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POLICY MAGAZINE - SUMMER 2026

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Annual Awards

We speak human, not fine print.

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That’s how partnerships work. And that’s how we work. Because at EMC, we’re all about Keeping insurance human®

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EDITORIAL STAFF

Publisher

Denise Johnson, AAI, AAI-M, CISR, CIC

Managing Editor

Jerri Culpepper

Graphic Designer

Denise Canon

PROFESSIONAL STAFF

President/Chief Executive Officer

Denise Johnson, AAI, AAI-M, CISR, CIC

Chief of Staff and Operations

Josh Reasnor, MSSL, CISR, CKC

Senior Vice President of Strategic Initiatives

Sara Bradshaw Ray, CIC, CKC

Workers’ Compensation Account Manager

Jeanette Madrid

Director of Member Services

Shania Slavick

Director of Marketing and Communications

Jerry Rappe’

Specialty Lines Service Account Manager

Cindy Munden, CISR

Agency & Education Specialist

Ali Qureshi

Denise

From the President/CEO

Reflections on Some of Our Top Achievers and a Productive Spring

Wow… what a spring we’ve had at BIGiOK! We started out with EmPowerHer in March with a sold-out crowd at Cole’s Garden. We presented the BIGiOK Woman of Impact to Sara Bradshaw Ray, who has a longstanding legacy with our Association. Sara has 35 years of experience with agency ownership, company underwriting and alliance development. More recently, she has

actions and words personify the charge of ethics and integrity of our organization. During his six-year tenure as our state director on the IIABA National Board, he has drawn on his insight into and knowledge of our Association and industry to lead our mission on both a state and national level. Chris is well-respected among his peers and always has the best in mind to make our industry better. He

Our new and improved Education Program with The Institutes allows for affordable, innovative education that is up to date and informative.

developed our consulting department at BIGiOK, including a facilitated Mastermind program called MyNetwork. She has been such a wonderful asset to women in our industry.

At our annual conference, called INSURCON, we were able to present two prestigious awards to two individuals who have made a huge difference in our industry and the Association.

We presented Glen Mulready with our Legacy of Service Award to thank him for his years of service to our industry and the state of Oklahoma as a legislator and state insurance commissioner.

We presented our own BIGiOK member, Chris Floyd, with the Eagle of Excellence Award, which honors individuals whose

and his wife, Kathy, have been a joy to travel with over the past six years, and I have personally appreciated their support and friendship. I wish them the best! I would be remiss not to mention all of our award winners at INSURCON! We have an outstanding membership with many incredible people. The awards are by a vote of their peers, and I moved every year by the stories that we hear about them. We should all be inspired to do more in this profession that we have all chosen. One more word about INSURCON. … What a great turnout! We had more that 550 people attend and more than 70 booths at our Trade Show. We hosted an Insurance Candidate Commissioner Forum, during which attendees able to hear from those running to lead our state for our industry. Facilitated by BIGiOK member Jeff Berrong,

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As everyone starts thinking about summer, don’t forget that it’s a good time to get caught up on your CE. Our new and improved Education Program with The Institutes allows for affordable, innovative education that is up to date and informative. I encourage you to check out some of the interesting classes that are available at BIGiOK.com/education

It’s been a busy legislative session for insurance. With the upcoming elections and increases in insurance rates, we have spent a lot of time representing you at the Capitol. We also represented your voice on Capitol Hill in Washington, D.C, meeting with our Oklahoma delegation on issues such as third-party Litigation, flood insurance and state regulation.

We have a lot planned for this fall: stay tuned for exciting things to come. And always feel free to contact me at denise.johnson@BIGiOK.com.

How Cause and Effect Relates to Insurance

Cause and effect can in some ways relate to most events in our lives. It’s the relationship between events where one event (the cause) makes another event happen (the effect). For example, what does it take for someone to invent something? First, set a goal to solve a problem, then conduct a process of experiments until the desired result is obtained. “If I do this, then this is the result”: cause and effect. Some other examples are that rain causes slippery streets, or that studying causes higher grades.

cause that sets a chain of events in motion.

