13 MAY BE UNLUCKY FOR SOME
Not for us as we celebrate 13 years of amazing success
CELEBRATING KEY MILESTONES
Recognising our long service colleagues
WE’VE FLIPPED OUR BRIDGING LOANS ON THEIR HEAD
NONUMMY U
Our borrowers can switch from a bridge to a refurb loan, hassle free refurb rates
utumn is officially here and so is the third edition of HOPE-FULL.
In this jam-packed edition, we cover everything which has been going on at Hope Capital over the last few months – from news of us scoring a hat-trick via funding £14m across three exciting development opportunities for a repeat borrower, to a brand-new flip loan and more milestones within the team, we’ve made great strides.
Not forgetting Hope Capital also turned 13 in September! From our humble beginnings to where we stand today, this journey has been nothing short of extraordinary. We’re incredibly proud of what we’ve achieved together and grateful for the support of our brokers, borrowers, investors and stakeholders.
We hope you enjoy the read and thank you for your continued support.
EMILY CROWE
P4-P5 It’s a Hope Capital hat-trick!
Our latest hat-trick is another example of how borrowers return to us time and time again
P6-P7 We’ve flipped our bridging loans on their head
Our borrowers can switch from a bridge to a refurb loan, hassle free
P8-P9 13 may be unlucky for some
Not for us, as we celebrate 13 years of amazing success
P10 Our team is continuing to grow
A very warm welcome to the newest members of the team
P11 MyHope
Discover how we’re supporting our staff with key personal milestones
P12-P13 Meet our proud sponsors
Special thanks to MSB Solicitors
P14-P15 Out and about
Find out what we’ve been up to
P16-P17 Team away day
Our highly anticipated annual team building day and LAFTA awards are just one of the reasons our staff love working at Hope Capital
P18-P19 Proud sponsor
Supporting local talent is what it’s all about
P20-P21 Celebrating key milestones
Join us in celebrating and recognising our longest serving employees
P22-P23 Meet our Star of Hope winners
Congratulations to our quarterly Star of Hope and Annual Star of Hope winners
P24-P25 7 years of achieving HM Treasury’s Women in Finance Charter
We’re continuing to make strides towards gender equality and an inclusive workplace culture
P26-P27 More award wins to add to our collection
Here’s to our growing trophy cabinet
P28-P29 Building a brighter future
We’re helping to transform the lives of the most vulnerable communities
Our latest hat-trick is another example of how borrowers return to us time and time again
Here at Hope Capital, we pride ourselves on building strong relationships and providing seamless service. One of our latest deals perfectly illustrates this commitment. By working closely with our borrowers and understanding their unique needs, we were able to deliver an efficient solution that exceeded expectations.
Through 3 deals, 1 broker and 1 borrower we provided a total of £14m to assist our client with their investment projects across the North West. With the client having already redeemed two of their loans, it was our pleasure to assist with the third deal.
Working with Chris Johnson at Bespoke Property Finance Consultants Ltd, the first case was first presented to us in 2021, involving a heavy refurbishment project, where we provided the funding required, so our borrower
could convert a vacant freehold former pig farm into twelve private dwellings.
Secondly, we provided the initial funding and the refurbishment facility to construct a former motel/ restaurant into nine newbuild detached homes, enabling the client to successfully complete the projects.
Finally, our borrower recently approached us with a brand-new project comprising building eight residential homes on a former farm, where we provided the required facility at 70% LTGDV to complete the works within their desired timeframe.
Through our unique offering, we were able to deliver various features to ensure each deal would be delivered efficiently and in a timely manner.
“It’s been a pleasure working with Hope Capital and our existing clients on this exciting new prestige housing development in Preston. The structure of the facility, linking in the ongoing development in Charnock Richard, has enabled us to structure a bespoke facility to assist with the purchase and development of this fantastic scheme.”
Chris Johnson
Bespoke Property Finance Consultants Ltd
We’ve flipped our bridging Our borrowers can switch from a bridge
With these key features available, it’s no surprise why our flip loan has been so in demand this quarter:
In September we introduced a brandnew flip loan targeting borrowers who are looking to secure additional funding to complete refurbishment works across residential, semi-commercial and commercial property types.
Our newest loan offers a host of costsaving benefits and enables borrowers to move swiftly from their initial bridge up to an additional 18-month term.
Kim Parker, Head of Sales at Hope Capital, commented: “Our latest loan flips everything brokers and borrowers know about our offering on its head. Firstly, not only can we now provide a significantly longer loan term, but it removes the requirement of having to pay certain fees again. This not only provides a greater level of affordability to the borrower, but it also means
they have more time and flexibility to capitalise from their loan.
“Secondly, by flipping onto a new loan with us, our clients won’t need to restart a new application from scratch, resulting in them experiencing a much more streamlined and significantly quicker experience compared to moving to another lender.”
Not
for us, as we celebrate 13 years of amazing success
This quarter marked 13 years of innovation, growth, and incredible success.
From our humble beginnings to where we stand today, this journey has been nothing short of extraordinary. The bridging market has developed considerably over the years, transforming from a small number of lenders operating in a relatively limited, niche
industry to now, where it comprises a growing force of specialist lenders competing in a highly competitive market.
