for our expert services as well as give to our annual and endowment campaigns.

There are many ways to participate in JFCS’ Family Matters Endowment Campaign:

Named Funds

Bequests

Named funds are often established in tribute to a loved one, to commemorate a special occasion, or to call attention to a cause close to one’s heart. Join our Carob Tree Society with an investment of $10,000 or more (payable over four years), and your permanently endowed fund will provide critical services to the community, today and tomorrow.

Establishing a bequest to JFCS through your will or trust costs nothing now, yet reduces your taxable estate. You maintain total control of your assets while knowing that your values will live on and someday provide vitally important assistance to those in need.

Charitable Gift Annuities With a simple contract and a gift of $10,000 or more to JFCS you receive an immediate tax deduction and quarterly income payments which are partially tax-free for the rest of your life.

Charitable Remainder Trusts In addition to providing lifetime income for you or a loved one, these trusts allow you to avoid capital gains taxes, lower your income taxes, and earn higher returns on assets that have substantially appreciated in value.

PRESIDENT Marina Tikhman VICE PRESIDENTS Ian H. Altman Scott C. Kay James Shapiro Luba Troyanovsky TREASURER Richard Segal VICE TREASURER Douglas A. Winthrop SECRETARY Tammy Crown

Jan Maisel, MD Mark Menell John F. Sampson Lela Sarnat, PhD Ann Schilling Zoe Schwartz Miriam Sparrow Stephen Swire Robert Tandler

SUMMER 2016

THE JFCS ENDOWMENT FUND UPDATE

JFCS plays a critical role in our community. We are committed to growing our endowment so that we are able to take care of our most vulnerable – children, families, and elderly – not only today, but for many generations to come. Most social service organizations struggle during bad economic times when some funding sources dry up. But this is typically when the needs of the community are greatest. The $100 million Family Matters Campaign was created to support JFCS services during difficult times. It is a source of strength as we meet the changing needs of our community and clients.

EXECUTIVE DIRECTOR Dr. Anita Friedman

ENDOWMENT COMMITTEE Susan Kolb, Chair Carole Breen Harry Cohn Paul Crane Dorfman Nancy Epstein Lynn Ganz Nancy Goldberg Deborah Hoffman

Judy Huret Alex Ingersoll Michael Kaplan Siesel Maibach Daryl Messinger Dr. Raquel Newman Cindy Gilman Redburn Joyce Rifkind

Alison Ross John F. Sampson Lela Sarnat, PhD Harvey Schloss Vera Stein Bonnie Tenenbaum, PhD Marina Tikhman Luba Troyanovsky JFCS PERMANENT ENDOWMENT FUND Barbara Farber, Director

GIVE TODAY! For more information on these and other annual and endowment giving opportunities, please contact Barbara Farber at 415-449-3858 or BarbaraF@JFCS.org.

2150 Post Street • P.O. Box 159004 • San Francisco, CA 94115 • 415-449-1200 www.jfcs.org

Help, Give, Receive Dear Friend,

JERRY ROSENSTEIN JERRY ROSENSTEIN

Retirement Assets Diminish the income tax liability for your heirs and give back to our community by designating JFCS as the beneficiary of your IRA, 401(k), or other qualified retirement plan.

DIRECTORS Joseph Alouf Lisa Bardin Robert Blum Marci Dollinger David Dossetter Marc Fagel Rob Fram Deborah Hoffman Alex Ingersoll Michael Janis Susan Kolb David Kremer Kerri Lehmann

We thank those of you who have established bequests, named funds, Charitable Gift Annuities, Charitable Remainder Trusts, and other vehicles that make it possible for JFCS to continue to provide quality services to our clients. Our goal is to reach $100 million by 2020 and we are currently at $68 million in pledges and cash. THANK YOU!

Gerald B. Rosenstein:

If you haven’t already, please consider creating or adding to your named fund or establishing a bequest in your will or trust. Ensure that your legacy of giving goes on for future generations. HELP JFCS GIVE Services to our Community and you will RECEIVE so much more in return.

This past year Jewish Family and Children’s Services said goodbye to one of our dearest friends, Jerry Rosenstein. A Holocaust survivor who bravely told his story after decades of silence, a businessman with keen financial acumen, a gay man who cared about human rights, and a generous person who fully gave of himself in service to others, he made an impact on JFCS equally immeasurable and enduring. Jerry’s relationship to JFCS dates back to the mid-1980s when he made his first contribution—$25 for services where most needed. He served on the JFCS Board of Directors from 1990 through 1996 and played important roles over the years on several committees. Continued inside

Please join me in making sure that we create a strong community in the future.

