CSRA Seniors' Scoop

EENE FR E O

CSRA

K TA

November 2014

RESOURCE DIRECTORY FOR ACTIVE 55+ LIFESTYLES

 EVANS GROVETOWN SayAUGUSTA you found it in “Seniors’ Scoop.”Thank You!

 NORTH AUGUSTA  AIKEN

CSRA

Useful Contacts

Welcome to the CSRA Seniors’ Scoop Magazine

Emergency 911 Richmond County Sheriff 400 Walton Way 706-821-1000 Grovetown Police Dept 306 E Robinson Ave (706) 863-1212 Aiken Sheriff 420 Hampton Ave NE. (803) 642-1761

We are here to serve the active senior population with information about events, useful contacts and reputable service providers. When you call or visit a service please mention that you heard about them from Seniors’ Scoop. We can also be your one-call source for a referral. Give us a call if you are looking for a referral to a service or business, we have a large network of reputable companies that we can refer you to.

Services Directory Adult Day Care........................p5 Attorney...................................p12 Auto Detailing..........................p7 Computer Repair & Sales......p10 Computer Training...................p16 Coffee........................................p9 Financial Planner......................p3 Handyman.................................p7 Heating and Air........................p7 Health Insurance.....................p12 In-Home Care............................p4 Pharmacy..................................p13 Pressure Washing...................p6 Transportation........................p5 Travel Agent.............................p15

Seniors’ Scoop is published monthly and you can pick up your copy from many businesses around town. If you want to have your copy delivered directly to you in the mail call us for to be added to our mailing list or fill in the subscriber form on our website.

Melonie Holmes, Publisher Contact Us Phone: 888-615-2155 Email: csra@SeniorsScoop.com Website: www.SeniorsScoop.com CSRA Seniors’ Scoop™ © 2014. All information in this Directory is copyrighted, including text, layout and logos. The content in this Directory may not be copied, or distributed, in whole or in part, without express written consent from the publisher.

The Publisher of this Directory does not warrant or make any representations

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concerning accuracy or reliability of the information or vendor contained herein.

CSRA Seniors’ Scoop™is a trademark of Hidden Values, Inc. We are expanding our network of Directories. For more information on bringing a Directory to your city please visit our website at www.hiddenvalues.com or call us at 1-800-960-6788.

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Have you heard of Required Minimum Distributions or RMD’s? Chances are pretty good, if you are 70.5 or have inherited an IRA from a parent, you are familiar with this term. The penalty for missing an RMD is 50% of the amount that was required to have been taken in any given year. For example, a missed $1,000 distribution could result in a $500 penalty.

RMD’s are the government’s way of getting tax on income that has been deferred. If you have contributed to a company sponsored retirement plan (ie, 401k, SIMPLE, 403b) or an IRA you will need to be aware of RMD’s when you reach age 70.5. If you have other sources of income to support you in retirement, it may make sense to take just the minimum required amount from your IRAs so more of your retirement money continues to be invested tax deferred on your behalf. Taking an amount in excess of what is required or needed may waste a valuable tax-deferral opportunity. For those entering the distribution phase of retirement investing, it is important to have a solid distribution strategy in place.

If you have more than one traditional IRA, you must determine a separate required distribution for each IRA because different distribution factors may apply in some cases. However, you can total these minimum amounts and take the total from any one or more of the IRAs. There is a specific formula to determine the amount needed to be taken. Your financial advisor should be able to help you compute the correct amount!

Kelly Renner is a CERTIFIED FINANCIAL PLANNER™ practitioner and has a Master’s Degree in Finance. Her office specializes in working with seniors, Estate Preservation and Retirement Planning. You can visit her website at www.PlanningForYourLifetime.com. Her office will gladly answer your questions at 706-210-3535!

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A Little or a Lot...

Comfort Keepers® In-Home Care Services Can Meet Your Needs

Whether you need a little or a lot of help with daily activities or are recovering from the hospital or nursing home, Comfort Keepers® is here to assist.

• Medication Reminders • Driving and Shopping • Relief and Respite Care when Caring for a Loved One • Prepare Meals and Light Housekeeping • Bathing and Hygiene

• Toileting and Incontinence Issues • Dementia Care • Mobility Assistance • Nursing Services Available • Call for Additional Services

Professional, Compassionate, Trusted and Dependable.

