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JA USA Annual Report 2024-25

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EDUCATION FOR

WHAT’S NEXT

ANNUAL REPORT

2025

TM


WELCOME Dear Friends of Junior Achievement: We are excited to present this year’s annual report! At Junior Achievement, our goal is to prepare students for what’s next, especially as rapid changes—including advances in AI—reshape our world. Today’s students face unique challenges, with jobs and opportunities evolving faster than ever before. Junior Achievement is dedicated to advancing economic mobility through education. This report highlights how JA equips students with essential, transferable skills—like critical thinking, problem solving, collaboration, communication, and continuous learning—that will help them succeed in a changing economy. Whether pursuing post-secondary education, starting a business, or learning how to build a better future for themselves and their communities, JA empowers students to make informed choices that improve their lives. As the nation’s leading experiential learning organization, we’re proud to show you how Junior Achievement is truly “education for what’s next.” We invite you to join us in this important work and partner with us to support the next generation’s success.

1.


TABLE OF

CONTENTS ABOUT JA

3-4

VALUES & PURPOSE

5-6

PROGRAM REACH

7- 8

VISIONARY PROFILES

9-14

EDUCATION FOR WHAT’S NEXT 15-16 PROJECT & ANNUAL FUNDING

17-25

GIVING SOCIETIES

26-29

JA USA FINANCIAL STATEMENTS

30

BOARD MEMBERS

31-32

LEADERSHIP

33-34

2.


ABOUT

JUNIOR ACHIEVEMENT Junior Achievement is education for what’s next. As a strategic partner working in collaboration with educators, employers, investors, leaders, and the communities they serve, we are dedicated to helping students achieve academically today and economically tomorrow. As a leader in experiential learning operating on a national scale with over a century of experience, we are driving toward lasting change. This means ensuring a generation of students has the transferable skills and competencies needed to navigate a rapidly changing world. By delivering career-connected learning, we are invested in accelerating economic mobility through education. By helping students become confident, capable, and connected today, we can ensure they have access to opportunity-filled futures tomorrow. Junior Achievement reaches more than 4.6 million students annually across nearly 100 U.S. markets, and is part of JA Worldwide, which serves over 19.9 million students in more than 100 countries.

3.


4.


0 03. 04. 05. 06. 5.

SEEK

Divers and bo

TEACH

Principled market-b entrepreneurship th

NURTURE The power of partnerships and collaboration.

ADVOCATE For relevant hands-on learning.


VALUES 01. 2.

BELIEF In the boundless potential of young people.

APPROACH Our work with passion, honesty, integrity, and excellence.

K OUT

e backgrounds, perspectives, and talents in our staff and volunteers, oards to reflect the geographies and communities we serve.

ased economics and at build a more sustainable world.

PURPOSE

Our purpose is to inspire and prepare young people to succeed in a global economy.


PROGRAM

REACH

37,222,244

CONTACT HOURS

7.


4,828,747

STUDENTS

174,473

DISTINCT VOLUNTEERS

22,557 SCHOOLS

8.


VISIONARY

PROFILE

9. 9.


A VISIONARY PARTNER POWERING THE REIMAGINATION OF FUTURE BOUND Pacific Life’s partnership with Junior Achievement USA has redefined what’s possible for national student programming, driving a bold reimagination of JA’s most in-demand competitions. Through the Pacific Life Foundation’s investment, this collaboration has transformed JA’s signature national student event into a fully immersive, four-track experience that empowers students with the confidence, skills, and exposure to thrive in their future careers. Pacific Life’s support began in 2022, when JA’s national student event was known as the National Student Leadership Summit (NSLS). By 2025, Future Bound by Junior Achievement was introduced in the reimagined format and hosted at Georgia State University in Atlanta, Georgia. This evolution, from NSLS to Future Bound, represents a major milestone in JA’s history and was made possible through Pacific Life’s visionary leadership and continued investment. Pacific Life Foundation’s contributions have fueled the reimagination of three cornerstone events: JA Titan National Challenge – Students run a simulated cellphone company, applying business strategies and leadership decisions in a competitive environment that strengthens their financial empowerment and decision-making skills. JA Social Innovation Challenge – Students present solutions to pressing community challenges, combining creativity with financial and social impact. JA Stock Market Challenge – Students experience real-time investing decisions, competing to build successful portfolios in a fast-paced simulation. What began as virtual competitions -JA Stock Market Challenge and JA Titan Challenge have now come to life in person, joining the JA Company of the Year to form Future Bound’s dynamic four-track competition model. Student participation grew from 105 in 2024 to over 280 students in 2025’s national event, reflecting the transformative impact of Pacific Life’s partnership and the reach of JA’s reimagined event design. Beyond financial support, Pacific Life’s employee volunteers play a hands-on role in shaping the student experience. Volunteers serve as judges, workshop facilitators, and mentors, helping students connect classroom knowledge with real-world business scenarios. Their involvement ensures that students not only compete, but also learn, network, and envision themselves as future leaders and innovators. Pacific Life’s long-term commitment to Junior Achievement USA reflects their dedication to creating equitable access to financial literacy, career readiness, and entrepreneurship education. Their partnership has served as a catalyst for national transformation, expanding JA’s reach, deepening student impact, and bringing Future Bound to life in a way that inspires the next generation of changemakers. “Aligning with Pacific Life’s purpose of building confidence for generations, Pacific Life employee volunteers and the Pacific Life Foundation are partnering with nonprofits like Junior Achievement across the globe to educate the next generation on how to invest in their future and achieve financial success.”