Factual vs. Legal Causation

Factual causation uses the “but-for” test; but for the event, would the loss have happened? Legal (proximate) causation determines if the loss was a foreseeable result of that event.

Chain of Events

A single cause can trigger a cascade. For example, a storm (cause) might knock over a tree, which breaks a power line, leading to a fire (effect). If the storm

Cause and effect can in some ways relate to most events in our lives. It’s the relationship between events where one event (the cause) makes another event happen (the effect).

For insurance, this requires looking at both the legal mechanics of claims and the economic drivers behind premium rates. At its core, insurance is a financial tool designed to manage the “effects” of unpredictable “causes”. Let’s look at four factors next that break down the mechanics of all this.

The Legal Core: Proximate Cause

In insurance law, the cause of a loss isn’t always the most recent event. Instead, courts and adjusters look for the approximate cause – the active, efficient

is the “covered peril,” the ensuing fire damage is covered because the storm started the chain.

Concurrent Causation

This occurs when two or more independent causes – one covered and one excluded – combine to cause a loss. Some jurisdictions follow a “cause theory”; others use an “effect theory” to determine how many separate occurrences took place.

Scott Dull, CIC Chairman

Underwriting: Behavioral Causes and Financial Effects

Insurance companies use cause-andeffect data to price risks. Your personal choices are the “cause” that dictates the “effect” of the premium. Some examples of this in life and health insurance would be that tobacco use leads to higher premiums than non-tobacco use. Healthy diet and exercise lead to lower premiums. High-risk hobbies such as skydiving and racing automobiles lead to premium hikes or coverage denial. And a safe driving history can lead to lower automobile insurance premiums.

Macro-Level Trends: Systematic Cause and Effect

Broad environmental and economic factors also create ripple effects across the entire industry.

Convective Storm Areas

Increased frequency and severity of severe weather (cause) can lead to a “hard market” where premiums rise and some insurers exit high-risk areas entirely (effect).

Economic Inflation

Rising cost for labor and materials (cause) directly increases the cost of claims for homes and vehicles, which forces insurers to raise premiums to remain profitable (effect).

Social Inflation

Increasing litigation costs and higher jury awards (cause) drive up liability insurance rates for businesses (effect).

Policyholder Responsibilities

As we all know, the relationship isn’t one-way; policyholders have a duty to mitigate effects.

Loss Minimization

After an incident occurs, the insured is responsible for taking steps to prevent further damage (e.g., tarping a roof after a storm). Failure to do so may cause the insurer to deny part of the claim.

On a personal note, I’ve had formal training in the U.S. Navy as a jet engine mechanic. In my youth, auto mechanics always fascinated me and I’ve had a lot of informal training there as well. As referenced above for insurance, I see this process as very much mechanical. From all my years in this industry I can see how this is all intermingled, which makes it all the more intriguing to me … my “cause and effect.”

From the Young Agents Committee

Message to Young Agents: No One Starts Out With All the Answers

For many young insurance agents, confidence often feels like something that only comes with time. It is easy to look at top performers and assume they are simply more experienced, naturally gifted or somehow unaffected by pressure. The truth is that most successful agents have felt the same uncertainty at some point in their careers. Success is rarely about grinding harder or waiting until you finally “feel ready.” It is about learning to think clearly under pressure and understanding the fine line between confidence and arrogance.

most experienced agents encounter situations they have never seen before. Confidence is not pretending to know everything; it is being comfortable enough to say, “I do not know, but I will find out for you.”

Early in your career, it is normal to secondguess yourself or feel like everyone else has everything figured out. Most people are learning as they go more than they let on. The difference is not the absence of doubt. It is the ability to recognize unhelpful thought patterns, regulate emotions, and refocus quickly instead of letting those moments define you.

Experience will come with time. Confidence, however, is built by learning to trust your preparation and master your mindset now.

The mental side of this business matters just as much as product knowledge and sales ability. High performers learn how to manage nerves before an important client meeting, quiet the internal dialogue that creates self-doubt, and stay present enough to make sound decisions in real time.

