HIN 2023-2024 1st Edition

HIN

2023 - 2024 1ST EDITION

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RECREATION COMMITTEE SPOTLIGHT WHAT WE DO:

Select fun events for our member Select venues to host event Organize down to the very last detai Make a plan of action & execut Bring you fun in a recreational enviroment

The Recreation Committee is the embodiment of FUN! Each year, we organize, host, and promote fun events giving our current and prospective members opportunities to fellowship and network. Our events include the Spring Golf Classic and Texas Hold’em Poker Tournament. What are you waiting for, get recreational with us!

MEETING Monthly @ 9AM Virtual ZOOM Meetings DETAILS For more info contact, ccole@texasmutual.com

7:30 PM - 12:00 AM

-INCLUDES OPEN BAR & FOOD-

HIN

2023 - 2024

FEATURES

1ST EDITION

Pickleball Tournament

25 - 28

Holiday Happy Hour

31 - 35

IIAH Gives Back

37 - 40

CONTENTS 3 COMMITTEE SPOTLIGHT 6 EVENTS & EDUCATION 8 PRESIDENT & CEO MESSAGE 14 AFFILIATE SPOTLIGHT 15 CPCU UPDATE

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21 CHAIRMAN’S MESSAGE 24 COVERAGE SPOTLIGHT 36 IMPACT 41 HAVE YOU HEARD 49 WHO HAS THE LAST WORD

EVENTS JAN 27 th One Pot Cook Off FEB 20th ELITExas YIP’s Salute to Exhibitors FEB 21st Houston Insurance Day Celebrates IIAH Centennial APR 6th Charity Crawfish Boil JUN 6 th Spring Golf Classic

Centennial Events

Centennial Charity Concert JAN 20th Centennial Golf Tournament SEP 29 - 30 OCT 19 Centennial Gala

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COMMITTEES are what breaths life into our association. With 9 active committees there are at least 100 people actively serving the association with their unique skills. We are always looking to put your skills to use, to further drive the association’s mission forward. No matter what your skills are, or what you are passionate about, we likely have something of interest to you. The end result is to better the industry we all serve. Join a Committee today and become part of the mission.

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2023 - 2024 Charitable Projects/ Fire Poster Vice Chairman: Sarah Beck

Education, I.T., CE

Chairman: Michelle Dennis

Vice Chairman: Katrina Masek

Houston Insurance Day

Chairman: Ashley Newton

Vice Chairman: Nancy Euginio

Vice Chairman: Matt Romano

Legislative

Chairman: Kyle Dean

Vice Chairman: Wes Kurtz

IMPACT

Chairman: Wes Kurtz

Recreation

Chairman: Amber Stevenson

Vice Chairman: Carisa Cole

Young Insurance Professionals

Chairman: Derek Pierce

Vice Chairman: Grant Pierce

PR/Media Matters

Chairman: Scott West

Social Media

Chairman: Daphne Clark

Vice Chairman: Cassie Shanks

Houston Insurance News

Chairman: Amy Weimer

Vice Chairman: Cassie Shanks

December 29, 2023

David Wuthrich Dwuthrich@iiah.org

Merry Christmas, Happy Holidays

and Happy New Year to all our members!

This is a wonderful time of the year with so much going on. 2023 was an eventful year for IIAH. Thanks to all our members for all your support of YOUR Association.

Renee, Ayla and I couldn’t do it without you!

As we enter 2024, we are so excited to celebrate our Centennial Year. WOW, the IIAH is 100 years old. Just think about that for a minute. We have survived wars, natural disasters, stock market crashes, hard and soft markets and are here to talk about it!

We hope that you will help us celebrate this year with our Centennial events. We kick them off with a Charity Concert with Randall King on Saturday, January 20th. This will be a night that you will not want to miss, so please contact the office to get your tickets. What is not to like about a concert, contributing to our charitable causes and oh, did I mention, your ticket includes an open bar and food! Pretty good deal if you ask me.

After the concert, we will have a special Houston Insurance Day in February, an all family picnic this summer, a special golf event in September and we will close the year with our 100th anniversary Gala at the Houston Museum of Natural History on Saturday, October 19th.

