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Hi Class Living

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Contents Features

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12 The Misery Epidemic And What To Do About It 16 The Next Killer Apps May Be A Lifesaver 20 The Importance Of A Financial Planner Lifestyles 24 Lifestyle Buzz 26 Teaching Kids The Value Of Money

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On the cover

Light 20 in x 20 in Photographic digital collage on aluminium

by Lea AlboherŠ leaalboher@gmail.com 707-939-7997 www.leaalboher.com Spring - Summer 2015

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NJ T: 201.266.8555 NY T: 212.888.6250

M: 201.906.6024 M: 917.576.0776

Jeffrey Schleider

Ruth Miron-Schleider

Broker/Owner Miron Properties NY

Broker/Owner Miron Properties NJ

FORT LEE

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34 Fashion 30 Retro Trends For Spring 34 Pants Styles For Spring 38 The Little Black Dress 42 Spring Fashion Decor

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52 Outdoor Living 54 Add Color To Your Home 58 All About Buffets 62 Home Decor HEalth & Fitness 64 Sugar — The Skin Assassin 68 Preventing Tennis Elbow

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70 Careers 70 How To Grow Your Business Travel 74 Travel Notes

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76 Cruising On Board The MSC Divina 80 Two Great Florida Resorts 84 Gideon Putnam Resort & Spa — The Gateway To Saratoga Springs Departments

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87 News and Openings 88 NYC 90 Dining At Its Best

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Hi Class Living

No Matter How You Bank

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Hi Class Living Magazine is mailed exclusively to affluent residents in select Bergen County neighborhoods.

Connect with us to learn about all of our financial solutions

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Contributors: Dottie DeHart, Chuck Norris, Carry Schawab-Pomerantz, Sharon Mosley, Mark McCauley, Mary Carol Garrity, Ron Cummings, Marilynn Preston, Berny Dohrmann Jane Rubin, Marius Rubin, Guy Raviv, Scripps Howard News.

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can help bring clarity to your life goals — and potentially can help bring clarity to your life goals — and potentially enhance your in being able to them.process Contact me confidence today to find out how theachieve Envision enhance your confidence in being able to achieve them.

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Wells Company. © 2013Fargo Wells& Fargo Advisors, LLC. All rights reserved. © 2013 Wells Fargo Advisors, LLC. All rights reserved.

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No information in Hi Class Living is to be taken or construed as legal, medical, health or any other kind of advice. Information is published only for general reading pleasure. We are not responsible for typographical or artist’s errors. ©2015.

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Hi Class Living

The Misery Epidemic And What To Do About It Dottie DeHart

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s citizens of one of the most affluent societies, you’d think Americans would be happy. Yet too many of us are anything but.

We’re stressed and overworked. Unhealthy. Self-destructive. We’re disconnected from those we (presumably) love.

We consume and consume, buying up not just food but expensive homes, cars, vacations, and high-tech “toys.”

Yet nothing fills the hole.

If you’re skeptical, let the numbers speak for themselves: • 48 percent of first-time marriages, 67 percent of second marriages, and 73 percent of third marriages end in divorce.

• 75 percent of doctor visits are stress-related.

• 43 million people abuse alcohol or prescription drugs,

Spring - Summer 2015

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or use illegal drugs.

• Over 38,000 people commit suicide each year and more than 400,000 are treated for self-inflicted injuries.

• 40 million people suffer from anxiety.

• More than 100 million people are obese.

And that’s just the tip of the iceberg.

Thomas Strawser, author of Spiritual Engineering, says our nation, the so-called “land of plenty,” is mired in a misery epidemic.

Strawser shares reasons as to why we are so miserable.

We try to buy happiness.

We fill the HOLE with status and stuff Think about it: we work ourselves to the bone so that we can buy “the” house, “the” car, and all the other luxuries we think will make us happy. But instead of “arriving,” we end up overworked and overstressed, always feeling that we’re less than, and with strained family relationships — in a word, miserable, not happy and whole.

“We spend our lives trying to fill that inner emptiness with money, possessions, and social status,” Strawser points out.

“We may find temporary satisfaction when we get that new smartphone, car, or promotion, but this often fades, and soon we are out chasing more of the same.”

We sacrifice our own best interests on the altar of approval and accolades Our actions are often influenced by what we believe will please and impress others.

This may begin in childhood as we struggle to please our parents, and later, our friends as peer pressure takes hold. And we don’t grow out of it. We may even make life’s most important decisions — from choosing a career to settling down with a life partner to buying the “right” house in the “right” neighborhood — because we want the approval of our peer group or society in general.

“Maybe the hunger for approval drives you to go to medical school and become a doctor when the truth is you’d be far more Spring - Summer 2015

fulfilled working as a park ranger,” Strawser notes. “Sure, you have the money you need to acquire the window dressings of a ‘successful’ life — but if you’re not living a life that’s true to who you are, you’re going to be miserable.

“The need for approval doesn’t manifest only in the big things,” he adds. “Even small behaviors, like gossiping about a friend, can stem from the desire to impress others. But there’s always a price to pay for abandoning your integrity.”

We depend on other people to fill our void Let’s say you got married thinking your life together would be a mostly effortless partnership, with lots of romance and togetherness — or that the other person would “make you feel complete” and life would be great. But your spouse spends weekends hanging out with her friends or retreats to his shed to do woodworking instead of spending time with you. You get upset. Arguments and recriminations fly.

Or you just withdraw, settling for isolated mediocrity. Or you find someone else who gives you attention and understanding, and start the same cycle again.

Perhaps you see your children as a measurement of your own success. Then you’re disappointed when they don’t make the honor roll or the varsity team and become park rangers instead of physicians.

“Too often we look to other people — our partners, our children, our friends — for happiness, fulfillment, entertainment, and the solutions to our problems,” observes Strawser. “This always leads to misery. We must learn that other people can enhance our happiness but can never create it. All healthy relationships — romantic, parental, and otherwise — must begin with a healthy self-relationship. And that, in turn, must begin with a healthy spiritual relationship. Trying to shortcut the process produces chaos and turmoil.”

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Hi Class Living

The Next Kill May B e A

s our population continues to age, the ability of a new category of applications for mobile phones to track the health of patients could save lives.

In the world of smartphone apps, this development may even lead to a shift from the overriding focus of the social aspect of phone apps to something more serious.

Two Silicon Valley startup companies, AliveCor and Vital Connect, are banking on just that. Both recently received a green light and seal of approval from the Food and Drug Administration for their new mobile apps designed to monitor a patient’s health status from home. This FDA approval may lead to a big step forward in the digital health industry.

AliveCor’s app essentially transforms a smartphone into a portable electrocardiogram. It is designed to detect atrial fibrillation, a form of cardiac arrhythmia that affects about 1 in 4 adults older than 40. If the device detects an abnormality, the information can be sent to a cardiologist for review, allowing the doctor to intervene before the onset of a stroke or another life-threatening event.

The app is currently available to consumers and can be downloaded free, but it requires the purchase of a universal Spring - Summer 2015

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er Apps e A Lifesaver Chuck Norris

attachment plate.

Vital Connect received FDA clearance for the HealthPatch MD, which patients can adhere to specific areas on their chest to track such things as heart rate, pulse variability, respiratory rate and skin temperature. If the person using the app opts in, his physician will be immediately notified if the numbers hit or exceed set thresholds. It was created with patients with chronic conditions in mind, for short-term monitoring after a patient is discharged. It will also enable home health care professionals to monitor those patients with more serious risks on a 24-hour basis.

Patients need a prescription to buy the device, which is expected to be available in the United States by the end of the year. It is currently available in the European Union and Canada.

Both companies are part of a burgeoning remote wireless health monitoring trade aimed at saving lives by prompting care that can prevent fatal outcomes, as well as managing health in a more efficient way. It is an approach that also makes it easier for patients and doctors to track care and treatment and eliminates unnecessary visits to a doctor’s office or hospital.

Though this particular field has a ways to go before it can be considered mainstream, there are many mobile apps currently available that address any number of health needs. Some are free; some require a subscription service or purchase.

Here are a couple of them:

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Breast Cancer Diagnosis Guide Created by Breastcancer.org, it allows breast cancer patients to enter and track details of their disease and treatment, from the size of the tumor to the presence or absence of estrogen receptors. Doctors have found it useful in helping patients grapple with the flood of information they get when first diagnosed, as well as in staying on top of details as they consult various doctors, from surgeons to radiation oncologists.

Wireless Pulse Oximeter Made by iHealth Lab Inc. for people with trouble sleeping, this mobile app can record blood oxygen levels during the night, helping a doctor determine whether a person has sleep apnea. To use it, a patient goes to bed wearing a fingertip sensor, which wirelessly links to the phone.

Perhaps the greatest utility among mobile health apps is in assisting doctors by providing hand-held databases of drugs and diseases and sophisticated monitors. The following are but a few that do that:

ocrates Inc. claims that nearly half of U.S. physicians routinely rely on it. It is similar to the mammoth Physicians’ Desk Reference book, providing doctors, wherever they might be, with the latest on basic information about drugs, the right dosing for adults and children, and warnings about harmful interactions.

Isabel Created by Isabel Healthcare, it is a helpful guide for doctors in reaching diagnoses.

The doctor enters symptoms, and the app lists possible diagnoses, as well as any medications that could cause the symptoms.

Epocrates This is considered one of the oldest and most established medical mobile apps. Ep-

ResolutionMD It allows doctors to look at X-rays and other images on a smartphone or tablet as soon as images are available, no matter the doctor’s location (as long as there’s cell service or Wi-Fi).

It will be interesting to see whether this vision of mobile health comes to pass, but it would be nice if they would invest a little more time on some of the medical symptoms and conditions caused by our obsession with smartphones. A 2011-12 study in Hong Kong, where sales of smartphones are among the highest in the world, revealed musculoskeletal pain or discomfort in different parts of the body from the use of this electronic device, including neck, shoulder, wrist and finger pain.

According to a report in Boston magazine, psychologists are studying other medical phenomena caused by smartphone use. One is nomophobia, the fear of being out of contact without one’s mobile phone.

Another is called phantom vibration syndrome. It’s incorrectly feeling or hearing your cellphone going off. ∆

The Misery — From Pg. 14 nation that celebrates rugged individualism, it’s no surprise that most of us live our lives believing that putting Number One first is a winning strategy in the search for happiness. But the truth is, selfcenteredness (which is very different from healthy self-love) is often the source of the

problem and not the solution. Decisions based solely on “what’s in it for me?” almost always lead to misery and mediocre relationships.

