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September 2013



property The place to find homes for sale and rent.

Available free each month from news stands and real estate agents islandwide.


A Family Homestead Opportunity! The first cottage on 0.213 acres of property comprises a kitchen, living room with fireplace, dining room, two bedrooms, a bathroom and basement and is listed for sale at $625,000.00! The second cottage has 0.31 acres of property and comprises a kitchen, living room with fireplace, bedroom and bathroom; below is a one bedroom apartment. Vacant possession is offered on both properties! Located in an established neighborhood on Hermitage Road in Devonshire in close proximity to schools, shops, bus routes and only a few minutes from Hamilton, these two adjacent cottages are being offered for sale simultaneously. They are individually priced, however, they also afford a unique opportunity for one family to purchase both and have two side by side dwellings! Both cottages are in need of substantial renovations!

Take advantage of competitive construction pricing and Stamp Duty exemption for first time home owners! This represents a rare opportunity to purchase a free-standing dwelling at such an incredibly competitive price level! Please call the sole agent, Sue Lusher of the Joy Lusher Real Estate Ltd, for further information.

This lovely property offers a main home plus separate cottage The two bedroom home, designed on one level, has been renovated and immaculately maintained including new windows, electrics and plumbing. Spacious living room, tiled floor dining room and office nook complete the layout. There is a separate cottage which offers a very spacious open-plan living, dining, kitchen and powder room on ground floor with equally spacious bedroom and bathroom on the upper level. Wonderful and large level lot offers lots of garden area and opportunity for expansion, measuring 0.28 of an acre. OFFERED AT

$930,000.00 Visit us at for many more fantastic properties! P.O. Box HM2184 Hamilton HM JX - WWW.DECOUTORE.COM

TELEPHONE: (441) 292-4990

DELIGHTFUL HOME WITH LOVELY PRIVATE POOL ON OVER HALF AND ACRE Spacious entertaining and family amenities, afforded by over half an acre of manicured gardens, spectacular pool and pool deck. 3 bedrooms, 2 bathrooms, spacious living room, dining room, sunroom, kitchen, laundry and cellar complete this lovely home. The main rooms and master bedroom access the outdoor allowing lots of natural light to the home • • • • • •

Air-conditioning throughout Updated windows and doors PVC plumbing Alarm system Tiled flooring throughout Close to Warwick Academy, grocery store, ferry and bus


Also available to PRC

P.O. Box HM2184 Hamilton HM JX - WWW.DECOUTORE.COM

TELEPHONE: (441) 292-4990


property NEWS

Real Estate Index Cranfield Property. . . . . . . . . . . . Pg 8 GAR Bermuda Ltd.. . . . . . . . . . . Pg 8 Joy Lusher Real Estate. . . . . . . . Pg 4 Roderick DeCouto Real Estate. . . Pg 1 Sinclair Realty.. . . . . . . . . . . . . . Pg 5 Tuckers Point Club. . . . . . . . . . . Pg 3

Related Services BF&M. . . . . . . . . . . . . . . . . . . . Pg 8 Consumer Affairs . . . . . . . . . . . . Pg 1 Editorials. . . . . . . . . . . . . . . . . . . . Pg 1 People On the Move. . . . . . . . . . . . Pg 7 Realtor Listing. . . . . . . . . . . . . . . . Pg 2 Rentals. . . . . . . . . . . . . . . . . . . . . Pg 6

Island Property News is published by Property News Limited P.O. Box 3315, Hamilton HMPX

Contact: Kiona Estravit Tel: (441) 436-2022 Fax: (441) 474-8005 Email: Publishers: Tricia Lines Hill and Diana Heslop Circulation: 5,000 Production by: emedia Bermuda Limited Printed by: Island Press Ltd. Space Deadline: 18th of the month prior to publication

Artwork Deadline: 20th of the month prior to publication

1609 VIP Exec 3 Laffan Street Hamilton HM 09 T. 232-1609 • F. 232-1610 E. Acorn Realty Suite 1414, 48 Par-La-Ville Road Hamilton HM 11 T. 236-4800 • F. 232-4222 E. Bermuda Longtail Real Estate Ltd. P.O. Box SB 92 Sandy’s, SBBX T. 232-2769 • F. 232-2770 E. Bermuda Property Link Ltd. P.O. Box FL 663, Smith’s FLBX T. 232-7272 • F. 232-7273 C. 704-6212 E.