Again, I am thankful for all of our wonderful members and all that you do to make the IIAH the “BEST” local association in the United States!

David Wuthrich IIAH President & CEO

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ANNUAL SPONSORS Titanium Elite Sponsors Imperial PFS

Burns & Wilcox, Ltd.

CRC Group

Vintage Underwriters

Brown & Riding Platinum Partners for Excellence RT Specialty

Texas Mutual Insurance

WSG Specialty Underwriters Gold Patron Sponsors Chubb

CNA Insurance Companies

Jencap

Travelers

UFG Insurance Company

WRIGHT Flood

NEW MEMBERS New Affiliate Member: Record Guardian Technologies, Inc.

EXECUTIVE

COMMITTEE

Chairman

Adam Harris

Chairman Elect

Jason Knecht

Susan Zipperer Vice Chairman

Jesse Sanchez Treasurer

Treasurer Elect

John Collado

David Wuthrich President & CEO

Jason Nybakken Past Chairman

BOARD OF

DIRECTORS

Ryan Beavers

Kevin Comiskey

Laurie Dempsey

Matt Leicht

William Peachey

Wes Weatherred

Sarah Beck Tom Fitzpatrick

Robert Oncken

Dalton Humphries

John R. Braniff Jr.

STAFF David Wuthrich President & CEO

Renee Stager

Ayla Benavides

Deb McRae

Sr. Managing Director

Managing Director

Advertising/Membership

7660 Woodway #535, Houston, Texas 77063

www.iiah.org P: 832. 769.4666 F: 832.324.3503

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CHARITABLE BENEFACTOR

“To empower children and families through literacy and life skills.”

Literacy Now (originally known as Making It Better) was founded in 2006 with a vision to help children rise above their circumstances through tutoring, mentoring, and other services. Since its founding, our organization has grown from serving one school with 91 students to serving 2,500 children and their parents on 16 Houston and 4 Aldine ISD Title I elementary campuses and in multiple low-income community sites during the 2022-2023 school year.

Literacy Now has empowered more than 24,000 children and their parents, and our impact continues to grow.

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AFFILIATE SPOTLIGHT

Founded in 1980, Brown & Riding (B&R) is one of the largest wholesale brokers in the United States, providing a fully diversified array of products and services in the excess and surplus lines marketplace.

Headquartered in Texas, the company has 20 offices nationwide and is adept at handling all your Property, Casualty, Management & Professional Liability, and Underwriting needs. B&R has been consistently named as one of the Top 10 Largest Wholesalers by Business Insurance, 5-Star Wholesale Broker by Insurance Business America, and has won numerous awards for being one of the best places to work in the industry, including one of America’s 100 Most Loved Workplaces by Newsweek.

Brown & Riding is firmly cemented and dedicated to serving clients in the Houston area and surrounding regions and is the only leading E&S brokerage firm that is 100% internally owned. They are committed to remaining fully independent with a long-term perpetuation strategy that offers top professionals meaningful ownership opportunity. Their ownership model allows them the flexibility to innovate, adapt quickly, and deliver the best results for clients.

Brown & Riding is the first ever wholesale insurance brokerage in the United States to implement a Quality Management System certified to ISO 9001, an internationally recognized quality certification. B&R specialists thrive on teamwork, and the company is organized by expertise, so retailers can always expect the best collective efforts, knowledge, and relationships of the entire firm, not one individual broker.

DECEMBER 2023 - JANUARY 2024 By: Wendall C. Braniff

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Go to: https://www.cpcusociety.org/Public/Membership/Join_Renew/Public/Membership/Join_Renew.aspx?hkey=b3555150-eab0-4cdb-93c5-273c2df0013e to join the CPCU Society.

By joining the Society, you will automatically be referred to your local chapter, which you can also join to be included on their mailing list and receive the benefits of attending monthly meetings which offer Continuing Education (CE) credits toward licensing requirements, networking opportunities as well as valuable information, resources and fun social events with industry professionals in the Houston area, which are free to members who pay annual chapter dues, which are Professional Members & Academic $150; Pathways & Post Career $75; Students Free.

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CHAIRMAN’S

MESSAGE Adam Harris

AHarris@acrisure.com I hope you all had a great Christmas, New Year’s and holiday season in general.

