South Florida Community Voice - June 6, 2024

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INSIDE It is a great privilege to present the South Florida Community Voice. This weekly publication features updates, articles, and advertisements from local businesses. We are proudly affiliated with the finest and most reputable business owners and service providers of South Florida’s thriving Jewish communities.

This widely-read Community Voice stands out as South Florida’s largest direct-mail publication, uniting the Jewish communities of:

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Gut yom tov!

“Gut YON-tiff”

Chag same’ach!

Happy Shavuot!

Happy Shavuos!

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SEPTEMBER 2024

COMMUNITY NEWS

Retiree Academy finishes a Tractate of the Talmud!

The Levi Yitzchok Retiree Academy has reached a major milestone again. Their daily morning class has completed an entire Tractate of the Talmud, Tractate Taanis, which talks about fast days, praying for rain, and many stories. The attendees are a group of lawyers, doctors, marketing directors, other professionals, and laypeople who have chosen to spend their free time during retirement, studying Torah. They all love it. Not only are they enjoying learning about their heritage, but they are also staying healthy by keeping their minds stimulated, socializing, voicing their opinions, and feeling accomplished. Stay tuned for more good news since their Monday afternoon class will soon P. 2 8 / T S F C O M M U N I T YVO I C E .C O M

finish the Book of Kings.

This Retiree Academy has numerous programs and great classes available to everyone since the program is on ZOOM. You do not need to travel, rather everything is done in the comfort of your home using either your phone or your computer.

Our newest program is a Conversational Yiddish Course.

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INTERVIEW

CHOOSING TORAH AND JUDAISM

As we go into the holiday of Shavuot, besides the giving of the Torah, one of the main events of Shavuot is the reading of Megillah Ruth. It tells the story of Ruth who followed her mother-inlaw Naomi to Eretz Yisroel and decided to convert to Judaism declaring that your people are my people.

That same spirit and drive still exists today among some who were not born Jewish. We took some time to explore the why and hows of conversion with some of our Jewish brethren who weren’t born Jewish. These are some excerpts from our conversations with some of our community’s new Jewish voices.

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DAVID AND RIVKAH LEVY were both born in Venezuela to non-Jewish mothers. David’s father is Jewish, hence his last Jewish name. They converted while living in Hollywood, then moved temporarily to Argentina.

They have just moved back to Hollywood with their one-and-ahalf-year-old daughter.

WHAT WAS THE MOTIVATION FOR YOU TO CHOOSE TO BECOME A JEW? “There was not one single factor that motivated me to choose to become a Jew,” explains Levy. “Instead, there were many things that motivated me…I always had a special connection

to the Jewish people and I think a big part of that is thanks to my grandfather, Jacobo Levy Obadia.” Levy shared with us that his grandfather was a Jew born in Melilla, Spain who moved to Caracas, Venezuela when he was 2 years old. “Unfortunately, my family did not escape the wave of intermarriage and assimilation at the time.” Despite this, Levy’s grandfather intentionally worked on growing a seed of curiosity and love for the Jewish People in his grandchildren, which Levy tapped into more deeply in his mid-20s. “At this time, I had been searching for life’s meaning and spirituality in all places and studied many religions, including Buddhism, Hinduism, and any trendy new-age Guru out there.”

Levy shares how he “did not find lasting explanations for the meaning of life in any of them.” After the passing of his grandfather, Levy was once again motivated to try and satisfy his curiosity for Judaism. “For the first time, I started to seriously learn about Judaism, Torah, and my grandfather’s side of the family. It did not take much time to realize the infinite wisdom in the Torah and that it comes one hundred percent from the creator of the world.” Levy passionately states how “this is the ultimate Truth and best possible way to attempt to live a life in accordance with G-d’s plan, thus full of meaning.” Levy’s

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INTERVIEW passion and conviction are evident as we discuss his journey. “There’s a unique connection with G-d that the Jewish people experience when living in accordance with Torah.” Levy also desires to have this for both himself and his future generations. It is a “way to reconnect to my ancestors” shares Levy. “That’s what I was looking for all my life.”

MANY PEOPLE DON’T LIKE THE LABEL OR STIGMA OF BEING CALLED A CONVERT. HOW DO YOU THINK OF THE PROCESS AND HOW DO YOU FEEL OR REACT WHEN DISCUSSING THE NON-JEWISH NATIONS THAT YOU WERE ONCE A PART OF? “In the USA, I’ve never been called a convert in any of the communities I’ve been part of. I would imagine that being uncomfortable because we don’t want to feel like a different class or something.” Levy explains it this way, “it is the same with a Baal Teshuva, who doesn’t want to get reminded about his past.”

Appreciatively, Levy says that he has “only experienced a welcoming and even unbelievable kindness towards me and my family that re-affirms to me every day how special and lofty the Jewish People are.” Levy has experienced “a warm-hearted curiosity about my background which is normal when you’re meeting new people, and you want to know more about them, right?” Levy does not find this to be negative in any way and feels that it comes from a friendly place. “I think for anyone out there that went through the process, we P. 3 4 / T S F C O M M U N I T YVO I C E .C O M

just want to feel as one more of Am Israel.”

WHAT HAVE SOME OF YOUR BIGGEST CHALLENGES BEEN IN TERMS OF ACCEPTANCE INTO JEWISH CULTURE? “Hebrew is fundamental to Jewish culture,” explains Levy, and it is “one thing is to know how to read” but finds it challenging to not be able to “ speak or understand well what I’m reading in the prayers.” Levy recognizes how knowing Hebrew would be tremendously helpful in bonding and connecting with others.

HAVE THERE BEEN ANY CHALLENGES DEALING WITH THE NON-JEWISH PART OF YOUR FAMILY? “One of the most difficult challenges after converting was dealing with our families, many of them didn’t understand our decision.” Levy shares how some “felt rejected” or their “feelings were

hurt, especially when we stopped coming over for goyish holidays or Shabbat.” Levy and his wife have had to navigate this new normal, finding ways to overcome familial hurdles such as Jewish Holidays.

