THE 121 BEST INSURTECHS FROM AROUND THE WORLD!
ADMIRAL SEGURO (SPAIN)
https://www.admiralseguros.es
Settling car claims within minutes of the insured uploading photos of the damage.
ABI GLOBAL HEALTH (IRELAND)
https://www.abiglobalhealth.com/
Their service allows members to choose between text, voice, video and prescription telemedicine services. All their services combine the power of artificial intelligence with the services of licensed physicians and healthcare professionals.
ADDRESSCLOUD (UK)
https://www.addresscloud.com/
They help insurers understand geographical risk. Their award-winning platform provides APIs and applications for leading insurers to make better underwriting decisions. For example, it helps insurers apply real address-level underwriting based on accurate risk information, rather than penalizing customers for postcode-level generalizations. 1.
AHOY INSURANCE (USA) https://www.ahoy.insure/
A new-age, digital American insurer offering the most modern and personalized insurance for boat owners. In addition to a digital user experience, they use digital technologies that boaters can use on board while sailing, reducing the risk of accidents.
AKUR8 (FRANCE) https://www.akur8.com/
Offers AI-based insurance pricing solutions that automates risk modelling for insurance companies while keeping full transparency and control on the models created, as required by regulators globally.
ANANSI (UK) https://www.withanansi.com/
They offer parcel insurance. The world's first automated claims-based, embedded delivery cover for retailers, logistics providers and marketplaces. Their claims settlement is automated, contactless and courier-free. It offers comprehensive coverage for loss and damage. Flexible and customisable, it integrates easily with ecommerce software. 2.
APINITY (GERMANY) https://apinity.io/
With their product, you can turn APIs into business products and make APIs available to your entire organisation in no time. This ensures secure collaboration with partners, generates immediate profit from dedicated services for regulated industries and builds the API ecosystem.
APPMAN (THAILAND)
https://www.appman.co.th/
AppMan is the leading insurtech provider for life insurance in Thailand and the Asian market, offering technologies to improve the sales experience with their innovative SaaS solution.
ARMAKARMA (UK)
https://armakarma.insure/
It offers insurance for everything from headphones to smartphones, on a monthly subscription basis. Customers can take out or add to their cover at any time, offering a great option for students, renters or anyone who needs flexibility with their policy. 25% of the monthly subscription fee is donated to a charity of the customer's choice. 3.
AUGMENT (UK)
https://www.augmentrisk.com/
They empower their team to forward thinking to have progressive environment in order to be at the forefront of innovation. Their solutions differentiate clients against their peer group, focusing on creating equity value by releasing trapped capital and harnessing natural diversification to maximise shareholder return on equity.
BDEO (SPAIN)
https://bdeo.io/en/
They simplify processes, automate decisions and strengthen the relationship between insurers and their customers through visual intelligence. This enables them to assess damages and estimate costs with great accuracy and speed, allowing them to make the best decisions in the shortest possible time in the underwriting and claims processes.
BEESAFE (NETHERLANDS) https://beesafe.io/
The application it offers facilitates hybrid working by providing workspace. You can add workstations, shared spaces and conference rooms. You can view available spaces in real time using QR or NFC. 4.
BETTERTOGETHER (USA) https://www.bettertogether-app.com/
They provide a digital, group wellness and weight loss service on a weight loss motivation and accountability platform. Their service enables members to live a healthier life and achieve their weight loss goals while having fun: community challenges, fitness management, daily tracking.
BOLD PENGUIN (USA) https://www.boldpenguin.com/
They offer an integrated digital solutions platform to simplify business insurance. Their advanced suite of products includes a commercial insurance quoting platform that has digitized and transformed the slow, manual process, resulting in cost reductions, efficiency gains, and better overall outcomes.
BOSCH (GERMANY)
https://www.bosch-my-insurance.de/
Bosch’s Accelerator was made to generate new businesses and business models for the corporation. The accelerator hosts opportunities in AI, data, and machine learning across all markets. It has created a reproducible system for generating and incubating new opportunities. The Accelerator Program validates ideas in a 12-week program preparing teams to incubate new business models. 5.