One of the hardest lessons for young agents to learn is that no one has all the answers, and that is OK. Our industry changes constantly, and so do our clients’ needs. Questions will come up that you may not know how to answer. Even the

When agents strengthen this mental discipline, they show up calmer, more prepared and more consistent. They communicate with confidence, build trust naturally and perform at a higher level even when facing unfamiliar situations. Clients can feel the difference when they are working with someone who is grounded, honest and willing to learn.

Experience will come with time. Confidence, however, is built by learning to trust your preparation and master your mindset now. The agents who develop that skill early do not just survive

Mikayla Sikes Young Agents Committee Chairman

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The Independent Agent’s Defining Moment

Challenges, Opportunities and the Enduring Strength of the Independent Agent

The insurance industry is experiencing one of the most transformative periods in modern history. Independent insurance agents across Oklahoma and throughout the country are navigating rising catastrophe losses, hard market conditions, evolving technology, cybersecurity threats, workforce shortages and increasing client expectations. While these challenges are significant, they also present tremendous opportunity for the independent agency system.

The Importance of the Big “I”

That is why organizations like the Independent Insurance Agents of Oklahoma and the Independent Insurance Agents & Brokers of America remain so important to the success of independent agents.

Most importantly, independent agents serve a greater purpose beyond policies and premiums. Agents help businesses recover after devastating losses, help families rebuild after tragedy and help communities remain economically stable during difficult times.

Independent agents continue to play an irreplaceable role in protecting families, businesses and communities. In an increasingly automated world, clients still value trusted advisors who understand their risks, advocate on their behalf and provide guidance during uncertain times. Technology may improve efficiency, but it cannot replace relationships, experience and local knowledge.

The Oklahoma Big “I” continues to provide critical support through advocacy, education, professional development, legislative awareness, networking opportunities and agency resources. Whether helping agencies stay informed on regulatory changes or providing continuing education and leadership development, the Oklahoma Big “I” remains a strong voice for agents throughout our state.

Likewise, the National Big “I” plays a vital role in representing independent agents on a national level. Through federal advocacy, market resources, E&O support, agency management tools and educational programs, the National Big

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Chris Floyd, CIC, CRM State National Director

State National Director

continued from page 11

“I” helps agencies remain competitive in an increasingly complex marketplace. The independent agency system remains one of the strongest and most trusted distribution channels in the insurance industry because organizations like the Big “I” continue investing in the success of their members.

Emerging Opportunities for Independent Agents

While challenges continue to emerge, so do new opportunities. Independent agents are uniquely positioned to grow through specialized industry expertise, cyber liability solutions, employee benefits consulting, alternative risk programs and expanded advisory services. Agencies willing to adapt while maintaining strong client relationships are positioned for long-term success.

Protecting Communities and the American Economy

Most importantly, independent agents serve a greater purpose beyond policies and premiums. Agents help businesses recover after devastating losses, help families rebuild after tragedy and help communities remain economically stable during difficult times. Every properly insured business that survives a catastrophe helps preserve jobs, local commerce and economic strength within our communities.

Independent agents are often the first call during someone’s worst day. That responsibility carries tremendous importance.

A Final Message of Gratitude and Confidence

As I conclude six years of service as national director, I want to express my sincere gratitude for the opportunity to represent Oklahoma’s independent

Young Agents Committee

continued from page 8

pressure; they learn to perform their best when it matters most.

We would love the opportunity to invest in our young agents at the upcoming Young Agents Conference, scheduled for Sept. 16-17 at River Spirit Casino Resort. This year’s event will feature Kimiko Donahue as our keynote speaker and offer interactive workshops focused on self-trust, overcoming limiting beliefs and recognizing the ways we may unintentionally hold ourselves back from achieving stronger results. We hope that those who attend will grow both personally and professionally. Hope to see you there!

agents at the national level. It has been an honor to serve alongside so many dedicated professionals who care deeply about this industry and the communities they support.

I also want to assure our members that they are in excellent hands moving forward with our incoming national director, Stewart Berrong. Stewart brings strong leadership, experience and dedication to this role, and I have every confidence he will continue advancing the mission of the Big “I” on behalf of independent agents across Oklahoma and the nation.

