River Valley Real Estate
&HOME September 2019
Lakefront Beauty
Greenwood Community Listed by Susie Sparkman, BERKSHIRE HATHAWAY HomeServices
River Valley Real Estate
&HOME
FEATURES
CONTENTS
FORT SMITH HOME BUILDERS ASSOCIATION .......................................................................3
September 2019
CHOOSING A NEIGHBORHOOD .......................................................................................................8 FORT SMITH BOARD OF REALTORS ............................................................................................14 ADD VALUE TO YOUR HOME WITH THESE RENOVATIONS.........................................18 CRAWFORD COUNTY BOARD OF REALTORS ........................................................................20 TIPS FOR FIRST TIME HOME BUYERS.........................................................................................25
Lakefront Beauty
PAINT YOUR HOMES EXTERIOR LIKE A PRO .........................................................................38
Greenwood Community Listed by Susie Sparkman, BERKSHIRE HATHAWAY HomeServices
Cover design by Christy Morrison
River Valley Real Estate
Advertising Coordinator
Carla Harrison
Design Coordinator
Christy Morrison
R te l Esta River Valley Real Estate iver Valle y Rea y Re al Es Valle r e iv tate R
E&HOME&HO M O ME &H June
2019
August 2019
July 20
19
e om il le H deta Stytention toal Estate Cou an Re Liste ntr smwith the at eal d by yL O’N raftloveIs DiaOf CThis ers, What Dreams Are Made By nne Th ivin g Neuwwill fall inby Hollie Gated Community on 4.06 acres Schn e on eide e yo at it d Yo Liste u’ Listed by Jeanette Jones, RE/MAX Executives r ’s
ll w with Pat ant to Fin es Satte ca rfiel ll HO t d Re ME alto rs
The opinions and observations expressed in River Valley Real Estate & Home are those of the respective authors and do not necessarily reflect the opinions of Times Record. Volume 12, Number 6 River Valley Real Estate & Home, a magazine of the TImes Record published 12 times a year.
&HOME
INDEX OF ADVERTISERS
AOG .............................................................................31 Pat Satterfield Realtors ...................................... 6-7 Assurance Realty ..............................................36-37 Quantum Property Services ........................16-17
Berkshire Hathaway HomeServices...............15 RE/MAX Executives ..............................................30 Chuck Fawcett Realty......................................... 4-5 Roger Cook Real Estate .................................10-11 Citizens Bank...........................................................19 Ronald Ragon Realty .............................................. 9 Cobblestone .............................................................21 Stoneshire ................................................................33 Coldwell Banker Fleming Lau Realty ......22-24 Sutherland Lumber Co ........................................24 First Financial Bank ..............................................13 SWBC ..........................................................................40
© Copyright 2019 Times Record
Greater Fort Smith Home Builders Assn .............39 Trinity Multifamily.................................................12 Advertising information is available from Carla Harrison at (479) 785-7700 ext 1316 or charrison@swtimes.com
Keller Williams Platinum Realty ...............34-35 Weichert Realtors ............................................26-29 Medlock & West Realty........................................32 Western Arkansas Title .......................................31
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Specializing in Federal Housing Administration (FHA) Financing Since 1935 Conventional, VA, FHA, and Rural Development Loans available.
USE THIS CHART TO ESTIMATE YOUR MONTHLY MORTGAGE PAYMENT. Interest Rate 4.250% 4.375% 4.500% 4.625% 4.750% 4.875% 5.000% 5.250% 5.500% 5.750% 5.875% 6.000% 6.250% 6.375% 6.500%
Repayment Term per $1,000 15 YEARS 7.52 7.59 7.65 7.71 7.78 7.84 7.91 8.04 8.17 8.30 8.37 8.44 8.57 8.64 8.71
20 YEARS 6.19 6.26 6.33 6.39 6.46 6.53 6.60 6.74 6.88 7.02 7.09 7.16 7.31 7.38 7.46
30 YEARS 4.92 4.99 5.07 5.14 5.22 5.29 5.37 5.52 5.68 5.84 5.92 6.00 6.16 6.24 6.32
Determine your loan amount and divide that amount by 1000. Multiply that product by the number that corresponds with the interest rate and repayment term you have chosen. The ďŹ nal product will by your monthly principal and interest payment.