BOWTIE (HONGKONG) https://www.bowtie.com.hk/en
Virtual insurer operated on a cloud-based environment, meaning commission free products. No personal details needed for basic quotes. Their system was checked to operate with maximum security. You can save time and money using them.
BSURANCE (AUSTRIA) https://www.bsurance.com/
They help businesses scale globally and grow their customer base by digitising and embedding insurance products directly at the point of sale. They offer cloudbased and flexible insurance products that can be tailored to any product or service.
BY MILES (UK)
https://www.bymiles.co.uk/uk
They offer a fairer form of car insurance for drivers with lower mileage. Simple third-party liability insurance, paid on the basis of actual mileage.
6.
CALINGO PET (SWITZERLAND) https://www.calingo.ch/
Offers pet insurance for dogs and cats that protects any breed, without age limit, even against pre-existing conditions.
CCC INFORMATION SERVICES (USA) https://cccis.com/
They use Artifical Intelligence in car damage estimations, which makes them more efficient, up-to-date and consequence in claims. Smart Estimate product.
CLYDE & CO LLP (UK)
https://www.clydeco.com/enuk
They provide personalised insurance legal advice on corporate matters. They advise on commercial, regulatory, financing, tax and competition law issues, using emerging technologies such as data analytics, telematics, smart home and wearable technology. They provide high quality dispute resolution services between insurer and client. 7.
COMADSO (DENMARK)
https://comadso.com/en/home-english/
Provides comparison solutions that enable insurance companies to get a real-time overview of their own product offerings versus their competitors.
CONCIRRUS (UK) https://www.concirrus.ai
Focused on supporting specialist marine insurance. A powerful mix of deep domain expertise and data science has led to the creation of their big data and machine learning platform. It accesses and interprets large data sets and combines them with historical claims information to uncover patterns of claims-related behaviour. Their results enable insurers and brokers to more accurately quantify risk; reduce losses and increase profits.
CONFIRMU (SINGAPORE) https://www.confirmu.com
Gives solutions not reliant on one's credit history. They can provide creditors with a consumer risk assessment regardless of age, location and financial history. 8.
COVERWALLET (USA) https://www.coverwallet.com/
Digital platform, which provides help for companies to find insurance opportunities and buy them 36 separate types of insurance one choose from. Ranging from Pollution liability, through Medical malpractice to cyber liability.
CYTORA (UK) https://www.cytora.com/
A company using generative AI, which automates risk assessment processes on commerical insurance markets. Their AI understands the unique context of the risk relative to different business rules enabling risks to be processed differently through multi-step workflows providing control over target portfolio shape.
DENTOLO (GERMANY) https://www.dentolo.de
Provides supplementary dental insurance, which covers dentist treatments and is focusing on protecting the health inside your mouth. 9.
EASYSEND (ISRAEL) https://www.easysend.io/
EasySend platform simplifies customer data entry and automates workflows with its code-free platform. It offers digital transformation solutions for businesses.
EFFECTIVATE (ISRAEL) https://effectivate.com/
They offer a training platform and software to help adults above age 55 maintain their cognitive skills and strengthen their memory. A dedicated software that is easy to use. It adapts to the user based on their personal development and abilities.
ENTERPRISE BOT (SWITZERLAND) https://www.enterprisebot.ai/uk
Improves customer experience and employee support with enterprise-ready conversational AI and process automation powered by LLM's like ChatGPT.
10.
EVARI (UK) https://www.evari.tech/
The world's most flexible and fastest cloudbased platform for building modern information applications. The platform makes it easy to build, iterate, and run complex insurance applications - including those with high data volumes and integrations.
EVERTRACE (GERMANY) https://www.evertrace.io/
They work to prevent cargo damage in global supply chains. They offer a machine learning-based platform to help with real-time cargo tracking, risk prediction and damage prevention, which benefit all stakeholders in global supply chains.
