InvesTex Newsletter Winter 2019

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PRESORT STD US POSTAGE PAID HOUSTON, TX PERMIT NO. 1769

Security Corner

Use Play it Safe, Prevent Fraud InvesTex WILL NOT contact you (phone, email, or text) asking for personal or plastic card information!

Fraud takes place every day in a variety of ways. You can’t always prevent it from happening, but you can create some obstacles and make it tougher for someone to get hold of your cards and card numbers.

8404 FM 1960 Bypass West Road Humble, TX 77338 Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

Use CardValet®

This credit union is federally insured by the National Credit Union Administration.

CardValet® enables you to fight debit and credit card fraud with customized real-time alerts. CardValet® lets you set preferences and alerts so you can quickly detect – and takes steps to prevent – fraudulent activity. • Receive alerts whenever your card is used. Alerts help you play it safe. • Turn your card "off" if misplaced or stolen and back "on" when you're ready to use. • Alerts can be based on transaction amount, location, merchant type or transaction type. • Stay informed of potential fraud with alerts on attempted, declined transactions.

Quality of Life Lending. Let Us Help!

*Cardholders can download the app which is available for both iPhone and Android (Apple® or Google® Play). The app is user friendly and convenient. CardValet will walk you through setting up your account and registering you card(s). Visit InvesTexCU.org for the quick reference guide.

Annual Meeting and Board Elections InvesTex Credit Union will hold its Annual Meeting on Tuesday, April 16, 2019 at 7:00pm. The Annual Meeting will be held at the M.O. Campbell Center (Aldine ISD) which is located at 1865 Aldine Bender Road, Houston, TX 77032. This year, there are three positions open for election on the Board of Directors. A Nominating Committee, appointed by the Chairperson of the Board of Directors, has nominated one member for each Board position to be filled. The three positions, the terms for each position and the three nominees are as follows: Position 4 (3 year term) – Jim Woodward (incumbent) Position 5 (3 year term) – Dorothea Pickens (incumbent) Position 6 (3 year term) – Teresa Dossman (incumbent) A brief statement of qualifications and biographical data for each of the nominees is included with this notice. Further nominations may be made by official petition signed by 225 eligible members. Official petitions, Director Application and Agreement to Serve, and the Rules and Instructions for the Completion of the Official Petition may be obtained by contacting the Credit Union President located at 8404 FM 1960 Bypass West Road, Humble, TX 77338, between the hours of 9:00am and 4:00pm. Monday through Friday. Official petitions must be completed in full compliance with the election rules as set forth in the rules and instructions for the completion of the official petition and must include each signer’s signature and printed name, the last 4 digits of the signer’s member number, and the signer’s complete address and telephone number. Members who are 18 years of age or older and who meet certain requirements under the Texas Finance Code and Regulations of the Texas Credit Union Commission are eligible for election. Official petitions must be accompanied

by a signed statement from the nominee that he or she is agreeable to the nomination and will accept office if elected and should also include a brief statement of qualifications and biographical data. Elected officials are legally responsible for the fiscal integrity of the Credit Union and for compliance with State and Federal laws. Official petitions and the Director Application and Agreement to Serve form must be filed with the Secretary of the Board of Directors at the Credit Union office which is located at 8404 FM 1960 Bypass West Road, Humble, TX 77338, by 4:00pm on February 11, 2019, which is the closing date for receiving nominations by petition. If no official petitions are received by 4:00pm on February 11, 2019, there will be no election by ballot and no nominations from the floor. When only one member is nominated for each position to be filled, each nominee shall be deemed elected by general consent or acclamation. If there is more than one nominee for any position, the election shall be by mail ballot and the Secretary of the Board of Directors shall cause printed ballots to be mailed to members eligible to vote. In such event, the election shall be determined by plurality vote. We look forward to your attendance at the Annual Meeting this year. Teresa Dossman, holds a Masters Degree from Sam Houston State and a Bachelors Degree from Southwest Texas State. Teresa is retired from Spring ISD as Executive Director for Curriculum Design and is a Professional Seminar Speaker for the Skill Path Seminars Group, an Educational Consultant, and owner of BrainWorks Educational Consulting LLC. Teresa is a Licensed Real Estate Agent with Better Homes and Gardens Gary Greene. Teresa has served on the board since 2007.