It always “poses a tough decision for us, do we invite our non-Jewish family over or not? Then of course, if they do come, they want to help us by doing things around the house like turning lights on and off.” The candid and realistic way Levy shares these experiences is likely one many converts face.

“Also, there’s so much misinformation out there about Israel and Jews lately, especially with everything happening in Israel, states Levy. “Rivka’s family can’t always understand how we feel, and what it’s like for us to be a part of the Jewish Nation. Some of them have even expressed some anti-semitic feelings.” David and Rivka have both faced some very difficult times with this. “They are our family, and we sometimes feel

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INTERVIEW attacked because of our religion.”

FOR ANYONE WHO’S THINKING OF “JOINING THE TRIBE”, WHAT ADVICE DO YOU HAVE? WHAT WERE SOME OF YOUR BIGGEST CHALLENGES GOING THROUGH THE PROCESS? “You have to ask yourself how strong your desire to convert first because that’s what will keep you going through all the challenges.

Your life will need to change, 180 degrees.” Levy further says that there are “tons of new things to learn and incorporate into your life, and your old environment will not understand what’s going on with you. You must be strong and separate yourself from your old environment and customs that don’t align with Torah, but be understanding and gentle with those who see you change so much.” David also shares how having “an open space for your family and old friends to ask questions and learn more about your new lifestyle so that it is not something so foreign to them. It’s your job to show them that your new lifestyle is a beautiful path and is making you a better person.”

Adding to his new-found wisdom, David also explains that, “last, but not least, ask G-d to guide you and send good Rabanim your way. The Rabanim have tremendous wisdom and will help you in your journey.”

Mitzvot and bring generations of Jewish families committed to the Laws of Moses, with G-d’s help!”

DAN AND FABIOLA FELD started their journey in South Florida. Dan was born Jewish but fell in love with a wonderful woman named Fabiola. Fabiola was born in Cuba, and neither of her parents are Jewish. She was working in New York as a renowned fashion designer. Her career was growing but she felt that something was missing. So she chose a life of meaning over a life of trendiness:

LOOKING TO THE FUTURE, HOW DO YOU SEE YOUR ROLE WITHIN JUDAISM GROWING? “Our deepest desire is to raise kids that will love Torah and

WHAT WAS THE MOTIVATION FOR YOU TO CHOOSE TO CHOOSE JUDAISM? “My mother-in-law asked me sincerely if I could consider

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conversion. After taking a class in a reform synagogue, I realized reform would not be enough for me to convert to Judaism and I decided to go all the way with it and convert to Orthodox Judaism. It was a journey of 7 years to discover true Torah Judaism and I’m so incredibly grateful and proud of my life now.”

Dan shares how “the process of conversion is long, there is no other way around it. However, if you are looking for meaning and truth it can’t be a short process.”

Dan understands that this journey takes “ a long time because you have to go through the process of experiencing, actually observing the mitzvos (commandments).”

The Feld’s share how important

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INTERVIEW it is to “see different people and how they observe, and experience how a community comes together to know where you would like to fit in. You have to read a lot and learn actual Torah hashkafah to understand the context of why we are observing Hashem’s ratzon.”

MANY PEOPLE DON’T LIKE THE LABEL OR STIGMA OF BEING CALLED A CONVERT. HOW DO YOU THINK OF THE PROCESS AND HOW DO YOU FEEL OR REACT WHEN DISCUSSING THE NON-JEWISH NATIONS THAT YOU WERE ONCE A PART OF? “I’m proud to call myself a convert, some people feel they have to hide it, but I am passionate to talk about how blessed I am to get to live a life mitzvos. As the secular world gets crazier, I feel stronger in holding on to this gift that Hashem has allowed me to be part of.”

WHAT HAVE SOME OF YOUR BIGGEST CHALLENGES BEEN IN TERMS OF ACCEPTANCE INTO JEWISH CULTURE? “My husband and I have three daughters who all converted with me, and Baruch Hashem we live in a very warm community that has opened their arms to us” joyfully shares Fabiola.

HAVE THERE BEEN ANY CHALLENGES DEALING WITH THE NON-JEWISH PART OF YOUR FAMILY? “I am blessed to have wonderful parents who although they are not Jewish, have accepted my choices and have seen and appreciate P. 3 8 / T S F C O M M U N I T YVO I C E .C O M

how much I have grown spiritually and how sweet and wholesome my life is.”

FOR ANYONE WHO’S THINKING OF “JOINING THE TRIBE”, WHAT ADVICE DO YOU HAVE? WHAT WERE SOME OF YOUR BIGGEST CHALLENGES GOING THROUGH THE PROCESS? “For anyone wanting to join the tribe, my advice is to read any book by Rabbi Avigdor Miller.

Rabbi Miller, in his books, gives a clear point of view of what our responsibility is as Hashem’s chosen nation. He speaks to your soul and points out the blessing it is to be a Yid. My biggest challenge was that it took so long to be exposed to true Torah Judaism. Once I read Rabbi Avigdor Miller’s books and watched the documentary called Torah and Science by Rabbi Yosef Mizrahi, it became clear to me that I wanted to live my life as a Jew and observe Torah commandments.” The Feld’s also suggest you “find a Rabbi who can guide you, teach you, and expose you to an Orthodox community.

Once you are immersed in the

Torah Jewish experience, you won’t be able to imagine life outside of it.” They share how they were able to Rabbi Avraham Levy who was able to guide the “process through the curriculum of Torah learning” needed for conversion.

LOOKING TO THE FUTURE, HOW DO YOU SEE YOUR ROLE WITHIN JUDAISM GROWING? Rivka shares how feels blessed that “both me and my husband are very much on the same page and continue to strive in our Torah learning and reaching higher in our spiritual growth. We remain focused on building a house of Torah and a family rooted in passionately serving Hakadosh Baruch Hu.” These are some of our community members who have chosen to accept the Torah and Judaism. Now we also have the same opportunity. On Shavuot, we are again being given the choice to accept the Torah, to accept HaShem as our G-d, and to embrace the true meaning of being Jewish. May we all be inspired.