FANTHOMX (SINGAPORE)
https://www.fathomx.co/uk
Their product is FxMammo, an artificial intelligence assistant that significantly improves the mammography screening process by reducing false positive/negative rates and improves clinical workflow by reducing the time required to evaluate a screening and the number of radiologists required per screening. 11.
FLEXPERTO (GERMANY) https://flexperto.com/en/
Flexperto is an online 100% browser based consulting software that is comfortable for customers, employees and IT department alike.
FLIGHTCLAIMEU (NETHERLANDS) https://flightclaimeu.com/
Their FlightClaim service provides a full compensation process in case of flight delays, cancellations and denied boarding (e.g. handling of compensation, reimbursement, refunds, legal assistance). Their BaggageClaim service provides a full compensation process for delayed, damaged and lost baggage (reimbursement). FlightClaimEU offers assistance in claiming back airport charges for unused and cancelled flights through TaxClaim.
FLUFFY (UK) https://www.joinfluffy.com/uk
They provide animal insurance with rewards for responsible keepers. Through membership packages, they offer comprehensive insurance coverage, dog training from the world's leading experts and unlimited 24/7 consultations with veterinarians. It has a growing community of more than 20,000 pet parents. 12.
GABRIEL NETWORK (ISRAEL) https://www.gabrielprotects.com/
It provides an active threat response for its customers, dramatically reducing the risk of incidents. It takes a proactive approach, using the latest technologies to offer easy-to-use solutions such as automatic critical incident alerts, fast and flawless two-way communication.
GARENTII (GERMANY) https://garentii.com/de/en/
Garentii is an insurtech & proptech rethinking the traditional cash deposit system, with a digital rent deposit management platform.
GENASYS (UK) https://www.genasystech.com/
They offer a modular, cloud-based insurance solution for insurers, MGAs and brokers, with the features and flexibility needed to run and grow modern businesses. Their service can accelerate time to market and increase the product portfolio in any line of business. It also offers assistance with claims management and billing. 13.
GENIE (USA)
https://www.lifesgenie.com/
A leading innovator in digital security (data protection) and committed to protecting individuals and businesses, it uses advanced artificial intelligence to interact with incoming communicators (calls, emails, text messages) in real time, to identify caller and achieving an industryleading 99% accuracy rate in stopping fraudsters.
HAVEN LIFE (USA) https://havenlife.com/
An online life insurance company, focusing on customer experience and simplification. Services include, trusts and wills, fitness app with on-demand workouts, end-of-life planning, secure online vault.
HEALTHEE (USA) https://healthee.co/
It offers an AI platform that simplifies healthcare. It helps employees discover what's covered, how to save money on benefits, and how to book appointments quickly. It also reduces the burden on their healthcare workers. 14.
HEPSTER (GERMANY) https://hepster.com/de-de
Hepster takes insurance to a new digital level and makes buying insurance in the field of bike (electronic or regular), sport, travel transparent and as easy as online shopping.
HIGO (MEXICO) https://www.higo.io/
Their service allows you to monitor and view all your receivables and accounts payable, so you can speed up the collection and payment cycle.
HOUSE OF INSURTECH (UK) https://houseofinsurtech.com/
They offer an end-to-end digital insurance platform to help insurers, MGAs and brokers innovate and grow their business. They combine their deep expertise in insurance and technology to solve challenges. Their digital platforms deliver the right products at the right time, at the right time, with all the added benefits of a seamless and userfriendly experience. 15.
IGH (NETHERLAND) https://www.igh.com/ai-credit-decisioning
They offer AI-based credit scoring, which not only saves time for all parties, but also increases transparency. Thus offering automated loan origination, loan review, loan application acceptance. This creates higher customer satisfaction, increased employee satisfaction, objective decisions and a continuous automated review process.
INCONNECT (NETHERLAND) https://www.inconnect.io/
Their technology allows users to quickly assess their security, receive recommendations to reduce risks and offer insurance for remaining risks. Their Smart Protection for Safer Living product is the optimal combination of prevention and insurance, providing users with the best value for money and the greatest peace of mind.
