Bermuda Property Matters

BERMUDA PROPERTY MATTERS

2025 Priceless

The complete guide to Island property for buyers and sellers

Must-See Properties n Financing for first-time buyers n Latest market trends n Essential buying tips

SHOP ONLINE • IN-HOUSE FINANCING • IN-STOCK ITEMS • MATTRESS GALLERY

12 Harvey Road, Paget Call: 292-5209 Mon-Sat 9am-5pm

7 Front Street, Pembroke Call: 292-5212 Mon-Sat 10am-5pm furniturewalk.com

Efficiency Ratings

ATMOSPHERA

The next generation of home air conditioning is here.

Daikin Atmosphera air conditioners are single-zone systems that combine comfort and function with a significantly reduced impact on the environment and increased energy efficiency to offer a sophisticated climate control solution that benefits the earth and lowers costs.

Keep the air in your home fresh, clean and controlled with a residential HVAC system from AIRCARE.

At AIRCARE, excellence is everyday.

aircare.bm | info@aircare.bm | 292.7342

UP TO 27.4 SEER UP TO 13.8 HSPF UP TO 16.3 EER

R32 Refrigerant

R32 Refrigerant is the next generation of refrigerant. It provides excellent thermodynamic properties, reduced indirect emissions and can consume less electricity over the lifetime of the equipment versus its’ predecessor (R-410).

Hybrid Cooling

Dehumidifies efficiently even in low cooling loads, and maintains dehumidification effect after the target temperature is reached.

Intelligent Eye

An infrared sensor with the ability to sense movement in the room. If the room is empty for 20 minutes, it changes the set point to start saving energy.

CONTENTS Published by Bermuda Media PO Box HM 2032 Hamilton HM HX Tel (441) 292-7279 E-Mail: hello@bm.bm www.bermudamedia.bm

9 INSIGHT Top agent’s market review 11 Best Properties Must see listings

Cover photo; Nautilus www.islandrealtybermuda.com Photo by Nhuri Bashir

23 Key Contact Listings The essential guide to who does what

Publisher: Ian Coles Marketing Director: Lissa Fisher Art Director: Tim Parker

Associated Media: Bermuda Business Visitor New Resident Guide Your Future Going Green Health & Beauty Building Bermuda House Garden Kitchen and Bath Your Office and Commercial Space The Bermuda Channel Diversity, Equality and Inclusion

6 Trending The latest home developments 7 Legal Advice Local expertise is essential 8 Buyers Guide Getting your foot on the ladder

Choosing the right real estate company requires thorough research.

Here’s a checklist to guide you: Responsiveness: Test their response time by reaching out to a broker/agent on one of their listings. This will give you insight into how promptly they handle inquiries.

Quality of Listing Photos: Assess the quality of their listing photos.

High-quality visuals can attract more attention to your property.

Property Description: Evaluate the completeness and clarity of their property descriptions.

Look for detailed information, including room sizes and key features.

Personal Connection: Schedule a chat with them to gauge your personal chemistry. A good rapport can make the process smoother and more enjoyable.

Testimonials and Reputation: Check for testimonials and ask around for recommendations.

Positive feedback and a good reputation are indicative of reliable service.

Experience and Negotiation Skills: Consider their experience in the industry. Generally, longer tenure suggests strong negotiation skills and the ability to anticipate and address potential issues proactively.

By considering these factors, you can make an informed decision and ensure a successful real estate transaction.

Looking to rent or buy?

Call +1 (441) 535-2769 today!

Cesa Edwards Real Estate Broker Bermuda Longtail Real Estate Ltd SALES & RENTALS

(441) 734-1264

kim@kimsheenproperties.bm • www.kimsheenproperties.bm

Email: cesa@bermudalongtail.bm www.bermudalongtailrealestate.com

Call before you dig Avoid hitting underground cables and keep your workers safe Please call BELCO at least one week before any digging or trenching. We’ll visit your site to locate and mark underground cables. This free service helps to keep workers safe and prevents the interruption of your electricity supply.

For more information, email info@belco.bm or call 955. belco.bm

Hurricane

Awareness

Trim your trees.

Prevent outages.

Falling branches cause most power outages.

At the beginning of hurricane season, trim your trees at least 10 feet from power lines to reduce storm related outages.

Call BELCO 3 weeks in advance to schedule a power shutdown so you can trim safely.

295.5111 belco.bm

STRAP #TRENDING

Affordable Cooling With a CEER rating of 13.9, the Midea 12,000 BTU window air conditioner is an affordable option for those looking for a temporary solution to cool a small space. The unit is Energy Star rated and has desired features that include being self-evaporative, autodefrosting and auto-restarting functions, fresh air ventilation and both heating and cooling. Available exclusively at AIRCARE. Tel: 2927342. Email: info@aircare.bm, www.aircare.bm

Sleep bliss for couples

Sleep shouldn’t come between you. Designed with couples in mind, Split Head Queen/ King mattresses paired with a split head adjustable base, feature a shorter split that keeps you close to your partner while still offering control over individual comfort. A fully-adjustable and personalized sleep experience for two, featuring dual remotes for independent comfort control of the head and lumbar sections.Adjustable bases feature an exclusive hidden retainer bar that holds any BEDGEAR Split Head mattress. Split Head protectors and sheets fit securely and stay in place while reacting to positional adjustments. From onboard BlueTooth speakers and USB charging ports that keep you connected, dual-sided massage panels that keep you comfortable, to motion-sensing underbed LEDs that light your way when waking at night, the Flex SHadjustable base and mattress combois the future of sleep. Available exclusively at Sleeper’s Paradise. Shop online or in store 7 Front Street Hamilton. https://www.furniturewalk.com/sleepers-paradise/

Adaptable Comfort Most sectionals bring a certain character

to your space. The Colby Sectional from Bassett magically takes on your character as it adapts to your room. Its classic, mid-scale modern frame is at home almost anywhere (love those track arms!), and you’ll be equally at home on its low, deep seating. The “Ahhhhhh” factor is real. Colby’s modular pieces allow you to configure a sectional specific to your space and seating needs, using your choice of Left Arm and Right Arm Chairs, Armless and Corner Chairs, and Ottomans. Shown in SeaGlass performance fabric. Available at Furniture Walk! https://www.furniturewalk.com/

The Future of a/c

Gree’s new LIVO GEN4 has arrived in Bermuda.

Boasting an impressive 20 SEER2 rating and equipped with WiFi modules for maximum comfort control. Beat the heat this summer with Gree.

Exclusively at HVAC Shack Ltd. Tel: 542-1033.

Email: hvacshack@coldsnapservices.com. www.hvacbda.com

Water (almost) Everwhere

Bermuda Waterworks provides potable water through its pipeline distribution system that extends from Devonshire through parts of Hamilton and as far west as the intersection of Somerset Road and East Shore Road. It also sells bottled water under the Pure Water brand, produced by distillation - pure to the last drop. Tel: 299-7873. Email: purewater@bwl.bm. www.bwl.bm.

6

Bermuda Property Matters 2025

LEGAL ADVICE STRAP

When Purchasing Your Dream Home…

Denis de Frias provides a guide to help you buy your new home.

1. Get Your Finances in Order

• Preapproval: A mortgage charges the title of the property until repayment of the loan is complete, at which time the charge is released. It’s always best to start by making an appointment with a local lender to seek pre-approval for financing.

Confirm with your lender how long preapproval lasts for.

• Stamp Duty: The Government Stamp Duty charged on the transfer deed should be considered. Your attorney will prepare a mortgage deed; there are stamp duty and legal costs associated with this document, too, and these costs are the sole responsibility of the purchaser/borrower.

