Relief Donation
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Hermann Sons Life offers Medicare
By TERESA SAATHOFF Vice President of Sales
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SAN ANTONIO – In addition to life insurance and annuities, Hermann Sons Life is excited to offer Medicare to our members. We have experienced Medicare Agents onboard that can help navigate the complexities of Medicare coverage. Whether you are new to Medicare or need help reviewing and adjusting your existing plan, our Medicare Agents are ready to assist you.
Our Hermann Sons Life Medicare agents can help explain the different options along with what is covered and what is not covered. Our agents can help you compare multiple plan options based on your healthcare needs, prescription drugs, preferred doctors and hospitals and budget.
ANNUAL ENROLLMENT PERIOD (AEP)
The Medicare Annual Enrollment Period (AEP) began on Oct. 15 and ends on Dec. 7. During this time, Medicare beneficiaries can review and make changes to their existing coverage, including Medicare (Part C) and Medicare Prescriptions Drug Plans (Part D). Here are some important reasons why it is important to review your existing
Medicare plan during AEP.
1. Plan Changes for the Upcoming Year:
Medicare Advantage and Part D plans can change benefits, premiums, copayments and formularies each year. Review Annual Notices:
a. Changes in coverage: Some services or drugs you need may no longer be covered, or the plan may change the healthcare providers and pharmacies that are in-network.
b. Cost changes: Premiums, deductibles, and copayments could increase, affecting your out-of-pockets expenses.
c. Formulary adjustments: Medications covered by your prescription drug plan may change, with drugs added or removed, or tier changes that could impact
Opt-in request now required
your costs.
2. Changes in Your Healthcare Needs
Your personal healthcare needs may have changed over the past year. Reviewing your plan allows you to ensure it still meets your needs:
a. New diagnoses or condition requiring ongoing treatment.
b. Changes in medication that may require checking whether your prescriptions are covered or if there is a more affordable option.
c. The need or new benefits like dental, vision, or hearing, which might be available
3. Availability of New Plans or Better Options
Each year, new plans might become available in your area, or existing plans could offer better benefits. By comparing options during AEP, you can:
a. Find a plan with lower premiums or copays.
b. Choose a plan with expanded benefits, such as telehealth, transportation, or wellness programs.
c. Switch from Original Medicare to a Medicare Advantage plan or vice versa depending on your health needs and budget.
to receive newspaper
SAN ANTONIO – Many of our members have indicated they no longer want to receive the printed copy of the Hermann Sons Life Newspaper by mail. Many read it on the Hermann Sons Life website, through our Facebook page or by the email option. By the time it is received in the mail, members say it is often thrown in the trash.
To be more ecologically responsible and less wasteful, the Home Office is requiring members who want to continue to receive the mailed copy of the newspaper to opt-in.
As of Jan. 1, 2025, the mailed newspaper request on all members’ policies will be reset.
We understand that there are many members who do enjoy reading the printed version of the newspaper and we are happy to continue mailing it to them at their request. There is no need to reach out to us again if you have already opted in. To continue to receive the newspaper by mail, call 210-226-9261 ext. 325 or 1-800-234-4124 ext. 325 or email: optin@hermannsonslife.org
Giving thanks can also mean giving back
HERMANN SONS LIFE
USPS 242200
Periodicals Postage Paid at San Antonio, Texas
515 S. St. Mary’s St. San Antonio, Texas 78205
POSTMASTER:
Send address changes to: Hermann Sons Life, P.O. Box 1941 San Antonio, TX 78297-1941
DIRECTORS
Kimberly Krueger, Chair
David Wolf, Vice Chair
David R. Noak
Stan Steiger
Laura Tiffin
Gerald Ziemnicki
OFFICERS
President and CEO
Robin Czarnek
Vice President of Operations and COO
Samantha Schulmeier Kelley
Vice President of Member Benefits
Cecily Kelly
Vice President of Sales
Teresa Saathoff
Stephen
Edward
Agnes
Elizabeth
Sherry
Eulla
Judith
Gilbert
Kerry
As we prepare to gather with our family and friends around dinner tables this Thanksgiving, it’s a great reminder of how blessed we are. This season, we count our blessings not only for the abundance of food, family, and shelter but also for the resilience we’ve seen in communities facing hardship, particularly in the wake of hurricanes Helene and Milton.
We share in the heartbreak with our neighbors who’ve lost their lives and experienced devastation, we have also witnessed remarkable acts of courage and kindness. Neighbors risked their own safety to help one another, communities opened their doors to the displaced, and first responders worked around the clock, often putting their own families on hold to ensure the safety of others.
This outpouring of support serves as a testament to the strength of the human spirit and a powerful reminder of how much we have to be thankful for, even in the face of adversity.
This Thanksgiving, it is important to remember not only the
blessings in our own lives but also to extend our thoughts and actions toward those who are still recovering. This holiday is an opportunity to reflect on what truly matters – life, love, and the connections that bind us together as a community.
Hermann Sons Life, along with many organizations, is working to provide aid to the survivors of the hurricanes as we are reminded that giving thanks can also mean giving back. Donations of money, time and resources can help re-
build homes and restore hope for those hardest hit by the storms.
In a season traditionally focused on plenty, perhaps the greatest gift we can offer is our support to those who have lost so much.
Many of our lodges have asked where they can send their donations for hurricane relief. Hermann Sons Life will be contributing to hurricane relief and will be accepting donations from any member or lodge that wishes to contribute through a Hermann Sons Life collective effort. Please
feel free to send your donations to the home office at: Hermann Sons Life P.O. Box 1941, San Antonio, TX 78297-1941 to the attention of Hurricane Relief.
In counting our blessings, we honor both what we have and what we can give to others. This Thanksgiving, may we find ways to extend that spirit of gratitude to all, especially those who need it most. May this holiday season be especially blessed for you and your families. Happy Thanksgiving!
Robin Czarnek President and CEO
Community Spotlight
Boysville provides safe home for children in need
By DAWN HOOKER Boysville Director of Fundraising and Grants
CONVERSE – Founded in 1943, Boysville, a Home with a Heart, began as a result of Rev. Don Holiman’s observation of orphaned, homeless and abandoned boys sleeping in San Antonio’s Travis Park. Boysville has since grown to become a nationally accredited home caring for boys and girls, ranging in age from birth to 23 years old, who have experienced abuse, neglect, and/or family crisis.
Our programs offer children the opportunity to heal holistically through trauma informed care, recreational activities, and educational services. Our mission is
to provide a safe, family environment for children in need so they may become responsible adults.
Each year in San Antonio, over 3,000 children will need a safe place to call home. Whether it is for one night, one week, one year… or for as long as it is needed, Boysville continues to provide a safe, family environment for children in need.
How you can help: Donate.
Advocate. Volunteer. Your generous gifts of money, time and talent provide the foundation of our programs. For over 80 years, Boysville has been a home to thousands of children. Our children are successful because of you.
For information on supporting children at Boysville, go to www. boysvilletexas.org or call 210659-1901.
Employee Spotlight
Pankratz Camp Administration/Health Services Manager
SAN ANTONIO – Shelly Pankratz has been employed as the Hermann Sons Life Camp Administration/Health Services Manager in Comfort since March 2024.
During camp season, she is the health service manager for the clinics and nurses and is responsible for processing camp applications and health histories for campers and staff. In the off season, she works in the office, assists with facility rentals and other administrative duties.
Shelly is certified in First Aid/ AED and has CPI Certification (crisis prevention).
She operated a registered daycare for 15 years and worked in the public school system for 20 years.