INSLY (UK) https://insly.com/en/
Insly provides an API that can easily build systems from modules. It can be modified anytime, helps track every data, thus helps making administration, sales and customer handling more efficient. A showcase demo is available. 16.
INSTACOVER (CZECH REPUBLIC) https://www.instacover.ai/
InstaCover offers automated car inspections backed by AI for insurance companies, car rentals or car sharing.
INSURANDO (SWITZERLAND) https://insurando.ch/
The Swiss online portal creates clarity for the end customer by comparing premiums and services from car insurance to travel insurance in comprehensibly, free of charge and transparently way. The customer can choose the classic offer, personal advice or online conclusion.
INSURMEDIX (USA) https://www.insurmedix.com/
They provide insurtech services in the US for medical insurance not currently covered by existing insurance policies. They focus on fertility and IVF insurance products.
17.
INSURWAVE (UK)
https://insurwave.com/
Their platform delivers an integrated insurance management experience, so everyone in the insurance value chain is connected and up-to-date. Companies that buy and sell insurance can harness data in one place, view changes in business exposure in real time, and automate time-consuming tasks so they can focus on what they do best.
INSURWIZ (HUNGARY) https://www.insurwiz.io/
They have created travel insurance products that customers love. Their data-driven products allow them to create transparent and modern insurance experiences. Examples include an automated claims process, fast payments and customisable cover.
INTA (AUSTRIA)
https://inta-network.com
This community is an educational network, specifically designed for the next generation innovation. They can learn innovational methods, tools, technologies & how to build new business models with the customers in mind. The education can take place anywhere and anytime! They can also connect colleagues of young professionals & "senior" managers internationally, thus building the insurance community. 18.
KASKO2GO (SWITZERLAND) https://kasko2go.com/en/
The company specialises in AI risk assessment for the insured. They are striving to transform the world of car insurance through advanced risk assessment. They produce accurate risk assessments using artificial intelligence, with explanations to inform decisions.
KEEPUP HEALTH (ISRAEL) https://keepup.health/desktop.html
Provides artificial intelligence-driven screening solutions for silent diseases (e.g. heart disease, COPD). Directly assess the health of the organ against risk factors.
KERN AI (GERMANY)
https://www.kern.ai/
Provides a low-code dev platform for data-centric NLP.
KIN (USA)
https://www.kin.com/
They offer affordable home insurance in a customeroriented way. With a few clicks, one can customise their insurance cover and submit a claim. They cover everything from everyday claims to catastrophic losses for vacation homes, homes (property, condo), mobile homes, flood, renters. 19.
KLEINBLUE (FRANCE) https://www.kleinblue.fr/en
It offers market intelligence and a CRM platform (Klein Blue Market Intelligence), which is an all-in-one platform for monitoring startups and strategic innovation. It helps to identify and benchmark startups, accelerating decisionmaking and innovation development.
LADDER LIFE (USA) https://www.ladderlife.com/
On top of traditional life insurance, they provide amenities such as money to stay at home, finish school, for things that help you get by. Another innovation is that the customer can "tier" their insurance: every situation in life needs a different kind of cover. For example, if the child finishes school, this cover can be taken out of the sum insured, reducing the monthly premium.
LEMONADE (USA) https://www.lemonade.com/
AI based Insurance company focusing on speed and monthly subscription. Their AI gives your insurance policy in 90 seconds, and gives your payment within 3 minutes. 20.
LULA (USA) https://www.lula.com/
It offers a full suite of insurance management tools tailored to each type of asset, transaction and use case. It automates routine tasks and ensures compliance at every step, no matter which insurer you want to use. Its flexible product suite can be combined and scaled to fit any size of business.
LYFREY (ESTONIA)
https://lyfery.com/en/
Their cost of insurance can be influenced by lifestyle choices. In other words, their product provides peace of mind by combining life insurance and wellness. Their motto: if you live healthily, insurance should be cheaper.
MARSHMALLOW (UK)
https://www.marshmallow.com/
People who move to the UK used to pay up to 45% more for their car insurance than their UK-born friends. The most insurers only care about the driving experience you gain after you move here. Marshmallow accepts licences from all countries, so whatever country you have experience in will be taken into account. 21.
