HomeFolio: Alamo Blackhawk Danville Diablo San Ramon Volume 7 Issue 8

The Cox Team r e a l e s tat e

ED

!

C DU

E IC PR

RE

LE SA

10 Melsenna Court, Danville Unique property on ~.68acre. ~4327 sqft with au pair attached, RV garage, inlaw units, shop & pool!

Offered at $1,165,000 G! IN s!

D N ffer PE le O E L tip SAMul

903 Reddington Court, Walnut Creek Rudgear Estates! 4BR/2.5BA Cul-de-sac! Tastefully updated home w/ remodeled kitchen, hdwd floors & more! Designer finishes throughout!

Offered at $998,888 LD

PE

28 Sky Terrace, Danville Westside Estate! Remodeled 5BR, office, 2BR detached guest house, pool & cabana bar. Vineyard, views, ~1.6 acres!

Offered at $4,195,000

G!

525 Buttonwood Drive, Blackhawk 4BR/3BA home with designer finishes throughout! Hardwood floors, French doors, vaulted ceilings, two fireplaces & more!

Offered at $1,225,000 !

LD rs!

SO Offe 10

712 Evelyn Court, Alamo The Trails! 4BR/3BA with updated kitchen and baths, hardwood floors, new carpets, fresh int. & ext. paint on ~.46 acre!

Sold for $1,616,720

!

SO

IN ND

LD

!

SO

4 Sky Terrace, Danville Westside! Remodeled 5BR single story, walls of glass, contemporary design, pool, spa, ~3 acres! Breathtaking views!

Offered at $2,995,000

TheCoxTeam.com Kevin Cox, License # 01257809

Shiloh Hagen, License #01358726

Wendy Cox-Hagen

Pat Cox License # 00635222 Pat@TheCoxTeam.com 925-963-6404

2

25

B

enefits of Listing a Home During Winter

The holiday season may be a busy time for families and Realtors alike, but don’t let that fact fool you. Contrary to popular belief data hints that winter may be an exceptional time to list a home after all.

According to Redfin’s December 2013 research report homes listed in winter have a 9 percentage point greater likelihood of selling and also sell a week faster than homes listed in any other season. Redfin analyzed homes listed from March 22, 2011 through March 21, 2013 throughout major metropolitan areas, including San Francisco and San Jose. The results showed that homes listed during winter in the San Francisco area had a 69% likelihood of selling within six months versus spring’s 59% chance. While these figures may vary as individual markets fluctuate, it’s information worth considering.

So, what makes winter such an overlooked, yet opportune time to sell?

Well, many homeowners hold off from selling their properties until the spring, a time historically viewed as ‘selling season.’

This trend decreases the inventory in the winter, which consequently lessens the competition for those putting their homes on the market. Homebuyers hunting during the holiday season also tend to be highly motivated, serious buyers.

“The difference between this winter market and previous markets is that many buyers never got their house in the beginning of the year due to the amazing price increases and shortage of salable houses,” says Empire Realty Realtor, M.J. St. Jean. “So, there are a lot of pent up buyers just sitting there waiting for new inventory. For instance one of my Empire associates had 100 people come through her open house, and in less than a week she had two offers and a pending sale.”

While sellers tend to make a conscious decision to list in spring, today’s competitive multiple-offer market has left many eager buyers still searching for properties. This reality creates continued opportunity for homeowners open to transitioning during the winter months.

“If you wait until the spring market it’s important to remember a lot of other people are thinking the same thing. So, the competition for a seller will be much greater in April than in January,” she says.

Seasoned Realtors encourage homeowners to think through their individual circumstances, and capitalize on the low interest rates and current market conditions. For local residents considering selling, now is an favorable time.

Naturally, deciding whether or not to sell a home can be tricky during any season. Start by seeking insight from a trusted professional with a notable track record in the Danville, Blackhawk, Alamo, and San Ramon area. This basic step sets up you for success, knowing you’re acquiring up-to-date insight from an experienced, reputable Realtor.

“If you list in winter you’re ahead of the game. Clients could be in escrow in February and March when others are just getting started.”

By Kimberly Gomes, HomeFolio Media Writer

For more information on selling your home this winter contact M.J. St. Jean at mjstjean@empirera.com or visit www.mjstjean.com.

4

We hope you had a wonderful Christmas and wish you a healthy and Happy New Year!

SOLD

SOLD

50 Bent Oak Court Blackhawk

1487 Asterbell Drive Gale Ranch San Ramon

SOLD

SOLD

SOLD

599 Zephyr Circle Danville

9956 Broadmoor Drive San Ramon

SOLD

507 Silver Lake Drive Danville

2117 Gillport Lane Walnut Creek

Candi & John Hoyle

John - 925.791.2541

john@according2hoyle.com

Candi - 925.791.2542 choyle@apr.com

5 5

130 Coralflower Lane, San Ramon 3 Bedrooms / 2.5 Bathrooms / 1,439 Sq.Ft. LISTING SOLD WITH MULTIPLE OFFERS

330 Eastridge Drive, San Ramon 2 Bedrooms / 2 Bathrooms / 1,058 Sq.Ft. BUYER SALE

2129 Watermill Road, San Ramon 3 Bedrooms / 2.5 Bathrooms / 1,979 Sq.Ft. LISTING SOLD

3118 Sweetviolet Drive, San Ramon 4 Bedroom / 3.5 Bathroom / 2,932 Sq.Ft. BUYER SALE

2629 Northern Cross Road, Hayward 3 Bedrooms / 2.5 Bathrooms / 1,750 Sq.Ft. BUYER SALE

195 Arundel Place, Hayward Hills 5 Bedrooms / 5.5 Bathrooms / 4,957 Sq.Ft. FOR SALE - PRICE REDUCED For more info visit www.195Arundelpl.com

9

Better Than New in Blackhawk

A masterful one year renovation with a discerning attention to detail has created a stunning home reflecting gracious living in the heart of the Blackhawk Country Club. Reconstruction was completed in January 2011 by the renowned R&J Construction of Danville.

From the custom designed Antiqua double front door to the fine finishes and thoughtful design and amenities throughout its two levels, this home combines luxury and comfort in every room.

The 3200+ sq. ft. of living space includes 3 bedrooms, office/4th bedroom, living room & spacious family room with fireplace, formal dining room, gourmet kitchen, and 3 bathrooms. This traditional style home features Blackwood floors, luxurious carpeting, custom wrought iron and wood banister, decorative crown molding, Old World faux painted walls, arched entries, custom wall units and art niches, and Pella windows and French doors. For the country club life style there is a full 3 car plus a separate golf cart garage.

