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Definition

le·gal ad·vice

noun professional advice provided by a lawyer. “independent legal advice” Legal advice is the giving of a professional or formal opinion regarding the substance or procedure of the law in relation to a particular factual situation.

Legal advice is ordinarily provided in exchange for financial or other tangible compensation. Advice given without remuneration is normally referred to as being pro bono publico (in the public good), or simply pro bono.

In the common law systems it is usually received from a solicitor, barrister or lawyer; in civil law systems it is given by advocates, lawyers or other professionals (such as tax experts, professional advisors, atc.).

In some countries, legal advice is subject to the possession of a specific licence; in others, it is simply subject to the general regulation of professional obligation and can be provided by any person, who will usually be legally responsible for the provided advice.

The UK’s Legal Services Act 2007 includes the giving of legal advice within the definition of unreserved legal activities, which means that it can be provided by any person not just an officer of the court. However, if it is provided by a lawyer or another person authorised by one of the front line legal services regulators, then this activity is included within their regulatory reach.

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Chamber News OCTOBER LEARNING AGENDA October 18, 2016 COFFEE & BAGELS $10 With a Speaker Sbrubbles 14 East Washington Street Second Floor Orlando Fl. 32801 Speaker Mile Smith TAKING YOUR BUSINESS TO SUCCESS

For Information About Advertisement Please E-Mail marketing@cfbacc.com Central Florida Brazilian-American Chamber of Commerce www.cfbacc.net 5323 Millenia Lakes Blvd. Suite 300 Orlando FL 32839 14 EastWashington Street, Second Floor-Orlando-FL 32801 Phone # (407) 610-7158

• NEW MEMBERS TRUSTEE • PEREIRA DOS SANTOS, QUADROS & ADVOGADOS • Medstation Orlando Small Business • Anna Flavia Rocha e Silva Moser - Individual • The Ram Law Firm, P.A. Small Business • RENEWALS TRUSTEE • BESHARA PA IMMIGRATION ATTORNEYS PLATINUM SPONSOR • MONEYCORP • Camila’s Restaurant • Orlando City Soccer Club 4.

• Romano & Rabits Architect • Orlando Office Furniture • Wealth Management Strategies of Central Florida • SilzerLaw Chartered

Saturday & Sunday Only at Winter Park

Lunch Dinner $21.95 $27.95 Per Person Per Person

Not valid with any other discount, dessert, beverages are not included, Gratuity and taxes are not included. Offer Valid until 09/30/2016 5668 International Drive, Orlando Fl. 32819, Orlando, FL 32819 15 E Lyman Ave. Winter Park, FL 32789- Opens for Lunch on Sat & Sun.

September was a month for celebrations Brazilian Independence Spanic Heritage Month Business Development Luncheon Business After Hours at Black Fire Steakhouse

HISPANIC HERITAGE MONTH

OUR MONTH IN REVIEW

Some of the Artists featured at the City Hall Art Gallery for the Hispanic Heritage Month were Denisse Berlingeri from Puerto Rico and Brazilian Artist Dora Masini.

On top left Denisse Berlingeri and Hispanic Heritage Event Organizer City of Orlando Multicultural Director Luis Martinez In the middle, Mayor Dyer and City Commissioners cutting the ribbon at the Art Exhibition.

On the right Brazilian Artist Dora Masini and her husband Gilmar Masini

HISPANIC HERITAGE MONTH

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FBACC BUSINESS AFTER HOURS LACK FIRE BRAZILIAN STEAKHOUSE

Thank our Gold Sponsor Black Fire Brazilian Steakhouse for the warm welcome and great , at our Business After Hours. Below our event pictures.

dent laiz Rodrigues and Ademar Rodrigues. ctor Daniel Janequine and City of orlando Multicultural Director Luis Martinez. tina Faria- VIP Walkin Clinic, Rachel and Robert Walters- Scott Randolph Tax Collectors Office.

General Mana ger at Black Fire - Melissa Torres with Cristina Faria and Assistant Manager

o Botelho-Brazilian Espresso, Armando Rodrigues- Brazilian Espresso, Franco Cavalieri nus Workforce and Marcelo Russomano - Brazil Radio.

stino De Cicco andLucia De Cicco- CF Realty, Eraldo and Maida Manes-Jornal B&B, Realtor uel Kaled and wife Claudia Serra kaled.

CFBACC BUSINESS DEVELOPMENT LUNCHEON AT BOIBRAZIL STEAKHOUSE

Following our schedule, our Trustee PSQA Pereira dos Santos Quadros Attorneys, now in Orlando, offered an introduction to Brazil’s Repatriation Law, tax and currency exchange and voluntary disclosure and amnesty program, by Attorney Sandro W. Pereira dos Santos, informing professionals in our community.

The event was a great learning opportunity, and several professional sectors of our community were present.

8552 PALM PARKWAY ORLANDO, FL. 32836 Phones 407-730-9911 407-535-1313 Fax 407-778-1479

Solar Bears to Host Orlando United Night on Saturday, Oct. 22 Presented by Auto Justice Attorney Michael T. Gibson, P.A.

On Opening Night, Saturday, Oct. 22, the Orlando Solar Bears will honor those affected by the Pulse Nightclub tragedy. Orlando United Night, presented by Auto Justice Attorney Michael T. Gibson, P.A., will celebrate the Central Florida community coming together and recognize the efforts of Orlando's first responders.

“The tragedy of the Pulse Nightclub shooting has affected our entire community. As a firm, we have tried in every way possible to do our part and assist our friends and neighbors in the healing process,” Gibson said. “We hope that sponsoring this night dedicated to honor the ones we lost is another step in that process. We appreciate the Orlando Solar Bears efforts in doing the same.”