METROMILE (USA) https://www.metromile.com/
Car insurance company, which offers personal rates for their clients. Provides "Pay-per-mile" car insurance, which becomes free after certain miles.
MICA AI MEDICAL (ISRAEL) https://micamedic.com/
An AI support system, that scans "millions" of images, diagnoses and tells suspicious findings well before the onset of a benign or malignant breast tumour and supports the radiologist's analysis, facilitating personalised treatment.
MITCHELL (USA)
https://www.mitchell.com/
They provide smart technology solutions and services to car insurance and workers' compensation markets. With their industry expertise, connections and advanced technologies such as AI, augmented reality and cloudbased solutions, their services enable their customers to succeed in today's ever-changing environment. 22.
MITIPI (SWITZERLAND) https://mitipi.com/
Swiss protection for your home. Kevin simulates your presence when you are not in your home, projecting different scenarios through a single device like: visual shadow effects, different sounds (e.g. cleaning, cooking) to give the illusion that you are at home.
MOSAICS (USA) https://www.mosaics.pro/
Offers a holistic, cloud-based platform for core activities that delivers up to 300% productivity improvement and 100% compliance with rules and procedures, while preserving legacy systems.
MOTIONSCLOUD (GERMANY) https://motionscloud.com/
An inspectech/insurtech company that helps vehicle & property insurance companies, fleet managements companies and airlines to streamline & automate inspections/claims processes using AI computer vision, augmented reality and IoT tech. 23.
NAYYA (USA) https://www.nayya.com/
They offer a benefits platform that provides personalised decision support based on the employee's mental, physical and financial needs. The step-by-step experience simplifies benefits selection and administration.
OPENLY (USA)
https://openly.com/
They offer premium, simple home insurance designed exclusively for and by independent agents. With just 3 details you can start the quote request process and a quote will be offered quickly. Their advanced technology and products enable agents to deliver an excellent customer experience and radically increase agency efficiency and improve customer satisfaction. They offer multiple insurance coverages and customizable options so clients only pay for what they need.
OSCAR HEALTH (USA) https://www.hioscar.com/
Oscar Health a startup health insurance company, focuses on simplified and digitalized health services. They use AIbased technologies for fast and easy request handling, and they have a user friendly mobile application for insurance opportunities and access to medical care. 24.
PAPERBOX (BELGIUM) https://www.paperbox.ai/en/
They offer faster, smarter document processing. Leverage the power of artificial intelligence to automate emails and documents from physical and digital inboxes. It specialises specifically in intelligent document processing for insurance teams.
PAY-U (USA) https://pay-u.io//
They offer innovative and affordable motor insurance to vehicle owners. Includes a pay-per-minute comprehensive motor insurance, especially while driving on the road and the PAY-U app ensures users get FULL Comprehensive motor insurance coverage which covers all riders from unforeseen incidents such as strict riot and civil commotion, excess buy-back, flood, malicious attack.
PELT8 (SWITZERLAND) https://www.pelt8.com/
They make sustainability reporting simple. They help to build scalable, repeatable processes. Provides personalised support, flexibility, verifiable CO2 reporting, integrates suppliers to automate the process and increase efficiency. 25.
PEPPERCORN AI (WALES) https://www.peppercornai.com/
They are an insurtech that is transforming the insurance operating model. Their platform, Pipr, is the world's first conversational AI platform designed specifically for insurance, with the aim of reducing operational costs and improving risk selection. This platform can integrate seamlessly with existing technology and comply with legislation.
PERCAYSO (UK)
https://www.percayso-inform.com//
Their award-winning insurance intelligence goes beyond traditional data management by offering customised solutions at every stage of the insurance lifecycle. They provide unparalleled value-add for both insurers and brokers, improving pricing, claims and fraud outcomes.