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COMMUNITY NEWS

Original Article Published on the May 16, 2024 Edition

A Story of Inspiration and the Ripple Effects of Kindness it Created

By Mr. Leslie Srolovitz

A follow up to the story really touched me. Someone approached me after returning from his brother in law who was sitting shiva for a young married son who died in a tragic motor vehicle accident. The gentleman tells me he happened to pick up the South Florida Community P. 4 0 / T S F C O M M U N I T YVO I C E .C O M

Voice upon his return and read my article. He continued by saying that his brother in law and wife are not religious. Here is what touched me so very much… because of my article he is saying Kaddish for this young man. He comes to shul all the time and the article moved him without

any hesitation. I don’t know how many people were truly touched in one way or another, however, I know it was worth writing even if only one person was impacted.

Thank you again for publishing it.

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COMMUNITY NEWS

The Kosher Palooza 2024 The Kosher Palooza 2024 was held on May 30th at the Meadowlands Expo Center.

The event hosted more than 4000 guests, with over 100 vendors offering samples, demos, giveaways and so much more for the kosher consumer.

The South Florida Community Voice staff was happy to meet many of the vendors who are also past and current South Florida Community Voice advertisers!

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COMMUNITY NEWS

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COMMUNITY SNAPS YEHUDI

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COMMUNITY NEWS

Nachi Gordon, host of The Meaningful People Podcast, Emcee of the JEMS Dinner

Nachi Gordon from The Meaningful People Podcast interviewing Judah Mischel, the executive director of HASC

‘Dreaming Big Dreams’ Gala Elegant. Classy. Meaningful.

Emotional. The JEMS Academy ‘Dreaming Big Dreams’ Gala was that and much more; an incredible show of support from the South Florida Jewish Community.

Dreams, especially Big Dreams, have been the driving force behind the miracle that is JEMS. Mrs. Shoshana Jablon and Mrs. Avigayil Shaffren, co-founders of JEMS, began dreaming years ago of a school for children with diverse special needs in the South Florida Jewish community.

Now completing its second year, JEMS has tripled enrollment, and expects to grow by another 50% in the coming year.

It’s amazing how 15 special students can cause a veritable tsunami of connection, and fill a ballroom with over 250 people.

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at four community schools who integrate at JEMS. 12 Corporate Sponsors generously and graciously helped make the gala a reality.

Asiatiko really outdid themselves with elegant hors d’oeuvres, a magnificent sushi table, and sumptuous dinner buffets complete with delectable dishes and carving stations.

Emcee Nachi Gordon, Founder of Meaningful People, began the program by thanking the two representatives of the Florida Highway Patrol for their incredible dedication to JEMS’ security after October 7th. He then introduced Yisroel Silverman, a JEMS student, who gave a heartwarming welcome speech.

One of the many highlights of the night was the amazing Meaningful People podcast with Rav Judah Mischel, who is the current director of camp HASC and has worked there for the past 18 years. Rav Judah shared

some of his unique viewpoints on the connection between the community and its children with special needs. He said that “the impact and the ripple effect here is just extraordinary,” and that the incredible impact JEMS is making on the community is teaching the community true Ahavas Yisroel; this is “Torah in action.” Said Mischel, “There’s nothing more important in our lives than the transmission of values...this is the incredible value of making sure that every child has a place to shine in our community.”

COMMUNITY NEWS

Rabbi Kalman Bauman, Principal of YTCTE

Parent and Board member Ben Berman

Yisrael Silverman, a JEMS student speaking at the dinner

Martin and Ezra Berger

Partial view of the crowd

JEMS Academy mission is to provide individualized Jewish education in a therapeutic environment to children with special needs, ensuring they can each achieve the highest degree of knowledge, Jewish practice, self-esteem, and independence possible.

Board Members Martin Berger and Ben Berman with Yoshi Falber CEO, The Chesed Fund J U N E 6 , 2 0 2 4 / P. 47

P. 4 8 / T S F C O M M U N I T YVO I C E .C O M

Give the Gift of Life Urgent Need of Kidney Donor!

Learn More about living organ donation for: Alan Gordon Email: tjacobs@renewal.org Center for Living Donors Yale New Haven Transplant Center: 866-925-3897

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J U N E 6 , 2 0 2 4 / P. 4 9

COMMUNITY NEWS

Operation Inspiration: Use Your Brain

By Rabbi Jonathan Gewirtz

Most of us like testing our intelligence with brain teasers - riddles and questions designed to see if we’re smart enough to reach the correct answers.

From the time we’re young children, the excitement of figuring out the solution to problems is ingrained in us, and that’s a great thing. That desire and drive to unravel the mysteries around us are quite useful in life. We develop problem-solving skills and critical thinking abilities which will come in handy. Life is full of problems and situations which need us to figure out how to maneuver around them, so they start us young.

Do you remember this one?

“As I was going to St. Ives, I met a man with seven wives.

Every wife had seven sacks, and every sack had seven cats.

Every cat had seven kits. – Kits, cats, sacks, wives, how many were going to St. Ives?”

(Kits, I guess, is a way of saying kittens.)

When hearing this, you immediately start to do math in your head. 1 man, plus seven wives. That’s 8. Each wife has seven sacks full of furry little animals. We start multiplying sevens, figuring out how many P. 5 0 / T S F C O M M U N I T YVO I C E .C O M

were going to St. Ives. Ooh! Don’t forget about myself. But don’t count sacks, as they’re not alive. Or maybe I do count them, because it’s included in the riddle. Well, that’s another forty-nine if I count sacks.

Typically, you would solve this one by saying, seven (wives) times seven (sacks) times seven (cats) times seven (kits). Let me help you: seven, forty-nine, three-hundred forty-three, two-thousand four-hundred and one. Then add in yourself and the husband, so you proudly come to the conclusion of 2403, and announce your answer. You are in for a surprise when the questioner tells you the “right” answer.

