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DECEMBER 5, 2011 | VOL. 89, NO. 23

WEST REGION Persistency Initiative Gets Sigs for 2012 Ballot Reduce Risk When Buying Agency E&O A&E Class Hostage to Price Cutting Oregon Drivers Want Harsher Cell Penalties

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WEST

On The Cover

Inside This Issue

Special Report: Top 100 Profile Confie Seguros

December 5, 2011 • Vol. 89, No. 23• West Region

14

20

NATIONAL COVERAGE

WEST COVERAGE

N6 Top 100 Profile: Confie Seguros

8 Computer with Info on 4 Million Patients Stolen in California

N10 Special Report: How to Attract Carrier Attention for Program Business N14 Special Report: Program Market Growing Survey Reveals N16 Closer Look: Preventing Fraud in a Recession N18 Starr International Files $25B Suit Against U.S. Over AIG Takeover N19 U.S. Reopens Public Database of Malpractice Claims Against Doctors N20 Insurers Bracing for Thai Flood Claims over $10 Billion N21 2011 Program Directory, Vol. II

4 | INSURANCE JOURNAL-WEST REGION December 5, 2011

8 Bozeman City Commission Oks Cellphone Ordinance 14 Architects & Engineer Class Held Hostage by Price Cutting, Overcrowding

N22

28

IDEA EXCHANGE N1 Growing Your Property Casualty Agency: Shulman N2 The Competitive Advantage: Burand N80 Closing Quote: Christopher Timm

16 California’s State Fund Declares $50 Million in Dividends for Policyholders 20 Perfect Storm of Conditions Fueled Big Reno Fire 22 Backers of Persistency Initiative Claim Signatures to Make 2012 Ballot 28 How to Reduce the Risk When Buying Agency E&O Coverage

DEPARTMENTS 6 9 9 10 12 N4

Opening Note Declarations Figures People Business Moves MyNewMarkets

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Opening Note Giving Hope

T

he National Insurance Industry Council’s 2011 Spirit of Life Award Dinner at the Ronald Reagan Presidential Library and Museum in Simi Valley, Calif., on Nov. 12 could have easily been renamed to the “Spirit of Giving” award dinner. The annual event brought together insurance industry philanthropists and raised funds for Duarte, Calif.-based City of Hope, a leading research, treatment and education center for cancer, diabetes and other life-threatening diseases. The event recognizes an industry leader each year for their outstanding professional and philanthropic contributions. This year’s honoree was F. Robert (Bob) Woudstra, CEO of Los Angeles-based Farmers Group Inc. “What this event is about … it’s got everything to do with what we can do to help others,” Woudstra said. Referring to the industry’s philanthropic efforts, Woudstra said: “It makes me proud to be in an industry like this.” ‘It makes me proud to be More than 600 people in an industry like this.’ were gathered at the event, which included a silent and a live auction to raise funds. More than $50,000 was raised during the live auction, and the dinner grossed $744,550, bringing funds for the campaign for the year to just over $1 million, according to organizers. “It’s truly a remarkable number,” Gary Petrosino, executive vice president and western U.S. field operations officer for Chubb & Son, announced at the dinner. In fact, the insurance industry ranks well in terms of charitable giving. According to a report issued in October by McKinsey & Company, charitable giving in the property-casualty industry totaled roughly $500 million in 2010. Most of this giving was in the form of direct cash contributions from companies, and about one-fifth from employee donations of cash or volunteer hours. While this giving compared favorably to other industries, insurance executives believe they are not maximizing the impact of charitable giving or receiving full recognition for their efforts. Sixty percent of executives believe the industry can increase the social and business impact of its charitable programs while maintaining current levels of giving, according to the report. One beneficiary of such giving, and a speaker at the City of Hope event, was Patrick Franco, who was diagnosed in 2001 with lymphoblastic leukemia, a rare form of cancer at age 12. He became a regular patient at City of Hope, undergoing radiation, chemotherapy, bone marrow tests and spinal taps. But Franco, who this year is celebrating his fifth anniversary off treatment and apparently cancer free, told the crowd that cancer sufferers cannot say they are done with cancer. “You are always surviving cancer,” he said. “It can come back.” Don Jergler West Editor

Publisher Mark Wells

Chief Executive Officer Mitch Dunford

EDITORIAL Editor-in-Chief Andrea Ortega-Wells | awells@insurancejournal V.P. Content Andrew Simpson | asimpson@insurancejournal.com East Editor Young Ha | yha@insurancejournal.com Southeast Editor Michael Adams | madams@insurancejournal.com South Central Editor/Midwest Editor Stephanie K. Jones | sjones@insurancejournal.com West Editor Don Jergler | djergler@insurancejournal.com International Editor Charles E. Boyle | cboyle@insurancejournal.com ClaimsJournal.com Editor Denise Johnson | djohnson@claimsjournal.com MyNewMarkets.com Associate Editor Amy O’Connor | aoconnor@mynewmarkets.com Columnists Chris Burand, Alan Shulman Contributing Writers Melissa Schwartz, Christopher Timm, Lori Widmer

SALES V.P. Sales & Marketing Julie Tinney (800) 897-9965 x148 jtinney@insurancejournal.com West Dena Kaplan (800) 897-9965 x115 dkaplan@insurancejournal.com South Central Mindy Trammell (800) 897-9965 x149 mtrammell@insurancejournal.com Midwest Lauren Knapp (800) 897-9965 x161 lknapp@insurancejournal.com Southeast Howard Simkin (800) 897-9965 x162 hsimkin@insurancejournal.com East Dave Molchan (800) 897-9965 x145 dmolchan@insurancejournal.com New Markets Sales Manager Kristine Honey | khoney@insurancejournal.com Classified Advertising (800) 897-9965 x125 classifieds@insurancejournal.com

MARKETING/NEW MEDIA Marketing Administrator Gayle Wells | gwells@insurancejournal.com Advertising Coordinator Erin Burns | eburns@insurancejournal.com (619) 584-1100 x120 New Media Producer Bobbie Dodge | bdodge@insurancejournal.com Videographer/Editor Matt Tolk | mtolk@insurancejournal.com

DESIGN/WEB Vice President/Design Guy Boccia | gboccia@insurancejournal.com Vice President/Technology Joshua Carlson | jcarlson@insurancejournal.com Design and Marketing Executive Derence Walk | dwalk@insurancejournal.com Art Director Jamie Bethell | jbethell@insurancejournal.com Web Developer Jeff Cardrant | jcardrant@insurancejournal.com Web Developer Chris Thompson | cthompson@insurancejournal.com

IJ ACADEMY OF EDUCATION Director of Education Christopher J. Boggs | cboggs@ijacademy.com Online Training Coordinator Barbara Dooley | bdooley@ijacademy.com

ADMINISTRATION Accounting Manager Megan Sinclair | msinclair@insurancejournal.com

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insurancejournal.com/subscribe Insurance Journal, The National Property/Casualty Magazine (ISSN: 00204714) is published semimonthly by Wells Publishing, Inc., 3570 Camino del Rio North, Suite 200, San Diego, CA 92108-1747. Periodicals Postage Paid at San Diego, CA and at additional mailing offices. SUBSCRIPTION RATES: $7.95 per copy, $12.95 per special issue copy, $195 per year in the U.S., $295 per year all other countries. DISCLAIMER: While the information in this publication is derived from sources believed reliable and is subject to reasonable care in preparation and editing, it is not intended to be legal, accounting, tax, technical or other professional advice. Readers are advised to consult competent professionals for application to their particular situation. Copyright 2011 Wells Publishing, Inc. All Rights Reserved. Content may not be photocopied, reproduced or redistributed without written permission. Insurance Journal is a publication of Wells Publishing, Inc. POSTMASTER: Send change of address form to Insurance Journal, Circulation Department, PO Box 9049, Maple Shade, NJ 08052

6 | INSURANCE JOURNAL-WEST REGION December 5, 2011

ARTICLE REPRINTS: For reprints of articles in this issue, contact Rhonda Brown at 1-866-879-9144 ext. 194 or rhondab@fosterprinting.com. Visit insurancejournal. com/reprints for more information.

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News&Markets California Man Electrocuted by Fallen Power Line

A

Southern California man has been electrocuted by a power line that fell on him outside his home. According to reports 24-year-old Joel Ramirez was inside his Whittier home when the line fell, possibly because of the weather, and set fire to his roof. The man ran outside to douse the fire and the line fell on him and pinned him to the ground. Sgt. Brent Anderson says the man began to catch fire and an arriving police officer sprayed him with a fire extinguisher. Ramirez died at a hospital. Anderson says a 46-year-old woman who tried to help him also was shocked and thrown across the alley but her injuries are not life-threatening.

Computer with Info on 4 Million Patients Stolen in California

A

Northern California physician’s network says a computer stolen last month contains personal information on more than 4 million patients dating back to 1995. The Sacramento Bee reports the database includes the names, addresses, email addresses, birthdates, telephone numbers and insurance information of 3.3 million Sutter Medical Foundation patients. Information on another 943,000 patients also includes medical record numbers, dates of services and a description of medical diagnoses and procedures. Officials at the Sacramento-based not-for-profit network say the data did not include patient financial records, Social Security numbers, health plan identification numbers or medical records. Affected patients are being notified by mail if their information was compromised. Sutter says it’s speeding up efforts to encrypt all its computers, but the stolen desktop computer’s data was not encrypted.

Bozeman City Commission OKs Cellphone Ordinance

Southern California Food Importer to Pay $400K in Discrimination Case

T

A

he Bozeman City Commission in Montana has voted 4-1 to adopt an ordinance that would prohibit the use of hand-held electronic devices while driving or bicycling within city limits. Under the ordinance, if you’re caught texting or talking on a hand-held cellphone while driving or cycling, you could be fined $100. Using a hands-free communications device would be allowed, and commissioners also exempted drivers on Interstate 90, who may not realize they’re in the city. Mayor Jeff Krauss cast the only “no” vote, saying “I’m voting ‘no’ for the same reason I vote ‘yes’ on things like individual rights.” The earliest the law could go into effect is Jan. 17 so officials have time to educate people about the change.

8 | INSURANCE JOURNAL-WEST REGION December 5, 2011

Southern California Asian food importer has agreed to pay $400,000 in back wages and interest to 71 women who were rejected for sales jobs. The U.S. Labor Department says that Tokyo-based Nishimoto Trading Co. has agreed to settle the hiring discrimination case. The 100-year-old importer will also offer jobs to 14 women in the case when those sales jobs are available at its U.S. headquarters in Santa Fe Springs, Calif. Federal investigators say Nishimoto failed to give qualified job applicants equal consideration for employment without regard to gender, a violation of federal labor laws. The company holds Department of Defense contracts totaling $1.2 million.

www.insurancejournal.com

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Declarations China

Persistency

No on Yes

“If China opens the market, I don’t expect to see a big impact in the short term. It takes time for foreign insurers to steal market share from big players like PICC or Ping An.” — Zeng Sufen, an analyst at Industrial Securities Co., said following an announcement that China, the world’s largest auto market, is likely to open its mandatory auto insurance market to foreign companies next year. Currently, 19 foreign property and casualty insurance companies operate in China, including Tokio Marine & Nichido Fire Insurance Co., Chubb and RSA Insurance Group.

“I think it’s a populist issue that will probably be resolved earlier rather than later.” — Campaign Consultant Terry McHale said he believes a portable persistency initiative supported by the American Agents Alliance will prove to be popular with voters and be a clear frontrunner over a competing initiative, both of which would essentially expand California’s Proposition 103.

“I’m voting ‘no’ for the same reason I vote ‘yes’ on things like individual rights.” — Bozeman, Mont., Mayor Jeff Krauss, who cast the lone dissenting vote in Bozeman City Commission’s 4-1 decision to adopt an ordinance that would prohibit the use of hand-held electronic devices while driving or bicycling within city limits.

No Flood Lapse “We are pleased that Congress was able to avert another lapse in the flood program.” — Tom Litjen, vice president of federal government relations for Property Casualty Insurers Association of America (PCI), following Congress’ approval of yet another resolution to fund parts of the federal government, including the nation’s flood insurance program on a short-term basis. This time the funding runs until Dec. 16.

Figures $ 9.7 Billion

The amount Oregon officials have committed to outside contractors. An investigation by the Oregonian daily newspaper also found that of Oregon’s $9.7 billion in active contracts with more than 4,000 private vendors, at least $3.3 billion, or about a third, is going to out-of-state companies.

4

Million

The number of patients that a Northern California physicians network says a computer stolen last month contains personal information on dating back to 1995.

www.insurancejournal.com

50

$

That’s the size of the dividend California’s State Compensation Insurance Fund announced it plans to disburse to qualifying policyholders in the form of a premium credit amounting to roughly 5.2 percent of estimated annual premium for the 2011 policy year.

Million

250

$

Is the minimum amount almost one-inthree drivers responding to a poll in the Pacific Northwest conducted by PEMCO Insurance think the fine should be for texting while driving. Roughly 15 percent think $500 or higher is a more appropriate fine for violating texting laws. December 5, 2011 INSURANCE JOURNAL-WEST REGION | 9

WEST COVERAGE

People Holly Wells

Ryan Petersen

Dane Petersen

Holly Foxen Wells has been promoted to marketing and public relations manager of San Diego, Calif.-based Atlas General Insurance Services. She will lead the marketing team to enhance Atlas’ brand strategy and customer service objectives. Wells joined Atlas in 2010, where she started her insurance career as an underwriting assistant. Before Atlas, Wells was a marketing coordinator in the real estate industry, including at Coldwell Banker Residential Brokerage. Ryan Petersen has been appointed creative director of Valencia, Calif.-based Petersen International, and Dane Petersen has been named as the firm’s marketing director. Ryan Petersen is responsible for developing content for Petersen’s marketing and advertising efforts including writing, art direction and media production. As marketing director, Dane Petersen’s duties include research and development of the firm’s marketing strategy, advertising placement and social media campaigns. Petersen International Underwriters is a 30-year Lloyd’s coverholder and underwriting facility of disability, life, medical and contingency insurance products. State Compensation Insurance Fund has named Len Welsh head of workplace safety. Welsh will focus on developing methods for improving safety and health practices, and reducing the rates of workplace fatalities, injuries and illnesses, State Fund said. He currently serves as special counsel to the director of the Department of Industrial Relations and will begin his transition to State Fund at the beginning of the New Year. Previously he held roles as chief and special counsel at the Division of Occupational Safety and Health (Cal/OSHA). State Fund is a nonprofit, competitive public enterprise that provides worker’s compensation insurance coverage to California employers.

10 | INSURANCE JOURNAL-WEST REGION December 5, 2011

San Francisco, Calif.-based Edgewood Partners Insurance Center (EPIC), a retail property, casualty and employee benefits brokerage, has added Scott Gunnison as principal of strategic development. Gunnison has more than 30 years of insurance underwriting, retail and wholesale brokerage, specialty program development and operations experience. He will be based in Chicago and report to EPIC President and co-founder John Hahn. Gunnison was previously executive vice president of the Crump Group, where he managed the firm’s Chicago office for more than 20 years. Atlas General Insurance Services has promoted Steve Boyd to underwriting manager. In his expanded role, Boyd will continue to underwrite while contributing to program management at Atlas. Boyd, who served as a senior workers’ compensation underwriter since the inception of Atlas in 2009, has over 15-years’ experience in workers’ comp underwriting and has participated in several GA start-up’s. He began his career at Golden Eagle Insurance Co. Suhr Risk Services (SRS), an independent retail employee benefits and property-casualty insurance brokerage firm, has hired Melissa Ceja as team leader and account executive of the employee benefits division. Ceja will be based in Silicon Valley and will report to John B. Suhr, CEO and managing principal. Her responsibilities include designing risk management plans, strategic marketing and preparing calendars of service commitments insuring the accountability of deliverables. Ceja will also manage the employee benefits client service team. Before SRS, Ceja was an account manager at Woodruff Sawyer & Co. in San Francisco, where she provided a variety of risk management solutions to large companies.

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Business Moves Commercial & Personal Insurance Services Inc. in Rancho Cucamonga and Valley Oaks Insurance in Roseville have joined PacficWest. “Both of these agencies are located in areas that PacWest wants to grow and both agencies make a great addition to PacWest,” Tom Powell, president of PacWest Alliance said in a statement. PacWest Alliance is a Californiabased insurance cluster that provides a managed environment for its members. PacWest Alliance represents over $180 million in written premium.

Everest Everest Re Group Ltd. is expanding its professional liability insurance operation, Everest Specialty Unit (ESU), with the opening of a west coast regional office. Currently based in New York, ESU will be establishing its west coast facility in Oakland, Calif., to reach its target customers in that region. The new unit will be led by Cary Nichols, who has been appointed vice president of ESU’s west coast region. Nichols will report to John Iannotti, senior vice president of the division and will be responsible for developing both the professional liability book for financial institutions and the directors and officers book. Nichols joins Everest with more than 15 years of management liability underwriting experience, most recently as a regional vice president of the executive assurance division of Arch Insurance Group. Prior to Arch, Nichols worked in the management liability groups of Executive Risk and Chubb Specialty Insurance. PacWest Alliance PacificWest Alliance Insurance Services Inc. has added two new members in California. Cornerstone 12 | INSURANCE JOURNAL-WEST REGION December 5, 2011

Ox Bonding Oregon contractors will have another option for surety bonds after the state approved Ox Bonding and affiliate carrier, Upper Hudson National Insurance Co., for writing business. Ox Bonding said it saw an opportunity as a result of the financial crisis that hit Oregon as well as the rest of the country. “The financial tsunami of 2008 destroyed the ability of many Oregon contractors in the building trades to get a completion bond, or the working capital to acquire the supplies to do the work,” said Jeffrey Camp, chief operating officer. “Because they do not have perfect credit, they lose out on many jobs where bonding is required, such as local government projects. We can fix that.” Though serving companies with lessthan-perfect credit might seem risky, the company said it will look at executive track records to help them make a decision on providing bonds. Ox Bonding will also disburse the funds to further reduce the risk. With Ox Bond’s affiliate insurance carrier, Ox Bonding will act as agent and carrier, allowing faster service than some of the traditional distribution methods. Following the addition of Oregon, Ox Bonding now offers its products and services in 13 states including New York, California, Illinois, Florida,

Georgia, Pennsylvania, New Jersey, Washington, Hawaii, Maryland, Missouri and Louisiana. Ox Bonding is looking for more brokers and agents. Liberty The Liberty Company Insurance Brokers Inc. is extending its services into the entertainment industry through Liberty Entertainment Insurance Services LLC in Woodland Hills, Calif. Daniel R’bibo will serve as president of Liberty Entertainment Insurance Services. R’bibo’s entertainment industry experience includes studio accounts and independent film productions. Santa Clara, Calif.-based The Liberty Company is an independent broker with four California locations and nearly $30 million in premiums. Transatlantic Holdings, Alleghany Reinsurer Transatlantic Holdings Inc. has agreed to be acquired by Alleghany Corp. The cash-and-stock deal is valued at around $3.4 billion. The acquisition is expected to be completed during the first quarter of 2012. For the 12 month-period ended September 2011, the two companies had pro forma net premiums written of $4.7 billion. They had total stockholders’ equity of $5.9 billion and total capital of $7.2 billion at the end of September. When the deal is completed, Transatlantic will become an independent stand-alone subsidiary of Alleghany, according to the announcement. The companies expect Transatlantic to keep current financial strength ratings of “A+” from Standard & Poor’s and “A” from A.M. Best. Joseph Brandon, former chief executive of Berkshire Hathaway’s General Re, is expected to join the executive team as president of Alleghany Insurance Holdings and executive vice president of the parent company Alleghany. He will also be Transatlantic’s board chairman. www.insurancejournal.com

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News&Markets Architects & Engineer Class Held Hostage by Price Cutting, Overcrowding By Amy O’Connor

says Moonan. However, Moonan says Arrowhead, a program manager, has actually been able to benefit from the situation. “Markets who want to stay in the longer term are trying to deal with the rate pressure because we are in an extended soft market cycle,” he says. “They are starting to re-underwrite their books and are finding out which segments are causing problems and taking corrective action. We have been able to take advantage of that and write some new business.” Lisa Doherty, president of the brokerage Business Risk Partners in Windsor, Conn., says the combination of the bad economy and extended soft market has kept A&E liability rates low, and she only sees selective tightening by geographic region so far. “Almost every A&E underwriter rates on revenue and the vast majority of architects’ and engineers’ revenues are down, so rates from that perspecven with historically low rates, Agents say that players in this class tive are dropping,” she says. “Then you tough competition, and a reducthat are trying to maintain underwritadd the soft market and people are tion in business, the architects and ing discipline are under a lot of presdropping premiums and being more engineers professional liability class is sure because there are those that play competitive.” still very highly sought after, with new the rate game and price too low for too Moonan agrees and doesn’t see a players jumping in regularly. much coverage. hard market for this class anytime Some established liability players “There are lots of people out there soon. have been frustrated as capacity “My personal belief is we ‘When I started in this line in continues to increase and rates will see some kind of shake-out 1997 there were probably 14 to that will pick up steam in terms continue to decrease. “When I started in this line in 16 carriers who wrote this class of smaller players that are newer 1997 there were probably 14 to of business and now there are in entrants that decide they don’t 16 carriers who wrote this class have the stomach over the long excess of 50 to 55.’ of business and now there are in term and take their capital and putting out limits of $1 million on a excess of 50 to 55,” says Larry Moonan, go elsewhere,” he says. “Rate increases single policy and have a total premium president of Arrowhead General depend on the economy; even if carrivolume of $4 or $5 million — you can’t Insurance Agency’s Architect and ers see they need a 15 or 20 percent rate continued on page 32 get to critical mass with that volume,” Engineers Division in Monterey, Calif.

E

14 | INSURANCE JOURNAL-WEST REGION December 5, 2011

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News&Markets California’s State Fund Declares $50 Million in Dividends for Policyholders

C

alifornia’s State Compensation Insurance Fund recently announced plans to disburse a $50 million dividend to qualifying policyholders in the form of a premium credit amounting to roughly 5.2

percent of estimated annual premium for the 2011 policy year. The renewal credit will be based on 2011 estimated annual premiums and will be applied during the 2012 policy year. The

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credit is available to 2011 policyholders who: Paid their premiums on time and kept their policy in good standing during the year; renew their policy with State Fund in 2012 and continue to pay premiums timely and accurately; and finalize their audit bill for 2011 within six months of expiration. The plan was approved Nov. 18 in San Francisco by State Fund’s board of directors at its last 2011 meeting. The board recommended dividends this year after confirming that State Fund has adequate surplus, and is making progress on its expense management and underwriting discipline. “State Fund’s role in the California workers’ compensation market is to offer fair prices to all California employers,” Tom Rowe, State Fund CEO and president, said in a statement. “We are a company that has been in the midst of dramatic transformation. We have developed and are implementing a strategy that overhauls every aspect of how we do business. This dividend is a down payment on our commitment to help California employers manage the cost of their workers’ compensation insurance.” Last week State Fund announced a zeronet increase in its most recent rate filing and increased discounts for qualifying members of its group insurance program with the California Farm Bureau Federation. State Fund last declared a dividend in 2001, which was in excess of $92 million. Since its inception in 1914, State Fund has paid more than $4.9 billion in dividends to policyholders.

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News&Markets Insurance Company Poll: Oregon Drivers Want Harsher Cell Phone Penalties

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ccording to a poll from PEMCO Insurance, nearly half of Portland-area drivers are upset enough at the prospect of sharing the road with distracted drivers that they believe lawmakers should treat those

caught talking, texting or emailing while driving more harshly. If you’re driving in the Greater Portland area, about one-in-three drivers in the cars next to you are likely breaking the law by

using a cell phone without a hands-free device, and about one-in-four are texting or emailing while driving. Of the Portland-area drivers surveyed in the poll, 31 percent said they use their cell phones without a hands-free device while driving, and of those, 26 percent admit to using their cell phone to text or email while behind the wheel. “Distracted-driving laws are becoming common across the U.S., and for good reason,” said Seattle, Wash.-based PEMCO spokesperson Jon Osterberg. “Distracted driving is dangerous, and while our poll results show that most drivers agree, we need to raise awareness to help lower the number of drivers who are focused on their phones rather than on the road.”

‘Distracted-driving laws are becoming common across the U.S., and for good reason.’

More than 40 percent of respondents said that texting violations are serious enough to warrant more than the accompanying $142 fine, and 55 percent think that violations for handheld phones and texting should become part of a driver’s record. In January 2010, it became a primary offense to use a handheld mobile device while driving in Oregon, which includes texting and sending emails from a cell phone and talking without a hands-free accessory. Fines of at least $142 are levied against violators, and the current law does not mandate that the citation become part of a driver’s record. PEMCO’s poll found that almost one-inthree drivers think the fine should be at least $250 for texting while driving, and 15 percent think $500 or higher is a more appropriate fine for violating texting laws. 18 | INSURANCE JOURNAL-WEST REGION December 5, 2011

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Perfect Storm of Conditions Fueled Big Reno Fire Nevada’s governor and insurance commissioner praise response from insurance community.

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ne of the worst fires in Nevada’s history was nearly a perfect storm of unfavorable conditions and unfortunate circumstances, and both the state’s governor and top insurance regulator praised insurance carriers in the state for their quick response. Reno Fire Chief Mike Hernandez says ferocious winds, power outages, rocky canyons and gated communities were just some of the things firefighters found themselves up against in the middle of a cold November night battling the kind of blaze more typical of a sweltering August afternoon. With winds gusting to 70 mph, flames up

to 100 feet tall snaked through narrow canyons and ravines. Hernandez likened it to a run-away locomotive, at one point burning at 20 to 30 mph with flying embers touching

off new starts a mile away. The southwest Reno fire forced close to 10,000 to evacuate and destroyed 32 homes. It was fully contained a few days after it started, but not before destroying nearly 2,000 acres. Although no official cause has been determined, authorities suspect arcing power lines. About 30 homes were destroyed. Gov. Brian Sandoval says it was a miracle more weren’t lost. “I have been impressed with the rapid response of the insurance community understanding how stressful these losses can be for a family who has lost a home,” Sandoval said in a statement. Insurance Commissioner Scott J. Kipper, who was urging Reno residents affected by the Caughlin Ranch fire to contact the

‘I have been impressed with the rapid response of the insurance community understanding how stressful these losses can be for a family who has lost a home.’ Nevada Division of Insurance with any questions about insurance or needs for assistance with insurance claims, also had good things to say about the state’s insurance community. “My heart goes out to the 30 families who lost their homes to the Caughlin Ranch Fire. I want everybody whose home was destroyed or damaged to know that if they have any questions or issues while filing a claim, that they may contact us for help or advice,” said Commissioner Kipper. “I’d also like to thank the insurance carriers who have responded so quickly to this disaster. Copyright 2011 Associated Press. All rights reserved. 20 | INSURANCE JOURNAL-WEST REGION December 5, 2011

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News&Markets Backers of Persistency Initiative Claim Signatures to Make 2012 Ballot

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ackers of a persistency initiative in November said they have gathered the signatures they need to qualify it for the Nov. 6, 2012 ballot in California. A campaign consultant for the backers of the campaign, the American Agents Alliance, said they have collected more than 800,000 signatures and are in the process of turning them in so officials can conduct a count and check the validity of submitted signatures. They need 504,760 valid voter signatures for the proposal to quality for the ballot. Campaign Consultant Terry McHale believes the initiative will be popular with voters and be a clear front-runner over a competing initiative. “I think it’s a populist issue that will probably be resolved earlier rather than later,” McHale said. Supporters of the 2012 Auto Insurance Discount Act say the initiative’s new law “will allow consumers to receive a discount for their years of continuous automobile coverage regardless of the company where they seek insurance.” The persistency initiative is similar to Proposition 17, which was on the California

ballot in 2010. The Prop 17 campaign was sponsored largely by Mercury General Corp. It was opposed by most newspaper editorials and by Consumer Watchdog. The initiative was narrowly defeated 52 percent to 48 percent. The initiative would essentially expand Prop 103. Prior to the passage of Prop 103 in 1988, insurance companies were not required to file rates for approval except for health and life. A major provision of Prop 103 dealt with personal automobile insurance, requiring personal automobile insurance rates to be determined using the following factors in decreasing order of importance: insured’s driving safety record; number of miles driven annually by the insured; and number of years of driving experience the insured has had. The proposition also prevented rates from being determined based on a person’s history of insurance. The latest persistency initiative is being supported personally by Mercury’s chairman, George Joseph, but not by the insurer Mercury this time, according to Joseph, who called the initiative he’s backing “pro con-

22 | INSURANCE JOURNAL-WEST REGION December 5, 2011

sumer” because it would allow portable persistency as opposed to the singular choice of loyalty programs that lock consumers into one carrier. However, Santa Monica, Calif.-based consumer advocacy group Consumer Watchdog, which is working to put a competing initiative on the same ballot, attacked Joseph and the measure. “Mercury’s billionaire chairman is spending millions to try and pass an initiative that will give his company a new way to raise premiums on perfectly good drivers,” consumer advocate Brian Stedge said in a statement. “This ballot measure will affect millions by letting Mercury and other auto insurers surcharge students who went away for college, Californians who previously used mass-transit, seniors and the long-term unemployed.” Consumer Watchdog argues the campaign repeals current protections against such a surcharge and is a repeat of Proposition 17. McHale said he believes Consumer Watchdog’s competing initiative, which primarily focuses on health insurance, was amended to include broader language as a pre-emptive strike against the auto insurance discount Act because the consumer group is worried it has a good chance to pass. “I think that’s the reason why Consumer Watchdog put that in their initiative,” McHale added. “It obviously deals with healthcare, but then it kind of throws in this poison pill.” McHale said that most other states allow portable persistency, which he said is good for consumers and will increase competition for the insurance companies. “Prices will go down for the consumer,” he added. www.insurancejournal.com

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News&Markets

Report Links Wildfires to Immigrants in Arizona

By Felicia Fonseca

A

study by Congress’ investigative arm issued in late November shows investigators have linked 30 fires that erupted in a

five-year period in Arizona’s border region to people who crossed into the United States illegally — a finding Sen. John McCain said backs up earlier statements he made about illegal immigrants and wildfires.

McCain said this year that fires are sometimes caused by illegal border crossers, but he did not specify to which fires he was referring as blazes scorched the southern and eastern parts of the state. The statements quickly drew criticism from activists who jumped on him for “scapegoating.’’ McCain and fellow Republicans framed the debate over his statements as a distraction. “I hope this report is a lesson to the activists and public officials that would prefer to engage in partisan character attacks rather than focus the discussion on the vital need to secure our southern border,’’ McCain said. The U.S. Government Accountability Office report was released by McCain’s office at the request of the senator and fellow Republican Sens. John Barrasso of Wyoming, Lisa Murkowski of Alaska and Jon Kyl of Arizona. It makes no mention of whether anyone was prosecuted for starting the fires because that wasn’t in the scope of the report.

‘I hope this report is a lesson to the activists and public officials that would prefer to engage in partisan character attacks rather than focus the discussion on the vital need to secure our southern border.’ The GAO gathered information for the study, which included fires within 100 miles of Arizona’s border with Mexico, from the National Interagency Fire Center in Boise, Idaho, and interviewed federal, state and tribal officials along the state’s 370-mile border. continued on page 26 24 | INSURANCE JOURNAL-WEST REGION December 5, 2011

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News&Markets Wildfires, continued from page 24

Nearly 2,500 wildfires occurred in the Arizona border region from 2006 to 2010, but the GAO studied only those that were human-caused, burned more than 1 acre and those for which investigative reports were available. Of the 422 wildfires that topped an acre, federal fire investigators probed 77, or 18 percent. The GAO report doesn’t cover wildfires in 2011 because investigative reports were not yet complete when the GAO was conducting its study. The GAO found that 30 of the probed wildfires were linked to illegal border crossers primarily in southeastern Arizona based on what was written in investigative reports. Fifteen were thought to be a signal for help, provide warmth or cook food. An investigative report on the 2009 Bear fire backed up that suspicion by noting the discovery of discarded bottles and food wrappers with Spanish language labels near a campfire. It also noted that the area is frequented by illegal border crossers and is adjacent to a heavily used smuggling trail, the GAO report said. Reports on the other 15 wildfires don’t give a reason for the start of the fire, but the GAO said a couple of them mention that the areas

of ignition are known for drug smuggling. The GAO also looked at fire incident reports for 1,123 wildfires in the area over the five-year period and found that 57 of them include firefighters’ suspicions that illegal border crossers were to blame for ignition. Those reports are not formal investigations into the fire’s origin. The GAO said federal officials should come up with a strategy on which fires to investigate and use that to guide fire prevention activities and resources. Without a plan that includes selecting and prioritizing wildfire investigations, the frequency in which the blazes are caused by illegal border crossers remains unknown, the report said. Federal officials cited a lack of available trained investigators to look into humancaused wildfires, according to the GAO report. Both the Forest Service and the U.S. Bureau of Land Management said providing security for firefighters or their equipment often ranks higher on the priority list.

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U.S. Forest Service Chief Tom Tidwell agreed with the report’s observations and recommendations. He said an interagency group is working on standardized policy for wildfire investigations. Arizona recorded its largest wildfire in state history this year with the 835-squaremile Wallow Fire that destroyed 32 homes, four rental cabins and forced nearly 10,000 people to evacuate. Two cousins have been charged with starting the blaze. The smaller Horseshoe Two fire atop the Chiricahua mountains burned 348 square miles and destroyed nine homes. That fire investigation report indicates that drug smugglers continued to use the area while the blaze was under suppression, according to the GAO. Another wildfire burning at the time, the 47-square-mile Monument fire destroyed 57 homes. The GAO also looked at how fire suppression has been impacted by the presence of illegal border crossers. The Forest Service issued a report in 2006 saying the border region could be dangerous for firefighters because of potential encounters with drug smugglers, high-speed pursuits, biological hazards and illegal border crossers seeking food, water or rescue. The GAO said federal officials it interviewed did not identify any specific threats or assaults. But the federal officials said firefighting efforts sometimes are hampered over concerns about border crossers in the area. Copyright 2011 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed. www.insurancejournal.com

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AgencyE&O How to Reduce the Risk When Buying Agency E&O Coverage By Andrew Simpson

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gents shopping for errors and omissions coverage should compare the details of the policies because not all E&O policies are the same, according to experts in this market. As Scott Goodreau, chief risk officer for global broker Hub International, told attendees at the PLUS (Property Liability Underwriting Society) International conference in San Diego, “Agents should spend as much as time on their own insurance as they do on their clients’.” This means taking the time to understand the provisions that vary from carrier to carrier and policy to policy. It also means scouring the exclusions for surprises. According to Lisa Doherty, CEO, Business Risk Partners, now may be a good time for agents to shop around for E&O coverage. She described the market as “fluid.” prior to this retroactive date will not be “We’ve had a few people exit. We’ve had a covered. few more people come in,” she told Insurance Whether a policy is claims made or Journal and Claims Journal in an interview claims-made-and-reported is a “subtle disafter she moderated a PLUS discussion on tinction” but it can greatly affect applicabilagency E&O. ity of coverage if the agency doesn’t report Doherty said there are a few big players in properly, according to Doherty. this space that have been consistent, includ“There are some policies that are just ing Fireman’s Fund and Westport. But there claims made. As long as the claim is made are “a lot of other players who have been in against you during the policy period, that and out,” she said. policy will apply,” she said. “If it’s a claimsWhether agents shop around now or later, made-and-reported, the there are some important ‘You have to protect claim has to be made policy provisions they the assets you built against the insurance agent should read carefully. and reported to the carrier Most important, agents up over the years.’ during the policy for the should understand if the coverage to apply.” policy is just claims made or if it is claimsThe claims orientation of a policy takes made-and-reported. on added importance whenever there is a For E&O policies, claims must be made, merger. “Make sure there is no gap where or made and reported, within the period the purchased agency’s E&O ends and yours covered by the policy. They typically have a begins,” Goodreau told the PLUS audience. retroactive date, which is important to note because claims arising out of acts committed 28 | INSURANCE JOURNAL-WEST REGION December 5, 2011

Agents should know how the policy defines the professional services that are covered and what activities are included, and not excluded, in the policy. It is critical that this definition be tailored to cover what the agency actually does, PLUS panelists stressed. “Look at the definition of professional services covered because it can vary dramatically by policy and by exclusions,” said Sabrena Sally, who is senior vice president for Swiss Re Corporate Solutions. For instance, the definition should reflect if a property/casualty agency is expanding into employee benefits, or offering risk consulting services in addition to standard personal and commercial lines products. “You really want to make sure if you’re doing some claims adjusting, or if you’re doing loss control, or other ancillary services, premium finance, for example — you want to make sure that that’s spelled out in your definition of professional services, so you’re www.insurancejournal.com

covering everything that you might be doing as an agent and broker or related to that,” said Doherty. “Your E&O carrier needs to know what and where you are placing,” said Goodreau. “We work closely with our carrier so they know what we are doing.” Goodreau said that Hub, as a way to manage E&O exposures, sometimes contracts with third parties to handle services that its own agents or brokers may not be highly trained in. Daniel Kohls, a partner in the Sacramento law firm, Hansen, Kohls, Jones, Sommer & Jacob, said agents should be well educated in whatever lines they do offer. Because of the economy, he said, more intermediaries are now “going into markets they are not familiar with and practice areas they don’t understand.” One consequence can be a weakened defense if there is an E&O claim. Agents should understand the definition of expenses in a policy as well as how defense costs are handled. Whether defense costs are within or outside the limits of the policy can make a huge difference if there is a claim. “Limits are typically aggregated but defense costs can be included inside or not included. This is very important to know and compare,” said Sally. Deciding what limits to buy can also get tricky. Sally advised agents to look first at whatever limits the agency’s contracts with its carriers require as a minimum. Then the agency should consider the coverages it sells and whether its clients are high-end. Commercial lines, professional liability and bonds typically need higher limits than personal lines, she said. Doherty offered similar advice in her interview. “Are you placing really complex risks with high limit profiles? If you’re placing a $25 million program and buying $2 million of E&O limit, that just doesn’t make sense. You need to look at the exposures that you’ve got. “You also want to think about the assets that you’re trying to protect. If you’ve got $10 million in the business, somebody might go after that $10 million,” Doherty said. Sally said she has seen many cases of agenwww.insurancejournal.com

cies with limits that are too low. “You have to protect the assets you built up over the years,” she advised. However, the experts agreed, there is some risk in selecting high limits. Sally Combs, technical director for professional liability claims with Fireman’s Fund

Insurance Co., said agents should keep in mind that a “claim can be fashioned to the limits” of an E&O policy. Doherty agreed that high limits could be a “double-edged” sword. “The more you buy, potentially, the greater the settlement,” continued on page 30

December 5, 2011 INSURANCE JOURNAL-WEST REGION | 29

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AgencyE&O Agency E&O, continued from page 29

she said. But none of the experts advocated low limits. Doherty said limits that are too low could also influence claims settlements and harm negotiations. “If you have a $1 million limit and the total exposure is $10 million, the carrier has less options in terms of what it can do to help you settle. You really want to make sure that you don’t

put them in an adverse position because there’s more exposure than there is limit,” she said. There are other policy terms that agents should compare. These include provisions about claims tied to placement with insolvent carriers, where suits may be brought and whether the agency must use counsel from the insurer’s panel or is free to use its own lawyers. Some policies offer no coverage at all for claims related to placement with an insolvent carrier, while others peg coverage to the insurer’s rating (for instance, it must be at least B+) at the time the policy was procured. As for choice of counsel, an agency might negotiate for a “mutually agreeable” choice of counsel if it does not want to accept a lawyer from the insurer’s own panel, Goodreau said.

30 | INSURANCE JOURNAL-WEST REGION December 5, 2011

E&O Policy Terms to Watch • Claims made vs. claims made-and-reported • Professional services definition • Defense coverage • Insolvency exclusion regarding carrier • Exclusions • Claims reporting requirements • Extended Reporting Period provisions •Territory definition Source: PLUS While it is rare for an E&O complaint to end up at trial, it does happen. Kohl said cases that go to trial are a “drain on a firm” in terms of the time needed for discovery and trial. If that happens, the provision on where suits can be brought becomes important. Sally noted a case where an agency principal and key employees spent two years commutcontinued on page 34

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News&Markets Scientists Say Kenai Area Getting Drier, Warmer By Logan Tuttle

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limate change is taking place on the Kenai Peninsula, slowly but surely. Over the last 100 years, climate change has been affecting the Peninsula, according to a presentation in November from Dr. John Morton, supervisory biologist at the Kenai National Wildlife Refuge in Alaska. Morton said climate change has its own impacts, and can’t be looked at in a vacuum. “It’s the addition of climate change on top of all the other stressors that we have on the system,” Morton said. “Urbanization, pollution and land use changes — all those things.” Climate change on the Peninsula, Morton said, has meant drier lands, warming temperatures, melting glaciers and the changing land cover. Morton presented data compiled from a variety of sources and studies, most of which was collected by now-retired refuge ecologist Ed Berg. Berg’s data showed the area has been warmer and drier in the last four decades. “We’ve lost over two inches a year for the last 40 years,” Morton said. “The summertime temperature has been an average of 1 to 2 degrees Fahrenheit warmer.” Summer is the not the only season of change. “In the winter, it’s been phenomenal, it’s almost 7 degrees,” Morton said. “Kenai in January is about 7 degrees warmer.” One of the effects of a warmer winter, Morton said, is that there will be more avalanches. “We had three avalanches in 2002 or 2003 in which we lost 200 animals,” Morton said. “In one avalanche alone we lost 130. Morton said the loss of wetlands is also an effect of the changes. “Our wetlands have dried considerably since 1950,” he said. “… We’re averaging about a 6- to 11-percent decline in the area wetlands since 1950.” In the same time period, the glaciers, specifically Harding Ice Field, have lost 5 per-

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cent surface area, and have dropped about 21 meters in elevation, Morton said. Morton presented forecasted data for 100 years in the future. The forecast was done by taking the vegetation maps for the Peninsula and then overlaying the climate change information. Morton said the numbers themselves were not important, but it was the message it was sending. “Roughly a third of the Peninsula is expected to change land cover,” Morton said. Despite these changes, Morton said there are three choices: The first choice is called retrospective adaptation, meaning managing toward historical conditions. The second choice is prospective adaptation, managing toward future conditions. The third option, Morton said, is doing

nothing. “To me, doing nothing means you’re doing active listening,” he said. “Active listening to biologists, or being well informed. Even if you’re doing nothing, you’re still paying attention.” Copyright 2011 Associated Press. All rights reserved.

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News&Markets A&E Class, continued from page 14

their revenue is today and their services things have changed dramatically, you have increase, the marketplace may not sustain today, but you don’t know [for example] to ask the questions, ‘What were you doing that right now.” that four years ago they did architectural two years ago? What were your revenues?’” One thing that attracts new players to work because it’s not in the application.” this class but could also influence whether More New Companies, More She says with architects and engineers they can stay in it is the length of the tail New Coverage bringing in less revenue right now, an on architect and engineer policies, typically One new carrier entering the A&E field underwriter could write a policy for much four or five years. this year, Protective Specialty, says it “When there is excess ‘Almost every A&E underwriter rates on is taking a slow and steady approach, capacity and companies need to put that into revenue and the vast majority of architects’ hoping for long-term success. “It is not our goal to buy business play they dive into long and engineers’ revenues are down, so rates and we are not out there trying to tail lines,” says Moonan. from that perspective are dropping. Then you cut rates further just for the sake of “Carriers believe when add the soft market and people are dropping competition. We are trying to do it entering the market premiums and being more competitive.’ the right way,” says Nathaniel Aiken, they will do well and director of professional liability for ultimately find out they less than what is needed and with a retroacthe company in Indianapolis, Ind. don’t have the intellectual capital or the tive date that goes back several years. This He says his company is getting a feel for right access to the market in terms of distriexposes the insurer to higher losses if a where the market is and trying to anticipate bution, etc. In a long tail line claims won’t claim comes in. where it is going. materialize for several years giving compaAgents need to take precautions when “When you are a new carrier, you have to nies a false sense of security before results writing a policy, such as visiting a combe disciplined from an underwriting perdevelop.” spective. You can’t take some of the [busiDoherty says this is why it is so important pany’s Web site to get an accurate picture ness] that people with a larger book can for agents to do research when writing these of what work the firm is doing, and what it has previously done. take,” he says. policies. “We spend a lot of time keeping records Protective Specialty targets pure archi“I think the biggest thing we are really of risks we have written,” Doherty says. tects, engineers, land surveyors, interior concerned about is picking up certain expo“The big boom bust states where you know designers, land and space planners as well sures,” Doherty says. “People tell you what as others, and looks for firms with revenue up to $15 million. Aiken says his company’s forms are somewhat manuscript because clients need different things and the carrier wants to be as flexible as possible to meet those needs. “I don’t think we have recreated the wheel in anyway, but we are trying to focus on service and providing what the client is seeking,” he says. Meanwhile, established players like Arrowhead and Business Risk Partners are doing what they can to remain competitive and relevant. Arrowhead rewrote its policy last year and made a few upgrades, including: • Defined coverage for technology exposures and Web site security • Coverage for contractors pollution liability as it relates to professional services by the architect or engineer • Enhanced credits for those who settle claims through mediation and incorpoSave the Date - 60th Anniversary May Golf Classic - May 9, 2012 rate risk management

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• An extended reporting period option Arrowhead has in-house authority to offer limits of up to $10 million and doesn’t exclude any classes of business, but does look for quality firms that are wellmanaged. Business Risk Partners has updated its architects and engineers form and plans to re-launch it in the next month or so. Doherty says BRP will market to this class more aggressively and wants to become a bigger player than it has been previously, but she acknowledges it won’t be easy. “Agents are getting bombarded from every angle so getting them to focus on this new form will take some time,” she says. The coverage BRP offers is from Lloyd’s of London. Some of the enhancements include: • Administrative proceeding coverage with $35,000 of expenses to help pay for an investigation brought by a state licensing board • Subpoena compliance coverage with

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$5,000 of coverage for the legal costs to get the needed documents in order to provide to a third party • Mediation deductible credit of 50 percent, up to $25,000, for clients who use mediation to settle a claim in the first round • Personal injury added to standard coverage • Confidentiality coverage Doherty says BRP has tried to make the language in the policy broad so there are no

gaps in the definition of professional services. Moonan says the biggest challenge for insurers now is rate discipline. “There are two classes of insurers: those who have been in it a long time who have seasoned results and who know where the prices need to be; and a second class of companies trying to build market share and pricing accounts very aggressively,” he says. “You have one group holding the line and one group that is still undercutting the market by a wide margin.”

December 5, 2011 INSURANCE JOURNAL-WEST REGION | 33

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AgencyE&O Agency E&O, continued from page 30

about the products and services the agency ing because they had to be in court for an is offering, Swiss Re’s Sally said. E&O trial. “The E&O carrier can be asked to step Reading the exclusions is important. An down into the shoes of the primary carrier example Doherty cited was a policy purportso it is good to know if the E&O carrier is ing to insure a managing general agency well-versed in the product lines the agency (MGA) that excluded breach of underwritsells,” said Sally. ing authority. “Well, that’s an E&O shoppers should obvious exclusion for an MGA Factors in Choosing an not overlook the importhat they need to have. You E&O Carrier tance of the application, need to look for those kinds of • Financial strength because how they handle issues in each policy,” she told • Longevity in the market it can make a lasting Insurance Journal. • Claims handling impression. Agents should Of course, agents should • Product expertise take the time to accurately consider the carrier behind Source: PLUS and adequately complete any policy, too. In addition the app, according to to the financial stability of the Doherty. carrier, agents might weigh how long the “I think what these agents miss is, if that’s carrier has been in the agency E&O market, how you’re treating your application for the carrier’s panel of legal counsel, its hisE&O, it reflects on your business practices,” tory of claims handling and its level of E&O said Doherty. “If there’s a sloppy application expertise, according to panelists. Another matter to consider: Agents should with holes in it where you’re not answering some of the questions, I think that’s how have an E&O carrier that is knowledgeable

you do your practice. Those kinds of things, people really look at.” Finally, agents who go shopping should remember there is some risk in switching policies or carriers. It’s common for a new carrier to ask agents to warranty that they know of nothing that could give rise to a claim. “If you’re a national organization with 22 branch offices, you really need to make sure that you’ve talked to the El Paso branch and that you know what’s going on there, and the Vermont branch, so that you’re not missing something, because the onus is on the insured to bring out anything that might possibly give rise to a claim,” Doherty said.

E&O and PLUS on IJTV Lisa Doherty, Business Risk Partners, and Scott Goodreau, Hub International, discuss agency E&O and other PLUS speakers address other liability issues on IJTV. Visit http://www.insurancejournal.tv/.

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Commercial Producer Granite/Roseville, CA – Seeking producer for contracting accounts, roofing specialty, all lines. Generous new/renewal commission plan and 100% agency paid employee health benefits after 6 mos. Book of business a plus. Email resume/cover letter to: michaelp@rcsis.com

34 | INSURANCE JOURNAL-WEST REGION December 5, 2011

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IDEA EXCHANGE

Growing Your Property Casualty Agency 8 Ways to Avoid Making a Lousy First Impression Don’t Self-Destruct at an Initial Meeting With a New Insurance Prospect

L

et’s start with a couple of clichés… You never get a second chance to make a first impression... and... The No. 1 rule of selling is not to make a bad first impression. As obvious as these common sense statements are, they’re essential to the close. Otherwise, you are fighting an uphill battle from the moment you and By Alan Shulman your prospect meet. Here are eight simple ways to avoid sales selfdestruction. 1. Don’t over-read a prospect’s personality. Sales gurus commonly encourage sellers to align their sales style with the personality of the buyer. But in reality, it’s pretty hard to get a behavioral bead on someone you just met. So, don’t instantly assume someone fits into a pre-determined mold and skew your first meeting entirely in that direction. Instead, be yourself and make any needed adjustments later on, as your business relationship progresses.

overdressing for a meeting, showing up for the first time in swanky wheels makes a bad first impression, especially if yours are a lot nicer than your prospect’s. To some insurance buyers, if you are motoring around in a high-priced car, it indicates you are over2. Don’t try to be cool. Insurance buyers profiting from your clients. This isn’t the don’t expect the people who sell to them to message you want to deliver, especially in a be über-cool. Some of us are, of course, but in down economy. So if your car is too sweet general, prospect expecfor a certain appointment, tations are pretty low. An easy way to make borrow a lesser vehicle — Use this to your advanjust for the meeting. a bad first imprestage. Exceed the person’s sion is say something 5. Don’t stay in your expectations by striking offensive. a comfortable middle car. Don’t make a prosground: not too formal pect wait for you to exit and not too trendy. your vehicle while you are in their parking lot. If you are talking on your cell phone or 3. Don’t say something you’ll regret. An checking e-mails instead of heading directly easy way to make a bad first impression is in, this hesitation suggests that meeting say something offensive. So don’t talk about your prospect isn’t all that important to you. politics or religion, or ask personal questions before you even know the buyer. Instead, 6. Don’t check the time. Remember use a safe icebreaker to get the person to President G.H.W. Bush (the first one) when start talking, such as, “How did you get he debated Bill Clinton at a town meeting? started in this business?” or for personal lines He looked at his watch on national TV, givprospects, “What was your first car?” ing some viewers the impression that he had somewhere better to be. This simple 4. Don’t drive a flashy vehicle. Just like move cost him votes. So, don’t glance at your www.insurancejournal.com

watch (or phone) while meeting with a new prospect, or you might give off the same vibe as President Bush. He lost the 1992 election. 7. Don’t forget to quiet your phone. You expect prospects to give you their full attention, without interruption, so do the same in return. Set your cell phone to vibrate and turn off the new e-mail chime, to avoid distractions while you’re in the midst of your first meeting. And if you do forget, don’t even think of taking the call or e-mail. 8. Don’t offer a bad business card. Even in this era of social marketing, producers are expected to carry old school business cards. Handing out dog-eared ones that you dig out of your wallet makes a sad first impression. And offering one you printed yourself reveals that you aren’t confident enough in your abilities to buy real ones. Don’t hesitate to purchase quality printed cards. They’re well worth the investment. Shulman, CPCU, is the publisher of Agency Ideas, a subscription-only sales and marketing newsletter. He is also the author of the many tools posted on the Agency Ideas Instant Download Store. Phone: 800-724-1435. Email: alan@ agencyideas.com. Website: www.agencyideas.com.

