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NY 2026 Q3 Market Report

Page 1

Bronx County

Q3 2026 Market Update • Residential — Single Family Residence

Market Analysis Bronx County, New York • Q3 2026 • Prepared for homeowners and prospective buyers

The Bronx single-family home market remained steady and resilient through the third quarter of 2026, with 156 homes sold — a modest but meaningful uptick from 153 sales during the same period last year. More telling is the year-to-date picture: 420 homes have changed hands through the first nine months of 2026, compared to 370 over the same stretch in 2025, a 13.5% increase that signals genuine, sustained demand rather than a one-quarter blip. The median sale price climbed to $710,500, up 3.0% from $690,000 a year ago, reflecting the kind of measured, steady appreciation that tends to build long-term equity for homeowners without the volatility that comes with runaway price spikes. That consistent upward pressure on values is broadly in line with what we're seeing across the greater New York metro area, where limited housing supply continues to support prices even as elevated mortgage rates have cooled demand in many other parts of the country. For buyers, the market is competitive but not impossible. Homes are selling in a median of just 39.5 days — about four and a half days faster than this time last year — which tells you that well-priced properties are moving quickly and there isn't much room to wait and see. The sale-to-list ratio sits at 99.0%, meaning homes are generally selling just below their asking price on average, which is actually a slight softening from the frenzied, above-asking conditions many buyers experienced in recent years. That shift gives buyers a little more breathing room to negotiate, but it doesn't mean sellers are desperate — it simply means the market has found a more balanced rhythm, and serious buyers should still come prepared and move decisively when they find the right home. One genuinely encouraging development for buyers is that new listings are up sharply: 302 homes were listed during the quarter, a 20.8% increase compared to the same period last year. That additional supply is flowing into a market that currently shows 274 active listings and 167 homes already under contract — a ratio that reflects strong ongoing demand. Active listings are priced across a wide range, from $239,000 to $5,250,000, with a median active list price of $700,000, giving buyers at different price points real options to explore. While inventory is still lean by historical standards — a common story in most Northeast markets — more listings coming to market means buyers have more choices than they did a year ago, and the days of being one of a dozen offers on every property may be easing somewhat. If you're a homeowner thinking about selling, the data continues to make a strong case for acting. Prices are up year over year, homes are selling quickly, and buyer demand — as measured by both the pace of sales and the number of homes going under contract — remains robust. Nationally, many economists expect mortgage rates to remain elevated into the near term, which could gradually temper buyer purchasing power over time, so the current window of strong prices and active demand is worth taking seriously. Whether you're looking to sell, buy, or simply understand what your home is worth in today's market, the Bronx continues to be a place where real estate holds its value and real opportunities exist on both sides of the transaction.

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Bronx County

Q3 2026 Market Update • Residential — Single Family Residence

Recent Sales Trends Current Period

Last Quarter

Change From

Last Year

Change From

Homes Sold

156

132

▲ 18%

153

▲ 2%

New Listings Added

302

282

▲ 7%

250

▲ 21%

Median Sale Price

$710,500

$700,000

▲ 2%

$690,000

▲ 3%

Median List Price

$699,950

$699,000

▲ 0%

$698,000

▲ 0%

Sale to List Price Ratio

99.0%

99.0%

0%

98.0%

▲ 1%

Sales Volume

$115.52M

$95.21M

▲ 21%

$110.66M

▲ 4%

Median Days on Market

40

35

▲ 5 days

44

▼ 4.5 days

Homes Sold Year to Date

420

259

▲ 62%

370

▲ 14%

Q3 2026

Q2 2026

Last Quarter

Q3 2025

Last Year

Current Market

274

$700,000 MEDIAN LIST PRICE

MEDIAN DAYS ON MARKET

167

$5,250,000

$239,000

HOMES FOR SALE

HOMES UNDER CONTRACT

HIGH PRICE

40

LOW PRICE

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Bronx County

Q3 2026 Market Update • Residential — Single Family Residence

Market Conditions by Price Range Price Range

Active Listings

Months of Inventory

3 Month Trend

Sales (Sep 2026)

6 Month Avg Sales

Market Climate

All Price Ranges

274

6.2

0.2

44

49

● Buyers

< $250K

0

—

—

0

0

—

$250K - $500K

19

6.3

0.0

3

3

● Buyers

$500K - $750K

130

6.2

0.8

21

27

● Buyers

$750K - $1M

83

4.4

1.6

19

17

● Balanced

$1M - $1.25M

23

—

—

0

1

—

$1.25M - $1.50M

6

6.0

—

1

1

● Balanced

$1.50M - $1.75M

8

—

—

0

0

—

$1.75M - $2M

1

—

—

0

—

—

$2M - $2.25M

0

—

—

0

—

—

> $2.25M

0

—

—

0

1

—

● SELLERS MARKET

● BALANCED MARKET

● BUYERS MARKET

Less than 4 months of inventory. High demand relative to supply — favorable conditions for sellers.

4–6 months of inventory. Supply and demand are roughly in equilibrium.

More than 6 months of inventory. More supply than demand — favorable conditions for buyers.

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Bronx County

Q3 2026 Market Update • Residential — Single Family Residence

Homes Sold 70 56 42 28 14 0

2026

Jan

2025

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

2024

Sale to List Price Ratio 101%

Average

100%

99%

99%

Q3 2026

96%

SALE TO LIST PRICE RATIO

98% 97% 95% Sep

Nov

Jan

Mar

May

Jul

Sep

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Bronx County Market Conditions

BALANCED MARKET

99%

39.5

AVG SALE TO LIST PRICE RATIO

MEDIAN DAYS ON MARKET

Q3 2026

5.3

Months of Inventory Buyer's

Seller's

Buyer's vs. Seller's Market This graphic explains the key similarities and differences between a buyer's and seller's market, and how these market factors impact each group. Buyer's Market

Seller's Market

More homes than buyers

More buyers than homes

HOW IT IMPACTS BUYERS

— More homes to choose from — Could spend less than asking price — Price reductions more common — Rarely competing offers

— Fewer homes to choose from — Need to be able to close quickly — May pay more than asking price — Competition from other buyers

HOW IT IMPACTS SELLERS

— Takes more time to sell — Fewer offers received — Could get less than asking price — May need to make repairs or concessions