A Fond Farewell to a True Friend

”

Invest in Your Community

JFCS BOARD OF DIRECTORS

As a holocaust survivor, Jerry was active in Holocaust education and a solid supporter of the JFCS Holocaust Center.

With gratitude,

Susan Kolb JFCS Endowment Chair P.S. You can also be an ambassador for JFCS. Encourage people to lean on us for our expert services as well as give to our annual and endowment campaigns.

There are many ways to participate in JFCS’ Family Matters Endowment Campaign:

Named Funds

Bequests

Named funds are often established in tribute to a loved one, to commemorate a special occasion, or to call attention to a cause close to one’s heart. Join our Carob Tree Society with an investment of $10,000 or more (payable over four years), and your permanently endowed fund will provide critical services to the community, today and tomorrow.

Establishing a bequest to JFCS through your will or trust costs nothing now, yet reduces your taxable estate. You maintain total control of your assets while knowing that your values will live on and someday provide vitally important assistance to those in need.

Charitable Gift Annuities With a simple contract and a gift of $10,000 or more to JFCS you receive an immediate tax deduction and quarterly income payments which are partially tax-free for the rest of your life.

Charitable Remainder Trusts In addition to providing lifetime income for you or a loved one, these trusts allow you to avoid capital gains taxes, lower your income taxes, and earn higher returns on assets that have substantially appreciated in value.

PRESIDENT Marina Tikhman VICE PRESIDENTS Ian H. Altman Scott C. Kay James Shapiro Luba Troyanovsky TREASURER Richard Segal VICE TREASURER Douglas A. Winthrop SECRETARY Tammy Crown

Jan Maisel, MD Mark Menell John F. Sampson Lela Sarnat, PhD Ann Schilling Zoe Schwartz Miriam Sparrow Stephen Swire Robert Tandler

SUMMER 2016

THE JFCS ENDOWMENT FUND UPDATE

JFCS plays a critical role in our community. We are committed to growing our endowment so that we are able to take care of our most vulnerable – children, families, and elderly – not only today, but for many generations to come. Most social service organizations struggle during bad economic times when some funding sources dry up. But this is typically when the needs of the community are greatest. The $100 million Family Matters Campaign was created to support JFCS services during difficult times. It is a source of strength as we meet the changing needs of our community and clients.

EXECUTIVE DIRECTOR Dr. Anita Friedman

ENDOWMENT COMMITTEE Susan Kolb, Chair Carole Breen Harry Cohn Paul Crane Dorfman Nancy Epstein Lynn Ganz Nancy Goldberg Deborah Hoffman

Judy Huret Alex Ingersoll Michael Kaplan Siesel Maibach Daryl Messinger Dr. Raquel Newman Cindy Gilman Redburn Joyce Rifkind

Alison Ross John F. Sampson Lela Sarnat, PhD Harvey Schloss Vera Stein Bonnie Tenenbaum, PhD Marina Tikhman Luba Troyanovsky JFCS PERMANENT ENDOWMENT FUND Barbara Farber, Director

GIVE TODAY! For more information on these and other annual and endowment giving opportunities, please contact Barbara Farber at 415-449-3858 or BarbaraF@JFCS.org.

2150 Post Street • P.O. Box 159004 • San Francisco, CA 94115 • 415-449-1200 www.jfcs.org

Help, Give, Receive Dear Friend,

JERRY ROSENSTEIN JERRY ROSENSTEIN

Retirement Assets Diminish the income tax liability for your heirs and give back to our community by designating JFCS as the beneficiary of your IRA, 401(k), or other qualified retirement plan.

DIRECTORS Joseph Alouf Lisa Bardin Robert Blum Marci Dollinger David Dossetter Marc Fagel Rob Fram Deborah Hoffman Alex Ingersoll Michael Janis Susan Kolb David Kremer Kerri Lehmann

We thank those of you who have established bequests, named funds, Charitable Gift Annuities, Charitable Remainder Trusts, and other vehicles that make it possible for JFCS to continue to provide quality services to our clients. Our goal is to reach $100 million by 2020 and we are currently at $68 million in pledges and cash. THANK YOU!

