57.51 Howe Enterprise May 4, 2020

HHS will hold virtual athletic banquet

Chamber selling $10 victory yard signs for community spirit

Former Lady Bulldog standout is 2019-20 HPU Outstanding Scholar-Athlete Award Winner

Howe Athletic Director Bill Jehling is prepar-

The Howe Area Chamber of Commerce announced

BROWNWOOD, Texas – The Howard Payne

Page 2

Pages 8

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Grayson Publishing, LLC

Antiques, pg. 9 Hot Jobs pg. 10 Business Directory, pg. 11 Local events, pg. 13 Insurgency in Irregular warfare, pg. 13 Texas History, pg. 14 Christian, pg. 15 Finance/Children, pg. 16 Past front pages, pg. 17-24

© 2020 The Howe Enterprise

Volume 57, Edition 51

Monday, May 4, 2020

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Open Texas—with your choice of toppings Remember when Donald Trump was a reality character who was famous for saying, “You’re fired!”?

Here’s a list of the Obama holdover FBI leaders: James Comey, Director – FIRED; Andrew McCabe, Deputy Director - FIRED; Jim Rybicki, Chief of Staff and Senior Counselor – FIRED; James Baker, General Counsel – FIRED; Peter Strzok, Deputy Assistant Director of Counterintelligence – FIRED; Bill Priestap, Director of Counterintelligence (Strzok’s boss) – FIRED; Lisa Page, Office of General Counsel – FIRED; Mike Kortan, Assistant Director for Public Affairs – FIRED; Josh Campbell, Special Assistant to Comey – FIRED; Michael Steinbach - Head of National Security Division FIRED; John Glacalone – (Predecessor to Steinbach) – Head of National Security Division - FIRED; James Turgal – Assistant Director - FIRED; Greg Bower – Top Congressional Liaison - FIRED; Trisha Anderson – Principle Deputy General Counsel FIRED; Randy Coleman Assistant Director of Counterintelligence Division – REMOVED. EDITOR’S NOTE—This column is reserved as an opinion column and may not necessarily reflect the policy of this publication.

Doors flew open for the first time for a lot of businesses on Friday. One local restaurant was slinging piping hot pizza to their customers again.

Palio’s Pizza Café on Haning Street moved some of their tables outdoors to accommodate for the new guidelines set forth by Texas Governor Greg Abbott last for Phase One of the Open Texas program.

During the mandated social distancing period, restaurants were forced to close their dining rooms and become creative in order to stay in business.

(Continued on page 4)

Eddie Kassira of Palio’s Pizza delivers lunch outdoors on Friday afternoon. Staff photo.

Howe sees first COVID-19 case 95.2 percent of Grayson County COVID-19 tests have been negative; 31 active cases and 18 recoveries As the number of tests increase throughout Grayson County, the numbers of positive tests will also increase. Howe Mayor Bill French informed the Enterprise on Friday that one of Howe’s citizens became the first of our fair burg to test positive for COVID-19.

Over 1,000 tests have been administered resulting in a total of 49 total cases in Grayson County, of which 18 have recovered leaving 31 active cases here.

currently is 0.048 per test (or 4.8 percent). The flip side of that number means that 95.2 percent of those taking the test have resulted in a negative outcome.

Fortunately, at this time, there have been no deaths attributed to COVID-19 in Grayson County. But there has been loads of fear caused by the pandemic.

Each positive case is trumpeted through the social media world setting off debate after debate of COVID-19 from health to economics.

With the number of positive tests rising, the average positive tests have risen with it which is

Based on the current averages, Grayson County would have a total positive test number of 6,538.

Information from Grayson County Office of Emergency Management

HoweEnterprise.com Readership Jan. 1 - May 2, 2020, Pageviews: 179,929 Sessions: 37,418 Users: 20,235

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May 4, 2020

HHS will hold virtual athletic banquet Howe Athletic Director Bill Jehling is preparing to host a virtual athletic banquet to be aired on social media and here at HoweEnterprise.com. The awards show will be released at some point later this month.

The banquet was originally scheduled by the Howe Athletic Booster Club to be held yesterday, May 3. But obviously the event was cancelled due to the Coronavirus outbreak.

Each year, the booster club hosts the event with players of all sports receiving individual and team awards. The most coveted award throughout the years is the Norman Dickey Award which goes to the best overall male and female athlete. Last year’s Norman Dickey Award Winners were Spencer Akins and Ally Harvey.

Ally Harvey holds the Girls Basketball MVP Award in the 2019 Athletic Banquet. Photo by Michelle Carney.

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History of Howe

A photo of Downtown Howe in 1908. The picture was taken looking east from what is now the middle of Haning Street.

Previously published by Dot Jones.

Howe is located on the highest elevation between the Red River and the Gulf of Mexico. The elevation is 810 feet (Editor’s Note: The highest point is 873 feet located at 507 Cassandra Street). The first settlers came from Virginia, Kentucky, Tennessee, and surrounding areas.

Among the early settlers were lawyers, teachers, ministers, and homemakers – all seeking opportunities, which they were confident they would find in this location, for here was the rich black land for farming, plenty of good water, a high and healthful location for family living.

To match their hopes, they named the little settlement “Summit.”

They were looking forward and upward. Located in the vicinity of Highway 75 (Editor’s Note: In 1962 Highway 75 was what is now Denny Street or Highway 5) on the east side across the street from the school building, sat the general store and post office which was the town of “Summit.” (Editor’s note: According to Joe King, the Summit townsite was located on top of the hill just east of Bethel Baptist Church on the north side of East FM 902, 33°31'15.0"N 96°35'33.0"W).

The early settlers planted the seed for culture, education, and

religion. A lawyer organized a community school and taught the pupils in his home. A minister organized church groups; Sunday Schools and church services were also held in homes.

Farming flourished, a produce market was opened. Summit seemed prosperous. Things were looking forward and upward.

A railroad, the Houston and Texas Central, came along and changed the history of the community along with the location and even its name. Two men:” Col. Howe, an executive with the H&TC Railroad, and Jabez Haning, a landowner, have their names written on the pages of the history of this community.

Through their united efforts a railroad became a reality here.

Jabez Haning donated the land for the right of way and enough land for the new townsite to be named “Howe” in honor of Col. Howe in 1875. (Editor’s Note: Col. Howe was Milton G. Howe, a former captain in the Civil War.” Summit became Howe. History moved fast with the coming of the railroad which brought growth and prosperity to Howe.

Located in the center of a rich farming area, Howe became a market for grain, cotton, corn, hogs, and cattle. Howe had the distinction of being the largest grain market inland in the whole nation. Four major grain (Continued on page 5)

Donald J. Trump @realDonaldTrump The Russia Hoax is the biggest political scandal in American history. Treason!!! Lets see how it ends???? 11:56 AM · May 2, 2020

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May 4, 2020

Businesses opening

A couple from Van Alstyne were the first patrons to eat indoors at Palio’s Pizza Café on Friday. Staff photo.