Call to see how Comfort Keepers® Can Help you Regain and Retain Your Independence. We are Here to Serve You in the CSRA.

(803) 279-7100

Why you still need a travel agent Nowadays we have easy access to booking vacation, cruises and flights on the Internet so you may think that travel agents are redundant. However, here are a few reasons why working with travel agent can benefit you: 1) Your Fixer - they can step in and fix things when your trip goes awry. A travel agent will suggest and arrange alternate travel arrangements, help you to deal with any travel emergency you may have.

2) Saves Money - they have unique access to benefits that can save you a lot of money and provide you with a better experience: free room upgrades, spa credits, food and beverage credits.

3) Right Fit - Cruise lines won’t tell you that their competitor is a better fit for you and your travel needs. Since travel agents sell everything, they focus on your particular needs, making sure you are matched up with the right services. (Source: Fox News) Next time you have a trip to book: contact Patty at Augusta Travel Agency (706) 737-2308 Say you found it in “Seniors’ Scoop.” Thank You!

4

Help with Caring for Elders The challenges of caring for elders can result in caregivers ignoring their own physical and emotional health. Caregivers often don’t recognize the symptoms of stress that they are experiencing. It may be hard to ask for and/or accept help, but you cannot do it all alone.

Think in terms of concrete actions that can help take the weight off of you.

1) Give yourself a break by having an in-home care service come in once a week or bi-weekly to do chores such as laundry, shopping and even cooking. We recommend Comfort Keepers.

2) Give your elder a change of scenery and some organized activities and company by taking them to an a Adult Day Care center. Many of these locations have qualified nurses to assist with medical needs.

We recommend Sarah Care in Evans and Aiken Active Seniors.

3) If you need help with transportation there are companies that specialize in transporting seniors to appointments and activities such as Caring Man-in-a-Van. Don’t feel like you have to do it all yourself. This won’t be good for you or your loved one.

✓ Trained, Professional Staff ✓ Personalized Care ✓ Unique Daily Activities ✓ Catered Lunches 801 Oakhurst Dr. (Evans to Locks), Evans, GA

(706) 364-7430 - Ask for Dorothy

Ask About A

Free Trial Day!

We Provide “Personal Care Transportation” For Wheel Chair – Stretcher ✓ Dr. Appointments ✓ Family Functions ✓ Church Gatherings ✓ Holiday Events ✓ Long Distance Trips Phone: 706-769-0075  Family Owned & Operated  www.CaringManinaVan.com 5

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Your Home’s Fall Checklist #2 Here are some more tips for keeping your home in tip-top shape for the coming Fall and Winter.

• Your roof may look like it needs replacing but it may just be dirty! Your driveway also may be looking grimey after the Summer activities. Pressure washing is a great way to clean both of these areas. Check for a reputable pressure washing company in your area as a bad job can cause damage and leave water stains.

• Check foundation for cracks and caulk around the areas where masonry meets siding, where pipes or wires enter the house, and around the windows and door frames to prevent heat from escaping. “Caulking and sealing openings is one of the least expensive maintenance jobs,” says Michael Hydeck, Hydeck Design Build, Inc., Telford, PA, and National President, National Association of the Remodeling Industry (NARI).

  

“Openings in the structure can cause water to get in and freeze, resulting in cracks and mold build up,” he says.

“Regardless of whether you live in a cold or warm climate, winter can bring very harsh conditions resulting in water or ice damage. A careful check of the outside structure combined with inexpensive maintenance can save you money in the long run.”

• Weather-strip your garage door. Make sure the seal between your garage door and the ground is tight to prevent drafts and keep out small animals.

• Have your heating system checked by a licensed heating contractor. Heating systems will use fuel more efficiently, last longer and have fewer problems if properly serviced.

Source: Bobvila.com

Free Onsite Estimate Pressure Washing Soft Washing

  

Soft Wash Roof Cleaning Window Cleaning Residential & Commercial

706-651-8089

LICENSED  BONDED  INSURED

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6

Hey!

! Home ! Carpen ! Home Repairs ! Home Hey! !