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N1

IDEA EXCHANGE

The Competitive Advantage Perpetuation: It Isn’t Just a Money Thing

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hen agency owners think of perpetuation planning, they often think only of the financial aspect: Selling their agencies. In some circles, among some advisors, perpetuation planning is really another term for acquisitions. But perpetuation is much, much more than buying and selling an agency. By Chris Burand Years ago, many agencies were so small that perpetuation really was nothing more than a financial transaction. The buyers were large enough and the sellers were small enough that the seller’s book was easily absorbed by the buyer. Any people who came with the deal were interchangeable or soon expendable. The sellers were so small, infrastructure issues were not a consideration. Those agency perpetuations really were just simple financial transactions. The same basic story applied to many internal perpetuations. The agencies were small enough that management and leader-

ship were — I hate to write this — of minimal importance. As long as the buyer did not screw up retention, the agency took care of itself. Not so today. Larger agencies, more complex accounts and the economic downturn have seen to that. Agencies today will not manage themselves, so regardless of whether the agency is perpetuated internally or exter-

nally, successful perpetuation is no longer not know how to develop the people necesjust a financial transaction. Leadership, mansary to perpetuate the agency internally, so agement, and producer involvement on sigthey sold externally. It seems some buyers nificant accounts are required for long-term thought new talent would develop by some success (short-term success can be achieved miracle because they certainly have not made a myriad of ways through shortcuts). This much effort to develop it cognitively. has been a painful lesson for a number of The fact is, it takes three to five years to large and sophisticated serial buyers of indedevelop the skills to successfully perpetuate pendent agencies. an agency, assuming the incoming leader(s) For example, let’s say a buyer purchases a already has the necessary base skills and typical agency that will remain standalone. experience. The agency has five producers, two former The incoming leader usually also needs owners and likely another 10 people. In this time to learn the necessary accounting and size of an organization, report management. Even if management and leaderthe location is owned by a Perpetuation is ship are definitely required entity, a local manager much more than large if success is the goal. The needs to know accounting. buying and selling While tax issues may not be former two owners are likean agency. ly in their late 50s or 60s, an issue, cost accounting and so their timeline for managallocation quite often makes ing and leading the agency is limited. The or breaks the local manager’s bonus. And timeframe for finding and replacing them as while an internally perpetuated agency needs managers and leaders is also limited. management to know how to get accurate, Will a large corporation located someplace quality reports from the agency’s agency else, perhaps in another state, be able to sucmanagement system, an externally perpetucessfully manage the agency? How will they ated agency needs a manager who can genermanage local company relationships? Hire ate and read the same reports, plus all the and train CSRs? Manage the daily activities additional reports home office will require. of an office handling millions of commissions? The lesson some serial buyers learned, Developing Management and others still need to learn, is that these Agencies, even many of the large serial agencies need local management and leaderbuyers of agencies, still operate under the ship. auspices that management is secondary, an Even if the agency could manage itself afterthought. In today’s environment, develwith just the help of the producers, the buyoping management is the key to success, and ers need the producers to focus hard on prodeveloping managers and leaders is crucial to duction if the acquisition is truly to make an perpetuation. What is your plan for developadequate return on investment. Additionally, ing people who can effectively manage and under some serial buyers’ models, they canlead people? Manage company relationships? not afford to develop and train enough new Understand and manage accounting? What producers to take up the slack because this steps are you taking to develop people who would cut too much into their profits. can manage and lead the agency to take great It is interesting as an outsider to see firms advantage of those competitors who took that sold to large buyers several years ago shortcuts, have a leadership/management facing significant issues now because the crises pending, and cannot afford to invest in original owners are gone or going, and they the future? have no one to perpetuate the relationships or leadership. Their position is absolutely no Burand is the founder and owner of Burand & Associates different from the one the original owners LLC based in Pueblo, Colo. Phone: 719-485-3868. E-mail: faced when they decided to sell. They did chris@burand-associates.com

N2 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

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NATIONAL COVERAGE

MyNewMarkets Business Auto - Home Health Care Aides Market Detail: I.B.I (www.goIBI.com) has a light commercial automobile program for home healthcare aides. Acceptable risks include individuals who visit a sick or elderly person in their home to provide assistance with such duties as household chores or transportation. Unacceptable risks include those with a vehicle modified with a wheel chair lift, transportation of multiple individuals, or compensation based upon transportation volume, such as a taxi or livery service. Available Limits: Minimum $5,000, maximum $2 million Carrier: Unable to disclose, admitted States: Indiana Contact: Vicki Lewis at 317-888-2593 or e-mail: vlewis@ goibi.com

Commercial Agriculture Market Detail: Britt/Paulk Insurance (www.brittpaulk. com) offers coverage for farm and ranches and poultry/ swine confinement. Britt/Paulk’s ISO based program for agents specializes in commercial agriculture processing (available through select appointed agencies). Coverage includes: property, general liability, crime, commercial auto, inland marine, umbrella, workers’ compensation, equipment breakdown, and environmental. Available Limits: As needed Carrier: AAIC, QBE States: All states except Alaska and Hawaii Contact: Customer service representative at 800-842-8917 or e-mail: customerservice@brittpaulk.com

Inflatables

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Temporary Staffing Firms Market Detail: Cooper & Mcloskey Inc. (www.cmiprorisk. com) offers: errors and omissions (E&O) and employment practices liability insurance (EPLI) in one policy; defense costs outside the limit of liability; occurrence form for both E&O and EPLI; no deductible for E&O coverage; and duty to defend. Insurer will appoint skilled counsel to defend covered claims. Coverage also includes personal injury coverage for emotional distress and mental anguish; medical and professional temporary employees carved out of the bodily injury/

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Market Detail: Prime Insurance (www.primeis.com) coverage for inflatables includes: general liability, special events liability, liquor liability, product liability, parades, passenger liability, assault and battery, fireworks liability and excess general liability coverage. Available Limits: As needed Carrier: Unable to disclose States: All states except Alaska, Calif., Conn. D.C., N.H., N.Y., R.I., and W.Va. Contact: Barbara Malkowski at 800-456-4576 or e-mail: barbaram@primeis.com

property damage (BI/PD) exclusion; placement of independent contractors; and placement of architects and engineering professionals. Available Limits: As needed Carrier: Unable to disclose, admitted and non-admitted available States: Alaska, Ariz., Calif., Hawaii, Ill., Nev., N.Y., Ohio, Ore., Texas, and Wash. Contact: Customer service at 415-433-7700

Dentists

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Market Detail: AFPD Inc. offers (www.afpd.net) errors and omissions coverage for dentists. The company represents Medical Protective, a Warren Buffett/Berkshire Hathaway Co. Medical Protective has been insuring dentists since 1899 and offers coverage for all states and dental specialists and can also provide AFPD access to coverage on non-standard markets under the appropriate circumstances. Policies in New York are written through MedPro Risk Retention Group. Non-standard policies are written through National

Market Detail: Preferred Concepts (www.preferred concepts.com) coverage for shopping centers includes boiler and machinery, commercial general liability, property, umbrella, and auto commercial-standard. Available Limits: As needed Carrier: Unable to disclose, admitted and non-admitted available States: All states Contact: Customer service at 646-218-3224

N4 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

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SPECIAL REPORT

Top 100 Profile

Leading By Creating After Just Four Years, Newcomer Confie Seguros Sets Bold Plan to Go National By Focusing on the Hispanic Market; and It’s Well on Its Way By Lori Widmer

I

n Spanish, “confie” means “confidence” or “trust.” That one word echoes the principles used by the founders of Confie Seguros, the fledgling company that is now part of Insurance Journal’s 2011 Top 100 Independent Property/ Casualty Agencies list. And it’s barely four years old. How a company this young has grown to a point where it places No. 21 on the Top 100 list is no small feat. Starting with an idea and a financial partner, Confie Seguros, founded in 2008, has grown exponentially. The company reported $380 million in total P/C premiums written for 2010, and is generating on a run rate basis over $160 million in revenues. Not a bad

Top 100 Agency Profile Agency Name: Confie Seguros, trading under Freeway Insurance Headquarters: New York, N.Y. Year Founded: 2008 Additional Locations: California, Arizona, Washington, Oregon, Texas, New York, New Jersey, Nevada and Florida 2010 Total P/C Premium Volume: $380,000,000 % Personal: 100% 2010 Revenues: $125,000,000 Principals: John Addeo, CEO Mergers/Acquisitions: 15+ No. of Employees: 1,500 No. of Insurance Carriers Represented: 40+

way to start a business. So how did the company climb so high in such a short time? If you ask the management team, comprised of John Addeo, CEO, Mordy Rothberg, founder and president, and James Schlomann, chief financial officer, it’s all in the focus. This company’s focus — the Hispanic market. History That specialization began with founder Rothberg, who studied the needs and habits of the Hispanic customer for a number of years. Six years ago, he developed what is now the company’s current business plan targeting the Hispanic market. He tested the marketplace, learned the buying habits of the Hispanic customer, and developed a product niche around the results. He also looked at location. “We identified eight to 10 geographic areas we wanted to be in that had a large Hispanic market. Nevada was one of them.” In early August, the company announced the acquisition of Las Vegas-based Family Insurance Center, an insurance brokerage that the Confie Seguros team believes has a strong platform that will allow for further expansion throughout Nevada. Joining him in 2007 was

N6 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

Addeo, no stranger to the insurance brokerage world. Addeo has over 35 years of experience in driving successful acquisitions and business operations at companies such as Alliant Resources Group, a company he founded and built to over $200 million in revenue, driving 12 acquisitions. Addeo also served as chief operating officer of USI Insurance Services, where he led 90 acquisitions of insurance brokerages, growing that company into the sixth largest in the United States. Confie Seguros boasts a strong partnership with Genstar Capital, its San Francisco-based private equity firm, of which Confie is a portfolio company. With Genstar’s financial backing, Confie Seguros was established in 2008, when the company acquired its first platform — Westline Corp., based in California, a state densely populated by a Hispanic population. Westline was a good choice — it’s become the largest distributors of non-standard auto insurance products, now operating 30 retail offices in California. Just under four years later, the company is operating in nine states — California, Arizona, Texas, Oregon, Washington, New York, New Jersey, Nevada and most recently Florida. In October, Confie Seguros announced that it entered the Florida market with the acquisition of Trustway Insurance

Agencies, an insurance brokerage with 28 retail locations throughout the state. Today the company trades under the name Freeway Insurance, which is the name of its operations in California, Arizona, and Texas, and what will be the name of the company once it goes national. Why Confie Seguros then? “The goal was to be the trusted advisor to the Hispanic community with regard to insurance-related products,” says Rothberg. Management Being a trusted advisor starts with a winning team. At the helm are some of the most veteran players in the insurance brokerage community today. continued on page N8 www.insurancejournal.com

Left: Mordy Rothberg, president and founder Right: John Addeo, CEO www.insurancejournal.com

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N7

SPECIAL REPORT

Top 100 Profile

James Schlomann, chief financial officer; Mordy Rothberg, president and founder; John Addeo, CEO; John Iacono, general counsel; and Jeffrey Miller, controller

Schlomann has been in the Addeo’s string of over 200 cominsurance brokerage business pleted acquisitions as a primary for over 35 years, as has Addeo. reason the company has its own Rothberg adds another 17 years string of successes, while Addeo of business development and directs attention to Rothberg’s strategy expertise. The compaexceptional business strategy ny’s general counsel, with over and plan to reach the Hispanic 30 years of insurance experience market. and controller with more than What is clear is the company 25 years rounds out a veteran has tapped a virtually untapped cast, giving Confie Seguros a market and is poised to expand depth of experience at the senior into the country’s first national level that is tough to match. insurance brokerage giving “We were fortunate in putting customers access to several diftogether a great corporate team ferent markets — as many as 50, that underdepending on stands the ‘There was a crying the location. insurance “It’s exciting, need to serve the business, and it’s a lot Hispanic customer.’ of work,” says and partnering with Addeo. outstanding operators in the “We’re on call 24-7 during field,” says Addeo. Part of that this buildup process. It’s a 24-7 team includes Joseph Waked, requirement.” CEO of the Freeway, California Required also is scoping out office, and John Klaeb, the com- acquisitions and meeting with pany’s chairman, whom Addeo business partners on their own says are “two of the best operaturf. “We’re on the road 60 pertors in the business.” cent to 70 percent of the time,” The mutual admiration is says Rothberg. “You can’t build a apparent to anyone who talks national company in your home with the team. Rothberg cites office.” N8 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

The Niche From the beginning, the focus was on the Hispanic customer and acquiring companies that served that community. CEO Addeo says Rothberg’s focus on the Hispanic market was ideal. He cites the dynamic growth in the Hispanic population — it’s the fastest growing segment of the population at about 16 percent of the total U.S. population, which represents roughly 50.5 million people, according to a Pew Research Center study of the U.S. Hispanic population. The study predicts the population will grow to 29 percent by the middle of this century. Rothberg’s research revealed a number of things. Chiefly, his research showed that the Hispanic community is very much underserved when it comes to financial services products. Addeo says it uncovered another fact — the Hispanic customer wants to purchase insurance face-to-face. “When Mordy put the business plan together, we realized we had to acquire companies that were brick-and-

mortar retail outlets,” he says. “There was a crying need to serve the Hispanic customer,” says Addeo. “No one was focusing on consolidating insurance brokerage to address the needs of the Hispanic customer.” There was the company’s niche. Vision and Strategy That realization is just one more tick in the Confie Seguros win column, for Rothberg also discovered that the brokerage landscape in the Hispanic market is largely comprised of mom-andpop firms. “Not only is this market ripe for consolidation, but the mom-and-pops don’t have the resources to provide the proper services and support to service our consumer,” he points out. From the start, acquisition was the focus of the company’s growth. “For acquisitions, we have a hub-and-spoke strategy,” says Rothberg. “Once we have a platform in a marketplace, we rely on those managers to run the business. We will identify an acquisition target and corporate will do the due diligence, money www.insurancejournal.com

and resources, but they’ll be Rothberg seems to have nailed responsible for integration.” the company’s target market. There is organic growth, and According to Addeo, the comCFO Schlomann suggests that pany has 150 offices in California the company’s beginnings could alone. “If we quadrupled that, just have easily reached this we wouldn’t saturate the marsame level of success growing ketplace.” organically. He points to the opening recently of 10 stores in Growing Pains, Challenges Arizona, which he says turned With all that growth comes profitable within six to 15 some significant challenges. months. “Obviously at the begin- Keeping up with staffing needs ning, we were restricted by cash has been tricky, as has handling flow and financing, but as we integration issues with each were testing this, we believe acquisition. Add to that the we could have built platforms bilingual requirement, which like these in certain states and has limited the hiring pool for started opening up offices.” the company. That would have required Still, Confie Seguros has expea fair amount of capital, and rienced dramatic growth despite Schlomann points out the comsome shaky times in the econpany would have lost money for omy. Addeo thinks the reason 12 or 15 months, lies in how they but would have choose businesses ‘We advertise still ended up acquire. on programs on to “We with highly go into Spanish channels. certain territories profitable officWe advertise in es. He may be and try acquiring Spanish.’ on to something a firm we believe — the compahas the operatny’s store openings in Houston, ing expertise, a platform we can Arizona, and Washington have leverage growth off of, an outall proven his theory. standing reputation, the highest One of the more significant integrity, they work well with openings was that of a service insurance carriers, and they treat unit consisting of a staff of 150. their people properly,” Addeo The bilingual staff is in charge says. of responding to the needs of Part of that growth could lie Confie Seguros’ non-standard in the fact that the company auto customers, which Addeo hasn’t seen any significant setsays no other company in the backs in its four short years of country has. existence. Rothberg indicates All this attention to detail that the individual strengths aligns with the company’s focus that the senior management on the Hispanic consumer. team possesses are in part Addeo says, “We are geographiresponsible for the incredible cally desirable. We advertise on string of good fortune. programs on Spanish channels. That’s not to say there weren’t We advertise in Spanish. We some situations in which the monitor all our ad activity. We company could have made a bad know what works, what doesn’t decision. Again, Rothberg credwork. We know when to adver- its his fellow management team tise and when not to.” for creating a checks-and-balancwww.insurancejournal.com

es system. “Some of the best deals we did were the ones we didn’t do,” he says, laughing. A few deals he was pushing for in particular stand out. He says Addeo’s background in acquisitions saved them from bringing in new business that wasn’t a good fit for their overall strategy. “John’s been a tremendous mentor. Some of the deals I was pushing and wanted to do, Joe Waked, CEO of Freeway Insurance, Confie Seguros’ John pointed out the wholly owned subsidiary in California. downsides to them. We were very fortuset on a number of options. nate we didn’t do those.” With their initial goal of building critical mass in densely Future Growth populated Hispanic communiEven a few raw deals may ties already well implemented, not have slowed the progress of Addeo and company are looking the company. Currently, Confie to achieve a revenue goal of $250 Seguros has managed to opermillion. “We’re on track to do ate average revenue of over $160 that,” says Addeo. million, and capture the leading That includes opening market positions, all on a corpo- the 2,500 locations, which rate overhead of less than 2 per- Schlomann thinks will happen cent of revenues. “We consciously sooner rather than later, having did that,” says Schlomann. “We lived through and built a comwanted to keep corporate lean, pany during some of the leanest and it is lean.” financial times in the history of That aligns with the five-year the United States. “Our partners plan includes opening 2,500 have absolute confidence in locations. Addeo says it’s more our ability. I don’t see why we of a five-to-10-year plan, but couldn’t significantly accelerate Schlomann is confident in the our store openings. We did 10 company’s ability to grow given new stores in a year when cash the already stellar history of flows weren’t quite that strong. growth. “We’re on target. The Now that we’re at the levels next five-year plan will have sig- we’re at, there’s no reason why nificant expansion through new we can’t open 50 stores in a year.” store openings. The ‘2,500 stores’ No reason indeed. is a lofty goal, but not an undoable goal from our experience.” Widmer is a Philadelphia-area freelance Getting there is half the battle, writer specializing in insurance and risk and the team already has its eyes management writing. December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N9

SPECIAL REPORT

Programs How to Attract Carrier Attention for Program Business By Denise Johnson

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gents who use an organized, straightforward method when submitting program business to market will benefit by gaining faster response times from carriers and the potential to create new programs. Kenneth Robinette, of Bellingham Underwriters Inc., a commercial underwriting management firm located in Bellingham, Wash., knows this from experience. Robinette, who has been in the program business since 1983, said that for the most part, the methodology for submitting program business to market has been the same for years. It was as simple as sending the proposal to the carrier, waiting, and then working with the carrier on the details. This year, he decided to make a change in the way his firm submits program business. He shared his experience at the recent Target Markets Program Administrators Association meeting in Scottsdale, Ariz.

Management as third party administrator on the program; • Acceptance of existing expense and profit sharing structure of the program; • Excess limits capacity; • Data and accounting interface; Program Submission Process • Able to support program expansion; and Robinette submitted the same program to • Fair general agent contract terms. four carriers and advised each of the group Ideally, an agent should avoid overlap submission. He required due diligence be and look for a carrier that doesn’t do the performed within 60 days and gave the same thing, Robinette said. “You need to carriers criteria on how each would be find a carrier that doesn’t do what you are evaluated. “None…had an objection to it,” doing.” Robinette said. Robinette also recHe was surprised To attract a carrier’s ommended reviewing at how quickly the attention on program a carrier’s structure carriers responded. business an agency must and management style. “The speed at which we got activity was have the ability to handle “Is the carrier layered remarkably quicker,” claims, audits, accounting with referral requirements and authority he said. In fact, it and rate filings. limitations or can you took just 40 days deal directly with indifrom inception to viduals who have decision-making authordecision-making. ity?” he asked. Using a scorecard, he graded the carriers In addition, an agency should consider on several criteria, including: whether the carrier has a coordinated team • Financial strength; structure that enables a program manager • Underwriting philosophy; to solve problems that may arise, Robinette • Potential overlaps with other programs or said. The ideal is to have one contact at the carrier products; carrier that will take the issues and address • Acceptance of National Claims N10 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

them within its own internal departments. Robinette recommended making sure the general agency (GA) contract contains reasonable terms. “Request a copy of the GA contract,” Robinette said. “Don’t wait until you’ve done the deal.” Some contracts make the GA responsible for everything, no matter what. Robinette outlined potential problem areas within a contract: • Audit/deductible collection guidelines; • Financial statements; • Ownership of books and records; • Premium payment guidelines; • Reciprocal intellectual property rules; • Reciprocal indemnification language; • Limited termination for cause conditions; • Program run-off after termination; • Compensation/profit-sharing calculation; and • Carrier’s right to amend underwriting guidelines without notice. A carrier’s actuarial staff can also be a source of conflict, Robinette said. “As a general rule, actuaries are trained in loss modeling and book forecasting of an ultimate loss,” he said. Rates are either sufficient or insufficient. If insufficient, the actuary will provide a figure; for example, continued on page N12 www.insurancejournal.com

SPECIAL REPORT

Programs Program Business, continued from page N10

a 4 percent rate increase. But the number is useless, according to Robinette, since they canâ&#x20AC;&#x2122;t provide guidance on how to change the existing underwriting plan. â&#x20AC;&#x153;They are not used to thinking on a transactional level,â&#x20AC;? he said. Often, the solution may not involve a rate increase, but rather

changes in the selection process, Robinette said. Market Feedback Though the remaining carriers were disappointed with Bellinghamâ&#x20AC;&#x2122;s decision to place the business with the fourth carrier, their

        

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overall reaction to the submission process was good. Each wanted to know where the other markets performed better, Robinette said. In addition, all expressed an interest in doing future business with Bellingham. As a result of the modified submission process, he said new programs were created and placed with two of the carriers and a third is in the works. â&#x20AC;&#x153;The process enabled me to replace my program very rapidly,â&#x20AC;? Robinette said. â&#x20AC;&#x153;I didnâ&#x20AC;&#x2122;t think Iâ&#x20AC;&#x2122;d have two new programs as a result of this process.â&#x20AC;? In order to attract a carrierâ&#x20AC;&#x2122;s attention, Robinette said an agency needs to have certain elements in place. According to Robinette, administratively an agencyâ&#x20AC;&#x2122;s must have the ability to handle the process, including claims, audits, accounting and rate filings. Data collection and transfer are important, as is the premium collection and remittance process. Insurers put great emphasis on well-defined privacy (Fair Credit Reporting Act) practices, Robinette said, which relates to an agencyâ&#x20AC;&#x2122;s agreement not to sell private information. Carriers also want to see an underwriting plan that demonstrates an agencyâ&#x20AC;&#x2122;s ability to earn the carrier a profit. Robinette recommended providing the carrier with criteria identifying the lines of coverage, limits required by line, deductible levels, if any, states and territories, and an outline of acceptable and unacceptable classes. In addition, detailed rating and selection criteria should be submitted, along with a projected loss ratio plan. The financial/legal status element relates to an agency proving its legitimacy, Robinette said. This can be accomplished by providing a minimum of six months of financial documentation showing agency profit and retainer. The final element touches upon an agencyâ&#x20AC;&#x2122;s marketing capabilities. â&#x20AC;&#x153;Most carriers want a stand-alone product,â&#x20AC;? Robinette said. â&#x20AC;&#x153;If you canâ&#x20AC;&#x2122;t do it, have an answer in place. Make certain you give them an answer to everything. You need to demonstrate the ability to answer all of the carrierâ&#x20AC;&#x2122;s needs.â&#x20AC;? Johnson is the editor of ClaimsJournal.com.

N12 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

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SPECIAL REPORT

Programs Program Market Growing With $17.5B in Premium, Survey Reveals By Denise Johnson

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eremy Hitzig, Target Markets Program Administrators Association (TMPAA) president, presented the results of the first survey ever conducted by the association on

program business at the annual conference held in Scottsdale, Ariz. While Hitzig noted program administration is a highly fragmented business, the survey shows it is growing, with an estimated 1,500 individual programs generating $17.5

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billion in premiums. “There’s no official size or scope of the industry,” Hitzig said. “Most are privately owned, oftentimes, partnerships or family-run businesses.” Program administrators reported 57 distinct insurer relationships and ranked the top five carriers: 1) Lexington Chartis Programs; 2) ACE; 3) QBE Insurance Corp.; 4) AmTrust Underwriters Inc.; and 5) Munich Reinsurance America. Underwriting profitability is deemed the most important factor of a successful program. Some 80 percent of respondents reported revenues at $50 million or less, 23 percent between the $2 million to $5 million range. Distribution of insurance coverage in programs: package business is the largest, next is professional liability at 20 percent, all lines, then casualty and workers’ compensation. Some 53 percent of the program administrators said their business was increasing compared to 33 percent who reported a decrease in business. A renewal rate of 90 percent or more was reported. Rate adequacy and premium potential are top considerations in writing new or rollover programs. Of the carriers who responded, 23 percent were offering more than 50 programs, while 65 percent had fewer than 20. Some 61 percent of the carriers who responded would give a program one to two years to be successful. About the same number (61 percent) of the carriers reported that they delegate most of the underwriting, while 22 percent delegate all of the underwriting. The survey did not address admitted versus non-admitted markets, nor premium size per policy. Hitzig said the association expects to conduct the survey annually to capture changes within the marketplace. The survey was conducted between June 14 and Aug. 3. Respondents included 92 administrators and 34 insurers. www.insurancejournal.com

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Fraud Best Practices to Prevent Employee Fraud in a Recession By Melissa Schwartz

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ifficult economic times like these are always accompanied by an increase in employee fraud claims. While most employees are honest and trustworthy burdened by financial stress, otherwise honest employees may be tempted to steal from their employers. At the same time, a tough economy is exactly when employers take a hard look at their operations to identify costcutting measures and often find that the numbers just don’t add up. Embezzlement and forged checks, as well as fraudulent bank accounts, expense reports

and vendor invoices, impact companies of all sizes but for midsize and smaller companies, the criminal act can shut the doors forever. Despite this threat, small and mid-size companies confronting a challenging business environment are often pressed to pare expenses. Funds that previously were invested in security measures or in the various types of insurance policies that absorb employee-related fraud exposures are invested elsewhere or simply conserved. However, it is at this time when companies should work even more closely with insurance brokers and carriers to transfer the risk of employee fraud rather than seeing insurance as an unnecessary expense.

Coverage Denied? It’s not a problem, it’s our specialty. If your clients are unable to obtain malpractice insurance, then it’s time to call the experts. We specialize in providing malpractice insurance for medical professionals, including physicians, surgeons, podiatrists, and dentists who, for whatever reason, have difficulty obtaining coverage. Features of our program include: UÊ ,>Ìi`ÊÊ­ ÝVii˜Ì®ÊLÞÊ°°Ê iÃÌÊ œ“«>˜Þ UÊ f£Ê“ˆˆœ˜ÉfÎʓˆˆœ˜ÊV>ˆ“Ç“>`iÊVœÛiÀ>}iÊ Õ«Ê̜ÊfÓʓˆˆœ˜ÉfÈʓˆˆœ˜ UÊ Àœ>`Ê«œˆVÞÊvœÀ“Ê UÊ …œˆViʜvÊ>ʓœÀiÊÀiÃÌÀˆV̈ÛiÊ«œˆVÞÊvœÀÊ>Ê reduced price UÊ -Õ«iÀˆœÀÊV>ˆ“Ãʓ>˜>}i“i˜Ì UÊ +ՈVŽÊÌÕÀ˜>ÀœÕ˜`Ê̈“iÊ̜ʓiiÌÊޜÕÀʘii`Ã

N16 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

PROFESSIONAL UNDERWRITERS LIABILITY INSURANCE COMPANY A TDC Company

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Preventing Fraud Fraud affects small-sized companies because there’s often a high level of trust among management and staff, which elevates the confidence of the would-be perpetrators because they don’t believe anyone would ever suspect them of fraud. Familiarity breeds a level of complacency that results in a higher susceptibility to fraud. The following bullet points describe some best practices that companies can use to minimize fraud exposures: •Segregate job duties so different employees reconcile bank accounts, write checks, and deposit money; •Mandate finance staff to take paid vacations — often an employee perpetrating a fraud will forego time away from the office to ensure the scheme is not uncovered; •Regularly scrutinize the veracity of the vendor list, and seek bids every three years from existing and new vendors; •Conduct background checks of potential hires, and extensive examinations of individuals recruited for sensitive finance positions; •Conduct regularly scheduled audits of protocols and processes, and spot audits that are unannounced until they occur; •Work with insurance professionals to beef up anti-fraud measures and transfer remaining criminal risks to an insurance company. These anti-fraud measures will also work well in combatting other factors raising the threat of employee criminal acts. For instance, cash conscious companies and non-profit organizations often are less apt to conduct extensive background checks on job prospects in their recruitment and hiring processes. Only after a crime has been committed do they learn that the employee had applied for the position under an assumed identity or had a criminal history of forging checks. Midsize enterprises also tend to have weaker or limited process controls than larger companies, given the expense and impact on productivity. For example, they may not segregate employee duties because of a slim workforce. A single person may control an entire process, such as accounts payables and receivables, and only one person’s signature www.insurancejournal.com

may be required on company checks. Smaller companies also are more likely to have blurred job responsibilities and few if any, checks and balances. Reporting responsibilities are confined to perhaps one person up the chain of command, and no one else is delegated the task of reviewing and evaluating the authenticity of financial transactions. How It Happens Fortunately, there are proven processes to decrease the risk of fraud by reducing the opportunity to commit it. The first step is becoming aware of some of the common areas at risk for fraud. •Forged checks. Instead of depositing a customer’s check in the company’s bank account, the check is forged with the bookkeeper’s name and then deposited in his or her account. •Fictitious vendor. Employees can set up a fake vendor that provides “invoices” to the company. The employee will then mail a check off to the fictitious company or deposit the funds in the fake vendor’s bank account. •Forged invoices. Legitimate vendors can also be a vehicle to fraud with employees altering the amount on the invoice so that it is higher than the true amount, with the employee pocketing the difference. •Fabricate a fictitious or “ghost” employee. This is most often committed by a payroll clerk who sends a salary check every week to the “employee,” and then deposits the check in a bank account he or she controls. •Fraudulent expense reports. An employee creates fictitious expenses that appear to be legitimate, but aren’t. Company credit cards are a comparable example, used for personal and not business expenses. Other white-collar crimes are less sophisticated but equally expensive, ranging from skimming money out of cash registers to the theft of expensive equipment like laptop computers and high-end furnishings or clothing. Even routine pilfering of company supplies can add up over time to big dollars. Reducing a company’s risk requires a mix of internal procedural changes, regular and ad hoc audits, clear policies forbidding fraudulent activities, and stringent penalties for employees caught in the act, including www.insurancejournal.com

job termination and prosecution. Working with insurance professionals can be of particular help to smaller enterprises, given their capital constraints and personnel resources. Specialized brokers and carriers are valuable partners in the fight against crime. Best of all, they can help these organi-

zations purchase insurance policies that are right for their risk profile, with terms, conditions and financial limits that come into play. Schwartz is vice president, management liability/fidelity, at Liberty International Underwriters in New York.

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News&Markets Starr International Files $25B Lawsuit Against U.S., Calling AIG Takeover ‘Unconstitutional’ By Jonathan Stempel

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company run by former American International Group Inc. Chief Executive Maurice “Hank” Greenberg sued the U.S. government for $25 billion, calling the 2008 federal takeover of the insurer unconstitutional. The lawsuit marks an unusual effort to force the government to pay shareholders, who have seen AIG’s stock price tumble 98 percent since the middle of 2007, when the insurer’s risky

financial system,” David Boies, a lawyer for Starr, said in the complaint. “Although this might be a laudable goal, as a matter of basic law, the ends could not and did not justify the unlawful means employed,” he continued. “The government is not empowered to trample shareholder and property rights even in the midst of a financial emergency.” Shareholders of other companies, including mortgage financiers Fannie Mae and Freddie Mac and the bank Citigroup Inc., also saw their holdings diluted in the fallout from the 2008 financial crisis. It is unclear whether Starr’s constitutional arguments might apply to them.

bets on mortgage debt through credit default swaps began to falter. Greenberg’s company, Starr Uphill Fight? International Co., also filed a lawsuit Starr sued the government in the U.S. against the Federal Reserve Bank of New Court of Federal Claims in Washington, York, whose president at the time of the D.C., which handles lawsuits seeking takeover was Timothy Geithner, now U.S. money from the governTreasury Secretary. ment. It brought that lawOnce AIG’s largest shareholder, Starr suit on behalf of itself and said the government took a roughly 80 other AIG shareholders. percent stake in AIG and charged an The case against the New ”punitive” 14.5 percent on federal loans York Fed, which gave AIG without seeking a shareholder vote, hopan $85 billion credit line, was filed in the ing to provide a “backdoor bailout” for AIG U.S. District Court trading partners in Manhattan. AIG’s such as Goldman ‘The government is not bailouts eventually Sachs Group Inc. empowered to trample $182.3 billion. It said the bailshareholder and property totaled Despite broad outs that began rights even in the midst public anger at how on Sept. 16, 2008, of a financial emergency.’ bailouts were conviolated shareholdducted, it is “hard to ers’ rights to due imagine Hank winning,” Adam Levitin, a process and equal protection, and a Fifth professor at Georgetown Law School, said Amendment ban against taking private in e-mailed comments. property for public use without just comLevitin noted the AIG bailout had been pensation, known as the “takings clause.” approved by the insurer’s board and the Greenberg, 86, had led AIG for nearly terms “arguably” were fair. four decades prior to his 2005 ouster. Starr The U.S. Treasury Department said it once owned 12 percent of AIG. is reviewing the matter and expects to “The government’s actions were ostendefend its actions vigorously. sibly designed to protect the United “The government provided assistance States economy and rescue the country’s N18 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

to AIG — and stopped it from collapsing — in order to prevent a meltdown of the entire global financial system,” Tim Massad, assistant secretary for financial stability, said in a statement. “Our actions were necessary, legal, and constitutional.” A New York Fed spokesman and AIG spokesman Mark Herr declined to comment. AIG is based in New York and was named as a nominal defendant in both lawsuits. The $25 billion estimate reflects what Starr called the value of the government’s stake Jan. 14, 2011, when it swapped AIG preferred stock for 562.9 million common shares. AIG was once the world’s largest insurer by market value. “Courts have recognized that the takings clause can apply to intangible property such as shareholder rights,” said Ilya Somin, a George Mason University law professor who has written about the takings clause. “It is not clear how valuable these rights are, especially given all of AIG’s liabilities.” The bailouts began one day after Lehman Brothers Holdings Inc. went bankrupt and Bank of America Corp. agreed to buy Merrill Lynch & Co. But according to Starr, the AIG bailout was done as “a vehicle to covertly funnel billions of dollars to other preferred financial institutions” such as Goldman. Some trading partners were paid 100 cents on the dollar. Goldman spokesman Michael DuVally declined to comment. The government’s AIG stake has fallen to about 77 percent. The cases are Starr International Co. v. U.S., U.S. Court of Federal Claims, No. 11-00779; and Starr International Co. v. Federal Reserve Bank of New York, U.S. District Court, Southern District of New York, No. 11-08422. Copyright 2011 Reuters. www.insurancejournal.com

NATIONAL COVERAGE

News&Markets U.S. Reopens Public Database of Malpractice Claims Against Doctors

T

he U.S. government reopened public access to a database of malpractice claims and damages paid by doctors, with new restrictions that would prohibit using it in any way to identify the physicians. Consumer advocates and journalism groups for the past two months have been fighting a decision by the Health Resources and Services Administration (HRSA) to cut access to its “public use file” of the database over concerns of a breach of one doctor’s confidentiality. The agency reinstated the public use file, but with three new restrictions. One prohibits using the data alone, or in combination with other research, to identify any of the doctors or entities. A second requires that people return, delete or destroy copies of the data at HRSA’s request. The third bans reposting of the raw data and only allows its disclosure as part of statistical reporting or analysis. “I credit the Obama administration for working with journalists toward a solution, but I don’t think this is a workable solution,” said Charles Ornstein, president of the Association of Health Care Journalists, one of the groups that had protested the closing of the public file. “How can the government say the data is public but then have the data come with strings attached?” Since 1986, HRSA has tracked troubled doctors’ records in the National Practitioners Data Bank, an electronic database that by law is confidential and open only to hospitals, state licensing boards and other eligible healthcare entities. The public could access a version of the database stripped of all identifiable elements. In September, a Kansas City Star reporter wrote a story that combined the data with his research of court records to identify details about a local neurosurgeon and expose his history of being sued for www.insurancejournal.com

alleged malpractice. HRSA shut the public use file out of concern that it aided in breaking confidentiality of a specific doctor. With new restrictions,

journalists could not use the data to crosscheck other reporting for similar stories. Copyright 2011 Reuters.

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December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N19

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News&Markets Insurers Bracing for Thai Flood Claims at More Than $10B

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nsurers are bracing themselves for claims in excess of $10 billion after floods in Thailand disabled major foreign-owned manufacturing operations there, adding to an already record-breaking natural catastrophe bill this year. Analysts and industry executives say it is too soon to gauge the full impact of the floods, Thailandâ&#x20AC;&#x2122;s worst in 50 years, as the waters have only just started to recede more than three months after they first rose. But Thailandâ&#x20AC;&#x2122;s Office of Insurance Commission, the industry regulator, has provisionally estimated an insured loss of about $6.5 billion, according to Standard & Poorâ&#x20AC;&#x2122;s, while insurers and brokers informally put the impact at closer to $10 billion. â&#x20AC;&#x153;It sounds like itâ&#x20AC;&#x2122;s going to be that sort of magnitude, maybe even a little bit more,â&#x20AC;? said Execution Noble analyst Joy Ferneyhough. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s still ongoing, itâ&#x20AC;&#x2122;s still developing every day and I donâ&#x20AC;&#x2122;t think anyone can get there to assess whatâ&#x20AC;&#x2122;s going on.â&#x20AC;? Reinsurers such as Munich Re and Swiss Re are expected to pick up a proportion of the losses from Thai and Japanese primary insurers, heavily exposed because many of their domestic corporate customers have set up operations in Thailand to escape the strong yen. Japanese insurers Mitsui and Tokio Marine said the floods could cost them 130 billion yen ($1.7 billion) and 100 billion yen [$1.3 billion] respectively. Business interruption claims are likely to account for a big chunk of the costs to insurers, with companies worldwide hit by a shortage of components after the floods knocked out many foreign-owned makers of hi-tech gear. Ripple Effect â&#x20AC;&#x153;Thailand is such a critical cog in the global supply chain for some of these industries,â&#x20AC;? said Gary Lynch, head of supply chain risk at Marsh Risk Consulting, part of insurance broker Marsh. â&#x20AC;&#x153;The concentration of organizations and support organizations affected is probably

N20 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

greater than weâ&#x20AC;&#x2122;ve seen in any other event.â&#x20AC;? British TV decoder maker Pace issued a profit warning, blaming uncertainty over the cost of computer hard drives after the Thai operations of its main supplier, U.S. group Western Digital, succumbed to the floods. Seven major Thai industrial estates have been affected, disrupting the operations of Japanese manufacturers including Nissan, Sony, Canon, Panasonic and Honda, while across the country, a total of 14,000 businesses have closed, according to reinsurance broker Guy Carpenter. â&#x20AC;&#x153;Flood damage can be rather severe because Thailand is not really an emerging market when it comes to industrial facilities,â&#x20AC;? Ulrich Wallin, Chief Executive of reinsurer Hannover Re said, estimating the companyâ&#x20AC;&#x2122;s own exposure at about â&#x201A;Ź100 million ($135 million). The Thai floods come on top of a spate of catastrophes, including the March 11 Japanese earthquake, which inflicted a record $70 billion in losses on the insurance industry in the first half of 2011 alone, according to Swiss Re. One consequence of the floods has been an unexpected increase in insurance claims related to the March earthquake from Japanese manufacturers who moved to Thailand to minimize disruption after the earth tremor, according to law firm Reynolds Porter Chamberlain (RPC). â&#x20AC;&#x153;Moving production from Japan to Thailand was a â&#x20AC;&#x2DC;Plan B,â&#x20AC;&#x2122;â&#x20AC;? said RPC Legal Director in Reinsurance Daniel Saville. â&#x20AC;&#x153;The question now is whether those businesses have a â&#x20AC;&#x2DC;Plan Câ&#x20AC;&#x2122;.â&#x20AC;? Copyright 2011 Reuters. www.insurancejournal.com

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II Welcome to Insurance Journal’s 20th Annual Program Directory, Volume II. Information contained in this 2011 directory has been compiled by Insurance Journal’s staff as a resource for readers. For purposes of this directory, a program is defined as “a group of coverages designed specifically for any given risk or class of business.” IJ’s Program Directory, as well as IJ’s E&S Directory and Workers’ Comp Directory, are also available online. Brokers and insurance companies are invited to submit and maintain up to 10 free market listings for the Program Directory. Brokers and insurers continually update market listings year-round. Insurance Journal is not responsible for inaccurate information submitted by respondents. To list a market online free of charge, visit www.insurancejournal.com/directories. Step-by-step instructions guide users through the listing process. To be listed in the print version of IJ’s Program Directory, please send an e-mail to: khoney@insurancejournal.com.

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❯CAMICO Coverages EPLI, Professional Liab States Most States ❯CPA Protector Plan Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯E.L.M. Insurance Brokers Coverages D&O, E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY ❯Herbert H. Landy Insurance Coverages BOP, D&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States ❯King Insurance Support Systems Coverages Professional Liab Carrier Status Non-admitted States Most States ❯Liberty International Underwriters Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Standard, Boiler & Machinery, Business Income, Business Interruption, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Quaker Special Risk (Florida) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Administrative Service Org’s ❯World Wide Specialty Programs Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

❯Monitor Liability Managers LLC Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages BOP, E&O, Identity Theft Carrier Status Admitted States All States ❯RPS AVRECO - Healthcare Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States ❯Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP,

Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Tax Audit, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Adoption Agencies ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯RPS NIPC Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab,

Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

Environmental Liab, Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States Most States

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December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N21

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II Adult Care Facilities

Adult Clubs

Alarm Monitoring Companies

❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Boaters Carrier Status Admitted States Most States

❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Brownyard Group Coverages Assault & Battery, E&O, GL, Liability, Lost Key, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Chopra Insurance Brokerage Inc. Coverages CGL, Property Carrier Status Non-admitted States Most States

❯Brownyard Programs, Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, Care/Custody/Control,

❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Interruption, CGL, COC, Community/Social Svcs, D&O, Employee Benefits, Inland Marine, Mental Health Care, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AR, CA, CT, FL, GA, IL, IN, MA, MD, MI, MN, MO, NC, NJ, NM, NV, NY, OH, PA, SC, TX, VA, WA ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, CO, CT, DE, FL, GA, HI, IA, ID, IL, KS, MD, MI, MN, MO, NC, NV, OH, OR, PA, UT, VA, VT, WA ❯Anderson & Murison Inc. Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA ❯Aon Association Services Coverages Auto Comm-Standard Liability, D&O, Employee Benefits,

❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯Izzo Insurance Services Inc. Coverages Auto Comm-Standard, BOP, CGL, Crime, EPLI, Fidelity Bonds,

Agribusinesses

Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Abram Interstate Insurance Services Inc. Coverages Care/Custody/Control, Horse Mortality, Medical, Tools & Equip, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States ❯Agricultural Insurance Mgmt Services Coverages Auto Comm-Standard Liability, Care/Custody/Control, CGL,

Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

Equipment Breakdown, Excess Liab, GL, Personal Property, Property Carrier Status Admitted, Non-admitted States Most States

❯AMCFairmont Coverages Auto Comm-Standard, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States Most States

❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, E&O, Property, Workers’ Comp Carrier Status Admitted States All States

❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯DeCotis Insurance Associates Inc. Coverages Abuse & Molestation, CGL, Cyber Liab, MEDEFENSE, MEDEFENSE Plus, Pollution, Professional Liab, Property Carrier Status Nonadmitted States CT, MA, ME, NH, NJ, NY, PA, RI, VT

❯Britt/Paulk Insurance Agency Inc. Coverages Business Income, Business Interruption, Catastrophe, Commercial

❯Irwin Siegel Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Excess, Crime, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Hail, Inland Marine, Liability, Mechanical Breakdown, Motor Truck Cargo, Pollution, Pollution Liab, Property, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Medical & Physical Rehab, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Equisure Inc. Coverages Care/Custody/Control, CGL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯K&B Underwriters LLC Coverages GL, Professional Liab Carrier Status Non-admitted States All States

❯Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States

❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States ❯Program Brokerage Corporation Coverages Pollution, Pollution Liab Carrier Status Non-admitted States Most

States ❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯THOMCO Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States ❯USX/S Coverages Abuse & Molestation, CGL, Commercial Excess, D&O, EPLI, Fire,

Food Borne Illness, Identity Theft, Liability, Medical & Physical Rehab, Medical Malpractice, Pollution, Pollution Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. Coverages Abuse & Molestation, Medical, Medical & Physical Rehab,

Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Umbrella Carrier Status Admitted, Non-admitted States All States

CGL, Excess Liab, Lost Key, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

❯South & Western General Agency Inc. Coverages Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX ❯Wildlife Insurance Underwriters LLC Coverages Builders Risk, CGL, Commercial Marine, Fire, Flood, GL, Liability,

Livestock/Animal Mortality, Medical, Mortality, Property Carrier Status Non-admitted States All States ❯Winery Pak Insurance Programs Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States Most States

Aircraft Repair/Service ❯Atlass Insurance Group Coverages CGL, Int’l Coverage - Commercial, Legal Liab, WC - Master Policies/ ASO Carrier Status Admitted States Most States ❯Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Auto Pers-Standard, Flood, GL, Hull, Liability, Medical, Property Carrier Status Non-admitted States All States

Airlines ❯Atlass Insurance Group Coverages Hull, Legal Liab, Liability, Loss of Use, Medical, WC - Master Policies/ASO Carrier Status Admitted States Most States

Airport Owners & Operators ❯Atlass Insurance Group Coverages Hull, Liability, Medical Carrier Status Admitted States Most States ❯Britt/Paulk Insurance Agency Inc. Coverages Cargo, CGL, Contractors Equip, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Hull, Inland Marine, Liability, Mechanical Breakdown, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Portable Equip, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

N22 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys

Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯Sierra Specialty Coverages Excess Liab, GL Carrier Status Non-admitted States Most States

Alcohol & Substance Abuse Treatment Centers ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯American Underwriting Managers Coverages GL, Professional Liab Carrier Status Non-admitted States AR, LA, NM, TX ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, NonProfit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Nonstandard, Boiler & Machinery, Business Income, Business Interruption, Commercial Excess, Community/Social Svcs, Crime, D&O, Developmental Disabilities, E&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Pers-Standard

Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯NSM Insurance Group Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Standard, Business Income, Business Interruption, Community/Social Svcs, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Identity Theft, Liability, Medical Malpractice, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯RPS NIPC Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab,

Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

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20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯Smith, Bell & Thompson Coverages Abuse & Molestation, CGL, Crime, D&O, Employee Benefits, Nonowned & Hired Auto, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯THOMCO Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Allied Healthcare Professionals ❯Access E&S Insurance Services (CA) Coverages GL, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TX, VA ❯Allied Protector Plan Coverages GL, Medical Malpractice Carrier Status Non-admitted States Most States

❯Shelly, Middlebrooks & O’Leary Inc. (St. Petersburg) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Professional Liab Carrier Status Admitted States FL, GA

❯Crouse & Associates Coverages Difference in Conditions, Property Carrier Status Admitted States All States

❯THOMCO Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland

❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA

Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Distinguished Programs Group Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Amusement Parks ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States ❯Crump Insurance Services Inc. - All Offices Coverages Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

❯RPS AVRECO - Healthcare Coverages GL, Medical Professional, Nonowned & Hired Auto Carrier Status Admitted, Non-admitted States All States

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

Amateur Sports Associations

❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States ❯Bollinger Inc. Coverages Accident & Health, CGL, Excess Liab Carrier Status Admitted States All States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯Gales Creek Insurance Services Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯K&K Insurance Group Inc. Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States ❯Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Crime, D&O, Equipment, Equipment Breakdown, Inland Marine, Participant Accident, Property, Umbrella Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Legal Expense Ins, NonProfit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Uninsured Motorists Carrier Status Admitted States All States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States All States ❯Sports & Fitness Insurance Corporation Coverages Accident & Health, Auto Comm-Standard, Auto Comm-Standard

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

❯Hagerty Insurance Agency Inc. Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States Most States

❯Insurance Innovators Inc. Coverages Abuse & Molestation, Apartment House Package, Assault &

Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, EPLI, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Non-admitted States DE, MD, NJ, PA

Interruption, CGL, Commercial Excess, EPLI, Excess Liab, Fire, GL, Inland Marine, Liability, Property, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯J.E. Brown & Associates Coverages Apartment House Package, BOP Carrier Status Admitted States CA

❯Insurance Center Special Risks Ltd. Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States CT, MA, ME, NH, NY, RI, VT

❯M.J. Hall & Company Inc. Coverages Business Income, CGL, COC, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

❯NSM Insurance Group Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, Emergency Towing & Service, Identity Theft Carrier Status Admitted States Most States

❯MarketScout Coverages Apartment House Package, GL Carrier Status Non-admitted States Most States

❯Philadelphia Insurance Companies Coverages Completed Operations Liab, Garage Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

❯McClelland and Hine Inc. Coverages Apartment House Package, Fire, Liability, Umbrella Carrier Status Non-admitted States TX

