july â€¢ August 2018
created for women by women since 2004
BUSINESS & SERVICES ISSUE
Business idea protect your
at your favorite restaurants
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Cheryl mitchell, Suddenlies (Article). . 11
Fashion & Beauty
Gorgeous Eyes FOREVER. . . . . . . . . . . . . . . .2 Battlefield Mall . . . . . . . . . . . . . . . . . . . . . . 6 Shabby Chic Bra Boutique. . . . . . . . . . . .12
beautiful you permanent cosmetics. .15
Beautiful Dresses . . . . . . . . . . . . . . . . . . . . 17 Next to New. . . . . . . . . . . . . . . . . . . . . . . . . . . .19 Platinum smiles. . . . . . . . . . . . . . . . . . . . . . .19 Avon with penny . . . . . . . . . . . . . . . . . . . . . .19
Springfield Art Council . . . . . . . . . . . . . . 4 The polar bear express . . . . . . . . . . . . . . . 4
springfield art museum Watercolor USA . .8
PriceCutter Charity Golf Event . . . . 10 Piano Craft . . . . . . . . . . . . . . . . . . . . . . . . . . . 12
Health & Wellness
Parkcrest Dental . . . . . . . . . . . . . . . . . . . . . 2
Health matters nutrition & wellness llc..13
a place for mom. . . . . . . . . . . . . . . . . . . . . . 16
physicians mutual dental insurance. . .16
Neon Night Run/Walk for suicide prevention .18
Cox Health . . . . . . . . . . . . . . . . . . . . . . . . . . . .20
home & Garden
Sewing machine express. . . . . . . . . . . . . . .5 JL Bair’s Home Decor . . . . . . . . . . . . . . . . . . 8 Fluffy puppy . . . . . . . . . . . . . . . . . . . . . . . . . . 12 My Movers. . . . . . . . . . . . . . . . . . . . . . . . . . .3, 18 Elite Cleaning Services . . . . . . . . . . . . . . 18 Metro Woman, A Resource Guide for Women™ makes every effort to provide accurate information in advertising and editorial content; however, it does not make any claim as to accuracy of information provided by advertisers or editorial contributors, and accepts no responsibility or liability for inaccurate information. Metro Woman™ is a registered trademark of Hidden Values, Inc., Dallas TX, published bi-monthly. All copy and information is not to be reproduced.
Senior Discount guide . . . . . . . . . . . . . . .13 Golden corral . . . . . . . . . . . . . . . . . . . . . . . 18 village inn . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18
Shattered Images Photography. . . . . .4 Discover your business idea (article) . . 6 bank of little rock mortgage . . . . . . . 7 brent gilstrap, realtor . . . . . . . . . . . . . . . 7 joey sands, financial advisor . . . . . . . 7 networking Guide . . . . . . . . . . . . . . . . . . . . 7 Midwest Center for Law & Justice . . 10 caroline richardson, blucurrent. .11 Accounting for direct sales (article)17
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6/17/18 7:16 PM
Connecting The Dots... To Discover Your Business Idea
PAULA SHUMAKER O’DONNELL
ave you ever wondered if you could start your own business? Do you have a hobby or a knack for doing things that everyone compliments you on, saying, “You should start a business doing that.”? I believe God gives us clues to our dreams. My sister and my dreams started around the ages 8 and 10. We grew up in an unhealthy environment. Being the big sister, I tried to protect her. We stayed in our room many nights. While I created programs and fun things for us to do, she was in charge of
fixing snacks (bologna and cheese which she adorned with mustard smiley faces!). Funny thing is, I ended up developing programs and ideas for many non-profits, and she grew up to have her own catering business, and eventually became Global Catering Director for a big university. What clues has your life given you towards your career or business idea? Make a timeline from elementary age, teen years, early adulthood, up to now, and you will find a common thread of clues that point the way to what you are designed to do. Were you the group organizer? The artistic one? The natural born
leader? Did you excel at details? Did you sell the most products for your school fundraiser? Are you the encourager? The party planner? The person who loves animals and anything connected to them? Are you the one that makes the delicious treats for any gettogether? Search for your clues and connect the dots. You never know where your idea might take you… Paula Shumaker O’Donnell writes “Monday Motivation” for businesses, individuals, and publications such as “Guideposts Magazine,” “Mysterious Ways,” “Angels on Earth,” and “Woman’s World.” Visit her website at theworldneedsyou. com or email mycoachpaula@ aol.com
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Business Networking Community groups keep us connected, but don’t overlook the importance of business networking groups! You never know when a relationship can place you on a path to your next opportunity. Below are networking groups you may want to join. Know others that should be listed in our Business & Services Issue or are you a member interested in featuring your business? Email email@example.com
Masterminds of Business (MOB) A professional networking group with multiple chapters in Springfield and surrounding communities. The MOB offers businesses the opportunity to grow through networking with other local businesses. www.mastermindsofbiz.com/
Member Spotlights___________________________________________________ Are your savings earning what they should? Have stock, IRA, or 401(k) questions? CD coming due? Compare our rates. Are you invested properly? Get a second opinion. Schedule a complimentary investment review.