There are awe-inspiring views of Mt. Diablo and surrounding hillsides and close proximity to the Blackhawk golf courses and walking trails, yet just minutes from shopping and dining, with easy access to major commute routes to the Silicon Valley and San Francisco.

For more details, go to www.695BlueSpruce.com.

Offered at $1,475,000

10

925.788.4303 Jack 925.997.3966 Caroline cschlendorf@pacunion.com TheSchlendorfTeam.com

Jack and Caroline

The Schlendorf Team

204 Glenwood Court, Alamo | Visit 204Glenwood.com to Enjoy a Video of this Spectacular Property

Private and Quiet Setting! This beautiful single-story home is situated on 1.16± acres with stunning views of Mt. Diablo and the surrounding hills. The exceptional floor plan of approximately 5,424 square feet includes 4 bedrooms, 4 bathrooms, a bonus/game room, an office/study and a detached guest house. Amenities include a chef’s kitchen, a fabulous master retreat, wonderful formal spaces and a great family room. The gorgeous landscaping, a magnificent Heritage Oak tree, a pool, spa, private patio areas, an outdoor kitchen and a tennis court allows for a truly personal retreat.

Please call us to schedule a viewing of this special property.

Saddleback Lot, Blackhawk | SaddlebackLot.com Stunning views of Mt. Diablo and surrounding hills from this 1.53± acre lot! It is one of the last remaining estate lots in Blackhawk. Secluded gated driveway that leads to an ideal building site that needs very little prep work to build your dream home. Please visit our website for more information.

LD

LD

SO

SO

192 Sonora Avenue, Danville

54 Summer Hill Court, Danville

LD

SO

2702 Velvet Way, Walnut Creek

LD

SO

8 Elizabeth Lane, Danville

673 San Ramon Valley Blvd, Danville | pacificunion.com | License #: 01220770 & 00515655 | A Member of Real Living

11

4

UNDER CONTRACT

49 Red Cedar Court | Blackhawk Country Club | $2,395,000 Gracious custom home with approx. 5,390 sq.ft. with 4bd/4ba.

Library, bonus room, pool/spa. Golf course location and views.

1160 Lawrence Road | Danville | $1,525,000 Stunning remodeled gated estate with 5bd/3.5ba, including guest house on approx. .53 acre lot.

1675(B) El Nido | Diablo Country Club | $1,395,000 Exquisitely remodeled 3-level Chalet. Approx. 2,349 sq.ft. including magnificent custom kitchen.

4216 Knollview Drive | Danville | $4,400 per month Highly desirable remodeled single story for lease with 3bd/2ba.

Great corner location, open floorplan.

Sotheby’s International Realty’s world-renown approach to Global Property Marketing and worldwide exposure is combined with Susan Bazinett’s 23 years of award-winning experience in representing the finest properties in the East Bay. Specializing in the Blackhawk, Danville, Alamo, Diablo and San Ramon Valley Markets, Susan Bazinett and Sotheby’s International Realty together define an extraordinary brand.

Susan Bazinett

925.683.6058 Susan@SusanBazinett.com www.SusanBazinett.com CalBRE: 01112599 Local Expertise Provided on Behalf of

SAN FRANCISCO BROKERAGE 117 GREENWICH STREET | SAN FRANCISCO

INVITING. DISCREET. SAVVY. REFINED. Operated by Sotheby’s International Realty, Inc. Sotheby’s International Realty does not guarantee the accuracy of square footage or other information.

13

Po i s e d fo r S u c c e ss i n 2 0 1 5

Distinctive Marketing, Innovative Technology, and Superior Associates in an Ever-Increasing Global Marketplace.

Visit one of our new offices today!

390 Railroad Avenue, Danville

BE RKE L EY

|

Each Office Is Independently Owned And Operated.

DA N VIL L E

|

3725 Mt. Diablo Blvd, Lafayette

b ays i r. co m

|

L AFAY E T T E

|

OA K L A N D

Rebecca Burns Presents...

Hilltop Sanctuary Minutes from Downtown!

COMING SOON 250 Santiago Lane, Danville Contemporary hillside retreat designed by William Wood Architects in Danville. This private, gated, split-level home sits nestled just above Danville. Up a private drive within a lesser known enclave of five unique homes. Just minutes from downtown but worlds away, this home has breathtaking views of Las Trampas, Mount Diablo and town below. Generously proportioned living spaces begin with a solid Mahogany and glass custom door built by SGO Designs. Soaring ceilings and perfectly appointed windows provide light and energy no matter the season. Cascade White Travertine floors and custom granite throughout. The open-concept kitchen is well appointed with stainless steel Dacor appliances, “Crème Bordeaux” granite counters and a center island and bar.

Rebecca Burns 925.788.1203

rebecca.burns@sothebysrealty.com www.rebeccaburnsrealty.com

Price Upon Request

CalBRE #01952765

www.250SantiagoL ane.com

Norm

and

Amy Present...

Stunning Remodel!

1050 Lehigh Valley Circle, Danville Completely remodeled four bedroom, two and one-half bathroom home. Spectacular gourmet kitchen includes cherry wood cabinets, stainless steel appliances and granite counters. This beautiful home features vaulted ceilings, two fireplaces, and French doors which open to a front patio, and Brazilian cherry wood floors throughout. Beautiful landscaping in the front and rear yards. Danville Station HOA includes community pool, tennis and greenbelts. Close to award winning schools.

Offered at $975,000

Norm Stanley 925.413.9116

Norm.Stanley@sothebysrealty.com CalBRE #00580952 Each Office Is Independently Owned And Operated.

Amy Stanley-Meyer 925.389.2282

Amy.Stanley@sothebysrealty.com

CalBRE #01751646

These Dreams Came True in 2014! Let Me Make Yours Come True in 2015!

Wishing You a Happy & Prosperous New Year!

NOW IS THE TIME TO SELL...

16

~ Low inventory, motivated buyers ~ Low interest rates on your next purchase ~ Top sales prices

~ Less requests and more contributions from buyers ~ Have an opportunity to be a non-contingent buy when you find your dream home

first glimse of 2015

valerie vicente

low inventory & strong demand will continue to support a strong real estate market

interest rates will remain at historic lows! good news for buyers

sellers: let val help you prepare to succed in 2015

if you call val for value, your 2015 housing outlook will sparkle!

call val for value 925.413.5772

valerievicente.com | valerie.vicente@cbnorcal.com core values: attentive, authentic, accountable, advocate...and always with ‘sparkle’ TOP 100 Sales Associates CB SF Bay Area

global is the difference

CalBRE 01827748

©2014 Coldwell Banker Real Estate LLC. All Rights Reserved. Coldwell Banker® is a registered trademark licensed to Coldwell Banker Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each Coldwell Banker Residential Brokerage Office is Owned by a Subsidiary of NRT LLC. Real estate agents affiliated with Coldwell Banker Residential Brokerage are independent contractor sales associates and are not employees of Coldwell Banker Real Estate LLC, Coldwell Banker Residential Brokerage or NRT LLC. CalBRE License #01908304.