(Continued from page 1)

Kassira decided to reopen the drive-thru window at Palio’s which was originally put in place when the building was constructed as a Dairy Queen in the 1960s.

Abby’s Restaurant and Gabriela’s Mexican Cocina decided to remain as to-go-only for the short -term.

On Friday, Texas Comptroller Glenn Hegar said state sales tax revenue totaled $2.58 billion in April, 9.3 percent less than in April 2019, the steepest decline

since January 2010.

The majority of April sales tax revenue is based on sales made in March and remitted to the agency in April. Widespread social distancing requirements were not in place across much of the state until late March, meaning the impact of those measures affected only a portion of sales tax remittances in April. Next month’s remittances likely will show steeper declines compared to a year ago, as the effects of both the shuttering of businesses related to COVID-19 and plummeting oil prices were manifest throughout April.

It’s a start—it’s signs of life.

Donald J. Trump @realDonaldTrump The Impeachment Hoax will be exposed. Crazy Nancy gets Nothing Done, that’s why she got thrown out as Speaker the first time. Also, she should come back to Washington now!

4:07 PM · May 2, 2020

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History of Howe

Downtown Howe, Texas in 1959. The picture was originally black and white, but artistically enhanced in 2018.

(Continued from page 3)

companies operated in Howe for countless years. Howe has had its economic ills, but it has always had the economic stamina and determination to come back.

Jabez Haning built the first home in Howe which was only a cabin.

It was built on the creek near the spring in the location of the Earl King house (on King Street). g,In the early history of the railroad, Howe was a thicket of trees and brush and tall thick jimson weeds and cockleburs which grew to enormous sizes in this rich black land that could be so muddy and sticky after a rain.

When the railroad was built, contracts were given for only a few miles at a time. During this time, a feed ,room was built in the vicinity where Cecil Morrison’s house was on Tom Bean Road (Editor’s Note: East FM 902; about a block or so east of the railroad). Sheds were built all around this feed room to feed and take care of the mules used in building the railroad.

The first general store was located on the east side of the railroad, across from the fire station. IT was nothing to compare with our modern stores. The shelves were built all around the room and stocked with dry goods, groceries, etc. Tables were placed under these shelves so the merchandise could be taken off the shelves and shown to the customers. Stick candy, the only kind made at the

time, was kept in glass jars with lids to keep the ants out.

Since the railroad did away with the post office of “Summit” and it became Howe, the post office has had several locations. At one time it was located on the south side of Haning Street, the second door west of the Ferguson building (Editor’s Note: presentday City Hall) and on the north side in the “Stockton” building (Editor’s Note: 107 E. Haning, now Howe Mercantile). Later a new post office building was erected and dedicated by the US Speaker of the House of Representatives Sam Rayburn of Bonham. (This building is now occupied by City Hall. The present post office was opened on Jan. 22, 1979).

A few houses were located on what is now Denny Street. It was a very muddy street. A cabin was built south of the present Masonic Lodge (now Provider Business Partners at the southwest corner of Denny and Young Street) by Mrs. Jordan. Just north of Corbin’s store (which was located south of Howe ISD Administration building and former school), a house was built by a cowboy who became a preacher. The first dry goods store was located on the corner of Haning and Denny (100 E. Denny Street, present-day Gabriela’s Mexican Cocina, for many years W.E. Yonce owned and operated a grocery store at this location) and a hotel was located where the (Continued on page 6)

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May 4, 2020

History of Howe

Inside a Downtown Howe store in the early 1900s.

(Continued from page 5)

fire station stands now (at the southwest corner of Denny and Hughes Streets.

At one time Howe had three saloons. The first saloon was located on the north corner of Haning and Hughes (now apartments, the former location of Mac’s Cash Grocery).

Another time one was located north of that location toward O’Connell Street. And another one was located at the south corner of Haning and Denny Street.

Howe at one time boasted of two newspapers. (Several newspapers have served Howe. In the early 1900s, the paper was the Howe Herald. In the 1930s and early 40s, Howe had the Howe Chronicle and the Howe Messenger. In 1963, the Howe Enterprise was established).

Not many towns are so honored as to have had one of its citizens run for the office of Governor of Texas. Mr. A.M. Ferguson, a famous seed grower, and farm manager had that distinction. The mayor’s office at one time was located on the south side of the (Continued on page 7)

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May 4, 2020

History of Howe

Howe School House located on the block of the present Administration office. This building was razed to make room for the WPA school building that was constructed on the same property in 1938 which still remains today.

Dry good store of George Polk McMahan (man on right) inside what is now Good Fellas Barber Shop.

street and what we now call council members were known as aldermen.

The Union Depot was located east of the railroad tracks. A saloon became a drug store when whiskey was voted out (Prohibition). A one-armed man named Woodbrite owned the drug store and Dr. Pierson practiced medicine in Howe at that time.

Later there was a drug store in the Stockton building (107 E. Haning St.) The last drugstore to be in Howe was Brown’s Drug Store in the building occupied (in 1962)

by Hap’s Café (now the Howe Chamber office). The Young family built this building.

Howe’s first doctor was Dr. Lemmon. Then the following doctors practiced in Howe. At one time there were as many as three doctors practicing in Howe.

There were Dr. Higginbotham, Dr. Sadler, Dr. Matthews, two doctors Shelley (who were cousins), and Dr. Bowen (who came from Farmington).

Not to be soon forgotten is the Interurban. A part of all small towns disappeared when the interurban service was discontinued. The tracks ran north and south and the interurban station was located just east of present City Hall. (Editor’s note: This was when the tracks ran through the alleyway between City Hall and Fire Station. The tracks also ran through Denny Street and the station was located on the west side of the present Howe Chamber office at 101 E. Haning St. on the southwest corner of the building. The Interurban ran from Denison to Dallas during the years from about 1906 to 1947).

Before there were any funeral homes, a Mr. Haizlip used his hack and a pair of white horses to carry the deceased to the cemeteries for the entire community, probably with no pay.

A building was built east of the railroad tracks to be a hotel but was never used as one. Storage seemed to be the only use found

for the building. Carloads of Ozark apples were shipped and stored in this building to the delight of the youngsters of town, as they were privileged to eat all the bruised ones.

The location of the first Howe school was east of the tracks.

This was a three-room school with two rooms downstairs and one upstairs. The house where Mr. Bill Carter (later Charles Williams) lived was part of the school. Then a school building was built to replace the old building and it was known as the Marshall Bean School. Later it was torn down and what is now the Howe ISD Administration building (former Howe High School and Middle School) was built to house all grades. The present middle school and elementary school campus were built in phases in the 1960s on Roberts and Beatrice Streets. The high school on Ponderosa Road opened in 2000.