PICUP (ISRAEL)
https://picup.io/
They offer a digital phone call platform. The AI-based platform helps telecoms, banking and insurance companies manage inbound calls. They enable customers to identify the caller, the purpose of the call and to reschedule it. The enhanced call technology dramatically improves key performance indicators such as response rates, customer experience, call centre efficiency. 26.
PIKL (UK) https://www.pikl.com/
It offers special insurance for hosts and owners. It provides a flexible solution to malicious damage such as theft and vandalism when selling property. Whether it's an airbnb, holiday home, office, car park, it provides flexible cover. Their packages are designed for people and not for property.
PLANETWATCHERS (USA) https://www.planetwatchers.com//
It provides area reporting and wind risk analysis services focused exclusively on the North American crop insurance industry. They work with their clients to automate the capture of policy data and the validation of claims. Their claims validation services increase efficiency with detailed crop maps, including flood detection, that guide field investigations and help resolve claims quickly and fairly, improving customer service and helping to reduce overhead costs by saving time spent on claims processing.
PRISMIC LIFE (BERMUDA)
https://www.prismiclife.com/p/1
They offer reinsurance strategies designed to transform risk and give institutional investors the opportunity to participate in reinsurance as an investment. 27.
QOVER (BELGIUM) https://www.qover.com/
Qover is a belgian startup, which provides API to other companies so they can easily build in their own insurance products into applications, eg. Travel and electronical device insurance.
REMITRIX (ISRAEL)
https://remitrix.com/
Based on three seamlessly integrable cloud-based products, the Remitrix platform is an effective one-stop shop that provides an eagle’s view of your insurance company’s risk map, and helps you create policies that are fully compliant with the Solvency II and IFRS 17 regulations.
RISKCOVRY (INDIA) https://riskcovry.com/
They built a "financial infrastructure" package for insurance distribution. As an "Insurance-in-a-Box", they enable any company to offer any insurance product from any insurer through any customer relationship channel, holistically and seamlessly. 28.
RISKWOLF (SWITZERLAND) https://www.riskwolf.com/
They offer parametric insurance: turning real-time data into insurance. They are highly customisable, fully transparent and built using reliable data and code. They created a process automatization platform that automates the process from idea to launch. With it products can be structured, priced and operated.
RNWL (UK)
https://rnwl.co/for-enterprise/
They developed an AI-driven, hyper-personalised bank insurance platform that transforms banks into insurance distribution platforms, reducing their costs, increasing their revenues and improving their customer experience. This gives banks the platform to enable them to selectively reach the right customers with the right product, at the right time and at the right price.
ROOT INSURANCE (USA) https://www.joinroot.com/
Car insurance providers whom monitor driver patterns through a smartphone app. Better drivers get better rates. The root application gathers & analyzes data from smartphone sensors, gives a car insurance offer without use of paper. 29.
SAFESIDE (SWITZERLAND)
https://www.safeside.life/en/
Safeside is the first company to provide transparent digital life insurance in Switzerland - they aim to individualise insurance premiums by continuously integrating health data into our insurance offering. They do not upsell. By using the latest technology to avoid both agents and doctor's visits, they make the process efficient, simple to understand and to effect. The result is individual coverage in under 3 minutes.
SEKURE (USA)
https://www.sekure.com.co//
They offer affordable, hassle-free digital insurance. They drive innovation and connect startups and consumers for a safer and more affordable future. Their platform enables you to create and launch insurance and assistance policies efficiently and agilely.
SERENUS.AI (ISRAEL)
https://www.serenusai.com/
They specialise in developing advanced generative AI technologies that enable medical decisions in critical situations, saving lives and valuable resources. Their goal is to improve patient care, patient and physician satisfaction worldwide. 30.
SHADEN-MAGANER (AUSTRIA) https://www.schaden-manager.com/
Customers can report their accidents/insurance incidents digitally, even from their mobile phones. You can provide photos and files of the accident scene instantly, so you don't have to bother filling out a paper accident report form for a car accident. They specialize in handling insurance claims. For agents and brokers, they provide claims management services, modern technology, fully automated and digitised solutions.