“I had been a seasonal employee for camp as a clinic assistant for several years before coming on full time,” Shelly said. “Building a relationship with campers and staff is very rewarding. At the end of summer, I always try to figure out which week was my favor-
Events
EVERY THURSDAY – It’s Game Night every Thursday night at Hochheim-Prairie Lodge-Turner Hall in Yoakum. Games start at 7 p.m. Everyone is welcome. For more information, call 361-293-557.
ite, and the answer is always the same – every week is my favorite for different reasons. When I was offered the opportunity to work year-round, it was like a dream come true. Camp is my home away from home!”
Shelly, her husband and children are a 100% Hermann Sons Life Family and are members of Comfort Lodge.
“I have been married for 37 years. I have five grown children and the cutest two-year-old grandson! I love to do any activity with my family, and I am a power walker and try to keep in shape for camp season! In my spare time I love to shop for shoes and clothes! ‘If there is anything I can do to support you, please let me know how I can help’ is my motto!”
Hermann Sons Life to provide desserts for Boysville Christmas dinner
The Home Office will accept monetary donations or donations of store bought cookies, brownies, cupcakes, pies or Christmas treats on Dec. 18 and 19 during business hours – 8 a.m. to 4:30 p.m. 515 S. St. Mary’s St. in San Antonio
Monetary donations can also be mailed (before Dec. 15) to P.O. Box 1941, San Antonio, TX 78297-1941
Editor/Communications Director
Elaine Hernandez Soto
210-226-9261, ext. 279 email: elaines@hermannsonslife.org
Assistant Editor/Assistant Communications Director
Hannah Ruiz-Gruver
210-226-9261, ext. 102 email: hannahrg@hermannsonslife.org
Website: www.hermannsonslife.org
All news articles and photographs should be mailed to: Editor
Hermann Sons Life, P.O. Box 1941, San Antonio, TX 78297-1941 or emailed to: elaines@hermannsonslife.org
Reports and photos can also be submitted online at hermannsonslife.org under Member Benefits, Officer Forms. The report deadline is the 10th of each month. For example, for the January issue, the deadline is Dec. 10.
EVERY THURSDAY – Bingo is held every Thursday night at Brenham Lodge. Doors open at 5:30 p.m., cards go on sale at 6:15 p.m. Games start at 7 p.m. and are usually over at 9:30 p.m. Open to public.
EVERY FRIDAY – Free live trivia at the San Antonio Home Association Rathskeller at 7 p.m. Get a team together or come solo. Prizes awarded.
Email events for publication to elaines@hermannsonslife.org
The Hermann Sons Life newspaper is an official publication of Hermann Sons Life. The management and editorial policy of the newspaper shall be in the hands of the President and CEO, and the President and CEO shall have the authority to appoint a member or members of Hermann Sons Life as editor and/or business manager thereof.
Shelly Pankratz
Sales Department hosts Medicare AEP Kickoff Luncheon
SAN ANTONIO – The Hermann Sons Life Sales Department hosted a Medicare AEP Kickoff Luncheon on Sept. 27 at the Home Office.
"It was great hosting the Medicare AEP Kickoff Luncheon for our Medicare Agents," Vice president of Sales Teresa Saathoff said. "Our agents have hit the ground running and are serving their clients and guiding them through the Medicare enrollment process. Their energy and excitement was inspiring and we are excited to support their efforts through the Annual Enrollment Period and beyond."
The event included refreshments, prize drawings, gifts and lunch. The HSL Medicare agents were also able to personally meet with provider and carrier representatives from WellMed, Gonzaba, SCAN, Health Texas, Aetna, Community First and Prospect.
President and CEO Robin Czarnek welcomed the Medicare agents.
“I am so excited to kick off the Medicare AEP and look forward to a successful enrollment period,” she said. “We’re here to help and support you. I have been so impressed with all your Medicare knowledge and want you to know we thank you and appreciate you.”
Robin also recognized the carriers and providers in attendance and thanked them for
their participation in the event.
“I believe we are finally going to make a footprint in Medicare,” she said.
Robin also shared with the agents that she looks forward to them also selling life insurance, annuities and new products currently being considered to keep them busy all year round.
“We will support you in all your endeavors,” Robin said.
Regional Manager David Guerrero Jr. also addressed the Medicare agents and stressed that Hermann Sons Life was ready to support them. He said with the many Medicare changes on the horizon, they would all be learning together for 2025 to provide the best client services.
Strategic Growth Manager Sugeid Rendon of Spark Advisors was in attendance. Hermann Sons Life is partnered with Spark Advisors, a leader in Medicare solutions.
Sugeid also encouraged the Medicare agents and emphasized that Spark Advisors is a company dedicated to servicing agents.
“We focus on the agents,” Sugeid said. “Your job is not easy. We promote you so you can go do what you do best.”
Hermann Sons Life began offering Medicare in 2022 in an effort to serve its many legacy members eligible for Medicare and help them navigate the process.
The Hermann Sons Life Sales Department hosted a Medicare AEP Kickoff Luncheon in September at the Home Office. Pictured are Medicare Agents with Regional Sales Manager David Guerrero Jr., Vice President of Sales Teresa Saathoff, President and CEO Robin Czarnek and Strategic Growth Manager Sugeid Rendon of Spark Advisors.
Members of the Sales Team are pictured with President and CEO Robin Czarnek, far right. They are, from left, Compliance Director Ana Vasquez, Senior Financial Services Agent Javier Lara, Regional Manager David Guerro Jr., Vice President of Sales Teresa Saathoff and Regional Manager John Pacini.
Vice President of Sales Teresa Saathoff addresses the Medicare agents during the AEP Kickoff Luncheon held in September at the Home Office.
Medicare agents were able to personally meet with provider and carrier representatives from WellMed, Gonzaba, SCAN, Health Texas, Aetna, Community First and Prospect during the Medicare AEP Kickoff Luncheon.
Hermann Sons Life Medicare Agents ready to assist
Whether you are new to Medicare or have questions about your existing plan, Hermann Sons Life has licensed and certified Medicare agents onboard ready to help. Our team of experienced Medicare Agents are dedicated to understanding your individual goals and providing tailored recommendations that best suit your circumstances. To request a Medicare Agent, call 877-437-6266.
Ellinger member wins gift card
The Sales Department is recognizing 9 more recommenders for the month of September. We appreciate the 169 members who have recommended 222 new members to Hermann Sons Life in 2024. The winner of a gift card for September is Derek Hoelscher of Ellinger Lodge.
Congratulations to the following Recommenders:
Recommender
Debra Austin, Gonzales
Jessa Cotter, Stockdale (4)
Carrie Cravey, Comfort
Zoe Gonzales, Stockdale
Derek Hoelscher, Ellinger (2)
Darelene Jones, Fort Worth
Agent
Shirley Faske
Ronald Wiatrek
John Pacini
Ronald Wiatrek
Gerald Ziemnicki
Sandra Jones
Baileigh Stricker, Biry (2) Get More Insurance
Gatlen Sumner, Mission-Alamo
Selby Villalpando, Siemering (2)
Roxy Pruski
Christopher Naughton
The Sales Team wishes you a Thanksgiving season of good health, prosperity, happiness, and love!
David Guerrero Jr.
Tracy Campos
Christine Cavazos
Gloria Cerca
Armando Lobo
Carol Lopez
Mica Lopez
Luiz Mendez
Isabel Servin
Gilbert Shelby
Gladys Rowley
Suzanne Saenz
Review your health plan options with Medicare
By PAM HARRISON Spark Advisors
Medicare
Trainer
and Compliance Lead
Last month we discussed Original Medicare, which is made up of two Parts, Part A and Part B; and this month we’ll cover Parts C and D; and Medicare Supple-
ments.
Remember from last month’s article, Original Medicare does not cover everything, plus there are deductibles and coinsurance for services under Parts A and B. The majority of people with Original Medicare purchase additional coverage to help reduce
Part C - Medicare Advantage Plan with Prescription Drug Coverage (MAPD)
Benefits:
● Medicare Advantage plans cover all the benefits covered under Part A & B of Original Medicare
● Plans are offered by Private companies that contract with Medicare
● Most plans include prescription drug coverage. Advantage plans without drug coverage are available if you have other creditable drug coverage, like through the VA.
