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Definition Consulting is a very powerful decision, make sure you use professionals with strong knowledge and experience.

con·sult·ing kənˈsəltiNG adjective adjective: consulting 1.

engaged in the business of giving expert advice to people working in a professional or technical field. "a consulting engineer" noun noun: consulting 1. the business of giving expert advice to other professionals, typically in financial and business matters. con·sult kənˈsəlt/Submit verb gerund or present participle: consulting seek information or advice from (someone with expertise in a particular area).

"you should consult a financial advisor"

synonyms: seek advice from, ask, take counsel from, call on/upon, speak to, turn to, have recourse to; informalpick someone's brains

"you need to consult a lawyer"

have discussions or confer with (someone), typically before undertaking a course of action.

"patients are entitled to be consulted about their treatment"

synonyms: confer, have discussions, talk things over, exchange views, communicate, parley, deliberate; informalput their heads together

"the government must consult with interested parties"

refer for information to (a book, watch, etc.) in order to ascertain something. "consult the index at the back of the brochure" synonyms: refer to, turn to, look at "she consulted her diary"

Chamber News SEPTEMBER AGENDA September 9th, 2016 Orlando City PUB Business After Hours $20 Includes a ticket for the GAME-Brazilian Night September 21st, 2016 Independence Month Celebration BUSINESS AFTER HOURS BLACK FIRE BRAZILIAN STEAKHOUSE 7:00 PM

For Information About Advertisement Please E-Mail marketing@cfbacc.com Central Florida Brazilian-American Chamber of Commerce www.cfbacc.net 5323 Millenia Lakes Blvd. Suite 300 Orlando FL 32839 14 EastWashington Street, Second Floor-Orlando-FL 32801 Phone # (407) 610-7158

Trustee Renewal : Beshara PA

Platinum Member Renewal • Eredia Health Clinic J P Morgan Chase & Co • US Brazil LLC • Oxford Investiments New Small Business • Real Estate Compass Members and Renewals • CFX authority • Antonio Mauricio Bianchi • Orlando City Soccer • Alpha Plus • Medstation • Different Perspective • Alexandre Law Firm • The Mall at Millenia • Atlantic American Part• Accent Brokers ners • Andrea Almeida • SOS Dental USA • Raquel Montrond

8552 PALM PARKWAY ORLANDO, FL. 32836 Phones 407-730-9911 407-535-1313 Fax 407-778-1479

CFBACC - First BLACK

PLEASE MAKE YOUR PURCHASES HERE Members $10 Non-Members $ 20 Free Apetizers CASH BAR

Sponsorship Available $150-Table with 8 Bring your Probuct and Brand to the event If interested please e-mail marketing@cfbacc.com

KFIRE Cocktail & Business After Hours September 21, 2016 at 7 p.m.

Panel FOCUS BRASIL For the First Time in Orlando.

FOCUS BRASIL is celebrating 30 years of experience on creating awareness about Brazilian culture, music, arts and business, not only in South Florida, but also in Japan, London, and now Orlando.

Regarding all aspects of Brazilian Culture and Business, the event is of extreme importance. It creates awareness and show why we are so proud of our Heritage, people and diversity, which by the way is what makes Orlando such a special place and we are a part of it.

The CFBACC - Central Florida Brazilian American Chamber of Commerce, is organizing a Business Panel to be offered during FOCUS BRASIL on October 21, where we will have a chance to speak with elected officials, government figures, and business professionals of our community.

FOCUS BRASIL brings to central Florida a different tone, proving Orlando is a vibrant successful community.

Laiz Rodrigues

By John Denton, OrlandoMagic.com ORLANDO – The last time that Jaquoree Shermon was this close to actual NBA players and coaches he was in the raucous Amway Center crowd in 2014 when the Orlando Magic beat Oklahoma City on a buzzer-beating dunk.

That night, Shermon made a guarantee to his buddy that the Magic would win the game and that’s just what happened when Orlando nipped the Thunder 103-102 in dramatic fashion.

On Wednesday, what Shermon took home with him might ultimately prove to be more valuable than the bragging rights from back in 2014.

Dressed in electric blue shorts and shoes, kneehigh socks with Penny Hardaway’s iconic image on both sides and a baggy Magic FIT T-shirt, the 10-year-old Shermon got instruction from Magic guard Evan Fournier, Head Coach Frank Vogel and others from the organization at College Park Community Center in Orlando.

