Issuu

Attention! You deserve it. We make sure you get it. Workers Compensation Insurance Coverage in most states 844-761-8400 • omahanational.com

What makes us smart, different, and better? Simply put, you get the attention you deserve. • Dedicated sales representative • Attentive customer service from a real person

[

• Competitive commissions • No volume or premium commitments • Simplified annual audits

Send in your submissions today. For more information contact a sales rep at 844-761-8400 or email us at Sales@Omahanational.com.

Coverage in most states 844-761-8400 • omahanational.com

Omaha National Underwriters, LLC is an MGA licensed to do business in the state of California. License No. 078229. “A-” (Excellent) rated coverage through Omaha National Insurance Company, Omaha National Casualty Company, Preferred Professional Insurance Company, and/or Palomar Specialty Insurance Company.

THE POWER OF

PARTNERSHIP Helping agents make it to the green.

Stuart Smith Insurance Agency commercial account manager Cole Smith and Smart Choice State Director Matt Milnor. For this independent insurance agent and former college varsity player and tournament competitor, partnering with Smart Choice was a hole-in-one. As a third-generation independent insurance agent, Cole knows placing coverage for commercial accounts can be tricky. While other agents might turn down those clients, Cole finds a way to help them by leveraging the Smart Choice network.

WWW.SMARTCHOICEAGENTS.COM

888.264.3388

“I know some of Smart Choice’s competitors, they have a pay-to-play model that involves giving them a bunch of money up front. That might be worthwhile if those networks offered access to more carriers and better options, but from what I have seen, that’s simply not the case. Some of them also have stipulations that can harm agencies – for example, requiring them to meet quotas or pay money back.”

Inc. Magazine has selected Smart Choice as a Power Partner award winner every year since the program’s inception four years ago -- as a company devoted to providing agencies with the tools and resources they need to start, run, and grow their businesses. Smart Choice was the only insurance network to be recognized.

When intelligence delivers results,

it stops being artificial. For us, it’s very simple. We don’t use AI for the sake of innovation - we use it to help our clients win. Built on a rock-solid technology foundation - Amlink, Amwins DNA, and Amwins IQ - our next-generation AI capabilities turn data into insight and insight into action. The result? Smarter decisions, better outcomes, and stronger solutions for your insureds. All with a single focus: You.

January 26, 2026 • Vol. 104 No. 1

Contents

Idea Exchange

Special Report

News & Markets

High-Net-Worth Risk Appetite Drops as Some Regions Show Stabilization

10 Highest Class-Action Settlements in 2025 Eclipsed $70B Total: Duane Morris

Experian: AI Agents Could Overtake Human Error as Leading Cause of Data Breaches

2026 Specialty Markets Directory, Winter Edition

Is It Covered?: Does ‘Under Construction’ Include ‘Renovation’?

Minding Your Business: Industry Trends to Exploit for 2026: Part Two

Ask the Insurance Recruiter: Insurance Agency Recruiting Tips to Kickstart 2026

Closing Quote: Gender Balance as a Business Strategy

Departments

6 Opening Note

4 | INSURANCE JOURNAL | JANUARY 26, 2026

10 Figures

12 Business Moves

16 People

INSURANCEJOURNAL.COM

Tailored Support. Profitable Growth. True Independence. A network with one goal for the last 49 years: helping our members thrive. Learn more at Ironpeak.com

Build equity value while remaining 100% independent. Increase profit-sharing revenue with enhanced incentives for profitable growth. Win more new business through optimized markets. Grow top-line commission revenue.

Opening Note Write the Editor: awells@insurancejournal.com

Chairman of the Board Mark Wells | mwells@wellsmedia.com Chief Executive Officer Joshua Carlson | jcarlson@insurancejournal.com

ADMINISTRATION / CIRCULATION

Chief Financial Officer Terry Freeburg | tfreeburg@wellsmedia.com Circulation Manager Elizabeth Duffy | eduffy@wellsmedia.com Staff Accountant Sarah Kersbergen | skersbergen@wellsmedia.com

A Risky World

EDITORIAL

orldwide business leaders face growing risk challenges including increased technology and cyber risks, societal challenges, and deepening geopolitical divides. These risks will continue to shape the business landscape over the next 12 months, say Marsh and Zurich executives in response to a recently released report by the World Economic Forum. Uncertainty is the defining theme of the WEF’s Global Risks Report 2026, which captures insights from experts worldwide on key risks that affect business leaders today (in 2026), in the near future (to 2028), and in the long term (to 2036). Geoeconomic confrontation is top of mind for respondents and was selected as the risk most likely to trigger a material global crisis in 2026. This is followed by state-based armed conflict. International cooperative movements were cited as a growing and important concern. The report noted: “As cooperative mechanisms crumble, with governments retreating from multilateral frameworks, stability is under siege. A contested multipolar landscape is emerging where confrontation is replacing collaboration, and trust—the currency of cooperation—is losing its value.” This divide will continue to add to the risk landscape, experts say. “Deepening divisions are at the center of the societal risks we all now face, from social fragmentation and inequality, to declining health and wellbeing,” said Andrew George, president, Specialty, Marsh Risk, in a statement on the report. “Despite the growing severity of these global risks, major governments are moving away from many established frameworks designed to tackle our shared challenges.” Over the next two years, the report ranked the top five global risks as: 1. geoeconomic confrontation, 2. misinformation and disinformation, 3. societal polarization, 4. extreme weather events, and 5. state-based armed conflict. Over the next 10 years, the report ranked the top five risks as: 1. extreme weather events, 2. biodiversity loss and ecosystem collapse, 3. critical change to earth systems, 4. misinformation and disinformation, and 5. adverse outcomes of AI technologies. One global risk not captured as an immediate top concern is the growing threat to infrastructures worldwide, said Peter Giger, group chief risk officer, Zurich, in a statement. “Despite extreme weather, cyberattacks, and geopolitical conflicts posing escalating threats, disruptions to critical infrastructure ranked just 23rd among global risks for the next decade. This is a dangerous oversight,” Giger said. From power grids strained by record heat to coastal cities at risk from rising seas, critical infrastructure systems are underprepared and underfunded, he said. “When infrastructure fails, everything else is at risk.” The report gathered survey insights from 1,300 experts and 11,000 business leaders, alongside interviews with hundreds of experts, to assess how they view risks in the near, short, and long term. The Global Risks Report is produced by the Global Risks Initiative at the WEF’s Centre for the New Economy and Society. Marsh and Zurich are partners of the WEF and members of its Global Risks Advisory Board.

‘This is a dangerous oversight.’

Andrea Wells V.P. of Content

6 | INSURANCE JOURNAL | JANUARY 26, 2026

V.P. of Content Andrea Wells | awells@insurancejournal.com Executive Editor Emeritus Andrew Simpson | asimpson@wellsmedia.com National Editor Chad Hemenway | chemenway@insurancejournal.com Southeast Editor William Rabb | wrabb@insurancejournal.com South Central Editor/Midwest Editor Ezra Amacher | eamacher@insurancejournal.com West Editor Don Jergler | djergler@insurancejournal.com International Editor L.S. Howard | lhoward@insurancejournal.com Content Editor Allen Laman | alaman@wellsmedia.com Assistant Editors Jahna Jacobson | jjacobson@insurancejournal.com Kimberly Tallon | ktallon@carriermanagement.com Columnists & Contributors Contributors: Laura Boettcher Columnists: Mary Newgard, Catherine Oak, Bill Schoeffler, Bill Wilson

SALES / MARKETING

Chief Marketing Officer Julie Tinney | jtinney@insurancejournal.com West Sales Dena Kaplan | dkaplan@insurancejournal.com Romeo Valdez | rvaldez@insurancejournal.com Kelly DeLaMora | kdelamora@wellsmedia.com South Central Sales Mindy Trammell | mtrammell@insurancejournal.com Southeast and East Sales (except for NY, PA, CT) Howard Simkin | hsimkin@insurancejournal.com Midwest Sales Lisa Whalen | (800) 897-9965 x180 East Sales (NY, PA and CT only) Dave Molchan | (800) 897-9965 x145 Advertising Coordinator Erin Burns | eburns@insurancejournal.com Insurance Markets Manager Kristine Honey | khoney@insurancejournal.com Sr. Sales & Marketing Coordinator Laura Roy | lroy@insurancejournal.com Marketing Director Derence Walk | dwalk@insurancejournal.com

DESIGN / WEB / VIDEO

V.P. of Design Guy Boccia | gboccia@insurancejournal.com Web Team Lead Josh Whitlow | jwhitlow@insurancejournal.com Ad Ops Specialist Jeff Cardrant | jcardrant@insurancejournal.com Web Developer Terrance Woest | twoest@wellsmedia.com Web Developer Jason Chipp | jchipp@wellsmedia.com Digital Content Manager Ashley Cochrane | acochrane@insurancejournal.com Videographer/Editor Ashley Waldrop | awaldrop@insurancejournal.com

ACADEMY OF INSURANCE

Director Patrick Wraight | pwraight@ijacademy.com Online Training Coordinator George Jack | gjack@ijacademy.com

SUBSCRIPTIONS:

Call (800) 897-9965

or visit ijmag.com/subscribe Insurance Journal, The National Property/Casualty Magazine (ISSN: 00204714) is published 18 times annually by Wells Media Group, Inc., 3570 Camino del Rio North, Suite 100, San Diego, CA 92108-1747. Periodicals Postage Paid at San Diego, CA and at additional mailing offices. SUBSCRIPTION RATES: $17.95 per copy, $27.95 per special issue copy, $195 per year in the U.S., $295 per year all other countries. DISCLAIMER: While the information in this publication is derived from sources believed reliable and is subject to reasonable care in preparation and editing, it is not intended to be legal, accounting, tax, technical or other professional advice. Readers are advised to consult competent professionals for application to their particular situation. Copyright 2026 Wells Media Group, Inc. All Rights Reserved. Content may not be photocopied, reproduced or redistributed without written permission. Insurance Journal is a publication of Wells Media Group, Inc. POSTMASTER: Send change of address form to Insurance Journal, Circulation Dept, PO Box 708, Northbrook, IL 60065-9967 ARTICLE REPRINTS: Contact (800) 897-9965 x125 or visit insurancejournal.com/reprints

“SMALL BUSINESS OWNERS DESERVE BIG-TIME PROTECTION.” Mish Ganssle, RMG Insurance John DeStefano, American Picture Framing

AM Best A++ Rating Ward’s Top 50 2001-2025 95.7% Claims Satisfaction 120+ Niche Industries

Now you can access the value, strength, and service excellence of Philadelphia Insurance Companies to protect your small business customers. PHLY BOP offers a full suite of services to businesses in 150+ different classifications across multiple business categories. And now, PHLYs online portal makes submissions easy. A few clicks. Done!

CALL 800.873.4552 OR VISIT PHLYBOP.COM

RETAIL & SERVICE I RESTAURANTS I CONTRACTORS I OFFICES I WHOLESALE I HABITATIONAL* I LESSORS RISK* I MORE THAN 150 ELIGIBLE CLASSIFICATIONS Philadelphia Insurance Companies is the marketing name for the property and casualty insurance operations of Philadelphia Consolidated Holding Corp., a member of Tokio Marine Group. All admitted coverages are written by Philadelphia Indemnity Insurance Company. Coverages are subject to actual policy language. © 2026 Philadelphia Consolidating Holding Corp., All Rights Reserved. * Not available in all states.

News & Markets 10 Highest Class-Action Settlements in 2025 Eclipsed $70B Total: Duane Morris By Chad Hemenway

he value of the 10 highest classaction settlements in 2025 exceeded $70 billion for the first time ever. In fact, the total was nearer to $80 billion across all areas of litigation, according to law firm Duane Morris. For the fourth straight year, total settlements eclipsed the $40 billion mark. Gerald L. Maatman, co-author of the Duane Morris Class Action Review and chair of the firm’s Class Action Defense Group, said the “implications are staggering.” “To put it into perspective, that amount is larger than the annual budgets of multiple U.S. states and eclipses the GDP of more than half the world’s nations,” he said. “At the same time, the gravitational pull of these massive outcomes is attracting elite talent to the plaintiffs’ bar and providing massive incentive for plaintiffs’ lawyers to increase their filings and the sophistication of the strategies they employ.” Boards, investors, and insurers must proactively plan for class-action litigation, added Maatman, who has been reviewing class-action litigation every year since 2003.

Continued high settlements in the privacy class actions are drawing the attention of the plaintiffs’ bar, who are now targeting session replay technology, website chatbots, and website pixels. “The plaintiffs’ bar continues to rely on a consistent recipe: pair modern, ubiquitous technologies with decades-old statutory schemes that impose statutory damages per violation. The result is outsized exposure for routine business practices,” said Duane Morris. In addition, data-privacy class actions in 2025 totaled over 1,800—more than 25% growth over 2024 and more than 200% growth since 2022. According to the near 750-page review of more than 1,761 decisions in the past year, judges continue to certify class-action

litigation at a high rate—68% of motions granted in 2025. Plaintiffs filed more than 13,000 class-action lawsuits in federal courts alone, which is more than 36 new class-action filings every day. The extensive report shows the amount of class actions filed is a “substantial” increase over 2024 and indicates that these types of lawsuit aren’t outliers but “a constant presence.” “With the traditional arbitration defense being tested and eroded, widening circuit splits driving forum shopping, and the continued rise of Private Attorneys General Act claims, there are many threats looming to class action defense,” said Duane Morris partner Jennifer A. Riley, co-author of the review and vice chair of the firm’s Class Action Defense Group.

Experian: AI Agents Could Overtake Human Error as Leading Cause of Data Breaches By Chad Hemenway

rtificial intelligence continues to be at the center of Experian’s annual breach forecast for 2026, heavily influencing the scope, frequency, and cost of cyber incidents. AI makes its way into many of the predictions in Experian’s Data Breach Industry Forecast. Michael Bruemmer, vice president of global data breach resolution, and Jim Steven, head of crisis & data response services, UK, said agentic AI systems could be exploited by savvy hackers who might inject their AI agents “to disrupt the 8 | INSURANCE JOURNAL | JANUARY 26, 2026

orchestration or governance of the victim’s AI agents.” “At a minimum, this disruption could impact an organization’s operations or siphon money, goods, or information,” or perform ransomware-like operations, said Experian. “AI agents are the next frontier for fraud and cybercrime, and we predict this may overtake human error as the leading cause of data breaches.” With the use of AI, hackers might also be able to extract data at an unprecedented rate and “stitch together enriched identity profiles.” Experian warns: “Get ready for a potentially massive spike in identity theft.”

Or, AI capabilities could bolster the spread of mutating malicious code—polymorphic or metamorphic malware. AI could also be used in conjunction with quantum computing, which many companies see as one of the largest cybersecurity threats over the next handful of years. Experian said quantum computing is “already driving increased attacks,” and it could be used to break encryption methods, which for now is thwarted by AI security technology. Experian predicts data-breach-prevention firms will accelerate quantum versions of their offerings to stay ahead of potential fraud. INSURANCEJOURNAL.COM

Figures

900

The number of homes under construction in areas of Los Angeles County that were devastated by fires a year ago. More than 13,000 residential properties were destroyed, but fewer than a dozen homes have been rebuilt. More than 600 properties where a single-family home was destroyed in the wildfires have been sold, according to real estate data tracker Cotality.

The number of insurers among the 100 largest property/casualty insurance carriers that destroyed value in 2025, according to ACORD’s “2025 U.S. Property & Casualty Value Creation Study.” Three years ago, just over one-third (36) of the 100 largest insurers destroyed value. In 2021, only nine of 100 were value destroyers.

10 | INSURANCE JOURNAL | JANUARY 26, 2026

15% The reserve margin that electrical grids target—the gap between peak demand and available generation. Some grids are already falling short, and the shortfall will likely widen through the decade as data centers help drive demand growth. The U.S. is struggling to ramp up infrastructure investment after two decades of largely stagnant growth.

160 Knots The wind speed threshold for a proposed Category 6 rating for hurricanes. Currently, any storm stronger than 137 knots is grouped into Category 5. Warm, deep ocean hot spots are leading to stronger and more dangerous hurricanes and typhoons, according to new research by the American Geophysical Union. INSURANCEJOURNAL.COM

Monarch E&S is now SPG | Specialty Program Group

We Give You The Royal Treatment. SPECIALTY CAPABILITIES • Commercial Lines

• Special Risk

• Personal Lines

• Brokerage

• Professional Liability

SCAN QR CODE TO CONTACT US FOR MORE INFORMATION

Business Moves South Central

Trucordia, First Texas Agency

Trucordia acquired First Texas Agency business, based in Houston, Texas.

Inzone Insurance Services, Bierschwale-Rees Insurance

Inszone Insurance Services acquired Bierschwale-Rees Insurance, an independent insurance agency based in Fredericksburg, Texas. The BierschwaleRees Insurance team will continue operating from its Fredericksburg office.

National

East

Midwest

CRC Group has signed a definitive agreement to acquire New York City-based Euclid Transactional.

Insurance broker NFP, an Aon company, acquired Hamilton Insurance Agency in Fairfax, Virginia. NFP also acquired Hamilton’s benefits administration technology, BeneLink Connect, and risk management assistant technology tool, Electronic Risk Management Assistant.

Xceedance acquired Marble Box, a company delivering tailored operational support and process optimization solutions to independent insurance agencies and brokers. This acquisition marks Xceedance’s entry into the agent and broker ecosystem.

Lawley, Witkin Scott Associates

Higginbotham, Mishawaka

Southeast

West

Partners Risk Services joined with accounting advisory firm Nichols Cauley and with JGH Consulting, a transactions advisory firm.

World Insurance Associates LLC acquired the business of SilverLeaf Insurance Group in Scottsdale, Arizona. SilverLeaf offers business, health, life and personal insurance lines

CRC Group, Euclid Transactional

Howden, Atlantic Group

UK insurance broker Howden agreed to buy M&A protection specialist Atlantic Group. Atlantic Group’s founders—Richard French, Joe O’Brien, and David Haigh—will become shareholders of Howden.

Acrisure, Vave

Acrisure is acquiring Vave, a managing general agent, from its parent Canopius. Vave will continue to operate under its brand name. The MGA will join Acrisure Underwriting, which operates independently of Acrisure’s distribution.

WTW, Newfront

Broker WTW has an agreement in place to acquire Newfront. The transaction is expected to close during Q1 2026. Newfront’s two business segments, Business Insurance and Total Rewards, will be combined with WTW’s Risk & Broking (R&B) and Health, Wealth & Career (HWC) segments, respectively.

Baldwin Group, CAC Group

The Baldwin Group and CAC Group will merge to create one of the largest independent insurance advisory and distribution platforms in the U.S. The transaction is expected to close in the Q1 2026.

12 | INSURANCE JOURNAL | JANUARY 26, 2026

NFP, Hamilton Insurance Agency

Witkin Scott Associates joined the Lawley organization. All associates of Witkin Scott will join Lawley and relocate to its main office in Buffalo, New York.

Partners Risk Services, Nichols Cauley, JGH Consulting

Higginbotham, Charter Energy

Higginbotham, based in Houston, Texas, acquired Charter Energy in Atlanta, Georgia. Charter focuses on the energy sector, heavy industry, and construction. Higginbotham provides insurance, financial, and HR/employee benefits services.

NSI Insurance Group, Mutual Insurance Group

Miami-based NSI Insurance Group acquired another Miami-headquartered brokerage, Mutual Insurance Group.

Xceedance, Marble Box

Higginbotham has acquired Mishawaka, Indiana-based Synergy Insurance, which serves northern Indiana and southern Michigan.

World Insurance Associates LLC, Silverleaf

Marsh McLennan Agency, Atlas Insurance Agency, Pyramid Insurance Centre, IC International Marsh McLennan Agency acquired three privately owned Honolulu, Hawaii-based insurance brokerages from Tradewind Group: Atlas Insurance Agency, Pyramid Insurance Centre, and IC International. Employees from all three firms will join MMA and continue to operate out of their existing office locations. Tradewind Group is a diversified Hawaii investment company.

INSURANCEJOURNAL.COM

Closer Look: High Net Worth High-Net-Worth Risk Appetite Drops as Some Regions Show Stabilization

By Allen Laman

isk appetite among highnet-worth individuals has dropped sharply, according to a new high-networth outlook from HUB International. Per the report, only 25% of HNW individuals are willing to assume more risk for premium savings—down from 39% in 2023. HUB found that in response to market volatility and coverage gaps, many are raising deductibles, accepting carve-outs, and making more conservative insurance decisions, while also investing in resilience measures such as wildfire-resistant materials,

water-detection systems, and cyber monitoring. Seventy-seven percent of respondents to HUB’s private client outlook survey said that they’ve struggled to secure adequate property insurance for their homes. Markets with wildfire, flood, or coastal exposures—such as California, New York, New Jersey, and Texas—face limited capacity, the brokerage said in a press release. “It’s been a very tumultuous handful of years,” said Katherine Frattarola, head of HUB Private Client, which services high- and ultra-highnet-worth homeowners. In an interview with

14 | INSURANCE JOURNAL | JANUARY 26, 2026

Insurance Journal, Frattarola shared that “the good news is … we have started to see a stabilization or softening” of the high-value property insurance rate environment in some geographies. “Whether or not this is a long-term correction or short-term, it’s anyone’s guess,” she added. Frattarola explained that carriers have worked to achieve rate adequacy, noting that the impacts of recent weather events on high-net-worth individuals—not counting January’s wildfires in Southern California—have been somewhat muted. Reinsurers have wrapped their arms around risk, she said, and HNW carriers

have improved their models and remediated their books. “That doesn’t mean that rates aren’t expensive,” Frattarola explained. “It doesn’t mean that rates are going to be what they were five years ago. It doesn’t mean that folks are going to smile when they get their renewal. But what it does mean is that we’re not seeing these massive swings, broadly speaking, as we have in the past.” Some previously challenging regions have even seen rates drop. Among these pockets of improvement is Florida, where HUB reports that recent reforms have attracted new carriers to the state. In some INSURANCEJOURNAL.COM

cases, rates have fallen by as much as 30%. But these locations are the exception, HUB reported in its outlook. The brokerage forecasts that U.S. high-net-worth homeowners rates will remain flat to increase by 5% in 2026. “With profitability beginning to recover, carriers are shifting their focus toward strategic risk management—aligning pricing with individual property characteristics and demonstrated mitigation efforts,” the report said. “Homeowners who invest in protective measures, such as roof upgrades, water detection systems, or wildfire defensible space, are most likely to benefit from more favorable pricing and renewal terms.” HUB reported that market conditions have also improved through refinement to policy structure and underwriting practices that enable carriers to maintain profitability through means other than rate increases. Some examples of these adjustments include capping certain coverages, such as loss of use, to a percentage of Coverage A; adjusting deductibles for wind and hail exposures; and incentivizing higher All Other Peril (AOP) deductibles to encourage shared risk. Meanwhile, HUB projected that wind-related rates for high-net-worth policyholders will remain flat or decline by up to 10% next year, while wildfire rates are expected to increase between 5% and 10%. Frattarola explained that in the past three years, the insurance market for HNW homeowners has been “fairly volatile,” particularly in catastrophe-prone areas. The severity of these weather INSURANCEJOURNAL.COM

events and their increased frequency have, in part, shaped this volatility, she said. “You look at where people live, particularly high-networth [individuals], [and] you wind up seeing disproportionate concentration in areas where there’s a lot of risk,” Frattarola said. Post-COVID supply chain issues drove up replacement costs, she added, and high-dollar jury awards against carriers also contributed to inflationary increases. When states failed to approve significant rate increases quickly enough, carriers exited markets, and the burden was placed on homeowners, Frattarola said. But, about a year ago, as Frattarola saw each of these macroeconomic forces even out, she began to see an avenue for high-net-worth homeowner rate stabilization. And while some areas will continue to be difficult to write policies in, “overall, with a blended geographic view, we’ve started to see things level out,” she said. In a separate interview, Yas Nahali, executive vice president at Amwins, said the national high-net-worth property market can be broken into “micro-regions.” Some parts of Florida, for example, are experiencing softening rates, while other areas, like Los Angeles, remain hard. She has seen a lot of MGA activity and standard markets reapproaching these previously challenging regions on their surplus lines papers with tighter underwriting or mitigation requirements. Several companies took time to recalibrate, Nahali said, and have come back to certain areas for certain risks rather aggressively.

She said now is the time for brokers to negotiate and secure the best terms and conditions for their high-net-worth clients—and use all the tools needed to put together truly comprehensive coverage. “I think this is the time to work really hard on the behalf of the client, because the last few years, we really haven’t had the opportunity to negotiate terms and conditions,” she said. “And now we do. And I think it’s really important to start going to bat for the client again and then also using all of your tools to put a robust program together.”

‘Homeowners who invest in protective measures, such as roof upgrades, water detection systems, or wildfire defensible space, are most likely to benefit from more favorable pricing and renewal terms.’ In follow-up correspondence, Nahali added that since brokers have the unique opportunity to review proposals from various insurers, they can skillfully negotiate terms and conditions that favor clients in areas where certain insurers feel more at ease. “For instance, while some markets might impose strict sublimity on water damage aggregates, others might be more lenient and open to higher limits,” she wrote in an email. “By capitalizing on these variations, we can enhance the coverage in a manner that aligns with the insurer’s comfort level and serves the client’s

best interest. This creates a win-win situation for all parties involved.” The 2026 HUB Outlook High-Net-Worth Survey includes insights from 200 high-net-worth individuals and their advisors, focusing on issues related to risk tolerance, property exposures, and insurance decision-making. Key recommendations from the study to HNW clients include: • Bolstering resilience by investing in wildfire-resistant landscaping, water sensors, and cybersecurity. • Updating brokers before and after renovations to ensure accurate valuations and reduce claim issues. • Considering cyber and reputation-management policies for emerging digital threats. • Regularly updating brokers on life events, property acquisitions, and changing risks to maintain aligned coverage. In its annual private client outlook, HUB also forecasted personal umbrella rate increases of between 10% and 12%. The brokerage reported that rising loss severity in auto liability remains the key factor driving rate increases in the personal umbrella market. “Carriers are placing heightened emphasis on geographic exposure, particularly in jurisdictions with elevated litigation activity, often referred to as ‘judicial hellholes,’” HUB wrote in the report. “Clients residing in these regions can expect higher premiums, stricter underwriting scrutiny, and reduced carrier appetite, as insurers work to manage volatility tied to large verdicts and escalating settlement costs.”

JANUARY 26, 2026 INSURANCE JOURNAL | 15

People National

Marsh McLennan Agency

(MMA), headquartered in White Plains, New York, appointed

Adam Balentine

as President Adam Balentine of National Business Insurance. Based in Kansas City, Balentine has previously served as national director of commercial lines growth and strategy at Risk Strategies Company.

Chubb, headquartered in New York City, named Bill Hazelton as chief operating officer for North America Field Operations. Bill Hazelton Hazelton will oversee the delivery of Chubb’s full portfolio of personal and commercial insurance products and services and assist in the day-to-day management of North America field operations. Everest Group Ltd.,

headquartered in Hamilton, Bermuda, appointed Gary Haase as executive vice president (EVP) and CEO of legacy operations. Previously, he was EVP and chief operating officer (COO) at CNA Financial Corporation.

Hub International Limited (HUB), headquartered in

Chicago, Illinois, appointed Andrew Forchelli, president and CEO of HUB California, to HUB’s executive management team. Forchelli joined HUB through the acquisition of GNW Evergreen, managing the

GNW operation in addition to the solo HUB legacy office in Los Angeles.

ReSource Pro, head-

quartered in New York City, appointed Rob Marinello as senior director of partnerships and advisory. Marinello has over two decades of experience, including roles at Ivans, a division of Applied Systems.

Everest Group Ltd.,

headquartered in Hamilton, Bermuda, appointed

Elias Habayeb as

executive vice president and group Elias Habayeb chief financial officer, effective May 2026. Habayeb succeeds Mark Kociancic, who is retiring after five years of service.

East

XPT Specialty also appointed

Chris Ornce

as a senior vice president Chris Ornce in its workers’ compensation division. With over 15 years in the industry, Ornce most recently served as the head of agency distribution at Ten Four Truck Insurance and previously spent several years on the wholesale side at RT Specialty. XPT Specialty also hired Joseph Corrado as a personal lines insurance broker. Corrado has experience in portfolio oversight, agency partnerships and the Northeastern U.S. insurance landscape.

SageSure, headquartered

in Jersey City, New Jersey,

16 | INSURANCE JOURNAL | JANUARY 26, 2026

appointed John Sence as chief sales officer. Sence spent 14 years in the independent agency system, joining SageSure from the Cincinnati Insurance Companies.

Donegal Insurance Group, headquartered in Marietta, Pennsylvania, promoted Josh Mussmon to vice president of marketing operations. Mussmon succeeds Bill Bill Anderson Anderson, who retires in January as senior vice president of marketing operations.

Midwest

The McGowan Companies,

headquartered in Fairview Park, Ohio, appointed Lauren Pitonyak as vice president of national programs. She joins from Gallagher Affinity, where she served as an account executive.

Encova Insurance, head-

quartered in Columbus, Ohio, named Corey Palumbo to its board of directors. Palumbo is an attorney with Bowles Rice in Charleston, West Virginia, serving in the West Virginia House of Delegates from 2003 to 2008 and in the West Virginia Senate from 2009 to 2020.

South Central

Brett Flagg, of Frisco, Texas, has been reappointed to the Texas Mutual Insurance Company board of directors by Gov. Greg Abbott. His board term for Texas Mutual—a policyholdBrett Flagg er-owned

company and the state’s leading provider of workers’ compensation insurance—is set to expire on July 1, 2031. Flagg is an attorney and owner of Flagg Law Group, PC and has been a practicing attorney in Texas for more than 35 years.

Southeast

Boston Mutual Life Insurance Company,

headquartered in Canton, Massachusetts, appointed Glenn Capps Jr. as regional sales director for Tennessee and Kentucky within its distribution department.

SandStone Insurance Partners, headquartered in

Clearwater, Florida, hired

Rhonda Waskie as senior

account executive on the commercial lines team. Waskie joins SandStone from USI Insurance Services, where she served as a senior account executive.

West

Luke Williams joined Alliant Insurance Services, headquar-

tered in Irvine, California, as senior vice president within its employee benefits group. Based in Maine, Williams has over 20 years of experience, most recently serving as an employee benefits practice leader with USI Insurance Services.

RT Specialty, the wholesale brokerage division of Ryan Specialty, headquartered in Chicago, Illinois, named Amber Carver as president. Carver, based in Salt Lake City, Utah, has over 25 years of experience, most recently serving as vice president and associate managing director at Burns & Wilcox. INSURANCEJOURNAL.COM

WELCOME to the FUTURE of Surplus Lines filing!

If your workflow still feels like 1952, it’s time for an upgrade. Welcome to smarter surplus lines filing with SLIP+. Because modern markets deserve modern tech. slipplus.com

Idea Exchange: Is It Covered? Logic & Language and Forms & Facts

Does ‘Under Construction’ Include ‘Renovation’?

ecently, policyholder attorney Chip Merlin blogged about a vacancy exclusion found in many property insurance By Bill Wilson policies. His article cited a California Supreme Court decision that overturned a claim denial based on a vacancy exclusion. In TRB Investments, Inc. v. Fireman’s Fund Ins. Co., 40 Cal. 4th 19 (Cal. 2006), the California Supreme Court found that an exception in the exclusion for a building “under construction” also applied to a building being “renovated.” The policy in question excluded loss or damage to a building that has been vacant more than 60 consecutive days for loss or 18 | INSURANCE JOURNAL | JANUARY 26, 2026

damage caused by vandalism, sprinkler leakage, glass breakage, water damage, or theft. An exception to this exclusion was made for buildings “under construction.” Similar vacancy exclusions are found in most commercial property and homeowners policies, as well as an “under construction” exception to the exclusion.

‘Under Construction’

The question is, what constitutes a building being “under construction”? Keep in mind that our discussion here applies only within the context of a “vacant” building, and vacancy may or may not be explicitly defined in the policy. Many, if not most, homeowners policies do not define vacancy. The usual judicial presumption is that a building is vacant when it is unoccupied and materially devoid of contents.