2. Find a Property Attorney

While purchasing a property can be a relatively straightforward transaction, each deal presents its own unique circumstances that require the guidance of professionals trained in the intricacies of buying/selling Bermuda property.

3. Background Checks

Know what you are actually purchasing.

• Property Condition: Bermuda is known for its proven construction methods; thus, buyers do not customarily request structural surveys. However, if the site is sloped, there is a possibility of termite infestation or outdated electrical and/or plumbing installations.

• Boundaries: Ensure that the seller restakes the property boundaries to ensure there are no encroachments or other discrepancies.

• Tenants: When purchasing a property that contains one or more units, verify: • If tenants are currently living in the property • Rent registered with the Rent Commissioner’s Office • There have been no illegal increases in rent and the history of tenant payments.

• Planning Search: A planning search is conducted to ensure that no property development has been made without

planning permission. This usually takes four weeks to be processed.

• Title Search: Your attorney will conduct a title search and will also search the Land Title Registrar’s Office and Supreme Court for any outstanding mortgages and judgments against the property, the seller, and predecessors in title.

Land Taxes: These are payable twice a year in equal instalments. The history of payments should be verified.

4. Sign on the Dotted Line: Once you have made an offer on the property, and it has been accepted, your attorney will review the sale and purchaseagreement and make any necessary amendments before you sign it.

Denis de Frias is a director of MJM Limited and is responsible for the firm’s property practice. Mr de Frias has more than 20 years of experience in a broad range of property transactions, including condominium development, complex financing structures and residential and commercial real estate sales and purchases.

Property Property

property team is dedicated to pr oviding pragmatic Our property providing responsive advice acr and responsive across oss a broad broad spectrum of residential residential and commer commercial cial pr property operty acquisitions and sales (freehold and leasehold), mortgages and other pr operty (freehold property rrelated elated transactions.

W We e pr provide ovide a ful fulll range of services to our pr property operty cl clients ients in tthe he fol following lowing ar areas: eas: Pur chase and sale of Ber Purchase Bermuda muda W pr operty property

Mortgages and secured secured lending

Planning and development Pur chase and sale of hotel pr Purchase properties operties Purchase Purchase and sale of local businesses involving commercial commercial property property Condominium development Conveyancing for estate planning General pr operty advice property

Residential and commercial commercial conveyancing and leases

MJM LIMITED

P .O. BOX HM 1564 P.O.

TEL 441.292.1345

4 BURNABY STREET

BERMUDA

BLOG www.bermudalawblog.bm www.bermudalawblog.bm

THISTLE HOUSE

HAMIL LTON HM 11 HAMILTON

HAMILTON HAMIL MIL LTON HM FX

Bermuda Property Matters 2025

For furt further her information information please contact:

Denis de Frias Stephanie Mat Matthews thews For furt further her information information please contact: Nathan Nat han Samuels Denis Frias Hil de de Frias Stephanie Mat Matthews thews Nathan Nat han Samuels Hil de Frias

WEB www.mjm.bm www.mjm.bm

in llinkedin.com/company/mjmlimited inkedin.com/company/mjmlimited

7

ADVICE FOR BUYERS

Buying your own home is an exciting time.

But there’s lots to think about.

From saving for a deposit, to finding a home, making an offer and securing the deal, here’s a guide to help you through the process.

1. Build up your savings

place with room to expand may mean that you won’t have to sell to buy a bigger place in the future.

Location is also important. Visit different areas to get an idea of what it would be like to live there and what areas you can afford to buy in.

The mortgage application process can take a few weeks. It involves detailed checks of your finances and your lender may want to conduct its own valuation on the property you want to buy. If your mortgage application is approved, your lender will send you an offer.

• a larger deposit may help you reduce your monthly repayments • you will need money to cover the costs of buying a property such as stamp duty, conveyancer’s fees, and moving • your savings can help you furnish or complete work on your new home • a down payment, typically around 20%, is required to borrow funds for your purchase.

4. Get a Pre-Approval Letter

7. Carry out the legal work

The first step to getting your dream home is having sufficient funds. If you don’t have enough for a deposit, make a savings plan.

You can also create a budget to see where you can cut back and save more. It’s a good idea to save as much as you can when planning to buy a home because:

Need help with your savings plan? Book an appointment with an HSBC wealth specialist. Visit: www.hsbc.bm/wealth/ financial-planning.

2. Get an idea of what you can afford

It is then important to get a rough estimate of how much you could borrow for a mortgage to give you an idea of the type of property and location you could afford. It may also help you work out how much you’ll need to save for a deposit.

Try HSBC’s free online mortgage calculator to see how much you may be able to borrow. Visit www.hsbc.bm/ mortgages/calculators.

3. Know what type of property you’re looking for

Take some time to think about what is important in a home versus what you’d like. This will help you narrow down your search when it comes to looking at properties. For example: What is important

At least 2 bedrooms Outdoor space for dog Close to town

What you would like

Ideally 3 bedrooms Private garden Water views

When making your list, think about your long-term needs. For example, if you’re hoping to start a family, finding a 8

A Pre-Approval Letter – also known as an Agreement in Principle – gives you a clear idea of how much you could borrow based on your circumstances. It usually involves a verification of income and savings towards down payment.

A Pre-Approval Letter is not a guarantee that your mortgage application will be accepted, but it can help you understand your options and what you may be able to afford. It also shows real estate agents that you’re serious about buying a property.

HSBC aims to confirm your preapproval on the same day that you apply.

It is free and valid for 90 days. To learn more visit: www.hsbc.bm/mortgages/ preapproval.

5. Find the right home and make an offer

With your list of requirements in hand it’s time to contact real estate agents, search for properties and arrange viewings.

It may take some time, but when you find a property you want, deciding on the right price to offer can be exciting and scary. From asking the right questions to negotiating tactics, get tips on how to make an offer on a property.

If your final offer is accepted – congratulations. If not, keep looking – your new home, at a price you’re happy with, could be just around the corner.

6. Apply for a mortgage

Once your offer has been accepted on the property, you can apply for a mortgage.

There are different types of mortgages to choose from. The one for you will depend on your financial situation, future plans and the type of property you’re buying.

There will be legal work involved with buying a property which is carried out by a lawyer. Typically mortgages close within 30 days of sign off and there will be costs involved.

Among other tasks, a lawyer will typically: • check the legal title to the property • manage the chain for exchange of contracts and completion • collect and transfer money including Stamp Duty (if payable) • carry out property searches to check for any environmental or planning issues that might affect the property’s value 8. Exchange contracts and agree a completion date

The exchange of contracts is when lawyers swap signed contracts on behalf of you and the seller. It’s also when they’ll ask you to transfer your deposit over to them.

When you exchange contracts – you’re legally bound to buy the property. You will need buildings insurance in place at this point.

Home Buildings insurance protects you against the cost of repairing or rebuilding your home from scratch, should it get damaged from an insured risk, so it’s important to consider getting the cover you need. Let HSBC Insurance protect your home and property. To request a free, no obligation insurance quote visit www.hsbc.bm/insurance/products/homebuildings-insurance.

Exchanging contracts is a big milestone, when you can do a celebratory dance.

This is when you can pick up the keys to your new home and give yourself a pat on the back.

Bermuda Property Matters 2025

MARKET OVERVIEW

Insights from Top Real Estate Agents on the Current Market

A

s we dive into the current state of Bermuda’s real estate market, we’ve gathered insights from four prominent agents in the industry: Sharon Cranfield, Broker, Cranfield’s Property Bermuda Ltd.; Albert Moura, Broker/ Operating Principal at Keller Williams Bermuda; Buddy Rego, President, and Penny Macintyre, Partner, Rego Sotheby’s International Realty; and, Cecilia ‘Cesa’ Edwards, Broker, Bermuda Longtail Real Estate. Here’s what they had to say about the trends, challenges, and future outlooks for real estate in Bermuda.