Gerald B. Rosenstein:

If you haven’t already, please consider creating or adding to your named fund or establishing a bequest in your will or trust. Ensure that your legacy of giving goes on for future generations. HELP JFCS GIVE Services to our Community and you will RECEIVE so much more in return.

This past year Jewish Family and Children’s Services said goodbye to one of our dearest friends, Jerry Rosenstein. A Holocaust survivor who bravely told his story after decades of silence, a businessman with keen financial acumen, a gay man who cared about human rights, and a generous person who fully gave of himself in service to others, he made an impact on JFCS equally immeasurable and enduring. Jerry’s relationship to JFCS dates back to the mid-1980s when he made his first contribution—$25 for services where most needed. He served on the JFCS Board of Directors from 1990 through 1996 and played important roles over the years on several committees. Continued inside

Please join me in making sure that we create a strong community in the future.

A Fond Farewell to a True Friend

”

Invest in Your Community

JFCS BOARD OF DIRECTORS

As a holocaust survivor, Jerry was active in Holocaust education and a solid supporter of the JFCS Holocaust Center.

With gratitude,

Susan Kolb JFCS Endowment Chair P.S. You can also be an ambassador for JFCS. Encourage people to lean on us for our expert services as well as give to our annual and endowment campaigns.

A Fond Farewell to a True Friend

Dr. Larry Hill:

Service Leads to Bequest

One of our most cherished volunteers, Dr. Larry Hill recalls that he first became intimately acquainted with JFCS eight years ago when he picked up a brochure at Congregation Emanu-El after services one evening, called the number on the back, and asked if there was a role for him. His timing could not have been more fortuitous. JFCS’ Redwing Keyssar, the director of our Palliative Care and End of Life program, had just begun asking her contacts if they knew a doctor who could help. At the time the program was still in its planning stages and she saw the need for someone who had experience in oncology. Larry, who has worked in the Peace Corps, foreign service, and as Chief Resident of Internal Medicine at San Francisco General, also happened to have started the first hospice program in Humboldt County, where he raised his son and daughter with his wife, Terry. Retired and living back in San Francisco with his wife, he helped get the Palliative Care program off the ground by meeting with the

Continued from the cover

DR. LARRY HILL interdisciplinary team, speaking at volunteer trainings, and meeting clients face to face to answer their questions. Having seen the great work JFCS does, Larry felt tremendously confident about remembering the agency in his estate plan. “My wife and I were re-working our will with our attorney, and I thought what better way to give than to an organization you’ve worked with. You get to see if they are a worthy one and JFCS is certainly a worthy one.”

”

My wife and I were re-working our will with our attorney, and I thought what better way to give than to an organization you’ve worked with. You get to see if they are a worthy one and JFCS is certainly a worthy one. DR. LARRY HILL

”

As a member of the Finance Committee, he contributed key insights which helped shape the agency’s financial portfolio. He liked that JFCS’ Charitable Gift Annuity (CGA) program allowed him to be both an investor and a philanthropist at the same time, so he became the first to establish an account when the program launched in 2002. In 2010 he set up his own named endowment fund and created a bequest to further JFCS’ work. As a survivor, Jerry was active in Holocaust education and a stalwart of the JFCS Holocaust Center. He participated several times in the Next Chapter Project, where he worked with teens learning about the Holocaust. He also helped the Holocaust Center by serving on the committee that reviewed reparations grants. His survivor story is like so many who lived to see the end of the war— some amount of luck and instinct carried him through. Born a German Jew, his

family eventually fled anti-Semitism and settled in Amsterdam, only to be transported back to Germany after the Nazis invaded Holland. He and his father were sent to several work camps and even went through Dr. Joseph Mengele’s selection process at Auschwitz. Amazingly, they managed to survive together. After the war they reunited with Jerry’s mother, who also had beat the odds. His brother, who had been transported a year prior, did not live, nor did his other brother, who fought in the war with the British army. Jerry immigrated to America with his parents in 1946. In his oral history for the JFCS Holocaust Center he said that, once reunited, his family never spoke about their ordeal. However, as a gay man, he felt it was important to speak out not only about the atrocities of the Holocaust but to put a spotlight on the persecution of homosexuals during that period. In spite of his traumatic childhood, Jerry had an indomitable spirit. His move

THE NEXT CHAPTER PROJECT, WHERE JERRY WORKED WITH TEENS LEARNING ABOUT THE HOLOCAUST.