“Being self-centered makes you jealous and suspicious, inflates your ego, creates a false sense of entitlement, and 32

CellScope Oto Developed by CellScope Inc., this app allows a smartphone to become an otoscope, the instrument doctors use to look into the ear. With this app and the accompanying optical device, a doctor can record video of a child’s ear, for example, and then show the images to family members to explain the diagnosis. It can also help eliminate an unnecessary use of antibiotics.

Spring - Summer 2015

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Full basement with high ceilings. A house to be cherished. $2,398,000.

Builder’s luxurious and customized own residence.

Magnificent 11,000 square foot brick manor. 15 rooms include 7 bedrooms and 71/2 baths, dramatic entrance hall, art gallery, Poggenpohl kitchen, incredible Master Bedroom with balcony overlooking pool. Expensive cabinetry and materials throughout. Finished lower level with recreation room, home theater, gym, wine cellar, kitchen. 9 & 10 foot ceilings. Radiant heat. Lush landscaping with pool and waterfall. Too much to adequately describe. An elegant home on a huge piece of property! $2,589,000.

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Hi Class Living

The Imp Of A Finan

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hances are you’ve spent more than a few sleepless nights worrying about money: Have I saved enough for retirement?

How will we pay for the kids’ college?

Do I need life insurance, and if so, how much?

These questions and many more constantly rattle through the minds of many Americans, and the worry they create has only gotten worse since the slow economy left in its wake. Author John Vento says the best way to ease your money worries is to improve your overall financial picture.

Oh, and if you’re relying on the person who got you to this point (hint: that would be you) to get you out, you’re making a big mistake. You need a good financial planner.

Spring - Summer 2015

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ortance cial Planner

Dottie DeHart

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“I think most people fall into two camps,” says CPA John Vento, author of the book Financial Independence (Getting to Point X): An Advisor’s Guide to Comprehensive Wealth Management. “They either think they don’t have enough money to need a financial planner — or they’re wealthy and think they can get by on advice from their stockbroker or tax attorney. But both groups are wrong.

“Everyone needs a trusted advisor to guide them during good times and bad,” he adds. “Someone whose primary goal will be to help you achieve your long-term financial objectives. This trusted advisor should be a financial planner who can analyze your financial status and assist you in setting up and implementing a financial program to achieve your ultimate goal of financial independence.”

“Financial independence — the point at which we can stop working for our money and our money starts working for us — is the financial ideal that we all seek,” says Vento. “With the right plan and a commitment to making the necessary life changes, anyone can reach their Point X. Of course, selecting the right trusted advisor to guide you will be one of the most important decisions you make in your journey to financial independence.”

Here are some tips from Vento on how to get the most out of working with a financial planner: Develop a speed-dial relationship It’s pretty simple: The better your financial advisor knows you, the more effective she’ll be at managing your wealth.

You should see your financial planner as a trusted advisor and feel comfortable sharing personal information with her.

She needs to have a clear picture of your financial goals and dreams.

“If you don’t already have a financial planner, the best place to start is with your friends and family,” Vento shares. “Ask them if they can recommend a trusted advisor with whom they have worked. But keep in mind that even if an advisor is perfect on Spring - Summer 2015

paper, you’ll also need to ‘click’ in person to some extent. Otherwise, you won’t feel as comfortable sharing personal details. Ideally, to get the most out of the relationship, you’ll want to meet with your advisor multiple times a year, especially if your financial situation or outlook changes.”

Know what to ask Especially when choosing a financial planner, there’s no such thing as being too prepared for a meeting. It’s important to ask the right questions so that you can rest assured that your advisor is qualified and ideally suited to meet your needs. At minimum, Vento recommends seeking answers to the following: • What are this advisor’s qualifications, areas of expertise, and approach to risk taking? Does this line up with my needs and comfort levels?

• Are this advisor’s services fee-based, hourly, or based on commission?

• To what standard of care will this advisor be held: fiduciary or suitability?

• Will the financial decision making be customized to me, or does the advisor take a one-size-fits-all approach?

• Does this advisor offer tax advisory service that will be integrated into my overall financial planning?

• Will I be dealing directly with this advisor throughout my relationship with the firm, or will I sometimes see a junior member of the team?

“Of course, this list isn’t exhaustive,” Vento qualifies. “The more research and preparation you can do before choosing a financial planner for yourself, the better.”

Know what qualifications to look for There are more than 100 designations, or credentials, in the financial services industry, and more are being created each year.

Commonly recognized examples include Certified Financial PlannersTM, Certified Public Accountants, chartered financial analysts, stockbrokers, insurance agents, and tax attorneys. It’s very important to understand the basic differences be- 33

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Lifestyle Buzz Johnnie Walker Gold Label Reserve Johnnie Walker has introduced the Johnnie Walker Gold Label Reserve, a new gold standard of celebration. This luxurious Scotch whiskey features a multi-layered blend, with balanced fruits and creaminess. www.johnniewalker.com.

Kora Organics Products Kora Organics by Miranda Kerr offers a Tinted Day Cream, (moisturizer with sunscreen) and a Cream Cleanser enriched with rosehip, avocado and macadamia nut oils. Available at www.koraorganics.com.

Scout 1500 Pet Monitor by Motorola The Scout 1500 is a pet monitoring system that includes indoor and outdoor video cameras allowing pet owners to view, listen, and speak to their pets via a wireless 3.5� color monitor. www.motorola.com.

Max Trainer by Bowflex The Max Trainer is a workout machine designed for short duration, high intensity exercise that burns calories up to 2.5 faster than a regular treadmill. www.Bowflexmax.com.

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Lifestyle Buzz

by Nava & Michael Raviv

Nutri Ninja Blender System with Auto IQ The Nutri Ninja Blender with Auto-IQ delivers consistent results at the touch of a button offering 1,500W of power for nutrient extraction, blending, chopping, making frozen drinks, sauces and dips.

The smart technology is designed to deliver timed pulsing, blending, and resting patterns that enable smoother results. www.Ninjakitchen.com.

Prosecco DOC from Italy Prosecco DOC is one of the leading sparkling wines in the US for everyday celebrations and gatherings. It is produced from Glera grapes in a designated area in northeastern Italy, and is perfectly suited for pairing with traditional Italian dishes. www.discoverproseccowine.it.

Max Fan/Heater by Stadler Form Max by Stadler Form is a fan/heater combination that keeps things cool in the summer and warm in the winter.

The slick elegant modern works well with contemporary home or office furnishings. www.StadlerFormUSA.com.

Pascha Organic Dark Chocolate Pascha Chocolate makes ultra-pure, gluten-free chocolate that is free from major food allergens such as peanuts, tree nuts, milk, soy, and wheat. www.paschachocolate.com.

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Hi Class Living

Teaching Kids Th

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hildren can learn meaningful lessons about money at a very early age. In fact, by about age 3, they’re listening and learning from us whether we’re aware of it or not.

When we take our kids to the grocery store, to the bank or clothes shopping, even if we don’t include them in the transactions, they’re picking up signals and attitudes about money and how we handle it. Why not turn these passive experiences into active learning opportunities?

A 4-year old is already aware that money has value; it can be used to buy something special. So now would be a perfect time to help him or her understand that there are limits to what money can buy, and also that she may have to make a choice. There are some fun ways to do this.

Start with a simple piggy bank At 4, your kids are probably proficient counters, so help them learn more about the value of money by first putting any coins they get into a piggy bank. Periodically take the coins out so they can count them. At the same time, you can help them identify what they are, and what each is worth, i.e., 10 pennies make a dime, 5 nickels make a quarter.

Once they’ve accumulated enough to buy something — even a dollar or two — explain to them that different things cost different amounts of money. Then, when you go to the store together, you can look at price tags and discuss what that means. Let them select an item that they can afford, pay for it, get a receipt and keep any change to put back in the piggy bank.

They’ll probably be proud of the successful transaction.

To keep this lesson going, you can do some comparison shopping and let your child handle small purchases whenever appropriate.

Introduce a fun way to save for something special Saving is another money lesson kids can learn at a young age. Start now to help your kids understand that they may have to wait to buy the things they want. For instance, the next time your kids have their hearts set on something, talk with them about how much it costs and how to save money Spring - Summer 2015

26

e Value Of Money

Carrie Schwab-Pomerantz

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Hi Class Living

until they have enough to buy it.

You might have your kids decorate a special jar for that savings goal and put all money received in that jar. Think how excited they’ll be when they finally go with you to make the purchase.

Consider an allowance at about age five An allowance gives kids a chance to have money of their own on a regular basis and learn to manage it. Ages 5 to 8 is about the right time to start.

There are different points of view on whether to tie an allowance to chores. Whatever you decide, be very clear about their responsibilities and if you expect them to pay for certain things with their own money.

How much you give is up to you, but it should be enough so that your kids can actually use it in a meaningful way, making spending and saving decisions. With a young child, I’d keep the amount small

and make it weekly. You can change the parameters as your child gets older, increasing the amount and time frame and perhaps the responsibilities that go along with the allowance.

The most important thing with an allowance is to let kids make their own spending decisions — and learn from their own mistakes. Don’t jump immediately to the rescue if they misspend. Rather, help them work through the situation and make better decisions the next time.

Enjoy every milestone As your kids get older, you can help them through other money milestones like making a first big purchase, buying a car and saving for college. These real-life experiences will give you the chance to teach your kids important lessons and give them the chance to take pride in their accomplishments. Most importantly, you’ll be setting them on a solid path to financial independence. ∆

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Retro Trends T

here’s a retro inspiration to the this spring for a who

Spring - Summer 2015

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For Spring

Sharon Mosley

clothes you’ll see all reinvented le new generation.

Rock and roll with the vibe of 70s fashion in H&M’s new Coachella collection.

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Here are seven signs that you’re on the right path: Let it flare The legs have it this season. Whether it’s cropped culottes, washed jeans, flared jumpsuits or high-waisted trousers, the wide-leg pants are striding into the 70s spotlight. They’re perfect to wear with all the chunky platforms.

Go boho with tunics Whether they’ve got lots of flower power or embroidered and crocheted with Moroccan designs, the “peasant” tops are proving that this is the top to top it all off this spring and summer. Wear them in a gauzy explosion of color in loose flowing cotton, or make them work for you at work when they are more like longer shirts, all tailored and belted.