— Pacific Life Foundation


VISIONARY

PROFILE

11.


ADVANCING WHAT’S POSSIBLE: KPMG’S DECADE OF VISION AND IMPACT For more than a decade, KPMG LLP (KPMG) and the KPMG U.S. Foundation have stood alongside JA USA as a champion for young people—driven by a shared belief that every student deserves the mindset, skills, and behaviors to thrive in a rapidly evolving world. Through this steadfast relationship, KPMG is redefining workforce development, helping students move from classrooms to careers with purpose and momentum. As the first investor in JA’s post-secondary and workforce pathways initiative, KPMG is sparking a movement that connects education to employment in bold new ways. Through the groundbreaking pilot initiative, KPMG is reshaping the 3DE senior year experience. Students tackle real business challenges, earn career-ready credentials, and connect directly with employers through a dedicated talent marketplace. This pilot—launching in Tampa Bay, Central Florida, and Northern Indiana—is powered by local business support and a focus on equipping students with work-readiness skills. Beyond this pilot, KPMG significantly impacts a variety of Junior Achievement initiatives. 3DE sophomores engage in a dynamic KPMG case challenge that builds critical thinking and problem-solving abilities. In the past five years, more than 6,000 students across seven states have engaged with KPMG, gaining valuable exposure and receiving personalized coaching from KPMG business professionals. And KPMG's leadership doesn’t stop there. Over the past decade KPMG has helped reimagine financial literacy and career exploration for millions of middle and high school students through JA Finance Park. KPMG’s support also enabled the development of JA Finance Park Advanced, an immersive simulation that empowers high school students to make informed decisions about education, savings, and credit—laying the foundation for long-term financial well-being. KPMG and JA USA share a commitment to investing in the future of young people. This collaboration exemplifies how business and education can work together to inspire the next generation and prepare them to navigate the complexities of modern life and work. We extend our heartfelt gratitude to KPMG and the KPMG U.S. Foundation for their visionary leadership and generous support. Their dedication to advancing financial literacy and workforce readiness through innovative programs has made a lasting difference in the lives of millions of students. JA USA is proud to partner with KPMG in this important work, and together, we look forward to continuing to inspire and prepare young people for successful futures. “KPMG’s investment in 3DE and JA Finance Park is accelerating opportunity for students in Tampa Bay and beyond, equipping them with the skills and confidence to become future-ready. These initiatives empower young people to tackle real-world challenges, earn credentials, and unlock greater economic mobility. The partnership between KPMG and JA USA is a powerful example of how business and education can work together to inspire and prepare the next generation of leaders.” — Richard George, President, Junior Achievement of Tampa Bay


VISIONARY

PROFILE

13.


EMPOWERING EQUITY: Z ZURICH FOUNDATION’S VISION FOR THE FUTURE OF FINANCIAL EDUCATION Z Zurich Foundation and JA USA share a deep commitment to advancing social equity through financial literacy education. Together, we are delivering proven, sustainable solutions that empower students and strengthen communities nationwide. JA USA is profoundly grateful for Z Zurich Foundation’s support and visionary leadership, which continue to make a lasting difference in the lives of young people and the future of financial education in the U.S. The collaboration between Z Zurich Foundation and JA USA, with the support of Zurich North America (Zurich), began in 2023 with a visionary grant supporting the restructuring of JA’s grade K-5 educational suite of programs. The impact of the K-5 curriculum redesign focuses on prevention and intervention at the earliest stages and provides programming to address systemic challenges caused by a lack of financial literacy. In addition, Z Zurich Foundation’s support also accelerates social equity by investing in resources and curricula to be fit-forpurpose for tomorrow’s world of work. It is estimated that this exciting project will impact an estimated 5 million children across multiple years. Additionally, in 2024, Z Zurich Foundation expanded its commitment by investing further in the redesign of curricula for grades 6–12. Its long-term vision centers on creating lasting improvements in educational systems, scaling impact to ensure equitable, high-quality education. By extending the K–5 program to middle and high school students, Z Zurich Foundation is positioned to foster sustainable change and improve the life chances of young people across America. This initiative offers Zurich and Z Zurich Foundation, alongside JA USA, a unique opportunity to deepen their legacy, transforming the educational landscape and reaching millions of students. The 6–12 curriculum redesign specifically addresses persistent inequities in the U.S. education system, aiming to help marginalized youth reach their full potential. By developing content aligned with national and state standards, the program bridges the gap between theory and real-world application, supporting long-term improvements in education. Beyond direct program impact, JA aims to showcase this initiative as a best practice, developing content that can be shared throughout the JA network and benefit students in other countries. Our strong collaboration with Z Zurich Foundation fuels the creation of innovative educational resources—including blended print and digital materials, digital games, simulations, and experiential activities—designed to deliver engaging, inclusive, and meaningful learning experiences for students of all ages. The curriculum is fully inclusive and offers flexible delivery options, and features credentialing and badging to track long-term outcomes. Covering financial literacy, career readiness, entrepreneurship, and character development, these programs help students build essential skills year after year, ensuring they graduate fully prepared for the workforce. Included in the major impact JA USA is experiencing with this collaboration is the volunteer engagement grant that supports ten key JA markets with opportunities for Zurich employees to participate in classroom facilitation. Zurich volunteers act as coaches, mentors, and role models, sharing their experiences and fostering self-belief in students. JA has always held the belief that corporate volunteers are the secret sauce that makes JA programming so impactful for our students. Zurich employee volunteers are no exception to this rule.