REALTOR LISTINGS Bermuda Universal Realty Ltd. 6 Wesley Street, Hamilton HM 11 T. 295-1546 • F. 295-8734 Boeotia Property Company Ltd. 2 Cut Road, St. George’s GE 04 T. 297-3038 • F. 297-2348 E. CapCar Enterprises Ltd. The CapCar Building 5 Burnaby St. Hamilton HM12 T. 295-0754 • 295-1495 E. C.R.E. Properties Ltd. 22 Church Street, Hamilton HM 11 T. 535-5487 • F. 295-8158 E. CareCorp Ltd. 19 Front Street, Hamilton HM 11 T. 292-2432 • F. 292-2175 E. Carib Bermuda Realty #5 Wellington Ln., St. George’s GE01 T. 735-3471 • F. 297-5873 E. Century 21 Bermuda Properties “The Stables”, 91 Reid Street Hamilton HM 19 T. 441-293-2121 F. 441-295-6840 Coldwell Banker Bermuda Realty 11 Par-La-Ville Road, Hamilton HM 11 T. 292-1793 • F. 292-7918 E. Coral Properties Limited 8 St. James Village, Hamilton FL 04 T. 295-7434 • F. 295-5944 Cranfields Property Bermuda Ltd. P.O. Box 433,Warwick, WKBX T. 305-8074 E. Crisson & Company Ltd. 6 Dundonald St. W, Hamilton T. 295-0826 • F. 295-3221 E. Dale Young Properties Ltd P.O. Box 770, Warwick WK BX Bermuda T. 441-236-5200 • F. 441-236-5201 E. DeCouto & Dunstan Real Estate Ltd. 15 Parliament St., Hamilton HM12 T. 292-0616 • F. 295-4618 E. Dunlop Realty Co. Ltd 7 North Shore Road, Devonshire DV 01 T. 295-0734 • F. 295-8266 E. ele Properties #27 Front Street Hamilton HM 11 T. 296-7096 • F. 297-3787 E. Fiduciary Realty 2o Tee Street, Devonshire DV 03, Heather T. 705-9538 • Lea T. 505-0675 F. 232-2989 • E. Gar Bermuda Ltd. 79 Somerset Road, Sandys MA 04 T. 234-1674 • C. 332-9770 E. W. Gutteridge-Hart Property Management & Rentals

2 w Island Property News • September 2013

T. 232-2437 or 504-0022 E. Harbour Realty Ltd. Commerce Building #304 54 Reid Street, Hamilton HM 12 T. 296-1518 E. Hope B. Bowker Real Estate Ltd. Suite 202, International Centre Building, Bermudiana Road, Hamilton T. 335-0589 • E. Horsfield Property Services Estate Agents, Auctioneers & Appraisers 2nd Floor, Armoury Building, #37 Reid St., Hamilton T. 292-9328 • F. 278-9928 E. Island Properties Suite 1112, 48 Par-La-Ville Road, Hamilton HM 11 T. 236-2644 • F. 236-6202 E. JBM Realty & Associates P.O. Box SB107 Somerset Bridge SBBX T. 331-5532 • F. 234-2050 E. Joy Lusher Real Estate Ltd. 89 Harbour Road, Warwick PG 01 T. 236-5120 • F. 236-7409 E. KM Realty Ltd. Room 100, Washington Mall 7 Reid Street, Hamilton HM 11 C. 535-2400 E. Kim Sheen Properties P.O. Box 408, Sandys MABX C. 734-1264 • T. 541-4977 E. Kitson & Company Ltd. 5 Reid Street, Hamilton HM 11, P.O. Box HM 449, Hamilton HM BX T. 295-2525 • F. 295-0814 E. Leonard O. Gibbons Real Estate Ltd., 19 Front Street, Hamilton HM 11 T. 292-4905 • F. 292-2175 E. Mark Orchard Real Estate Ltd. P.O. Box DV 264 Devonshire, DV BX T. 524-6905 E. Masterkey Management Ltd. 81 Cobbs Hill Road, Warwick PG04 T. 234-7287 • C. 300-7287 E. McInnis & Associates Ltd. 37 Reid St, Hamilton T. 295-1663 • Cell: 737-5753 F. 292-1210 E. Moura & Associates Real Estate Services Limited 9 Berry Hill Road, Paget DV03 T. 236-0737 • F. 236-0413 E. Limited Suite 404, International Centre 26 Bermudiana Rd. Hamilton Tel. 292-6245 E. Platinum Realty P.O. Box SN 81, Southampton SN BX