● Many plans offer additional benefits:
○ Routine dental
○ Routine eye exams and eyewear
○ Routine hearing exams and aids
○ Wellness programs
How the Plans Work
Medicare Advantage Plans
● Companies contract with Medicare to provide all of your Part A & B covered services
● Plans have no medical underwriting
● Many plans are $0 premium
● You may have out-of-pocket copays and coinsurance when you use services
● Plans have an annual out-of-pocket maximum that limits members out-ofpocket costs
● Plans have a network of providers,
● Some plans offer out-of-network coverage
● Some plans require a referral to see a specialist and prior authorization before service
● Many plans offer additional benefits like routine dental, vision and hearing along with fitness benefits and other wellness programs.
● You may have a deductible and/or copay for covered medications on plans that include prescription drug coverage
● For 2025, the members maximum outof-pocket cost for prescriptions covered by the Plan is $2000.
their out-of-pocket costs.
There are two “paths” you can take for additional coverage Making a Decision
Which “path” should you choose?
There isn’t a one-size-fits-all when it comes to choosing a Medicare Plan; it depends on
Medicare Supplement Plan plus a standalone Part D Prescription Drug Plan (PDP)
Benefits:
● Medicare Supplement Plans are designed to help pay Part A deductible and Parts A & B coinsurance
● There are 10 standardized Supplement plans offered by private insurance companies. (MA, MN,WI have plans different from the standard)
● No outpatient drug coverage, or routine dental, vision, hearing coverage +
● Prescription Drug Plans help cover the cost of outpatient prescription drugs.
● They cover most common medications and will have a formulary (drug list) of drugs covered on the Plan
How the Plans Work
Medicare Supplement Plans
● Insurance companies offer the Plans standardized by the Federal Government
● The monthly premiums vary depending on the plan and state you reside in, but generally range from $100-$400.
● No medical underwriting up to 6 months after enrolling in Part B at age 65 or older
● Plans are guaranteed renewable
● No provider network, you can see any Dr. in the U.S. that accepts Medicare
Prescription Drug Plans
● You pay a monthly premium for the Part D plan. The average premium is around $36/month.
● You may have a copay for each covered medication, depending on tier
● Your plan may or may not have a deductible. For 2025, the deductible cannot be more than $590
● For 2025, the members maximum outof-pocket cost for prescriptions covered by the Plan is $2000.
your individual needs.
That's why it’s best to work with a licensed insurance agent you trust; he/she represents multiple carriers and is trained to help you compare Medicare plans and help you find the plan that will best meet your needs.
It’s also best to review your
Plan every year during Annual Enrollment Period (Oct 15-Dec 7) as your needs may change and Plans change. Make sure you do a Plan review with a licensed agent to ensure you know about all the changes to Plans and make an informed decision about your health coverage.
HSL Medicare agents ready to assist you
Cont'd from Pg. 1
4.
Maximize
Prescription Drug Savings
If you are enrolled in a Medicare Part D plan, reviewing your prescription drug plan during AEP can help ensure:
a. You get the best coverage for the medications you take, especially if your prescriptions have changed.
b. You are minimizing out-ofpockets drug costs, as formularies and drug tiers change annually.
5. Check Provider Networks and Preferred Pharmacies
Medicare Advantage plans often rely on networks of doctors and hospitals, which can change from year to year.
During AEP, you can ensure that:
Your current doctors and specialists remain in-network preventing higher out-of-pocket costs.
You have access to convenient and local pharmacies that are considered preferred providers, which can reduce your prescription costs.
6. Adjusts for Financial Assistance Programs
If your financial situation has changed, you may now qualify for assistance programs which can lower your premiums, de-
ductibles and copayments. Reviewing your plan can help reduce your healthcare expenses.
7. Avoid Suprises in 2025 By reviewing your plan during AEP, you can ensure that you will not face unexpected changes in 2025, such as:
a. Unexpected higher premiums or copays.
b. Changes in drug coverage that lead to higher out-of-pocket costs for your medications.
c. Reduced access to your preferred providers.
AEP is your opportunity make sure your Medicare coverage aligns with your current healthcare needs and budget. By taking the time to review plan changes, compare options and adjust your coverage, you can save money and avoid unexpected costs in the upcoming year.
Hermann Sons Life Medicare Agents are available to help guide you when selecting the right Medicare coverage. We will offer ongoing support and help ensure that your plan meets your healthcare needs.
If you would like to review your existing life insurance, get additional life insurance or purchase an annuity (currently paying 5% interest), please call our office or reach out to a Hermann Sons Life Agent today.
Agents Directory (alphabetized
Adkins
Roxy Pruski • 210-218-6204
Alice
Paula Gebert • 361-701-7527
Sheri McBryde • 361-876-6893
Austin
Allen Caldwell • 830-237-3217
Brad Klein, FIC • 512-497-0678
Gloria A. Cerca • 210-274-3137
Luiz Torres Mendez • 470-962-1174
Shannon Caldwell • 830-837-4535
Shirley Kuhen Faske • 512-789-3975
Bernardo/Columbus
Terrel Maertz • 979-732-1727
Boerne
Ana Vasquez, FIC • 210-569-4660
Darrell R. Steubing • 830-249-7745 or 830-446-9829
Pamela Poulk • 210-753-2626
Brenham
Gary Falkenberg, FICF • 713-466-6069
Bulverde
Debbie Allen • 210-326-9753
Javier Lara • 210-667-6889
Castroville
Glenford Boehme, FIC • 210-219-9792
Jacqulynn Herrmann • 210-275-0429
Laurie Steele • 210-414-4755
Michael Franke • 830-444-4877 or 361-290-3577
Reagan Haby Rogiers • 210-695-5588
Stephen Bonahoom • 210-695-5588
Cibolo/Schertz
Judith Schulmeier, FIC • 210-667-1938 Tracy Campos • 210-388-2779
Comfort
Ana Vasquez, FIC • 210-569-4660
Darrell R. Steubing • 830-249-7745 or 830-446-9829
Converse
Dan Boenig • 210-705-1815
Roxy Pruski • 210-218-6204
Corpus Christi
Paula Gebert • 361-701-7527
Sheri McBryde • 361-876-6893
Coupland
Brad Klein, FIC • 512-497-0678
Cuero
Laura Tiffin • 361-564-8141
Tracy Fuchs • 361-564-2250
Wayne Tiffin • 361-564-8144
