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Obey the Laws of Your State
As was already said, many states mandate that employers carry workers' compensation insurance. If you drive company cars, you'll also require commercial auto insurance.
Your Insurance Covers Your Top Risk
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For small business owners, it's crucial to put the type of coverage they require ahead of premium prices. Paying for a coverage that doesn't cover the main risks to your business is pointless.

Your Insurance Limits Are Sufficient
IGM Brokerage Corp.’s qualified insurance agent can assist you in choosing the appropriate coverage options based on the needs, revenue, and risk profile of your company.