When that first school building was discarded, the block was covered with buildings and machinery for grain. Some of these buildings became the Kimbell Mill which was operated

by Mrs. W.W. Collins.

Mr. Bean built the first bank in Howe, the “Farmers National Bank.” It was located on the north side of Haning Street and later was moved to the south side near Denny Street. Later, another bank was in the building at 111 E. Haning St. Howe State Bank (now Independent Financial) was built in Howe in 1964.

The population of Howe is 968 (1962 – in 2020 it is about 3,150).

Many new and beautiful homes have been built in Howe adding to the changing skyline of the city. A new water well is to be drilled. It will be in the north part of Howe, east of the football field, on land donated by Dr. Rattan of Dallas. (Since 1962, Howe had added another water well, this one is located northwest of town just off FM 902).

Within the past year, Texas Instruments has bought 700 acres

just north of Howe and at present is constructing a 100,000 sq. ft. building to be followed with numerous other buildings. This will affect Howe’s growth tremendously. Howe has begun a long-range study to prepare for this growth.

Howe’s youth of today would be shocked to know that at one time, Howe had a gang of young men known as the “Rabbit Gang” and that it had need of a calaboose (jail). The calaboose was located on the east side of the railroad tracks. This gang had a deep hatred for persons of color. One night when a black man was locked up in the calaboose, the gang tried to get to him. When they were unsuccessful, they hitched the calaboose to a passing train while it was in the process of switching. The train dragged the calaboose down the track,

destroying the building. The Negro ran away, and the calaboose was never replaced.

The Masonic Lodge had its beginning in Farmington. When it moved to Howe, it was located upstairs over the old First Methodist Church. Later it moved to the southwest corner of Denny and Young Streets.

The town has done what Horace Greely suggested. It has moved west. Open land and old landmarks are vanishing. Howe, like nations, has had its rise and fall, but now it is on the rise again. Howe has a strong foundation on which to build.

(Editor’s note: Many landmarks used in this history written in 1962 are no longer there.

Attempts have been made to relate these places to 2020).

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Chamber selling $10 victory yard signs for community spirit; Victory Light to be lit for the month of May The Howe Area Chamber of Commerce announced Wednesday that they are selling Victory Light yard signs with the hashtag of #howeproud through the V. This comes as it was also announced that Howe’s Victory Light in downtown will be lit for the month of May as Howe fights through COVID-19.

The signs can be purchased at the chamber office during normal business hours. Cash or checks are accepted.

As of Friday afternoon, there were only 65 signs left.

years. But it emerged in 2008 through 2013 before being moved to the downtown area during the 2014 football season.

The Victory Light is a 43-yearold tradition in Howe. It is lit after the Bulldogs varsity football team wins on Friday nights. It has, however, recently been lit for other outstanding achievements including the Pride of Howe’s qualification for state and the Lady Bulldogs basketball team that reached new heights in the program.

The Victory Light was originally placed on the back of the press box at Bulldog Stadium where it hung from 1977-1991. But it was not used from 1992-2007 as the tradition was lost during those

Adrian Beltre vs. COVID-19

The Victory Light was lit at exactly midnight, May 1, 2020.

Grayson County Positive Test Rate for COVID-19 is an average of 0.041.

For former Texas Ranger Adrian Beltre’s odds of hitting a homer each time he came to the plate in his 20year career: 0.039

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May 4, 2020

Learn about your antiques and collectibles with Georgia Caraway

Georgia Caraway I was curious about all the different Springtime homilies and sayings. Some of them are ones we all have heard or repeated, but others were new to me.

“Spring has sprung, the grass has riz, I wonder where the flowers is.”

This seems to mean that the days are warmer, more rain, it has stopped snowing for most of us, the grass is green, trees are leafing, the birds are singing, wisteria,

daffodils, tulips, and crocus have come and gone and now we see iris, amaryllis, day lilies, are popping out, and everything seems to have new life. It is a time of renewed hope after a bleak, cold winter.

Or another: "Spring has newly sprung / the hills are full of grass / and along comes a billy-goat / sliding on his overcoat / down the summer pass." Ogden Nash Another spring has sprung poem: Spring has sprung, the grass is ris, I wonder where the boidies is The boid is on the wing, But that’s absoid, From what I hoid, The wing is on the boid!

"With a united effort we can make the place in which we live clean, wholesome, attractive. We can make the crowded city dweller homesick to come back to us and real living. We can bring new life, new business, new beauty, to the little towns." Mame Roberts

A 1956 Canadian version: Spring has sprung The grass has riz Come out yourself And see how ‘tiz.

And of course, the first verse of the following version was often recited by kids, but they didn’t usually hear the second verse until they were much older: Spring has sprung, The grass has riz, I wonder where the birdies is.

Summer’s gone, Fall has fell, Winter’s here and it’s cold as H***.

There was a variation in a Popeye the Sailor comic strip, circa 1936 that went : Spring has sprung, the grass is ris’, I wonder where the birdie is?

There he is up in the sky, He dropped some

whitewash in my eye!

I’m alright, I won’t cry, I’m just glad that cows can’t fly!

Was this “ditty” ever actually used on BurmaShave signs?

Yes, it was: Spring Has sprung, The grass has riz Where last year’s, Careless drivers is.

-Burma-Shave I wish to all a happy Spring, Soon hoping we’ll see each other again.

Georgia Georgia Caraway and her partners at Howe Mercantile hope you will come by 107-109 East Haning to shop and visit WHEN WE ARE ABLE TO OPEN AGAIN. Three new dealers joined the Mercantile.

SHOP LOCAL. WE CAN SHOW YOU HOWE.

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Former Lady Bulldog standout is 2019-20 HPU Outstanding Scholar-Athlete Award Winner

a

Former Howe Lady Bulldog Kayla Anderson was named Outstanding ScholarAthlete at Howard Payne University.

BROWNWOOD, Texas – The Howard Payne University athletic department today announced Brady Wade and Kayla Anderson as the 2019-2020 HPU Outstanding Scholar-Athlete Award winners.

The Outstanding Scholar-Athlete award is in reality the most prestigious recognition HPU athletics offers. HPU speaks of its athletes as student-athletes, meaning that the emphasis is on academic endeavors. The purpose of this award is to recognize the student-athlete, male and female, junior or senior, with the highest GPA.

Kayla Anderson, a junior Kinesiology major from Howe, Texas, started in 51 of 52 games played in for the Lady Jackets over the past two seasons.

Playing in the infield for HPU, she has been among the leaders on the team offensively. She will be an Academic All-Conference selection at the end of the year and is a member of HPU's Student-Athlete Advisory Committee.

Donald J. Trump @realDonaldTrump ....And then came a Plague, a great and powerful Plague, and the World was never to be the same again!

But America rose from this death and destruction, always remembering its many lost souls, and the lost souls all over the World, and became greater than ever before!