“This is so cool, getting to meet these guys and listen to them,” Shermon said in between drills with Magic Assistant Coach/Player Development Coach Jay Hernandez. “I’m finally learning how to dribble the ball with my left hand and that’s something I’ve always wanted to know how to do.”

Shermon was joined by approximately 120 youth from the Rosemont and College Park Community Centers on Wednesday for the afternoon of instruction, which is the tip off of the Orlando Magic Youth Academy. The Magic Academy, which is in its first year of operation, will focus on teaching life skills to youngsters through the game of basketball. The three areas of focus for the Magic Academy will be the Junior Magic Basketball Leagues, Magic Youth Camps and Clinics and Magic FIT.

Orlando Magic Players and Coaches Impact Local Youth Through Magic Youth Academy’s Magic FIT Draft Combine At times on Wednesday it was difficult to tell who was having more fun – high-energy youngsters such as 10-year-old Jaquoree or Vogel, Orlando’s new head coach. Former Magic players were also in attendance to impact the youth with their wisdom gleaned over the years.

FOX Sports Florida Color Analyst and former Magic player Jeff Turner spoke to the kids before assisting them in a variety of drills.

Other former players who participated included Magic Community Ambassadors Nick Anderson and Bo Outlaw, who always know how to bring energy and enthusiasm while sharing valuable skills and life lessons to the youth.

The NBA has made developing youth basketball a primary emphasis for the upcoming season and the Magic clearly take their role in doing that in the Central Florida community seriously.

As 120 kids bounced from station to station while learning many of the basics of basketball, Vogel marveled at the smiles and joy on the faces. And he couldn’t help but think about all of the good that the Magic were doing by instilling life lessons in the children through basketball.

“Our whole league has a big initiative to spread the valuable lessons of our game to the youth,’’ Vogel said. “This (camp) is one of the things that we’re doing in our community and it helps give back to the community and it also makes it fun for the kids.”

After addressing the children at the camp for several minutes, Vogel ended his speech by asking, “Who’s ready for the Magic to make the playoffs this season?” The question elicited a loud roar from the children, and Vogel followed it up by promising that Orlando would “make some noise” in the playoffs in the spring.

Out of the playoffs the past four years, Orlando was aggressive in the offseason by adding Vogel as head coach, re-signing Fournier, trading for Serge Ibaka, Jodie Meeks and C.J. Wilcox and signing Bismack Biyombo, Jeff Green and D.J. Augustin. Several teams in the Eastern Conference upgraded their rosters this offseason, namely the Chicago Bulls, Indiana Pacers and New York Knicks. But Vogel sees no reason why the Magic shouldn’t be right there in the playoff mix by the end of the coming season.

“Everybody is better, but so are we,” Vogel said with conviction. :We have a great deal of belief in our new team, the shape of our team and the new identity.

The winning experience coming in with Bismack Biyombo and Serge Ibaka and the system that I have, we have a lot of confidence that we’re going to be one of those teams that’s in the playoffs and make some noise in the playoffs.’’

Vogel was asked on Wednesday if coaching the youth of Central Florida got his competitive juices flowing and made him ready for the Magic to open training camp later in the month. He admitted that he’s never really stopped thinking about basketball this summer, whether it’s envisioning the style of play the team will have, the rotations he will use or how the Magic can compensate for their supposed weaknesses of scoring and perimeter shooting.

“I’m excited that it’s right around the corner,” Vogel said. “But (youth initiatives) are a big part of what we do as the Orlando Magic. We want to compete for wins and compete for championships on the court, but we want to serve our community and try and improve our community. We want to try and touch the lives of children and give them some valuable life lessons. That’s what it’s really all about.”

Syrian Lebanese American Club Professional Luncheon

September 13, 2016 11:30 a.m. - 1:30 p.m.

Guest Speaker: Miguel Kaled* LEBANESE HISTORY & COMMUNITY IN BRASIL AND CONNECTION IN ORLANDO Antonio’s Maitland 611 South Orlando Avenue Maitland, FL 32751 Lunch Cost approximately $25.00 per person Seating is limited.

Please RSVP by email to: andrea@besharapa.com or by phone (407) 571 6815 *Mr. Kaled is Brazilian Lebanese and has a vast commercial architecture and engineering experience in Brazil and U.S.

Miguel Pedro Kaled Junior

soccer player. He abandoned the sports’ carrier to dedicate himself to the University.