In the case of commercial properties, most policy forms include a specific definition of vacancy. For example, ISO forms issued to a tenant that occupies part of a building define vacancy to mean that the space they occupy “is vacant when it does not contain enough business personal property to conduct customary operations.” If the policy form is written for a building owner or a tenant that occupies the entire building, vacancy is based on a percentage of total square footage not being used for customary operations of the tenant or owner. As for the “under construction” issue, for example, in the current ISO CP 00 10 Building and Personal Property Coverage Form, “Buildings under construction or renovation are not considered vacant.” The “renovation” language was added to this INSURANCEJOURNAL.COM

form in 1995. In earlier editions of the CP 00 10 form, only the “under construction” language was used in the coverage grant for vacant buildings. I don’t happen to have a copy of the 1995 ISO countrywide commercial property form changes filing or circular, so I can’t explain precisely what the reason was for the introduction of the “renovation” language. The reason could lie in the logic of the aforementioned TRB Investments court case as explained by the court’s decision. They examined cases from other states that found that “under construction” referred only to new building construction, whereas “renovation” referred to remodeling, repairs, etc., to an existing building. They also examined, and agreed with, other cases that found “under construction” and “renovation” to be essentially synonymous. The logic for that interpretation is explained as follows.

The question is, what constitutes a building being ‘under construction?’ When a court reviews policy language, especially when a case involves an allegation that the language is ambiguous, the court seeks to determine the intent of both parties with regard to coverage. As Merlin points out in his article that sparked this month’s column, in my “When Words Collide…” book, one of the insurance contract interpretive doctrines I discuss is the premise that “The purpose of insurance is to insure.” Courts have pretty universally opined that exclusions are interpreted narrowly against insurers who unilaterally draft most insurance policies and insuring agreements and exceptions to exclusions are interpreted broadly in favor of the insured. Courts, as a result, attempt to evaluate the intent of a policy provision to reflect the likely reason for the language on the part of the insurer while upholding, to some degree, the reasonable expectations of the insured.

Exception to Vacancy

Why is there an exception to the

INSURANCEJOURNAL.COM

vacancy exclusion for buildings “under construction”? The likely reason is that the kinds of perils excluded by vacancy clauses (e.g., vandalism, water damage and sprinkler leakage, glass breakage, and theft) are far more likely to occur when no one is around. When a building is under construction, there are typically workers present during much of the day. The court concluded, in the TRB Investments case, that workers are equally present, perhaps more so, during renovations to an existing building as they are for one undergoing new construction. Perhaps this reasonable expectation of coverage for a building being renovated was the reason for ISO expanding the vacancy exception in 1995? If someone reading this has a copy of that filing or circular, perhaps they can answer that question in the comments section of the online edition of this column. That being said, what isn’t widely known is that often when ISO broadens coverage in a policy form as part of a countrywide revision, it’s at the request of independent agents who have encountered denials of claims that agents, as advocates for their customers, feel should be covered. The Independent Insurance Agents & Brokers of America (the Big “I”) trade association’s Technical Affairs Committee meets annually with ISO at their home office. Similarly, a large group of state Big “I” affiliates hold the Mid-America Insurance Conference annually with representatives of ISO. Attendance at the Mid-America conference is also open to all independent agency insurance companies. To illustrate why one of these forums might have initiated the 1995 commercial property change, I know for a fact that ISO changed the vacancy exclusion exception in their 2022 countrywide homeowners forms filing in response to a request by the Big “I.” Prior to 2022, ISO’s homeowners forms

had a vacancy exclusion that made an exception for dwellings “being constructed.” There was no mention of renovation. In 2009, the Big “I” Technical Affairs Committee asked ISO to revise the exception to include remodeling and renovation. This was based on denials of vandalism claims involving homes being remodeled. The argument made was, “From the standpoint of risk, it doesn’t make sense that there is coverage for a vacant building during construction when the building is largely unsecured while there isn’t coverage during remodeling or renovation when the building is more likely to be secured.” ISO did not revise the vacancy exception in their 2011 countrywide filing, but finally did so in 2022. In current homeowners forms, the vacancy exception says: “A dwelling being constructed, remodeled, renovated or repaired is not considered vacant.” Perhaps the “remodeled, renovated or repaired” language should be added to ISO’s commercial property forms to replace the lone “renovated” exception language. Otherwise, at some point an insurer may forget the doctrine that “the purpose of insurance is to insure” and deny claims by distinguishing between renovating and repair or remodeling. Wilson, CPCU, ARM, AIM, AAM is the founder and CEO of InsuranceCommentary.com and the author of six books, including “When Words Collide…Resolving Insurance Coverage and Claims Disputes,” which BookAuthority ranked as the #1 insurance book of all time. He can be reached at InsuranceCommentary. com@outlook.com.

JANUARY 26, 2026 INSURANCE JOURNAL | 19

Idea Exchange: Minding Your Business Industry Trends to Exploit for 2026: Part Two

gency owners must stay informed about significant new trends in the insurance industry. The following is part two of a two-part article highlighting seven industry trends insurance agencies should track for 2026. For part one, see Insurance Journal’s December 1 issue.

4. Group Benefits and Health Insurance

By Catherine Oak and

As we enter 2026, escalating medical inflation—projected at nearly 8% for employer-sponsored plans—the tight talent market, and AI-driven innovations are Bill Schoeffler transforming group health insurance. This creates prime opportunities for agents to guide clients toward sustainable, employee-centric strategies that control costs while boosting retention. Premium hikes are relentless, with family coverage averaging $27,000 annually and workers contributing over $6,800. Employers are shifting to self-funded and level-funded models for midsize groups, 20 | INSURANCE JOURNAL | JANUARY 26, 2026

embracing narrower networks, reference pricing, and site-of-care optimization to curb expenses. Pharmacy benefit managers (PBMs) are under scrutiny, with biosimilars and outcomes-based contracts emerging to tame specialty drug costs, which now drive over 50% of trends. Benefits are evolving beyond physical health to encompass mental health, musculoskeletal (MSK) support, fertility, caregiving, and financial wellness. Virtualfirst primary care and upgraded Employee Assistance Programs (EAPs) are standard, with outcomes-based vendor guarantees ensuring ROI. Incentives such as premium discounts or extra PTO encourage engagement with mindfulness apps and stress workshops. Creative group benefit brokers design a post-tax $500–$2,000 LSA (Lifestyle Savings Account) for gym, pet care, childcare, or commuting. It can be bundled with an FSA/HSA education and compliance checklist and sold as a miniCAF 125 plan. Gen Z and Millennials demand tailored options: defined contribution plans, buy-up credits, and expansive voluntary benefits menus featuring critical illness, accident, pet coverage, and student loan aid. Data analytics enable risk-stratified navigation, delivering personalized incentives and care pathways. Telehealth is ubiquitous, augmented by

AI triage, remote monitoring, and expert second opinions. Agents who use services that streamline multi-vendor portals— integrating enrollment, claims, and HRIS data—foster seamless experiences for the insured and deeper client loyalty. Stricter rules on price transparency, MHPAEA parity, and data privacy loom large. Individual Coverage Health Reimbursement Arrangements (ICHRAs) and captives appeal to niche employers but require robust administration to mitigate pitfalls. Bottom Line: In 2026, forward-thinking agents who champion data-driven, integrated benefits—blending cost control, personalization, and well-being—will become irreplaceable partners, helping employers thrive amid rising costs and evolving expectations.

5. Natural Disasters’ Effect on Insurance

As 2026 unfolds, the relentless escalation of natural disasters—fueled by climate volatility, urban sprawl into vulnerable zones, and socioeconomic shifts—will amplify insured losses beyond 2025’s staggering $145 billion benchmark. Global economic losses from events such as hurricanes, wildfires, floods, and severe storms are projected to exceed $300 billion annually, with the insurance protection gap narrowing to under 40% but still leavINSURANCEJOURNAL.COM

ing billions uninsured. Hotspots such as California (wildfires), Florida (hurricanes), and Southeast Asia (typhoons) face acute availability crises, prompting premium surges of 10-15% and non-renewals in high-risk corridors. For agents, this signals a pivot from reactive claims handling to strategic advisory roles in risk mitigation. Insurers are doubling down on AI-driven risk modeling and predictive analytics, integrating satellite imagery, IoT (Internet of Things) sensor networks, and hyper-local climate forecasts to refine underwriting and dynamic pricing. Machine learning algorithms now simulate “black swan” scenarios with 20% greater accuracy, enabling proactive policy adjustments and reducing surprise losses. Agents can leverage these tools to consult on portfolio diversification, blending traditional P/C with emerging cat bonds for capital relief. Resilience incentives are mainstreaming: Expect widespread adoption of discounts— up to 10%—for FORTIFIED-compliant homes and Firewise-certified communities, as insurers like USAA expand offerings to seismic retrofits and flood barriers. Public-private partnerships (PPPs) will proliferate as governments mandate enhanced reserves and transparency under evolving regulations. Tech frontiers like drone assessments and real-time telematics will slash claims cycles by 50%, fostering trust. Ultimately, 2026 demands that agents champion “resilience-as-a-service.” Educate clients on adaptive strategies—from green retrofits to parametric hybrids—that transform peril into profit while safeguarding communities against an unforgiving climate. Insurers offer more customized policies that cater to specific needs and risks associated with different geographical areas. New insurance products are emerging to address the changing risk landscape, such as “parametric insurance policies.” These policies pay out based on predefined parameters, such as the magnitude of an earthquake or the wind speed of a hurricane, allowing for faster claims processing. “Microinsurance” is designed to protect low-income individuals and communities; in this case, it provides affordable coverage for natural disaster risks. Governments INSURANCEJOURNAL.COM

and regulatory bodies are implementing stricter regulations to ensure insurers maintain adequate reserves and adopt sound risk management practices. Publicprivate partnerships are also becoming more common in addressing the financial challenges of natural disasters. What to Expect: Ongoing challenges are expected in the U.S. insurance industry throughout 2026, particularly in personal lines, as regulators, planners, insurers, and property owners navigate the evolving landscape of property risk and ownership shaped by natural disasters.

6. Insurtech

In 2026, insurtech surges forward, propelled by AI maturation, IoT (internet of Things) ubiquity, and seamless digital ecosystems, redefining insurance from reactive coverage to proactive, hyper-personalized ecosystems. With global premiums stabilizing amid competition, technology enables agents to pivot from transaction brokers to strategic advisors, unlocking $4.8 billion in AI-driven value alone. This evolution promises 30% operational efficiency gains while closing protection gaps for underserved segments. AI and machine learning dominate, embedding predictive analytics into underwriting, claims, and fraud detection for precision pricing and 40% faster settlements. Generative AI powers dynamic policy tweaks via real-time behavioral data, while NLP-enhanced (Natural Language Programming) chatbots and virtual assistants elevate service, resolving 70% of queries instantly. Agents can leverage these for tailored risk consultations, blending historical claims with climate and health signals to outpace commoditized competitors. IoT and telematics explode, with the market hitting $132 billion in 2026—up from $63 billion in 2024 at a 44.8% CAGR—driving usage-based insurance (UBI) beyond autos into homes, pets, and SMBs. Wearables and smart sensors enable proactive interventions, slashing claims by 25% through real-time alerts on driving habits or property vulnerabilities. For agents, this means bundling telematics audits with policies and fostering loyalty

through data-backed discounts. Embedded insurance matures into a $250 billion powerhouse, weaving coverage into e-commerce, travel apps, and SaaS platforms for frictionless uptake—projected at 35% annual growth. Blockchain secures these micro-transactions, while AR aids virtual claims inspections, cutting processing times in half. Personalization peaks as algorithms fuse IoT streams with GenAI for bespoke offerings, ensuring equitable premiums and boosting retention by 20%. Cloud and low-code tools democratize adoption, empowering agents to co-create solutions. Bottom Line: Embrace integrated platforms for advisory retainers, specialize in cyber-resilient bundles, and champion ethical AI to build trust. Innovation isn’t optional—it’s the lifeline for sustainable growth and client empowerment.

7. Market Conditions

Entering 2026, the US P/C insurance market is leaning toward stabilization, with premium growth moderating to 4% amid robust capital reserves exceeding $1 trillion and competitive pressures easing amid the seven-year hard cycle. Combined ratios are projected to edge up to 99, signaling slight underwriting strain from persistent cat losses—estimated at $120 billion for 2025—and social inflation, yet ROEs hold steady at 10% buoyed by 4.2% investment yields. Regional hotspots like Florida and California face sharper hikes, but national trends favor buyers in low-risk segments. Commercial Lines Dynamics. Property softens further, with rates down 8-10% for preferred risks outside cat zones, thanks to ample capacity and reinsurance support. Casualty firms modestly (3-12%), driven by litigation in umbrella/excess and venue risks in states like New York. Commercial auto remains pressured (+5-10%) by repair inflation and tariffs on parts, while workers’ comp stabilizes—flat to down—in most states. E&S lines expand for flexibility, though growth dips below 10%. Personal Lines Challenges. Homeowners’ rates climb 8-15% in disaster-prone areas, driven by wildfire and hurricane

continued on page 49

JANUARY 26, 2026 INSURANCE JOURNAL | 21

News & Markets

California Bill Seeks to Add ‘Transparency’ to Aerial Images Used by Insurers

California lawmaker is pushing to require insurers to notify homeowners in advance of taking or using aerial images of their property, and to stop insurers from basing decisions to cancel, non-renew, or reduce coverage based on aerial images older than 180 days. Assembly Bill was introduced in early January by Assemblymember Lisa Calderon, D-Whittier, chair of the

Assembly Insurance Committee. Calderon said the aim of the bill is to protect homeowners by providing transparency when aerial images of their homes are taken or obtained by insurers. “As the insurance crisis continues, it is imperative we do what we can to protect policyholders,” stated Calderon. “AB 1559 empowers homeowners by adding a layer of transparency when it comes to non-renewals.”

Aerial imagery, which includes images taken by drones, satellites, and airplanes, can help insurers conduct inspections and acquire detailed information not visible through a traditional home inspection, but the technology can also lead to erroneous insurance policy non-renewals based on inaccurate, outdated or misleading images, according to Calderon. Assembly Speaker Robert Rivas is a co-author of AB 1559. It is also being sponsored by California Insurance Commissioner Ricardo Lara. The bill requires insurers to notify homeowners in advance of taking or obtaining aerial images of their properties, and it requires insurers to provide those images to the homeowners upon request. AB 1559 would also prohibit carriers from basing decisions to cancel, non-renew or reduce coverage on aerial images older than 180 days. Lastly, the bill provides rights to policyholders who were subject to insurance decisions based on aerial images, including the right for policyholders to receive the images along with the notice of non-renewal and the ability to request in-person verification of aerial images taken.

California Bill Would Require Insurer Claims Handling Plans, and Double Penalties

bill that promises legislative reform in California to speed up disaster recovery for homeowners and renters through improved insurance coverage and expanded consumer protections was introduced on the anniversary of the Los Angeles wildfires. The Disaster Recovery Reform Act, Senate Bill 876, would also require a disaster recovery plan from insurers for handling claims effective in emergency situations and it would double penalties during declared emergencies for violations of insurance fair claims practices and settlement law. SB 876 was introduced by California Insurance Commissioner Ricardo Lara Senate Insurance Committee Chair Steve Padilla. The proposed legislation is a response to wildfire disaster survivors’ calls for swifter claims payments. W2 | INSURANCE JOURNAL | JANUARY 26, 2026

According to Lara, wildfire survivors have continued to report on-going problems accessing their insurance benefits, with delays, denials, and miscommunication from insurance companies at the top of the list of consumer complaints filed with the California Department of Insurance since the January 2025 L.A. wildfires. Insurers have paid more than $22.4 billion on tens of thousands of claims from the L.A. wildfires, according to the latest data from the California Department of Insurance. In another move aimed at relief for wildfire survivors, California Gov. Gavin Newsom said a group of major banks have agreed to extend mortgage relief for L.A. wildfire victims, as the area struggles to rebuild one year after the devastating blazes. The CDI’s latest data shows 94% of

42,121 policyholder claims filed have been fully or partially paid, but Lara says more action is needed for successful recoveries and safer communities. SB 876 would require a “disaster recovery plan” from insurers for handling claims and meeting timelines to be reviewed by the CDI in advance and put into effect in an emergency situation. It would double penalties during a declared emergency for violations of insurance fair claims practices and settlement law, and require insurance companies pay restitution to policyholders when they violate the law. The bill aims to address the reported delays in payments from the assigning of multiple adjusters to claims by requiring insurers to give status reports to policyholders within five days anytime a new adjuster is assigned.

INSURANCEJOURNAL.COM

elcome to Insurance Journal’s 2026 Specialty Markets Directory, Winter Edition. This exclusive biannual market directory has been designed to assist independent agents and brokers in the task of placing difficult or unusual risks. For ease-of-use, the directory utilizes a convenient “color-coded legend” to highlight the availability of markets by IJ’s five geographic regions — East, Midwest, Southeast, South Central and West. The corresponding states for each region are listed below. Inside the directory and underneath each market listing, five distinct colors represent IJ’s five regions. Those colors (Dark Blue ■ East, Light Blue ■ Midwest, Green ■ Southeast, Orange ■ South Central, and Red ■ West) indicate whether or not the market is available in your area of the country. The “color-coded legend” has been placed at the top of every directory page for easy reference. All market listings have been updated with the most current

information available provided directly by intermediaries and carriers. As always, the directory lists the markets categorically by broad coverage groups. Italicized company names represent companies offering binding authority. To find complete contact information for all companies listed in this directory, see page 41. IJ’s 2026 Specialty Markets Directory, Winter Edition can also be found on our Web site at: www.insurancejournal.com/directories. To submit a listing, visit the online directory, or e-mail Kristine Honey at: khoney@insurancejournal.com. We hope you find this directory to be a valuable resource when trying to insure hard-to-place accounts. Feel free to send us comments and suggestions, or for additional help using this directory, e-mail: editorial@insurancejournal.com.

East

Midwest

Southeast

South Central

West

Connecticut Delaware Maine Maryland Massachusetts New Hampshire New Jersey New York Pennsylvania Rhode Island Vermont Virginia Washington DC

Illinois Indiana Iowa Kansas Michigan Minnesota Missouri Nebraska North Dakota Ohio South Dakota Wisconsin

Alabama Florida Georgia Kentucky Mississippi North Carolina South Carolina Tennessee West Virginia

Arkansas Louisiana Oklahoma Texas

Alaska Arizona California Colorado Hawaii Idaho Montana Nevada New Mexico Oregon Utah Washington Wyoming

22 | INSURANCE JOURNAL January 26, 2026

www.insurancejournal.com

Legend: East ■ Midwest ■ Midwest ■ Texas/South Legend: ■■East ■ Southeast ■■Southeast Texas/South Central ■ West ■Central Not Available

Abuse/Molestation Legal Expense Abuse/Molestation Legal Expense ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■ West

■ Not Available

Coin & Stamp Dealers

■ ■ ■ ■ ■ SPG Wholesale

Innovation Growth Partners Specialty LLC

Collectibles: Dolls, Toys, Figurines

RPS Healthcare

Fine Arts Floaters (High Value)

Irwin Siegel Agency McLeckie Insurance Group Negley Associates

Synergy Professional Associates Inc.

Accident & Sickness/AD&D Excess Disability

■ ■ ■ ■ ■ Smart Choice Express Markets ■ ■ ■ ■ ■ SPG Wholesale ■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ SPG Wholesale

Musical Instrument Floaters

(Italicized companies offer binding authority.) (Italicized companies offer binding authority.)

Commercial Auto Physical Damage (only) ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Canon Insurance Service

Commercial Sector Ins.Brokers, a Div. of SPG Wholesale

DeCotis Specialty Insurance Guardian Insurance Wholesalers Inc. International Transportation & Marine Agency Inc.

Jencap - Locations Nationwide

National Indemnity Company River Valley Underwriters Inc.

Walter General Agency (WGA)

■ ■ ■ ■ ■ SPG Wholesale

Contingent Auto

Occupational Accident (Primary XS Indemnity)

Auto - Commercial Ambulances

Contingent Cargo

Occupational Accident Insurance

Auto Body & Paint Shops

■ ■ ■ ■ ■ Sports & Wellness Insurance ■ ■ ■ ■ ■ Comp Solutions Network Inc. ■ ■ ■ ■ ■ True Transport Insure ■ ■ ■ ■ ■ Comp Solutions Network Inc. ■ ■ ■ ■ ■ True Transport Insure

Race Car Drivers (AD&D)

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Special Risks Accident

■ ■ ■ ■ ■ Custom Assurance Placements Ltd. ■ ■ ■ ■ ■ Lefebvre Insurance LLC

Student Accident

■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ DMI Insurance Services

Auto Repair Shops ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amwins - 155+ Locations Worldwide DeCotis Specialty Insurance

DMI Insurance Services Gorst & Compass Insurance McLeckie Insurance Group South & Western General Agency Inc. Walter General Agency (WGA)

■ ■ ■ ■ ■ Amwins - 155+ Locations Worldwide ■ ■ ■ ■ ■ Lefebvre Insurance LLC

Auto Repossessors Liability

Surplus Occ. Accident w/ Employers Legal

Auto Transporters

■ ■ ■ ■ ■ Comp Solutions Network Inc.

Travel Medical

■ ■ ■ ■ ■ Custom Assurance Placements Ltd. ■ ■ ■ ■ ■ TME Travel Insurance ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Innovation Growth Partners Specialty LLC

InsuranceHelper.com Lefebvre Insurance LLC

Sports & Wellness Insurance Sportunderwriters.com

Agri-Business Equipment Dealers

■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Virtue Risk Partners LLC

Farm Stores ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Feed Mills ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Agricultural Insurance Mgmt Services

Innovation Growth Partners Specialty LLC Philadelphia Insurance Companies

Virtue Risk Partners LLC

Innovation Growth Partners Specialty LLC Philadelphia Insurance Companies RT Specialty

Virtue Risk Partners LLC

Fertilizer Distributors

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Virtue Risk Partners LLC

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Apollo General Ins. Agency Inc. Gorst & Compass Insurance Guardian Insurance Wholesalers Inc.

Buses, Including Chartered Vehicles

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Cargo

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

5Star Specialty Programs National Indemnity Company Pacific Gateway Insurance Agency

Prime Insurance Company

5Star Specialty Programs

Commercial Sector Ins.Brokers, a Div. of SPG Wholesale Custom Assurance Placements Ltd.

Guardian Insurance Wholesalers Inc. MAXIMUM McLeckie Insurance Group National Indemnity Company Pacific Gateway Insurance Agency River Valley Underwriters Inc.

CIS Insurance Services - The Cannabis Insurance Co. Innovation Growth Partners Specialty LLC

Product Contamination/Recall

■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Virtue Risk Partners LLC

Product Distributors ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

CIS Insurance Services - The Cannabis Insurance Co. Innovation Growth Partners Specialty LLC Legacy Employer Concepts LLC Maverick Commercial Insurance Services

Arts & Antiques Art Gallery/Museum/Art Show ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Gateway Specialty Insurance

InsuranceHelper.com

Nonprofits Insurance Alliance

SPG Wholesale

www.insurancejournal.com

UFG Specialty

Courtesy Shuttles ■ ■ ■ ■ ■ Bristol West Insurance Group

■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Prime Insurance Company

Driving Schools

■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Dump Trucks

Gorst & Compass Insurance

Freight Broker / Forwarder

■ ■ ■ ■ ■ Transportation Risk Underwriters

Garage Liability ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

DMI Insurance Services Jencap - Locations Nationwide

Johnson & Johnson

Kinsale Insurance Company

Maverick Commercial Insurance Services

McLeckie Insurance Group National Indemnity Company

RPS

USASIA Insurance Services Walter General Agency (WGA)

Gasoline/Diesel Fuel Haulers

IAT Insurance Group Pacific Gateway Insurance Agency Sun Coast General Insurance Agency

Transportation Risk Underwriters

5Star Specialty Programs Apollo General Ins. Agency Inc. Bass Underwriters

Bristol West Insurance Group

Builders & Tradesmen’s Insurance Services (BTIS) Clear Marine Risk Solutions

Continental Underwriters Cosmetic Insurance Services, a division of EPIC Brokers FTP Inc. Jencap - Locations Nationwide

■ ■ ■ ■ ■ UFG Specialty ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Hired and Non-Owned Auto Liability - Monoline Bristol West Insurance Group

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

James River Insurance Company Maverick Commercial Insurance Services Sports & Wellness Insurance

Limousines ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

5Star Specialty Programs Gorst & Compass Insurance National Indemnity Company Pacific Gateway Insurance Agency South & Western General Agency Inc.

Mobilehome Transporters

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

MAXIMUM McLeckie Insurance Group MiniCo Insurance Agency, a Jencap Company National Indemnity Company Norman-Spencer Agency LLC Pacific Gateway Insurance Agency

Motorhome/RV Dealers

South & Western General Agency Inc.

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

RPS

Sports & Wellness Insurance

Western Surplus Lines Agency Inc. World Wide Specialty, a Div of Philadelphia Ins. Co’s

Commercial Auto Liability (only) ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Walter General Agency (WGA)

Western Surplus Lines Agency Inc.

Commercial Auto Liab. (Misc./Special Purpose)

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

National Indemnity Company Norman-Spencer Agency LLC Pacific Gateway Insurance Agency Sun Coast General Insurance Agency

Garbage Trucks

Grain Operators

Agricultural Insurance Mgmt Services Cannasure Insurance Services

Gorst & Compass Insurance

National Indemnity Company Pacific Gateway Insurance Agency

The Hartford

Transportation Risk Underwriters

Ascendant Insurance Solutions

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Bristol West Insurance Group

Food Delivery Vehicles ■ ■ ■ ■ ■ Bristol West Insurance Group

■ ■ ■ ■ ■ USASIA Insurance Services

Commercial Auto Liability & Physical Damage

Greenhouses

Apollo General Ins. Agency Inc.

Automatic Car Wash Services

■ ■ ■ ■ ■ Pacific Gateway Insurance Agency

Grain Elevators

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Philadelphia Insurance Companies

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Auto/Truck Rental Agencies

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Contractors Vehicles, Trucks

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Pacific Gateway Insurance Agency USG Insurance Services Inc.

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Fruit Packaging/Processing

■ ■ ■ ■ ■ Commercial Sector Ins.Brokers, a Div. of SPG Wholesale ■ ■ ■ ■ ■ Transportation Risk Underwriters

Guardian Insurance Wholesalers Inc. Jencap - Locations Nationwide

National Indemnity Company

Prime Insurance Company

River Valley Underwriters Inc.

■ ■ ■ ■ ■ DMI Insurance Services ■ ■ ■ ■ ■ McLeckie Insurance Group

Non Emergency Medical Transportation (NEMT) ■ ■ ■ ■ ■ RPS Healthcare

Non-Trucking Liability

Guardian Insurance Wholesalers Inc. International Transportation & Marine Agency Inc. True Transport Insure

UFG Specialty

Public Auto ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

5Star Specialty Programs

Gorst & Compass Insurance

National Indemnity Company Pacific Gateway Insurance Agency

RT Specialty

January 26, 2026 INSURANCE JOURNAL | 23

2026 Specialty Markets Directory, Winter Edition

Youth Sports Programs

■ ■ ■ ■ ■ Prime Insurance Company

■ ■ ■ ■ ■ Transportation Risk Underwriters

Legend: Legend:

East ■■ East

Midwest ■■ Midwest

Southeast ■■ Southeast

Texas/South Central Central ■■ Texas/South

Public Transportation ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

5Star Specialty Programs

CRC Insurance Services

National Indemnity Company Pacific Gateway Insurance Agency

Sand & Gravel Haulers

■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Johnson & Johnson ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

School Buses

■ ■ ■ ■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ School Bus Insurance Solutions (SBIS)

Motorcycles & Motor Scooters

■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ South & Western General Agency Inc.

Motorhome - Liability & Physical Damage ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online

Motorhomes/RVs

■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online

Nonstandard Personal Auto Liability & Phys Dmg ■ ■ ■ ■ ■ Bristol West Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ Risk Placement Services Sacramento ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Tire Dealers

Nonstandard Personal Auto Liability (only) ■ ■ ■ ■ ■ Bristol West Insurance Group

■ ■ ■ ■ ■ Gorst & Compass Insurance

Tow Trucks ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Arrowhead General Insurance Agency Inc. Gorst & Compass Insurance

New England Excess Exchange

Snowmobiles

RPS Smart Choice Express Markets

Travel Trailers & Campers

Pacific Gateway Insurance Agency Sun Coast General Insurance Agency 5Star Specialty Programs

Ascendant Insurance Solutions CRC Insurance Services DeCotis Specialty Insurance Executive Insurance Professionals, PLLC Gorst & Compass Insurance

Guardian Insurance Wholesalers Inc. International Transportation & Marine Agency Inc.

Jencap - Locations Nationwide Kinsale Insurance Company New England Excess Exchange Smart Choice Express Markets

Southwest Risk Transportation Risk Underwriters

Trucks--Intermediate Haul

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

5Star Specialty Programs

Guardian Insurance Wholesalers Inc. Jencap - Locations Nationwide Johnson & Johnson National Indemnity Company

New England Excess Exchange

Norman-Spencer Agency LLC Pacific Gateway Insurance Agency

River Valley Underwriters Inc. Smart Choice Express Markets

Trucks--Long Haul ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

5Star Specialty Programs

Amwins - 155+ Locations Worldwide Ascendant Insurance Solutions Gorst & Compass Insurance Guardian Insurance Wholesalers Inc.

Jencap - Locations Nationwide National Indemnity Company Pacific Gateway Insurance Agency

Prime Insurance Company

RT Specialty

■ ■ ■ ■ ■ Foremost Insurance Group

■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ RPS

■ ■ ■ ■ ■ BWI Aviation Insurance Agency ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc.

Aircraft Products Liability

■ ■ ■ ■ ■ BWI Aviation Insurance Agency ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ RT Specialty

Airplanes--Business/Corporate

■ ■ ■ ■ ■ BWI Aviation Insurance Agency ■ ■ ■ ■ ■ LIG Marine Managers

Airplanes--Private Pleasure

■ ■ ■ ■ ■ BWI Aviation Insurance Agency

Airport Owners/Operators Liability ■ ■ ■ ■ ■ BWI Aviation Insurance Agency ■ ■ ■ ■ ■ LIG Marine Managers

Prime Insurance Company Smart Choice Express Markets

Auto - Personal All Terrain Vehicles

■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Mexico Insurance Online

Antique & Classic Auto

■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Smart Choice Express Markets

Mobilehome - Liability & Physical Damage ■ ■ ■ ■ ■ Foremost Insurance Group

Motorcycle - Liability & Physical Damage ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Mexico Insurance Online

24 | INSURANCE JOURNAL January 26, 2026

Goldleaf Surety Services LLC

Transportation Risk Underwriters Wilkoff Bonds

Customs Bonds

■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ Goldleaf Surety Services LLC

Employee Benefit Plans Liability

■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins. Co’s

Excess Fidelity Bonds

■ ■ ■ ■ ■ Goldleaf Surety Services LLC ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries

Financial Institution Bond

■ ■ ■ ■ ■ Goldleaf Surety Services LLC

Financial Guarantee Bonds

■ ■ ■ ■ ■ Goldleaf Surety Services LLC ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ Wilkoff Bonds

Performance & Payment Bonds ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Apollo General Ins. Agency Inc. Goldleaf Surety Services LLC

Transportation Risk Underwriters

Wilkoff Bonds

Subdivision Bonds

Surety Bonds - Contractors

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Apollo General Ins. Agency Inc. Goldleaf Surety Services LLC

Transportation Risk Underwriters

Wilkoff Bonds

Surety Bonds - Misc. and Special Risks

■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services Inc. (BTIS) ■ ■ ■ ■ ■ Goldleaf Surety Services LLC ■ ■ ■ ■ ■ Transportation Risk Underwriters

Surety Bonds - Prof. Liability ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Goldleaf Surety Services LLC Innovation Growth Partners Specialty LLC ProSurance Group, a Div of One80 Intermediaries Wilkoff Bonds

Surety License Bonds

Apollo General Ins. Agency Inc.

Aviation (General)

Third Party Fidelity Coverage

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amwins - 155+ Locations Worldwide

BWI Aviation Insurance Agency

Kinsale Insurance Company

MacAfee & Edwards Inc. - MxRisk Insurance Services

Maverick Commercial Insurance Services

Crop Dusters

■ ■ ■ ■ ■ BWI Aviation Insurance Agency

Ferry Flights

■ ■ ■ ■ ■ BWI Aviation Insurance Agency

Hangar Keepers Liability

National Indemnity Company Pacific Gateway Insurance Agency

Apollo General Ins. Agency Inc.

