Sudoku

Sudoku is one of the most popular puzzle games of all time. The goal of Sudoku is to fill a 9×9 grid with numbers so that each row, column and 3×3 section contain all of the digits between 1 and 9. As a logic puzzle, Sudoku is also an excellent brain game.

Dave Says -By Dave Ramsey

Dear Dave, I bought a house about a year ago. Currently, I have $45,000 sitting in an account with a money manager. I’ve had this account for a little over three years, and the investment hasn’t grown much, if at all. Under the circumstances, and being single, too, would it be better to pull the money out of that investment and put it toward my mortgage?

-Johnny where you are and your first $1 million to $5 million in net worth is getting your house paid off. After that, load 15% to 20% of your income into a serious retirement plan. And by that, I don’t mean playing financial footsie with some little brokerage account. Investing in good, growth stock mutual funds with a proven track record of at least 10 years is a proven way to build wealth the right way.

I’m sure you can find someone on TikTok telling you to do the exact opposite of what I’m suggesting. But you won’t find that kind of advice coming from real millionaires.

-Dave

Ask The Motor Medics®

From the Hosts of the Under The Hood radio show.

Dear Johnny,

I recommend putting 100% of any nonretirement savings, above your emergency fund, toward paying off your mortgage until the mortgage is paid off. I’d still tell you to pay down the house, even if you were making 20% on your money. Just make sure you’re following the Baby Steps, and you’re already putting 15% of your income into good retirement investments before attacking the house. Paying down your mortgage is not an expenditure that’s just lost money. The cash is sitting there, you’re just banking it in your home and land. And on a side note, with all the craziness in the market over the last three years, you might come to realize breaking even over that time wasn’t so bad after all.

Johnny, the shortest distance between

* Dave Ramsey is a seven-time #1 national best-selling author, personal finance expert, and host of The Ramsey Show, heard by more than 18 million listeners each week. He has appeared on Good Morning America, CBS This Morning, Today Show, Fox News, CNN, Fox Business, and many more. Since 1992, Dave has helped people regain control of their money, build wealth and enhance their lives. He also serves as CEO for Ramsey Solutions.

Albany Senior Dining

Mon., June 26: Ham, scalloped potatoes, broccoli, fruit salad, roll.

Tues., June 27: Shrimp, baked potato, vegetable blend, mandarin oranges.

Wed., June 28: Meatloaf, whipped potatoes, gravy, green beans.

Thurs., June 29: Breakfast sandwich, hashbrown triangle, baked apple slices, pastry.

Fri., June 30: Chicken patty on bun, macaroni salad, baby carrots.

Pre-registration requested to dine daily. For more info. call 320-845-4070.

Upsala - All Ages

BREAKFAST: Mon.-Fri. 7-10 a.m.: Walk in & dine. Take out available, call ahead.

Mon., June 26: Ham, potato, vegetable, dessert.

Tues., June 27: BBQ chicken, potato, vegetable, dessert.

Wed., June 28: Cook's choice.

Thurs., June 29: Salisbury steak, mashed potatoes, green beans, dessert.

Fri., June 30: Sloppy Joes, cheesy potatoes, vegetable, dessert.

Pick up or eat in by 11:30 a.m. For meals, call a day before: 320-573-4435.

Upsala, MN

LLC

Dear Motor Medics, I'm having trouble with my 2004 Ford F150 missing again. The vehicle shakes when I am at a stop sign and sometimes when I accelerate going up a hill. The check engine light comes on and sometimes flashes as well. I have had two ignition coils replaced over the past year and they're expensive! Could it be another one? I'd like your advice and thoughts on this truck. I really appreciate all your help guys.

Dear Mark,

-Mark in Branson, Missouri

The Ford F150 and most modern vehicles use what's called coil-on-plug ignition which in simple terms means that the ignition coil is placed directly above the spark plugs and connected by a short rubber boot instead of using a plug wire. Using multiple coils allows the ignition system to work more efficiently when it is working correctly and eliminates spark plugs wires. When they fail they give the symptom you describe and cause poor mileage and rough running and possible power train and exhaust system damage. We often see all ignition coils fail within a short period of time to each other due to age and miles so be prepared to replace the other six coils. Due to the labor cost of working on them we often recommend replacing all at the same time to save labor costs even though the coils are not cheap. In the long run it will save a lot of cash over repeat labor repair costs.

-Take care, the Motor Medics

Dear Motor Medics, I have been a long-time listener to your radio show "Under The Hood" and have heard you talk about aftermarket cold air intake kits and how they can help your engine performance. I have a camper and a boat that

Rick’s Painting

I tow and don't want to go changing a lot of major internal parts but want a little extra "go" when I step on it when I'm towing and also some better mileage. What are your thoughts?

-Dan in Colorado www.pooptruck.com

Dear Dan, Cold Air Intake Kits are a great way to increase Horse Power and Torque and are an easy and fast way to do it. Don't look for incredible gains but they will make a small difference and every bit counts when towing as you know. The kits are a bolt-on and can be done by most people at home in around an hour or less in most cases and they look great too. Get on the internet and compare the kits for your vehicle and look at the real numbers of what to expect from a kit before you decide to purchase one so you know what you are getting and are happy with what you are purchasing. They also give a great sound and a performance feel. As for mileage, don't expect to see any increases there with any air filter or intake kit as they don't provide that. They are for torque and HP increases only.

-Take care, the Motor Medics For entertainment only. Always consult your local shop and follow all safety procedures before repairs. Come visit the Motor Medics® online at Underthehoodshow.com.

Kirt Olson (owner) 320-632-8894 MPCA lawns (185 hose)