The correct answer, at least according to the brain teaser, is one. That’s right, just one.

If you go back and reread the question, it begins, “As I was going to St. Ives.” That means you know you were going there. Then, it says you met this man with his wives and animals. Does it say anywhere that they were going in the same direction as you? No, it doesn’t!

They could have been to St. Ives already and were coming back. They could have lived in the village you were passing along the road. Or maybe, they were just hanging around and walking in a circle. It doesn’t matter.

The bottom line is that they weren’t going to the same destination as you were, but you got distracted by all the noise and got the riddle wrong.

One of the skills this riddle helps you develop is critical listening. You have to be able to hear what is being said, and what is NOT being said.

Based on those, you make the decisions about which direction your brain will go.

Now you know, that unless you are specifically told they’re all going the same way, you have to assume there’s a good chance that they aren’t.

Well, guess what? This brain teaser isn’t just child’s play.

In life, we’re on a journey.

COMMUNITY NEWS We have a destination in mind and as we traverse the course, we will run into others.

There could be lots and lots of them, with big networks of interrelated people and things, like our friend with all the cats. But if they aren’t going the same way, they are just misdirection on the part of the One posing the question who wants you to see past the deception.

Instead of the questioner trying to trip you up, and you having to use all the tools at your disposal to cut away the extraneous material in order to find the right answer, this time it’s Hashem who wants to

see you get safely where you’re headed, to an eternity spent basking in Hashem’s presence and enjoying the fruits of your labors in life. Just like when dealing with a brain teaser, you need to figure out what is pertinent to reaching your goal and what is going to confuse you and lead you astray.

All the people you thought were heading in the same direction may turn out not to be, and their presence can trick you. If you follow the crowd, you may not end up where you were trying to go, because they have different destinations and goals than you.

You have to look at it like you’re on your own path and journey, and make sure you know where you want to end up. If you find others who clearly state and demonstrate that their intended destination is the one you are heading for, then you can team up with them and get some help along the way. But don’t just take it for granted. Otherwise, you could be left holding the proverbial bag. © 2024 – All Rights Reserved Did you enjoy this column? Feedback is welcome and appreciated. E-mail info@ JewishSpeechWriter.com to share your thoughts. You never know when you may be the lamp that enlightens someone else.

J U N E 6 , 2 0 2 4 / P. 5 1

ATTRACTIONS & ACTIVITIES

Fun Things To Do in South Florida SUGAR SAND PARK

Discover the wonders of science at Sugar Sand Park’s Science Playground! With interactive components demonstrating scientific principles, this tri-level experience is fun for all ages. From wheelchair-accessible swings to sensory walls, everyone can enjoy the inclusive features. Plus, the updated splash pad and toddler play area add even more excitement to this fantastic playground adventure.

300 S. Military Trail, Boca Raton www.sugarsandpark.org/science-playground

KIDS EMPIRE

Kids Empire is a vibrant indoor playground where children can let their imaginations run wild. With colorful play structures, exciting slides, and engaging activities, it’s the perfect place for kids to have fun and make new friends. From ball pits to obstacle courses, there’s something for every little adventurer at Kids Empire!

1665 NW 102nd Ave, Doral, FL 33172 Adults (18+) 2 Free entries per child Child (1-17) $17.90 - $24.90 www.kidsempire.com/

THE KAMPONG

The Kampong is a tropical oasis in the heart of Coconut Grove, Miami. This botanical garden, once home to renowned horticulturist David Fairchild, boasts a stunning collection of tropical plants in its garden.

Visitors can admire rare fruits and flowers and explore the beauty of nature at The Kampong.

4013 South Douglas Road Miami, FL (Age 18+) $17 | Students: $12 | Children (6-17) $7 Ages 3 or younger get in free www.ntbg.org/gardens/kampong/ P. 5 2 / T S F C O M M U N I T YVO I C E .C O M

ATTRACTIONS & ACTIVITIES BLUEFOOT PIRATE ADVENTURES

Set sail on a swashbuckling adventure with the Bluefoot Pirate Boat Tours! This family-friendly excursion transforms kids into pirates as they embark on a thrilling treasure hunt. Equipped with water guns resembling cannons on the sides of the boat, young buccaneers can fend off imaginary enemies and soak up the fun. Join the crew for an unforgettable journey filled with pirate tales, treasure, and plenty of splashes!

Tickets from $29 www.bluefootpirates.com/hollywood-fl/

VENETIAN POOL

The Venetian Pool in Coral Gables, FL, is a historic and charming swimming spot. Built in 1923 from a coral rock quarry, this lovely pool is surrounded by lush plants, pretty bridges, and waterfalls. Its spring-fed waters and unique features, like grottos and caves, make it a refreshing oasis. Perfect for a day of fun and relaxation, the Venetian Pool offers a one-of-a-kind experience in a beautiful setting.

2701 De Soto Boulevard, Coral Gables, FL 33134 Nonresidents: $22 ($17 for ages 3-12), Coral Gables resident: $6.75 ($5.75 for ages 3-12) www.coralgables.com/attractions/venetian-pool

YOU MAKE CANDY

You Make Candy in South Florida is a delightful experience for all ages. This interactive candymaking studio lets visitors create their own sweet treats from scratch. With fun, hands-on workshops, you can design and make lollipops, gummies, and more. Perfect for parties or a unique day out, You Make Candy offers a tasty adventure where creativity and sweetness come together.

33 NE 167th St, North Miami Beach, FL 33162 (1-4 people) $275 www.youmakecandy.com Certified kosher by ORB and KM J U N E 6 , 2 0 2 4 / P. 5 3

Bringing the art of the Kosher Culinary World to your table FOR HOLIDAYS | EVENTS | VACATIONS | PARTIES | SPECIAL MOMENTS

At Kitchen to Table, we’re passionate about bringing the art of the kosher culinary world to your table. Our kosher private chef service is all about you – your preferences, your location, your cherished moments. Chef Michelle Soussan is committed to crafting an unforgettable culinary experience that reflects your unique tastes.