The Solar Bears jerseys worn in that evening’s game against the Florida Everblades will feature a design highlighting elements of the Solar Bears primary logo combined with the Orlando United Heart. The Solar Bears will host an auction for the jerseys to help raise funds for the Central Florida Foundation’s Better Together Fund.

ADDRESS :

8594 Palm Pkwy Orlando, Florida 32836 Phone # (407) 477-0377 Serves Dinner

Panel FOCUS BRASIL For the First Time in Orlando.

FOCUS BRASIL is celebrating 30 years of experience on creating awareness about Brazilian culture, music, arts and business, not only in South Florida, but also in Japan, London, and now Orlando.

Regarding all aspects of Brazilian Culture and Business, the event is of extreme importance. It creates awareness and show why we are so proud of our Heritage, people and diversity, which by the way is what makes Orlando such a special place and we are a part of it.

The CFBACC - Central Florida Brazilian American Chamber of Commerce, is organizing a Business Panel to be offered during FOCUS BRASIL on October 21, where we will have a chance to speak with elected officials, government figures, and business professionals of our community.

FOCUS BRASIL brings to central Florida a different tone, proving Orlando is a vibrant successful community.

Laiz Rodrigues

Greater Orlando Aviation Authority Receives Favorable Bond Ratings

The nation’s top bond rating agencies have assigned ratings to the Greater Orlando Aviation Authority’s (GOAA) series 2016A and 2016B Airport Facilities Revenue Bonds and 2016C Airport Facilities Taxable Refunding Revenue Bonds.

Fitch, Moody’s and Standard & Poor’s have also assigned a Stable Rating Outlook on all bonds. The following ratings reflect the strength of Orlando as one of the preeminent origin and destination markets in the United States with an increasingly diversified economic base: Fitch AA- Outlook: Stable Moody’s Aa3 Outlook: Stable S&P AA- Outlook: Stable

“

We are pleased that the rating agencies share our confidence in the long-term viability of the Orlando market and the Aviation Authority’s ability to manage its finances and capital program in a fiscally responsible fashion,” says Phil Brown, Greater Orlando Aviation Authority Executive Director.

Key Rating Drivers Fitch • Leading Origination & Destination market • Strong traffic base • Diverse carrier mix • Low airline costs • Conservative debt structure • Moody’s Airport’s near monopoly for air travel into a world-class travel destination.

Region’s continued economic growth and diversification away from the tourism industry S&P • • • •

A large origin and destination base An expanding service area that has a very strong tourist industry Low airline cost structure Relatively diverse revenue base

The Series 2016A and 2016B Bonds are being issued for the purpose of providing funds to: (a) finance a portion of the costs of the 2016 Project (more specifically improvements to Airsides 1 and 3, the South Automated People Mover and the Loop Road System Overlay), (b) fund a deposit to the Composite Reserve Subaccount of the Debt Service Reserve Account, (c) pay capitalized interest on the Series 2016A and 2016B Bonds, (d) repay draws made on certain Existing Lines of Credit, and (e) pay certain costs of issuance of the Series 2016A Bonds

FOCUS BRAZIL Seminars, in its 11th year of realization in the US, UK and Japan, is one of the most relevant Brazilian events, worldwide.

It’s mission is to bridge Brazil and the Brazilian community with local communities, especially in the Business, Arts, Culture and Educational areas.

With annual events in Fort Lauderdale (Florida), Tokyo and London - three of the major Brazilian populations living abroad - FOCUS BRASIL is now arriving in the Central Florida - Orlando Area.

From October 20th to 22nd, FOCUS BRASIL ORLANDO will showcase the vibrant business and cultural Brazilian scene in Central Florida. A three day event schedule including a Business Seminar, Brazilian themed Students Workshop, Musical Presentation, Brazilian Cinema and an Award Show, celebrating 30 years of Brazilian community presence and impact in Orlando.

In 2016, with the Brazilian relevance in Orlando greater than ever, with an estimated population of 30,000+, hundreds of business, a vibrant bi-national chamber of commerce and many other references, built through more than three decades of continuous work and creativity, it is time for you and your business to take part in the Brazilian beat of the Orlando Area, a region visited by more than 600,000 Brazilian tourists a year, who generate a billion dollar economic impact on the Central Florida economy and employ thousands.

On the top of these powerful economic numbers, Orlando is # 1 in the world of cities receiving Brazilian investments in real estate and the opening of new businesses. FOCUS BRASIL ORLANDO will showcase this reality and much more about the potential of the Central Florida Brazilian community.

Friday, October 21st

Mediator : Anthony Portigliatti

8:00 a.m.-8:30 a.m. Registration, Breakfast 8:30 a.m. Opening Remarks

Panel 1

9:00 a.m- 10:00 a.m.

Tony Ortiz

Kim King

Economic Development and Business Assistance Programs

• City Commissioner Tony Ortiz-Opportunities in Orlando • Kim King Business Development Assistant Manager at City of Orlando

David Barilla

irma Stenman

• David Barilla, Assistant Director of the Downtown Development Board/Community Redevelopment Agency • Irma Stenman, Orlando Economic Development Commission

Mediator: Andrea Almeida

Panel 2

10:05 a.m.- 11:00 a.m.

Immigration and Legal Aspects of Investing in the USA Edward Beshara

• Immigration Attorney Edward Beshara Senior Partner at Beshara PA • Brazilian Attorney and Consultant Sandro W. Pereira dos Santos Strategic Advisor PSQA Advogados

Sandro W. Pereira dos Santos

Panel 3

Mediator; Eraldo Manes Jr.