Joey Sands, Financial Advisor 3645 S Culpepper Cir Springfield, MO 65804 417-885-3955 www.edwardjones.com
Buying that new home may be easier than you think. • 100% USDA for eligible properties and eligible borrowers. • 100% VA to eligible veterans. • 97% Conventional. • FHA - 96.5% 203b 95% (and below.) • Conventional Fannie Mae and Freddie Mac with no borrower paid mortgage insurance, standard monthly single premium mortgage insurance. • Multiple amortization terms available. • Fixed rate or adjustable mortgages. • Jumbo loans.
Call Deborah Roldan today at 417-316-3870 to get prequalified or discuss your loan needs.
Business 2 Business (B2B) Network A close-knit group of business people that meet on the 2nd Wed of every month for lunch and the 4th Wed of the month for a late afternoon/early evening mixer. Dues include one lunch per month. For more information, contact Larry at 887-1999
Member Spotlight____________________________________________________ Are you thinking of buying or selling a home? If you’re considering buying or selling, the best time is Now! Call Brent today for a free comparative market analysis, listing consultation or complimentary investment review.
Brent Gilstrap, Realtor Cell: 417-693-3313 Carol Jones Realtors Office: 417-883-6666
Executive Women’s Club (EWC) A forum for sharing ideas, lending mutual support and promoting education for the special needs of career women. Meets from 12-1 pm every third Thursday of the month. firstname.lastname@example.org
Working Women’s Web (WWW)
Join this group of inspiring women for fun, relationship building, and networking, supporting members by Business Referrals and Personal Relationships. Meets 11:30 am every 2nd Friday at Logan’s Roadhouse.
Working Women in Nixa (WWIN) Personal and professional networking opportunity for women. Luncheons are held on the third Tuesday of every month. For meeting location and details, contact the Nixa Area Chamber of Commerce (417) 725-1545 Please say “I found it in 417metrowoman” Thanks!
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Are Your Assetts in Danger Because of Your Business? by Ketchen Willison Many entrepreneurs own and operate their businesses as sole proprietorships. The only problem with this is that in the event the company is sued, the ownerâ€™s individual assets (such as their cars or home) are fairly easy to attack or attach in a court of law. One solution to this is to have a trust own the business. If a business is owned by a properly established trust, and it is sued, in most cases the only assets that can be attacked or attached in a court of law are those that are in the trust itself. Better yet, an effective and inexpensive way of liability protection is to effectively change the business from a sole proprietorship to a Limited Liability Company (LLC). An LLC comes with numerous benefits not only to the business but to you as the business owner. It gives you the chance of separating your business entity from personal activities, meaning that creditors cannot target your personal assets to satisfy liabilities of the business.
For superior protection, while also providing a means of passing your business to loved ones later on, Family Limited Partnership (FLP) is probably the most beneficial structure available for wealth preservation via asset protection, estate planning and tax minimization. The effectiveness of an FLP in providing asset protection and has withstood the test of time and court scrutiny. The best thing is because, those assets cannot be attached by the personal creditors of a partner and, if sued and your creditors win, they wind up with a tax debt and legal fees but still cannot reach the assets of an FLP. Does this sound confusing? Call us at Midwest Center for Law & Justice, and we will be happy to explain further!
Want to know more?
Call for a free initial consultation Send questions to admin@mwjusticecenter. com and you may see it here. This column is designed to give general information and should not be construed as legal advice on any specific fact or circumstance & does not create an attorney/client relationship. The choice of a lawyer is an important decision and should not be based solely upon advertisements.
Pictured: Ketchen Willison, Maggie Major, Dylan M. Bates, Marsha Stiles, & Marin Stiles
Midwest Center for Law & Justice Recognized by The Missouri Bar for Service to the Community
Experience - Integrity - Results
Marsha Stiles Attorney at Law
Trusts & Estate Planning, Divorce/Custody, Personal Injury, Criminal/Traffic, Business Development, Real Estate, Business Litigation, Contracts and More. Skype-Facetime-House Calls Available
1801 W . Norton Suite 202, Springfield, Missouri 65803 417-833-9394 | mwjusticecenter.com Please say â€œI found it in 417metrowomanâ€? Thanks!