Current State of the Real Estate Market

Sharon Cranfield describes the market as dynamic, with a particularly active international sales segment over the past two years. The luxury market is moderately priced compared to similar global locations but is undersupplied in terms of large, contemporary homes on the waterfront or beach. Buyers are expanding their searches beyond central parishes, where value for money is better, influenced by the increasing acceptance of remote work.

Albert Moura notes a significant shortage of inventory in both sales and rentals, leading to properties selling or renting at or above asking prices if correctly priced.

This scarcity has increased competition and sustained market activity despite rising interest rates.

Penny Macintyre and Buddy Rego highlight the low inventory across all segments, including residential sales, rentals, and commercial properties, coupled with high demand from both local and international communities.

Cesa Edwards points out that the Bermuda real estate market is currently experiencing unprecedented high demand coupled with an overwhelming low supply, creating a highly competitive environment for both renters and buyers. Multiple offers are common, with some tenants and buyers willing to pay above asking prices and offer other incentives like pre-paid rent or cash/mostly cash purchases. It’s distinctly a landlord’s and seller’s market, making it advantageous for property owners.

First-time homebuyers should explore two government initiatives: the Bermuda Housing Corporation’s Home Start Bermuda Property Matters 2025

Programme, in partnership with Clarien Bank, and the Mortgage Guarantee Programme offered by Bermuda Commercial Bank. Buyers with sizable down payments can also consider excellent options from HSBC and Butterfield Bank.

properties and those in desirable locations, such as waterfront properties or those with significant amenities. This includes fixer-uppers and properties for first-time homebuyers.

Rental properties are also in high demand, with many prospective tenants struggling to find available Trends in Home Prices units.

Cecilia ‘Cesa’ Edwards and Sales Volumes Sharon Cranfield Albert Moura reports that observes a stable but residential property prices undersupplied market, are rising due to limited particularly in rentals, inventory and many cash where increased lease buyers. Sales volumes have values benefit landlords remained stable, balancing but challenge tenants. This out the effects of low has led to higher interest inventory and rising prices. in investment properties, According to Sharon and a boost in the sales Cranfield, turnover is high market. relative to the number of Albert Moura finds that available properties, but demand for homes is Albert Moura inventory remains low, stable, perhaps slightly limiting the number of declining. Detached homes potential sales. are the most sought-after, followed by Cesa Edwards notes that home prices condominiums and vacant lots. The high in Bermuda are on the rise due to cost and long duration of construction high demand and low supply. Despite have significantly impacted land sales. challenges in tracking trends accurately because the Land Title Registration Supply vs. Demand Office (LTRO) is approximately 18 All agents agree that there is a notable months behind in providing updated shortage of homes to meet demand. Cesa data, anecdotal evidence from real estate Edwards reiterates that the supply of professionals indicates that prices are homes in Bermuda is significantly lagging climbing and properties are selling quickly, behind the demand. There are not enough often above the asking price. rental properties to accommodate all Penny Macintyre and Buddy qualified tenants, nor are there sufficient Rego emphasise that sales volumes are homes for sale to meet the needs of lower due to low inventory, but home qualified buyers. This imbalance is driving prices have strengthened as a result of high up prices and making the market highly demand. competitive.

Penny Macintyre and Buddy Demand for Homes and Property Rego mention that based on current Types numbers of stand-alone homes, there Penny Macintyre and Buddy Rego report is approximately one year’s supply on that “turnkey” properties requiring little to the market, indicating a significant gap no renovations are in highest demand due between supply and demand, and not to rising construction costs. enough homes to meet the needs of the Cesa Edwards emphasises that the population. demand for homes in Bermuda is Albert Moura highlights the challenge of extremely high across the board and high construction costs and long timelines, throughout the entire island, with which deter new residential projects, a particular emphasis on high-end especially since market conditions could 9

MARKET OVERVIEW change by the time projects are completed.

Sharon Cranfield points out that the Bermuda Government is trying to address these issues through initiatives to encourage new residential development in the City of Hamilton.

COVID-19.

• Regulatory and resource constraints: Cesa Edwards adds that limited resources and regulatory delays further complicate market dynamics.

Penny Macintyre and Buddy Rego point out that the decline in the Penny Macintyre Sharon Cranfield says sales number of hotel beds of international properties over many years has will meet expectations, no led to the growth of more. the Airbnb and VRBO Penny Macintyre and market on the island.

Buddy Rego note that This shift has taken while international buyers homes and apartments are present, their impact off the long-term rental is not overwhelmingly market, exacerbating an significant, with only 20% already low availability of the properties available of properties for local Buddy Rego to overseas buyers purchased rental. Until the by non-Bermudians. Most much-discussed hotel transactions involve local redevelopments are buyers. completed, this situation Albert Moura concurs, is unlikely to change. stating that international In the commercial buyers do not significantly sector, new office and affect the Bermuda real retail developments, such estate market. as Brookfield at 91 Front Cesa Edwards highlights Street and the Green that international buyers family’s redevelopment Sharon Cranfield have a considerable impact of Belvedere Place on the Bermuda real estate on Pitts Bay Road, market. Many foreign investors are along with other new and renovated attracted to Bermuda’s appealing lifestyle, commercial spaces, are projected to add tax benefits, geographic location, and almost 200,000 square feet of office space stable political environment. These buyers in the City of Hamilton. If this new space often have significant financial resources, is filled by more international companies, contributing to higher property prices and start-ups, or expanding local businesses, increased competition in the market. it will further increase the demand for housing in an already challenging market.

Impact of International Buyers

Biggest Challenges

The major challenges identified include:

• Supply of homes: All agents agree that low inventory is a pressing issue.

• Cost of renovation: Rising costs of building materials and labor make new builds and renovations expensive.

• Affordable housing: There is a lack of truly affordable entry-level homes for purchase and rental.

• Market data: Sharon Cranfield highlights the difficulty in making accurate market assessments due to unavailable government records of sales transactions since 10

Outlook for the Next 5-10 Years

Sharon Cranfield remains optimistic, suggesting that buying property is a good hedge against inflation.

Penny Macintyre and Buddy Rego foresee increased hotel/tourism activity such as Southampton Fairmont, Elbow Beach Hotel, and Ariel Sands redevelopments, which all plan to offer villa and condominium elements, and more residential developments in the City of Hamilton, driven by EEZ/government initiatives, including 33-35 Church

Street, Victoria Hall, and repurposing of underutilised or derelict properties.

Cesa Edwards suggests that unless significant new developments increase the housing supply, the Bermuda real estate market is likely to remain competitive, with prices expected to keep rising.

The market may also see more creative financing solutions from banks and other entities, along with potential regulatory efforts to stabilise housing affordability.

Albert Moura expects continued upward pressure on prices in the next 3-5 years, though long-term predictions are challenging.

Emerging Trends and Changes

Penny Macintyre and Buddy Rego anticipate that improved hotel properties, marketed by globally recognised brands, will boost tourism interest. This increase in tourism is expected to enhance airlift and routes, drive real estate market growth, and eventually lead to stabilised pricing.

Cesa Edwards highlights several emerging trends that could shape the future of the market, including increased foreign investment, new construction projects aimed at alleviating the housing shortage, a growing demand for sustainable and luxury properties, and greater use of technology in property transactions and marketing.