EDUCATION FOR

WHAT’S NEXT

TM

For a Changing World… Experiential Learning Where Students Achieve Academically Today and Economically Tomorrow

The “Future of Work” is Here For more than a decade, there have been discussions about the need to prepare young people for the “Future of Work,” taking into consideration the impact of automation, AI, and societal changes on the employment prospects of the next generation. With the explosive growth of Generative AI in recent years, it’s apparent that the Future of Work is here. In fact, in its 2025 Future of Jobs Report, The World Economic Forum predicts 39 percent of current skillsets will be outdated in five years due to advances in AI.

The Impact on Economic Mobility and Generational Outcomes Such advances in technology can have an adverse impact on the economic mobility of those unprepared for these changes. In recent decades, the economic mobility of Americans – the ability to do as well or better than previous generations – has declined 45 percent, according to the Brookings Institution, due, in part, to previous technological innovations, like automation and information systems.

15.

The decline in mobility can be linked to the growing impact of technology and globalization on earning potential. There was a time up until the early 1980s when a high school education was enough to sustain a quality standard of living in the U.S. Today, though, even a college education might not be enough as more than a third of college graduates are “underemployed,” meaning they work in jobs that don’t require a college degree, and that may also pay less than a living wage.


Education for What’s Next Research by Georgetown University indicates that by 2031, 70 percent of jobs will require education or training beyond high school. Currently, though, only one-in-three high school graduates go on to complete a college degree, with many of those being in fields that are not in high earning, high growth professions. According to the Camber Collective, the top four life experiences expected to positively affect lifetime earnings are 1) completing secondary education, 2) graduating with a degree in a high-paying field of study, 3) receiving mentorship during adolescence, and 4) obtaining a first full-time job with opportunity for advancement. Job skills training and business ownership can also be beneficial. These experiences can contribute to gaining the transferable skills and competencies, such as creative and critical thinking, problemsolving, collaboration, and continuous learning, needed to succeed in our rapidly changing economy. At Junior Achievement, our learning experiences are demonstrated to promote the skills and competencies needed to promote economic mobility. We believe every student deserves a future filled with choices and opportunities. That’s why we focus on what drives real economic mobility by helping students become confident, capable, competent, and connected. By partnering with schools and communities, we unlock potential and accelerate mobility at scale while expanding access to opportunity-filled futures. In this way, Junior Achievement promotes education for what’s next.


PROJECT & ANNUAL FUNDING Junior Achievement could not prepare young people to succeed in a global economy or empower young people to own their own economic success without our investors. Every single dollar makes a difference, and all donations to JA USA help to continually evolve JA’s enriching programs at a national and local level. The corporations, foundations, and individuals listed here have provided Junior Achievement with funding in 2024-2025.

1 7.


CORPORATE & FOUNDATION $15,000,000+ Lilly Endowment Inc.*

$5,000,000 - $14,999,999 Delta Air Lines, Inc. Z Zurich Foundation*

$1,000,000 - $4,999,999 Janus Henderson Foundation* KPMG Foundation*, KPMG LLP and KPMG Employee Giving Campaign Paychex Charitable Foundation* RSM US Foundation*

Staples* State Farm Taco Bell Foundation* The Marcus Foundation* The UPS Store

$500,000 - $999,999 Accenture LLP* and Accenture Foundation Employee Giving Campaign Citizens Financial Group* and Citizens Charitable Foundation Employee Giving U.S. Department of Labor Pacific Life Foundation* and Employee Giving Campaign

The Capital Group Companies, Inc.* The Starbucks Foundation Toyota Motor North America

$250,000 - $499,999 AIG and Employee Giving Campaign American Council of Life Insurers American Express Foundation* CNA Financial Corporation and CNA Foundation Employee Giving Campaign Farmers Insurance Group of Companies FedEx Corporation Fidelity Investments HSBC Bank USA, N.A. Industrial Base Analysis and Sustainment (IBAS) Program

JPMorgan Chase Foundation and Employee Giving Campaign Marathon Petroleum Corporation Marco's Pizza Foundation Mercedes-Benz USA* PwC* and Employee Giving Campaign Santander Bank The Charles Schwab Corporation* and Employee Giving Campaign Voya Financial and Voya Foundation

18.