To every independent agent: thank you for the work you do each day. Your professionalism, integrity and commitment to serving others continue to strengthen our communities, support the American economy and protect what matters most to your clients. What you do truly matters.

the value you bring to your local community Access our new campaign that puts your unique value in the forefront.

Provide your current and prospective clients with a snapshot of the added benefits of working with a Trusted Choice® Independent Insurance agency

Customize these materials today! www.BIGiOK.com/i-am

How We’ve Helped Oklahomans Save Money and Strengthen Their Homes

As I look back over the past seven years in office, I’m proud of the real results the Oklahoma Insurance Department has delivered to Oklahomans. Our focus has been simple: we work at helping people protect their homes, their families and their financial future. Every program and effort have been aimed at saving Oklahomans money and strengthening consumer protections.

families can recover faster. We all know that fewer claims benefit everyone over time.

We are also encouraging Oklahoma consumers to participate in the Wildfire Prepared Home designation program, a program of IBHS, which is now available in Oklahoma. This program empowers homeowners to take science-based, proven steps to meaningfully reduce wildfire risk to their home and property.

From roof grants to fire protection improvements to money recovered for consumers, OID’s work over the past seven years has focused on one goal: protecting Oklahoma consumers and strengthening our insurance market.

Protecting Homes and Lowering Insurance Costs

Last year, OID launched the Strengthen Oklahoma Homes Grant Program, modeled after a successful program in Alabama. This program helps homeowners strengthen their roofs to better handle Oklahoma’s high winds and severe storms.

By installing an IBHS FORTIFIED Roof™, homeowners can reduce storm damage, avoid expensive repairs and save an estimated $700–$800 a year on their homeowners' insurance premiums. This program is about more than grants; it’s about building stronger homes so

Improving Fire Protection Across Oklahoma

OID’s Fire Protection Services Division also plays an important role in helping communities lower insurance costs. Through the Public Protection Classification program, fire departments are evaluated on their training, their equipment and their ability to respond to fires.

Nearly 20% of Oklahoma’s 1,000 fire departments across all 77 counties have improved their PPC ratings. We all know that better fire protection not only saves lives, but it can also lower insurance premiums. Insurance companies use PPC ratings when setting

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Glen Mulready State Insurance Commissioner

From the State Insurance Commissioner

continued from page 13

rates, so communities with stronger fire protection often see direct savings.

Recovering Money for Consumers

When Oklahomans have problems with either insurance claims, billing or coverage, OID’s Consumer Assistance Division steps in to help. In 2025, OID helped recover $10.8 million for consumers. This is money that was returned directly to policyholders. This shows our commitment to making sure insurance companies follow the rules and treat people fairly.

Helping Families Find Lost Life Insurance Benefits

OID also helps families search for lost or forgotten life insurance policies through the Life Insurance Policy Locator. Since December 2016, this program has helped match 10,278 policies totaling more than $200 million in benefits.

Building a Stronger Oklahoma

From roof grants to fire protection improvements to money recovered for consumers, OID’s work over the past seven years has focused on one goal: protecting Oklahoma consumers and strengthening our insurance market. With the continued support of our communities' first responders and industry partners, we are building a stronger and more affordable Oklahoma.

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About BIGiOK

BIGiOK LEADERSHIP

President/CEO

Denise Johnson, AAI, AAI-M, CISR, CIC

BIGiOK

Oklahoma City

Secretary

Trent Willis

Cornerstone Insurance Group

Oklahoma City

Director at Large

Helen Kasper

Dillingham Insurance

Oklahoma City

Chairman

Scott Dull, CIC

Omega Insurance Agency

Choctaw

Treasurer

Guy Griggs

INSURICA

Tulsa

Immediate Past Chairman

Vicky Courtney

Ricketts Fennell & Assoc.

Tulsa

Director at Large

Tom Perrault

Rich & Cartmill

Tulsa

State Director

Chris S. Floyd, CRM, CIC

Brown & Brown Insurance

Pryor

Director at Large Niki Henley

Extra Mile Insurance

Owasso

YAC Chairman

Mikayla Sikes

Copeland Agency

Oklahoma City

Company Liaison

Traci Madole

Liberty Mutual

Oklahoma City

BIGiOK MISSION STATEMENT

MGA Liaison

LeAnn Sanderson

One General Agency

Oklahoma City

As the new voice of the independent agents of Oklahoma, BIGiOK promotes and provides education, legislative advocacy, innovative concepts and practical solutions, and community and career opportunities.