11:10 a.m. -12:15 p.m Brazilian Entrepreneurship in Orlando Alejandro Pezzini

Fulvio Romano

• Alejandro Pezzini The AMP Group • Fulvio Romano Rabits & Romano Architecture

Jose Roberto Vasconcelos

Ricardo Villar

• Jose Roberto Vasconcelos Lancelot America • Ricardo Villar Florida CUP CEO • LeandroPontoni Ekantika Senior Consulting

Leandro Pontoni

LUNCH BREAK UNTIL 12:50 p.m.

Panelists

Mediator: Laiz Rodrigues

Panel 4

Orange County Future on Transportation

Phil Brown

1:00 p.m. - 1: 45 p.m.

Orange County Transportation (15 min each-15 min Q&A) • Phil Brown Executive Director MCO • Harold W. Barley-Executive Director at Metro Plan Orlando Regional Infrastructure Improvements and the Future.

Harold W. Barley

Mediator: Melissa Torres

Panel 5

Business & Education 2:00 p.m. 3:00 p.m. (15 min each)

Dr. Carlos M. lopez

Christine Haughney

Peter Roman

• Dr. Carlos M. López Arroyo -Metro Orlando Campus Director Ana G. Méndez University System • Christine Haughney -The Mall at Millenia

Cristina Faria

• Peter Roman-Neuromarkwting Specialist and Coach - Excellence & Quality Consulting • Cristina Faria - VIP Walkin Clinic CEO • Hugo Azzolini - CEO at A Different Perspective Marketing Agency

Hugo Azzolini

Mediator: Martonio Pinto

Panel 6

• 3:10 p.m. 4:00 p.m.

O. C. P. A. Rick Singh

Juliana Scolari

Real Estate-The Brazilian Influence in the Real Estate Market in Orlando • Rick Singh-Orange County Property Appraiser • Cleberto Copetti- Past Chairman at Reals Estate Council of Orlando-Realtor withover 20 years of experience.

Cleberto Copetti

Miguel Kaled

• Miguel Kaled-Engineer, Real Estate Entrepreneur-CFBACC Board Director • Juliana Scolari- Head of Latin American Market at Moneycorp

Brad Siebert

• Brad Siebert-Manager The Mortgage Company-Maitland-Alternative Funding For Foreign Nationals.

4:10 p.m. – 5:00 p.m.

International Trade Resources 10 min each

Panel 7

• Kenneth Mouradian, USDOC • Elizabeth Krekel, CFITO • Gordon Hogan, Soft Landings-UCF

Keneth Mouradian

Mireya Cortez UCF

• Marcos Aguirre, WTC Sao Paulo • Mireya Cortez, UCF EDC, International Residency

Elizabeth Krekel

Marcos Aguirre

Gordon Hogan and

Panel 8

Palestra de Encerramento 5:05 p.m.-5:35 p.m.

The Power of SOAR in the Business Scenario • Dr. Anthony Portigliatti • SOAR Advanced Practitioner Certification O Soar Advanced Practitioner Certification é sucesso em todos os lugares onde tem sido aplicado. Em razão do seu extraordinário alcance e receptividade, • O Soar Advanced Practitioner Certification oferece treinamento intenso e completo aos participantes, os quais aprenderão a ministrar o perfil SOAR, uma poderosa ferramenta de avaliação e criação de perfil de comunicação e padrões de comportamento.

• Obtendo o SOAR os participantes também aprendem como avaliar resultados do SOAR, além de adquirirem meios para interpretar os resultados. Maiores informações pelo telefone (407) 896-0101 ou info@soargi.com www.soargi.com

From the first contact right to when the transaction was completed I received a professional and efficient service throughout. moneycorp’s competitive exchange rates saved me money on my transfers and their transparency left me in no doubt that my money was in safe hands.

I have no hesitation in recommending moneycorp”.

Felipe M July 2015

Save money on your international transfers to and from Brazil moneycorp, in partnership with Novo Mundo Corretora de Câmbio - forex experts – offers competitive exchange rates and expert guidance on all your international payment requirements.

Benefits of using moneycorp: Expert market guidance over the phone with your dedicated personal account manager based in Brazil and Florida.

Bank-beating exchange rates.

Free transfer fees on $10,000 and over.

Free moneycorp payments account.

Please contact us by phone: + 1 407 352 5890 or e-mail: brasil@moneycorp.com and find out how we can help you save today.

About The Chamber Our Mission: To generate a reliable integration between business and the community offering accessible opportunities encompassing Brazil and the United States.

Our Vision: To be recognized as a Premier Chamber of Commerce in Florida, respected for our reliability and integrative solutions.

Our Values: Act with integrity; demonstrate accountability, and deliver excellence of service.

Word From the President In the light of the latest events in Brazil, we are glad to know that our country is now looking forward, straight into the road to economical growth and prosperity.

We are happy the Impeachment Process is over and that it was conducted in a Democratic Manner.

Thank you for your support

Laiz Rodrigues President

CFBACC Central Florida Brazilian-American Chamber Of Commerce

#orlandounited

Save The Date What: Our End of the Year Celebration Where: The Crowne Plaza Orlando Universal When: December 6th, 2016 at 7 p.m.

Cocktail Hour, Plated Dinner, Cash Bar. Formal Attire.

Tickets Here Inquires to marketing@cfbacc.com

In considering relocation to the U.S., Brazilians not only need insight to make the right choices, but also require the protection and advice of credible and experienced professionals to ensure best practices and compliance.

With the right analysis and advice, the Brazilian investor can pursue temporary immigration, tax planning processes, and options for immediate entry into the U.S. Concurrently, they can initiate the legal process for obtaining the EB-5 immigrant conditional permanent residency status for themselves and each qualifying family member.