Home Repairs

Carpentry ! ! Home Repairs

Hey! Hey! Home Renova1ons Carpentry ! ! Carpentry ! Home Repairs !

Renova1ons ! Carpentry ! Home ! Home Renova1ons Rich Hinso H inson Rich ! Home Renova1ons

Licensed onded Insured Licensed B Rich Rich Hinson

706-­‐550-­‐3727 706-­‐550-­‐3727 HBinson

Hey!

Rich Hinson  Licensed Bonded Insured 706-­‐550-­‐3727 Licensed Bonded Insured 706-­‐550-­‐3727 Licensed B onded I nsured 6-­‐550-­‐3727

Tell Your Friends About Seniors’ Scoop!

Atlas Mechanical Services Heating and Air Conditioning

Installation, Service & Repair Fast Response Mention Senior Scoop For A Discount We Don’t Charge Extra for After Hours

SERVICE IS OUR STRENGTH (706) 855-7921

Anointed Detailing Mobile Auto Detailing

We Come To You At Home Or Work!

Call Robert Reeves

(803) 716-5589 7

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Events In The Area AUGUSTA

Nov 1 ~ Clipping, Clicking & Saving: Couponing with Denise, Maxwell Library, (706) 793-2020

Nov 15 ~ Voices of the Past Museum Theater: A Petersburg Boat Captain, Augusta Museum of History, (706) 722-8454

Nov 1 ~ Phinizy Swamp Guided Hike, 9.30 am 1858 Lock and Dam Rd, (706) 828-2109

Dec 1 ~ International Cuisine & Craft Fair, 6 pm Whole Life Ministries, Washington Rd. Call Dee Felt, (706) 737-4530

Nov 1 ~ Harvest Ball, 7 pm Julian Smith Casino, (706) 737-8113

National Church Residences is a non-profit organization that is seeking December donations for the Bon Air and Richmond Summit Apartments. Both are Affordable Housing Communities and the residents are either disabled or seniors and have limited income. Donations can be given in the form of new goods such as toiletry items, hygiene products, cleaning supplies, household appliances or gift baskets and certificates. Please contact Monique Moore at (706) 667-2336 or Cortina Samuel at (706) 849-2103.

Nov 2 ~ Kelley Family Bank Concert, 6 pm Thomson Church of God, 1354 Wrens Hwy, (706) 595-6241 Nov 4, 18, Dec. 2 ~ Tuesdays Music Live, 12 noon, St Paul’s Church, 605 Reynolds St., (706) 722-3463, www.tuesdaysmusiclive.com Nov 5, 12, 19, Dec 3 ~ Information Meeting: Medicare Advantage Plan with Aetna. Call Mary Anne Powers, (706) 294-4914

AIKEN / NORTH AUGUSTA

Nov 3 ~ Bottles & Brushes Art Party, 6 pm Aiken Center for the Arts.

Registration required, (803) 641-9094

Nov 5 ~ Art Exhibition, 5pm Sacred Heart Cultural Center, 1301 Greene St, (706) 826-4701

Nov 5 ~ Senior & Pre-senior Wellness Workshop, 10.30 am (6 weeks), Aiken County Library. Registration required, (803) 642-1607

Nov 7 ~ Treasure Island Attic Sale, 8 am New Life Worship Center, 3550 Morgan Rd, Hephzibah, (706) 796-7880

Nov 8 ~ Spring Grove Missionary Baptist Church Women’s Conference, 9 am North Augusta, 803-649-2450

Nov 7 ~ Computer Classes: Windows 8 beginners, iPad Intermediate. Wilson YMCA, Wheeler Rd. Must Register with Savvy Senior Training, (800) 964-1236

Nov 8 ~ Aiken Whiskey Road Race, 7:30 am Odell Weeks. Registration, (803) 649-0480

Nov 8 ~ Voices of the Past Museum Theater: The Other Tubmans, Augusta Museum of History, (706) 722-8454

Nov 8 ~ Church of the Holy Trinity Blood Drive 11 am - 3 pm, North Augusta, 803-341-0075

Nov 8 ~ Parkinson Foundation Moving Day Fundraising Walk, Wilson Y, Wheeler Rd Nov 15 ~ Friends of the Aiken County Library Book Sale, 10 am Aiken County Nov 8 ~ Our Redeemer Lutheran Church Library, (803) 642-7575 Craft Fair 9 am, 402 Aumond Rd, (706) 651-8526 Nov 18 ~ Art Market, 5 pm, Aiken Center for the Arts, (803) 641-9094

Be sure to call the event to check on costs and confirm times and location.