60 Valley Hill Drive, Moraga ~ One of a Kind Country Living Situated on 11 acres of stunning, flat land, this Spanish-style estate offers nature lovers optimal country living with unparalleled privacy and convenience. This 4 bdrm, 2.5 bath comes with enormous upside potential. www.60ValleyHill.com $2,250,000

Happy New Year!

Homes Sold for our Clients 2014: Soree Lane, San Ramon Serene Court, Danville Winslow Place, San Ramon Yardley Lane, San Ramon Windsor Way, San Ramon Sherwood Way, San Ramon Greenbrook Drive, Danville Padre Way, Dublin Byron Lane, San Ramon Pownal Ave, San Ramon

Tweed Lane, Danville Silvera Ranch Road, Dublin Toluca Drive, San Ramon Draeger Drive, Moraga Dogwood Ct, Walnut Creek Reliez Valley Road, Lafayette Avalon Way, San Ramon Satin Leaf Way, San Ramon Silver Pine Lane, Danville Cranleigh Court, San Ramon

Steve Maurer

(925)381-8629 18

www.stevemaurer.com SMaurer@kw.com CalBRE#01479710

Thornhill Road, Danville Deldrin Court, San Ramon Demarcus Blvd, Dublin Kolb Place, Dublin Crestline Way, Pleasanton Bountiful Court, Danville Joree Lane, San Ramon Dormer Drive, Concord Hidden Lakes, Martinez Dublin Meadows, Dublin

Traci Butler

(925)457-6526

www.TraciButler.com traci@tracibutler.com CalBRE#01501888

t arkeh M to 9t ing uary 2 m o C Jan

ity rtun o p Op ive s u l Exc

Highly sought after Magee Ranch. Stunning Danville home on a premium lot offering beautiful views & privacy. Sweeping staircase in grand foyer, spacious throughout, inviting pool & spa!

Call for Details

Beautiful single story in Northridge Estates on a spectacular view lot.

s iew V c i est Maj

s Day 7 d in Sol

Majestic views & a park-like setting nestled within the highly sought after community of Montair…One of Westside Danville’s most admired neighborhoods. This single-story home with 3,850 sqft, pool, private road and graceful driveway leads you to this gem perched upon nearly 2 acres of secluded land.

Offered at $1,795,000

Sold over asking in 7 days with multiple offers! Elegant French Country Estate in Ruby Hill on half acre lot.

EBI JOTE ED IN &

JDS

Annestelle Maes ILHM® The Institute For Luxury Home Marketing GPS® Global Property Specialist

925.855.6448

TheMaesGroup.com

Annestelle@TheMaesGroup.com CALBRE# 01297984

HOMES

Joe & Debi Stein Certified Relocation Professional

Find the value of your home at

800.239.2534

www.JDSHomes.info www.DebiStein.com

Find your new home at

Debi@DebiStein.com

J: CALBRE# 01960648 | D: CALBRE# 01324623

Celeste Pacelli CDPE, QSC, Broker Associate

2014 Was A Very Busy Year!

Thank you to all my friends and clients that made this possible!

MU

LTI

O PLE

FFE

RS

!

MU

683 Cedar Glen Ct., Walnut Creek Sold for $1,160,000

MU

LTI

O PLE

FFE

RS

LTI

O PLE

FFE

RS

!

MU

RS

MU

LTI

O PLE

MU

FFE

RS

Broker Associate

www.CelestePacelli.com

LTI

O PLE

!

MU

2 Panoramic Way, Berkeley 240 Piedmont Lane, Danville 121 Alamo Springs Dr., Alamo 8615 Mines Road, Livermore 11 Jay Court, Alamo

RS

!

FFE

RS

LTI

O PLE

FFE

3058 Windmill Canyon, Clayton Sold for $735,000

!

MU

41 Diablo Creek Place, Danville Sold for $1,740,000

497 Silver Lake Drive, Danville Sold for $835,000

Celeste Pacelli QSC, CDPE

FFE

!

Represented the

888 El Pintado Road, Danville Sold for $560,550

LTI

O PLE

9 Turrini Circle, Danville Sold for $1,375,000

138 Windover Drive, Danville Sold for $1,666,500

!

7 Macomber Road, Danville Sold for $2,788,000

FFE

240 Piedmont Lane, Danville Sold for $3,200,000

MU

150 Alamo Springs Drive, Alamo Sold for $3,250,000

LTI

O PLE

RS

P LTI

L

F EO

FER

S!

555 Ygnacio Valley Rd. Walnut Creek Sold for $670,000

!

417 Deerhill Drive, San Ramon Sold for $825,000

121 Alamo Springs Dr., Alamo Sold for $966,000

265 W. El Pintado Rd., Danville 203 Swan Court, Danville 138 Windover Drive, Danville 1054 Hawkshead Cir., San Ramon 888 El Pintado Rd., Danville

10 Alderwood Ct., Walnut Creek 7 Macomber Rd., Danville 4716 Norris Canyon Rd., San Ramon

buyers

(925) 395-1511 Celeste@CelestePacelli.com © Empire Realty Associates. This information is deemed reliable but not guaranteed, is subject to change, and is provided for consumers’ personal, non-commercial use.

Celeste Pacelli CDPE, QSC, Broker Associate

Proudly Presenting...As we begin 2015!

RD YA Y! E VIN ERT IAL ROP T P TEN SE PO HOR OR

HID

5401 Penny Lane, Danville

Custom Country Estate on 5+ Glorious Acres! Enjoy views of Mt. Diablo.

BackyardretreatwithBBQ,bar,sparklingpoolandspa.Winecellarandtasting room with 1600 bottle capacity! 4 Bedrooms, 4 full baths and 2 half baths, 6500+ sq.ft. www.5401PennyLane.com | Offered at $4,300,000

N CO

TEM

P

A OR

RY

DE

A NO

This special home with resort style backyard has a lovely pool and spa and is at the end of the cul-de-sac. Just under 4100 sq ft on a .60+/- acre flat lot! 5 bedrooms with 3 baths. Master on the first floor. Oversized game room includes pool table. 6 car garage! www.2445WhiteOakPlace.com | Offered at $1,729,000.