CORPORATE & FOUNDATION $100,000 - $249,999 Ally Financial and Employee Giving Campaign Bank of America Charitable Foundation & Bank of America IGEN Employee Network Bread Financial and Employee Giving Campaign Cherry Bekaert Foundation Chick-fil-A

Corebrdige Financial Intercontinental Exchange, Inc. Johnson & Johnson Kinder Morgan Foundation Players Coalition Foundation Swire Coca-Cola The TJX Foundation, Inc. Wells Fargo Foundation

$50,000 - $99,999 CrossCountry Consulting Amazon.com, Inc. and AmazonSmile Employee Giving Campaign BlackRock Charitable Fund El Pomar Foundation Emerson Encore Capital Group

FactSet Fannie Mae First Western Trust Hancock Whitney Horace A. Moses Foundation Sanofi WorldPay

$20,000-$49,999 The Achievement Foundation Drummond Group LLC FIS IBM Corporation Employee Giving Campaign Jack Henry & Associates Microsoft Corporation Moss Adams NBCUniversal, LLC

PennyMac Financial Services, Inc. and Employee Giving Campaign Project Management Institute, Inc. Robert Half and Employee Giving Campaign The Stile-Nicholson Foundation The UPS Foundation The Williams Companies Foundation, Inc. and Employee Giving Campaign

*Multi-year Gifts

1 9. 9.


$10,000-$19,999 Cognizant Technology Solutions Charitable Fund Cortina Productions Discover Financial Services* and Cashback Campaign Fifth Third Bank Employee Giving Campaign

The Hartford Financial Services, Inc.* and Employee Giving Campaign TIAA Employee Giving Campaign WillScot Mobile Mini Wipfli LLP

$5,000-$9,999 Chevron Global Fund Employee Giving Campaign Chubb Ltd Insperity Mercer (Marsh & McLennan Companies, Inc.) Peak Advisory Consulting, LLC

Pinnacle Financial Partners RR Donnelley School Publishing Group See What I Mean LLC Stella and Charles Guttman Foundation, Inc.

$1,000-$4,999 AAA - American Automobile Association Employee Giving Campaign ADP Employee Giving Campaign AT&T and AT&T Foundation Employee Giving Campaign CHC: Creating Healthier Communities CIGNA HealthCare Empower Annuity Insurance Company of America Enterprise Holdings Foundation Ernst & Young LLP* and Employee Giving Campaign Freddie Mac Foundation Employee Giving Campaign Jackson Charitable Foundation* Jackson* and Employee Giving Campaign

Mabel Horrigan Foundation Signature Bank Employee Giving Campaign Sparks Willson, P.C. UnitedHealth Group, Inc. Employee Giving Campaign Unum Group Employee Giving Campaign USAA Employee Giving Campaign USI Insurance Services Wells Fargo Community Support Campaign

2 0. 0.


CORPORATE & FOUNDATION Under $1,000 Alcon Lighting, Inc. AMC Entertainment, Inc. Employee Giving Campaign American Family Insurance Employee Giving Campaign Ameriprise Financial, Inc. Employee Giving Campaign Apple Computer Employee Giving Campaign BI Worldwide Charities Aid Foundation of America CHEP USA Inc. Employee Giving Campaign Cisco Systems, Inc., Employee Charitable Giving Program City National Bank Employee Giving Campaign Coke Cares Employee Giving Campaign CVS/Pharmacy Employee Giving Campaign Deloitte Employee Giving Campaign Discover Financial Services* and Cashback Campaign Duke Energy Foundation Employee Giving Campaign Facebook, Inc. Franklin Advisors, Inc. Employee Giving Campaign GE Foundation Genmab Employee Giving Campaign Google Inc. Employee Giving Campaign Green Dot Corporation Employee Giving Campaign Harris Corporation Employee Giving Interpro Inc. ITW Foundation 3 for 1 Employee Matching Gift Program Kohl's Cares for Kids

Lam Research Corporation Liberty Mutual Group Lockheed Martin Corp. Employee Giving Campaign MasterCard Matching Gift / Employee Giving Program Morgan Stanley and Employee Giving Campaign National Financial Services LLC National Fuel Gas Company Employee Giving Campaign Nelnet Corporation Employee Giving Campaign Otsuka America Pharmaceutical Inc. Prime Therapeutics Employee Giving Campaign SM Energy Employee Giving Campaign T. Rowe Price Group, Inc. TD Bank The Edward D. Jones & Company Foundation T-Mobile Travelers Community Connections Matching Gifts Program U.S. Bancorp Vanguard Charitable Veritiv Corporation Employee Giving Campaign Verizon Foundation Visa Inc. Western Union Foundation Xcel Energy Yum! Brands Inc. Employee Giving Campaign

*Multi-year Gifts

21.