Builders & Tradesmen’s Insurance Services (BTIS)

■ ■ ■ ■ ■ BWI Aviation Insurance Agency

Airshows

Fixed Base Operators

Amwins - 155+ Locations Worldwide Gorst & Compass Insurance Guardian Insurance Wholesalers Inc.

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Airports (Private)

Southwest Risk

5Star Specialty Programs

Contractor License Bonds

■ ■ ■ ■ ■ Goldleaf Surety Services LLC

Aviation Air Cargo

Smart Choice Express Markets

South & Western General Agency Inc.

Trucks--Short Haul ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

RV - Liability & Physical Damage

Maverick Commercial Insurance Services

Truckers General Liability ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■ ■ ■ ■ ■ Mexico Insurance Online

■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online

National Indemnity Company

(Italicized companies companies offer offer binding binding authority.) authority.) (Italicized

Not Available Available ■■ Not

Taxi Cabs

■ ■ ■ ■ ■ National Indemnity Company

2026 Specialty Markets Directory, Winter Edition

West ■■ West

■ ■ ■ ■ ■ BWI Aviation Insurance Agency ■ ■ ■ ■ ■ BWI Aviation Insurance Agency ■ ■ ■ ■ ■ LIG Marine Managers

Helicopters

■ ■ ■ ■ ■ BWI Aviation Insurance Agency ■ ■ ■ ■ ■ LIG Marine Managers

Hot Air Balloons ■ ■ ■ ■ ■ RPS

Unmanned Aerial Vehicles / Drones

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Brownyard Group

Cosmetic Insurance Services, a division of EPIC Brokers Goldleaf Surety Services LLC River Valley Underwriters Inc. Wilkoff Bonds Brownyard Group

Goldleaf Surety Services LLC

ProSurance Group, a Div of One80 Intermediaries World Wide Specialty, a Div of Philadelphia Ins. Co’s

Business Risks Active Shooter ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amalgamated Insurance Underwriters Innovation Growth Partners Specialty LLC Jimcor Agencies Professional Governmental Underwriters

Business Interruption

■ ■ ■ ■ ■ Berkley Luxury Group, a W.R. Berkley Company

Business Owners Policy ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Ascendant Insurance Solutions Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Executive Insurance Professionals, PLLC

Innovation Growth Partners Specialty LLC

One80 Intermediaries - Bigfoot Contract Binding

Prime Insurance Company

Victor Insurance Managers LLC

■ ■ ■ ■ ■ BWI Aviation Insurance Agency

Care Custody/Control Liability (P.D.)

Bonds Bankers Blanket Bond High Limits

Contingent Liability

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Innovation Growth Partners Specialty LLC J.B. Lloyd & Associates, A Member Company of US Risk

ProSurance Group, a Div of One80 Intermediaries

Wilkoff Bonds

Bankers Special Bond

■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries ■ ■ ■ ■ ■ Wilkoff Bonds

Commercial Crime Bond

■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ Goldleaf Surety Services LLC

■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins. Co’s ■ ■ ■ ■ ■ M&A Insurance Solutions LLC

Corporate Fiduciary Liability

■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Wilkoff Bonds

Cyber Risk ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Bass Underwriters

Berkley Luxury Group, a W.R. Berkley Company Brooks Insurance Agency Donald Gaddis Company Inc. Insurance Services

FTP Inc. Irwin Siegel Agency Jimcor Agencies

Kevin Davis Insurance Services

www.insurancejournal.com

Legend:

■ East

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■ Midwest

■ Southeast

■ Texas/South Central

MiniCo Insurance Agency, a Jencap Company

ProWriters Quadrant Insurance Managers R.E. Chaix & Associates Insurance Brokers RPS

■ ■ ■ ■ ■ SPG Wholesale ■ ■ ■ ■ ■ USASIA Insurance Services

Artisan Contractors

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amwins - 155+ Locations Worldwide

Asbestos Abatement Contractors

Employers Liability

Berkley Luxury Group, a W.R. Berkley Company Continental Underwriters CRC Insurance Services

World Wide Specialty, a Div of Philadelphia Ins. Co’s

Extended, Product Warranty & Service Contracts ■ ■ ■ ■ ■ JC Wilson Consulting Inc. ■ ■ ■ ■ ■ RPS

Fiduciary Liability

■ ■ ■ ■ ■ Wilkoff Bonds

Identity Theft

■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins. Co’s

In-Home Businesses

■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ South & Western General Agency Inc.

IT Consultants Errors & Omissions

■ ■ ■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ RPS Technology & Cyber

Legal Expense

■ ■ ■ ■ ■ M&A Insurance Solutions LLC

Limited Partnership Liability/Partnership ■ ■ ■ ■ ■ M&A Insurance Solutions LLC

Mergers & Acquisitions

■ ■ ■ ■ ■ M&A Insurance Solutions LLC

Reps and Warranties

■ ■ ■ ■ ■ M&A Insurance Solutions LLC ■ ■ ■ ■ ■ Unitas Financial Services

Sexual Abuse Liability

Innovation Growth Partners Specialty LLC Nonprofits Insurance Alliance

Arrowhead General Insurance Agency Inc.

Ascendant Insurance Solutions

Ashley General Agency Bass Underwriters Brecht & Associates Builders & Tradesmen’s Insurance Services (BTIS)

CID Insurance Programs Inc.

Donald Gaddis Company Inc. Insurance Services Executive Insurance Professionals, PLLC FTP Inc. Gorst & Compass Insurance

Great American Risk Solutions

Hull & Company

James River Insurance Company

Jencap - Locations Nationwide

Johnson & Johnson Joseph Krar & Associates Inc. Legacy Employer Concepts LLC Maverick Commercial Insurance Services

National Indemnity Company

Nationwide

NeitClem Wholesale Insurance Brokerage Inc.

New England Excess Exchange

Norman-Spencer Agency LLC One80 Intermediaries - Bigfoot Contract Binding Pacific Excess Insurance Marketing

Philadelphia Insurance Companies Prime Insurance Company

■ ■ ■ ■ ■ M&A Insurance Solutions LLC

Tax Insurance

■ ■ ■ ■ ■ M&A Insurance Solutions LLC

Transactional Risk

■ ■ ■ ■ ■ M&A Insurance Solutions LLC ■ ■ ■ ■ ■ Unitas Financial Services

Warranty Protection Coverage

■ ■ ■ ■ ■ M&A Insurance Solutions LLC

Contractors & Related Alarm Contractors ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

AMIS/Alliance Marketing & Insurance Services LLC

Ashley General Agency Brownyard Group

Executive Insurance Professionals, PLLC

Jencap - Locations Nationwide Nationwide RPS

Architects & Engineers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amwins - 155+ Locations Worldwide

Global Special Risks

Jencap - Locations Nationwide Johnson & Johnson Legacy Employer Concepts LLC RPS RT Specialty Specialty Wholesale Ins. Solution (SWIS), a Div of SPG

Target Professional Programs

Artisan Contractor Program ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Apollo General Ins. Agency Inc. Hinterland Insurance IAT Insurance Group

Nationwide

One80 Intermediaries - Bigfoot Contract Binding

www.insurancejournal.com

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Construction Liability ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Apollo General Ins. Agency Inc.

Builders & Tradesmen’s Insurance Services (BTIS) Hinterland Insurance Jencap - Locations Nationwide

Johnson & Johnson

Kinsale Insurance Company

NeitClem Wholesale Insurance Brokerage Inc. PartnerOne Environmental

REInsurePro

RT Specialty

Shield Commercial Insurance Services

Smart Choice Express Markets Specialty Wholesale Ins. Solution (SWIS), a Div of SPG

TAPCO Underwriters Inc.

UFG Specialty

Construction Managers

■ ■ ■ ■ ■ Philadelphia Insurance Companies

Construction Wrap-Ups

Amwins - 155+ Locations Worldwide Jencap - Locations Nationwide Specialty Wholesale Ins. Solution (SWIS), a Div of SPG

■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Eaton Professional Insurance Services

SPG Wholesale

Contractors Equipment

Specialty Wholesale Ins. Solution (SWIS), a Div of SPG Sun Coast General Insurance Agency

Vintage Underwriters Virtue Risk Partners LLC Walter General Agency (WGA) Western Surplus Lines Agency Inc. XPT Specialty Freberg Environmental Inc.

Builders Risk

■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins. Co’s

■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ Shield Commercial Insurance Services

Shield Commercial Insurance Services South & Western General Agency Inc.

RT Specialty

Specific Litigation

Synergy Professional Associates Inc. World Wide Specialty, a Div of Philadelphia Ins. Co’s

UFG Specialty

Concrete Pumpers

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Sexual Harassment Legal Expense

Quadrant Insurance Managers RPS Healthcare Sports & Wellness Insurance

Brecht & Associates National Indemnity Company Norman-Spencer Agency LLC Pacific Gateway Insurance Agency

Quirk & Company REInsurePro Risk Placement Services Sacramento River Valley Underwriters Inc. Roush Insurance Services Inc.

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Professional Program Ins. Brokerage, a Div of SPG Ins.

Concrete Mix-In-Transit

James River Insurance Company

Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental) Norman-Spencer Agency LLC

PartnerOne Environmental Philadelphia Insurance Companies

SPG Environmental Virtue Risk Partners LLC

SPG Environmental

Wrap Up Insurance Solutions

Contractors Design & Build Liability

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Admiral Insurance Group Ascendant Insurance Solutions

Construction Insurance Services LLC

First Choice Ins Intermediaries Nationwide

Norman-Spencer Agency LLC

Philadelphia Insurance Companies Quirk & Company River Valley Underwriters Inc.

RPS Smart Choice Express Markets

Western Surplus Lines Agency Inc.

Contractors Paper

■ ■ ■ ■ ■ Donald Gaddis Company Inc. Insurance Services ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ REInsurePro

Contractors Pollution Liability

Apollo General Ins. Agency Inc. Ashley General Agency

Johnson & Johnson MAXIMUM Nationwide

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

New England Excess Exchange

Crane & Rigging Contractors

RPS RT Specialty Specialty Wholesale Ins. Solution (SWIS), a Div of SPG

Custom Home Builders

Amwins - 155+ Locations Worldwide Ascendant Insurance Solutions

Bass Underwriters Builders & Tradesmen’s Insurance Services (BTIS) Canon Insurance Service

Commercial Sector Ins.Brokers, a Div. of SPG Wholesale CRC Insurance Services

DeCotis Specialty Insurance

Element22 Insurance Services Executive Insurance Professionals, PLLC Innovation Growth Partners Specialty LLC

Insight Risk Technologies

Jencap - Locations Nationwide

Jimcor Agencies

NeitClem Wholesale Insurance Brokerage Inc. PERse REInsurePro River Valley Underwriters Inc.

TAPCO Underwriters Inc. Vintage Underwriters Walter General Agency (WGA) XPT Specialty

Building Materials Dealers

■ ■ ■ ■ ■ Continental Underwriters

Cable Line Installers

■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ UFG Specialty

COC Program

Axon Underwriting LLC Freberg Environmental Inc.

Innovation Growth Partners Specialty LLC

James River Insurance Company

Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental)

Johnson & Johnson

Kinsale Insurance Company

Philadelphia Insurance Companies R.E. Chaix & Associates Insurance Brokers RT Specialty

Specialty Wholesale Ins. Solution (SWIS), a Div of SPG SPG Environmental USG Insurance Services Inc. Virtue Risk Partners LLC Western Surplus Lines Agency Inc.

■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ Construction Insurance Services LLC ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Brecht & Associates

Builders & Tradesmen’s Insurance Services Inc. (BTIS) James River Insurance Company NeitClem Wholesale Insurance Brokerage Inc.

R.E. Chaix & Associates Insurance Brokers REInsurePro River Valley Underwriters Inc. Shield Commercial Insurance Services

Southwest Risk

SPG Wholesale TAPCO Underwriters Inc. XPT Specialty

■ ■ ■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Southwest Risk

January 26, 2026 INSURANCE JOURNAL | 25

2026 Specialty Markets Directory, Winter Edition

Irwin Siegel Agency

■ ■ ■ ■ ■ Wilkoff Bonds ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins. Co’s

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ Southwest Risk

Care Providers Insurance Services

RPS Technology & Cyber Transportation Risk Underwriters World Wide Specialty, a Div of Philadelphia Ins. Co’s

(Italicized companies offer binding authority.)

■ Not Available

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Employee Benefit Plans Liability

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■ West

Legend: Legend:

■■ East East

■■ Midwest Midwest

■■ Southeast Southeast

■■ Texas/South Texas/South Central Central

Demolition Contractors Liability ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Philadelphia Insurance Companies

General Contractors - Residential

Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental) Norman-Spencer Agency LLC

Walter General Agency (WGA)

Arrowhead General Insurance Agency Inc.

Builders & Tradesmen’s Insurance Services Inc. (BTIS) Great American Risk Solutions

Jencap - Locations Nationwide

Legacy Employer Concepts LLC PartnerOne Environmental Philadelphia Insurance Companies

REInsurePro Shield Commercial Insurance Services

Smart Choice Express Markets UFG Specialty

2026 Specialty Markets Directory, Winter Edition

Environmental Contractors ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access E&S Insurance Services Amwins - 155+ Locations Worldwide

Axon Underwriting LLC

Commercial Sector Ins.Brokers, a Div. of SPG Wholesale

Global Special Risks

James River Insurance Company

Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental) Joseph Krar & Associates Inc.

Maverick Commercial Insurance Services

Norman-Spencer Agency LLC

PartnerOne Environmental

Philadelphia Insurance Companies

Quadrant Insurance Managers R.E. Chaix & Associates Insurance Brokers Roush Insurance Services Inc. RT Specialty Smart Choice Express Markets Specialty Wholesale Ins. Solution (SWIS), a Div of SPG SPG Environmental Virtue Risk Partners LLC

Fire Sprinkler Contractors ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

AMIS/Alliance Marketing & Insurance Services LLC Amwins - 155+ Locations Worldwide Great American Risk Solutions Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental)

RelMark Program Managers

Southwest Risk

Fire/Water Restoration ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

TAPCO Underwriters Inc.

Jimcor Agencies Nationwide

James River Insurance Company

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

UFG Specialty

USG Insurance Services Inc. Victor Insurance Managers LLC Vintage Underwriters Walter General Agency (WGA) XPT Specialty Ashley General Agency

BBSI

Builders & Tradesmen’s Insurance Services (BTIS) CRC Insurance Services Gorst & Compass Insurance

James River Insurance Company

Jencap - Locations Nationwide Jimcor Agencies

Maverick Commercial Insurance Services NeitClem Wholesale Insurance Brokerage Inc.

Framers

Admiral Insurance Group Amwins - 155+ Locations Worldwide

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

IAT Insurance Group

Innovation Growth Partners Specialty LLC James River Insurance Company Legacy Employer Concepts LLC Specialty Wholesale Ins. Solution (SWIS), a Div of SPG

TAPCO Underwriters Inc.

House Moving Contractors ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Builders & Tradesmen’s Insurance Services (BTIS) Gorst & Compass Insurance

New England Excess Exchange

Risk Placement Services Sacramento Shield Commercial Insurance Services SPG Wholesale TAPCO Underwriters Inc. USASIA Insurance Services

Jencap - Locations Nationwide Jimcor Agencies

Legacy Employer Concepts LLC Maverick Commercial Insurance Services MAXIMUM Nationwide

NeitClem Wholesale Insurance Brokerage Inc. Norman-Spencer Agency LLC

PartnerOne Environmental Philadelphia Insurance Companies

Quadrant Insurance Managers REInsurePro River Valley Underwriters Inc. Roush Insurance Services Inc.

RPS

Shield Commercial Insurance Services

Southwest Risk Specialty Wholesale Ins. Solution (SWIS), a Div of SPG

SPG Environmental

SPG Wholesale

26 | INSURANCE JOURNAL January 26, 2026

Brecht & Associates Great American Risk Solutions James River Insurance Company

Jimcor Agencies

Legacy Employer Concepts LLC NeitClem Wholesale Insurance Brokerage Inc. New England Excess Exchange

Norman-Spencer Agency LLC

Norman-Spencer International Inc. PartnerOne Environmental

Philadelphia Insurance Companies Prime Insurance Company

REInsurePro Shield Commercial Insurance Services

Smart Choice Express Markets Southwest Risk Specialty Wholesale Ins. Solution (SWIS), a Div of SPG

USG Insurance Services Inc. Vintage Underwriters Walter General Agency (WGA)

■ ■ ■ ■ ■ Construction Insurance Services LLC ■ ■ ■ ■ ■ R.E. Chaix & Associates Insurance Brokers

Social Service

■ ■ ■ ■ ■ Irwin Siegel Agency

Swimming Pool Contractors

James River Insurance Company Jencap - Locations Nationwide Risk Placement Services Sacramento

Toxic Mold Liability

Brownyard Group

Builders & Tradesmen’s Insurance Services Inc. (BTIS) Gorst & Compass Insurance

IAT Insurance Group

Legacy Employer Concepts LLC Nationwide New England Excess Exchange

Philadelphia Insurance Companies

Shield Commercial Insurance Services USASIA Insurance Services Vintage Underwriters Virtue Risk Partners LLC

Apollo General Ins. Agency Inc.

Gorst & Compass Insurance

James River Insurance Company

Admiral Insurance Group Amwins - 155+ Locations Worldwide

Ashley General Agency Bass Underwriters

Landscaping

■ ■ ■ ■ ■ Global Special Risks

Marine Contractors

Executive Insurance Professionals, PLLC

REInsurePro Risk Placement Services Sacramento Roush Insurance Services Inc. Shield Commercial Insurance Services Walter General Agency (WGA)

Land Surveyors

Brecht & Associates Builders & Tradesmen’s Insurance Services (BTIS) CRC Insurance Services

BBSI

James River Insurance Company Legacy Employer Concepts LLC Nationwide NeitClem Wholesale Insurance Brokerage Inc.

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Ashley General Agency Bass Underwriters

Great American Risk Solutions

Hinterland Insurance IAT Insurance Group

Scaffolding Risks

Hospitality

Lead Abatement Contractors

■ ■ ■ ■ ■ James River Insurance Company

Roofers

Bass Underwriters Brecht & Associates DeCotis Specialty Insurance

Janitorial

TAPCO Underwriters Inc. USG Insurance Services Inc. Victor Insurance Managers LLC Walter General Agency (WGA) XPT Specialty

General Contractors - Commercial

Fireworks Display Contractors Risk

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■ ■ ■ ■ ■ Apollo General Ins. Agency Inc.

Southwest Risk Specialty Wholesale Ins. Solution (SWIS), a Div of SPG

■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ Shield Commercial Insurance Services

Legacy Employer Concepts LLC PartnerOne Environmental

Remodeling Contractors

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Norman-Spencer Agency LLC Quirk & Company REInsurePro Risk Placement Services Sacramento River Valley Underwriters Inc. Shield Commercial Insurance Services

Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental)

(Italicized (Italicized companies companies offer offer binding binding authority.) authority.)

■■ Not Not Available Available

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Apollo General Ins. Agency Inc.

Electricians ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■■ West West

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Freberg Environmental Inc.

James River Insurance Company

Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental)

PartnerOne Environmental Philadelphia Insurance Companies

SPG Environmental

Bass Underwriters Global Special Risks

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Shield Commercial Insurance Services Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental)

PartnerOne Environmental Philadelphia Insurance Companies

SPG Environmental

Utility Industry

■ ■ ■ ■ ■ Norman-Spencer Agency LLC

X.C.U. (Contractors) Liability

■ ■ ■ ■ ■ Western Surplus Lines Agency Inc.

Directors & Officers Liability Associations ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Berkley Select | a Berkley Company Charity First Insurance Services Inc.

Distinguished Programs

Gateway Specialty Insurance Innovation Growth Partners Specialty LLC Irwin Siegel Agency

Kevin Davis Insurance Services

Maverick Commercial Insurance Services Nonprofits Insurance Alliance Professional Insurance Concepts

Starwind Community Associations

JSM Brokerage Insurance and Risk Management

Boards of Education

Legacy Employer Concepts LLC

Chambers of Commerce

Kinsale Insurance Company

Outside Contractors All

■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ Vintage Underwriters

Plumbers

■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ UFG Specialty

Property--Real, Personal & Business Income ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ TAPCO Underwriters Inc.

■ ■ ■ ■ ■ Allsouth Professional Liability ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Berkley Select | a Berkley Company Charity First Insurance Services Inc. Gateway Specialty Insurance

Indemnity Excess & Surplus Agency Inc.

Irwin Siegel Agency

Condominiums

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Bass Underwriters Distinguished Programs

Innovation Growth Partners Specialty LLC Johnson & Johnson

Kevin Davis Insurance Services

Pacific Excess Insurance Marketing Specialty Wholesale Ins. Solution (SWIS), a Div of SPG

Starwind Community Associations The McGowan Companies

www.insurancejournal.com

Legend:

■ East

Crime

■ Midwest

■ Southeast

■ Texas/South Central

AMIS/Alliance Marketing & Insurance Services LLC Berkley Select | a Berkley Company Brooks Insurance Agency Cosmetic Insurance Services, a division of EPIC Brokers

Distinguished Programs

Hudson Insurance Group / Hudson Pro (TM) Innovation Growth Partners Specialty LLC

Kevin Davis Insurance Services

Professional Insurance Concepts

RPS Technology & Cyber Starwind Community Associations

Wilkoff Bonds

D&O (General)

5Star Specialty Programs

Access E&S Insurance Services Allsouth Professional Liability AMIS/Alliance Marketing & Insurance Services LLC Amwins - 155+ Locations Worldwide

Axon Underwriting LLC

Berkley Select | a Berkley Company Brooks Insurance Agency Charity First Insurance Services Inc. Cooper & McCloskey Inc. Cosmetic Insurance Services, a division of EPIC Brokers CRC Insurance Services Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services First Choice Ins Intermediaries Hudson Insurance Group / Hudson Pro (TM) Hull & Company

Indemnity Excess & Surplus Agency Inc.

Innovation Growth Partners Specialty LLC Irwin Siegel Agency Jencap - Locations Nationwide Jimcor Agencies Johnson & Johnson Joseph Krar & Associates Inc.

Kinsale Insurance Company

MAXIMUM NeitClem Wholesale Insurance Brokerage Inc. Professional Insurance Concepts ProWriters Quadrant Insurance Managers R.E. Chaix & Associates Insurance Brokers Roush Insurance Services Inc.

RPS Technology & Cyber RT Specialty

South & Western General Agency Inc.

Starwind Community Associations The McGowan Companies World Wide Specialty, a Div of Philadelphia Ins. Co’s

Employer`s Professional Liability ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

5Star Specialty Programs

Homeowners Associations ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Ashley General Agency

Starwind Community Associations

Stand Alone Earthquake

Eaton Professional Insurance Services Executive Insurance Professionals, PLLC Gateway Specialty Insurance

Indemnity Excess & Surplus Agency Inc.

Innovation Growth Partners Specialty LLC Professional Insurance Concepts

Nonprofit Organizations

Allsouth Professional Liability AMIS/Alliance Marketing & Insurance Services LLC Ashley General Agency Berkley Select | a Berkley Company Brooks Insurance Agency Charity First Insurance Services Inc. Cooper & McCloskey Inc. Donald Gaddis Company Inc. Insurance Services Gateway Specialty Insurance Hudson Insurance Group / Hudson Pro (TM)

Indemnity Excess & Surplus Agency Inc.

Innovation Growth Partners Specialty LLC

Irwin Siegel Agency

Jencap - Locations Nationwide Maverick Commercial Insurance Services

Negley Associates

New England Excess Exchange Nonprofits Insurance Alliance Professional Insurance Concepts Quadrant Insurance Managers R.E. Chaix & Associates Insurance Brokers RT Specialty Smart Choice Express Markets SPG Wholesale

Private Company

Access E&S Insurance Services Berkley Select | a Berkley Company Cooper & McCloskey Inc. Cosmetic Insurance Services, a division of EPIC Brokers Innovation Growth Partners Specialty LLC Jencap - Locations Nationwide Professional Insurance Concepts Quadrant Insurance Managers

Public Officials

Allsouth Professional Liability

AMIS/Alliance Marketing & Insurance Services LLC Brooks Insurance Agency Charity First Insurance Services Inc. CRC Insurance Services Hudson Insurance Group / Hudson Pro (TM) Innovation Growth Partners Specialty LLC Jencap - Locations Nationwide

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Professional Insurance Concepts ProWriters

Youth Sport Leagues

Kinsale Insurance Company

Access One80 Arrowhead General Insurance Agency Inc.

Kevin Davis Insurance Services

Charity First Insurance Services Inc.

Distinguished Programs

■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Professional Insurance Concepts

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Earthquake/DIC ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Bass Underwriters

Kidnap/Ransom

(Italicized companies offer binding authority.)

■ Not Available

Apex

Innovation Growth Partners Specialty LLC Jencap - Locations Nationwide

Professional Governmental Underwriters

Venture Capitalists

■ ■ ■ ■ ■ Axon Underwriting LLC ■ ■ ■ ■ ■ Cooper & McCloskey Inc.

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Cosmetic Insurance Services, a division of EPIC Brokers CRC Insurance Services Gorst & Compass Insurance

Hinterland Insurance

Innovation Growth Partners Specialty LLC Maverick Commercial Insurance Services NeitClem Wholesale Insurance Brokerage Inc.

Poulton Associates

Element22 Insurance Services

Hinterland Insurance

MAXIMUM

Poulton Associates

R.E. Chaix & Associates Insurance Brokers

Walter General Agency (WGA)

Entertainment/Live Performance Cancellation ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Sportunderwriters.com

Concerts ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

American Specialty Insurance & Risk Services Inc.

BUA LLC

Innovation Growth Partners Specialty LLC

InsuranceHelper.com James Klein Insurance

Sportunderwriters.com

Entertainment (General) ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

American Specialty Insurance & Risk Services Inc. Amwins - 155+ Locations Worldwide Innovation Growth Partners Specialty LLC

InsuranceHelper.com James Klein Insurance

Kinsale Insurance Company Event Planners/Producers ■ ■ ■ ■ ■ InsuranceHelper.com

Event Weather Insurance

■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Film & TV Producers Indemnity (Cast)

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Live Theatrical Risks

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ InsuranceHelper.com

Media Special Perils

■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG Ins.

Non-Appearance

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Terrorism/Active Assailant

■ ■ ■ ■ ■ Amalgamated Insurance Underwriters ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Weather

■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Sportunderwriters.com

RPS Technology & Cyber

■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■ ■ ■ ■ Charity First Insurance Services Inc.

Starwind Community Associations

ESOP Companies

Earthquake & Related Earthquake & Land Failure

Environmental Agricultural Dealers

Fiduciary Liability

Earthquake--Commercial

Alternative Energy Plants

RT Specialty South & Western General Agency Inc.

■ ■ ■ ■ ■ Professional Insurance Concepts ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

5Star Specialty Programs

Brooks Insurance Agency Cosmetic Insurance Services, a division of EPIC Brokers Hudson Insurance Group / Hudson Pro (TM) Innovation Growth Partners Specialty LLC Jencap - Locations Nationwide Professional Insurance Concepts Quadrant Insurance Managers Wilkoff Bonds

World Wide Specialty, a Div of Philadelphia Ins. Co’s

Financial Institutions ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

5Star Specialty Programs

Axon Underwriting LLC Brooks Insurance Agency Cooper & McCloskey Inc. Hudson Insurance Group / Hudson Pro (TM) Innovation Growth Partners Specialty LLC Jencap - Locations Nationwide M&A Insurance Solutions LLC Professional Insurance Concepts ProWriters RT Specialty Specialty Wholesale Ins. Solution (SWIS), a Div of SPG

www.insurancejournal.com

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

PERse

Element22 Insurance Services

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Innovation Growth Partners Specialty LLC

Battery Storage Projects

Johnson & Johnson Pacific Excess Insurance Marketing

Disposal Sites Non-Owned

Amwins - 155+ Locations Worldwide

Canon Insurance Service Hinterland Insurance

James River Insurance Company Poulton Associates

R.E. Chaix & Associates Insurance Brokers

RT Specialty SPG Wholesale TAPCO Underwriters Inc.

XPT Specialty

Earthquake--Residential ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■ ■ ■ ■ ■ Philadelphia Insurance Companies

Amwins - 155+ Locations Worldwide

Arrowhead General Insurance Agency Inc. Canon Insurance Service

Innovation Growth Partners Specialty LLC Johnson & Johnson

Poulton Associates REInsurePro RT Specialty SPG Wholesale TAPCO Underwriters Inc.

Philadelphia Insurance Companies RT Specialty

UCPM

■ ■ ■ ■ ■ PERse ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

PartnerOne Environmental Philadelphia Insurance Companies

SPG Environmental UCPM

Environmental Impairment Liability ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access E&S Insurance Services

Freberg Environmental Inc. Global Special Risks

James River Insurance Company Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental) PartnerOne Environmental Philadelphia Insurance Companies

SPG Environmental Starwind Community Associations

Target Managers Insurance Services

Virtue Risk Partners LLC

January 26, 2026 INSURANCE JOURNAL | 27

2026 Specialty Markets Directory, Winter Edition

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Environmental Risks ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access E&S Insurance Services Apollo General Ins. Agency Inc. Ashley General Agency

Axon Underwriting LLC

CRC Insurance Services DeCotis Specialty Insurance

Freberg Environmental Inc. Global Special Risks

James Klein Insurance

James River Insurance Company

Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental) Maverick Commercial Insurance Services NeitClem Wholesale Insurance Brokerage Inc. PartnerOne Environmental Philadelphia Insurance Companies River Valley Underwriters Inc. Roush Insurance Services Inc. Specialty Wholesale Ins. Solution (SWIS), a Div of SPG

SPG Environmental SPG Wholesale

Target Managers Insurance Services

UCPM USASIA Insurance Services USG Insurance Services Inc. Virtue Risk Partners LLC

XPT Specialty

Geothermal Energy Projects

2026 Specialty Markets Directory, Winter Edition

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Global Special Risks

James River Insurance Company

PERse

Philadelphia Insurance Companies

UCPM Virtue Risk Partners LLC

Hazardous Waste Hauling ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amwins - 155+ Locations Worldwide

Axon Underwriting LLC

BBSI

Freberg Environmental Inc. Pacific Gateway Insurance Agency SPG Environmental Target Managers Insurance Services UCPM

Hazardous Waste Storage & Disposal Facilities ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Freberg Environmental Inc.

James River Insurance Company Philadelphia Insurance Companies

SPG Environmental

Target Managers Insurance Services

UCPM Virtue Risk Partners LLC

Hydro Energy Projects ■ ■ ■ ■ ■ PERse ■ ■ ■ ■ ■ UCPM

Landfills (Sanitary) ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Freberg Environmental Inc.

Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental) Philadelphia Insurance Companies

SPG Environmental

Lenders Environmental Cost

■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ SPG Environmental ■ ■ ■ ■ ■ UCPM

Mining Operations

■ ■ ■ ■ ■ Commercial Sector Ins.Brokers, a Div. of SPG Wholesale ■ ■ ■ ■ ■ James River Insurance Company

Non-Hazardous Waste Hauling

■ ■ ■ ■ ■ Axon Underwriting LLC ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Pollution (General)

Axon Underwriting LLC

Donald Gaddis Company Inc. Insurance Services Indemnity Excess & Surplus Agency Inc. Innovation Growth Partners Specialty LLC

James River Insurance Company

Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental)

NeitClem Wholesale Insurance Brokerage Inc. PartnerOne Environmental

Philadelphia Insurance Companies Quadrant Insurance Managers

RT Specialty SPG Environmental UCPM Virtue Risk Partners LLC

Pollution Above Ground ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Freberg Environmental Inc. Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental)

Philadelphia Insurance Companies

SPG Environmental UCPM

28 | INSURANCE JOURNAL January 26, 2026

■ West

Pollution Clean Up Indemnity ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Freberg Environmental Inc. Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental)

Philadelphia Insurance Companies

SPG Environmental Virtue Risk Partners LLC

Pollution Liability ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access E&S Insurance Services Amwins - 155+ Locations Worldwide

Apex

Apollo General Ins. Agency Inc.