T. 238-6037 • F. 238-6035 E. Premier Properties P.O.Box HM 2734, Hamilton HM LX T. 232-0083 • F. 232-0083 E. Prime Equities Real Estate P.O. Box Hm 1474, Hamilton HM FX T. 295-4446 • F. 292-8324 Progressive Realty Ltd. #44 Victoria Street, Hamilton HM 12 T. 295-4255 • F. 292-9950 E. Property Group Ltd., The “Nautilus House”, 82 South Road, Warwick Wk 08 T. 234-6900 • F. 234-6892 E. Rego Sotheby’s International Realty Cavendish House, 2 Cavendish Road, Hamilton HM 19 T. 292-3921 F. 295-7464 E. Rego Realtors Cavendish House, 2 Cavendish Road, Hamilton HM 19 T. 292-3921 F. 295-7464 E. Roderick DeCouto Real Estate Ltd. 39 Reid Street, Hamilton HM 12 T. 292-4990 • F. 295-8530 E. Ruby Dane Realty P.O. Box 184, PG BX, Paget, PG04 T. 232-4461 • F. 232-7280 E. Sinclair Realty/Christie’s Great Estates by appointment only 69 Pitts Bay Road, Hamilton HM01 T. 296-0278 • F. 295-8693 E. SmithBridge Realtors 55 Court Street, Hamilton T. 292-1388 • F. 296-0069 Somers Realty Ltd. 97 Middle Rd, Warwick WK 06 T. 236-4001 • F. 236-5588 E. Skyline Realty Corner Walls, 31 Point Finger Road T. 541-0304 • F. 236-7776 E. Ted Gauntlett Realty “Melton Cottage”, 2 Surveyors Close, Sandy’s MA05 Tel. 295-4747 • Fax. 295-4746 E. Wigwam Real Estate Ltd. Storekeeper’s House, 5 Ordnance Island, St. George’s GE 05 T. 297-3800 • F. 297-3801 E. W.J. Seymour Real Estate Ltd. The Ratteray Building #39 King Street, Hamilton HM19 T. 441-292-2342 F. 441-292-8210 E.

Island Property News • September 2013 w 3

Representing Bermuda’s finest properties Keeping Real Estate Personal

Sue Lusher - Sales: Cell: (441) 333 9138 • Email: Liz Lusher - Sales: Cell: (441) 334 8104 • Email: Beth Gosling - Sales: Cell: (441) 335 3588 • Email: Diana Martin - Sales and Rentals: Cell: (441) 337-0226 • Email:




Take advantage of this opportunity to purchase at The Grove - a well established and desirable 12 condominium development located on Harrington Sound Road in Smith’s Parish, near Flatt’s Village!

Take advantage of this wonderful opportunity to purchase at this much sought after Development! With stunning views over-looking Harrington Sound and the South Shore beyond, this ground floor condo is in a prime position with stunning views of Harrington Sound and the South Shore, surrounded by an expansive lawn area.

In a quiet ground floor location by the pool and gardens, this spacious unit comprises: an entrance foyer, kitchen, large living/dining room opening on to a West facing garden patio, open-plan den/ office area, guest bedroom and guest bathroom with built in washer/dryer, master bedroom with bathroom and sun-room en suite and a covered patio. With lovely views over-looking the swimming pool and Harrington Sound, the amenities also include private water rights on a small beach. All rooms are spacious with excellent natural light. There is a dedicated carport, security access and private mail box. Each unit has a private storage locker on the lower level. This represents a perfect opportunity for the discerning purchaser to invest in this much sought after development at a competitive price level!

Comprising an entry hall, powder room, kitchen, and well-proportioned living/dining room with fireplace, opening on to the deep covered terrace. Both bedrooms enjoy en suite bathrooms and there is good closet space and an outside storage area. Amenities include a swimming pool and tennis courts! Rented until November 2014 to excellent tenants!


$795,000.00 SOLE LISTING Available to PRC’s and International Purchasers

$675,000.00 SOLE LISTING Available to PRC’s and International Purchasers





“Tanikos” at Tucker’s Point gives you the best of both worlds with this elegant home; the space and privacy of a detached home with the convenience and amenities of being part of a leasehold development at Tucker’s Point Club. Over 4500 sq ft of living space on two levels comprising; spacious living and dining rooms, beautiful kitchen, large den/office with full bathroom, a gorgeous master bed room suite and 2 additional bedrooms each with their own bathroom. Detached garage, uniquely designed pool and stunning views.