Sharon Cranfield sees the opening up of new developments in Hamilton for all buyers, including Work Permit holders, as a positive trend.

Up-to-date Statistics

Due to a backlog of nearly one and a half years of sold property entries awaiting input by the Land Title Registry Office, comprehensive up-to-date statistics are not available. Penny Macintyre and Buddy Rego provide insights from their own data, noting a significant increase in the average price of condominiums sold in 2024 compared with 2023, and the average price of residential stand-alone homes holding relatively firm at $1.4 million.

Cesa Edwards notes that real estate professionals rely on anecdotal evidence and internal data to gauge market conditions, with ongoing efforts to improve the accuracy and timeliness of these statistics.

Bermuda Property Matters 2025

BEST PROPERTIES

Garden Gem

Spacious 3-bedroom garden-level main house with stunning views of the South Shore and Great Sound. The home features a galley kitchen with a breakfast room, a formal dining room with patio access, and a living room with a fireplace and French doors leading to a garden. The master suite includes a sitting area, walk-in closet, and ensuite bathroom.

Two additional bedrooms share a full bath, plus a guest half bath.

Enjoy wonderful outdoor spaces with fantastic views. Conveniently located near Church Bay beach, bus stops, schools, restaurants, and more. Includes a 1-bedroom, 1-bath upper unit with a separate entrance. $1,995,000.

The Property Group. Cheryl Ford Tel: 505-6118.

Email: cheryl@tpg.bm. www.property-group.com

Luxury Azura Condo

Own a luxury 2-bedroom, 3-bathroom condo in the sought-after Azura development. This unit boasts a large garden area, two covered patios, and fabulous South Shore views. The open-plan living, dining, and kitchen areas include a guest bathroom. The master bedroom features an en suite with a claw foot tub and walk-in closet, while the second bedroom has a walk-in shower and double sinks.

The clever floor plan allows the extra bedroom to be rented separately through the Azura Hotel, offering a great investment opportunity. Enjoy amenities like a swimming pool, private beach access, gym, spa, and restaurant. Bermudians, Work Permit Holders, and International Buyers welcome. $1,825,000.

The Property Group: Sallyann Smith Tel: 441-535-4521.

Email: sallyann@tpg.bm www.property-group.com

Investment Opportunity

This contemporary urban oasis situated just a few minutes walk from the City Centre has a sleek design and prime corner location. Unit 101 features an entry hallway with coat closet, a spacious living/ dining room with expansive windows and high ceiling, a modern kitchen with breakfast bar, a spacious primary bedroom with large walk-in closet and ensuite bathroom, an additional bedroom and bathroom plus a laundry and corner balcony. The building is equipped with coded access, an elevator, trash chute, mailboxes and a communal storage area.

For those searching for an investment property this unit would afford a great rate of return. Available to Bermudians, BOTC and PRC purchasers. Priced at $795,000.

The Property Group. Liz Wright. Tel: 331-2014 Email: liz@tpg.bm. www.property-group.com Bermuda Property Matters 2025

11

BEST PROPERTIES ENVIRONMENT

Tucker’s Town Estate

Situated in Bermuda’s prestigious Tucker’s Town, this superior property features the stunning 4-bedroom main house, “Atlanta-by-the-Sea,” and the charming 4-bedroom guest cottage, “Jolly Roger.” Both homes are meticulously maintained and move-in ready.

Located within 2.2 acres of immaculately groomed gardens, the homes are connected by a pathway alongside a beautiful pool and patio.

The main house offers spectacular views of Castle Harbour and Tucker’s Town Bay, with elegant interiors including a formal living room, dining room, large kitchen, and various entertainment spaces. The master suite boasts spacious closets and a beautifully appointed bathroom, while two guest bedrooms feature en suite bathrooms and access to a private garden.

The 4-bedroom guest cottage includes a guest suite, recreation room, and additional bedrooms and bathrooms. Close to the Mid Ocean Club and Rosewood’s Tucker’s Point, this estate offers luxurious living and proximity to world-class amenities. $9,500,000.

The Property Group. Vicky Hamshere. Tel: 295-2412. Email: vicky@tpg.bm. www.property-group.com

Scenic Renovated Home

This property offers stunning views over the Great Sound and Hamilton Harbour, situated on 0.25 acres in a private garden setting.

Fully renovated to a high standard, the three-bedroom home includes an entry foyer, spacious living room with a gas fireplace and French doors leading to a deep patio, separate dining room, and a large modern kitchen with a breakfast nook. The ground floor features two bedrooms with en-suite bathrooms. The upper landing, with a walk-in closet and laundry, leads to the third bedroom with an en-suite bathroom and private entrance for guests.

Enjoy beautiful grounds with mature trees, manicured flowerbeds, and a waterfall fishpond. Conveniently located near the ferry, bus, Lindo’s grocery store, and Warwick Academy.

Currently rented until October 2024, showing a good return.

Available to Bermudian, BOTC, and PRC purchasers. Asking $1,475,000.

Joy Lusher Real Estate Ltd. Christie Lusher Carter Tel: 332 2296, 236 5120. Email: christie@joylusher.com. www.JoyLusher.com 12

Crane Lane

Situated at the crest of Crane Lane (North Shore Road), Pembroke, this 2 apartment dwelling (with 2 assessment numbers), has stunning ocean views and is located just minutes away from the City of Hamilton.

The upper main home comprises entrance foyer, living room, dining room and modern kitchen. Primary bedroom with ensuite bathroom and walk-in closet. Second bedroom with shower bathroom and closet. Outside the kitchen door is a laundry and private patio overlooking the ocean with the most amazing views, along with a spacious patio.

In addition to the upper main is a generous size lower 1 bedroom apartment with living room, dining room, kitchen and bathroom. Laundry hook-up conveniently located in the kitchen. This lower apartment has a covered patio which provides a zen like feel.

Parking for 1 car only (or 2 cars back to back). No yard.

Walking distance to the bus line. $369,000.

Bermuda Longtail Real Estate. Cecilia ‘Cesa’ Edwards. Tel: 232-2769 or 535-2769. Email: cesa@bermudalongtail.com. www.bermudalongtailrealestate.com Bermuda Property Matters 2025

BEST PROPERTIES

Freehold townhouse/condo

This immaculate, modern and spacious two-story townhouse, complete with a private garden space is located within walking distance of 9 Beaches in Sandy’s Parish.

The lower level features a large open-plan living room with fireplace, dining and kitchen area with an island, and includes all appliances.

The upper level has a primary bedroom with an ensuite bathroom, a closet, and a balcony. The second bedroom also includes a closet and has its own full bathroom.

This property is a great investment or a lovely place to call home. There’s no monthly maintanance fee, and the owner is responsible for their own building insurance, garden, painting and other maintenance costs. $685,000. Sole listing agent.

Bermuda Longtail Real Estate. Cecilia ‘Cesa’ Edwards. Tel: 232-2769 or 535-2769.

Email: cesa@bermudalongtail.com. www.bermudalongtailrealestate.com

Near the beach

A stunning 3-bedroom, 2-bathroom bungalow near Shelly Bay Beach and the Bermuda Railway Trail. Enjoy a private saltwater plunge pool, secluded outdoor shower, and a private patio perfect for al fresco dining.

The inviting living room and open-plan kitchen/dining area provide ample space for relaxation and entertaining. A separate laundry building offers extra storage, while secure PVC gates ensure safety for children and pets. Two cellars below add additional storage or customisation potential.

This property is ideal for investors with excellent rental returns and Airbnb potential. Conveniently located near the bus line, grocery store, and a friendly community.

Appliances included (stove not included). Currently, there is a long-term tenant in place. 0.185 acre. $950,000.