M CO

This stunning home with expansive views offers much privacy with its location at the end of a private court. The home has just been extensively renovated and offers just under 5400 sq. ft. with 5 bedrooms and 4.5 baths.

The decks surround most of the living area. www.288SherburneHillsCourt.com | Offered at $1,999,000.

Celeste Pacelli QSC, CDPE Broker Associate

www.CelestePacelli.com

!

2445 White Oak Place, Danville

!

288 Sherburne Hills Court, Danville

KS

IN

O GS

ON

!

22 Kimberley Place, Alamo

English Country Estate in the Alamo Springs. This custom home offers just under 4800 sq. ft. with 4 large bedrooms and 5.5 baths. Gorgeous office and oversized bonus room. Very open kitchen/family room. Over .50 acres and English style garden. 4 car garage. Call For More Details.

(925) 395-1511 Celeste@CelestePacelli.com Š Empire Realty Associates. This information is deemed reliable but not guaranteed, is subject to change, and is provided for consumers’ personal, non-commercial use.

FRANK REAL ESTATE ADVICE YOU CAN TRUST Waiting Until Spring To Sell Your Home?

This may not be the right decision in our current market. Typically, there are fewer homes in the marketplace during the winter months, but we still have plenty of buyers.

Fewer listings plus ample buyers mean your home will get more attention and have less competition right now.

Frank Advice You Can Trust

(925) 984-6378 Providing the Experience You Trust and the Innovation You Need.

If you are considering buying or selling real estate in 2015, I would like to assist you in implementing your plans. The forecast for the 2015 Real Estate Market is similar to 2014; that is fewer sales over the previous year due to lack of inventory. In this environment, you need a well thought-out plan to successfully achieve your goals. And, you need Frank Advice from a seasoned real estate professional.

Connect With Frank

Call me for additional information or consultation on your Real Estate needs.

www.FrankTrifeletti.com • Frank@FrankTrifeletti.com © Empire Realty Associates. This information is deemed reliable but not guaranteed, is subject to change, and is provided for consumers’ personal, non-commercial use.

22

Wishing You A

Happy New Year! filled with good health,

happiness and prosperity!

437 El Alamo, Danville Price Upon Request www.437ElAlamo.com

JUST LISTED!

French Country Equestrian Estate with Panoramic Views Perched upon a ridgeline amongst breathtakingly beautiful views, Chateau Beauvoir offers the finest of living on 2 acres of land with its own barn and paddocks. The traditional French country home set high under a beautiful Heritage Oak is a testament to quality and attention to detail with a modern flair. Completely remodeled and expanded in 2007, the home of approximately 6300 square feet exudes tranquility and style with an open floor plan and panoramic views from Mt. Diablo to the Las Trampas hillsides.

COMING SOON!

COMING SOON!

54 Vista Lane, Alamo

Westside Alamo beauty. Contemporary Craftsman style 4 bedrooms, 3baths, built in 2011. Backs to Iron Horse Trail.

Approx 3172 square feet on approx. .31 acre lot

BUILD YOUR DREAM HOME!

2415 Diablo Lakes Lane Diablo Offered at $1,300,000 Building Opportunity! One of the last large parcels in Diablo, this approx. 5.04 acre gated estate setting is suitable for your most upscale home and guest house.

Danville

Highly desired street, this one story features 4 bedrooms, 3 baths with fabulous yard, pools spa just under 2700 square feet

COMING SOON! San Ramon

Stunning Gale Ranch home- 4 bedrooms, 3.5 baths, corner lot with pool, spa. In-law space with separate entrance.

Approx 3000 square feet

Call MJ for more info on these upcoming listings.

Your Luxury Home Specialist!

M.J. St. Jean

MBA, Realtor速

(925) 984-6466 MJStJean@EmpireRA.com | www.MJStJean.com Empire Realty Associates, Inc. believes this information to be correct but has not verified this information and assumes no legal responsibility for its accuracy. Buyers should investigate these issues to their own satisfaction.

23

24

PatBurgess THE

TEAM

Pat Burgess

Paul Burgess

Heather Carreon

WHEN SELLING YOUR HOME...

B EFORE

Realtor®

Realtor®

Realtor®

Small Improvements = BIG Paybacks

In Partnership With

Kathy Burke | (925) 413-9131 www.SensationalHomeStaging.com

Want to sell, but don’t know where to begin? Allow us to guide you on preparing your home for sale the RIGHT way. Call The Pat Burgess Team for a Free Consultation.

(925) 683-3509 | PBurgess@EmpireRA.com Find us on: © Empire Realty Associates. This information is deemed reliable but not guaranteed, is subject to change, and is provided for consumers’ personal, non-commercial use.

25

Why not put your home on the market NOW, rather than waiting for spring? You will have LESS COMPETITION, FASTER SELLING TIME and LESS INCONVENIENCE! This is a 10+++. Single story Shapell home in Danville!

First time on the market. 4 bedrooms 3 full baths, 3 garages 2464 +- sqft. The owner estimates $200,000 was spent on gorgeous wood flooring, high-end bathroom and kitchen amenities, beamed ceilings, custom lighting, shutters, central vacuum, elegant built-in cabinetry, epoxy finish and built-in storage in garage, stunning landscaping and so much more!

Just Listed at $1,050,000

Just Listed

Call Judy-Lynn for details (925) 640-0040

Call Today and let’s find the best strategy for your next move!

Committed to Giving the Type of Service that Creates a Lifetime Relationship Primary Logo

Ju Dee Bell

®

HousesInTheBayArea.com

925.855.4022

Dennis Harvey DennisHarveyRealEstate.com

925.855.4059

jbell@rockcliff.com

dharvey@rockcliff.com

CalBRE #00930651

CalBRE #00597539 Secondary Logo

Secondary Logo as 2/color

®

SOLD

SOLD

Secondary Logo reversed on black

®

PENDING

Secondary Logo as 2/color on black

354 Eastridge Drive, San Ramon REPRESENTED BUYER 2 Bedrooms, 1.25 Baths, +/- 985 sqft

16000 Glen Una Drive, Los ® Gatos REPRESENTED BUYER 4 Bedrooms, 3 Bathrooms, +/- 3918 sqft Main House

® 5623 Applegate Way, Dublin REPRESENTING BUYER 4 Bedrooms, 2.5 Baths, +/- 2221 sqft

Quaint condo in gated Canyon View. Completely remodeled with new Kitchen cabinets, stainless steel appliances, granite slab counters, travertine floors. New laminate throughout. Updated Bath with new vanities. $375,000

Historic old world charm Spanish Villa located in the Platinum Circle of Los Gatos. Main House, separate Guest House and Log Cabin built in 1896 on 2.4 flat acre lot.