INDIVIDUAL DONORS $3,000,000+ James R. Hemak

$250,000+ Shelly and Alan S. Armstrong

$100,000+ Craig Menear

$50,000+ Catherine S. Brune Diane and Jack E. Kosakowski Dwight Duke

$25,000+ Arnold B. Evans

$10,000+ Evelyn Angelle

Niloufar K. Molavi

Pamela Bentley

Roy A. Ng

James M. Carroll

Helen C. Pekny

David J. Cook

Jane Possell

Becky Frankiewicz

Jonas Prising

Tina and Tim Greinert

Marna J. Ricker

Bill Kracunas

Lawrence W. Sidwell

Paul E. McKnight

Steven Voorhees

Linda H. Mitchell

Casey C. Wells

$5,000+ Lynne Ford

Matt Schwatz

Alyson Griffin

Maggie Thomason

Robert Grubka

Jordan Vernoy

Catherine Milone Jean Richcreek

22.


INDIVIDUAL DONORS $1,000+ Sam Adams, In memory of Melanie Adams

Frank J. McIntosh

Adam Arroyos

James Munroe, In memory of Jan Tesch

Jeffrey Buckler

Gary D. Petersen

James Burch

Leslie Pierce

Custom Ink, Tribute to Marc Katz

Jeannine Reilly

Jackie and Rick Dant

Loretta Rodriquez, In honor of Abel & Juanita

MC and Ed Desrosiers

Rodriguez

Frank W. Evans

Julie and Steve Schmidt

Akberet Boykin Farr

Linda Schoelkopf

Mark A. Fiore

Alex Sevilla

Donald T. Floyd

Eric Sheaffer

Dennis P. Gilfoyle

Susan and Tom Staab

Katie M. Keane

Buzzy Thibodeaux

Angela and Tom Landsness

Vasavidevi and Sridhar Thodupounoori

Jeanette and Ron Lee

Kenneth E. Wasoba

Marty Lee, In memory of Rick Murray

John R. Weil

Sharon Lents

Kimberly and Daniel J. Wenzel

Sandra E. Lopez

Cid Wilson

To $999 Ryan Aanerud

Lauren Bross

Steve St. Amand

Donna Buchanan

John Amatangelo

Christopher Buerkle

Jennifer Anderson

Eileen Burnley

Kathy Arnes

Betty Capaldo

Nancy L. Arsenault

Michael Cheung

Pete Atha

Lawrence Clifford, In memory of Dr. Stanley

Howard Bartner

23.

Ira Buchin

Melissa Belkin

Gina Compton, In memory of Fred Hampton

Robert Berndt

Ray E. Darby

Tracy Birney

Michael Davis

Gary R. Blanchette

Martin Demsky, Tribute to Brian Sidorsky

Robert H. Blanchette

Christopher Denune

Theo Boots

Thomas G. Dewar

John M. Box

Deborah L. Dingwall

Douglas G. Boyd

Brian Duffy, In memory of Dale Langel Sydney Ebeling


Nancy Finke Sheila Fishlowitz Cathy Francomano, In memory of Charlotte & Joe Francomano

LUSA Holdings, LLC, In memory of Craig Andersson Crystal Lynch Randal Mays

Rachael Georgas

John McDougall

Ryan Glander

Denman K. McNear

Tami Godsey

Edward L. Miller

Milton Goldwasser

Gina Montesonti

Julie S. Gordon

Sally Moynihan-Stamper

Michelle and Dale Green

Jan Murfield

Amanda Greif

Edward P. Murray

Janet A. Griffin Koehler

Philip Murray, In memory of Ryan Glander

Sarah Grooms

Jennifer Mykytyn

Kelly Groppe

Iroel Napole

Steve Grumbach

Susan Nash-Rasmussen

Jim Guay

Edward Nowak

Kim and Troy Hacker

Lucy M. O'Donnell

Emily Hall, Dedication to Tatiana Velazquez

Shawn B. O'Hara

Kevin R. Hattery

Natalie Vega O'Neil

Tim Heckel

Reed Parker

Kimberly Helton

Hiral Patel

Brian Hemphill

Stephanie Paymayesh, In memory of Craig

Deborah Hendrix

Andersson

Daniel Herman

Barry C. Pearce

Debra H. Hoffer

Joseph A. Peri

Eva Hogan

Wilma Raymond, In memory of William A.