ABOUT BIGiOK

Founded in 1906 as the Oklahoma Association of Local Fire Insurance Agents, BIGiOK (Big I Oklahoma, Independent Insurance Agents of Oklahoma) has grown into the largest and most influential insurance trade association in the state. With nearly 450 independent insurance agency members, we proudly represent over 3,000 independent insurance agents and their teams. Our members range from small, one-person operations to some of the largest and most respected agencies in the region.

BIGiOK’s mission and policies are shaped by a dedicated board of directors, elected each year at our annual convention, and implemented by a professional staff based in Oklahoma City. Our work is driven by a commitment to strengthening independent insurance agencies through a variety of

programs and services. From advocacy before legislative, regulatory and judicial bodies in Oklahoma to providing essential resources, BIGiOK is a powerful voice for independent agents at the state level.

We are also proud to be affiliated with the Independent Insurance Agents & Brokers of America (IIABA), a national organization based in Alexandria, Virginia, and Washington, D.C., that amplifies our advocacy efforts on a national stage. Beyond advocacy, BIGiOK serves as the go-to resource for information and updates within the insurance industry. Through our publications—Policy Magazine, the BIGiOK Newsletter and other time-sensitive member communications—we ensure that our members stay informed and equipped to thrive in an ever-evolving industry.

OKPac is BIGiOK’s state political action committee. It provides financial support for state elected officials who will provide support for or have shown support of issues affecting the insurance industry and to those who share our business philosophies. Only individuals or partnerships can make contributions to OKPac. Under Oklahoma law, OKPac can accept no contributions from corporations.

2026 Contributors

Jeff Berrong

Stewart Berrong

Eric Callahan

Carrie Cheeks

Vicky Courtney

John Dillingham

Jennifer Dotter

Michael Dull

Chris Floyd

Austin Greenhaw

Guy Griggs

Niki Henley

Lucas Howard

Denise Johnson

Brian Kennedy

Sharghi Lyles

Jeff Lynch

Traci Madole

Avery Moore*

Cody McNeill

Thomas Perrault

Jason & Brande Riggs*

Margaret Rutherford

Ryan Teubner

InsurPac is BIGiOK’s national political action committee. It pools the voluntary and individual financial contributions of thousands of independent insurance agents to help elect candidates to Congress who share BIGiOK’s business philosophies. InsurPac is the largest property-casualty insurance industry PAC in the country.

2026 Contributors

Jeremy Bagley

Travis Brown

Vicky Courtney

John “Jed” Dillingham

Michael Scott Dull

Chris Floyd

Vaughn Graham Sr.

Guy Griggs

Denise Johnson

Mark Long

Patrick Mandeville

Mark McPherson

Michael Ross

Belynda Tayar

Ed Young

See more information and quantifiable examples of contributions by going to: OKPac - BIGiOK.com/OKPac

Is your name not on the list? Make contributions today at BIGiOK.com/pac

Contributions as of 5/1/2026. Only gifts of $100 or more are listed, except for Young Agents, whose contributions of any amount are listed.

INSURCON 2026 Brings Together

Oklahoma’s

Independent Insurance Community

INSURCON 2026 brought energy, connection and industry insight to Oklahoma’s independent insurance community, drawing more than 575 attendees for one of BIGiOK’s most active and memorable annual gatherings.

From the opening conversations to the final handshakes, the event offered a strong reminder of what makes this community so valuable: relationships, shared knowledge and a commitment to moving the industry forward together.

The Partner Showcase featured 78 booths, creating a vibrant trade show floor filled with conversations, resources and opportunities for agents, company representatives and industry partners. Foremost earned the Best Booth Award for its standout presentation, while Amwins received Best Swag honors for promotional items that quickly became attendee favorites.

The event also delivered meaningful impact beyond the conference floor. OK Keys for a Cause, featuring a dueling piano bar, raised more than $10,000 for OKPac, demonstrating the continued commitment of BIGiOK members and partners to advocacy efforts.