— Homes sell quickly — Multiple offers likely — Could get more than asking price — Buyers willing to overlook repairs

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Dutchess County

Q3 2026 Market Update • Residential — Single Family Residence

Market Analysis Dutchess County, New York • Q3 2026 • Prepared for homeowners and prospective buyers

Dutchess County's housing market remained firmly in sellers' territory throughout the third quarter of 2026, with strong demand continuing to push prices higher. The median sale price reached $550,000 — a jump of more than 10% compared to the same period last year — while 609 homes changed hands during the quarter, a modest but meaningful 3% increase over Q3 2025. Homes are also moving faster than they were a year ago, spending a median of just 31 days on the market before going under contract, down from 33 days last year. Taken together, these numbers paint a picture of a market that simply hasn't cooled off the way many observers expected it to. Perhaps the clearest sign of how competitive things remain is the sale-to-list ratio, which came in at 102% for the quarter. That means the average home sold for more than its asking price — not just asking price, but above it — which tells buyers that lowball offers and leisurely decision-making are rarely a winning strategy right now. This kind of above-asking activity has become a persistent feature of the broader Hudson Valley market, where relatively affordable prices compared to New York City continue to attract buyers relocating from downstate and beyond. Nationally, elevated mortgage rates have taken some heat out of many markets, but Dutchess County's desirability and limited supply have largely insulated it from that softening trend. Supply remains the central challenge for buyers. There are currently 753 active listings available, and with 378 homes already under contract, a significant share of what's on the market is effectively spoken for. New listings did tick up slightly — 842 were added during the quarter, about 2% more than the same period last year — but that modest increase hasn't been enough to meaningfully tilt the balance toward buyers. When supply is this tight, well-priced homes in good condition tend to attract multiple offers quickly, so buyers who are serious about purchasing need to have their financing in order and be ready to move decisively when the right home comes along. For homeowners thinking about selling, the current environment is about as favorable as it gets. The median list price for homes currently on the market sits at $585,000, and the year-to-date data — 1,508 homes sold through September, up more than 5% from last year — confirms that demand has been strong and consistent all year long. That said, pricing still matters; overpriced homes do sit, even in a seller's market, and buyers are becoming more discerning as affordability pressures from higher mortgage rates add up. Whether you're buying or selling, working with a knowledgeable local agent who understands the nuances of individual neighborhoods across Dutchess County is the single most important step you can take to navigate this market successfully.

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Dutchess County

Q3 2026 Market Update • Residential — Single Family Residence

Recent Sales Trends Current Period

Last Quarter

Change From

Last Year

Change From

Homes Sold

609

433

▲ 41%

591

▲ 3%

New Listings Added

842

1,010

▼ 17%

822

▲ 2%

Median Sale Price

$550,000

$546,000

▲ 1%

$499,500

▲ 10%

Median List Price

$545,000

$529,900

▲ 3%

$490,000

▲ 11%

Sale to List Price Ratio

102.0%

101.0%

▲ 1%

101.0%

▲ 1%

Sales Volume

$435.50M

$286.04M

▲ 52%

$371.16M

▲ 17%

Median Days on Market

31

35

▼ 4 days

33

▼ 2 days

Homes Sold Year to Date

1,508

897

▲ 68%

1,434

▲ 5%

Q3 2026

Q2 2026

Last Quarter

Q3 2025

Last Year

Current Market

753

$585,000

31

HOMES FOR SALE

MEDIAN LIST PRICE

MEDIAN DAYS ON MARKET

378

$65,000,000

$89,999

HOMES UNDER CONTRACT

HIGH PRICE

LOW PRICE

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Dutchess County

Q3 2026 Market Update • Residential — Single Family Residence

Market Conditions by Price Range Price Range

Active Listings

Months of Inventory

3 Month Trend

Sales (Sep 2026)

6 Month Avg Sales

Market Climate

All Price Ranges

753

4.1

0.0

184

174

● Balanced

< $250K

15

15.0

4.0

1

3

● Buyers

$250K - $500K

228

3.5

0.2

65

63

● Sellers

$500K - $750K

246

3.3

0.0

74

71

● Sellers

$750K - $1M

110

4.1

0.1

27

23

● Balanced

$1M - $1.25M

28

3.5

0.2

8

4

● Sellers

$1.25M - $1.50M

42

14.0

1.9

3

4

● Buyers

$1.50M - $1.75M

17

—

—

0

1

—

$1.75M - $2M

11

5.5

—

2

0

● Balanced

$2M - $2.25M

2

—

—

0

1

—

> $2.25M

10

—

—

0

1

—

● SELLERS MARKET

● BALANCED MARKET

● BUYERS MARKET

Less than 4 months of inventory. High demand relative to supply — favorable conditions for sellers.

4–6 months of inventory. Supply and demand are roughly in equilibrium.

More than 6 months of inventory. More supply than demand — favorable conditions for buyers.

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Dutchess County

Q3 2026 Market Update • Residential — Single Family Residence

Homes Sold 230 184 138 92 46 0

2026

Jan

2025

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

2024

Sale to List Price Ratio 103%

Average

102% SALE TO LIST PRICE RATIO Q3 2026

102% 101% 100% 99% 98% Sep

Nov

Jan

Mar

May

Jul

Sep

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Dutchess County Market Conditions

BALANCED MARKET

102%

31

AVG SALE TO LIST PRICE RATIO

MEDIAN DAYS ON MARKET

Q3 2026

3.7

Months of Inventory Buyer's

Seller's

Buyer's vs. Seller's Market This graphic explains the key similarities and differences between a buyer's and seller's market, and how these market factors impact each group. Buyer's Market

Seller's Market

More homes than buyers

More buyers than homes

HOW IT IMPACTS BUYERS

— More homes to choose from — Could spend less than asking price — Price reductions more common — Rarely competing offers

— Fewer homes to choose from — Need to be able to close quickly — May pay more than asking price — Competition from other buyers

HOW IT IMPACTS SELLERS

— Takes more time to sell — Fewer offers received — Could get less than asking price — May need to make repairs or concessions

— Homes sell quickly — Multiple offers likely — Could get more than asking price — Buyers willing to overlook repairs