Skirt the issue The wrap skirt was a 70s fashion hit, thanks to designer diva Diane Von Furstenberg, and it’s once again twirling around in trendy circles. But skirts this season are also going long and longer. From midi to maxis, there really is something for everyone.

Swing in the trenches OK, so the trench coat didn’t exactly THE MISERY — From Pg. 18 cultivates a victim mentality — none of which leads to happiness,” notes Strawser.

“Acting lovingly, openly, and generously toward others, even when we don’t want to, feels so much better than being selfish, self-righteous, or self-centered. Healthy love — and the healthy relationships it creates — must replace self-centeredness if we’re to enjoy peace and happiness.”

We accept “surfaces” as reality Social media has made this tendency far worse. Anyone with a Facebook account knows the drill. You upload photos of your vacation, sparkling Christmas tree, Spring - Summer 2015

originate in the 70s, but in new loose and swingy shapes and lightweight colorful suede, it’s the perfect coat/jacket for chilly spring days and nights. Worn over cropped pants and platform shoes, it’s a great segue way into warmer weather.

Print it Nothing says 70s like giant paisleys, graphic flowers, sweet ginghams and abstract blocks of color, and, of course, psychedelic rainbow watercolors, patchwork and tie-dyes. Add at least one of these new prints to your wardrobe for a fresh look.

The wedge platform There are lots of names for the footwear popular this season — call them clogs, mules, wedges or platforms — they come in all heights and in all kinds of designs.

From the tall and sublime to the flat and fabulous, these shoes are typical of the 70s, when the wooden heel ruled.

The fringed handbag Whether it’s a hobo satchel or a crossbody leather bag, a handbag trimmed with this bohemian detail will instantly update your wardrobe.

And yes, you too can get hippie, even if you’re on the fringe of this fashion trend. ∆

and cute new Schnauzer. What you don’t document are the credit card bill that arrived after your trip or the huge fight with your spouse that resulted from it, your child’s temper tantrum when he didn’t get the game system he wanted from Santa, or your tears of frustration when you cleaned up your pet’s urine for the umpteenth time.

“Everybody does this,” Strawser says.

“But usually, when we scroll down social media feeds, click through Pinterest boards, and skim blog posts, we don’t consciously register that we’re seeing carefully edited snapshots of other people’s lives. We judge our ‘insides’ 36

32

FINANCIAL PLANNER— From Pg. 22 tween these designations so that you can make sure that the members of your wealth management team are the most qualified and suited to meet your needs.

“Before meeting with financial planners (and I do recommend interviewing several before hiring someone), you should do some research about their backgrounds, including their education and other relevant credentials,” Vento urges. “A good place to start would be visiting their websites, and then the licensing board website for whatever credentials they hold.”

Think of it as an investment, not an expense Yes, it’s easy to look at the fee or commission your financial planner charges and think to yourself, Is this really worth it? I really don’t need yet another expense in my life. Quash that line of thought, urges Vento. Yes, the services of a financial professional might cost you some out-ofpocket money up front. But that’s not the last you’ll see of that cash. Over time, the value of a trusted financial planner will far outweigh the cost.

“Don’t view accounting and legal fees as an expense,” Vento reiterates. “If the professional services provided are not saving you many times the cost of the fee, then it’s time to look for a new advisor. Not only can financial professionals help you build your wealth, they can also prevent you from making costly decisions.”

Know the difference between suitability and fiduciary Technical jargon like “suitability” and “fiduciary” is often a turn-off to those who aren’t in the industry. After all, you think, I shouldn’t have to know terms like that!

I’m hiring a professional so I don’t have to concern myself with those things. However, taking a little time to learn the difference between those two terms in particular can save you money and determine the kind of relationship you have with your advisor.

“The suitability standard requires a client to receive recommendations that are suitable to his particular circumstances, 45

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Pants Styles For Spring Sharon Mosley

P

ants are our partners in fashion.

We wear them as professionals. We wear them to play. And we wear them to party. And this spring, there are more and more ways to celebrate that bottom half of our wardrobes.

Here are some of spring’s best trends: The wide legs have it As the newest star of the season, fuller pants lead the fashion pack.

Think culottes, gauchos and palazzo styles. (The latter are great for warm-weather parties.)

If you have long legs, you’re in for a treat. The high-waist wide-leg trousers so popular this year will give you even more height, and are great worn with flats. For shorter women, wide-leg pants can be a bit tricky. Try a more natural or low-waist look, and wear them with wedge platforms.

When wearing wider legs, there is a fashion rule of thumb — ­ fuller bottoms look best with a fitted top; the same “rule” applies to skinny pants — keep the fullness on top. While the rules are always made to be broken, this one generally holds true.

Crop pants get flare Shorter pants that hit below the knee are always a favorite at this

Spring - Summer 2015

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Drapey Jogger from White HouseBlack Market. www.whbm.com

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time of year. Cropped pants are a great alternative to shorts for many of us. This season, the shorter pants are updated in fuller silhouettes, some pleated and flared.

Others have slits or zippers up the side.

Steer clear of baggy cargo pants.

A word to the wise — see rule above. And note: Cuffs will only make you look even shorter. The shoes you wear with short pants are critical. Let a full-length mirror be your judge.

The drape has all the drama Once in a while, the fashion gods and goddesses will cause some excitement with a trend that has all the spectacle of a showstopper that turns up in all the photo layouts for the season. The “Fez” pant is the latest interpretation of the harem pant made popular years ago by rap star M.C. Hammer.

This is another pant silhouette, however, that can be treacherous — i.e. mistaken for a Halloween costume — and unless you are highly skilled at putting your wardrobe together, you might not want to touch this one! Instead, opt for an easy, slouchy pant that doesn’t have quite so much drama.

THE MISERY— From Pg. 32 by other people’s ‘outsides.’ We may feel envy for all they seem to have that we don’t. Or instead of accepting (and even embracing) the very normal flaws and imperfections in our lives, we use them to beat ourselves up and feel ‘less than.’”

We blame other people and things for our circumstances It’s not like there’s a shortage of likely culprits. For instance: “The government is taking away our rights!” “Big business is screwing the little guy!” “I’d be doing fine if it weren’t for this crappy economy.”

“My boss is out to get me.” “I’ve always been treated like the black sheep of the family.” And so on.

“Seeing yourself as a victim and blamSpring - Summer 2015

Jog with it The ath-leisure trend may have us all wearing our yoga pants to work, but if you’re really wanting to work out your bottom half this spring, try pulling on a pair of jogger-style pants. Fitted at the ankle, these pants are the new update on the knit leggings that many of us love to wear.

Print it From vintage florals to graphic dots and tie-dyes, the patterned pant never seems to go away, especially for spring. It’s a great vacation look in cropped versions, and a great cocktail look in flowing chiffon. Once again, keep the top simple and solid. And if you haven’t already, it’s definitely time to ditch the animal-printed pants.

Keep the classics Don’t worry; the tailored trousers and skinny jeans that you already have in your closet are here to stay. But remember, pants — no matter what the silhouette — look only as good as they fit on you. Find the brand that best works for you and buy several pairs. Then you’ll never regret looking in the rear-view mirror. ∆

ing others for your problems is counterproductive,” Strawser says. “Whether you realize it or not, you’re painting yourself as weak and giving away all of your control to other people and entities. Even if you didn’t choose for something bad to happen to you, like being laid off from your job, you can choose how you react.

“Yes, it’s okay to feel hurt, pain, and disappointment when things don’t go your way,” he adds. “But also realize that many things happen to you as a result of a chain of decisions you made. This is actually an empowering thought. You can change your choices and change the results. Once you can truly own your role in your circumstances, you can finally begin to shape the kind of life you really want to live.”

36

We neglect our physical health From America’s growing obesity epidemic, to our love affair with junk food, to our tendency to stay on the couch, to our rampant use of alcohol and other substances, it’s clear that many Americans don’t take good physical care of ourselves.

The ironic part is, most of the unhealthy choices that ultimately contribute to our misery are geared toward short-term gratification.

“Yes, restaurant portion sizes are huge,” says Strawser. “Yes, we have sedentary jobs. Yes, it’s hard to find time to cook and exercise. All of these contribute to our health problems. But these lifestyle practices often indicate a lack of self-love.

If we truly loved ourselves, we wouldn’t feel the need to self-medicate with food or alcohol or drugs. Healthy self-love leads to realizing that our physical health is 40

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The Black

W

hen you need to make an impression, nothing disguises pounds or adds height and general allure like the little black dress.

Fashion expert Paula Reed, author of the book “Style Clinic,” offers some suggestions on choosing the perfect little black dress to flatter your figure’s best attributes.

Have a great neck and shoulders?

A wide V-backed dress could be a stunning alternative to those strapless or offthe-shoulder staples, says Reed. Focusing the attention at the nape of your neck will have major impact. Put long hair up to maximize your style advantage.

Boyish figure?

You’re one of the few who can get away with a simple shift. Create curves with a Little black dress by Monique Lhuillier.

Spring - Summer 2015

38

Little Dress Sharon Mosley

belt or seaming at the waist. A sleeveless dress that’s slightly cut away at the shoulder line will also strengthen your look. You can also get away with ruffles and frills, which are figure-killers on just about any other body type.

Large bust?

A V-neck will balance your curves. Make sure there’s good support built in. You also need to keep the overall silhouette under control and avoid billowing fabrics.

No bust?

Reed recommends choosing a pleated, frilled, beaded or corseted bodice that will define your top half.

Voluptuous curves with a waist?

A corseted dress is likely to look delicious on you, she says. Don’t be afraid to bare a shoulder. A wide V-neck that skims your collarbone is enough. And, if you want to disguise hips, too, keep the fabric fluid and the skirt silhouette soft.

Voluptuous curves and no waist?

A tailored A-line is the most flattering shape, according to Reed. Go for a length just below the knee to get as much height as possible. And, once again, drawing the eye up Little black dress by Thea.

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to an exposed shoulder is a great balancing trick. If you don’t want to bare a shoulder, a great piece of jewelry at the neckline, like a brooch or necklace, will be effective.

Great legs?

A mini-length dress is not necessarily the most versatile LBD. A hem that hits your knee with a flippy little detail or a floaty fabric that plays when you move (such as chiffon) is way more seductive.

THE MISERY— From Pg. 37 intertwined with the health of our emotions and spirit.”