SHIFT TECHNOLOGY (FRANCE)
https://www.shift-technology.com//
Company specialized in AI based fraud detection and claims checking. Their AI identified over $5 billion in claims fraud in 2021 alone and tens of thousands of fraud networks globally.
SIMPLESURANCE (GERMANY) https://www.simplesurance.com/
Simplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business. On their websites they offer consumers in various countries an easy and convenient way to purchase product insurances up to a couple of months after they have purchased a device. 31.
SINGULARCOVER (SPAIN)
https://www.singularcover.com/
Leading SME insurtech specialising in designing and providing insurance products for hard-working small businesses and the self-employed. They insure bars, grocery or clothing stores, hairdressers, bakers, plumbers, personal trainers or builders, tailoring insurance to the industry and individual needs.
SKENDATA (GERMANY) https://www.skendata.de/
They speed up the evaluation process of buildings, by combining data with AI. One can get the right value – any time, any place, on any device – even when talking to customers. They can provide platform or as an interface of a modular system.
SNAPSHEET (USA) https://www.snapsheetclaims.com/
Company specialized on Claims technology, which makes claims handling faster and more efficient with a cloud based automation created by themselves. Easy-to-use, end-to-end digital payments solution. 32.
SOBRADO (SWITZERLAND)
https://landing.sobrado.ch/en/
SOBRADO connects brokers and insurance providers - for faster, secure and reliable business processes. The innovative software enables an uncomplicated digitalisation of the insurance business.
SOCOTRA (USA)
https://www.socotra.com/connected-core//
It provides the first and only true cloud-native insurance platform, delivered with public open APIs and seamless automatic updates. They offer fast time to market and operational efficiencies along with technical stability for companies, IT sector, MGAs, passenger cars, commercial insurance.
SPEEDIE (GERMANY)
https://speedie.io/
With their specialised, artificial intelligence-driven insight engine, Speedie, they help insurance companies process their specific data more efficiently, so they can run their day-to-day operations faster, more efficiently and more securely. It can also be used as a digital assistant when there is a shortage of skilled workers. Speedie can be used to automate the collection of information. 33.
SPOKK (USA) https://spokk.com/
Offers affordable and comprehensive pet accident and illness insurance. Covers: all examinations, surgeries, medical supplies, vaccinations, hospitalizations, orthodontics, diagnostics.
STOIK (FRANCE)
https://www.stoik.io/en/
They provide cyber insurance against cyber risks, including prevention and ongoing monitoring. Their coverage is clear and comprehensive. Their experts help customers recover from security incidents 24 hours a day, responding to incidents in less than 3 minutes, and have a team of experts dedicated to 24/7 incident management.
TRACTABLE (UK) https://tractable.ai/
Builds AI tools for world-leading companies in the automotive and real estate industries. It applies the latest computer vision and machine learning techniques to visual assessment. Using customer images, their AI products have started to enable fast and accurate damage assessment to make recovery from accidents up to ten times faster. From salvaging car parts to valuing real estate. Their mission is to transform the way people in entire industries live and work. 34.
TREATME (ISRAEL)
https://www.treatme.co.il/
They offer combinations of different research-based treatment methods per diagnosis to maximise the efficiency and quality of the integrative healing pathway for patients, while minimising insurance costs.
TREEPODIA (ISRAEL)
https://treepodia.com/home/
They specialise in personalised video marketing solutions, creating tailored videos for each client (customer emotional targeting, loyalty video emails, custom product videos, targeted pre-roll video ad campaigns).
TRUSTCHAIN (IRELAND) https://trustchain.ngi.eu/
Their goal is to create a portfolio of next-generation Internet protocols and an ecosystem of decentralised software solutions that achieve the highest standards of humanity. They address a range of challenges related to trusted digital identities, flexible, secure and reliable data pathways, data economics and commerce, energyefficient data storage, transport and sharing, and seamless services and data flows. 35.
TURTLEMINT (INDIA)
https://www.turtlemint.com/
They make it easier to understand and take out insurance. Their aim is to "demystify" insurance by explaining the jargon in simple terms and providing intelligent tools to help users make the right choice. From search to purchase, the whole process can be done quickly online. They offer car, bike, health and term life insurance.