Immigration awareness in Brazil Given the lack of full understanding of the U.S. immigration process as it applies to relocation to the U.S., either on a temporary or permanent basis, there is a definite need by experienced practitioners and immigration attorneys to spend significant time consulting with Brazilians to generate a clear understanding about key legal requirements and timelines of the U.S. immigration process.

by the Brazilian EB-5 Investor. The EB-5 Regional Center involves the Brazilian investor making a personal investment in a separate new commercial enterprise entity. That new commercial enterprise entity, which is the recipient of the investment funds, can make a loan to the job creating entity. The job creating entity will receive the funds to finance the EB-5 project, and the job creating entity is managed by the job creating entity’s directors and principals. The Brazilian investor takes more of a passive role in the management of the new commercial enterprise. After developing the professional attorney relationship with the investor and discussing one-on-one the EB-5 process to the investor, and offering immigration due diligence, one may predict there will be a commitment

by Brazilian investors to an EB-5 regional center project.

Choosing the US under EB-5 There are key reasons for pursuing the EB-5 investment process to obtain permanent residency in the U.S. These include a stable domestic economy; rising valuation of the U.S. dollar; a reliable legal system; a quality education sysA popular choice: the EB-5 investor option tem for their children with good prospects for By personally investing $500,000 in an EB-5 Re- professional employment; and a high standard gional Center project or business and creating of living.

U.S. jobs, the investor can first obtain conditional permanent residence, then full perma- Several US immigration choices for Brazilians nent residency. The Brazilian investor can take DIRECT OWN U.S. EB-5 BUSINESS a more passive role in management. In addi- Brazilians have been traveling to the U.S. both tion, the applicant’s financial commitment may as tourists and business people engaged in be $500,000, plus an administration fee (esti- trade and investments between the U.S. and mated at $45,000.00), and immigration attor- Brazil for over 30 years. They recognize that ney’s fees. The EB-5 Regional Center and the Brazil and the U.S. both adhere to a legal sysassociated project will involve its own manage- tem which enforces contracts and, as such, are ment and project directors. Hence, the active more willing to establish their own U.S. busimanagement of the EB-5 project is clearly not ness and personally direct their U.S. operations.

Effectively Relocating To, Doing Business In, And Investing In The Us

Edward C. Beshara, Managing Partner of Beshara Professional Association, U.S. Immigration Attorneys at Law, CFBACC Board Director, Chair at CFBACC Immigration Committee

Although this may be the intent of the Brazilian investor, they will not be able to live, work or direct their U.S. EB-5 operation until the EB-5 investor’s I-526 petition and conditional permanent residency visa has been approved, a process that can take well over a year.

the alternative, a Brazilian company which has been in existence for more than one year can open a subsidiary or affiliate U.S. office which is new or already in existence. The U.S. office can prepare and file an L-1 intracompany transferee petition for the Brazilian executive, manager (or specialized employee) to the U.S. business.

A new L-1 office (e.g., subsidiary of parent Brazilian company) the Brazilian will obtain a visa for one year while the E-2 visa can be granted for up to 5 years (sometimes less and possibly two years).

During this interim, and with some flexibility, investors can enter the U.S. more quickly by pursuing alternative non-immigration processes, allowing them to direct their new U.S. operations possibly within a few months. Indeed, investors can pursue these non-immigration processes concurrently, or before the filing of 2) To obtain permanent residency of the U.S. their EB-5 petitions. through the EB-5 Direct program, or EB-5 Regional Center project, in which other execu(Please note as of the end of September 2016, tives and managers operate the U.S. EB-5 projthe EB-5 Regulations may change by U.S. Con- ect, while the Brazilian investor will invest their gress, and the minimum investment require- personal funds and authorize other managers ment may increase) to direct the U.S. project.

BRAZILIANS HAVE THREE CHOICES, NAMELY 1) To obtain a non-immigrant visa (L-1 or E-2) allowing them to temporarily direct and operate their U.S. business. This will allow the Brazilian owner, investor executive, spouse and minor children to obtain these visas in a matter of a few months, and with a lower level of investment. Brazilians who are dual nationals of a country that has a treaty with the U.S. (such as Italy, Spain, Germany, France, etc.) can apply for the E-2 visa. It should be noted that neither Brazil nor Portugal has an E-2 treaty with the U.S The E-2 Visa is based upon the Brazilian investor that has a dual nationality, making a substantial investment of personal funds in a new or existing U.S. commercial enterprise. In

3) To first obtain immigrant or permanent residency status through the L-1 process, followed by permanent residency the following year (or at a time to be determined) as the U.S. L-1 business expands its revenues and employees. Brazilians may also quickly enter the U.S. temporarily on a student visa status.

It is advisable the EB-5 investors retain an experienced EB-5 attorney with the expertise to assist the Brazilian investor in making an immigration choice. The EB-5 immigration attorney will be able to offer immigration due diligence and provide advice as to whether the project is EB-5-compliant with all regulations and policies. The EB-5 Immigration attorney’s opinion as to whether the EB-5 project has a basis for the investor to obtain conditional and unconditional permanent residency process becomes very important. The EB-5 immigration attorney will advise the investor to seek professional guidance from their own accountants, business and investment advisors as to the financial viability of the project. In addition, the representatives of the project will be discussing the business and financial viability of the project with the potential Brazilian investors.

Necessity for authentication For Brazilian investors, the EB-5 immigration attorney plays a major role in the interaction with the investor through conferences and correspondence in both Portuguese and English.

Investors are familiar with the nature of the requests for the legal documentation authenticating the source and transfer of the personal investment funds, namely USD $500,000.

Correspondence and directions to the investors can be made in a short period of time ensuring the timely and efficient preparation and filing of their I-526 petitions.