Dorothea Pickens, holds a Masters of Educational Administration and Special Education Degree from Prairie View A&M University and a Bachelor of Science Degree in Elementary Education and Special Education from the University of Arkansas. Before retirement, Dorothea was employed with Aldine ISD as Principal of Vines EC/Pre-K School. She is presently employed with Dayna International, Inc – Washington D.C. as a Head Start Reviewer/ Consultant. Dorothea has served on the board since 1995; she currently serves as the board Secretary and Chairman of the Supervisory Committee. Jim Woodward holds a Bachelor of Science degree in Business Administration from Ohio State University. He was a First Lieutenant with the U.S. Army during the Vietnam War. Jim was District Personnel Manager and District Operations Manager of 52 National Convenient Stores for seven years, Regional Personnel Manager for 110 Ralston Purina’s Jack in the Box restaurants, Division Personnel Manager for PepsiCo’s Pizza Hut restaurants, Personnel Manager at Fiesta for 9 years and Director of Area Operations for 14 Fiesta Marts. Jim retired from Fiesta in 2016. Jim served on the Associates Mutual Credit Union board for 25 years and has served on the InvesTex board since 2010.

Save the Date: Annual Meeting

Tuesday, April 16, 2019 6:30pm-7:00pm: Dinner 7:00pm: Meeting Begins The M.O. Campbell Center (Aldine ISD) 1865 Aldine Bender Road, Houston, TX 77032 Tickets: Adults - $5 / Children 12 and Under - $3 Tickets must be purchased by April 12th from any of our 6 branches locations.

Vehicle Loans as low as

Contact Information Aldine Branch 905 Aldine Bender Houston, TX 77032 Cypresswood Branch 230 Cypresswood Dr., Suite H Spring, TX 77388

Phone: (281) 449-0109 Phone Toll Free: (866) 449-0109

Toll-Free Audio Response: (866) 298-4917 Online Banking/Bill Pay: InvesTexCU.org

Corporate Fax Number: (281) 446-2298

Atascocita Branch 5212 Atascocita Rd. Humble, TX 77346

Mobile Banking App: Available for Download on Apple & Android Devices

eBranch Fax Number: (281) 219-7664

Visa Debit Card Activation / PIN Changes: (800) 757-9848

Tomball Branch 24922 Tomball Pkwy, Ste. 100 Tomball, TX 77375

Visit Us Online: InvesTexCU.org Info@InvesTexCU.org

Lost/Stolen Visa Debit Card: (800) 472-3272

NLW-Heights Branch 1614 N. Durham Houston, TX 77008

Routing Number: 313082838

FM1960 Branch & Corporate Office 8404 FM 1960 Bypass West Rd. Humble, TX 77338

Audio Response: (281) 442-4917

Lost/Stolen Credit Card: (800) 449-7728 Credit Card Activation (800) 631-3197 Credit Card PIN Changes (888) 886-0083 Download the Free ITCU Mobile App

InvesTexCU.org

BUILT HERE! LIVE HERE! HOME! INVESTEX CREDIT UNION

Android

2.79 % 3.09 %

36 Month APR1 Term

Everyone Qualifies for No Payments for 90 Days! Cut Your Rate in Half2

48 Month APR1 Term

Same Rates for New and Used Skip-A-Payment Opportunities

PLAN NOW FOR SPRING BREAK OR THAT DREAM VACATION! SPECIAL SIGNATURE LOAN RATES

5.99% 6.49%

HOLIDAY CLOSURES

APR1

36 MONTH TERM

APR1

48 MONTH TERM

WITH FUNDED VEHICLE LOAN3 APR means Annual Percentage Rate. Rates and terms are subject to change without notice. Lone Star Rewards Discounts included. Risk Based Pricing Notice: The Annual Percentage Rates (APR) are quoted“as low as”depending upon the applicant’s individual credit history. Rates quoted are based on approved credit. Your APR may be higher based on your credit information obtained from consumer credit reporting agencies InvesTex Credit Union uses. Other terms and restrictions apply and are subject to approval. 2Cut your loan rate by as much as half with a maximum rate reduction of 5%, unless our calculated rate is lower. 3When you purchase or refinance a vehicle from another institution to InvesTex Credit Union.

1

Martin Luther King, Jr. Day Monday, January 21st President's Day Monday, February 18th

iPhone

Refinance your Vehicle Loan from another Financial Institution with InvesTex Credit Union today!

WINTER 2019


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