jefferson workbook

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Homebuyer’s Certification Program This program is made possible with the generous support of our sponsors: POWERHOUSE REALTY ERICA DENISE HOLIFIELD ACADEMY MORTAGE CORPORATION THE AL RUCKER SHOW & KSHX POWER 101.5 FM HOUSTON For more information visit our website

www.jcdhousing.org

In Accordance with the compliance standards of

Our Mission The mission of Jefferson Community Development Foundation, Inc.; Is to provide social services for First Time Homebuyer Assistance & Education, Financial Literacy and/or resources to develop affordable housing for first-time homebuyers.

Vision Statement The vision of the Jefferson Community Housing Development Foundation, Inc is to serve as the development arm and social service provider of consumer finance education to social ser- vices agencies, churches, and other non-profits that are not able to service the targeted populations in Jefferson, Brazoria, Harris, Waller and Grimes County and the State of Texas.

Purpose and Class Overview The purpose of the Homebuyer Education Certification is to educate prospective homebuyers in the principals of homeownership. Buying a house represents one of the greatest financial commitments a family can make. At the same time owning a home come with a sense of accomplishment and pride. While we can expect to experience mixed emotions and high stress at times, this class has been developed to educate those who have no experience in the home buying process.

In taking this class, attendees will have the opportunity to learn about the following topics during a very interac- tive class session: Renting vs. Owning, Steps in the home buying process, Understand the role of real estate and mortgage professionals, Determine affordability, Create a budget, Understand cred- it, Affordable mortgage products, Find the right home, Maintain a home and take care of finances.

At the completion of the class, attendees will be able to determine their position in the home buy- ing process and the steps they would need to take individuality to attain the goal of a smooth pro- cess with the help of their purchasing team.

This class is the first step that takes prospective homebuyers closer to the “American Dream.�

Realizing The American dream

Are You Ready To Buy A Home?

Follow along with the Presentation

Sponsored By

Al Rucker and crew brings you the latest in urban adult contemporary music, entertainment and trending news.

2pm – 6pm Monday - Friday

Al Rucker

The Sheryl Underwood Show Talk politics and current events with Sheryl from the Emmy Award Winning Show “The Talk”, countless movies and standup comedy 8am – 12pm Monday - Friday

DJ Tay Powers

Keisha Hunt

Seven the Poet

The Carl Thomas Show

The J Anthony Brown Show

Enjoy an interactive radio experience with the latest in music and live callers with host R&B and Gospel crooner Carl Thomas 6pm – 8pm Monday - Friday

Get you funny on while listening to the latest in pop culture topics alongside the Billboard Top 100 tunes With funny man J Anthony 6pm – 8pm Monday - Friday

POWERHOUSE IS,A FULL SERVICE REAL ESTATE FIRM SPECIALIZING IN FIRST TIME HOME OWNERSHIP. WE PROVIDES COMPREHENSIVE HOME BUYING ASSISTANCE BY OFFERING

- FINANCIAL LITERACY - CREDIT REPAIR

- FINANCING RESOURCES - ACQUISITION SERVICES.

WITH POWERHOUSE YOU’LL HAVE ALL THE TOOLS YOU NEED, TO ACHIEVE YOUR HOME OWNERSHIP GOALS!

Co-Sponsered By

Erica Denise Holifield Loan Officer ‖ NMLS# 832996

128 Vision Park Blvd., Suite 230 The Woodlands, TX 77384 erica.holifield@academymortage.com academymortage.com/ericaholifield