As we move into 2024 and the 100th year of IIAH, I’m sure we’re all on the same page with hopes of a better market this year. We had a great Holiday Happy Hour and I’m happy to say that I was able to retain my voice following the raffle.

Its always a great time to get together with everyone in the industry to catch up and share a few laughs and I can’t wait for that to continue into the new year.

With the 100th anniversary and our centennial celebration, the IIAH team has been working toward some incredible events to celebrate this milestone for the organization. In January, we’ll be starting things off strong with our Randall King charity concert. This private concert at The Revaire on January 20th will be a great way to kick things off. Good music, free drinks (yes, even alcohol!) and food will be in store, so grab your tickets today!

On the 27th, we’ll have our annual one-pot cook-off at Powder Keg. Then we’ll move into February with one of the largest insurance expos in the country for Houston Insurance Day. Make sure to swing by to meet vendors and carriers who are there to help your agency grow and flourish in 2024.

Thank you all for the continued support for the organization. As always, I am honored to be part of such a great association and happy to help if anyone has questions on how to get involved in the future.

Let’s make it a GREAT 2024!!

IIAH Chairman 2023-2024 21

InfoCentral: Business Auto Additional Insureds

COVERAGE SPOTLIGHT By: ANNEMARIE MCPHERSON SPEARS

Third parties often request that they be added as additional insureds on liability policies and that the policies provide primary and non-contributory coverage. Agents have for the most part learned how to deal with such requests on CGL policies, but how can this be done on business auto policies?

Additional Insureds

Most parties that request additional insured status on business auto policies are in fact already considered additional insureds by the terms of the policy. In the Who Is An Insured section, paragraph “c” includes “Anyone liable for the conduct of an insured described above but only to the extent of that liability.” The additional insured endorsements that are available for attachment do nothing to enhance this status – if the person or entity named in the endorsement is not already an insured by the terms of paragraph “c”, then the endorsement does not make them an additional insured.

Endorsement CA 20 48 Designated Insured (ISO) Designates a person or entity listed in the endorsement as an insured, but only to the extent that person or entity already qualifies as an insured in the Who Is An Insured provision.

Endorsement TE 99 01B Additional Insured (TDI) names an additional insured for liability coverage and allows for a 10-day notice of any cancellation.

Primary and Non-Contributory

For the most common exposure – a certificate holder’s vicarious liability arising out of the named insured’s use of an auto owned by the named insured – the auto policy takes care of this automatically. The “Other Insurance” provision of the General Conditions section on the business auto policy provides primary insurance for any covered accident involving an auto owned by the named insured. The ISO CA 04 49 can also be attached to the policy.

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The 1st annual IIAH Pickleball Tournament was held at Bumpy Pickle in East Houston.

We had a wonderful turnout for a first time event, with 28 teams participating in three different divisions. Thanks to Dutch Philips, an Insurance professional and one of the owners of Bumpy Pickle for helping with all of the arrangements. Also thanks to Amber Stevenson for all her hard work in pulling this event together. We could not have done it without Amber.

There were some hard-fought matches before the three winners were decided! In between matches, guest enjoyed the food and drinks and I heard nothing but compliments on the entire evening. So much so in fact, that we will have another Pickleball event in the spring. Start putting together your teams now for what will be another fun filled afternoon with your Insurance friends! Check the IIAH website for more information about the time and date for the event, but see you sometime in the spring!

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The Annual IIAH Holiday Open House was held at Kirby Ice House. Again this year, we had record numbers of people enjoying the fun. We had well over 200 people come to enjoy the Holiday with their friends and of course, enjoyed the Torchy’s taco and maybe a libation or two, but who was counting!!!

Thanks as always to our wonderful sponsors who make this event possible. Thanks also to those folks who brought door prizes for us to raffle off. I know that is the highlight of the event for a lot of people. It was a great way to end 2023 and get ready for our 100th anniversary Centennial year in 2024.

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By: Regan Ellmer State Representative Ed Thompson (R, Pearland) has represented House District 29 in Brazoria County since 2013. This summer, he announced that he wasn’t going to run for re-election in 2024.