Beautifully updated Dublin Ranch home. Light and bright open floor plan with arches and molding throughout, hardwood floors and fresh paint. Kitchen features stainless steel appliances, granite countertops and a breakfast bar. Professionally landscaped backyard with spa. $899,000

26

$3,400,000

HousesInTheBayArea.com | Ju Dee Bell CalBRE #00930651 | DennisHarveyRealEstate.com | Dennis Harvey CalBRE #00597539 | J. Rockcliff Realtors CalBRE#01793729 To be used for pens, pins, cups, etc...

ROCKCLIFF COPPER

Taso Tsakos Robin Tsakos

Pierce Plam

RTsakos@Rockcliff.com

pierce@plam.me

925.855.4175

REALTOR® CalBRE#01469574

925.855.4121

Taso@TasoTsakos.com

925.240.3629

REALTOR® CalBRE#01943166

Broker Associate CalBRE#01157444

www.TASOTSAKOS.com

Whether you are thinking of selling today or down the road, Interview the Taso Tsakos Team and find out how we maximize the value of your home to get the highest price in today’s market!

Coming Soon!

Pending in 2 Days!

3351 Quail Walk Lane, Blackhawk 4br, 3ba approx. 2608 sq ft.. Wonderful 2 story home with sensational golf course views. 1br and full bath on first floor.

Call for Details

Sold!

3304 Monaghan Street, Dublin This 3br, 3ba, 1,679 +/- sq.ft Is the most popular end unit model at the Courtyards! 3 level updated townhome. 1br, 1ba downstairs and attached 2 car garage.

Offered at $599,000

Pending!

354 Eastridge Drive, San Ramon Gated community, ground floor end unit! 2br, 1ba, 985 +/- sq.ft.. Fully remodeled! Manicured greenbelt & walking trails.

Sold at $375,000

4991 Volterra Court, Dublin This 4br, 4.5ba, 2 story home offers 3,640 sq.ft. home of living space with 3 car garage.

Offered at $1,180,000

Sold!

10828 Inspiration Circle, Dublin Large beautiful Executive Dublin home with an Entertainer’s backyard! This 5br, 4.5ba home offers apx, 4,082 sq. ft.. New interior, and exterior trim.

Sold at $1,240,000

Sold!

Represented Buyers!

1703 Porcellano Way, Dublin Home offers brand new construction. 5br, 4.5ba, formal living & dining room, fireplaces. Granite counter tops.

Sold at $1,179,000

Attention All Agents & Sellers!

If You Have a Property That Needs Work (Fixer) and or Development/Expansion Potential in the Bay Area then Please Call Me! We Purchase Single Family Homes, Condos, Townhomes and Apartments that Need Minor to Major Repairs and our deals are all Cash “as is” and 10 day Close in Most Cases.

Please Feel Free to Email or Contact Me Directly at Taso@Tasotsakos.com or 925-785-5419

www.GattiRealEstate.com gattirealestate@gmail.com

Ron and Joe can help you in 2015!

Sold

With Multiple Offers

Sold

Represented Buyer

PROFESSIONAL REMODEL TOP TO BOTTOM! ~ $389,000

SINGLE STORY SAN RAMON GEM! ~ $850,000

4 bdrm, 2 bath | Approx. 1167 sq.ft. on approx. .15 of an acre Extensive upgrades | New roof, flooring, ss appliances, furnaces, granite counters | Beamed ceilings and remodeled baths | Near historic downtown Pinole, Backyard patio | New landscaping

3 bdrm, 2 bath | Approx. 2011 sq.ft. on approx .16 of an acre | Master Suite with 2 walk-in closets | Finished wine room | Updated kitchen Hardwood floors | RV parking | Walking distance to San Ramon Schools

Sold

Represented Buyer

Sold

SOUGHT AFTER SAN RAMON CUL-DE-SAC! ~ $877,690

PICTURESQUE DANVILLE COURT LOCATION! ~ $800,000

4 bdrm, 3 bath | Approx. 2361 sq.ft. on approx .12 of an acre | Marble entry with bdrm and full bath downstairs | Walking distance to schools

3 bdrm, 2 bath home | Hardwood floors throughout | Living room with fireplace opening to dining area | 2 finished garages | Approx. .22 of an acre

Sold 15k Over

Asking! 3 Offers

Sold

COMMUTERS DREAM CONDO WALNUT CREEK! ~ $390,000

PREMIUM DANVILLE CREST BEAUTY! ~ $1,200,000

Newly updated | Gated complex of Fox Creek | 2 bdrm, 2 bath | Lower end unit | Approx. 1114 sq.ft. | Walk to Bart and close to freeway access

4 bdrm, 2.5 bath +loft | Updated kitchen | Approx. 2,958 sq.ft.

Approx. .31 of an acre | Custom upgrades |Cathedral ceilings | Bonus room

28

5

The Khrista Jarvis Team

Is the #1 real estate team in the San Ramon Valley, continuing to sell more homes at record breaking prices.

Khrista Nicole Jarvis-Diebner Jung (925) 855.4065 (925) 984.4000 kjarvis@rockcliff.com

njung@rockcliff.com

• Top 1% Nationwide • Top 1% Contra Costa County • Top 1% J. Rockcliff Realtors • Number 1 Selling Agent in

Coming Soon

Just Listed

Alamo, Call For Details

2287 Keats Lane, San Ramon

Beautiful estate home with serene setting that backs to open space.Yard with outdoor pavilion including fire place & bocce ball court. 5 beds, 5.5 baths, +/- 5,000 sq. ft. Offered at $3,400,000

Absolutely gorgeous home with desirable floor plan and beautiful backyard! 3 beds, 2.5 bathrooms +/- 1,859 sq.ft 2287KeatsLn.com Offered at $849,950

3387 Ashbourne Circle, San Ramon

824 Henley Court, San Ramon

Rarely available single story Norris Canyon Estates home with panoramic views. 4 beds, 3.5 baths, +/- 4,072 sq.ft.

3387ashbournecir.com Offered at $1,749,000

Norris Canyon Estates home with panoramic views of Mt. Diablo & Las Trampas Hills! 5 beds, 3.5 baths, +/- 5,052 sq.ft.