Every menu is a work of art, designed exclusively for you and your guests.

With a background in both traditional and contemporary Middle-Eastern kosher cuisine, Chef Michelle brings a creative touch to every dish, ensuring each one is a masterpiece of taste. Let us elevate your next gathering, big or small, with delicious kosher culinary creations.

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The last thing you want to hear at your special event is “Sorry, that’s not included.” That’s why we provide everything you need to make your event a huge success - from exquisite food to exquisite wines, beautiful linens, professional waiters and bartenders & much more.

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J U N E 6 , 2 0 2 4 / P. 5 5

REAL ESTATE

Making The Numbers Work In Your Favor

By Shmuel Shayowitz

The US president sought estimates from contractors worldwide to paint the White House.

The Indian contractor estimated three million dollars. The European contractor said the cost would be seven million dollars.

The third contractor, from China, estimated it to be ten million dollars.

The president asked the Indian contractor, “How did you come up with three million dollars?” The contractor replied, “One million for paint, one million for labor, and one million for profit.” The president asked the European contractor about his seven million estimate. He replied, “Three million in paint, two million in labor, two million in profit.

The president asked the Chinese contractor about his estimated ten million proposal. He replied, “Four million for you, three million for me, and the remaining three million will be given to the Indian crew to do the job. The Chinese contractor got the contract.

The unfortunate lesson for some is, “Say what you need to say to make it work.”

According to a recent report

by Clever Real Estate, a staggering 82% of recent homebuyers expressed regrets about their purchases despite overcoming the challenge of limited housing P. 5 6 / T S F C O M M U N I T YVO I C E .C O M

inventory. This report has gone viral on social media, and major news outlets have used stats from it for many of their housing articles over the past few days.

An overwhelming 85% of buyers reported making compromises on their home purchases. Notably, while 48% sought affordable homes, 37% ended up purchasing properties that exceeded their planned budget.

Among this group, about one in four agreed to buy their home “as is.”

Financial difficulties were a common theme, with nearly one-third of buyers finding the homebuying process more challenging than anticipated due to high interest rates and unexpected purchase prices. Additionally, 47% of buyers admitted feeling financially overextended post-purchase, with over 40%

struggling to make timely mortgage payments or taking on new debt to maintain their lifestyle.

This 2024 Edition American Home Buyer Report from Clever really paints a gloomy picture of the housing market. The report is full of negative numbers and depicts consumers who deeply regret almost every aspect of their home purchase.

As I was delving into the data, I noticed an interesting sentence: “To learn more about today’s home buyers, we surveyed 920 Americans who have recently purchased a home or plan to buy in the next year.”

The numbers revealed that of the 920 people surveyed, only 420 people actually bought a home in 2023 or 2024. The additional 500 people planned to do so in 2024 or 2025.

To achieve their click-bait statistics and attention-grab-

REAL ESTATE bing headlines, they relied on a few hundred disgruntled home buyers to make major commentary about the current state of the real estate market. It’s really shameful and misleading if you ask me.

I speak to many homeowners who have bought homes over the past year or two, and the majority of the feedback that I receive is highly favorable. While many lament about not buying sooner to obtain a lower rate and reduced purchase price, most are thrilled that they bought when they did.

It’s a shame that certain media outlets must resort to exaggerated stats to attract attention and that many don’t read the fine print to qualify these find-

ings. Despite the questionable figures, strategic planning and professional assistance can help buyers mitigate financial stress and make more informed decisions.

Would You Rather: If you had to pick one, which would you choose? Start a business with a partner or take out a loan against the whole value of your home to avoid taking on a partner? Please email or message me to let me know your choice!

Please let me know if you have a good “Would you rather” question, and we will highlight your submission.

Shmuel Shayowitz (NMLS#19871) is a respected Real Estate & Finance Executive, Writer, Speaker, Coach,

and Advisor. As the President and Chief Lending Officer of Approved Funding, a leading national mortgage banker and direct lender, Shmuel has facilitated over $3 billion of mortgages over the past two decades.

Shmuel’s expertise spans various licenses and certifications, including specialized mortgage underwriter, licensed real estate agent, and accredited coach.

His market insights and experience are highly sought after in the real estate, finance, and coaching industries. In addition, Shmuel is a seasoned real estate investor and property manager, facilitating thousands of rentals nationwide. Shmuel can be reached at www.approvedfunding.com/shmuel.

J U N E 6 , 2 0 2 4 / P. 5 7

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Avi Werde Luxury R.E. Advisor The Carroll Group M: 305.209.6223 avi.werde@compass.com Compass is a licensed real estate broker. All material is intended for informational purposes only and is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale, or withdrawal without notice. No statement is made as to the accuracy of any description or measurements (including square footage). This is not intended to solicit property already listed. No financial or legal advice provided. Equal Housing Opportunity. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions.

J U N E 6 , 2 0 2 4 / P. 5 9

BUSINESS

A Fighting Chance Is Always My Guarantee

By Shalom Markman

My client had a chargeback from a transaction done ninety-five days ago and it was granted. Issuing banks often allow up to one hundred and twenty days to make a claim.

What’s a chargeback? If you’re a business owner, no need to explain. For the common folk, it’s when you reach out to your credit card company regarding a transaction done on your card that you’re disputing. This approach is a nightmare approach for a business. They would much rather you contact the business directly to negotiate.

Chargebacks result in a loose loose for everyone, in a majority of the cases. The business is often willing to extend itself and keep a customer satisfied, or at least meet halfway with a negotiation. This article won’t be discussing a fraudulent claim on a stolen credit card, which is an entirely different beast.

Getting back to our story, this surprised debit was for a sale done back in February. The product in question? A gun. I got the notification on Sunday, right as our family was about to donate a Torah to our outof-town community in Norfolk P. 6 0 / T S F C O M M U N I T YVO I C E .C O M

VA. As much as a client getting notified about this will be frustrating, being the front facing part of my clients’. processing means I get to enjoy the benefits of helping them throughout this frustrating process.