We fill our minds with garbage The mind can be our best friend or our worst enemy. It can consume us with worry, lead us to regrettable decisions, drain and diminish us, and convince us that we must accept misery or a second-rate life.

It doesn’t help that we allow our minds to stagnate on a meaningless diet of reality TV, Internet surfing, and social media.

“But if you begin to replace your input of mental garbage with something more productive, like a television program or book that causes you to actually think, you might be surprised by the effect on your mood,” says Strawser.

“In addition, seek out healthy, thoughtprovoking discussions with others. Engage with the world around you. Look for evidence when forming opinions and making decisions. And when your mind does need to relax, recognize that new practices may give you better results. Overcome your fear and lethargy and actually try a little meditation instead of checking out with television, for instance.”

We’re out of touch with our spiritual selves We may go to church on Sunday morning and call that “spirituality.” However, it is not. Or we may completely disparage Spring - Summer 2015

Full hips?

A figure-skimming A-line with a plunging neckline will draw the eye up and give you good camouflage. Choose a fabric that moves. Anything too stiff will undermine your best effort.

And remember... finding the perfect little black dress means having a “onehit-wonder” always ready to party at a moment’s notice. ∆

the spiritual side of life, saying that we don’t believe in it or need it.

According to Strawser, of course you can live without spirituality — but he believes that you’ll be missing a dimension of living that is indispensable to creating the best quality of life.

“In my mind, your spiritual life refers to your authentic connection and response to your inner spirit guide, the God within,” he explains. “That might be God, Allah, Buddha, the Universe, Nature, or Intuition — but the identity of your Higher Power is not what I’m concerned with here.

I simply want to make the point that accessing and nourishing your spirituality can enhance your life by providing you with fulfillment and a way to manage worry, fear, and stress.

Plus, having a connection to the Higher Power of your choice sets your values, principles, and purpose in life — the essential attributes that define who we really are as human beings.

“Once you begin examining and recalibrating what drives you, accepting who you are, and lovingly caring for yourself, each part of you will begin to perform its intended function.”

“You’ll begin to develop into the best version of yourself. And finally, you’ll be in a position to develop productive relationships and make decisions that honor your best interests,” concludes Strawser. ∆

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Beware of certain red flags Unfortunately, we don’t live in a perfect world. Honesty isn’t universal, people sometimes take advantage of others for personal gain, and corners are cut for convenience’s sake. That being the case, it’s a good idea to keep your eyes open for certain red flags when choosing and working with a financial planner. For example, does your advisor make decisions that are customized to you, or does he take a onesize-fits-all approach with all of his clients?

If it’s the latter, watch out: A 30-year-old’s goals and risk tolerance are much different from those of a 70-year-old.

“Overall, listen to your intuition,” Vento recommends. “If your advisor keeps trying to talk you into a financial move that you don’t feel comfortable with, it may be time to move on or continue your search. You need to completely trust a professional’s ability and vision for your financial future.”

Be open to taking advice Once you have found a qualified financial planner whom you like and trust, give serious consideration to taking her advice.

Simply agreeing that her recommendations are sound isn’t enough; you must implement them if you want to maximize your financial future.

“First, let me be clear — I’m not saying you should never question your financial planner,” Vento says. “It’s important to raise questions and objections if you have them, and you shouldn’t do anything you’re not comfortable with. However, I can’t tell you how many people I’ve worked with who have ‘lost’ thou- 56

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Living

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Add Color T

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olor affects your moo relax you and change Learn how to maximize its

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o Your Home

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Color has a psychological effect. It can influence your feelings. So wether you want to create peace and harmony or high energy in your home, choose colors wisely.

Some colors in large amounts may have just the opposite effect. See which of the following colors reflect your personality.

Green Associated with life itself, and represents newness, naivete and birth. Green also has a whimsical, fun nature and is seen as talkative and stimulating to conversation.

Orange Orange is warming and uplifting, as in the softer energy found in the last rays of sunset. It relates to our entire life cycle as the color of fall, symbolic of the end of life.

Black Black is the “forever” color -- forever night, forever faithful, forever formal. It’s a color that can inspire fear through its association with nothingness, but can also feel calming due to its solid, orderly and definite appeal.

Yellow Yellow is associated with “higher powers,” of things greater than we mere humans. Yellow relates to intellectualism, random thought and innocent happiness.

Red

Red reigns! The color that calls on powerful emotions, either love or hate, red is the arbiter of our deepest feelings.

Gray Blue Gray can feel warm or cool or no When associated temperature at all. with liquid, blue Decorative bottles It represents “the rock,” represents the soft lapping of waves or the by Kneen & Co at Deringhall.com. therefore solidity and support. Gray is nonderunning of a clear mountain stream. As the air we breathe, blue is fresh and vital, script, just gray and nameless. The color reminding us of the clarity of a sunlit day of the wallflower, gray is also the color of wisdom and longevity. under azure skies.

White White is “up in the air,” as in marching clouds. It has associations of an upward “heavenly” motion and is pure as the driven snow, innocent in its ultimate nature.

FINANCIAL PLANNER— From Pg. 45 sands, or even hundreds of thousands, of dollars in potential earnings because they didn’t act on my advice. A good example is the stereotypical client who knows that saving for the future is smart, but keeps coming up with excuses to wait.

If that’s your strategy, don’t blame your Spring - Summer 2015

Brown Brown is the Protector, the “Earth Mother” to us all. Security and contentment are found in brown. Brown shelters us from the storms of life. ∆

financial advisor when you don’t meet your goals.”

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Hi Class Living

All About Buffets Mary Carol Garrity

B

uffets are an ideal addition to any room in your home for serving or decorating purposes.

Here are some tips on how to pick and use them.

Buffets make a beautiful anchor These attractive pieces can add style to almost any room.

Along with bookcases, secretaries and hutches, I frequently use buffets as that stalwart wooden piece that gives a room structure and strength. Plus, they give the bonus of additional storage space. Top the buffet with great accents, surround it with artwork, and your room is done.

Buffets are versatile and hardworking Buffets make an ideal place to put a flat-screen TV, hoisting the screen to just the right height so it’s easy to see. Or if you prefer to hang your TV on the wall, slide a buffet up underneath it, so the TV is not visually floating on the wall. Whether the TV is sitting on top of the buffet or mounted on the wall behind it, include the TV in your overall display on the buffet. Work in a few accents on the tabletop that balance out the screen, and incorporate the

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screen into a montage of artwork. You’ll be amazed by how this helps the TV melt into the background when it’s not in use.

You can also put a buffet in your entry, topped with a large mirror. Or put one against an empty wall in your living room to serve as a bar when you entertain.

If you have a boring hallway that needs some life, put a buffet against one of the walls, top it with an accent lamp and create a grid of great artwork behind it. Maybe some great photos of your family?

Pick the right buffet for your space Use these guidelines to help you select the right piece: How are you going to use the buffet?

Will it be in your dining room providing a convenient and elegant spot for serving food and beverages? Will it be a stage for ever changing seasonal displays? Or will you use it in another room, mostly for decorative purposes?

Does the style suit your home?

Do you want a sleek, modern buffet, or something more traditional? Do you prefer informal pieces, like a buffet that looks like it was taken from an old farmhouse, or one FINANCIAL PLANNER— From Pg. 56 a good fit for you is an important first step.

But according to Vento, the road doesn’t end with that advisor. It’s important to build a team of financial professionals whose specific areas of expertise can help you achieve your goals.

You might also want to work with a Certified Public Accountant to handle your taxes, a stockbroker to invest on your behalf, an insurance agent, and maybe a tax attorney or estate attorney.

Questions to Ask When Hiring a Financial Planner When you’re in the process of choosing a financial planner, here are ten important questions to consider: 1. If this advisor was recommended by a friend or family member, do you have Spring - Summer 2015

that’s very high-style? No matter what you pick, make sure the piece harmonizes with the other furnishings in the room and in your home.

How much do you want to invest in your buffet?

Like most furniture, buffets come in a wide range of prices and the quality can vary. Do you want a buffet you can enjoy for five to 10 years? Or do you want one that you can hand down as a family heirloom? Once you determine the lifespan of the piece, you’ll have a better feel for whether you want something trendy or timeless, budget or built to last a lifetime.

What size fits your space?

Because buffets can be space hogs, it’s important to measure the length of the spot where you’d like to put the buffet to be sure it will be a good fit.

Another dimension to keep in mind is the depth of the buffet, especially if it will be in a hallway. Make sure it’s not so deep you can’t get around it easily.

If your buffet will be in a dining room, make sure you get one that is 3 to 4 inches taller than your dining table. It’s important to have different heights for visual variation in a room. ∆ confidence in the person who referred you?

2. What education and credentials does this advisor hold to make him or her qualified to advise you? (The advisor’s website is a good place to find this information. You can also check with the licensing board for whatever credentials the advisor holds.)

3. What is the compensation model for the advice and service: fee-based, hourly, or commission? (Fee-based is a percentage of your money under management; hourly is based on time charges; and commission is transaction-based.)

4. What are the financial advisor’s areas of expertise and does this line up well with your needs?

5. What standard of care will this advisor be held to: fiduciary or suitability? 90

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Sugar—The S

W

e sure like our sugar.

Sugar satisfies one of our favorite desires: instant gratification. We love sugar; we crave it. It’s just plain good.

With that being said, we know that sugar,

especially in excess, is bad for us. It’s terrible for our teeth, destroys our mood, makes us gain weight and severely alters our overall

blood chemistry. We have to admit that sugar

simply ruins our health. Naturally, we con-

tinue to indulge our sugar obsession, despite the detrimental consequences of eating sugar.

We can all agree life is too short not to enjoy

our favorite dessert, right? — Lots of things

are bad for us, so what’s the big deal? If enSpring - Summer 2015

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kin Assassin

Ron Cummings

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joying sugar means an extra few pounds around my midsection, then I guess that’s okay, right?

Some of us think that, maybe, if I just watch my sugar intake a little and not go too crazy, then I’ll be able to enjoy the good of sugar and, maybe, the bad of sugar won’t really affect me too much. When it comes to sugar, most of us are willing to take the good with the bad, because we want to have our cake and eat it too.

By now, most of us have been bombarded by endless antisugar messages. There are always new studies on how sugar adversely affects our health, our kids’ attention spans, and the obesity problem that seems to be getting worse by the year. No matter what anti-sugar messages we read, see and hear, we simply refuse to give it up.