Apartment Building Owners

❯Monarch E&S Insurance Services Coverages GL, Property Carrier Status Admitted States CA

❯4 All Insurance Services Coverages Builders Risk, CGL, COC, Commercial Excess, D&O, Difference

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Apartment House Package, Difference in Conditions, Excess Liab,

in Conditions, Earthquake, EPLI, Fiduciary Liab, Flood, GL, Pollution, Property, Renters Insurance, Residential Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, VA, WA ❯Abram Interstate Insurance Services Inc. Coverages Crime, Liability Carrier Status Admitted, Non-admitted States AZ ❯AFG Partners Coverages Commercial Excess, Property, Residential Property Carrier Status Admitted, Non-admitted States Most States ❯Agency Intermediaries Inc. Coverages CGL, Equipment Breakdown, Excess Liab, Liability, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, NH, RI ❯American Underwriting Managers Coverages Business Income, CGL, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Anderson & Murison Inc. Coverages Apartment House Package, Earthquake Carrier Status Non-admitted States CA

Ambulance Service

❯Appleby & Sterling Coverages Boiler & Machinery, Earthquake, GL, Property Carrier Status Admitted States AZ, CA, NV

EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯iii of Maryland Inc. Coverages Apartment House Package, Assault & Battery, Business Income, CGL, Environmental Liab, Equipment Breakdown, Excess Flood, Excess Liab, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States DE, MD, VA

❯International Excess Companies Coverages Apartment House Package, Business Income, Business

Antique/Classic Car Collections

Liability, Auto Comm-Standard Phys Dmg, BOP, CGL, Employee Benefits, Flood, GL Carrier Status Admitted, Non-admitted States All States

❯Crump Insurance Services Inc. - All Offices Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯HULL & Company Inc. - 25 Offices Nationwide Coverages Boiler & Machinery, CGL, Property Carrier Status Non-admitted States All States

Fire, Flood, Liability, Loss of Use, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯Northern States Agency Coverages Apartment House Package, Builders Risk, Business Income, CGL, Commercial Excess Carrier Status Non-admitted States IA, IL, MN, ND, NE, SD, WI ❯Ohio E & S Agency Inc. Coverages Business Income, Commercial Excess, Completed Operations Liab,

Liability, Medical Payments, New Occurrence, Property Carrier Status Non-admitted States MI, OH ❯PGI Commercial LLC Coverages Apartment House Package, Crime, Equipment Breakdown, GL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States CA, IL, IN, MI, OH, OR, TX, WA, WI ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯Preferred Concepts LLC Coverages Apartment House Package, Auto Comm-Standard, Boiler &

❯Bliss & Glennon Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States Most States

Machinery, Crime, Garage Liability, Property, Umbrella Carrier Status Admitted States Most States

Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States

❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States Most States

❯Chopra Insurance Brokerage Inc. Coverages CGL, EPLI, Property Carrier Status Non-admitted States AZ, CA, CO, HI, ID, SD, UT

❯Program Brokerage Corporation Coverages Assault & Battery, Business Income, Earthquake, Equipment

❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY

❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯PGI Commercial LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

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Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

Breakdown, Fire Legal Liab, Flood, Liability, Mechanical Breakdown, Pollution, Property, Umbrella, Windstorm Carrier Status Admitted States NJ, NY ❯SIU LLC Coverages Business Income, CGL, Equipment Breakdown, Inland Marine, Property Carrier Status Non-admitted States CA

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N23

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX ❯Southwest Risk Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV ❯TAPCO Underwriters Inc. Coverages GL, Property Carrier Status Non-admitted States AL, CA, DE, FL,

GA, LA, MD, MS, NC, NJ, NY, OH, OR, PA, SC, TN, TX, VA, WA, DC ❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States ❯UCA General Insurance Services Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab,

Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA ❯Western Security Surplus Insurance Brokers Inc. Coverages Apartment House Package, Assault & Battery, CGL, Earthquake,

Excess Liab, Fire, Fire Legal Liab, GL, Medical Payments, New Occurrence, Umbrella Carrier Status Non-admitted States CA, TX ❯Westrope Coverages Assault & Battery, Builders Risk, Business Interruption, Catastrophe, CGL, Difference in Conditions, Earthquake, Fire, Flood, Liability, Property, Real & Business Personal Prop, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States ❯Westrope Insurance Managers of Florida LLC Coverages GL, Property Carrier Status Non-admitted States FL, GA, NC, TX ❯Yates & Associates Ins. Services Coverages Apartment House Package, CGL, Difference in Conditions, Property Carrier Status Admitted, Non-admitted States CA

Appraisers ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States ❯Intercorp Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Arborists/Tree Services ❯Breckenridge Insurance Group Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Crime, GL, Inland Marine, Property Carrier Status Admitted States AR, CA, GA, IL, NC, OH, OR, TX, UT, VA, WI

❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Nonadmitted States AL, FL, GA, MI, MS, NC, NY, TX ❯American Safety Insurance Services Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

❯USX/S Coverages E&O, Identity Theft, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Arrowhead General Insurance Agency Inc. Coverages E&O, Professional Liab Carrier Status Admitted States All States

❯Victor O. Schinnerer & Company Coverages Auto Comm-Standard, BOP, CGL, D&O, E&O, EPLI, Fiduciary

❯ASPN Insurance Agency LLC Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Breckenridge Insurance Group Coverages Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯DeCotis Insurance Associates Inc. Coverages Pollution, Professional Liab Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NJ, NY, PA, RI, VT ❯E.L.M. Insurance Brokers Coverages D&O, Environmental Liab, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ,

CA, CO, FL, ID, KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY ❯Euclid Managers Coverages Legal Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Access E&S Insurance Services (VA) Coverages Environmental Liab, Excess Liab, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AR, DE, GA, IL, MD, NC, NJ,

NY, OH, PA, SC, TN, TX, VA, DC ❯All Risks Ltd. Coverages Professional Liab, Workers’ Comp Carrier Status Non-admitted States

Most States

❯CoverX Corporation Coverages Excess Liab, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯The Mechanic Group Inc. Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Fidelity Bonds, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Asset Managers

❯Preferred Concepts LLC Coverages Auto Comm-Standard, Crime, Garage Liability, Property, Umbrella Carrier Status Admitted States Most States

Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯HCC Specialty (MA) Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯HULL & Company Inc. - 25 Offices Nationwide Coverages Commercial Excess, D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States All States ❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages BOP, D&O, E&O, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯International Excess Companies Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States ❯King Insurance Support Systems Coverages Professional Liab Carrier Status Non-admitted States Most States ❯Liberty International Underwriters Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Access E&S Insurance Services (CA) Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, DE, MD, NC, NJ, NV, NY, PA, TX, VA, DC

❯Brownyard Programs, Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Umbrella Carrier Status Non-admitted States All States

❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

❯NIP Group LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, E&O,

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Armored Car Services ❯AmWINS Program Underwriters Coverages Auto Comm-Standard, Business Interruption, GL, Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States

❯Markel Cambridge Alliance Coverages E&O Carrier Status Non-admitted States All States

❯Monitor Liability Managers LLC Coverages EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States

Architects & Engineers

Liab, GL, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Fox Point Programs Coverages D&O, E&O, Identity Theft Carrier Status Non-admitted States Most States

❯Insurance Innovators of New Jersey Inc. Coverages CGL, Contractors Equip, EPLI, Liability, Umbrella Carrier Status Non-admitted States NJ, NY

EPLI, Herbicide & Pesticide, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯US Assure Insurance Services Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States

❯PGI Commercial LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Excess Liab, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ❯Quaker Special Risk (Florida) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯RPS AVRECO - Healthcare Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

N24 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

Assisted Living Centers ❯5Star Paratransit Program Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯American Safety Insurance Services Inc. Coverages CGL, GL, Sexual Misconduct Liab Carrier Status Non-admitted States

Most States ❯American Underwriting Managers Coverages GL, Professional Liab Carrier Status Non-admitted States AR, LA, NM, TX ❯Aon Association Services Coverages Auto Comm-Standard Liability, D&O, Employee Benefits,

Equipment Breakdown, Excess Liab, GL, Personal Property, Property Carrier Status Admitted, Non-admitted States Most States ❯Bass Underwriters Coverages GL, Professional Liab, Property Carrier Status Non-admitted States FL ❯Bliss & Glennon Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯Bunker Hill Underwriters Coverages Abuse & Molestation, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States ❯Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Legal Liab, Liability, Professional Liab Carrier Status Non-admitted States Most States ❯Gridiron Insurance Underwriters Inc. Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States AL, CO, GA, KY, MI, MN, MO, NC, PA, SC, TN ❯Health Care Insurers Inc. Coverages Auto Comm-Standard, Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States Most States ❯K&B Underwriters LLC Coverages GL, Professional Liab Carrier Status Non-admitted States All States ❯Lewis & Clark LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States ❯Ohio E & S Agency Inc. Coverages Abuse & Molestation, Business Income, CGL, Fire, Fire Legal Liab, Medical Payments, Property Carrier Status Admitted States MI, OH ❯Ponce de Leon LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL ❯Prime Insurance Company Coverages Abuse & Molestation, Addiction Treatment, D&O, Medical Malpractice, Personal Liab, Property Carrier Status Non-admitted States All States ❯RPS AVRECO - Healthcare Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

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20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

❯Socius Insurance Services Inc. Coverages EPLI Carrier Status Non-admitted States All States

❯THOMCO Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland

❯Synergy Professional Associates Inc. Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Associations/Affinity Groups ❯Aon Association Services Coverages BOP, Business Income, Crime, D&O, Event Cancellation, Excess Liab, GL, Workers’ Comp Carrier Status Admitted States Most States ❯ASPN Insurance Agency LLC Coverages D&O, GL, Property, Umbrella Carrier Status Admitted States Most States ❯Centurion Insurance Group Coverages D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Kidnap/Ransom, Umbrella Carrier Status Admitted States All States ❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States ❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯HCC Specialty (MA) Coverages Blanket Addt’l Insureds, CGL, E&O, EPLI, Event Cancellation,

Hole-in-One, Liability, Liquor Liab, Nonowned & Hired Auto, Weather Carrier Status Non-admitted States Most States ❯Intercorp Inc. Coverages BOP, EPLI, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Liberty International Underwriters Coverages Crime, D&O Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity,

Inland Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States ❯The McGowan Companies Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

❯D.C. White Agency Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States NY ❯DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits,

❯Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP,

Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fire, Fire Legal Liab, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Medical Payments, Personal Umbrella, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Auctioneers ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Auto Body Shops ❯5Star Garage Services Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA ❯DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee

Benefits, Equip Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States ❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Physical Damage, Property, Umbrella Carrier Status Admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Program Brokerage Corporation Coverages Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Liability, Liquor Liab, Property Carrier Status Non-admitted States CT, NJ, NY, PA ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA,

NM, NV, OR, UT, WA

❯Brownyard Programs, Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Umbrella Carrier Status Non-admitted States Most States

❯Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

Attorneys

❯Centurion Insurance Group Coverages Disability, Professional Liab Carrier Status Admitted States All States ❯Continental Brokers Inc. Coverages Auto Comm-Standard, BOP, Business Interruption, Combo

Personal & Commercial, EPLI, Flood, Glass, Legal Expense Ins, Legal Malpractice, Medical, Property, Umbrella Carrier Status Admitted States All States ❯Lawyer’s Protector Plan Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States ❯Liberty International Underwriters Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Rockwood Programs Inc. Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

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❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States ❯MacNeill Group, Inc., CMGA Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL ❯Monitor Liability Managers LLC Coverages EPLI Carrier Status Admitted, Non-admitted States All States ❯N-Surance Outlets Inc. (Florida) Coverages Dealers Open Lot, Fire Legal Liab, Garage Liability, GKLL, Medical

Payments, Property, Uninsured Motorists Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯N-Surance Outlets Inc. (Georgia) Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States GA, LA, TN ❯RoamNet Insurance Marketing Programs Coverages GL, Workers’ Comp States AZ, CA, CO, NV, UT, WA ❯Rockwood Programs Inc. Coverages D&O, EPLI Carrier Status Admitted, Non-admitted States All States ❯Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard Phys Dmg, BOP, Business Income,

Business Interruption, Care/Custody/Control, Cargo, CGL, Commercial Excess, Crime, D&O, Dealers Open Lot, E&O, Emergency Towing & Service, EPLI, Excess Liab, Fidelity, Fiduciary Liab, Fire, Fire Legal Liab, Garage Liability, GKLL, GL, Glass, Inland Marine, Interim Car Liab/Phys Dmg, Liability, Mechanical Breakdown, Misc Professional Liab, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Theft, Tools & Equip, Truck Auto Liab Carrier Status Admitted, Non-admitted States IL, IN, OH ❯RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab,

Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, MO, OK ❯SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States AK, AZ, CA, CO, HI, ID, MT, NV, OR, UT ❯Target Managers Insurance Services Coverages EPLI, Workers’ Comp Carrier Status Admitted States AK, AL, AR,

AZ, CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

ATM Service Companies

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

❯Trinity Transportation Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists Carrier Status Admitted States PA ❯Williams & Stazzone Insurance Agency Inc. Coverages Dealers Open Lot, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States ❯Willis Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Dealers Open Lot, Hail, Property, Umbrella Carrier Status Admitted States Most States

Auto Dealers

Auto Dismantlers/Wrecking Yards

❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

❯G.J. Sullivan Company (Orange) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

❯5Star DEALERsure (Auto Dealers) Program Coverages Auto Comm-Standard Liability, Dealers Open Lot, Garage Liability,

GL, Inland Marine, Medical Payments, Personal Liab, Property, Uninsured Motorists Carrier Status Admitted States AL, AR, CA, FL, GA, IL, MI, MS, MT, NC, OH, OK, OR, PA, SC, TN, TX, VA ❯All Risks Ltd. Coverages Physical Damage, Workers’ Comp Carrier Status Non-admitted States

Most States ❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Business Income, Crime, Dealers Open Lot, E&O, Environmental Liab, EPLI, Equip Breakdown, Fidelity, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Identity Theft, Inland Marine, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Pollution Liab, Property, Real & Business Personal Prop, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Dmg, Business Income, Business Interruption, CGL, Crime, Dealers Open Lot, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Garage Keepers Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

Auto Repair Shops/Garages ❯Abram Interstate Insurance Services Inc. Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯AMCFairmont Coverages Fire Legal Liab, Garage Liability, GKLL, GL, Inland Marine, Liquor Liab, Property Carrier Status Admitted, Non-admitted States Most States

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N25

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯Bass Underwriters Coverages Dealers Open Lot, Garage Keepers Legal Liab Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME,

MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA ❯Brecht & Associates Coverages Auto Comm-Standard & Phys Dmg, Cargo, Commercial Excess,

Garage, GKLL, Inland Marine, Medical Payments, MTC, Property, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Non-admitted States TX ❯Compass Insurance Group of Agencies Coverages Garage Liability, GKLL, GL, Property Carrier Status Non-admitted States CA ❯D.C. White Agency Coverages Garage Keepers Legal Liab, Garage Liability,

GKLL Carrier Status Admitted, Non-admitted States NJ, NY ❯DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee

Benefits, Equip Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States ❯Gorst Company Coverages Liability, WC Carrier Status Admitted, Non-admitted States CA ❯Insurance Innovators Agency Of New England (W Springfield) Coverages CGL, Commercial Excess, Emergency Towing & Service, Garage

❯Topa Insurance Company Coverages Garage Keepers Legal Liab, Liability, Property Carrier Status Admitted States CA ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA ❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Auto Repair/Service

❯G.J. Sullivan Company (Orange) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯5Star Garage Services Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Property, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States ❯Appleby & Sterling Coverages BOP, Business Income, CGL, Crime Carrier Status Admitted States AZ, CA, NV

All States ❯McClelland and Hine Inc. Coverages Fire, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX ❯N-Surance Outlets Inc. (Florida) Coverages Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯N-Surance Outlets Inc. (Georgia) Coverages Garage Liability, GKLL Carrier Status Non-admitted States GA, LA, TN ❯Northern States Agency Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Fire, Garage Liability, GKLL, GL Carrier Status Admitted, Non-admitted States IA, IL, MN, ND, NE, SD, WI ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, UT, WA ❯RSI International Inc. (Missouri) Coverages Commercial Excess, Excess Liab, Garage Keepers Legal Liab,

Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK ❯Russell Bond & Company Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Business Income, Care/Custody/Control, Cargo, Commercial Excess, Completed Operations Liab, Dealers Open Lot, Excess Liab, Fire Legal Liab, Garage Liability, GKLL, GL, Inland Marine, Medical Payments, Physical Damage, Products Liab, Property, Theft, Truck Auto Liab, Umbrella, WC Carrier Status Admitted, Non-admitted States Most States ❯South & Western General Agency Inc. Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States AR, MS, OK, TN, TX ❯Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted States AK, AL, AR, AZ,

CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

❯IMCO Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo Carrier Status Admitted, Non-admitted States CA, OR, WA ❯KBK Insurance Group Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Garage Keepers Legal Liab, GL, On-Hook Cargo, Property Carrier Status Admitted States Most States

❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯National Advantage Insurance Services Inc. Coverages GL, Motor Truck Cargo, On-Hook Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AZ, CA, NV, OR, TX

❯DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equip Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States

❯MarketScout Coverages Auto Comm-Standard, CGL, Property Carrier Status Admitted States

Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment, Fidelity, Fire, Fire Legal Liab, Garage Keepers Legal Liab, GL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Uninsured Motorists Carrier Status Admitted States Most States

❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

❯MacNeill Group, Inc., CMGA Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL

Auto Transporters

Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

❯D.C. White Agency Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY

Phys Dmg, Auto Comm-Standard Liability & Phys Dmg, Business Income, Commercial Excess, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States AK, AZ, CA, NV, TX

Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

❯D.C. White Agency Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY

Keepers Legal Liab, Garage Liability, GKLL, GL, Legal Liab, Liability, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

❯M.J. Hall & Company Inc. Coverages Auto Comm-Standard & Nonstandard, Auto Comm-Nonstandard

❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys

❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States ❯J.L. von Arx & Associates Insurance Services Coverages Garage Keepers Legal Liab, Garage Liability, Nonowned & Hired Auto, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, UT, WA ❯Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted States AK, AL, AR, AZ, CA, CO, FL,

GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI ❯USG Insurance Services Inc. Coverages Care/Custody/Control, D&O, E&O, EPLI, Equipment, Garage

Keepers Legal Liab, Garage Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Auto Repossessors ❯5Star Towing & Recovery Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Dealers Open Lot, EPLI, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Tools & Equip Carrier Status Admitted States Most States ❯G.J. Sullivan Company (Orange) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Business Income, Business Interruption, CGL, Crime, Employee Benefits, Fire, Fire Legal Liab, Garage Keepers Legal Liab, GL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Uninsured Motorists, Wrongful Repo Carrier Status Admitted States Most States ❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Trinity Transportation Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Commercial Excess, Commercial Marine, Garage Keepers Legal Liab, Inland Marine, On-Hook Cargo, Wrongful Repo Carrier Status Admitted States Most States

N26 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

Auto/Truck Dealers - Franchised ❯5Star DEALERsure (Auto Dealers) Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Dealers Open Lot, E&O, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States AL, AR, CA, FL, GA, IL, MI, MN, MS, MT, NC, OH, OK, OR, PA, SC, TN, TX, VA ❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Business Income, Crime, Cyber Liab, Dealers Open Lot, E&O,

Environmental Liab, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GKLL, Glass, Legal Expense Ins, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Target Managers Insurance Services Coverages EPLI, Workers’ Comp Carrier Status Admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM,

NV, OK, OR, TN, TX, UT, WA, WI

Auto/Truck Leasing Firms ❯GMI Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Liability, GL, Property Carrier Status Admitted States Most States ❯Williams & Stazzone Insurance Agency Inc. Coverages CGL, Dealers Open Lot, E&O, Garage Keepers Legal Liab, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States Most States

Auto/Truck Rental Firms ❯Bedford Insurance Services Inc. Coverages Liability, Physical Damage Carrier Status Admitted States Most States ❯GMI Insurance Services Coverages Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Physical Damage, Physical Damage Rental Units Carrier Status Admitted States All States ❯Williams & Stazzone Insurance Agency Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States

Bail Bond Agents ❯American Safety Insurance Services Inc. Coverages General Liability, Professional Liability Carrier Status Non-admitted States Most States

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20TH ANNUAL PROGRAM DIRECTORY, VOLUME II Bars/Taverns ❯American Underwriting Managers Coverages Business Income, CGL, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Anchor Bay Insurance Managers Inc. Coverages Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AK, OR, WA ❯Bass Underwriters Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME,

MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA ❯Bliss & Glennon Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States ❯Brecht & Associates Coverages Business Interruption, CGL, Commercial Excess, Excess Liab, Fire, GL, Glass, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX ❯Burns & Wilcox - All Offices Coverages Assault & Battery, Business Income, Business Interruption, CGL,

❯MarketScout Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States Most States ❯McClelland and Hine Inc. Coverages CGL, Excess Liab, Fire, Liquor Liab, Umbrella Carrier Status Non-admitted States TX ❯N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯N-Surance Outlets Inc. (Georgia) Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN ❯National Insurance Underwriters Coverages Fire Legal Liab, Food Spoilage, GL, Liquor Liab Carrier Status Non-admitted States AL, AZ, CO, FL, GA, ID, IL, IN, LA, MA,

MI, MO, MS, NC, NJ, NV, RI, SC, TX, DC ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

Crime, Excess Liab, Fire, Food Spoilage, GL, Liability, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Northern States Agency Coverages Business Income, CGL, Commercial Excess, Equipment Breakdown, Fire, Liquor Liab Carrier Status Non-admitted States IA, IL, MN, ND, NE, SD, WI

❯Compass Insurance Group of Agencies Coverages Business Income, Food Spoilage, GL, Glass, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA

❯Ohio E & S Agency Inc. Coverages Business Income, CGL, Fire Legal Liab, Liquor Liab, Property Carrier Status Admitted States MI, OH

❯CoverX Corporation Coverages Assault & Battery, Crime, GL, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property Carrier Status Non-admitted States All States

❯PGI Commercial LLC Coverages GL, Liquor Liab, Property Carrier Status Admitted States IL, MI

❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯DeCotis Insurance Associates Inc. Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, EPLI, Food Borne Illness, Liquor Liab, Property, Spoilage Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NJ, NY, PA, RI, VT ❯Focus Underwriters LLC Coverages Business Income, CGL, Crime, Food Spoilage, Liquor Liab, Property Carrier Status Non-admitted States NC, SC, VA ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯Gorst Company Coverages GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯Horizon E & S Insurance Brokerage Coverages Liability, Liquor Liab, Property Carrier Status Non-admitted States CA, NV ❯iii of Maryland Inc. Coverages CGL, Equipment Breakdown, Excess Flood, Excess Liab, Liquor

Liab, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States DE, MD, VA ❯Insurance Innovators Agency Of New England (W Springfield) Coverages Assault & Battery, Business Income, Business Interruption, CGL,

Commercial Excess, Employee Benefits, EPLI, Excess Liab, Fine Arts, Food Spoilage, GL, Liability, Liquor Liab, Products Liab, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Insurance Innovators Inc. Coverages Assault & Battery, Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, EPLI, Excess Liab, Fire, Fire Legal Liab, Food Borne Illness, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical Payments, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp States DE, MD, NJ, NY, PA

❯ProHost USA Inc. Coverages Crime, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages Crime, Excess Liab, Liquor Liab Carrier Status Non-admitted States DE, GA, NJ, NY ❯RCA Insurance Group Coverages GL, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯RSI International Inc. (Missouri) Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds,

Blanket Waivers, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN ❯South Texas General Insurance Agency Coverages GL, Property Carrier Status Non-admitted States TX ❯Specialty Insurance Coverages Assault & Battery, Boiler & Machinery, Business Income, Business

Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, Garage Liability, GKLL, GL, Glass, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN ❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States AL, CA, DE, FL, GA, LA, MD, MS, NC, NJ,

Beauty/Barber Shops/Salons/Schools/ Supplies ❯A.I.I. Insurance Brokerage of Mass. Inc. Coverages Business Income, CGL, Equipment Breakdown, Liability, Professional Liab, Real & Business Personal Prop, Tanning Liab, Umbrella Carrier Status Non-admitted States CT, MA, NH, RI ❯American Safety Insurance Services Inc. Coverages Business Income, Crime, GL, Inland Marine, Nonowned & Hired

Auto, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Anderson & Murison Inc. Coverages BOP, Professional Liab Carrier Status Admitted States CA ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Continental Brokers Inc. Coverages Auto Comm-Standard Liability, Auto Pers-Nonstandard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Disability, EPLI, Fire Legal Liab, Flood, Liability, Medical, Professional Liab, Property, Umbrella Carrier Status Admitted States All States ❯Evolution Insurance Brokers Coverages Business Income, Business Interruption, D&O, Fire, Fire Legal

Liab, Liability, Misc Professional Liab, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Non-admitted States Most States ❯Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, CGL, Commercial Excess, EPLI, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯J.E. Brown & Associates Coverages BOP, Professional Liab Carrier Status Admitted & Non States CA ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States ❯SASSI - Salon & Spa Specialty Insurance Coverages GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States Most States ❯South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX ❯Sports & Fitness Insurance Corporation Coverages Auto Comm-Standard, BOP, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯TAPCO Underwriters Inc. Coverages GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States AL, CA, DE, FL, GA, LA, MD, MS, NC, NJ,

NY, OH, OR, PA, SC, TN, TX, VA, WA, DC ❯THOMCO Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Topa Insurance Company Coverages GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, NV

NY, OH, OR, PA, SC, TN, TX, VA, WA, DC

Bed & Breakfasts

❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Assault & Battery, GL, Liquor Liab Carrier Status Non-admitted States AZ, CA, NV, OR

❯Insurance Center Special Risks Ltd. Coverages Business Income, Completed Operations Liab, Equipment

❯Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

❯International Excess Companies Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI,

❯USG Insurance Services Inc. Coverages Assault & Battery, Business Income, EPLI, Food Spoilage, Liquor Liab, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States Most States

Equipment Breakdown, Liability, Liquor Liab, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯W.A.Schickedanz Agency Inc. Coverages Business Income, Fire, Food Spoilage, GL, Glass, Inland Marine,

❯J.L. von Arx & Associates Insurance Services Coverages CGL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR

Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AR, IL, MO

❯Liberty International Underwriters Coverages Liquor Liab Carrier Status Admitted, Non-admitted States AL, CT, GA, MA, ME, NH, NY, RI, VT

❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Non-admitted States FL, GA

❯M.J. Hall & Company Inc. Coverages CGL, Crime, Liquor Liab, Property Carrier Status Non-admitted States AK, AZ, CA, HI, NV, TX

❯Yates & Associates Ins. Services Coverages Assault & Battery, Business Income, CGL, Commercial Excess, Liquor Liab, Property Carrier Status Non-admitted States CA

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Bazaars ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States All States

Breakdown, GL, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, RI, VT ❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Business Income, CGL, Combo Personal & Commercial, Dwelling

Fire, Fire Legal Liab, Medical Payments, Property, Residential Property Carrier Status Non-admitted States Most States ❯Markel Insurance Company Coverages Auto Comm-Standard, Completed Operations Liab, Crime, Equip

Breakdown, GL, Historic Bldgs/Unique Property, Inland Marine, Personal Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Motel Insurance Brokers Inc. Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL, Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N27

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

❯Specialized Insurance Coverages BOP, Commercial Marine, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA

❯AmWINS Program Underwriters Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Property States All States

❯SIU LLC Coverages Assault & Battery, Business Income, Care/Custody/Control, CGL,

❯TCA Inc. Coverages Boats, Care/Custody/Control, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States All States

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

Equipment Breakdown, Inland Marine, Property Carrier Status Non-admitted States CA

Bicycle Dealers/Distributors/ Manufacturers ❯ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard, GL, Inland Marine, Property Carrier Status Admitted States Most States ❯RPS NIPC Coverages Completed Operations Liab, Crime, GL, Inland Marine, Nonowned

& Hired Auto, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Billiard Parlors ❯Compass Insurance Group of Agencies Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA ❯International Excess Program Managers Coverages GL, Property Carrier Status Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

Billing and Collection Services ❯TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Boat Dealers/Brokers ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States ❯All Risks Ltd. Coverages Builders Risk, E&O, Hull, Pollution, Protection & Indemnity (P&I), USL&H, Workers’ Comp Carrier Status Non-admitted States Most States ❯Atlass Insurance Group Coverages Boats, Business Interruption, Cargo, CGL, Commercial Marine,

Boat Rental Firms ❯Atlass Insurance Group Coverages Hull, Liability, Medical Payments, Personal Property, Pollution Liab, Uninsured Boaters Carrier Status Non-admitted States All States ❯Britt/Paulk Insurance Agency Inc. Coverages Liability, Physical Damage, Physical Damage Rental Units, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States Most States

❯National Marine Insurance Wholesalers Coverages Business Interruption, Cargo, EPLI, GL, Hull, Liability, Liquor Liab, Marina Operators Legal, Medical, Property, Protection & Indemnity (P&I), Tools & Equip, Transportation Pollution Liab, Watercraft Liab, Watersports Liab Carrier Status Admitted, Non-admitted States All States

❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

❯TCA Inc. Coverages Hull, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States

Bowling Alleys ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

❯Continental Risk Insurance Services Coverages Auto Comm-Standard, Billing Error E&O, Blanket Addt’l Insureds,

Boats, Business Income, Cargo, CGL, Commercial Marine, Equipment Breakdown, Federal LHWCA, Hull, Inland Marine, Legal Liab, Property, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA ❯National Marine Insurance Wholesalers Coverages Business Interruption, Cargo, EPLI, GL, Liquor Liab, Marina

Operators Legal, Medical, Property, Protection & Indemnity (P&I), Tools & Equip, Transportation Pollution Liab, Warranties, Extended Carrier Status Admitted, Non-admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States

❯Bollinger Inc. Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States All States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯Great American Insurance Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Boys & Girls Clubs

❯K&K Insurance Group Inc. Coverages Auto Comm-Standard, Business Income, Crime, GL, Inland

❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

❯Great American Insurance Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Burns & Wilcox - All Offices Coverages Liability, Marina Operators Legal, Physical Damage, Umbrella Carrier Status Admitted, Non-admitted States Most States

Camps ❯ACE Commercial Risk Services - Programs Coverages Abuse & Molestation, Auto Comm-Standard, GL, Inland Marine, Property Carrier Status Admitted States Most States

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States

❯Brauer & Associates Inc. Coverages Boats, Business Income, CGL, Commercial Excess, Commercial

Hired Auto, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Windstorm, Workers’ Comp Carrier Status Admitted States Most States

❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boats, CGL,

Commercial Excess, Equipment Breakdown, Garage Keepers Legal Liab, Liquor Liab, Nonowned & Hired Auto, Pool & Spa Liab, Property, Tools & Equip Carrier Status Admitted, Non-admitted States All States

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Property, Workers’ Comp Carrier Status Admitted States All States

❯Britt/Paulk Insurance Agency Inc. Coverages Equipment, GL, Identity Theft, Inland Marine, Nonowned &

Campgrounds ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Crime, Fire Legal Liab, GL, Inland Marine, Medical Payments, Property Carrier Status Admitted, Non-admitted States All States

❯Markel American Insurance Company Coverages Boats, Commercial Marine, Hull, Watercraft Liab Carrier Status Admitted States Most States

Dealers Open Lot, Equipment, Excess Liab, Piers & Docks, Property Carrier Status Admitted, Non-admitted States All States

Marine, Hull, Marina Operators Legal, Piers & Docks, Property, Ship Repairers Legal, Umbrella, Watercraft Liab, Wet Marine Carrier Status Admitted States Most States

❯OneBeacon Professional Insurance Coverages E&O, Media Liab, Professional Liab Carrier Status Admitted States All States

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella Carrier Status Admitted States Most States ❯Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States All States

Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States All States ❯Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella, Watercraft Liab Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, D&O, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States ❯Sports & Fitness Insurance Corporation Coverages CGL, Crime, Fire Legal Liab, Flood, GL, Nonowned & Hired Auto,

Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Car Washes ❯AMCFairmont Coverages GL, Property Carrier Status Admitted, Non-admitted States Most States ❯Glatfelter Insurance Group Coverages Crime, Equipment Breakdown, Excess Liab, Garage Keepers Legal Liab, GL, Property, Workers’ Comp Carrier Status Admitted States Most States

❯Sports & Fitness Insurance Corporation Coverages Accident & Health, Auto Comm-Standard, CGL, D&O, Flood, GL Carrier Status Non-admitted States All States

❯Markel Insurance Company Coverages Auto Comm-Standard, Crime, Garage Keepers Legal Liab, Inland Marine, Legal Liab, Liability, Physical Damage, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, KS, NM, NV, OR, WA, WY

Broadcasters

❯McClelland and Hine Inc. Coverages Fire, Garage Keepers Legal Liab, Liability, Umbrella Carrier Status Non-admitted States TX

❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland

Marine, Media Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

N28 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, NM, NV, OR, UT, WA

www.insurancejournal.com

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯The Insurancenter Coverages Crime, Equipment Breakdown, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Caterers ❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages Business Interruption Carrier Status Non-admitted States Most States ❯Specialty Insurance Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, GL, Glass, Liability, Liquor Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN ❯Western Security Surplus Insurance Brokers Inc. Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab,

Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Chemical Manufacturers/Distributors ❯ChemPlan - Chemical Insurance Coverages Auto Comm-Standard, CGL, Environmental Liab, Property, Umbrella Carrier Status Admitted States All States ❯Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV

Child Care/Day Care Centers ❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, D&O, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Blanket Addt’l Insureds, Business Income,

Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, CO, CT, DE, FL, GA, HI, IA, ID, IL, KS, MD, MI, MN, MO, NC, NE, NV, OH, OR, PA, UT, VA, VT, WA ❯Bass Underwriters Coverages Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME,

MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

❯Insurance Innovators Agency Of New England (W Springfield) Coverages Abuse & Molestation, Assault & Battery, BOP, CGL, Commercial Excess, Employee Benefits, EPLI, GL, Liability, Professional Liab, Sexual Misconduct Liab, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Insurance Innovators of New Jersey Inc. Coverages Abuse & Molestation, Business Interruption, D&O, EPLI, GL,

Liability, Medical Payments, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States NJ, NY ❯International Excess Companies Coverages Abuse & Molestation, Accident & Health, Business Income, CGL, Commercial Excess, Crime, E&O, EPLI, Fire, GL, Liability, Teachers Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯Northern States Agency Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Fire, Professional Liab Carrier Status Admitted, Non-admitted States IA, IL, MN, ND, NE, SD, WI ❯Ohio E & S Agency Inc. Coverages Abuse & Molestation, GL, Professional Liab, Property Carrier Status Non-admitted States MI, OH ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯RSI International Inc. (Missouri) Coverages Abuse & Molestation, CGL, Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States IL, MO ❯South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Non-admitted States Most States ❯iii of Maryland Inc. Coverages Abuse & Molestation, CGL, D&O, EPLI, Equipment Breakdown,

Excess Flood, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Non-admitted States DE, MD, VA ❯Indemnity Excess & Surplus Agency Inc. Coverages Abuse & Molestation, Addt’l Expense, Business Income, CGL, Equipment Breakdown, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, ID, NV, OR, TX, WA

www.insurancejournal.com

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fine Arts, Fire Legal Liab, GL, Glass, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯Roush Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, Fine Arts, Fire, GL, Glass, Inland Marine, Kidnap/Ransom, Liability, Medical Payments, Non-Profit D&O, OCP, Participant Accident, Property, Residential Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States IL, IN, OH ❯RPS NIPC Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Phys Dmg, Business Income, CGL, Commercial Excess, Crime, D&O, Inland Marine, Nonowned & Hired Auto, Property, Religious Institutions Carrier Status Admitted States CA, ID, MT, OR, SC, TX, UT, WA, WY

Claims Adjusters ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯THOMCO Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Cyber

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Hall & Company Coverages Auto Comm-Standard, BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Topa Insurance Company Coverages GL, Property Carrier Status Admitted, Non-admitted States CA, CO, FL, GA, IL, OH, OR, TX, VA

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Chiropractors

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States

❯J.E. Brown & Associates Coverages Liability, Non-Profit D&O Carrier Status Admitted, Non-admitted States CA

Business Income, Crime, Equipment Breakdown, GL, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Evolution Insurance Brokers Coverages Abuse & Molestation, Assault & Battery, Business Interruption,

❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States

❯MacNeill Group, Inc., CMGA Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL

❯Health Care Insurers Inc. Coverages BOP, GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Francis L. Dean & Associates Inc. Coverages Accidental Death, Participant Accident, Student Accident Carrier Status Admitted States All States

❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

❯Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

D&O, Fire, Fire Legal Liab, Liability, Loss of Use, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

❯Compass Insurance Group of Agencies Coverages CGL, Glass, Property Carrier Status Non-admitted States CA

Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Churches ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, D&O, Equipment Breakdown, Liability, Property, Workers’ Comp Carrier Status Admitted States All States ❯Bass Underwriters Coverages GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA,

CT, FL, GA, LA, MA, ME, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA ❯Bunker Hill Underwriters Coverages Abuse & Molestation, CGL, Community/Social Svcs, Kidnap/

Ransom, Misc Professional Liab, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, D&O,

EPLI, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Commercial Building Owners ❯5Star D&O Program Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States Most States ❯AFG Partners Coverages Flood, GL, Property Carrier Status Admitted, Non-admitted States Most States ❯Arrowhead General Insurance Agency Inc. Coverages Auto Comm-Standard, BOP, EPLI, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, TX, WA ❯Burns & Wilcox - All Offices Coverages Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Chamber Insurance Agency Services Coverages Earthquake, Flood, Hurricane, Windstorm Carrier Status Admitted States All States ❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

D&O, GL, Lessor Only Excess Liab, Property, Residential Property Carrier Status Non-admitted States Most States ❯Crouse & Associates Coverages Builders Risk, COC, Earthquake, Fire, Flood, Inland Marine, Property Carrier Status Admitted States All States ❯Crump Insurance Services Inc. - All Offices

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N29

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II Coverages Boiler & Machinery, Builders Risk, Catastrophe, Commercial Excess, Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Distinguished Programs Group Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage - Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Community/Social Services ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Excess Liab, GL, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Difference in Conditions, EPLI, GL, Liability, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

❯Access E&S Insurance Services (CA) Coverages D&O, GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, DE, MD, NC, NJ, NV, NY, PA, TX, VA, DC

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Business Income, CGL, COC, Difference in Conditions, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Distinguished Programs Group Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States

❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States AR, CO, CT, DE, FL, GA, HI, IA, ID, IL, KS, MD, MI, MN, MO, NC, NE, NV, OH, OR, PA, UT, VA, VT, WA

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

❯Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯Insurance Innovators Agency Of New England (W Springfield) Coverages Assault & Battery, Business Income, Business Interruption, CGL,

❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Apartment House Package, Business Income, Business Interruption,

CGL, D&O, Fire Legal Liab, GL, Glass, Hail, Liability, Medical, Medical Payments, Misc Professional Liab, Property, Residential Property Carrier Status Non-admitted States All States ❯Roush Insurance Services Inc. Coverages Apartment House Package, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Excess Liab, Fire, Force Place Fire Cvrg, Foreclosed Properties, GL, Glass, Historic Bldgs/Unique Property, Inland Marine, Installation Floaters, Liability, OCP, Pollution Liab, Property, Rented Property, Residential Property, Tenant Discrimination, Tools & Equip Carrier Status Admitted, Non-admitted States IL, IN, OH ❯Southwest Risk Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV ❯UCA General Insurance Services Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA ❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, GL, Property Carrier Status Non-admitted States FL, GA

Commercial Marine Companies ❯AFG Partners Coverages Commercial Excess, Excess Flood, Inland Marine, Installation Floaters Carrier Status Admitted, Non-admitted States Most States ❯All Risks Ltd. Coverages Builders Risk, E&O, Hull, Pollution, Protection & Indemnity (P&I), USL&H, Workers’ Comp Carrier Status Non-admitted States Most States

Community Associations

❯Ian H. Graham Insurance Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States Most States ❯iii of Maryland Inc. Coverages CGL, D&O, Environmental Liab, EPLI, Excess Flood, Excess Liab,

CGL, Commercial Excess, Community/Social Svcs, Crime, E&O, Employee Benefits, Identity Theft, Non-Profit D&O Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NJ, NY, PA, RI

❯Indemnity Excess & Surplus Agency Inc. Coverages D&O, EPLI, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States Most States

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages Assault & Battery, CGL, D&O, GL, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

❯Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States ❯Preferred Property Programs Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States

Most States ❯Preferred Property Programs Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States All States ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV ❯The McGowan Companies Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

Community Banks/Credit Unions

❯AmWINS Group Inc. - 45 Offices Nationwide Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯LIG Marine Managers Coverages Boats, Builders Risk, Care/Custody/Control, CGL, Commercial

❯Insurmark a Div. of Financial & Professional Risk Solutions Coverages Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States

❯Markel American Insurance Company Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States

Community Health Centers ❯Centurion Insurance Group Coverages EPLI, Medical Malpractice Carrier Status Admitted States All States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

❯SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States All States

Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

❯Sloan Mason Insurance Services Coverages CGL, Commercial Marine, USL&H, Wet Marine Carrier Status Admitted, Non-admitted States Most States

❯Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

❯TCA Inc. Coverages Blanket Addt’l Insureds, Boats, Builders Risk, Cargo, CGL,

Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watersports Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

❯DeCotis Insurance Associates Inc. Coverages Abuse & Molestation, Addiction Treatment, Breach of Security,

Non-Profit D&O, Nonowned & Hired Auto, Property, Umbrella Carrier Status Non-admitted States DE, MD, VA

❯Centurion Insurance Group Coverages D&O, E&O, Fidelity, Force Place Fire Cvrg, Foreclosed Properties Carrier Status Admitted States All States

Excess, Commercial Marine, Completed Operations Liab, Federal LHWCA, Foreign GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Wet Marine, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Business Income, Crime, Equipment Breakdown, GL, Kidnap/Ransom, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Boiler & Machinery, Business Income, Business Interruption, CGL,

Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

N30 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States All States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯THOMCO Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Computer Consultants/Programmers/ Designers ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

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20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯Access E&S Insurance Services (CA) Coverages Cyber Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, DE, MD, NC, NJ,

NV, NY, PA, TX, VA, DC ❯Bliss & Glennon Inc. Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Inland Marine, Liability, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯DeCotis Insurance Associates Inc. Coverages BOP, Breach of Security, Business Interruption, Crime, Cyber

Liab, D&O, Employee Benefits, EPLI, Fidelity Bonds, Inland Marine, Int’l Coverage - Commercial, Kidnap/Ransom, Nonowned & Hired Auto, Products Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NJ, NY, PA, RI, VT ❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

Condo Associations ❯AFG Partners Coverages Excess Flood, GL, Property Carrier Status Admitted, Non-admitted States Most States

Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

❯AmWINS Group Inc. - 45 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Distinguished Programs Group Coverages Boiler & Machinery, CGL, Crime, D&O, Property, Umbrella Carrier Status Admitted States Most States

❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

❯E.L.M. Insurance Brokers Coverages D&O, E&O, EPLI, Misc Professional Liab, Non-Profit D&O, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ,

Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States ❯Distinguished Programs Group Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY ❯Euclid Managers LLC Coverages Identity Theft, Technology E&O Carrier Status Non-admitted States All States

❯Horizon E & S Insurance Brokerage Coverages D&O, Liability, Property Carrier Status Non-admitted States CA

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯Ian H. Graham Insurance Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States Most States

❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages CGL, D&O, Employee Benefits, EPLI, GL, Liability, Professional

Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States All States ❯NSM Insurance Group Coverages Boiler & Machinery, Business Income, Catastrophe, Commercial

❯Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

Excess, Crime, D&O, Earthquake, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Hurricane, Liability, Non-Profit D&O, Nonowned & Hired Auto, Piers & Docks, Property, Real & Business Personal Prop, Theft, Umbrella, Windstorm Carrier Status Non-admitted States CT, DE, FL, GA, MA, MD, NC, NJ, NY, RI, SC, VA

❯NAS Insurance Services Inc. Coverages Breach of Security, Cyber Liab, E&O, EPLI, Legal Expense Ins,

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Legal Liab, Liability, Misc Professional Liab, Professional Liab, Technology E&O, Website Domain Name Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages BOP, E&O Carrier Status Admitted States All States ❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages Technology E&O Carrier Status Non-admitted States Most States ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Worldwide Facilities Inc. of Washington Coverages CGL, Cyber Liab, E&O, EPLI, Excess Liab, GL, Professional Liab, Technology E&O, Umbrella Carrier Status Admitted, Non-admitted States All States

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV ❯The McGowan Companies Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States ❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, GL, Property Carrier Status Non-admitted States FL, GA

❯Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, Liability, Property, Umbrella, Workers’ Comp States AZ, CA, CO, MD, NE, NM, NV, OR, PA, TN, TX, UT, VA, WA

Concrete Pumper Firms

❯AmWINS Group Inc. - 45 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯HULL & Company Inc. - 25 Offices Nationwide Coverages Assault & Battery, CGL, D&O, Difference in Conditions,

Equipment Breakdown, Excess Flood, GKLL, Property, Umbrella Carrier Status Non-admitted States Most States ❯Ian H. Graham Insurance Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States Most States ❯Monarch E&S Insurance Services Coverages D&O, GL, Property States CA ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯Preferred Concepts LLC Coverages Auto Comm-Standard, CGL, Property, Umbrella Carrier Status Admitted States Most States ❯Preferred Property Programs Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States ❯SIU LLC Coverages Business Income, CGL, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted, Non-admitted States CA ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV ❯TAPCO Underwriters Inc. Coverages D&O, GL, Property Carrier Status Non-admitted States AL, CA, DE,

FL, GA, LA, MD, MS, NC, NJ, NY, OH, OR, PA, SC, TN, TX, VA, WA, DC ❯The McGowan Companies Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

❯ASPN Insurance Agency LLC Coverages Crime, D&O Carrier Status Admitted States Most States ❯Bass Underwriters Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH,

OK, OR, PA, RI, SC, TN, TX, VA ❯Brecht & Associates Coverages Equipment Breakdown, GL, Property Carrier Status Non-admitted States TX ❯Burns & Wilcox - All Offices Coverages Boiler & Machinery, Business Income, Business Interruption,

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❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯SIU LLC Coverages Business Income, CGL, Inland Marine, Personal Property, Property Carrier Status Non-admitted States CA, NV

Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States

❯American Specialty Insurance & Risk Services Inc. Coverages CGL, Inland Marine Carrier Status Admitted States Most States

❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/

States

❯PGI Commercial LLC Coverages Crime, GL, Property Carrier Status Admitted, Non-admitted States CA, IL, IN, MI, OH, OR, TX, WA, WI

❯AFG Partners Coverages Excess Flood, GL, Property Carrier Status Admitted, Non-admitted States Most States

❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

CA, CO, FL, ID, KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY ❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most

❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Condo/Homeowner Associations Concessionaires and Vendors

❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

❯Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, NM, NV, OR, TX, UT, WA

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯Indemnity Excess & Surplus Agency Inc. Coverages GL, Property, Technology E&O Carrier Status Admitted, Nonadmitted States Most States

CGL, Crime, D&O, Difference in Conditions, Dwelling Fire, E&O, EPLI, Equipment, Fidelity, Fiduciary Liab, Fire Legal Liab, GL, Homeowners Pkg, Non-Profit D&O, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States Most States

❯UCA General Insurance Services Coverages CGL, D&O, Equipment Breakdown, Fire Legal Liab, Medical

Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA

Condominium Owners ❯AFG Partners Coverages Excess Flood, Homeowners Pkg, Umbrella Carrier Status Non-admitted States Most States

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N31

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯American Reliable Insurance Company Coverages Personal Property, Physical Damage Carrier Status Admitted States CA, HI, MN, NC, NJ, SC, TX

❯Euclid Managers LLC Coverages Identity Theft, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States All States

❯Arrowhead General Insurance Agency Inc. Coverages Employee Benefits, GL, Workers’ Comp Carrier Status Admitted States All States

❯AmWINS Group Inc. - 45 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Focus Underwriters LLC Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States NC, SC, VA

❯Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States

❯Arrowhead General Insurance Agency Inc. Coverages Property, Residential Property Carrier Status Admitted States AZ, CA, CT, NJ, NV, NY, VA

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯Bliss & Glennon Inc. Coverages GL, Property Carrier Status Non-admitted States Most States

❯HCC Specialty (MA) Coverages E&O, EPLI, Professional Liab States Most States

❯Breckenridge Insurance Group Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯Indemnity Excess & Surplus Agency Inc. Coverages CGL, Loss of Use, Nonowned & Hired Auto, Rented Property, Residential Property, Umbrella Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA ❯King Insurance Support Systems Coverages D&O, GL Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OR, UT, WA ❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States

Most States ❯Program Brokerage Corporation Coverages Apartment House Package, Assault & Battery, Boiler & Machinery,

Business Income, Business Interruption, Earthquake, Equipment Breakdown, Fire, Fire Legal Liab, Flood, Liability, Real & Business Personal Prop, Umbrella Carrier Status Admitted States NJ, NY, PA

❯NAS Insurance Services Inc. Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI,

Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States ❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages E&O, EPLI Carrier Status Non-admitted States Most States ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ❯Russell Bond & Company Inc. Coverages Billing Error E&O, E&O, Employee Benefits, Escrow E&O,

Managed Care, Medicare/Medicaid Billing E&O, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States ❯Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip,

Auto Comm-Standard, Auto Comm-Standard Liability, Crime, GL Carrier Status Admitted States CA ❯Builders & Tradesmen’s Insurance Services Inc. Coverages Contractors Equip, GL, Inland Marine, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV,

OK, OR, TN, UT, WA ❯Burns & Wilcox - All Offices Coverages Equipment, GL Carrier Status Admitted, Non-admitted States Most States ❯Chamber Insurance Agency Services Coverages Environmental Liab, Workers’ Comp Carrier Status Admitted States All States ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States

Most States

❯American Safety Insurance Services Inc. Coverages GL, OCP Carrier Status Non-admitted States CA

Control of Well, Excess Liab, Inland Marine, Medical Payments, Misc Professional Liab, Pollution Liab Carrier Status Non-admitted States LA, NM, OK, TX

❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, GL, Real & Business Personal Prop, Workers’ Comp Plus Carrier Status Non-admitted States All States

❯Construction Insurance Partners Coverages Builders Risk, E&O, Excess Liab, GL, Workers’ Comp States Most States

Consultants-Environmental

❯Crouse & Associates Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Builders

Construction Wrap-Up

❯SeaBright Insurance Company Coverages GL, USL&H, Workers’ Comp Carrier Status Admitted States Most States ❯Worldwide Facilities Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

Excess, Completed Operations Liab, Employee Benefits, GL, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of Georgia Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed

Operations Liab, Employee Benefits, GL, Liability, Pollution Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of San Francisco Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

Excess, Completed Operations Liab, Employee Benefits, GL, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of Washington Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

Excess, Completed Operations Liab, Employee Benefits, GL, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States ❯Wrap Up Insurance Solutions Coverages Excess Liab, Liability, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States