UIPATH (USA)
https://www.uipath.com//
Artificial intelligence and automation are aligned; they have built an AI-driven platform to drive business transformation.
V-QUIZ (SWITZERLAND) https://v-quiz.ch/
A Quiz-App accredited by authorities for the insurance industry in the DACH-Region. With the app sales advisors can gain the legally needed education credits according the european guideline IDD (Insurance Distribution Directive) in a modern manner. 36.
VEMOCO (HUNGARY) https://www.vemoco.com/hu/
Provides services that gives a connection between you and your car. Gives a device that communicates with company, the app, and webpage. As the data is constantly gathered, driving technique is getting better and the insurance cost lowers with it.
WAGMO (USA) https://wagmo.io/
Provides pet care cover from head to tail. They cover everything from routine check-ups to preventative care for dogs and cats. No exclusions around pre-existing conditions! Provides up to 100% reimbursement and customizable plans. Their round-the-clock on-call remote monitoring also ensures prompt care.
WEATHER IT IS (ISRAEL) https://www.weather-it-is.com/
They specialise in developing innovative forecasting technology for insurance risk management. They provide highly accurate, exclusive, global and long-range weather forecasts, filling the "knowledge gap" on climate change. 37.
WEAVAIR (CANADA) https://weavair.com//
Offers business intelligence software to help achieve sustainability and net-zero targets. Includes multiple services: satellite imaging networks (analysis of greenhouse gas emissions, property values and climate risks), drone imaging networks, IoT sensor networks (energy efficiency, air quality analysis).
WEGROUP (BELGIUM) https://www.wegroup.be/
They offer an online sales platform to help insurers provide advice and track advice in a digital or hybrid way. They create excellent software to help insurance brokers digitise and improve their service to customers.
WETTERHELD (GERMANY)
https://wetterheld.com/home//
They offer weather insurance against damage caused by lack of rain, heat, cold, snow and lack of snow. Weather is measured daily and hourly at the weather station. It automatically checks and alerts you if there is a possible claim for payment. 38.
XUND (AUSTRIA) https://xund.ai/
An AI-powered medical API that provides symptom and risk assessment to give patients a reliable initial assessment and guide them to the best point of care.
YAS.LIFE (GERMANY) https://yas.life/
Develops and offers digital health and prevention products for companies, health insurers and insurers for healthy living. Combine preventive healthcare with a digital bonus gamified program - tailored to the needs of the target group.
ZEGO (UK)
https://www.zego.com/
A vehicle insurance company providing opportunities, from private entrepreneur courier workers with rollers to full vehicle fleets. Has an app for delivery drivers that includes scooters; Hourly pay-as-you-go.
39.
ZELROS (FRANCE)
https://www.zelros.com/
A pioneering InsurTech to help insurers offer hyperpersonalised products across all channels. They help insurers increase customer acquisition, cross-selling and up-selling, while increasing agent efficiency. They stand out because their AI platform is low-code, faster and smarter, helping insurers stay on track with their ethical AI programs.
ZENOWN (GERMANY) https://www.zenown.com/
ZenOwn is a product assistant platform that gathers all your durable products in one place – warranties, receipts & other product info - and helps you insure, sell or give away products you no longer need. For business partners (brands) it solves the pain point of extremely low user registration by enabling them to - for the very first time engage with their existing users and drive re-sell, crosssell & up-sell.
ZYWAVE (USA)
https://www.zywave.com/
A company, which provides digital tools for insurance experts and agents. Provides separate cloud platforms for Sales, Content, Clients and Analytics. 40.
Insurance Factory is an innovative consulting and training company. Consulting in the areas of (open) innovation management. Co-creation and Crowdsourcing online collaboration with the target to create new products, processes and organisation with the expectation of the next generation.
Embedded Excellence Drives Innovation!
Erika Krizsan
Managing director
info@insurance-factory.eu 00 43 664 189 1810 00 43 216 420 025