However, there is a new and powerful message coming out from the scientific community about sugar, and whether it’s time for us to give it up.

Sugar is making you ugly! Excess sugar in our bodies is now being revealed as one of the most damaging elements to our appearance. As it turns out, these sweet little sugar molecules are leading a double life.

After they pass over our taste buds and give us that amazing sugar buzz, these appealing friends of ours change their personalities and go on a seek-and-destroy mission. In a process called glycation, excess sugar in our bloodstream in reality attacks the proteins throughout our bodies.

As a matter of fact, these sugar molecules attach themselves to proteins — much like a parasite. Once bonding happens, that particular protein becomes glycated; or, in other words, sick.

A recently glycated protein becomes misshapen, hardened, does not function correctly and excretes exotoxins that affect surrounding proteins. After the glycation process has run its course, the protein is referred to as an Advanced Glycation End Product, or A.G.E. for short.

A real-world example of glycation is the browning and hardening process when placing a piece of bread in the toaster.

This is where the ugly part comes in.

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Our skin is essentially one giant protein suit that covers us and protects all of our inner workings from the outside world.

Most people are aware that the main protein in human skin is collagen, the proteins of which are very long lasting.

They have a half-life of approximately 15 years and are not immune to the effects of glycation. Just like other proteins, when collagen becomes glycated, that protein is now considered an A.G.E. Like others, collagen proteins become misshapen, hardened, brittle and excrete exotoxins.

While you can’t see the effects of most proteins in your body when they become glycated, the effects of glycation on skin proteins becomes very evident.

Essentially, every visible sign we attribute to aging skin — including wrinkles, fine lines, discoloration, sagging, uneven skin tones, stress, loss of elasticity, etc — can all be attributed to the process of glycation.

Glycation becomes more evident in your appearance when sugar molecules attack the surface proteins on the fine capillaries of your skin. This process causes your capillaries to leak, causing what we recognize as spider veins. The same process can happen in the under-eye area, which we recognize as dark circles.

The most demoralizing aspect of glycation is the fact that once a protein has become glycated, or is now considered an A.G.E., the damage is permanent. Glycation is an additive effect and probably begins as soon as we’re born, affecting us throughout our lifetime.

If you’ve read or have been told that environmental factors like the sun, wind, weather and pollution age our skin the most, that would be correct, but it’s not the whole story. Glycation is the chemical process which enables these environmental factors to damage our skin. For instance, when radiation from the sun strikes and penetrates our skin, it accelerates the glycation process. It seems a little unfair. In most cases, if I give up a certain vice, then my body, given enough time, will generally recover. If I start eating 72 66

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Hi Class Living

Preventing T T

he best way to treat tennis

DON’T OVERDO IT Technically, tennis elbow is an inflammation (tendonitis) of the tendon where it attaches to the muscles in the forearm that extend your fingers and wrist. Find it; feel it.

I’ll wait.

Tennis elbow is not limited to tennis players. Golfers and luggage handlers can get it too. It’s an overuse problem. That means you’re doing more with your muscles than your body is prepared for: hitting too many golf or tennis balls, or lifting too much weight.

The stress of these repeated moves causes degenerative changes (little tears) in the tendon. That produces local swelling and pain and — ouch! — next thing you know you’re Spring - Summer 2015

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ennis Elbow

Marilynn Preston

elbow is by preventing it.

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How To Grow Berny Dohrmann

T

here are countless prospective entrepreneurs trying to put their ideas into action by launching a business. Here are some insights into what makes or breaks a business in today’s market.

You can’t build a business like a hobby project

Entrepreneurship should never be a casual endeavor.

Building a thriving business in today’s market means devoting yourself fully to the mission you intend to accomplish via the company.

Setting your business aside for any length of time can lead it down a slippery slope you may not be able to crawl back up from. Keep yourself organized; set clear goals you can accomplish, and dedicate yourself

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Your Business

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to making sure your ideas come to fruition.

Wrong sequence ends in business failure One of the biggest hurdles to business growth is the lack of a detailed planning system. No matter how big your idea is, expecting overnight success can cloud you to the practical considerations that can quickly grow larger than your ability to deal with them. Move your business forward one step at a time, and more importantly, know where you’re going before you try to get there.

Advertising is naked without PR Flashy ads are no substitute for a wellthought out communications strategy. In the age of information, every business needs a sensible way to spread its ideas and brand to clients and consumers ready to buy. An idea is useless without a suitable voice to present it to the world. Build your advertisement strategy around the people best suited to get you to the next step of your objective.

Never say NO to growth In today’s market, you can’t afford to miss the opportunities that can get you from one step to the next. While defining a plan for growth and future investment is necessary to guide your business decisions, nothing should ever be set in stone.

with the effort they put into the business’s success. While numbers need to be your first concern when it comes to sustaining yourself and your ideas in the market, make sure you measure your success by more than just a bottom line.

As you grow IT, IT will grow you Don’t get tunnel vision when it comes to everyday business. In today’s business world, every connection you make can be a game-changing opportunity. Never walk away from the chance to shake hands with a potential partner no matter their value to you and your business at the moment.

Grow your network every chance you get.

Nothing will grow you more than growing your dreams While it’s important to consider all of your decisions through a filter of practicality, you should never be convinced you can’t achieve what you’ve set out to do.

Businesses never fail because a dream is wrong; they fail because they choose the wrong path to achieve it. Remember that the more work you put into getting somewhere only makes the achievement more meaningful in the end.

The difference between wealth and income is how many people you benefit All the growth in the world means little if you do nothing to benefit those who helped you get there. Your team and periphery support network need to be included in the rewards in direct correlation

Competition slows everything down If your definition of progress includes hurting other companies along the way, you’re not on the fastest lane to success.

Although the market environment may appear inherently competitive at first glance, a collaborative perspective on business can make everyone’s ideas a reality faster than they could through isolation and bitter fights for market share. Look at your competitors as potential partners and find a way forward for everyone involved. ∆

SUGAR — From Pg. 66 a better diet, I’ll most likely lose weight and be healthier. If I give up smoking, in most cases, my lungs, heart and blood pressure can return to normal. Nevertheless, once your proteins have been glycated, you’re

pretty much out of luck; the damage has been done.

Well, almost. You see, if you go online right now and do a search on the process of glycation, you will read much of what

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you’ve read here, including the fact that once a protein has become an A.G.E., it’s irreversible. However, recent studies have shown some promising discoveries that may allow us to not only help prevent further damage from glycation, but also help affected proteins return to their normal state, function and appearance!

Powerful, new and topically applied serums have shown the remarkable ability to help block the glycation process and break the bond between the sugar molecules and the protein affected. In a recent clinical trial conducted in France,

500 women were treated with a serum derived from a naturally occurring plant extract. At the end of the 60-day trial, the 500 women appeared an average of 8 to 10 years younger.

No doubt that a whole new category of anti-glycation treatments will soon be available in the marketplace. Based on projections, anti-glycation products will become as popular as the anti-oxidants, sunscreens and moisturizers of today.

For a detailed description of how glycation ages your skin and how you can stop the process, go to www.controlyourage.com. ∆

PREVENTING TENNIS— From Pg. 68 standing in line at a Walgreen store, waiting for your fix.

The good news is, tennis elbow, like any tendinitis, comes and goes. The body is fully capable of healing itself But preventing an overuse injury is winning in straight sets.

a grip leads to muscle fatigue. Too large a grip makes for a weaker stroke. Avoid high string tension and low racket flexibility, which transmit too much force directly to your forearm muscles.

GET FIT Tennis alone will not make you strong or flexible or develop your endurance.

There’s too much starting and stopping and too little steady exertion, especially when every third shot flies over the fence.

This is where self-care comes into play.

Condition yourself with a variety of aerobic activities — biking, swimming, fast walking, running, whatever mix you like — at least 3-5 times a week, at least 30 minutes per session. Have you seen Rafael Nadal in action? Believe me, he didn’t get that gorgeous body practicing his drop shot.

TAKE LESSONS Poor playing technique is a big cause of tennis elbow. Punching at the ball, a lame serve, a weak backhand and lack of followthrough all increase the stress on your muscles and tendons. Pay now, or pay later.

FIT YOUR RACQUET Get a pro to check your grip size. There should be about a finger’s width separating the tip of your middle finger from the crease at the base of your thumb. Too small

STRETCH AND STRENGTHEN Strong flexible forearms are a huge help in preventing tennis elbow. Do the following, for a big net gain: SQUEEZE: grip down on a squeezable ball with your arm extended out in front of you. Squeeze... and hold briefly, working up to 40-60 times. You can do this while walking, while waiting, anytime you have a free hand.

CURL: hold onto a 2-to-5 pound weight, and rest that forearm on a table, with the weighted hand hanging over the edge, palm down. Slowly flex your wrist, working up to 15-to 20 times. Turn your hand over so the palm faces down, and flex some more. Switch arms, and repeat. Even if you don’t have a two-handed backhand, you want to develop your muscles evenly.

STRETCH: to warm up your forearm, extend your arm in front of you, palms down.

Use your other hand to flex your wrist and gently push against your fingers as they are pointing to the sky. Hold for 10-20 seconds; repeat 10 times. Then flex your wrist so that your fingers are pointing toward the floor.

Hold for 10-20 seconds; repeat 10 times.

Switch arms, and begin again. ∆

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Travel Greater Palm Springs, CA Gansevoort Playa Imbert, DR

Gansevoort Hotel Group has opened the first luxury resort in the Dominican Republic’s north coast. Guests can scuba dive, explore the nearby 400-acre protected wilderness reserve, and visit the historic town of Imbert. www.gansevoorthotelgroup.com.

Greater Palm Springs is Southern California’s premier resort and golf destination, offering adventure, recreation, and relaxation year round. The area offers mineralrich hot springs, abundant sunshine, and spectacular scenery. Tourism is booming with new hotels like the Ritz-Carlton Rancho Mirage, multi million dollar renovations, modern spas and fine restaurants. www.visitgreaterpalmsprings.com.

Tanglewood’s Summer Season

New Life Hiking Spa

New Life Hiking Spa is celebrating its 37th anniversary with the grand opening of its new location in Mendon, Vermont.

They feature affordable spa packages that include three healthy meals daily, a guided hike every day, fitness and yoga classes.

The 2015 season runs from May 14 to September 28. www.newlifehikingspa.com.