I’m very happy to share that one of our own IIAT members, Jeff Barry, has filed to run for this seat in the Republican Primary. Jeff owns Barry Insurance Group in Pearland and writes commercial property and casualty insurance in the oil and gas sector. He’s owned his agency for almost 20 years with his wife, Charisse.

Jeff is a native of Louisiana and served in the U.S. Navy for four years before college. After graduating from the University of Louisiana Lafayette, Jeff moved to Houston and worked as an electrical engineer and in high-tech for roughly 20 years. Looking for a change, he and Charisse moved to Pearland in the late 1990s and opened Barry Insurance Group. In addition to running a successful agency, Jeff is very involved in local politics in Pearland. He’s currently on the Pearland City Council, a position he won in May 2022 by a huge margin over his opponent.

Prior to city council, Jeff also served on the Pearland ISD Board of Trustees for six years. He also serves, or previously served, as a volunteer leader on the Pearland Chamber of Commerce, the Pearland Economic Development Corporation, the Pearland ISD Education Foundation, and the Northern Brazoria County Education Alliance.

Jeff already has a published list of impressive endorsements and secured endorsements from members of the Pearland City Council, the Pearland Mayor, as well as some of the Brazoria County Commissioners.

As I can attest, running for office these days is not cheap. Jeff has already received donations and pledges totaling nearly $100,000 for this race. IIAT, through IMPACT, will support his efforts. As an IMPACT donor, your contribution this year will be part of that effort.

If you would like to donate to him directly, every little bit helps! Jeff’s campaign folks tell him this race could be as expensive as $400,000. I agree with his campaign team, so if you can give, please do! And, if you’re in the Houston area and would like to help knock on doors or volunteer, I’m sure Jeff could put you to work.

MAKE YOUR VOICE HEARD

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Eight brave folks braved the rainy weather to help the citizens of Brookwood with preparing their Poinsettias for market on November 30th. They might not have been many in number, but let me tell you I could not have been more proud of our IIAH volunteers. I know that what I am about to say in not “politically correct”, but I don’t care, it needs to be said!!

There were two groups of volunteers there that morning. The IIAH group numbered 8 people and the other group, who shall remain nameless to protect them, had 19 people. Our task was to get the poinsettias placed in a paper container so that they could be shipped to the nearest HEB and sold. Well, in true Insurance Industry fashion, our group came up with a job for everyone and a gameplan/assembly line for how this was going to be accomplished in the best and quickest manner possible. The final results are still being tabulated, but lets just say that your IIAH team, with 11 less people put together at least twice the number of Poinsettia baskets as the other team.

If it would have been a Little League Baseball game, the umpire would have stopped the game on the “mercy rule”, because the IIAH team was winning so convincingly!!!!!!

The other team never knew what hit them!!

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So, if you would like to join in the volunteering fun, there are still lots of opportunities in the first few months of 2024! We have a great time and it is fun to meet some of our members that love to give back to the community that we call home!!

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IIAH had a great time volunteering at the Brookwood Annual Christmas Open House! We are grateful for all the industry volunteers who came out to help around the campus. This unique and delightful gathering featuring holiday shopping, delicious food, and entertainment for the visiting families is such a wonderful experience and if you’ve never been I highly recommend attending in 2024!

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On Saturday, December 16th, volunteers from IIAH and IICF, along with 4,000 other volunteers, participated in the 17th Annual Houston Wreaths Across America event at Houston National Cemetery.

There was a wonderful 30-minute program to honor our fallen veterans, complete with a 21 gun salute and the playing of TAPS.

Then it was off to lay wreaths on the headstones of over 45,000 veterans. As each wreath was placed, the fallen’s name was spoken and some folks said a little prayer. It was a very, very moving experience!

Please join us next year as we continue this holiday tradition!

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HAVE YO Last year, Craig & Leicht adopted a family for Christmas and now that they are a part of XPT, they were fortunate to adopt TWO families this year!!

With the donations exceeding expectations – even the parents were spoiled this year!! The office got together, and gift wrapped the items, with Karen Morgan and Kristen Maloy Huckeba playing “Santa” and delivering them to the families. Tis’ the Season and XPT answered the call!