EXAMPLE :
MPBO t JOUFSFTU SBUF 30 year repayment term 100,000/1,000=100 100x4.92=$492.00*
(Mortgage Credit CertiďŹ cate)
YOU COULD EARN UP TO $2,000 TAX CREDIT FOR A PRIMARY HOME PURCHASE. (DOLLAR FOR DOLLAR CREDIT)
MCC QUALIFICATIONS
(Please call for additional details or prequaliďŹ cation.)
t Obtain a ďŹ xed rate Conventional, FHA, VA or RD loan for a purchase of a PRIMARY residence. t Purchase price must not exceed $270,000. t ALL types of income for ALL persons over the age of 18 who will be living in the residence must be reported. t The yearly tax credit can be received as long as the owner lives in the home, retains a mortgage, and has a tax liability. t Each year the tax credit is recalculated on the remaining principal balance.
SEBASTIAN COUNTY
t Buyers may NOT have owned a primary home in the previous 3 years unless they are a Veteran. Income Limits #of People Living in Household 1-2
Total Household Income $63,480
3-4
$74,060
CRAWFORD COUNTY
t Buyers MAY have previously owned or currently own a home. Income Limits #of People Living in Household
*NOTE: Taxes, Insurance and Mortgage Insurance (if applicable) are not included in above calculation.
1-2
Total Household Income $70,800
3-4
$82,600
** PLEASE CONSULT AN ACCOUNTANT FOR ADDITIONAL TAX DETAILS.
FIRST FINANCIAL MORTGAGE IS PROUD TO BE THE #1 MCC LENDER IN ARKANSAS SINCE 2011. ETHAN ADAMSON Branch Manager/ Loan Originator NMLS #924274 479-459-3719
3401 Rogers Ave., Suite A | Fort Smith, AR 72903 | (479) 782-9300 | www.ffb1.com RIVER VALLEY REAL ESTATE & HOME - SEPTEMBER 2019 | 13
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Welcome Home! Fort Smith, Arkansas 479.646.7444
0
$44
8201 Donnington Court
This 2,008 sq. ft., 3 bdrm 2 bath, cottage-style home with spacious interior features open living, barn doors, brick accents, quartz countertops, lockers, custom lighting and luxurious master suite. Located in the new Valley of Stoneshire community, this home also includes year-round lawn care and maintenance. If you dream of being surrounded by nature offering walking trails and biking trails in the convenience of the city then your dream has come true!!! Call Robin @ 479-719-0593 for your showing. Agent.
0
9,90
$26
00
8400 Donnington Court
0
PEN
DING
8207 Donnington Court
Tour this 2,173 sq. ft., 3 bdrm 2 bath, cottage-style home with spacious interior featuring open living, barn doors, brick accents, quartz countertops, lockers, custom lighting and luxurious master suite. Located in the new Valley of Stoneshire community, this home also includes year-round lawn care and maintenance. If you dream of being surrounded by nature offering walking trails and biking trails in the convenience of the city then your dream has come true!!! Call Paul @ 479-651-5266 for your showing. Agent.
0
9,50
5717 Callaway Lane
0
6,70
$34
Come see this loaded 2,735 sq. ft., 4 bdrm 3 bath, 2019 Showcase Home featuring interior brick accents, quartz countertops throughout, ss 48” commercial double oven range, butler’s pantry, lockers, custom accented stairway, laundry chute from 2nd flr, additional laundry hookups in master closet, huge covered back porch with built-in gas grill, fire pit, extensive landscaping, irrigation, epoxied garage floor, gas heater in garage and natural gas backup generator. Call Paul @ 479-651-5266 for your showing. Agent.
$46
One owner 2,100 sq. ft., 3 bdrm 3 bath, home on large corner lot is a must see. Open floor plan offers barrel ceiling entry, formal dining, powder room, wood and tile floors (no carpet) walk-in pantry, mud room with lockers, jack-n-jill bath, huge master closet with built-in ironing board, master bath is ADA friendly, laundry room with sink, covered patio, abundant storage plus double cell cellular shades and crown molding throughout. Call Robin @ 479-719-0593 for your showing. Agent.
8,8 $38
0
9,90
5,50
$32
4,90 $12
8409 Stoneshire Drive
Located on a corner lot, this unique 2,830 sq. ft., 4 bdrm 2.5 bath, home features open living with hip-vault beamed ceilings in living and master bath, geothermal heating and air, stained heated concrete floors and counter tops, 2 pantries, breathtaking custom lighting, mudroom with key desk and lockers plus outdoor living area with kitchen and fireplace. The luxurious master suite is a must-see and while you’re there check out the fully equipped media room! Call Rocky @ 479-651-6118 for your showing. Agent.