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Orange County

Q3 2026 Market Update • Residential — Single Family Residence

Market Analysis Orange County, New York • Q3 2026 • Prepared for homeowners and prospective buyers

Orange County's housing market remained firmly in seller's territory through the third quarter of 2026, with 801 homes sold — up 8.4% from the same period last year. The median sale price climbed to $511,000, a 5.4% year-over-year increase that reflects both steady demand and the continued scarcity of homes relative to the number of buyers actively searching. What's particularly telling is the sale-to-list ratio, which sits at exactly 100% — meaning that on average, homes are selling at or above their asking price. That's not a sign of a frenzied, anything-goes market, but it does signal that well-priced, well-presented homes are attracting serious competition, and buyers who come in with lowball offers are likely to be disappointed. For sellers, the conditions are about as favorable as they get. Homes are going under contract in a median of just 33 days — down from 35 days this time last year — and with 593 homes currently under contract against only 1,081 active listings, there's a deep pool of motivated buyers for every home that hits the market. New listings were up nearly 8% compared to last year, which shows that more homeowners are feeling confident enough to make a move, but that added supply hasn't been enough to cool the market or meaningfully tilt the balance toward buyers. If you've been thinking about selling, the data suggests this is still a strong window of opportunity. Buyers are navigating a more challenging environment, and it's worth being clear-eyed about that. The median list price on active inventory is $549,000 — somewhat higher than the $511,000 median of what's actually been selling — which suggests that some homes are priced optimistically and may take longer to move, but also that buyers need to be financially prepared to compete near or above asking price on desirable properties. Nationally, mortgage rates have remained elevated compared to the historic lows of the early 2020s, and that dynamic is playing out here in Orange County too, squeezing affordability even as prices continue to rise. The good news is that the market isn't moving at the breakneck pace buyers faced in 2021 and 2022 — with a month-plus median days on market, there's at least some time to make thoughtful decisions rather than acting out of pure panic. Zooming out, the year-to-date picture adds an interesting layer of nuance. Through the first nine months of 2026, 1,830 homes have closed — essentially flat compared to the same stretch last year, even as this past quarter saw a meaningful sales uptick. That suggests the market is finding a steadier rhythm after years of sharp swings, which is actually a healthy sign for long-term stability in the county. Orange County continues to attract buyers from the New York metro area seeking more space and relative value compared to Westchester or the five boroughs, and that sustained outside demand remains one of the key forces keeping prices supported. Whether you're buying, selling, or simply watching the market, the story here is one of resilience — a market that has absorbed higher borrowing costs and kept moving forward.

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Orange County

Q3 2026 Market Update • Residential — Single Family Residence

Recent Sales Trends Current Period

Last Quarter

Change From

Last Year

Change From

Homes Sold

801

518

▲ 55%

739

▲ 8%

New Listings Added

1,130

1,440

▼ 22%

1,047

▲ 8%

Median Sale Price

$511,000

$490,000

▲ 4%

$485,000

▲ 5%

Median List Price

$499,900

$489,000

▲ 2%

$484,000

▲ 3%

Sale to List Price Ratio

100.0%

100.0%

0%

101.0%

▼ 1%

Sales Volume

$440.31M

$276.35M

▲ 59%

$381.92M

▲ 15%

Median Days on Market

33

38

▼ 5 days

35

▼ 2 days

Homes Sold Year to Date

1,830

1,023

▲ 79%

1,837

▼ 0%

Q3 2026

Q2 2026

Last Quarter

Q3 2025

Last Year

Current Market

1,081

$549,000

33

HOMES FOR SALE

MEDIAN LIST PRICE

MEDIAN DAYS ON MARKET

593

$11,000,000

$59,000

HOMES UNDER CONTRACT

HIGH PRICE

LOW PRICE

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Orange County

Q3 2026 Market Update • Residential — Single Family Residence

Market Conditions by Price Range Price Range

Active Listings

Months of Inventory

3 Month Trend

Sales (Sep 2026)

6 Month Avg Sales

Market Climate

All Price Ranges

1081

4.4

0.1

247

221

● Balanced

< $250K

40

3.6

0.0

11

10

● Sellers

$250K - $500K

380

3.5

0.1

110

98

● Sellers

$500K - $750K

355

3.9

0.1

91

79

● Sellers

$750K - $1M

207

7.4

0.3

28

28

● Buyers

$1M - $1.25M

27

5.4

7.2

5

2

● Balanced

$1.25M - $1.50M

18

9.0

0.0

2

2

● Buyers

$1.50M - $1.75M

9

—

—

0

1

—

$1.75M - $2M

11

—

—

0

0

—

$2M - $2.25M

8

—

—

0

—

—

> $2.25M

4

—

—

0

0

—

● SELLERS MARKET

● BALANCED MARKET

● BUYERS MARKET

Less than 4 months of inventory. High demand relative to supply — favorable conditions for sellers.

4–6 months of inventory. Supply and demand are roughly in equilibrium.

More than 6 months of inventory. More supply than demand — favorable conditions for buyers.

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Orange County

Q3 2026 Market Update • Residential — Single Family Residence

Homes Sold 280 224 168 112 56 0

2026

Jan

2025

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

2024

Sale to List Price Ratio 102%

Average

100% SALE TO LIST PRICE RATIO

101% 100% 99%

Q3 2026 98% Sep

Nov

Jan

Mar

May

Jul

Sep

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Orange County Market Conditions

BALANCED MARKET

100%

33

AVG SALE TO LIST PRICE RATIO

MEDIAN DAYS ON MARKET

Q3 2026

4.0

Months of Inventory Buyer's

Seller's

Buyer's vs. Seller's Market This graphic explains the key similarities and differences between a buyer's and seller's market, and how these market factors impact each group. Buyer's Market

Seller's Market

More homes than buyers

More buyers than homes

HOW IT IMPACTS BUYERS

— More homes to choose from — Could spend less than asking price — Price reductions more common — Rarely competing offers

— Fewer homes to choose from — Need to be able to close quickly — May pay more than asking price — Competition from other buyers

HOW IT IMPACTS SELLERS

— Takes more time to sell — Fewer offers received — Could get less than asking price — May need to make repairs or concessions

— Homes sell quickly — Multiple offers likely — Could get more than asking price — Buyers willing to overlook repairs