Effective and efficient relocation Once the Brazilian investors decide they desire to live and work in the U.S., either on a temporary or permanent basis, their intent is to quickly establish binding ties to the U.S. Usually, Brazilians will have B-1 and B-2 visas that may allow them to spend up to six months at a time in the U.S., while F-1 and F-2 student visas allow the family to immediately live and go to school in the U.S. If investors decide to pursue permanent residency through the EB-5 Regional Center project or the EB-5 Direct Project, they may also decide to obtain the L-1 and E-2 visas so as to quickly be able to live and work in the U.S.

Effectively Relocating To, Doing Business In, And Investing In The Us Once their conditional permanent residency is obtained, one and one-half years later, the investors may decide not to pursue the E-2 or L-1 businesses. That is, they may desire to continue to operate their U.S. businesses not under the L-1 or E-2 regulations. Pre-immigration tax planning Currently, the EB-5 process will take one and one-half years for the investors to obtain conditional permanent residency.

With certain EB-5 regional center projects, approval may only take a few months. Once the investors decide they will obtain conditional permanent residency, it is advisable for the investors to immediately retain the services of an experienced international tax attorney and financial advisor to direct and provide advice on legal processes to minimize their U.S. and Brazilian tax burdens.

Now is the time for Brazilians to relocate Brazilians recognize the essential need of retaining experienced immigration and tax attorneys and accordingly paying for reasonable attorney fees. The choice to retain attorneys and other business professionals should be based upon their particular expertise and their ability to provide effective due diligence and guidance – and not that they may charge the lowest fees.

With best practices, Brazilian investors can receive immigration due diligence from the immigration attorney and also receive investment advice from independent sources, such as accountants or other financial advisors, and/or communication with Regional Center Issuer principals, so as to decide on the best EB-5 Regional Center project for their immediate goals.

With the right professional advice, Brazilian investors can ease their ability to relocate to the U.S., establish compliant businesses, and invest with confidence.

www.b2portals.com 14 East Washington Street-Second Floor Orlando-FL, 32801-Downtown Orlando Phone # (786) 241-7619 contact@b2portals.com

Transferring Funds From Brazil To The United States How To Bring Your Money To Invest In Florida

Source:moneycorp

Juliana Scolari, is one of moneycorp specialists in foreign exchange and Head of Latin America Market.

MONEYCORP is originally from England and leader in the market for over 30 years.

3. What if the source of the funds has been originated in the current fiscal year?

In order to have permission to transfer funds out of the country the financial institution will need to identify client’s source of funds and the reason for the transfer.

4. There are many comments on the bureaucracy of most Brazilian Banks to approve a foreign exchange transaction.

Is this bureaucracy really necessary?

We just need to document the source.

All that Central Bank of Brazil (BaCen) wants to make sure of is that the source of your funds is correctly documented and that taxes were already paid on it (or soon will be). For example, if you sold a property in Brazil this year and therefore the sale it is not yet showing on your tax returns, all you have to do is to document the sale of the property and show it was declared as your asset. The amount of the sale is now your 'capacity' and if you want to have it in 1. How easy is to transfer money from US dollars, you can transfer the funds out without a problem. brazil to the us?

2. What about taxation?

No, it is not. A practical process should require an application and identification of the client, When purchasing Real Estate or when transfer- to document the source of funds and the rearing funds to a client’s account overseas, there son for the transaction. is nothing beyond the IOF (0.38%) already charged when a deal is booked. Essentially, the The documents are analyzed and, if all correct, taxes have already been paid. Each individual the customer is then authorized to book the in Brazil has their most recent tax returns ana- foreign exchange transaction. Once the deal lyzed before the transfer. In other words, what has been booked, the wire transfer is made in each individual can take out of the country is Reais by the client at the licensed institution’s liquid money, already declared. bank account and within two business days, funds are wired into the account beneficiary instructed by the client.

5. What are the costs of this transaction? than when the dollar is going up like a rocket.

8. What is your suggestion for investors to There may be many associated costs, depend- protect themselves from currency fluctuing on the financial institution, including: trans- ations? fer fees, bank charges, IOF, cost of exchange, cost of commissions, among others. We always advise all clients to compare not only the currency exchange rate but also the total amount that is costing them in Reais. Most of Brazil's banks charge high fees that are charged directly from client’s account.

Ask the company to monitor the market for you.

The longer you have until the crucial date of the transfer, the more your chances are to benefit of (or protect from) currency fluctuations.

9. Are there any other advantages in transferring funds correctly from Brazil?

6. What are the client’s advantages to use an expert company like moneycorp?

I could name many of them, but I’ll focus on the main ones: security and repatriation.

If the capital of Brazil came out correctly, you can repatriate these funds. It is important to understand that money that does not go out registered with the Central Bank, does not return by the Central Bank.

Working with an expert has millions of advantages, but the main one is the access to the specialist him/herself. The obligation of the specialist is to understand the nature of the client’s transaction and, based on that, to know what options are possible in a simple, efficient, legal and economic way.

10. In addition to the competitive exchange

7.How can you be sure you’ve been offered a competitive exchange rate?

Firstly, some key information: the exchange rate that a institution will offer, regardless of whether that institution is a bank or the company I work for, moneycorp, will have a margin included (known as the ‘spread’.

Besides the constant currency fluctuations, each institution will add a margin of their choice, by following market standards or by the company’s policy. The spread is not fixed. There are many variables that will be taken into consideration at the time of booking a foreign exchange deal, among them, the amount to be transferred and market data. Booking a deal when the currency fluctuates in your favor (Real appreciating) will give you a better chance to get a better rate

rate and access to specialists, which makes the operation more efficient? Are there any other benefits that Moneycorp offers?