Bermuda Longtail Real Estate. Cecilia ‘Cesa’ Edwards. Tel: 232-2769 or 535-2769. Email: cesa@bermudalongtail.com. www.bermudalongtailrealestate.com

St. George’s Townhouse Walking distance to all the Town of St. George’s has to offer.

Upgraded open plan Convict Bay townhouse. Two-bedrooms, two-bathrooms, laundry plus office on the upper level. Both bathrooms have rain shower systems. Beautiful kitchen leading into a spacious living/dining area. A generously sized patio for you to enjoy a relaxed evening.

The unit has its own marked parking bay and external storage unit.

Convict Bay has a beach, gym and a dock.

Come take a look. $625,000 Cranfields Property Bermuda. Andrea Flood. Tel: 737-4708.

Email: Andrea@bda4sale.com. www.bda4sale.com

Swansea

Available to Bermudians, International Purchasers, PRC & BOTC This extraordinary 6400sf home on a 1.7-acre estate at Grape Bay, Paget, offers breathtaking views of the Atlantic Ocean and Hamilton Harbour. The palatial residence features a grand foyer, formal living room with a fireplace, private dining room, and a top-of-the-line kitchen. The primary suite includes a private wrap-around verandah and opulent finishes.

With four luxurious bedrooms, elegantly appointed bathrooms, multiple verandahs, a sparkling pool, a pool house, a private tennis court, and a one-bedroom cottage, this property provides ultimate comfort and privacy.

Exclusive access to Grape Bay Beach and a separate storage building with a garage are included.

Embrace refined elegance and captivating natural beauty. $10,000,000.

Bermuda Longtail Real Estate. Cecilia ‘Cesa’ Edwards.

Tel: 232-2769 or 535-2769. Email: cesa@bermudalongtail.com. www.bermudalongtailrealestate.com Bermuda Property Matters 2025

13

BEST PROPERTIES

Dream Home Opportunity

Ideal Opportunity to Build Your Dream Home on 2.9 Acres of Prime Land Nestled in a secluded valley in the Riddell’s Bay area, this 2.9-acre property is perfect for your dream home. The southern portion has an agricultural overlay, offering various business opportunities.

This south-facing lot features a gentle, fertile center, firm stone boundaries, and a subtropical forest with 100+ year-old trees. The land is ideal for picnic areas, gazebos, and horse jumps, blending natural beauty with practicality.

Imagine a boutique garden bed and breakfast or a green community with stunning Riddell’s Bay views. The location offers exceptional access to amenities, with grocery stores, restaurants, and recreational areas nearby.

The title is guaranteed by The Government of Bermuda, ensuring a secure purchase. Priced at $995,000.

The Property Group. Lisa Fraser-Smith Tel: 705-1807.

Email: lisa@tpg.bm. www.property-group.com

City Condo

33 Church Street is one of the first condominium properties in the City available for purchase by non-Bermudian work permit holders and international buyers without a qualifying EIRC investment.

305 is a corner unit with a balcony off the living area facing North to Government House and the main bedroom facing Hamilton Cathedral. There are 2 bedrooms, 2 bathrooms, each en-suite, with a walk-in closet off the main bedroom. The living area is open concept with a contemporary kitchen, center island and good natural light. Sliding doors open to a long, private covered porch.

Amenities include a premium day spa and salon, a retail shop and a fully equipped resident-only gym, residents’ lounge and roof terrace. Each unit will include appliances and furnished units are available on request.

A limited number of parking spaces are available to be deeded to a condo purchase. $1,085,000 Cranfields Property Bermuda. Sharon Cranfield. Tel: 305-8074.

Email: Sharon@bda4sale.com. www.bda4sale.com

Topsail

Situated in a desirable waterfront location, this private penthouse offers breathtaking views of the rushing waters of Flatts Inlet and the iconic Bermuda Aquarium.

This exceptional purchase includes a sheltered private dock and walk-on mooring which accommodates 2 boats with direct 14

Angel Steps

Step back in time with this iconic home. Ascend the stairwell to a cedar entrance door that opens into a spacious, well-lit solarium, leading to a foyer with high ceilings, crown molding, tall baseboards, and wooden floors. Glasspaneled cedar doors separate the living and dining rooms.

The home features three bedrooms and two bathrooms, with one bedroom opening to its own ‘secret garden.’ The pool house, accessible from the main house and pool area, includes a kitchenette, bathroom with shower, and an additional room that can serve as a sitting room or a smaller bedroom for an older child seeking some separation.

Enjoy the private pool with stunning views. An extensive basement provides ample storage for a handyman or selfemployed individual. The one-bedroom cottage, built in the 1980s, is perfect for additional income or extended family.

Cranfields Property Bermuda. Andrea Flood. Tel: 737-4708.

Email: Andrea@bda4sale.com. www.bda4sale.com access to the open ocean or Harrington Sound.

A showstopping open concept living area with high beamed ceilings houses a contemporary kitchen as well as lounging and dining area. Throw open the wall of doors to embrace the stunning outdoor terrace with only glass railings separating you from the boats and azure waters below.

The adjoining bedroom offers a secluded owner-retreat and takes advantage of the awe-inspiring view. a mirrored dressing room and modern luxurious bathroom are ensuite. A second bathroom adjoins the entrance foyer for guests.

Additional benefits of Topsail include secure underground car and bike parking and a dry storage area. The property can be purchased with a tenancy in place. Available to Bermudians, PRC’s, Belongers and International EIRC Buyers. $2,950,000.

Cranfields Property Bermuda. Raj Tolaram. Tel: 705-7705.

Email: Raj@bda4sale.com. www.bda4sale.com Bermuda Property Matters 2025

BEST PROPERTIES

Riddell’s Bay

In partnership with Riddell’s Bay Gardens, Keller Williams Luxury is proud to bring to you the estates at Riddell’s Bay. Formally a private golf club and championship golf course, this amazing property has 4 estate lots left for sale.

Currently available to Bermudians and PRC holders only, this property is drenched in luscious vegetation and stunning views. For those of you looking to escape the city life, these exclusive lots are a true gem and rare opportunity to own a large estate lot in this amazing and highly sought after neighborhood.

KW Luxury wants to partner with you to assist with the build process as our commitment to you goes far beyond the closing of your property. We want to help take the bricks out of the bag. Lets us help make building your dream home a reality. $3,675,000.

Keller Williams Bermuda. Buddy Fleming. Tel: 799-6943. Buddy.fleming@kwbermuda.com. www.kwbermuda.com

Baicliff

Perched on a clifftop, Baicliff is a meticulously maintained sanctuary offering unparalleled luxury and breathtaking ocean views across its expansive 1.42acre estate. With 4 bedrooms and 6 bathrooms, this secluded haven provides ample space for both relaxation and entertainment.

Entertain in style with a free-form swimming pool overlooking the endless ocean vista, while a fully equipped guest apartment ensures privacy for loved ones or serves as a versatile workspace.

Baicliff is more than just a home; it’s a prepared sanctuary with a backup generator, solar panels, and water tanks, offering peace of mind amidst island living. Convenience meets elegance with an extra-wide garage and beautifully landscaped gardens with discreet lighting.

Wake up to the rhythm of the ocean and embrace luxury living at its finest. Make Baicliff your extraordinary coastal haven today. Available to Bermudian/Belonger, Non-Bermudian, PRC. Keller Williams Bermuda. Buddy Fleming. Tel: 799-6943.