Son of Miguel Pedro Kaled who was the son of PeMiguel Pedro Kaled Jr. grew up in Rio de Janeiro dro Miguel Kaled, from Lebanon. where he attended the Brazilian Military Academy Pedro Miguel Kaled’s (the grandfather) family came (similar to West Point USA), graduating as a Secto Brazil from Lebanon in the 1800’s establishing ond Lieutenant. After completing the Civil Engineer themselves in the State of Paraná. There he be- course, Miguel Pedro Kaled Jr. left army as an Infancame a politician and cut the “H” out of the original try Paratrooper Captain and together with his wife, name Khaled, very difficult to be pronounced in the Claudia Kaled, an architect, started a construction Portuguese language by voters. The park in front of company in Rio de Janeiro. the City of Castro, State of Paraná, is named after The couple moved to Orlando in 1997, with Julia Pedro Miguel Kaled, a former Mayor. (a Law student) and Ivan (an Economics student), Miguel Pedro Kaled (the father) became a Chemical daughter and son.

Engineer and a Professor, working on the State of São Paulo, where he met and married Ivone Reginato moving to the State of Rio de Janeiro, following a job invitation. They had two children, born in São Paulo: Miguel Pedro Kaled Jr. and Liliana Lucila Kaled. Miguel Pedro Kaled was also a very talented

Today Miguel Kaled, a resident of College Park, is a Director at the Central Florida Brazilian American Chamber of Commerce, a small developer, a business developer for South America and still a Commercial / Residential Realtor.

Where: Orlando City PUB 618 E. South Street Suite 510 Orlando, FL 32801 When: Friday, September 9, 2016 5:50 p.m.

Ticket members and non Members $20 Includes a Ticket for the Game on Brazilian Night.

Please buy your tivkets here

Parking available at the 4th Floor

Orlando Mayor Buddy Dyer and District 2 City Commissioner Tony Ortiz will host the 10th Annual City of Orlando's Hispanic Heritage Month kickoff event on Thursday, September 15, 2016 to celebrate the influence of Hispanic culture in Orlando.

This year’s event will feature an art exhibition from a diverse group of 15 Central Florida Hispanic artists, Latin food, music and folkloric dances and will pay tribute to the victims of the Pulse tragedy.

Wine Tasting at Camila’s Restaurant

Our Month In Review

Photos Andrea Almeida

As Camila’s Restaurant Creates a new Wine Menu, the Chamber also supported Orlando INC. Leadership Forum along with other Chambers of Commerce and Government elected Officials The ORRA celebrated the International Realtor Day at their Annual Event

Opera Resp Pulse Nightc Opera Resp Pulse OperaNightc Resp Pulse Nightc

Walt Disney Theater – Dr. Phillips Center

S E P T E M B E R 1 Walt Disney Theater – Dr. Phillips Center f PMS + Black

SEPT EM B ECenter R 1 Walt Disney Theater – Dr. Phillips PMS + White

$25 - $125

www.drphillipscenter.org 844.513.2014

Opera responds to the Pulse Nightclub Traged S E P T E M B E R 1 – the acclaimed David Charles Abell conducts CMYK + Black

CMYK + White

ponds to the club Tragedy ponds to the club Tragedy ponds to the club Tragedy

for the Performing Arts • Orlando, Florida

1 , the 20 16 • 8 for Performing ArtsP• M Orlando, Florida

with International and National Vocal Stars 1dys 1and , legendary 2 0 1 6baritone • 8Sherrill P MMilnes hosts

Opera Orlando is supported by United Arts of Central Florida, host of power2give.org/centralflorida and the collaborative Campaign for the Arts.”

print • design • mail • large format

cnpagency.com

print • design • mail • large format

cnpagency.com

Photo © JM Giordano

1for1 ,the2Performing 0 1 6 • Arts 8 P M • Orlando, Florida

When The Dream Becomes a Reality

Smallcakes is a new store, a franchise store in Winter Park, one of many in the US. This cupcakery-Smallcakes belongs to Luiz Felipe Abdo e Ana Cristina Raffaelli, two Brazilians who love what they do and are conquering the American market with their sweet personality.

Winter park is an upscale neighborhood and with a high concentration of families with children, which is great for business.

Luis and Ana are working hard and already incorporated a few Brazilian sweets to the store, which makes it even more special. You should stop by! The Address is: 1949 Aloma Avenue, Winter Park FL 32792

From the first contact right to when the transaction was completed I received a professional and efficient service throughout. moneycorp’s competitive exchange rates saved me money on my transfers and their transparency left me in no doubt that my money was in safe hands.

I have no hesitation in recommending moneycorp”.