Consultants-All Kinds ❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯Access E&S Insurance Services (CA) Coverages GL, Professional Liab, Property Carrier Status Admitted, Nonadmitted States AZ, CA, CO, DE, MD, NC, NJ, NV, NY, PA, TX, VA, DC ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

BOP, Liability, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States ❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Crump Insurance Services Inc. - All Offices Coverages CGL, Commercial Excess, E&O, EPLI, Excess Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA,

SC, TN, TX, VA, DC ❯American Safety Insurance Services Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Emergency Towing & Service, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Bliss & Glennon Inc. Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States ❯Freberg Environmental Inc. Coverages CGL, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired

Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States ❯PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States ❯Quaker Special Risk (New Jersey) Coverages GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Sloan Mason Insurance Services Coverages CGL, Environmental Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Contractors ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Risk, CGL, COC, D&O, Difference in Conditions, E&O, Property, Umbrella Carrier Status Admitted States All States ❯DeCotis Insurance Associates Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Breach of Security, Builders Risk, CGL, Commercial Excess, Contractors Equip, Crime, E&O, Environmental Liab, EPLI, Foreign GL, Inland Marine, Installation Floaters, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NJ, NY, PA, RI, VT ❯Focus Underwriters LLC Coverages CGL, Contractors Equip, Performance & Payment Bonds Carrier Status Non-admitted States NC, SC, VA ❯General Agency Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Liability, Property Carrier Status Admitted States CA ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States ❯Gorst Company Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Non-admitted States All States ❯Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

COC, Contractors Equip, Inland Marine, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA ❯Insurance Innovators Agency Of New England (W Springfield) Coverages Builders Risk, Business Income, CGL, Contractors Equip, Employee Benefits, EPLI, Liability, OCP, Property, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Insurance Innovators of New Jersey Inc. Coverages Contractors Equip, EPLI, Liability, Medical Payments, Umbrella Carrier Status Non-admitted States NJ, NY ❯Insurance Innovators Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯5Star Professional Programs:EPLI Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States

Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, EPLI, Excess Liab, GL, Inland Marine, Liability, Medical Payments, Pollution, Residential Property, Residential `wrap-up`, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA

❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Equipment, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States All States

❯JM Assoc / Burnham + Co, a Div of Hub Int’l Northeast Ltd. Coverages Auto Comm-Standard, GL, Installation Floaters, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Apollo General Ins. Agency Inc. Coverages Auto Comm-Standard & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Cargo, Contractors Equip, Contractors License Bonds, Installation Floaters, Real & Business Personal Prop, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯MacNeill Group, Inc., CMGA Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States FL

❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

N32 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

❯N-Surance Outlets Inc. (Florida) Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine, Liability, OCP, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

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20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯N-Surance Outlets Inc. (Georgia) Coverages Contractors Equip, Inland Marine, Liability, Property Carrier Status Non-admitted States GA, LA, TN

Operations Liab, Contractors Equip, Fire Legal Liab, Medical Payments, New Occurrence, Pollution Liab, Tools & Equip Carrier Status Admitted, Non-admitted States CA, TX

❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯National Advantage Insurance Services Inc. Coverages CGL, Products Liab Carrier Status Admitted States AZ, CA, NV

❯Westrope Insurance Managers of Florida LLC Coverages GL, Inland Marine Carrier Status Non-admitted States FL, GA

❯Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯Worldwide Facilities of Georgia, San Francisco & Washington Coverages CGL, COC, Commercial Excess, Completed Operations Liab,

Auto Comm-Standard, Cargo, CGL, Contractors Equip, Excess Liab, GL, On-Hook Cargo, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States TX

Liability, Medical Payments, Products Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket

Addt’l Insureds, Blanket Waivers, CGL, Excess Liab, Liability, Umbrella Carrier Status Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors

Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Wrap Up, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV ❯Preferred Concepts LLC Coverages Excess Liab, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Blanket Wrongful Acts, D&O, Excess Liab, Liability Carrier Status Non-admitted States Most States ❯Professional Underwriters Agency Inc. Coverages EPLI, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ❯Program Brokerage Corporation Coverages Builders Risk, Contractors Equip, Liability, OCP, Pollution, Pollution Liab Carrier Status Non-admitted States Most States ❯Roush Insurance Services Inc. Coverages Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l

Insureds & Waivers, Boiler & Machinery, Builders Risk, Business Income & Interruption, CGL, Commercial Excess, Contractors Equip, Contractors License Bonds, Equip Breakdown, Fire Legal Liab, GL, Glass, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Pollution Liab, Pool & Spa Liab, Property, Real & Business Personal Prop, Rented Property Carrier Status Admitted, Non-admitted States IL, IN, OH ❯RPS AVRECO - Healthcare Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States ❯RSI International Inc. (Missouri) Coverages Auto Comm-Nonstandard & Standard, Blanket Addt’l Insureds, &

Waivers, Builders Risk, Business Income & Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, DIC, Equip Breakdown, Excess Liab, Fire, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, IL, IN, KS, KY, MO, OK, TN ❯SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States

D&O, DIC, E&O, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, High Valued Homes, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, `Wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

OK, OR, TX, UT, WA ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Contractors-Air Conditioning ❯Builders & Tradesmen’s Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, COC, Excess Liab, Inland Marine Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket

❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

Contractors-Alarm ❯All Risks Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Crime, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Brownyard Group Coverages Assault & Battery, E&O, GL, Liability, Lost Key, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Brownyard Programs, Ltd. Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Costanza Insurance Agency Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States ❯CoverX Corporation Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Professional Liab, Property, Umbrella, WC Carrier Status Non-admitted States Most States ❯Izzo Insurance Services Inc. Coverages Auto Comm-Nonstandard, Crime, E&O, EPLI, Excess Liab,

❯Sterling Underwriters Coverages CGL, GL Carrier Status Non-admitted States CO, IL, IN, MO, WI

❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States ❯The Mechanic Group Inc. Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O,

❯iii of Maryland Inc. Coverages Blanket Addt’l Insureds, Builders Risk, CGL, Contractors Equip Carrier Status Admitted, Non-admitted States DE, MD, VA ❯Insurance Center Special Risks Ltd. Coverages Fire Legal Liab, GL, Medical Payments Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI, VT ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Logic Underwriters Inc. Coverages GL, Umbrella, Workers’ Comp Carrier Status Non-admitted States TX ❯M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Employee Benefits, EPLI, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX ❯Monarch E&S Insurance Services Coverages GL, Inland Marine Carrier Status Admitted States CA ❯National Advantage Insurance Services Inc. Coverages GL, Inland Marine Carrier Status Non-admitted States CA ❯National Insurance Underwriters Coverages Blanket Addt’l Insureds, Blanket Waivers, GL Carrier Status Admitted States AL, FL, GA, LA, SC, TX ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV

Contractors-Artisan

❯Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, EPLI Carrier Status Non-admitted States CT, DE, MD, ME, NJ, NY, PA, RI, VT

❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Completed Operations Liab, Excess Liab, GL, Products Liab Carrier Status Non-admitted States AZ, CA, NV, OR ❯U.S. Risk Insurance Group Inc. Coverages GL, Property Carrier Status Non-admitted States All States

❯American Safety Insurance Services Inc. Coverages CGL, GL Carrier Status Non-admitted States Most States

❯USG Insurance Services Inc. Coverages Contractors Equip, D&O, Inland Marine, Installation Floaters, OCP, Tools & Equip, Umbrella, USL&H Carrier Status Non-admitted States Most States

❯American Underwriting Managers Coverages Builders Risk, CGL, Inland Marine, Installation Floaters, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX

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❯Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, COC, Contractors Equip, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA

EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯Abram Interstate Insurance Services Inc. Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States AZ, CA

❯Western Security Surplus Insurance Brokers Inc. Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Completed

❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA

❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV

❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV

❯Victor O. Schinnerer & Company Coverages Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States

❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

❯Focus Underwriters LLC Coverages CGL, Contractors Equip Carrier Status Admitted, Non-admitted States NC, SC, VA

❯Specialized Insurance Coverages BOP, CGL, GL Carrier Status Admitted, Non-admitted States FL, NY, PA

❯The Insco Dico Group Coverages Contractors License Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States

❯Chamber Insurance Agency Services Coverages Umbrella, Workers’ Comp Carrier Status Admitted States All States

Waivers, GL, Inland Marine, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Fidelity Bonds, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

TX, VA, WA, DC

Contractors Equip, Excess Liab, Inland Marine, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV,

❯Yates & Associates Ins. Services Coverages CGL, Commercial Excess, Contractors Equip Carrier Status Admitted, Non-admitted States CA

❯SIU LLC Coverages Business Income, CGL, Equipment Breakdown, Inland Marine, OCP, Property Carrier Status Non-admitted States CA

❯TAPCO Underwriters Inc. Coverages GL, Products Liab, Property Carrier Status Non-admitted States AL, CA, DE, FL, GA, LA, MD, MS, NC, NJ, NY, OH, OR, PA, SC, TN,

❯Builders & Tradesmen’s Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, CGL,

❯Apollo General Ins. Agency Inc. Coverages Auto Comm-Standard, Equipment, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, IL, NM, OK, OR, TX, WA ❯Arrowhead General Insurance Agency Inc. Coverages Auto Comm-Standard, GL, Liability, Property, Tools & Equip Carrier Status Admitted States AZ, CA, NV, OR, WA

❯Risk Placement Services/Lemac Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL Carrier Status Admitted, Non-admitted States CA ❯South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX ❯Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States ❯Specialized Insurance Coverages BOP, CGL, GL Carrier Status Admitted, Non-admitted States FL, NY, PA

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N33

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯Target Managers Insurance Services Coverages Auto Comm-Standard, EPLI, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL,

GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI ❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Completed Operations Liab, Excess Liab, GL, Products Liab Carrier Status Non-admitted States AZ, CA, NV, OR ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA ❯W.A.Schickedanz Agency Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors

Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States AR, IL, MO ❯Worldwide Facilities Inc. of Georgia Coverages CGL, Completed Operations Liab, Excess Liab, GL, Liability, Umbrella Carrier Status Non-admitted States All States

Contractors-Crane & Rigging ❯Apollo General Ins. Agency Inc. Coverages Auto Comm-Standard, Equipment, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/

Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Sunderland Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Auto Pers-Nonstandard, Auto Pers-Nonstandard Phys Dmg, Auto Pers-Standard, Auto Pers-Standard Phys Dmg, Builders Risk, Cargo, Contractors Equip, Excess Liab, GL, Inland Marine, Motor Truck Cargo, Umbrella Carrier Status Admitted, Non-admitted States Most States

Contractors-Elevators ❯JM Assoc / Burnham + Co, a Div of Hub Int’l Northeast Ltd. Coverages Auto Comm-Standard, GL, Installation Floaters, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯JM Associates / Burnham + Company Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Builders Risk,

Business Interruption, CGL, Contractors Equip, Employee Benefits, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, OCP, Pollution, Products Liab, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

❯AmWINS Group Inc. - 45 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Completed Operations Liab, Excess Liab, GL, Products Liab Carrier Status Non-admitted States AZ, CA, NV, OR

❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States

❯W.A.Schickedanz Agency Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors

❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States AR, IL, MO

❯Chamber Insurance Agency Services Coverages Environmental Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States ❯PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Contractors-Demolition

❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

❯AmWINS Program Underwriters Coverages Blanket Addt’l Insureds, Blanket Waivers, Crime, E&O, GL, Inland Marine, Property, Umbrella States AR, AZ, CO, CT, DE, GA, IL, IN, KY, MD,

❯Sloan Mason Insurance Services Coverages CGL, Environmental Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Insureds, Blanket Waivers, Cargo, Employee Benefits, Environmental Liab, EPLI, Equipment, GL, Int’l Coverage - Commercial, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Worldwide Facilities Inc. of San Francisco Coverages CGL, Commercial Excess, Contractors Equip, D&O,

Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Electrical ❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL,

Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket

Waivers, GL, Inland Marine, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV ❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Completed Operations Liab, Excess Liab, GL, Products Liab Carrier Status Non-admitted States AZ, CA, NV, OR

Waivers, GL, Inland Marine, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV

❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Apollo General Ins. Agency Inc. Coverages Accident & Health, Auto Comm-Standard, Blanket Addt’l

❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket

Contractors-Environmental

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

MI, MO, NC, NJ, NV, OH, OR, PA, SC, TN, UT, VA, WA

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯USX/S Coverages CGL, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States All States ❯Worldwide Facilities Inc. of Georgia Coverages CGL, Commercial Excess, Contractors Equip, D&O, Environ Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of Phoenix Coverages CGL, Commercial Excess, Contractors Equip, D&O, Environ Liab,

EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of San Francisco Coverages CGL, Commercial Excess, Contractors Equip, D&O, Environ Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Excavating/Grading ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Builders & Tradesmen’s Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Nonadmitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL,

Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

N34 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

Contractors-Explosives/Blasting/ Drilling ❯Apollo General Ins. Agency Inc. Coverages Auto Comm-Standard, CGL, Commercial Excess, Contractors Equip, Contractors License Bonds, Inland Marine, Pollution, Pollution Liab Carrier Status Admitted States Most States

Contractors-Fire & Water Restoration ❯All Risks Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Crime, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯American Safety Insurance Services Inc. Coverages CGL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯USX/S Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, E&O, Environmental Liab, EPLI, Equipment, GL, Identity Theft, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Fire Protection/Fire Sprinkler ❯All Risks Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Crime, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard, Crime, E&O, GL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL,

Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯CoverX Corporation Coverages Excess Liab, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Horizon E & S Insurance Brokerage Coverages GL, Liability Carrier Status Admitted, Non-admitted States CA, NV ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV

Contractors-General ❯Arrowhead General Insurance Agency Inc. Coverages GL, Workers’ Comp Carrier Status Admitted States All States ❯Bass Underwriters Coverages GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH,

OK, OR, PA, RI, SC, TN, TX, VA ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States

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20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯Breckenridge Insurance Group Coverages Contractors License Bonds, Fidelity Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States ❯Builders & Tradesmen’s Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk,

CGL, Contractors Equip, Equipment, Inland Marine, Property, Tools & Equip Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States

❯Worldwide Facilities Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of Georgia Coverages CGL, Commercial Excess, Completed Operations Liab, D&O,

Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Ship Repairers Legal, Umbrella Carrier Status Admitted, Non-admitted States All States

Most States

❯Worldwide Facilities Inc. of Phoenix Coverages CGL, Commercial Excess, Completed Operations Liab, D&O,

❯Construction Insurance Solutions Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Crump Insurance Services Inc. - All Offices Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, Commercial Excess, Contractors Equip, Difference in Conditions, EPLI, Excess Flood, Liability, Pollution, Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯D.C. White Agency Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY, PA ❯Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, Contractors Equip, Inland Marine, Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA ❯HULL & Company Inc. - 25 Offices Nationwide Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL Carrier Status Non-admitted States All States ❯Insurance Innovators Agency Of New England (W Springfield) Coverages Business Income, CGL, Completed Operations Liab, Contractors

Equip, E&O, EPLI, GL, OCP, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States Most States ❯Monarch E&S Insurance Services Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA ❯National Advantage Insurance Services Inc. Coverages CGL, Medical Payments, Products Liab States AZ, CA, NV, OR, TX ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Excess Liab, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV ❯PGI Commercial LLC Coverages Fire Legal Liab, GL, Medical Payments, Products Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Florida) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States ❯South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX

❯Worldwide Facilities Inc. of San Francisco Coverages CGL, Commercial Excess, Completed Operations Liab, D&O,

Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of Washington Coverages CGL, Commercial Excess, Completed Operations Liab, D&O,

Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Ship Repairers Legal, Umbrella Carrier Status Admitted, Non-admitted States All States

❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/ Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States ❯Sloan Mason Insurance Services Coverages Auto Comm-Nonstandard, CGL, Control of Well, Equipment, Excess Liab, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States ❯U.S. Risk Insurance Group Inc. Coverages GL, Property Carrier Status Non-admitted States All States ❯Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Control

Contractors-Landscape

❯Worldwide Facilities Inc. Coverages Care/Custody/Control, CGL, COC, Commercial Excess, Control

❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States ❯Brownyard Group Coverages Blanket Addt’l Insureds, Care/Custody/Control, E&O, GL,

Herbicide & Pesticide, Lost Key, Professional Liab, Property Carrier Status Non-admitted States Most States ❯Builders & Tradesmen’s Insurance Services Inc. Coverages CGL, Equipment, Inland Marine, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OK, OR, TX, UT, WA ❯Construction Insurance Solutions Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Completed Operations Liab, Excess Liab, GL, Products Liab Carrier Status Non-admitted States AZ, CA, NV, OR

Contractors-Marine ❯All Risks Ltd. Coverages Builders Risk, E&O, Hull, Pollution, Protection & Indemnity (P&I), USL&H, Workers’ Comp Carrier Status Non-admitted States Most States ❯Britt/Paulk Insurance Agency Inc. Coverages CGL, COC, Environmental Liab, Equipment, Equipment

Breakdown, GL, Nonowned & Hired Auto, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States Most States ❯LIG Marine Managers Coverages CGL, Contractors Equip, Equipment, Federal LHWCA, Foreign

❯Specialized Insurance Coverages BOP, CGL, GL Carrier Status Admitted, Non-admitted States FL, NY, PA

❯SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States

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❯McClelland and Hine Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States TX

of Well, Inland Marine, Medical Payments, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Rented Property, Tools & Equip Carrier Status Non-admitted States LA, NM, OK, TX

❯Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

❯Westrope Coverages GL, Residential `wrap-up`, Umbrella Carrier Status Admitted, Nonadmitted States All States

❯Crump Insurance Services Inc. - All Offices Coverages Commercial Excess, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Wrap Up Insurance Solutions Coverages GL, Residential `wrap-up` States Most States

GL, Hull, Int’l Coverage - Commercial, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Wet Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Sterling Underwriters Coverages CGL, GL Carrier Status Non-admitted States CO, IL, IN, MO, WI

Contractors-Oil & Gas ❯Burnett & Company Inc. Coverages CGL, Umbrella Carrier Status Non-admitted States All States

❯Sloan Mason Insurance Services Coverages CGL, Umbrella, USL&H, Wet Marine Carrier Status Admitted, Non-admitted States Most States

of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of Georgia Coverages Care/Custody/Control, CGL, COC, Commercial Excess, Control of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of San Francisco Coverages Care/Custody/Control, CGL, COC, Commercial Excess, Control

of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of Washington Coverages Care/Custody/Control, CGL, COC, Commercial Excess, Control

of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Plumbing ❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket

Waivers, GL, Inland Marine, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Contractors-Roofing ❯Brecht & Associates Coverages CGL, Contractors Equip, GL, Umbrella Carrier Status Non-admitted States TX ❯Commercial Sector Insurance Brokers LLC Coverages CGL, Excess Liab, GL Carrier Status Non-admitted States All States ❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop Carrier Status Non-admitted States Most States ❯CoverX Corporation Coverages Contractors Equip, Umbrella Carrier Status Non-admitted States All States ❯DeCotis Insurance Associates Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Breach of Security, Builders Risk, CGL, Commercial Excess, Environmental Liab, EPLI, Fidelity, Foreign GL, Pollution, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, NJ, NY, PA, RI, VT

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N35

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯HULL & Company Inc. - 25 Offices Nationwide Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, Contractors Equip Carrier Status Non-admitted States All States ❯iii of Maryland Inc. Coverages Contractors Equip, Excess Liab, GL, Installation Floaters, Property, Umbrella Carrier Status Admitted, Non-admitted States MD ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States Most States ❯National Advantage Insurance Services Inc. Coverages CGL, Medical Payments, Products Liab States AZ, CA, NV, OR, TX ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors

Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States

Most States

❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

❯Brownyard Group Coverages Employee Benefits, GL, Inland Marine, Products Liab, Property Carrier Status Admitted States Most States

Convenience Stores

❯Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯AMCFairmont Coverages Auto Comm-Standard Liability, Business Interruption, Crime,

Comm-Standard Phys Dmg, BOP, CGL, Commercial Excess, EPLI, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

EPLI, GKLL, GL, Inland Marine, Legal Expense Ins, Legal Liab, Pollution Liab, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯American Underwriting Managers Coverages Business Income, CGL, Environmental Liab, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Chamber Insurance Agency Services Coverages Environmental Liab, Equipment Breakdown, Workers’ Comp Carrier Status Admitted States All States

Cosmetic Manufacturers

❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial

Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States

Counselors/Counseling Centers ❯All Risks Ltd. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, CT, DE, FL, GA, HI, IA, ID, IL, KS, MD, MI, MN, MO, NC, NE, NV, OH, OR, PA, UT, VA, VT, WA

❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

❯Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States

❯Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

❯Gorst Company Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯Quaker Special Risk (Florida) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

❯Compass Insurance Group of Agencies Coverages Business Income, CGL, Glass, Property, Spoilage Carrier Status Non-admitted States CA

Contractors-Service

❯Insurance Innovators Inc. Coverages Boiler & Machinery, Business Income, Business Interruption,

❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

CGL, Commercial Excess, Crime, GL, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Pollution, Property, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA

❯Builders & Tradesmen’s Insurance Services Inc. Coverages CGL, Equipment, Inland Marine, Umbrella Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV,

❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business

OK, OR, TX, UT, WA ❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL,

Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Monarch E&S Insurance Services Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA ❯National Advantage Insurance Services Inc. Coverages CGL, Products Liab Carrier Status Admitted States AZ, CA, NV ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV ❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Completed Operations Liab, Excess Liab, GL, Products Liab Carrier Status Non-admitted States AZ, CA, NV, OR

Contractors-Swimming Pools ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

Contractors-Underground Storage Tank Construction ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, Excess Liab, GL, Int’l Coverage - Commercial, Liability, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Income, Business Interruption, CGL, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States ❯MarketScout Coverages CGL, Property Carrier Status Admitted, Non-admitted States All States ❯McClelland and Hine Inc. Coverages Crime, Fire, Liability, Liquor Liab, Pollution Carrier Status Non-admitted States TX ❯McLeckie Insurance Group Coverages Business Income, Crime, EPLI, Equipment, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States ❯N-Surance Outlets Inc. (Florida) Coverages Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯N-Surance Outlets Inc. (Georgia) Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States GA, LA, TN ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, GL, Glass, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, UT, WA ❯Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler &

Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH ❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States AL, CA, DE, FL, GA, LA, MD, MS, NC, NJ,

NY, OH, OR, PA, SC, TN, TX, VA, WA, DC ❯Western Security Surplus Insurance Brokers Inc. Coverages Business Interruption, CGL, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, New Occurrence, Property Carrier Status Admitted, Non-admitted States CA, TX

N36 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Int’l Coverage - Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Medical Payments, Mental Health Care, Non-Profit D&O, Pollution Liab Carrier Status Admitted States Most States ❯Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯NIF Group Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Business Interruption, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯TAPCO Underwriters Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AL, CA, DE, FL, GA, LA, MD, MS, NC, NJ, NY, OH, OR, PA, SC, TN,

TX, VA, WA, DC

Country Clubs ❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Bollinger Inc. Coverages Boiler & Machinery, CGL, Crime, D&O, Excess Liab, Identity Theft, Property, Workers’ Comp Carrier Status Admitted States All States

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20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯Fairway Underwriters Coverages Business Income, CGL, Earthquake, Equipment, Equipment

Breakdown, Errant Ball, Herbicide & Pesticide, Property, Tee-to-Green, Umbrella, Weather, Windstorm Carrier Status Admitted, Non-admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯National Hole-In-One Association Coverages Hole-in-One, Prize Indemnification, Weather Carrier Status Admitted, Non-admitted States All States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯Sports & Fitness Insurance Corporation Coverages Accident & Health, Assault & Battery, Auto Comm-Standard,

Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Flood, GL, Pool & Spa Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Couriers ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most States ❯American Safety Insurance Services Inc. Coverages Auto Comm-Nonstandard, Excess Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States ❯Apollo General Ins. Agency Inc. Coverages Auto Comm-Standard Liability & Phys Dmg, Business Income,

Cargo, EPLI, Excess Liab, Professional Liab, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States Most States ❯Brightstone Insurance Services LLC Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l

Insureds, Cargo, CGL, Crime, E&O, EPLI, Equipment, Fidelity, Nonowned & Hired Auto, Occupational Accident, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States ❯International Excess Companies Coverages Auto Comm-Nonstandard & Phys Dmg, Auto Comm-Standard,

Auto Comm-Standard Liability & Phys Dmg, Business Income, Business Interruption, Cargo, Commercial Excess, Container Refrigeration Break, Crime, E&O, EPLI, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Mechanical Breakdown, Physical Damage, Pollution Liability, Transportation Pollution Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Sunderland Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Auto Pers-Nonstandard, Auto Pers-Nonstandard Phys Dmg, Auto Pers-Standard, Auto Pers-Standard Phys Dmg, Builders Risk, Cargo, Contractors Equip, Excess Liab, GL, Inland Marine, Motor Truck Cargo, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Western Surplus Lines Agency Inc. Coverages CGL, Contractors Equip, Inland Marine Carrier Status Non-admitted States LA, NM, OK, TX

❯Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Auto Comm-Standard,

Disability, Flood, Herbicide & Pesticide, Homeowners Pkg, Hull, Liability, Pollution, Property, Props, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Dairies ❯Agricultural Insurance Mgmt Services Coverages Equipment Breakdown, Homeowners Pkg, Identity Theft, Liability, Property, Tools & Equip Carrier Status Admitted States Most States ❯South & Western General Agency Inc. Coverages Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX

Dance Schools/Studios ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Insurance Center Special Risks Ltd. Coverages Business Income, Crime, GL, Property, Umbrella Carrier Status Admitted States CT, MA, ME, NH, NY, RI, VT

❯Francis L. Dean & Associates Inc. Coverages Accidental Death, Participant Accident, Student Accident Carrier Status Admitted States All States ❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Insurance Center Special Risks Ltd. Coverages Abuse & Molestation, Business Income, Crime, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States CT, MA, ME, NH, NY, RI, VT ❯Insurance Innovators Inc. Coverages Abuse & Molestation, Assault & Battery, Business Income,

Business Interruption, CGL, EPLI, Excess Liab, Fine Arts, Fire, GL, Medical Payments, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA ❯J.E. Brown & Associates Coverages Abuse & Molestation, Liability Carrier Status Admitted, Nonadmitted States CA ❯J.L. von Arx & Associates Insurance Services Coverages Abuse & Molestation, CGL, Medical Payments, Professional Liab, Property Carrier Status Admitted, Non-admitted States CA ❯MacNeill Group, Inc., CMGA Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL ❯Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

❯K&K Insurance Group Inc. Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States ❯Markel Insurance Company Coverages Accident & Health, Auto Comm-Standard, Business Income,

Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States All States ❯TAPCO Underwriters Inc. Coverages Abuse & Molestation, GL, Professional Liab, Property Carrier Status Non-admitted States AL, CA, DE, FL, GA, LA, MD, MS, NC, NJ,

❯Sunderland Insurance Services Inc. Coverages Excess Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

❯THOMCO Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States

Crane, Scaffolding & Equipment Rental Dealers

Day Care/Preschools

Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Monarch E&S Insurance Services Coverages Abuse & Molestation, CGL Carrier Status Non-admitted States CA ❯N-Surance Outlets Inc. (Florida) Coverages Abuse & Molestation, Business Income, Educator Legal Liab, Fire

Legal Liab, Liability, Medical Payments, Professional Liab, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯N-Surance Outlets Inc. (Georgia) Coverages Abuse & Molestation, Business Income, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯Ohio E & S Agency Inc. Coverages Abuse & Molestation, Business Income, GL, Professional Liab, Property Carrier Status Non-admitted States MI, OH ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

❯A.I.I. Insurance Brokerage of Mass. Inc. Coverages Abuse & Molestation, CGL, Equipment Breakdown, Misc

❯Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Professional Liab, Real & Business Personal Prop Carrier Status Non-admitted States CT, MA, NH, RI

❯Insurance Innovators Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Commercial

❯Agency Intermediaries Inc. Coverages Abuse & Molestation, CGL, Misc Professional Liab, Real & Business Personal Prop States CT, MA, NH, RI

Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/ Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Focus Underwriters LLC Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States NC, SC, VA

Crop Dusters/Sprayers ❯Topa Insurance Company Coverages CGL, E&O, Inland Marine, Property Carrier Status Admitted States CA

NY, OH, OR, PA, SC, TN, TX, VA, WA, DC

❯NBIS Coverages Auto Comm-Standard & Phys Dmg, Bailee/Customer Goods,

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯Compass Insurance Group of Agencies Coverages CGL, Property Carrier Status Non-admitted States CA

❯Parcel Insurance Plan Coverages Cargo, Inland Marine Carrier Status Admitted States Most States

Excess, Commercial Marine, Contractors Equip, Excess Liab, Inland Marine, Installation Floaters, Liability, Motor Truck Cargo, Physical Damage, Physical Damage Rental Units, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Bliss & Glennon Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States

❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, CO, CT, DE, FL, GA, HI, IA, ID, IL, KS, MD, MI, MN, MO, NC, NE, NV, OH, OR, PA, UT, VA, VT, WA ❯American Underwriting Managers Coverages Business Income, CGL, Property, Teachers Liab, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯Roush Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto Comm-

Nonstandard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fire, Fire Legal Liab, Glass, Inland Marine, Liability, Medical Payments, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Spoilage, Student Accident, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH ❯South & Western General Agency Inc. Coverages Liability, Property Carrier Status Non-admitted States AR, MS, OK, TN, TX ❯TAPCO Underwriters Inc. Coverages Accessories, GL, Professional Liab, Property Carrier Status Non-admitted States AL, CA, DE, FL, GA, LA, MD, MS, NC, NJ,

NY, OH, OR, PA, SC, TN, TX, VA, WA, DC

www.insurancejournal.com

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N37

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯THOMCO Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Day Spas ❯American Safety Insurance Services Inc. Coverages Abuse & Molestation, Business Income, Crime, GL, Inland Marine,

Nonowned & Hired Auto, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Continental Brokers Inc. Coverages Accident & Health, Auto Comm-Standard, Auto Pers-Standard,

Boiler & Machinery, BOP, Business Income, Business Interruption, EPLI, Flood, Glass, Homeowners Pkg, Medical, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States ❯Insurtec Tanning and Spa Insurance Coverages Addt’l Expense, BOP, Business Income, Business Interruption,

CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States ❯Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, BOP, CGL, Commercial Excess, EPLI, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Professional Liab, Property States All States ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Commercial Excess, GL, Personal Property, Products Liab, Professional Liab Carrier Status Non-admitted States

All States ❯SASSI - Salon & Spa Specialty Insurance Coverages GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States Most States ❯Sports & Fitness Insurance Corporation Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Auto

Comm-Standard Liability, BOP, EPLI, Fine Arts, Fire Legal Liab, Flood, Glass, Pool & Spa Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

❯Parcel Insurance Plan Coverages Cargo, Inland Marine Carrier Status Admitted States Most States

Dentists ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯PULIC - Professional Underwriters Liability Insurance Co. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯PULIC Insurance Services Inc. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Western Security Surplus Insurance Brokers Inc. Coverages Earthquake, EPLI, Fire, Liability, Personal Property, Professional Liab, Property Carrier Status Non-admitted States CA, TX

Developmental Disability Facilities

Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CT, FL, GA, IL, IN, MA, MD, MI, MN, MO, NC, NJ, NM, NV, NY, OH, PA, RI, SC, TX, VA, WA ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Boiler & Machinery, Business Income, Business Interruption, Community/ Social Svcs, D&O, Developmental Disabilities, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Nonadmitted States CA

Delivery- Wholesale/Retail

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Auto Comm-Standard Liability & Phys Dmg, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Crime, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Nonowned & Hired Auto, Occupational Accident, Pollution Liab, Property, Theft, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯MarketScout Coverages Liability, Products Liab Carrier Status Non-admitted States All States

Crime, Cyber Liab, D&O, E&O, Int’l Coverage - Commercial, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Insureds, GL, Misc Professional Liab, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯International Excess Companies Coverages Auto Comm-Nonstandard & Phys Dmg, Auto Comm-Standard,

❯Joseph Chiarello & Company Inc. Coverages CGL, Equipment Breakdown, Property, Umbrella Carrier Status Admitted States Most States

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Burns & Wilcox - All Offices Coverages CGL, Glass, Products Liab, Property Carrier Status Admitted, Non-admitted States Most States

❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States Most States

❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most States

❯Appleby & Sterling Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV

Insureds, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, CO, CT, DE, FL, GA, HI, IA, ID, IL, KS, MD, MI, MN, MO, NC, NE, NV, OH, OR, PA, UT, VA, VT, WA

CGL, EPLI, Fire Legal Liab, Inland Marine, Physical Damage, Pollution, Products Liab, Property, Transportation Pollution Liab, Workers’ Comp Carrier Status Admitted States Most States

Liab, GL, Inland Marine, Legal Liab, Liquor Liab, Loss of Use, Lost Key, Medical Payments, Motor Truck Cargo, Occupational Accident, Pollution, Property, Transportation Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯AmWINS Group Inc. - 45 Offices Nationwide Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Brownyard Group Coverages Employee Benefits, GL, Inland Marine, Products Liab, Property Carrier Status Admitted States Most States

❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

❯AMCFairmont Coverages Auto Comm-Standard, Business Income, Cargo, EPLI, Fire Legal

States

❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯AMCFairmont Coverages Auto Comm-Standard, Business Income, Business Interruption,

Dealers-Propane

Distributors ❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most

❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

Dealers-Home Heating Oil

❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States

❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Developmental Disabilities, Disability, Environmental Liab, EPLI, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical & Physical Rehab, Medical Payments, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯THOMCO Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Dialysis Centers ❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States All States

❯RPS NIPC Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab,

Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States ❯THOMCO Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

N38 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

❯Norman-Spencer International Inc. Coverages Auto Comm-Standard, Business Income, Business Interruption,

❯Winery Pak Insurance Programs Coverages Auto Comm-Standard, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted States Most States

Driving Ranges ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Dry Cleaners/Laundries ❯Intercorp Inc. Coverages BOP, D&O, Environmental Liab, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket

Addt’l Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, Care/Custody/Control, Damage in Process, Employee Benefits, Environmental Liab, EPLI, Equipment Breakdown, Furriers Customers, GL, Glass, Identity Theft, Mechanical Breakdown, Mysterious Disappearance, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Dude Ranches ❯Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard, Boiler & Machinery, Care/Custody/

Control, CGL, Combo Personal & Commercial, Commercial Excess, E&O, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Markel Insurance Company Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Crime,

Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

www.insurancejournal.com

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Emergency Service Org’s ❯Glatfelter Insurance Group Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States ❯VFIS Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess

Liab, GL, Medical Malpractice, Portable Equip, Property Carrier Status Admitted States All States

Employee Leasing Firms ❯NAS Insurance Services Inc. Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI,

Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys

Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯World Wide Specialty Programs Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Employment Agencies

❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯Gales Creek Insurance Services Coverages Auto Comm-Standard, Business Income, Equipment, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯Socius Insurance Services Inc. Coverages EPLI Carrier Status Non-admitted States All States

❯Access E&S Insurance Services (CA) Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Nonadmitted States AZ, CA, CO, DE, MD, NC, NJ, NV, NY, PA, TX, VA, DC

❯Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, EPLI, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States Most States ❯World Wide Specialty Programs Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Engineers-Environmental ❯Access E&S Insurance Services (CA) Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX ❯Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA,

SC, TN, TX, VA, DC ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯American Safety Insurance Services Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Arrowhead General Insurance Agency Inc. Coverages E&O, Professional Liab Carrier Status Admitted States All States

❯Victor O. Schinnerer & Company Coverages Auto Comm-Standard, BOP, GL, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯DeCotis Insurance Associates Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Breach of Security,

Engineers-Geotechnical

❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Intercorp Inc. Coverages Environmental Liab Carrier Status Non-admitted States Most States

Entertainer Buses

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Non-admitted States All States

❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯NAS Insurance Services Inc. Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI,

Cargo, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

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Comm-Standard Phys Dmg, Builders Risk, CGL, E&O, Environmental Liab, Excess Liab, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States All States

❯ACE Westchester Specialty--Environmental Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States

Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

❯ACE USA--Excess Casualty Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Builders Risk, CGL, E&O, Environmental Liab, Excess Liab, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

❯Intercorp Inc. Coverages Environmental Liab, GL, Professional Liab Carrier Status Non-admitted States Most States

❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Nonadmitted States AL, FL, GA, MI, MS, NC, NY, TX

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Wrongful Acts, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV

SC, TN, TX, VA, DC

❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Environmental Liab, Excess Liab, GL, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O,

Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States

❯Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA,

❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

Environmental Engineers/Consultants/ Contractors

❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Entertainment Equipment Rental Houses ❯AFG Partners Coverages GL, Property, Props Carrier Status Admitted, Non-admitted States All States

Builders Risk, CGL, Commercial Excess, Contractors Equip, Employee Benefits, Environmental Liab, EPLI, Fidelity Bonds, GL, Pollution, Professional Liab, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, NJ, NY, PA, RI, VT ❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, E&O, EPLI,

GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Insurance Innovators of New Jersey Inc. Coverages CGL, Environmental Liab, GL, Liability, Pollution, Pollution Liab,

Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States NJ, NY ❯Intercorp Inc. Coverages GL, Pollution Liab Carrier Status Non-admitted States Most States ❯J.M. Wilson Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Nonadmitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK,

PA, SC, TN, VA, WI, WV ❯PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States ❯PGI Commercial LLC Coverages Environmental Liab, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, D&O, Equipment Breakdown, Fiduciary Liab, GL, Inland Marine, NonTrucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States All States ❯Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab,

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N39

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II Contractors Equip, E&O, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, GL, Inland Marine, Liability, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Service Contracts, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States IL, IN, OH ❯Russell Bond & Company Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, COC, Commercial

Excess, Completed Operations Liab, E&O, Environmental Liab, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States ❯USG Insurance Services Inc. Coverages Environmental Liab, Installation Floaters, Pollution, Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯USX/S Coverages CGL, Commercial Excess, Completed Operations Liab,

Contractors Equip, E&O, Environmental Liab, GL, Identity Theft, Pollution Liab, Professional Liab Carrier Status Non-admitted States All States ❯Worldwide Facilities Inc. Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O,

Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of Georgia Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O,

Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of Phoenix Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O,

Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of San Francisco Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O,

Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of Washington Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O,

Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

Property, Property, Umbrella Carrier Status Admitted States Most States ❯Monarch E&S Insurance Services Coverages CGL, Professional Liab, Property States CA ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Northern States Agency Coverages CGL, Fire, Professional Liab Carrier Status Non-admitted States IA, IL, MN, ND, NE, SD, WI ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯Prime Insurance Company Coverages Business Income, Business Interruption, CGL, D&O, Fire,

❯Agricultural Insurance Mgmt Services Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States ❯American Reliable Insurance Company Coverages Liability, Livestock/Animal Mortality, Physical Damage Carrier Status Admitted States CT, FL, HI, LA, MA, MD, NH, NJ, NY, RI, VA, VT ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States ❯Appleby & Sterling Coverages Liability, Property Carrier Status Admitted States AZ, CA ❯ASPN Insurance Agency LLC Coverages Auto Comm-Standard, Dwelling Fire, Livestock/Animal Mortality, Personal Property, Property, Umbrella Carrier Status Admitted, Nonadmitted States Most States ❯Associations Underwriters Inc. & Ziplow Horse Ins Coverages Care/Custody/Control, CGL, Commercial Excess, Earthquake,

Fire Legal Liab, GL, Glass, Liability, Medical, Medical Payments, Misc Professional Liab Carrier Status Non-admitted States All States

Excess Liab, Fire, Fire Legal Liab, Homeowners Pkg, Horse Mortality, Liability, Personal Liab, Personal Property, Umbrella Carrier Status Admitted States Most States

❯Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

❯Markel Insurance Company Coverages Auto Comm-Standard, Care/Custody/Control, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

❯TAPCO Underwriters Inc. Coverages E&O, GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States AL, CA, DE, FL, GA, LA, MD, MS, NC, NJ,

❯Sierra Specialty Coverages CGL, Dwelling Fire, Equipment, Property Carrier Status Admitted States Most States

NY, OH, OR, PA, SC, TN, TX, VA, WA, DC ❯THOMCO Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Western Security Surplus Insurance Brokers Inc. Coverages Assault & Battery, Business Income, CGL, Fire, Fire Legal Liab, GL,

Liability, Medical Payments, New Occurrence, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CA, TX

Exporters ❯Centurion Insurance Group Coverages Foreign GL, Int’l Coverage - Commercial, Political Risk Carrier Status Admitted States All States ❯Parcel Insurance Plan Coverages Cargo, Inland Marine Carrier Status Admitted States Most States

❯South & Western General Agency Inc. Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX ❯Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Addt’l Expense, Addt’l

Living Expense, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Nonstandard, Auto Pers-Standard, Boats, Builders Risk, Business Income, Business Interruption, Catastrophe, CGL, Commercial Marine, Control of Well, Crime, Disability, Dwelling Fire, Earthquake, EPLI, Equipment Breakdown, Flood, GL, Hail, Herbicide & Pesticide, Homeowners Pkg, Horse Mortality, Inland Marine, Installation Floaters, Liability, Livestock/Animal Mortality, Medical, Mobile Home Ins, Mortality, Motor Truck Cargo, OCP, On-Hook Cargo, Piers & Docks, Pollution, Property Carrier Status Admitted, Non-admitted States All States ❯Winery Pak Insurance Programs Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States Most States

Family Fun Centers

Fast Food Restaurants

❯Yates & Associates Ins. Services Coverages CGL, Pollution Liab Carrier Status Non-admitted States CA

❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States

❯5Star Professional Programs:EPLI Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States

Equipment Dealers/Rentals

❯Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

❯Anderson & Murison Inc. Coverages Liability, Property Carrier Status Admitted, Non-admitted States CA

❯Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella, Carrier Status Admitted States All States ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Williams & Stazzone Insurance Agency Inc. Coverages E&O, Garage Keepers Legal Liab, Garage Liability, GL, Interim Car

Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States

Exercise/Health Studios/Health Clubs ❯Aon Association Services Coverages D&O, Workers’ Comp Carrier Status Admitted States Most States ❯Chopra Insurance Brokerage Inc. Coverages BOP, EPLI Carrier Status Non-admitted States CA, NV ❯Great American Insurance Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liability, Liquor Liab, Medical Payments, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States ❯K&K Insurance Group Inc. Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States ❯Markel Insurance Company Coverages Accident & Health, Auto Comm-Standard, Business Income,

❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, Catastrophe, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States ❯THOMCO Coverages Abuse & Molestation, CGL, Inland Marine, Participant Accident, Property Carrier Status Non-admitted States Most States

Farm & Ranch ❯Abram Interstate Insurance Services Inc. Coverages Care/Custody/Control, CGL, Fire, GL, Livestock/Animal Mortality, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV

Crime, Equipment, Equipment Breakdown, GL, Inland Marine, Personal

N40 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

❯Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Interruption, Crime, Disability, Earthquake, EPLI, Fire, Flood, Food Borne Illness, Food Spoilage, Homeowners Pkg, Medical, Nonowned & Hired Auto, Personal Property, Property, Sets, Spoilage, Theft, Umbrella Carrier Status Admitted States All States ❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯National Insurance Underwriters Coverages CGL, Food Spoilage, Glass, Liquor Liab, Personal Property Carrier Status Admitted States AL, FL, LA, MI, SC, TX ❯Rockwood Programs Inc. Coverages EPLI, Sexual Misconduct Liab Carrier Status Admitted States All States ❯UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal

Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA

Fertilizer Suppliers ❯Sierra Specialty Coverages CGL, Property Carrier Status Non-admitted States CA

Festivals & Fairs ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

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20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯Gales Creek Insurance Services Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Event Cancellation, Liquor Liab, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯HCC Specialty (MA) Coverages Event Cancellation, Hole-in-One, Liability, Liquor Liab, Prize Indemnification, Weather Carrier Status Admitted, Non-admitted States Most States ❯Insurance Innovators Agency Of New England (W Springfield) Coverages CGL, GL, Liability, Liquor Liab, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States ❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States AL, CA, DE, FL, GA, LA, MD, MS, NC, NJ, NY, OH, OR, PA,

SC, TN, TX, VA, WA, DC ❯THOMCO Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property Carrier Status Non-admitted States Most States

Financial Institutions

Fire Departments ❯Glatfelter Insurance Group Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯VFIS Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States

❯Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States

Food Vendors

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

❯Floodwatch Coverages Excess Flood, Flood Carrier Status Admitted, Non-admitted States All States

❯K&K Insurance Group Inc. Coverages Business Income, Crime, GL, Inland Marine, Products Liab, Property Carrier Status Admitted States All States

❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

❯Whorton Insurance dba: MFVInsurance.com Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Residential Property Carrier Status Non-admitted States All States

Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States

Firearms Dealers

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Force Place Fire Cvrg,

Foundations ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯Joseph Chiarello & Company Inc. Coverages CGL, Crime, Equipment Breakdown, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Centurion Insurance Group Coverages D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties Carrier Status Admitted States All States

❯Insurmark a Div. of Financial & Professional Risk Solutions Coverages Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States

❯RPS NIPC Coverages Auto Comm-Standard, Employee Benefits, Excess Liab, GL, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Commercial Excess, Inland Marine, Legal Liab, Liability, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Truck Auto Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted States Most States

Forestry Services ❯ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States AL, AR, CO, FL, GA, ID, KY, LA, MN, MS, MT,

❯Monitor Liability Managers LLC Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard & Phys Dmg, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Fraternal Organizations

❯ProSurance Group Inc. Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

NC, OK, OR, SC, TN, TX, VA, WA, WI, WV

❯Russell Bond & Company Inc. Coverages Blanket Forced Placed, CGL, COC, Cyber Liab, D&O, E&O,

Process, Environmental Liab, Equipment, Equipment Breakdown, GL, Liability, Mechanical Breakdown, Nonowned & Hired Auto, Pollution, Pollution Liab, Portable Equip, Property, Tools & Equip, Transportation Pollution Liab, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liability, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States

❯HCC Specialty (MA) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, EPLI, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Loggers Insurance Inc. Coverages Auto Comm-Standard, Contractors Equip, Equipment, GL, Property, Umbrella Carrier Status Admitted States AL, AR, FL, GA, KY, LA, MS, NC, SC, TN, TX, VA, WV

❯R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Inland Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

❯O’Donovan & Associates Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Property Carrier Status Admitted States AR, CA, FL, GA, KY, LA, MD, MI,

❯RCA Insurance Group Coverages GL, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Environmental Liab, EPLI, Fidelity, Fidelity Bonds, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties, Identity Theft, Interim Car Liab/ Phys Dmg, Kidnap/Ransom, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Misc Professional Liab, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab, Reps & Warranties, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket

Addt’l Insureds, Blanket Forced Placed, Blanket Waivers, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Difference in Conditions, E&O, EPLI, Equipment, Equipment Breakdown, Fidelity, Fidelity Bonds, Fiduciary Liab, Foreclosed Properties, GL, Glass, Kidnap/Ransom, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mechanical Breakdown, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Technology E&O, Theft, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Williams & Stazzone Insurance Agency Inc. Coverages Blanket Forced Placed, Collateral Protection, D&O, Dealers Open

Lot, Equipment, Force Place Fire Cvrg, Foreclosed Properties, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted States All States

Financial Planners ❯Markel Cambridge Alliance Coverages E&O Carrier Status Non-admitted States All States ❯ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Fine Art Collections ❯Monarch E&S Insurance Services Coverages Earthquake, Excess Flood, Fire, Inland Marine, Mysterious Disappearance, PAF Carrier Status Admitted States CA

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❯Britt/Paulk Insurance Agency Inc. Coverages Auto Comm-Standard Phys Dmg, Catastrophe, CGL, Damage in

MN, NC, OK, OR, PA, SC, TN, TX, VA, WA, WI

❯Great American Insurance Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Funeral Directors

Foster Care ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, Crime, E&O, EPLI, Fiduciary Liab, GL, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States Most States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard & Phys Dmg, Blanket

Addt’l Insureds, Business Income & Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯NIP Group LLC Coverages BOP, D&O, E&O, EPLI, Equipment, GL, Personal Property,

Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Garages ❯5Star Garage Services Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

CGL, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists, WC Carrier Status Non-admitted States Most States ❯Abram Interstate Insurance Services Inc. Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N41

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Auto Comm-Standard, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Garage

Keepers Legal Liab, Garage Liability, GKLL, Property Carrier Status Admitted, Non-admitted States Most States ❯Crouse & Associates Coverages Garage Liability, GKLL Carrier Status Non-admitted States All States ❯Crump Insurance Services Inc. - All Offices Coverages Dealers Open Lot, E&O, Fire Legal Liab, Garage Keepers Legal

Liab, Garage Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯D.C. White Agency Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY ❯DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee

Golf Courses ❯Chamber Insurance Agency Services Coverages Environmental Liab, Pollution Liab, Workers’ Comp Carrier Status Admitted States All States ❯Fairway Underwriters Coverages Business Income, CGL, Earthquake, Equipment, Equipment

Breakdown, Errant Ball, Herbicide & Pesticide, Property, Tee-to-Green, Umbrella, Weather, Windstorm Carrier Status Admitted, Non-admitted States Most States ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯National Hole-In-One Association Coverages Hole-in-One, Prize Indemnification, Weather Carrier Status Admitted, Non-admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Benefits, Equip Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

❯Evolution Insurance Brokers Coverages Auto Comm-Nonstandard & Phys Dmg, Bailee/Customer Goods,

❯Sports & Fitness Insurance Corporation Coverages Accident & Health, Auto Comm-Standard, Boiler & Machinery,

Blanket Wrongful Acts, Business Interruption, Care/Custody/Control, D&O, Fire, Fire Legal Liab, GKLL, Garage Liability, Liability, Theft, Tools & Equipment Carrier Status Non-admitted States Most States

BOP, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯Focus Underwriters LLC Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Property Carrier Status Non-admitted States NC, SC, VA

Grain Mills & Elevators

❯MacNeill Group, Inc., CMGA Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States FL ❯National Indemnity Company Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability,

GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Legal Liab, Property, Tools & Equip Carrier Status Non-admitted States Most States ❯RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage

Liability, GKLL, Inland Marine, Medical Payments, Property, Theft, Tools & Equip, Truck Auto Liab, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK ❯Sierra Specialty Coverages Garage Liability, GKLL, Property Carrier Status Admitted, Non-admitted States Most States ❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Dealers Open Lot, EPLI, Excess Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR ❯Yates & Associates Ins. Services Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States CA

Gentleman’s Clubs ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

❯Britt/Paulk Insurance Agency Inc. Coverages Catastrophe, CGL, Environmental Liab, Equipment, Equipment

Breakdown, Inland Marine, Liability, Physical Damage, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Wildlife Insurance Underwriters LLC Coverages Business Income, CGL, Environmental Liab, Equipment

Breakdown, Fire Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Long Haul, Mechanical Breakdown, Medical, Occupational Accident, OCP, On-Hook Cargo, Piers & Docks, Property, Railroad Protective Liab, Spoilage, Theft Carrier Status Admitted, Non-admitted States All States