$4,950,000.00 SOLE LISTING Available to PRC’s and International Purchasers

Elegant and spacious Penthouse at Belmont Hills! With breath-taking panoramic views sweeping from Hamilton to Dockyard, this is a rare opportunity for the discerning Purchaser! Enjoy the very best with amenities that include a private parking bay and storage area, incredible swimming pool, on-site restaurant and a gym, surrounded by one of Bermuda’s most popular golf courses! The rooms are all light and airy with high ceilings and beautifully tiled floors; large windows and French doors maximise the view and the enormous partiallycovered terrace is the perfect place from which to bask inglorious sunsets! Comprising an entry hall, guest bedroom/study, powder room, well designed kitchen, laundry, large combined living and dining room opening to the terrace; the master bedroom shares the stunning view and has a bathroom en suite. The second guest bedroom also has a bathroom en suite.


$1,950,000.00 SOLE LISTING Available to PRC’s and International Purchasers

89 Harbour Road, Warwick PG 01, Bermuda • Tel: (441) 236 5120 • Fax: (441) 236 7409 Email: • • Member of Real Estate Division, Bermuda Chamber of Commerce

4 w Island Property News • September 2013

Bermuda’s Luxury Real Estate Specialist

A WORLD-CLASS PRIVATE BEACHFRONT COMPOUND Overlooking the pink sands and turquoise waters of Grape Bay, the 14-acre Chelston Estate is a beachfront compound of rare magnitude. For 30 years it served as the official residence of the U.S. Consul General, hosting a distinguished list of guests including presidents and foreign dignitaries. Understated elegance defines the 10,000 square foot main house and its three guest houses. The outstanding grounds include a spectacular 75- by 40-foot saltwater pool and pool house, croquet lawn, walled gardens, a beach pavilion and staff accommodation. Offered at US$ 45 million. Available to International Purchasers. Sole Listing.

By Appointment

+1 441 296 0278 tel +1 441 295 8693 fax

Island Property News • September 2013 w 5

RENTALS deadline FOR Rental listings: 18th of the month prior to publication List your rentals for FREE - contact Kiona Estravit on 436-2022 or email $1,200/Month – (Listing No. 603) Warwick. Cozy unfurnished studio cottage in Warwick suitable only for a single person and available Now. This cute little studio unit is located in a residential area just passed the junction with Cobb’s Hill Road. There is a south facing bedroom, full bathroom, an eat-in kitchen and a small additional den area. Contact: Roderick DeCouto Real Estate Ltd. Email: info@

the kitchen counters. All three bedrooms have numerous windows for plenty of sunlight. The master bedroom has a small patio area and bath ensuite that has his and hers sinks. Large washer and dryer are located inside, hidden in their own closet. The attached buttery is great for an at-home office. Split system air-conditioning throughout. Small pets are negotiable.Contact: Kenneth C. Richardson of Coldwell Banker Bermuda Realty 247-1827.

$1,200/Month – Pembroke. Studio apartment located within minutes of the City of Hamilton. Updated with split unit a/c, new kitchen and appliances. The floor is nicely tiled and it has a private yard. Located just off North Shore, Pembroke in a friendly neighbourhood. Contact Sharon Cranfield, Cranfields Property Bermuda Ltd. email: or 305 8074.

$4,000/Month – Paget. Unfurnished four bedroom one bathroom cottage. Conveniently located and walking distance to Grape Bay beach. It’s ready for occupancy with major appliances including split system air conditioning. Contact: KM Realty Ltd. Kathryn Madeiros or 535-2400.