Jack W. Holladay

Raymond

Kyle H. Hybl

Scott Riddile, In honor of Jerry Mutchler

Carly Jermon

Linda L. Rimer

Arthur Johnson

Liliana Rodriguez

Janet Joyce

Irene L. Rose

Brad Kaufmann

Dan Ross

Derek Kellogg

Joan and Scott Samuelson

Nick Kepler

Ada Sanchez

Jonah Kinsman

Linda Santinoceto

Sarah Kristin

Douglas E. Schallau

Christy Kunz

Andy Schenck

Marty Lee, In memory of Jan Tesch

Linda Schoelkopf, In memory of Jean

Lisa Lima Matthew Lockhoff

Richcreek Linda and Jim Schoelkopf, In memory of Tom Rose

24.


INDIVIDUAL DONORS To $999 cont. Joe Sorkin Steve St. Amand Ellen S. St. John J Steinhauer Frank G. Stryganek Natalie Sullivan, In memory of Stan Buchin Clay Teramo Maura Teti Stefanie Thompson, In memory of Richard Teerlink Natalie Thornton Harold Todd Peter E. Truschke Teresa S. Vaccaro Natalia Vega John R. Weil, In memory of Jean Richcreek Jed Weiner Keith Weiss Hudson Whitenight Jonathan G. Woods, Tribute to Martin David & Natalia Dittmer Kent Wuebben Gail D. Yates

25.


LIFETIME

GIVING

26.


JA FREE ENTERPRISE SOCIETY LEGACY

Gifts of $1 million or more over donors’ lifetime Anderson Stewart Family Foundation Barney and Carol J. Barnett Fund The Bechtel Trusts Otto Bremer Trust Capdevilla/Gillespie Foundation Ting Tsung & Wei Fong Chao Foundation Dr. Phillips Charities The Clayton Family Foundation Mike and Lynn Cottrell Daniel G. Crockett The Mike Curb Foundation George S. and Dolores Doré Eccles Foundation Richard and Marie Edgerton* William and Tina Flaherty John M. Sr*. and Lyla Fluke* Tom and Mickie Fox The J.B. Fuqua Foundation * The Goizueta Foundation* Susan Hascall Haslam Family Foundation Dick and Ethie Haworth James R. and Patricia Hemak Hollingsworth Foundation Elizabeth K. Holloway Trust J.C. and Tammy Huizenga H. Wayne Sr. and Marti Huizenga Michael and Sue Jandernoa Dennis M. Jones Family Foundation The Jones Family Foundation The Kahlert Foundation Peter J. King Family Foundation Mallouk Family Foundation The Marcus Foundation The McGrath Family Foundation T. Douglas McQuade McWane Foundation Will and Kaitlin McWane

2 7.

Miller Family Philanthropy Larry H. & Gail Miller Family Foundation Burton D. Morgan Foundation Pamela and Leslie Muma Nasgovitz Family Foundation Carole Curb Nemoy and Dr. Norman Nemoy Esther B. O'Keeffe Charitable Foundation Harry S. Patten, The Patten Family Foundation Dr. Philips Charities, Inc. Suzanne and Richard Pieper Family Foundation Richard and Geri Prows George F. Russell Jr. William "Bill" Schawbel Hugh K. Schilling MacKenzie Scott Stephan Sharf The Stiles-Nicholson Foundation - Lynn and David Nicholson The Sunderland Foundation Albert E. Suter* Lorraine Thomas Jim Victor Tim and Lisa Walsh Mrs. Delores Barr Weaver WEM Foundation Joseph B. Whitehead Foundation Estate of John Brooks Williams The Zeist Foundation

*Deceased


ENDOWMENT

Gifts of $500,000 or more

PRESIDENT

Gifts of $25,000 or more

EBSCO Industries

James and Bonnie Beardsworth The Brasser Family Catherine S. Brune Catherine S. Brune Joseph S. Bruno Charitable Foundation Gifts of $250,000 or more Ryan Carlie Shelly and Alan S. Armstrong Louis J. Casale Jr. Charitable Foundation Inc. Joan and Tim Fenton Family Foundation The DeDomenico Family The Warren and Augusta Hume Foundation Marriner S. Eccles Foundation Arnold B. Evans David and Lelia Farr Mike and Gillian Goodrich Foundation Gifts of $100,000 or more M. Miller and Frances Gorrie Todd and Tammy Jones Altec/Styslinger Foundation Emma Eccles Jones Foundation William K. Bowes, Jr. Foundation Diane and Jack E. Kosakowski Robert Brinkmann Herman Meinders The Burton Family Foundation Craig Menear Thomas and Cindy Harris Peter and Ann Rathwell The Dennis and Judy Jones Family James and Erin Runnels Foundation Beverley Taylor Sorenson Foundation John R. and Rebecca L. Luckett Andrew Taylor Mike and Genie Thompson Judith Toombs Tracy Family Foundation Gifts of $50,000 or more