9:43 AM · May 3, 2020

Anderson is the daughter of Brad and Loretta Anderson of Howe.

HPUSports.com.

Local fire departments quickly rids of shed fire on Sunset Street

Job Title ONLINE FULFILLMENT & GROCERY PU ASSOICATE workintexas.com Posting ID 14069220

workintexas.com Posting ID 14067800

Location Denison

Location

Posting Close Date 06/26/2020

Posting Close Date

Posting Link bit.ly/2WcfG6z

https://

Description A local company is looking for an ONLINE FULFILLMENT & GROCERY PU ASSOICATE Online Fulfillment Associates: fulfill basic warehousing and stock order duties. Responsible for offloading merchandise trucks, deciphering work orders, locating stock, and packing items for shipment.

The Howe Fire Department was on-scene Thursday to a fire at the corner of Sunset Street and L.B. Kirby Ave. Photos by Stephanie Halley.

The Howe Police Department responded to a shed fire on Sunset Street Thursday afternoon.

Howe Fire Chief Robert Maniet said that the fire was contained and there was no other damage to any other structure. Also on the scene were Van Alstyne and Tom Bean’s fire departments, respectively. The Grayson County Fire Marshall and the Howe Fire Department are investigating the cause of the fire.

Job Title BBQ FAST FOOD MANAGER

Online Grocery P-U Associates: fulfill basic order duties. Responsible for deciphering work orders, locating stock, and packing items for Grocery Pick-Up.

Posting Link bit.ly/3f6cLEX

Sherman 06/26/20

https://

Description A local company is looking for a BBQ FAST FOOD MANAGER who will be responsible for inventory and money control systems and will be the point person for marketing initiatives. As well as hires, trains and schedules employees.

Description This position requires a High School Diploma or Equivalent, and a minimum of 3 years of related experience.

ADVERTISING/MARKETING Got Signs & More 117 S. Powell Pkwy Anna TX 75409 http://www.igotsigns.com/ 972-924-2878 terry@igotsigns.com Housewarmers of Grayson County P.O. Box 582 Howe TX 75459 housewarmersgrayson.com 972-978-3430 sgarcia@housewarmersusa.com

Howe TX 75459 facebook.com/Howe-Mercantile1639767196252428/ (817) 313-2168 georgiacaraway@aol.com AUCTION Wolfe Pack Trading 212 E Marshall Van Alstyne TX 75495 wolfepackauctions.com 903-712-4666 dwolfe525@gmail.com AUTO Bob Utter Ford 2525 Texoma Parkway Sherman TX 75090 bobutterford.net 903-892-3555 BANKING Independent Bank 100 South Denny Howe TX 75459 independent-bank.com (903) 532-5521 aanderson@ibtx.com

Howe Enterprise P.O. Box 595 Howe TX 75459 howeenterprise.com 903-339-0100 news@howeenterprise.com AGRICULTURE Norman Farms 4871 Mackey Rd Howe TX 75459 903-815-5545 ajnorm4@aol.com Renfro Farms 1589 Harrell Rd Howe TX 75459 renfrofarms@gmail.com

Legend Bank 201 W. Grand Whitewright, TX 75491 legend-bank.com 903-532-4778 Brandon.grooms@legendbank.com First United Bank 2011 Texoma Parkway Sherman TX 75090 firstunitedbank.com 903-813-5760 sarah.whitt@firstunitedbank.com BUSINESS & PROFESSIONAL SERVICES Creekview Creative Howe TX 75459 creekviewcreative.com 903-357-3143 info@creekviewcreative.com Provider Business Partners 106 W. Young St. Howe TX 75459 providerbusinesspartners.com 903-487-2248 sharla@ providerbusinesspartners.com Sheep Boutique 114 N. Main St. P.O. Box 822 Van Alstyne TX 75495 http://sheepboutique.com/ 214-325-0015 info@sheepboutique.com

ANTIQUES Howe Mercantile 107 E. Haning St

Smith-Garner, PC 609 N. Denny St., P.O. Box 1019 Howe TX 75459 http://www.howecpa.com/ (903) 532-1040 amanda.garner@howecpa.com

Clean Stripe 909 E. FM 902 Howe TX 75459 http://www.cleanstripe.com 254-640-9431 john@cleanstripe.com J-Talk Services, Melida Ailshire P.O. Box 91593 Sherman TX 75091 903-814-8347 jtalk1@mac.com LegalShield 1548 Timbercreek Dr. Howe TX 75459 http://JLALEXANDER. WeAreLegalshield.com 214-549-4474 jlalexander@ legalshieldassociates.com) CHILDCARE The School Zone Academy 105 Doyle Street Howe TX 75459 theschoolzoneacademy.com 903-532-9663 haleenparrish@yahoo.com CHURCHES Bethel Baptist Church 905 Ponderosa Rd, P.O. Box 458 Howe TX 75459 bethelbaptisthowe.com 903-532-6032 First Baptist Church Howe 100 W. Davis Howe TX 75459 http://www.fbchowe.org/ 903-532-5504 info@fbchowe.org First United Methodist Church Howe 810 North Denny Howe TX 75459 (903) 532-6718 zack@fumchowe.org New Beginning Fellowship 910 S. Denny St, PO Box 295 Howe TX 75459 http://www.nbfhowe.com/ (903) 532-6828 wallace@nbfhowe.com CONSTRUCTION/BUILDING SERVICVES Jim Jackson Electrical Services, Inc. 1401 Silo Road Suite 400 Bonham TX 75418 www.jacksonelec.com/ 1-855-522-5353 info@jacksonelec.com TLD Design Consulting LLC 103 E. Haning St. Howe TX 75459 http://www.tld -dc.com/ 903-436-4601 tdefrange@tldconsulting.net

American Efficiency Solutions 2917 Wolf Front Rd Van Alstyne TX 75495 americanefficiency solutions.com/ 214-284-6309 mike@aes-llc.net DENTAL Howe Family Dentistry 100 S. Collins Freeway, PO Box 960 Howe TX 75459 howefamilydentistry.com 903.532.5545 EDUCATION Howe Community Library 315 S. Collins Freeway Howe TX 75459 www.howeisd.net/Page/83 903-745-4050 atchison.melissa@howeisd.net Howe Independent School District 105 W. Tutt St. Howe TX 75459 howeisd.net/ (903) 745-4000 ENTERTAINMENT Twisted Balloons & Magic 1174 Dicken Rd. Howe TX 75459 903-815-6093 bentleym6144@gmail.com FUNERAL HOME Scoggins Funeral Home & Crematory 637 W. Van Alstyne Parkway Van Alstyne TX 75495 scogginsfuneralhome.com 903-482-5225 tommywscoggins@hotmail.com GOVERNMENT Rita Noel, Justice of the Peace P.O. Box 672 Howe TX 75459 903-821-0018 ritanoel169@yahoo.com HAIR SALON Girls Next Door 102 S. Collins Frwy Howe TX 75459 (903) 532-0526