Axon Underwriting LLC

Commercial Sector Ins.Brokers, a Div. of SPG Wholesale Innovation Growth Partners Specialty LLC James Klein Insurance James River Insurance Company

Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental)

Johnson & Johnson

Kinsale Insurance Company

M&A Insurance Solutions LLC MAXIMUM PartnerOne Environmental Philadelphia Insurance Companies River Valley Underwriters Inc.

SPG Environmental UCPM Virtue Risk Partners LLC

Real Estate Owner Asbestos Abatement ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Freberg Environmental Inc. Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental)

PartnerOne Environmental

SPG Environmental UCPM

Solar Energy Products and Installers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Axon Underwriting LLC

James River Insurance Company

Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental) PERse

Philadelphia Insurance Companies RT Specialty

Shield Commercial Insurance Services UCPM

Underground Fuel Tank Pollution Liability

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Apex

Apollo General Ins. Agency Inc.

Axon Underwriting LLC Freberg Environmental Inc.

Innovation Growth Partners Specialty LLC

Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental)

Philadelphia Insurance Companies

UCPM

Underground Storage Tanks ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Apollo General Ins. Agency Inc.

Axon Underwriting LLC

First Choice Ins Intermediaries

Freberg Environmental Inc.

Innovation Growth Partners Specialty LLC

Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental)

Kinsale Insurance Company

PartnerOne Environmental Philadelphia Insurance Companies

UCPM USG Insurance Services Inc. Virtue Risk Partners LLC

Wind Energy Projects ■ ■ ■ ■ ■ PERse ■ ■ ■ ■ ■ UCPM

Equipment/Machinery/Tools Agricultural Equipment ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Agricultural Insurance Mgmt Services Global Special Risks Gridiron Insurance Underwriters Inc.

Innovation Growth Partners Specialty LLC

Boiler & Machinery (High Value Objects) ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Agricultural Insurance Mgmt Services

Berkley Luxury Group, a W.R. Berkley Company

MiniCo Insurance Agency, a Jencap Company PERse Starwind Community Associations

Computer Equipment

■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc.

Equipment Dealers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

(Italicized companies offer binding authority.)

■ Not Available

Admiral Insurance Group Ashley General Agency

Construction Insurance Services LLC

Firearms

■ ■ ■ ■ ■ Joseph Chiarello & Co ; Firearms Business Insurance ■ ■ ■ ■ ■ Kinsale Insurance Company

Food Processors

■ ■ ■ ■ ■ UFG Specialty

Forestry Equipment

■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Continental Underwriters ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Logging Operations

■ ■ ■ ■ ■ Continental Underwriters ■ ■ ■ ■ ■ New England Excess Exchange

Mechanical Breakdown & Extended Warranty

■ ■ ■ ■ ■ MiniCo Insurance Agency, a Jencap Company

Medical Equipment Dealer

■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ LifeScienceRisk

Excess Coverage Employers Excess Indemnity

■ ■ ■ ■ ■ Comp Solutions Network Inc.

Excess Auto Liability Commercial ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jimcor Agencies

Excess Auto Liability Personal

■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Excess E&O ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Innovation Growth Partners Specialty LLC James River Insurance Company Professional Underwriters Agency (PUA)

ProSurance Group, a Div of One80 Intermediaries

Quadrant Insurance Managers Synergy Professional Associates Inc.

World Wide Specialty, a Div of Philadelphia Ins. Co’s

Excess Flood ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Element22 Insurance Services

Flood Risk Solutions Inc. Flow Insurance Services

James River Insurance Company Johnson & Johnson

Poulton Associates SPG Wholesale Starwind Community Associations

Excess Liability Commercial ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

AMIS/Alliance Marketing & Insurance Services LLC Apollo General Ins. Agency Inc. Brecht & Associates

Brownyard Group Builders & Tradesmen’s Insurance Services (BTIS)

Canon Insurance Service

Construction Insurance Services LLC DeCotis Specialty Insurance Distinguished Programs Euclid Life Science Specialty LLC Global Special Risks Gorst & Compass Insurance

Great American Risk Solutions

Gridiron Insurance Underwriters Inc. Hinterland Insurance

Innovation Growth Partners Specialty LLC

Integrated Specialty Coverages (ISC) James Klein Insurance James River Insurance Company Jamison Risk Services Jencap - Locations Nationwide Kevin Davis Insurance Services Maverick Commercial Insurance Services Nationwide

Norman-Spencer Agency LLC One80 Intermediaries - Bigfoot Contract Binding Pacific Excess Insurance Marketing

Philadelphia Insurance Companies Quadrant Insurance Managers R.E. Chaix & Associates Insurance Brokers RelMark Program Managers

River Valley Underwriters Inc. Roush Insurance Services Inc. RPS Technology & Cyber RT Specialty Shield Commercial Insurance Services Signature Specialty, LP

Sports & Wellness Insurance

TAPCO Underwriters Inc. The McGowan Companies

UFG Specialty Vintage Underwriters

Virtue Risk Partners LLC Walter General Agency (WGA) World Wide Specialty, a Div of Philadelphia Ins. Co’s

XPT Specialty

UFG Specialty

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Excess Liability Personal

■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ RT Specialty

Excess Malpractice

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Jamison Risk Services

Farm & Animal Commercial Risks Dairies

Forced Placed & Foreclosure Property

Equestrian & Equine-Related Business

Investment Advisors

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ South & Western General Agency Inc. Agricultural Insurance Mgmt Services Equine Insurance Specialists LLC James Klein Insurance

Innovation Growth Partners Specialty LLC Jamison Risk Services Synergy Professional Associates Inc.

Horse Breeders/Boarders

Negley Associates

RT Specialty

Excess Maritime Employers Liability ■ ■ ■ ■ ■ LIG Marine Managers

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ Risk Placement Services Sacramento

Excess Professional Liability

Horse Farms

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Axon Underwriting LLC Balance Partners - Maven

Berkley Select | a Berkley Company Euclid Life Science Specialty LLC Innovation Growth Partners Specialty LLC James River Insurance Company Jamison Risk Services

Kinsale Insurance Company

Number One Insurance Agency Professional Insurance Concepts Professional Underwriters Agency (PUA)

ProSurance Group, a Div of One80 Intermediaries

Quadrant Insurance Managers

Synergy Professional Associates Inc.

Excess Property Commercial ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ UFG Specialty ■ ■ ■ ■ ■ Victor Insurance Managers LLC

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ James Klein Insurance

Livestock Comm. Feedlot Reporting Farm ■ ■ ■ ■ ■ The Hartford

Livestock Haulers

■ ■ ■ ■ ■ The Hartford

Livestock--Care, Custody or Control

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ The Hartford

Racehorses

■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance

Midwest Employers Casualty

Umbrella Liability Commercial

Access E&S Insurance Services Admiral Insurance Group AMIS/Alliance Marketing & Insurance Services LLC Ashley General Agency

Bass Underwriters

Berkley Luxury Group, a W.R. Berkley Company CID Insurance Programs Inc.

Construction Insurance Services LLC

Continental Underwriters Cosmetic Insurance Services, a division of EPIC Brokers

Distinguished Programs

Executive Insurance Professionals, PLLC Great American Risk Solutions

Rodeos & Horse Shows

Saddle Animal Liability

■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance

Farm & Ranch Owners Cannabis / Marijuana Growers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Cannasure Insurance Services

CIS Insurance Services - The Cannabis Insurance Co. DeCotis Specialty Insurance FTP Inc.

Jencap - Locations Nationwide Jimcor Agencies

Legacy Employer Concepts LLC New England Excess Exchange R.E. Chaix & Associates Insurance Brokers

Commercial Agribusiness

Agricultural Insurance Mgmt Services

Irwin Siegel Agency

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Jencap - Locations Nationwide

Farm & Ranch Owners Equipment

LIG Marine Managers MiniCo Insurance Agency, a Jencap Company

Farm & Ranch Owners Liability (only)

Hull & Company

Indemnity Excess & Surplus Agency Inc.

Integrated Specialty Coverages (ISC) James Klein Insurance

Joseph Krar & Associates Inc.

Number One Insurance Agency Prime Insurance Company

RPS Technology & Cyber

Southwest Risk

Specialty Wholesale Ins. Solution (SWIS), a Div of SPG SPG Wholesale

Sports & Wellness Insurance

Starwind Community Associations The McGowan Companies USG Insurance Services Inc. Vintage Underwriters Walter General Agency (WGA)

Umbrella Liability Personal

DeCotis Specialty Insurance Hull & Company

Number One Insurance Agency Prime Insurance Company Risk Placement Services Sacramento

RT Specialty South & Western General Agency Inc. SPG Wholesale

Workers’ Comp

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Horse Mortality Surgical & Medical

Great American Risk Solutions Jencap - Locations Nationwide

Gray Specialty

■ ■ ■ ■ ■ Gray Specialty ■ ■ ■ ■ ■ Great American Risk Solutions

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

BBSI

Equine Insurance Specialists LLC South & Western General Agency Inc.

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC

Self-Insured Risks

Agricultural Insurance Mgmt Services

Apollo General Ins. Agency Inc. BBSI Comp Solutions Network Inc. Gray Specialty

Legacy Employer Concepts LLC

LIG Marine Managers Shield Commercial Insurance Services

www.insurancejournal.com

BBSI Innovation Growth Partners Specialty LLC Legacy Employer Concepts LLC Maverick Commercial Insurance Services

■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Joseph Krar & Associates Inc.

FRO Package

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

James Klein Insurance

Risk Placement Services Sacramento River Valley Underwriters Inc.

RPS

South & Western General Agency Inc.

Product Contamination/Recall

■ ■ ■ ■ ■ CIS Insurance Services - The Cannabis Insurance Co. ■ ■ ■ ■ ■ Cooper & McCloskey Inc.

Financial Institution Services Collateral Protection Insurance

■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Co. of US Risk ■ ■ ■ ■ ■ M&A Insurance Solutions LLC ■ ■ ■ ■ ■ Unitas Financial Services

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Innovation Growth Partners Specialty LLC

J.B. Lloyd & Associates, A Member Co. of US Risk REInsurePro Unitas Financial Services

■ ■ ■ ■ ■ Donald Gaddis Company Inc. Insurance Services ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries

Lenders Simple Interest/VSI/BSI

■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Co. of US Risk ■ ■ ■ ■ ■ Unitas Financial Services

Private Equity

■ ■ ■ ■ ■ M&A Insurance Solutions LLC ■ ■ ■ ■ ■ Unitas Financial Services

Flood & Related Flood Districts

■ ■ ■ ■ ■ Poulton Associates ■ ■ ■ ■ ■ reThought Flood

Flood--Commercial ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access One80

Amwins - 155+ Locations Worldwide Ascendant Insurance Solutions

Bass Underwriters

Cosmetic Insurance Services, a division of EPIC Brokers DeCotis Specialty Insurance

Element22 Insurance Services Flood Risk Solutions Inc. Flow Insurance Services FTP Inc. Gridiron Insurance Underwriters Inc. Hinterland Insurance

Innovation Growth Partners Specialty LLC

Jencap - Locations Nationwide Jimcor Agencies

Johnson & Johnson Maverick Commercial Insurance Services MAXIMUM Number One Insurance Agency Pacific Excess Insurance Marketing

Poulton Associates REInsurePro reThought Flood Starwind Community Associations

Flood--Personal ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access One80

Amwins - 155+ Locations Worldwide Ascendant Insurance Solutions

BUA LLC Flood Risk Solutions Inc. Flow Insurance Services Foremost Insurance Group FTP Inc. Gridiron Insurance Underwriters Inc. Hinterland Insurance

Innovation Growth Partners Specialty LLC

Jimcor Agencies

Johnson & Johnson New England Excess Exchange Number One Insurance Agency

Poulton Associates reThought Flood RT Specialty

Foreign Coverages Foreign ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Cosmetic Insurance Services, a division of EPIC Brokers

Euclid Life Science Specialty LLC MacAfee & Edwards Inc. - MxRisk Insurance Svcs Mexpro.com / NFP

International ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Custom Assurance Placements Ltd. International Citizens Insurance

MacAfee & Edwards Inc. - MxRisk Insurance Svcs

Mexico Insurance Online

Mexpro.com / NFP RT Specialty

USASIA Insurance Services

International Medical, Disability, Life

Diversified Financial Products

■ ■ ■ ■ ■ Custom Assurance Placements Ltd. ■ ■ ■ ■ ■ International Citizens Insurance ■ ■ ■ ■ ■ TME Travel Insurance

Financial Institutions

International Visitors & Travelers Medical

■ ■ ■ ■ ■ M&A Insurance Solutions LLC ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Innovation Growth Partners Specialty LLC J.B. Lloyd & Associates, A Member Company of US Risk Jencap - Locations Nationwide M&A Insurance Solutions LLC

ProSurance Group, a Div of One80 Intermediaries RT Specialty Unitas Financial Services

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Custom Assurance Placements Ltd. International Citizens Insurance

Mexpro.com / NFP

TME Travel Insurance

Mexican Commercial Lines

■ ■ ■ ■ ■ MacAfee & Edwards Inc. - MxRisk Insurance Svcs

January 26, 2026 INSURANCE JOURNAL | 29

2026 Specialty Markets Directory, Winter Edition

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Apex

Self-Insured Excess Coverage

(Italicized companies offer binding authority.)

■ Not Available

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Excess Malpractice & Professional Liability ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Mexican Personal Lines

■ ■ ■ ■ ■ MacAfee & Edwards Inc. - MxRisk Insurance Svcs ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ Mexpro.com / NFP

Mexican Tourist Auto

■ ■ ■ ■ ■ MacAfee & Edwards Inc. - MxRisk Insurance Svcs ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ Mexpro.com / NFP

Travel Medical ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Custom Assurance Placements Ltd.

Mexico Insurance Online Mexpro.com / NFP

TME Travel Insurance

Garage Auto Dealers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access One80

Amwins - 155+ Locations Worldwide BBSI CID Insurance Programs Inc.

DMI Insurance Services

Executive Insurance Professionals, PLLC

Gorst & Compass Insurance Hull & Company

Mexico Insurance Online

River Valley Underwriters Inc.

Sun Coast General Insurance Agency

2026 Specialty Markets Directory, Winter Edition

Auto Service and Repair ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access One80

BBSI

Brecht & Associates

CID Insurance Programs Inc.

DMI Insurance Services Gorst & Compass Insurance Joseph Krar & Associates Inc.

Philadelphia Insurance Companies

River Valley Underwriters Inc. Roush Insurance Services Inc. Southwest Risk USG Insurance Services Inc. Vintage Underwriters Walter General Agency (WGA) XPT Specialty

Garage Keepers Auto Services ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access One80

Jencap - Locations Nationwide Johnson & Johnson Vintage Underwriters

Garage Keepers Legal Liability/Dealers Open Lot

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Berkley Luxury Group, a W.R. Berkley Company

Used Car Dealers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access One80

Amwins - 155+ Locations Worldwide Ascendant Insurance Solutions

Brecht & Associates

DMI Insurance Services

Gorst & Compass Insurance

Joseph Krar & Associates Inc. McLeckie Insurance Group National Indemnity Company

Sun Coast General Insurance Agency

USG Insurance Services Inc. Walter General Agency (WGA)

Hospitality Banquet Halls

■ ■ ■ ■ ■ InsuranceHelper.com ■ ■ ■ ■ ■ Jencap - Locations Nationwide

Bars/Night Clubs ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Bass Underwriters

BBSI Charity First Insurance Services Inc. CRC Insurance Services Executive Insurance Professionals, PLLC

Flood Risk Solutions Inc.

Gorst & Compass Insurance Integrated Specialty Coverages (ISC) James River Insurance Company Jencap - Locations Nationwide

Jimcor Agencies

Maverick Commercial Insurance Services MAXIMUM

One80 Intermediaries - Bigfoot Contract Binding

Pacific Excess Insurance Marketing Prime Insurance Company

RT Specialty TAPCO Underwriters Inc. USASIA Insurance Services USG Insurance Services Inc. XPT Specialty

Bed & Breakfasts

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Berkley Select | a Berkley Company

Brecht & Associates

Johnson & Johnson

The McGowan Companies

Casinos

■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ The McGowan Companies

Caterers

Amwins - 155+ Locations Worldwide Ascendant Insurance Solutions

Ashley General Agency Bass Underwriters

CID Insurance Programs Inc. CRC Insurance Services

DMI Insurance Services

Gorst & Compass Insurance

Hull & Company

Jencap - Locations Nationwide Johnson & Johnson Maverick Commercial Insurance Services New England Excess Exchange

Pacific Gateway Insurance Agency Quirk & Company R.E. Chaix & Associates Insurance Brokers USASIA Insurance Services Western Surplus Lines Agency Inc.

Garage Liability (Substandard)

■ ■ ■ ■ ■ Access One80 ■ ■ ■ ■ ■ Jencap - Locations Nationwide

Garage Liability Hazard II

■ ■ ■ ■ ■ DMI Insurance Services

General Liability

■ ■ ■ ■ ■ DMI Insurance Services ■ ■ ■ ■ ■ Jencap - Locations Nationwide

On-Hook Coverage

Gentlemens Clubs

James River Insurance Company Jencap - Locations Nationwide MAXIMUM NeitClem Wholesale Insurance Brokerage Inc.

Hotels/Motels Packages Access One80

Amalgamated Insurance Underwriters American Specialty Insurance & Risk Services Inc. Amwins - 155+ Locations Worldwide Ascendant Insurance Solutions BBSI Berkley Select | a Berkley Company Covenant Underwriters CRC Insurance Services DeCotis Specialty Insurance Element22 Insurance Services Executive Insurance Professionals, PLLC Flood Risk Solutions Inc.

Gorst & Compass Insurance Hinterland Insurance

Jencap - Locations Nationwide Maverick Commercial Insurance Services

NeitClem Wholesale Insurance Brokerage Inc.

Pacific Excess Insurance Marketing Risk Placement Services Sacramento RT Specialty

South & Western General Agency Inc. TAPCO Underwriters Inc.

■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ National Indemnity Company

Internet Risks

Service Operations

■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■ ■ ■ ■ Element22 Insurance Services

■ ■ ■ ■ ■ DMI Insurance Services

30 | INSURANCE JOURNAL January 26, 2026

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Bass Underwriters

BBSI Berkley Luxury Group, a W.R. Berkley Company Berkley Select | a Berkley Company

Brecht & Associates

Builders & Tradesmen’s Insurance Services Inc. (BTIS) Charity First Insurance Services Inc. CID Insurance Programs Inc. DeCotis Specialty Insurance Element22 Insurance Services Flood Risk Solutions Inc.

Hinterland Insurance IAT Insurance Group

Integrated Specialty Coverages (ISC) Jencap - Locations Nationwide

Johnson & Johnson Legacy Employer Concepts LLC Maverick Commercial Insurance Services MAXIMUM

McLeckie Insurance Group

New England Excess Exchange

Norman-Spencer Agency LLC One80 Intermediaries - Bigfoot Contract Binding Pacific Excess Insurance Marketing Risk Placement Services Sacramento River Valley Underwriters Inc. Roush Insurance Services Inc. South & Western General Agency Inc.

Southwest Risk Specialty Wholesale Ins. Solution (SWIS), a Div of SPG

TAPCO Underwriters Inc. The McGowan Companies

UFG Specialty

USASIA Insurance Services Walter General Agency (WGA) Western Surplus Lines Agency Inc.

XPT Specialty

Insurtec Tanning and Spa Insurance Jencap - Locations Nationwide Professional Program Ins. Brokerage, a Div of SPG Ins. REInsurePro TAPCO Underwriters Inc. Universal Insurance Programs

Special Events ■ ■ ■ ■ ■ BriteCo Jewelry & Watch Insurance Charity First Insurance Services Inc. Executive Insurance Professionals, PLLC First Choice Ins Intermediaries

Inland Marine Bailee

InsuranceHelper.com Jencap - Locations Nationwide TAPCO Underwriters Inc.

■ ■ ■ ■ ■ Jencap - Locations Nationwide

Spas

Amwins - 155+ Locations Worldwide Ascendant Insurance Solutions

USG Insurance Services Inc.

Dinner Theaters ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Ashley General Agency

Executive Insurance Professionals, PLLC

Prime Insurance Company

USG Insurance Services Inc. Vintage Underwriters Western Surplus Lines Agency Inc.

Restaurants

Jencap - Locations Nationwide

McLeckie Insurance Group

(Italicized companies offer binding authority.)

■ Not Available

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Brecht & Associates International Transportation & Marine Agency Inc.

Garage Liability ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■ West

■ ■ ■ ■ ■ Wilkoff Bonds

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

InsuranceHelper.com

Integrated Specialty Coverages (ISC) James River Insurance Company

Jencap - Locations Nationwide

Johnson & Johnson Nationwide Risk Placement Services Sacramento Sportunderwriters.com

TAPCO Underwriters Inc. USG Insurance Services Inc.

CIS Insurance Services - The Cannabis Insurance Co.

Gridiron Insurance Underwriters Inc. International Transportation & Marine Agency Inc.

The Hartford

Builders Risk ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Bass Underwriters Cannasure Insurance Services Canon Insurance Service

Charity First Insurance Services Inc. Commercial Sector Ins.Brokers, a Div. of SPG Wholesale

Gridiron Insurance Underwriters Inc.

Indemnity Excess & Surplus Agency Inc.

Integrated Specialty Coverages (ISC) Jencap - Locations Nationwide Johnson & Johnson

Kinsale Insurance Company

MacAfee & Edwards Inc. - MxRisk Insurance Svcs McLeckie Insurance Group NeitClem Wholesale Insurance Brokerage Inc. Roush Insurance Services Inc. Shield Commercial Insurance Services

Smart Choice Express Markets South & Western General Agency Inc. Southwest Risk The Hartford UFG Specialty XPT Specialty

Resorts

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Contractors Equipment ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Apollo General Ins. Agency Inc. Ashley General Agency Builders & Tradesmen’s Insurance Services (BTIS)

Continental Underwriters Executive Insurance Professionals, PLLC First Choice Ins Intermediaries

Global Special Risks Gridiron Insurance Underwriters Inc.

Innovation Growth Partners Specialty LLC Integrated Specialty Coverages (ISC) Jencap - Locations Nationwide

MacAfee & Edwards Inc. - MxRisk Insurance Svcs McLeckie Insurance Group Norman-Spencer Agency LLC River Valley Underwriters Inc. Roush Insurance Services Inc. Shield Commercial Insurance Services

Smart Choice Express Markets The Hartford

USASIA Insurance Services Walter General Agency (WGA) Western Surplus Lines Agency Inc.

EDP

■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ Continental Underwriters ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc.

Equipment Floaters

Brecht & Associates Brownyard Group

Continental Underwriters First Choice Ins Intermediaries

Gridiron Insurance Underwriters Inc. International Transportation & Marine Agency Inc. McLeckie Insurance Group

R.E. Chaix & Associates Insurance Brokers Sportunderwriters.com The Hartford

Western Surplus Lines Agency Inc.

Floaters (Misc.)

■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ The Hartford

Installation Floaters

■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ The Hartford

Installment Sales Floaters ■ ■ ■ ■ ■ The Hartford

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access One80

Ascendant Insurance Solutions

Brownyard Group

Builders & Tradesmen’s Insurance Services Inc. (BTIS) Cooper & McCloskey Inc. Cosmetic Insurance Services, a division of EPIC Brokers Eaton Professional Insurance Services First Choice Ins Intermediaries

IAT Insurance Group Indemnity Excess & Surplus Agency Inc.

Innovation Growth Partners Specialty LLC Integrated Specialty Coverages (ISC)

Irwin Siegel Agency

Jencap - Locations Nationwide Johnson & Johnson MAXIMUM MOVER’S CHOICE Insurance

Norman-Spencer Agency LLC

ProWriters Quadrant Insurance Managers

RPS Technology & Cyber

RT Specialty

Southwest Risk The McGowan Companies USG Insurance Services Inc.

Wilkoff Bonds XPT Specialty

Access E&S Insurance Services Builders & Tradesmen’s Insurance Services Inc. (BTIS) Cooper & McCloskey Inc.

Indemnity Excess & Surplus Agency Inc.

Innovation Growth Partners Specialty LLC Jencap - Locations Nationwide NeitClem Wholesale Insurance Brokerage Inc. ProWriters R.E. Chaix & Associates Insurance Brokers

RPS Technology & Cyber

E-Commerce Risks

■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Wilkoff Bonds

Internet Service Providers

■ ■ ■ ■ ■ RPS Technology & Cyber

Software Designers

Access E&S Insurance Services Eaton Professional Insurance Services Innovation Growth Partners Specialty LLC Jencap - Locations Nationwide

Apollo General Ins. Agency Inc. Ascendant Insurance Solutions

CIS Insurance Services - The Cannabis Insurance Co.

Web Hosting

DeCotis Specialty Insurance

Web Site Designers

Cannasure Insurance Services

Commercial Sector Ins.Brokers, a Div. of SPG Wholesale

First Choice Ins Intermediaries

Global Special Risks Gridiron Insurance Underwriters Inc. International Transportation & Marine Agency Inc.

Jencap - Locations Nationwide Johnson & Johnson

MacAfee & Edwards Inc. - MxRisk Insurance Svcs

Maverick Commercial Insurance Services

McLeckie Insurance Group Norman-Spencer Agency LLC

R.E. Chaix & Associates Insurance Brokers RT Specialty Smart Choice Express Markets

Sun Coast General Insurance Agency

The Hartford

Transportation Risk Underwriters Walter General Agency (WGA) XPT Specialty

Personal Property Floaters ■ ■ ■ ■ ■ BriteCo Jewelry & Watch Insurance ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ SPG Wholesale ■ ■ ■ ■ ■ The Hartford

Warehousemens Liability ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

E&O

Access E&S Insurance Services

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Motor Truck Cargo ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Internet Related Risks Cyber Liability ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

CIS Insurance Services - The Cannabis Insurance Co. Cosmetic Insurance Services, a division of EPIC Brokers

Gridiron Insurance Underwriters Inc. International Transportation & Marine Agency Inc.

MAXIMUM The Hartford

www.insurancejournal.com

RPS Technology & Cyber

■ ■ ■ ■ ■ RPS Technology & Cyber

■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ RPS Technology & Cyber

Liability Apartments (liability only) ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Berkley Luxury Group, a W.R. Berkley Company

Distinguished Programs

James River Insurance Company Jencap - Locations Nationwide Southwest Risk

Innovation Growth Partners Specialty LLC

Irwin Siegel Agency

James Klein Insurance James River Insurance Company

Jencap - Locations Nationwide

Johnson & Johnson

Joseph Krar & Associates Inc.

MAXIMUM

McLeckie Insurance Group

Nationwide

Negley Associates NeitClem Wholesale Insurance Brokerage Inc.

Norman-Spencer International Inc.

Pacific Excess Insurance Marketing

Philadelphia Insurance Companies

Quadrant Insurance Managers

R.E. Chaix & Associates Insurance Brokers

Roush Insurance Services Inc. RT Specialty Shield Commercial Insurance Services

Smart Choice Express Markets Southwest Risk

Starwind Community Associations TAPCO Underwriters Inc.

Transportation Risk Underwriters

Victor Insurance Managers LLC Vintage Underwriters Western Surplus Lines Agency Inc. World Wide Specialty, a Div of Philadelphia Ins. Co’s

Homeowners Associations

Berkley Luxury Group, a W.R. Berkley Company Charity First Insurance Services Inc. CID Insurance Programs Inc.

Distinguished Programs

HabPro Insurance

Jencap - Locations Nationwide

Mexico Insurance Online

One80 Intermediaries - Bigfoot Contract Binding

Pacific Excess Insurance Marketing

Quirk & Company Risk Placement Services Sacramento Starwind Community Associations

Lessor`s Risk ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Ascendant Insurance Solutions

Bass Underwriters

Berkley Luxury Group, a W.R. Berkley Company

Brecht & Associates

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Cannasure Insurance Services

Charity First Insurance Services Inc. CID Insurance Programs Inc. CIS Insurance Services - The Cannabis Insurance Co.

Distinguished Programs Gorst & Compass Insurance

HabPro Insurance

IAT Insurance Group

James River Insurance Company

Jencap - Locations Nationwide

New England Excess Exchange

One80 Intermediaries - Bigfoot Contract Binding Pacific Excess Insurance Marketing

Philadelphia Insurance Companies

Quirk & Company Risk Placement Services Sacramento

Smart Choice Express Markets

The McGowan Companies Victor Insurance Managers LLC Vintage Underwriters

Owners, Landlords & Tenants (OLT) Admiral Insurance Group

Access One80

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Ascendant Insurance Solutions

Premises Liability

Specialty Wholesale Ins. Solution (SWIS), a Div of SPG TAPCO Underwriters Inc.

Comprehensive Personal Liability (CPL) ■ ■ ■ ■ ■ Risk Placement Services Sacramento ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ TAPCO Underwriters Inc.

General Liability (GL) ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

(Italicized companies offer binding authority.)

■ Not Available

Admiral Insurance Group Bass Underwriters

Berkley Luxury Group, a W.R. Berkley Company

Brecht & Associates Cannasure Insurance Services

CID Insurance Programs Inc. CIS Insurance Services - The Cannabis Insurance Co.

Construction Insurance Services LLC

Continental Underwriters Cosmetic Insurance Services, a division of EPIC Brokers CRC Insurance Services

Distinguished Programs

Element22 Insurance Services

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Distinguished Programs

James River Insurance Company Jencap - Locations Nationwide Philadelphia Insurance Companies

REInsurePro Renters Legal Liability - RLL

Steadily

TAPCO Underwriters Inc. USASIA Insurance Services

Admiral Insurance Group Charity First Insurance Services Inc. CIS Insurance Services - The Cannabis Insurance Co.

Distinguished Programs

HabPro Insurance

IAT Insurance Group InsuranceHelper.com

Jencap - Locations Nationwide

REInsurePro TAPCO Underwriters Inc. Virtue Risk Partners LLC

Euclid Life Science Specialty LLC

Executive Insurance Professionals, PLLC First Choice Ins Intermediaries

Indemnity Excess & Surplus Agency Inc.

January 26, 2026 INSURANCE JOURNAL | 31

2026 Specialty Markets Directory, Winter Edition

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Liquor Liability Bars/Night Clubs (W/ Liquor Liability) ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amwins - 155+ Locations Worldwide

Ashley General Agency

Brecht & Associates

Charity First Insurance Services Inc. CRC Insurance Services

Donald Gaddis Company Inc. Insurance Services

Jencap - Locations Nationwide Number One Insurance Agency Risk Placement Services Sacramento

TAPCO Underwriters Inc. USG Insurance Services Inc.

Liquor Dealers & Stores

■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Number One Insurance Agency

2026 Specialty Markets Directory, Winter Edition

Liquor Liability ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Bass Underwriters

Berkley Luxury Group, a W.R. Berkley Company Charity First Insurance Services Inc. Commercial Sector Ins.Brokers, a Div. of SPG Wholesale DeCotis Specialty Insurance

Donald Gaddis Company Inc. Insurance Services

Executive Insurance Professionals, PLLC First Choice Ins Intermediaries FTP Inc.

Hull & Company Indemnity Excess & Surplus Agency Inc.

Innovation Growth Partners Specialty LLC

InsuranceHelper.com

Jencap - Locations Nationwide

Jimcor Agencies

Maverick Commercial Insurance Services Number One Insurance Agency

One80 Intermediaries - Bigfoot Contract Binding

Pacific Excess Insurance Marketing Prime Insurance Company

River Valley Underwriters Inc.

Roush Insurance Services Inc. RT Specialty

Starwind Community Associations TAPCO Underwriters Inc. USASIA Insurance Services

Liquor Liability Host ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

InsuranceHelper.com

Jencap - Locations Nationwide

One80 Intermediaries - Bigfoot Contract Binding TAPCO Underwriters Inc.

Manufacturing Risks Ammunition / Firearms Manufacturers

■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Joseph Chiarello & Co ; Firearms Business Insurance

Building Supplies

■ ■ ■ ■ ■ Continental Underwriters

Chemical Manufacturers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access E&S Insurance Services

Axon Underwriting LLC

Cosmetic Insurance Services, a division of EPIC Brokers James River Insurance Company

Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental)

NeitClem Wholesale Insurance Brokerage Inc.

