AZ News from the Experts by HomeSmart

OCTOBER 2026

ARIZONA SMARTPARTNERS

News From the Experts

Resources for Real Estate Professionals

Benefits of SmartPartners SmartPartners are integral to providing you with an exceptional real estate experience. Choosing HomeSmart connects you with a network of trusted SmartPartners, all working together to deliver the very best in real estate services.

Why They Are So Valuable: Vetted for Excellence

Aligned Goals and Values

Every SmartPartner has undergone a rigorous review by HomeSmart, guaranteeing they meet our high standards for quality and reliability.

We regularly collaborate with the leadership of our SmartPartners to ensure a shared commitment to your success and a seamless transaction.

Enhanced Experience

Established Trust

SmartPartners are crucial assets, working alongside us to provide toptier services throughout your real estate purchase or sale, and even beyond.

Many of our SmartPartners have cultivated relationships with HomeSmart agents and clients for years, even decades, demonstrating their consistent reliability and dedication.

Coverage Your Clients Deserve Help your clients protect their budget and plan for the unexpected with a 2-10 home warranty.

Easily Enroll: pro.2-10.com

Becky Strange-Saavedra Market Manager

rstrange-saavedra@2-10.com 602.692.5587 go.2-10.com/Becky_Strange-Saavedra_About

QUARTERLY MAGAZINE

SUMMER 2024

Get Started Today at

MinuteMortgage.com Info@MinuteMtg.com 800.725.8205 23

Why work with

Who We Are loanDepot is a purpose driven nonbank lender, licensed in all 50 states and operating direct and retail business channels from multiple operational centers and 200+ local spots. Our goal is to help you realize your homeownership dreams.

203k Renovation Lender 1

What We Do

First-Time Home Buyers 2

Lender to Hispanic Community 3

• Fixed and Adjustable Rate

• Government (FHA, VA, USDA)

• Conventional

• Foreign National

• Jumbo

• State Bond Programs

• Zero-percent down payment options

• Renovation

• Home Equity Line of Credit

• 900+ down payment assistance programs

• Reverse Mortgage

• Personal Loans

• Conforming and Non-Conforming

• Condo/Co-Ops

• Long-term Locks on New Construction

1. Source: https://apps.hud.gov/pub/chums/f17fvc/F17FVCY-20231001.txt 2. Buy Side from WSJ - 2023 Source: https://apps.hud.gov/pub/chums/f17fvc/F17FVCY-20231001.txt 3. For funded loans according to 2022 Home Mortgage Disclosure Act (HMDA) data. This information is not intended to be an indication of loan qualiﬁcation, loan approval or commitment to lend. Loans are subject to credit and property approval. Not all products available in all areas. Other limitations apply. Rates, terms and availability of programs are subject to change .without notice. (022024 130689-1599b)

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loanDepot.com, LLC, 6561 *rvine Center Drive, *rvine, CA 92618. All rights reserved. NMLS 174457 (www.nmlsconsumeraccess.org) A;: Mortgage BanLer 0911092. CA: Department of Financial 1rotection and *nnovation under the California Residential Mortgage Lending Act CRMLA 4131040. CO: Regulated by the Division of Real &state. D&: Licensed as a Mortgage Lender by the Office of the State BanL Commissioner, No. 011162. ,S: ,ansas Licensed Mortgage Company No. SL.0026291 MA: Mortgage Lender and BroLer License MC174457. MN: Residential Mortgage Originator License MN-MO-40203037. This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4). MS: Licensed by the Mississippi Department of BanLing and Consumer Finance. NH: Licensed by the New Hampshire BanLing Department. NJ: Licensed Mortgage BanLer o NJ Department of BanLing and *nsurance. NY: Licensed Mortgage BanLer - NYS Department of Financial Services No. 109061. OH: Residential Mortgage Lending Certificate of Registration No. RM.804269.000. OR: Oregon Mortgage Lender License ML-4972. 1A: Licensed Mortgage Lender No 31342 by the Department of BanLing and Securities. R*: Rhode *sland Licensed Lender, Licensed Loan BroLer and Third 1arty Loan Servicer. WA: Washington Consumer Loan Company License No. CL-174457. Also licensed in: AL, A,, AR, CT, DC, FL, (A, H*, *A, *D, *L, *N, ,Y, LA, MD, M&, M*, MO, MT, NC, ND, N&, NM, NV, O,, SC, SD, TN, T9, 6T, VA, VT, W*, WV and WY.