Buddy.fleming@kwbermuda.com. www.kwbermuda.com

South Whale

This is a lovely large family home with a chef ’s dream of an eat in kitchen area with a 6 burner gas stove, 3ft side by side Sub Zero fridges and over 400 sq. ft. to dine and cook in. An open plan living space is central to the home. On the lower level is a powder room, office/den, laundry centre. In addition there is a guest suite which is perfect for visitors on this level. Upstairs are two bedrooms that are just over 200 sq. ft. each with closets.

There is a spacious landing area and a full bathroom. In the primary suite, a peaceful retreat awaits you with 660 sq. ft. for your walk-in closet, expansive bathroom and bedroom area.

There is ample lawn to create the outdoor entertainment area of your dreams. The 2 bedroom cottage is also two storey with 1,400 sq. ft. and an additional outdoor porch that is just under 200 sq. ft. The home has two water tanks and two assessment numbers. There is also a large garage and private ocean views just a few steps away from your front door. $1,695,000.

Keller Williams Bermuda. Karen Plianthos. Tel: 333-6969.

Karen.Plianthos@kwbermuda.com. www.kwbermuda.com

Heatherleigh

Beaming with an aura of timeless elegance, this property on Richmond Road/Ferrars Lane, Pembroke features a unique architectural style with extended eaves, large windows, and perfect symmetry. “Heatherleigh” is a sanctuary on over 1 acre of lush, mature gardens and is within a 3-minute walk to the center of Hamilton. The main house offers four bedrooms, four bathrooms, formal living and dining rooms, and a kitchen with a breakfast area. Additionally, there is an apartment over the detached garage. $1,950,000.

Crisson & Co. Ltd. Real Estate. Tel: 295-0826. Email: info@crissonrealestate.com. www.crissonrealestate.com Bermuda Property Matters 2025

15

STRAPPROPERTIES BEST

Ocean Sands

Somerset charmer

Tucked away on a private lane in Somerset is this traditional 2 bedroom Bermuda cottage in good condition, with one bathroom, separate living room and kitchen. The home is tiled throughout. The front entrance is warm and welcoming with beautiful old cedar support beams on the porch which gives one an appreciation of traditional Bermudian architecture. The mature hedges provide some privacy. This property sits on 0.24 of an acre and has a one bedroom apartment. $565,000.

Keller Williams Bermuda. Frederica Forth. Tel: 536-0194.

Frederica.Forth@kwbermud.com. www.kwbermuda.com

Call Me Today to secure your Bermuda Home!

Move-In Ready Gem Rhys Cranfield

Licensed Real Estate Agent +1 (441) 703-1006 RHYS@bda4sale.com @rhysestateagent

CPB

Sales & Rentals

Bermuda Based - Globally Connected

16

Discover comfort and eco-friendly living in this newly renovated 2-bedroom, 1-bathroom condo in a tranquil neighborhood. The second bedroom, with a Murphy bed, easily converts into a home office. Features include an energy-efficient tankless water heater and a large separate storage unit. Located a short walk from Warwick Long Bay and other beaches, it offers an endless summer vibe.

Conveniently near restaurants, supermarkets, and gas stations, with easy access to a major bus route. This condo is a fantastic investment in a sought-after location, combining luxury living with smart investing. $525,000.

RealEstate.bm. David Boyce, Tel: 704-7122, Email: dboyce@realestate.bm. www.realestate.bm

TeeLeaf is a beautifully maintained property combining classic elegance with modern luxury. The original cottage from the 1800s, now the kitchen, living, and dining areas, boasts 14’ ceilings and tall windows. Renovated in 2019, it includes three bedrooms with ensuite bathrooms. The practical layout features ground-floor entertaining areas, a powder room, laundry, and primary suite, with two additional bedrooms upstairs for privacy.

A finished basement serves as a home office and gym.

High-quality finishes include acacia hardwood floors, quartzite counters, and a Wolf range. The lovely garden with a pergola offers South Shore views. Conveniently located minutes from Hamilton. $2,150,000.

Keller Williams Bermuda. Debbie Moura. Tel: 535-1400.

Debbie.Moura@kwbermuda.com. www.kwbermuda.com Bermuda Property Matters 2025

STRAP

BEST PROPERTIES

Waterfront Elegance

Introducing ‘Point of View’, an exquisite 5-bedroom, 3.5-bathroom residence on Harbour Road, Warwick. Thoughtfully renovated, this home blends modern luxury with waterfront charm. Features include a private dock with boat lift, boat house, and direct access to Granaway Deep for endless boating and water sports. Ideal for entertaining, it offers ample entertainment spaces, custombuilt cabinetry, and premium fixtures.

‘Point of View’ epitomizes waterfront living, combining tranquility, luxury, and convenience. $3,950,000.

RealEstate.bm. Katie White, Tel: 5990092, Email: katiewhite@realestate.bm. www.realestate.bm

Residential Development

Welcome to Sugar Loaf Hill, a prestigious and exclusive real estate opportunity located on the stunning North Shore.

This unique property boasts approximately 4 acres of prime land with breathtaking panoramic views and abundant development potential. Nestled in a safe and secluded area, Sugar Loaf Hill offers a rare opportunity to create your dream property in one of the most gorgeous locations in Bermuda. Location: Sugar Loaf Hill, North Shore. Land Size: Approximately 4 acres. Views: Spectacular panoramic views of the North Shore and surrounding areas. Development opportunities: Endless possibilities for custom development projects. Privacy: Located in a safe and secluded area, offering peace and tranquility. $750,000. RealEstate.bm. James Cox, Tel: 777-2699, Email: jamescox0521@gmail.com. www.realestate.bm Bermuda Property Matters 2025

Serene Townhouse

Introducing a pristine 3-bedroom, 2.5-bathroom townhouse in the tranquil Mount Langton area, just minutes from Hamilton.

This end-unit condo offers breathtaking views of the North Shore and city skyline. Perfectly maintained, it blends modern living with sound investment potential. Amenities include a large swimming pool, ideal for entertaining with scenic views.

Situated in a sought-after, peaceful location, this property has tenants in place until November 2025, ensuring a great investment opportunity. $995,000.

RealEstate.bm. David Boyce, Tel: 704-7122, Email: dboyce@realestate.bm. www.realestate.bm 17

BEST PROPERTIES

ENVIRONMENT

Better for Bermuda

B Commercial Rental

The upper floor premises of this quaint building are available for rent. Conveniently located behind Bulls Head on Canal Road, it comes with 3 handy car parking spaces. Highly recommended for a service industry business due to its easy access for clients or deliveries to and from the city. Quiet enough to suit a health or business professional. Currently the interior is divided into separate spaces with dry wall partitioning.

Any changes to the interior layout and infrastructure would be by approval of the landlord and to the account of the tenant. The landlord is looking for a stable tenant who wants a long lease. Taxes and service charges are included in the rent. $4,000 pm Cranfields Property Bermuda. Rhys Cranfield. Tel: 703-1006.

Email: rhys@bda4sale.com. www.bda4sale.com

ermuda Waterworks is an excellent choice for environmentallyconscious individuals. It manufactures bottled water in reusable 3- and 5-gallon containers and offers credit for returned bottles in good condition, significantly reducing pollution.

Returned bottles are inspected, cleaned, sanitised, filled, and capped. Bottles with leaks or misuse are rejected.

Only Pure Water should be refilled, not other liquids or trash. Rejected bottles can be used for sports or fundraising events if clients contact the company.

Their most popular water cooler is Energy Star-rated, helping reduce energy bills and greenhouse gas emissions.

Available models include

room temperature/cold, hot/ cold, and non-electric options like the dolphin pump, cradle and valve, and ceramic crockpot.