824Henley.com Offered at $1,899,000

Pending

Pending

the San Ramon Valley in 2013* • Over ½ billion dollars in sales 2004-2013 • 98 million Gross Sales in the San Ramon Valley in 2013* • Consistently selling an average of over 2 homes per week • Over 700 homes sold since 2004 • Over 20 years experience

KhristaJarvisTeam.com

(925) 855.4065 KJARVIS@ROCKCLIFF.COM

Cal BRE #01213582/ 01753810 * Information provided by © 2013 - 2014 Terradatum and its suppliers and licensors (http://www.terradatum.com/metrics/licensors).BrokerMetrics®

256 Abigail Circle, Danville

3553 Rosincress Drive, San Ramon

Stunning two story home on premium lot in the desirable Quail Gardens neighborhood. 3 beds, 2.5 baths, +/- 2,457 sq.ft.

256AbigailCir.com Offered at $875,000

Highly desirable Westminster floor plan on .25 acre flat lot with beautiful oversized backyard! 4 beds, 3.5 baths, +/- 3,824 sq. ft 3553RosincressDr.com Offered at $1,425,000

Selling Premier Homes...

ALAMO | BLACKHAWK | DANVILLE | DIABLO | DUBLIN | SAN RAMON

Put our proven success to work for you!

29

Jou jou Chawla

Broker Associate President’s Club 32 years in Real Estate Specializing in the 24/680 Corridor

(510) 406-4836

Jou Jou Chawla j o u j o u c h aw l a . c o m

& A s s o c i at e s

jamey tak REALTOR®

(925) 786-3299

JoujouC@aol.com

JTak@rockcliff.com

fluent in Hindi, Punjabi

fluent in Korean

Top 1% Nationwide • Top 1% Contra Costa County • Closed 1 Home Every 10 days in 2011-2013

#1 in Blackhawk in Sold and Active Listings for 2013-2014

4230 Blackhawk Meadow Ct., Blackhawk

270 Arency Court, Danville

80 Windsor Ct., Danville

FEATURED ON THE COVER

Remodeled exquisitely, 5 bedroom, 4.5 bath, 3 car garage custom elegance located on a quiet cul-de-sac with a sweeping driveway. Vaulted ceilings, hardwood floors, gorgeous granite, SS kitchen, and stunning master bath! Private backyard w/salt water pool, BBQ & large play yard! $1,750,000

Sought after Woodranch neighborhood. Wonderful 4 bedroom, 3 bath family home! One bedroom and bath on first floor, hardwood floors, gorgeous granite kitchen with Wolf gas range, Sub Zero and custom cabinets. Private large backyard with patios, grass play area and sport court. Wonderful opportunity! $1,099,900

3520 Country Club Place, Blackhawk

1926 Clover Court, Pleasanton

Impressive custom estate near the Falls Clubhouse. 6 bedroom, 5 ½ bath, and a 4-car garage home with pool, spa, and eternity swim spa, has breathtaking views, and features numerous upgrades. Large bonus room, first floor guest suite, and library/ 6th bedroom. $2,599,900

Wow! Single story profile! Custom Estate! One acre flat!

A car collector’s dream garage for up to 20 cars. Exquisite English Conservatory! Wonderful English garden and a rose garden. Private well for landscaping. Vaulted ceilings, granite kitchen, luxurious master suite! You have to see it!!! $2,599,900

Gorgeous 7000+/-sq.ft. 5 bedroom, 5 ½ bath, and 4 car garage custom home with spectacular views, fabulous amenities, wonderful upgrades, and an exquisite backyard in Golden Eagle Estates. Phenomenal swimming pool, spa, rock waterfall, and flagstone patio with lush green lawns. Plenty of privacy, great for entertaining. $2,899,900

1111 Eagle Nest Court, Blackhawk

4036 Eagle Nest Lane, Blackhawk

851 Redwood Drive, Blackhawk COMING SOON

Phenomenal one of a kind 1.97 acre custom built resort-like estate with panoramic views and private drive. Most awesome outdoor entertaining portico pavilion with pool and spa. Great Room, stunning first floor master suite, Calacatta marble kitchen, coffered ceilings, and furniture like cabinetry. Seeing is believing! $2,799,900 Primary Logo ®

Wonderful views! Stunning backyard, Travertine patios, fountains, gorgeous landscaping! Awesome wrought iron staircase, designer light fixtures, tastefully remodeled.

Hardwood floors, marble floors, phenomenal kitchen with custom granite, SS appliances. Exquisite master suite, 5th bedroom/bonus room. Wow! $1,424,900

3880 Blackhawk Road, Suite, 200 Danville, CA 94506 US CalBRE #00890002/ #01866674

Exquisitely remodeled 3 bedroom, 2 bath single story home.

Vaulted ceilings, gorgeous hardwood floor throughout, designer updated kitchen and fabulous master bath. Wonderful back yard with sparkling pool and amazing views. Such an opportunity!

Call for details

j o u j o u c h aw l a . c o m

Jou jou Chawla

Broker Associate President’s Club 32 years in Real Estate Specializing in the 24/680 Corridor

Jou Jou Chawla

(510) 406-4836

j o u j o u c h aw l a . c o m

& A s s o c i at e s

jamey tak REALTOR®

(925) 786-3299

JoujouC@aol.com

JTak@rockcliff.com

fluent in Hindi, Punjabi

fluent in Korean

Top 1% Nationwide • Top 1% Contra Costa County • Closed 1 Home Every 10 days in 2011-2013

#1 in Blackhawk in Sold and Active Listings for 2013-2014

Thank you for a Wonderful 2014 With 82 Transactions 22 In Blackhawk We wish you all a phenomenal 2015!

1215 Arkell Road, Walnut Creek- Rep. Buyer 3414 Blackhawk Meadow, Danville- Rep. Buyer 732 Blue Spruce Drive, Blackhawk- Rep. Buyer & Seller 2819 Bethany Rd., San Ramon- Rep. Seller 3284 Blackhawk Meadow Dr., Blackhawk- Rep. Seller 4068 Sugar Maple Dr., Blackhawk- Rep. Seller 306 Via Cima Ln., Danville- Rep. Buyer 109 Elliott Ct., Alamo- Rep. Buyer 320 N Civic Dr., #315, Walnut Creek- Rep. Buyer 2982 Vittoria Loop, Dublin- Rep. Buyer 3575 York Ln., San Ramon- Rep. Rep. Seller 534 Zenith Ridge Dr., Danville- Rep. Seller 2568 Rolling Hills Ct., Alamo- Rep. Buyer 2324 Saddleback Dr., Blackhawk- Rep. Buyer & Seller 354 Live Oak Drive, Blackhawk- Rep. Buyer 530 Kingsbridge Ct., San Ramon- Rep. Seller 639 Karina Ct., San Ramon- Rep. Buyer 54 Rainbow Bridge Way, San Ramon- Rep. Buyer 3569 Rosincress Dr., San Ramon- Rep. Seller 3333 Ashbourne Cir., San Ramon- Rep. Seller 3000 Marble Canyon Pl., Danville- Rep. Seller 638 Karina Ct., San Ramon- Rep. Seller 352 Sequoia Ter., Blackhawk- Rep. Buyer & Seller 317 Mountain Ridge Dr., Danville- Rep. Seller 5239 Blackhawk Drive, Blackhawk- Rep. Buyer 116 Estates Drive, Danville- Rep. Buyer