EMERITUS

AMBASSADOR

CHAIRMAN

James and Dorothy Baer Foundation Nancy Kasparek and Brandon Blumer Michael and Marlene Cambridge Elisabeth C. DeLuca Foundation, Inc. Michael and Debby Deniszczuk Jessie Ball DePont Fund The Lucy Gooding Charitable Foundation Trust Chris and Colleen Haley Wayne and Judy Houston Raymond P. Lavietes Foundation Karen B. Quick The Quindlen Family Thomas and Marsha Slaight Duane and Laura Smith David and Karla Turner

ENTREPRENEUR Gifts of $10,000 or more

Ken and Edna Aiderman Robert and Elizabeth Allsop Charitable Fund Evelyn and Frank Angelle Brian and Sherri Becker Pamela Bentley Barry and Gilda Boyer Crystal Brown Brad Burns Mary Ann Callahan James M. Carroll William H. and Patricia Child Phil Cofield

28.


JA FREE ENTERPRISE SOCIETY ENTREPRENEUR Gifts of $10,000 or more

Kevin and Kimberley Coleman David J. Cook David J. Cook Randy and Claudean Cox Cross Charitable Foundation Jim Deats Farah Dilber Paul Edward and Gay Dolores Rochester Fund Clyde R. Evans Charitable Trust Becky Frankiewicz Chuck and Stephanie Freeman Dennis Gipson Alison and Jim Gorrie Tina and Tim Greinert Billie Harned and Jack Rudel Andrea Hecht Richard K. and Shirley S. Hemingway Foundation Clay and Brooke Hosmer Venable M. Houts Peter and Callie Inge Heidi Jannenga Foundation Ron and Janet Jibson Verne C. Johnson Family Foundation Kenneth Johnson Diana Kapp and David Singer Wood Kaufman Kirschner Trusts Gary Kozlowski Bill Kracunas Ron Kruszewski Lakeside Foundation Scott Lippstreu Mark and Karen Luebke Family Foundation, Inc. Phil and Carol Lyons Family Fund Richard H. Marriott, Jr. Katharine Matthies Foundation, Bank of America, N.A., Trustee 2 9 . Paul E. McKnight

2 9.

Will and Kaitlin McWane Millerberg Family Giving Fund Niloufar K. Molavi Gene and Cindy Morgenthaler Roy A. Ng William and Deborah Oldenburg Robert and Amy Orr Helen C. Pekny Tony and Kathy Perazzo Bruce and Cecilia Petersen Foundation Keith Pinniger Jane Possell Jonas Prising Robert Glenn Rapp Foundation The Remmer Family Foundation Rodger and Paula Riney The Donna Roop Endowment Fund Gary Rozek Thomas Santa Charles and Lynn Schusterman Family Philanthropies Leo M. Shortino Family Foundation Lawrence W. Sidwell Rocki and William Smith Sorenson Legacy Foundation William J. and Kimeran Stevens Stuart Family Foundation Norman J. Stupp Foundation Stuart Taub Dan C. Wegener Casey C. Wells Brian Wenzel Wiener Philanthropy Anne and Henry Zarrow Foundation Zicarelli Foundation Zink Family Foundation


JA USA FINANCIAL STATEMENTS Junior Achievement USA consistently receives high grades for accountability and transparency. View the full version of JA USA's Audited Financial Statements here.

REVENUE

$50,895,880

DETAIL

CONTRACT REVENUE | 392,094

0

FUNDRAISING | 3,153,411

5,000,000

FIELD SERVICES | 15,035,468

20,000,000

10,000,000

OTHER INCOME | 797,844

$33,320,878

DETAIL 15,000,000

MANAGEMENT & GENERAL | 3,325,696

EXPENSE

INVESTMENT RETURN | 3,620,899

0

PROGRAM & SUPPORT FEES | 16,268,764

5,000,000

RESEARCH & DEVELOPMENT | 7,486,805

10,000,000

MATERIALS SALES | 1,400,921

15,000,000

COMMUNICATIONS & MARKETING | 2,679,131

20,000,000

CONTRIBUTIONS | 28,415,358

25,000,000

HUMAN RESOURCES | 1,640,367

30,000,000

Note: Junior Achievement USA's total net assets as of June 30, 2025, is $53,791,670. *3DE National, LLC is a single member LLC of Junior Achievement USA. Per Generally Accepted Accounting Principles, single member LLCs must be consolidated for financial statement purposes. Thus, the face of the financial statements reflects both Junior Achievement USA and 3DE National, LLC financial activity for the fiscal year ended June 30, 2025. Please see pages 32-37 of the 2025 Audited Financial Statements for a breakout of the financial activity for each entity.

3 0. 0.


BOARD MEMBER MR. ASHEESH ADVANI (EX OFFICIO)

MS. AKBERET BOYKIN FARR

President and Chief Executive Officer JA Worldwide®

Vice President, Diversity and Social Responsibility Emerson

MS. EVELYN ANGELLE, BOARD TREASURER

MR. DWIGHT DUKE

MR. ALAN S. ARMSTRONG

Retired, Senior Vice President Cisco Systems, Inc.