HEALTHCARE Angels of Care Pediatric Home Health 8001 S. U.S. Highway 75 Sherman TX 75090 angelsofcare.com 903-532-1400 jriggs@angelsofcare.com Bee Square Body Care 26 Williams Trail Howe TX 75459 http://beesquarebodycare.com/ 903-819-0192 Godisgood1@hotmail.com NURSE C.E.R.T.S. 505 Castlegate St. Howe, TX 75459 90.-821-3392 loavamccarthy@msn.com HEATING/AIR CONDITIONING Baker A/C & Heating, Inc. 215 N. Denny St. Howe TX 75459 903-532-6225 bakerac.mark@yahoo.com HOUSING Bainbrook Apartments 511 S. Collins Fwy Howe, TX 75459 (469) 712-4082 bainbrook75459.com Pradera Manufactured Home Park 709 N. Collins Freeway Howe TX 75459 http://praderamhp.com (903) 532-0014 felix@havenparkmgmt.com M&M Properties 901 N. Denny St Howe TX 75459 903-815-9223 marvincurtis2@gmail.com INSURANCE

Good Fellas Barber Shop 105 E. Haning St. (972) 502-0559

David Morgan Insurance 255 E. Jefferson St, P.O. Box 2105 Van Alstyne TX 75495 http://farmersagent.com/ dmorgan1 903-482-4063 dmorgan1@farmersagent.com

HEALTH AND FITNESS LZfit (personal training) Lauren Zepeda (972-489-4246 Lauren_zepeda@yahoo.com Facebook page Laurenzepedafitness

Ed Meacham, State Farm 2624 Loy Lake Rd., Suite B Sherman TX 75090 https://www.statefarm.com/ agent/US/TX/Sherman/EdMeacham-3TGY5753JAK 903-892-3923 ed@mredinsurance.com

goodfellasbarbershoptx@gmail.com

COVET Homegrown 6007 Farmington Rd. Howe, TX 75459 469-879-9190

homemade@covethomegrown.com

Kathy McGarry, Mayo Agency 215 S Ray Roberts Pkwy, P.O. Box 519 Tioga TX 76271 940-437-2378 kathy.mayoagency@gmail.com

Texas Farm Bureau Insurance, Darren Foster – Agent 1363 S Waco St Van Alstyne TX 75495 https://www.txfbins.com/ insurance/agent/grayson/ 32707/darrenfoster 903-436-2470 dfoster@txfb-ins.com Texas Farm Bureau Insurance, Loretta Anderson – Agent 1363 S Waco St Van Alstyne TX 75495 https://www.txfb -ins.com/ insurance/agent/grayson/ 23242/lorettaanderson 903-819-1041 landerson@txfb-ins.com Aflac Agent Chyna Vincent 1671 Taylor Rd Dorchester TX 75459 940-641-1714 chynakv@live.com INTERNET TekWav 223 N. Walnut St. Sherman TX 75090 http://www.tekwav.com 903-375-9787 jj@tekwav.com LEADERSHIP The Iku Organization http://theikuorganization.org/ 214-392-6218 soga.aralola@gmail.com NON-PROFIT Goodwill Industries of Northeast Texas 2206 E. Lamar St. Sherman, TX 75090 goodwillnorthtexas.org spierce@goodwillnorthtexas.org

PERSONAL SERVICES & CARE Servpro of Sherman/Denison PO Box 1851 Sherman TX 75091 ervproshermandenison.com/ 903-893-7166 belinda.servpro8117@gmail.com PHOTOGRAPHY Melissa Millsap Photography melissa.millsapphotography @gmail.com PLUMBING Skinner Plumbing Supply 200 S. Denny St. Howe TX 75459 (903) 532-0034 skinnersupply@yahoo.com Torque Plumbing 102 S. Collins Frwy Howe TX 75459 (972) 658-1515 torquemayes@yahoo.com PUBLIC UTILITIES Atmos Energy 5111 Blue Flame Rd. Sherman TX 75090 http://www.atmosenergy.com/ 1-888-286-6700 (Main) 1-866-322-8667 Natural Gas Emergency Jan.Rugg@atmosenergy.com Billy’s Trash Service 800 S. Andrews Sherman TX 75090 903-814-9070 jeffstanley@cableone.net

Grayson -Collin Electric Cooperative, Inc. P.O. Box 548 Van Alstyne TX 75495 www.grayson-collin.coop 903-482-7100 mmcginnis@gcec.net Cavender Home Theater DISH 6202 Texoma Parkway Sherman TX 75090 http://www.cavendertv.com/ 903-892-3499 chris@cavenderht.com REAL ESTATE Bill French Properties 315 N Travis Suite B-3 Sherman TX 75090 billfrenchproperties.com 903-893-BILL (2455) bill@billfrenchproperties.com Sheryl Bentley, Ebby Halliday REALTORS 3445 FM 1417 N Sherman TX 75092 http://www.ebby.com/agents_ offices/find_agent/info/ sherylbentley (903) 821-7653 sherylbentley@ebby.com The Uselton Group 382 Eagle Point Rd Van Alstyne TX 75495 theuseltongroup.com 469-525-7281 kim@theuseltongroup.com Vincent Realty Group 324 Meadows Estate St., P.O. Box 756 Tom Bean TX 75489 vincentrealtygroup.com/ 903-870-8528 benvincent@cableone.net

City of Howe SECONDS COUNT IN AN EMERGENCY! That's why the City of Howe has instituted the CodeRED Emergency Notification System - an ultra high-speed telephone communication service for emergency notifications. This system allows us to telephone all or targeted areas in case of an emergency situation that requires immediate action (such as a boilwater notice, missing child or evacuation notices). The system is capable of dialing 60,000 phone numbers per hour. It then delivers a pre-recorded message describing the situations to a live person or an answering machine in the affected area possibly including instructions requiring action on the part of the recipient. Once the situation is remedied, another call will be placed to the area signaling that the issue has been addressed and that normal activities can be resumed.