As much as I felt the need to jump right into this dispute on a Sunday, now just wasn’t the time. Instead, this was put out of mind until the next day.

No need to wait too long as my Monday missed calls and

messages came faster than the frustrations of cyber truck owners.

“Hey Shalom, this is James.

I got an email for a chargeback to our business for $500 from February 27 but Carol said when she checked her files that she doesn’t see that we did this transaction on February 27, so I’m confused. Could you look into it please?”

I appreciated the calm na-

ture of my client but knew they meant business. Many merchant service companies leave dealing with chargebacks off their to do. Who wants to deal directly with Visa, Master Card, Discover, and Amex?

The next setup is disputing the customers side of the story once the transaction is debited. Instead of having my client go back and forth with Visa, I become their point allowing this confusing process to be off my clients to do list.

So how would I fight this chargeback?

Let’s go into the customer dispute. Her allegations were that the same day of the transaction, the item ended up being defective. Upon calling the location of my client, she was advised that she would be receiving her full refund. It never came. Thus, a claim of defective merchandise was filed and approved by Visa.

This now requires our merchnat bank to debit those funds directly from my client, to be deposited back into the cardholder bank.

This may sound like a decent allegation, and an open and shut case. However, my client’s rebuttal is that “although

BUSINESS a transaction was indeed made in the amount of $500.00 regarding a sale of a firearm to the above party, Mrs. C stated she contacted our business the same day the firearm was purchased and claimed that it wasn’t working properly or broken. I or my employees never received a call from Mrs. C, nor have we seen Mrs. C since the pickup of the firearm on February 27, 2027.

Please see the attached payment via credit card slip receipt, a copy of Mrs. C’s driver license, signed sales receipt and a copy of the Virginia Firearms Transaction Record for your information.

On top of this, we would have offered her an exchange for the

firearm if it was found to have been working improperly but it was never returned for an exchange or store credit. If it was returned, it would have been required to be logged back into the Virginia Firearms Transaction Record.”

Because I’m just the processing bank for this transaction, and not the card holders bank, fighting a chargeback isn’t within our terms of service. Yet, I’m proud to jump in and take the initiative. I believe that communication is the key factor to retaining clients.

I therefore believe that we have a good case, and that the chargeback will eventually be reversed. Once it is, our merchant bank would receive those

funds back from the cardholder bank. It would then be deposited back into my client’s bank account. However, the customer, Mrs. C still has another opportunity to refile the same chargeback once again with Visa with a valid rebuttal.

If granted by Visa, the process repeats itself again. The next step is pre arbitration and arbitration but that’s for another article.

In this case, although an uncomfortable chargeback call was necessary, my position in all this and with every client’s chargeback is simple. Guide the businesses next steps to help fight for their money back.

Guaranteed it’s not. A fighting chance, it is!

J U N E 6 , 2 0 2 4 / P. 6 1

P. 6 2 / T S F C O M M U N I T YVO I C E .C O M

J U N E 6 , 2 0 2 4 / P. 6 3

South Florida Gemach Directory SUPPORT GROUPS AND HOTLINES Chizuk Support group for women struggling with infertility Call Sharona at 917-673-6123 Sharsheret Cancer Support Call: 954-416-0087 Shalom Task Force Domestic Abuse Hotline Call: 888-883-2323 Yacholet-Ikann Non-profit organization in Hollywood, FL offering financial assistance for mental health services and 100% Kosher therapeutic housing for young Jewish women with trauma and mental health struggles.

(786) 992-5036 office@yacholet-ikann.org  acholet-ikann.org People available for support, Advice & Resource Guidance over the phone or in person Seniors Support For seniors looking for someone to talk to.

Call or text: 347-324-4039 Free Private Counseling for Women with Breast Cancer Strictly confidential, MSW with 20 years experience.

Call: 845-721-7062 Ruth & Norman Rales Jewish Family Services Free counseling & help for couples struggling w/ infertility.

Jaclyn at jaclynt@ralesjfs.org FOOD Challah Gemach Free Challah for needy families for Shabbos.

Call or text: 347-324-4039 Shifra & Puah Meals/Assistance for Postpartum Women Call Esther: 310-866-8261 or Rabbi Benitah: 718-213-1811 Yetiv Lev Food Assistance Emergency assistance, visits and meals for new mothers and others that are sick.

Contact 786-202-3344 Tomchei Shabbos Miami Kosher Supermarket Contact Rabbi Mendy Cheruty at 305-219-3353 Tomchei Shabbos of Florida Contact Dovie Katz at 786-248-1690 The Cupboard, Jewish Family Services: The Dorit & Ben J. Genet (Broward residents only by appointment) Contact 954-530-7555 P. 6 4 / T S F C O M M U N I T YVO I C E .C O M

Jewish Community Services Food Bank 305-947-8093 Craig’s Pantry 954-648-6359 *The South Florida Community Voice is not responsible for hechsher at pantries. Please verify all food items.

CLOTHING The Closet 1840 NE 183rd St. North Miami Beach, FL Next to the Skylake Shul 305-4671928 Goodman Jewish Family Services 954-909-0810 JEWISH BURIAL AND SHIVA SERVICES Freshly prepared meals for families sitting Shiva Call or text: 347-324-4039 Neshama Foundation Financial assistance, end-of-life education, and personalized guidance to prevent cremation and grant each Jew their final respects.

Call: 833-469-7685 info@neshama.org Chesed Shel Emes Helps families cope with all matters related to the care of the deceased: burial, transport, shiva chairs, tables etc.

Call: 305-359-5700 or 305-590-8005 MONEY Free Loan Gemach No interest small loans Contact Rina at 347-628-0394 Hebrew Free Loan Association of South Florida Contact 305-933-1187 or 954-706-6236 Loan Gemach North Miami Beach Florida 33162 305-332-3572 The Helping Hands Lending G’mach.

Contact Aharon Greenberg: 305-534-7050 or 768-268-9883 HHLendingGmach@gmail.com.