Felipe M July 2015

Save money on your international transfers to and from Brazil moneycorp, in partnership with Novo Mundo Corretora de Câmbio - forex experts – offers competitive exchange rates and expert guidance on all your international payment requirements.

Benefits of using moneycorp: Expert market guidance over the phone with your dedicated personal account manager based in Brazil and Florida.

Bank-beating exchange rates.

Free transfer fees on $10,000 and over.

Free moneycorp payments account.

Please contact us by phone: + 1 407 352 5890 or e-mail: brasil@moneycorp.com and find out how we can help you save today.

About The Chamber Our Mission: To generate a reliable integration between business and the community offering accessible opportunities encompassing Brazil and the United States.

Our Vision: To be recognized as a Premier Chamber of Commerce in Florida, respected for our reliability and integrative solutions.

Our Values: Act with integrity; demonstrate accountability, and deliver excellence of service.

Word From the President In the light of the latest events in Brazil, we are glad to know that our country is now looking forward, straight into the road to economical growth and prosperity.

We are happy the Impeachment Process is over and that it was conducted in a Democratic Manner.

Thank you for your support

Laiz Rodrigues President

CFBACC Central Florida Brazilian-American Chamber Of Commerce

#orlandounited

Save The Date What: Our End of the Year Celebration Where: The Crowne Plaza Orlando Universal When: December 6th, 2016 at 7 p.m.

Cocktail Hour, Plated Dinner, Cash Bar. Formal Attire.

Tickets Here Inquires to marketing@cfbacc.com

In considering relocation to the U.S., Brazilians not only need insight to make the right choices, but also require the protection and advice of credible and experienced professionals to ensure best practices and compliance.

With the right analysis and advice, the Brazilian investor can pursue temporary immigration, tax planning processes, and options for immediate entry into the U.S. Concurrently, they can initiate the legal process for obtaining the EB-5 immigrant conditional permanent residency status for themselves and each qualifying family member.

Immigration awareness in Brazil Given the lack of full understanding of the U.S. immigration process as it applies to relocation to the U.S., either on a temporary or permanent basis, there is a definite need by experienced practitioners and immigration attorneys to spend significant time consulting with Brazilians to generate a clear understanding about key legal requirements and timelines of the U.S. immigration process.

by the Brazilian EB-5 Investor. The EB-5 Regional Center involves the Brazilian investor making a personal investment in a separate new commercial enterprise entity. That new commercial enterprise entity, which is the recipient of the investment funds, can make a loan to the job creating entity. The job creating entity will receive the funds to finance the EB-5 project, and the job creating entity is managed by the job creating entity’s directors and principals. The Brazilian investor takes more of a passive role in the management of the new commercial enterprise. After developing the professional attorney relationship with the investor and discussing one-on-one the EB-5 process to the investor, and offering immigration due diligence, one may predict there will be a commitment

by Brazilian investors to an EB-5 regional center project.

Choosing the US under EB-5 There are key reasons for pursuing the EB-5 investment process to obtain permanent residency in the U.S. These include a stable domestic economy; rising valuation of the U.S. dollar; a reliable legal system; a quality education sysA popular choice: the EB-5 investor option tem for their children with good prospects for By personally investing $500,000 in an EB-5 Re- professional employment; and a high standard gional Center project or business and creating of living.

U.S. jobs, the investor can first obtain conditional permanent residence, then full perma- Several US immigration choices for Brazilians nent residency. The Brazilian investor can take DIRECT OWN U.S. EB-5 BUSINESS a more passive role in management. In addi- Brazilians have been traveling to the U.S. both tion, the applicant’s financial commitment may as tourists and business people engaged in be $500,000, plus an administration fee (esti- trade and investments between the U.S. and mated at $45,000.00), and immigration attor- Brazil for over 30 years. They recognize that ney’s fees. The EB-5 Regional Center and the Brazil and the U.S. both adhere to a legal sysassociated project will involve its own manage- tem which enforces contracts and, as such, are ment and project directors. Hence, the active more willing to establish their own U.S. busimanagement of the EB-5 project is clearly not ness and personally direct their U.S. operations.

Effectively Relocating To, Doing Business In, And Investing In The Us

Edward C. Beshara, Managing Partner of Beshara Professional Association, U.S. Immigration Attorneys at Law, CFBACC Board Director, Chair at CFBACC Immigration Committee

Although this may be the intent of the Brazilian investor, they will not be able to live, work or direct their U.S. EB-5 operation until the EB-5 investor’s I-526 petition and conditional permanent residency visa has been approved, a process that can take well over a year.

the alternative, a Brazilian company which has been in existence for more than one year can open a subsidiary or affiliate U.S. office which is new or already in existence. The U.S. office can prepare and file an L-1 intracompany transferee petition for the Brazilian executive, manager (or specialized employee) to the U.S. business.