304 Choctaw Street - Hackett, AR Historic charm meets modern updates in this 2,102 sq. ft., 3 or 4 bdrm home, built in 1895 on corner double lot. The home features original front door, 10 ft ceilings, original six panel interior farmhouse doors, transoms, 9 ft pocket doors and huge rooms. Updates include new plumbing all the way to the street, new plumbing fixtures, new HVAC and duct work, new electrical, paint, lighting and water htr. Added bonus - kitchen island counter top is wood reclaimed from the old NSHS Grizzly gym floor! 1 year home warranty. Call Robin @ 479-719-0593 for your showing. Agent.
8404 Stoneshire Drive Come tour our updated 2,535 sq. ft., 4 bdrm 3 bath, Camelot plan featuring open living, barn doors leading to informal breakfast nook, 2 pantries, custom cabinets and lighting plus fabulous outdoor living area with fireplace and TV. Private master suite offers luxurious bath with chandelier, whirlpool tub, double vanities, walkout shower and huge walk-in closet with built-ins. Call Robin @ 479-719-0593 for your showing. Agent.
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3920 Rogers Avenue Fort Smith, AR 72903 479-242-4000
Your Neighborhood Specialist
ALEX PUGH
AMBER DUNHAM
ANGELA DAY
479-462-4872
479-965-6537
479-462-9634
Realtor®
Alex.Pugh@WeichertGriffn.com
Realtor®
Realtor®
Amber.Dunham@WeichertGriffin.com Angela.Day@WeichertGriffin.com
BRANDI HEYDENREICH CHARLOTTE KING Realtor®
Realtor®
479-651-5203
479-461-6700
BrandiH@WeichertGriffin.com
Charlotte.King@WeichertGriffin.com
CHRIS KING
CHRIS WELK
DAVE ADAMS
DOUG ELMORE
DREW FORTSON
479-650-8658
479-747-3739
479-883-6778
479-806-9816
870-834-9396
Chris.King@Weichertgriffin.com
Chris.Welk@WeichertGriffin.com
ELISHA HANKINS
EMILY LUNNEY
ERIC WILSON
JEFF MARKS
JANET RICHARDS
479-670-0385
479-857-8038
479-769-5217
479-414-1193
479-414-3304
Realtor®
Realtor®
Realtor®
Realtor®
Realtor®
Realtor®
Realtor®
Dave.Adams@WeichertGriffin.com Doug.Elmore@WeichertGriffin.com Drew.Fortson@WeichertGriffin.com
Realtor®
Elisha.Hankins@WeichertGriffin.com Emily.Lunney@WeichertGriffin.com Eric.Wilson@WeichertGriffin.com
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Realtor®
Realtor®
Jeff.Marks@WeichertGriffin.com Janet.Richards@WeichertGriffin.com
3920 Rogers Avenue Fort Smith, AR 72903 479-242-4000
JONELLA GRAHAM
JORDAN JOHNSON
JUSTIN ROGERS
KEITH HOLLINGSWORTH
KEVIN KING
479-459-5079
479-849-6894
479-629-1733
479-206-3193
479-650-0130
KeithW@WeichertGriffin.com
Kevin.King@WeichertGriffin.com
Realtor®
Realtor®
Realtor®
Jonella.Graham@WeichertGriffin.com Jordan.Johnson@WeichertGriffin.com Justin.Rogers@WeichertGriffin.com
Realtor®
Realtor®
LARRY RUTH
LAURA PARKER
LAURA PITSCO
LAURIE HALES
LISA ELMORE
479-806-6406
479-650-0899
479-883-8051
479-650-7315
479-651-5189
Laurie@WeichertGriffin.com
Lisa.Elmore@WeichertGriffin.com
NANCY WEAVER
ROBIN FAGAN
RUDOLPH SHORES
479-462-5644
479-926-5008
479-551-4724
Realtor®
Larry.Ruth@WeichertGriffin.com
Realtor®
Realtor®
Laura.Parker@WeichertGriffin.com Laura.Colburn@WeichertGriffin.com
MARTY ANDERSON MELISSA HALLMARK Realtor®
Realtor®
479-719-0923
479-285-0871
Marty.Anderson@WeichertGriffin.com
MelissaH@WeichertGriffin.com
Realtor®
Realtor®
Realtor®
Realtor®
Nancy.Weaver@WeichertGriffin.com Robin.Fagan@WeichertGriffin.com Rudolph.Shores@WeichertGriffin.com
SARAH BRAVO
WAYNE KING
XAVIER LASTER
479-652-1247
479-461-5156
479-629-1539
Realtor®
Realtor®
Realtor®
Realtor®
Sarah.Bravo@WeichertGriffin.com Wayne.King@WeichertGriffin.com Xavier.Laster@WeichertGriffin.com
