Obtain Preapproval

We recommend buyers get preapproved before beginning their home search. Finding out your buying power at the beginning of the process is imperative to ensure you are looking at homes you can afford.

Getting preapproved allows you to find out the amount of down payment that will be required and how much your closing costs will be so you can plan accordingly.

When the time comes to make an offer on your perfect home, the seller will require this preapproval letter before they consider your offer. It is best to have your ducks in a row rather than risk losing out on the perfect home because you were not prepared.

We highly recommend working with a local lender. Each state has their own rules and guidelines for processing and closing loans. To avoid delays and possibly losing out on your dream home, use a local lender! They are aware of the local market and are best equipped to help. The Jamison Team has several local lenders we work with who will be happy to assist. Please ask if you would like a referral.