Greenhouse Growers/Nurserymen ❯Agricultural Insurance Mgmt Services Coverages CGL, Contractors Equip, Equipment, Equipment Breakdown, Products Liab, Property Carrier Status Admitted States Most States ❯NIP Group LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime,

E&O, EPLI, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Grocery Stores/Supermarkets ❯Agency Intermediaries Inc. Coverages Business Income, CGL, Liquor Liab, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, NH, RI ❯Bunker Hill Underwriters Coverages Business Income, Business Interruption, CGL, Mechanical Breakdown, Property Carrier Status Admitted States IN, LA, MI, TX ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯Insurance Innovators Agency Of New England (W Springfield) Coverages Assault & Battery, Boiler & Machinery, BOP, Business Income,

❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Assault & Battery, GL, Liquor Liab Carrier Status Non-admitted States AZ, CA, NV, OR

CGL, Commercial Excess, EPLI, Equipment Breakdown, Excess Liab, Food Spoilage, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Non-admitted States FL, GA

❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income,

Glass Merchants/Glazing Contractors ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Liability, Property Carrier Status Admitted, Non-admitted States All States ❯NIP Group LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime,

E&O, EPLI, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Food Spoilage, Identity Theft, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States AZ, CT, MA, ME, NH, NM, NV, NY, RI, VT ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AR, AZ, NV ❯UCA General Insurance Services Coverages Business Income, CGL, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR,

❯USG Insurance Services Inc. Coverages EPLI, GL, Liquor Liab, Pollution, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AR, AZ, CT, GA, ID, KS, KY,

MA, ME, NC, NH, NM, NV, RI, SC, VA, VT, WY

Group Homes ❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Employee Benefits, Equipment Breakdown, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CT, FL, GA, IL, IN, MA, MD, MI, MN, MO, NC, NJ, NM, NV, NY, OH, PA, RI, SC, TX, VA, WA ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, CO, CT, DE, FL, GA, HI, IA, ID, IL, KS, MD, MI, MN, MO, NC, NE, NV, OH, OR, PA, UT, VA, VT, WA ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, Business Income, Business Interruption,

CGL, Excess Liab, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, NonProfit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯K&B Underwriters LLC Coverages GL, Professional Liab Carrier Status Non-admitted States All States ❯Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, CGL, Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

Boiler & Machinery, Business Income, Business Interruption, Community/ Social Svcs, D&O, Developmental Disabilities, Excess Liab, Inland Marine, Liability, Medical Payments, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Boiler & Machinery, Business Income, Care/

Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States All States

Guides & Outfitters ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯K&K Insurance Group Inc. Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States

UT, WA

N42 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

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20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯Markel Insurance Company Coverages Auto Comm-Standard, Business Interruption, CGL, Excess Liab, Inland Marine, Mechanical Breakdown, Personal Property, Property, Umbrella Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯Sports & Fitness Insurance Corporation Coverages Accident & Health, Accidental Death, Auto Comm-Standard,

Boats, CGL, Crime, Flood, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Gymnastics Facilities ❯American Specialty Insurance & Risk Services Inc. Coverages CGL, Inland Marine Carrier Status Admitted States All States ❯K&K Insurance Group Inc. Coverages CGL, Equipment Carrier Status Admitted States All States ❯Markel Insurance Company Coverages Accident & Health, Auto Comm-Standard, Business Income,

Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯Sports & Fitness Insurance Corporation Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Auto

Comm-Standard Liability, CGL, EPLI, Flood, Glass, Medical, Property, WC Carrier Status Admitted, Non-admitted States All States

Hardware Manufacturers ❯Euclid Managers LLC Coverages Identity Theft, Technology E&O Carrier Status Non-admitted States All States ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Hazardous Materials Transporters ❯5Star Trucking Program Coverages Auto Comm-Standard Liability, Liability, Nonowned & Hired Auto, Physical Damage, Pollution Liab Carrier Status Non-admitted States Most States ❯5Star Waste Insurance Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Contractors Equip, EPLI, Equipment Breakdown, GL, Pollution Liab, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯Access E&S Insurance Services (VA) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Freberg Environmental Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

CGL, Environmental Liab, GL, Long Haul, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States

❯Gresham & Associates Inc. - Indianapolis Coverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most States ❯Intercorp Inc. Coverages Auto Comm-Standard, Pollution Liab Carrier Status Admitted, Non-admitted States Most States ❯J.M. Wilson Coverages Liability, Physical Damage Carrier Status Admitted, Non-admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, MS, NC, NE, OH, OK,

PA, SC, TN, VA, WI, WV ❯Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

Health Clubs ❯Agency Intermediaries Inc. Coverages Business Income, CGL, Misc Professional Liab, Real & Business

Personal Prop, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI ❯American Underwriting Managers Coverages Business Income, CGL, Professional Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX ❯Anderson & Murison Inc. Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA ❯Burns & Wilcox - All Offices Coverages Abuse & Molestation, Business Income, CGL, Fire, GL, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Focus Underwriters LLC Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States NC, SC, VA ❯Great American Insurance Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States ❯K&K Insurance Group Inc. Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Tanning Liab, Workers’ Comp Carrier Status Admitted States All States ❯Markel Insurance Company Coverages Crime, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages E&O, EPLI Carrier Status Non-admitted States Most States ❯Sports & Fitness Insurance Corporation Coverages Abuse & Molestation, Accident & Health, Accidental Death,

Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Commercial Marine, Crime, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Flood, GL, Glass, Inland Marine, Liability, Liquor Liab, Misc Professional Liab, Nonowned & Hired Auto, Performance & Payment Bonds, Products Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯THOMCO Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Monitor Liability Managers LLC Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States ❯NAS Insurance Services Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Developmental Disabilities, Fire, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯PGI Commercial LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯ProAction Insurance Services Inc. Coverages EPLI, Excess Liab, GL, Liability, Medical Malpractice, Medical

Professional, Nonowned & Hired Auto, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯Russell Bond & Company Inc. Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property States Most States ❯SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States ❯Smith, Bell & Thompson Coverages GL, Medical Malpractice, Professional Liab, Workers’ Comp Carrier Status Non-admitted States Most States ❯USG Insurance Services Inc. Coverages Abuse & Molestation, Addiction Treatment, Billing Error E&O,

D&O, Developmental Disabilities, Emergency Medical, EPLI, Managed Care, MEDEFENSE, MEDEFENSE Plus, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Physicians Billing E&O, Professional Liab, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Victor O. Schinnerer & Company Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fiduciary Liab, Kidnap/ Ransom, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Westrope Coverages CGL, D&O, Liability, Medical & Physical Rehab, Medical

Malpractice, Misc Professional Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States ❯Worldwide Facilities Inc. of Phoenix Coverages Abuse & Molestation, Billing Error E&O, CGL, Community/

Social Svcs, Crime, D&O, Difference in Conditions, E&O, EPLI, Excess Liab, Fidelity, Fiduciary Liab, GL, Managed Care, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Healthcare Information Mgmt Co’s ❯Fox Point Programs Coverages E&O, Physicians Billing E&O, Professional Liab Carrier Status Non-admitted States All States

Heavy Equipment Dealers ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL,

Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Home Healthcare Providers

Healthcare Facilities

❯Access E&S Insurance Services (CA) Coverages Abuse & Molestation, EPLI, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, DE, MD, NC, NJ, NV, NY, PA, TX, VA, DC

❯5Star Professional Programs:EPLI Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Employee Benefits, Equipment Breakdown, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States AZ, CA, CT, FL, GA, IL, IN, MA, MD, MI, MN, MO, NC, NJ, NM, NV, NY, OH, PA, RI, SC, TX, VA, WA

❯Health Care Insurers Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

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December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N43

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯All Risks Ltd. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯Allied Protector Plan Coverages Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States

AL, FL, GA, MI, MS, NC, NY, TX ❯Bliss & Glennon Inc. Coverages GL, Property Carrier Status Non-admitted States Most States ❯Bunker Hill Underwriters Coverages Abuse & Molestation, CGL, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab Carrier Status Admitted, Non-admitted States

Most States ❯Burns & Wilcox - All Offices Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Standard,

Blanket Addt’l Insureds, CGL, D&O, E&O, EPLI, GL, Liability, Medical, Medical Payments, Nonowned & Hired Auto, Property, Sexual Misconduct Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All States ❯Health Care Insurers Inc. Coverages GL, Professional Liab Carrier Status Admitted States Most States ❯Hospice and Community Care Insurance Services Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Home Medical Equipment Dealers ❯International Excess Companies Coverages Bailee/Customer Goods, Builders Risk, Business Income, Business

Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, EPLI, Equipment Breakdown, Excess Liab, Fire, GL, Inland Marine, Liability, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Smith, Bell & Thompson Coverages Auto Comm-Standard, CGL, D&O, EPLI, Fidelity Bonds, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV

Horse Breeders/Boarders Homebuilders ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket

Addt’l Insureds, Blanket Waivers, CGL, Excess Liab, Liability, Umbrella Carrier Status Non-admitted States Most States ❯NSM Insurance Group Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Commercial

Excess, Completed Operations Liab, Contractors Equip, Crime, Excess Liab, Fire Legal Liab, Inland Marine, Installation Floaters, Liability, OCP, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV ❯Patriot National Underwriters Inc. Coverages Auto Comm-Standard, Builders Risk, CGL, Umbrella, Workers’ Comp Carrier Status Admitted States TX

Homeowner Associations

❯Agricultural Insurance Mgmt Services Coverages Care/Custody/Control, GL, Horse Mortality, Personal Liab Carrier Status Admitted States Most States ❯Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Care/ Custody/Control, CGL, Commercial Excess, E&O, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Equisure Inc. Coverages Cargo, CGL, Professional Liab Carrier Status Non-admitted States Most States ❯Markel Insurance Company Coverages Auto Comm-Standard, Business Interruption, Care/Custody/

Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Misc Professional Liab, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States ❯Sierra Specialty Coverages CGL, Property Carrier Status Admitted, Non-admitted States CA

❯McClelland and Hine Inc. Coverages Liability, Professional Liab Carrier Status Non-admitted States TX

❯4 All Insurance Services Coverages Auto Comm-Standard Liability, D&O, EPLI, Excess Liab, Fidelity, Fire, GL, Liability, Pool & Spa Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA

❯ProAction Insurance Services Inc. Coverages EPLI, Excess Liab, GL, Liability, Medical Malpractice, Medical

❯Abram Interstate Insurance Services Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA

Commercial, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Liability, Tools & Equip Carrier Status Admitted States Most States

Professional, Nonowned & Hired Auto, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

❯ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard, Liability, Property Carrier Status Admitted States TX

❯Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard, Boiler & Machinery, Care/Custody/

❯K&B Underwriters LLC Coverages GL, Professional Liab Carrier Status Non-admitted States All States

❯Quaker Special Risk (Florida) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States ❯SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States ❯Smith, Bell & Thompson Coverages Auto Comm-Standard, D&O, EPLI, Fidelity Bonds, GL, Products

❯Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NM, NV, OR, PA, TN, TX, VA, WA

❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

❯Sierra Specialty Coverages CGL, Property Carrier Status Admitted States CA

Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

❯Sunderland Insurance Services Inc. Coverages Excess Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

❯Fox Point Programs Coverages E&O, Sexual Misconduct Liab Carrier Status Non-admitted States All States

❯THOMCO Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property Carrier Status Non-admitted States Most States

❯Gorst Company Coverages D&O, E&O, GL Carrier Status Admitted, Non-admitted States CA

❯Focus Underwriters LLC Coverages CGL, Professional Liab Carrier Status Non-admitted States NC, SC,

VA ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Non-admitted States All States ❯Target Insurance Services Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States Most States ❯TitlePac Inc. Coverages E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

❯Markel Insurance Company Coverages Auto Comm-Standard, Business Interruption, Care/Custody/

Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States

❯Distinguished Programs Group Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States

Home Inspectors

Control, CGL, Combo Personal & Commercial, Commercial Excess, E&O, Earthquake, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯AmWINS Group Inc. - 45 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Breckenridge Insurance Group Coverages E&O, GL, Reps & Warranties Carrier Status Admitted States Most States

Horse Farms ❯Agricultural Insurance Mgmt Services Coverages Business Income, Care/Custody/Control, Combo Personal &

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯Ian H. Graham Insurance Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States Most States ❯J.E. Brown & Associates Coverages D&O, Liability Carrier Status Admitted, Non-admitted States CA ❯Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States ❯King Insurance Support Systems Coverages D&O, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NM, NV, OR, UT, WA ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States Most States

N44 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

❯Wildlife Insurance Underwriters LLC Coverages Horse Mortality, Livestock/Animal Mortality, Mortality, Property, Workers’ Comp Carrier Status Non-admitted States All States

Hospice Care Facilities ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States ❯Hospice and Community Care Insurance Services Coverages Auto Comm-Standard, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States Most States ❯ProAction Insurance Services Inc. Coverages EPLI, Excess Liab, GL, Liability, Medical Malpractice, Medical

Professional, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯THOMCO Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States

Hospitals ❯Centurion Insurance Group Coverages D&O, Medical Malpractice Carrier Status Admitted States All States ❯Chamber Insurance Agency Services Coverages Environmental Liab, Equipment Breakdown, Workers’ Comp Carrier Status Admitted States All States ❯Health Care Insurers Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

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20TH ANNUAL PROGRAM DIRECTORY, VOLUME II â?ŻRPS AVRECO - Healthcare Coverages D&O, E&O, EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All States â?ŻRussell Bond & Company Inc. Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property States Most States â?ŻWorldwide Facilities Inc. of Phoenix Coverages Abuse & Molestation, Billing Error E&O, CGL, Community/

Social Svcs, Crime, D&O, Difference in Conditions, E&O, EPLI, Excess Liab, Fidelity, Fiduciary Liab, GL, Managed Care, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Hotels/Motels â?Ż5Star Professional Programs:EPLI Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States â?ŻACE Commercial Risk Services - Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted, Non-admitted States Most States â?ŻAmerican Underwriting Managers Coverages Business Income, CGL, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX â?ŻAmWINS Group Inc. - 45 Offices Nationwide Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine Carrier Status Admitted, Non-admitted States All States â?ŻAppleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV â?ŻApplied Underwriters Inc. Coverages EPLI, Workersâ&#x20AC;&#x2122; Comp, Workersâ&#x20AC;&#x2122; Comp Plus Carrier Status Admitted States Most States â?ŻBass Underwriters Coverages GL, Liability Carrier Status Non-admitted States AL, AR, AZ, CA, FL,

GA, LA, MA, ME, MS, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA â?ŻBurns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

â?ŻCITA Insurance Services Coverages Auto Comm-Standard, CGL, Commercial Excess, Crime, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted States All States â?ŻCompass Insurance Group of Agencies Coverages Business Income, CGL, Glass, Property Carrier Status Non-admitted States CA â?ŻGridiron Insurance Underwriters Inc. Coverages CGL, Crime, Liability, Property Carrier Status Non-admitted States AL, AR, CA, CO, FL, GA, IL, IN, LA, MI, MN, MO, MS, NC, NJ, NY,

OH, OR, PA, SC, TN, TX, VA, WA, WI â?ŻHospitality Insurance Solutions Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Excess Liab, Glass, Liquor Liab, Lost Key, Nonowned & Hired Auto, Property, Umbrella, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted States Most States

â?ŻN-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Fire Legal Liab, Liability, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN â?ŻNSM Insurance Group Coverages Boiler & Machinery, Business Income, CGL, Commercial Excess,

Earthquake, Employee Benefits, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Theft, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States Most States â?ŻPhiladelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability & Phys Dmg, Boiler & Machinery, Business Income/ Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, Food Spoilage, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

â?ŻHotels & Resorts Insurance Program - Cita Insurance Services Coverages CGL, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted States All States

â?ŻPreferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Garage Liability, GKLL, Property, Umbrella Carrier Status Admitted States Most States

â?ŻHULL & Company Inc. - 25 Offices Nationwide Coverages Business Interruption, CGL, Property Carrier Status Non-admitted States All States

â?ŻPreferred Property Programs Coverages Boiler & Machinery, Equipment Breakdown Carrier Status Admitted States All States

â?ŻInsurance Multiplex Agency LLC Coverages Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Earthquake, Employee Benefits, EPLI, GL, Liability, Loss of Use, Nonowned & Hired Auto, Umbrella, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted, Non-admitted States CA, CT, DE, FL, GA, IL, KS, LA, MD, MI, MS, NC, NJ, NY, OH, OR, PA, SC, TN, TX, VA

â?ŻProfessional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States

â?ŻKlein Insurance Services Inc. Coverages Auto Comm-Standard, Boiler & Machinery, Business Income,

Crime, EPLI, Liability, Liquor Liab, Property, Umbrella Carrier Status Admitted States Most States â?ŻMarketScout Coverages CGL, Property Carrier Status Non-admitted States All States â?ŻMonitor Liability Managers LLC Coverages EPLI Carrier Status Admitted, Non-admitted States All States â?ŻMotel Insurance Brokers Inc. Coverages Assault & Battery, Boiler & Machinery, Business Interruption,

CGL, Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workersâ&#x20AC;&#x2122; Comp Carrier Status Non-admitted States Most States

â?ŻRisk Placement Services - Dallas Coverages Builders Risk, Property, Umbrella Carrier Status Admitted, Non-admitted States All States â?ŻRoush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addtâ&#x20AC;&#x2122;l Insureds, Boiler &

Machinery, Business Income/Interruption, CGL, Commercial Excess, Crime, D&O, Equip Breakdown, Excess Liab, Fire Legal Liab, Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH â?ŻSIU LLC Coverages Business Income, CGL, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted, Non-admitted States CA â?ŻThe McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

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December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N45

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯Trivedi-Capacity Associates LLC Coverages EPLI States Most States ❯UCA General Insurance Services Coverages Business Income, CGL, Crime, EPLI, Equipment Breakdown,

Innkeepers ❯Markel Insurance Company Coverages Auto Comm-Standard, Completed Operations Liab, Crime,

Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA

Equipment Breakdown, GL, Historic Bldgs/Unique Property, Inland Marine, Personal Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

❯Motel Insurance Brokers Inc. Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL,

❯Western Surplus Lines Agency Inc. Coverages CGL, Property Carrier Status Non-admitted States LA, NM, OK, TX

Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯Westrope Coverages Builders Risk, Business Interruption, Catastrophe, CGL, Difference

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

in Conditions, Earthquake, Fire, Flood, Liability, Property, Real & Business Personal Prop, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States ❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, Business Income, Property Carrier Status Non-admitted States FL, GA

Ice Rink Owners & Operators ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Importers ❯Brownyard Group Coverages Employee Benefits, GL, Inland Marine, Products Liab, Property Carrier Status Admitted States Most States ❯MarketScout Coverages Liability, Products Liab Carrier Status Non-admitted States All States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Yates & Associates Ins. Services Coverages Business Income, Cargo, CGL, Products Liab, Property Carrier Status Non-admitted States CA

Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Insurance Agents & Brokers (P/C L/H) ❯4 All Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, D&O, E&O, EPLI, Excess Liab, Motor Truck Cargo, Professional Liab, Tuition Refund, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, VA, WA ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯American Safety Insurance Services Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯ASPN Insurance Agency LLC Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯CITA Insurance Services Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States

Most States ❯Cooper & McCloskey Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States

In-Home Adult Foster Care

AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA

❯K&B Underwriters LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

❯THOMCO Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States

In-Home Businesses ❯South & Western General Agency Inc. Coverages BOP, Business Interruption Carrier Status Admitted States AR, MS, NM, OK, TN, TX

In-Home Child Care ❯THOMCO Coverages Abuse & Molestation, CGL Carrier Status Admitted, Non-admitted States Most States ❯Topa Insurance Company Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States CA, CO, FL, GA, IL, OR, TN, TX, VA

Industrial Parks ❯Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV ❯CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime,

Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States

Most States ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States Most States

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States All States ❯ProSurance Group Inc. Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States

Most States ❯Quadrant Insurance Managers Coverages D&O, Professional Liab Carrier Status Non-admitted States All States ❯Rockwood Programs Inc. Coverages E&O, Professional Liab Carrier Status Admitted States All States ❯Russell Bond & Company Inc. Coverages E&O, EPLI Carrier Status Admitted, Non-admitted States Most States ❯South Texas General Insurance Agency Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States TX ❯Synergy Professional Associates Inc. Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Internet Companies ❯Access E&S Insurance Services (CA) Coverages GL, Professional Liab, Property Carrier Status Admitted, Nonadmitted States AZ, CA, CO, DE, MD, NC, NJ, NV, NY, PA, TX, VA, DC ❯Centurion Insurance Group Coverages D&O, E&O Carrier Status Admitted States All States ❯Euclid Managers LLC Coverages Cyber Liab, E&O, Identity Theft, Website Domain Name Carrier Status Non-admitted States All States ❯Rockwood Programs Inc. Coverages E&O, Professional Liab Carrier Status Admitted States All States ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Investigators ❯All Risks Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Crime, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, E&O, Liability, Property, Workers’ Comp Carrier Status Non-admitted States Most States ❯Brownyard Group Coverages Assault & Battery, Care/Custody/Control, CGL, Crime, E&O,

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

Excess Liab, Fidelity, Fidelity Bonds, Lost Key, Medical Payments, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages CGL, E&O, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

❯Brownyard Programs, Ltd. Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Costanza Insurance Agency Inc. Coverages GL, Professional Liab, Workers’ Comp States All States

❯International Excess Companies Coverages Crime, E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States ❯King Insurance Support Systems Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States

Most States ❯Liberty International Underwriters Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States All States ❯NSM Insurance Group Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯PGI Commercial LLC Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages E&O, EPLI Carrier Status Non-admitted States Most States

N46 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

❯CoverX Corporation Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Izzo Insurance Services Inc. Coverages Auto Comm-Standard, BOP, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯The Mechanic Group Inc. Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Investment Advisory Reps ❯Markel Cambridge Alliance Coverages E&O Carrier Status Non-admitted States All States ❯ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

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20TH ANNUAL PROGRAM DIRECTORY, VOLUME II Janitorial Firms

Landfills/Recycling/Disposal Facilities

❯Abram Interstate Insurance Services Inc. Coverages Liability, Lost Key Carrier Status Non-admitted States AZ, CA, NV

❯5Star Waste Insurance Program Coverages Auto Comm-Standard, EPLI, Excess Liab, GL, Inland Marine,

❯All Risks Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Crime, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Anderson & Murison Inc. Coverages Care/Custody/Control, CGL, Lost Key Carrier Status Non-admitted States CA ❯Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States ❯Brecht & Associates Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Indemnity Excess & Surplus Agency Inc. Coverages Contractors Equip, GL, Lost Key Carrier Status Non-admitted States AZ, CA, CO, FL, HI, ID, NV, OR, TX, WA

Physical Damage, Pollution Liab, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environ Liab, GL, Int’l Coverage, Pollution Liab, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, WC Carrier Status Admitted, Non-admitted States Most States

❯Breckenridge Insurance Group Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Crime, E&O, GL, Inland Marine, Property Carrier Status Admitted States AR, CA, GA, IL, NC, OH, OR, TX, UT, VA, WI ❯Brownyard Group Coverages Blanket Addt’l Insureds, Care/Custody/Control, E&O, GL,

Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, EPLI, Excess Liab, GL, Inland Marine, Liability, Medical Payments, Pollution, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA

❯Construction Insurance Solutions Coverages Auto Comm-Standard, Comml XS, Contractors Equip, GL, Real & Business Personal Prop, WC Carrier Status Non-admitted States All States

❯NIP Group LLC Coverages Auto Comm-Standard Liability, Blanket Addt’l Insureds, Crime,

GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States Most States ❯TAPCO Underwriters Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AL, CA, DE, FL, GA, LA, MD, MS, NC, NJ, NY, OH, OR, PA, SC, TN,

TX, VA, WA, DC

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯NIP Group LLC Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Crime, GL,

Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Assault & Battery, Business Interruption, Completed Operations

Liab, D&O, Fire Legal Liab, Liability, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States ❯Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Laboratories - Testing ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States ❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States All States

Land Surveyors ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States

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❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

❯5Star D&O Program Coverages D&O, E&O, Fiduciary Liab Carrier Status Admitted States Most States ❯5Star Professional Programs:EPLI Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Continental Brokers Inc. Coverages BOP, Business Income, Business Interruption, Earthquake, EPLI,

Flood, Homeowners Pkg, Legal Expense Ins, Legal Malpractice, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Cooper & McCloskey Inc. Coverages Legal Malpractice, Professional Liab Carrier Status Admitted, Nonadmitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA ❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯NSM Insurance Group Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Business Income, CGL, Comml XS, Completed Operations Liab, Contractors Equip, Crime, Excess Liab, GL, Herbicide & Pesticide, Legal, Liability, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Program Brokerage Corporation Coverages Contractors Equip, Liability, Pollution, Pollution Liab, Property, Umbrella Carrier Status Admitted States Most States

Jr. Markets/Liquor Stores ❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

OH, OR, PA, SC, TN, TX, VA, WA, WI

Law Firms

Herbicide & Pesticide, Lost Key, Professional Liab, Property Carrier Status Non-admitted States Most States

❯M.J. Hall & Company Inc. Coverages CGL, Excess Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

Laundries ❯Gridiron Insurance Underwriters Inc. Coverages Assault & Battery, Bailee/Customer Goods, Business Income, CGL, Crime, Liability, Property Carrier Status Non-admitted States AL, AZ, CA, CO, FL, GA, IL, IN, LA, MI, MN, MO, MS, NC, NJ, NY,

Landscape Contractors ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯Insurance Innovators Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯J.E. Brown & Associates Coverages BOP, Inland Marine Carrier Status Admitted, Non-admitted States CA

❯THOMCO Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Landscape Gardeners

❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States ❯Gray-Stone & Company Inc. Coverages Crime, D&O, E&O, Fiduciary Liab, GL, Kidnap/Ransom,

Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯HULL & Company Inc. - 25 Offices Nationwide Coverages Commercial Excess, D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States All States ❯Lawyer’s Protector Plan Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States

❯Anderson & Murison Inc. Coverages CGL, Herbicide & Pesticide, Inland Marine Carrier Status Non-admitted States CA

❯Liberty International Underwriters Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯Monitor Liability Managers LLC Coverages E&O, EPLI, Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States ❯Brownyard Group Coverages Blanket Addt’l Insureds, Care/Custody/Control, E&O, GL, Herbicide & Pesticide, Lost Key, Professional Liab, Property Carrier Status Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯Insurance Innovators of New Jersey Inc. Coverages CGL, Contractors Equip, Liability, Tools & Equip, Umbrella Carrier Status Non-admitted States NJ, NY ❯NIP Group LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, E&O, EPLI, Herbicide & Pesticide, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Yates & Associates Ins. Services Coverages CGL, Contractors Equip Carrier Status Non-admitted States CA

Laser Centers ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Liability, Professional Liab, Property Carrier Status Non-admitted States All States

❯Rockwood Programs Inc. Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States ❯RPS AVRECO - Healthcare Coverages EPLI, GL, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Synergy Professional Associates Inc. Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States Most States ❯Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income & Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equip Breakdown, Excess Liab, Fidelity, Fire, GL, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Medical Payments, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, WC Carrier Status Admitted, Non-admitted States Most States ❯Willis Programs Coverages Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States

Limousine Service Companies ❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N47

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL Carrier Status Admitted, Non-admitted States All States

❯Westrope Coverages CGL, Medical Malpractice, Misc Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, GKLL, GL, Inland Marine, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

❯AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Liability, Personal Liab Carrier Status Admitted, Non-admitted States FL, GA, IA, IL, MN, MT, NC, VA, WI

Lumber Mills/Saw/Plywood

❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯Britt/Paulk Insurance Agency Inc. Coverages Auto Comm-Nonstandard, BOP, Catastrophe, CGL, Environmental

❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Material Damage, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯Keith D. Peterson & Company Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Boiler &

Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯Willis Programs Coverages Auto Comm-Standard, Garage Keepers Legal Liab, Liability, Property, Umbrella Carrier Status Admitted States Most States

Liquor Stores

Machinery, Builders Risk, Cargo, Crime, Earthquake, Equipment, Equipment Breakdown, Flood, Foreign GL, Hail, Inland Marine, Liability, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Victor O. Schinnerer & Company Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Woodus K. Humphrey & Company (AmWINS) Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

Machine Shops ❯Continental Brokers Inc. Coverages Auto Comm-Standard Liability, Boiler & Machinery, BOP, CGL,

❯Compass Insurance Group of Agencies Coverages Business Income, CGL, Liquor Liab, Property Carrier Status Non-admitted States CA

Commercial Marine, Crime, EPLI, Flood, Medical, Nonowned & Hired Auto, Products Liab, Property, Umbrella Carrier Status Admitted States All States

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

❯Smith, Bell & Thompson Coverages Auto Comm-Standard, Equipment Breakdown, GL, Property, Umbrella Carrier Status Admitted States Most States

❯iii of Maryland Inc. Coverages CGL, Excess Flood, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States DE, MD, VA

❯Western Security Surplus Insurance Brokers Inc. Coverages Bailee/Customer Goods, Business Income, CGL, Liability, Medical

❯J.E. Brown & Associates Coverages Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA ❯Liberty International Underwriters Coverages Liquor Liab Carrier Status Admitted, Non-admitted States AL, CT, GA, MA, ME, NH, NY, RI, VT ❯Liquor Pak Insurance Programs Coverages Auto Comm-Standard, BOP, Business Interruption, Cyber Liab, Equipment Breakdown, Liquor Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Northern States Agency Coverages CGL, Fire, Liquor Liab Carrier Status Non-admitted States IA, IL, MN, ND, NE, SD, WI

Long Term Care Facilities ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Payments, New Occurrence, Products Liab, Property Carrier Status Non-admitted States CA, TX ❯Western Surplus Lines Agency Inc. Coverages Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Products Liab Carrier Status Non-admitted States LA, NM, OK, TX

Managed Care Centers ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Evolution Insurance Brokers Coverages Abuse & Molestation, Business Interruption, D&O, Fire, Fire Legal

❯Program Brokerage Corporation Coverages Pollution, Pollution Liab Carrier Status Non-admitted States Most States ❯Russell Bond & Company Inc. Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property States Most States

❯Euclid Managers LLC Coverages Cyber Liab, E&O, Identity Theft Carrier Status Non-admitted States All States ❯Gorst Company Coverages E&O, GL, Products Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯J.M. Wilson Coverages CGL, Products Liab, Property Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY,

MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV ❯Joseph Chiarello & Company Inc. Coverages CGL, Equipment Breakdown, Property, Umbrella Carrier Status Admitted States Most States ❯MarketScout Coverages Liability, Products Liab Carrier Status Non-admitted States All States ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Motor Truck Cargo, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Norman-Spencer International Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Auto Pers-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess Carrier Status Admitted States Most States ❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial

❯Sierra Specialty Coverages CGL, Professional Liab Carrier Status Non-admitted States CA

❯Ponce de Leon LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL

❯CoverX Corporation Coverages Liability, Umbrella Carrier Status Non-admitted States All States

❯NAS Insurance Services Inc. Coverages Cyber Liab, D&O, E&O, EPLI, Managed Care Carrier Status Admitted, Non-admitted States Most States

❯Health Care Insurers Inc. Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

RI, SD, TX, VT, WV

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Parcel Insurance Plan Coverages Cargo, Inland Marine Carrier Status Admitted States Most States

❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States All States

❯Lewis & Clark LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States AK, AL, AR, AZ, DE, FL, HI, LA, MA, ME, MI, MS, NH, NM, OK, PA,

Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Liab, Liability, Misc Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Abuse & Molestation, Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

❯K&B Underwriters LLC Coverages GL, Professional Liab Carrier Status Non-admitted States All States

❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee

❯Swett & Crawford Coverages D&O, E&O, EPLI, Excess Liab, Professional Liab Carrier Status Admitted States All States ❯USX/S Coverages Breach of Security, Cyber Liab, D&O, E&O, EPLI, Excess Liab,

Food Borne Illness, Identity Theft, Managed Care Carrier Status Non-admitted States All States ❯Worldwide Facilities Inc. of Phoenix Coverages Abuse & Molestation, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Umbrella Carrier Status Admitted, Non-admitted States All States

Manufacturers ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

❯THOMCO Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

❯U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

❯5Star Professional Programs:EPLI Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States

N48 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States ❯RSI International Inc. (Missouri) Coverages Boiler & Machinery, Builders Risk, Business Income, Business

Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Excess Liab, Liability, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Products Liab, Property, Technology E&O, Theft, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN ❯Russell Bond & Company Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Blanket Addt’l Insureds, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Crime, D&O, Environmental Liab, EPLI, Fidelity, Fiduciary Liab, Inland Marine, Int’l Coverage - Commercial, Motor Truck Cargo, Pollution, Property, Reps & Warranties, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States ❯Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Property, Umbrella Carrier Status Non-admitted States All States ❯USX/S Coverages CGL, Int’l Coverage - Commercial, Pollution, Products Liab, Property, Umbrella Carrier Status Non-admitted States All States ❯Westrope Insurance Managers of Florida LLC Coverages Business Income, GL Carrier Status Non-admitted States FL, GA

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20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯Worldwide Facilities Inc. of Georgia Coverages Business Income, Business Interruption, CGL, Completed Operations Liab, Excess Liab, GL, Inland Marine, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of San Francisco Coverages Business Income, Business Interruption, CGL, Completed

Operations Liab, Excess Liab, GL, Inland Marine, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Marina Operators ❯All Risks Ltd. Coverages Builders Risk, E&O, Hull, Pollution, Protection & Indemnity

(P&I), USL&H, Workers’ Comp Carrier Status Non-admitted States Most States ❯Atlass Insurance Group Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab, Liability, Piers & Docks, Property Carrier Status Admitted, Non-admitted States All States ❯Brauer & Associates Inc. Coverages Boats, Business Income, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Hull, Marina Operators Legal, Ship Repairers Legal, Umbrella Carrier Status Admitted States Most States ❯Britt/Paulk Insurance Agency Inc. Coverages Environmental Liab, Equipment, GL, Nonowned & Hired Auto,

Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States Most States ❯Burnett & Company Inc. Coverages Care/Custody/Control, GL, Liquor Liab, Pollution, Ship Repairers Legal Carrier Status Non-admitted States All States

❯Britt/Paulk Insurance Agency Inc. Coverages Environmental Liab, Equipment, Equipment Breakdown, GL, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Specialized Insurance Coverages CGL, Commercial Marine, Dealers Open Lot, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA

❯Continental Risk Insurance Services Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Business Income,

Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States

Care/Custody/Control, CGL, Commercial Marine, Crime, Employee Benefits, Equipment Breakdown, Hull, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Piers & Docks, Property, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA ❯Markel American Insurance Company Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States ❯National Marine Insurance Wholesalers Coverages Boats, Cargo, Commercial Marine, D&O, E&O, EPLI, GL, Marina

Operators Legal, Pollution Liab, Products Liab, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial

Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. Coverages Bailee/Customer Goods, Boats, Cargo, CGL, Commercial Marine,

Contractors Equip, D&O, Environmental Liab, EPLI, Excess Liab, GKLL, GL, Inland Marine, Liability, Marina Operators Legal, New Occurrence, Physical Damage, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

❯DeCotis Insurance Associates Inc. Coverages Boats, Breach of Security, CGL, Commercial Marine, Hoist/Haul-

Marinas/Boat Dealers

❯Evolution Insurance Brokers Coverages Bailee/Customer Goods, Boats, Business Interruption, D&O,

Fire, Fire Legal Liab, Hoist/Haul-out, Inland Marine, Liability, Loss of Use, Misc Professional Liab, Ship Repairers Legal, Theft, Uninsured Boaters, Watercraft Liab Carrier Status Non-admitted States Most States ❯HULL & Company Inc. - 25 Offices Nationwide Coverages Commercial Marine, Marina Operators Legal, Property Carrier Status Non-admitted States All States

Martial Arts Facilities ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯K&K Insurance Group Inc. Coverages CGL, Equipment, Inland Marine, Medical Payments, Participant Accident Carrier Status Admitted States All States ❯Markel Insurance Company Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States

❯Specialized Insurance Coverages Boats, BOP, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA

❯Continental Risk Insurance Services Coverages Blanket Addt’l Insureds, Business Income, CGL, Commercial Marine, Employee Benefits, Equipment Breakdown, Hull, Inland Marine, Marina Operators Legal, Property, Ship Repairers Legal Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA

out, Marina Operators Legal, Piers & Docks, Ship Repairers Legal Carrier Status Non-admitted States CT, MA, ME, NH, NJ, NV, PA, RI, VT

❯TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial

❯All Risks Ltd. Coverages Builders Risk, E&O, Hull, Pollution, Protection & Indemnity (P&I), USL&H, Workers’ Comp Carrier Status Non-admitted States Most States ❯Atlass Insurance Group Coverages CGL, Marina Operators Legal, Medical Payments, Piers & Docks,

Property, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States

❯Northern States Agency Coverages Abuse & Molestation, CGL, Fire, Professional Liab Carrier Status Non-admitted States IA, IL, MN, ND, NE, SD, WI ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯Sports & Fitness Insurance Corporation Coverages Accident & Health, Accidental Death, Auto Comm-Standard,

Builders Risk, Business Income & Interruption, CGL, Crime, Earthquake, Employee Benefits, EPLI, Flood, GL, Glass, Homeowners Pkg, Liability, Medical, Professional Liab, Property Carrier Status Admitted States All States ❯THOMCO Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Personal Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Medical & Physical Rehab Facilities

❯Brauer & Associates Inc. Coverages Business Income, Care/Custody/Control, CGL, Completed

❯Markel American Insurance Company Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States

Operations Liab, Equipment, Inland Marine, Marina Operators Legal, Piers & Docks, Property, Protection & Indemnity (P&I), Trade Shows & Festivals, Watercraft Liab Carrier Status Admitted States Most States

❯National Marine Insurance Wholesalers Coverages Boats, Cargo, Commercial Marine, EPLI, GL, Marina Operators

❯Britt/Paulk Insurance Agency Inc. Coverages EPLI, Equipment, Equipment Breakdown, GL, Legal Liab,

❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Business

Interruption, D&O, Employee Benefits, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CT, FL, GA, IL, IN, MA, MD, MI, MN, MO, NC, NJ, NM, NV, NY, OH, PA, RI, SC, TX, VA, WA ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Legal, Medical, Property, Protection & Indemnity (P&I), Tools & Equip, Transportation Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages BOP, Business Income, CGL, D&O, Inland Marine, Liability,

Marina Operators Legal, Property Carrier Status Non-admitted States Most States

❯Bunker Hill Underwriters Coverages Accessories, Marina Operators Legal, Piers & Docks, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Watercraft Liab Carrier Status Admitted States IN, KY, MI, OH, TN, TX

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

❯Continental Risk Insurance Services Coverages Blanket Addt’l Insureds, Business Income, Commercial Marine,

❯Monitor Liability Managers LLC Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States

Excess Liab, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States ❯TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial

Employee Benefits, Equipment Breakdown, Flood, GL, Hull, Inland Marine, Legal Liab, Liquor Liab, Piers & Docks, Property, Ship Repairers Legal Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA ❯Insurance Center Special Risks Ltd. Coverages Auto Comm-Standard, Boiler & Machinery, Equipment, GL,

Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States

Marina Operators Legal, Piers & Docks, Property, Protection & Indemnity (P&I), Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, RI, VT

Marina/Boat Repair & Service Centers

❯National Marine Insurance Wholesalers Coverages Boats, E&O, EPLI, GL, Marina Operators Legal, Pollution Liab,

❯All Risks Ltd. Coverages Builders Risk, E&O, Hull, Pollution, Protection & Indemnity

(P&I), USL&H, Workers’ Comp Carrier Status Non-admitted States Most States ❯Atlass Insurance Group Coverages Business Interruption, CGL, Equipment, Excess Liab, Hull, Marina

Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States All States ❯Brauer & Associates Inc. Coverages Commercial Marine, Hull, Inland Marine, Liability, Marina Operators Legal, Piers & Docks, Protection & Indemnity (P&I), Ship Repairers Legal, Watercraft Liab Carrier Status Admitted States Most States

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Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯NAS Insurance Services Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Legal Expense Ins,

Legal Liab, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, GL, Liability, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Property, Protection & Indemnity (P&I), Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Medical Device/Instrument Manufacturer

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

❯Quaker Special Risk (Florida) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Standard Liability & Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States

❯Quaker Special Risk (Mass.) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N49

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II Medical Imaging Centers ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States

AL, FL, GA, MI, MS, NC, NY, TX ❯Centurion Insurance Group Coverages D&O, Professional Liab Carrier Status Admitted States All States ❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯THOMCO Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Medical Professionals ❯Access E&S Insurance Services (CA) Coverages BOP, Medical Malpractice Carrier Status Non-admitted States AZ, CA, CO, DE, MD, NC, NJ, NV, NY, PA, TX, VA, DC ❯Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC ❯American Safety Insurance Services Inc. Coverages GL, Nonowned & Hired Auto, Professional Liab Carrier Status Non-admitted States Most States ❯ASPN Insurance Agency LLC Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯J.M. Wilson Coverages CGL, Professional Liab Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC,

TN, VA, WI, WV ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯NAS Insurance Services Inc. Coverages Cyber Liab, D&O, EPLI, MEDEFENSE Plus, Medical Malpractice Carrier Status Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages D&O, E&O, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯PULIC - Professional Underwriters Liability Insurance Co. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯PULIC Insurance Services Inc. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Rockwood Programs Inc. Coverages Medical Malpractice, Misc Professional Liab Carrier Status Admitted, Non-admitted States All States ❯RPS AVRECO - Healthcare Coverages EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All States ❯USX/S Coverages Abuse & Molestation, Breach of Security, CGL, Identity Theft, Medical Malpractice Carrier Status Non-admitted States All States ❯Worldwide Facilities Inc. Coverages Abuse & Molestation, CGL, Commercial Excess, Community/

Social Svcs, Crime, D&O, EPLI, Excess Liab, GL, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of Phoenix Coverages Abuse & Molestation, Commercial Excess, Medical, Medical

& Physical Rehab, Medical Malpractice, Medical Payments, Medicare/ Medicaid Billing E&O, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Medical Spas ❯Access E&S Insurance Services (CA) Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AZ, CA, CO, DE, MD, NC, NJ, NV, NY, PA, TX, VA, DC ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, CGL, Professional Liab, Property Carrier Status Non-admitted States All States ❯Smith, Bell & Thompson Coverages GL, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Non-admitted States Most States ❯THOMCO Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Mental Health Care Facilities ❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Interruption, CGL, COC, D&O, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CT, FL, GA, IL, IN, MA, MD, MI, MN, MO, NC, NJ, NM, NV, NY, OH, PA, RI, SC, TX, VA, WA ❯All Risks Ltd. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Crime, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Standard, Auto Comm-Standard Liab & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages E&O Carrier Status Non-admitted States Most States ❯RPS NIPC Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab,

Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States ❯THOMCO Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland

Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Metalworking Companies ❯Smith, Bell & Thompson Coverages Auto Comm-Standard, GL, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Mobile Auto Detailer ❯5Star Garage Services Program Coverages EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists Carrier Status Admitted States Most States

❯Compass Insurance Group of Agencies Coverages Business Income, CGL, Property Carrier Status Non-admitted States

CA ❯Evolution Insurance Brokers Coverages Dwelling Fire, Earthquake, Fire, Fire Legal Liab, Homeowners

Pkg, Liability, Mobile Home Ins, Rented Property, Renters Insurance, Theft Carrier Status Non-admitted States Most States ❯J.E. Brown & Associates Coverages Property, Rented Property Carrier Status Admitted, Non-admitted States CA ❯King Insurance Support Systems Coverages Auto Comm-Standard, Crime, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted & Non States AZ, CA, CO, IA, ID, IL, IN, MI, MO, MT, NC, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI ❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Business Income, CGL, Commercial Excess, Fire Legal Liab, Inland Marine, Medical Payments, Property Carrier Status Non-admitted States Most

States

Mortgage Bankers/Lenders ❯Breckenridge Insurance Group Coverages Collateral Protection, Excess Flood, Flood, Foreclosed Properties, Mortgage REO Cvrg, Windstorm Carrier Status Admitted, Non-admitted States Most States ❯Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States ❯Insurmark a Div. of Financial & Professional Risk Solutions Coverages Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States ❯Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place

Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Residential Property Carrier Status Non-admitted States All States ❯TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States ❯Worldwide Facilities Inc. Coverages CGL, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Mortgage Brokers ❯Access E&S Insurance Services (CA) Coverages BOP, Fidelity Bonds, Professional Liab Carrier Status Admitted & Non States AZ, CA, CO, DE, MD, NC, NJ, NV, NY, PA, TX, VA, DC ❯Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC ❯Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Non-admitted States Most States ❯King Insurance Support Systems Coverages Professional Liab States Most States ❯Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX ❯Philadelphia Insurance Companies Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States ❯TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

Mobile Home Parks (Commercial)

Motion Picture (Film/Video) Producers

❯4 All Insurance Services Coverages Business Income, CGL, Crime, GL, Inland Marine, Liability, Mobile Home Ins, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA

❯Euclid Managers LLC Coverages E&O, Professional Liab Carrier Status Admitted States All States

❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Crime, Fire Legal Liab, GL, Inland Marine, Medical Payments, Property Carrier Status Admitted, Non-admitted States All States

E&O, Negative Film, Props, Sets, Umbrella, Wardrobe, Workers’ Comp Carrier Status Admitted States All States

❯Gales Creek Insurance Services Coverages Auto Comm-Standard, Business Interruption, Cast Insurance, CGL,

❯HCC Specialty (MA) Coverages Cast Insurance, Equipment, Event Cancellation, Fire, Liability,

❯Anderson & Murison Inc. Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States CA

Negative Film, Property, Props, Wardrobe, Weather Carrier Status Non-admitted States Most States

❯Brecht & Associates Coverages Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX

❯U.S. Risk Insurance Group Inc. Coverages CGL, Crime Carrier Status Admitted, Non-admitted States Most States

N50 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

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20TH ANNUAL PROGRAM DIRECTORY, VOLUME II Motor Sports ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Motorcycle Dealers / Dealerships ❯5Star DEALERsure (Auto Dealers) Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Dealers Open Lot, E&O, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States AL, AR, CA, FL, GA, IL, MI, MN, MS, MT, NC, OH, OK, OR, PA, SC, TN, TX, VA ❯American Specialty Insurance & Risk Services Inc. Coverages CGL, Crime, GKLL, Inland Marine, Property Carrier Status Admitted States Most States ❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, Business Income, Crime, Dealers Open Lot, E&O, EPLI, Equipment Breakdown, Fidelity, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Identity Theft, Inland Marine, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯J.L. von Arx & Associates Insurance Services Coverages Dealers Open Lot, Excess Liab, Fire Legal Liab, Garage Keepers

Legal Liab, Garage Liability, Medical Payments, Nonowned & Hired Auto, Property, Uninsured Motorists Carrier Status Admitted, Non-admitted States AZ, CA ❯K&K Insurance Group Inc. Coverages Business Income, Crime, Employee Benefits, EPLI, Garage Liability, Inland Marine, Workers’ Comp Carrier Status Admitted States All States ❯MBA Insurance Agency of AZ Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg States Most States

Movie Boats ❯Gales Creek Insurance Services Coverages Hull, Protection & Indemnity (P&I), USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Movie Theaters ❯K&K Insurance Group Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Inland Marine, Liquor Liab, Property Carrier Status Admitted States All States

Moving & Storage Companies ❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY

Moving Companies ❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY ❯Paul Hanson Partners Specialty Ins. Solutions/Mover’s Choice

Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, Business Income, Cargo, CGL, Crime, Equipment, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, Property, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

❯Apex Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States CO, GA, ID, MT, NC, NY, OH, PA, WI, WY

❯iii of Maryland Inc. Coverages CGL, Equipment Breakdown, Excess Flood, Excess Liab, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States DE, MD, VA

❯Glatfelter Public Practice Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States

❯International Excess Companies Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Excess Liab, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

❯HCC Specialty (MA) Coverages GL, Prize Indemnification, Professional Liab, Property, Public Officials, Weather Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯Professional Governmental Underwriters Coverages D&O, E&O, EPLI, Police Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Public Officials, Umbrella Carrier Status Admitted States All States ❯Victor O. Schinnerer & Company Coverages Accidental Death, E&O, Professional Liab, Public Officials, Railroad Protective Liab, Windstorm Carrier Status Admitted, Non-admitted States Most States

Museums ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Crime, Inland Marine, Property Carrier Status Admitted States Most States ❯Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States ❯Distinguished Programs Group Coverages Commercial Excess, D&O, EPLI, Excess Liab, Foreign GL, Liability, Non-Profit D&O, Umbrella Carrier Status Admitted States Most States ❯Great American Insurance Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯Markel Insurance Company Coverages Accident & Health, Auto Comm-Standard, Completed Operations

Liab, Crime, Equipment Breakdown, Fine Arts, GL, Historic Bldgs/Unique Property, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Networking/Telecommunication Co’s ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

❯Alliant Specialty Insurance Services Inc. Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States ❯AmWINS Program Underwriters Coverages Pollution, Pollution Liab States All States

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❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Fire, GL, Inland Marine, Liability, Liquor Liab, Spoilage Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯RCA Insurance Group Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Assault & Battery, GL, Liquor Liab Carrier Status Non-admitted States AZ, CA, NV, OR ❯Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Municipalities

Night Clubs

CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯W.A.Schickedanz Agency Inc. Coverages Business Income, CGL, Fire, GL, Liability, Liquor Liab, Property Carrier Status Non-admitted States AR, IL, MO

Nonprofit Organizations ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability,

Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States AR, CO, CT, DE, FL, GA, HI, IA, ID, IL, KS, MD, MI, MN, MO, NC, NE, NV, OH, OR, PA, UT, VA, VT, WA ❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, Educator Legal Liab, EPLI, GL, Inland

Marine, Liquor Liab, Non-Profit D&O, Nonowned & Hired Auto, Property, Umbrella Carrier Status Non-admitted States All States ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Liability, Professional Liab, Property Carrier Status Admitted States All States ❯Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States ❯ASPN Insurance Agency LLC Coverages D&O, GL, Property, Umbrella Carrier Status Admitted States Most States ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯Care Providers Insurance Services LLC Coverages Abuse & Molestation, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Liability, Nonowned & Hired Auto, Participant Accident, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States Most States ❯Chamber Insurance Agency Services Coverages D&O, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, NonProfit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯CoverX Corporation Coverages D&O, EPLI, Non-Profit D&O, Professional Liab Carrier Status Non-admitted States All States ❯Fox Point Programs Coverages D&O, EPLI Carrier Status Admitted, Non-admitted States All States ❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N51

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II Nonprofit Organizations (continued) ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯Indemnity Excess & Surplus Agency Inc. Coverages BOP, E&O, EPLI, Non-Profit D&O Carrier Status Admitted States Most States

❯R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, EPLI, Event Cancellation, Fidelity, Hole-in-One, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Property, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States ❯Swett & Crawford Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l

Insureds, CGL, Community/Social Svcs, D&O, E&O, Educator Legal Liab, EPLI, Fiduciary Liab, Liability, Misc Professional Liab, Non-Profit D&O, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States All States

❯Irwin Siegel Agency Inc. Coverages D&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States ❯Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States Most States ❯Monitor Liability Managers LLC Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

❯TAPCO Underwriters Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted tates AL, CA, DE, FL, GA, LA, MD, MS, NC, NJ, NY, OH, OR, PA, SC, TN,

❯NIF Group Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Interruption, Commercial Excess, Crime, D&O, E&O, Medical Payments, Property Carrier Status Admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability,

Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States CA ❯NSM Insurance Group Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

Business Income, Business Interruption, Community/Social Svcs, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Identity Theft, Liability, Loss of Use, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability & Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Fire Legal Liab, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted States All States ❯Ponce de Leon LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL

❯Victor O. Schinnerer & Company Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States All States

❯ProAction Insurance Services Inc. Coverages EPLI, Excess Liab, GL, Liability, Medical Malpractice, Medical Professional, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

Nursing Homes

❯Quadrant Insurance Managers Coverages GL, Professional Liab States FL, NJ, TX

TX, VA, WA, DC

❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States All States

❯Lewis & Clark LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL

EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯5Star Professional Programs:EPLI Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States

❯RPS AVRECO - Healthcare Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States ❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

❯American Safety Insurance Services Inc. Coverages CGL, GL, Products Liab, Professional Liab Carrier Status Non-admitted States Most States

❯USX/S Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, D&O, Environmental Liab, EPLI, Food Borne Illness, GL, Identity Theft, Medical Malpractice, Medical Professional, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

❯ASPN Insurance Agency LLC Coverages Auto Comm-Standard, CGL, D&O, E&O, Employee Benefits,

❯Western Security Surplus Insurance Brokers Inc. Coverages Abuse & Molestation, Addiction Treatment, CGL, E&O,

Equipment Breakdown, Professional Liab, Real & Business Personal Prop, Umbrella Carrier Status Admitted States Most States ❯Bunker Hill Underwriters Coverages Abuse & Molestation, Auto Comm-Standard Liability, CGL,

Community/Social Svcs, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Earthquake, Fire, GL, Liability, Managed Care, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Physical Damage, Professional Liab, Property Carrier Status Non-admitted States CA, TX ❯Westrope Coverages CGL, Medical Malpractice, Misc Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability,

Office Building Owners

Mechanical Breakdown, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

❯AFG Partners Coverages Excess Flood, Property Carrier Status Admitted, Non-admitted States

❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

Most States

❯Health Care Insurers Inc. Coverages Auto Comm-Standard, Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States Most States ❯K&B Underwriters LLC Coverages GL, Professional Liab Carrier Status Non-admitted States All States

❯Appleby & Sterling Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime,

Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States

Insuring those who improve our communities.

❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA ❯Distinguished Programs Group Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Horizon E & S Insurance Brokerage Coverages Earthquake, Liability, Property Carrier Status Non-admitted States AZ, CA, NV ❯Insurance Innovators of New Jersey Inc. Coverages BOP, Business Income, CGL, Equipment Breakdown, Liability, Mechanical Breakdown, Property, Umbrella States NJ, NY ❯M.J. Hall & Company Inc. Coverages BOP, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX ❯MacNeill Group, Inc., CMGA Coverages CGL, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States FL ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Join us in our support of those who improve our communities. Great American’s Specialty Human Services Division offers specialized insurance for social service organizations, both nonprofit and for profit. For more information call 800-722-3260. www.SpecialtyHumanServices.com

N52 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

301 E Fourth Street, Cincinnati, OH 45202

❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States

www.insurancejournal.com

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯SIU LLC Coverages Business Income, CGL, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted, Non-admitted States CA ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV ❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States ❯UCA General Insurance Services Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab,

Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA ❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, Business Income, GL, Property Carrier Status Non-admitted States FL, GA

Oil & Gas Operators ❯AMCFairmont Coverages Auto Comm-Standard, GL, Property, Umbrella Carrier Status Admitted States AL, AR, CA, CO, IL, KS, KY, MO, MS, MT, ND,

Osteopaths ❯PULIC - Professional Underwriters Liability Insurance Co. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Legal Liab, Liability, Livestock/Animal Mortality, Misc Professional Liab, Products Liab, Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Parent Teacher Organizations (PTAs/ PTOs)

❯Northern States Agency Coverages CGL, D&O, Fire Carrier Status Non-admitted States IA, IL, MN, ND, NE, SD, WI

❯R.V. Nuccio & Associates Inc. Coverages Abuse & Molestation, Accidental Death, CGL, Crime, EPLI, Event

Cancellation, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Weather Carrier Status Admitted States Most States

Pawn Shops ❯SIU LLC Coverages Business Income, Equipment Breakdown, Inland Marine, Liability, Property Carrier Status Non-admitted States CA

Pest Control Firms

❯Bunker Hill Underwriters Coverages Auto Comm-Standard, Blanket Waivers, Contractors Equip,

❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States

❯Burnett & Company Inc. Coverages CGL, Control of Well, Political Risk, Pollution, Property Carrier Status Non-admitted States All States ❯Crump Insurance Services Inc. - All Offices Coverages CGL, Contractors Equip, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯LIG Marine Managers Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯MarketScout Coverages Auto Comm-Standard, Business Interruption, Commercial Excess,

Control of Well, E&O, Employee Benefits, Environmental Liab, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯McClelland and Hine Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States TX ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯Sloan Mason Insurance Services Coverages CGL, Control of Well, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Southwest Energy Underwriters Inc. Coverages Control of Well, Property Carrier Status Non-admitted States All States ❯Swett & Crawford Coverages Auto Comm-Standard, Completed Operations Liab, Contractors

Equip, Control of Well, Equipment, Fire Legal Liab, GL, Liability, Medical Payments, Pollution, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN,

LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI ❯Transpac Managers Inc. Coverages Equipment, Equipment Breakdown, Property, Rented Property, Tools & Equip Carrier Status Non-admitted States Most States ❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, CGL, Commercial Marine, Completed Operations Liab, Contractors Equip, Fire, GL, Inland Marine, Liability, Medical Payments, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AR, IL, MO ❯Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

Excess, Completed Operations Liab, Contractors Equip, Control of Well, Employee Benefits, Fire Legal Liab, Inland Marine, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Products Liab, Professional Liab Carrier Status Non-admitted States TX

Orchards - Agriculture ❯Agricultural Insurance Mgmt Services Coverages CGL, Contractors Equip, Products Liab, Property Carrier Status Admitted States Most States

www.insurancejournal.com

❯Evolution Insurance Brokers Coverages Bailee/Customer Goods, Care/Custody/Control, D&O, Fire, Fire

❯PULIC Insurance Services Inc. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

NE, NM, OH, OK, PA, TX, UT, WY

Equipment Breakdown, GL, Inland Marine, Installation Floaters, Pollution Liab, Property, Workers’ Comp States Most States

❯Continental Brokers Inc. Coverages BOP, Medical, Mortality, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯All Risks Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯American Safety Insurance Services Inc. Coverages Auto Comm-Standard, GL, Medical Payments, Products Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Brownyard Group Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/

Control, CGL, Crime, Excess Liab, Fidelity, Fidelity Bonds, GL, Inland Marine, Lost Key, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯DeCotis Insurance Associates Inc. Coverages EPLI, GL, Herbicide & Pesticide, Inland Marine, Professional Liab Carrier Status Non-admitted States CT, MA, ME, NH, NJ, NY, PA, RI, VT ❯International Excess Companies Coverages Care/Custody/Control, CGL, Commercial Excess, Completed

❯Topa Insurance Company Coverages GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, NV ❯Wildlife Insurance Underwriters LLC Coverages BOP, Flood, GL, Horse Mortality Carrier Status Admitted States All States

Petroleum Distributors ❯AMCFairmont Coverages Auto Comm-Standard, Business Income, Business Interruption,

Care/Custody/Control, Cargo, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Food Spoilage, GKLL, GL, Inland Marine, Legal Expense Ins, Legal Liab, Liquor Liab, Loss of Use, Mechanical Breakdown, Occupational Accident, Pollution Liab, Products Liab, Property, Theft, Transportation Pollution Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States ❯S.H. Smith & Company Inc. - 7 Offices Nationwide Coverages Completed Operations Liab, Excess Liab, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab,

Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AL, AR, AZ, CA, CO, FL,

GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI ❯Willis Programs Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Cargo, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fidelity, Fire Legal Liab, Garage Keepers Legal Liability, Liability, Liquor Liab, Mechanical Breakdown, Motor Truck Cargo, Nonowned & Hired Auto, Property, Spoilage, Tools & Equip, Transportation Pollution Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Operations Liab, EPLI, GL, Herbicide & Pesticide, Inland Marine, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Physician Assistants

❯Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States

❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

❯Ohio E & S Agency Inc. Coverages Business Income, Care/Custody/Control, E&O, Fire Legal Liab, GL,

❯NIP Group LLC Coverages Medical Malpractice, Professional Liab Carrier Status Admitted States Most States

Herbicide & Pesticide, Pollution, Professional Liab Carrier Status Non-admitted States MI, OH ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Care/Custody/Control, D&O, Damage in Process, Equipment Breakdown, Liability, Pollution Liab Carrier Status Admitted States All States ❯Program Brokerage Corporation Coverages GL, Liability, Pollution, Pollution Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Sierra Specialty Coverages CGL, Excess Liab Carrier Status Admitted States CA

Physicians ❯4 All Insurance Services Coverages BOP, CGL, D&O, E&O, EPLI, Excess Liab, GL, Identity Theft,

Legal Expense Ins, Managed Care, MEDEFENSE, MEDEFENSE Plus, Medical Malpractice, Personal Liab, Professional Liab, Tax Audit, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA ❯Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC ❯Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Auto Comm-Standard

❯THOMCO Coverages Auto Comm-Standard, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Cyber Liab, Disability, Earthquake, Flood, Glass, Homeowners Pkg, Medical Malpractice, Umbrella Carrier Status Admitted States All States

Pet Care Professionals ❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Crime, D&O, EPLI, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Pet Salons/Kennels/Supplies ❯A.I.I. Insurance Brokerage of Mass. Inc. Coverages Business Income, CGL, Equipment Breakdown, Misc Professional Liab, Real & Business Personal Prop Carrier Status Non-admitted States CT, MA, NH, RI

❯Health Care Insurers Inc. Coverages BOP, Professional Liab Carrier Status Admitted States AZ, CA, CO,

FL, GA, IA, IL, KS, MI, MN, MO, ND, NE, NM, NY, SD, WI ❯NAS Insurance Services Inc. Coverages Cyber Liab, EPLI, Identity Theft, Legal Expense Ins, Managed

Care, MEDEFENSE, MEDEFENSE Plus, Medical Malpractice, Tax Audit, Workers’ Comp Plus Carrier Status Non-admitted States Most States ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, CGL, GL, Personal Property, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N53

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯PULIC - Professional Underwriters Liability Insurance Co. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯PULIC Insurance Services Inc. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯RPS AVRECO - Healthcare Coverages D&O, EPLI, Medical Malpractice Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of Phoenix Coverages Abuse & Molestation, Commercial Excess, Medical, Medical &

Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Piers & Docks ❯Atlass Insurance Group Coverages Business Interruption, CGL, Property Carrier Status Admitted, Non-admitted States All States ❯LIG Marine Managers Coverages Builders Risk, Earthquake, Fire, Flood, Hail, Hurricane, Piers & Docks, Property, Windstorm States All States

Pizza Delivery ❯AFC Insurance Coverages Auto Comm-Standard, BOP, Employee Benefits, EPLI, Excess Liab,

Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States All States ❯American Safety Insurance Services Inc. Coverages Auto Comm-Nonstandard, Excess Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard Phys Dmg, BOP, EPLI, Excess Liab, GL,

Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯AmWINS Program Underwriters Coverages Auto Comm-Standard, EPLI, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯IPC Coverages Nonowned & Hired Auto, Pickup & Delivery Charges Carrier Status Non-admitted States Most States ❯Sunderland Insurance Services Inc. Coverages Excess Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

Plastic Manufacturers & Distributors ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Smith, Bell & Thompson Coverages Auto Comm-Standard, GL, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Podiatric Physicians ❯Fox Point Programs Coverages E&O, Personal Liab Carrier Status Admitted, Non-admitted States All States ❯PULIC - Professional Underwriters Liability Insurance Co. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯PULIC Insurance Services Inc. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Rockwood Programs Inc. Coverages E&O, Medical Malpractice, Professional Liab Carrier Status Admitted States All States

Police/Law Enforcement Officers ❯Professional Governmental Underwriters Coverages Blanket Wrongful Acts, Police Professional Liab Carrier Status Admitted, Non-admitted States Most States

Printers ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯OneBeacon Professional Insurance Coverages E&O, Media Liab Carrier Status Admitted States All States

Production Companies

Property Management Firms

❯OneBeacon Professional Insurance Coverages E&O, Media Liab, Professional Liab Carrier Status Admitted States All States

❯Agostini Wholesale Insurance Coverages BOP, D&O, E&O, EPLI, Fidelity Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NM, NV, OR, PA, TN, TX, VA, WA

Professional Employer Organizations (PEO’s) ❯Philadelphia Insurance Companies Coverages Business Income, Care/Custody/Control, CGL, Crime, D&O,

Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States All States ❯U.S. Risk Insurance Group Inc. Coverages CGL, Crime, D&O, EPLI, Fiduciary Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States ❯World Wide Specialty Programs Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Professionals/Consultants/ Contractors ❯Access E&S Insurance Services (VA) Coverages Excess Liab, Pollution, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA,

❯Bliss & Glennon Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys

Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯Preferred Concepts LLC Coverages Apartment House Package, Boiler & Machinery, CGL, Garage

Liability, GKLL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States ❯Southwest Risk Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

SC, TN, TX, VA, DC

❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

❯Arrowhead General Insurance Agency Inc. Coverages Liability, Professional Liab Carrier Status Admitted States All States

❯The Sandner Group (formally - C2C Insurance) Coverages Apartment House Package, Business Income, Business

❯CITA Insurance Services Coverages BOP, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Non-admitted States All States

Interruption, Equipment Breakdown, GL, Inland Marine, Property, Real & Business Personal Prop, Rented Property, Residential Property, Tenant Discrimination, Windstorm Carrier Status Non-admitted States Most States

❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States

❯Westrope Coverages Assault & Battery, Builders Risk, Business Income, Business

Most States ❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States ❯Indemnity Excess & Surplus Agency Inc. Coverages CGL, EPLI, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, HI, ID, NV, OR, TX, WA ❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages COC, Commercial Excess, E&O, EPLI, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯J.M. Wilson Coverages CGL, E&O Carrier Status Non-admitted States AL, AR, GA, IA, IL,

IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV ❯Philadelphia Insurance Companies Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States ❯Professional Underwriters Agency Inc. Coverages D&O, E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Russell Bond & Company Inc. Coverages CGL, COC, Commercial Excess, EPLI, Excess Liab, Nonowned

& Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

Interruption, Catastrophe, CGL, Difference in Conditions, Earthquake, Fire, Flood, Liability, Property, Real & Business Personal Prop, Wrap Up, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States

Property Managers ❯Access E&S Insurance Services (CA) Coverages EPLI, GL, Professional Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, CO, DE, MD, NC, NJ,

NV, NY, PA, TX, VA, DC ❯AFG Partners Coverages Difference in Conditions, Excess Flood, Property Carrier Status Admitted, Non-admitted States Most States ❯Agostini Wholesale Insurance Coverages E&O, EPLI, Fidelity, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NM, NV, OR, PA, TN, TX, VA, WA ❯ASPN Insurance Agency LLC Coverages E&O, GL, Nonowned & Hired Auto, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property, Tenant Discrimination Carrier Status Non-admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Ian H. Graham Insurance Coverages Crime, E&O, EPLI, Fidelity Carrier Status Admitted States Most States ❯Indemnity Excess & Surplus Agency Inc. Coverages E&O, EPLI, Tenant Discrimination Carrier Status Admitted States Most States ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

Excess, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab Carrier Status Non-admitted States LA, NM, OK, TX

❯King Insurance Support Systems Coverages D&O, Professional Liab Carrier Status Non-admitted States CA

❯Worldwide Facilities Inc. of Phoenix Coverages CGL, E&O, EPLI, Excess Liab, GL, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Logic Underwriters Inc. Coverages BOP, Professional Liab States TX

❯Worldwide Facilities Inc. of Washington Coverages CGL, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

N54 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

www.insurancejournal.com

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯Preferred Concepts LLC Coverages Apartment House Package, Auto Comm-Standard, Boiler & Machinery, CGL, Garage Keepers Legal Liab, Garage Liability, Property, Umbrella Carrier Status Admitted States Most States

❯Westrope Coverages CGL, Difference in Conditions, Earthquake, Fire, Flood, Liability, Property, Public Officials, Railroad Protective Liab, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States

❯Rockwood Programs Inc. Coverages E&O, EPLI, Personal Liab Carrier Status Non-admitted States All States

❯Worldwide Facilities Inc. Coverages Abuse & Molestation, Assault & Battery, CGL, Commercial

❯RSI International Inc. (Missouri) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business

Income, Business Interruption, CGL, Excess Liab, GL, Liability, Medical Payments, Property, Umbrella Carrier Status Non-admitted States AR, IL, IN, KS, KY, MO, OK, TN ❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States ❯The Sandner Group (formally - C2C Insurance) Coverages Boiler & Machinery, Business Interruption, GL, Inland Marine,

Property, Rented Property, Residential Property Carrier Status Non-admitted States Most States ❯Victor O. Schinnerer & Company Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Excess, D&O, Difference in Conditions, E&O, Educator Legal Liab, EPLI, Excess Liab, Liability, New Occurrence, Police Professional Liab, Pollution Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Publishers ❯Euclid Managers LLC Coverages Cyber Liab, E&O Carrier Status Admitted States All States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯OneBeacon Professional Insurance Coverages E&O, Media Liab, Professional Liab Carrier Status Admitted States All States

Real Estate Agents & Brokers Public Entities ❯Alliant Specialty Insurance Services Inc. Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Liab, Police Professional Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Euclid Managers Coverages Boiler & Machinery, EPLI, Excess Liab, Garage Liability, GL, Inland Marine, Professional Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States CO, GA, ID, MT, NC,

NY, OH, PA, WI, WY ❯Glatfelter Public Practice Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States ❯Grundy Insurance Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment

Breakdown, Excess Liab, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States ❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, CGL, Community/Social Svcs, Garage Keepers Legal Liab, Garage Liability, Liability, Nonowned & Hired Auto, Physical Damage Carrier Status Admitted States All States ❯NIF Group Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boiler &

Machinery, Business Income, Business Interruption, Commercial Excess, Completed Operations Liab, D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Fire Legal Liab, Flood, GKLL, GL, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Police Professional Liab, Products Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States AZ, CT, MA, NJ, NM, NY, PA, TN

Most States

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯King Insurance Support Systems Coverages Professional Liab, Property Carrier Status Admitted, Non-admitted States CA ❯Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

❯Quaker Special Risk (Mass.) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States ❯The Sandner Group (formally - C2C Insurance) Coverages Apartment House Package, Equipment Breakdown, GL, Inland

Marine, Property, Rented Property, Residential Property Carrier Status Non-admitted States Most States

Difference in Conditions, Earthquake, Employee Benefits, Excess Liab, GL, Liability, New Occurrence, OCP, Pollution Liab, Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of San Francisco Coverages CGL, COC, Commercial Excess, Completed Operations Liab, Crime, Difference in Conditions, E&O, Employee Benefits, Environmental Liab, EPLI, Fidelity, Fire, GL, Liability, OCP, Pollution Liab, Professional Liab, Residential `wrap-up`, Umbrella Carrier Status Admitted, Nonadmitted States All States

Recording Studios ❯OneBeacon Professional Insurance Coverages E&O, Media Liab Carrier Status Non-admitted States All States

Recycling Centers

❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages E&O Carrier Status Non-admitted States Most States

❯5Star Waste Insurance Program Coverages Auto Comm-Standard, EPLI, Excess Liab, GL, Inland Marine,

❯RPS AVRECO - Healthcare Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

Physical Damage, Pollution Liab, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

❯TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Victor O. Schinnerer & Company Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Worldwide Facilities Inc. of Washington Coverages CGL, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Real Estate Appraisers

Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯AmWINS Program Underwriters Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg,

Environmental Liab, GL, Pollution, Umbrella, Workers’ Comp States Most States ❯Apollo General Ins. Agency Inc. Coverages Auto Comm-Standard, CGL, Commercial Excess, Contractors

Equip, Environmental Liab, Pollution, Pollution Liab, Transportation Pollution Liab Carrier Status Admitted States Most States ❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, GL, Inland Marine, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AZ, CA, CO, FL, GA, IL, IN, NC, OH, OK, OR, PA, SC, TN, TX, UT, WA ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯Topa Insurance Company Coverages E&O, Professional Liab Carrier Status Admitted States AZ, CA, CO, NV

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

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Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

Business Income & Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

❯Russell Bond & Company Inc. Coverages Educator Legal Liab, Police Professional Liab, Public Officials Carrier Status Admitted, Non-admitted States Most States

❯Quaker Special Risk (Florida) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

❯Worldwide Facilities Inc. of Georgia Coverages CGL, COC, Commercial Excess, Completed Operations Liab,

❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages CGL, Commercial Excess, E&O, Liability, Mortgage REO Cvrg,

❯Philadelphia Insurance Companies Coverages Auto Comm- Standard; Liability; Phys Dmg, Boiler & Machinery,

❯Professional Governmental Underwriters Coverages D&O, E&O, EPLI, Public Officials Carrier Status Admitted, Non-admitted States Most States

❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Workers’ Comp States Most States

❯Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Breckenridge Insurance Group Coverages Auto Comm-Standard Liability, Educator Legal Liab, GL, Personal

❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States

❯AmWINS Program Underwriters Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Crime,

Liab, Police Professional Liab, Pollution Liab, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States

Real Estate Developers/Homebuilders ❯Breckenridge Insurance Group Coverages Reps & Warranties, Warranties, Extended Carrier Status Admitted States Most States

Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

❯Apex Insurance Services Coverages Auto Comm-Standard Liability, CGL, Educator Legal Liab, Excess

❯TitlePac Inc. Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯CITA Insurance Services Coverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most States

Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States

Employee Benefits, EPLI, GL, Inland Marine, Pollution Liab, Umbrella States OH, PA

❯Intercorp Inc. Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N55

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯TAPCO Underwriters Inc. Coverages GL, Products Liab, Property Carrier Status Non-admitted States AL, CA, DE, FL, GA, LA, MD, MS, NC, NJ, NY, OH, OR, PA, SC, TN,

TX, VA, WA, DC ❯Willis Programs Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Inland

Marine, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Registered Investment Advisors ❯Markel Cambridge Alliance Coverages E&O Carrier Status Non-admitted States All States ❯ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Residential Care Centers ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Access E&S Insurance Services (CA) Coverages Abuse & Molestation, EPLI, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, DE, MD, NC, NJ, NV, NY,

PA, TX, VA, DC ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States ❯RPS NIPC Coverages Auto Comm-Standard, CGL, D&O, Employee Benefits, Excess Liab,

Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

Residential Subcontractors ❯American Safety Insurance Services Inc. Coverages CGL, GL Carrier Status Non-admitted States Most States ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Gorst Company Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, COC, Equipment, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA ❯National Advantage Insurance Services Inc. Coverages CGL, Products Liab Carrier Status Admitted States AZ, CA, NV ❯Quaker Special Risk (Florida) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States ❯Worldwide Facilities Inc. of Georgia Coverages CGL, COC, Commercial Excess, Completed Operations Liab,

D&O, Difference in Conditions, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, High Valued Homes, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Wrap-up, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of Phoenix Coverages CGL, COC, Commercial Excess, Completed Operations Liab,

D&O, Difference in Conditions, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, High Valued Homes, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Wrap-up, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of San Francisco Coverages CGL, COC, Commercial Excess, Completed Operations Liab,

D&O, Difference in Conditions, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, High Valued Homes, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Wrap-up,

Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. of Washington Coverages CGL, COC, Commercial Excess, Completed Operations Liab,

D&O, Difference in Conditions, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, High Valued Homes, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

Resorts ❯ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages Auto Comm-Standard, CGL, Crime, D&O, EPLI, Equipment

Breakdown, Excess Liab, GL, Inland Marine, Pool & Spa Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯CITA Insurance Services Coverages Auto Comm-Standard, CGL, Commercial Excess, Crime, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States Most States ❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages Business Interruption, EPLI Carrier Status Non-admitted States Most States ❯Willis Programs Coverages Auto Comm-Standard, Crime, D&O, EPLI, Equipment Breakdown,

GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Restaurants ❯4 All Insurance Services Coverages Assault & Battery, Auto Comm-Standard Liability, Auto Comm-

Standard Phys Dmg, Business Income, CGL, Crime, EPLI, Excess Liab, Fire, Flood, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Occupational Accident, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA ❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ❯5Star Professional Programs:EPLI Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States ❯A.I.I. Insurance Brokerage of Mass. Inc. Coverages BOP, Business Income, CGL, Equipment Breakdown, Liquor Liab,

Real & Business Personal Prop, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI ❯Abram Interstate Insurance Services Inc. Coverages Assault & Battery, Equipment Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯AFG Partners Coverages GL, Property Carrier Status Non-admitted States CA, CT, FL, NY ❯Agency Intermediaries Inc. Coverages BOP, Business Income, CGL, Equipment Breakdown, Liquor Liab,

Real & Business Personal Prop, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI ❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Liquor Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV, WA

❯Bliss & Glennon Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States Most States ❯Brecht & Associates Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Business Interruption, CGL, Commercial Excess, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Commercial Marine, Container Refrigeration Break, Crime, EPLI, Fire Legal Liab, Flood, Food Borne Illness, Food Spoilage, Glass, Homeowners Pkg, Inland Marine, Property Carrier Status Admitted States All States ❯Focus Underwriters LLC Coverages Business Income, CGL, Crime, Fidelity Bonds, Food Spoilage, Glass, Liquor Liab, Products Liab States NC, SC, VA ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯Gabor Insurance Services Inc. Coverages Boiler & Machinery, Business Income, Crime, EPLI, Equipment

Breakdown, Liability, Liquor Liab, Personal Property, Umbrella Carrier Status Non-admitted States FL ❯Gorst Company Coverages GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯HCC Specialty (MA) Coverages Accident & Sickness, Addt’l Expense, Business Interruption, EPLI, Food Borne Illness States Most States ❯HULL & Company Inc. - 25 Offices Nationwide Coverages Assault & Battery, CGL, Property Carrier Status Non-admitted States

All States ❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages Assault & Battery, BOP, Business Income, CGL, EPLI, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Insurance Innovators Inc. Coverages Boiler & Machinery, Business Income, Business Interruption, CGL,

Commercial Excess, Crime, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Liquor Liab, Medical Payments, Property, Spoilage, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA ❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income,

Business Interruption, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fire, Food Borne Illness, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States ❯J.L. von Arx & Associates Insurance Services Coverages CGL, Equipment Breakdown, Liquor Liab, Property, Spoilage Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR ❯M.J. Hall & Company Inc. Coverages Business Income, CGL, Crime, Employee Benefits, EPLI,

❯American Safety Insurance Services Inc. Coverages Business Interruption, Crime, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, IL, IN, MI, OH, WA, WI

Equipment Breakdown, Excess Liab, GKLL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

❯American Underwriting Managers Coverages Business Income, CGL, Food Spoilage, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX

❯MacNeill Group, Inc., CMGA Coverages CGL, EPLI, Equipment, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL

❯Anchor Bay Insurance Managers Inc. Coverages Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AK, OR, WA

❯MarketScout Coverages Auto Comm-Standard, Business Income, CGL, Employee Benefits,

❯Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV ❯Atlantic Casualty Insurance Company Coverages CGL, Property Carrier Status Non-admitted States Most States ❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States MO, MS, NY, TX ❯Bass Underwriters Coverages Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME,

EPLI, Equipment Breakdown, Fire, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯McLeckie Insurance Group Coverages Business Income, CGL, Crime, EPLI, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States ❯Monitor Liability Managers LLC Coverages EPLI Carrier Status Admitted, Non-admitted States All States ❯N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Fire Legal Liab, Food Spoilage,

Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

N56 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

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20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯N-Surance Outlets Inc. (Georgia) Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN ❯National Advantage Insurance Services Inc. Coverages CGL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States AZ, CA, NV, OR, TX ❯National Insurance Underwriters Coverages Crime, Equipment, Fire Legal Liab, Food Spoilage, GL, Glass,

Inland Marine, Liquor Liab, Personal Property Carrier Status Admitted States AL, FL ❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯Ohio E & S Agency Inc. Coverages Business Interruption, Fire Legal Liab, Food Spoilage, GL, Liquor Liab, Products Liab, Property Carrier Status Admitted States MI, OH ❯PGI Commercial LLC Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States IL, MI ❯Preferred Concepts LLC Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Business Income, Business Interruption, D&O, Dwelling Fire, Fire,

❯W.A.Schickedanz Agency Inc. Coverages Business Income, CGL, Fire, Food Spoilage, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AR, IL, MO ❯Westrope Coverages Business Interruption, Catastrophe, CGL, Difference in Conditions,

Earthquake, Fire, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, Business Interruption, Equipment Breakdown,

❯Yates & Associates Ins. Services Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL, Excess Liab, Liquor Liab States CA

❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Business Income, Dealers Open Lot, E&O, EPLI, Fire Legal Liab,

Retail Stores ❯4 All Insurance Services Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds,

BOP, Business Interruption, CGL, E&O, EPLI, Equipment Breakdown, Fire, GL, Glass, Liability, Liquor Liab, Products Liab, Property, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA

❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages EPLI, Food Borne Illness Carrier Status Non-admitted States Most States

❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

❯Program Brokerage Corporation Coverages Care/Custody/Control, Crime, Food Spoilage, GL, Liability, Property, Umbrella Carrier Status Admitted States NJ, NY, PA

❯5Star Professional Programs:EPLI Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States

❯ProHost USA Inc. Coverages Assault & Battery, Boiler & Machinery, Crime, Cyber Liab, EPLI,

❯Agency Intermediaries Inc. Coverages Business Income, CGL, Excess Liab, Real & Business Personal Prop, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, NH, RI

❯Roush Insurance Services Inc. Coverages Blanket Addt’l Insureds, Boiler & Machinery, Business Income,

❯Atlantic Casualty Insurance Company Coverages CGL, Property Carrier Status Non-admitted States Most States ❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯RSI International Inc. (Missouri) Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler

EPLI, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

& Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

❯MacNeill Group, Inc., CMGA Coverages CGL, EPLI, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL

❯Specialty Insurance Coverages Assault & Battery, Boiler & Machinery, Business Income, Business

Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, Garage Liability, GKLL, GL, Glass, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN ❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States AL, CA, DE, FL, GA, LA, MD, MS, NC, NJ, NY, OH, OR, PA, SC, TN,

TX, VA, WA, DC ❯Topa Insurance Company Coverages GL, Property Carrier Status Admitted States CA ❯Trivedi-Capacity Associates LLC Coverages EPLI States Most States ❯UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal

Liab, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA ❯Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

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❯DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits,

Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States ❯J.L. von Arx & Associates Insurance Services Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability,

Medical Payments, Nonowned & Hired Auto, Physical Damage, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted, Non-admitted States AZ, CA

RV Parks ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Crime, Fire Legal Liab, GL, Inland Marine, Medical Payments, Property Carrier Status Admitted, Non-admitted States All States ❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Auto Comm-Standard, Bailee/Customer Goods, Boats, Boiler & Machinery, Business Income, CGL, Equipment Breakdown, Fire Legal Liab, Garage Keepers Legal Liab, Liquor Liab, Piers & Docks, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

School Busing Firms

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯South Texas General Insurance Agency Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States TX

Garage Liability, GKLL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯MBA Insurance Agency of AZ Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Non-admitted States Most States

Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

❯SIU LLC Coverages Assault & Battery, Business Income, CGL, Equipment Breakdown, Inland Marine, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA

Liab, Garage Liability, Medical Payments, Personal Liab, Uninsured Motorists Carrier Status Admitted States AL, AR, CA, FL, GA, IL, MI, MS, MT, NC, OH, OK, OR, PA, SC, TN, TX, VA ❯AMCFairmont Coverages GL, Property Carrier Status Admitted, Non-admitted States AR, MO, OK

❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

❯RCA Insurance Group Coverages GL, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

RV Dealerships ❯5Star DEALERsure (Auto Dealers) Program Coverages Dealers Open Lot, E&O, Fire Legal Liab, Garage Keepers Legal

Food Spoilage, GL, Liquor Liab, Property Carrier Status Non-admitted States FL, GA

Fire Legal Liab, GL, Glass, Liability, Liquor Liab, Property, Tools & Equip Carrier Status Non-admitted States Most States

Equipment Breakdown, Excess Liab, Food Borne Illness, Food Spoilage, GKLL, GL, Liquor Liab, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages Assault & Battery, CGL, Commercial Excess, Employee Benefits,

❯Monarch E&S Insurance Services Coverages CGL, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Products Liab, Property Carrier Status Non-admitted States CA ❯N-Surance Outlets Inc. (Florida) Coverages Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯N-Surance Outlets Inc. (Georgia) Coverages Business Income, Liability, Property Carrier Status Admitted, Non-admitted States GA, LA, TN ❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯Northern States Agency Coverages CGL, Equipment Breakdown, Excess Liab, Fire Carrier Status Non-admitted States IA, IL, MN, ND, NE, SD, WI ❯Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Boiler & Machinery, Business Income

& Interruption, CGL, Commercial XS, Crime, D&O, Excess Liab, Fine Arts, Fire, Food Spoilage, GL, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Products Liab, Property,Theft, Umbrella Carrier Status Admitted & Non States IL, IN, OH ❯SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States ❯South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX

❯5Star Contract School Bus Program Coverages Auto Comm-Standard Liability, EPLI, GL, Nonowned & Hired

Auto, Physical Damage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States ❯Glatfelter Public Practice Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Commercial Excess, Crime, Employee Benefits, Equipment Breakdown, GL, Inland Marine, Property Carrier Status Admitted States NJ, NY, PA ❯MacNeill Group, Inc., CMGA Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Excess Liab, Umbrella Carrier Status Non-admitted States FL ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States

Schools-Public/Private ❯ACE Commercial Risk Services - Programs Coverages Abuse & Molestation, Auto Comm-Standard, Inland Marine, Liability, Property Carrier Status Admitted, Non-admitted States PA ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp States All States ❯Apex Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler

& Machinery, Crime, Educator Legal Liab, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States Most States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Inland Marine, Non-Profit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Topa Insurance Company Coverages GL, Property Carrier Status Admitted States CA ❯UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal

Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA

❯Glatfelter Insurance Group Coverages Auto Comm-Nonstandard, Crime, Environmental Liab, GL, Inland

Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N57

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯Glatfelter Public Practice Coverages Auto Comm-Standard, Environmental Liab, EPLI, GL, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Tuition Refund, Umbrella Carrier Status Admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard & Phys Dmg, Blanket

Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

❯Brownyard Group Coverages Assault & Battery, Auto Comm-Standard, Care/Custody/Control, CGL, Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, GL, Inland Marine, Lost Key, Medical Malpractice, Professional Liab, Property, Umbrella, WC Carrier Status Admitted, Non-admitted States All States ❯Brownyard Programs, Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Bunker Hill Underwriters Coverages Assault & Battery, Auto Comm-Standard Liability, Business Interruption, Care/Custody/Control, Lost Key, Misc Professional Liab, Professional Liab, Trade Shows & Festivals, Workers’ Comp Carrier Status Admitted States IL, IN, MI, OH, TX

❯All Risks Ltd. Coverages Builders Risk, E&O, Hull, Pollution, Protection & Indemnity

❯CoverX Corporation Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Izzo Insurance Services Inc. Coverages Auto Comm-Nonstandard, Crime, E&O, EPLI, Excess Liab,

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Equipment, GL, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯S.H. Smith & Company Inc. - 7 Offices Nationwide Coverages Abuse & Molestation, Excess Liab, Pollution, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability & Phys Dmg, D&O, E&O, Personal Liab, Professional Liab Carrier Status Admitted States All States

❯Western Security Surplus Insurance Brokers Inc. Coverages Abuse & Molestation, Business Income, CGL, Fire Legal Liab, GL,

Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX ❯Westrope Coverages Catastrophe, CGL, Difference in Conditions, Earthquake, Fire,

❯Sierra Specialty Coverages Excess Liab, GL Carrier Status Non-admitted States Most States ❯The Mechanic Group Inc. Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O,

Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Self-Storage Facilities ❯All Risks Ltd. Coverages Business Income, GL, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Britt/Paulk Insurance Agency Inc. Coverages Boiler & Machinery, BOP, Builders Risk, Business Income,

Scrap Dealers

Catastrophe, CGL, D&O, E&O, Environmental Liab, EPLI, Equipment, Equip Breakdown, GL, Hail, Liability, Mechanical Breakdown, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Property, Tools & Equip, Umbrella, WC Carrier Status Admitted States Most States

❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, Excess Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯G.J. Sullivan Company (Orange) Coverages Auto Comm-Standard Liability & Phys Dmg, Business &

Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Fire Legal Liab, GKLL, Garage Liability, GL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, WC Carrier Status Admitted States Most States

Securities Brokers/Dealers ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Fox Point Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Security Guard Firms

Ship Repairers/Marine Artisan Contractor

❯Costanza Insurance Agency Inc. Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States All States

❯Professional Governmental Underwriters Coverages D&O, E&O, Educator Legal Liab, EPLI Carrier Status Admitted, Non-admitted States Most States

Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Glass, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, UT, WA

❯Agency Intermediaries Inc. Coverages Equipment, Liability, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States CT, MA

Fidelity Bonds, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯THOMCO Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Educator Legal

❯D.C. White Agency Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Northern States Agency Coverages Abuse & Molestation, CGL, Commercial Excess, Fire, Professional Liab Carrier Status Non-admitted States IA, IL, MN, ND, NE, SD, WI

❯SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States

❯Chamber Insurance Agency Services Coverages Environmental Liab, Equipment Breakdown, Pollution Liab, Workers’ Comp Carrier Status Admitted States All States

❯CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime,

Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States ❯Deans & Homer Coverages Bailee/Customer Goods, BOP, Builders Risk, Excess Liab, Inland Marine, Liability, Property Carrier Status Admitted States Most States ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

(P&I), USL&H, Workers’ Comp Carrier Status Non-admitted States Most States ❯Atlass Insurance Group Coverages Business Income, CGL, Equipment, Excess Liab, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States All States ❯Brauer & Associates Inc. Coverages Bailee/Customer Goods, GL, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip Carrier Status Admitted States Most States ❯Britt/Paulk Insurance Agency Inc. Coverages Contractors Equip, Environmental Liab, Equipment, Equipment

Breakdown, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States Most States ❯Continental Risk Insurance Services Coverages GL, Hull, Inland Marine, Legal Liab, Property, Protection &

Indemnity (P&I), Ship Repairers Legal, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA ❯Insurance Center Special Risks Ltd. Coverages Bailee/Customer Goods, GL, Protection & Indemnity (P&I), Tools & Equip Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, RI, VT ❯LIG Marine Managers Coverages Care/Custody/Control, CGL, Commercial Marine, Completed

Operations Liab, Equipment, Excess Liab, Hull, Legal Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States ❯SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States All States ❯Specialized Insurance Coverages CGL, Commercial Marine, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA ❯The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control,

Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage - Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Ship Yards ❯All Risks Ltd. Coverages Builders Risk, E&O, Hull, Pollution, Protection & Indemnity

(P&I), USL&H, Workers’ Comp Carrier Status Non-admitted States Most States

❯MiniCo Insurance Agency LLC Coverages Boiler & Machinery, BOP, Business Income, CGL, COC, Crime, Earthquake, Employee Benefits, EPLI, Extended Business, Fire, GL, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Liab, Pollution, Products Liab, Property, Theft, Umbrella, Windstorm Carrier Status Admitted States Most States

❯Atlass Insurance Group Coverages Business Interruption, CGL, Equipment, Excess Liab, Piers & Docks, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States All States

❯PGI Commercial LLC Coverages BOP, Umbrella Carrier Status Admitted States Most States

Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States

❯Britt/Paulk Insurance Agency Inc. Coverages CGL, Equipment, Equipment Breakdown, GL, Inland Marine,

❯Continental Risk Insurance Services Coverages GL, Hull, Inland Marine, Legal Liab, Property, Protection &

❯All Risks Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯Universal Insurance Facilities Ltd. Coverages BOP, Legal Liab, Pollution Liab Carrier Status Admitted States Most States

Indemnity (P&I), Ship Repairers Legal, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA

Crime, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Service Stations

❯AMIS/Alliance Marketing & Insurance Services Coverages E&O, Liability Carrier Status Non-admitted States All States

❯AMCFairmont Coverages Auto Comm-Standard, Business Income/Interruption, Care/

❯HULL & Company Inc. - 25 Offices Nationwide Coverages Care/Custody/Control, Ship Repairers Legal Carrier Status Non-admitted States All States

❯Brecht & Associates Coverages Auto Comm-Nonstandard, Excess Liab, GL, Property, Umbrella Carrier Status Non-admitted States TX

Custody/Control, CGL, Crime, EPLI, Fire Legal Liab, GKLL, GL, Legal Expense Ins, Legal Liab, Liquor Liab, Loss of Use, Medical Payments, Occupational Accident, Pollution Liab, Property, Theft, Umbrella, WC Carrier Status Admitted, Non-admitted States Most States

N58 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

❯LIG Marine Managers Coverages CGL, Completed Operations Liab, Equipment, Hail, Products Liab,

Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

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20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States All States

❯UCA General Insurance Services Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA

❯J.L. von Arx & Associates Insurance Services Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, BOP Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR

Shuttle Service-Non Emergency Medical

❯Liberty International Underwriters Coverages Kidnap/Ransom, Misc Professional Liab, Professional Liab Carrier Status Admitted States All States

Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States

❯Monitor Liability Managers LLC Coverages D&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Shooting Ranges

❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

❯Joseph Chiarello & Company Inc. Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Liquor Liab,

Dmg, Cargo, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

❯Sloan Mason Insurance Services Coverages CGL, Umbrella, USL&H, Wet Marine Carrier Status Admitted, Non-admitted States Most States ❯The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control,

Medical Payments, Property, Umbrella Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Shopping Centers ❯4 All Insurance Services Coverages Assault & Battery, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Commercial Excess, Crime, EPLI, Excess Liab, GL, Liability, Nonowned & Hired Auto, Personal Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA ❯AFG Partners Coverages Commercial Excess, Property Carrier Status Admitted, Non-admitted States All States ❯Appleby & Sterling Coverages GL, Property Carrier Status Admitted States AZ, CA, NV ❯Bass Underwriters Coverages Excess Liab, GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH,

OK, OR, PA, RI, SC, TN, TX, VA ❯Burns & Wilcox - All Offices Coverages Business Income, CGL, Fire, Property, Windstorm Carrier Status Admitted, Non-admitted States Most States ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Residential `wrap-up`, Umbrella, Workers’ Comp States Most States ❯Continental Brokers Inc. Coverages BOP, D&O, Flood, Lessors Contingent Liab, Liability, Property Carrier Status Admitted States All States ❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA ❯Distinguished Programs Group Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States ❯Horizon E & S Insurance Brokerage Coverages Liability, Property Carrier Status Non-admitted States AZ, CA, NV ❯Insurance Innovators of New Jersey Inc. Coverages Boiler & Machinery, BOP, Business Income, Business Interruption,

CGL, GL, Liability, Mechanical Breakdown, Medical Payments, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States NJ, NY ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯AFC Insurance Coverages Accident & Health, Auto Comm-Standard, Crime, D&O, GL,

Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

❯RPS Technology & Cyber Coverages Bailee/Customer Goods, BOP, Breach of Security, Care/Custody/ Control, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Fiduciary Liab, Foreign GL, GL, Identity Theft, Inland Marine, Liability, Media Liab, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Umbrella, Website Domain Name, Workers’ Comp Carrier Status Admitted States Most States

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Social Clubs

Business Income, Crime, D&O, EPLI, Excess Liab, Garage Liability, GKLL, GL, Glass, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States

❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL Carrier Status Admitted States All States ❯Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯Westrope Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard Liability & Phys Dmg, Excess Liab, Nonowned & Hired Auto Carrier Status Admitted, Non-admitted States All States

Shuttle Services ❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Cargo, EPLI, Excess Liab, GL, Physical Damage, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Liability, Excess Liab, GL, Motor Truck Cargo, Physical Damage States All States ❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Sign & Display Companies ❯NIP Group LLC Coverages Accidental Death, Auto Comm-Standard, Blanket Addt’l Insureds,

CGL, Crime, E&O, Employee Benefits, EPLI, Equipment, Garage Keepers Legal Liab, GL, Inland Marine, Pollution Liab, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Small to Mid-Sized Businesses ❯4 All Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys

Dmg, BOP, Business Income, Business Interruption, CGL, Crime, E&O, Earthquake, EPLI, Fire, Food Spoilage, GL, Inland Marine, Products Liab, Professional Liab, Property, Umbrella, WC Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯RCA Insurance Group Coverages GL, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States All States ❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States AL, CA, DE, FL, GA, LA, MD, MS, NC, NJ, NY, OH, OR, PA, SC, TN,

TX, VA, WA, DC ❯Western Security Surplus Insurance Brokers Inc. Coverages Business Interruption, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Social Service Agencies ❯5Star D&O Program Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States ❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Boiler & Machinery, Business Interruption, Community/Social Svcs, D&O, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CT, FL, GA, IL, IN, MA, MD, MI, MN, MO, NC, NJ, NM, NV, NY, OH, PA, RI, SC, TX, VA, WA ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Insureds, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, CO, CT, DE, FL, GA, HI, IA, ID, IL, KS, MD, MI, MN, MO, NC, NE, NV, OH, OR, PA, UT, VA, VT, WA

❯Appleby & Sterling Coverages BOP, COC, Workers’ Comp Carrier Status Admitted States AZ, CA, NV

❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted States Most States

❯Great American Insurance Group - Executive Liability Division Coverages D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

❯Care Providers Insurance Services LLC Coverages Abuse & Molestation, Auto Comm-Standard Liability, Auto

❯Preferred Property Programs Coverages Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States

❯Insurance Innovators Agency Of New England (W Springfield) Coverages Assault & Battery, BOP, CGL, Employee Benefits, EPLI, GL,

❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

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Liability, Liquor Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

Comm-Standard Phys Dmg, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Liability, Nonowned & Hired Auto, Participant Accident, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States Most States

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N59

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, NonProfit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯THOMCO Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

of Security, CGL, D&O, EPLI, Identity Theft, Misc Professional Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Indemnity Excess & Surplus Agency Inc. Coverages Abuse & Molestation, CGL, D&O, EPLI, Professional Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, NV, OR, TX, WA ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, NonProfit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯USX/S Coverages Abuse & Molestation, Auto Comm-Standard Liability, Breach

Software Developers ❯Access E&S Insurance Services (CA) Coverages Cyber Liab, GL, Professional Liab Carrier Status Admitted, Nonadmitted States AZ, CA, CO, DE, MD, NC, NJ, NV, NY, PA, TX, VA, DC ❯Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States ❯Euclid Managers LLC Coverages Identity Theft, Technology E&O Carrier Status Non-admitted States All States

❯Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States All States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Standard, Boiler & Machinery, Business Income, Business Interruption, CGL, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯NSM Insurance Group Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

Business Income, Business Interruption, Commercial Excess, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Identity Theft, Liability, Loss of Use, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯PGI Commercial LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯RPS NIPC Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab,

Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Russell Bond & Company Inc. Coverages Abuse & Molestation, Assault & Battery, Business Income,

Business Interruption, Completed Operations Liab, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab, Fire, GL, Good Samaritan, Liability, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Smith, Bell & Thompson Coverages Abuse & Molestation, Auto Comm-Standard, Crime, D&O, E&O,

Employee Benefits, Fidelity, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

N60 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Solar Mfg. and/or Contractors ❯Sloan Mason Insurance Services Coverages CGL, Umbrella Carrier Status Admitted, Non-admitted States Most States

Special Events ❯5Star PARKsure (Parking) Program Coverages Employee Benefits, Garage Keepers Legal Liab, Garage Liability, Liability, Medical Payments Carrier Status Admitted States Most States ❯Abram Interstate Insurance Services Inc. Coverages Event Cancellation, Trade Shows & Festivals Carrier Status Non-admitted States AZ, CA ❯Agency Intermediaries Inc. Coverages GL, Medical Payments, Trade Shows & Festivals Carrier Status Non-admitted States CT, MA, NH, RI ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States ❯ASPN Insurance Agency LLC Coverages Event Cancellation, Weather Carrier Status Non-admitted States Most States ❯Brecht & Associates Coverages GL, Inland Marine, Liquor Liab, Property Carrier Status Non-admitted States TX ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Centurion Insurance Group Coverages Event Cancellation, Liquor Liab, Negative Film, Participant

Accident, Property, Sets, Trade Shows & Festivals, Wardrobe Carrier Status Admitted States All States ❯Direct Event Insurance Coverages CGL, Event Cancellation, Hole-in-One, Liquor Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Admitted, Non-admitted States Most States ❯Focus Underwriters LLC Coverages CGL, Weather Carrier Status Non-admitted States NC, SC, VA ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

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20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯Gales Creek Insurance Services Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, Event Cancellation, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Participant Accident, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Gorst Company Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯HCC Specialty (MA) Coverages Blanket Addt’l Insureds, CGL, Event Cancellation, Hole-in-One,

Liquor Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States ❯iii of Maryland Inc. Coverages Excess Liab, GL, Liquor Liab Carrier Status Admitted, Non-admitted States DE, MD, VA ❯Indemnity Excess & Surplus Agency Inc. Coverages CGL, Liquor Liab Carrier Status Non-admitted States AZ, CA, CO, HI, ID, OR, TX, WA ❯Insurance Center Special Risks Ltd. Coverages GL, Liquor Liab Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI, VT ❯Insurance Innovators Inc. Coverages CGL, GL, Hole-in-One, Medical Payments, Prize Indemnification, Weather Carrier Status Non-admitted States DE, NH, NJ, NY, PA ❯K&K Insurance Group Inc. Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States All States ❯McClelland and Hine Inc. Coverages Liability, Liquor Liab Carrier Status Non-admitted States TX ❯N-Surance Outlets Inc. (Florida) Coverages Equipment, Fire Legal Liab, Hole-in-One, Liability, Liquor Liab,

Medical Payments, Trade Shows & Festivals, Weather Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯N-Surance Outlets Inc. (Georgia) Coverages Liability, Liquor Liab Carrier Status Non-admitted States GA, LA, TN ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ,

❯Quaker Special Risk (Florida) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States ❯Smith, Bell & Thompson Coverages GL, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Non-admitted States Most States ❯USX/S Coverages Breach of Security, CGL, D&O, EPLI, Identity Theft, Medical & Physical Rehab, Medical Malpractice, Professional Liab, Property Carrier Status Non-admitted States All States ❯Worldwide Facilities Inc. of Washington Coverages Abuse & Molestation, Billing Error E&O, CGL, D&O, E&O, EPLI,