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Cheryl Mitchell, Suddenlies
ave you noticed life brings you where you can the most fantastic experiences find treasures when you least expect to bless one them… suddenly? That’s what another. happened to Cheryl Mitchell. with a When life led her to found a women’s shelter Along fun a decade ago, she did. But her heart-strings friendly, atmosphere pulled her to a different calling, and life at Suddenlies, suddenly changed. you’ll find With a heart to serve others, “What I saw an eclectic Cheryl started her unique in the women collection of Pictured: Owner, Suddenlies, Cheryl and children boutique and gallery, Suddenlies art, modern Mitchell with friend and Owner, at the shelter home decor, White Oak Candles, Niki Matthews at was they needed empowerment. Creativity popular boutique Suddenlies soft opening, May 1, 2018. empowers restoration, which is the catalyst dresses, jewelry, and more. for transformation,” explains Cheryl. Cheryl’s advice to new or upcoming “What better way to show these women business owners? “It costs a lot to start a empowerment than through a great avenue business. Ask yourself, ‘What can you invest to launch oneself?” in right now? Do it and have the vision to With a heart to serve others, Cheryl started grow.” her unique boutique and gallery, Suddenlies, Visit Cheryl at Suddenlies, 315 South Avenue, in downtown Springfield with the vision of in Springfield across from Ernie Biggs for local artists coming together to display their downtown shopping at its finest. one-ofAttend Suddenlies Open House a-kind Where suddenlies happen every day. July 28 10 am - 4 pm works of 315 South Ave. Springfield, MO for specials, giveaways, and more! art and 660-492-2773
Business Checking Credit Cards CD rates up to 2.17% APY*
Caroline Richardson, Director of Commercial Services email@example.com |
*Annual Percentage Yield. Rate accurate as of 6/4/2018. Your rates are federally insured to at least $250,000 and backed by the full faith of the United States Government, National Credit Union Administration, a U.S. Government Agency. Please say “I found it in 417metrowoman” Thanks!
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Senior Restaurant Discounts Remember to request a senior discount for yourself or loved one next time you dine out. You don’t get it unless you ask! Please be sure to call each restaurant before you go to make sure their deal hasn’t changed. Know a discount not listed? Email firstname.lastname@example.org, and share it with us! Applebee’s offers 10% discounts for seniors 65+ 2430 N Glenstone Ave., Springfield | 417-863-2200 George’s Steakhouse offers a 5% discount for seniors 55+ | 339 S. Glenstone Ave. in Springfield | 417-831-6777 Chili’s has a 10% discount for seniors 55+ 3020 S Glenstone Ave., Springfield | 417-886-3630 Dickey’s Barbecue Pit offers 10% off for ages 60+//1360 E. Republic Rd., Springfield // 111 N. Massey Blvd., Nixa HuHot has a 10% discount for seniors 55+ 2825 S. Glenstone Ave., Springfield | 417-882-0300 Perkins has a 10% off full priced menu items for 55+//729 W Sunshine St, Springfield | 417-864-8400 McAlister’s Deli has a 10% discount 55+ 210 W. Sunshine | 831-4450 // 1460 E. Primrose | 890-5250 // 2445-A N. Ks. Expwy | 866-2331 // 586 E. Harrison Street, Republic | 732-4747 Newk’s Eatery offers 10% off for ages 55+ 220 W. Battlefield Rd, Springfield | 881-6395 King’s Asian Chef has 5% discount for ages 65+ 1336 N. Glenstone Ave, Springfield | 866-5527 Denny’s offers a discounted senior menu, available 24/7 | 4760 S Campbell Ave, Springfield | 881-1084 Golden Corral at 60, enjoy $1 off of menu price or the early bird special weekdays at $7.39. 2020 E Primrose St, Springfield | 417-883-6767 Village Inn has a 10% discount available for senior citizens 55+ in Springfield, Ozark, Republic and Nixa | 417-887-4774 Shoney’s has a 10% senior citizen discount for senior 62+ | 1950 W 76 Country Blvd, Branson, MO 65616 | 417-335-6855
Fast Food Options Arby’s 10% off ages 55+ Burger King $.79 senior beverage for ages 55+ Captain D’s $4.99 menu for ages 62+ on Wednesdays and Sundays Chick-Fil-A free small beverage for seniors 55+ at participating locations Culver’s 5% discount for seniors 60+ Dairy Queen 10% off for ages 65+ Dunkin’ Donuts 5% off for ages 65+ every day Fuddruckers 10% off meals for adults 50+ Hardee’s offers 10% off for adults 65+ (cannot combine with other offers) KFC 10% off for adults 55+ (non combinable with other discounts or coupons) Krispy Kreme 10% off for ages 55+ Popeye’s 10% discount for ages 65+ on Sundays Quizno’s 10% discount for ages 55+ Schlotzsky’s 10% discount for ages 65+ at participating locations Sonic 10% off meals for ages 50+
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6/17/18 7:33 PM
Non-food Related Reasons You May Be Feeling Stuck You’ve been making healthier food choices and even saw some significant improvements in the beginning of your weight loss attempt. However, you’ve now seemed to hit a plateau. Here are some non-food related reasons why you are not seeing or feeling any improvements lately…
Being too focused on the scale With factors such as fluid fluctuations and building muscle, the scale can be deceptive. It is most practical and accurate to assess our accomplishments by how we feel and how our clothes are fitting.