Yes. Moneycorp is the only company in the industry that offers an international payment account for each client. The client can close a foreign exchange contract and through its Moneycorp account, he/she can make all their international payments. For example, a customer is buying a home in Florida and will have to send funds to the construction company, to furnish and decorate the new home and to the immigration attorney. By using their Moneycorp account, the customer can distribute all of these payments at no extra charge. He/she can also keep their funds in their Moneycorp account until a decision is made.

and realized right away that there was a large market for Brazilian investors and a worldwide lack of specialists in the question.

With over 10 years of financial experience, she embraced the opportunity and raised the company's market by 400% since her arrival.

“

The transfer of your funds is an easy process, it should not have any hidden taxation attached to it and it doesn't hurt your tax returns.

She is often invited to give lectures on the subject and has participated in numerous conferences, including in Brasilia.

With a constant positive feedback from clients and partners, we asked the young business woman what is the secret of her success: "Never let an opportunity to answer a question go by, even if you have to research the Understanding how the process works is the answer. first step. From there, all you have to do is Learn from your work challenges and become choose your provider. Happy Investing! a specialist. And most importantly, provide a service that exceeds your own expectations.

More about Juliana Scolari - Moneycorp: Juliana joined the team Moneycorp in 2010 Always! Regardless of your industry."

5472 International Dr. Orlando, FL Ph # (407) 447-8946

www.paogostoso.net

With stock markets continuing to be significantly volatile and less risky asset classes such as treasuries offering little to no return on investment how does one invest and generate wealth?

Commercial real estate as an asset class continues to provide an excellent risk/reward to investors.

long as a property is operating.

One of the biggest benefits to Commercial Real Estate Investments is that they provide investors with stable, bond like income from assets which are generally secured by contractual leases. Typically, commercial properties are occupied by tenants that have long-term leases, making the cash flow fairlypredictable and even during economic downturns. Unlike bonds, there is no prepayment risk, so income returns can flow as

Large Asset Class:

Excellent Risk-Adjusted Performance:

There are few assets classes which have historically generated higher returns than real estate.

However, when returns are calculated in relation to risk over an extended time horizon and Here are the reasons to invest in commercial measured in terms of volatility, commercial real real estate and create wealth: estate investments have generated a superior risk adjusted returns in comparison to stock and Income Potential: bonds.

Commercial Real Estate is a $11 trillion industry that spurs $425 billion in transactions annually.

It constitutes approximately 13 percent of U.S. gross domestic product. It’s an investment class that institutions are allocating nearly 10 percent of their portfolios in 2015.

Why Invest in Commercial Real Estate?

Why Invest in Commercial Real Estate?

By Zri Vangal - VAS Advisors LLC.

Just 20 years ago a typical institutional investment portfolio, according to The Conference Board, might have been allocated 50 percent to equities, 40 percent to bonds and 5 percent each to cash and alternatives, which included real estate. This increase can be attributed to portfolio diversification, competitive returns and investment access that commercial real estate investments provide.

Diversification: Commercial real estate provides an investor with several layers of diversification. The diversification can be achieved based on different property types and different geographic regions in US. Each property type has different fundamental drivers that provide some diversification for investors. Geography works in the same way.

Performance of commercial real estate across the country usually varies at any given time, for reasons that include local economic factors and

supply dynamics.

Provides a good inflation hedge: Commercial real estate has the potential to provide a hedge against inflation, particularly when inflation rates are high. Commercial real estate investments have the highest correlation to inflation when compared to other asset classes such as the S&P 500, 10 year treasuries, and corporate bonds. Property owners benefit from increasing rents and property values when inflation rises.

Many long-term leases contain built-in rent increases over time, while shorter-term leases will roll over at the current market rate. With few exceptions, bonds provide no such opportunity to increase coupon payments or principal over the life of the investment, leaving investors exposed if inflation exceeds expectations.

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INTERNATIONAL HEADLINERS JOIN PULSE COMMUNITY GRAND MARSHALS TO CELEBRATE, HONOR AND HEAL ORLANDO AT 2016 PRIDE

Transparent, AfterEllen; Tedx), Eli Lieb (singer/songwritThe 2016 Come Out With Pride Festival presented by er) & Brandon Skeie (singer/songwriter) and RJ Aguiar & Orlando City Soccer Club — Orlando’s officially sanc- Will Shepherd (YouTube celebrity vloggers “Shep689”). tioned annual Pride event​ ​will be Orlando’s largest and most significant in the city’s history as Orlando’s More celebrity guests and special events will be anLGBTQ+ community and allies celebrate the goodness nounced in the lead up to the event. Opportunities to and strength in the Central Florida community. Orlan- meet several of Pride’s special celebrity guests will be do’s Come Out With Pride Festival takes place Saturday, available with VIP Experience ticket packages ($85/perOctober 8 at Downtown Orlando’s picturesque Lake son pre-sale, $105 with Parade Grandstand seating).

Eola Park, with preceding events both Thursday and Friday.

New for 2016, the Taste of Pride features an extraordinary dining experience created specifically for Pride After the June 12 tragedy at Pulse Nightclub, love and by world-renowned celebrity chefs including Art Smith, support began to pour in to Orlando from around the Cat Cora, Elizabeth Falkner plus 15 others. Guests at this world. As the city continues to heal, Come Out With specialty ticketed event will be able to sample a wide Pride (COWP) is and continues to be an uplifting event variety of dishes and mingle with all of the chefs. (Full where LGBTQ+ individuals and allies gather together to list a​​t​ ​comeoutwithpride.com/events/taste-of-pride; celebrate and heal as a community. $150/pp).