SPG Environmental

Innovation Growth Partners Specialty LLC James River Insurance Company Jencap - Locations Nationwide Nationwide Philadelphia Insurance Companies R.E. Chaix & Associates Insurance Brokers

The McGowan Companies

Product Contamination/Recall

■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Kinsale Insurance Company

Transportation Equipment Manufacturers ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Wood Products Manufacturing ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Clear Marine Risk Solutions

Innovation Growth Partners Specialty LLC JSM Brokerage Insurance and Risk Management

LIG Marine Managers

Mexico Insurance Online

One80 Marine

Boat Manufacturers

Clear Marine Risk Solutions

Innovation Growth Partners Specialty LLC

LIG Marine Managers One80 Marine

Boat Repair Operations - Yards

Clear Marine Risk Solutions LIG Marine Managers One80 Marine Sun Coast General Insurance Agency

Boat/PWC Rental Operations ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Clear Marine Risk Solutions

Innovation Growth Partners Specialty LLC Markel Personal Lines

One80 Marine

The Hartford Transportation Risk Underwriters

One80 Marine Sun Coast General Insurance Agency

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Integrated Specialty Coverages (ISC) ■ ■ ■ ■ ■ One80 Marine ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ R.E. Chaix & Associates Insurance Brokers ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Excess Liability

Clear Marine Risk Solutions

Furniture & Fixtures Manufacturers Medical Equipment Manufacturers

Fishing Boats Commercial

Innovation Growth Partners Specialty LLC

LIG Marine Managers One80 Marine

CRC Insurance Services

■ ■ ■ ■ ■ Markel Personal Lines

James Klein Insurance James River Insurance Company Jencap - Locations Nationwide

■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Sportunderwriters.com

Euclid Life Science Specialty LLC

Clear Marine Risk Solutions

Innovation Growth Partners Specialty LLC JSM Brokerage Insurance and Risk Management

McGowan Allied Specialty Insurance

Mexico Insurance Online

One80 Marine Sun Coast General Insurance Agency

Marinas, Boat Dealers/Repairers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Brecht & Associates

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Clear Marine Risk Solutions

Hull & Company Innovation Growth Partners Specialty LLC JSM Brokerage Insurance and Risk Management

LIG Marine Managers

Mexico Insurance Online

One80 Marine Roush Insurance Services Inc.

Marine Pollution ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Innovation Growth Partners Specialty LLC JSM Brokerage Insurance and Risk Management One80 Marine

Virtue Risk Partners LLC

Maritime Employers Liability (MEL)

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ One80 Marine

Ocean Marine

DeCotis Specialty Insurance Innovation Growth Partners Specialty LLC

International Transportation & Marine Agency Inc.

Kinsale Insurance Company LIG Marine Managers

SPG Wholesale

Transportation Risk Underwriters

USASIA Insurance Services

Hull & Company Innovation Growth Partners Specialty LLC JSM Brokerage Insurance and Risk Management

Personal Watercraft - Liability & Phys Damage

Innovation Growth Partners Specialty LLC JSM Brokerage Insurance and Risk Management Markel Personal Lines

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Markel Personal Lines

Mexpro.com / NFP South & Western General Agency Inc.

Charter Boats - Skippered

Dry Storage

■ ■ ■ ■ ■ Continental Underwriters ■ ■ ■ ■ ■ Nationwide

Clear Marine Risk Solutions Foremost Insurance Group

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Markel Personal Lines

Pacific Excess Insurance Marketing The McGowan Companies Victor Insurance Managers LLC XPT Specialty

Jet Ski/PWC

Charter Boats - Bareboat

Container (Marine) Insurance

UFG Specialty

■ ■ ■ ■ ■ Markel Personal Lines

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Jencap - Locations Nationwide

Nationwide NeitClem Wholesale Insurance Brokerage Inc.

Jet Pump Boats

Passenger Vessel - Excursions

Innovation Growth Partners Specialty LLC

Commercial Marine

BBSI James River Insurance Company

Markel Personal Lines

One80 Marine Sun Coast General Insurance Agency

Integrated Specialty Coverages (ISC)

UFG Specialty

Quirk & Company

LIG Marine Managers

Axon Underwriting LLC

■ ■ ■ ■ ■ Clear Marine Risk Solutions ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amwins - 155+ Locations Worldwide Innovation Growth Partners Specialty LLC Integrated Specialty Coverages (ISC)

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Prime Insurance Company

Bumbershoot Cargo

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Marina Operators

UFG Specialty

Boat Dealers

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Hull/P&I

Victor Insurance Managers LLC

■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ One80 Marine

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ One80 Marine

Roush Insurance Services Inc.

Jencap - Locations Nationwide Nationwide

Marine Related Antique & Classic Boats

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

High Performance Boats

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Continental Underwriters

Jencap - Locations Nationwide Nationwide Philadelphia Insurance Companies

Food Manufacturers/Producers

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Metal & Plastics Manufacturers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

(Italicized companies offer binding authority.)

■ Not Available

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Electrical & Electronic Equip. Manufacturers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■ West

Fishing Guides

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

LIG Marine Managers

Markel Personal Lines One80 Marine

Foremost Insurance Group

Markel Personal Lines Mexico Insurance Online

Mexpro.com / NFP

Private Pleasure Yachts ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Bass Underwriters

Hull & Company Innovation Growth Partners Specialty LLC JSM Brokerage Insurance and Risk Management Markel Personal Lines

Mexpro.com / NFP One80 Marine Sun Coast General Insurance Agency

Recreational Marine

■ ■ ■ ■ ■ JSM Brokerage Insurance and Risk Management ■ ■ ■ ■ ■ One80 Marine

Ship Repairers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Innovation Growth Partners Specialty LLC JSM Brokerage Insurance and Risk Management

LIG Marine Managers One80 Marine

Ski Boat/Small Boat Package

■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ South & Western General Agency Inc.

LifeScienceRisk Professional Program Ins. Brokerage, a Div of SPG Ins.

32 | INSURANCE JOURNAL January 26, 2026

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Watercraft - Liability & Physical Damage ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Foremost Insurance Group

Jencap - Locations Nationwide Markel Personal Lines Mexico Insurance Online

Mexpro.com / NFP One80 Marine

South & Western General Agency Inc.

Wet Marine

■ ■ ■ ■ ■ International Transportation & Marine Agency Inc.

Yacht Clubs ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Clear Marine Risk Solutions

Innovation Growth Partners Specialty LLC Legacy Employer Concepts LLC Mexico Insurance Online

Nonprofit & Related Charitable Organizations ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

AMIS/Alliance Marketing & Insurance Services LLC Berkley Select | a Berkley Company

Care Providers Insurance Services

First Choice Ins Intermediaries Gateway Specialty Insurance Irwin Siegel Agency

Negley Associates

Nonprofits Insurance Alliance

Clubs/Groups ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Berkley Select | a Berkley Company

Care Providers Insurance Services

Gateway Specialty Insurance Jencap - Locations Nationwide Nationwide New England Excess Exchange Nonprofits Insurance Alliance

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Addiction Treatment Providers Insurance Program Allsouth Professional Liability AMIS/Alliance Marketing & Insurance Services LLC Amwins - 155+ Locations Worldwide Ascendant Insurance Solutions BBSI Berkley Select | a Berkley Company Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Care Providers Insurance Services

CID Insurance Programs Inc. DeCotis Specialty Insurance Eaton Professional Insurance Services First Choice Ins Intermediaries Gateway Specialty Insurance Innovation Growth Partners Specialty LLC

Irwin Siegel Agency

Jencap - Locations Nationwide Johnson & Johnson Legacy Employer Concepts LLC Maverick Commercial Insurance Services

Negley Associates

Nonprofits Insurance Alliance

Norman-Spencer Agency LLC

Roush Insurance Services Inc. Sports & Wellness Insurance

Victor Insurance Managers LLC

Religious Organizations ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

AMIS/Alliance Marketing & Insurance Services LLC

Care Providers Insurance Services

Gateway Specialty Insurance Jencap - Locations Nationwide

Promont Insurance Advisors USG Insurance Services Inc.

Volunteers

■ ■ ■ ■ ■ Care Providers Insurance Services ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■ ■ ■ ■ ■ Sports & Wellness Insurance

Oil & Gas Control of Well/OEE ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Global Special Risks

Kinsale Insurance Company Quirk & Company

Western Surplus Lines Agency Inc.

Oil & Gas Risks

Amwins - 155+ Locations Worldwide Ashley General Agency

Brecht & Associates

CRC Insurance Services

Global Special Risks

James River Insurance Company

Jencap - Locations Nationwide Maverick Commercial Insurance Services Quirk & Company RT Specialty Southwest Risk USG Insurance Services Inc. Western Surplus Lines Agency Inc.

www.insurancejournal.com

Petrochemical Risks

■ ■ ■ ■ ■ James River Insurance Company

Products Liability Chemical Products ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Canon Insurance Service Cosmetic Insurance Services, a division of EPIC Brokers James River Insurance Company Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental)

SPG Environmental

Chemical Properties

■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services (Environmental)

Cosmetics Products ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

USASIA Insurance Services

USG Insurance Services Inc. Vintage Underwriters

Walter General Agency (WGA)

Western Surplus Lines Agency Inc.

XPT Specialty

Products Liability (Retroactive)

■ ■ ■ ■ ■ Euclid Life Science Specialty LLC

Products Recall Expense Ins.

Access E&S Insurance Services Admiral Insurance Group CIS Insurance Services - The Cannabis Insurance Co.

James River Insurance Company

Actuaries

Canon Insurance Service Donald Gaddis Company Inc. Insurance Services James River Insurance Company Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental)

Jimcor Agencies USG Insurance Services Inc.

Euclid Life Science Specialty LLC

Professional Program Ins. Brokerage, a Div of SPG Ins. RT Specialty

Donald Gaddis Company Inc. Insurance Services

Euclid Life Science Specialty LLC Jimcor Agencies

Philadelphia Insurance Companies

Admiral Insurance Group CIS Insurance Services - The Cannabis Insurance Co. Cosmetic Insurance Services, a division of EPIC Brokers

Euclid Life Science Specialty LLC

James River Insurance Company

LifeScienceRisk Professional Program Ins. Brokerage, a Div of SPG Ins.

RT Specialty

Pharmaceuticals ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

TDC Specialty Underwriters

Professional Liability Accountants

Canon Insurance Service Cosmetic Insurance Services, a division of EPIC Brokers

Nutraceuticals ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

R.E. Chaix & Associates Insurance Brokers RT Specialty Southwest Risk SPG Wholesale

Euclid Life Science Specialty LLC Professional Program Ins. Brokerage, a Div of SPG Ins.

New Products ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Professional Program Ins. Brokerage, a Div of SPG Ins.

■ ■ ■ ■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Kinsale Insurance Company

Medical Products ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Brownyard Group

Hazardous Products ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

(Italicized companies offer binding authority.)

■ Not Available

Admiral Insurance Group

Euclid Life Science Specialty LLC

Hull & Company James River Insurance Company Jencap - Locations Nationwide

LifeScienceRisk RT Specialty

Product Contamination/Recall ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amwins - 155+ Locations Worldwide Cooper & McCloskey Inc. Great American Risk Solutions Jencap - Locations Nationwide Jencap Specialty Insurance Services (Environmental) Jimcor Agencies

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Admiral Insurance Group Amwins - 155+ Locations Worldwide

Kinsale Insurance Company Products Liability (General)

Ashley General Agency Brecht & Associates Cannasure Insurance Services

Canon Insurance Service CIS Insurance Services - The Cannabis Insurance Co. Commercial Sector Ins.Brokers, a Div. of SPG Wholesale Continental Underwriters Cosmetic Insurance Services, a division of EPIC Brokers CRC Insurance Services DeCotis Specialty Insurance Donald Gaddis Company Inc. Insurance Services

Euclid Life Science Specialty LLC

Gorst & Compass Insurance Great American Risk Solutions Indemnity Excess & Surplus Agency Inc.

InsuranceHelper.com

James Klein Insurance James River Insurance Company Jencap - Locations Nationwide MAXIMUM Nationwide NeitClem Wholesale Insurance Brokerage Inc. Nonprofits Insurance Alliance Pacific Excess Insurance Marketing

Allsouth Professional Liability Applied Financial Lines

Axon Underwriting LLC

Brooks Insurance Agency Cooper & McCloskey Inc. Innovation Growth Partners Specialty LLC James River Insurance Company Jamison Risk Services Johnson & Johnson

Norman-Spencer International Inc.

Quirk & Company

Synergy Professional Associates Inc. The Hartford

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Synergy Professional Associates Inc.

Advertising Agencies

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ The Hartford

Alarm Installers

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Architects & Engineers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

5Star Specialty Programs

Access E&S Insurance Services Admiral Insurance Group Allsouth Professional Liability Amwins - 155+ Locations Worldwide Applied Financial Lines

Axon Underwriting LLC

Brooks Insurance Agency CID Insurance Programs Inc. Cooper & McCloskey Inc. Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services

Global Special Risks

Hull & Company Innovation Growth Partners Specialty LLC James River Insurance Company Johnson & Johnson NeitClem Wholesale Insurance Brokerage Inc.

Professional Underwriters Agency (PUA)

ProWriters Smart Choice Express Markets Synergy Professional Associates Inc.

Target Professional Programs

The Hartford XPT Specialty

Asset Managers

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries

Bankers

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Beauticians ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Brooks Insurance Agency

Brownyard Group

Innovation Growth Partners Specialty LLC Johnson & Johnson

Professional Program Ins. Brokerage, a Div of SPG Ins. REInsurePro

Billing Services (Incl. Medical)

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Professional Underwriters Agency (PUA)

Bookkeepers

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Broadcasters & Publishers

■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Philadelphia Insurance Companies January 26, 2026 INSURANCE JOURNAL | 33

2026 Specialty Markets Directory, Winter Edition

Nonprofit Organizations

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Caterers

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Collection Agencies

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Computer & EDP Consultants ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services Executive Insurance Professionals, PLLC Innovation Growth Partners Specialty LLC

Professional Underwriters Agency (PUA) RPS Technology & Cyber

Synergy Professional Associates Inc.

Consultants (General) ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access E&S Insurance Services Admiral Insurance Group

Axon Underwriting LLC Balance Partners - Maven

CID Insurance Programs Inc. Commercial Sector Ins.Brokers, a Div. of SPG Wholesale Cooper & McCloskey Inc. Eaton Professional Insurance Services First Choice Ins Intermediaries

Global Special Risks Indemnity Excess & Surplus Agency Inc.

Innovation Growth Partners Specialty LLC James River Insurance Company Nonprofits Insurance Alliance Norman-Spencer International Inc. Professional Insurance Concepts Professional Underwriters Agency (PUA) Synergy Professional Associates Inc.

2026 Specialty Markets Directory, Winter Edition

Contractors ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Applied Financial Lines

Axon Underwriting LLC

Innovation Growth Partners Specialty LLC James River Insurance Company Norman-Spencer International Inc. Philadelphia Insurance Companies

Professional Underwriters Agency (PUA) Virtue Risk Partners LLC

Correctional Facilities ■ ■ ■ ■ ■ RPS Healthcare

Counselors

■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Nonprofits Insurance Alliance

Court Reporters

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Crime

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Berkley Select | a Berkley Company Brooks Insurance Agency Hudson Insurance Group / Hudson Pro (TM) Innovation Growth Partners Specialty LLC Jamison Risk Services Johnson & Johnson

Philadelphia Insurance Companies Professional Insurance Concepts ProWriters Wilkoff Bonds

Cyber Liability ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access E&S Insurance Services Amwins - 155+ Locations Worldwide Applied Financial Lines Brooks Insurance Agency CID Insurance Programs Inc. Cooper & McCloskey Inc. DeCotis Specialty Insurance Eaton Professional Insurance Services Hull & Company Innovation Growth Partners Specialty LLC

Irwin Siegel Agency

Jamison Risk Services Jencap - Locations Nationwide Johnson & Johnson Kevin Davis Insurance Services

Philadelphia Insurance Companies

ProWriters Quirk & Company R.E. Chaix & Associates Insurance Brokers

RPS Technology & Cyber

Synergy Professional Associates Inc. The Hartford

The McGowan Companies

Transportation Risk Underwriters

World Wide Specialty, a Div of Philadelphia Ins. Co’s

■ West

E&O (General) ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

5Star Specialty Programs

Access E&S Insurance Services Admiral Insurance Group Allsouth Professional Liability AMIS/Alliance Marketing & Insurance Services LLC Applied Financial Lines

Ashley General Agency Balance Partners - Maven

Brooks Insurance Agency Builders & Tradesmen’s Insurance Services Inc. (BTIS) CID Insurance Programs Inc. CRC Insurance Services Custom Assurance Placements Ltd. DeCotis Specialty Insurance Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services First Choice Ins Intermediaries Hudson Insurance Group / Hudson Pro (TM)

Indemnity Excess & Surplus Agency Inc.

Innovation Growth Partners Specialty LLC James Klein Insurance James River Insurance Company Jamison Risk Services Jencap - Locations Nationwide Johnson & Johnson Joseph Krar & Associates Inc.

Kinsale Insurance Company

MAXIMUM NeitClem Wholesale Insurance Brokerage Inc. Nonprofits Insurance Alliance

Philadelphia Insurance Companies

ProSurance Group, a Div of One80 Intermediaries

ProWriters Quadrant Insurance Managers Quirk & Company R.E. Chaix & Associates Insurance Brokers

River Valley Underwriters Inc.

Roush Insurance Services Inc. RT Specialty Smart Choice Express Markets Synergy Professional Associates Inc. The Hartford The McGowan Companies

Transportation Risk Underwriters USASIA Insurance Services

World Wide Specialty, a Div of Philadelphia Ins. Co’s XPT Specialty

E&S Brokers & MGAs ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Admiral Insurance Group Innovation Growth Partners Specialty LLC

ProSurance Group, a Div of One80 Intermediaries Quadrant Insurance Managers Synergy Professional Associates Inc.

Employment Practices Liability ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

5Star Specialty Programs

AMIS/Alliance Marketing & Insurance Services LLC Berkley Select | a Berkley Company Brooks Insurance Agency CID Insurance Programs Inc. Cooper & McCloskey Inc. Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services Hudson Insurance Group / Hudson Pro (TM) Hull & Company

IAT Insurance Group Indemnity Excess & Surplus Agency Inc.

Innovation Growth Partners Specialty LLC Jamison Risk Services

Jimcor Agencies

Johnson & Johnson NeitClem Wholesale Insurance Brokerage Inc. Nonprofits Insurance Alliance Pacific Excess Insurance Marketing

Philadelphia Insurance Companies

Professional Insurance Concepts ProWriters Quadrant Insurance Managers R.E. Chaix & Associates Insurance Brokers

RPS Technology & Cyber Starwind Community Associations

Synergy Professional Associates Inc.

Target Professional Programs World Wide Specialty, a Div of Philadelphia Ins. Co’s

XPT Specialty

Environmental E&O ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access E&S Insurance Services Applied Financial Lines Brooks Insurance Agency

Freberg Environmental Inc.

Innovation Growth Partners Specialty LLC Philadelphia Insurance Companies

SPG Environmental

Escrow Agents

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

34 | INSURANCE JOURNAL January 26, 2026

(Italicized companies offer binding authority.)

■ Not Available

Executive Recruiters/Employment Agencies ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Fiduciary Liability ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

5Star Specialty Programs

Brooks Insurance Agency Hudson Insurance Group / Hudson Pro (TM) Indemnity Excess & Surplus Agency Inc. Innovation Growth Partners Specialty LLC Jamison Risk Services Johnson & Johnson Professional Insurance Concepts

ProSurance Group, a Div of One80 Intermediaries RPS Technology & Cyber

Synergy Professional Associates Inc. Wilkoff Bonds

Financial Institution ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

5Star Specialty Programs

Applied Financial Lines Brooks Insurance Agency Hudson Insurance Group / Hudson Pro (TM) Innovation Growth Partners Specialty LLC Jamison Risk Services Johnson & Johnson

ProSurance Group, a Div of One80 Intermediaries

ProWriters

RT Specialty

Financial Planners ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

5Star Specialty Programs

Hudson Insurance Group / Hudson Pro (TM) Innovation Growth Partners Specialty LLC

ProSurance Group, a Div of One80 Intermediaries

Firearm Instructors

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Joseph Chiarello & Co ; Firearms Business Insurance

Funeral Directors

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Home Inspectors ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Innovation Growth Partners Specialty LLC Jimcor Agencies Norman-Spencer Agency LLC RealCare Insurance

Target Professional Programs

Homeowner Associations Liability

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Insurance Adjusters

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Quadrant Insurance Managers

Insurance Agents & Brokers E&O ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

5Star Specialty Programs

Amwins - 155+ Locations Worldwide

Balance Partners - Maven

Brooks Insurance Agency Builders & Tradesmen’s Insurance Services Inc. (BTIS) CID Insurance Programs Inc. Commercial Sector Ins.Brokers, a Div. of SPG Wholesale Cooper & McCloskey Inc. CRC Insurance Services Eaton Professional Insurance Services Hudson Insurance Group / Hudson Pro (TM) Innovation Growth Partners Specialty LLC James River Insurance Company Jamison Risk Services

Jencap - Locations Nationwide Johnson & Johnson

MiniCo Insurance Agency, a Jencap Company

Number One Insurance Agency

Professional Insurance Concepts ProSurance Group, a Div of One80 Intermediaries

ProWriters

Quadrant Insurance Managers Sun Coast General Insurance Agency

Synergy Professional Associates Inc.

Target Professional Programs

Interior Designers

■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Professional Underwriters Agency (PUA)

Internet Risks ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Eaton Professional Insurance Services Innovation Growth Partners Specialty LLC ProWriters RPS Technology & Cyber

Investment Advisory Reps

■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries ■ ■ ■ ■ ■ ProWriters

Land Surveyors

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

■ West

Landscape Architects

Photographers

Landscapers

Police/Law Enforcement Officers

Lawyers

Private Investigators

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

5Star Specialty Programs

Allsouth Professional Liability Applied Financial Lines Berkley Select | a Berkley Company Brooks Insurance Agency Cooper & McCloskey Inc. CRC Insurance Services Innovation Growth Partners Specialty LLC James River Insurance Company Jamison Risk Services Johnson & Johnson Number One Insurance Agency

Professional Insurance Concepts

ProWriters

Synergy Professional Associates Inc.

Media Professionals ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Brooks Insurance Agency Cooper & McCloskey Inc. Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services First Choice Ins Intermediaries Hudson Insurance Group / Hudson Pro (TM) Hull & Company Innovation Growth Partners Specialty LLC Johnson & Johnson

Kinsale Insurance Company

Meeting Planners

Misc. Professional Liability

5Star Specialty Programs

Access E&S Insurance Services

Access One80

Admiral Insurance Group Allsouth Professional Liability

Balance Partners - Maven

Brooks Insurance Agency Charity First Insurance Services Inc. CID Insurance Programs Inc. Cooper & McCloskey Inc. CRC Insurance Services Custom Assurance Placements Ltd. Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services Executive Insurance Professionals, PLLC First Choice Ins Intermediaries FTP Inc. Hudson Insurance Group / Hudson Pro (TM) Hull & Company Indemnity Excess & Surplus Agency Inc. Innovation Growth Partners Specialty LLC James River Insurance Company Jamison Risk Services Jencap - Locations Nationwide Johnson & Johnson

Kinsale Insurance Company

MiniCo Insurance Agency, a Jencap Company

NeitClem Wholesale Insurance Brokerage Inc. Nonprofits Insurance Alliance Norman-Spencer International Inc. Professional Insurance Concepts

Professional Program Ins. Brokerage, a Div of SPG Ins. Professional Underwriters Agency (PUA)

ProWriters Quadrant Insurance Managers Quirk & Company Roush Insurance Services Inc. RT Specialty Smart Choice Express Markets SPG Wholesale

Sun Coast General Insurance Agency

Synergy Professional Associates Inc.

Target Professional Programs The McGowan Companies

XPT Specialty

Mortgage Brokers

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Allsouth Professional Liability Cooper & McCloskey Inc. Mexico Insurance Online

Norman-Spencer Agency LLC

ProWriters RealCare Insurance

Paging & Answering Services

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Party Coordinators

■ ■ ■ ■ ■ InsuranceHelper.com

www.insurancejournal.com

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Apex ■ ■ ■ ■ ■ Professional Governmental Underwriters

Third Party Administrators

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries ■ ■ ■ ■ ■ Synergy Professional Associates Inc.

Title Agents

Allsouth Professional Liability Brooks Insurance Agency Innovation Growth Partners Specialty LLC Johnson & Johnson Norman-Spencer Agency LLC

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Property Managers

Tour Operators

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Allsouth Professional Liability CID Insurance Programs Inc. Indemnity Excess & Surplus Agency Inc. Innovation Growth Partners Specialty LLC ProWriters RealCare Insurance Synergy Professional Associates Inc.

Real Estate Agents ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Allsouth Professional Liability Brooks Insurance Agency Eaton Professional Insurance Services First Choice Ins Intermediaries Indemnity Excess & Surplus Agency Inc. Innovation Growth Partners Specialty LLC Johnson & Johnson

Norman-Spencer Agency LLC

ProWriters RealCare Insurance Synergy Professional Associates Inc.

Real Estate Appraisers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Innovation Growth Partners Specialty LLC

Norman-Spencer Agency LLC

ProWriters RealCare Insurance

Sun Coast General Insurance Agency Target Professional Programs

Registered Investment Advisors ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access E&S Insurance Services First Choice Ins Intermediaries Innovation Growth Partners Specialty LLC

ProSurance Group, a Div of One80 Intermediaries

School Board/Public Officials ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Allsouth Professional Liability

Apex

Innovation Growth Partners Specialty LLC

Professional Governmental Underwriters

Security Guard & Detective Agencies ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

AMIS/Alliance Marketing & Insurance Services LLC Brownyard Group

Innovation Growth Partners Specialty LLC Prime Insurance Company

Sports Agents

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Stand- Alone Fiduciary

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Synergy Professional Associates Inc.

Stock Brokers

■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries

Tax Preparers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Innovation Growth Partners Specialty LLC

Norman-Spencer International Inc.

Professional Underwriters Agency (PUA) ProSurance Group, a Div of One80 Intermediaries

Technology Professionals ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

5Star Specialty Programs

Access E&S Insurance Services Brooks Insurance Agency CID Insurance Programs Inc. Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services First Choice Ins Intermediaries Hudson Insurance Group / Hudson Pro (TM) Indemnity Excess & Surplus Agency Inc. Innovation Growth Partners Specialty LLC Johnson & Johnson ProWriters Quadrant Insurance Managers

RPS Technology & Cyber

Synergy Professional Associates Inc.

Telecommunications

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Temporary Personnel Agencies

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins. Co’s

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Travel Agents

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ ProWriters

Truck Brokers

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Transportation Risk Underwriters

Truck Drivers/Operators

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Venture Capitalist

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Web Site Designers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Eaton Professional Insurance Services Innovation Growth Partners Specialty LLC ProWriters

RPS Technology & Cyber

Professional Liability--Medical Fields Abortion Clinics

■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Acupuncturists

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Alcohol/Drug Rehabilitation Centers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Addiction Treatment Providers Insurance Program Gateway Specialty Insurance Innovation Growth Partners Specialty LLC

Irwin Siegel Agency

James River Insurance Company Jencap - Locations Nationwide

Negley Associates Promont Insurance Advisors

RPS Healthcare

TDC Specialty Underwriters

Allergists

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Allied Health Care ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access E&S Insurance Services Ascendant Insurance Solutions Brooks Insurance Agency Charity First Insurance Services Inc. CID Insurance Programs Inc. Eaton Professional Insurance Services First Choice Ins Intermediaries Gateway Specialty Insurance Innovation Growth Partners Specialty LLC Jencap - Locations Nationwide Johnson & Johnson

Kinsale Insurance Company ProWriters RPS Healthcare Smart Choice Express Markets

TDC Specialty Underwriters

Assisted Living Facilities ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amalgamated Insurance Underwriters Amwins - 155+ Locations Worldwide Charity First Insurance Services Inc. Great American Risk Solutions Innovation Growth Partners Specialty LLC

James River Insurance Company Jencap - Locations Nationwide

Promont Insurance Advisors RPS Healthcare

Sapphire Blue

TDC Specialty Underwriters

Chiropractors

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Clinical Trials ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access E&S Insurance Services Cooper & McCloskey Inc. Innovation Growth Partners Specialty LLC James River Insurance Company Jencap - Locations Nationwide

RT Specialty

College/University Health Centers ■ ■ ■ ■ ■ TDC Specialty Underwriters

January 26, 2026 INSURANCE JOURNAL | 35

2026 Specialty Markets Directory, Winter Edition

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ InsuranceHelper.com

(Italicized companies offer binding authority.)

■ Not Available

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Community Health Centers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Gateway Specialty Insurance Innovation Growth Partners Specialty LLC

Negley Associates

Nonprofits Insurance Alliance RPS Healthcare

TDC Specialty Underwriters

Counseling/Mental Health Facilities ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Dentists

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Gateway Specialty Insurance Innovation Growth Partners Specialty LLC

Irwin Siegel Agency Negley Associates

Nonprofits Insurance Alliance

TDC Specialty Underwriters Allsouth Professional Liability

Innovation Growth Partners Specialty LLC James River Insurance Company Jamison Risk Services

Healthcare Administrative E&O

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

2026 Specialty Markets Directory, Winter Edition

Healthcare Facilities (Misc.) ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access E&S Insurance Services

Admiral Insurance Group

Amalgamated Insurance Underwriters Berkley Select | a Berkley Company Brooks Insurance Agency Cooper & McCloskey Inc. CRC Insurance Services Gateway Specialty Insurance Innovation Growth Partners Specialty LLC James River Insurance Company Jamison Risk Services

Professional Program Ins. Brokerage, a Div of SPG Ins. Promont Insurance Advisors

RPS Healthcare

Home Health Agencies ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Ashley General Agency

Care Providers Insurance Services Donald Gaddis Company Inc. Insurance Services

Eaton Professional Insurance Services Gateway Specialty Insurance

Hull & Company

Innovation Growth Partners Specialty LLC James River Insurance Company Jencap - Locations Nationwide Jimcor Agencies Nonprofits Insurance Alliance

Promont Insurance Advisors Quirk & Company

RPS Healthcare Sapphire Blue

TDC Specialty Underwriters

Hospice Care Programs ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Hospitals ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Care Providers Insurance Services

Gateway Specialty Insurance Innovation Growth Partners Specialty LLC James River Insurance Company

Negley Associates

Nonprofits Insurance Alliance RPS Healthcare

TDC Specialty Underwriters

Amwins - 155+ Locations Worldwide Brooks Insurance Agency Hudson Insurance Group / Hudson Pro (TM) Innovation Growth Partners Specialty LLC Jamison Risk Services Johnson & Johnson

Negley Associates

RPS Healthcare RT Specialty Smart Choice Express Markets

TDC Specialty Underwriters

Kidney Dialysis Facilities ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Cooper & McCloskey Inc. James River Insurance Company Jencap - Locations Nationwide

TDC Specialty Underwriters

Managed Care Organizations ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Brooks Insurance Agency Innovation Growth Partners Specialty LLC Johnson & Johnson

TDC Specialty Underwriters

Medical & Physical Rehab Facilities

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amalgamated Insurance Underwriters Gateway Specialty Insurance Innovation Growth Partners Specialty LLC James River Insurance Company Promont Insurance Advisors

RPS Healthcare

TDC Specialty Underwriters

36 | INSURANCE JOURNAL January 26, 2026

■ West

Medical Imaging Centers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Admiral Insurance Group Gateway Specialty Insurance Innovation Growth Partners Specialty LLC James River Insurance Company Jencap - Locations Nationwide

Promont Insurance Advisors RPS Healthcare TDC Specialty Underwriters

Medical Malpractice ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access E&S Insurance Services

Admiral Insurance Group

Allsouth Professional Liability Brooks Insurance Agency Cooper & McCloskey Inc. Donald Gaddis Company Inc. Insurance Services FTP Inc. Hudson Insurance Group / Hudson Pro (TM) Innovation Growth Partners Specialty LLC James River Insurance Company Jamison Risk Services Johnson & Johnson

Kinsale Insurance Company

NeitClem Wholesale Insurance Brokerage Inc.