Bermuda Waterworks also provides piped metered water made by reverse osmosis, with energy-efficient equipment reducing fossil fuel use. For over 85 years, they have met Bermuda’s growing water needs, making production as green and efficient as possible.

Drink More Water Three apartment charmer

This property offers convenience to Hamilton and a 60-second walk to a public beach. Situated on the North Shore Road bus route, the main house features a living room with a fireplace, a dining room, a kitchen/laundry space, two bedrooms, a full bathroom, and a powder room. There is some air-conditioning and a small grassy area by the porch.

Apartment 2, in townhouse style, includes a living room, dining room, kitchen/laundry, two bedrooms, a full bathroom, and a private patio.

Apartment 3, also a townhouse, needs renovation. It has a living room, open-plan kitchen/dining area, and a bedroom with a bathroom upstairs.

The property requires some exterior maintenance but holds great potential, making it an excellent investment. Close to Admiralty House and Spanish Point Park, it’s perfect for investors or as a family home. Appliances included. Total area: 2442 sq. ft. on 0.143 acre. $1,200,000.

Bermuda Longtail Real Estate. Cecilia ‘Cesa’ Edwards. Tel: 232-2769 or 535-2769. Email: cesa@bermudalongtail.com. www.bermudalongtailrealestate.com 18

Pure Water is great tasting and an environmentally responsible choice.

It is essential to get proper hydration to maintain your body’s mental and physical performance.

MAKE SURE YOU BRING YOUR BOTTLE CAP!

vending machine is open 24 hours

A DIVISION OF BERMUDA WATERWORKS LIMITED

Bermuda Property Matters 2025

ENVIRONMENT

The Power of Tree Trimming

I

t is paramount to commence and maintain our hurricane readiness throughout the entirety of the season as it is of the utmost importance to do what we can – well in advance – to maintain safety and minimise the loss of power.

The most effective method of protecting your property and your loved ones is to trim your trees back so that they are at least ten feet away from power lines. Fallen tree branches can pull down power lines, and even entire utility poles. These downed lines pose a serious safety risk.

Trimming your trees can also reduce

Bermuda Property Matters 2025

the risk of one of the most inconvenient parts of a hurricane: losing your electricity. Most outages in Bermuda are caused by trees falling on or coming into contact with power lines, even in years where Bermuda avoids a direct hit. By keeping trees trimmed at least 10 feet back from power lines, the majority of outages can be prevented.

BELCO is not responsible for trimming trees on private property. The sole responsibility for keeping trees trimmed and cut back from power lines lies with the property owners.

It is critically important to remember that a power line’s electricity must be

disconnected before trimming trees next to it. Please contact BELCO three weeks in advance to schedule a time for a power shutdown so your trees can be trimmed safely.

Schedule your tree trimming as soon as possible, hurricane season is already underway so now is the time to make sure that your trees are clear of any power lines.

Visit belco.bm for more information about hurricane safety and contact BELCO at 295-5111 or email treetrimming@belco.bm to schedule a power shut down to trim your trees safely.

19

BEST PROPERTIES ENVIRONMENT

Optimise Your HVAC for Maximum Energy Efficiency and Environmental Impact

Y

our HVAC system is most likely your home’s largest consumer of energy, which increases costs and can impact the environment. However, with careful thought, planning and action, you can ensure your climate control products are as energy efficient and environmentally friendly as possible.

Some of the key factors to consider are as follows: Install Energy Efficient Systems

Replacing/Installing heating and cooling equipment with modern, energy efficient equipment can reduce energy use by as much as 50%, in addition to significantly reducing unnecessary CO2 emissions. Homeowners can check for the following energy efficiency ratings prior to purchasing an HVAC system for their home: 1. Seasonal Energy Efficiency Ratio/ Rating (SEER): the cooling output of an air conditioner over a typical cooling season, divided by the energy it uses in Watt-hours.

2. Combined Energy Efficiency Ratio (CEER): This is used for window units and is the ratio of measured cooling output (in BTU per hour) to measured average electrical energy input (in Watts) and measured standby/off-mode power consumption (in Watts). The key difference of SEER vs CEER is the additional consideration of electricity usage in standby/off-mode.

3. Heating Seasonal Performance Factor Rating (HSPF): the total heat delivered by the device during normal usage divided by the amount of electricity it takes to deliver that heat.

4. Energy Efficiency Ratio (EER): the air conditioner’s capacity is divided by the air conditioner’s power based on a fixed set of conditions (outdoor temperature, indoor temperature, and relative humidity).

The higher the energy rating, the more energy efficient the unit. Energy ratings can be provided for each system 20

supported by AIRCARE to ensure you know the efficiency of the system you are purchasing.

Setting Energy Efficient Temperatures

Setting HVAC systems to an optimal, energy efficient temperature – such as 78⁰F in the summer and 68⁰F in the winter – will ensure that you’re heating and cooling systems are not wasting energy and money or emitting extra, unnecessary greenhouse gases.

Regular Preventative Maintenance

To ensure your HVAC system is running at optimal efficiency, a regularly scheduled maintenance plan should be developed and executed. The plan will ensure your system’s longevity and efficiency along with ensuring your system is as friendly to the environment as possible. At AIRCARE, we take a proactive approach through the development of a preventative maintenance plan to ensure your investments continue to work efficiently, to minimise potential issues before they become large, expensive repairs and to save you time, money, and worry in the long run.

For more information on how to improve heating and cooling efficiency,

indoor air quality and ultimately lower costs visit www.aircare.bm or call 2927342 to arrange a consultation.

AIRCARE also offers a range of energy efficient, proven, effective air purification products and services to significantly reduce the harmful pollutants in your home; in addition to the latest energy efficient HVAC systems from the world’s leading manufacturers including Daikin and Midea.

In order to maximise efficiency, AIRCARE works with you to determine your needs and takes a measured approach that includes preventative maintenance, energy audits and recommendations, integrated system design, installation, testing and energy management and automation systems.

Once a system has been agreed, AIRCARE technicians can take care of full system installation, management, testing, create custom controls, alarms and notifications and provide detailed energy usage analysis and reports to demonstrate cost savings and improved indoor air quality and comfort.

For more information on how to improve heating and cooling efficiency, indoor air quality and ultimately lower costs visit www.aircare.bm or call 292-7342 to arrange a consultation.

Bermuda Property Matters 2025

ENVIRONMENT

Prioritise the planet I

Conserve energy with Gree High SEER air conditioning

n a world where energy conservation is of paramount importance, investing in Gree High SEER2 (Seasonal Energy Efficiency Ratio) air conditioning systems can be a game-changer. Gree air conditioning systems are designed with advanced technology to maximise energy efficiency, and with a minimum SEER rating of 20 or higher, these units consume significantly less electricity compared to conventional models.

By way of comparison, implementation of a minimum SEER2 rating of 15 in the US is estimated to equate to a national saving

of between $2.5 to $12.5 billion over the next 20 years, according to the Department

of Energy in 2023.

By reducing energy consumption through High

SEER air conditioning and implementing other conservation measures, such as the Bermuda Zoological Micro Forest project, we can inspire a ripple effect of change. Leading by example, organisations can encourage others to adopt sustainable practices. GREE distributor, HVAC Shack Ltd (Hvacbda. com), and Bermuda Zoological Society (bamz. org), are actively taking steps to embrace this change.

In prioritising energy conservation, we are not only safeguarding the environment and reducing costs in the present, but we are also laying the groundwork for a better future for our children. So, the next time you consider air conditioning, think about the positive impact you can make, “Buy Gree, plant a tree.”

