HOPE ACADEMY
Discover our digital platform for training, learning, and developing our people
LO REM IPSUM
Lorem ipsum dolor sit amet consectetuer adipiscing ad sed diam nonumm y.
CELEBRATING KEY MILESTONES
R SIT
Recognising our long service colleagues
U
WHY WE’RE THE PERFECT MATCH
NONUMMY
Fall in love with our reduced resi medium refurb rates
ear readers, Time for the second edition of HOPEFULL this year – welcome back! With the general election being headline news for the last few months, we’ve been keeping ourselves busy, gearing up for what lies ahead, while continuing to launch a host of brandnew products to keep our brokers and borrowers happy.
From introducing dual representation across the board, celebrating our team and launching the Hope Academy, it’s been a fantastic quarter. Plus, we’ve welcomed several new faces to the team, who will be instrumental in ensuring we continue moving from strength to strength.
Enjoy the read.
EMILY CROWE Senior Marketing & PR Executive
P4-P5 Why we’re the perfect match: Fall in love with our reduced resi medium refurb rates
P6-P7 Dual representation: Just got easier
P8-P9 Proud to work with MSB: Meet HOPE-FULL’s official sponsor
P10-P11 HOPE Academy: Discover our digital platform for training, learning, and developing our people
P12-P13 Step back in time: Our most anticipated social calendar is here
P14-P15 The best team Find out what it’s like to work at Hope Capital
P16-P17 Getting our steps in: For Mental Health Awareness Week
P18-P19 Celebrating key milestones: Recognising our long service colleagues
P20-P21 Our latest recruits: Say hi to our new starters
P22 Star of Hope: Congratulations to our quarterly winner
P23 Knowledge is key: Stakeholder training
Rate drops are in the air! Our borrowers can now receive up to 75% LTV at 0.99% via our resi medium refurb offer on properties worth up to £5m for a 3–18-month term!
Coupled with the rate reduction, we’re also offering several key features to ensure the loan provides the flexibility, affordability and speed our borrowers require:
Kim Parker, Head of Sales at Hope Capital, said: “The demand for refurbishment bridging loans remains very strong, with investors increasingly looking at refurbishment and development opportunities to either improve the property, increase yield or for capital gain.”
Dual representation is now available across residential, semi-commercial, and commercial property types.
The even better news? This is available for both new and existing borrowers to take advantage of a streamlined process as well as make savings.
So, what is dual representation?
Dual representation, commonly known as dual rep, is when the borrower and the lender use the same solicitor. This ultimately results in the legal and conveyancing process being a lot more streamlined and simpler as everything is handled by the same solicitor.
Speeding up completions is key for our borrowers who turn to our bridging loans. As opposed to separate representation where the borrower and lender would have a different legal team representing them, in this case, there’s no need to relay messages between two solicitors meaning communication can be more direct and efficient and can also reduce the risk of miscommunications, contributing to a smoother transaction overall. This can be especially beneficial where a deal is needed urgently, a situation
most borrowers find themselves in when utilising short-term finance.
Complementing our existing offering of providing AVM’s instantly at no cost and desktop valuations within 48 hours, we’re looking forward to helping speed up deals even more while helping our clients save significantly from this enhancement.
Discover our digital platform for training, learning, and developing our people
After months of meticulous planning, our e-learning platform HOPE Academy is now live.
This game-changing digital resource reflects our commitment to investing in our people through online modules, interactive videos, classroom style learning and on-the-job training.
After launching myHOPE, our well-being and benefits portal back in 2022, HOPE
Academy is the next step in our evolution, driven by our growing workforce, emerging technologies, and shifting employee expectations. Our digital platforms are making it easier for our team to enhance their own skillset in line with personal development plans whilst enjoying a host of well-being initiatives.
HOPE Academy incorporates various learning styles to ensure our team are continuously developing and understand the latest UK legislation, professional and regulatory bodies, and internal guidelines.
18th April
Q1 Update: hosted our quarterly team briefing
16th May
Evening meals and drinks with JMW
18th April Team drinks: at the Bierkeller Mental Health Awareness Week 2024 13th May 17th May Charity 32km walk along the Jurassic Coast with our senior BDM Charlie Gregory
Shiverpool Ghost Tour with Brabners 29th May When The Bank Says Knockout challenge in aid of Epilepsy Research
Hope Capital’s head office is situated in Liverpool, within the North West of England, the third largest regional economy in the UK. Hope Capital much like Liverpool, has a diverse, energetic, and thriving team.