to San Francisco in 1946 was the beginning of a rich and full life. He quickly found work and eventually made his fortune in the import and export business. He worked for the firm, Delvalle, Kahman and Co., and he became the sole West Coast provider of wood paneling for the famed California-modern Eichler Homes, which made home ownership accessible to many middle-class families. In the late 70s, Jerry joined Sha’ar Zahav, a synagogue originally founded for the LGBT community in San Francisco’s Castro District. Friends, work, and philanthropy were his passions. He not only supported the efforts of the Holocaust Center, he cared very much about the way JFCS helped seniors, children, and families in crisis and gave generously to the agency on every level. Jerry was also a great ambassador who not only extolled the high quality and full scope of services JFCS provides to the community but also the benefits of Charitable Gift Annuities through JFCS. In turn, JFCS honored his many years of service by awarding him a Fammy in 1998. His close friend, Martin Tannenbaum, recalls it was Jerry who brought him to his first Fammy Gala in 2006, which led to his own long-time association with JFCS. “He was an ebullient man who belied any tragedy in his life – always interested in everything and everyone.” For all he has done for his community and JFCS, Jerry Rosenstein will be greatly missed. He will also be remembered for a long time to come for the caring legacy he created at JFCS.

Enjoy Stable, Secure Payments for Life Charitable giving doesn’t have to be a one-way proposition. It is possible to make a generous gift and receive a stream of payments to you and/or a loved one—all while enjoying valuable tax benefits. Life income gifts such as a Charitable Gift Annuity (CGA) or a Charitable Remainder Trust (CRT) are gifts that pay you back and provide for our collective future. A Talmudic story tells of a traveler who once saw an old man planting a carob tree. He asked him when he thought the tree would bear fruit. “After seventy years” was the reply. “Dost thou expect to live seventy years and eat the fruit of thy labor?” “I did not find the world desolate when I entered it,” said the old man, “and as my ancestors planted for me before I was born, so do I plant for those who will come after me.”

JFCS ENDOWMENT DONORS

In Memoriam with Gratitude for Their Legacy Ron Bushman Irving Caplan Beatrice and Benjamin Goodman Hedda and John Kornfeld Inge Lehmann Jerry Rosenstein Scott Rosien Grace Shulman Gideon Sorokin Trudi Unger Marcus Uzilevsky Gertrude Vederoff Stanley Weithorn Gerda and David Wodlinger Patricia Zippin

A NNUITANT’S AGE

65 70 75 80 85 90+

ANNUITY RATE*

4.7% 5.1% 5.8% 6.8% 7.8% 9%

*Two-life rates are also available. Younger donors may consider deferred gift annuities as a retirement planning option. *Rates are even higher after tax savings. Rates as of 4/5/16.

Charitable Gift Annuities are established through a simple contract and a gift of $10,000 or more to JFCS. In return, you receive a tax deduction in the year that you make the gift and quarterly income payments which are partially tax-free for the rest of your life. At termination of the annuity the remainder passes to JFCS. Charitable Remainder Trusts offer income for you or a loved one for life or a term of years, with the remainder transferred to JFCS upon termination of the trust. Assets that have substantially appreciated in value but are providing a low return are well-suited as gifts. You may avoid capital gains taxes, lower your income taxes, and earn higher returns with a Charitable Remainder Trust.

JFCS gift-planning professionals are happy to work with you to determine if a CGA or CRT is right for you. We provide a personalized and confidential illustration of your payout rates and tax advantages, with no obligation on your part. To learn more contact: Barbara Farber, Director, JFCS Permanent Endowment Fund, at 415-449-3858 or BarbaraF@jfcs.org.

A Fond Farewell to a True Friend

Dr. Larry Hill:

Service Leads to Bequest

One of our most cherished volunteers, Dr. Larry Hill recalls that he first became intimately acquainted with JFCS eight years ago when he picked up a brochure at Congregation Emanu-El after services one evening, called the number on the back, and asked if there was a role for him. His timing could not have been more fortuitous. JFCS’ Redwing Keyssar, the director of our Palliative Care and End of Life program, had just begun asking her contacts if they knew a doctor who could help. At the time the program was still in its planning stages and she saw the need for someone who had experience in oncology. Larry, who has worked in the Peace Corps, foreign service, and as Chief Resident of Internal Medicine at San Francisco General, also happened to have started the first hospice program in Humboldt County, where he raised his son and daughter with his wife, Terry. Retired and living back in San Francisco with his wife, he helped get the Palliative Care program off the ground by meeting with the

Continued from the cover

DR. LARRY HILL interdisciplinary team, speaking at volunteer trainings, and meeting clients face to face to answer their questions. Having seen the great work JFCS does, Larry felt tremendously confident about remembering the agency in his estate plan. “My wife and I were re-working our will with our attorney, and I thought what better way to give than to an organization you’ve worked with. You get to see if they are a worthy one and JFCS is certainly a worthy one.”