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Putnam County

Q3 2026 Market Update • Residential — Single Family Residence

Market Analysis Putnam County, New York • Q3 2026 • Prepared for homeowners and prospective buyers

Putnam County's housing market remained remarkably steady through the third quarter of 2026, with 260 homes sold — virtually identical to the 259 sold during the same period last year. The median sale price held firm at $609,000, essentially flat compared to $610,000 a year ago, which may come as a surprise given how much prices have shifted in other parts of the country. What stands out, though, is how quickly homes are moving: the median days on market dropped to just 26 days, down from 29 days a year ago, a sign that serious buyers are still out there and acting decisively when the right home appears. Through the first nine months of the year, 581 homes have closed in Putnam County — nearly identical to the 579 sold over the same stretch in 2025 — pointing to a market that is performing with unusual consistency. One of the clearest indicators of how competitive this market remains is the sale-to-list ratio of 102%, meaning that on average, homes are selling above their asking price. That doesn't happen in a slow market — it tells you that well-priced, well-presented homes are still drawing multiple interested buyers and generating offers that push past the listing price. New listings did pick up a bit this quarter, with 304 homes added to the market compared to 286 during the same period last year, a 6.3% increase that gave buyers somewhat more to choose from. Even so, supply remains tight enough that buyers shouldn't mistake a few more listings for a relaxed market — the competition for desirable homes is still very real. For buyers, the current inventory snapshot underscores that challenge. There are 252 active listings in the county right now, with another 133 homes already under contract, and the median asking price on active listings sits at $649,000 — notably higher than what homes are actually closing at, which suggests there's still some pricing optimism among sellers that the market is gently testing. Nationally, affordability has been a persistent hurdle for buyers as mortgage rates have remained elevated compared to the historic lows of a few years ago, and Putnam County is no exception to that pressure. Buyers who have done their financial homework, gotten pre-approved, and are working with an experienced agent will be best positioned to move quickly when something comes on that fits their needs. For homeowners thinking about selling, this report offers genuine encouragement. Prices have held their value, buyer demand hasn't dried up, and homes are selling in under a month on average — conditions that many other markets around the region can't claim right now. The key, as always, is pricing thoughtfully from the start: overpriced homes are sitting longer while realistically priced ones are attracting offers above asking. If you've been on the fence about listing, the fundamentals in Putnam County remain solidly in your favor.

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Putnam County

Q3 2026 Market Update • Residential — Single Family Residence

Recent Sales Trends Current Period

Last Quarter

Change From

Last Year

Change From

Homes Sold

260

175

▲ 49%

259

▲ 0%

New Listings Added

304

424

▼ 28%

286

▲ 6%

Median Sale Price

$609,000

$598,200

▲ 2%

$610,000

▼ 0%

Median List Price

$590,000

$579,900

▲ 2%

$589,000

▲ 0%

Sale to List Price Ratio

102.0%

102.0%

0%

102.0%

0%

Sales Volume

$178.26M

$118.17M

▲ 51%

$171.97M

▲ 4%

Median Days on Market

26

27

▼ 1 days

29

▼ 3 days

Homes Sold Year to Date

581

321

▲ 81%

579

▲ 0%

Q3 2026

Q2 2026

Last Quarter

Q3 2025

Last Year

Current Market

252

$649,000

26

HOMES FOR SALE

MEDIAN LIST PRICE

MEDIAN DAYS ON MARKET

133

$8,950,000

$160,000

HOMES UNDER CONTRACT

HIGH PRICE

LOW PRICE

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Putnam County

Q3 2026 Market Update • Residential — Single Family Residence

Market Conditions by Price Range Price Range

Active Listings

Months of Inventory

3 Month Trend

Sales (Sep 2026)

6 Month Avg Sales

Market Climate

All Price Ranges

252

3.4

0.0

75

73

● Sellers

< $250K

2

—

—

0

1

—

$250K - $500K

50

2.1

0.1

24

21

● Sellers

$500K - $750K

99

2.5

0.3

40

32

● Sellers

$750K - $1M

56

8.0

1.3

7

13

● Buyers

$1M - $1.25M

9

9.0

1.5

1

2

● Buyers

$1.25M - $1.50M

12

12.0

3.0

1

2

● Buyers

$1.50M - $1.75M

5

—

—

0

1

—

$1.75M - $2M

6

—

—

0

1

—

$2M - $2.25M

0

0.0

0.0

1

1

● Sellers

> $2.25M

3

—

—

0

0

—

● SELLERS MARKET

● BALANCED MARKET

● BUYERS MARKET

Less than 4 months of inventory. High demand relative to supply — favorable conditions for sellers.

4–6 months of inventory. Supply and demand are roughly in equilibrium.

More than 6 months of inventory. More supply than demand — favorable conditions for buyers.

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Putnam County

Q3 2026 Market Update • Residential — Single Family Residence

Homes Sold 110 88 66 44 22 0

2026

Jan

2025

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

2024

Sale to List Price Ratio 105%

Average

104%

102%

103%

Q3 2026

100%

SALE TO LIST PRICE RATIO

102% 101% 99% Sep

Nov

Jan

Mar

May

Jul

Sep

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Putnam County Market Conditions

BALANCED MARKET

102%

26

AVG SALE TO LIST PRICE RATIO

MEDIAN DAYS ON MARKET

Q3 2026

2.9

Months of Inventory Buyer's

Seller's

Buyer's vs. Seller's Market This graphic explains the key similarities and differences between a buyer's and seller's market, and how these market factors impact each group. Buyer's Market

Seller's Market

More homes than buyers

More buyers than homes

HOW IT IMPACTS BUYERS

— More homes to choose from — Could spend less than asking price — Price reductions more common — Rarely competing offers

— Fewer homes to choose from — Need to be able to close quickly — May pay more than asking price — Competition from other buyers

HOW IT IMPACTS SELLERS

— Takes more time to sell — Fewer offers received — Could get less than asking price — May need to make repairs or concessions

— Homes sell quickly — Multiple offers likely — Could get more than asking price — Buyers willing to overlook repairs

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Rockland County

Q3 2026 Market Update • Residential — Single Family Residence

Market Analysis Rockland County, New York • Q3 2026 • Prepared for homeowners and prospective buyers