Dallas Gilbert Shelby • 214-289-1815
Devine
Cynthia Sultenfuss, FIC • 210-219-6409
Laurie Steele • 210-414-4755
Robin Sultenfuss • 210-854-4443
El Campo
Hector Gutierrez • 979-543-2709
Fair Oaks Ranch
Darrell R. Steubing • 830-249-7745 or 830-446-9829
Pamela Poulk • 210-753-2626
Fayetteville
Linda Mattocks • 512-736-9988
Floresville
Gladys Rowley, FIC • 210-219-6964
Lynn Wiede • 210-289-1378
Fort Worth
Sandra Jones, FIC • 817-781-7155
Fredericksburg
Todd Bierschwale • 830-997-2130
Galveston
Teri Walston • 832-620-5405
Georgetown
Brad Klein, FIC • 512-497-0678
Giddings
Linda Mattocks • 512-736-9988
Goliad Tracy Fuchs • 361-550-2003
Gonzales
Bobbie Polasek • 830-672-6317
Helotes
Rayna Sue Irwin • 210-710-7038
Reagan Haby Rogiers • 210-695-5588
Hondo
Jacqulynn Herrmann • 210-275-0429
Laurie Steele • 210-414-4755
Stephen Bonahoom • 210-695-5588
Houston
Gary Falkenberg, FICF • 713-466-6069
Gerald Ziemnicki • 713-622-9001
Hector Gutierrez • 979-543-2709
Teri Walston • 832-620-5405
Terrel Maertz • 979-732-1727
Jourdanton
Carol Lopez • 210-683-7241
Gladys Rowley, FIC • 210-219-6964
Laurie Steele • 210-414-4755
Katy
Terrel Maertz • 979-732-1727
Kirby
Angela Netherton • 210-831-1293
La Grange
Linda Mattocks • 512-736-9988
Kyle Hartmann • 979-639-1439
La Vernia
Marlin Tanneberger, FIC • 210-827-7229
Roxy Pruski • 210-218-6204
League City
Teri Walston • 832-620-5405
Lockhart
Janice Kuhen • 512-393-1431
Marion
Lorene Bielke, FIC • 830-420-2380
830-305-6900 (cell)
Moulton
Judith Schulmeier, FIC • 210-667-1938
New Braunfels
Becki Lucas • 361-550-9358
Brenda Heulitt • 830-832-1674
Britney Cross • 281-450-6291
Carol Lopez • 210-683-7241
Garrett Czarnek • 210-315-8152
Gloria A. Cerca • 210-274-3137
Krystal Wilson • 623-698-8348
Luiz Torres Mendez • 470-962-1174
Shirley Huebinger • 830-822-1942
Vanessa Meier • 210-264-8658
Niederwald
Shirley Kuhen Faske • 512-789-3975
Orange Grove
Paula Gebert • 361-701-7527
Paige
Linda Mattocks • 512-736-9988
Port Lavaca
Nancy Annette Walraven • 361-237-1757
Rockport
Linda Dlugosch • 361-935-5717
Rosenberg-Richmond
Gary Falkenberg, FICF • 713-466-6069
Round Top
Linda Mattocks • 512-736-9988
Rutersville
Kyle Hartmann • 979-639-1439
San Antonio
Ana Vasquez, FIC • 210-569-4660
Angela Netherton • 210-831-1293
Carol Lopez • 210-683-7241
Chris Naughton • 210-365-2009
Darrell R. Steubing • 830-249-7745 or 830-446-9829
David Guerrero Jr. • 210-800-6758
Debbie Allen • 210-326-9753
Gladys Rowley, FIC • 210-219-6964
Gloria A. Cerca • 210-274-3137
Henry Rodriguez • 210-548-2292
Isabel Diaz Servin • 210-394-4120
Javier Lara • 210-667-6889
Luiz Torres Mendez • 470-962-1174
Rayna Sue Irwin • 210-710-7038
Roxy Pruski • 210-218-6204
Suzanne Saenz • 210-838-2711
San Marcos
Allen Caldwell • 830-237-3217
Janice Kuhen • 512-393-1431
Krystal Wilson • 623-698-8348
Shannon Caldwell • 830-837-4535
Shirley Kuhen Faske • 512-789-3975
Vanessa Meier • 210-264-8658
Schulenburg
Kyle Hartmann • 979-639-1439
Seguin
Annette D. Roecker • 830-832-0724
Roxy Pruski • 210-218-6204
Shiner
Jillian Leigh McDonald • 361-594-2500
Spring Branch
Debbie Allen • 210-326-9753
Javier Lara • 210-667-6889
Stockdale
Ronald Wiatrek • 210-771-4354
Victoria
Jason Hybner • 361-652-6924
Linda Dlugosch • 361-935-5715
Wimberley
Allen Caldwell • 830-237-3217
Shannon Caldwell • 830-837-4535
Yorktown
Judy Wolf • 361-564-2452
80 Years
BALDWIN C. FEHLIS Niederwald Lodge
75 Years
DOLORES E. ROLLINS Abilene Lodge
DAVID DEWITT Anton Wenzel Lodge
JO ANN BECK Castroville Lodge
JAMES K. ALLERKAMP
EYRLINE J. BEHRENDS Comfort Lodge
CARL S. STRANGE Fredericksburg Lodge
ROSA M. HAASS Hondo Victory Lodge
ARTHUR L. KLOTH JR. Jourdanton Lodge
WILLIAM A. HOLLMAN Karnes City Lodge
DAVID L. KOCH Knippa Lodge
PATRICIA A. SMITH Louise Schuetze Lodge
MARK S. PIERATT Paige Lodge
FRANCES RANDALL Poth Lodge
PHILIP F. GUENTHER Schulenburg Lodge
VERA M. SCHMIDT Spring Branch Lodge
70 Years
RALPH L. MORGAN Comfort Lodge
GLADYS L. BOLTING
TERRY W. BUES
ARLON C. ZAMZOW Da Costa Lodge
JALEI GATES
Edelweiss-Magnolia Lodge
MILTON W. GREEN Gay Hill Lodge
WAYNE S. ECKERT
JAMES C. KARSCH
ROBERT C. KARSCH Harmonia Lodge
RHONDA J. SLOVAK Haskell Lodge
DENNIS J. NICKEL Helotes Lodge
CHARLES E. SEIDEL Houston Lodge
DOROTHY A. RIES Jourdanton Lodge
DONNA E. JONES Knippa Lodge
BYRON J. MILLER Needville Lodge
CHARLES A. FEHLIS Niederwald Lodge
JUNE N. BUCHHORN Nordheim Lodge
MARCIA A. HAMILTON
CHARLES C. OGBURN Poth Lodge
NANCY S. WEISS Richland Lodge
RONALD G. OESER Round Top Lodge
SHARON F. ELIAS
KATHERINE HEBERT
KENNETH E. SCHULTZ Rutersville Lodge
LARRY E. BERTHOLD San Patricio County Lodge
PHILIP W. BOHLMANN
DERRL W. OHNHEISER Schulenburg Lodge
KATHIE L. M. WOODARD Taylor Lodge
DIANNE M. GRIFFIN
SHIRLEY A. MAY Vineta Lodge
T. W. BORGSTEDTE JR.
DALE BORGSTEDTE
KATHI A. SINGLETARY Washington Lodge
DENNIS R. PAKEBUSCH Yorktown Lodge
Pioneers
60 Years
LEONARD L. BOHANNON
KENNETH D. HUTH
DANIEL R. ROGERS
Anton Wenzel Lodge
SAM E. SHEPPARD
KAREN L. TRAEGER
Austin Lodge
JOSEPH G. FOYT
MARVIN T. NEUENDORFF Bernardo Lodge
PEGGY J. JIMENEZ Boerne Lodge
ALAN R. DREYER
FRANCES H. GERSON
ELLA M. MATHES
LANA B. MEIER
Brenham Lodge
MARY A. FINUCANE
Brunhilde Lodge
MARK A. TERRY
Bryan Lodge
JIMMY S. HEINTZE
PAUL E. LUCKEY
JAMES E. MELCHER
TROY C. MODE
Cameron Lodge
ROBERT L. HAASS
DALE F. HOLZHAUS
Castroville Lodge
LORI A. O'CONNOR
Cat Spring Lodge
CLEMENS D. DYLLA
JOHN H. FEY
DOYLE W. HUEY
SANDRA L. MILLER
Cibolo Lodge
VICKI R. WATTS
Columbia Lodge
JAMES R. COLE
LINDA K. COX
LARRY K. EICHHOLZ
BRIAN A. FALTIN
CINDY L. RUST
Comfort Lodge
AUDREY C. ANDERSON
Corpus Christi Lodge
JANICE L. GING
Coupland Lodge
RICHARD L. MILLER
WILLIAM F. MILLER
SHIRLEY P. PRAUSE
Cuero Family Lodge
DEBRA A. S. ZERR D’Hanis Lodge
SANDRA A. SPIVEY
Da Costa Lodge
MILDRED E. MIMAN
THOMAS A. PAYNE
Deanville Lodge
ALVIN M. SAATHOFF
CURTIS J. SAATHOFF Dunlay Lodge
BLAINE W. BIANCHI
BRETT W. BIANCHI
ROYAL W. CARTER
GUY C. TAYLOR
Edelweiss-Magnolia Lodge
RUTH ANN BLOOM
JUDY B. COX
PEGI M. T. MORGAN El Campo Lodge
MARK A. HOELSCHER
THOMAS J. HRUSKA Ellinger Lodge
MARGARET IRONS
DAVID E. MILLER
MARY A. MILLER
CHRISTINA R. MOSELEY
SCOT O. SCHAETTER
CHERYL A. SCHILLING
SARAH G. SYFAN
CONRAD L. WELGE Fredericksburg Lodge
ROLAND M. MANSKE Fort Worth Lodge
LAURIE A. ECKHARDT
CONNIE L. KLAUSMEYER
LAURIE D. RUNGE Gay Hill Lodge
LORI ANN DUPREE
CARLA D. MAREK
SARALYN PLOETZ
SHERRI SCHELLENBERG Gonzales Lodge
DWAINE V. COX Greater Texas Lodge
LANDON C. PODSIM Gruenau Lodge
DAN E. BALCAR
ROBERT W. HUNT
EARL A. JONAS JR.