$1,400/Month – Hamilton Parish. Rustic details abound in this spacious studio apartment! The ‘old-world’ entrance door provides access to a galley style kitchen with stainless steel stove and refrigerator. Wood-look tiles throughout provide additional character to the space. The bathroom was modernised recently and provides a shower stall only. In addition to the air-conditioned living/sleeping area there is a small bonus room suitable for storage, an office or compact bedroom. Laundromat, grocery store, gas station and public transportation in close proximity. Shared tank. Landscaping included. Pet friendly. No smokers please. Available immediately. Contact Sharika Tucci Masterkey Management Ltd. at or 300-7287. $3,200/Month – (Listing No. 623) Hamilton Parish. Wonderful North Shore water views, access to Railway Trail and Shelly Bay beach are amenities with this spacious and modern 2 bedroom apartment. Master bedroom includes ensuite bathroom with Jacuzzi tub. Additionally is a second bedroom and full guest bathroom. Open plan living and dining room, plus modernized kitchen and walk-in pantry. Available September 1st, 2013. Contact: Roderick DeCouto Real Estate Ltd. Email: info@decoutore. com. $3,600/Month – City of Hamilton. Walk to work from this quaint two bedroom, one bathroom cottage at the end of a quiet lane. With wood floors, renovated kitchen, washer, dryer, cute covered back porch and garden, this is ideal for the professional who enjoys in town living but wants the coziness of a cottage! Available mid September 2013, unfurnished. Contact: Joy Lusher Real Estate Diana Martin: or 337-0226. $3,700/Month – Warwick. Seven Arches Main Home is a perfect mix of traditional Bermuda construction with today’s modern amenities! Enter this bright and roomy home through the covered porch that overlooks a nice yard. The large living room area is great for family entertaining. The kitchen has stainless steel appliances with generous amounts of preparation space that includes an island for the family’s chef. There’s even a nice-sized pantry on the side that has the same marble finishing as

$4,900/Month – City of Hamilton. 2 bedroom/2.5 bathroom with den located in the heart of the City and looking out to Victoria Park is this prominent 3rd floor condo with truly all the bells and whistles! Fully equipped contemporary open kitchen, with glass cook top, oversized fridge, microwave & dishwasher. Central Air, w/d, floor to ceiling windows throughout, living/dining room combo with hardwoods, 2 carpeted ensuites, ½ bath and den that is perfect for whatever you desire! Added bonus of a parking spot for your car! Contact: Kim Sheen Properties 734-1264 Email: ksheen@ $4,900/Month – City of Hamilton. City apartment on second floor in 6 Dundonald Street. Smart, modern two bedroom, two bathroom condo with balcony overlooking Victoria Park. Secure access, elevator. Contact Sharon Cranfield, Cranfields Property Bermuda Ltd. email: Sharon@bda4sale. com or 305 8074. $5,300/Month – Warwick. Outstanding town home with private garden! Most astonishing 3 bed 2.5 bath located in the small condo development of Manderley Mews in Riddell’s Bay! Offering gorgeous hardwoods throughout, fully equipped kitchen with granite counters, side by side laundry, reverse a/c throughout, master ensuite w/ jetted tub & separate shower. Private garden area and as an added bonus a finished basement! Walking distance to bus, golfing and only minutes to shopping & the gorgeous beaches! Contact: Kim Sheen Properties 734-1264 Email: www. $7,500/Month – (Listing No. 707) Warwick. Beautiful upper level modern and high-end apartment located on Keith Hall Road with spacious grounds. This home has wooden flooring and tiles throughout, air-conditioning, top-of-theline finishes and fixtures including a large modern kitchen, brand new washer and dryer in the laundry, pantry, living room, dining room (or den) and three bedrooms. Great entertaining and family spaces. Near Warwick Academy School, Lindo’s Food Market, walking distance to Darrell’s Wharf ferry stop (very convenient for commuting). Available September 1st, 2013. Contact: Roderick DeCouto