RPS Healthcare RT Specialty

Smart Choice Express Markets

TDC Specialty Underwriters

Medical Testing Labs

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Misc. Professional Liability - Medical Fields ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access E&S Insurance Services

Admiral Insurance Group

Allsouth Professional Liability Brooks Insurance Agency Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services First Choice Ins Intermediaries Hudson Insurance Group / Hudson Pro (TM) Innovation Growth Partners Specialty LLC Jamison Risk Services Jencap - Locations Nationwide Johnson & Johnson

Professional Program Ins. Brokerage, a Div of SPG Ins. Promont Insurance Advisors RPS Healthcare

Smart Choice Express Markets XPT Specialty

Nurses

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ RPS Healthcare

Nursing/Convalescent Homes ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amalgamated Insurance Underwriters Cooper & McCloskey Inc. Great American Risk Solutions Innovation Growth Partners Specialty LLC James River Insurance Company

RPS Healthcare

Sapphire Blue

Outpatient Clinics ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Admiral Insurance Group Cooper & McCloskey Inc. Gateway Specialty Insurance Innovation Growth Partners Specialty LLC

Irwin Siegel Agency

James River Insurance Company Jencap - Locations Nationwide

Promont Insurance Advisors

RPS Healthcare

TDC Specialty Underwriters

Pharmacists

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Physician Groups & Clinics ■ ■ ■ ■ ■ Admiral Insurance Group

■ ■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ TDC Specialty Underwriters

Physicians ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

(Italicized companies offer binding authority.)

■ Not Available

Allsouth Professional Liability Amwins - 155+ Locations Worldwide Brooks Insurance Agency Hudson Insurance Group / Hudson Pro (TM) Innovation Growth Partners Specialty LLC James River Insurance Company Johnson & Johnson RPS Healthcare RT Specialty TDC Specialty Underwriters

Psychiatrists

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Negley Associates

Specified Medical Professions ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Admiral Insurance Group Allsouth Professional Liability Donald Gaddis Company Inc. Insurance Services Eaton Professional Insurance Services Indemnity Excess & Surplus Agency Inc. Jencap - Locations Nationwide RPS Healthcare Synergy Professional Associates Inc.

Surgery Centers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Innovation Growth Partners Specialty LLC James River Insurance Company

RPS Healthcare TDC Specialty Underwriters

Urgent Care Centers

■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ TDC Specialty Underwriters

Veterinarians

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ James River Insurance Company

Property--Commercial Apartments ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access One80

Amalgamated Insurance Underwriters Amwins - 155+ Locations Worldwide Berkley Luxury Group, a W.R. Berkley Company CID Insurance Programs Inc.

Commercial Sector Ins.Brokers, a Div. of SPG Wholesale

Distinguished Programs Donald Gaddis Company Inc. Insurance Services

Element22 Insurance Services

Flood Risk Solutions Inc. Gorst & Compass Insurance

Great American Risk Solutions HabPro Insurance

Hinterland Insurance

Integrated Specialty Coverages (ISC) Jencap - Locations Nationwide

Jimcor Agencies

MAXIMUM New England Excess Exchange

One80 Intermediaries - Bigfoot Contract Binding Pacific Excess Insurance Marketing REInsurePro Risk Placement Services Sacramento

RT Specialty Southwest Risk

The McGowan Companies USASIA Insurance Services USG Insurance Services Inc. Victor Insurance Managers LLC XPT Specialty

Capacity or Excess Property Insurance ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Churches ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Canon Insurance Service

Hull & Company James River Insurance Company Jencap - Locations Nationwide The Hartford

Access One80

AMIS/Alliance Marketing & Insurance Services LLC

Brecht & Associates

Care Providers Insurance Services

CID Insurance Programs Inc. Element22 Insurance Services Flood Risk Solutions Inc.

FTP Inc.

Gateway Specialty Insurance MAXIMUM

Promont Insurance Advisors Victor Insurance Managers LLC

Coastal Property ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access One80

Amwins - 155+ Locations Worldwide Commercial Sector Ins.Brokers, a Div. of SPG Wholesale

Continental Underwriters

Element22 Insurance Services

FTP Inc. Gridiron Insurance Underwriters Inc.

Jencap - Locations Nationwide MAXIMUM River Valley Underwriters Inc.

RT Specialty Sovereign Group Int’l Inc. Starwind Community Associations

Commercial Flood (Non-Federal) ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Berkley Luxury Group, a W.R. Berkley Company

Flood Risk Solutions Inc. Flow Insurance Services

New England Excess Exchange

Psychologists

■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Negley Associates

www.insurancejournal.com

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Commercial Property Access One80

Amalgamated Insurance Underwriters

Ashley General Agency Axon Underwriting LLC Bass Underwriters

Commercial Sector Ins.Brokers, a Div. of SPG Wholesale

Continental Underwriters

Cosmetic Insurance Services, a division of EPIC Brokers

Distinguished Programs FTP Inc.

Gridiron Insurance Underwriters Inc. Hull & Company Irwin Siegel Agency

James Klein Insurance Jamison Risk Services

Jencap - Locations Nationwide

Joseph Krar & Associates Inc. McLeckie Insurance Group Negley Associates NeitClem Wholesale Insurance Brokerage Inc. One80 Intermediaries - Bigfoot Contract Binding Pacific Excess Insurance Marketing

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Commercial Sector Ins.Brokers, a Div. of SPG Wholesale

Covenant Underwriters Element22 Insurance Services

Flood Risk Solutions Inc. FTP Inc.

Great American Risk Solutions

Hinterland Insurance

Jencap - Locations Nationwide UFG Specialty

Victor Insurance Managers LLC Western Surplus Lines Agency Inc. CIS Insurance Services - The Cannabis Insurance Co. Donald Gaddis Company Inc. Insurance Services

Element22 Insurance Services Great American Risk Solutions MAXIMUM Southwest Risk The Hartford UFG Specialty

USASIA Insurance Services Victor Insurance Managers LLC

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Hinterland Insurance

Jencap - Locations Nationwide MAXIMUM

One80 Intermediaries - Bigfoot Contract Binding Pacific Excess Insurance Marketing

UFG Specialty

Victor Insurance Managers LLC Vintage Underwriters

SMP Package (Specialty/Nonstandard)

■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ One80 Intermediaries - Bigfoot Contract Binding ■ ■ ■ ■ ■ SPG Wholesale

Taverns

■ ■ ■ ■ ■ The Hartford ■ ■ ■ ■ ■ Vintage Underwriters

Tenant Discrimination ■ ■ ■ ■ ■ REInsurePro

Terrorism

■ ■ ■ ■ ■ Berkley Luxury Group, a W.R. Berkley Company ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ REInsurePro

Toxic Mold Liability

■ ■ ■ ■ ■ Axon Underwriting LLC ■ ■ ■ ■ ■ SPG Environmental

Vacant Property

Amwins - 155+ Locations Worldwide

Hinterland Insurance

■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ REInsurePro

One80 Intermediaries - Bigfoot Contract Binding Pacific Excess Insurance Marketing REInsurePro

Restaurants

Warehouses

Prime Insurance Company

R.E. Chaix & Associates Insurance Brokers Roush Insurance Services Inc.

Southwest Risk

Starwind Community Associations

Sun Coast General Insurance Agency The Hartford UFG Specialty

USG Insurance Services Inc. Victor Insurance Managers LLC Vintage Underwriters Walter General Agency (WGA) Western Surplus Lines Agency Inc.

Amalgamated Insurance Underwriters Amwins - 155+ Locations Worldwide

Bass Underwriters

Berkley Luxury Group, a W.R. Berkley Company

Canon Insurance Service

CID Insurance Programs Inc.

Commercial Sector Ins.Brokers, a Div. of SPG Wholesale

Distinguished Programs

Element22 Insurance Services

Flood Risk Solutions Inc.

Great American Risk Solutions

Gridiron Insurance Underwriters Inc.

HabPro Insurance

Integrated Specialty Coverages (ISC) Jencap - Locations Nationwide NeitClem Wholesale Insurance Brokerage Inc. Southwest Risk

Starwind Community Associations The McGowan Companies Victor Insurance Managers LLC

Amwins - 155+ Locations Worldwide

Arrowhead General Insurance Agency Inc.

FTP Inc. Jencap - Locations Nationwide

Starwind Community Associations

Berkley Luxury Group, a W.R. Berkley Company Continental Underwriters

Hinterland Insurance

Jencap - Locations Nationwide

Poulton Associates

General Liability (GL) ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amalgamated Insurance Underwriters American Specialty Insurance & Risk Services Inc.

Manufacturing Operations

CIS Insurance Services - The Cannabis Insurance Co.

Earthquake ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Hotels/Motels

Great American Risk Solutions

CID Insurance Programs Inc.

Difference-in-Conditions ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■ ■ ■ ■ ■ UFG Specialty ■ ■ ■ ■ ■ Virtue Risk Partners LLC

Element22 Insurance Services Executive Insurance Professionals, PLLC

Brecht & Associates Cannasure Insurance Services Canon Insurance Service

Condominiums ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Hazardous Occupancies

Berkley Luxury Group, a W.R. Berkley Company

(Italicized companies offer binding authority.)

■ Not Available

Berkley Luxury Group, a W.R. Berkley Company

Mercantile ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Donald Gaddis Company Inc. Insurance Services

Great American Risk Solutions

Gridiron Insurance Underwriters Inc. Hinterland Insurance IAT Insurance Group One80 Intermediaries - Bigfoot Contract Binding Vintage Underwriters

Office Buildings ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amalgamated Insurance Underwriters Berkley Luxury Group, a W.R. Berkley Company CRC Insurance Services

Distinguished Programs

Element22 Insurance Services

Flood Risk Solutions Inc. FTP Inc. Gridiron Insurance Underwriters Inc.

HabPro Insurance

Hinterland Insurance

Jencap - Locations Nationwide Nationwide

One80 Intermediaries - Bigfoot Contract Binding Pacific Excess Insurance Marketing

RT Specialty

Victor Insurance Managers LLC Vintage Underwriters

Real Estate Investor

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Axon Underwriting LLC

Berkley Luxury Group, a W.R. Berkley Company Flood Risk Solutions Inc.

FTP Inc. Gorst & Compass Insurance

Great American Risk Solutions

Hinterland Insurance Hull & Company IAT Insurance Group

Integrated Specialty Coverages (ISC)

NeitClem Wholesale Insurance Brokerage Inc. One80 Intermediaries - Bigfoot Contract Binding Roush Insurance Services Inc.

Southwest Risk

Victor Insurance Managers LLC Western Surplus Lines Agency Inc.

School Districts

■ ■ ■ ■ ■ Apex ■ ■ ■ ■ ■ Commercial Sector Ins.Brokers, a Div. of SPG Wholesale ■ ■ ■ ■ ■ MAXIMUM

CIS Insurance Services - The Cannabis Insurance Co.

Seasonal Property

FTP Inc. Hinterland Insurance Irwin Siegel Agency

Service Stations

Continental Underwriters

James River Insurance Company

McLeckie Insurance Group NeitClem Wholesale Insurance Brokerage Inc. Victor Insurance Managers LLC Vintage Underwriters Western Surplus Lines Agency Inc. World Wide Specialty, a Div of Philadelphia Ins. Co’s

www.insurancejournal.com

■ ■ ■ ■ ■ New England Excess Exchange ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ Hinterland Insurance

Shopping Centers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Commercial Sector Ins.Brokers, a Div. of SPG Wholesale

Element22 Insurance Services

Ashley General Agency Bass Underwriters Brecht & Associates Canon Insurance Service

Charity First Insurance Services Inc.

CIS Insurance Services - The Cannabis Insurance Co. Commercial Sector Ins.Brokers, a Div. of SPG Wholesale

CRC Insurance Services

Donald Gaddis Company Inc. Insurance Services

Element22 Insurance Services

Gorst & Compass Insurance

Great American Risk Solutions

Hinterland Insurance

Integrated Specialty Coverages (ISC) MAXIMUM NeitClem Wholesale Insurance Brokerage Inc. Number One Insurance Agency

Pacific Excess Insurance Marketing Quirk & Company REInsurePro Risk Placement Services Sacramento Roush Insurance Services Inc.

RT Specialty Southwest Risk

Specialty Wholesale Ins. Solution (SWIS), a Div of SPG SPG Wholesale USASIA Insurance Services USG Insurance Services Inc. Victor Insurance Managers LLC Walter General Agency (WGA) XPT Specialty

Brecht & Associates CIS Insurance Services - The Cannabis Insurance Co.

Element22 Insurance Services

Flood Risk Solutions Inc.

Great American Risk Solutions

Gridiron Insurance Underwriters Inc. Hinterland Insurance

Nationwide The Hartford UFG Specialty

Victor Insurance Managers LLC

Wind Deductible Buy-Back ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Wind/Hail ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Commercial Sector Ins.Brokers, a Div. of SPG Wholesale

Element22 Insurance Services Hull & Company Innovation Growth Partners Specialty LLC

MiniCo Insurance Agency, a Jencap Company RT Specialty

Amwins - 155+ Locations Worldwide Ashley General Agency Berkley Luxury Group, a W.R. Berkley Company

CIS Insurance Services - The Cannabis Insurance Co.

Commercial Sector Ins.Brokers, a Div. of SPG Wholesale Element22 Insurance Services FTP Inc.

Gridiron Insurance Underwriters Inc.

Innovation Growth Partners Specialty LLC

Starwind Community Associations

Flood Risk Solutions Inc.

Great American Risk Solutions

Gridiron Insurance Underwriters Inc.

HabPro Insurance

January 26, 2026 INSURANCE JOURNAL | 37

2026 Specialty Markets Directory, Winter Edition

■ West

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Property--Residential Coastal Property ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amwins - 155+ Locations Worldwide

BUA LLC DeCotis Specialty Insurance Flood Risk Solutions Inc. FTP Inc.

Jamison Risk Services

Jencap - Locations Nationwide Jimcor Agencies

Markel Personal Lines Mexpro.com / NFP (for Mexico property only) Prime Insurance Company

RT Specialty South & Western General Agency Inc. Sovereign Group Int’l Inc. Starwind Community Associations

Condominiums (HO-6) ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Integrated Specialty Coverages (ISC)

Mexpro.com / NFP (for Mexico property only)

Sovereign Group Int’l Inc.

2026 Specialty Markets Directory, Winter Edition

Access One80 DeCotis Specialty Insurance

Foremost Insurance Group FTP Inc.

Gorst & Compass Insurance Integrated Specialty Coverages (ISC) Markel Personal Lines New England Excess Exchange

Risk Placement Services Sacramento Roush Insurance Services Inc. RT Specialty South & Western General Agency Inc. Sovereign Group Int’l Inc.

Steadily

■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Sovereign Group Int’l Inc.

Dwelling Fire (TDP-1/TDP-2/TDP-3) ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Sovereign Group Int’l Inc.

Earthquake

Arrowhead General Insurance Agency Inc.

Mexpro.com / NFP (for Mexico property only)

Poulton Associates REInsurePro

Forced Placement ■ ■ ■ ■ ■ Proctor Loan Protector

■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ Unitas Financial Services

High Valued Homeowners

Access One80 BUA LLC Canon Insurance Service

Commercial Sector Ins.Brokers, a Div. of SPG Wholesale

DeCotis Specialty Insurance

FTP Inc.

Gorst & Compass Insurance Irwin Siegel Agency

Jamison Risk Services Jencap - Locations Nationwide Mexpro.com / NFP (for Mexico property only) Prime Insurance Company

Quirk & Company Risk Placement Services Sacramento

RPS

RT Specialty Sovereign Group Int’l Inc.

SPG Wholesale

USG Insurance Services Inc.

High-Value Dwellings Access One80

Amwins - 155+ Locations Worldwide

BUA LLC Canon Insurance Service Flood Risk Solutions Inc. Hull & Company Irwin Siegel Agency

New England Excess Exchange RPS

RT Specialty Sovereign Group Int’l Inc.

Historic Homes

■ ■ ■ ■ ■ Flood Risk Solutions Inc. ■ ■ ■ ■ ■ RPS

38 | INSURANCE JOURNAL January 26, 2026

■ ■ ■ ■ ■ Grundy Insurance ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Professional Governmental Underwriters

Irrigation Districts

Markel Personal Lines Mexpro.com / NFP (for Mexico property only) New England Excess Exchange

Municipal & Public Entities Liability

Integrated Specialty Coverages (ISC) Risk Placement Services Sacramento Roush Insurance Services Inc.

RPS

RT Specialty Sovereign Group Int’l Inc.

Homeowners (HO-A)

■ ■ ■ ■ ■ Flood Risk Solutions Inc. ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ South & Western General Agency Inc.

Jewelry & Fur Floaters ■ ■ ■ ■ ■ BriteCo Jewelry & Watch Insurance ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Public Entities Community Water Districts

FTP Inc. Hull & Company

Homeowners (HO-A/HO-B)

Dwelling Fire (TDP-1)

Foremost Insurance Group

FTP Inc. Hull & Company

Foremost Insurance Group

Dwelling Fire (DP-1, DP-3)

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access One80 Bass Underwriters BUA LLC Flood Risk Solutions Inc.

■ ■ ■ ■ ■ Flood Risk Solutions Inc. ■ ■ ■ ■ ■ Foremost Insurance Group

■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Markel Personal Lines

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Homeowners (HO-3)

(Italicized companies offer binding authority.)

■ Not Available

Flood Risk Solutions Inc.

Contents Only (HO-4)

■ West

Gorst & Compass Insurance

■ ■ ■ ■ ■ Professional Governmental Underwriters ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amwins - 155+ Locations Worldwide Apex Jencap - Locations Nationwide

RT Specialty The McGowan Companies Virtue Risk Partners LLC

Public Housing Authorities Liability

■ ■ ■ ■ ■ Professional Governmental Underwriters

Public Utilities (Water, Gas, Electric)

■ ■ ■ ■ ■ Grundy Insurance ■ ■ ■ ■ ■ Professional Governmental Underwriters

Wastewater Treatment

■ ■ ■ ■ ■ Axon Underwriting LLC ■ ■ ■ ■ ■ Grundy Insurance ■ ■ ■ ■ ■ Virtue Risk Partners LLC

RT Specialty

Railroad Risks Railroad Property/Liability

Low-Value Dwellings

Railroad Protective Liability

Manufactured HO3

Service Businesses Ambulances

Integrated Specialty Coverages (ISC) SPG Wholesale

■ ■ ■ ■ ■ Access One80 ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Sovereign Group Int’l Inc. ■ ■ ■ ■ ■ Access One80 ■ ■ ■ ■ ■ Foremost Insurance Group

Mobile/Manufactured Homes ■ ■ ■ ■ ■ Foremost Insurance Group ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Markel Personal Lines

REInsurePro

RPS

South & Western General Agency Inc.

Non-Standard Dwellings ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access One80 Canon Insurance Service Foremost Insurance Group

One80 Intermediaries - Bigfoot Contract Binding Prime Insurance Company

Real Estate Investor

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ Unitas Financial Services

Seasonal Dwellings ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access One80 BUA LLC Flood Risk Solutions Inc. Foremost Insurance Group

Markel Personal Lines

REInsurePro Risk Placement Services Sacramento

RPS

Sovereign Group Int’l Inc.

Steadily

Tenant Policy ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Foremost Insurance Group FTP Inc. Sovereign Group Int’l Inc. Unitas Financial Services

Toxic Mold Liability

■ ■ ■ ■ ■ Axon Underwriting LLC

Vacant Property

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Access One80 Canon Insurance Service DeCotis Specialty Insurance

Foremost Insurance Group FTP Inc. Gorst & Compass Insurance

Integrated Specialty Coverages (ISC) Jimcor Agencies

Markel Personal Lines New England Excess Exchange Number One Insurance Agency

One80 Intermediaries - Bigfoot Contract Binding REInsurePro Risk Placement Services Sacramento

RPS

South & Western General Agency Inc. Sovereign Group Int’l Inc.

Steadily

Walter General Agency (WGA) XPT Specialty

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Commercial Sector Ins.Brokers, a Div. of SPG Wholesale

■ ■ ■ ■ ■ BBSI ■ ■ ■ ■ ■ James River Insurance Company

Barber Shops ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

One80 Intermediaries - Bigfoot Contract Binding Professional Program Ins. Brokerage, a Div of SPG Ins.

REInsurePro

SASSI - Salon & Spa Specialty Insurance

Beauty Salons ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Ascendant Insurance Solutions Innovation Growth Partners Specialty LLC

Joseph Krar & Associates Inc. One80 Intermediaries - Bigfoot Contract Binding Pacific Excess Insurance Marketing Professional Program Ins. Brokerage, a Div of SPG Ins.

REInsurePro

Risk Placement Services Sacramento

SASSI - Salon & Spa Specialty Insurance Universal Insurance Programs

Beauty Schools

■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG Ins. ■ ■ ■ ■ ■ SASSI - Salon & Spa Specialty Insurance

Beauty Supply

■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG Ins.

Buses

■ ■ ■ ■ ■ National Indemnity Company

Cannabis, CBD & Smoke/Vape Shop

■ ■ ■ ■ ■ Cannasure Insurance Services ■ ■ ■ ■ ■ CIS Insurance Services - The Cannabis Insurance Co. ■ ■ ■ ■ ■ Jencap - Locations Nationwide

Cannabis/Marijuana - Dispensary and Growers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Cannasure Insurance Services CIS Insurance Services - The Cannabis Insurance Co.

Jencap - Locations Nationwide Jimcor Agencies

Kinsale Insurance Company XPT Specialty

Cemeteries

■ ■ ■ ■ ■ Brownyard Group

Convenience Stores ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Covenant Underwriters Executive Insurance Professionals, PLLC

Joseph Krar & Associates Inc. Vintage Underwriters

Cryotherapy

■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG Ins.

Day Care Centers/Nurseries ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Ascendant Insurance Solutions

Brecht & Associates

Indemnity Excess & Surplus Agency Inc.

Joseph Krar & Associates Inc.

Nonprofits Insurance Alliance Risk Placement Services Sacramento

River Valley Underwriters Inc.

www.insurancejournal.com

Legend:

■ East

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

■ Midwest

■ Southeast

■ Texas/South Central

Roush Insurance Services Inc.

RPS

USASIA Insurance Services Western Surplus Lines Agency Inc.

Detective/Patrol Liability

■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Joseph Krar & Associates Inc.

Exterminators

■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ Joseph Krar & Associates Inc.

Firearm Dealers

■ West

Smoke/Vape Shops

■ ■ ■ ■ ■ CIS Insurance Services - The Cannabis Insurance Co. ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG Ins.

■ ■ ■ ■ ■ Vintage Underwriters ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc.

Social Service Risks

Spectators

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Ascendant Insurance Solutions Gateway Specialty Insurance

Hull & Company

Irwin Siegel Agency

James River Insurance Company

Negley Associates

Nonprofits Insurance Alliance

■ ■ ■ ■ ■ Joseph Chiarello & Co ; Firearms Business Insurance ■ ■ ■ ■ ■ Kinsale Insurance Company

Software, Internet & Computer Consulting Co

Funeral Directors/Mortuaries

Staffing Firms

■ ■ ■ ■ ■ Brownyard Group

Health Clubs ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

American Specialty Insurance & Risk Services Inc. Indemnity Excess & Surplus Agency Inc.

Joseph Krar & Associates Inc.

Nationwide Sports & Wellness Insurance

Hospice (Medical & Non Medical)

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Care Providers Insurance Services Negley Associates

Nonprofits Insurance Alliance Sapphire Blue

Internet Risks

■ ■ ■ ■ ■ RPS Technology & Cyber

Jewelers Block

■ ■ ■ ■ ■ RPS ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Limousines

BBSI

National Indemnity Company

Norman-Spencer International Inc. RPS

Pawn Shops

■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Philadelphia Insurance Companies

Recycling Centers

■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ UFG Specialty

Residential Care Facilities ■ ■ ■ ■ ■ Irwin Siegel Agency

■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Nonprofits Insurance Alliance

Restaurants ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Berkley Select | a Berkley Company

IAT Insurance Group

Integrated Specialty Coverages (ISC) James River Insurance Company

Joseph Krar & Associates Inc. McLeckie Insurance Group One80 Intermediaries - Bigfoot Contract Binding

Philadelphia Insurance Companies Quirk & Company River Valley Underwriters Inc.

RPS

The McGowan Companies Vintage Underwriters Western Surplus Lines Agency Inc.

Retail Stores ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Ascendant Insurance Solutions

Brecht & Associates

CIS Insurance Services - The Cannabis Insurance Co.

McLeckie Insurance Group

New England Excess Exchange

One80 Intermediaries - Bigfoot Contract Binding Pacific Excess Insurance Marketing

Philadelphia Insurance Companies

Roush Insurance Services Inc. The McGowan Companies

Self Storage ■ ■ ■ ■ ■ Brecht & Associates ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Innovation Growth Partners Specialty LLC

MiniCo Insurance Agency, a Jencap Company

PartnerOne Environmental

Universal Insurance Programs

Service Stations

■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing

Shopping Centers ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amalgamated Insurance Underwriters James River Insurance Company

Joseph Krar & Associates Inc. McLeckie Insurance Group One80 Intermediaries - Bigfoot Contract Binding

Philadelphia Insurance Companies

Quirk & Company Vintage Underwriters

www.insurancejournal.com

■ ■ ■ ■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ RPS Technology & Cyber ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amwins - 155+ Locations Worldwide Innovation Growth Partners Specialty LLC RPS Healthcare

RPS Technology & Cyber World Wide Specialty, a Div of Philadelphia Ins. Co’s

Storage Facilities

■ ■ ■ ■ ■ Universal Insurance Programs

Tanning Salons ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Donald Gaddis Company Inc. Insurance Services

Insurtec Tanning and Spa Insurance

Joseph Krar & Associates Inc. Professional Program Ins. Brokerage, a Div of SPG Ins. Universal Insurance Programs

Tattooing & Body Piercing ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

BBSI

Joseph Krar & Associates Inc. Professional Program Ins. Brokerage, a Div of SPG Ins.

REInsurePro Valet Parking Companies

■ ■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Special Events Liability Event Cancellation ■ ■ ■ ■ ■ BriteCo Jewelry & Watch Insurance ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

BUA LLC

Gateway Specialty Insurance Integrated Specialty Coverages (ISC) Markel Personal Lines Sportunderwriters.com

One-Day Special Events ■ ■ ■ ■ ■ BriteCo Jewelry & Watch Insurance

BUA LLC

Charity First Insurance Services Inc. CIS Insurance Services - The Cannabis Insurance Co. First Choice Ins Intermediaries

■ ■ ■ ■ ■ InsuranceHelper.com ■ ■ ■ ■ ■ Sportunderwriters.com

Third Party Property Damage

■ ■ ■ ■ ■ BriteCo Jewelry & Watch Insurance ■ ■ ■ ■ ■ Markel Personal Lines

Sports & Recreation Amateur Sports ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

American Specialty Insurance & Risk Services Inc. Charity First Insurance Services Inc.

InsuranceHelper.com

Jencap - Locations Nationwide

Lefebvre Insurance LLC

Sports & Wellness Insurance Sportunderwriters.com

Amusement Parks/Fairgrounds ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

American Specialty Insurance & Risk Services Inc. Jencap - Locations Nationwide

McGowan Allied Specialty Insurance

Prime Insurance Company

Sun Coast General Insurance Agency

Auto Racing

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Bowling Centers

■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance

Childrens Summer Camps

■ ■ ■ ■ ■ Lefebvre Insurance LLC ■ ■ ■ ■ ■ Sports & Wellness Insurance

Dance Schools & Studios

■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc.

Driving Ranges

■ ■ ■ ■ ■ McGowan Allied Specialty Insurance ■ ■ ■ ■ ■ Sportunderwriters.com

Dude Ranches

■ ■ ■ ■ ■ McGowan Allied Specialty Insurance

Fitness Centers

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Sports & Wellness Insurance ■ ■ ■ ■ ■ Sportunderwriters.com

Golf Courses

■ ■ ■ ■ ■ Starwind Community Associations

Gymnastics Studios

Gorst & Compass Insurance InsuranceHelper.com

■ ■ ■ ■ ■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Sports & Wellness Insurance ■ ■ ■ ■ ■ Sportunderwriters.com

Irwin Siegel Agency

Martial Arts Studios

Integrated Specialty Coverages (ISC) James River Insurance Company Jencap - Locations Nationwide Sportunderwriters.com

■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc.

Motor Sports

Promotional Contests

■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ Prime Insurance Company

Special Events

■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■ ■ ■ ■ Care Providers Insurance Services ■ ■ ■ ■ ■ Nonprofits Insurance Alliance

■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Sportunderwriters.com ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

American Specialty Insurance & Risk Services Inc. Amwins - 155+ Locations Worldwide

Ashley General Agency Brecht & Associates

BriteCo Jewelry & Watch Insurance

Builders & Tradesmen’s Insurance Services Inc. (BTIS) Charity First Insurance Services Inc. CIS Insurance Services - The Cannabis Insurance Co. DeCotis Specialty Insurance Executive Insurance Professionals, PLLC First Choice Ins Intermediaries Gateway Specialty Insurance

InsuranceHelper.com

Integrated Specialty Coverages (ISC)

Museums

Outfitters & Guides ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Ashley General Agency

McGowan Allied Specialty Insurance

Nationwide Prime Insurance Company

Prize Indemnification

■ ■ ■ ■ ■ Sportunderwriters.com

Professional Sports

■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc.

Riding Stables

■ ■ ■ ■ ■ McGowan Allied Specialty Insurance

Irwin Siegel Agency

Rodeos

Joseph Krar & Associates Inc.

Shooting Ranges

James River Insurance Company Jencap - Locations Nationwide

Kinsale Insurance Company Markel Personal Lines

McGowan Allied Specialty Insurance

Nationwide New England Excess Exchange Nonprofits Insurance Alliance Prime Insurance Company

River Valley Underwriters Inc.

RPS

South & Western General Agency Inc.

■ ■ ■ ■ ■ InsuranceHelper.com ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance ■ ■ ■ ■ ■ Joseph Chiarello & Co ; Firearms Business Insurance

Skating Rinks

■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC

Ski Area Liability/Special Events Liability ■ ■ ■ ■ ■ Innovation Growth Partners Specialty LLC ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance ■ ■ ■ ■ ■ Sportunderwriters.com

Sportunderwriters.com

USASIA Insurance Services

January 26, 2026 INSURANCE JOURNAL | 39

2026 Specialty Markets Directory, Winter Edition

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

(Italicized companies offer binding authority.)

■ Not Available

Legend:

■ East

■ Midwest

■ Southeast

■ Texas/South Central

Sporting Camps - League ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

InsuranceHelper.com Lefebvre Insurance LLC

Workers’ Comp ■ ■ ■ ■ ■ AMERISAFE

Comp Solutions Network Inc.

Workers’ Comp - Small Business

Workers’ Comp - Alternative Workers Comp

American Specialty Insurance & Risk Services Inc.

InsuranceHelper.com

James Klein Insurance

Lefebvre Insurance LLC

Sports & Wellness Insurance Sportunderwriters.com

Sporting Events - Abandonment/Cancellation ■ ■ ■ ■ ■ Sportunderwriters.com

Sports Facilities ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

American Specialty Insurance & Risk Services Inc. Innovation Growth Partners Specialty LLC James River Insurance Company Sports & Wellness Insurance Sportunderwriters.com

Theme Parks

■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance

Trap & Skeet Shooting Clubs

■ ■ ■ ■ ■ Sportunderwriters.com ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Workers’ Compensation Excess Reinsurance Workers Comp ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Apex BBSI

Gray Specialty Midwest Employers Casualty

Maritime Employers Liability (MEL) ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

USL&H

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amwins - 155+ Locations Worldwide

Global Special Risks

James River Insurance Company

Jencap - Locations Nationwide

LIG Marine Managers Texas Mutual Insurance Company

Amwins - 155+ Locations Worldwide

Comp Solutions Network Inc. Global Special Risks

Innovation Growth Partners Specialty LLC Jencap - Locations Nationwide Legacy Employer Concepts LLC

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amwins - 155+ Locations Worldwide Ascendant Insurance Solutions BBSI Innovation Growth Partners Specialty LLC Jencap - Locations Nationwide Legacy Employer Concepts LLC

Builders & Tradesmen’s Insurance Services (BTIS)

Winter Recreational Activities

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Workers’ Comp - PEO ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Amwins - 155+ Locations Worldwide Arrowhead General Insurance Agency Inc. Ascendant Insurance Solutions Bass Underwriters BBSI

■ ■ ■ ■ ■ Joseph Chiarello & Co ; Firearms Business Insurance ■ ■ ■ ■ ■ Sun Coast General Insurance Agency

Nationwide Sports & Wellness Insurance Sportunderwriters.com

(Italicized companies offer binding authority.)