Spring - Summer 2015

Tanglewood is the summer home of the Boston Symphony Orchestra. The music festival runs from June 20 to August 23 and features highlights such as performances by Lady Gaga, Tony Bennett, Wynton Marsalis, Yo-Yo Ma, the Emerson String Quartet, and more. Tickets at www. tanglewood.org.

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Notes The Hermitage Club at Haystack Mountain, VT The Hermitage Club at Haystack Mountain is a 1,400 acre enclave across West Dover and Wilmington, VT. It is a private club offering members luxury accommodations and a large array of activities such as golf, hiking, mountain biking, skiing and winter sports.

The clubhouse, at the bottom of the ski slopes, is home to a quality restaurant, a lively sports bar, a full service spa, fitness center with lap pool, and children’s play areas with a bowling alley and cinema. The Hermitage Club is accessible by plane, helicopter or car. Info at www.hermitageclub. com or 802-464-7734.

Hotel Santavenere in Italy

Hotel Santavenere is a five-star resort in Southwestern Italy, about a two hour drive from Naples. Perched on a scenic bluff overlooking the sea, the hotel features luxurious accommodations, fine cuisine, and a modern spa. Explore the picturesque coastline, the neighboring medieval town of Maratea, charming towns, villages, and national parks. www.hotelsantavenere. com.

The Setai, Miami Beach Awarded Five Stars

Gastronomy in Spain

The Setai, Miami Beach, the luxury hotel in South Beach, has been awarded the prestigious Five Star rating by Forbes Travel Guide 2015. The Setai offers an oasis of tranquility inspired by the cultural style of the Far East. www.thesetaihotel.com.

Spain is a world class gastronomic destination attracting foodies from all over the world. From casual tapas bars to the avant -garde cuisine of celebrity chefs like Ferran AdriĂ , Arzak, and Berasategui, Spanish cuisine offers choices for every palate and budget. www.spain.info/us.

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Cruising On Boar

I

f you love cruising on a large ship, book your next voyage on the beautiful MSC Divina, an MSC Cruises ship plying the Caribbean and European seas.

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d The MSC Divina

Jane and Marius Rubin

The MSC Divina in the Port of Miami.

MSC Cruises is an Italian company, popular in Europe and South America, that attracts passengers from all over the world.

The Divina sailings from Miami are designed for the North American market with English as the official and only language on board, limited smoking areas, and special menus.

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The Aqua Park.

Balcony guestroom.

The SHIP Divina is a magnificent floating resort with 14 passenger decks and a guest capacity of up to 3,500 travelers.

The public areas are elegant and stylish, appointed with sparkling Swarovski crystal staircases, gleaming glass elevators, Italian marble, and beautiful artwork.

Black and white posters depicting the 60s La Dolce Vita remind guests of the ship’s Italian heritage.

Accommodations range from inside cabins to the exclusive, separate access Yacht Club.

Guestrooms are spacious and comfortable, decorated in bright colors with dark wood accents. They are appointed with floor to ceiling mirrors, mini bars, closets, and interactive TVs with movies on demand and ship services. The compact bathrooms feature a stall shower and under sink storage.

The ship is environmentally friendly with keycard activated room electricity, and bathrooms with soap and shampoo dispensers to eliminate toiletry bottles and wasted soaps.

Guests who stay in one of Yacht Club’s 69 suites enjoy special privileges such as private lounges and deck areas, butler service, all drinks at the club, breakfast and lunch buffets, and intimate gourmet dinners with foie gras, lobster tail, and filet Spring - Summer 2015

mignon at Le Muse restaurant.

The Yacht Club is very popular as many travelers prefer to pay higher fares for privacy but appreciate the amenities, entertainment and activities on a large ship.

Entertainment & Nightlife The main entertainment venue is the stunning Pantheon Theater, the largest theater at sea, with a capacity of up to 1600 guests. The Divina has recently received the “best entertainment at sea” award from Porthole magazine.

Productions include Wonderland — a lavish Cirque du Soleil style show with acrobats, dancers and singers inspired by the characters of Alice in Wonderland, a show dedicated to Michael Jackson, and a marvelous Sinatra tribute. They also offer classical entertainment such as a one hour version of La Traviata, performed by opera singers and accompanied by ballet dancers.

After dark, the ship’s bars and lounges come alive with Caribbean music, Latin dances, classical recitals, and sing-alongs.

Theme evenings, such as music from the 50s and 60s, and a white party under the stars, are also very popular and well attended.

Dining The main dining venue for buffet breakfast, lunch and dinner is the Calumet and

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The Pantheon Theater.

Manitu restaurant featuring numerous stations including a full pizzeria and a grill.

The spread also includes salads, Italian cold cuts and cheeses, daily hot and cold selections, and ethnic food from different regions of the world. On sea days, breakfast and lunch are also offered a la carte in the dining room.

Dinner is an elegant affair with multiple daily choices, served at assigned tables in the main restaurants, Vila Rosa and the Black Crab.

For an additional fee, guests can dine in alternative restaurants, such as Eataly Steakhouse and Eataly Italia from NYC, and in the posh, glass enclosed Galaxy on the upper deck.

In addition, there are lounges throughout the ship where light meals, pastries, gelato, and specialty coffees are available for purchase.

On Board Activities Guests can hop from activity to activity or just relax poolside or on one of the decks.

At the Aqua Park, the main outdoor pool, an energetic crew entertains with games, exercise classes, dance lessons, trivia and more.

At La Sirene, an enclosed pool with a retractable glass roof, guests enjoy allweather swimming and hot tubs.

The back of the ship is home to an infinity pool overlooking the blue horizon — the

perfect spot to take in the fiery Caribbean sunsets.

Guests who seek a more secluded area may purchase daily passes to the Top 18 solarium, a private deck dotted with cushy chaises and shady wicker cocoons.

The ship also features an Asian inspired spa with pampering massages and facials and relaxing steam rooms and saunas.

Next to the spa, a fully equipped fitness center is available at no charge.

In addition, the ship offers game areas for children, a giant water slide, a Formula 1 simulator, 4D cinema, a cybercafe, library, soccer/basketball fields, bowling alleys, a shopping arcade, and a casino.

There are also enrichment lectures and classes. Their wine blending class is particularly popular, as guests mix wines and create unique blends that can be bottled under their own label.

And of course, there are the Caribbean islands, such as Puerto Rico, Turks and Caicos, St. Martin and others, with sun swept beaches, interesting shore excursions, and duty free shopping.

The base cruise price covers room, meals, entertainment and most activities.

Other amenities, such as bottled water, wine and spirits, gelato, special coffees and alternative restaurants, are available for purchase as special packages or a la carte.

A great escape for sun and fun worshipers. www.msccruisesusa.com. ∆

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Two Great Fl F

lorida is home to numerous resorts attracting visitors from all over the world. The Acqualina Resort and Spa in Sunny Isles Beach, and the Boca Raton Resort and Club in Boca Raton are among the best.

Acqualina Resort and Spa Acqualina Resort and Spa is a Leading Hotels of the World property, a recipient of the coveted Forbes Travel Guide Five-Star and the AAA Five Diamond awards.

It is located in Sunny Isles Beach between the Atlantic Ocean and the Intracoastal waterways, only a half-hour drive from the Miami International Airport.

As you pull into the hotel’s palatial porte cochère, you can’t help but notice the numerous Rolls Royce and late model automobiles parked in the driveway. You are in good company…

On your way to the elevators you take in the elegant lobby, soaring arched windows, majestic chandeliers, and opulent interior.

The hotel’s luxurious 98 guestrooms and suites face the ocean or the Intracoastal, offering stunning vistas of water and sky punctuated by towering high rises. Rooms are impeccably decorated with champagne-bronze accents, chenille velvets, plush satins, bouclés and exotic textiles. The gray, taupe, and sand color hues echo the easy-living Floridan style.

The huge bathroom features large wall mirrors, imported marble, double vanities, a supersized Jacuzzi tub, and a glass enclosed shower. Fine amenities such as plush towels, silky robes, slippers, and ESPA toiletries spell luxury and attention to detail.

One of Acqualina’s major attractions is its private beach club on the Atlantic Ocean. It offers three oceanfront pools, white Spring - Summer 2015

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Acqualina Lobby.

orida Resorts

y.

Jane and Marius Rubin

The Pool at Acqualina.

Acqualina Guestroom.

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canvas cabanas, locker rooms, and “white glove” service. The grounds are meticulously landscaped with manicured green lawns, flowering bushes, and palm trees.

Crimson-red umbrellas and cushions add a vibrant accent to the sun washed décor.

Pick a shady spot poolside or on the beach and, with an icy glass of lemon infused water in hand, relax and watch the Atlantic waves sweeping the sandy shoreline.

Acqualina offers several dining venues where you can enjoy anything from a light sandwich to an elegant dinner.

Start your day with their generous breakfast buffet, a lavish spread of hot and cold selections, freshly baked pastries, smoothies, fruit juices, and various themed dishes. On weekends, the spread also includes seafood, tuna with black sesame seeds, and filet mignon.

For a gourmet dinner head to AQ, the hotel’s elegant restaurant. It is located in a large oval-shaped room with high ceilings, modern chandeliers and huge windows overlooking the pools and beach.

Highlights of the modern American menu include a Corvina ceviche, three mushroom risotto with truffle oil, and seared to perfection beef tenderloin.

For fine Italian dining treat yourself to Il Mulino, the famous New York restaurant, located right off the hotel’s lobby.

A stay at the resort would not be complete without some pampering at the Acqualina Spa by ESPA, an exquisite 20,000 square foot sanctuary overlooking the Atlantic Ocean. Indulge in a therapeutic massage or rejuvenating facial.

The hallmark of the resort is its attentive and professional staff. They are friendly and eager to help answering guest requests with only one word: “Absolutely.”

Life at the Acqualina is so alluring that two thirds of the towering building is occupied by residences, and two more buildings are under construction to accommodate the high demand.

For hotel reservations and information call 305-918-8000 or visit www.acqualinaresort.com. ∆ Spring - Summer 2015

Boca Raton Resort and Club Boca Raton Resort and Club is a Waldorf Astoria property situated on 356 lavishly landscaped acres in Boca Raton, 24 miles North of the Fort Lauderdale Airport.

Built in 1926 by the architect Addison Mizner, the main building reflects SpanishMediterranean, Moorish and Gothic influences. It is characterized by pink façades, red tile roofing, archways, ornate columns, mosaics and gardens. Throughout the years, the resort played host to presidents, royals, and celebrities from all over the world.