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8

Enjo

Southern Healthy Eating Cream Cheese Banana-Nut Bread

Enjoy banana bread without all the guilt with this healthy banana bread recipe.

Makes 2 loaves Ingredients 2. Beat butter and cream cheese at • 1 1/4 cups chopped pecans, medium speed with an electric mixer divided until creamy. Gradually add sugar, • 1/4 cup butter, softened beating until light and fluffy. Add • 1 (8-oz.) package 1/3-less-fat eggs, 1 at a time, beating just until cream cheese, softened blended after each addition.

• 1 cup sugar 3. Combine whole wheat flour and • 2 large eggs next 4 ingredients; gradually add to • 1 1/2 cups whole butter mixture alternately wheat flour with buttermilk, beginning • 1 1/2 cups all-purpose and ending with flour mixflour ture. Beat at low speed just • 1/2 teaspoon baking until blended after each adpowder dition. Stir in bananas, 3/4 • 1/2 teaspoon baking cup toasted pecans, and soda vanilla. Spoon batter into • 1/2 teaspoon salt 2 greased and floured 8- x • 1 cup buttermilk 4-inch loaf pans. Sprinkle • 1 1/2 cups mashed very ripe with remaining 1/2 cup pecans. bananas (1 1/4 lb. unpeeled 4.

Bake at 350° for 1 hour or until a bananas, about 4 medium) long wooden pick inserted in center •1/2 teaspoon vanilla extract comes out clean and sides of bread pull away from pan, shielding with Preparation aluminum foil during last 15 minutes 1. Preheat oven to 350°. Place 3/4 to prevent excessive browning, if cup pecans in a single layer on a necessary. Cool bread in pans on baking sheet, and bake 12 to 15 wire racks 10 minutes. Remove from minutes or until toasted and frapans to wire racks. Let cool for grant, stirring after 6 minutes.

30 minutes.

Premium Gourmet Coffee

Get Your FREE Samples Call Charlie Andrews 808-675-1798 

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Savvy Senior Tech Tips Are you still using IE to get on the internet?

If you click this icon to get on the internet then you

Are you still using IE to get on the internet? are putting yourself in danger of security risks from

hackers. Internet Explorer known secure web Are you isstill usingnot IEtotobe getaon the internet? youcan click to you get are on surfing the internet then you browser. So If what youthis do toicon ensure the internet Are you stilltousing IEthe to get on the internet?

If you click icon get on internet you areare putting yourself inthis danger of risks from safely? There two alternatives you can install tosecurity replace IE – then are putting yourself in danger of security risks from you click this when icon getbe on the secure internet then you Mozillahackers.

Firefox and Google Explorer Chrome.If Be careful downloading Internet isExplorer known nottoto hackers. Internet is known not toofa be a secure web web arethis putting yourself danger these browsers - don’t do a search as could leadinto you security risks from browser. So whatbrowser. can you do to ensure areyousurfing thetothe internet So what can you do toyou ensure surfing internet hackers.

Internet Explorer isare known not be a secure web unofficial sites safely? which may then include softwareyou you don’t want with IE – There are So twowhat alternatives install to browser. can you doinstall to can ensure arereplace surfingIE the–internet safely?

There are twothe alternatives you can toyoureplace the download.

Type website directly in the top address bar of the safely? are two alternatives you canwhen installdownloading to replace IE – Mozilla Firefox andThere Google Chrome.

Be careful Mozilla Firefox Google Chrome.

Be careful downloading browser.

Go and directly to the sites listed toChrome. download the Mozilla Firefox and Google Be careful when these browsers - don’t do abelow search as this when could lead to youdownloading these browsers don’t do acould search as thisyou could leadwant to youwith you select. thesebrowser browsers -unofficial don’t do a which search this lead to don’t you sites may-as then include software unofficial sites which may then include software you don’t want with

the download.

Typeinclude the website directly in you the top address bar with of the unofficial sites which may software thethen download.