Rockland County's housing market remained firmly in sellers' territory through the third quarter of 2026, with 505 homes sold and a median sale price of $800,000 — essentially flat compared to the same period last year, but don't let that stability fool you into thinking demand has softened. Homes are still selling above their asking prices on average, with a sale-to-list ratio of 101%, which means buyers are routinely competing against one another and bidding up from the listed price just to land a home. That kind of dynamic isn't unique to Rockland — across the broader New York metro region, and in much of the country, a persistent shortage of available homes has kept upward pressure on prices even as higher mortgage rates have cooled activity in other markets. The fundamentals here remain tight, and sellers continue to hold the advantage. For buyers, the honest reality is that patience and preparation matter more than ever. The median home in Rockland spent just 24 days on the market this quarter — slightly longer than last year's 22-day pace, but still a very short window to tour, decide, and submit a competitive offer. With only 457 active listings currently available and 398 homes already under contract, the pool of choices is limited, and well-priced properties in desirable neighborhoods are not waiting around. Buyers who are serious about making a move should get fully pre-approved — not just pre-qualified — before they start touring homes, and should work closely with their agent to understand what a strong, clean offer looks like in today's environment. Sellers, meanwhile, are in an enviable position, though the market does reward preparation and pricing strategy. The number of new listings added this quarter ticked up slightly — 614 compared to 604 a year ago — suggesting a few more homeowners are taking the plunge, but supply is still nowhere near the levels needed to shift negotiating power toward buyers. Active listings are currently priced with a median ask of $849,000, while homes that actually closed this quarter had a median sale price of $800,000 — a reminder that the market will reward accurate, strategic pricing over wishful thinking. Sellers who price competitively from the start tend to generate more interest, more offers, and ultimately stronger results. Zooming out, Rockland County continues to benefit from its position as one of the more accessible communities in the greater New York area — offering suburban space, strong schools, and relatively shorter commutes compared to some neighboring counties. Year to date through September, 1,190 homes have changed hands, nearly identical to last year's pace, which speaks to just how resilient local demand has been in the face of elevated interest rates and affordability pressures that have slowed sales in many other parts of the country. Whether you're thinking about selling, still searching for the right home, or simply trying to understand what your property is worth in today's market, the data tells a consistent story: Rockland remains a highly sought-after place to live, and the market reflects that.

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Rockland County

Q3 2026 Market Update • Residential — Single Family Residence

Recent Sales Trends Current Period

Last Quarter

Change From

Last Year

Change From

Homes Sold

505

357

▲ 41%

519

▼ 3%

New Listings Added

614

824

▼ 25%

604

▲ 2%

Median Sale Price

$800,000

$800,000

0%

$799,000

▲ 0%

Median List Price

$789,900

$799,000

▼ 1%

$785,000

▲ 1%

Sale to List Price Ratio

101.0%

101.0%

0%

101.0%

0%

Sales Volume

$439.25M

$311.67M

▲ 41%

$450.99M

▼ 3%

Median Days on Market

24

24

0 days

22

▲ 2 days

Homes Sold Year to Date

1,190

685

▲ 74%

1,198

▼ 1%

Q3 2026

Q2 2026

Last Quarter

Q3 2025

Last Year

Current Market

457

$849,000

24

HOMES FOR SALE

MEDIAN LIST PRICE

MEDIAN DAYS ON MARKET

398

$6,900,000

$149,000

HOMES UNDER CONTRACT

HIGH PRICE

LOW PRICE

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Rockland County

Q3 2026 Market Update • Residential — Single Family Residence

Market Conditions by Price Range Price Range

Active Listings

Months of Inventory

3 Month Trend

Sales (Sep 2026)

6 Month Avg Sales

Market Climate

All Price Ranges

457

3.3

0.2

137

144

● Sellers

< $250K

0

—

—

0

—

—

$250K - $500K

38

3.2

0.2

12

9

● Sellers

$500K - $750K

135

2.9

0.0

46

48

● Sellers

$750K - $1M

125

2.2

0.1

56

59

● Sellers

$1M - $1.25M

39

4.9

0.9

8

12

● Balanced

$1.25M - $1.50M

39

4.9

0.3

8

8

● Balanced

$1.50M - $1.75M

16

3.2

0.3

5

4

● Sellers

$1.75M - $2M

14

14.0

0.0

1

2

● Buyers

$2M - $2.25M

7

7.0

—

1

0

● Buyers

> $2.25M

8

—

—

0

1

—

● SELLERS MARKET

● BALANCED MARKET

● BUYERS MARKET

Less than 4 months of inventory. High demand relative to supply — favorable conditions for sellers.

4–6 months of inventory. Supply and demand are roughly in equilibrium.

More than 6 months of inventory. More supply than demand — favorable conditions for buyers.

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Rockland County

Q3 2026 Market Update • Residential — Single Family Residence

Homes Sold 210 168 126 84 42 0

Jan

2026

2025

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

2024

Sale to List Price Ratio 103%

Average

101% SALE TO LIST PRICE RATIO

102% 101% 100%

Q3 2026 99% Sep

Nov

Jan

Mar

May

Jul

Sep

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Rockland County Market Conditions

BALANCED MARKET

101%

24

AVG SALE TO LIST PRICE RATIO

MEDIAN DAYS ON MARKET

Q3 2026

2.7

Months of Inventory Buyer's

Seller's

Buyer's vs. Seller's Market This graphic explains the key similarities and differences between a buyer's and seller's market, and how these market factors impact each group. Buyer's Market

Seller's Market

More homes than buyers

More buyers than homes

HOW IT IMPACTS BUYERS

— More homes to choose from — Could spend less than asking price — Price reductions more common — Rarely competing offers

— Fewer homes to choose from — Need to be able to close quickly — May pay more than asking price — Competition from other buyers

HOW IT IMPACTS SELLERS

— Takes more time to sell — Fewer offers received — Could get less than asking price — May need to make repairs or concessions

— Homes sell quickly — Multiple offers likely — Could get more than asking price — Buyers willing to overlook repairs

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Sullivan County

Q3 2026 Market Update • Residential — Single Family Residence

Market Analysis Sullivan County, New York • Q3 2026 • Prepared for homeowners and prospective buyers