As a specialist bridging loan provider, we work with networks, brokers, and borrowers from all over the UK and often overseas. This allows our regional based team members to regularly meet up with clients to help with their bridging loan enquiries. In addition, our team attend trade shows and host our own Hope Capital events.
On top of this, we continually reward our team for their continuous hard work, as well as giving people from different departments the chance to build relationships and have fun. Through our social committee we host various events from supporting well known charitable fundraising days to team building activities. These are different each quarter, and have previously included dinners, pingpong, bowling, simulated shooting
range and many other fun activities. Whilst most companies hold a Christmas Party, Hope Capital also hosts a party in the summer, which is the highlight in our social calendar. Interested in a career with Hope Capital? Keep an eye on LinkedIn for our latest vacancies.
Back in May, the Hope Capital team kick started #MentalHealthAwarenessWeek by using the power of movement for improved mental well-being!
In line with this year’s theme and our existing ‘Feel Fresh Friday’ initiative, we encouraged our teams to take extra breaks
away from their desks while getting their steps in via a StepUp challenge.
In one week, the team altogether completed an astonishing 1.1m steps and just under 55 miles. Well done team, amazing effort!
One of the key things that makes Hope Capital special is the people. Without our team, we would not have achieved the growth and success we have to date. This quarter, we have had the pleasure of celebrating important milestones with our long-serving team members. Their dedication and commitment have been instrumental in shaping Hope Capital into the thriving business it is today.
Firstly, we have celebrated Pauline O’Gorman’s remarkable 10-year journey at Hope Capital! As our phenomenal Office Manager, Pauline, has been the heartbeat of our success, where she continues to seamlessly contribute across all business functions. Her daily efforts keep our office running
smoothly and she is truly the backbone of our business. As a token of our thanks, Pauline has been rewarded for her incredible 10 years of dedication. Congratulations, Pauline, and here’s to many more years!
Secondly, our brilliant Head of Portfolio Management, Jemma Wood, has marked her 5-year anniversary. Jemma has consistently showcased her exceptional risk management skills, while enhancing the efficiency and effectiveness of our post-completion processes – we’d be completely lost without her! Having been an integral part of our portfolio management team for half a decade, we are so proud of everything Jemma has achieved and grateful for her continuous hard work and dedication. Huge congratulations, Jemma!
The celebrations didn’t stop there as one of our brilliant Senior Underwriters, Andy Bate, also celebrated his 3-year anniversary. Joining Hope Capital in 2021, Andy has ascended through the ranks, being promoted twice, through showcasing remarkable dedication and skill. A powerhouse in our team, Andy has an exceptional talent for getting even the trickiest of deals over the line. Congratulations on your continued success, Andy and thank you for everything you do at Hope Capital. Here’s to the many more successful deals ahead!
We’re delighted to welcome five new, lovely faces to the Hope Capital team this quarter! As we continue to grow, we understand the importance of simultaneously developing our workforce in line with our phenomenal loan book growth, while maintaining our exceptional levels of service.
Meet the latest team members who are continuing to help grow Hope Capital to the next level:
In our last edition, we welcomed Michelle Powell to our Portfolio Management Team, it now gives us great pleasure to announce Michelle’s promotion from Business Administrator to Portfolio Case Manager. As a Portfolio Case Manager, Michelle will manage her own caseload providing our borrowers with support during the terms of their loan and further contribute to the success of the Portfolio Management Team under the talented Jemma Wood. This promotion reflects Michelle’s hard work, dedication, and skills in her role and is just one example of how we recognise talent here at Hope Capital. Well, done
Ensuring our team is up to date on the latest practices and training is vital to our success. In Q2, we were delighted to welcome Method to our office in April and Costcap in May who both hosted two extremely valuable training sessions for our team. A huge thank you to everyone involved!
Congratulations to our quarterly winner
A massive congratulations to our latest Star of Hope winner, our very talented HR Manager; Steph Kinsella. Steph was awarded our Q2 winner as part of our quarterly values recognition scheme, which is about celebrating and rewarding our people who consistently demonstrate and live our values.