Type the website directly indon’t the top want address bar of the browser. Go directly to the sites listed below to download the browser. Godirectly directly to the to download thethe the download. Type theyou website in sites the listed top below address bar of browser select. browser you select. browser. Go directly to the sites listed below to download the browser you select. www.mozilla.org

www.google.com/chrome

This article was brought to you by Savvy Senior Training. See our ad on the back page. www.mozilla.org www.google.com/chrome www.mozilla.org www.google.com/chrome This article was brought to you by Savvy Senior Training. See our ad on the back page.

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Computer

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This article was brought to you by Savvy Senior Training. See our ad on the back page.

EXCHANGE

4 Stores in the CSRA with Friendly Staff Ready to Help With All Your Computer Needs

Mention Seniors’ Scoop to Get These Great Deals! ✓ 50% Off 1hr. Of In-Home Private Training with Computer Purchase ✓ Home Delivery and Setup of Computer Special at $80 ✓ 1TB External Hard Drive for $58, the Lowest Price in the Country Computer Sales and Accessories Computer Repairs Recycle Your Old Electronics

Martinez 706-651-1900  South Augusta 706-793-2700 Grovetown 706-910-0825  North Augusta 803-279-9404 Say you found it in “Seniors’ Scoop.” Thank You!

10

Sudoku Medium Sudoku Puzzle - Medium

b

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www.sudoku-puzzles.net

Answers at www.csraseniorsscoop.com/puzzles

More Puzzles:

www.sudoku-puzzles.net

READY FOR A CAREER CHANGE?

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Say you found it in “Seniors’ Scoop.” Thank You! 10/16/14 11:17 AM

REIMER LAW FIRM Your Family Law Firm For 33 Years. ➢ Real Estate Closings ➢ Family Law ➢ Health Care Directives ➢ Wills and Probate

706-855-1090 119 N Belair Rd, Evans

Open Enrollment Ends December 7th Are you Overwhelmed by all of the Choices for Medicare?

Affordable Solutions for Your Needs Today and Your Security Tomorrow.

• Medicare • Life Insurance • Retirement • Dental & Vision • Long-Term Care

This is an advertisement. HealthMarkets Insurance Agency

For personalized service in the CSRA, contact your local agent: Mary Anne T Powers, Licensed Insurance Agent 706-294-4914 maryanne.powers@healthmarkets.com 601 Sharton Dr, Augusta, GA 30907 HealthMarkets Insurance Agency is the d/b/a, or assumed name, of Insphere Insurance Solutions, Inc. which is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availabilit y varies by state.

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12

Discounts Augusta Church’s Chicken – 10% (65+) S&S Cafeteria – 10% (60+) Baldino’s Giant Jersey Subs – 10% (65+) GB Shoe Warehouse - 10% (military) Harbor Inn – special senior menu Huddle House – 10% (55+) Lucy Laney Museum – free entry (military) Regal Cinemas – 10% (military) Shane’s Rib Shack – 10% (military) Wifesaver – 10% (all locations) North Augusta Bobby’s Barbecue – 10% Wednesdays Old McDonalds Fish Camp - Special Senior Menu Sno-Cap Drive - 10% (60+) Aiken Casabella Italian Restaurant – 10% (military) Pizza Joint 10% daily, 20% Wednesdays (military) Red Bowl Bistro – 10% (senior and military) Substation II 10% (senior & military) National Chains Dots Clothing – 10% Dunkin Donuts – Buy Drink & get free donut with AARP card Goodwill - Wednesdays Home Depot - 10% (military) Lowes – 10% (military) McDonalds - 54c small soda and coffee Popeyes – 10% (military) Be sure to check with individual stores to confirm the discount policy

Neil’s

P ha r m ac y Quality Service at Affordable Prices



3830 Washington Rd., Suite 11A, Martinez, GA 30907

NeilsRX.com

Full Service “Hometown” Pharmacy Most Prescription Plans Accepted  Personal Education/RX Counseling

Neil’s

Davis Road

Washington Road Bobby Jones Expy

Located In n West Tow Shopping Center

Refill Prescriptions Online or By Phone Custom Compounding  Medical Supplies & Equipment