Sullivan County's housing market showed some interesting crosscurrents in the third quarter of 2026, with signs of both growing activity and subtle price softening. A total of 224 homes sold during the quarter — nearly 11% more than the same period last year — and year-to-date closings are up 6.7% compared to the first nine months of 2025, putting 2026 on pace for a notably stronger year overall. At the same time, the median sale price dipped slightly to $373,000, down about 2.5% from last year's $382,450, suggesting that while demand remains healthy, buyers are finding a little more room to negotiate than they had in recent years. That moderation in price is a meaningful shift after several years of sharp appreciation that followed the pandemic-era surge of interest in Hudson Valley and Catskills communities. One of the clearest signals of the current balance between buyers and sellers is the sale-to-list ratio, which came in at 97% for the quarter. In practical terms, that means the average home sold for about 3% below its asking price — a contrast to the frenzied market of 2021 and 2022, when homes routinely sold above list price and buyers often waived inspections just to stay competitive. That breathing room is welcome news for buyers who felt shut out during those years, and it's a reminder to sellers that pricing a home realistically from the start matters more than ever. Homes that are priced well are still moving — the median time on market was just over 46 days, essentially unchanged from last year — but overpriced listings are increasingly sitting. Inventory remains a defining factor shaping the market, and it's a complicated picture right now. There are 623 active listings across the county, with another 184 homes already under contract, and the median asking price for active listings sits at $425,000 — noticeably higher than what homes are actually closing at. New listings added during the quarter were down more than 10% compared to the same stretch last year, which means the supply of fresh inventory isn't keeping up with demand even as overall inventory has grown. This dynamic, which mirrors a national pattern where many existing homeowners are reluctant to sell because they're locked into low mortgage rates from 2020 and 2021, continues to limit choices for buyers and provide a floor of support for home values even as prices ease. For anyone considering buying or selling in Sullivan County, the takeaway is that this is a market in transition — not a collapse, but a recalibration after years of extraordinary conditions. Sellers who bought or refinanced in recent years are still sitting on substantial equity, and with more than 200 homes closing per quarter, there is real, consistent demand in this market. Buyers, for their part, are in a better position than they've been in several years: more homes to choose from, sellers willing to negotiate, and less pressure to make snap decisions. Working with an experienced local agent who understands neighborhood-by-neighborhood nuances — the price range here runs from $54,000 to $8.5 million — will be the key to making the most of where this market stands today.

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Sullivan County

Q3 2026 Market Update • Residential — Single Family Residence

Recent Sales Trends Current Period

Last Quarter

Change From

Last Year

Change From

Homes Sold

224

176

▲ 27%

202

▲ 11%

New Listings Added

423

606

▼ 30%

472

▼ 10%

Median Sale Price

$373,000

$337,500

▲ 11%

$382,450

▼ 2%

Median List Price

$389,000

$350,000

▲ 11%

$385,000

▲ 1%

Sale to List Price Ratio

97.0%

94.0%

▲ 3%

96.0%

▲ 1%

Sales Volume

$98.73M

$72.14M

▲ 37%

$85.36M

▲ 16%

Median Days on Market

47

80

▼ 33 days

46

▲ 0.5 days

Homes Sold Year to Date

574

349

▲ 64%

538

▲ 7%

Q3 2026

Q2 2026

Last Quarter

Q3 2025

Last Year

Current Market

623

$425,000

47

HOMES FOR SALE

MEDIAN LIST PRICE

MEDIAN DAYS ON MARKET

184

$8,500,000

$54,000

HOMES UNDER CONTRACT

HIGH PRICE

LOW PRICE

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Sullivan County

Q3 2026 Market Update • Residential — Single Family Residence

Market Conditions by Price Range Price Range

Active Listings

Months of Inventory

3 Month Trend

Sales (Sep 2026)

6 Month Avg Sales

Market Climate

All Price Ranges

623

8.5

0.0

73

67

● Buyers

< $250K

81

5.8

0.1

14

15

● Balanced

$250K - $500K

296

8.2

0.4

36

33

● Buyers

$500K - $750K

115

8.2

0.5

14

11

● Buyers

$750K - $1M

77

9.6

22.5

8

5

● Buyers

$1M - $1.25M

16

16.0

—

1

1

● Buyers

$1.25M - $1.50M

17

—

—

0

1

—

$1.50M - $1.75M

4

—

—

0

0

—

$1.75M - $2M

3

—

—

0

0

—

$2M - $2.25M

1

—

—

0

—

—

> $2.25M

2

—

—

0

0

—

● SELLERS MARKET

● BALANCED MARKET

● BUYERS MARKET

Less than 4 months of inventory. High demand relative to supply — favorable conditions for sellers.

4–6 months of inventory. Supply and demand are roughly in equilibrium.

More than 6 months of inventory. More supply than demand — favorable conditions for buyers.

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Sullivan County

Q3 2026 Market Update • Residential — Single Family Residence

Homes Sold 90 72 54 36 18 0

2026

Jan

2025

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

2024

Sale to List Price Ratio

Average

97%

SALE TO LIST PRICE RATIO Q3 2026

99% 98% 97% 96% 95% 94% 93% 92% 91% Sep

Nov

Jan

Mar

May

Jul

Sep

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Sullivan County Market Conditions

BALANCED MARKET

97%

46.5

AVG SALE TO LIST PRICE RATIO

MEDIAN DAYS ON MARKET

Q3 2026

8.3

Months of Inventory Buyer's

Seller's

Buyer's vs. Seller's Market This graphic explains the key similarities and differences between a buyer's and seller's market, and how these market factors impact each group. Buyer's Market

Seller's Market

More homes than buyers

More buyers than homes

HOW IT IMPACTS BUYERS

— More homes to choose from — Could spend less than asking price — Price reductions more common — Rarely competing offers

— Fewer homes to choose from — Need to be able to close quickly — May pay more than asking price — Competition from other buyers

HOW IT IMPACTS SELLERS

— Takes more time to sell — Fewer offers received — Could get less than asking price — May need to make repairs or concessions

— Homes sell quickly — Multiple offers likely — Could get more than asking price — Buyers willing to overlook repairs