The following information is required to add a telephone number into the "CodeRED" database: first and last name; address (physical address, no P.O. boxes); city; state; Zip Code; and primary phone number. The system works with cellular phones but requires a valid street address. When entering information, please fill out all of the screens because the newest data entered will replace the old data. Sign up by visiting http:// www.co.grayson.tx.us/page/oem.cred

2019-20 Local taxation State Sales Tax General Revenue Sales Tax Ad valorem reduction Sales Tax Economic Development (Type B) Sales Tax Total

6.25 % 1.00 % 0.50 % 0.50 % 8.25 %

City of Howe Tax Rate Howe I.S.D Tax Rate Grayson County Tax Rate Grayson County Junior College Tax Rate Total (per $100 valuation)

$0.57 $1.43 $0.42 $0.17 $2.59

City of Howe Budget

$3,788,977

Michael Taylor – Keller Williams Realty P.O. Box 575 Howe TX 75459 mtaylor@kw.com RESTAURANTS El Patio Escondido Mexican Restaurant & Cantina 495 W. Van Alstyne Pkwy, P.O. Box 637 Van Alstyne TX 75495 elpatioescondido.com 903-482-5538 williampacheco519@yahoo.com Abby’s Restaurant 110 E. Haning St Howe TX 75459 abbys-restaurant.com/ 903-487-8860 abbysrestaurant@yahoo.com Palio’s Pizza Cafe 303 W. Haning St. Howe TX 75459 https://www.palioshowe.com/ 903-532-0390 paliospizza@att.net ROOFING HIT Exteriors, LLC Howe, TX 75459 972-977-1523 sergio@hitexteriors.com STORAGE Howe Mini-Storage 609 N. Denny St. Howe TX 75459 903-532-7867 amanda.garner@howecpa.com

TOWING Adams Automotive & Towing 85 Redden Rd Van Alstyne TX 75495 adamsautotow.com 903-482-5784 Pristine Towing & Roadside Assistance 135 Hodgins Rd. P.O. Box 1672 Van Alstyne TX 75495 (903) 814-8064 VIDEO Summit Media Service PO.O. Box 1197 Howe, TX 75459 www.summitmediaservice.co m 214-843-1495

Cityofhowe.org City Hall 116 E. Haning St., 903-532-5571 Mayor: Bill French City Administrator: Joe Shephard City Secretary: Joy Stevens Utility Billing and Municipal Court 116 E. Haning St. 903-532-5571 Utility Clerk: Beccy Roberts Court Clerk: Kerri Cheatham (After hours night drop available) Public Works 317 S. Hughes St. Public Works Director: Mickey Phillips

2019 City of Howe Water, Sewer, Refuse collection rates - one bill $27.15 $7.45 $8.35 $9.30 $9.90

Code Enforcement 317 S. Hughes St. Code Enforcement Officer: Bert Dowlen

$33.60 $5.25

Howe Fire Department 118 E. Haning 903-532-6888 (nonemergency) Fire Chief: Robert Maniet

$13.35 $1.10

Howe Police Department 700 W. Haning St. 903-532-9971 (non-emergency) Dispatch 903813-4411 Police Chief: Carl Hudman Police Sergeant: Keith Milks Economic Development 101 E. Haning St. 903-532-6080 EDC Director: Monte Walker City Council meets third Tuesday at 700 W. Haning St. at 6 pm.

Planning & Zoning Commission Meets third Monday as needed Howe Community Facilities Development Corporation Meets as needed For more information visit the city website www.cityofhowe.org

$27.15 $33.60 $13.35 $1.10 $75.20 $56.95 $54.60 $13.35 $1.10 $126.00 $98.70 $80.85 $13.35 $1.10 $194.00

WATER Base per 1,000 next 4,000 per 1,000 next 20,000 per 1,000 next 20,000 per 1,000 all over 45,000 SEWER Base per additional metered 1,000 gallons TRASH (solid waste) Base Tax MINIMUM BILL Water Sewer Trash Tax Total 5,000 gallons usage Water Sewer Trash Tax Total 10,000 gallons usage Water Sewer Trash Tax Total

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Local items of interest

May 4, 2020

Stop Agenda 21/2030: Action Tools Published by the John Birch Society The United Nations and its mostly autocratic member regimes have big plans for your life, your children, your country, and your world….

Virtually every national government/dictatorship on the planet met at the 70th annual General Assembly at UN headquarters in New York in 2015 to adopt a draconian 15-year master plan for the planet…. Officially dubbed “Agenda 2030,” the UN plot, as its full title suggests, is aimed at “transforming” the world. The program is a follow-up to the last 15-year UN plan, the defunct “Millennium Development Goals,” or MDGs. It also dovetails nicely with the deeply controversial UN Agenda 21, even including much of the same rhetoric and agenda. But the combined Agenda 2030 goals for achieving what is euphemistically called “sustainable development” represent previous UN plans on steroids — deeper, more radical, more draconian, and more expensive. (Quote from “UN Agenda 2030: A Recipe for Global Socialism,” TheNewAmerican.com, January 6, 2016)

Insurgency in Irregular warfare Irregular warfare is far more varied than conventional conflict: hence the importance of an intellectual framework that is coherent enough to provide guidance, and flexible enough to adapt to circumstances.

American counterinsurgency practice rests on a number of assumptions: that the decisive effort is rarely military (although security is the essential prerequisite for success); that our efforts must be directed to the creation of local and national governmental structures that will serve their populations, and, over time, replace the efforts of foreign partners; that superior knowledge, and in particular, understanding of the ‘human terrain’ is essential; and that we must have the patience to persevere in what will necessarily prove long struggles.

Insurgency, however, can and will flourish in the modern environment. The strains created by globalization, by the collapse of weak state structures, by demographic, environmental, and economic pressures, by the ease of cooperation among insurgent groups and criminals, and by the appearance of destructive radical ideologies, all augur a period in which free and moderate governance is at risk.

[Insurgency is the organized use of subversion and violence to seize, nullify or chal- lenge political control of a region. As such, it is primarily a political struggle, in which both sides use armed force to create space for their political, economic and influence activities to be effective.

Insurgency is not always conducted by a single group with a centralized, military-style command structure, but may involve a complex matrix of different actors with various aims, loosely connected in dynamic and non-hierarchical networks. To be successful, insurgencies require charismatic leadership, supporters, recruits, supplies, safe havens and funding (often from illicit activities). They only need the active support of a few enabling individuals, but the passive acquiescence of a large proportion of the contested population will give a higher probability of success. This is best achieved when the political cause of the insurgency has strong appeal, manipulating religious, tribal or local identity to exploit common societal grievances or needs. Insurgents seek to gain control of populations through a combination of persuasion, subversion and coercion while using guerrilla tactics to offset the strengths of government security forces. Their intent is usually to protract the struggle, exhaust the government and win sufficient popular support to force capitulation or political accommodation.

Consequently, insurgencies evolve through a series of stages, though the progression and outcome will be different in almost every case.]

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Texas History Minute Human beings by their nature are problem solvers, to one degree or another.

Dedicated scientists and physicians have Ken Bridges solved many problems by developing cures for diseases once thought incurable, replacing the dread of diagnosis with hope for a healthy future.

Texas native and Nobel Prizewinning scientist E. Donnall Thomas opened a path for many with his breakthrough treatments for leukemia, developing a process that has saved thousands of lives.

Don Thomas was born and raised in the small community of Mart, just east of Waco. His father was a respected physician in the community, Dr. Edward E. Thomas. His mother, Angie Donnall, worked as a teacher.

Science and education became indispensable parts of his life, and he excelled.