HOUSEHOLD Mezuzah Gemach Mezuzahs available to borrow Contact Rabbi Yochanan Klein at 305-450-8287 Free Mezuzahs Mezuzahs available free of charge  www.myzuzah.org/me/ MISCELLANEOUS Everything Virtual Gemach for Jewish Families with Financial Difficulties Helps people find an item you need from someone who is donating it. This includes clothing, shoes, toys, books,

baby gear, furniture placement, Judaica, Sefarim, sheitels, houseware items and more (everything except medical supplies, coats and gowns).

Does not resell anything that is donated* Contact Orit Sabo at 917-359-5818 to request an item or to donate an item to someone else.

For the full Gemach list, please visit: tsfcommunityvoice.com/gemach

HELP WANTED Restaurant Entrepreneur Former practicing business transactions attorney is looking for a restaurant entrepreneur to be partners in a unique, fast casual, potentially huge restaurant chain concept centered around an old Jewish favorite food, starting in Dade or Broward County. No financial investment required. Please inform of your experience to KMB3KMB@YAHOO.COM North Miami Beach Restaurant looking for a manager full time or part time please call must have experience 786-553-5028.

Looking to hire: Full time (9-5) secretary/ office manager based out of office in Miami Beach.

Must have basic computer skills, emails, spreadsheet organizing, quickbooks, and most importantly be a team player with good energy. Pay based upon experience with room for growth. Requirements: must have a vehicle and speak Spanish.

Send resume and inquiries to Moshe@ cmgtgroup.com to schedule an interview.

The cave is now hiring servers hostess & kitchen staff 954-888-8112.

Currently looking for self driven individuals to join our financial firm.

We can train & develop you to own your own practice or grow into management positions.

Call or WhatsApp 806-290-6618.

Aventura/North Miami Beach full-time and part-time security positions available Monday - Friday as well as on the weekends. Morning, afternoon, evening, and overnight shifts available. Must have an active D license and speak English.

Bilingual a plus! Please call 239-379-1764.

A local Hollywood preschool is looking for a full time bookkeeper. Please reach out to 954625-4580 or email office@baismordechai.com

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© (786) 468-9248 I Mitchell Weinberger I mltchw@sunbeltnetwork.com J U N E 6 , 2 0 2 4 / P. 6 5

FOOD

Kosher Recipes Made Easy

By Jamie Geller

• 110MIN DURATION • 60MIN COOK TIME • 20MIN PREP TIME • 8 SERVINGS

ISRAELI CHEESECAKE

Gvina levana is an exceptionally soft and creamy cheese. Using gvina levana for cheesecake ensures a delicate cake. Tangy and slightly sweet, Israeli cheesecake is light and creamy.

For those unable to find this Israeli treasure, Quark cheese is similar in texture and is readily available in most stores.

To avoid cracks in the top of the cake it is best to cover the pan with foil and bake in a water bath, but it will taste amazing either way.

INGREDIENTS CRUST • 2 cups graham cracker crumbs or cookie crumbs • ½ cup melted butter • 5 tablespoons sugar CUSTARD • 1½ pounds gvina levana (white Israeli cheese) • 1 cup sugar • 1 cup sour cream • ½ cup heavy cream • Zest of 1 lemon • 2 tablespoons fresh lemon juice • 2 teaspoons vanilla extract • 4 whole eggs • Pinch of kosher or sea salt PREPARATION Crust: 1. Mix crumbs, butter, and sugar together.

Reserve half cup of mixture for topping cheesecake. Press remaining crumbs into the bottom of the springform pan. Chill the crust while making the filling.

Custard: 1. Preheat oven to 350°F. P. 6 6 / T S F C O M M U N I T YVO I C E .C O M

2. Either by hand or in a mixer at low speed, combine cheese, sugar, sour cream, heavy cream, lemon zest and juice, vanilla, eggs, and salt. Try not to whisk any air into the custard.

3. Pour into chilled crust. Place cheesecake into oven. Bake at 350°F for 40 to 50 minutes or until the center of cake is just a bit jiggly.

Sprinkle reserved crumbs on top of cake and bake for an additional 15 minutes.

4. Turn off the oven and crack open the door.

Allow cheesecake to cool in hot oven for 30 minutes.

5. Remove cheesecake and chill for 4 hours or overnight before serving.

Jamie Geller is the Chief Media and Marketing Officer at Aish.

She is also a bestselling cookbook author, celebrity chef, television producer, and businesswoman. She’s the author of eight cookbooks and the founder of Kosher Media Network.

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J U N E 6 , 2 0 2 4 / P. 6 7

UPCOMING EVENTS

MUSIC ON THE BEACH June 9th from 2-4 p.m.

BLUEY’S BIG PLAY

This coming Sunday, experience the perfect laid-back island vibe at Surfside’s Music on the Beach! Head to the 93rd Street Beach for a fantastic afternoon with live music, good vibes, and sandy toes from 2-4 p.m. Bring your friends, a beach towel and sunscreen, and your dancing spirit for a fun and relaxed day under the sun. Don’t miss out on this great mix of music and beachside fun!

June 23rd at 11am or 2pm

9300 Collins Ave, Surfside, FL on the Beach Free admission www.townofsurfsidefl.gov/news-and-events/eventslist/2024/03/10/events/music-on-the-beach

Get ready for fun with Bluey, Bingo, Bandit, and Chili in their first-ever live stage show, “Bluey’s Big Play!” Bluey is a beloved children’s show about a playful Blue Heeler puppy and her family. Join The Heelers for a family-friendly performance filled with joy and laughter. Catch the show at the Kravis Center on June 23rd. Don’t miss out on seeing Bluey come to life!

701 Okeechobee Boulevard, West Palm Beach, FL 33401 Tickets start at $29 www.kravis.org/events/blueys-big-play/

ROAR & EXPLORE WITH DINOSAURS Arriving June 9th Embark on an adventure through time at the Miami Children’s Museum’s “Roar & Explore with Dinosaurs” exhibit! Featuring lifelike animatronic dinosaurs, an erupting volcano, and a fossil dig pit, this immersive experience offers both thrills and education. Let your little ones discover the wonders of prehistoric creatures in this interactive journey they’ll never forget.