2712 Oak Rd. # 63, Walnut Creek- Rep. Buyer 58 Live Oak Ln., Blackhawk- Rep. Seller 38 Cameron Ct., Danville- Rep. Seller 4753 Valley Vista Dr., Dublin- Rep. Buyer 132 Diablo Ranch Ct., Danville- Rep. Seller 518 Cambrian Way, Danville- Rep. Buyer 3901 Deer Trail Ln., Blackhawk- Rep. Seller 1126 Mataro Ct., Pleasanton- Rep. Buyer 1071 Sunrise Ridge, Lafayette- Rep. Seller 225 Reflections #14, San Ramon- Rep. Seller 2673 Crescent Ct., Livermore- Rep. Buyer 3772 Marlboro Way, Pleasanton- Rep. Seller 6773 Melody Ct., Pleasanton- Rep. Buyer 3879 Mandy Way, San Ramon- Rep. Seller 69 Coral Dr., Orinda- Rep. Buyer 5478 Blackhawk Drive, Blackhawk- Rep. Seller 62 Silver Pine Lane, Blackhawk- Rep. Seller 6222 Lakeview Circle, San Ramon- Rep. Buyer & Seller 816 Redwood Dr., Blackhawk- Rep. Seller 7171 Johnston Road, Danville- Rep. Buyer 47 Sugar Pine Ln., Blackhawk- Rep. Seller 105 Cottonwood Pl., Blackhawk- Rep. Seller 3166 Blackhawk Meadow Dr., Blackhawk- Rep. Buyer & Seller 10 Bent Oak Court, Blackhawk- Rep. Seller 808 Redwood Dr., Blackhawk- Rep. Seller 311 Pheasant Run Drive, Blackhawk- Rep. Buyer j o u j o u c h aw l a . c o m

31

Sending wishes for happiness and prosperity in 2015 from The Nagle Team to all of our clients, neighbors and friends‌ ‌and a special thank you to those who made 2014 another wonderful and successful year in real estate!

If you are thinking about selling in 2015 Call The Nagle Team to help you maximize the value of your home!

www.NagleNagle.com

mnagle@rockcliff.com

To Friends and Family far and near, To all the ones we hold so Dear Toast this Holiday Season with cheer, As our wish to all is a Happy New Year!

Pending!

Closing Soon

Sold Before Market!

lkralik@pacbell.net wmolz@aol.com www.TheBlackhawkTeam.com

Dave@DaveBauer.com www.DaveBauer.com

Alamo Highlands Classic!

Hilltop Rancher with Panoramic Views!

Entertainers Delight!

Magee Ranch Stunner!

2 Level Acres!

Coming Soon!

Coming Soon!

Coming Soon!

Custom home on 1.47 acre lot. 4640 sf, 5 bdrm, 4.5 bath, + library/ office, bonus room, & a large attic space. Landscaped yard with area for pool, spa, fire pit & kitchen. Gated community! $2,699,000

This 5 bdrm 4.5 bath boasts 4409 sf on 1.38 acres. Updated throughout.

Possible au-pair/in-law. Private backyard includes gated pool with spa. No rear neighbors. Private cul-de-sac! $1,675,000

Updated single story down a private country lane, with 5 bdrms, 4.5 baths, bonus room, library, 5003 sf of living. Pool, spa, 2 corrals, private well. 2 car garage. Possibly subdividable! $3,100,000

This fabulous estate sized property features 4 bdrms, 2.5 baths, 4160 sf. Very private and serene 1.4 acre lot overlooking first green.

Opportunity for expansion!

Call for more information 34

Fantastic opportunity for this well maintained 4 bdrm, 2.5 bath, 2298 sf home on 23 completely fenced acres with barns, stall & seasonal pond. RV Parking & Pool! $2,395,000

Beautifully updated former model home. 4 bdrm, 2.5 bath, plus library, 3483 sf. Gourmet kitchen. Large master suite. Third acre flat yard. Fantastic cul-de-sac location! $1,599,000

Darling 4 bdrm, 2 bath, 1650 sf with new carpet and paint.

Large lot, fantastic end of court location with no rear neighbors!

Call for more information

Spacious 3 bdrm, 2.5 bath in the popular Tennis Villas! 2721 sf, 2 bdrms downstairs, open kitchen/family room combo, vaulted ceilings. 2 car garage plus golf cart. Call for more information

pzuvella@comcast.net www.paulzuvella.com BRE#00971404

Coming Soon!

116 Post Road, Alamo Gorgeous remodeled single story home on a quiet court in desirable Westside Alamo! Over 1/2 acre lot with 4 bedrooms plus office and bonus room, 3 full baths and nearly 2900 sq.ft. Attention to detail throughout the home with remodeled kitchen and baths, custom lighting, upgraded flooring, new roof, new windows and doors and so much more! Walk to downtown WC and close to BART, Iron Horse trail, freeway access!

Call for details

Coming Soon!

32 Bottlebrush Court, Danville Sitting on a wonderful corner lot, this beautifully appointed family home boasts 5 bedrooms/3 full baths, 2400 sqft, upgraded flooring and lighting and more!

Call for details

Just Sold!

311 Pheasant Run Drive, Blackhawk Entertainer’s paradise for this custom estate in prestigious Blackhawk Country Club. Over 5000 sqft with 5 bedrooms plus bonus room/5 full baths and fabulous rear yard with pool and spa! Sold at $1,950,000

We told Paul what we wanted and what we needed and he went out and did it! We are 100% satisfied with the process and the results - we couldn’t have asked for anything better!”

~ Gail and Ric Mosley 5 35

Looking forward to working with you in 2015!

Happy New Year!

Your Bridge To Home Ownership

CALL TODAY FOR A FREE, NO-OBLIGATION MARKET ANALYSIS OF YOUR HOME!