INSURCON also celebrated leadership through the Annual Awards presentation, recognizing individuals whose service and dedication continue to strengthen the profession. The FILO (Future Insurance Leaders of Oklahoma) Reunion and Kickoff welcomed more than 75 rising leaders, marking an exciting step for the next generation of industry professionals.

A well-attended Insurance Commissioner Candidate Forum provided timely discussion on issues affecting Oklahoma’s insurance marketplace. Breakout sessions added practical value, including E&O insights, technology trends with Catalyit and information on the Fortified Homes Program.

From education and advocacy to networking and celebration, INSURCON 2026 was more than an event. It was a reflection of the strength, momentum and shared purpose within Oklahoma’s independent agency system.

Mark your calendars now for next year, when BIGiOK will celebrate its 120th anniversary May 3-4 at the Renaissance Tulsa Hotel & Convention Center.

2026 Award Winners

Celebrating Excellence

Each year, BIGiOK has the privilege of recognizing individuals and organizations that represent the very best of Oklahoma’s independent insurance industry. These honorees are leaders, trusted professionals, dedicated team members and industry partners who continue to raise the standard through their service, commitment and example.

The BIGiOK Annual Awards are especially meaningful because they are guided by the voices of the industry itself. This year, BIGiOK members cast more than 800 votes, accounting for 50% of the final decision, while the remaining 50% was determined by the BIGiOK Awards Committee, made up of past award recipients who bring experience, perspective and a deep understanding of the qualities these honors represent. Through this process, BIGiOK is proud to spotlight professionals and organizations making a meaningful impact across Oklahoma’s insurance community. From agency leadership and company partnership to underwriting, marketing, service and young agent involvement, the 2026 honorees reflect the strength and professionalism found throughout the independent agency system. Their dedication reminds us that excellence is not defined by one role or one title, but by the consistent effort to lead well, serve others and move the industry forward.

Thank you to every BIGiOK member who took time to vote and recognize your peers. Your participation helps shine a light on the people and organizations making a difference.

Congratulations to the 2026 BIGiOK Annual Award winners.

2026 BIGiOK Annual Award Winners

Commissioner Candidates Outline Market Concerns, Consumer Pressures

BIGiOK’s Insurance Commissioner Candidate Forum gave attendees a valuable look at how the Republican candidates view Oklahoma’s insurance market and the role of the Oklahoma Insurance Department.

Throughout the discussion, several common themes emerged. All four candidates pointed to rising property insurance costs, the need for greater competition among carriers, and the importance of restoring consumer trust in the insurance system. They also agreed that Oklahoma’s weather risk continues to shape the market and that stronger mitigation efforts, including better construction standards and rural fire protection, must remain part of the conversation.

Where the candidates differed was mainly in emphasis. Marty Quinn highlighted legislative experience and the need to improve the overall business climate. Gretta Schuler focused on consumer concerns and practical local solutions. Chris Meredith stressed transparency, data access and operational reform. Bob Sullivan centered his comments on trust, accountability and the value of the independent agent perspective.

For agents in the room, the forum reinforced one clear point: the next commissioner will play a major role in shaping affordability, competition and confidence in Oklahoma’s insurance marketplace.

Full video can be viewed on YouTube at youtu.be/PTU0gyVkK_g or scan the QR code.

EmpowerHER 2026: Real Women. Real Stories. Real Impact.

There are moments when an event delivers exactly what you hoped for –and then there are moments when it quietly exceeds expectations in ways no one saw coming.

EmpowerHER 2026 was both.

On Wednesday, March 25, nearly 160 women gathered at Cole’s Garden in Oklahoma City for a day that lived up to its promise: Real Women. Real Stories. Real Power! From the very first welcome to the final moments on the patio, the energy in the room was undeniable – women showing up ready to grow, connect and lead with intention.

A Day Designed for Growth –and Delivered With Purpose

EmpowerHER 2026 wasn’t just another conference. It was an experience intentionally crafted for women at every stage of their leadership journey – whether just beginning, stepping into new roles or rediscovering their spark.