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NEW LISTINGS Barling
Barling
1014 Snow Goose Way 215540
1020 Snow Goose Way 209950
ML#1026799
ML#1026800
3 BEDS | 2 BATH 1658 SQ FT
Laura Pitsco 479-883-8051
Barling
Laura Pitsco 479-883-8051
Fort Smith 712 Hillside Drive 142000
ML#1026802
ML#1026780
3 BEDS | 2 BATH 1507 SQ FT
3 BEDS | 2 BATH 2082 SQ FT
Fort Smith 1727 45th Terrace 159900
ML#1026787
ML#1026645
3 BEDS | 2 BATH 1616 SQ FT
Jordan Johnson 479-849-6894
5 BEDS | 3 BATH 2665 SQ FT
Fort Smith
3100 Enid Street 149900
4809 Park Avenue 170000
ML#1026709
ML#1026564
3 BEDS | 3 BATH 1675 SQ FT
Fort Smith
Elisha Hankins 479-670-0385
Dave Adams 479-883-6778
702 40th Street 109900
Fort Smith
Dave Adams 479-883-6778
3 BEDS | 2 BATH 1615 SQ FT
1026 Snow Goose Way 195910
Fort Smith
Dave Adams 479-883-6778
Laura Pitsco 479-883-8051
Melissa Hallmark 479-285-0871
3 BEDS | 3 BATH 2049 SQ FT
Fort Smith
2108 Jasmine Drive 104900
4001 Hunter Way 169900
ML#1026622
ML#1026495
3 BEDS | 2 BATH 1116 SQ FT
Dave Adams 479-883-6778
2 BEDS | 2 BATH 1646 SQ FT
FORT SMITH 479-242-4000 · SPRINGDALE 479-756-1003 · FAYETTEVILLE 479-935-4090 · BENTONVILLE 479-268-5500
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NEW LISTINGS Fort Smith
Greenwood
808 N 34 Street 73000
803 W Baltimore Street 74900
ML#1026308
ML#1026883
3 BEDS | 1 BATH 1064 SQ FT
Alex Pugh 479-462-4872
Greenwood
Greenwood
105 Blackfoot Circle 72000
1542 Been Ridge 185000
ML#1026817
ML#1026624
3 BEDS | 2 BATH 1152 SQ FT
Laurie Hales 479-650-7315
3 BEDS | 2 BATH 2074 SQ FT
Elisha Hankins 479-670-0385
Lavaca
Elisha Hankins 479-670-0385
3 BEDS | 2 BATH 1179 SQ FT
Chris King 479-650-8658
Mansfield
702 Village Drive 140000
13200 Henley Road 240000
ML#1026629
ML#1026752
3 BEDS | 2 BATH 1654 SQ FT
Lisa Elmore 479-651-5189
2 BEDS | 2 BATH 1819 SQ FT
Paris 811 E Pine Street 90000 ML#1026774 Elisha Hankins 479-670-0385
2 BEDS | 2 BATH 1335 SQ FT
Serving Northwest Arkansas and the River Valley FORT SMITH 479-242-4000 · SPRINGDALE 479-756-1003 · FAYETTEVILLE 479-935-4090 · BENTONVILLE 479-268-5500
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QUALITY HOMES FROM BUILDERS YOU CAN TRUST Come experience the charm and craftsmanship of Stoneshire. Phase two and three (The Crest and The Valley) are located in the heart of Chaffee Crossing in Fort Smith. These beautifully designed neighborhoods feature a wide range of lots from cottage style to one acre with convenient entrance from Massard Road. These secluded and private homes back up to Ben Geren Park and all its outdoor amenities. Now is the time to stake your claim in an exciting and modern community, exclusively offered by Justin Green Custom Homes and Cobblestone Homes.
ROCKY WALKER
JUSTIN GREEN
Cobblestone Homes
Justin Green Custom Homes
LEARN MORE AT
STONESHIREATCHAFFEE.COM LOCATED ACROSS FROM STONEHOUSE AT THE INTERSECTION OF MASSARD ROAD AND SHIRECREST
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Rose Catalano
SWBC Mortgage Corporation Branch Manager | NMLS #204458 2525 Rogers Avenue Fort Smith, AR 72901 Cell: 479.650.2882 I Office: 479.783.4400 Toll-free: 877.441.9747 Email: rcatalano@swbc.com swbcmortgage.com/catalano
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© 2019 SWBC. All rights reserved. Loans are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. Corporate office located at 9311 San Pedro Avenue, Suite 100, San Antonio, TX 78216. SWBC Mortgage Corporation, NMLS #9741 (www.nmlsconsumeraccess.org). Georgia Residential Mortgage Licensee 1060-A0689 3/19
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