Not exercising If you’re eating healthy and not prioritizing exercise of some sort, you will likely hit that plateau. While eating clean is a crucial piece of staying healthy, exercise is also necessary to achieve your health goals. Find the exercise that fits into your schedule and that you enjoy the most.
Exercising too much If you don’t exercise enough, it’s not ideal. However, if you exercise too much it causes stress, which can deter your weight loss efforts. If you’re working out too much, take some time to reevaluate your workout strategy for better results. Perhaps think in terms of adding some weight lifting to your work out plan.
You’re still drinking sugar You eat healthy meals, but your morning coffee is filled with cream and sugar, or you’re drinking a lot of other sugary drinks. Try substituting infused water for your beverage of choice until you find that you may crave water more than that sugary drink. So, if you want to start seeing improvements again, reevaluate the non-food related daily habits that may be hindering your progress and make those adjustments!
Find out how. Contact Kylie and Alicia at Health Matters Nutrition & Wellness LLC to schedule your free phone Health Strategy Session today! email@example.com 417-840-5913 or 417-840-7427 14
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7/5/18 4:12 PM
DENTAL Insurance Physicians Mutual Insurance Company
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6/17/18 7:35 PM
Accounting for the Direct Sales Representative by Lydia Paasch
For many women, direct sales is a great way to do something they love and make some extra money. It offers them the freedom of setting their own schedule, the chance to meet new people, and the ability to buy their favorite items at discounted prices. Unfortunately, many women don’t realize that whether a hobby or a sole source of income, the IRS considers direct sales a small business and treats the income received as such. Enjoy your business and don’t stress during tax time with these tips for tracking income and deductions. Separate Business and Personal Income Income from direct sales is taxable. It is very important that business and personal items are clearly identified and separated. The easiest and recommended way to do this is to open a separate checking account exclusively for the direct sales business. Sales Tax While most direct sales companies handle the collection and payment of sales tax for their representatives, some do not. Know your organization’s policies and make sure you know or are informed about whether or not you are responsible to make sales tax payments yourself. Track Deductible Expenses There are many deductions direct sales representatives can take advantage of, however it is important to know the rules regarding what qualifies as a deduction and to document all deductible expenses. For more information on how I can help you make identifying and tracking your business income and expenses (including mileage) a breeze, for just $10 a month, call me at 417-893-0836 or email lydia.paasch@ mlpconsulting.biz Lydia Paasch is a Certified QuickBooks ProAdvisor and the owner of MLP Consulting + Design, LLC in Springfield, Missouri. Please say “I found it in 417metrowoman” Thanks!
6/17/18 7:39 PM
Slice of Pie
every Wednesday 10am - 10pm (with purchase)
4222 S. Campbell Springfield, MO 65810 (417) 887.4774 2036 S. Glenstone Ave Springfield, MO 65804 (417) 881.0774 850 N. 17th St. Ozark, MO 65721 (417) 581.8815 533 E. Elm St. Republic, MO 65738 (417) 647.2200
6/18/18 3:02 PM
417-862-7708 Men’s, Women’s & Plus Sized Apparel All profits go to charitable organizations
Minimum $20 Purchase Exp. 9.30.18 (see store for details)
416 S. Kimbrough (Corner of Kimbrough & Walnut)
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6/17/18 7:41 PM
C O X H E A LT H
Refresh with our microneedling treatment, proven to reduce acne scarring, pore size, fine lines and wrinkles. Accent your beauty with our Jane Iredale and SkinCeuticals products.
Gift cards available. 417-875-3246
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July/August 2018 Issue