Excess Liab, Fidelity, Fiduciary Liab, GL, Managed Care, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Tanning Salons ❯Burns & Wilcox - All Offices Coverages CGL, Equipment Breakdown, Fire, GL, Medical Payments,

Personal Property, Products Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Insurtec Tanning and Spa Insurance Coverages Addt’l Expense, BOP, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Nonowned & Hired Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States ❯Sports & Fitness Insurance Corporation Coverages CGL, Property Carrier Status Non-admitted States All States ❯TAPCO Underwriters Inc. Coverages GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States AL, CA, DE, FL, GA, LA, MD, MS, NC, NJ,

CA, NV

NY, OH, OR, PA, SC, TN, TX, VA, WA, DC

❯R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, Event Cancellation, Medical Payments,

❯THOMCO Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States

Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States All States ❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States AL, CA, DE, FL, GA, LA, MD, MS, NC, NJ, NY, OH, OR, PA, SC, TN,

TX, VA, WA, DC ❯THOMCO Coverages Accident & Health, CGL Carrier Status Non-admitted States Most States ❯Victor O. Schinnerer & Company Coverages Liquor Liab, Trade Shows & Festivals, Weather Carrier Status Admitted, Non-admitted States Most States

Substance Abuse Program Administrators ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯THOMCO Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland

Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Surgery Centers ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Health Care Insurers Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯NAS Insurance Services Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States

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❯Universal Insurance Facilities Ltd. Coverages BOP, Professional Liab, Umbrella Carrier Status Admitted States All States

Tax Preparers & Bookkeepers ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States ❯Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Taxi Service ❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

CGL, Excess Liab, Medical, Umbrella Carrier Status Admitted States Most States ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted, Non-admitted States All States ❯AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability States All States ❯Crump Insurance Services Inc. - All Offices Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States ❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL Carrier Status Admitted States Most States

Temporary Medical Staffing ❯World Wide Specialty Programs Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Temporary Staffing Firms

Tattoo Parlors/Permanent Makeup/ Body Piercing ❯Chopra Insurance Brokerage Inc. Coverages BOP, EPLI Carrier Status Non-admitted States CA, NV ❯iii of Maryland Inc. Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI,

VA, DC ❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, NJ, NY, PA, RI, DC ❯Insurance Innovators Agency Of New England (W Springfield) Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, DC ❯Insurance Innovators of New Jersey Inc. Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, DC ❯Insurance Innovators Inc. Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI,

VA, DC ❯Ohio E & S Agency Inc. Coverages Business Income, GL, Professional Liab, Property Carrier Status Non-admitted States MI, OH

❯All Risks Ltd. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Nonadmitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Cooper & McCloskey Inc. Coverages CGL, Crime, E&O, EPLI Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA ❯Health Care Insurers Inc. Coverages GL, Professional Liab Carrier Status Admitted States Most States ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Non-admitted States All States ❯NSM Insurance Group Coverages E&O, Workers’ Comp Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability & Phys

Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

❯Professional Program Insurance Brokerage Coverages BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States ❯RPS NIPC Coverages GL, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States ❯SIU LLC Coverages Business Income, CGL, Equipment Breakdown, Inland Marine, Property Carrier Status Non-admitted States CA

CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income & Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States Most States

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N61

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯U.S. Risk Insurance Group Inc. Coverages Auto Comm-Standard Liability, CGL, Crime, E&O, EPLI, Excess Liab, Workers’ Comp Carrier Status Non-admitted States Most States ❯World Wide Specialty Programs Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯KBK Insurance Group Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys

Truck Body/Manufacturers/ Distributors ❯Willis Programs Coverages Auto Comm-Standard, Boiler & Machinery, GL, Inland Marine,

Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Truckers/Trucking Firms

Theatre Production Companies

Dmg, Garage Keepers Legal Liab, Medical Payments, Motor Truck Cargo, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯5Star Non-Trucking Liability Program Coverages Non-Trucking Auto Liab, Physical Damage Carrier Status Admitted, Non-admitted States Most States

❯Gales Creek Insurance Services Coverages Auto Comm-Standard, CGL, Inland Marine, Participant Accident, Umbrella, WC Carrier Status Admitted, Non-admitted States All States

❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States

❯5Star Professional Programs:EPLI Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States

❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY

❯5Star Trucking Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯OneBeacon Professional Insurance Coverages E&O, Media Liab, Professional Liab Carrier Status Admitted States All States

Title Agents ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯American Safety Insurance Services Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Non-admitted States Most States ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Logic Underwriters Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX ❯TitlePac Inc. Coverages Cyber Liab, E&O, Escrow E&O, Fidelity Bonds, Misc Professional

Liab, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

Tour & Charter Bus Services ❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Cargo, EPLI, Excess Liab, GL, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯S.H. Smith & Company Inc. - 7 Offices Nationwide Coverages Auto Comm-Standard, GL, Medical Payments, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Western Experts in Transportation Coverages Auto Comm-Standard, GL, Physical Damage Carrier Status Admitted States CA, MT, NV, OR, WA

Tow Truck Firms ❯5Star Towing & Recovery Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Dealers Open Lot, EPLI, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted States Most States ❯D.C. White Agency Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY ❯G.J. Sullivan Company (Orange) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Business Income, Business Interruption, Cargo, CGL, Crime, Employee Benefits, Equipment, Fidelity, Fire, Fire Legal Liab, Garage Keepers Legal Liab, GL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop, Theft, Uninsured Motorists Carrier Status Admitted States Most States ❯J.L. von Arx & Associates Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo,

Garage Liability, Medical Payments, On-Hook Cargo, Property, Uninsured Motorists Carrier Status Admitted, Non-admitted States CA

❯S.H. Smith & Company Inc. - 7 Offices Nationwide Coverages Auto Comm-Standard Phys Dmg, Cargo, Garage Keepers Legal

Liab, Garage Liability, GL, Property, Umbrella Carrier Status Admitted States Most States ❯Shelly, Middlebrooks & O’Leary Inc. (St. Petersburg) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Wrongful Repo Carrier Status Admitted, Non-admitted States FL ❯Trinity Transportation Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Cargo,

Excess Liab, Garage Keepers Legal Liab, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Tools & Equip Carrier Status Admitted States Most States

Trade Show Exhibitors ❯BUA LLC Coverages Excess Liab, GL Carrier Status Admitted States Most States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯Gales Creek Insurance Services Coverages Auto Comm-Standard, CGL, Inland Marine, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States ❯K&K Insurance Group Inc. Coverages GL, Inland Marine Carrier Status Admitted States All States

Translators & Interpreters ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯Professional Program Insurance Brokerage Coverages BOP, Professional Liab Carrier Status Non-admitted States Most States

Travel Agents & Tour Operators ❯Euclid Managers LLC Coverages E&O, Identity Theft, Misc Professional Liab, Technology E&O, Website Domain Name Carrier Status Non-admitted States All States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Liberty International Underwriters Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Travel Trailers ❯American Reliable Insurance Company Coverages Personal Property, Physical Damage Carrier Status Admitted States All States ❯Specialized Insurance Coverages Liability, Physical Damage Carrier Status Admitted States DE, FL, NY, PA

N62 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

Dmg, Cargo, Disability, EPLI, Excess Liab, GL, Non-Trucking Auto Liab, Occupational Accident, Participant Accident, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Excess Liab, GL, Motor Truck Cargo, Non-Trucking Auto Liab Carrier Status Admitted, Non-admitted States All States ❯AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Phys Dmg, Cargo, Inland Marine, Long Haul, Motor Truck Cargo, Physical Damage, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Brauer & Associates Inc. Coverages Inland Marine, Motor Truck Cargo Carrier Status Admitted States Most States ❯Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Excess Liab, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States TX ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯Crouse & Associates Coverages Cargo, CGL, COC, D&O, Difference in Conditions, E&O, Motor

Truck Cargo, Nonowned & Hired Auto, Transportation Pollution Liab, Umbrella Carrier Status Admitted States All States ❯Crump Insurance Services Inc. - All Offices Coverages Cargo, CGL, EPLI, Occupational Accident, Physical Damage,

Pollution, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯D.C. White Agency Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY, PA ❯Freberg Environmental Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys

Dmg, CGL, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States ❯Gorst Company Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯Gresham & Associates Inc. - Indianapolis Coverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most States ❯IMCO Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Cargo, Liability, Long Haul, Non-Trucking Auto Liab, Truck Auto Liab Carrier Status Admitted, Non-admitted States CA, OR, WA ❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages Cargo, CGL, Commercial Excess, Excess Liab, Liability, Motor Truck Cargo, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Insurance Innovators of New Jersey Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, GL, Inland Marine, Liability, Medical Payments, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella, Uninsured Personal Injury Carrier Status Non-admitted States NJ ❯Interline Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CA

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20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯International Excess Program Managers Coverages Cargo, GL, Property Carrier Status Admitted, Non-admitted States Most States ❯International Transportation & Marine Agency Inc. Coverages Cargo, GL, Physical Damage Carrier Status Admitted, Non-admitted States Most States ❯J.L. von Arx & Associates Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Container

Refrigeration Break, Motor Truck Cargo, Physical Damage, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯J.M. Wilson Coverages Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO,

NC, NE, OH, OK, PA, SC, TN, VA, WI, WV ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal States Most States ❯N-Surance Outlets Inc. (Georgia) Coverages Cargo, Non-Trucking Auto Liab, Physical Damage, Truck Auto Liab Carrier Status Admitted States GA, TN ❯National Advantage Insurance Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, GL, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, OR, TX ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, GL Carrier Status Admitted States Most States ❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY ❯Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) Coverages Auto Comm-Standard, Cargo, GL, Physical Damage States FL ❯Shelly, Middlebrooks & O’Leary Inc. (St. Petersburg) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Cargo, Commercial Excess, GL, Transportation Pollution Liab Carrier Status Admitted States FL, GA ❯South & Western General Agency Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Long Haul Carrier Status Admitted States TN, TX ❯South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX ❯Swett & Crawford Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys

Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Emergency Medical, Excess Liab, Garage Keepers Legal Liab, Garage Liability, Liability, Long Haul, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Transportation Pollution Liab, Truck Auto Liab Carrier Status Admitted, Non-admitted States All States

❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Dealers Open Lot, E&O, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Cargo, CGL, Commercial Excess, Dealers Open Lot, Fire, Garage Liability, GKLL, GL, Physical Damage, Property, Theft, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Non-admitted States TX ❯D.C. White Agency Coverages Dealers Open Lot, Garage Liability Carrier Status Admitted States NY ❯DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits,

Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States ❯GMI Insurance Services Coverages Garage Liability, GL, Inland Marine, Property Carrier Status Admitted States Most States ❯J.L. von Arx & Associates Insurance Services Coverages Dealers Open Lot, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Nonowned & Hired Auto, Physical Damage, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted, Non-admitted States AZ, CA

Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct, Technology E&O, Umbrella, WC Carrier Status Admitted States All States

❯NIP Group LLC Coverages Auto Comm-Standard, BOP, Crime, D&O, EPLI, GL, Inland Marine, Professional Liab, Property, Workers’ Comp States Most States

Vineyards

On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

❯Apollo General Ins. Agency Inc. Coverages Auto Comm-Standard, Combo Personal & Commercial,

❯M.J. Hall & Company Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Equipment, Food Spoilage, Liquor Liab, Products Liab, Property, Spoilage Carrier Status Admitted States Most States

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Interruption, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States AK, AZ, CA, NV, TX

❯South & Western General Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯McClelland and Hine Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX ❯National Indemnity Company Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability,

GKLL, Medical Payments, Uninsured Motorists

Comm-Standard Phys Dmg, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Fire, Liability, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX ❯Winery Pak Insurance Programs Coverages Auto Comm-Standard, Combo Personal & Commercial,

Contractors Equip, Equipment Breakdown, Herbicide & Pesticide, Liability, Personal Liab, Pollution Liab, Property, Umbrella Carrier Status Admitted States Most States

Carrier Status Admitted, Non-admitted States Most States

Vitamin/Health Food Suppliers

❯RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Completed Operations Liab, Foreign GL, GL, Liability, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV

Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK ❯South & Western General Agency Inc. Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Non-admitted States AR, MS, NM, OK, TN, TX

❯Quaker Special Risk (Mass.) Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

❯USG Insurance Services Inc. Coverages CGL, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States

Nonowned & Hired Auto, Physical Damage, Truck Auto Liab Carrier Status Admitted, Non-admitted States All States

Vendor Management Services ❯World Wide Specialty Programs Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability,

❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Westrope Coverages Excess Liab, Motor Truck Cargo, Non-Trucking Auto Liab,

❯U.S. Risk Insurance Group Inc. Coverages CGL, Garage Keepers Legal Liab, GKLL Carrier Status Non-admitted States All States

❯Agricultural Insurance Mgmt Services Coverages CGL, Products Liab, Property Carrier Status Admitted States Most States

❯Topa Insurance Company Coverages Liability, Physical Damage, Property Carrier Status Admitted States CA

❯Western Surplus Lines Agency Inc. Coverages CGL, Excess Liab Carrier Status Non-admitted States LA, NM, OK, TX

❯Sierra Specialty Coverages Garage Liability, GKLL Carrier Status Non-admitted States Most States

Veterinarians

❯U.S. Specialty Insurance Coverages Accidental Death, Occupational Accident Carrier Status Admitted States Most States

Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, GL, Long Haul, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists C arrier Status Admitted States AR, IL, MO

❯McLeckie Insurance Group Coverages Garage Keepers Legal Liab, Legal Liab Carrier Status Non-admitted States All States

❯Worldwide Facilities Inc. Coverages Products Liab, Property Carrier Status Admitted, Non-admitted States All States

Warehouse Operators

❯Yates & Associates Ins. Services Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States CA

❯AmWINS Group Inc. - 45 Offices Nationwide Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Utilities-Natural Gas Companies ❯Bunker Hill Underwriters Coverages Accessories, Auto Comm-Standard, CGL, Contractors Equip,

Equipment Breakdown, Inland Marine, Mechanical Breakdown, Tools & Equip Carrier Status Admitted States IL, TX ❯Willis Programs Coverages Auto Comm-Standard, Boiler & Machinery, GL, Inland Marine,

❯AmWINS Program Underwriters Coverages Business Interruption, Crime, GL, Motor Truck Cargo, Property, Umbrella, Workers’ Comp States All States ❯Compass Insurance Group of Agencies Coverages BOP, Business Income Carrier Status Non-admitted States CA

❯Yates & Associates Ins. Services Coverages Cargo, Liability, Physical Damage Carrier Status Admitted, Non-admitted States CA

Property, Public Officials, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯National Advantage Insurance Services Inc. Coverages Inland Marine, Property Carrier Status Non-admitted States AZ, CA, NV, OR, TX

Used Car Dealers

Valet Parking Companies

❯Prime Insurance Company Coverages Liability, Property Carrier Status Non-admitted States Most States

❯5Star DEALERsure (Auto Dealers) Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States AL, AR, CA, FL, GA, IL, MI, MN, MS, MT, NC, OH, OK, OR, PA, SC, TN, TX, VA

❯5Star PARKsure (Parking) Program Coverages Employee Benefits, Garage Keepers Legal Liab, Garage Liability, Liability, Medical Payments Carrier Status Admitted States Most States

❯AMCFairmont Coverages GL, Property Carrier Status Admitted, Non-admitted States AR, MO, OK

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Waste Haulers ❯5Star Waste Insurance Program Coverages Auto Comm-Standard, GL, Inland Marine, Physical Damage,

❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Pollution Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

❯J.L. von Arx & Associates Insurance Services Coverages Garage Keepers Legal Liab, Garage Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States AZ, CA

❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, GL, Inland Marine, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AL,

AZ, CA, CO, FL, GA, IL, IN, NC, OH, OK, OR, PA, SC, TN, TX, UT, WA

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N63

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯AmWINS Program Underwriters Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, GL, Pollution, Umbrella, Workers’ Comp States All States ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯Berkley Specialty Underwriting Mgrs - Environmental Division Coverages Auto Comm-Standard; Liability & Phys Dmg, Blanket Addt’l

Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, GL, Int’l Coverage, Nonowned & Hired Auto, Pollution, Professional Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Brecht & Associates Coverages Auto Comm-Nonstandard, GL, Inland Marine, Property Carrier Status Non-admitted States TX ❯Gresham & Associates Inc. - Indianapolis Coverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most States ❯Insurance Innovators of New Jersey Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, GL, Inland Marine, Liability, Medical Payments, Non-Trucking Auto Liab, Truck Auto Liab, Uninsured Motorists Carrier Status Non-admitted States NJ ❯Prime Insurance Company Coverages CGL, D&O Carrier Status Non-admitted States Most States ❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, GL, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States AR, IL, MO ❯Westrope Coverages Excess Liab, Physical Damage, Pollution Liab, Truck Auto Liab Carrier Status Admitted, Non-admitted States All States ❯Willis Programs Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Water Well Drilling Operation Co’s ❯Sloan Mason Insurance Services Coverages Auto Comm-Nonstandard, CGL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coverages Liability, Liquor Liab, Weather Carrier Status Admitted States Most States ❯K&K Insurance Group Inc. Coverages CGL, Inland Marine Carrier Status Admitted States All States ❯Markel American Insurance Company Coverages Event Cancellation, Liability, Property Carrier Status Admitted States

❯Western Surplus Lines Agency Inc. Coverages CGL, Control of Well, Inland Marine Carrier Status Non-admitted States LA, NM, OK, TX

Most States

❯Willis Programs Coverages Auto Comm-Standard, Boiler & Machinery, EPLI, GL, Inland

❯R.V. Nuccio & Associates Inc. Coverages Addt’l Expense, Event Cancellation, Inland Marine, Medical

Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Payments, Personal Liab, Rented Property, Wardrobe, Weather Carrier Status Admitted States Most States

Water/Wastewater Facilities

Wildlife Control

❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States

❯Brownyard Group Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/

❯Freberg Environmental Inc. Coverages CGL, Environmental Liab, Excess Liab, GL, Pollution Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States ❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States Most States ❯Glatfelter Public Practice Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Crime, Employee Benefits, EPLI, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States ❯Grundy Insurance Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States ❯NIF Group Inc. Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, E&O, EPLI, GL, Products Liab Carrier Status Admitted States AZ, CT, MA, NJ, NM, NY, TN

Weddings

Control, CGL, Crime, Excess Liab, Fidelity, Fidelity Bonds, GL, Inland Marine, Lost Key, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Wineries ❯Apollo General Ins. Agency Inc. Coverages Blanket Addt’l Insureds, Boiler & Machinery, Business

Interruption, Cargo, GL, Inland Marine, Liability, Liquor Liab, Property Carrier Status Admitted States Most States ❯Ohio E & S Agency Inc. Coverages Business Income, GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States MI, OH ❯South & Western General Agency Inc. Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX ❯Winery Pak Insurance Programs Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l

Insureds, Business Income, Cargo, Commercial Excess, Cyber Liab, Equipment Breakdown, Excess Liab, Inland Marine, Liability, Liquor Liab, Property Carrier Status Admitted States Most States

❯Gales Creek Insurance Services Coverages CGL, Event Cancellation, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States ❯HCC Specialty (MA)

N64 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

www.insurancejournal.com

20TH ANNUAL PROGRAM DIRECTORY, VOLUME II Wood Workers

Youth Sports Associations

❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Boiler & Machinery, Business Interruption, Equipment, Inland Marine Carrier Status Admitted, Non-admitted States All States

❯ACE Commercial Risk Services - Programs Coverages GL, Liability Carrier Status Admitted States Most States

❯Woodus K. Humphrey & Company (AmWINS) Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

Wrecking Contractors ❯AmWINS Group Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Apollo General Ins. Agency Inc. Coverages Accident & Health, Accidental Death, Auto Comm-Standard,

Blanket Addt’l Insureds & Waivers, Cargo, Contractors Equip, Contractors License Bonds, Environmental Liab, EPLI, GL, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Yacht Clubs ❯Atlass Insurance Group Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab,

Liability, Marina Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States All States ❯Britt/Paulk Insurance Agency Inc. Coverages Boats, Boiler & Machinery, CGL, COC, Comm’l XS, Commercial

❯Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States ❯Bollinger Inc. Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States All States ❯Fox Point Programs Coverages E&O, EPLI Carrier Status Non-admitted States All States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯Gales Creek Insurance Services Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI,

Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯J.E. Brown & Associates Coverages Liability, Property Carrier Status Admitted, Non-admitted States CA

Marine, Equip Breakdown, GL, Property, Umbrella, Watercraft Liab, Watersports Liab, WC Carrier Status Admitted & Non States Most States

❯K&K Insurance Group Inc. Coverages CGL States All States

❯Insurance Center Special Risks Ltd. Coverages Business Interruption, Legal Liab, Property Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, RI, VT

❯Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

❯Markel American Insurance Company Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States ❯National Marine Insurance Wholesalers Coverages GL, Liquor Liab, Marina Operators Legal, Property, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States ❯TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial

Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Wet Marine Carrier Status Admitted, Non-admitted States All States

Yachts/Mega Yachts ❯ACE Recreational Marine Insurance Coverages Emergency Towing & Service, Federal LHWCA, Hull, Medical

Payments, Personal Property, Pollution Liab, Protection & Indemnity (P&I), Uninsured Boaters Carrier Status Admitted States Most States

Crime, D&O, Equipment, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States ❯Ohio E & S Agency Inc. Coverages Abuse & Molestation, GL, Property Carrier Status Non-admitted States MI, OH ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States All States ❯Sports & Fitness Insurance Corporation Coverages Accident & Health, Accidental Death, Flood, GL, Medical, Property Carrier Status Admitted States All States

❯Atlass Insurance Group Coverages Excess Liab, Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters Carrier Status Admitted, Non-admitted States All States ❯Brauer & Associates Inc. Coverages Hull, Protection & Indemnity (P&I) Carrier Status Admitted States Most States ❯Britt/Paulk Insurance Agency Inc. Coverages Commercial Marine, Hull, Property, Protection & Indemnity (P&I) Carrier Status Admitted States Most States ❯Insurance Center Special Risks Ltd. Coverages Emergency Towing & Service, Hull, Medical Payments, Personal

Property, Pollution Liab, Watercraft Liab, Watersports Liab Carrier Status Admitted States CT, MA, ME, NH, NY, RI, VT ❯J.E. Brown & Associates Coverages Liability, Property Carrier Status Admitted States CA ❯Markel American Insurance Company Coverages Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters, Watercraft Liab Carrier Status Admitted States Most States ❯Quaker Special Risk (Florida) Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages Hull, Protection & Indemnity (P&I), USL&H Carrier Status Non-admitted States Most States ❯Specialized Insurance Coverages Boats, Commercial Marine, Hull, Liability, Uninsured Boaters, Watercraft Liab, Watersports Liab Carrier Status Admitted, Non-admitted States DE, FL, NY, PA ❯TCA Inc. Coverages Boats, Hull, Protection & Indemnity (P&I), Theft, Uninsured Boaters Carrier Status Admitted, Non-admitted States All States ❯Terheggen/Malone Marine Insurance Coverages Boats, Watercraft Liab Carrier Status Admitted States AZ, CA, NV

www.insurancejournal.com

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N65

20TH ANNUAL PROGRAM DIRECTORY VOLUME II â&#x20AC;&#x201C; ALPHABETICAL DIRECTORY OF MARKETS 4 All Insurance Services

5Star Trucking Program

Agostini Wholesale Insurance

P.O. Box 992, Woodland Hills, CA 91365 Phone: (818) 346-4555, Fax: (818) 610-2219 info@4allinsurance.net www.4allinsurance.net

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 marketing@5starsp.com www.5starsp.com

P.O. Box 880288, San Diego, CA 92168 Phone: (800) 922-7283, Fax: (619) 593-2008 programs@agostinisurplus.com www.agostiniwholesale.com

5Star Business Auto Program (Misc. classes)

5Star Waste Insurance Program

Agricultural Insurance Mgmt Svcs.

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 marketing@5starsp.com www.5starsp.com

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 242-7680 marketing@5starsp.com www.5starsp.com

722 Route 3A, Ste. 10, Bow, NH 03278 Phone: (877) 552-2467, Fax: (603) 225-9318 jlp@aimscentral.com www.aimscentral.com

5Star Contract School Bus Program

A.I.I. Insurance Brokerage of Mass., Inc.

All Risks, Ltd.

444 Beach 129th St., Belle Harbor, NY 11692 Phone: (877) 247-9772, Fax: (866) 566-8424 marketing@5starsp.com www.5starsp.com

183 Davis St., P.O. Box 1139, Douglas, MA 01516 Phone: (508) 476-1990, Fax: (508) 476-1991 info@agencyint.com www.agencyint.com

10150 York Rd., 5th Fl, Hunt Valley, MD 21030 Phone: (800) 366-5810, Fax: (410) 828-8179 hhobbie@allrisks.com www.allrisks.com

5Star D&O Program

Abram Interstate Insurance Services, Inc.

Alliance of Nonprofits for Ins. Risk Retention Group

1230 E. Diehl Rd., Ste. 330, Naperville, IL 60563 Phone: (866) 879-6565, Fax: (866) 720-5003 marketing@5starsp.com www.5starsp.com/PROtect

5Star DEALERsure (Auto Dealers) Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 marketing@5starsp.com www.5starsp.com

5Star Garage Services Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 marketing@5starsp.com www.5starsp.com/garage

5Star Non-Trucking Liability Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6145 marketing@5starsp.com www.5starsp.com

5Star Paratransit Program 444 Beach 129th St., Belle Harbor, NY 11694 Phone: (877) 247-9772, Fax: (866) 566-8424 marketing@5starsp.com www.5starsp.com

5Star PARKsure (Parking) Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 marketing@5starsp.com www.5starsp.com

5Star Professional Programs 303 W. Madison St., Ste. 700, Chicago, IL 60606 Phone: (877) 247-9772, Fax: (866) 720-5003 marketing@5starsp.com/PROtect www.5starsp.com/PROtect

5Star Professional Programs:EPLI 1230 East Diehl Road, Suite 350, Naperville, IL 60563 Phone: (877) 247-9772, Fax: (866) 720-5003 marketing@5starsp.com www.5starsp.com/PROtect

5Star Public Auto Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 marketing@5starsp.com www.5starsp.com

5Star Towing & Recovery Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (866) 749-8929 marketing@5starsp.com www.5starsp.com

2211 Plaza Dr., Ste. 100, Rocklin, CA 95765 Phone: (916) 780-7000, Fax: (916) 780-7181 media@abraminterstate.com www.abraminterstate.com

P.O. Box 8546, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 sbradshaw@ani-rrg.org www.ani-rrg.org

Access E&S Insurance Services (CA) 5575 Lake Park Way, Ste. 222, La Mesa, CA 91942 Phone: (619) 462-1128, Fax: (866) 209-7312 valerie@access-es.com www.access-es.com

Alliant Specialty Insurance Services, Inc. P.O. Box 609015, San Diego, CA 92160 Phone: (858) 505-4011, Fax: (858) 505-4074 marketing@alliantspecialty.com www.alliantspecialty.com

Access E&S Insurance Services (VA) 2001 N. Lincoln St., Arlington, VA 22207 Phone: (703) 248-2566, Fax: (703) 248-2565 Tim@Access-ES.com www.Access-ES.com

Allied Protector Plan 3101 W. MLK Blvd., Tampa, FL 33607 Phone: (877) 566-4017, Fax: (813) 221-4109 app@bbprograms.com www.alliedprotectorplan.com

ACE Commercial Risk Services - Programs 436 Walnut St. WA 7C, Philadelphia, PA 19106 Phone: (215) 640-4467, Fax: (215) 640-5472 carol.dennis@acegroup.com www.aceprogramdivision.com

ACE Recreational Marine Insurance 436 Walnut St., Philadelphia, PA 19106 Phone: (215) 640-2609, Fax: (215) 640-5025 recreational.marine@acegroup.com www.acemarineinsurance.com

ACE USA--Excess Casualty 140 Broadway, New York, NY 10005 Phone: (646) 458-5925, Fax: (646) 458-5924 Connie.Germano@acegroup.com www.aceusa.com

ACE Westchester Specialty--Environmental 500 Colonial Center Pkwy, Ste. 200, Roswell, GA 30076 Phone: (678) 795-4220, Fax: (678) 795-4569 Barbara.Deas@acegroup.com www.acewestchester.com

AFC Insurance 3101 Emrick Blvd, Suite 318, Bethlehem, PA 18020 Phone: (877) 456-5323, Fax: (610) 974-8574 meggan.werkheiser@afcins.com www.afcins.com

AFG Partners 111 John St., New York, NY 10038 Phone: (212) 266-0206, Fax: (212) 406-3192 ledelman@afgins.com www.afgins.com

Agency Intermediaries, Inc. 1575 Boston Post Rd., P.O. Box 451, Guilford, CT 06437 Phone: (203) 453-2859, Fax: (203) 453-8859 info@agencyint.com www.agencyint.com

N66 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

AMCFairmont 824 Front St., Conway, AR 72032 Phone: (800) 233-2398, Fax: (501) 450-6962 marketing@amcins.com www.amcinsurance.com

American Professional Liability Underwriters 7270 NW 12 St., Ste. 700, Miami, FL 33126 Phone: (786) 924-7036, Fax: (786) 924-7046 rkenney@amproins.com www.amproins.com

American Reliable Insurance Company 8655 E. Via De Ventura, Scottsdale, AZ 85258 Phone: (800) 535-1333, Fax: (480) 483-0797 Suzanne.Summers@assurant.com www.americanreliable.com

American Safety Insurance Services, Inc. 100 Galleria Pkwy. SE, Ste. 700, Atlanta, GA 30339 Phone: (800) 388-3647, Fax: (770) 955-8339 info@amsafety.com www.amsafety.com

American Specialty Insurance & Risk Svcs, Inc. 142 N. Main St., P.O. Box 309, Roanoke, IN 46783 Phone: (800) 245-2744, Fax: (260) 672-8835 dsmith@amerspec.com www.amerspec.com

American Underwriting Managers 365 Miron Dr., Ste. D, Southlake, TX 76092 Phone: (817) 424-1996, Fax: (817) 481-0742 nena@auminsur.com www.auminsur.com

AMIS/Alliance Marketing & Insurance Services 355 Via Vera Cruz, Ste. 7, San Marcos, CA 92078 Phone: (800) 843-8550, Fax: (800) 573-8550 bwest@amiscorp.com www.amiscorp.com www.insurancejournal.com

20TH ANNUAL PROGRAM DIRECTORY VOLUME II – ALPHABETICAL DIRECTORY OF MARKETS AmWINS Group, Inc. - 45 Offices Nationwide

Associations Underwriters & Ziplow Horse Ins

Bliss & Glennon, Inc.

See Website for Locations Headquarters - Charlotte, NC 28210 Phone: (704) 749-2700, Fax: (704) 943-9000 marketing@amwins.com www.amwins.com

1430 Warehime Rd., Westminster, MD 21158 Phone: (800) 336-2378, Fax: (410) 871-9748 Pcohen@auizhi.com www.equineinsuranceagent.com

435 N. Pacific Coast Hwy, Redondo Beach, CA 90277 Phone: (800) 829-7330, Fax: (877) 622-2911 info@bgsurplus.com www.bgsurplus.com

AmWINS Program Underwriters 214 Senate Ave., Ste. 201, Camp Hill, PA 17011 Phone: (717) 214-7557, Fax: (717) 214-2801 garry.snyder@amwins.com www.amwins.com/apu

AmWINS Transportation Underwriters, Inc. 3035 S. Church St., Burlington, NC 27215 Phone: (800) 222-2407, Fax: (336) 229-6977 transportation@amwins.com www.amwins.com/atu

Anchor Bay Insurance Managers, Inc. P.O. Box 2510, Silverdale, WA 98383 Phone: (800) 929-9560, Fax: (800) 929-9794 info@surpluslines.com www.surpluslines.com

Atlantic Casualty Insurance Company P.O. Box 8010, Goldsboro, NC 27533 Phone: (877) 225-5744, Fax: (919) 759-3387 vdavis@atlanticcasualty.net www.atlanticcasualty.net

Bollinger, Inc. 101 JFK Pkwy, Short Hills, NJ 07078 Phone: (800) 526-1379, Fax: (973) 921-2876 deb.meslar@bollingerinsurance.com www.BollingerInsurance.com

Brauer & Associates, Inc.

Atlas General Insurance Services 8954 Rio San Diego Dr., Ste. 600, San Diego, CA 92108 Phone: (877) 662-8527, Fax: (619) 862-2435 info@atlas.us.com www.atlas.us.com

7211 Sawmill Rd., Ste. 200, Dublin, OH 43016 Phone: (614) 336-0990, Fax: (614) 336-0992 DanMartin-Brauer@sbcglobal.net

Anderson & Murison, Inc. 800 W. Colorado Blvd., Los Angeles, CA 90041 Phone: (323) 255-2333, Fax: (323) 255-0957 james.mccarthy@andersonmurison.com www.andersonmurison.com

Aon Association Services 1120 20th St. NW, Ste. 600, Washington, DC 20036 Phone: (800) 432-7465, Fax: (800) 701-1982 info@npo-ins.com www.npo-ins.com

Apex Insurance Services 404 E. Ramsey, Ste. 114, San Antonio, TX 78216 Phone: (210) 340-8985, Fax: (210) 340-8986 hughes@apexinsurance.com www.apexinsurance.com

Apollo General Ins. Agency, Inc. P.O. Box 1508, Sonoma, CA 95476 Phone: (800) 624-5829, Fax: (707) 996-2912 allane@apgen.com www.apgen.com

Atlass Insurance Group

Brecht & Associates

1300 SE 17 St., Ste. 220, Fort Lauderdale, FL 33316 Phone: (954) 653-2852, Fax: (954) 525-1183 lsherrod@atlassinsurance.com www.atlassinsurance.com

1450 Hughes Rd, Ste. 109, Grapevine, TX 76051 Phone: (817) 424-5335, Fax: (817) 424-3772 jbrecht@brechtassoc.com www.brechtassoc.com

Atlass have been a Marine Insurance Specialists since 1981. They represent the leading domestic “A” rated Companies and are also a Lloyd’s Coverholder / MGA. They are able to provide prompt quotation terms with excellent commissions for all types of Marine exposures.

Automotive Risk Mgmt. & Ins. Services, Inc. 1919 Grand Canal Blvd., Ste. C-7, Stockton, CA 95207 Phone: (800) 224-6363, Fax: (888) 504-8062 apps@armonline.com www.armonline.com

Brightstone Insurance Services, LLC. 145 Huguenot St., New Rochelle, NY 10802 Phone: (877) 862-4755, Fax: (914) 636-0802 info@brightstoneins.com www.brightstoneins.com

100 Glen Eagles Ct., Carrollton, GA 30117 Phone: (800) 842-8917, Fax: (770) 836-8563 john.paulkiii@brittpaulk.com www.brittpaulk.com

2251 - A Ward Ave., Simi Valley, CA 93065 Phone: (805) 583-9828, Fax: (805) 583-9832 mike@applebyandsterling.com www.applebyandsterling.com

Applied Underwriters, Inc.

Bass Underwriters

P.O. Box 281900, San Francisco, CA 94128 Phone: (877) 234-4450, Fax: (877) 234-4452 sales@auw.com www.auw.com

6951 W. Sunrise Blvd., Plantation, FL 33313 Phone: (954) 473-4488, Fax: (954) 316-3100 bturgeon@bassuw.com www.bassuw.com

Arrowhead General Insurance Agency, Inc.

Beacon Hill Associates, Inc.

701 B St., Ste. 2100, San Diego, CA 92101 Phone: (800) 669-1889, Fax: (619) 881-8695 MarketingInfo@ArrowheadGrp.com www.ArrowheadGrp.com

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 info@b-h-a.com www.b-h-a.com

Ascinsure Specialty Risk

Bedford Insurance Services, Inc.

Brownyard Group 21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706 Phone: (800) 645-5820, Fax: (631) 666-5723 info@brownyard.com www.brownyard.com

Brownyard Programs, Ltd. 86 Carleton Ave., East Islip, NY 11730 Phone: (631) 581-9300, Fax: (631) 581-9385 info@brownyardprograms.com www.brownyardprograms.com

4 Allegheny Center, 4th Fl, Pittsburgh, PA 15212 Phone: (877) 372-0517, Fax: (888) 316-9016 newbusiness@ascinsure.com www.ascinsure.com

23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-8365 info@bedfordinsurance.com www.bedfordinsurance.com

ASPN Insurance Agency, LLC

Berkley Specialty Underwriting Managers, LLC - Environmental Division

www.insurancejournal.com

245 TownPark Dr., Suite 200, Kennesaw, GA 30144 Phone: (678) 322-3536, Fax: (678) 631-5954 kbasinger@breckis.com www.breckis.com

Britt/Paulk Insurance Agency, Inc.

Appleby & Sterling

200 E. Randolph St., 5th Fl, Chicago, IL 60601 Phone: (877) 275-2776, Fax: (312) 381-6211 moreinfo@askaspn.com www.askaspn.com

Breckenridge Insurance Group

303 W. Madison, Ste. 825, Chicago, IL 60614 Phone: (404) 443-2244, Fax: (312) 727-6060 cpell@berkleysum.com www.berkleysum.com/environmental.htm

We are Program Administrators focused exclusively on the Private Security Industry. We provide General/Professional Liability, Foreign Liability, Excess/Umbrella Liability, Workers’ Comp & Crime to Security Guard, Private Investigation, Background Screening, Security Consultant, Armored Car, Burglar/Fire Alarm & CCTV/Access Control Companies throughout the U.S.

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N67

20TH ANNUAL PROGRAM DIRECTORY VOLUME II – ALPHABETICAL DIRECTORY OF MARKETS BUA, LLC

Crouse & Associates

155 Fleet St., Portsmouth, NH 03801 Phone: (888) 772-5005, Fax: (603) 372-5990 raudet@buainsurance.com www.buainsurance.com

100 Pine St., Ste. 2500, San Francisco, CA 94111 Phone: (415) 982-3870, Fax: (415) 982-2546 info@crousesf.com www.crouseandassociates.com

Builders & Tradesmen’s Insurance Svcs, Inc. 6610 Sierra College Blvd., Rocklin, CA 95677 Phone: (877) 649-6682, Fax: (916) 772-9292 sdiluccia@btisinc.com www.btisinc.com

Bunker Hill Underwriters 800 Gessner, Ste. 600, Houston, TX 77024 Phone: (713) 935-7400, Fax: (713) 467-8238 dwilson@bhuainc.com www.bhuainc.com

Burnett & Company, Inc. 1300 Post Oak Blvd., Houston, TX 77056 Phone: (713) 243-4300, Fax: (713) 243-4399 bgeorgiou@bcoinc.com www.bcoinc.com

Burns & Wilcox - All Offices See website for addresses Headquarters - Detroit/Farmington Hills, MI 48334 Phone: (248) 932-9000, Fax: (248) 932-9046 quote@burns-wilcox.com www.burnsandwilcox.com

CAMICO 1800 Gateway Dr., Ste. 300, San Mateo, CA 94404 Phone: (800) 652-1772, Fax: (650) 802-2700 marcom@camico.com www.camico.com

Care Providers Insurance Services, LLC 16301 Quorum Rd., Ste. 130B, Addison, TX 75001 Phone: (800) 761-7072, Fax: (800) 224-7145 parcher@nsminc.com www.ins-cps.com

Centurion Insurance Group Centurion Place - P.O. Box 959, Hanover, NH 03755 Phone: (603) 643-2000, Fax: (603) 643-2740 penny@centurionusa.com www.centurionusa.com

Chamber Insurance Agency Services 100 Executive Dr., West Orange, NJ 07052 Phone: (800) 336-2007, Fax: (973) 731-2288 jpferreira@chamberagent.com www.chamberagent.com

Charity First Insurance Services, Inc. One Market, Spear Tower, Ste. 200, San Francisco, CA 94105 Phone: (800) 352-2761, Fax: (415) 536-4033 charityfirstinfo@charityfirst.com www.charityfirst.com

ChemPlan - Chemical Insurance 2201 Cantu Ct., Ste. 102, Sarasota, FL 34232 Phone: (800) 410-1511, Fax: (941) 379-2668 dhagan@chemplan.net www.chemplan.net

Chopra Insurance Brokerage, Inc. 16800 Devonshire St., Ste. 309, Granada Hills, CA 91344 Phone: (818) 923-6090, Fax: (818) 923-6203 Info@choprainsurance.com www.choprainsurance.com

CIBA Insurance Services

Crump Insurance Services, Inc. - All Offices

655 N. Central Ave., Ste. 2100, Glendale, CA 91203 Phone: (818) 638-8525, Fax: (818) 638-8551 wswanson@cibaservices.com www.cibaservices.com

See Website for Addresses Headquarters - Roseland, NJ 07068 Phone: (877) 247-9772, Fax: (321) 757-6147 TheOne@crumpins.com www.crumpins.com

CITA Insurance Services

Crusader Insurance Company

681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (800) 280-7250, Fax: (714) 978-2692 programsinfo@citainsurance.com www.citainsurance.com

Commercial Sector Insurance Brokers, LLC 600 Corporate Pkwy, Ste. 250, Birmingham, AL 35242 Phone: (205) 332-8117, Fax: (205) 776-1610 landrews@comsectorins.com www.comsectorins.com

Compass Insurance Group of Agencies 9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-1980, Fax: (818) 545-3818 mail@compasseands.com www.compasseands.com

Construction Insurance Partners 308 N. 21st St., Ste. 300, St. Louis, MO 63103 Phone: (314) 554-9754, Fax: (314) 342-7170 johnc@cip-stl.com www.cip-stl.com

Construction Insurance Solutions 150 E. 22nd St., Lombard, IL 60148 Phone: (800) 842-3653ext23, Fax: (630) 705-1056 byron@normanspencer.com www.constructioninsurancesolutions.com

Continental Brokers, Inc. 214 Key Dr., Ste. 2000, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 898-4793 cs@continentalbrokers.biz www.continentalbrokers.biz

Continental Risk Insurance Services 330 S. Fairmont Ave., Ste. 2, Lodi, CA 95240 Phone: (866) 699-2747, Fax: (209) 365-6040 ed@continentalriskins.com www.continentalriskins.com

Cooper & McCloskey, Inc. 111 Pine St., Ste. 1530, San Francisco, CA 94111 Phone: (415) 433-7700, Fax: (415) 433-7707 keltie@cmiprorisk.com www.cmiprorisk.com

Costanza Insurance Agency, Inc. 9101 LBJ Freeway, Ste. 150, Dallas, TX 75243 Phone: (800) 346-0942, Fax: (972) 991-2139 b.costanza@cia-tx.com www.costanzainsurance.com

CoverX Corporation 29621 Northwestern Hwy, Southfield, MI 48034 Phone: (248) 358-4010, Fax: (248) 358-2459 coverxuw@coverx.com www.coverx.com

CPA Protector Plan P.O. Box 15335, Tampa, FL 33684 Phone: (800) 438-1263, Fax: (813) 222-4165 cpa@bbprograms.com www.cpaprotectorplan.com N68 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com

D.C. White Agency 370 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-6200, Fax: (516) 431-0488 dcwhite@lancer-ins.com www.dcwhiteagency.com

Deans & Homer 340 Pine St., San Francisco, CA 94104 Phone: (800) 345-2054, Fax: (415) 989-7801 scott@deanshomer.com www.deansandhomer.com

DeCotis Insurance Associates, Inc. 245 Waterman St., Ste. 501, Providence, RI 02906 Phone: (401) 351-0066, Fax: (401) 351-0386 pdecotis@decotisinsurance.com www.decotisinsurance.com

Direct Event Insurance 1409 S. Lamar, Ste. 1007, Dallas, TX 75215 Phone: (800) 481-7950, Fax: (214) 276-1344 support@directeventinsurance.com www.directeventinsurance.com

Distinguished Programs Group 1180 Ave. of the Americas, 16th Floor, New York, NY 10036 Phone: (212) 297-3100, Fax: (212) 297-3130 JTesoriero@distinguished.com www.distinguished.com

DMI Insurance Services 330 Tennant Ave., Morgan Hill, CA 95037 Phone: (800) 877-2525, Fax: (408) 778-9277 info@dmi-insurance.com www.dmi-insurance.com

E.L.M. Insurance Brokers 1990 E. Grand Ave., Ste. 210, El Segundo, CA 90245 Phone: (310) 322-1301, Fax: (310) 322-1302 mainofc@e-o.com www.e-o.com

Equisure, Inc. 13790 E. Rice Pl., Aurora, CO 80015 Phone: (800) 752-2472, Fax: (303) 614-6967 diane@equisure-inc.com www.equisure-inc.com

Euclid Managers 234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 msutton@euclidmanagerskc.com www.euclidmanagers.com

Euclid Managers, LLC 1627 Main St., Ste. 800, Kansas City, MO 64108 Phone: (816) 778-0708, Fax: (816) 778-0715 msutton@euclidmanagerskc.com www.euclidmanagerskc.com www.insurancejournal.com

20TH ANNUAL PROGRAM DIRECTORY VOLUME II â&#x20AC;&#x201C; ALPHABETICAL DIRECTORY OF MARKETS Evolution Insurance Brokers

Gerald J. Wilkoff, Inc.

H&W Insurance Services, Inc.

8722 S. Harrison St., Salt Lake City, UT 84070 Phone: (877) 678-7342, Fax: (801) 304-5551 quotes@eibdirect.com www.eibdirect.com

95 Main St., Mineola, NY 11501 Phone: (516) 747-0200, Fax: (516) 747-2021 info@wilkoffbonds.com www.wilkoffbonds.com

P.O. Box 1085, Shawnee Mission, KS 66222 Phone: (800) 616-9475, Fax: (913) 432-1706 bgeis@hwunderwriters.com www.hwunderwriters.com

Fairway Underwriters

Glatfelter Insurance Group

Hagerty Insurance Agency, Inc.

191 Pawtucket Blvd., Lowell, MA 01854 Phone: (800) 662-2141, Fax: (978) 454-8740 fran@fairwayunderwriters.com www.fairwayunderwriters.com

183 Leader Heights Rd., York, PA 17402 Phone: (800) 233-1957, Fax: (717) 747-7044 giginquiries@glatfelters.com www.glatfelters.com

141 Rivers Edge Dr., Ste. 200, Traverse City, MI 49684 Phone: (800) 747-5348, Fax: (231) 941-8227 agent@hagerty.com www.hagerty.com

Floodwatch

Glatfelter Public Practice

Hall & Company

4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 gary.tisdale@floodwatchins.com www.floodwatchins.com

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7044 inquiries@GlatfelterPublicPractice.com www.GlatfelterPublicPractice.com

19660 10th Ave. NE, Poulsbo, WA 98370 Phone: (360) 598-5021, Fax: (360) 697-3744 jean@hallandcompany.com www.hallco.net

Focus Underwriters, LLC

GMI Insurance Services

HCC Specialty

P.O. Box 51036, Durham, NC 27717 Phone: (919) 401-8010, Fax: (919) 401-8180 info@focusunderwriters.com www.focusunderwriters.com

P.O. Box 701, Valley Forge, PA 19482 Phone: (610) 933-4679, Fax: (610) 933-4993 karen@gmi-insurance.com www.gmi-insurance.com

2300 Clayton Rd., Ste. 1100, Concord, CA 94520 Phone: (800) 684-7475, Fax: (925) 685-1750 jbechter@hcc.com www.hccspecialty.com

Founders Insurance Company

Gorst Co.

HCC Specialty (MA)

1645 E. Birchwood Ave., Des Plaines, IL 60018 Phone: (847) 768-0040, Fax: (847) 296-3362 twagner@foundersinsurance.com www.foundersinsurance.com

9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-0900, Fax: (818) 507-1133 mail@gorst.com www.gorst.com

401 Edgewater Pl., Ste. 400, Wakefield, MA 01880 Phone: (800) 927-6306, Fax: (781) 994-6001 mmatheson@hccsu.com www.hccspecialty.com

Fox Point Programs

Gray-Stone & Company, Inc.

Health Care Insurers, Inc.

4001 Miller Rd., Wilmington, DE 19802 Phone: (800) 499-7242, Fax: (302) 472-8529 sales@foxpointprg.com www.foxpointprg.com

275 E. Hillcrest Dr., Ste. 250, Thousand Oaks, CA 91360 Phone: (805) 494-4440, Fax: (805) 299-4985 info@gray-stone.com www.gray-stone.com

7011 Campus Dr., Ste. 200, Colorado Springs, CO 80920 Phone: (800) 397-9697, Fax: (719) 528-8323 info-hci@hciusa.com www.hciusa.com

Herbert H. Landy Insurance 75 Second Ave., Needham, MA 02494 Phone: (800) 336-5422, Fax: (800) 344-5422 johnt@landy.com www.landy.com

Francis L. Dean & Associates, Inc. P.O. Box 4200, Wheaton, IL 60189 Phone: (800) 745-2409, Fax: (630) 665-7294 info@fdean.com www.fdean.com

Freberg Environmental, Inc. 1451 Larimer, Ste. 200, Denver, CO 80202 Phone: (800) 377-4152, Fax: (303) 623-8101 info@feiinsurance.com www.feiinsurance.com

G.J. Sullivan Company (Orange) 625 The City Drive S, Ste. 400, Orange, CA 92868 Phone: (800) 235-5485, Fax: (714) 876-2280 meskod@es.gjs.com www.gjsullivan.com

Gabor Insurance Services, Inc. 7270 NW 12 St., Ste. 700, Miami, FL 33126 Phone: (786) 924-7030, Fax: (786) 924-7040 Rgabor@gaborinsurance.com www.gaborinsurance.com

Gales Creek Insurance Services 800 NW 6th, Ste. 335, Portland, OR 97236 Phone: (503) 227-0491, Fax: (503) 227-0927 bob@galescreek.com www.galescreek.com

General Agency Services, Inc. P.O. Box 1905, Mt. Pleasant, MI 48804 Phone: (989) 775-6696, Fax: (989) 775-0835 jmortell@gasinsurance.net www.gasinsurance.net

www.insurancejournal.com

Horizon E & S Insurance Brokerage 875 S. Westlake Blvd., Ste. 218, Westlake Village, CA 91361 Phone: (805) 494-6553, Fax: (805) 494-6778 info@horizonsurplus.com www.horizonsurplus.com

Great American Insurance Group Executive Liability Division 1515 Woodfield Rd., Ste. 500, Schaumburg, IL 60173 Phone: (847) 330-6750, Fax: (513) 929-6890 ELD@gaic.com www.GreatAmericanELD.com

Hospice & Community Care Insurance Services P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7021 inquiries@glatfelters.com www.hccis.com

Great American Insurance Group, Specialty Human Services 301 E. 4th St., 23rd Fl, Cincinnati, OH 45202 Phone: (800) 722-3260, Fax: (888) 513-5593 czellers@gaic.com www.SpecialtyHumanServices.com

Hospitality Insurance Solutions

Gresham & Associates, Inc. - Indianapolis 6602 E. 75th St., Ste. 450, Indianapolis, IN 46250 Phone: (317) 849-1860, Fax: (317) 849-6743 kkeymon@greshaminc.com www.insurewithgresham.com

Gridiron Insurance Underwriters, Inc. 6951 W. Sunrise Blvd., Ft. Lauderdale, FL 33313 Phone: (954) 473-3653, Fax: (954) 316-3132 ddemott@gridironins.com www.gridironins.com

Grundy Insurance P.O. Box 1957, Horsham, PA 19044 Phone: (877) 338-4004, Fax: (215) 674-5716 clint@grundy.com www.grundyutilities.com

100 Broadway, Ste. 2D, Sterling, CO 80751 Phone: (866) 286-5889, Fax: (970) 522-7792 gdennington@hospitalityins.com www.hospitalityins.com

Hotels & Resorts Insurance Program - Cita Insurance Services 681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (800) 690-4841, Fax: (714) 939-7437 sbaxter@citainsurance.com www.citainsurance.com

HULL & Company, Inc. - 25 Offices Nationwide See Website for Locations, HQ - Ft. Lauderdale, FL 33316 Phone: (954) 527-4855, Fax: (866) 449-8449 ftlauderdale@hullco.com www.hullco.com

Ian H. Graham Insurance 15303 Ventura Boulevard, 12th Floor, Sherman Oaks, CA 91403 Phone: (180) 062-12324, Fax: (866) 229-3754 info@ihginsurance.com www.ihginsurance.com December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N69

20TH ANNUAL PROGRAM DIRECTORY VOLUME II – ALPHABETICAL DIRECTORY OF MARKETS iii of Maryland, Inc.