A new L-1 office (e.g., subsidiary of parent Brazilian company) the Brazilian will obtain a visa for one year while the E-2 visa can be granted for up to 5 years (sometimes less and possibly two years).

During this interim, and with some flexibility, investors can enter the U.S. more quickly by pursuing alternative non-immigration processes, allowing them to direct their new U.S. operations possibly within a few months. Indeed, investors can pursue these non-immigration processes concurrently, or before the filing of 2) To obtain permanent residency of the U.S. their EB-5 petitions. through the EB-5 Direct program, or EB-5 Regional Center project, in which other execu(Please note as of the end of September 2016, tives and managers operate the U.S. EB-5 projthe EB-5 Regulations may change by U.S. Con- ect, while the Brazilian investor will invest their gress, and the minimum investment require- personal funds and authorize other managers ment may increase) to direct the U.S. project.

BRAZILIANS HAVE THREE CHOICES, NAMELY 1) To obtain a non-immigrant visa (L-1 or E-2) allowing them to temporarily direct and operate their U.S. business. This will allow the Brazilian owner, investor executive, spouse and minor children to obtain these visas in a matter of a few months, and with a lower level of investment. Brazilians who are dual nationals of a country that has a treaty with the U.S. (such as Italy, Spain, Germany, France, etc.) can apply for the E-2 visa. It should be noted that neither Brazil nor Portugal has an E-2 treaty with the U.S The E-2 Visa is based upon the Brazilian investor that has a dual nationality, making a substantial investment of personal funds in a new or existing U.S. commercial enterprise. In

3) To first obtain immigrant or permanent residency status through the L-1 process, followed by permanent residency the following year (or at a time to be determined) as the U.S. L-1 business expands its revenues and employees. Brazilians may also quickly enter the U.S. temporarily on a student visa status.

It is advisable the EB-5 investors retain an experienced EB-5 attorney with the expertise to assist the Brazilian investor in making an immigration choice. The EB-5 immigration attorney will be able to offer immigration due diligence and provide advice as to whether the project is EB-5-compliant with all regulations and policies. The EB-5 Immigration attorney’s opinion as to whether the EB-5 project has a basis for the investor to obtain conditional and unconditional permanent residency process becomes very important. The EB-5 immigration attorney will advise the investor to seek professional guidance from their own accountants, business and investment advisors as to the financial viability of the project. In addition, the representatives of the project will be discussing the business and financial viability of the project with the potential Brazilian investors.

Necessity for authentication For Brazilian investors, the EB-5 immigration attorney plays a major role in the interaction with the investor through conferences and correspondence in both Portuguese and English.

Investors are familiar with the nature of the requests for the legal documentation authenticating the source and transfer of the personal investment funds, namely USD $500,000.

Correspondence and directions to the investors can be made in a short period of time ensuring the timely and efficient preparation and filing of their I-526 petitions.

Effective and efficient relocation Once the Brazilian investors decide they desire to live and work in the U.S., either on a temporary or permanent basis, their intent is to quickly establish binding ties to the U.S. Usually, Brazilians will have B-1 and B-2 visas that may allow them to spend up to six months at a time in the U.S., while F-1 and F-2 student visas allow the family to immediately live and go to school in the U.S. If investors decide to pursue permanent residency through the EB-5 Regional Center project or the EB-5 Direct Project, they may also decide to obtain the L-1 and E-2 visas so as to quickly be able to live and work in the U.S.

Effectively Relocating To, Doing Business In, And Investing In The Us Once their conditional permanent residency is obtained, one and one-half years later, the investors may decide not to pursue the E-2 or L-1 businesses. That is, they may desire to continue to operate their U.S. businesses not under the L-1 or E-2 regulations. Pre-immigration tax planning Currently, the EB-5 process will take one and one-half years for the investors to obtain conditional permanent residency.

With certain EB-5 regional center projects, approval may only take a few months. Once the investors decide they will obtain conditional permanent residency, it is advisable for the investors to immediately retain the services of an experienced international tax attorney and financial advisor to direct and provide advice on legal processes to minimize their U.S. and Brazilian tax burdens.