ALLEN A. JUNG JR. Harmonia Lodge
KIMBERLY J. CRAWFORD
CHERYL D. HUTCHINSON
JENNIFER K. C. SMITH Haskell Lodge
ROBERT W. KAISER Hochheim-Prairie Lodge
GAY F. KANSTEINER
WILLIAM C. ROGERS Houston Lodge
VALERIE C. CRAIG
JEFFERY A. WIEDE
ROBERT M. WIEDE Jourdanton Lodge
KEARY W. LAMBRECHT
MARTIN C. LAMBRECHT Kirby Lodge
CHARLES C. SAUR
WILLIAM W. WENDT JR. Kypfer-Salge Lodge
DAVID J. MILTON La Grange Lodge
SANDRA L. FLOWERS
JENEAN E. MILLS
MELBA J. PALMER
TERRY R. SAMMONS
GLADYS L. ZIGMOND La Vernia Lodge
BARBARA J. LIND Lockhart Lodge
CYNTHIA D. RICHTER
LORNA L. SADLER Louise Schuetze Lodge
CYNTHIA A. GROTHUES Macdona Lodge
HARVEY L. WOERNDEL Marion Lodge
MARK A. SKRUHAK Mission-Alamo Lodge
VIRGINIA STOELTJE Needville Lodge
60 years – cont’d. from Pg. 8
TINA K. S. AHRENS
GINGER L. CADDELL
ALANA J. FEST
ROGER D. JONES
ALAN B. MOORE
JO ANN SCHAEFER
JAMES M. WELSCH
DEL WAYNE WIEDING New Braunfels Lodge
DEBORAH BOLAND
DORIS I. EHRLICH
LESLIE A. LEE
BILLIE A. LOEP Niederwald Lodge
RONALD R. PILSNER Nordheim Lodge
DEBRA Y. MEADOR
GARY W. TEICHELMAN
JIMMIE D. TEICHELMAN Old Glory Lodge
RICHARD A. HERSCHAP Orange Grove Lodge
CANDACE E. BARRS
STEVE B. DAVIS
MILTON R. FISCHER
ROBERT E. MELCHER
KATHY K. O'NEILL Paige Lodge
JUDY A. BLOUNT
PAMELA B. BROOKS
PATSY A. HARRIS
JEFFREY M. HEWLETT
Pershing Lodge
MICHAEL J. BOENING
DAVID A. NOLL Poth Lodge
DIRK E. JANNER Priddy Lodge
INGRID V. ANDERSON
JOHN M. ANDERSON Richland Lodge
WILLIE M. GARNER
Rutersville Lodge
EVELYN R. MOREAU
San Marcos Lodge
PAULA R. CLARNER
EARLINE FIETSAM
PAUL A. NAJVAR JR.
PAULETTE L. NAJVAR
JOHN W. SCHLECHTE
JEFFY R. STEINHAUSER
Schulenburg Lodge
ALTON E. MATTKE
DEBORAH T. VOGEL
Seguin Lodge
SERENA R. KRUEGER
Shelby Lodge
MICHAEL W. HAGENDORF
ALLEN J. TRICHEL
PATRICIA M. WEGENER Shiner Lodge
STEVEN P. HENRY
GEORGE F. MEINERS JR.
RUSSELL G. RAKOWITZ Siemering Lodge
GLORIA I. GASS
JEAN M. STARTZ Spring Branch Lodge
KAREN E. GERLICH Vineta Lodge
EDWARD J. KOPECKY
MICHAEL L. SCHAEPER Waco-Robinson Lodge
KAREN S. TATE Womack Lodge
AREL T. METTING Yorktown Lodge
50 Years
JAMES C. CARPENTER
Anton Wenzel Lodge
DONNA M. HEATH Bandera County Lodge
RAY A. DALE Biry Lodge
JUSTIN H. JUSTICE Boerne Lodge
TRISHA L. PARRISH
CHRISTOPHER STELTER Brenham Lodge
DAVID C. AKIN Bryan Lodge
SHANNON B. CLARKSON Burton Lodge
KEVIN J. JUNGMAN Castroville Lodge
GINA M. DUFFY
MARK T. DUFFY Cameron Lodge
Pioneers
VIRGINIA L. MILLER
HEATHER L. REINHARD
KEITH O. REINHARD
Cibolo Lodge
CHRISTI D. WANNER
Comfort Lodge
TROY D. FUCHS
BENJAMIN C. GIESE
MONROE D. GIESE
KYLE M. POLZIN
MARK H. TIEKEN
Cuero Family Lodge
RANAE A. ALEX
RICHARD A. ALEX
ROBERT M. BROWN JR.