The speaker lineup brought that vision to life.

“The Girl in the Rotunda,” delivered by BIGiOK’s own Jami Longacre, set the

tone with a powerful story of navigating government and advocacy work in a traditionally male-dominated space. Her message of persistence, influence and finding your voice resonated deeply –and reminded attendees that leadership often begins with simply showing up and speaking up.

From there, national speaker and MyNetwork facilitator and Co-CEO Julie Webb invited attendees into something more personal with “Meet Your Future Self.” Through her signature Milestone Map activity, women paused to reflect – not just on their achievements, but on the challenges and lessons that shaped them. It was equally reflective and forward-looking, offering a tangible way to design a more intentional path ahead. And then came the “Paths with Purpose” Panel – a standout moment featuring three remarkable leaders:

• LaVeta Breath, Director of Risk Management, City of Oklahoma City

• Denise Johnson, BIGiOK President & CEO

• LeAnn Sanderson, One General Agency COO

Three different journeys. Three distinct leadership styles. One shared truth: there is no single “right” path to leadership. Their honesty, vulnerability and wisdom created space for every woman in the room to see value in her own story.

More Than a Conference – A Shared Experience

Beyond the sessions, what made EmpowerHER truly special were the moments in-between.

Intentional networking activities sparked meaningful conversations, many of which will extend far beyond a single day. Laughter filled the room during giveaways and surprises. New connections were formed over lunch, and old ones were strengthened with every shared story.

Attendees also had the opportunity to give back through the ongoing Dress for Success clothing drive, reinforcing the event’s commitment to supporting women not just professionally, but personally and practically within the community.

EMPOWERHER PHOTOS

And of course, no one will soon forget the now-signature closing, “Popsicles on the Patio.” Sponsored by COMP Risk Management, the relaxed, celebratory ending offered the perfect exhale after a full day of learning and connection. With additional support from Mid-Continent, IPFS, Liberty Mutual, One General Agency and BIGiOK, the event was filled with thoughtful touches and generous moments – including an array of fantastic door prizes.

A Moment No One Saw Coming

And then – just when the day felt complete – it delivered one final, unforgettable moment.

In a surprise presentation, Sara Bradshaw Ray was honored with the “BIGiOK Woman of Impact” Award – a recognition of her visionary work in building a women’s empowerment movement that now stretches across multiple states and into the national Independent Insurance Agents & Brokers of America (Big I) network.

What began as a passion for equipping and encouraging women in leadership has grown into something far greater: a movement rooted in connection, courage and meaningful growth.

The standing ovation that followed said everything.

The Real Power of EmpowerHER

If there was one takeaway from EmpowerHER 2026, it’s this:

The power isn’t just in the content. It’s in the collective.

It’s in the courage to share real stories. It’s in the willingness to listen, reflect and grow.

And it’s in leaders who create spaces where others can rise.

As the event closed and attendees lingered just a little longer on the patio, one thing was clear:

EmpowerHER is no longer just an event. It’s a movement.

And if 2026 is any indication… it’s only getting started.

EmpowerHer

Young Agents

Huge thanks to everyone who came out to our Young Agents Happy Hour at The Parlor – featuring great vibes, great conversations and even better company! Shoutout to Quotewell for sponsoring the event and helping make it all happen … we appreciate you! We’re already looking forward to the next one!

Young Agents

We have provided service-oriented, solution-driven, and specialty-focused products for the Inland Marine industry for more than 75 years. Our expertise and relationship-based approach help us offer solutions that address specific needs, even during economic instability.

FILO Reunion/2026 Kickoff a Huge Success

At INSURCON 2026, our Oklahoma Young Agents proudly hosted the Future Insurance Leaders of Oklahoma (FILO) Reunion + 2026 Kickoff — and it did not disappoint!

Since its start in 2008, FILO has grown into something truly special, and this year we were thrilled to welcome 80+ attendees made up of alumni and our newest class — including 19 participants in the 2026 FILO program.

From friendly trivia competition to meaningful networking, the night was full of energy, connection, and plenty of reminiscing while also looking ahead to the bright future of our industry!

Here’s to the next generation of leaders and continuing the legacy of FILO!

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