Now is the time for Brazilians to relocate Brazilians recognize the essential need of retaining experienced immigration and tax attorneys and accordingly paying for reasonable attorney fees. The choice to retain attorneys and other business professionals should be based upon their particular expertise and their ability to provide effective due diligence and guidance – and not that they may charge the lowest fees.

With best practices, Brazilian investors can receive immigration due diligence from the immigration attorney and also receive investment advice from independent sources, such as accountants or other financial advisors, and/or communication with Regional Center Issuer principals, so as to decide on the best EB-5 Regional Center project for their immediate goals.

With the right professional advice, Brazilian investors can ease their ability to relocate to the U.S., establish compliant businesses, and invest with confidence.

Transferring Funds From Brazil To The United States How To Bring Your Money To Invest In Florida

Source:moneycorp

Juliana Scolari, is one of moneycorp specialists in foreign exchange and Head of Latin America Market.

MONEYCORP is originally from England and leader in the market for over 30 years.

3. What if the source of the funds has been originated in the current fiscal year?

In order to have permission to transfer funds out of the country the financial institution will need to identify client’s source of funds and the reason for the transfer.

4. There are many comments on the bureaucracy of most Brazilian Banks to approve a foreign exchange transaction.

Is this bureaucracy really necessary?

We just need to document the source.

All that Central Bank of Brazil (BaCen) wants to make sure of is that the source of your funds is correctly documented and that taxes were already paid on it (or soon will be). For example, if you sold a property in Brazil this year and therefore the sale it is not yet showing on your tax returns, all you have to do is to document the sale of the property and show it was declared as your asset. The amount of the sale is now your 'capacity' and if you want to have it in 1. How easy is to transfer money from US dollars, you can transfer the funds out without a problem. brazil to the us?

2. What about taxation?

No, it is not. A practical process should require an application and identification of the client, When purchasing Real Estate or when transfer- to document the source of funds and the rearing funds to a client’s account overseas, there son for the transaction. is nothing beyond the IOF (0.38%) already charged when a deal is booked. Essentially, the The documents are analyzed and, if all correct, taxes have already been paid. Each individual the customer is then authorized to book the in Brazil has their most recent tax returns ana- foreign exchange transaction. Once the deal lyzed before the transfer. In other words, what has been booked, the wire transfer is made in each individual can take out of the country is Reais by the client at the licensed institution’s liquid money, already declared. bank account and within two business days, funds are wired into the account beneficiary instructed by the client.

5. What are the costs of this transaction? than when the dollar is going up like a rocket.

8. What is your suggestion for investors to There may be many associated costs, depend- protect themselves from currency fluctuing on the financial institution, including: trans- ations? fer fees, bank charges, IOF, cost of exchange, cost of commissions, among others. We always advise all clients to compare not only the currency exchange rate but also the total amount that is costing them in Reais. Most of Brazil's banks charge high fees that are charged directly from client’s account.

Ask the company to monitor the market for you.

The longer you have until the crucial date of the transfer, the more your chances are to benefit of (or protect from) currency fluctuations.

9. Are there any other advantages in transferring funds correctly from Brazil?

6. What are the client’s advantages to use an expert company like moneycorp?

I could name many of them, but I’ll focus on the

main ones: security and repatriation.

If the capital of Brazil came out correctly, you can repatriate these funds. It is important to understand that money that does not go out registered with the Central Bank, does not return by the Central Bank.

Working with an expert has millions of advantages, but the main one is the access to the specialist him/herself. The obligation of the specialist is to understand the nature of the client’s transaction and, based on that, to know what options are possible in a simple, efficient, legal and economic way.

10. In addition to the competitive exchange

7.How can you be sure you’ve been offered a competitive exchange rate?

Firstly, some key information: the exchange rate that a institution will offer, regardless of whether that institution is a bank or the company I work for, moneycorp, will have a margin included (known as the ‘spread’.

Besides the constant currency fluctuations, each institution will add a margin of their choice, by following market standards or by the company’s policy. The spread is not fixed. There are many variables that will be taken into consideration at the time of booking a foreign exchange deal, among them, the amount to be transferred and market data. Booking a deal when the currency fluctuates in your favor (Real appreciating) will give you a better chance to get a better rate

rate and access to specialists, which makes the operation more efficient? Are there any other benefits that Moneycorp offers?

Yes. Moneycorp is the only company in the industry that offers an international payment account for each client. The client can close a foreign exchange contract and through its Moneycorp account, he/she can make all their international payments. For example, a customer is buying a home in Florida and will have to send funds to the construction company, to furnish and decorate the new home and to the immigration attorney. By using their Moneycorp account, the customer can distribute all of these payments at no extra charge. He/she can also keep their funds in their Moneycorp account until a decision is made.

and realized right away that there was a large market for Brazilian investors and a worldwide lack of specialists in the question.