”

My wife and I were re-working our will with our attorney, and I thought what better way to give than to an organization you’ve worked with. You get to see if they are a worthy one and JFCS is certainly a worthy one. DR. LARRY HILL

”

As a member of the Finance Committee, he contributed key insights which helped shape the agency’s financial portfolio. He liked that JFCS’ Charitable Gift Annuity (CGA) program allowed him to be both an investor and a philanthropist at the same time, so he became the first to establish an account when the program launched in 2002. In 2010 he set up his own named endowment fund and created a bequest to further JFCS’ work. As a survivor, Jerry was active in Holocaust education and a stalwart of the JFCS Holocaust Center. He participated several times in the Next Chapter Project, where he worked with teens learning about the Holocaust. He also helped the Holocaust Center by serving on the committee that reviewed reparations grants. His survivor story is like so many who lived to see the end of the war— some amount of luck and instinct carried him through. Born a German Jew, his

family eventually fled anti-Semitism and settled in Amsterdam, only to be transported back to Germany after the Nazis invaded Holland. He and his father were sent to several work camps and even went through Dr. Joseph Mengele’s selection process at Auschwitz. Amazingly, they managed to survive together. After the war they reunited with Jerry’s mother, who also had beat the odds. His brother, who had been transported a year prior, did not live, nor did his other brother, who fought in the war with the British army. Jerry immigrated to America with his parents in 1946. In his oral history for the JFCS Holocaust Center he said that, once reunited, his family never spoke about their ordeal. However, as a gay man, he felt it was important to speak out not only about the atrocities of the Holocaust but to put a spotlight on the persecution of homosexuals during that period. In spite of his traumatic childhood, Jerry had an indomitable spirit. His move

THE NEXT CHAPTER PROJECT, WHERE JERRY WORKED WITH TEENS LEARNING ABOUT THE HOLOCAUST.

to San Francisco in 1946 was the beginning of a rich and full life. He quickly found work and eventually made his fortune in the import and export business. He worked for the firm, Delvalle, Kahman and Co., and he became the sole West Coast provider of wood paneling for the famed California-modern Eichler Homes, which made home ownership accessible to many middle-class families. In the late 70s, Jerry joined Sha’ar Zahav, a synagogue originally founded for the LGBT community in San Francisco’s Castro District. Friends, work, and philanthropy were his passions. He not only supported the efforts of the Holocaust Center, he cared very much about the way JFCS helped seniors, children, and families in crisis and gave generously to the agency on every level. Jerry was also a great ambassador who not only extolled the high quality and full scope of services JFCS provides to the community but also the benefits of Charitable Gift Annuities through JFCS. In turn, JFCS honored his many years of service by awarding him a Fammy in 1998. His close friend, Martin Tannenbaum, recalls it was Jerry who brought him to his first Fammy Gala in 2006, which led to his own long-time association with JFCS. “He was an ebullient man who belied any tragedy in his life – always interested in everything and everyone.” For all he has done for his community and JFCS, Jerry Rosenstein will be greatly missed. He will also be remembered for a long time to come for the caring legacy he created at JFCS.

Enjoy Stable, Secure Payments for Life Charitable giving doesn’t have to be a one-way proposition. It is possible to make a generous gift and receive a stream of payments to you and/or a loved one—all while enjoying valuable tax benefits. Life income gifts such as a Charitable Gift Annuity (CGA) or a Charitable Remainder Trust (CRT) are gifts that pay you back and provide for our collective future. A Talmudic story tells of a traveler who once saw an old man planting a carob tree. He asked him when he thought the tree would bear fruit. “After seventy years” was the reply. “Dost thou expect to live seventy years and eat the fruit of thy labor?” “I did not find the world desolate when I entered it,” said the old man, “and as my ancestors planted for me before I was born, so do I plant for those who will come after me.”