Renovated and updated, the resort now offers 1,047 luxurious rooms and suites spread throughout the vast property.

The main building features modern guest rooms decorated in subdued colors with elegant dark furniture and glass enclosed showers.

The resort offers numerous attractions including two 18-hole golf courses, 30 tennis courts, seven pools, a marina with fishing facilities, fitness centers, a world acclaimed spa, and a private beach. They even have a croquet lawn and a FlowRider® wave simulator for surfing.

Take advantage of Florida’s sun and surf, hop in a shuttle bus and head to the Boca Beach Club. Claim a cushy chaise by the heated pool or on the beach and take in the refreshing breezes and panoramic ocean views.

The resort features several dining options at different locations on the property.

Enjoy a sumptuous buffet breakfast or an afternoon cocktail in the Palm Court, a soaring, enclosed courtyard with transparent ceilings and lush landscaping.

Try Morimotto’s Sushi Bar and Lucca a Tuscan trattoria in the main building, or the Blue seafood restaurant on the top floor of the adjacent Tower overlooking the Atlantic.

Boca Raton Resort and Club is a great destination for an active or a relaxing vacation.

For reservations call 888-543-1224 or visit www.bocaresort.com. ∆

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The spa at Boca Raton Resort.

Boca Raton Resort and Club.

The Boca Beach Club.

Surfing the Flowrider.

The Palm Court Boca Raton Resort.

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Gideon Putnam

The Gateway To S

G

ideon Putnam Resort & Spa is a historic

resort in Saratoga Springs offering gourmet dining, modern spa facilities, and year round activities in the surrounding state park.

Spring - Summer 2015

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Resort & Spa

aratoga Springs

Jane and and Marius Marius Rubin Rubin Jane

For many decades sophisticated travelers flocked to the Gideon Putnam Resort & Spa to take in the famed mineral waters and enjoy the bucolic Saratoga Springs region.

The resort is the perfect gateway to the area. Its 124 renovated guestrooms and suites are spacious and offer views of the manicured grounds and the state park.

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Resort lobby.

Putnam’s restaurant.

Sunday Brunch.

Mineral spring.

Spring - Summer 2015

One of the resort’s top attractions is the Roosevelt Baths & Spa, a modern facility located a few steps away from the main building. Get pampered with a massage or facial and be sure to experience the traditional mineral bath. The bathing ritual takes place in an individual room where you soak for 40 minutes in a deep tub filled with naturally effervescent, champagnelike waters.

The resort is also home to Putnam’s, a casual restaurant where you can enjoy tasty and beautifully presented dishes.

Order the day boat scallops served with a bacon and marmalade sauce, and the savory duck breast accompanied by a rum soaked fruit compote.

Don’t miss their popular Sunday brunch buffet in Arches, an elegant glass walled dining room.

The Gideon Putnam Resort also offers over 12,000 square feet of indoor and outdoor space, perfect for weddings and corporate events.

Undoubtedly, the resort’s main draw is its location in the Saratoga Spa State Park. The 2,300-acre park is unique for the numerous mineral springs that bubble throughout. The waters, believed to have healing properties, were extensively used for medicinal purposes during the Gilded Age. Guests came to the resort for long periods of time and were prescribed specific regimens of bathing and drinking to alleviate a wide range of conditions. Local residents still frequent the park’s fountains to fill containers with mineral water.

To better understand the allure of Saratoga Springs and the healing powers of its waters, take a nature tour with Trent Millet, a local expert with vast knowledge of the medicinal content and benefits of most springs in the area. During the two hour hike through the park you will see and taste several springs, each with its own characteristic taste and odor. Most springs are propelled to the surface by natural underground gas.

Summer is Saratoga Springs’ main season when the city brims with excitement and numerous events. The top 90 86

News and Openings New Jersey Eye Center in Bergenfield New Jersey Eye Center, located at 1 N. Washington Avenue Bergenfield, is a state-of-the-art facility offering the latest technology. It is fully accredited by AAAHC (Accreditation Association for Ambulatory Health Care) and has a philosophy of patient focused and quality care in a safety oriented environment.

The dedication and experience of their staff and physicians is the secret to their success.

The values that drive their organization are Compassion, Attitude, Respect, Excellence and Service. New Jersey Eye Center strives to make patient visits as pleasant, comfortable and successful as possible. 201-384-7333.

Alfonso D’Este by Angelica in Englewood Alfonso D’Este by Angelica, a hat shop in its sixth generation of fine hat making, has opened at 105 North Dean Street in Englewood. Alfonso D’Este is a brand created by Berrettifio Framar, who since 1830 has been recognized as one of the finest hat and cap makers in the world. Stop by and experience the relaxing environment and old world charm, and get expert advice on how to select and fit the perfect hat. 201-731-3800.

Blowdry Bar at Blu Salon The trendy Blu Salon at 19 Edgewater Town Center in Edgewater (next to Whole Foods) has opened a blowdry bar designed for the woman on the go. Stop by and let the pros blowdry your hair for that important morning business meeting or late dinner date. No appointments necessary. $25 and up. www.blusalon.net. 201-941-5400.

Robert Oppenheimer, named 2015 First Vice President of NJ Realtors Robert Oppenheimer, ABR, CRS, CIPS, CDPE, has been named 2015 First Vice President of the 43,000 member association, NJ Realtors.

He currently is the broker/owner of RE/MAX Fortune Properties in Englewood Cliffs. Oppenheimer, a Realtor since 1986, is the recipient of many awards including the Distinguished Service Award in 2014 for RE/MAX of New Jersey.

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NYC...

Alvin Ailey American Dance Theater Returns To Lincoln Center Alvin Ailey American Dance Theater returns to Lincoln Center’s David H. Koch Theater from June 10th to 21st for 15 performances. The program opens with a performance featuring the world-renowned Alvin Ailey American Dance Theater joined by rising stars of Ailey II, gifted young dancers from The Ailey School, in a gala benefit. www.alvinailey.org.

The ICFF at Javits Conference Center ICCF, the premier show for contemporary furniture and design,will take place at Jacob K. Javits Convention Center.

The fair will feature over 700 exhibitors from around the globe displaying contemporary furniture, kitchen and bath, carpet and flooring, lighting, outdoor furniture, wall coverings and accessories. Open to the public on May 19 for one day only. www.icff.com.

China: Through the Looking Glass at the Metropolitan Museum of Art The Costume Institute at the Met will present China: Through the Looking Glass. The exhibition will explore how Chinese art and film have influenced Western fashion design. It will feature more than 130 haute couture and ready-to-wear fashions juxtaposed with traditional Chinese masterpieces in jade, lacquer, cloisonnĂŠ, and blue-and-white porcelain.

On view from May 7 to August 16. www.metmuseum.org/ ChinaLookingGlass.

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Belgian Beer Café NoMad on Fifth Avenue The Belgian Beer Café NoMad is an authentic bar and restaurant at 220 Fifth Avenue featuring craft Belgian beers and Belgian-inspired cuisine. Enjoy beer pairing, small plate appetizers, mussels served with hand-cut Belgian frites, and diver sea scallops served with caramelized endives. The large, stunning restaurant is spread over two floors and is just across from Madison Square Park. www. bbcnomad.com. 212-575-2337.

Texas de Brazil on the Upper East Side Texas de Brazil is an authentic Brazilian Churrascaria, (steakhouse) at 1011 Third Ave. (60th St.). It combines Brazilian specialties with Texan staples. Located in a contemporary 12,000 sq. ft. space over two floors, the restaurant offers a generous salad bar and continuously served cuts of seasoned beef, lamb, pork, and chicken. www.texasdebrazil.com. 212.537.0060.

Whitney Museum’s New Building opens in May The Whitney Museum of American Art is relocating downtown to 99 Gansevoort Street, in the meat packing district. The new building will feature both outdoor and indoor galleries with double the exhibition space of its old home, providing the first comprehensive view of the museum’s vast collection of contemporary American Art. It is scheduled to open in May. www.whitney.org.

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GIDEON PUTNAM — From Pg. 86 attraction, drawing close to a million visitors every year, is thoroughbred racing at the country’s oldest and one of the most beautiful tracks.

The cultural highlight of the area is the Saratoga Performng Arts Center where you can enjoy performances by the NYC Ballet, The Philadelphia Orchestra and more.

Visit the Automobile Museum, home to a collection of antique vehicles including Charles Lindbergh’s car and other Great Gatsby era automobiles.

If you like casino gambling and harness racing betting, try your luck at the nearby Saratoga Casino and Raceway.

For some retail therapy, head to Broadway the town’s main thoroughfare and browse the fine boutiques and shops that line the street.

Plan your vacation at Gideon Putnam Resort & Spa, and discover the history, natural beauty and fine service of this oneof-a-kind destination. For information and reservations visit www.gideonputnam. com or call 518-584-3000. ∆ FINANCIAL PLANNER— From Pg. 60 (The fiduciary standard, which is more rigorous and requires financial professionals to act in the best interests of their clients, is recommended.)

6. What is the extent of services that will be provided: Is it transactional or is it truly a trusted advisor relationship? (Transactional means compensation is based on commissions.)

7. Is the financial decision making customized to you or does the advisor take a one-size-fits-all approach?

8. Does the financial advisor provide tax advisory services that are integrated into your overall financial planning?

9. What is the organizational structure of the advisor’s firm: Will you be dealing directly with the same advisor or a junior member of the team?

10. What is the financial advisor’s philosophy and approach to handling risk: Does this advisor make you comfortable? ∆ Spring - Summer 2015

Din at Its American ­— Italian

GW Grill — 2139 Hudson Terrace, Fort Lee. The restaurant is co-owned and managed by Donald Sposa, formerly of Clams Casino, JD Steak Pit, River Palm Terrace and Fort Lee Saloon. Executive Chef Michael Galasso, formerly of River Palm Terrace, brings his culinary expertise to G.W. Grill. The restaurant offers American fare, Italian favorites and brick oven pizza. There is a spacious bar with 8 large-screen TVs, a separate mezzanine room for casual dining and family gatherings.

Lunch daily 11:30-4 pm, dinner Sun - Thurs 4-10pm, Fri-Sat till 11pm. Late night menu Wed-Sat 10pm - 2am. Private parties, take out, local deliveries, off premises catering.

Parking in rear. Check our website for our entertainment schedule. www.gwgrill.com.

201-947-2440.