“Since the first march in 1969 following Stonewall, Pride events have always been about conquering hate and inequality through peaceful congregation,” said Brian Riha, COWP Board President. “Last year we celebrated the June Marriage Equality Supreme Court decision and later many questioned if we would still need Pride.

After the senseless massacre of 49 individuals at a gay nightclub this June, the answer is unequivocally yes.”

Saturday’s programming closes with a very special tribute to the victims of the Pulse shooting, including a reading of the names and moment of silence, as well as a LIVE onstage version of Broadway for Orlando’s benefit recording of “What the World Needs Now” featuring appearances from current Broadway artists. The tribute and festival concludes with a spectacular fireworks finale over Lake Eola.

Employees of Pulse as well as victims’ family members will be honored as part of the Community Pride Marshals in this year’s parade. Orange County Mayor Teresa Jacobs, Orlando City Mayor Buddy Dyer, Orlando City Commissioner Patty Sheehan, Orlando Police Chief John Mina as well as Orlando Police Department, Fire Department, ORMC staff and other first responders will also be included and thanked for their bravery and outstanding support.

COWP is one of the largest LGBTQ+ celebrations in Florida and is expected to attract over 150,000 visitors who in turn will inject several million into the local economy.

Come Out With Pride has been touched by the outpouring of support from creative artists and celebrities the world over. Special celebrity guests scheduled to appear on both our Pride Stage and Walt Disney Amphitheater Stage include Michelle Clunie (Queer as Folk, Teen Wolf, The Usual Suspects), Peter Paige (Queer as Folk, creator: The Fosters), cast and producers from The Fosters (Freeform, formerly ABC Family), Tony Award winner Michael Cerveris (Fun Home, The Good Wife, Fringe), Matteo Lane (Nightly Show, Late Night with Seth Meyers), Sabrina Jalees (writer: NBC’s Crowded;

Come Out With Pride gratefully thanks its sponsors including 2016 Presenting Sponsor Orlando City Soccer Club, Verizon (Taste of Pride sponsor), Marriott (Pride Marketplace sponsor), PNC Bank (Parade sponsor), SunTrust (VIP Experience sponsor), Wawa (Pride Stages sponsor), DoubleTree by Hilton (official hotel), Delta (official airline), Nissan (official automotive supplier), Watermark Publishing Group (official media partner) and over 50 additional sponsors and partners. For a full list visit​​www.comeoutwithpride.com/sponsors.

Come Out With Pride, Inc. is a 501c3 non‐profit organization run entirely by volunteers. It organizes the annual LGBTQ+ Pride Celebration in Orlando — now in its 12th year — and through its mission provides scholarships and grants via its ‘Pride Gives Back’ program.

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2016 FLORIDA SIMULATION SUMMIT FEATURES HEALTHCARE AND SPORTS SIMULATION

President and CEO of the NCS, retired Air Force Lt. Gen. Thomas L. Baptiste, Orange County MS&T Blue Ribbon Commission Chairman Waymon Armstrong,, Secretary of the U.S. Department of Veteran Affairs Robert McDonald, Mayor Teresa Jacobs, Florida Simulation Summit Chairwoman Beverly Seay, Orlando Health Institute for Learning Corporate Director Linda Knorr and VHA SimLEARN National Program Manager Harry Robinson gather at the 2016 Florida Simulation Summit held at the Orange County Convention Center on Sept. 22.

Orange County Mayor Teresa Jacobs and the National Center for Simulation (NCS) hosted the second annual Florida Simulation Summit on Sept. 22 at the Orange County Convention Center. The Summit highlighted the state’s multibillion dollar modeling, simulation and training (MS&T) industry and helped identify opportunities for businesses to commercialize simulation.

field.

“From scientific discovery to the creation of high-value jobs, the MS&T sector will provide unlimited opportunities for generations to come,” Mayor Jacobs said. “We are inspired by this sector’s innovation and all of the emerging simulation technologies and applications highlighted at the Florida Simulation Summit.

We’re creating a vision for the future and an environment that fosters collaboration, productivity, profitability and jobs in Orange County.”

Chairman of Mayor Jacobs’ MS&T Blue Ribbon Commission Waymon Armstrong; U.S. Congressman John Mica and Florida Simulation Summit Chairwoman Beverly Seay provided opening remarks and introductions. President and CEO of the NCS, retired Air Force Lt. Gen. Thomas L. Baptiste provided the closing remarks at the Summit. Secretary of U.S. Department of Veterans Affairs Robert McDonald was also in attendance.

The goal of the Summit is to raise awareness of the vast impact that the simulation industry has on Central Florida. From the creation of simulated cutting-edge surgical procedures to sophisticated simulated medical applications, MS&T is a catalyst for jobs and capital investment in the region.

The robust MS&T sector contributes more than $6 billion to Florida’s gross state product and directly employs more than 30,000 Floridians with an average annual salary of almost $79,000. The Central Florida Research Park, located next to the University of Central Florida, is the epicenter of the MS&T industry and fosters collaboration, cooperation and partnership between academia, industry and government. By working with the County’s many industry partners, including Orange County’s MS&T Blue Ribbon Commission, the Orlando Economic Development Commission, Florida High Tech Corridor, Team Orlando, the City of Orlando, Central Florida Research Park, the National Center for Simulation, the Metro Orlando Defense Task Force and the Orange Technical College, Central Florida is investing in the future of this high-tech industry.

Dr. Thomas Graham, Tavistock Group Chief Health Strategy & Innovation Officer and Chairman and CEO of HEMISPhere Global, shared information on health and wellness innovation strategy within Medical City during the lunch keynote presentation. He also spoke about his experience as a renowned surgeon. He preThe 2016 Florida Simulation Summit focused on ad- viously served as a hand surgery consultant and team vancing human performance in life sciences, health- physician for numerous major league sports organizacare and sports through the use of simulation. tions.

