new member Spotlight

neW assocIate MeMbeR spotlIGht

Upgrade offers affordable and responsible credit to mainstream consumers through cards and loans. Launched in april 2017; employs 357 team members in 3 offices

Personal Loans:

• Facilitated $3Bn+ of consumer loans since inception • Refinances credit cards at lower cost

Auto Loans:

• Passenger cars/trucks, 2 to 6-year fixed rate fully amortizing loans • Current registration and insurance Card:

• Balances convert into an installment plan • Accepted by millions of merchants • More responsible than typical credit cards Credit Health:

• Credit Education and Monitoring • Engaged Users (25% visit monthly) • Users show better credit performance Deposits:

• As of Q4 2020, deposits are available to be swept to loan buying bank/credit union partners in exchange for loan purchases

robust compliance, vendor management and legal/regulatory teams for fast and flawless onboarding

Nik Vukovich, nvukovich@upgrade.com, upgrade.com

neW pRefeRRed paRtneRshIp spotlIGht

BHg continues to transform the financial industry; leveraging the power of data, quantitative analytics, and cutting-edge technology to become not only the number one source for professional loans, but also the creator of the largest community bank loan and product network in the country.

since 2001, BHg has originated more than $7 billion in loan solutions to top-quality borrowers, which community and midsize banks can access via a state-of-the-art loan delivery platform. Building on nearly two decades of innovation, BHg and its family of brands now offer a full suite of financial solutions that span business, consumer, and sBa 7(a) loans, credit cards, collection services, risk management services, and point-of-sale financing with a focus in patient lending.

We market, originate, process, underwrite and fund these loans making it quick and easy for our bank partners to come online and purchase high yielding assets with a few clicks. thanks to our phenomenal credit supplements, to date our community bank partners have never sustained a single dollar loss on our core loan program. Visit www.bhgloanhub/keith or contact keith gruebele at kgruebele@bhg-inc.com or 954-263-6399 to learn why over 1200 Community Banks chose to partner with BHg.

Keith Gruebele, kgruebele@bhg-inc.com, bankershealthcaregroup.com

Onovative, an automated marketing and communication software provider, put controls back in the hands of bank marketers. Onovative’s affordable marketing software for planning, automation and execution empowers you to manage data for strategizing throughout the consumer lifecycle and engage with consumers through multiple channels. With software that integrates directly with your existing core banking systems, Onovative helps banks drive results by bolstering growth with their current account holders and within their markets.

Cynthia Glover, cglover@mainstreetinc.com, onovativebanking.com