TANYA K. JOHNSON
DIANE D. KENYON
RANDAL T. MONTGOMERY
DAVID W. PENRY
STEPHANIE L. PENRY
STEVEN S. PENRY
MARIE L. SUMBERA
GERALDINE A. VENGLAR
DEE ANN WALDING
GRACIA M. WALDING Da Costa Lodge
MARTIN A. HERRMANN
Dallas Lodge
JOSHUA L. HANNING
MICHAEL W. JOHLE
JAMES T. PETTIT
Edelweiss-Magnolia Lodge
ARDIE N. HOLSINGER Ellinger Lodge
JARROD C. CORNEHL
NANCY K. IVEY Fredericksburg Lodge
KIT C. BEHRINGER
SHANNON L. JONES Fort Worth Lodge
NEELY R. YACKEL Gonzales Lodge
JASON J. LEUBERT Gruenau Lodge
SUSAN I. HAMM Gulf Lodge
CHRISTOPHER S. BRAUNE
DARRIN R. BRAUNE
RICHARD A. PRIESTLY Harmonia Lodge
BARBARA E. PIEPLOW Helotes Lodge
GENEVIEVE N. CODY
BARBARA GOODLETT
BRAD A. LEIST
GAIL S. RICE
Hochheim-Prairie Lodge
THOMAS E. HARDY Houston Lodge
JERRY A. AELVOET
LARRY W. AELVOET
VIVIAN AELVOET Kirby Lodge
DIANE M. TURNER La Vernia Lodge
CARLA C. BAKER Laubach Lodge
ANDREA SOBECK
JOHN C. TURNER Lockhart Lodge
KATHERINE A. FORBRICH
PAULA M. KAHANEK
JANET L. NEW
SALLY A. SUTHERLAND
SHAY L. WURZ
Louise Schuetze Lodge
PATRICIA E. BROWN
SANDRA K. PILGRIM Macdona Lodge
DIETRICH B. HEIDE Mission-Alamo Lodge
KEVIN C. ENGLER
LISA D. GOODSON
JENEVIE KOHLENBERG
MELVIN NOLTE III
C. M. WOHLFAHRT New Braunfels Lodge
GREG D. TEICHELMAN
MARTY J. VAHLENKAMP
Old Glory Lodge
JIM W. BOTKIN
KATHLEEN L. URBAN
LAVERNE D. URBAN
MILTON J. URBAN
Paige Lodge
EUGENE M. CULAK
PATSY L. PARTLOW
BRENT A. PFEIFFER
CHERYL K. PFEIFFER
MICHAEL W. PFEIFFER
GREGORY R. STAHL
Paul Vogt Lodge
JOHN A. BARRY
KIMBERLY K. JONES
PAMELA M. JONES
R. L. STRADFORD JONES
TIFFANY D. JONES
TIMOTHY R. MOORE
Pershing Lodge
WESLEY J. WEST Poth Lodge
JULIE A. LEOPOLD
DANA L. POLASEK Round Top Lodge
PAULA J. FISCHER
MICHAEL J. FRENZEL
JEFFERY W. ROLLWITZ
MATTHEW A. ROLLWITZ
MITCHELL J. ROLLWITZ
PAUL J. ROLLWITZ
ROY F. ROLLWITZ Rowena Lodge
NICK J. FAJKUS
SHANE E. STIBORA Rutersville Lodge
JEFFREY F. BRAUNE San Marcos Lodge
KATHLEEN A. BROSSMANN
SHARON M. DITTERT
LINDA K. HAAS
GREGORY A. KOLENOVSKY
PATRICIA A. MACHE Schulenburg Lodge
APRIL T. LUDTKE Shiner Lodge
CHAD J. KNIBBE
SHARON J. KNIBBE
CRYSTAL M. SIEGMAN Spring Branch Lodge
JAMES T. KNOLL
KAREN J. KNOLL Twin Sisters Lodge
STACEY M. CZAJA Vineta Lodge
PATRICK KOLIBA JR.
PATRICIA F. KOLIBA
WILLIAM L. KOLIBA Weesatche Lodge
OLIVIA C. VERNON Wichita Falls Lodge
BARBARA A. HOFFMAN
FLOYD D. HOFFMAN
LA DONNA K. HOFFMAN
SELMA M. HOFFMAN Womack Lodge
NICHOLE L. VILLARREAL Yorktown Lodge
ALMA S. DOLEZAL
Gonzales Lodge
Died July 5, 2012 • Age 63
JOYCE D. ZWERNEMANN
Pershing Lodge
Died Dec. 30, 2015 • Age 79
DEBORAH L. WINSTON
Schulenburg Lodge
Died Feb. 26, 2018 • Age 58
STEVEN R. KOEHLER
Pershing Lodge
Died Feb. 27, 2022 • Age 68
LYNN M. FORMANN
Hondo Victory Lodge
Died Aug. 18, 2022 • Age 46
NORMA J. BALLARD
Pershing Lodge
Died July 9, 2023 • Age 89
JULIUS J. ZBRANEK
Cat Spring Lodge
Died Aug. 5, 2023 • Age 90
ELVERA R. SCHMIDT
Ellinger Lodge
Died Jan. 2, 2024 • Age 75
ROSEMARIE A. MARTIN
Edelweiss-Magnolia Lodge Died Jan. 12, 2024 • Age 91
MARY E. PARGMANN
Hochheim-Prairie Lodge
Died April 18, 2024 • Age 84
ROBERT E. HARBERS
Hochheim-Prairie Lodge Died April 29, 2024 • Age 84
In Memoriam of Our Deceased Members
RALPH SCHLEICHER
Laubach Lodge
Died May 9, 2024 • Age 91
DOYLE L. WOLFE
Macdona Lodge
Died May 12, 2024 • Age 92
ALLENE M. MCGILL
Rowena Lodge
Died May 16, 2024 • Age 88
DOROTHY N. SANDLER
Lockhart Lodge
Died May 29, 2024 • Age 91
SUSAN M. SHORT
Pershing Lodge
Died May 30, 2024 • Age 77
GERIANNE COLLINS
Mission - Alamo Lodge
Died June 3, 2024 • Age 69
META L. ANGELL
Fredericksburg Lodge
Died June 10, 2024 • Age 83
A. ADELINE A. BIESENBACH
Kirby Lodge
Died June 14, 2024 • Age 98
NELVIRA I. WOLFF
Round Top Lodge
Died June 19, 2024 • Age 96
SHARON N. MELTON
Houston Lodge
Died June 29, 2024 • Age 81
HERBERT W. REMMERT
Edelweiss-Magnolia Lodge
Died July 17, 2024 • Age 97
Donations
Donations to the Home Fund in Memory of:
RAYMOND E. KUECK Donor: Rosenberg Richmond Lodge MELINDA BROD Donor: Cat Spring Lodge
Donations to the Home Scholarship Fund in Memory of:
PATRICIA ANN SCHERTZ Donor: Schertz Family
Donations to the Camp Memorial Fund in Memory of:
CLIFF KLABUNDE Donor: San Marcos Lodge
Donations to the Camp Scholarship Fund in Memory of:
RALPH SCHLEICHER
Donors: Schleicher Family
MELINDA. G. BROD
Cat Spring Lodge
Died July 20, 2024 • Age 67
THOMAS D. WILSON JR.
Bryan Lodge
Died July 22, 2024 • Age 84
JOYCE H. JETTON
Da Costa Lodge
Died July 23, 2024 • Age 82
WANDA MILLER
Moulton Lodge
Died July 26, 2024 • Age 83
JAMES E. MUECKE
Shiner Lodge
Died July 27, 2024 • Age 90
MARCELLA A. BAKER
Edelweiss-Magnolia Lodge
Died July 28, 2024 • Age 85
FRANCES M. MARTINKA
Schwertner Lodge
Died July 30, 2024 • Age 86
RAYMOND E. KUECK
Rosenberg Richmond Lodge Died July 30, 2024 • Age 88
DORIS MOCZYGEMBA
Poth Lodge Died Aug. 4, 2024 • Age 100
GERALDINE W. PEYRONEL
Edelweiss-Magnolia Lodge
Died Aug. 5, º2024 • Age 85
HELEN R. WIEDERHOLD
Deanville Lodge
Died Aug. 6, 2024 • Age 84
KAREN ROJAS
Pershing Lodge Died Aug. 7, 2024 • Age 64
GORDON L. DELOACH
Da Costa Lodge
Died Aug. 9, 2024 • Age 80
MARIE H. HELSLEY
Pershing Lodge Died Aug. 10, 2024 • Age 84
HOWARD L. LUDWIG
Kypfer-Salge Lodge Died Aug. 14, 2024 • Age 94
MARGARET L. MAY
Waco Robinson Lodge Died Aug. 15, 2024 • Age 94
MARGIE F. SMOTHERS
Pershing Lodge Died Aug. 16, 2024 • Age 97
MARY S. SPARKS
Cuero Family Lodge
Died Aug. 19, 2024 • Age 81
MARJORIE J. REES
Fredericksburg Lodge Died Aug. 20, 2024 • Age 97
AGNES C. FULFER
Fort Worth Lodge
Died Aug. 21, 2024 • Age 93
ALLEEN M. STEPHENSON
Womack Lodge
Died Aug. 21, 2024 • Age 90
RICHARD E. GEORGE
Boerne Lodge Died Aug. 23, 2024 • Age 94
FRED MURPHY
Fort Worth Lodge
Died Aug. 25, 2024 • Age 89
LAUREN A. LAND
Laubach Lodge Died Aug. 25, 2024 • Age 34
KENNETH R. GRIMM
Seguin Lodge
Died Aug. 27, 2024 • Age 77
JAMES R. CLARNER
Harmonia Lodge
Died Aug. 27, 2024 • Age 85
MELINDA K. JOYCE
Paige Lodge
Died Aug. 27, 2024 • Age 56
JAMES E. MCNEEL
Harmonia Lodge
Died Aug. 28, 2024 • Age 87
ROY D. SMITH
Old Glory Lodge
Died Aug. 28, 2024 • Age 90
HARLAN J. JOCHEN
Schulenburg Lodge
Died Aug. 31, 2024 • Age 72
CONSTANCE KOLLODZIEJ
Poth Lodge
Died Sept. 2, 2024 • Age 83
PAUL F. MCCOMB
Pershing Lodge
Died Sept. 4, 2024 • Age 83
ROSIE L. FRANKLIN
Comfort Lodge
Died Sept. 7, 2024 • Age 91
CLIFTON A. KLABUNDE
Prinz Solms Lodge
Died Sept. 11, 2024 • Age 77
The names of deceased members are listed on this page only after a death claim has been filed.