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706-210-6654 13

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Useful Contacts Libraries

Dwight D. Eisenhower Army Medical Center 300 E Hospital Rd, Fort Gordon (706) 787-5811

Augusta Main Library 823 Telfair St, Augusta (706)-821-2600

Trinity Hospital 2260 Wrightsboro Rd, Augusta (706) 481-7000

Appleby Branch Library 2260 Walton Way, Augusta (706) 736-6244

University Hospital 1350 Walton Way, Augusta (706) 722-901

Diamond Lakes Library 101 Diamond Lakes Way, Augusta (706) 772-2432

Edgefield County Hospital 300 Ridge Medical Plaza Rd, Edgefield (803) 637-3174

Friedman Branch Library 1447 Jackson Road, Augusta (706) 736-6758

Aiken Regional Medical Center 302 University Pkwy, Aiken (803) 641-5000

Jeff Maxwell Branch Library 1927 Lumpkin Road, Augusta (706) 793-2020 Wallace Branch Library 1237 Laney Walker Boulevard, Augusta (706) 722-6275

Aiken VA Clinic 951 Millbrook Ave, Aiken (803) 643-9016

Government

Columbia County Library 7022 Evans Towne Center Boulevard (706) 863-1946

Augusta-Richmond County Government 530 Greene St. (706) 821-2300

Grovetown 5907 Euchee Creek Drive (706) 556-0594

Augusta City Hotline (706) 821-2300 www.augustaga.gov

Aiken Co. Public Library 314 Chesterfield St S, Aiken (803) 642-2020

Columbia County Government 650-B Ronald Reagan Dr, Evans (706) 868-3375 www.columbiacountryga.gov

Nancy Carson Library 135 Edgefield Rd, North Augusta (803) 279-5767

City of Grovetown 103 Old Wrightsboro Rd, (706) 863-4576 www.cityofgrovetown.com

Hospitals

Charlie Norwood VA Center 950 15th St, Augusta (706) 733-0188

Aiken City 135 Laurens St SW (803) 642-7654 www.cityofaikensc.gov

Doctors Hospital 3651 Wheeler Rd, Augusta (706) 651-3232 Say you found it in “Seniors’ Scoop.” Thank You!

14

Directory Listing

ter

Adult Day Center

Handyman

SarahCare .......................................p5 801 Oakhurst Dr, Evans Dorothy Grady, (706) 364-7430

Hey! Handyman..................................p7 Rich Hinson, (706) 550-3727

Health Insurance

Attorney

Reimer Law Firm ..............................p12 119 N Belair Rd., Evans Bob & Sue Reimer, (706) 855-1090

HealthMarkets Insurance Agency.....p12 601 Shartom Rd, Augusta Serving all CSRA Mary Anne Powers, (706) 294-4914

Auto Detailing

Heating and Air

Coffee

Comfort Keepers...............................p4 511 West Avenue, North Augusta Serving all CSRA Rod Barrie, (803) 279-7100

Anointed Detailing...........................p7 Serving all CSRA Robert Reeves, (803) 716-5589

Atlas Mechanical...............................p7 Daniel Raider, (706) 855-7921

In-Home Care

Organo Gold.....................................p9 Serving all CSRA Charlie Andrews, (808)-675-1798

Computer Repair and Sales

Pharmacy

Computer Exchange.........................p10 Martinez – 3835 Washington Rd. (706) 651-1900 South Augusta – (706) 793-2700 Grovetown – (706) 910-0825 North Augusta - (803) 279-9404

Neil’s Pharmacy.................................p13 3830 Washington Rd., Martinez Neil Grice, (706) 210-6654

Pressure Washing

Allclean...............................................p6 Serving all CSRA Tony Creighton, (706) 651-8089

Computer Training

Savvy Senior Training.......................p16 Serving all CSRA Melonie Holmes, (800) 964-1236

Transportation

Caring Man in A Van ...........................p5 Serving all CSRA Scott Chamberlain, (706) 769-0075

Financial Planner

Life Strategies Financial Partners..p3 3450 Wheeler Rd #304, Augusta Kelly Renner, (706) 210-3535

Travel Agency

Augusta Travel Agency 917 Druid Park Avenue, Augusta Patty Font, (706) 737-2308 15

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