JFCS ENDOWMENT DONORS

In Memoriam with Gratitude for Their Legacy Ron Bushman Irving Caplan Beatrice and Benjamin Goodman Hedda and John Kornfeld Inge Lehmann Jerry Rosenstein Scott Rosien Grace Shulman Gideon Sorokin Trudi Unger Marcus Uzilevsky Gertrude Vederoff Stanley Weithorn Gerda and David Wodlinger Patricia Zippin

A NNUITANT’S AGE

65 70 75 80 85 90+

ANNUITY RATE*

4.7% 5.1% 5.8% 6.8% 7.8% 9%

*Two-life rates are also available. Younger donors may consider deferred gift annuities as a retirement planning option. *Rates are even higher after tax savings. Rates as of 4/5/16.

Charitable Gift Annuities are established through a simple contract and a gift of $10,000 or more to JFCS. In return, you receive a tax deduction in the year that you make the gift and quarterly income payments which are partially tax-free for the rest of your life. At termination of the annuity the remainder passes to JFCS. Charitable Remainder Trusts offer income for you or a loved one for life or a term of years, with the remainder transferred to JFCS upon termination of the trust. Assets that have substantially appreciated in value but are providing a low return are well-suited as gifts. You may avoid capital gains taxes, lower your income taxes, and earn higher returns with a Charitable Remainder Trust.

JFCS gift-planning professionals are happy to work with you to determine if a CGA or CRT is right for you. We provide a personalized and confidential illustration of your payout rates and tax advantages, with no obligation on your part. To learn more contact: Barbara Farber, Director, JFCS Permanent Endowment Fund, at 415-449-3858 or BarbaraF@jfcs.org.

A Fond Farewell to a True Friend

Dr. Larry Hill:

Service Leads to Bequest

One of our most cherished volunteers, Dr. Larry Hill recalls that he first became intimately acquainted with JFCS eight years ago when he picked up a brochure at Congregation Emanu-El after services one evening, called the number on the back, and asked if there was a role for him. His timing could not have been more fortuitous. JFCS’ Redwing Keyssar, the director of our Palliative Care and End of Life program, had just begun asking her contacts if they knew a doctor who could help. At the time the program was still in its planning stages and she saw the need for someone who had experience in oncology. Larry, who has worked in the Peace Corps, foreign service, and as Chief Resident of Internal Medicine at San Francisco General, also happened to have started the first hospice program in Humboldt County, where he raised his son and daughter with his wife, Terry. Retired and living back in San Francisco with his wife, he helped get the Palliative Care program off the ground by meeting with the

Continued from the cover

DR. LARRY HILL interdisciplinary team, speaking at volunteer trainings, and meeting clients face to face to answer their questions. Having seen the great work JFCS does, Larry felt tremendously confident about remembering the agency in his estate plan. “My wife and I were re-working our will with our attorney, and I thought what better way to give than to an organization you’ve worked with. You get to see if they are a worthy one and JFCS is certainly a worthy one.”

”

My wife and I were re-working our will with our attorney, and I thought what better way to give than to an organization you’ve worked with. You get to see if they are a worthy one and JFCS is certainly a worthy one. DR. LARRY HILL

”

As a member of the Finance Committee, he contributed key insights which helped shape the agency’s financial portfolio. He liked that JFCS’ Charitable Gift Annuity (CGA) program allowed him to be both an investor and a philanthropist at the same time, so he became the first to establish an account when the program launched in 2002. In 2010 he set up his own named endowment fund and created a bequest to further JFCS’ work. As a survivor, Jerry was active in Holocaust education and a stalwart of the JFCS Holocaust Center. He participated several times in the Next Chapter Project, where he worked with teens learning about the Holocaust. He also helped the Holocaust Center by serving on the committee that reviewed reparations grants. His survivor story is like so many who lived to see the end of the war— some amount of luck and instinct carried him through. Born a German Jew, his

family eventually fled anti-Semitism and settled in Amsterdam, only to be transported back to Germany after the Nazis invaded Holland. He and his father were sent to several work camps and even went through Dr. Joseph Mengele’s selection process at Auschwitz. Amazingly, they managed to survive together. After the war they reunited with Jerry’s mother, who also had beat the odds. His brother, who had been transported a year prior, did not live, nor did his other brother, who fought in the war with the British army. Jerry immigrated to America with his parents in 1946. In his oral history for the JFCS Holocaust Center he said that, once reunited, his family never spoke about their ordeal. However, as a gay man, he felt it was important to speak out not only about the atrocities of the Holocaust but to put a spotlight on the persecution of homosexuals during that period. In spite of his traumatic childhood, Jerry had an indomitable spirit. His move