6 w Island Property News • September 2013

Real Estate Ltd. Email: $7,500/Month – Paget. Immaculate three bedroom townhouse on 1/3 acre with fenced in garden – ideal for young children or pet. Living room with fireplace, dining room, kitchen/family room, powder room, laundry, garage on the ground floor. Upstairs is the master bedroom ensuite with fireplace, two additional bedrooms and bathroom with new carpet throughout the bedrooms. Located on Chapel Lane and walking distance to the ferry. Available now. Contact: Harbour Realty Ltd. Jonelle at jonelle@ $7,500/Month – Devonshire. Spacious three bedroom townhouse in a small development with shared pool. Large living/dining room with fireplace, very large kitchen/family room, powder room and located on the ground floor. Upstairs three is the master bedroom ensuite with fireplace, two additional bedrooms, bathroom and laundry. Located on Brighton Hill and only 5 minutes from Hamilton. Available now. Contact: Harbour Realty Ltd. Jonelle at $8,000/Month – Warwick. It doesn’t get closer to the water than this amazing waterfront property with access for boat. Suitable for a single executive or professional couple. Two bedroom, two bathrooms, office, living/dining room and kitchen with covered balconies for entertaining. Contact Sharon Cranfield, Cranfields Property Bermuda Ltd. email: or 305 8074. $8,000/Month – Paget. Fabulous stand along cottage on the water in Paget. This totally private two storey cottage is nestled off Harbour Road overlooking the Harbour. Living room, dining room, den, kitchen, two bedrooms with bathrooms, powder room, small garden, large porches and a dock! Unfurnished and available August 1st. Contact: Joy Lusher Real Estate Donna Bennett: or 535-9909 or Diana Martin: or 337-0226. $5,000 - $10,000/Month – Belmont Hills. We have golf villas, harbour villas and a penthouse unit available now. Joy Lusher Real Estate. Contact: Joy Lusher Real Estate Donna Bennett: donna@ or 535-9909 or Diana Martin: diana@ or 337-0226. $14,000/Month – Hamilton Parish. This stately Bermuda home in a quiet garden setting with lovely pool, is located only a few minutes from the airport. The house includes an entrance foyer, large formal living room with fireplace, formal dining room, spacious powder room, large modern kitchen, laundry and storage. Three bedrooms, two bathrooms and a second storey den/office. There is also an oversized apartment for guests/nanny. The large mature and well-maintained grounds are completely enclosed, as is the pool area. Available September 1st unfurnished. Contact: Joy Lusher Real Estate Donna Bennett: or 535-9909 or Diana Martin: or 337-0226.

• • • •

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People on the move

Visit us online!

Introducing Kim Sheen Properties I am proud to announce the opening of my small, client- tailored Real Estate business Kim Sheen Properties. I can offer you 24 years of experience both locally and abroad. It is imperative to me that my clients have the very best representation possible and earning their trust and confidence in that is what I will do. My success in Rhode Island was based on just that! I listen to your needs & I make sure they are met. I offer sales & rentals of residential property. I also offer concierge services of painting & kitchen/bath remodeling. I can advise you of what you should & shouldn’t do. I am here to save & make you money! It will be a pleasure assisting you in any of your real estate needs. Please check out my website it offers you testimonials, boasts large photos of properties, helpful articles, calculators for pre-qualifications and a Bermuda closing cost calculator to assist in accessing your fees should I buy, sell or rent? You need to have your ducks in a row in order to make a proper decision! “I’m a small business with a big attitude of making sure my clients have the very best representation and I do look forward to talking with you”

Kim Sheen

Kim Sheen Properties 734-1264

Are your other marketing efforts costing many dollars and yielding poor results? Are you looking to reach hundreds of qualified buyers every month? No other marketing solution is as targeted and cost effective as advertising in

ISLAND PROPERTY NEWS! Book a FULL PAGE for only $720 per month. Contact us at or 236-2025 to learn more.

Island Property News • September 2013 w 7

The Grove # 11

Large 2 bed 2 bath condo

Elevator, pool, views

Updated interior

$ 750,000

Rockville C2

Spacious 1 bed 1 bath

Good location near town

Perfect for professional

$ 560,000

Elrie, Overplus Lane 

2 Bed traditional cottage

Stunning new kitchen

Perfect for Downsizers

$ 750,000

Check for photos and full details on all our Sales, Rentals and Vacation properties Member of the Real Estate Division of the Bermuda Chamber of Commerce

relax, we’ve got your home covered

GAR Bermuda Ltd. PROPERTY MANAGEMENT Looking for someone to manage your property? Take the headache out of rental properties? Produce reports on the conditions of your estate? Organize all repairs and schedule general maintenance? Screen prospective tenants? Rental assessment for vacant units? Draft Leases? For both Commercial or Residential land holdings?

GAR Bermuda does all this and so much more! Call or email us today!! Contact Agent George Albert Ratteray at 79 Somerset Road, Sandys, Bermuda MA04 Mobile: (441) 332-9770 Telephone: (441) 234-1674 E-mail:

Furnish your home with BF&M’s wall-to-wall cover and enjoy the beauty of worry-free home ownership. BF&M’s Complete Home Insurance combines cover for Building and Contents with Mortgage Protection that provides benefits in case of disability or death. Renters can rest easy with a contents-only policy that covers everything from possessions to tenant liability. Condominium owners can get cover tailored to their specific needs. Call 295-5566 today and ask one of our specialists for details, or go online at



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8 w Island Property News • September 2013

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IPN September 2013  

The place to find homes for sale and rent. Available FREE each month from news stands and real estate agents in Bermuda.

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