With over 10 years of financial experience, she embraced the opportunity and raised the company's market by 400% since her arrival.

“

The transfer of your funds is an easy process, it should not have any hidden taxation attached to it and it doesn't hurt your tax returns.

She is often invited to give lectures on the subject and has participated in numerous conferences, including in Brasilia.

With a constant positive feedback from clients and partners, we asked the young business woman what is the secret of her success: "Never let an opportunity to answer a question go by, even if you have to research the Understanding how the process works is the answer. first step. From there, all you have to do is Learn from your work challenges and become choose your provider. Happy Investing! a specialist. And most importantly, provide a service that exceeds your own expectations.

More about Juliana Scolari - Moneycorp: Juliana joined the team Moneycorp in 2010 Always! Regardless of your industry."

5472 International Dr. Orlando, FL Ph # (407) 447-8946

www.paogostoso.net

Why Invest in Commercial Real Estate?

ONE OF TOP 5 BUSINESS SCHOOLS IN THE WORLD NOW IN ORLANDO.

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Sales Center 407.851.1881 www.summerville-resort.net

With stock markets continuing to be significantly volatile and less risky asset classes such as treasuries offering little to no return on investment how does one invest and generate wealth?

Commercial real estate as an asset class continues to provide an excellent risk/reward to investors.

long as a property is operating.

One of the biggest benefits to Commercial Real Estate Investments is that they provide investors with stable, bond like income from assets which are generally secured by contractual leases. Typically, commercial properties are occupied by tenants that have long-term leases, making the cash flow fairlypredictable and even during economic downturns. Unlike bonds, there is no prepayment risk, so income returns can flow as

Large Asset Class:

Excellent Risk-Adjusted Performance:

There are few assets classes which have historically generated higher returns than real estate.

However, when returns are calculated in relation to risk over an extended time horizon and Here are the reasons to invest in commercial measured in terms of volatility, commercial real real estate and create wealth: estate investments have generated a superior risk adjusted returns in comparison to stock and Income Potential: bonds.

Commercial Real Estate is a $11 trillion industry that spurs $425 billion in transactions annually.

It constitutes approximately 13 percent of U.S. gross domestic product. It’s an investment class that institutions are allocating nearly 10 percent of their portfolios in 2015.

Why Invest in Commercial Real Estate?

By Zri Vangal - VAS Advisors LLC.

Just 20 years ago a typical institutional investment portfolio, according to The Conference Board, might have been allocated 50 percent to equities, 40 percent to bonds and 5 percent each to cash and alternatives, which included real estate. This increase can be attributed to portfolio diversification, competitive returns and investment access that commercial real estate investments provide.

Diversification: Commercial real estate provides an investor with several layers of diversification. The diversification can be achieved based on different property types and different geographic regions in US. Each property type has different fundamental drivers that provide some diversification for investors. Geography works in the same way.

Performance of commercial real estate across the country usually varies at any given time, for reasons that include local economic factors and

supply dynamics.

Provides a good inflation hedge: Commercial real estate has the potential to provide a hedge against inflation, particularly when inflation rates are high. Commercial real estate investments have the highest correlation to inflation when compared to other asset classes such as the S&P 500, 10 year treasuries, and corporate bonds. Property owners benefit from increasing rents and property values when inflation rises.

Many long-term leases contain built-in rent increases over time, while shorter-term leases will roll over at the current market rate. With few exceptions, bonds provide no such opportunity to increase coupon payments or principal over the life of the investment, leaving investors exposed if inflation exceeds expectations.

To CFBACC Members and Friends From Monday Jun20 until Dec31.

The promo code is “CFBCOC16� that offers 10,000 points bonus when the account enrolls and flies within 60 days and should be included in a note.

This code should be inserted at time of each enrollment.

Siemens Helps Make Vertical Axis Wind Turbine a Reality • Successful 4Navitas vertical axis wind turbine developed with Siemens and HMK • UK manufactured, self-starting, low resonance and low-maintenance • A new micro-generating wind turbine for small businesses, farms and local communities

UK company 4Navitas Green Energy Solutions Ltd has successfully developed a vertical axis wind turbine (VAWT) which is set to revolutionise the worldwide onshore wind turbine market, currently dominated by horizontal axis wind turbines (HAWT).

