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ROOTED IN INTENTION, GROWING THROUGH EXPERTISE

Meet Central’s Director of Construction Underwriting

“Our goal has always been to grow, innovate, and evolve in step with our agents. I’m focused on ways we can enhance our products and expertise to do just that,” says Zemberi. “We’ve consistently heard that our agents love doing business with Central. They’re eager for us to expand our appetite so we can write heavy civil contractors and larger construction clients together. Our Construction book is growing, and I want to keep that momentum going.”

Central Insurance is a property and casualty insurance carrier based in Van Wert, Ohio, with offices throughout the country. Working in partnership with local independent agents, we proudly provide coverage for hundreds of thousands of individuals and businesses in 24 states. Our commercial lines verticals include Real Estate, Transportation, Manufacturing, and Construction.

Central’s growth strategy has always been rooted in intention. Industry specialization allows us to provide our agents with the products they need and want. As our first formally established industry vertical, Construction has been a longstanding part of Central’s success story. It remains a significant part of our commercial book today, and our most profitable vertical over the past five years.

Last year, we expanded our Construction expertise by bringing Scott Zemberi on board as Central’s new Director of Construction Underwriting. With over two decades of experience in commercial and large construction, Scott brings a wealth of insight and experience to the vertical.

Specialization has always played a role in Central’s growth. As we continue moving into the larger Construction space, Zemberi is building out the teams and expertise to enrich our agent partnerships and add even greater value.

“Agents want our underwriters involved in the sales process to speak to the Central difference. We’re supporting this by enhancing underwriting expertise through ongoing education. Expanding in the Construction space doesn’t happen overnight, but we’re listening to our agents, taking action, and excited to grow alongside them.”

“Insurance is a relationship business. Agents need to have immense faith in the carriers they place their large accounts with. Central is one of the few carriers to ask agents what they want and need rather than just dictating the type of business we want to write. We’re focused on enhancing our partnerships by developing products and expertise aligned with agent needs. This supports solid relationships and sets us all up for shared success.”