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Ulster County

Q3 2026 Market Update • Residential — Single Family Residence

Market Analysis Ulster County, New York • Q3 2026 • Prepared for homeowners and prospective buyers

Ulster County's housing market stayed remarkably competitive through the third quarter of 2026, with 469 homes sold and a median sale price of $500,000 — up 3.1% from the same period last year. Homes moved quickly, spending a median of just 41 days on the market, and the average sale-to-list ratio landed at exactly 100%, meaning buyers were paying full asking price or better across the board. That's not a sign of a cooling market — it's a sign of one that remains tightly wound, where well-priced homes are drawing serious attention and sellers are holding firm on value. For homeowners who have been watching their equity grow, the trend is encouraging: prices have continued to climb steadily even as national headlines have raised questions about affordability and rate pressure. For buyers, the picture is more challenging, but not discouraging. Sellers added 788 new listings during the quarter — up nearly 8% compared to the same stretch last year — and there are currently 720 active listings available across the county, with prices ranging from under $50,000 to $7.5 million. That wider selection is genuinely good news, especially compared to the inventory-starved conditions that defined much of the post-pandemic years. Still, with 334 homes already under contract, the most desirable properties are moving fast, and buyers who come in prepared — pre-approved, clear on their priorities, and ready to act — will be the ones who succeed. One number worth paying attention to is the median list price on currently active homes, which sits at $579,000 — notably higher than the $500,000 median of what actually sold during the quarter. That gap suggests some sellers may be pricing aspirationally, which could mean more room to negotiate on certain listings, particularly those that have been sitting for a while. Across the country, buyers have been regaining a bit of leverage in markets where inventory has grown, and Ulster County may be entering a similar moment on the higher end of the price spectrum. Buyers shouldn't assume every listing is a bidding war, and sellers should be mindful that accurate, strategic pricing still makes the biggest difference in outcome. Zooming out, year-to-date closings through September total 1,121 homes — about 5% behind last year's pace — which reflects a broader national pattern of transaction volume staying suppressed as mortgage rates keep some potential sellers locked into mortgages they're reluctant to give up. But Ulster County continues to attract buyers drawn to its combination of natural beauty, relative affordability compared to Westchester or New York City, and a genuine sense of community. Demand here has real staying power, and for anyone who has been on the fence about buying or selling, the current market — more inventory, stable prices, and motivated but selective buyers — may offer a more balanced window than anything we've seen in several years.

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Ulster County

Q3 2026 Market Update • Residential — Single Family Residence

Recent Sales Trends Current Period

Last Quarter

Change From

Last Year

Change From

Homes Sold

469

314

▲ 49%

473

▼ 1%

New Listings Added

788

889

▼ 11%

731

▲ 8%

Median Sale Price

$500,000

$477,100

▲ 5%

$485,000

▲ 3%

Median List Price

$499,000

$469,894

▲ 6%

$479,000

▲ 4%

Sale to List Price Ratio

100.0%

100.0%

0%

100.0%

0%

Sales Volume

$289.96M

$183.16M

▲ 58%

$279.36M

▲ 4%

Median Days on Market

41

42

▼ 1 days

42

▼ 1 days

Homes Sold Year to Date

1,121

650

▲ 72%

1,178

▼ 5%

Q3 2026

Q2 2026

Last Quarter

Q3 2025

Last Year

Current Market

720

$579,000

41

HOMES FOR SALE

MEDIAN LIST PRICE

MEDIAN DAYS ON MARKET

334

$7,500,000

$49,900

HOMES UNDER CONTRACT

HIGH PRICE

LOW PRICE

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Ulster County

Q3 2026 Market Update • Residential — Single Family Residence

Market Conditions by Price Range Price Range

Active Listings

Months of Inventory

3 Month Trend

Sales (Sep 2026)

6 Month Avg Sales

Market Climate

All Price Ranges

720

4.4

0.4

162

131

● Balanced

< $250K

28

3.5

0.0

8

8

● Sellers

$250K - $500K

227

3.1

0.4

74

59

● Sellers

$500K - $750K

211

4.3

0.9

49

37

● Balanced

$750K - $1M

94

5.5

0.2

17

14

● Balanced

$1M - $1.25M

37

5.3

0.7

7

6

● Balanced

$1.25M - $1.50M

34

8.5

0.9

4

2

● Buyers

$1.50M - $1.75M

16

5.3

0.4

3

2

● Balanced

$1.75M - $2M

25

—

—

0

1

—

$2M - $2.25M

9

—

—

0

1

—

> $2.25M

14

—

—

0

1

—

● SELLERS MARKET

● BALANCED MARKET

● BUYERS MARKET

Less than 4 months of inventory. High demand relative to supply — favorable conditions for sellers.

4–6 months of inventory. Supply and demand are roughly in equilibrium.

More than 6 months of inventory. More supply than demand — favorable conditions for buyers.

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Ulster County

Q3 2026 Market Update • Residential — Single Family Residence

Homes Sold 180 144 108 72 36 0

2026

Jan

2025

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

2024

Sale to List Price Ratio

Average

100% SALE TO LIST PRICE RATIO Q3 2026

103% 102% 101% 100% 99% 98% 97% 96% 95% Sep

Nov

Jan

Mar

May

Jul

Sep

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Ulster County Market Conditions

BALANCED MARKET

100%

41

AVG SALE TO LIST PRICE RATIO

MEDIAN DAYS ON MARKET

Q3 2026

4.6

Months of Inventory Buyer's

Seller's

Buyer's vs. Seller's Market This graphic explains the key similarities and differences between a buyer's and seller's market, and how these market factors impact each group. Buyer's Market

Seller's Market

More homes than buyers

More buyers than homes

HOW IT IMPACTS BUYERS

— More homes to choose from — Could spend less than asking price — Price reductions more common — Rarely competing offers

— Fewer homes to choose from — Need to be able to close quickly — May pay more than asking price — Competition from other buyers

HOW IT IMPACTS SELLERS

— Takes more time to sell — Fewer offers received — Could get less than asking price — May need to make repairs or concessions

— Homes sell quickly — Multiple offers likely — Could get more than asking price — Buyers willing to overlook repairs

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Westchester County

Q3 2026 Market Update • Residential — Single Family Residence

Market Analysis Westchester County, New York • Q3 2026 • Prepared for homeowners and prospective buyers