■ Not Available

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Sporting Events

2026 Specialty Markets Directory, Winter Edition

■ West

Clear Marine Risk Solutions

Continental Underwriters Executive Insurance Professionals, PLLC FTP Inc.

Integrated Specialty Coverages (ISC) Jencap - Locations Nationwide Legacy Employer Concepts LLC

LIG Marine Managers

Maverick Commercial Insurance Services McLeckie Insurance Group MOVER’S CHOICE Insurance

Negley Associates

Omaha National

Shield Commercial Insurance Services Starwind Community Associations

Sun Coast General Insurance Agency Target Managers Insurance Services

■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

Texas Mutual Insurance Company

BBSI CID Insurance Programs Inc. Jencap - Locations Nationwide Legacy Employer Concepts LLC

Shield Commercial Insurance Services Texas Mutual Insurance Company

Workers’ Comp - Truckers and Transportation ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

BBSI

Gray Specialty

Innovation Growth Partners Specialty LLC Jencap - Locations Nationwide Legacy Employer Concepts LLC

Texas Mutual Insurance Company True Transport Insure

Texas Mutual Insurance Company USASIA Insurance Services USG Insurance Services Inc. World Wide Specialty, a Div of Philadelphia Ins. Co’s

BBSI

Gray Specialty

Jencap - Locations Nationwide

Texas Mutual Insurance Company

Workers’ Comp - Auto Related Business ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

BBSI Jencap - Locations Nationwide RT Specialty Target Managers Insurance Services

Texas Mutual Insurance Company

Workers’ Comp - High Hazard ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

BBSI Jencap - Locations Nationwide Jimcor Agencies MAXIMUM

Texas Mutual Insurance Company

Workers’ Comp - Oil & Gas ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■ ■■ ■ ■ ■

BBSI

Global Special Risks Gray Specialty

Innovation Growth Partners Specialty LLC Jencap - Locations Nationwide

Texas Mutual Insurance Company

LIG Marine Managers Texas Mutual Insurance Company The American Equity Underwriters Inc.

40 | INSURANCE JOURNAL January 26, 2026

www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers 5Star Specialty Programs

See Website for Addresses, Headquarters - Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 E-mail: marketing@5starsp.com www.5starsp.com MGA, Lloyd’s Correspondent, Managing Underwriter

Access E&S Insurance Services

2001 N. Lincoln St., Arlington, VA 22207 Phone: (703) 248-2566, Fax: (703) 248-2565 E-mail: Tim@Access-ES.com www.Access-ES.com A Licensed Surplus Broker, Lloyd’s Correspondent

Access One80

1773 S. 8th St., Ste. 200, Colorado Springs, CO 80905 Phone: (855) 900-2960, Fax: (719) 623-4699 E-mail: submissions@bigfootbinds.com accessone80.com Managing General Agency, A Licensed Surplus Broker

Addiction Treatment Providers Insurance Program

555 E. North Lane, Ste. 6060, Conshohocken, PA 19428 Phone: (610) 808-9556 E-mail: nsmmarketing@nsminc.com atpinsure.com MGA, A Licensed Surplus Broker, Managing Underwriter

Admiral Insurance Group 232 Strawbridge Drive, Moorestown, NJ 08057 Phone: (856) 429-9200, Fax: (856) 429-8611 E-mail: admiralmarketing@admiralins.com www.admiralins.com Managing Underwriter

Agricultural Insurance Mgmt Services 1496 Route 3A, Ste. 10, Bow, NH 03304 Phone: (877) 552-2467, Fax: (603) 225-9318 E-mail: thooker@aimscentral.com www.aimscentral.com Managing General Agency

Allsouth Professional Liability

9800 4th Street N, Ste. 400, St. Petersburg, FL 33702 Phone: (800) 913-9260, Fax: (813) 282-0994 E-mail: info@allsouth.net www.allsouth.net MGA, A Licensed Surplus Broker, Managing Underwriter

Amalgamated Insurance Underwriters

For more info, check our ad on page 3 (West) and page 1 (East, Southeast & Midwest). 1 Paragon Dr., Ste. 265, Montvale, NJ 07645 Phone: (845) 426-0400 E-mail: hello@aiu-usa.com aiu-usa.com Managing General Agency, Managing Underwriter

American Specialty Insurance & Risk Services Inc. 7609 W. Jefferson Blvd., Ste. 100, Fort Wayne, IN 46804 Phone: (800) 245-2744, Fax: (260) 969-4729 E-mail: bschall@americanspecialty.com www.americanspecialty.com MGA, A Licensed Surplus Broker, Managing Underwriter

AMERISAFE

2301 Hwy 190 W, DeRidder, LA 70634 Phone: (800) 256-9052 E-mail: asksales@amerisafe.com www.amerisafe.com

AMIS/Alliance Marketing & Insurance Services LLC PO Box 567, San Marcos, CA 92079 Phone: (760) 471-7116, Fax: (760) 471-9378 E-mail: snowell@amiscorp.com www.amisinsurance.com A Licensed Surplus Broker

www.insurancejournal.com

Amwins - 155+ Locations Worldwide

For more info, check our ad on page 3 (National). See Website for Locations, Headquarters - Charlotte, NC 28210 Phone: (704) 749-2700 E-mail: marketing@amwins.com www.amwins.com Managing General Agency, A Licensed Surplus Broker

Apex

201 Concourse Blvd. Ste. 260, Glen Allen, VA 23059 Phone: (210) 887-1064 E-mail: hughes@apexinsurance.com www.apexinsurance.com MGA, A Licensed Surplus Broker, Managing Underwriter

Berkley Luxury Group, a W.R. Berkley Company 389 Interpace Pkwy, Ste. 550, Parsippany, NJ 07054 Phone: (800) 504-7012 E-mail: mail@berkleyluxurygroup.com www.berkleyluxurygroup.com

Berkley Select | a Berkley Company 550 W. Jackson Blvd., Ste. 500, Chicago, IL 60661 Phone: (312) 800-6200, Fax: (312) 207-1839 E-mail: info@berkleyselect.com www.berkleyselect.com

Apollo General Ins. Agency Inc.

PO Box 1508, Sonoma, CA 95476 Phone: (800) 624-5829, Fax: (707) 996-7912 E-mail: victoriam@apgen.com www.apgen.com MGA, A Licensed Surplus Broker, Managing Underwriter

Applied Financial Lines

1120 6th Ave., 21st Fl, New York, NY 10036 Phone: (443) 534-6060, Fax: (877) 234-4425 E-mail: tdowen@auw.com www.afl.auw.com Managing General Agency, A Licensed Surplus Broker

Arrowhead General Insurance Agency Inc. 701 B St., Ste. 2100, San Diego, CA 92101 Phone: (800) 669-1889, Fax: (619) 881-8695 E-mail: MarketingInfo@ArrowheadGrp.com www.ArrowheadGrp.com A Licensed Surplus Broker, Managing Underwriter

Ascendant Insurance Solutions

Brecht & Associates

1450 Hughes Rd, Ste. 109, Grapevine, TX 76051 Phone: (817) 424-5335, Fax: (817) 424-3772 E-mail: jbrecht@brechtassoc.com www.brechtassoc.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter Brecht & Associates is a managing general agency serving agents in Texas, Oklahoma, and Arkansas specializing in insuring risks with unique characteristics. Independently owned & operated, our goal is to assist retail agents by providing access to a full range of products to meet the needs of their clients.

2199 Ponce de Leon Blvd., Ste. 500, Coral Gables, FL 33134 Phone: (305) 820-4360, Fax: (305) 820-4348 E-mail: marketing@ascendantgroup.com www.ascendantgroup.com MGA, A Licensed Surplus Broker, Managing Underwriter

Ashley General Agency

2040 N. Loop 336 W, Ste. 200, Conroe, TX 77304 Phone: (936) 441-5959, Fax: (936) 521-5922 E-mail: hnelson@ashleyga.com www.ashleyga.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

Axon Underwriting LLC

60 Washington St., Morristown, NJ 07960 Phone: (908) 947-0867, Fax: (908) 253-8503 E-mail: info@axonu.com www.axonu.com MGA, A Licensed Surplus Broker, Managing Underwriter

Balance Partners - Maven

Bristol West Insurance Group PO Box 31029, Independence, OH 44131 Phone: (800) 237-6136 E-mail: foremostinsurancegroup@foremost.com www.bristolwest.com

Bristol West® began offering private-passenger insurance policies in 1973. A Bristol West insurance policy is crafted with the customer in mind, offering broad underwriting, stability, value and enhanced services that make it easy to insure a vehicle.

PO Box 2550, Huntington, NY 11750 Phone: (512) 923-6278 E-mail: cjacobs@balanceuw.com www.balanceuw.com/maven MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

BriteCo Jewelry & Watch Insurance

Bass Underwriters

Brooks Insurance Agency

6951 W. Sunrise Blvd., Plantation, FL 33313 Phone: (954) 473-4488, Fax: (954) 317-3100 E-mail: marketing@bassuw.com www.bassuw.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

BBSI

1840 Gateway Dr., Ste. 125, San Mateo, CA 94404 Phone: (415) 377-6163, Fax: (650) 653-7586 E-mail: tom.santamorena@gmail.com www.bbsi.com Managing General Agency

805 Greenwood, Evanston, IL 60201 Phone: (312) 809-9100 E-mail: conor.redmond@brite.co brite.co Managing General Agency

6320 Canoga Ave., 12th Fl, Woodland Hills, CA 91367 Phone: (818) 449-9062 E-mail: mmccluskey@brooks-ins.com www.brooks-ins.com Managing General Agency, A Licensed Surplus Broker

Brownyard Group

21 Maple Ave., Bay Shore, NY 11706 Phone: (800) 645-5820, Fax: (631) 666-5723 E-mail: info@brownyard.com www.brownyard.com Managing General Agency, Managing Underwriter

January 26, 2026 INSURANCE JOURNAL | 41

Alphabetical Directory of Intermediaries and Carriers BUA LLC

22 Deer St., Ste. 400, Portsmouth, NH 03801 Phone: (603) 772-5005, Fax: (603) 372-5990 E-mail: msamperi@buainsurance.com www.buainsurance.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

6610 Sierra College Blvd., Rocklin, CA 95677 Phone: (877) 649-6682, Fax: (916) 772-9292 E-mail: info@btisinc.com www.btisinc.com A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

BWI Aviation Insurance Agency 1481 Sunshine Circle, Corona, CA 92881 Phone: (951) 818-6558 E-mail: matt.white@bwifly.com bwifly.com

Cannasure Insurance Services

1468 W. 9th St., Ste. 805, Cleveland, OH 44113 Phone: (800) 420-5757 E-mail: info@cannasure.com www.cannasure.com MGA, A Licensed Surplus Broker, Managing Underwriter

Canon Insurance Service

8383 Wilshire Blvd., Ste. 341, Beverly Hills, CA 90211 Phone: (310) 859-8600, Fax: (310) 278-3617 www.CanonInsurance.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Care Providers Insurance Services

6200 K Ave., Ste. 190, Plano, TX 75074 Phone: (484) 531-8887 E-mail: nsmmarketing@nsminc.com cpsinsure.com MGA, A Licensed Surplus Broker, Managing Underwriter

Charity First Insurance Services Inc.

595 Market St., Ste. 2100, San Francisco, CA 94105 Phone: (800) 352-2761 E-mail: marketing@charityfirst.com www.charityfirst.com MGA, A Licensed Surplus Broker, Managing Underwriter

CID Insurance Programs Inc.

7125 El Cajon Blvd., Ste. 3, San Diego, CA 92115 Phone: (800) 922-7283 E-mail: marketing@cidinsurance.com www.cidinsurance.com MGA, A Licensed Surplus Broker, Managing Underwriter

CIS Insurance Services - The Cannabis Insurance Company

2580 E. Harmony Rd., Ste. 301, Fort Collins, CO 80528 Phone: (303) 495-3375 E-mail: lisa@thecannabisinsurancecompany.com www.thecannabisinsurancecompany.com MGA, A Licensed Surplus Broker, Managing Underwriter

Clear Marine Risk Solutions

12935 S W Bay Shore Dr., Unit 205, Traverse City, MI 49684 Phone: (800) 748-0224 E-mail: john.logothetis@clearmarinerisk.com www.clearmarinerisk.com MGA, A Licensed Surplus Broker, Managing Underwriter

Distinguished Programs

1180 Avenue of the Americas, 16th Fl, New York, NY 10036 Phone: (212) 297-3100, Fax: (212) 297-3130 E-mail: jsafer@distinguished.com www.distinguished.com Managing General Agency, A Licensed Surplus Broker

Commercial Sector Insurance Brokers, a division of SPG Wholesale

DMI Insurance Services

Comp Solutions Network Inc.

Donald Gaddis Co. Inc. Insurance Services

500 Corporate Pkwy, Ste. 200-G, Hoover, AL 35242 Phone: (205) 776-1600, Fax: (205) 776-1619 E-mail: bbleistine@comsectorins.com www.comsectorins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter 7135 W. Tidwell, Bldg M., Ste. 112A, Houston, TX 77092 Phone: (713) 690-3500, Fax: (713) 690-8484 E-mail: diannef@compsolutionsnetwork.com www.compsolutionsnetwork.com Managing General Agency, A Licensed Surplus Broker

Construction Insurance Services LLC 5949 Sherry Ln., Ste. 1460, Dallas, TX 75225 Phone: (214) 884-1800, Fax: (214) 884-1801 E-mail: kcurley@constructioninsuranceservices.com www.constructioninsuranceservices.com A Licensed Surplus Broker

Continental Underwriters

21 S. Evergreen Ave., Ste 220, Arlington Hts., IL 60005 Phone: (312) 853-0071, Fax: (312) 853-1033 E-mail: cgaddis@gaddiscompany.com www.gaddiscompany.com A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Eaton Professional Insurance Services 17602 17th St., Ste. 102-120, Tustin, CA 92780 Phone: (714) 832-8649, Fax: (714) 832-2586 E-mail: c.eaton@episi.net www.episi.net A Licensed Surplus Broker, Lloyd’s Correspondent

3435-A W. Leigh Street, Richmond, VA 23230 Phone: (804) 643-7800, Fax: (804) 643-5800 E-mail: info@contund.com www.contund.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Element22 Insurance Services

Cooper & McCloskey Inc.

Equine Insurance Specialists LLC

1981 N. Broadway, Ste. 340, Walnut Creek, CA 94596 Phone: (415) 433-7700, Fax: (415) 433-7707 E-mail: keltie@cmiprorisk.com www.cmiprorisk.com A Licensed Surplus Broker

PO Box 12440, Lexington, KY 40583 Phone: (800) 723-9414, Fax: (866) 207-6953 E-mail: info@insureyourhorse.com www.insureyourhorse.com Managing General Agency

Cosmetic Insurance Services, a division of EPIC Brokers

Euclid Life Science Specialty LLC

210 Hudson St., 6th Fl, Jersey City, NJ 07311 Phone: (201) 356-0057, Fax: (201) 356-0055 E-mail: Kenneth.hegel@epicbrokers.com www.cosmeticinsurance.com MGA, A Licensed Surplus Broker, Managing Underwriter

Covenant Underwriters

3000 Gulf to Bay Blvd., Ste. 600, Clearwater, FL 33759 Phone: (877) 591-8283 E-mail: dapplebaum@element22ins.com www.element22ins.com Managing General Agency, A Licensed Surplus Broker

234 Spring Lake Dr., Itasca, IL 60143 Phone: (443) 682-0102 E-mail: RElliott@EuclidLSS.com www.EuclidLSS.com Managing General Agency, Managing Underwriter

Executive Insurance Professionals, PLLC

1221 McKinney St., Ste. 3110, Houston, TX 77010 Phone: (346) 330-3777 E-mail: broker@covenantunderwriters.com www.covenantunderwriters.com

6031 W. Interstate 20, Ste. 249, Arlington, TX 76017 Phone: (800) 779-4095, Fax: (866) 779-4331 E-mail: cheryl@execins.com www.execins.com A Licensed Surplus Broker, Lloyd’s Correspondent

CRC Insurance Services

First Choice Ins Intermediaries

See Website for Locations, Birminham, AL 35209 Phone: (205) 870-7790, Fax: (205) 879-3739 E-mail: marketing@crcins.com www.crcins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

822 A1A North, Ste. 310, Ponte Vedra Beach, FL 32082 Phone: (866) 821-9572, Fax: (904) 543-4501 E-mail: info@firstchoiceii.com www.firstchoiceii.com Managing General Agency, A Licensed Surplus Broker

Custom Assurance Placements Ltd.

2700 Middleburg Dr., Ste. 219B, Columbia, SC 29204 Phone: (803) 799-1770 E-mail: cap@customassurance.com www.customassurance.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

360 Central Ave., Ste. 1260, St Petersburg, FL 33701 Phone: (727) 256-1991 E-mail: phil@floodsol.com www.floodsol.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

DeCotis Specialty Insurance

Flow Insurance Services

245 Waterman St., Ste. 501, Providence, RI 02906 Phone: (401) 351-0066, Fax: (401) 351-0386 E-mail: tdecotis@decotis.com www.decotis.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

42 | INSURANCE JOURNAL January 26, 2026

9020 N Capital of Texas Hwy Ste I-270, Austin, TX 78759 Phone: (408) 465-2302 E-mail: nmaske@dmi-insurance.com www.dmi-insurance.com MGA, A Licensed Surplus Broker, Managing Underwriter

Flood Risk Solutions Inc.

548 Market St PMB90420, San Francisco, CA 94104 Phone: (855) 368-5502 E-mail: info@flowinsurance.com www.flowinsurance.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers

Foremost Insurance Group 5600 Beech Tree Ln. SE, Caledonia, MI 49316 Phone: (800) 237-6136 E-mail: acm@foremost.com www.foremostagent.com

Foremost® – A Farmers Insurance® Company is focused on providing A Better Insurance Experience® to all customers. Foremost has been an industry leader since 1952, and today offers a well-rounded suite of personal lines insurance, including the Foremost Signature(SM) Auto & Home programs and the Foremost Choice® Property & Casualty programs.

Freberg Environmental Inc.

1800 Wazee St., Ste. 300, Denver, CO 80202 Phone: (800) 377-4152, Fax: (303) 623-8101 E-mail: info@feiinsurance.com www.feiinsurance.com Managing General Agency, Managing Underwriter

Gridiron Insurance Underwriters Inc.

Insight Risk Technologies

Grundy Insurance

InsuranceHelper.com

Guardian Insurance Wholesalers Inc.

Insurtec Tanning and Spa Insurance

261 N. University Dr., Ste 510, Plantation, FL 33324 Phone: (954) 331-3000 E-mail: ddemott@gridironins.com www.gridironins.com Managing Underwriter PO Box 1957, Horsham, PA 19044 Phone: (877) 338-4004, Fax: (215) 674-5716 E-mail: clint@grundy.com www.grundy.com/utility Managing General Agency

PO Box 119, Leitchfield, KY 42755 Phone: (270) 230-0340, Fax: (270) 230-0344 E-mail: dlhuff@guardian-ins.com www.guardian-ins.com Managing General Agency, A Licensed Surplus Broker

Gateway Specialty Insurance 1170 Devon Park Drive, Wayne, PA 19087 Phone: (877) 977-4474, Fax: (610) 254-1855 E-mail: submissions@gatewayspeccialty.com www.gatewayspecialty.com A Licensed Surplus Broker

Global Special Risks

9821 Katy Fwy, Ste. 750, Houston, TX 77024, Houston, TX 77024 Phone: (713) 260-1030, Fax: (713) 952-3978 E-mail: questions@gsrum.com gsrum.com Managing Underwriter

Goldleaf Surety Services LLC

3246 E Hwy 7, Ste. 150, Montevideo, MN 56265 Phone: (320) 269-3144, Fax: (320) 269-3154 E-mail: Goldleaf@goldleafsurety.com goldleafsurety.com

PO Box 25, Rich Hill, MO 64479 Phone: (417) 395-2770 E-mail: info@insurtecinc.com www.insurtecinc.com

555 E. North Lane, Ste. 6060, Conshohocken, PA 19428 Phone: (610) 808-9499 E-mail: nsmmarketing@nsminc.com habproinsurance.com Managing General Agency, A Licensed Surplus Broker 4601 DTC Blvd., Ste. 250, Denver, CO 80237 Phone: (314) 496-7077 E-mail: info@hinterlandins.com www.hinterlandins.com MGA, A Licensed Surplus Broker, Managing Underwriter

131 White Oak Lane, Old Bridge, NJ 08857 Phone: (732) 679-3700 E-mail: hdiamandis@ftpins.com www.ftpins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

PO Box 1549, Grass Valley, CA 95945 Phone: (530) 648-1100 E-mail: brokers@insurancehelper.com www.insurancehelper.com Managing General Agency, Managing Underwriter

HabPro Insurance

Hinterland Insurance

FTP Inc.

2 Park Ave., Ste. 2009 & 2012 New York, NY 10016 Phone: (475) 259-2837 E-mail: marketing@insightrisktec.com insightrisktec.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

Hudson Insurance Group / Hudson Pro (TM) 100 William St., 5th Fl, New York, NY 10038 Phone: (212) 978-2800 E-mail: MSutton@HudsonInsGroup.com www.hudsoninsgroup.com

Hull & Company

www.hullco.com for all locations, Fort Lauderdale, FL 33020 Phone: (954) 527-4855, Fax: (866) 449-8449 www.hullco.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

IAT Insurance Group

4200 Six Forks Road, Raleigh, NC 27609 Phone: (919) 833-1600 E-mail: info@iatinsurance.com www.iatinsurancegroup.com

Indemnity Excess & Surplus Agency Inc. 1915 NE Stucki Ave., Ste. 450, Hillsboro, OR 97006 Phone: (800) 487-2442, Fax: (503) 526-9700 E-mail: jimh@ies-xs.com www.ies-xs.com A Licensed Surplus Broker

Integrated Specialty Coverages (ISC) 1811 Aston Ave., Ste. 200, Carlsbad, CA 92008 Phone: (760) 599-7242 E-mail: marketing@iscmga.com www.iscmga.com Managing General Agency, Managing Underwriter

ISC has exclusive programs for Construction, Trucking, Property, Hospitality, Excess, Entertainment and more. ISC provides our broker partners best-in-class service, competitive commission, and creative product delivery options to help expand your footprint in any desired line or class of business.

International Citizens Insurance

18 Shipyard Drive, Hingham, MA 02043 Phone: (617) 500-6738 E-mail: info@internationalinsurance.com www.InternationalInsurance.com Managing General Agency, A Licensed Surplus Broker

International Transportation & Marine Agency 7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260 Phone: (480) 556-0200, Fax: (480) 556-0201 E-mail: info@itmagency.com www.itmagency.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

Gorst & Compass Insurance

5850 Canoga Ave., Ste. 650, Woodland Hills, CA 91367 Phone: (818) 507-0900, Fax: (818) 507-1133 E-mail: mail@gorstcompass.com www.gorstcompass.com Managing General Agency, A Licensed Surplus Broker

Gray Specialty

3601 N. I-10 Service Road W, Metairie, LA 70002 Phone: (504) 754-6701 E-mail: rswayze@grayspecialty.com www.grayspecialty.com

Great American Risk Solutions 301 East 4th Street, Cincinnati, OH 45202 Phone: (513) 579-6318 E-mail: kenderle@gaig.com www.greatamericaninsurancegroup.com

www.insurancejournal.com

Innovation Growth Partners Specialty LLC (IGP Specialty)

For more info, check our ad on page 13 (National). 3805 W. Chester Pike, Ste. 200, Newtown Square, PA 19073 Phone: (610) 537-1347 E-mail: leanne.scottbrown@usi.com igpspecialty.com Managing General Agency, A Licensed Surplus Broker IGP Specialty is built on innovation, growth and partnership. Top agents rely on us to deliver. Top carriers count us as trusted allies. And every day, we’re elevating the specialty insurance landscape — setting a higher standard for service, solutions and success.

Irwin Siegel Agency

25 Lake Louise Marie Rd., Rock Hill, NY 12775 Phone: (800) 622-8272, Fax: (845) 796-3661 E-mail: siegel@siegelagency.com www.siegelagency.com MGA, A Licensed Surplus Broker, Managing Underwriter Irwin Siegel Agency is a premier Managing General Underwriter of insurance products and risk management solutions for Human and Social Service Organizations. Our specialties include Intellectual and Developmental Disability Organizations, Addiction Treatment, Behavioral/Mental Healthcare, and Youth Programs. We also offer high-value homeowners insurance programs.

January 26, 2026 INSURANCE JOURNAL | 43

Alphabetical Directory of Intermediaries and Carriers J.B. Lloyd & Associates, A Member Company of US Risk

14241 Dallas Pkwy, Ste. 850, Dallas, TX 75254 Phone: (972) 248-2433, Fax: (972) 248-7077 E-mail: eboisseau@lloyd-ins.com www.lloyd-ins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

James Klein Insurance

200 E. Sandpointe Ave., Ste. 510, Santa Ana, CA 92707 Phone: (714) 918-0914, Fax: (714) 918-0922 E-mail: pdavis@jameskleininsurance.com A Licensed Surplus Broker

Lefebvre Insurance LLC

901 Pleasant Street, #1413, Attleboro, MA 02703 Phone: (800) 451-9668 E-mail: tom@lefebvreinsurance.com www.lefebvreinsurance.com A Licensed Surplus Broker

Jimcor Agencies

60 Craig Rd., Montvale, NJ 07645 Phone: (201) 573-8200, Fax: (201) 573-8820 E-mail: marketing@jimcor.com www.jimcor.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Legacy Employer Concepts LLC

7901 4th St. N, Ste. 300, St. Petersburg, FL 33702 Phone: (813) 460-9166, Fax: (813) 433-2503 E-mail: brett@legacyemployerconcepts.com www.legacyemployerconcepts.com Managing General Agency, A Licensed Surplus Broker

LifeScienceRisk

155 N Wacker Drive, Chicago, IL 60606 Phone: (773) 741-4551, Fax: (312) 784-6002 E-mail: catherine.gill@lsrisk.com lsrisk.com Managing Underwriter

LIG Marine Managers

James River Insurance Company 6641 W. Broad St., Ste. 300, Richmond, VA 23230 Phone: (804) 289-2700 E-mail: info@jamesriverins.com www.jamesriverins.com

James River underwrites a wide variety of specialty P&C and Professional risks on an E&S basis in all states. Visit www.jamesriverins.com to find a JRIC-authorized wholesale broker!

Jamison Risk Services

20 Commerce Dr., Cranford, NJ 07016 Phone: (973) 669-2311, Fax: (973) 731-3035 E-mail: ccaruso@jamisongroup.com www.jamisongroup.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

JC Wilson Consulting Inc.

9390 W. Maiden Ct, Vero Beach, FL 32963 Phone: (312) 543-9451, Fax: (312) 543-9451 E-mail: jwilson.frs@gmail.com Managing General Agency, Managing Underwriter

Johnson & Johnson

PO Box 899, Charleston, SC 29402 Phone: (843) 577-1484, Fax: (843) 577-1584 E-mail: marketing@jjins.com www.jjins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Joseph & Co. & Company, Inc.; Firearms Business Insurance Program

291 Morris Ave., Summit, NJ 07901 Phone: (800) 526-2199, Fax: (908) 473-0110 E-mail: info@jcinsco.com www.guninsurance.com MGA, A Licensed Surplus Broker, Managing Underwriter

Joseph Krar & Associates Inc.

PO Box 580, Southington, CT 06489 Phone: (860) 628-3967, Fax: (860) 628-3969 E-mail: jkrar@jkrar.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

JSM Brokerage Insurance and Risk Management 2200 Northern Blvd., Ste. 200, East Hills, NY 11548 Phone: (954) 427-1228 E-mail: JSMMarineIns@gmail.com www.jsmbrokerage.com Managing General Agency

Kevin Davis Insurance Services

Jencap - Locations Nationwide

See website for all locations, Corporate HQ - New York, NY Phone: (800) 892-8892 E-mail: info@jencapgroup.com www.jencapgroup.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter Independent agents countrywide rely on our specialty brokers and underwriters to place their most complex and important risks. With over 40 locations nationwide, put Jencap to work for you.

Jencap Specialty Insurance Services (Environmental)

2400 E. Katella Ave., Ste. 800, Anaheim, CA 92806 Phone: (949) 534-9106 E-mail: nancy.huynh@jencapgroup.com jencapgroup.com/environmental Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

44 | INSURANCE JOURNAL January 26, 2026

725 S. Figueroa St., Ste. 1860, Los Angeles, CA 90017 Phone: (213) 833-6191 E-mail: sherry.branson@amwins.com www.kdisonline.com MGA, A Licensed Surplus Broker, Managing Underwriter

Kinsale Insurance Company P.O. Box 17008, Richmond, VA 23226 Phone: (804) 289-1300, Fax: (804) 673-5697 E-mail: marketing@kinsaleins.com www.kinsaleins.com

Explore the Potential of what Kinsale can do for your hard to insure accounts. Kinsale Insurance Company is a domestic excess and surplus lines insurance company specializing in casualty, professional, property, specialty, and transportation risks.

111 2nd Ave. NE, Ste. 1101, St. Petersburg, FL 33701 Phone: (727) 578-2800, Fax: (727) 578-9977 E-mail: ask@ligmarine.com www.LIGMarine.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

M&A Insurance Solutions LLC 221 River St., 9th Fl, Hoboken, NJ 07030 Phone: (917) 656-2476 E-mail: kirk@rwpolicy.com www.rwpolicy.com A Licensed Surplus Broker

MacAfee & Edwards Inc. - MxRisk Insurance Services 800 S. Figueroa St., Ste. 790, Los Angeles, CA 90017 Phone: (213) 629-9777, Fax: (213) 629-9779 E-mail: juan.buendia@mxrisk.mx www.mxrisk.mx MGA, A Licensed Surplus Broker, Managing Underwriter

Markel Personal Lines

PO Box 906, Pewaukee, WI 53072 Phone: (262) 548-9880, Fax: (262) 547-9436 E-mail: maicmarketing@markelcorp.com www.markelmarine.com

Maverick Commercial Insurance Services

1000 Town Center Dr., Ste. 300, Oxnard, CA 93036 Phone: (818) 223-0011, Fax: (818) 223-0012 E-mail: mariogomez@maverickinsure.com www.maverickinsure.com A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

MAXIMUM

222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60606 Phone: (312) 559-9348, Fax: (312) 559-0930 E-mail: joem@maxib.com www.maxib.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

McGowan Allied Specialty Insurance

140 Fountain Pkwy N, Ste. 570, St. Petersburg, FL 33716 Phone: (800) 237-3355, Fax: (727) 360-3498 E-mail: tellmemore@mcgowanallied.com www.mcgowanallied.com MGA, A Licensed Surplus Broker, Managing Underwriter

www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers McLeckie Insurance Group

PO Box 770, Naples, TX 75568 Phone: (903) 897-9090, Fax: (760) 462-1696 E-mail: Bill@mcleckie.com www.mcleckie.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Mexico Insurance Online

214 E. Birch Ave., Flagstaff, AZ 86001 Phone: (844) 273-5527, Fax: (928) 779-7221 E-mail: denny.lauritsen@mexicoinsuranceonline.com www.mexicoinsuranceonline.com

Nonprofits Insurance Alliance

PO Box 8507, Santa Cruz, CA 95061 Phone: (831) 459-0461, Fax: (831) 459-0853 E-mail: brokerservices@insurancefornonprofits.org www.insurancefornonprofits.org

Norman-Spencer Agency LLC

8075 Washington Village Dr., Dayton, OH 45458 Phone: (800) 543-3248, Fax: (937) 432-1635 E-mail: info@norman-spencer.com www.norman-spencer.com Managing General Agency

Norman-Spencer International Inc.