We salute those who serve. Your military clients get 20% off* AHS. To thank military members, we’re introducing a new offer: Military veterans and active-duty service members who are buying a home can save 20%* on the first year of an American Home Shield® home warranty. It’s an honor to protect our nation’s heroes’ major home systems and appliances.

Select the “Military Discount” option on pro.ahs.com when ordering a warranty. Offer available to all U.S. military veterans, including those honorably discharged from the Army, Navy, Marine Corps, Air Force, or Coast Guard, and active-duty personnel, reservists, and National Guard members. Seller Coverage is not included in this offer. Not available for Realtor Owned Products. Available to new American Home Shield members only. Upon renewal, the discount will become $5 off/month. Offer cannot be retroactively applied or combined with another offer. Discount only available for single-family homes under 5,000 sq. ft. (includes condos and townhomes). Coverage not available in all areas. Visit ahs.com/contracts for coverage details, including service fees, limitations and exclusions. Coverage limits and charges for non-covered items may apply. Coverage not available in all areas. New Jersey Residents: The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.

131901

Surprise Repair Costs Can Crush Your Clients’ Budgets There’s no place like a covered home. Reports indicate that over half of homeowners would have trouble accessing funds to cover a $1,000 emergency expense.* Ensure they’re protected against surprise repair and replacement costs for covered home systems and appliances

Kim Farrar Senior Account Executive O: (980) 308-6483 M: (602) 527-3030 KimberlyF@orhomewarranty.com Phoenix

Lindsey Smith Senior Account Executive O: (980) 308-6518 M: (602) 918-0678 LindseyS@orhomewarranty.com Glendale, Goodyear, & Sun City

Seth Kuretsky Senior Account Executive O: (980) 308-6481 M: (480) 599-1750 SethK@orhomewarranty.com Scottsdale

during their first year of homeownership. Vicki Hart

Recommend an Old Republic home warranty to your clients. orhomewarranty.com/homesmart (800) 445-6999

Yvette Myer VIEW PLANS

This home protection plan is not insurance. Terms and conditions apply. Coverage and availability vary by state. See your current state plan for pricing, coverage, and exclusion details. Charges for non-covered items may apply. Home warranties offered under the Old Republic Home Warranty brand are service contracts issued by Old Republic Home Protection Company, Inc.

Senior Account Executive O: (980) 308-6520 M: (480) 244-8485 YvetteM@orhomewarranty.com Chandler, Gilbert, Mesa, & Tempe

HS1026

*Bankrate's 2026 Emergency Savings Report | Bankrate

Senior Account Executive O: (980) 308-6461 M: (928) 706-7611 VickiH@orhomewarranty.com Yuma

Keep the Horrors Out of Homeownership Here’s a scary thought: Nearly half of our members experienced a major home system failure during their first year with us.* Fortunately, First American Home Warranty came to their rescue, preventing frightful breakdowns from becoming financial horror stories. Be sure your clients have the right home warranty coverage in place before the unexpected strikes.

Jennifer Brosius

Madeline Dubick

Kathryn Lansden

ARIZONA STATE MANAGER Phoenix and West Valley Territories 623-215-5956 jbrosius@fahw.com

AREA MANAGER Lake Havasu, Bullhead and Yuma Territories 602-980-7314 mdubick@fahw.com

AREA MANAGER East Valley 480-338-1983 klansden@fahw.com

Stacie West

Ashley Larkin

myfahw.com

AREA MANAGER Tucson 520-348-8318 stdominguez@firstam.com

AREA MANAGER Scottsdale and Northern AZ 480-760-5623 alarkin@fahw.com

Phone Orders:

800-444-9030

*Based on First American Home Warranty first-year real estate contracts January 1, 2025–December 31, 2025. First American Home Warranty Corporation makes no express or implied warranty respecting the information presented and assumes no responsibility for errors or omissions. First American, the eagle logo, firstam.com, and First American Home Warranty Corporation are registered trademarks of First American Financial Corporation and/or its affiliates. First American Home Warranty Corporation also operates as First American Home Warranty Corporation of Florida in the state of Florida. ©2026 First American Home Warranty Corporation. All rights reserved. FA_AD_HMSMRTAZ_10_26

YOU HELP MAKE THEIR DREAM HOME A REALITY. WE CAN HELP THEM PROTECT IT. You help unlock the door to their new dream home. But do your customers have the right coverage once they’ve stepped inside? That’s where we come in.