Westchester County's housing market remained firmly in seller's territory through the third quarter of 2026, with strong demand pushing prices well above asking and leaving buyers with little room to hesitate. The median sale price reached $1,190,000 — a 10.1% jump from the same period last year — while homes sold in a median of just 17 days, down from 19 days a year ago. Perhaps the most telling number is the sale-to-list ratio of 107%, which means that on average, buyers are paying about 7% above the asking price just to win a home. In a market where the typical list price is $1.1 million, that premium adds up quickly, and it signals that competition among buyers is still very real. Supply remains the central challenge. Only 895 homes are currently listed for sale across the county, while 791 are already under contract — a ratio that illustrates just how thin the available inventory really is. New listings added during the quarter actually slipped slightly, down about 2% from last year, so there's no meaningful wave of fresh supply on the horizon. This dynamic mirrors what's been happening across much of the Northeast and nationally, where many existing homeowners have been reluctant to sell and give up the low mortgage rates they locked in before 2022, a trend often called the "lock-in effect" that has kept inventory constrained even as buyer demand has held steady. For buyers, this is a genuinely challenging environment — but not an impossible one. Coming in well-prepared matters more than ever: getting fully pre-approved before you start touring homes, working with an experienced agent who knows local pricing, and being realistic about how quickly you may need to move when the right property appears. It's also worth noting that the active median list price of $950,000 is meaningfully lower than the median sale price of $1.19 million, which reflects that more affordable homes tend to move fastest and often attract the most competitive offers, while higher-priced listings can sit longer and offer more negotiating room. For sellers, the data tells a clear and encouraging story. With just over 1,600 homes sold during the quarter — roughly in line with last year's pace — demand has held up even as prices have climbed significantly, suggesting that buyers are adjusting their expectations rather than stepping away from the market. Homes that are priced thoughtfully and presented well are moving quickly and frequently above asking price, which means a well-executed sale can still deliver outstanding results. If you've been on the fence about listing, the combination of lean inventory, motivated buyers, and rising prices makes this a particularly favorable moment to act.

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Westchester County

Q3 2026 Market Update • Residential — Single Family Residence

Recent Sales Trends Current Period

Last Quarter

Change From

Last Year

Change From

Homes Sold

1,623

1,111

▲ 46%

1,619

▲ 0%

New Listings Added

1,360

2,241

▼ 39%

1,388

▼ 2%

Median Sale Price

$1,190,000

$1,212,456

▼ 2%

$1,081,000

▲ 10%

Median List Price

$1,100,000

$1,100,000

▼ 0%

$999,000

▲ 10%

Sale to List Price Ratio

107.0%

108.0%

▼ 1%

105.0%

▲ 2%

Sales Volume

$2465.36M

$1736.27M

▲ 42%

$2231.24M

▲ 10%

Median Days on Market

17

14

▲ 3 days

19

▼ 2 days

Homes Sold Year to Date

3,453

1,829

▲ 89%

3,597

▼ 4%

Q3 2026

Q2 2026

Last Quarter

Q3 2025

Last Year

Current Market

895

$950,000

17

HOMES FOR SALE

MEDIAN LIST PRICE

MEDIAN DAYS ON MARKET

791

$49,500,000

$150,000

HOMES UNDER CONTRACT

HIGH PRICE

LOW PRICE

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Westchester County

Q3 2026 Market Update • Residential — Single Family Residence

Market Conditions by Price Range Price Range

Active Listings

Months of Inventory

3 Month Trend

Sales (Sep 2026)

6 Month Avg Sales

Market Climate

All Price Ranges

895

2.1

0.1

420

456

● Sellers

< $250K

4

4.0

0.0

1

1

● Balanced

$250K - $500K

45

5.0

0.5

9

11

● Balanced

$500K - $750K

224

3.1

0.0

73

71

● Sellers

$750K - $1M

206

1.6

0.2

132

110

● Sellers

$1M - $1.25M

61

1.6

0.1

38

45

● Sellers

$1.25M - $1.50M

89

2.7

0.4

33

53

● Sellers

$1.50M - $1.75M

45

0.9

0.0

49

40

● Sellers

$1.75M - $2M

40

3.3

0.7

12

25

● Sellers

$2M - $2.25M

18

0.9

0.1

20

20

● Sellers

> $2.25M

23

3.3

0.7

7

16

● Sellers

● SELLERS MARKET

● BALANCED MARKET

● BUYERS MARKET

Less than 4 months of inventory. High demand relative to supply — favorable conditions for sellers.

4–6 months of inventory. Supply and demand are roughly in equilibrium.

More than 6 months of inventory. More supply than demand — favorable conditions for buyers.

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Westchester County

Q3 2026 Market Update • Residential — Single Family Residence

Homes Sold 640 512 384 256 128 0

2026

Jan

2025

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

2024

Sale to List Price Ratio

Average

107% SALE TO LIST PRICE RATIO Q3 2026

111% 110% 109% 108% 107% 106% 105% 104% 103% 102% 101% Sep

Nov

Jan

Mar

May

Jul

Sep

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


Westchester County Market Conditions

BALANCED MARKET

107%

17

AVG SALE TO LIST PRICE RATIO

MEDIAN DAYS ON MARKET

Q3 2026

1.7

Months of Inventory Buyer's

Seller's

Buyer's vs. Seller's Market This graphic explains the key similarities and differences between a buyer's and seller's market, and how these market factors impact each group. Buyer's Market

Seller's Market

More homes than buyers

More buyers than homes

HOW IT IMPACTS BUYERS

— More homes to choose from — Could spend less than asking price — Price reductions more common — Rarely competing offers

— Fewer homes to choose from — Need to be able to close quickly — May pay more than asking price — Competition from other buyers

HOW IT IMPACTS SELLERS

— Takes more time to sell — Fewer offers received — Could get less than asking price — May need to make repairs or concessions

— Homes sell quickly — Multiple offers likely — Could get more than asking price — Buyers willing to overlook repairs

HOWARD HANNA | RAND REALTY Data sourced from OneKey MLS. Information is deemed reliable but not guaranteed. Report generated September 2026.


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NY 2026 Q3 Market Report by Howard Hanna Rand Realty - Issuu