“Mayor Jacobs’ Blue Ribbon Commission on MS&T created the Florida Simulation Summit to help demonstrate how the MS&T industry is vital, not only to our local defense industry, but to many industries throughout our community,” said President and CEO of the NCS, retired Air Force Lt. Gen. Thomas L. Baptiste. “The commercial application of simulation technology can help grow our diverse local industry sectors in new and exciting directions.”

The lineup of speakers included industry experts from Florida Hospital, Orlando Health, Nemours Children’s Hospital, Veterans Health Administration, United States Tennis Association, EON, Syndaver Labs, Engineering & Computer Simulations, Guidewell Innovation, LLC, CAE Surgical, the University of Central Florida and the Orlando City Soccer Club.

Recognizing the importance of the MS&T cluster’s presence in Central Florida, the state has appropriated $42 million over a three-year period, which will help mitigate the rental costs at Central Florida Research Park. Many lawmakers championed the efforts to secure funding for this high-value, high-wage industry Chancellor of the University of Nebraska Medical Cen- including Gov. Rick Scott, Florida Senate President ter and Nebraska Medicine Board Chairman Dr. Jeffrey Andy Gardiner and Florida House Speaker Steve CriGold was the opening keynote speaker and discussed safulli. the use of simulation and virtual reality to educate and prepare students for real-life scenarios in the medical

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BURN PATIENT MET FIREFIGHTERS FOLLOWING MIRACULOUS RECOVERY FOUR YEARS AFTER LIFE-THREATENING AUTO ACCIDENT Orange County Fire Rescue Firefighters Received Honor During Reunion The patient was deemed a trauma alert by crew members as he suffered severe life-threatening injuries. Several years later, the crew members were astonished to learn the patient’s outcome as it was not expected to be favorable.

With the help of social media, the patient was finally connected to the lieutenant who assisted in treating him on-scene. The patient and crew members embraced the opportunity to meet once again to recount the critical moments of that grim July night and to celebrate the life of a young man who was involved in a tragic accident.

The Orange County Fire Rescue Engine 70 and Rescue Following a violent accident that resulted in a fully- 70 Crew Members Burn Patient, Nam-Hai Le involved car fire, firefighters from Orange County Fire received a Unit Citation Award for their dedicated efforts Rescue will meet a patient they treated in July of 2012. and exemplary patient care.

The patient has since made it his mission to locate the crew who tended to his care on-scene, and thank them for Source: Orange County their exceptional efforts that ultimately saved his life.

ORANGE COUNTY FIRE RESCUE ROLLS OUT 12 NEW RESCUE UNITS AS PART OF “INVEST IN OUR HOME FOR LIFE”

As part of Orange County Mayor Teresa Jacobs’ $300 million INVEST in Our Home for Life initiative, on Oct. 1, 2016, Orange County Fire Rescue will place 12 new rescue units into service. Three of the new units will be housed at Station 33 (Apopka Vineland Rd), Station 35 (Winter Garden Vineland Rd), and Station 86 (Babbitt Ave) – stations that do not currently have rescue units in service 24-hours a day. The availability of these new units on a round-the-clock basis will allow Orange County to better serve the growing communities of southwest Orange County and Wedgefield, which is located near our eastern border. The other nine new rescue units will replace older units that are currently in service.

“Through the INVEST program, we’re able to bring more resources and life-safety assets to our community,” said Orange County Mayor Teresa Jacobs. “Our commitment to public safety through the investment of $30 million in Fire Rescue will further ensure the protection, health and vitality of our children and families, as well as our business and leisure visitors to the region.”

The INVEST initiative will provide long-term benefits to our citizens by supporting crucial infrastructure and public safety needs. Orange County Fire Rescue will receive $30 million in INVEST funds over the next five years for three new fire stations ($18 million), new fire apparatus and equipment ($7 million), and to partially fund a new regional fire training facility ($5 million).

“The demand for our services increases every year. We are committed to providing industry-leading performance and exceptional service and care to the citizens and visitors of Orange County,” said Fire Chief Otto Drozd III. “We greatly appreciate the support Mayor Jacobs and the Board of County Commissioners have provided to help us achieve superior results.”

Orange County Fire Rescue responds to nearly 81,000 EMS calls annually with an average of 163 daily transports. The new rescues will enhance the department’s network of advanced life support transport units and improve its efficiency in responding to critical medical emergencies.

ORLANDO MAGIC SINGLE-GAME TICKETS ON SALE OCTOBER 4 -Chase card holders can purchase single-game tickets starting Sept. 29Single-game tickets for all games of the 2016-17 Orlando Magic season will go on sale October 4 at 10 a.m. to the general public.

Chase card holders will have an early opportunity to purchase single-game tickets starting Sept. 29 when they use their Chase card.

The Magic will open the regular season in the Amway Center when they host the Miami Heat on Wednesday, October 26. Tip-off is set for 7:00 p.m.

Tickets will be available for purchase Online at www.orlandomagic.com At the Chase box office (at Amway Center, located on Church St.) At all TicketMaster outlets By calling 1-800-4NBA-TIX Most credit cards accepted at all purchase points For Chase card holders starting on Sept. 29, when their Chase card is used Ticket highlights for the Magic's 2016-17 season in the Amway Center, honored with TheStadiumBusiness Awards’ 2013 Customer Experience Award and named SportsBusiness Journal's 2012 Sports Facility of the Year, include: 2,500 seats priced $20 or less, 8,000 seats priced $40 or less and 9,000 seats priced $50 or under. For ticket information log on to www.orlandomagic.com or call 407-89-MAGIC.

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