MEMORIAL DONATION FORM
Name of Deceased:
Acknowledgment from
Retirement Home
Retirement Home Scholarship Fund
to go to Name: Address: City, State, Zip: Donor:
Address: City, State, Zip:
Date:
CLIFTON KLABUNDE Donors: Klabunde Family
Camp
Camp Scholarship Fund
Grief Support Session at Camp
Amount: $ Clip and mail with your memorial contribution to: Hermann Sons Life Home Office, P.O. Box 1941, San Antonio, TX 78297-1941.
ATTENTION LODGES!
Lodges interested in having a Home Office representative attend its Christmas party should contact the Member Benefits Department: 210-226-9261, ext. 238 or 800-234-4124, ext. 238
The deadline to be added to the holiday schedule is Nov. 15.
Puzzle answers from Pg. 23
Crossword answers Word search answers
Robert E. Melcher has received his 60year membership pin. Robert has been a member since Nov. 17, 1964, and belongs to Paige Lodge.
Pioneers
Laura K. Saegert has received her 60-year membership pin. Laura has been a member since May 2, 1964, and belongs to Paige Lodge.
HERMANN SONS LIFE is a fraternal benefit society which recognizes that protecting the privacy and security of the personal information we obtain about our customers is an important responsibility. We are proud of the trust our members have placed in us since 1890 to transact business honestly, with our members’ best interest as a top priority. The Gramm-LeachBliley Act requires that we notify our customers annually about how we collect, use and safeguard their personal information. This Privacy Notice generally describes how we treat that information. This notice refers to HERMANN SONS LIFE using the terms “we,” “us” and “our.” How we obtain information. We obtain most of the information we need directly from you on your application or other forms you complete, or from those you have authorized to provide information to us in connection with providing you insurance or administering claims. We also obtain information in the course of processing and recording your transactions with us and processing your claims for
HERMANN SONS LIFE PRIVACY NOTICE
benefits.
Information we may obtain. The type of information we obtain depends on the product or service we are providing. The types of information we may obtain fall into the following three categories:
Customer Information.
Customer information includes identifying information such as your name, address, telephone number, and demographic data about you. It also includes information about your transactions with us such as the type and value of our insurance products that you own and the amount of insurance premiums you pay to us.
Financial Information.
Financial information may include information such as your credit history, income, assets, type and value of other insurance products you own or for which you have applied, and the amount of insurance premiums you pay to other insurance companies.
Health Information.
Health information includes information about your health and
medical history, and your insurance underwriting risk factors. How we use the information we obtain. We use information about you for business purposes such as evaluating your request for insurance or other products or services, evaluating your claim for benefits, administering our products and services, and processing your transactions with us. We may also use information about you to offer you other products and services we provide.
Disclosure of information
There are no affiliated financial institutions or third-party nonaffiliates which have access to your nonpublic personal information, except pursuant to your written authorization. We will notify you prior to disclosing any information about you to a third party and you may opt out of such disclosures, other than those disclosures that are necessary to carry out our contractual obligations, such as processing claims and premium payments. If you have previously consented to third party disclosures, you may withdraw such con-
sent by writing to us at the address below. We never sell information about you to others. We may disclose any information about you when necessary to administer products or services we provide; with your consent or at your direction; to protect the confidentiality of security of our own records; to prevent fraud; for internal risk control or to resolve disputes; to persons holding a legal or beneficial interest related to you; to persons acting in a representative or fiduciary capacity related to you; to provide information to our regulators, attorneys, accountants, and auditors; to consumer reporting agencies; in connection with a proposed or actual sale, merger, transfer, or exchange of all or a portion of our business; or when required by Federal, State, or local law, rule, or other legal requirement, such as in response to a subpoena or in the course of a compliance examination.
How we protect customer information. We maintain physical, electronic and procedural safeguards to protect all the informa-
tion we have obtained from you. Information is accessed by our employees only when it is necessary, such as to administer our products or services and is always treated in a confidential manner. If we use a third party to perform services for us, including marketing of our products or services, we require that third party to maintain physical, electronic and procedural safeguards of your information to protect the confidentiality of your information. Our policy of protecting nonpublic personal information also extends to former customers who no longer have insurance with us.
Changes to our Privacy Notice. Our policy about obtaining and disclosing information may change from time to time. We will provide you with notice of any material change to this policy before we implement the change. If you have questions regarding our privacy policy, you may reach us toll free at 1-800-234-4124, ext. 235. Or you may write us at: 515 S. St. Mary’s Street, San Antonio, Texas 78205.
Howie’s Happenings
Rescue dog Honey in need of a forever home
By ROBIN CZARNEK President and CEO
NEW
BRAUNFELS
– Howie and Beau have had a relatively calm month and have managed to keep out of trouble for the most part.
Beau still channels his inner Linus as he loves to steal blankets and sheets and carry them around. We often find him with our missing sheets or blankets headed down the stairs. Howie recently claimed a comforter I was about to wash as his own. He snuggles into it everynight at bedtime and we haven’t had the heart to take it away from him.
The boys have been enjoying ice and it has become one
of their favorite treats. Anytime we’re at the refrigerator, they’re waiting for their ice. They’ve also been kind enough to share their newfound treasures from the backyard. We’ve been finding pieces of sticks all over the living room.
We’ve also discovered Howie has a knack for getting his tongue stuck on things like the couch and when it happens, he looks like he’s malfunctioning as he struggles to figure out how to get himself unstuck.
Howie and Beau wanted to introduce you to their sweet friend, Honey. Miss Honey is the sweetest girl with adorable floppy ears. Because of her rough start in life, she wasn’t too sure
recently claimed a comforter from the laundry as his own.
what to make of toys, but she finally realized how much fun she could have and is now having a ball with them. With her loving nature and amazing personality, she would be the best companion for her new family
Be sure to check out HOTK9 Rescue’s Facebook page. There is a lot going on including upcoming events, pup costume contests and a raffle fundraiser to help support the rescue.
If you’re interested in meeting Honey or any of the pups at HOTK9 or for more information, please email: hotk9rescue@yahoo.com to schedule a time to meet them. HOTK9 is a 501(c)(3) no-kill canine shelter rescuing pups in need. For
more information and to view all the amazing dogs available for adoption, please check out Heart of Texas SPCA / HOTK9 Rescue on Facebook or at: heartoftexasspca.com. You’ll also be able to see their
Howie likes licking but his tongue tends to malfunction and get him stuck in some funny situations.
adoption events where you can meet many of their precious pups.
Keep in mind that Heart of Texas SPCA/HOT K9 Rescue is a volunteer run organization, so email is best.