• Our knowledgeable agents are here to help homebuyers navigate the complicated world of insurance.

• We offer innovative add-on coverages, such as Flash Flood and Equipment Breakdown, to fill the gaps of a typical homeowners policy.* **

• Our dedicated team is always here to help your customers customize a policy that fits, review coverages and answer any questions along the way.

Bryan Shisler, Agent Let’s partner to provide your customers with home insurance they can count on, so they can relax knowing their investment — and their dreams — are well-protected.

Shisler & Associates Insurance, Inc InsureLocalAZ.com (480) 951-5055

*Coverage provided by adding the Inland Flooding optional endorsement. This endorsement does not satisfy mandatory flood insurance coverage should it be required by your federally regulated lender for your home mortgage or loan. This insurance product is not affiliated with the National Flood Insurance Program (NFIP). Some coverages or limits may not be available in your state. Refer to your policy documents for coverage limit details. Coverage applies after the property deductible has been met. Please speak with your agent to learn more about your coverage options. **Coverage provides protection should appliances, home systems or smart home devices be damaged due to mechanical or electrical systems sudden breakdown. Does not provide coverage for breakdown caused by normal wear and tear. Coverage applies once a $500 deductible has been met.

FIND THE RIGHT PLAN & OPTIONS Super has plans to fit homes of all sizes and lifestyles —from cozy condo living to high-end premium properties

MOST POPULAR PLAN

SIGNATURE $749

LUX

SIMPLE

MORE PROTECTION FOR

$459

PEACE OF MIND

$1,299

INCLUDES EVERYTHING IN OUR SIMPLE PLAN

ULTIMATE PROTECTION

SOLID PROTECTION FOR YOUR ESSENTIALS BREAKDOWN COVERAGE MAINTENANCE SERVICE

+ BREAKDOWN COVERAGE FOR REFRIGERATOR AND WASHER & DRYER + REFRIGERANT COVERAGE + IT’S COVERED UPGRADE

INCLUDES EVERYTHING IN OUR SIGNATURE PLAN + LUX COLLECTION

CONTACTING YOUR DEDICATED TEAM IS SIMPLE USING OUR DEDICATED EMAIL ADDRESS:

HOMESMART@HELLOSUPER.COM Shelby Mallory

Madelyn Kupfer

Sr. Area Sales Manager 248-872-1811 Shelby@HelloSuper.com

Area Sales Manager 602-568-6210 Madelyn@HelloSuper.com

ATTENTION: REALTORS Earn a $300 referral fee per property when your client partners with us for management.

OUR REALTOR REFERRAL PROGRAM IS SIMPLE & WORKS LIKE THIS: Refer a property to us and once their property is leased, you get $300. Your details are stored alongside the property in our database. When your client is ready to sell, (and we’re always the first to know) we contact you immediately. WHY REALTORS CHOOSE SERVICE STAR REALTY: We focus solely on property management. No conflicts— just seamless referrals and your commission.

Ready to work with us? Let’s get started. Service Star Realty

www.leaseAZ.com

1525 N Granite Reef Rd #16 Scottsdale, AZ 85257

480.338.7219 kayla@leaseaz.com

Exceptional service

Deep expertise

Homeownership doesn’t have to wait. For over 60 years, Guild Mortgage has built our business by following a simple rule - doing what’s right for our customers. We’re committed to providing an outstanding home financing experience for our customers and partners.

Your trust means everything to us. Ranked #2 Nationwide in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study. For more information about the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study servicer-satisfaction-study SM

, visit: jdpower.com/business/mortgage-

Local support

Long-term relationships

Your buyers can achieve the Promise of Home. Contact us for a personalized plan that will get them on the path to homeownership.

A partner you can count on.

Reach out today

Visit us at try.guildmortgage.com/homesmart Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; NMLS #3274; Equal Housing Opportunity; www.nmlsconsumeraccess.org. For more licensing information, please visit www.guildmortgage.com/licensing. All information, loan programs & interest rates are subject to change without notice. All loans subject to underwriter approval. Terms and conditions apply. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction. For use by Real Estate Professionals only. Not intended for public use or distribution. Guild Mortgage is not affiliated with Zillow or J.D Power. #1 Most 5-star revies on Zillow as of January 1, 2026.

A special thank you to all of our Arizona SmartPartners