To reach 13 years, comprising a solid team and without a doubt experiencing the strongest position we’ve ever been in is something we’re incredibly proud of.
Jonathan Sealey: CEO
I’m so proud to reach this milestone and celebrate this with our team and everyone else who has helped us over the years. It’s hard to fathom where the time has gone, but what an amazing experience it’s been!
From setting up Hope Capital in 2011, my goal has always remained the same: to be the go-to lender for providing a reliable and efficient service. Over the past 13 years, we have worked with many brokers, borrowers, investors and stakeholders, who have helped us go from strength to strength.
As with any business, there have been many occasions where we have had to adapt to changing market trends, whether it is placing a bigger emphasis on certain products or specific lending areas. There have been plenty of hurdles to jump over, however, with the help of our fantastic team, we’ve always found a way.”
Thank you for being a part of our journey. Bring on the next 13 years…
-Jonathan Sealey
Chris Grierson BDE
Another quarter, another duo of new starters. The team continues to grow with the latest appointment of Chris Grierson as BDE and Emily Bell as Underwriter. Welcome to the team both!
While only been part of Hope Capital for a short time, both Chris and Emily have made a huge impact and we’re looking forward to seeing how they will continue to strengthen our sales and underwriting departments.
Emily Bell Underwriter
Discover how we’re supporting our staff with key personal milestones
Recognising and rewarding our people is important to us. We know that rewards are more than the salary our staff receive for a job well done. We pride ourselves on listening to our teams’ feedback and are continuously shaping myHOPE, our well-being and benefits scheme.
At the start of the year, we introduced a range of new family-friendly policies that recognise the diverse needs of our team members, promoting a healthy work-life balance.
This quarter we’re delighted to introduce even more initiatives which reflect our commitment to supporting employees during pivotal life moments.
As well as employees having their birthday off, our staff now get to take the day off to support key personal milestones such as their wedding day, or upon successful completion of a house purchase.
Brad Armstrong
T: 0151 281 9040
E: bradarmstrong@msbsolicitors.co.uk
Brad Armstrong
5th July
Hosted our annual summer party
July
Our CFO Kate Cowan, joined the judging panel for the Financial Reporter Women Recognition Awards 2024
15th August
Gunnercooke and Hope Capital event
August
Our Senior BDM Charlie Gregory volunteered in a garden transformation as part of WellChild’s Helping Hands Project
5th September
In-house training Nivo
Proud moment to UFC fighter Nathan Fletcher succeed latest fight 6th Septemeber
Stakeholder meeting training with JMW and some of the 13th September
with meeting and JMW Solicitors team
Honoured to sponsor Luke Riley in his Cage Warriors win 21st Septemebe
The team hosted a Macmillan Coffee Morning 27th September
Brilliant day celebrating our 13th birthday 23rd Septemeber
Some of the team proudly attended the North West Cancer Research Gala Dinner Awards 27th September
Our highly anticipated annual LAFTA awards are just one love working at
At Hope Capital, we love a social event, whether it be our annual summer party or Christmas celebrations, we want our team to know how much we value their hard work. Last year, our team went to Escape Live in Liverpool for our team building day, putting time aside to focus on where we want to go as a business. This year was no different.
annual team building day and one of the reasons our staff at Hope Capital
What a brilliant day it was to enhance our team’s creative skills and bring us altogether so we could contribute to Hope Capital’s exciting future.
Thanks to Malmaison, we were able to host a brilliant team building day, celebrating everything we have achieved over the past year, getting involved in various team building activities as well as hosting our annual LAFTA Awards.
Supporting local talent is what it’s all about
We’re incredibly proud to have sponsored several Liverpool MMA stars, including Paddy the Baddy, Nathan Fletcher, and Luke Riley. Each of them has achieved phenomenal results in the ring, showcasing their talent and determination.
Our latest sponsorship highlights the exceptionally talented
Luke Riley. Headlining Cage Warriors for the first time, Luke delivered an impressive performance, knocking out Brazilian Alexandre Junior in devastating fashion at the end of September. With this victory, he extended his pro MMA record to an impressive 10-0 wins in a row with 7 knockouts.
grown talent is important to us, and it’s been an honour to be part of their journeys.
Good luck to Paddy, Nathan, and Luke - we look forward to following your continued success!
Last quarter, we had the pleasure of celebrating several important milestones with our long-serving team members. This included marking Pauline O’Gorman’s remarkable 10-year journey at Hope Capital as our phenomenal Office Manager, celebrating our brilliant Head of Portfolio Management, Jemma Wood, who marked her 5-year anniversary and one of our brilliant Senior Underwriters, Andy Bate, who celebrated his 3-year anniversary.
However, the celebrations didn’t stop there. This quarter our amazing Head of Underwriting, Laura Carr, celebrated her 10year anniversary. Laura joined
the business during early days of Hope what an impact since. From leading department within her leadership has in steering the team, ensuring and completion volumes align with objectives. Her to managing key with all stakeholders, a collaborative environment. What to mark this occasion a buffet lunch with
recognising our longest serving employees
during the very Hope Capital and impact she has had leading the biggest within the business, has been pivotal underwriting the progression completion of case with our business expertise extends key relationships stakeholders, fostering and successful
What better way occasion than with with the team!