He attended the University of Texas beginning in 1937, majoring in chemistry. Thomas took a series of jobs around campus to pay for his studies. He graduated in 1941 and dove into his graduate studies.

He married fellow UT student Dorothy Martin in 1942, who would later work in his labs with him. By 1943, having just earned a masters degree in chemistry, he enrolled at Harvard Medical School.

Leukemia, a cancer of the bone marrow which causes abnormal or non-functioning white blood cells and eventually death, was a subject of increasing study and experimentation by the 1940s. No effective treatments existed at that point as frustrated doctors and scientists searched for a cure.

Thomas began investigating the field increasingly as his medical studies progressed. He graduated from medical school in 1946, served his residency, or formal physician training period, at the prestigious Peter Brent Brigham Hospital in Boston before serving briefly in the U. S. Army.

After his military service, he served from 1955 to 1963 as physician-in-chief at Mary Imogene Bassett Hospital in New York, where he began his cancer research. Thomas devised a completely new approach. By destroying the existing diseased bone marrow with radiation and then transplanting new, healthy

Happy Birthday!

Jentrie Doty May 4, 2005 Beckett Richardson May 4, 2017

marrow from a donor, the body could then regenerate its own ability to create white blood cells essential to survival and end the disease for good. However, in the 1950s, scientists still understood little about radiation or matching patient marrow types.

He began his first experiments on dogs in 1957. The early results were discouraging, and most subjects died. Many of Thomas’s colleagues tried to persuade him to abandon his research given the initial failures, but Thomas was determined to succeed. Of those that survived, Thomas noticed that matching bone marrow type was the key to a successful transplant.

After he moved to the University of Washington’s Fred Hutchinson Cancer Research Center in the 1960s, Thomas developed an improved matching type-matching in human beings, allowing successful bone marrow transplants between siblings or, later, with another closely-matched type. By the end of the 1970s,

combining chemotherapy and bone marrow transplants, Thomas reported a cure rate of 50%. Bone marrow transplants soon became an accepted treatment and the cure rates steadily climbed as increased research improved the process.

While many aspects of leukemia remain a mystery, the disease is no longer the automatic death sentence it once was. The disease still causes many deaths each year, but new treatments continue to emerge, and hundreds of thousands have been cured of leukemia through Thomas’s research. Bone marrow transplants now cure up to 80% of leukemia cases in children.

Thomas was revered by his colleagues and awarded the Nobel Prize in Medicine in 1990, an award placing him among the greatest scientific minds in history. He went into semiretirement that year, living a quiet life with his family before his death in 2012.

Dr. Bridges is a Texas native, writer, and history professor. He can be reached at drkenbridges@gmail.com. © 2020 The Howe Enterprise

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The Lord of the harvest Local church calendar As this year has been different than any we have known, I hope you have found a way to make it one of the most meaningful Dr. Billy and personal Holland spiritual experiences with God ever. As the darkness of winter fades and the light of spring emerges, we miss our time of being together, but we can still read, study, and worship God, as we take this opportunity to enjoy His presence. We recently remembered Good Friday as the day our Lord was scourged, tortured, humiliated, and was crucified for those who would believe. What a demonstration of love as His sacrifice became the only way we could be forgiven. The blood He shed is the foundation of our salvation.

It’s impossible to imagine the agony and suffering He went through because He loved us. His final words from the cross, “It is finished” (John 19:30), meant that God had accepted His sacrifice as the ransom and payment for our sins. While that day 2000 years ago was the greatest demonstration of love the world has ever known, it was only a prelude to when He arose from the dead 3 days later. The devil thought he had defeated God’s plan, but he should have known the Almighty has all authority and power! Today we can walk with confidence in God’s grace because Jesus is victorious! As His children, we can dwell in the secret place of the Most High because our heavenly Father purchased us and adopted us into His family and we will live with Him forever!

Throughout the Bible, we are warned that “it is later than you think.” Paul writes to Christians in Romans 13:11–12, “The hour has already come for you to wake up from your slumber, because our salvation is nearer now than when we first believed. The night is nearly over; the day is almost here. So let us put aside the deeds of darkness and put on the armor of light.” There are millions of people around the world who do not have God’s peace at this moment because they have never found a personal relationship

with Jesus. The good news is that as a demonstration of His infinite compassion, Christ who is the Prince of Peace, willingly went to the cross so that we could be born -again. “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life” (John 3:16). He looked beyond our fault and saw our need and at this very moment He invites everyone to accept His gift of salvation. The God of endless compassion sent His Son Jesus Christ into a fallen world so that through our faith in this glorious gospel, we can be transformed into a new creation. Jesus is waiting to rescue, deliver, and restore all those who sincerely love Him and who see their desperate need to be redeemed.

We are living in the end of the age and Christ as the Lord of the harvest, invites all who will accept His invitation to become a member of His family. This defines His amazing grace and as His followers, our mission is to obey His command to tell the world about this life-changing opportunity. God is moving all over the globe and I believe a spiritual awakening is coming.

We know the bad things are growing worse, but the good things are getting better! Let us pray for revival and may we be prepared to serve in this miraculous outpouring of His Spirit. As many of you are staying home at this time, I encourage you to take some time and read Joel chapter 2 and Acts chapter 2 as nourishment for your soul. The resurrection is a spiritual reality which daily fills the hearts of those who know and love Jesus Christ with joy and hope. The tomb was rolled away and when His friends looked inside, He was not there!

Death nor the grave could not hold Him! Once again, the God of all creation proved that Jesus is the King of kings and has all power and authority in heaven and earth and we love and worship Him for becoming the spiritual bridge from heaven to earth.

He accomplished His mission and now we are looking for His glorious return as the Bible proclaims.

Christ is faithful and true, God is on the throne, and He will reign forever!

Read more about the Christian life at billyhollandministries.com

A Christian Fellowship 150 Fellowship Ln, Sherman, TX 75090 (903) 815-1333 Wednesday 6:30 pm – Potluck Meal 7:00 pm – Worship Service 7:00 pm – Jr & Sr High Youth Sunday 9:30 am – Sunday School (all ages) 10:30 am – Worship Service 10:30 am – KidZone Children’s Service (5yr – 12 yr.)