Interline Insurance Services

Joseph Chiarello & Co., Inc.

10430 Shaker Dr., Ste. 200, Columbia, MD 21046 Phone: (410) 337-9295, Fax: (410) 730-2156 cindym@iiigroup.com www.iiigroup.com

P.O. Box 3190, Cerritos, CA 90703 Phone: (800) 229-8790, Fax: (562) 685-0202 elitcher@meadowbrook.com www.interlineinsurance.com

31 Parker Road, Elizabeth, NJ 072082118 Phone: (908) 352-4444, Fax: (908) 352-8512 info@jcinsco.com www.guninsurance.com

IMCO

International Excess Companies

K&B Underwriters, LLC

18765 SW Boones Ferry Rd., Tualatin, OR 97062 Phone: (503) 783-2650, Fax: (503) 783-2656 tmiller@imcoinsurance.com www.imcoinsurance.com

26451 Curtiss Wright Pkwy, Ste. 103, Cleveland, OH 44143 Phone: (216) 797-9700, Fax: (216) 797-9970 kennethkukral@intlxs.com www.internationalexcess.com

11800 Sunrise Valley Dr., Ste. 1400, Reston, VA 20191 Phone: (888) 760-3194, Fax: (703) 880-7520 info@kbunderwriters.com www.kbunderwriters.com

Indemnity Excess & Surplus Agency, Inc.

International Excess Program Managers

1500 NW Bethany Blvd., Ste. 235, Beaverton, OR 97006 Phone: (800) 487-2442, Fax: (503) 526-9700 jimh@ies-xs.com www.ies-xs.com

26451 Curtiss Wright Pkwy, Ste. 103, Cleveland, OH 44143 Phone: (800) 937-3497, Fax: (888) 291-1382 webinquiry@intlxs.com www.xsprograms.com

K&K Insurance Group, Inc.

Insurance Center Special Risks, Ltd.

International Transportation & Marine Agency

246 Park St., West Springfield, MA 01089 Phone: (888) 773-7475, Fax: (413) 781-0050 lkoval@specilarisksltd.com www.specialrisksltd.com

7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260 Phone: (480) 556-0200, Fax: (480) 556-0201 info@itmagency.com www.itmagency.com

Insurance Innovators Agency Of New England, Inc. (Hopedale)

IPC

4 Charlesview Pl., Hopedale, MA 01747 Phone: (774) 396-0056, Fax: (774) 396-0067 richm@iiane.com www.iiigroup.com

Insurance Innovators Agency Of New England, Inc. (West Springfield) 30B Capital Dr., West Springfield, MA 01090 Phone: (413) 731-1100, Fax: (413) 731-7403 brendal@iiane.com www.iiigroup.com

Insurance Innovators of New Jersey, Inc. 484 Schooleys Mountain Rd., Ste. 2, Hackettstown, NJ 07840 Phone: (732) 752-3388, Fax: (732) 752-5677 patty@iiigroup.com www.iiigroup.com

Insurance Innovators, Inc. 130 S. Easton Rd., Glenside, PA 19038 Phone: (215) 885-7300, Fax: (215) 886-2482 susanc@iiigroup.com www.iiigroup.com

Insurance Multiplex Agency, LLC 365 W. Passaic St., Ste. 260, Rochelle Park, NJ 07662 Phone: (201) 880-1891, Fax: (201) 880-1895 inquiry@insurancemultiplex.com www.insurancemultiplex.com

Insurmark a Div. of Financial & Professional Risk Solutions, Inc. 4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 sharon.gulvas@Insurmark.com www.insurmark.com

P.O. Box 1150, Gardnerville, NV 89410 Phone: (775) 782-6655, Fax: (775) 782-6654 tammy@ipc-nv.com www.ipc-nv.com

Irving Weber Associates, Inc. 761 Koehler Ave., Ronkonkoma, NY 11779 Phone: (800) 243-1811, Fax: (888) 622-0414 mail@iwains.com www.iwains.com

Irwin Siegel Agency, Inc. 25 Lake Louise Marie Rd., Rock Hill, NY 12775 Phone: (800) 622-8272, Fax: (845) 796-3661 siegel@siegelagency.com www.siegelagency.com

Izzo Insurance Services, Inc. 7234 W. North Ave., Elmwood Park, IL 60707 Phone: (800) 800-1704, Fax: (708) 452-1777 Info@IzzoInsurance.com www.IzzoInsurance.com

J.E. Brown & Associates 303 Lennon Ln., Walnut Creek, CA 94598 Phone: (925) 947-2990, Fax: (925) 947-3978 marketing@jebrown.net www.jebrown.net

J.L. von Arx & Associates Insurance Services 10761 Los Alamitos Blvd., Los Alamitos, CA 90720 Phone: (800) 818-1091, Fax: (800) 818-1095 jon.jr@jlvonarx.com www.jlvonarx.com

J.M. Wilson

Insurtec Tanning and Spa Insurance

8036 Moorsbridge Rd., Portage, MI 49024 Phone: (800) 282-8113, Fax: (269) 327-2620 cbaldwin@jmwilson.com www.jmwilson.com

P.O. Box 25, Rich Hill, MO 64479 Phone: (800) 606-0621, Fax: (417) 395-2713 info@insurtecinc.com www.insurtecinc.com

JM Assoc / Burnham + Co, a Div of Hub Int’l Northeast, Ltd.

Intercorp, Inc. 1438-F W. Main St., Ephrata, PA 17522 Phone: (717) 721-3500, Fax: (717) 721-3515 info@intercorpinc.net www.intercorpinc.net

1712 Magnavox Way, Ft. Wayne, IN 46804 Phone: (800) 637-4757, Fax: (260) 459-5800 kk_general@kandkinsurance.com www.kandkinsurance.com

KBK Insurance Group, Inc. 1425 Sams Ave., Harahan, LA 70123 Phone: (504) 736-0690, Fax: (504) 736-9030 kylemurray@kbkinsgroup.com www.kbkinsgroup.com

Keith D. Peterson & Company 101 E. Grace St., Richmond, VA 23219 Phone: (804) 643-7800, Fax: (804) 643-5800 preston.herrington@keithdpeterson.com www.keithdpeterson.com/forest_main.cfm

Kevin Davis Insurance Services P.O. Box 55012, Los Angeles, CA 90055 Phone: (877) 807-8708, Fax: (213) 627-5006 sbranson@kdins.com www.kdisonline.com

King Insurance Support Systems 31381 Rancho Viejo Rd, Ste. 101, San Juan Capistrano, CA 92675 Phone: (949) 488-2255, Fax: (949) 488-2259 Marketing@kinginsuranceca.com www.kinginsuranceca.com

Klein Insurance Services, Inc. One Garret Mountain Plaza, Woodland Park, NJ 07424 Phone: (520) 615-9090ext530, Fax: (973) 754-0600 jonathank@kis-hospitality.com www.kis-hospitality.com

Lawyer’s Protector Plan 3101 W. MLK Blvd., Ste. 400, Tampa, FL 33607 Phone: (800) 336-5529, Fax: (813) 223-9547 lpp@bbprograms.com www.lawyers.protectorplan.com

Leavitt Recreation & Hospitality Insurance, Inc. 1001 Lazelle St., Sturgis, SD 57785 Phone: (800) 525-2060, Fax: (866) 465-2797 chris-hipple@leavitt.com www.lrhinsurance.com

Lewis & Clark LTC RRG, Inc. 3655 Brookside Pkwy, Suite 200, Alpharetta, GA 30022 Phone: (678) 781-2435, Fax: (678) 781-2450 nwood-clater@lewisandclarkrrg.com www.uni-ter.com

One Bridge Plaza N, Fort Lee, NJ 07024 Phone: (201) 585-6500, Fax: (201) 585-6590 john.tateossian@hubinternational.com www.jmassociatesltd.com

JM Associates / Burnham + Company One Bridge Plaza N, Ste. 445, Fort Lee, NJ 07024 Phone: (201) 585-6521, Fax: (201) 585-6590 Bruce.Rector@hubinternational.com www.ElevatorInsurance.com

N70 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

Liberty International Underwriters 55 Water St., 18th Fl, New York, NY 10041 Phone: (212) 208-4100, Fax: (212) 208-4112 david.cohen@libertyiu.com, dan.vaughn@libertyiu.com www.LIU-USA.com www.insurancejournal.com

20TH ANNUAL PROGRAM DIRECTORY VOLUME II – ALPHABETICAL DIRECTORY OF MARKETS LIG Marine Managers

McLeckie Insurance Group

National Insurance Underwriters

9600 Koger Blvd., Ste. 225, St. Petersburg, FL 33702 Phone: (727) 578-2800, Fax: (727) 578-9977 KLT@LIGMarine.com www.LIGMarine.com

P.O. Box 770, Naples, TX 75568 Phone: (903) 897-9090, Fax: (903) 897-0062 mcleckie@msn.com www.mcleckie.com

800 Yamato Rd., Ste. 100, Boca Raton, FL 33428 Phone: (800) 338-2680, Fax: (561) 226-1123 ccalver@niuw.com www.niuw.com

Liquor Pak Insurance Programs

MexiPass International Insurance Services, LLC

National Interstate Insurance Company

3 Wing Dr., Cedar Knolls, NJ 07927 Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@liquorpak.com www.liquorpak.com

P.O. Box 60727, Pasadena, CA 91116 Phone: (800) 639-4727, Fax: (800) 639-4329 jorge@mexipass.com www.mexipass.com

3250 Interstate Dr., Richfield, OH 44286 Phone: (800) 929-1500, Fax: (330) 659-8907 marketing@NATL.com www.NATL.com

Loggers Insurance, Inc.

MiniCo Insurance Agency, LLC

National Interstate Insurance Company- CMT

5150 Belfort Rd, Bldg 200, Jacksonville, FL 32256 Phone: (904) 296-4420, Fax: (904) 296-6144 david@loggers-insurance.com www.loggers-insurance.com

2531 W. Dunlap Ave., Phoenix, AZ 85021 Phone: (800) 447-8383, Fax: (602) 861-1094 customercare@minico.com www.minicoinsurance.com

4999 Louise Dr., Mechanicsburg, PA 17055 Phone: (800) 931-7080, Fax: (717) 766-7081 CMT@NATL.com www.natl.com/products/commercial/cmt/default.asp

Logic Underwriters, Inc.

Monarch E&S Insurance Services

National Marine Insurance Wholesalers

2540 Foothill Blvd., Ste. 101, La Crescenta, CA 91214 Phone: (818) 249-0100, Fax: (818) 249-1166 monarchxs@monarchexcess.com www.monarchexcess.com

4226 Coronado Ave., Stockton, CA 95204 Phone: (209) 466-1413, Fax: (209) 466-0260 klam@aquapac.com www.westmaritime.com

P.O. Box 600249, Dallas, TX 75360 Phone: (214) 739-0071, Fax: (214) 739-0072 paul@logicinsurance.com www.logicinsurance.com

M.J. Hall & Company, Inc.

NBIS

P.O. Box 192, Stockton, CA 95201 Phone: (209) 948-8108, Fax: (209) 465-3843 angela@mjhallandcompany.com www.mjhallandcompany.com

2859 Paces Ferry Rd., 800 Overlook III, Atlanta, GA 30339 Phone: (770) 257-1777, Fax: (770) 257-1500 contactus@nbis.com www.NBIS.com

MacNeill Group, Inc., CMGA

Monitor Liability Managers, LLC

P.O. Box 459003, Sunrise, FL 33345 Phone: (954) 331-4800, Fax: (954) 331-4848 general.info@macneillgroup.com www.macneillgroup.com

2850 W. Golf Rd., Ste. 800, Rolling Meadows, IL 60008 Phone: (800) 446-2100, Fax: (847) 806-6282 contactus@monitorliability.com www.monitorliability.com

Markel American Insurance Co.

Motel Insurance Brokers, Inc.

P.O. Box 906, Pewaukee, WI 53072 Phone: (262) 548-9880, Fax: (262) 547-9436 tconroy@markelcorp.com www.markelmarine.com

7442 N. Figueroa St., Los Angeles, CA 90041 Phone: (323) 258-2600, Fax: (323) 258-2676 jcenteno@neitclem.com www.neitclem.com

NIF Group, Inc.

520 E. Tarpon Ave., Tarpon Springs, FL 34689 Phone: (727) 942-6780, Fax: (727) 937-0505 info@nsoins.com www.nsoins.com

4600 Cox Road, Glen Allen, VA 23060 Phone: (800) 691-1515, Fax: (802) 864-9369 tbougere@markelcorp.com www.markelcambridge.com

Markel Insurance Company 4600 Cox Rd., Glen Allen, VA 23060 Phone: (800) 431-1270, Fax: (804) 965-1689 eservice@markelcorp.com www.markelinsurance.com

MarketScout 12700 Park Central Dr., Ste. 300, Dallas, TX 75251 Phone: (972) 934-4200, Fax: (972) 934-4299 contactus@marketscout.com www.marketscout.com

MBA Insurance Agency of AZ, Inc. 8383 E. Evans Rd., Scottsdale, AZ 85029 Phone: (480) 946-1066, Fax: (480) 946-0288 info@mbainsurance.net www.mbainsurance.net

McClelland and Hine, Inc. P.O. Box 700930, San Antonio, TX 78270 Phone: (210) 366-2500, Fax: (210) 366-2407 gil@mhi-tx.com www.mhi-tx.com www.insurancejournal.com

30 Park Ave., Manhasset, NY 11030 Phone: (516) 365-7440, Fax: (516) 365-7392 marketing@nifgroup.com www.nifgroup.com

N-Surance Outlets, Inc. (Georgia)

NIP Group, LLC

P.O. Box 2600, Roswell, GA 30077 Phone: (800) 366-1450, Fax: (770) 971-7608 gmurrey@nsoins.com www.nsoins.com

900 Route 9 N, Ste. 503, Woodbridge, NJ 07095 Phone: (800) 446-7647, Fax: (732) 634-2904 nipinfo@nipgroup.com www.nipgroup.com

NAS Insurance Services, Inc.

Nonprofits’ Insurance Alliance of Calif.

16501 Ventura Blvd., Ste. 200, Encino, CA 91436 Phone: (818) 382-2030, Fax: (818) 382-2040 general@nasinsurance.com www.nasinsurance.com

P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 sbradshaw@niac.org www.niac.org

National Advantage Insurance Services, Inc. P.O. Box 1065, Tustin, CA 92781 Phone: (714) 505-1015, Fax: (714) 505-1025 clifford@naisins.com www.naisins.com

1840 N. Greenville Ave., Ste. 178, Richardson, TX 75081 Phone: (800) 446-1913, Fax: (972) 808-9012 hio@hio.com www.hio.com

3024 Harney St., Omaha, NE 68131 Phone: (402) 916-3000, Fax: (402) 916-3030 jpgiandinoto@nationalindemnity.com www.nationalindemnity.com

Norman-Spencer International, Inc. 150 E. 22nd St., Lombard, IL 60148 Phone: (630) 705-4140, Fax: (630) 705-1056 gretchen@normanspencer.com www.normanspencer.com

National Hole-In-One Association

National Indemnity Company

103 Eisenhower Pkwy, Ste. 101, Roseland, NJ 07068 Phone: (973) 830-8500, Fax: (973) 830-8585 info@jjnegley.com www.jjnegley.com

NeitClem Wholesale Insurance Brokerage, Inc.

719 Rodel Cove, Ste. 1031, Lake Mary, FL 32746 Phone: (866) 387-8883, Fax: (800) 466-5074 info@motelinsurancebrokers.com www.motelinsurancebrokers.com

N-Surance Outlets, Inc. (Florida)

Markel Cambridge Alliance

Negley Associates

North Sea Insurance Company P.O. Box 9007, Long Beach, NY 11561 Phone: (516) 825-2800, Fax: (516) 825-1947 info@north-sea-ins.com www.north-sea-ins.com

Northern States Agency 2145 Ford Pkwy, Ste. 202, St. Paul, MN 55116 Phone: (800) 328-0828, Fax: (651) 646-1971 info@nsa-mga.com www.nsa-mga.com

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N71

20TH ANNUAL PROGRAM DIRECTORY VOLUME II – ALPHABETICAL DIRECTORY OF MARKETS PGI Commercial, LLC 2640 Golden Gate Pkwy, Ste. 106, Naples,, FL 34105 Phone: (973) 631-7575, Fax: (973) 631-7576 jtweedie@pgicommercial.com www.pgicommercial.com

Professional Underwriters Agency, Inc. 2803 Butterfield Rd., Ste. 260, Oakbrook, IL 60523 Phone: (630) 572-0600, Fax: (630) 572-0615 Sandip@puainc.com www.puainc.com

Program Brokerage Corporation

NSM Insurance Group 555 North Lane, Ste. 6060, Conshohocken, PA 19428 Phone: (610) 941-9877, Fax: (610) 941-9889 jwmccaffery@nsminc.com www.nsminc.com

O’Donovan & Associates, Inc. 3881 Ten Oaks Rd., Ste. 2E., Glenelg, MD 21737 Phone: (410) 423-4477, Fax: (419) 423-4478 jeremiah@odonovanassoc.net www.loggingins.com

Ohio E & S Agency, Inc. 5800 Monroe St., Bldg A, Sylvania, OH 43560 Phone: (419) 885-2400, Fax: (419) 885-7285 jeff.pearse@ohioeands.com www.ohioeands.com

OneBeacon Professional Insurance

Philadelphia Insurance Companies One Bala Plaza, Bala Cynwyd, PA 19004 Phone: (800) 873-4552, Fax: (610) 617-7940 phlysales@phlyins.com www.phly.com

Ponce de Leon LTC RRG, Inc. 3655 Brookside Pkwy, Suite 200, Alpharetta, GA 30022 Phone: (678) 781-2435, Fax: (678) 781-2450 nwoodclater@poncedeleon.com www.uni-ter.com

Preferred Concepts, LLC

9666 Olive Blvd., Ste. 200, St. Louis, MO 63132 Phone: (800) 325-7390, Fax: (314) 692-0900 llash@pipinsure.com www.pipinsure.com

475 Park Avenue South, New York, NY 10016 Phone: (888) 727-5774, Fax: (212) 905-2608 info@parkinsuranceco.com www.parkinsuranceco.com

PartnerOne Environmental P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 info@b-h-a.com www.b-h-a.com/partner-one-environmental

Patriot National Underwriters, Inc. P.O. Box 803143, Dallas, TX 75380 Phone: (972) 239-1458, Fax: (972) 233-3487 corky.ellis@patriotnational.com www.patriotnational.com

Paul Hanson Partners Specialty Ins. Solutions/ Mover’s Choice Program P.O. Box 5990, Napa, CA 94581 Phone: (800) 852-1968, Fax: (707) 252-5905 coryt@paulhanson.com www.paulhanson.com

ProSurance Group, Inc. 2685 Marine Way, Ste. 1408, Mountain View, CA 94043 Phone: (650) 428-0818, Fax: (650) 428-0860 financialservices@prosurancegroup.com www.prosurancegroup.com

1888 Century Park E, Ste. 850, Los Angeles, CA 90067 Phone: (800) 537-7362, Fax: (866) 344-6029 info@pulic.com www.pulic.com

Preferred Property Programs 960 Holmdel Rd., Bldg 1, Holmdel, NJ 07733 Phone: (888) 548-2465, Fax: (732) 946-0547 khager@ppp-quotes.com www.ppp-quotes.com

Prime Insurance Company 303 W. Madison St., Ste. 2075, Chicago, IL 60606 Phone: (800) 257-5590, Fax: (877) 452-6910 RJL@primeis.com www.primeis.com

ProAction Insurance Services, Inc. Park Insurance Company

4500 Park Glen Rd., Ste. 410, Minneapolis, MN 55416 Phone: (952) 924-6973, Fax: (952) 922-5423 hstrommen@prohostusa.com www.prohostusa.com

PULIC - Professional Underwriters Liability Insurance Company

Oryx Insurance Brokerage, Inc.

Parcel Insurance Plan

ProHost USA, Inc.

14 Wall St., New York, NY 10005 Phone: (646) 218-3224, Fax: (212) 608-3901 sfarber@preferredconcepts.com www.preferredconcepts.com

199 Scott Swamp Rd., Farmington, CT 06032 Phone: (877) 701-0171, Fax: (866) 625-3590 OBPIinfo@onebeaconpro.com www.onebeaconpro.com

2 Court St., Binghamton, NY 13903 Phone: (607) 724-0173, Fax: (607) 724-7266 tcappellett@oryxinsurance.com www.oryxinsurance.com

1065 Avenue of the Americas, 15th Fl, New York, NY 10018 Phone: (212) 338-2983, Fax: (917) 934-4677 jlipin@programbrokerage.com www.programbrokerage.com

495 E. Rincon Ave., Ste. 202, Corona, CA 92879 Phone: (951) 898-9892, Fax: (951) 898-9669 info@proaction-ins.com www.proaction-ins.com

Proctor Financial, Inc. 200 Kirts Blvd., Ste. 100, Troy, MI 48084 Phone: (800) 521-6800, Fax: (248) 269-5752 dmarkwood@pfic.com www.pfic.com

Professional Governmental Underwriters 9020 Stony Point Pkwy., Ste. 455, Richmond, VA 23235 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.pgui.com

Professional Liability Ins. Svcs, Inc. Underwriting Facilities 5802 Thunderbird, Bldg 10, Ste. 100, Lago Vista, TX 78645 Phone: (800) 761-7547, Fax: (512) 327-5834 underwriting@plisinc.com www.plisinc.com

Professional Program Insurance Brokerage 371 Bel Marin Keys Blvd., Novato, CA 94949 Phone: (415) 475-4300, Fax: (415) 475-4303 jennifer@ppibcorp.com www.ppibcorp.com

N72 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

An MGA specializing in providing high quality medical liability insurance to physicians, dentists and podiatrists who have been declined, non-renewed, cancelled, restricted and/or surcharged by standard/preferred markets.

PULIC Insurance Services, Inc. 1888 Century Park E, Ste. 850, Los Angeles, CA 90067 Phone: (800) 537-7362, Fax: (866) 344-6029 info@pulic.com www.pulic.com

Quadrant Insurance Managers 501 W. Schrock Rd., Ste. 301, Westerville, OH 43081 Phone: (614) 841-1425, Fax: (614) 841-1426 info@quadrant-us.com www.quadrant-us.com

Quaker Special Risk (Florida) 224 Datura St., Ste. 715, W. Palm Beach, FL 33401 Phone: (866) 526-1545, Fax: (561) 833-6616 fwalsh@qsr-insurance.com www.qsr-insurance.com

Quaker Special Risk (Mass.) 51 Harvard St., Worcester, MA 01609 Phone: (800) 252-8679, Fax: (508) 753-0646 kbranscombe@quakerma.com www.quakerma.com

Quaker Special Risk (New Jersey) P.O. Box 1350, Eatontown, NJ 07724 Phone: (800) 447-4180, Fax: (732) 223-9072 fwalsh@qsr-insurance.com www.quakerspecialrisk.com

R.V. Nuccio & Associates, Inc. 10148 Riverside Dr., Toluca Lake, CA 91602 Phone: (818) 980-1413, Fax: (818) 980-1595 rvna@rvnuccio.com www.rvnuccio.com

www.insurancejournal.com

20TH ANNUAL PROGRAM DIRECTORY VOLUME II – ALPHABETICAL DIRECTORY OF MARKETS RCA Insurance Group

S.H. Smith & Company, Inc. - 7 Offices Nationwide

1333 Broad St., Clifton, NJ 07013 Phone: (800) 526-0147, Fax: (973) 526-0147 mmaher@rca-insurance.com www.rca-insurance.com

See Website for Locations Headquarters-Hartford, CT 06103 Phone: (860) 561-3600, Fax: (800) 329-7648 info@shsmith.com www.shsmith.com

Risk Placement Services - Dallas 5001 Spring Valley Rd., Ste. 255W, Dallas, TX 75244 Phone: (972) 774-0110, Fax: (972) 341-8250 malcolm_coffee@rpsins.com www.rpsins.com

RPS AVRECO - Healthcare 550 W. Van Buren, Ste. 1200, Chicago, IL 60607 Phone: (312) 294-5625, Fax: (312) 922-7563 bill_yurek@rpsins.com www.avreco.com

Risk Placement Services/Lemac 701 S. Parker St., Ste. 6200, Orange, CA 92868 Phone: (714) 712-6307, Fax: (714) 712-7362 Alex_Zardeneta@rpsins.com www.lemacga.com

P.O. Box 834, Poulsbo, WA 98370 Phone: (800) 275-6472, Fax: (360) 697-3688 kathy_schufreider@rpsins.com www.rpsins.com/nipc

Roush Insurance Services, Inc. P.O. Box 1060, Noblesville, IN 46061 Phone: (800) 752-8402, Fax: (317) 776-6891 info@roushins.com www.roushins.com

www.insurancejournal.com

SASSI - Salon & Spa Specialty Insurance 21 Maple Ave., Bay Shore, NY 11706 Phone: (888) 823-9380, Fax: (631) 666-7646 info@brownyard.com www.sassiagency.com

RPS Technology & Cyber 204 Cedar St., Cambridge, MD 21613 Phone: (800) 336-5659, Fax: (410) 228-7645 TechCyber@RPSins.com www.RPSins.com/TechCyber

Rockwood Programs, Inc. 4001 Miller Rd., Wilmington, DE 19802 Phone: (800) 558-8808, Fax: (302) 764-5477 darryl.mccallin@rockwoodinsurance.com www.rockwoodinsurance.com

200 E. Randolph St., 20th Fl, Chicago, IL 60601 Phone: (312) 784-6166, Fax: (312) 784-6002 kieran.dempsey@sapphireblueuw.com www.sapphireblueuw.com

RPS NIPC

RoamNet Insurance Marketing Programs 3333 E. Concours, Bldg 9-200, Ontario, CA 91764 Phone: (877) 272-0333, Fax: (909) 987-2245 Aaronm@roamnetins.com www.roamnetins.com

Sapphire Blue

RSI International, Inc. (Missouri) 333 Ozark Trail Dr., Ellisville, MO 63011 Phone: (636) 391-4841, Fax: (636) 391-2115 djwalter@rsimo.com www.rsimo.com

SeaBright Insurance Company 1501 4th Ave., Ste. 2600, Seattle, WA 98101 Phone: (206) 269-8500, Fax: (206) 269-8912 dean.rappleye@sbic.com www.sbic.com

Shelly, Middlebrooks & O’Leary, Inc. (Jacksonville)

Russell Bond & Co., Inc.

725 Peninsular Pl., Jacksonville, FL 32204 Phone: (800) 342-2498, Fax: (904) 355-7611 cviawebsite@shellyins.com www.shellyins.com

295 Main St., Ste. 866, Buffalo, NY 14203 Phone: (800) 333-7226, Fax: (800) 677-6779 info@russellbond.com www.russellbond.com

Shelly, Middlebrooks & O’Leary, Inc. (St. Petersburg) 1700 66th St. N, Ste. 303, St. Petersburg, FL 33710 Phone: (727) 395-0255, Fax: (727) 395-0355 kstasko@shellyins.com www.shellyins.com

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N73

20TH ANNUAL PROGRAM DIRECTORY VOLUME II â&#x20AC;&#x201C; ALPHABETICAL DIRECTORY OF MARKETS Sierra Specialty

South & Western General Agency, Inc.

Specialized Insurance

389 Clovis Ave., Clovis, CA 93612 Phone: (559) 256-6900, Fax: (559) 256-6950 Mark@SierraSpecialty.com www.SierraSpecialty.com

P.O. Box 9015, Addison, TX 75001 Phone: (800) 492-5351, Fax: (972) 855-2970 sales@southandwestern.com www.southandwestern.com

204 RTE. 112, Patchogue, NY 11772 Phone: (631) 758-6780, Fax: (631) 758-6781 weinsurefun@aol.com www.specializedinsurance.com

SIU, LLC

South Texas General Insurance Agency

Specialty Insurance

700 N. Brand Blvd., Ste. 300, Glendale, CA 91203 Phone: (818) 547-1333, Fax: (818) 547-4450 jlewis@siumanagers.com www.siumanagers.com

363 N. Sam Houston Pkwy E, Ste. 1000, Houston, TX 77060 Phone: (281) 820-0555, Fax: (281) 820-0688 floring@stgia.com www.stgia.com

1610 Route 88 Ste. 102, Brick, NJ 08724 Phone: (732) 701-8900, Fax: (732) 458-3728 mwatters@specialtyagency.com www.specialtyagency.com

Sloan Mason Insurance Services

Southwest Energy Underwriters, Inc.

Specialty Programs and Facilities Managers, Inc. (AmWINS)

1230 Columbia St., Ste. 530, San Diego, CA 92101 Phone: (619) 325-1719, Fax: (619) 330-4512 paul@sloanmason.com www.sloanmason.com

10707 Corporate Dr., Ste. 112, Stafford, TX 77477 Phone: (281) 313-2202, Fax: (281) 313-0215 kwendler@sweu.net www.sweu.net

Smith, Bell & Thompson

Southwest Risk

40 Main St., Ste. 500, Burlington, VT 05401 Phone: (802) 658-4600, Fax: (802) 658-6191 willisnhprograms@willis.com www.willisprograms.com

8144 Walnut Hill Ln., Ste. 1010, Dallas, TX 75231 Phone: (214) 206-4900, Fax: (214) 206-4901 info@swrisk.com www.swrisk.com

Socius Insurance Services, Inc.

Special Markets Insurance Consultants, Inc.

301 Howard St., Ste. 1030, San Francisco, CA 94105 Phone: (415) 778-0310, Fax: (415) 778-0315 phanley@sociusinsurance.com www.sociusinsurance.com

16005 4th St. East, St. Petersburg, FL 33708 Phone: (727) 397-0825, Fax: (727) 397-0836 joanna@specialmarkets.com www.specialmarkets.com

790 E. Colorado Blvd., Ste. 510, Pasadena, CA 91101 Phone: (626) 395-0850, Fax: (626) 395-0853 kathleen.turknette@amwins.com www.specialtyprograms.net

Sports & Fitness Insurance Corporation 214 Key Dr., Ste. 2000, Madison, MS 39110 Phone: (800) 844-0536, Fax: (601) 853-6141 askus@sportsfitness.com www.sportsfitness.com

Sterling Underwriters 118 W. Kinzie, 3rd Fl, Chicago, IL 60654 Phone: (312) 755-0099, Fax: (312) 755-1056 SMcCann@SterlingUnderwriters.com www.SterlingUnderwriters.com

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N74 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

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20TH ANNUAL PROGRAM DIRECTORY VOLUME II – ALPHABETICAL DIRECTORY OF MARKETS Sunderland Insurance Services, Inc. 3021 Citrus Cir., Ste. 220, Walnut Creek, CA 94598 Phone: (925) 942-4020, Fax: (925) 942-4021 casualty@sunderlandins.com www.sunderlandins.com

Swett & Crawford See website for addresses Headquarters - Atlanta, GA 30327 Phone: (404) 240-5200, Fax: (404) 240-5393 info@swett.com www.swett.com Swett & Crawford has 97 years of experience in helping to mitigate the risks of doing business here and around the globe. Headquartered in Atlanta, GA, the blended strength of Swett & Crawford and Cooper Gay, with a combined $3.5 billion in premiums, delivers the world’s largest global wholesale brokerage and reinsurance organization with more than 1400 insurance professionals in 60 offices on four continents.

Synergy Professional Associates, Inc. 135 Kinnelon Rd., Ste. 102, Kinnelon, NJ 07405 Phone: (973) 995-0500, Fax: (973) 995-0501 irad@synergy-ins.com www.synergy-ins.com

T.H.E. Insurance Company 10451 Gulf Blvd., Treasure Island, FL 33706 Phone: (800) 237-3355, Fax: (727) 360-3498 marketing@theinsco.com www.theinsco.com

The Insurancenter

Trivedi-Capacity Associates, LLC

2901 Arizona Ave., Joplin, MO 64802 Phone: (800) 444-8675, Fax: (417) 623-0902 cwspecialist@carwashinsurance.com www.theinsurancenter.com

One International Blvd., Mahwah, NJ 07495 Phone: (201) 661-2411, Fax: (201) 661-7383 trivedi@tcacoverage.com www.tcacoverage.com/umbrella_program_Trivedi_2010.pdf

The McGowan Companies

U.S. Risk Insurance Group, Inc.

Corporate Headquarters 20595 Lorain Rd., Fairview Park, OH 44126 Phone: (800) 545-1538, Fax: (440) 333-3214 syoung@mcgowanins.com www.mcgowancompanies.com

10210 N. Central Expy, Ste. 500, Dallas, TX 75231 Phone: (800) 232-5830, Fax: (214) 265-4976 julieb@usrisk.com www.usrisk.com

U.S. Specialty Insurance 13403 Northwest Fwy, Houston, TX 77040 Phone: (800) 323-7381, Fax: (713) 996-1225 dcurrie@ussic.com www.ussic.com

The Mechanic Group, Inc. One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965 Phone: (845) 735-0700, Fax: (845) 735-8383 mkatz@mechanicgroup.com www.mechanicgroup.com

The Sandner Group (formally - C2C Insurance) 155 N. Wacker, Ste. 3700, Chicago, IL 60606 Phone: (312) 930-6185, Fax: (312) 627-8888 tomeid@sandnergroup.com www.sandnergroup.com

UCA General Insurance Services 6363 Katella Ave., Cypress, CA 90630 Phone: (714) 228-7888, Fax: (714) 228-7855 bcolburn@ucageneral.com www.ucageneral.com

Unifax Insurance Systems, Inc. 23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com

TAPCO Underwriters, Inc.

Universal Insurance Facilities, Ltd.

3060 S. Church St., Burlington, NC 27216 Phone: (800) 334-5579, Fax: (336) 584-8880 Jhenderson@GoTAPCO.com www.GoTAPCO.com

1220 E. Osborn Rd., Phoenix, AZ 85014 Phone: (800) 844-2101, Fax: (602) 222-3021 info@univins.com www.universalinsuranceltd.com

Target Insurance Services 10 Tower Ln., Avon, CT 06001 Phone: (888) 888-1613, Fax: (860) 284-1113 info@target-capital.com www.target-capital.com

Target Managers Insurance Services 10161 Park Run Dr., Ste. 150, Las Vegas, NV 89145 Phone: (702) 588-5300, Fax: (702) 588-5310 mkiger@tmi-group.com www.tmi-group.com

TCA, Inc. 8945 Bay View Ct., Gainesville, GA 30506 Phone: (770) 205-2958, Fax: (770) 205-2360 carlpeterson@tca-insurance.com www.tca-insurance.com

Terheggen/Malone Marine Insurance P.O. Box 90249, Long Beach, CA 90809 Phone: (562) 916-7776, Fax: (562) 916-7750 tm@tmboatinsurance.com www.tmboatinsurance.com

The American Equity Underwriters, Inc. RSA Battle House Tower, 32nd Fl, 11 N. Water St., Mobile, AL 36602 Phone: (866) 238-8754, Fax: (251) 690-4299 info@amequity.com www.amequity.com

The Insco Dico Group 17780 Fitch, Ste. 200, Irvine, CA 92614 Phone: (949) 263-3300, Fax: (949) 553-0406 Shirley@inscodico.com www.InscoDico.com

THOMCO P.O. Box 440549, Kennesaw, GA 30160 Phone: (800) 476-4940, Fax: (678) 290-2200 rpscaglione@thomcoins.com www.thomcoins.com

TitlePac, Inc. 201 Eastpointe Dr., Muskogee, OK 74403 Phone: (800) 331-9759, Fax: (918) 683-0166 info@titlepac.com www.titlepac.com

Topa Insurance Company 1800 Avenue of the Stars, 12th Fl, Los Angeles, CA 90067 Phone: (800) 949-6505, Fax: (310) 843-9409 gheatherington@topa-ins.com www.topains.com

Transpac Managers, Inc. 8140 Walnut Hill Ln., Ste. 302, Dallas, TX 75231 Phone: (214) 346-1512, Fax: (214) 346-1533 cwebb@transpacmgrs.com www.transpacmgrs.com

Trinity E&S Insurance Services, Inc. (Bermuda Dunes, CA) 79301 Country Club Dr., Ste. 200, Bermuda Dunes, CA 92203 Phone: (760) 360-4100, Fax: (760) 360-0055 mstith@trinityinsurance.com www.trinityinsurance.com

Trinity Transportation Services 1555 Kingsley Blvd., Orange Park, FL 32073 Phone: (904) 278-7792, Fax: (904) 278-7794 trish@trinitytransp.com www.trinitytransp.com

N76 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

US Assure Insurance Services, Inc. 5011 Gate Pkwy, Ste. 150, Jacksonville, FL 32256 Phone: (800) 713-1158, Fax: (904) 224-7903 info@usassure.com www.USAssure.com

USG Insurance Services, Inc. 1000 Town Center Way, Ste. 300, Canonsburg, PA 15317 Phone: (800) 886-3897, Fax: (724) 265-5751 kskender@usgins.com www.usgins.com

USX/S 6929 W. 130th St., Ste. 100, Cleveland, OH 44130 Phone: (800) 574-8797, Fax: (440) 888-7380 brokers@usxs.net www.USXS.net

VFIS P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7030 inquiries@vfis.com www.vfis.com

Victor O. Schinnerer & Co. Two Wisconsin Cir., Chevy Chase, MD 20815 Phone: (301) 961-9800, Fax: (301) 951-5444 vos.info@schinnerer.com www.schinnerer.com

W.A.Schickedanz Agency, Inc. 300 W. Main St., Belleville, IL 62220 Phone: (618) 233-0644, Fax: (618) 233-0672 sales@waschickedanz.com www.waschickedanz.com

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20TH ANNUAL PROGRAM DIRECTORY VOLUME II â&#x20AC;&#x201C; ALPHABETICAL DIRECTORY OF MARKETS Western Experts in Transportation

Williams & Stazzone Insurance Agency, Inc.

Worldwide Facilities, Inc.

P.O. Box 1835, Kingston, WA 98346 Phone: (800) 843-2430, Fax: (360) 297-4882 aperkins.fergu08@insuremail.net www.westerndwf.com

99 North Atlantic Avenue, Cocos Beach, FL 32931 Phone: (800) 868-1235, Fax: (321) 868-2003 vstazzone@wsins.com www.wsins.com

725 S. Figueroa St., 19th Fl, Los Angeles, CA 90017 Phone: (213) 236-4500, Fax: (213) 244-9655 info@wwfi.com www.wwfi.com

Western Security Surplus Insurance Brokers, Inc.

Willis Programs

Worldwide Facilities, Inc. of Georgia

1 New Hampshire Ave., Ste. 200, Portsmouth, NH 03801 Phone: (603) 334-3068, Fax: (603) 334-3090 willisnhprograms@willis.com www.willisprograms.com

6455 E. Johns Crossing, Ste. 115, Johns Creek, GA 30097 Phone: (678) 736-6720ext10, Fax: (678) 736-6726 ameier@wwfi.com www.wwfi.com

251 S. Lake Ave., Ste. 520, Pasadena, CA 91101 Phone: (626) 584-0110, Fax: (626) 584-0144 rklimek@wssib.com www.wssib.com

Worldwide Facilities, Inc. of Phoenix 7740 N. 16th St., Ste. 205, Phoenix, AZ 85020 Phone: (602) 482-5639, Fax: (602) 482-3240 llokerse@wwfi.com www.wwfi.com

Western Surplus Lines Agency, Inc. P.O. Box 6609, Abilene, TX 79608 Phone: (800) 592-4408, Fax: (325) 695-0371 fpeck@westernsurplus.com, croeder@westernsruplus.com www.westernsurplus.com

Westrope 1100 Walnut St., Ste. 3200, Kansas City, MO 64106 Phone: (816) 842-8222, Fax: (816) 842-3081 info@westrope.com www.westrope.com

Westrope Insurance Managers of Florida, LLC 510 Vonderburg Dr., Ste. 214, Brandon, FL 33511 Phone: (813) 315-3020, Fax: (813) 315-3039 agoldfarb@westrope.com www.westrope.com

Worldwide Facilities, Inc. of San Francisco 50 California St., Ste. 2350, San Francisco, CA 94111 Phone: (415) 625-1390, Fax: (415) 723-7787 info@wwfi.com www.wwfi.com

Winery Pak Insurance Programs 1350 Treat Blvd., Ste. 300, Walnut Creek, CA 94597 Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@winerypak.com www.winerypak.com

Worldwide Facilities, Inc. of Washington 601 Union St., Ste. 1630, Seattle, WA 98101 Phone: (206) 749-9151, Fax: (206) 749-9152 mstutsman@wwfi.com www.wwfi.com

Woodus K. Humphrey & Co. (AmWINS) 7600 Fern Ave., Bldg 500, Shreveport, LA 71105 Phone: (318) 865-2454, Fax: (318) 861-6937 dick.chilvers@amwins.com www.amwins.com/woodus

Wrap Up Insurance Solutions 16141 Swingley Ridge Rd., Chesterfield, MO 63017 Phone: (636) 489-0185, Fax: (636) 536-7473 bbillhartz@trekadmin.com www.trekadmin.com

Whorton Insurance dba: MFVInsurance.com 11200 Jollyville Rd., Austin, TX 78759 Phone: (512) 372-2243, Fax: (512) 338-1196 Ron@mfvinsurance.com www.mfvinsurance.com

Wildlife Insurance Underwriters, LLC 214 Key Dr., Ste. 2000, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 510-9119 cs@insurewildlife.com www.insurewildlife.com

Yates & Associates Ins. Services P.O. Box 25133, Santa Ana, CA 92799 Phone: (800) 660-1125, Fax: (800) 378-8588 ppiccinonno@yates-assoc.com www.yates-assoc.com

World Wide Specialty Programs, Inc. 68 S. Service Rd., Ste. 235, Melville, NY 11747 Phone: (800) 245-9653, Fax: (631) 390-0922 dtaylor@wwspi.com www.wwspi.com

Advertisers Index E: East, M: Midwest, N: National, SC: South Central, SE: Southest, W: West Abram Interstate www.abraminterstate.com W20 Agency Ideas www.agencyideas.com N19 Agent Support Network of America www.asnoa.com W3, M3 American Management Corp. www.amcinsurance.com N17 Anderson & Murison, Inc. www.andersonmurison.com W31 Applied Underwriters www.applieduw.com W56, SC56, SE48, E48, M48 Arrowhead General Insurance Agency www.arrowheadgrp.com W17 Astonish Results www.astonishresults.com N3, W10, SC12, SE10, E10, M12 Burnett & Company www.bcoinc.com SC20 Burns & Wilcox Ltd www.burnsandwilcox.com W11, SC11 SE11, E11, M9 Catlin US www.catlinus.com W19, SC19, SE13, E13, M13 Century National www.cnico.com W26 CoverX www.coverx.com N19 Crump Insurance Services www.crumpins.com N5 Foremost Insurance Group www.foremoststar.com W15, SC17

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Francis L. Dean www.fdean.com Gateway Specialty Insurance www.gatewayspecialty.com

N60

W22, SC21, SE18, E14, M21 Gray-Stone & Company www.gray-stone.com W24 Great American - Executive Liability Division www.greatamericaninsurance.com W25, SC23, SE15, E15, M15 Great American - Specialty Human Services Division www.specialtyhumanservices.com N52, W23 ISU Group www.joinisu.com W16, SC22, SE16, E12, M14 K&K Insurance Group www.kandkinsurance.com W13, SC15, SE3, E3, M17 Klein Insurance Services www.kis-hospitality.com N45 M.J. Hall & Company, Inc. www.mjhallandcompany.com W29 McClelland & Hine www.mhi-tx.com SC26 MIAA www.miaainsurance.com M11 Monarch E&S Insurance Services www.monarchexcess.com W21 National Marine Insurance Wholesalers www.natmarins.com W18, SC25, SE12, E17, M19 PersonalUmbrella.Com www.personalumbrella.com W5, SC5, SE5, E5, M5

PULIC - Professional Underwriters Liability Insurance Company www.pulic.com N16 RCA Insurance Group www.rca-insurance.com N12 RiskMeter.com www.riskmeter.com N14 RSI International www.rsimga.com SC14 Scottsdale Insurance Company www.scottsdaleins.com W2, SC2, SE2, E2, M2 Specialty Insurance Managers www.simtexas.com M18 Sports & Fitness Insurance www.sportsfitness.com N20 Tejas American General Agency www.taga1.com SC3 Texas Mutual Insurance Company www.texasmutual.com SC13 The Sullivan Group www.gjs.com N11 Western Heritage Insurance Company www.westernheritageins.com N13 Western Security Surplus www.wssib.com W30, SC18 Westrope www.westrope.com N15 XL Group www.xlgroup.com W7, SC7, SE7, E7, M7 Zurich Insurance Company www.zurichna.com W55, SC55, SE47, E47

December 5, 2011 INSURANCE JOURNAL-NATIONAL REGION | N77

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IDEA EXCHANGE

Closing Quote

Well-Meaning Decisions Yield Unintended Consequences I By Christopher J. Timm

t would be difficult to find an industry more competitive than the insurance business. Our long-term results prove that to be true. Far more often than not, the industry loses money on what is supposed to be our core skill, underwriting risk. Rarely do we, as an industry, return our cost of capital. We have all come to accept these facts as inherent to the business of turning life’s uncertainties into something more predictable and palatable for our clients. Our balance sheets are filled with estimates that are, in large part, dependent on the future being somewhat like the past. Due to continually evolving judicial interpretations of our policy obligations, we have become quite adept at adjusting policy language, reserves and underwriting rules to meet new and unforeseen requirements. Difficult regulatory environments can lead to increased prices and reduced capacity. Analyzed at the level of each transaction, the collective decisions are almost always intended to benefit the consumer and society. However, they often have quite the opposite effect in the long term. Consider that, in general, the states with the highest rates and the largest surplus lines markets are those where the regulatory environment makes it more difficult to produce a consistent underwriting profit.

Unintended Consequences As for court decisions that have backfired, consider the Ohio Supreme Court’s decision in Scott-Pontzer v. Liberty Mutual Fire Insurance Co., 710 N.E.2d 1116 (Ohio 1999). This decision granted uninsured motorists/under-insured (UM/UIM) motorists coverage on a commercial auto policy to all employees and N80 | INSURANCE JOURNAL-NATIONAL REGION December 5, 2011

their family members who lived with them, even when they were using their own cars on personal business on the weekend. After this decision, the Ohio legislature responded by passing a law removing mandatory UM/UIM offering requirements. Now, Ohio is the only state without a compulsory UM/UIM law. Recent legislative activity in certain states to change commercial general liability policies issued to construction professionals, new state mediation rules and the federal government forcing the insurance industry to become an official record-keeper for Medicare, are well-meaning decisions that ultimately will have unintended, and expensive, consequences for the consumer. Because of these challenges, contractors and their agents in many states have experienced an immediate, albeit small, reduction in available capacity. The ultimate impact lessened, for the time being, by the soft market and the yet-to-emerge tail on loss costs. Agents in neighboring states may have a problem with errors and omissions, as carriers that decided to leave those markets may be excluding those states from the definition of policy territory. A state supreme court’s new rule for mandatory mediations requires that the representative of the insurer carry full authority to settle for the lesser of the highest demand of the plaintiff or the policy limit. Consider that most insurers go to trial because it is the least objectionable option. Many times, we believe our insured has no liability and/or the demand is unreasonable. This new rule establishes a bias for the plaintiff’s position over our insured’s, regardless of evidence. Over the long term, this could yield an increase in loss costs, delays in mediation conferences and restrictions in the marketplace. None of these will benefit the insurance-buying public. Medicare Changes New federal rules require insurers to log and report all payments and benefits to claimants to control the costs of Medicare. Yet, as of this writing, the Center for Medicare Services does not seem to be able to handle the volume of information it is receiving, which has eliminated any benefit the program may have experienced. Insurers are now exposed to conflicting court interpretations, fines and payments in excess of agreed upon settlements. These are all costs that eventually will be passed to the consumer. The initial goal of these new rules, laws, regulations and decisions was to benefit society. Unfortunately, society always has to shoulder the higher costs, including those produced directly by fees and expenses or through increased uncertainty during ratemaking. Insurance executives can help by reaching out to our local agents’ associations, politicians, bar associations and other trade groups. However, we should not delegate the responsibility to our trade associations. All stakeholders, including our employees, the regulators, insureds and claimants, have a vested interest in a healthy and vibrant industry. Timm serves as president of Century Insurance Group, a division of Meadowbrook Insurance Group Inc. Phone: 614-895-2000. E-mail: ctimm@centurysurety.com. www.insurancejournal.com

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Delivering the energy expertise you need to help meet your emerging insurance needs. NuStar Energy, one of the largest oil and gas pipeline and storage companies, needed a single, scalable insurance solution to meet its current and future growth needs. Zurich tailored a solution that streamlined claims reporting, reduced coverage gaps, and combined worldwide energy and marine – all under one policy. It’s an example of how Zurich HelpPoint delivers the help businesses need when it matters most. Watch the video to learn more. www.zurichna.com/stories8

In the United States, insurance coverages are underwritten by individual member companies of Zurich in North America, including Zurich American Insurance Company. Certain coverages are not available in all states. Some coverages may be written on a non-admitted basis through licensed surplus lines brokers. Prior results do not guarantee a similar outcome. Risk engineering services are provided by Zurich Services Corporation.

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©2009 Applied Underwriters, Inc. A Berkshire Hathaway Company. EquityComp patent pending.

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