11146 SUN VALLEY DRIVE, OAKLAND Prestigiously located on a private 30,396 sq.ft. lot, a 4 bdrm, 3 bath Oakland Hill’s home combines historic beauty with modern conveniences. This Chabot Park Estates property boasts 3,249 sq.ft. and a detached 2 car garage. It was built in 1966 and retains much of its original charm. You’ll enjoy beautiful trails like Grass Valley Rd at Skyline and the privacy of no rear neighbors, yet benefit from the close proximity of Highway 580. Downtown Oakland is a short 13 miles North, SF is just 22 miles North/West and Silicon Valley is 38 miles South/West - making this Sun Valley property a perfect location for the commuter. Enjoy the best of both worlds in this spacious and elegant home

www.BayRealtor.com is your online resource for buying, selling, financing and home maintenance information.

From calculating monthly payments using the home mortgage calculators, to designing that perfect home using the interactive room planner, CENTURY 21 home buying and selling tools can bring you closer to making your real estate dreams a reality.

List with us & Consider it SOLD! MONA BHATNAGER NMLS#35895

Mona.Bhatnager@alamedamortgage.com

2014 REAL Trends Best Real Estate Agents In partnership with Trulia

RAY SHARMA

MCRETM, MICPTM Broker Masters in Comm R.E.

925.560.SOLD.7653 CalBRE#01875623 36

Ray@BayRealtor.com

www.greenescrow.biz 925.523.3232 5776 Stoneridge Mall Road, #376, Pleasanton, CA 94588

37

Specializing in Villas - Rental or Purchase - Tuscany Italy Interested in a Second Home or Vacation Rental in Italy?

We are your local contact for property in Tuscany!

www.Agent-International.com/Tuscany

Local Listings

Castro Valley $899,000

Pleasanton $825,000

Pristine 5 Canyons single story home features 3 bedrooms, 2.5 baths, with office. Beautifully appointed with gorgeous upgrades! Meticulous grounds and landscaping. Best in the neighborhood, original owners with pride in ownership. www.25598GoldenRidge.com

Country Fair Single Story! Gorgeous home on corner lot with no rear neighbors.

Granite counters, tile floors, designer paint, beautiful stamped concrete in front and back. Move-in ready for the fussiest buyer. www.CorteBalboa.com

SCOTT PIPER RealtorÂŽ/ Luxury Specialist CalBRE# 01151725

D L SO Livermore $930,000

ANOTHER HOME SOLD BY AGENTINTERNATIONAL! 3 offers, VERY happy sellers! Beautiful South Livermore home features 4 bedrooms and 3 full bathrooms.

Updated kitchen with SS appliances, 1 guest bdrm/den and full bath located downstairs.

SOPHIE ARETTA Certified International Property Specialist CalBRE# 01704073

+1.800.295.8923 • www.agent-international.com

HOME LOANS 4 HEROES

NEED A MORTGAGE? CONTACT US TODAY

Pacific Funding Group Mortgage Bankers

Call (888) 899-7822

www.HomeLoans4Heroes.net marketing communications & public relations for real estate professionals

Your Government Mortgage Funding Resource

direct mail | collateral search engine optimization | social media

You’ve had our backs on the Frontlines, Pacific Funding Group has yours at Home.

925.202.2426 | www.homefoliomedia.com | info@homefoliomedia.com

HOME LOANS 4 HEROES VA Financing for Military Veteran, Active Duty, or Reservists Pacific Funding Group

Mortgage Bankers

Advantages of a VA Home Loan • No monthly private mortgage insurance is required HOME LOANS 4 HEROES

NEED A MORTGAGE? CONTACT US TO

Pacific Funding Group • 100% financing Call (888) 899-782 YOU’VE HAD OUR BACKS ON THE FRONTLINES, Mortgage Bankers • You don’t need perfect credit www.HomeLoans4Heroes.net Your Government Mortgage Funding Resource • Seller can pay up to 4% of the veterans closing costs PACIFIC FUNDING GROUP HAS YOURS AT HOME. and even pay down your debt to help lower your debt-to-income ratio

You’ve had our backs on the Frontlines, Pacific Funding Gr has yours at Hom

• Right to prepay without penalty • Limitation on buyers closing costs • The loan is may be assumable subject to VA approval • Interest rates are similar to FHA loans • Down Payment Assistance Available

Specialized Loan Programs For Our ACTIVE Heroes on the Front Lines.

VA FINANCING FOR DUTY,

VA Financing for Military Veteran, Active Duty, or Reserv

RESERVES, GET THE RIGHT LOAN PROGRAM

OR VETERANS HUNDREDS OF LOAN PROGRAMS

Advantages of a VA Home Loan AVAILABLE At Pacific Funding Group, we want to help you find • No monthly private mortgage insurance is required • Right to prepay without penalty

the right loan program for your needs with low to NO • No monthly private mortgage insurance is required We have hundreds of Loan Programs to serve you • 100% financing • Limitation on buyers closing costs cash out of pocket and competitive interest rates. including: VA Loans, FHA Mortgage Loans, Conven• 100% financing • You don’tneed perfect credit • The loan is may be assumable subject to VA tional Mortgage Loans, Jumbo Mortgage Financing Apply For A Purchase or Refinance approval • Seller can pay up to 4% of the veterans closing • You don’t need perfect credit and our own in-house homeloans4heroes products.

Mortgage. We’ve got you covered.

• Interest rates are similar to FHA loans costs and even pay down your debt to help lower We have loan programs suited for those that are • Seller can pay up to 4% of the veterans closing costs We also offer many grant and buyer assistance your debt-to-income ratio • Down Payment Assistance Available currently or were police officers, EMTs, paramedics, and even pay down your debt to help lower your programs. Please feel free to call us with any firefighters, active duty or military veterans, nurses, debt-to-income ratio questions or to talk to a loan professional. doctors, and other first responders. www.HomeLoans4Heroes.net (888) 899-7822 • Right to prepay without penalty • Limitation on buyers closing costs

BRENTWOOD BRANCH 70 Eagle Rock Way, Ste. A Brentwood, CA 94513 • T: (925) 634-6700 | F: (925) 240-6000

CONCORD BRANCH 1320 Willow Pass Road, Suite 710

Concord, CA 94520 • T: (925) 334-5723 | F: (925) 405-3754 • The loan is may be assumable subject to VA approval

Equal Housing Opportunity Lender. Not a commitment to lend. Rates and programs are subject to change. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. | Fair Lending Statement | Brentwood, CA NMLS #385320 | Concord NMLS #930622 Copyright © 2014 · All Rights Reserved · Pacific Funding Group

• Interest rates are similar to FHA loans

February 25 - March 24, 2011

• Down Payment Assistance Available

Real Estate GUIDE

•

G9

5