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OU HEARD Hotchkiss participated in Wreaths Across America

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48th Annual Independent Insurance Agents of Houston Fire Poster Contest. As usual, the artwork was wonderful, and the committee had a very hard time picking the winners out of the 288 entries.

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48th Annual Fire Poster Contest Winners

Kindergarten

1st Place – Keizy Talavera – Red Bluff Elementary

2nd Place – Jasmine Gonzalez – Red Bluff Elementary

3rd Place – Kwan Birge – Red Bluff Elementary 1st Grade

1st Place – Alison Saldivar – Red Bluff Elementary

2nd Place – Tadeo Venzor – Red Bluff Elementary

3rd Place – Loany Puac – Jessup Elementary 2nd Grade

1st Place – Danelle LaCour – Betsy Ross Elementary

2nd Place – Fiorella Martinez – Red Bluff Elementary

3rd Place -Alexander Daughtry – Centennial Elementary 3rd Grade

1st Place – Edgar Lopez – Davila Elementary

2nd Place – Samuel Garcia – Red Bluff Elementary

3rd Place – Nathaly Olmos – Red Bluff Elementary 4th Grade

1st Place – Gerardo Cantu – Richey Elementary

2nd Place – Karen Trevino – Richey Eleme ntary

3rd Place – Kenneth Aguilar – Richey Elementary 5th Grade

1st Place – Yerik Rodriguez – Bowie Elementary

2nd Place – Cristhian Saldierna – Link Elementary

3rd Place – Marilynn Coistro – Rick Schneider Middle

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6th Grade

1st Place – Katelyn Pham – Morris Middle

2nd Place – Alena Guidry – Melillo Middle

3rd Place – Alexia Yomara Hernandez Parada – Rick Schneider Middle 7th Grade

1st Place – Joanna Espitia – Thompson Intermediate

2nd Place – Kemberly Jones – Beverly Hills Intermediate

3rd Place – Dayana Loaiza Lopez – Fonville Middle 8th Grade

1st Place – Yen Tran – Beverley Hills Intermediate

2nd Place – Lheyla Ruiz – North Shore Middle

3rd Place – Jaelyn Sanchez – North Shore Middle 9th Grade

1st Place – Joe Ruiz – South Houston High School

2nd Place – Kelyn Osmara – South Houston High School

3rd Place – Eva Taylor – Dobie Ninth Grade 10th Grade

1st Place – Lahnay Avendano – Dobie High School

2nd Place – Jasmine Arreola - Dobie High School

3rd Place – Andrew Nguyen - Dobie High School 11th Grade

1st Place – Andre Gordon – Dobie High School

2nd Place – Alexa Loredo - Dobie High School

3rd Place – Stephanie Vieyra - Dobie High School 12th Grade

1st Place – Andrea Calvillo – South Houston High School

2nd Place – Marissa Caballero – South Houston High School

3rd Place – Wendy Perez Moreles – South Houston High School

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THE LAST WORD

WHO HAS...

Dalton Humphries

Weirdest thing you have ever eaten?

Escargot

What is your pet peeve in traffic?

Where do you work?

Not using the zipper merge correctly

Cigna Healthcare

Do you have any hidden talents?

What sound do you love?

I am an expert googler.

Cold start of a Porsche.

What is your favorite flavor of jellybeans?

If you could paint a picture of any scenery, you’ve seen before, what would you paint?

Pulling into port in Bodrum, Turkey

What was the first thing you bought with your own money?

My first car. 2001

Honda Civic aka The Silver bb.

If you could choose to stay a certain age forever, what age would it be?

30

What did you do growing up that got you into trouble?

Talked too much in class.

Root beer

What is your LEAST favorite electronic device?

Alarm Clock

What is the longest car trip you have ever taken?

22 hours

Can vegetarians eat animal crackers?

Yes technically.

Ninjas or pirates?

Ninjas

What was your favorite childhood television program?

Braves baseball

What is something you learned in the last week?

Are you a collector of anything?

The Pixar Theory – This is the

etc.

theory that all Pixar movies exist in the same universe and there is a chronological

order to watch the movies in.

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Vintage cards for the greats, Mantle, MJ, Brady

At a movie theater, which arm rest is yours?

Right side

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Deb McRae

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713-412-0794 debmcrae@aol.com