As Bermuda's #1 Air conditioner Distributor, we at HVAC Shack Ltd. understand the importance of preserving the environment, and the consumer concerns about climate change. This year, we have partnered with the Bermuda Zoological Society [BZS] on their Micro Forest Project is an effort to re-develop Bermuda's original ecosystem and provide innovative solutions to combat climate change. End users of GREE air conditioners can have a lasting, positive impact on our environment, community and planet.

542-1033 hvacshack@coldsnapservices.com

Bermuda Property Matters 2025

7 Camphill Road, Warwick. WK03 4 Canal Lane, Pembroke, HM02

21

CLEANING

How clean is your home?

N

ow, more than ever, it’s important to not let your maintenance priorities slip. COVID-19 has made the need for cleaning services more critical than ever. If you want a home that is safe, clean and inviting, professional cleaning can help.

Cleaning can help against viral infections

Of course, this is something you were aware of even before the pandemic turned our world upside down. COVID-19 continues to keep us on our toes and you should do all you can to keep your home a healthy place to live.

Professional cleaning uses latest products

It’s hard to keep up with all the new products available to ensure your home is perfectly clean, but luckily, this isn’t something you have to struggle with.

Professionals always keep up with all the practices and protocols required for high quality cleaning and disinfection.

Commercial cleaners can provide the detailed and complete disinfection of your home that will create a healthy, safe space.

Atlantic Cleaning & Maintenance Ltd., can provide the services you need

Atlantic Cleaning and Maintenance Ltd. is an exceptional

professional commercial and residential services.

• Residential Cleaning • Commercial Cleaning • Office Cleaning • Post Construction Cleaning • Comprehensive Floor Care • Carpet Steam Cleaning • Mold Treatment • Window Cleaning

22

• Fire & Water Damage • Water Extraction • Custodial Services • Upholstery & Drapery • Automotive & Marine • Pressure Washing • Maid Services

to keep your home clean and safe.

Most importantly, it does it quickly and effectively, meaning this is one item you can immediately check off your to do list, and spend more time doing what you enjoy doing. Atlantic Cleaning & Maintenance Ltd. (441) 236-4051.

Email info@atlanticcleaning.bm.

441-236-4051 | 441-236-4051 | 441-333-4050 info@atlanticcleaning.bm | www.AtlanticCleaning.bm www.AtlanticCleaning.bm Bermuda Property Matters 2025

KEY CONTACTS

How to reach the experts Building, Interior Design, Decorating Services & Furniture Stores Anslie’s Interior Decor Cindy Laws, Interior Decorating & Design Specialist, Custom Drapery & Professional Re-Upholstery Service, Drapery & Upholstery Fabrics, Drapery Hardware 236-9993 AIRCARE Ltd 292-7342 BAC Group Plumbing/Mechanical/HVAC/Energy Management/Solar/Life Safety 292-0881 BELCO 295-5111 Evergreen Landscaping Tony Figueiredo 293-8817 First Class Air-Conditioning Ltd Shawn Simons 333-3603 Furniture Walk Laura Smith-Mayne 292-5209 HVAC Shack Wayne Clapham 747-7627 Intelligent Automation Solutions Matt Walker 293-4887 Island Glass Ltd 295-5134 Jeffrey & Sons Ltd Sabrina Franks, Customer Service 293-1007 OBM International Architecture, Interior Design & Landscape Architecture 278-3550 P&M Electrical Terry Corday, Sr., Pres/Owner. 296-9524 Pembroke Tile & Stone Zachary Simmons 292-8453 Pimentel Pools Tony Figueiredo 293-8817 Ross Painting Michael Ross 337-1168 Smart Closets Sabrina Franks, Customer Service 293-1007 Lawyers Amicus Law Chambers Ltd Amicus Law Chambers Ltd Conyers Marshall Diel & Myers Limited MJM Ltd Moniz & George Ltd. Trott & Duncan Limited Mortgages HSBC Bermuda Real Estate Bermuda Longtail Real Estate Ltd Cranfields Property Bermuda Crisson & Co Real Estate Joy Lusher Real Estate Keller Williams Bermuda Kim Sheen Properties MainPoint Real Estate RealEstate.bm The Property Group Ltd

Jaymo E. Durham Kevin G. Bean Francesca Fox, Director Darren Donnithorne Denis de Frias Kevin M George Perry Trott

Personal Banking Personal Lending

292-2308 292-2308 278-7989 295-7105 292-1345 295-8607 295-7444

info@anslies.com

www.ansliesdecorbermuda.com

info@aircare.bm

www.aircare.bm

info@bacgroup.bm info@belco.bm

www.bac.bm www.belco.bm

evergreenlimited@outlook.com

firstclass.air2@hotmail.com laurasmith@furniturewalk.bm hvacshack@coldsnapservices.com info@intelligentautomation.bm sales@islandglass.bm Jeffreyandsonsltd@logic.bm bermuda@obmi.com Terry@pandmelectric.com sales@pts.bm pimentelpools@outlook.com mrosspainting@gmail.com smartclosetsbda@gmail.com

jdurham@amicuslaw.bm kbean@amicuslaw.bm Francesca.Fox@conyers.com Darren.Donnithorne@law.bm ddefrias@mjm.bm kgeorge@mglaw.bm ptrott@td.bm

299-5959 (option 1) 299-5959 (option 5)

Cesa Edwards 535-2769 Sharon Cranfield 305-8074 Herb Crisson 734-7000 Sue Lusher 333-9138 Albert Moura 236-0737 Kim Sheen 734-1264 Erna DeGraff 296-0984, 335-0984 James Cox, David Boyce, 543-9150 Katelyn White Brittany Archer 505-1466 Sally Ann Smith 535-4521

www.furniturewalk.com www.hvacbda.com www.iasbda.com www.islandglass.bm www.jeffreyandsonsltd.com bermuda.obmi.com www.pts.bm www.jeffreyandsonsltd.com

www.conyers.com www.law.bm www.mjm.bm www.td.bm

www.hsbc.bm

cesa@bermudalongtail.com sharon@bda4sale.com hcrisson@crissonrealestate.com sue@joylusher.com albert.moura@kwbermuda.com mainpointrealestate@gmail.com info@realestate.bm

www.bermudalongtailrealestate.com www.bda4sale.com www.crissonrealestate.com www.joylusher.com www.kwbermuda.com www.kimsheenproperties.bm www.mainpointrealestate.com www.realestate.bm

brittany@tpg.bm sallyann@tpg.bm

www.property-group.com www.property-group.com

kim@kimsheenproperties.bm

Real Estate Appraiser MainPoint Real Estate

Erna DeGraff

296-0984, 335-0984

mainpointrealestate@gmail.com

www.mainpointrealestate.com

Specialty Services Atlantic Cleaning & Maintenance Bermuda Elite Cleaners Bermuda Waterworks

Allen Ferreira Jackie DeMello Karlene Kelly

236-4051 705-8821, 234-1043 299-7873

info@atlanticcleaning.bm bdacleaners@btcnet.bm purewater@bwl.bm

www.AtlanticCleaning.bm

Bermuda Property Matters 2025

www.bwl.bm 23

Make your home

more energy efficient

Let’s make a difference together

An HSBC Energy Efficiency Loan can help cover the cost of solar panels, solar water heaters and other energy saving enhancements to your home and lifestyle.

We offer: • 100% financing, apply online and save $200 • A reduced interest rate of 6.5% • Extended repayment term up to 7 years

Opening up a world of opportunity

Scan to learn more about Energy Efficiency Loans

Terms and conditions apply. A loan is subject to formal credit approval with HSBC. Due to market fluctuations, a variable base lending rate may change in the future, which may impact total costs over the lifetime of a loan.

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.