THE NEXT CHAPTER PROJECT, WHERE JERRY WORKED WITH TEENS LEARNING ABOUT THE HOLOCAUST.

to San Francisco in 1946 was the beginning of a rich and full life. He quickly found work and eventually made his fortune in the import and export business. He worked for the firm, Delvalle, Kahman and Co., and he became the sole West Coast provider of wood paneling for the famed California-modern Eichler Homes, which made home ownership accessible to many middle-class families. In the late 70s, Jerry joined Sha’ar Zahav, a synagogue originally founded for the LGBT community in San Francisco’s Castro District. Friends, work, and philanthropy were his passions. He not only supported the efforts of the Holocaust Center, he cared very much about the way JFCS helped seniors, children, and families in crisis and gave generously to the agency on every level. Jerry was also a great ambassador who not only extolled the high quality and full scope of services JFCS provides to the community but also the benefits of Charitable Gift Annuities through JFCS. In turn, JFCS honored his many years of service by awarding him a Fammy in 1998. His close friend, Martin Tannenbaum, recalls it was Jerry who brought him to his first Fammy Gala in 2006, which led to his own long-time association with JFCS. “He was an ebullient man who belied any tragedy in his life – always interested in everything and everyone.” For all he has done for his community and JFCS, Jerry Rosenstein will be greatly missed. He will also be remembered for a long time to come for the caring legacy he created at JFCS.

Enjoy Stable, Secure Payments for Life Charitable giving doesn’t have to be a one-way proposition. It is possible to make a generous gift and receive a stream of payments to you and/or a loved one—all while enjoying valuable tax benefits. Life income gifts such as a Charitable Gift Annuity (CGA) or a Charitable Remainder Trust (CRT) are gifts that pay you back and provide for our collective future. A Talmudic story tells of a traveler who once saw an old man planting a carob tree. He asked him when he thought the tree would bear fruit. “After seventy years” was the reply. “Dost thou expect to live seventy years and eat the fruit of thy labor?” “I did not find the world desolate when I entered it,” said the old man, “and as my ancestors planted for me before I was born, so do I plant for those who will come after me.”

JFCS ENDOWMENT DONORS

In Memoriam with Gratitude for Their Legacy Ron Bushman Irving Caplan Beatrice and Benjamin Goodman Hedda and John Kornfeld Inge Lehmann Jerry Rosenstein Scott Rosien Grace Shulman Gideon Sorokin Trudi Unger Marcus Uzilevsky Gertrude Vederoff Stanley Weithorn Gerda and David Wodlinger Patricia Zippin

A NNUITANT’S AGE

65 70 75 80 85 90+

ANNUITY RATE*

4.7% 5.1% 5.8% 6.8% 7.8% 9%

*Two-life rates are also available. Younger donors may consider deferred gift annuities as a retirement planning option. *Rates are even higher after tax savings. Rates as of 4/5/16.

Charitable Gift Annuities are established through a simple contract and a gift of $10,000 or more to JFCS. In return, you receive a tax deduction in the year that you make the gift and quarterly income payments which are partially tax-free for the rest of your life. At termination of the annuity the remainder passes to JFCS. Charitable Remainder Trusts offer income for you or a loved one for life or a term of years, with the remainder transferred to JFCS upon termination of the trust. Assets that have substantially appreciated in value but are providing a low return are well-suited as gifts. You may avoid capital gains taxes, lower your income taxes, and earn higher returns with a Charitable Remainder Trust.

JFCS gift-planning professionals are happy to work with you to determine if a CGA or CRT is right for you. We provide a personalized and confidential illustration of your payout rates and tax advantages, with no obligation on your part. To learn more contact: Barbara Farber, Director, JFCS Permanent Endowment Fund, at 415-449-3858 or BarbaraF@jfcs.org.

There are many ways to participate in JFCS’ Family Matters Endowment Campaign:

Named Funds

Bequests

Named funds are often established in tribute to a loved one, to commemorate a special occasion, or to call attention to a cause close to one’s heart. Join our Carob Tree Society with an investment of $10,000 or more (payable over four years), and your permanently endowed fund will provide critical services to the community, today and tomorrow.

Establishing a bequest to JFCS through your will or trust costs nothing now, yet reduces your taxable estate. You maintain total control of your assets while knowing that your values will live on and someday provide vitally important assistance to those in need.