Deli

Kocher’s Market — 1400 Anderson Ave, Fort Lee. This restaurant is unique, as it is paired with its own butcher shop and gourmet deli. Kocher’s boasts a clean, quaint, family atmosphere with light music, daily hot and cold specials, and a variety of everyday and imported items. Call ahead to order specialty cuts to take out or to have their chef prepare for you on site. Kocher’s also offers barbequed, baked, and home-style prepared meals, as well as lunches and dinners made to order. You can pick up pre-packed cold and frozen items. Open Tue - Fri 9am - 6:30pm, Sat 8am - 5:30pm, Sun 9am - 2pm. Closed Mondays. www. kochersmarketfortlee.com. 201-944-7086.

Italian

Café Italiano — 14 Sylvan Ave., Englewood Cliffs.

The restaurant occupies the historic home of flamboyant 1920s NYC mayor, Jimmy Walker. The turn of the century architecture, combined with the fine Italian cuisine makes for a memorable dining experience.

The menu features great selections, large portions and affordable prices. From the hot and cold appetizers, to the pastas, risottos, chicken, veal, seafood, beef and lamb entrees, you will find every item uniquely

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ing Best

RISTORANTE of DUMONT

Authentic Italian homestyle cooking with the finest ingredients.

“Excellent” HHH — The Record

Mother’s Day

Best Value....

Jim Lulani,

formerly of Cafe Italiano, celebrates 15 years at Il Mulino

Even during these economic times, you Can Afford to Dine at Il Mulino!

BYOB

Consistently voted as one of the Top Restaurants

prepared and presented. End your meal with a cappuccino or sinful dessert. A wine list at fair prices is also offered. Open 7 days for Lunch and Dinner. Available for private parties of up to 100 people. Ample Parking.

Call 201-461-5041.

Il Mulino — 132 Veterans Plaza, Dumont. Voted One of the Most Popular Italian Restaurants in All of Bergen County by top vote-getters from various magazines and newspapers.

Mondays thru Thursdays from 5 to 6 pm the “Sunset Dinner” includes an appetizer, choice of soup or salad, entrée, fresh fruit and coffee or tea for $1395 - $1995. BYOB. Owner Jimmy will take care of you. Open 7 days for lunch and dinner. Party room up to 120.

Come and see why we are so popular

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Not Affiliated with Il Mulino NY

132 Veterans Plaza, Dumont

Open 201-384-7767 7 days www.njdiningguide.com/ilmulino

Food • Drinks • Entertainment Donald Sposa of “Clams Casino Restaurant” is Back!

American Fare, Italian Classics & Brick Oven Pizza Happy Hour

Late Night Menu Wed-Sat

Mon-Fri 4pm-7pm

Outdoor Dining Catering On & Off Premises Check our Website for Our Entertainment Schedule

Happier Hour

Wednesday 4pm-Close

201-947-2440

• 2139 Hudson Terrace Fort Lee • www.gwgrill.com 91

Hi Class Living

Make Mother’s Day Special

Dining at Its Best

at

Cafe Italiano & ristorante

bar

www.njdiningguide.com/ilmulino or call 201-384-7767.

Uncompromising Quality Generous Portions at Great Prices Private Party Rooms Available to Fit Any Budget ­— Call Danny TOP 10 Pick

by The Record 2002

“Among the Best in New Jersey” — Zagat Survey Readers’ Choice Award NJ Savvy Living

Daily Sunset Dinner

Four Course Prix Fixe $1395-$1995 Mon-Fri 4pm-6pm • Sun 1pm-3pm

201-461-5041 • Open 7 days 14 Sylvan Ave. • Englewood Cliffs

Spanish

Meson Madrid — 343 Bergen Blvd., Palisades Park. Benny and Pilar are back with a new Executive Chef from Spain. Mesón Madrid offers casual elegance and exquisite cuisine from the heart of Spain for over 34 years.

This highly rated restaurant specializes in exceptional paellas, mariscadas, as well as superbly prepared selections of lobster, seafood, veal and poultry. Try the signature original 3lb Steak Meson, Shrimp Plancha, and the Twin 1lb lobsters. Lunch specials from $795. Available for private parties and corporate events. Full bar. Open Sun-Thurs 11am-10:30pm, Fri & Sat 11am-11:30pm www.mesonmadrid.com, 201-947-1038.

Where Family Traditions Continue Butcher Shop - Gourmet Deli - Market • Delicious, Traditional and Modern High Quality Products • Free range, grain fed meats without hormones or antibiotics • Deli meats and wursts made

by Continental Specialty Meats, of Ridgefield, NJ since 1947 • Hamburgers made with beef, trimmed and freshly ground daily • Homemade hotdogs • Gourmet deli sandwiches prepared to order • Daily hot and cold specials • German sweets • House blend gourmet coffee • Inside dining and sidewalk tables

201-944-7086

1400 Anderson Ave • Fort Lee Spring - Summer 2015

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Gift Certificates Available!

Consider Us for Your Next Event MESÓN MADRID Private Party Room from 25-150

1995 Special:

$

Two Broiled Lobster Tails or Certified Black Angus Sirloin Steak and one Lobster Tail Monday, Tuesday, Wednesday

Mesón Madrid is a Bergen County landmark, one of the area’s finest Spanish restaurants and the only one in New Jersey that received HHHH from the New York Times.

Signature Dishes: Steak Meson a 3lb original, Twin 1 lb. lobsters, Shrimp Plancha as well as other delicious entrees.

• Open for Lunch & Dinner • Large Private Parking Lot

343 Bergen Blvd., Palisades Park, NJ 201.947.1038 • www.MesonMadrid.com

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Elite Realty i n t e r n a t i o n a l

The Area’s Top Realtor!

If you want to sell your property please contact our office and we will provide you with the following information:

Michael Garbuz Broker-Owner

201-592-6666 cell: 201-697-9953

info@askmichaelgarbuz.com

301 Bridge Plaza North Fort Lee

• The estimated amount we believe your property will sell for.

• Our plan for advertising and marketing your property.

• The discounted commission that we charge. www.askmichaelgarbuz.com

‘THE AVENUE COLLECTION’ THE ULTIMATE NEW WATERFRONT CONDOMINIUM BUILT BY LENNAR IN THE MOST ENVIABLE PORT IMPERIAL LOCATION IS LITERALLY STEPS AWAY FROM THE FERRY STATION. THIS BOUTIQUE GLASS BUILDING HAS BEEN EXPERTLY DESIGNED AND FINISHED WITH THE FINEST MATERIALS. DISTINCTIVE AMENITIES INCLUDE A GRAND LOBBY, RESIDENT LOUNGE, FITNESS CENTER, GUEST SUITES AND A MAGNIFICENT OUTDOOR PROMENADE DECK. EACH RESIDENCE IS GRACED WITH A BEAUTIFULLY CRAFTED KITCHEN WITH WOOD, STAINLESS STEEL & GRANITE COUNTERS. SPA QUALITY MASTER BATH. EXQUISITE WOOD FLOORS. COME EXPERIENCE A NEW LEVEL IN LUXURY WATERFRONT LIVING AT THE AVENUE COLLECTION.

Spring - Summer 2015

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Joan and Bob Oppenheimer of

OPERTIES RE/MAX FORTUNE PR Englewood Cliffs

iffside Park Winston Towers – Cl river view Wonderful high floor full been archiapartment. This unit has a 3 bedroom / tecturally modified from bedroom 2.5 2 a into ent rtm apa h 3 bat n enlarged bee has r foye bath unit. The e L-shaped and you now enjoy a hug g views of living room with sweepin . Additional NYC and son Hud the n made to the modifications have bee g area, walkmaster bedroom dressin hs have been redone, and h. The kitchen and all bat in closet and master bat and enjoy a great lifestyle unit this to in ve Mo losed. the terrace has been enc the Palisadium Health rse cou of and door pools, with tennis, indoor & out erways ferry system.

Wat NY or to NYC via NJ Transit complex. Easy access

Personalized & Professional Services Licensed in New Jersey and New York Serving Bergen County and Manhattan

201-816-8889 , Englewood Cliffs • www.realty201.com 1-224-2517(eve.)

474 Sylvan Ave.(9W)

20

friedberg

tm

properties & associates

CLOSTER – E xquisite E legance

Spectacular custom home is nestled on a wooded East Hill cul-de-sac. A grand foyer opens to a living room and family room, each with fireplace. A custom designed gourmet kitchen features a butlers pantry. On the upper level an oversized master suite offers a fireplace and double doors to a luxurious spa bath. Three family bedrooms have ensuite baths. The incredible lower level contains a bedroom, 2 baths, media room, wet bar and an amazing wine cellar. There are 10’ ceilings throughout and a 3 car heated garage.

201-768-6868

Alpine/Closter

201-894-1234

Tenafly

201-871-0800

Cresskill 95

201-666-0777

River Vale

201-568-1818

Englewood Cliffs Hi Class Living

M.N.R. Promotions Inc. 650 Palisade Ave. Suite 2-157 Englewood Cliffs, NJ 07632 201-363-0200

Presorted Standard Mail U.S. Postage PAID Permit #5377 Denver, CO

Africa North America Central America South America Asia Australia Caribbean Europe Middle East South Pacific

Coldwell Banker Previews International® is the real estate powerhouse with offices in 43 countries

RIDGEWOOD VILLAGE, NEW JERSEY $3,480,000 Ghada Abbasi, Sales Associate C. 201.407.6630 | O. 201.445.9400

around the world to match premium properties to premium clients.

We Bring the World To Your Front Door.

FAIRFIELD, CONNECTICUT $2,499,999 Steven Thomson & Pat Walker, Sales Associates S. 203.247.6765 | P. 203.545.5746

SCOTCH PLAINS TOWNSHIP, NEW JERSEY $2,200,000 Hye-Young Choi, Sales Associate C. 908.938.9248 | O. 908.233.5555

Global Is The DIfference PREVIEWSADVANTAGE.COM | COLDWELLBANKERPREVIEWS.COM ©2015 Coldwell Banker Residential Brokerage. All Rights Reserved. Coldwell Banker Residential Brokerage fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Operated by a subsidiary of NRT LLC. Coldwell Banker, the Coldwell Banker Logo, Coldwell Banker Previews International, the Coldwell Banker Previews International logo and “Dedicated to Luxury Real Estate” are registered and unregistered service marks owned by Coldwell Banker Real Estate LLC