150 E. 22nd St., Lombard, IL 60148 Phone: (630) 705-4140, Fax: (630) 705-1056 E-mail: gretchen@normanspencer.com www.normanspencer.com MGA, A Licensed Surplus Broker, Managing Underwriter

Mexpro.com / NFP

214 E. Birch Ave, Flagstaff, AZ 86001 Phone: (928) 214-9750 E-mail: mexico@mexpro.com www.mexpro.com MGA, A Licensed Surplus Broker, Managing Underwriter

Midwest Employers Casualty

91 Cedar St., Milford, MA 01757 Phone: (508) 634-2900, Fax: (508) 634-2930 E-mail: numberone@massagent.com www.massagent.com Managing General Agency, A Licensed Surplus Broker

Omaha National

For more information, check out our ad on the Cover Tip! PO Box 451139, Omaha, NE 68145 Phone: (844) 761-8400, Fax: (844) 761-8402 E-mail: sales@omahanational.com www.omahanational.com

MiniCo Insurance Agency, a Jencap Company

One80 Intermediaries - Bigfoot Contract Binding

Mover’s Choice Insurance

222 Gateway Road W, Napa, CA 94558 Phone: (800) 852-1968, Fax: (707) 252-5905 E-mail: BrandonL@moverschoiceins.com www.moverschoiceins.com

National Indemnity Company 1314 Douglas, Ste. 1400, Omaha, NE 68102 Phone: (402) 916-3000, Fax: (402) 916-3030 E-mail: info@nationalindemnity.com www.nationalindemnity.com

Nationwide

18700 Hayden Rd, Scottsdale, AZ 85255 Phone: (800) 423-7675, Fax: (480) 483-6752 E-mail: palacj3@nationwide.com nationwideexcessandsurplus.com A Licensed Surplus Broker

Negley Associates

PO Box 134, Roseland, NJ 07068 Phone: (862) 286-3550, Fax: (866) 865-5655 E-mail: info@jjnegley.com www.jjnegley.com MGA, A Licensed Surplus Broker, Managing Underwriter

NeitClem Wholesale Insurance Brokerage 7442

N. Figueroa St., Los Angeles, CA 90041 Phone: (323) 258-2600, Fax: (323) 258-2676 E-mail: jcenteno@neitclem.com www.neitclem.com A Licensed Surplus Broker

New England Excess Exchange

57 Parker Rd., Barre, VT 05641 Phone: (802) 661-5400 E-mail: achase@neee.com neee.com MGA, A Licensed Surplus Broker, Managing Underwriter

www.insurancejournal.com

For more information, check out our ad on page 7 (National). One Bala Plaza Ste. 100, Bala Cynwyd, PA 19004 Phone: (800) 873-4552, Fax: (610) 617-7940 E-mail: phlysales@phly.com www.phly.com A Licensed Surplus Broker

Philadelphia Insurance Companies, a Member of the Tokio Marine Group, designs, markets, and underwrites commercial property/casualty and professional liability insurance products incorporating value added coverages and services for select industries.

Number One Insurance Agency

14755 N. Outer 40 Dr., Ste. 300, Chesterfield, MO 63017 Phone: (636) 449-7000, Fax: (636) 449-7199 E-mail: rlunceford@mecasualty.com www.mecasualty.com

10851 N. Black Canyon Hwy, Ste. 200, Phoenix, AZ 85029 Phone: (800) 528-1056 E-mail: sales@minico.com www.minico.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Philadelphia Insurance Companies

Poulton Associates

3785 S. 700 E., Salt Lake City, UT 84106 Phone: (801) 316-4228 E-mail: service@catcoverage.com www.CATcoverage.com A Licensed Surplus Broker

Prime Insurance Company

1 S. Dearborn St., Ste. 800, Chicago, IL 60603 Phone: (800) 257-5590, Fax: (877) 452-6910 E-mail: barbaram@primeis.com www.primeis.com

Proctor Loan Protector

1773 S 8th St Ste 200, Colorado Springs, CO 80905 Phone: (312) 957-4040, Fax: (312) 579-3438 E-mail: contractbinding@one80.com www.one80.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

700 Tower Dr., Ste. 400, Troy, MI 48098 Phone: (800) 521-6800, Fax: (248) 269-5605 E-mail: info@pfic.com www.proctorlp.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

One80 Marine

Professional Governmental Underwriters

34 Westbrook Place, Westbrook, CT 06498 Phone: (603) 606-4631 E-mail: mroper@one80.com www.one80.com/programs/one80-marine MGA, A Licensed Surplus Broker, Managing Underwriter

4870 Sadler Rd., Ste. 102, Glen Allen, VA 23060 Phone: (800) 586-6502, Fax: (804) 272-7852 E-mail: glester@pgui.com www.pgui.com MGA, A Licensed Surplus Broker, Managing Underwriter

Pacific Excess Insurance Marketing

Professional Insurance Concepts

6363 Katella Ave., Cypress, CA 90630 Phone: (800) 222-5582, Fax: (714) 228-7838 E-mail: marketing@pacificexcess.com www.pacificexcess.com Managing General Agency, A Licensed Surplus Broker

Pacific Gateway Insurance Agency

28470 Ave Stanford, Ste. 325, Valencia, CA 91355 Phone: (800) 354-4844, Fax: (661) 257-5988 E-mail: mark_thorne@pgiainsurance.com www.pgiainsurance.com Managing General Agency, Managing Underwriter

PartnerOne Environmental

425 Locust Ave., 4th Fl, Charlottesville, VA 22902 Phone: (800) 596-0172, Fax: (434) 979-8964 E-mail: p1info@p1enviro.com p1enviro.com MGA, A Licensed Surplus Broker, Managing Underwriter

PERse

23 Corporate Plaza, Ste. 248, Newport Beach, CA 92660 Phone: (949) 873-0324, Fax: (949) 873-0319 E-mail: inquiries@powerenergyrisk.com powerenergyrisk.com Managing Underwriter

389 Interpace Pkwy, 4th Fl, Parsippany, NJ 07054 Phone: (862) 286-3470, Fax: (973) 263-0747 E-mail: DGriffin@ProInsConcepts.com www.ProInsConcepts.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Professional Program Insurance Brokerage (PPIB), a Div of SPG Ins. Solutions

1304 Southpoint Blvd., Ste. 101, Petaluma, CA 94954 Phone: (415) 475-4300, Fax: (415) 475-4303 E-mail: info@ppibcorp.com www.ppibcorp.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Professional Underwriters Agency (PUA)

2803 Butterfield Rd., Ste. 260, Oak Brook, IL 60523 Phone: (630) 861-2330 E-mail: nsmmarketing@nsminc.com puainc.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Promont Insurance Advisors

123 N. Wacker Dr., Ste. 890, Chicago, IL 60606 Phone: (312) 262-3300, Fax: (312) 262-3301 E-mail: greg.morris@promontadvisors.com www.promontadvisors.com MGA, A Licensed Surplus Broker, Managing Underwriter

January 26, 2026 INSURANCE JOURNAL | 45

Alphabetical Alphabetical Directory Directory of of Intermediaries Intermediaries and and Carriers Carriers ProSurance Group, a Div of One80 Intermediaries

5050 El Camino Real, Ste. 300, Los Altos, CA 94022 Phone: (214) 845-7806, Fax: (650) 428-0860 E-mail: financialservices@One80.com www.One80.com Managing General Agency, A Licensed Surplus Broker

ProWriters

reThought Flood

School Bus Insurance Solutions (SBIS)

Risk Placement Services Sacramento

Shield Commercial Insurance Services

11001 W. 120th Ave., Ste. 400, Broomfield, CO 80021 Phone: (888) 380-3124 E-mail: flood@rethoughtflood.com www.rethoughtflood.com Managing General Agency, Managing Underwriter

70 E. Lancaster Ave., Ste. 102, Malvern, PA 19355 Phone: (484) 321-2335, Fax: (484) 321-2339 E-mail: info@prowritersins.com www.prowritersins.com MGA, A Licensed Surplus Broker, Managing Underwriter

2211 Plaza Dr., Ste. 100, Rocklin, CA 95765 Phone: (916) 780-7000, Fax: (916) 780-7181 E-mail: RPS.Rocklin.Webmail@rpsins.com www.rpsins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Quadrant Insurance Managers

River Valley Underwriters Inc.

Quirk & Company

Roush Insurance Services Inc.

6797 N. High St., Ste. 335, Worthington, OH 43085 Phone: (614) 841-1425, Fax: (614) 841-1426 E-mail: info@quadrant-us.com www.quadrant-us.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent PO Box 792030, San Antonio, TX 78279 Phone: (800) 299-9421, Fax: (210) 340-4075 E-mail: kquirk@quirkco.com www.quirkco.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

R.E. Chaix & Associates Insurance Brokers

5 Corporate Park, Ste. 240, Irvine, CA 92606 Phone: (949) 722-4177, Fax: (949) 722-4172 E-mail: timc@rechaixinsurance.com www.rechaixinsurance.com A Licensed Surplus Broker, Lloyd’s Correspondent

RealCare Insurance

548 Market St., PMB 91266, San Francisco, CA 94104 Phone: (800) 996-0599, Fax: (707) 935-7142 E-mail: realcare@nfp.com www.realcareprograms.com Managing General Agency

10 Shackelford Plaza, Little Rock, AR 72211 Phone: (833) 788-7887 E-mail: aadams@rvuins.com www.rvuins.com Managing General Agency, A Licensed Surplus Broker

555 E. North Lane, Ste. 6060, Conshohocken, PA 19428 Phone: (504) 217-7776 E-mail: schoolbus@nsminc.com sbisinsure.com MGA, A Licensed Surplus Broker, Managing Underwriter 43725 Monterey Ave., Ste. A, Palm Desert, CA 92260 Phone: (760) 345-9029, Fax: (800) 345-4851 E-mail: info@shieldins.net www.shieldins.net MGA, A Licensed Surplus Broker, Managing Underwriter

Signature Specialty, LP

261 N. University Dr., Ste. 510, Plantation, FL 33324 Phone: (416) 413-1167 E-mail: info@sigspecialty.com www.sigspecialty.com Managing Underwriter

Smart Choice Express Markets

18077 River Rd., Ste. 107, Noblesville, IN 46062 Phone: (800) 752-8402, Fax: (317) 776-6891 E-mail: quote@roushins.com www.roushins.com Managing General Agency, A Licensed Surplus Broker

For more information, check out our ad on page 2 (National). 4121 Beechwood Dr., Greensboro, NC 27410 Phone: (336) 217-4680 E-mail: insidesales@smartchoiceagents.com www.expressmarkets.com Managing General Agency, A Licensed Surplus Broker

RPS

South & Western General Agency Inc.

RPS Healthcare

Southwest Risk

2850 Golf Road, Rolling Meadows, IL 60008 Phone: (866) 595-8413, Fax: (630) 285-4075 E-mail: contact_us@rpsins.com www.rpsins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter 300 S. Riverside Plaza, Chicago, IL 60606 Phone: (312) 803-6014 E-mail: Diane_Burrows@rpsins.com www.rpsins.com A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

RPS Technology & Cyber

204 Cedar St., Cambridge, MD 21613 Phone: (800) 336-5659, Fax: (410) 228-7645 E-mail: Estelle_Cummings@RPSins.com www.rpsins.com/industries/technology-insurance MGA, A Licensed Surplus Broker, Managing Underwriter

5801 Tennyson Pkwy. Building III, Ste 600, Plano, TX 75024 Phone: (800) 492-5351, Fax: (972) 855-2970 E-mail: sales@southandwestern.com www.southandwestern.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter 8144 Walnut Hill Ln., Ste. 1400, Dallas, TX 75231 Phone: (214) 206-4900, Fax: (214) 206-4901 E-mail: info@swrisk.com www.swrisk.com Managing General Agency, A Licensed Surplus Broker

Sovereign Group Int’l Inc.

1600 Jersey Ave., Ste. 5, North Brunswick, NJ 08902 Phone: (732) 750-2300, Fax: (732) 750-1650 E-mail: bill@sovereignins.com www.sovereignins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Specialty Wholesale Insurance Solution (SWIS), a Div of SPG

REInsurePro

11500 N. Ambassador Dr., Ste. 310, Kansas City, MO 64153 Phone: (816) 398-4080 E-mail: info@reinsurepro.com www.reinsurepro.com

RelMark Program Managers

961 Pottstown Pike, Chester Springs, PA 19425 Phone: (800) 874-5880, Fax: (610) 321-1011 E-mail: RRittersbach@relmarkgroup.com www.relmark.net A Licensed Surplus Broker, Managing Underwriter

Renters Legal Liability - RLL 68 S. Main St., Salt Lake City, UT 84101 Phone: (801) 243-0140 E-mail: daines.brent@rllinsure.com rllinsure.com Managing General Agency

46 | INSURANCE JOURNAL January 26, 2026

RT Specialty

540 West Madison Street, 9th Floor, Chicago, IL 60661 Phone: (312) 651-6000, Fax: (312) 651-6096 E-mail: customer.solutions@rtspecialty.com rtspecialty.com A Licensed Surplus Broker

Sapphire Blue

155 N Wacker Drive, Chicago, IL 60606 Phone: (312) 784-6007, Fax: (312) 784-6002 E-mail: nancy.mcmahon@sapphireblueuw.com sapphireblueuw.com Managing Underwriter

SASSI - Salon & Spa Specialty Insurance 21 Maple Ave., Bay Shore, NY 11706 Phone: (888) 823-9380, Fax: (631) 666-7646 E-mail: info@brownyard.com www.sassiagency.com Managing General Agency, Managing Underwriter

5 Bryant Park, 3rd Floor, New York, NY 10018 Phone: (866) 607-8370, Fax: (212) 338-2910 E-mail: COBrien@spgswis.com www.spgswis.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

SPG Environmental

425 Locust Ave., 4th Fl, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 E-mail: environmental@specialtyprogramgroup.com www.specialtyprogramgroup.com/wholesale/environmental MGA, A Licensed Surplus Broker, Managing Underwriter

SPG Wholesale

2550 N Hollywood Way, Ste. 501, Burbank, CA 91505 Phone: (818) 249-0100, Fax: (818) 249-1166 E-mail: clara.cocco@specialtyprogramgroup.com www.specialtyprogramgroup.com/wholesale MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

Sports & Wellness Insurance

555 E. North Lane, Ste. 6060, Conshohocken, PA 19428 Phone: (610) 808-9599 E-mail: nsmmarketing@nsminc.com nsmsportsinsurance.com Managing General Agency, A Licensed Surplus Broker

www.insurancejournal.com

Alphabetical Directory of Intermediaries and Carriers Sportunderwriters.com

PO Box 1155, Lake Placid, NY 12946 Phone: (518) 578-6562 E-mail: Nick@sportsinsurance.com sportunderwriters.com MGA, A Licensed Surplus Broker, Managing Underwriter

Starwind Community Associations

PO Box 3140, Ponte Vedra Beach, FL 32004 Phone: (904) 285-7683, Fax: (904) 395-0038 E-mail: AssociationsInfo@starwindins.com www.starwindassociations.com MGA, A Licensed Surplus Broker, Managing Underwriter

The American Equity Underwriters Inc. 32nd Fl, 11 N. Water St., Mobile, AL 36602 Phone: (251) 690-4230, Fax: (251) 690-4299 E-mail: aeu.marketing@amequity.com www.amequity.com

The Hartford

One Hartford Plaza, Hartford, CT 06155 Phone: (860) 547-5000 E-mail: media.relations@thehartford.com thehartford.com Lloyd’s Correspondent, Managing Underwriter

Steadily

USASIA Insurance Services

319 Union Ave., Pomona, CA 91768 Phone: (909) 618-0288, Fax: (909) 618-0289 E-mail: shirley@usasia-ins.com www.usasia-ins.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

USG Insurance Services Inc.

1000 Town Center Way, Ste. 300, Canonsburg, PA 15317 Phone: (800) 886-3897, Fax: (844) 874-4290 E-mail: getconnected@usgins.com www.usgins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Victor Insurance Managers LLC

9450 SW Gemini Dr., PMB 18626, Beaverton, OR 97008 Phone: (888) 966-1611 E-mail: support@steadily.com www.steadily.com MGA, A Licensed Surplus Broker, Managing Underwriter

7700 Wisconsin Ave., Ste. 400, Bethesda, MD 20814 Phone: (301) 961-9800, Fax: (301) 951-5444 E-mail: info.us@victorinsurance.com www.victorinsurance.com Managing General Agency, Managing Underwriter

Sun Coast General Insurance Agency

The McGowan Companies

Vintage Underwriters

TME Travel Insurance

Virtue Risk Partners LLC

Transportation Risk Underwriters

Walter General Agency (WGA)

3060 S. Church St., Burlington, NC 27216 Phone: (800) 334-5579, Fax: (336) 584-8880 E-mail: KAllred@gotapco.com www.GoTAPCO.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

True Transport Insure

Western Surplus Lines Agency Inc.

Target Managers Insurance Services

UCPM

Wilkoff Bonds

PO Box 30750, Laguna Hills, CA 92654 Phone: (800) 300-8838, Fax: (949) 768-4045 E-mail: jyeskin@suncoastinsurance.com www.SunCoastInsurance.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Synergy Professional Associates Inc.

100 Passaic Ave., Ste. 145, Fairfield, NJ 07004 Phone: (973) 995-0500, Fax: (973) 995-0501 E-mail: michelem@synergy-ins.com www.synergy-ins.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

TAPCO Underwriters Inc.

10161 Park Run Dr., Ste. 150, Las Vegas, NV 89145 Phone: (702) 588-5300, Fax: (702) 588-5310 E-mail: mkiger@targetmanagers.com www.targetmanagers.com MGA, A Licensed Surplus Broker, Managing Underwriter

Target Professional Programs

1230 E. Diehl Rd., Ste. 350, Naperville, IL 60563 Phone: (331) 333-8239, Fax: (630) 961-0284 E-mail: sreidy@targetproins.com www.TargetProIns.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

TDC Specialty Underwriters

Corporate HQ; 20595 Lorain Rd., Fairview Park, OH 44126 Phone: (800) 545-1538, Fax: (440) 333-3214 E-mail: syoung@mcgowancompanies.com www.mcgowancompanies.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter 2550 E Rose Garden Ln #72566, Phoenix, AZ 85050 Phone: (602) 344-9225, Fax: (602) 551-8968 E-mail: roxannabrock@gmail.com, Info@tmetravelinsurance.com tmetravelinsurance.com Managing General Agency 7237 Oak Ridge Hwy, Knoxville, TN 37931 Phone: (800) 977-9884, Fax: (800) 686-2170 E-mail: underwriting@transportationrisk.com www.transportationrisk.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter 555 E. North Lane, Ste. 6060, Conshohocken, PA 19428 Phone: (610) 808-9559 E-mail: nsmmarketing@nsminc.com truetransportinsure.com MGA, A Licensed Surplus Broker, Managing Underwriter 3345 S VAL VISTA DR STE 300, GILBERT, AZ 85297 Phone: (480) 682-1540 E-mail: marketing@ucpm.com www.ucpm.com Managing General Agency, Managing Underwriter

UFG Specialty

3200 N. Central Ave., Ste. 1225, Phoenix, AZ 85012 Phone: (319) 247-6421 E-mail: specialtymarketing@unitedfiregroup.com www.ufgspecialty.com

Unitas Financial Services

29 Mill Street, Unionville, CT 06085 Phone: (888) 277-3152, Fax: (888) 277-3152 E-mail: submissions@tdcspecialty.com www.tdcspecialty.com Managing Underwriter

6543 Commerce Pkwy, Ste. M, Dublin, OH 43014 Phone: (954) 931-4795, Fax: (866) 847-5565 E-mail: john.watt@unitas360.com www.unitas360.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Texas Mutual Insurance Company

Universal Insurance Programs

2200 Aldrich St., Austin, TX 78723 Phone: (800) 859-5995 E-mail: information@texasmutual.com www.texasmutual.com

www.insurancejournal.com

1220 E. Osborn Rd., Phoenix, AZ 85014 Phone: (800) 844-2101, Fax: (866) 512-2272 E-mail: info@uiprograms.com www.uiprograms.com MGA, A Licensed Surplus Broker, Managing Underwriter

7950 Westglen, Houston, TX 77063 Phone: (713) 773-6400, Fax: (713) 773-6410 E-mail: marketing@vintageunderwriters.com www.vintageunderwriters.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter One Blue Hill PLaza, Pearl River, NY 10965 Phone: (845) 205-0301 E-mail: jvalenza@virtuerisk.com www.virtuerisk.com MGA, A Licensed Surplus Broker, Managing Underwriter 273 Clarkson Rd., Ste. 102, Ellisville, MO 63011 Phone: (636) 391-4841, Fax: (636) 391-2115 E-mail: newquotes@wgamo.com www.wgamo.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter PO Box 6609, Abilene, TX 79608 Phone: (800) 592-4408, Fax: (325) 695-0371 E-mail: bcraig@westernsurplus.com www.westernsurplus.com Managing General Agency, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter 135 Crossways Park Dr., 3rd Fl, Woodbury, NY 11797 Phone: (516) 747-0200, Fax: (516) 747-2021 E-mail: mwilkoff@wilkoffbonds.com www.wilkoffbonds.com Managing Underwriter

World Wide Specialty, a Div of Philadelphia Ins. Co’s 68 S. Service Rd., Ste. 235, Melville, NY 11747 Phone: (800) 245-9653, Fax: (631) 390-0922 E-mail: dtaylor@wwspi.com www.wwspi.com Managing General Agency

Wrap Up Insurance Solutions

16141 Swingley Ridge Rd., Chesterfield, MO 63017 Phone: (636) 489-0185, Fax: (636) 536-7473 E-mail: bbillhartz@wrapupsolutions.com www.wrapupsolutions.com

XPT Specialty

50 Brewery St., Ste. 8476, New Haven, CT 06530 Phone: (972) 702-0500, Fax: (972) 702-0504 E-mail: mark.kaufman@xptspecialty.com www.xptspecialty.com MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

January 26, 2026 INSURANCE JOURNAL | 47

Idea Exchange: Ask the Insurance Recruiter Insurance Agency Recruiting Tips to Kickstart 2026

s we look ahead to the new year, insurance agencies are diving into a fresh set of hiring challenges. It’s more important than ever to attract new talent in sales, service, and leadership. With competition getting steeper by the day, how should your agency tackle these hurdles? Here are some strategies.

candidate’s control. Maybe you’ve heard, “Companies don’t let go of good people.” Take it from me. Sometimes they do! Take the time to connect—whether someone applies directly or is just testing the waters—to set yourself apart from the competition and build a talent pipeline that’s easier to maintain.

1. Chat with Everyone

2. Keep Hiring Managers Accountable

• Make your talent pool bigger by talking to a variety of professionals. • Don’t just look at resumes; people are more than bullet points. • Build genuine connections with candidates to make future hiring easier. It’s tempting to think the insurance world is bursting with candidates, but not everyone is out there looking for a job. That’s why it’s crucial to go beyond the resume. Often, there’s so much more to a person than what’s on paper. Be careful not to pigeonhole folks based on past experiences or call them “job hoppers.” The insurance industry sees a lot of turnover and mergers, which can lead to job changes that are outside the

• Make sure hiring managers get the training they need and stick to companywide best practices. • Invest time and resources in the hiring process, even when things get busy, to ensure candidates remain engaged in your process.

Hiring best practices seem to be something every agency strives for; however, I find they don’t always get put into action. Agencies that struggle with recruiting often fail to hold hiring managers accountable. Recruitment is simple: Time + Resources = Results. The more you invest, the better your outcomes. Often, time is the biggest hurdle, with hiring managers not always sticking to the process when other more pressing issues arise.

For your hiring process to go smoothly, get everyone involved—from HR to divisional leaders—to create a plan that defines the By Mary Newgard goals, objectives, and expectations of the hiring team. This way no one individual can hold up or adversely impact the process.

3. Tailor Your Approach by Position

• Don’t use a one-size-fits-all method; customize your recruitment for each role. • Create specific plans for different positions, especially for openings that require a highly specialized skill set or accelerated timeframe.

A blanket approach to recruiting just doesn’t work. Unique roles need different strategies. Instead of hoping a single process will find the perfect candidate, have a special plan for unique roles right from the start. This is especially true for agency client service roles, which are becoming increasingly more specialized based on the book of business, account size, location, and responsibilities required between consulting and marketing. For roles like account executive, marketing, analytics, and management, it’s more important than ever to conduct passive candidate recruiting, nurture a candidate pipeline, and bring an external recruiter on board early. Insurance service candidates come on and off the market faster than any other type of job seeker, which makes timing, accessibility, and competitive compensation key components of recruiting success.

Newgard is partner and senior search consultant for Capstone Search Group, a national recruiting firm dedicated to the insurance industry. Email: asktherecruiter@ csgrecruiting.com.

48 | INSURANCE JOURNAL | JANUARY 26, 2026

INSURANCEJOURNAL.COM

Idea Exchange: Minding Your Business continued from page 21 rebuild costs, while national averages ease slightly as mitigation credits proliferate. Private passenger auto sees combined ratios improve to ~96, but potential 2026 tariff hikes could reverse rate cuts, lifting premiums 4-7%. Shopping intensifies amid affordability woes. U.S. Industry Resilience. Sustained profitability stems from disciplined underwriting and tech like geospatial analytics for cat triage. Captives and cat bonds absorb volatility. Agent Playbook for 2026. Advise

early renewals (90+ days) with mitigation data—telematics for auto, defensible space for property—to secure flat or better terms. Bundle cyber add-ons in commercial and parametric riders in personal for upsell. In a capacity-rich market, emphasize value: Reinvest savings into limits expansions, positioning your agency as indispensable amid softening commercial and sticky personal risks.

firm. Managing the agency in a way that exploits these trends will then allow the firm to succeed. Part one of this report in the December 2025 issue included discussions on key trends for M&A activity and pricing, internal perpetuation options, and potential tax law changes.

The first step is being proactive and knowing how current trends will affect the

Oak is the founder of the international consulting firm, Oak & Associates based in Sonoma, Calif. and Bend, Ore. Schoeffler is an associate of the firm. Website: www.oakandassociates.com. Phone: 707935-6565. Email: catoak@gmail.com.

January 26, 2026

Aurora National Life Assurance Company 16600 Swingley Ridge Rd. Chesterfield, MO 63017

United Home Life Insurance Company 225 S. East Street Indianapolis, IN 46206

Argonaut Insurance Company 1299 Farnam St., Ste. 940 Omaha, NE 68102

The above company has made application to the Division of Insurance to amend their Foreign Company License to transact Life, Accident, and Health Insurance in the Commonwealth of Massachusetts.

The above company has made application to the Division of Insurance to obtain a Foreign Company License to transact Life, Accident, and Health Insurance in the Commonwealth of Massachusetts.

The above company has made application to the Division of Insurance to amend their Foreign Company License to transact Property and Casualty Insurance in the Commonwealth of Massachusetts.

Any person having any information regarding the company which relates to its suitability for the license or authority the applicant has requested is asked to notify the Division by personal letter to the Commissioner of Insurance, 1000 Washington Street, Suite 810, Boston, MA 021186200, Attn: Financial Surveillance and Company Licensing within 14 days of the date of this notice.

Any person having any information regarding the company which relates to its suitability for the license or authority the applicant has requested is asked to notify the Division by personal letter to the Commissioner of Insurance, 1 Federal Street, Suite 700, Boston, MA 02110, Attn: Financial Surveillance and Company Licensing within 14 days of the date of this notice.

January 26, 2026

Ascot Insurance Company 1251 Avenue of Americas, 43rd Floor New York, NY 10020

Mountain Life Insurance Company 2416 Sir Barton Way, Suite 110 Lexington, KY 40509

The above company has made application to the Division of Insurance to obtain a Foreign Company License to transact Property and Casualty Insurance in the Commonwealth of Massachusetts.

The above company has made application to the Division of Insurance to obtain a Foreign Company License to transact Life, Accident, and Health Insurance in the Commonwealth of Massachusetts.

Any person having any information regarding the company which relates to its suitability for the license or authority the applicant has requested is asked to notify the Division by personal letter to the Commissioner of Insurance, 1 Federal Street, Suite 700, Boston, MA 02110, Attn: Financial Surveillance and Company Licensing within 14 days of the date of this notice.

INSURANCEJOURNAL.COM

Summary

Advertisers Index Amalgamated Insurance Underwriters www.aiu-usa.com AmWins www.amwins.com Applied Underwriters www.auw.com Florida Surplus Lines Service Office www.fslso.com Innovation Growth Partners Specialty www.igpspecialty.com Ironpeak www.ironpeak.com National General www.nationalgeneral.com Monarch E&S Insurance Services www.monarchexcess.com Omaha National Underwriters www.omahanational.com Philadelphia Insurance Companies www.phly.com Smart Choice Agents Program www.smartchoiceagents.com

W3, S1, E1, M1 3 52 17 13 5 9 11 1 7 2

JANUARY 26, 2026 INSURANCE JOURNAL | 49

Closing Quote Gender Balance as a Business Strategy

By Laura Boettcher

he insurance industry is built on assessing risk, yet many companies overlook a critical one: the risk of sameness in leadership. When all decision-makers look and think the same, they’re limited in their ability to spot emerging risks, connect with diverse customers, and navigate disruption. In a globally connected market, homogeneity can become a liability. Avoiding this risk requires deliberate investment in diverse perspectives at the top. Gender balance helps unlock strategic advantages that lead to sharper judgment, stronger teams, and better outcomes for customers, employees, and shareholders alike.

A Persistent Leadership Gap

Women make up 59% of the insurance industry workforce, according to the Insurance Information Institute, and that figure rises to roughly 70% for entry-level roles. Yet the representation gap widens as careers advance—only 22% of C-suite positions in the industry are held by women. In an industry where women form the majority of the workforce, there is a unique opportunity to build clearer leadership pathways and develop internal talent. Promoting from within, expanding mentorship programs, and ensuring equitable

access to upskill opportunities are practical steps that can help women rise through the ranks while helping companies realize the full value of the talent within their walls. The benefits extend far beyond representation. Gender-balanced leadership drives measurable improvements in how organizations think, decide, and perform.

Balance Improves Outcomes

Trust and human connection are central to the insurance business. A leadership team that reflects a range of experiences and perspectives is better equipped to anticipate risk and earn that trust. When leadership is dominated by a single demographic, it can fall into the trap of groupthink, overlooking nuances in risk assessment, messaging, or strategy. Gender-diverse leadership teams, by contrast, are more likely to question assumptions, catch blind spots, and make better decisions under pressure. A whitepaper from decision-intelligence platform Cloverpop found that, when compared to individual decision-makers, all-male teams made better decisions 58% of the time, while gender-diverse

50 | INSURANCE JOURNAL | JANUARY 26, 2026

teams made better decisions 73% of the time. Further supporting this, a study published in Science found that teams with more women had stronger collaboration through greater equality in conversation time and better use of the skills of each group member. Where women are better represented, decision-making is enhanced and outcomes are improved. Companies where women represent more than 30% of executive leadership are significantly more likely to financially outperform those with less representation, according to a report from McKinsey & Company.

Higher Rates of Innovation

Innovation is critical to navigate shifting risks, digital disruption, and rising customer expectations. Gender-balanced leadership strengthens an organization’s ability to meet these challenges. Women leaders bring new perspectives, broadening how teams identify opportunities and approach new and complex problems. Research shows that companies in innovation-focused industries with more women directors invest more in innovation and generate more

patents. More specifically, these companies saw R&D expenses increase by 10%, patents increase by 6%, and citations increase by 7%.

Future-Proofing

The insurance sector is navigating a convergence of pressures between climate change, digital transformation, an evolving workforce, and customer expectations. Building resilience amid such complexity requires adaptable leadership. Inclusive leadership can help, but where do you begin? • Promote from within. Encourage internal candidates to pursue stretch roles that build confidence and visibility. • Expand mentorship. Establish mentoring programs that help women strengthen new skills and prepare to step into leadership. • Broaden opportunity. Use stretch assignments, special projects, and job rotations to help women gain exposure and demonstrate readiness. • Make decision-making inclusive. Include a diverse range of individuals to ensure the quality of decision-making improves.

The Bottom Line

When a company’s leadership mirrors the diversity of the customers it serves, it sees risk more clearly, connects with customers more deeply, and makes decisions more confidently. For an industry that exists to protect what matters most, balance is essential. Boettcher is the chief operating officer at Hippo. INSURANCEJOURNAL.COM

Luke Donald Ryder Cup Captain, Team Europe 2023 & 2025 Former World Number One.

Up-and-down The best scramblers on tour today achieve a 67% conversion rate.

Luke Donald knows the game has evolved. As a winning Ryder Cup Captain, he chooses his players carefully. At United Risk, we unite elite capability backed by proven results. A magnet for apex underwriting professionals committed to free enterprise and success.

The Global Choice for Apex Underwriting Professionals.