Community Bible Fellowship 415 S Collins Fwy, Howe, TX 75459 Wednesday 6:30 pm - Food and Fellowship 7:00 pm - Community Kids (ages 3 - 6th grade, nursery available) 7:00 pm - Youth and Adult Bible Study Sunday 10:30 am - Worship Service First Baptist Church Dorchester 11831 FM 902, Dorchester, TX 75459 903-476-5525 Wednesday 6:00 pm - Meal (Donations for adults and kids eat free) 6:30 pm - Praise service 7:00 pm - Youth Bible Study 7:00 pm - Adult Bible Study 7:00 pm - RA's/GA's/children's group Sunday 9:00 am - Men's Prayer Time 9:45 am - Sunday School 10:45 am - A.M. Worship Service 5:00 pm - Adult Choir Practice 6:00 pm - Evening Worship First Baptist Church Howe 100 E. Davis St., Howe, TX 903532-5504 Tuesday 7:00 pm - Bible Study Wednesday 5:30 pm - Kids Choir 6:30 pm - Team Kid 6:30 pm - Youth Ministry 6:30 pm - Adult Bible Fellowship Sunday 9:15 am - Bible Fellowship 10:30 am - Kids Church 10:30am - Worship Service

First United Methodist Church of Howe 810 N Denny St, Howe, TX 75459 903-532-6718 Monday 9:30 am - Care Team Meeting 10:30 am - Pastor's Bible Study Tuesday 9:30 am - Women's Bible Study 11:30 am - Out and About with Pastor Zack 6:30 pm Boy Scouts Wednesday 9:00 am - Wednesday Workers 6:30 pm - Jr. High and Sr. High Youth Saturday 9:00 am - Feed My Sheep (1st and 3rd Sat each month) Sunday 8:40 am - Fellowship and Donuts 9:00 am - Sunday School 10:00 am - Worship service 3:00 pm - Cub Scouts Howe Church of Christ 1205 N Collins Fwy, Howe, TX 75459 903-532-6441 Wednesday 7:00 pm - Bible Classes (all ages) Sunday 9:00 am - Bible Classes (all ages) 10:00 am - Worship Service 5:00 pm - Worship Service New Beginning Fellowship 910 S Denny St, Howe, TX 75459 903-532-6828 Wednesday 7:00 pm - Radiate Youth 7:00 pm - Sanctuary of for prayer Sunday 9:30 am - Sunday School (kids, youth, women, men) 10:30 am - Worship Service 10:30 am - Kids Church

Times are subject to change. Please check with each church for any possible changes

Verse of the week Jonah 2:6 To the roots of the mountains I sank down; the earth beneath barred me in forever. But you, LORD my God, brought my life up from the pit.

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Tackling student loans and credit card debt Hey Taylor I’m closing in on 30, have a good job, and steadily increasing wages, but I Taylor feel like my student debt Kovar and credit cards aren’t decreasing at all. What am I doing wrong? - Jim Hey Jim - Sorry to hear about the debt. Honestly, it’s less about what you’re doing wrong and more about what you aren’t doing right. So many people work hard and make consistent payments, but debt is designed to stick around and hold you back. With that being said, there are two ways to tackle the problem.

Consolidate. If you looked into debt consolidation right after college and couldn’t find anything, there may be better options available for you now. A lot of lenders have narrowed their focus to help certain professionals get out from under their student loans and credit cards. For example, Splash Financial helps graduates with consolidation, with a special focus on the medical students who come out of a decade of schooling with upwards of $200,000 in debt. If you compare and contrast the different online lenders, you should be able to find a company with the right financing for you, especially if you’re working steadily and making a good living. If you want to learn more about the basics of consolidation, check out the post on GoFarWithKovar.com.

Get aggressive. Once debt reaches a certain tipping point, becoming a significant portion of your overall worth as opposed to a small monthly bill, you have to go

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above and beyond to take care of it. I know from personal experience that it takes a near Herculean effort to deal with hefty loans, but when you get into the mindset of budgeting, saving, and putting every extra penny toward getting out of debt, it can be done. Start by making a debt management plan - look at all your loans, see which have the biggest balances, which have the highest interest rates, which might be easiest to consolidate, etc. Once you have a plan for how and when you’ll pay off each balance, set a budget that helps you pay as aggressively as possible. Every extra dollar you put toward debt is a few pennies saved on interest, and that effort will lead to huge dividends when you shorten the life of a loan.

Remember, your expenses will always rise to meet your income unless you make a concise effort to not allow it. Be smart and decisive, and you’ll soon see those loans dwindle away until they’re a thing of the past. Good luck!

Legal Disclaimer: Information presented is for educational purposes only and is not an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. To submit a question to be answered in this column, please send it via email to Question@GoFarWithKovar.com or via USPS to Taylor Kovar, 415 S 1st St, Suite 300, Lufkin, TX 75901.

Living with children

John Rosemond

“No rational person would argue that the smaller the class size, the better, right?” asked the radio talk show host.

“I think I’m a rational person,” I said, “and I can offer proof that smaller class size propaganda is nothing but, well, propaganda.

Small classes are overrated.

Individual attention is overrated.

It quickly reaches the point of diminishing returns.”

“Really? What proof?”

History, personal and otherwise. I went to first grade in 1952. At the time, Kindergarten was not universal in South Carolina, so first grade was my first grade.

One teacher presided over fifty children. That’s a large classroom, for sure, yet I’ve spoken to women who taught as many as ninety-five first graders in the early-to-mid 1950s, when the first wave of boomers was entering school. All of the women in question attest to orderly learning environments. Today, in many third-world areas of the world, classroom size is huge by first-world standards; yet, those teachers also report orderly learning environments.

How much individual attention do you think any given child received in my first-grade class?

Correct. Very little. Occasional.

We had to pay attention. Get it?

Typically, a 1950s elementary teacher taught for fifteen minutes or so, gave a timed assignment, and worked at her desk while her students worked at theirs. When time was up, students exchanged and graded one another’s papers.

Then, on to another subject area.

Fifteen minutes, thirty minutes, five minutes, put away one workbook and take out another.

I’m writing this column for parents who homeschool, the number of which the current

Ephesians 6:10—6:20 Put on the full armor of God, that you may be able to stand against the schemes of the devil.

Does your business need to advertise?

school shutdown has greatly and suddenly increased. For the first time in over a century, most elementary-age children are being taught by their parents, at home.

The Internet is full of advice for these new homeschoolers, but I have yet to run across one article that tells these folks, mostly moms, many of whom are complaining of exhaustion, to relax about the involvement thing.

Homeschooling does not require a high level of parent involvement.

That is myth. Across the demographic spectrum, student achievement in the 1950s, when children were largely “deprived” of one-on-one attention, was significantly higher than it is today.

The key to successful homeschooling is not lots of involvement, it’s organization.

When I’m giving advice to a parent who wants to homeschool, I recommend the fifteen-thirtyfive routine. It worked with fifty or more kids; it will surely work (and does, in fact) with less than a handful.

The more individual attention children receive in a classroom setting, the more they expect it and the more they come to depend upon it. The attention-overdosed child is likely to not pay close attention to what his teacher is saying unless she’s standing over him, talking directly to him. In a homeschool situation, codependency is an ever-looming possibility.

Codependency is exhausting.

Homeschooling, per se, is not.

Family psychologist John Rosemond: johnrosemond.com, p arentguru.com.

John Rosemond has worked with families, children, and parents since 1971 in the field of family psychology. In 1971, John earned his masters in psychology from Western Illinois University and was elected to the Phi Kappa Phi National Honor Society.

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