Membership Matters

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MEMBERSHIP BENEFITS & PARTNER PROGRAMS

HEATHER HALL-DAHL

We have been working diligently at VDTA-SDTA to bring you cost effective membership benefits and partner programs to make your life and business easier to manage.

One of the major concerns and expenses every retailer has is employee health insurance. Health care is typically one of the most expensive benefits for employers to provide. Reports cite that the average annual premiums in 2021 for employer-sponsored health insurance were $7,739 for single coverage and $22,221 for family coverage.

The average premium for family coverage has increased 22% over the last five years and 55% over the previous ten years. When was the last time you had your health insurance policy checked by an expert?

LIG Solutions has partnered with our association to offer a true no-obligation concierge service to help make sure you have the best health care coverage for you, your family and your employees. You can speak directly with one of their licensed advisors for an assessment or side-by-side comparison of your health care coverage needs. With LIG guiding you through the process, you can make sure you are saving money and finding the best coverage for yourself and your employees.

There is a yearly period when people can enroll in a health insurance plan for the next calendar year. Open Enrollment for 2023 runs from November 1 through January 15, 2023. Outside the

Open Enrollment Period, your employees can enroll in a health insurance plan they qualify for a Special Enrollment Period. They’re eligible if they have certain life events, such as getting married, having a baby, or losing other health coverage.

With VDTA-SDTA’s exclusive health benefits program through LIG Solutions, all members have access to a team of licensed agents. They can assist you with all your health coverage needs, including but not limited to, major medical, ACA plans, Medicare, short-term policies, HRA/group coverage for employees, supplemental health insurance options, pharmacy prescription programs, and more.

If you need guidance finding the right health coverage, contact me at VDTA-SDTA and I will help you get started. LIG Solutions is our trusted health insurance expert and consulting partner. They are dedicated to building lasting relationships and they will find the coverage that best serves your needs and budget.

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