We can’t also forget that our fantastic, award-winning, CFO, Kate Cowan, also had a special milestone in Q3 as well by celebrating her five-year anniversary. Kate’s journey has been marked by tremendous accomplishments, showcasing her financial prowess and leadership. Promoted to CFO last year, her expertise has played a pivotal role in achieving numerous company records and streamlining our entire proposition. Congratulations Kate, you’ve made an incredible impact over the last 5 years. Here’s to many more years of success together!
Congratulations to our quarterly Star of Hope and Annual Star of Hope winners
nominated consecutively by his peers Sam was carefully selected by our
Always there to lend a helping hand,
years of achieving HM Treasury’s Women in Finance Charter
We’re continuing to make strides towards gender equality and an inclusive workplace culture
We signed the Women in Finance charter in November 2018 and are immensely proud to be one of the few organisations in our sector who have renewed our commitment each year since.
Providing a high level of transparency and accountability across our business is vital for us and we’re honoured to continue to make a positive impact on our industry.
We need to celebrate women’s achievements and create positive visibility of women. This issue has gone on for far too long; we all have a role to play in making change.
50%
Of our board are female 82%
Of senior management positions are held by women 66%
Of our total workforce is represented by females
We round up our Q3 with some fantastic news. It gives us great pleasure to announce this year alone, we have already won 6 awards, with 4 of these belonging to our amazing Chief Financial Officer, Kate Cowan. Let alone, we have also been shortlisted 17 times across various award programmes.
So, what made Hope Capital come out on top in so many awards? The judges were particularly impressed with our forward-thinking approach, are dedication to delivering an excellent service and the way we have established a fantastic workplace. While we have been recognised as a business on countless occasions over the years, this year, it’s the individuals in the business who are our shinning stars. Without our team, we would not achieve the results we are – they truly are the backbone of our success.
There’s nothing we love more than collaborating with our industry peers. Especially when it’s for a fantastic cause. For those who have been reading HOPE-FULL for a while now, will have seen that MSB have been our proud sponsor. At Hope Capital, giving back to our community is at the heart of what we do. For us, it’s important to be more than just a bridging lender, which is why we regularly support various charities to
Isla Rose Foundation: a unbelievable charity raising Money for Therapy and Nonketotic Hyperglycinemia Research
help make a difference. In line with HOPE-FULL, the very generous team at MSB, have provided us with an additional £4,000, to help support even more fantastic charities selected by our team. This includes donating £1,000.00 to each of the following causes: Bliss: a fantastic charity supporting parents and families of premature or sick babies
Charlotte Brightside: a brilliant cause in our community which aims to be a pillar of support for anyone who feels as though they are struggling
families sick in community are
MDNA Merseyside: a local organisation serving people in the Merseyside area affected by Motor Neurone Disease
Thank you MSB for not only supporting our quarterly news updates, but also helping to make a difference to those who need it most in our community.
Our charitable efforts haven’t stopped there this quarter. Not only is giving back is an integral part for our business, but our amazing team always do their part to get involved in helping to
make a difference. It gives us great pleasure to share some of the charity fundraising activities our team have been involved in:
We’re also delighted to share not one but two amazing projects our Senior BDM, Charlie Gregory has proudly been involved in. Charlie spent two tireless days transforming a 200 sqm garden space at the Mary Rose Academy into a vibrant sensory garden and a special memorial space as part of WellChild.
For more than a decade we’ve supported countless charities and remain the official proud supporter of the Sunshine Group, breast cancer charity. It gives us great pleasure to introduce the first of its kind, a calendar featuring some of the inspiring sunshine group members and breast cancer survivors.
The calendar celebrates the lives of those affected by such a terrible disease, and the best part, all the proceeds will go to support women who are going through breast cancer from
Well done to our Head of Marketing & Communications, Sarah Butler, and Head of Sales, Kim Parker, and who both ran 60 miles throughout August to raise money and awareness for motor neurone disease (MND) raising an amazing £544.00.
All the money raised will help provide care and support for families affected by this terrible disease, as well as fund vital research to bring us closer to finding a cure. This fantastic charity is particularly close to Kim’s heart who very sadly lost her dad to MND.
diagnosis, before, during and after treatment. It’s been a privilege having the opportunity to sponsor this calendar and we’re looking forward to providing even more help in the coming months, including sponsoring the annual Sunshine Ball later this year.
To order a limited-edition calendar, please contact Ann Coffey on 07815 619 971 or by email ann@sunshinegroup.org.uk.
Charlie’s fundraising efforts didn’t end here. Teaming up with Propp and Firmitas Financial Services, Charlie completed a gruelling 32km walk along the Jurassic Coast raising £335.00 for WellChild. Amazing accomplishment by everyone involved!
WellChild is a fantastic charity which supports children and young people living in the UK with serious health needs, by working with a network of children’s nurses, home and garden transformation projects, and family training and support services.