980 MacArthur Causeway Miami, FL 33132 Tickets start at $12 for Miami residents www.miamichildrensmuseum.org/exhibits/roar-explore-with-dinosaurs P. 6 8 / T S F C O M M U N I T YVO I C E .C O M

UPCOMING EVENTS

BALLOON MUSEUM – LET’S FLY EXHIBIT Opens June 23nd to October 6th Step into a world of wonder at the Balloon Museum’s Let’s Fly exhibit in Mana Wynwood, Miami! Featuring huge inflatable artworks by artists from around the world, this fun experience changes how we see art. From glowing mazes to bouncy balls, guests can play, touch, and explore a world of freedom and creativity. Go and discover sensory adventures, interact with floating bubbles, and admire the evolution of inflatable art from old experiments to new masterpieces.

318 NW 23rd St, Miami, FL 33127 Family Ticket (2 Adults & 2 children) $31 per person www.balloonmuseum.world/ tickets-miami/

FAIRCHILD TROPICAL BOTANIC GARDEN JURASSIC GARDEN EXHIBIT

Immerse yourself in a thrilling world of paleontology and paleobotany! Explore the Jurassic Garden, where life-size dinosaurs roam among prehistoric plants. Uncover ancient artifacts, dig for fossils, and interact with the prehistoric ecosystem.

10901 Old Cutler Road, Miami, Florida 33156 Now – September 2nd www.fairchildgarden.org Adult $24.95 Senior $17.95 Child (6-17) $11.95 Child (5 and under) Free J U N E 6 , 2 0 2 4 / P. 6 9

1ST PLACE WINNER Robert A. Lenter (72 years old) Boca Raton Lake Ponchartrain, Louisiana

2ND PLACE WINNERS Brian Schoenberger Miami Beach

Yael Rosenberg (32) Miami Sunrise at Sunny Isles Beach

3RD PLACE WINNERS

Elisheva Bruso (19) Aventura Florida Marina in the Waterways, Aventura, Florida

Devorah Levene (69) Hollywood Florida A little bridge in Emerald Hills, Hollywood

Please contact info@tsfcommunityvoice.com to claim your prize.

Thank you to everyone who joined!

Aviva Miller (37) Boynton Beach Sawgrass Trailhead at Atlantic Blvd.

Brian Schoenberger Miami Beach at 68th and Collins

Cookie (Ellen) Hilert (71) Deerfield Beach Fl Port Everglades (Ft Lauderdale)

Sara Wargon | Boca Raton Peru

Esty Rosenberg (8) North Miami Beach Naples, Florida

Laura Margulies (68) Boca Raton FL Boca Raton Pavillion

Layla Ackerman (12) Boca Raton

Yehudis Karbal (80’s) Fort Lauderdale

Robert A. Lenter (72) Boca Raton Palmetto Park Gazebo At Sunrise Minyan

Gloria Metz

Eugene Metz (92) Deerfield Beach Florida

Noam wargon (10) Boca Raton

Michael Eleff (70) Beit Shemesh, Israel

Yael Rosenberg (32) Miami Sunset at Naples Beach

Michael Rosen Hollywood, Florida IntraCoastal Waterways Dania Beach, FL

Zalman Himelstein (15) Hollywood Florida Plane to Israel

Linda Timmons (73) Aventura Aventura from Mystic Pointe

Michael Rosen Hollywood Florida Emerald Hills Country Club Golf Course Hollywood, FL

Sherry Ackerman Boca Raton Sunset in east boca

Eitan Himelstein (17) Hollywood Fl Vanderbilt Beach Park in Naples, Florida

Shimmy Ackerman (13) Boca Raton

Jeffrey G (36) Boca Raton Beach in Boca Raton

KID’S ZONE

P. 7 2 / T S F C O M M U N I T YVO I C E .C O M

comfort delivered. ng i w r o e N da iv i l r o de l F in

6571 Route 9 North | 973.664.7253 Howel, New Jersey 07731 J U N E 6 , 2 0 2 4 / P. 7 3 www.ChurchillFurnituregallery.com churchillfurniture Hours: Sun. 11-5, Mon. - Thurs. 10-6, Tues. 10-8, Fri. Closed

KID’S ZONE

P. 74 / T S F C O M M U N I T YVO I C E .C O M

KID’S ZONE WACKY WALKING SHOES Design a crazy, silly pair of shoes. Draw or decorate shoes with wild patterns, objects, or give them special abilities like jumping and skating!

First place: $30 gift card | Second place: $20 gift card | Third place: $10 gift card Email your artwork to info@tsfcommunityvoice.com Make sure to include your name, age, and city.

Entries must be received by June 18, 2024

Winners will be announced in the June 20th edition and will also be contacted directly.

This type of contest encourages creativity, education, and community engagement while celebrating important Jewish themes. It allows kids to express themselves through their art and writing, and it also provides an opportunity for their work to be showcased in the magazine.

Sponsored by: SMASH HOUSE BURGERS smashhouseburgers.com (305) 351-9545

J U N E 6 , 2 0 2 4 / P. 7 5

YOUR CHILD DESERVES

ELITE ACADEMICS! K-5TH GRADE PASSING SCORES IN READING AND MATH

8TH GRADERS PASSING THE PERT COLLEGE ENTRANCE EXAM

Jewish Academy

Jewish Academy CP

ACES

ACES

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Waterways

Waterways

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Imagine Charters

Imagine Charters

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0

20

40

60

80

100

100%

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20

40

60

80

100

Source: Florida Assessment for Student Thinking Data

SCHOLARSHIPS FOR PUBLIC SCHOOL STUDENTS APPLY TODAY! Admissions Office WhatsApp 9546681171

Visit us at TJAonline.com

Email us at admissions@tjaonline.com