Charitable Gift Annuities With a simple contract and a gift of $10,000 or more to JFCS you receive an immediate tax deduction and quarterly income payments which are partially tax-free for the rest of your life.

Charitable Remainder Trusts In addition to providing lifetime income for you or a loved one, these trusts allow you to avoid capital gains taxes, lower your income taxes, and earn higher returns on assets that have substantially appreciated in value.

PRESIDENT Marina Tikhman VICE PRESIDENTS Ian H. Altman Scott C. Kay James Shapiro Luba Troyanovsky TREASURER Richard Segal VICE TREASURER Douglas A. Winthrop SECRETARY Tammy Crown

Jan Maisel, MD Mark Menell John F. Sampson Lela Sarnat, PhD Ann Schilling Zoe Schwartz Miriam Sparrow Stephen Swire Robert Tandler

SUMMER 2016

THE JFCS ENDOWMENT FUND UPDATE

JFCS plays a critical role in our community. We are committed to growing our endowment so that we are able to take care of our most vulnerable – children, families, and elderly – not only today, but for many generations to come. Most social service organizations struggle during bad economic times when some funding sources dry up. But this is typically when the needs of the community are greatest. The $100 million Family Matters Campaign was created to support JFCS services during difficult times. It is a source of strength as we meet the changing needs of our community and clients.

EXECUTIVE DIRECTOR Dr. Anita Friedman

ENDOWMENT COMMITTEE Susan Kolb, Chair Carole Breen Harry Cohn Paul Crane Dorfman Nancy Epstein Lynn Ganz Nancy Goldberg Deborah Hoffman

Judy Huret Alex Ingersoll Michael Kaplan Siesel Maibach Daryl Messinger Dr. Raquel Newman Cindy Gilman Redburn Joyce Rifkind

Alison Ross John F. Sampson Lela Sarnat, PhD Harvey Schloss Vera Stein Bonnie Tenenbaum, PhD Marina Tikhman Luba Troyanovsky JFCS PERMANENT ENDOWMENT FUND Barbara Farber, Director

GIVE TODAY! For more information on these and other annual and endowment giving opportunities, please contact Barbara Farber at 415-449-3858 or BarbaraF@JFCS.org.

2150 Post Street • P.O. Box 159004 • San Francisco, CA 94115 • 415-449-1200 www.jfcs.org

Help, Give, Receive Dear Friend,

JERRY ROSENSTEIN JERRY ROSENSTEIN

Retirement Assets Diminish the income tax liability for your heirs and give back to our community by designating JFCS as the beneficiary of your IRA, 401(k), or other qualified retirement plan.

DIRECTORS Joseph Alouf Lisa Bardin Robert Blum Marci Dollinger David Dossetter Marc Fagel Rob Fram Deborah Hoffman Alex Ingersoll Michael Janis Susan Kolb David Kremer Kerri Lehmann

We thank those of you who have established bequests, named funds, Charitable Gift Annuities, Charitable Remainder Trusts, and other vehicles that make it possible for JFCS to continue to provide quality services to our clients. Our goal is to reach $100 million by 2020 and we are currently at $68 million in pledges and cash. THANK YOU!

Gerald B. Rosenstein:

If you haven’t already, please consider creating or adding to your named fund or establishing a bequest in your will or trust. Ensure that your legacy of giving goes on for future generations. HELP JFCS GIVE Services to our Community and you will RECEIVE so much more in return.

This past year Jewish Family and Children’s Services said goodbye to one of our dearest friends, Jerry Rosenstein. A Holocaust survivor who bravely told his story after decades of silence, a businessman with keen financial acumen, a gay man who cared about human rights, and a generous person who fully gave of himself in service to others, he made an impact on JFCS equally immeasurable and enduring. Jerry’s relationship to JFCS dates back to the mid-1980s when he made his first contribution—$25 for services where most needed. He served on the JFCS Board of Directors from 1990 through 1996 and played important roles over the years on several committees. Continued inside

Please join me in making sure that we create a strong community in the future.

A Fond Farewell to a True Friend

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Invest in Your Community

JFCS BOARD OF DIRECTORS

As a holocaust survivor, Jerry was active in Holocaust education and a solid supporter of the JFCS Holocaust Center.

With gratitude,

Susan Kolb JFCS Endowment Chair P.S. You can also be an ambassador for JFCS. Encourage people to lean on us for our expert services as well as give to our annual and endowment campaigns.