It was designed by some of the UK’s leading structural, aeronautical and electrical engineers, and is being manufactured by a supply chain of world class blue-chip partners. The main focus of the design concept was to avoid fatigue, an ongoing issue in HAWTs with wind

coming from all directions, creating bearing and gearbox stress due to yaw/pitch requirements, plus vibration and ultimately failure or the need for extensive maintenance prior to the 20-year recommended lifespan.

The VAWT is designed with low drag airfoils and a low rotor speed of 32 rpm. There is no need for a blade pitch control system, and with power, electronics, motor and gearbox at ground level for easy maintenance, wear is considerably reduced and performance improved well beyond the 20-year predicted lifespan.

See more about the range of Siemens solutions for industry at www.siemens.co.uk/industry

Edward C. Beshara

Salvatore J. Picataggio, Jr.

Andrea Almeida

Managing Partner P: (407) 571-6878 E: ebeshara@besharapa.com

Associate Attorney P: (407) 571-6878 (6816) E: sal@besharapa.com

Brazilian Liaison and Paralegal P: (407) 571-6878 E: andrea@besharapa.com

Congratulations to the World Futsal Champions Pre Benjamin: Rio Futsal Federation Benjamin: Rio Futsal 1 Alevin: Rio Futsal 1 Infantil: ABK Futsal Cadete: City Futsal Open: OIS Strickers Established in 2014, the World Futsal Championships are held each summer at Disney’s ESPN Wide World of Sports Complex in Orlando, Florida.

A total of 86 teams including 22 international teams from 4 continents competed for the title of World Champion in 2015. Featured on ESPN SportsCenter, the event stands as the largest international youth futsal tournament in the world; providing players with the rare opportunity to be seen by professional coaches and scouts.

In 2014, FC Barcelona coaches extended an invitation to an American player from Dallas to go on trial with the club.

In 2015, the legendary FalcĂŁo took part in the Opening Ceremonies and was featured in a live professional match. US Men's National Team Coach Keith Tozer, has attended both years to scout the nation's top talent.

Age Groups: Pre-Benjamin (2007/2008) Benjamin (2005/2006) Alevin (2003/2004) Infantil (2001/2002) Cadete (1999-2000) Open (1998+) In the category OPEN The OIS Strikers Sponsored By BoiBrazil Steakhouse won the Gold Medal at the Championship that took place at the ESPN-WideWorldofSports from August 4th to August 7, 2016.

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5228 Vanguard St, Orlando, FL 32819 Phone:(407) 581-9644

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www.jornalbb.com/

4847 Lake Milly Drive - Orlando, Florida 32839 Phone #: 407.855.9541 - 407.353.2799 e-mail: info@jornalbb.com

PALESTRA DIA 12 DE SETEMBRO BoiBrazil Steakhouse 5668 International Drive Orlando FL.

Lunch- $15 for members & Non members “Aspectos Práticos do Programa de Repatriação de Ativos - RERCT/Anistia Fiscal Federal” MINISTRADA POR SANDRO W. PEREIRA DOS SANTOS Advogado com mais de 15 anos de experiência em operações de reestruturação corporativa e patrimonial, fusões & aquisições, family office advisory,wealth planning e projetos de investimento no Brasil e no Exterior.

Membro da International Fiscal Association (IFA), International Bar Association (IBA) e Academia Brasileira de Direito Financeiro (ABDF). Atua como membro de Conselhos de Administração e Conselhos Estratégicos de diversos grupos familiares brasileiros. É Sócio Sênior de PSQA ADVOGADOScom escritórios em São Paulo e Curitiba.

Pizzas, Pastas, Steak and Seafood • 5648 International Dr Orlando, FL 32819 • Phone #(407) 345-5566

OUR TRUSTEES, PLATINUM AND GOLD SPONSORS SUPPORTRTERS

14 EAST WASHINGTON STREET, SECOND FLOOR, ORLANDO-FL 32801 PHONE # (407) 610-7158 marketing@cfbacc.com

Planejamento Fiscal Brasileiro e Imigração para os EUA Orientação Gratuita Sexta, dia 9 /9/2016 555 Winderley Place Suite 300 Maitland, FL 32751 10:00 as 12:00 p.m.

Lugares Limitados Favor marcar por e-mail para:

andrea@besharapa.com ou pelo telefone (407) 571 6815 Advogados Ed Beshara e Sandro W. dos Santos

Consultas Privadas com hora marcada a partir dde 1:30 da tarde ate as 4:30 pm