President & CEO The Williams Companies

MS. LYNNE FORD

DR. ADAM ARROYOS Chief Executive Officer SERVE2PERFORM

Independent Director CareFirst BlueCross BlueShield Former CEO MissionSquare Retirement MS. BECKY FRANKIEWICZ

MS. PAMELA BENTLEY Chief Financial Officer GCM Grosvenor

President North America ManpowerGroup MR. TIM GREINERT (EX OFFICIO)

MR. TELLIS BETHEL President and CEO Toyota Financial Savings Bank (TMNA)

President Junior Achievement USA MS. ALYSON GRIFFIN

MS. CATHERINE S. BRUNE President-Eastern Territory (Retired) Allstate Insurance Company

Head of Marketing State Farm MR. ROBERT GRUBKA

MR. JAMES M. CARROLL

31.

Senior Vice President, Global Government Relations Honeywell International

MR. JACK HARRIS

MR. DAVID COOK

MR. KYLE HYBL, BOARD SECRETARY

SVP & Chief HR Officer Boston Medical Center Health System

Chief Executive Officer El Pomar Foundation

MR. ARNOLD B. EVANS, CHAIRMAN

MR. CHRISTOPHER L. JAMES

Co-Head of Emerging Middle Market JPMorgan Chase

President & CEO National Center for American Indian Enterprise Development (NCAIED)

Chief Executive Officer Junior Achievement USA


S MS. HOPE JARKOWSKI

MS. JODI L. RICHARD

Chief Legal Officer Broadridge

VC, Chief Risk Officer, Risk Management & Compliance U.S. Bank

MR. BILL KRACUNAS Principal, Management Consulting RSM US LLP

MS. MARNA RICKER Americas Vice Chair – Tax Services EY LLP

MS. SANDRA E. LOPEZ MR. MATT SCHWARTZ MR. PAUL E. MCKNIGHT Senior Vice President (Retired) Emerson

Partner, Sales Enablement Leader KPMG LLP DR. ALEX SEVILLA

MR. CRAIG MENEAR Retired, Chairman of the Board The Home Depot

Founding Head of Impact Drive X Chief Strategy Officer Serve2Perform

MS. LINDA MITCHELL Solutions and Technology Director, Americas Tech for Social Impact Microsoft Corporation

MS. CASEY C. WELLS Senior Managing Director, North America Product Industry Group Lead Accenture

MS. NILOUFAR K. MOLAVI, VICE CHAIRPERSON

DR. KEITH E. WHITFIELD, PH.D.

Global Leader, Oil & Gas, Partner PwC, US

MR. CID WILSON

MR. ROY A. NG

Chief Executive Officer Hispanic Association on Corporate Responsibility (HACR)

Co-Founder & CEO Fabrion Inc. MS. TRACY LAFLAMME ORTEGA Founder and CEO Bell Group MS. JANE POSSELL EVP, Chief Information Officer, Analytics, Operations, Security CNA Insurance

32. 32


JA USA LEADERSHI JACK HARRIS

CEO

TIM GREINERT

PRESIDENT

BETH BEENE

MICHELLE GREEN

Vice President, Marketing

Vice President Talent Relations, Training, Conferences, and Events

ROBERT BERNDT Vice President Web Services, Marketing

EDWARD GROCHOLSKI Chief Marketing Officer

JACKIE DANT Senior Vice President, Operations

KIMBERLY HACKER Vice President, Development

MC DESROSIERS Chief Education and Learning Technologies Officer

REBECCA JOHNSTON HUGHES Vice President, Education Delivery and Technology Solutions

LINDIE EADS Vice President, Finance

KATIE KEANE Vice President, Operations

MARK FIORE Senior Vice President, Human Resources

TOM LANDSNESS

AUDREY HEINESEN

Vice President Infrastructure and Service Management, Information Technology

Vice President Instruction & Content, Education

JEANETTE LEE Vice President, Development

LAURA GOODMAN Vice President, Development

CARRIE LIVELY Vice President K-12 Education Solutions, Education

33. 33


P

Junior Achievement’s leadership is driven by a commitment to inspire and prepare young people for economic success and personal growth. Guided by our experienced executives and dedicated staff, we continuously evolve our programs to address the changing needs of today’s students. Our leaders believe in championing innovation, inclusivity, and collaboration, ensuring that JA remains a trusted partner in education. Through their vision and dedication, we are able to empower youth with the skills and mindset to succeed in a rapidly changing world.

CATHERINE MILONE Chief Development Officer ED PRIEM Chief Financial Officer JEANNINE REILLY Vice President, Education Delivery and Technology Solutions STEVE SCHMIDT Senior Vice President, Operations JULIA STEWART Vice President of User Strategy and Learning Experience Management, Education SRIDHAR THODUPUNOORI Chief Information Technology Officer JOE THOMAS Vice President Evaluation and Research, Education

34.


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