Rescue dog Honey had a rough start but has a sweet nature and is ready for a loving home. For information, email hotk9rescue@yahoo.com.
Harmonia Lodge will celebrate Thanksgiving on Nov. 14
SAN ANTONIO – Harmonia Lodge will meet Thursday, Nov. 14. A catered meal will be served to celebrate Thanksgiving. To RSVP, email: HsHarmonia01@yahoo.com
Members are asked to bring toys for the annual Christmas donation to the Blue Santa program. The lodge will also donate gift cards.
Paul Conner and the Hermann
entertained at the Harmonia Lodge Octoberfest celebration held Oct. 10.
Members celebrated Octoberfest with a sausage and sauerkraut meal provided by the lodge and sides provided by the members. Everyone enjoyed the music of Paul Conner and the Hermann Sons German Band.
The lodge welcomed guests from Louise Schuetze, Brunhilde, Vineta, Siemering, MissionAlamo, Pershing and Anton Wenzel lodges.
Members interested in receiving the Harmonia Virtual Newsletter with more updates and more pictures should email: HSHarmonia01@yahoo.com. – Reporter
Lodge President Matthew Kraus presented the splitthe-pot prize to Carol Swan of Mission-Alamo Lodge during the October meeting.
Attendance prizes were awarded at the Harmonia Lodge October meeting. Pictured are, from left, President Matthew Kraus with winners Albert Ranzau and Mike Beam.
Howie and Beau hope Dad (Dave Czarnek) will share his snack.
Howie loves blankets and
Sons German Band
Harmonia
Round Top Lodge plans Christmas party for Dec. 8
ROUND TOP – Round Top Lodge will meet Thursday, Nov. 21, at the American Legion Hall at 6:30 p.m.
The lodge Christmas party will be held Dec. 8. Gary Goebel will cater a meal of chicken fried steak, mashed potatoes with gravy, green beans and slaw.
The event will start with social time, followed by the meeting, the meal at noon and games. Lodge members are invited to attend the Shelby Lodge Christmas party that afternoon starting at 5 p.m.
The election of officers was held for 2025. All current officers were re-elected.
Member Lila Garlin’s picture made the Fayette County Record newspaper for Best of Educational Exhibit Department featuring home food wastes.
For Make a Difference Day, the lodge had a country store booth at the Ledbetter Volunteer Fire Department’s Annual Firemen’s Feast on Oct. 5.
Happy Birthday was sung to
Earl Fenske and Jeanette Hancock.
Jeanette Schoenst, Carmen Ebner and Earl Fenske. Happy birthday and get-well wishes were sent to Margie Stardig.
Attendance prize winners were Leonard Meinkowsky, Floyd Braun, Jeanette Hancock, Earl Fenske and Sophie Rauch. Everyone enjoyed lunch. Thank you to Serving Committee mem-
Spring Branch to elect officers Nov. 17
BULVERDE – Spring Branch
Lodge will meet Sunday, Nov. 17, at the Bulverde Community Center at 2:30 p.m. The election of officers for 2025 will be held. They will be installed in January.
The lodge will donate picnic tables to the St. Jude’s Ranch for Children for Make a Difference Day.
At the September meeting, Stephanie Souluie gave an interesting presentation on bee keeping. She provided a slide show and displayed bee keeping equipment. She emphasized the important role bees have in the environment and presented a jar of honey to each member.
Alverne Halloran of the Cheer Committee reported sending a get-well card to Marian VanAusdall and sympathy cards to the families of W. T. Lange and Clifton Klabunde.
Members voted to donate $100 to the Retirement Home Christmas Fund.
Celebrating birthdays at the September meeting of Spring Branch Lodge were, from left, Ben Havens, Jane Wanke, Darrell Woody, Benard Bosco, Karin Boos, Russell Boos, Angeline Stovall and Susie Kuebel.
President Sharon Knibbe reported there was overwhelming interest for the October Kentucky trip.
Birthday celebrants were Ben Havens, Jane Wanke, Darrell Woody, Benard Bosco, Karin Boos, Russell Boos and Angeline Stovall.
Celebrating anniversaries were Karen and Darrell Woody and Kar-
in and Russell Boos.
The lodge welcomed one new junior member and one adult transfer member.
Phyllis and Ben Havens and Jane Wanke provided the meal.
– Jane Wanke
bers Mary, Melanie and Sophie Rauch, Bob and Betty Porter, Valgene and Carmen Ebner, Dwight Nittsche and Randy Wied.
Leonard and Myrt Meinkowksy,
Lodge members Gary and Doris Falkenberg celebrated their anniversary in September and Doris celebrated a birthday.
be on the next Serving Committee.
– Reporter
Brenham will meet on Nov. 8
BRENHAM – Brenham Lodge will meet Nov. 8 at the lodge hall. A hamburger meal will be served at 6:30 p.m. and the meeting begins at 7:15 p.m.
The election of officers for 2025 will be held. Members are asked to provide desserts.
The Christmas party will be held Saturday, Dec. 7. Time to be announced. Cost for members is $10 and $15 for guests. It was reported at the October meeting, the hall must have the electric panel replaced for insurance purposes.
Shirley Moehlman celebrated a birthday in October.
Agent Gary Falkenberg talked about the advantages of term insurance and reported annuities are currently paying 5%.
There were 34 members in attendance, and everyone enjoyed a grilled pork steak meal. A benefit drive-through meal was held on Oct. 20.
In September, Gary and Doris Falkenberg celebrated their anniversary, 61 years. Doris also celebrated a birthday. September door-prize winners were Lena Mae Goessler and Doris.
Jeanette Schoenst, Lana Limmer, Max Baranowski and Jeanette Hancock will
Round Top Lodge members celebrating birthdays in September were, from left, Jeanette Schoenst and Earl Fenske and Carmen Ebner celebrated in October.
Round Top Lodge September prize winners were, front, left, Floyd Braun, Leonard Meinkowsky, back, left, Sophie Rauch,
Brenham
Brenham Lodge recognized birthday celebrant Shirley Moehlman at the October meeting.
Vineta will celebrate Thanksgiving
SAN ANTONIO – Vineta Lodge will celebrate Thanksgiving with a turkey dinner on Nov. 7 and will hold the election of officers for 2025. Members are asked to bring a side dish. Members interested in serving as an officer should call Ruth Bailey at 210-707-3652. Also call Ruth to RSVP for the dinner.
A memorial service was held at the October meeting. Thank you to Beth Byron and Emily Roberts for leading the service.
Ruth and Debbie Jordan were elected as the Home Association representatives for the lodge.
The lodge will donate Christmas gifts for the children of St. PJ’s Children’s Home.
The Home sent a reminder that gifts for older children are also needed.
Members mourn the passing of Rita Lee who died on Aug. 13. She was a member for 23 years, and Christine Luter who passed away on May 22. She
Hondo Lodge presents membership pins
Vice President of Member Benefits Cecily Kelly presented membership pins at the Hondo Lodge September meeting. The recipients were James Whitehead, 75 years; Sterling Martin, 75 years; and Cornell Saathoff, 70 years.
Hondo Lodge held membership pin presentations at the September meeting. Vice President of Member Benefits Cecily Kelly presented 50-year membership pins to Bobbie Tschirhart, Bryan Bendele, Jeffery Cowan, Mark Cowan and Scott Saathoff.
was a member for 52 years. Sympathy is extended to their families.
Attendance-prize winners were Pam Winningham, Genny Kraus, Emily Roberts and Irene Kace. Pam also won the splitthe-pot prize.
Members enjoyed meatloaf made by Debbie Jordan and side dishes. October birthday celebrant Ruth Bailey furnished a cake.
Happy Thanksgiving! – Reporter
Vineta Lodge recognized birthday celebrant Ruth Bailey at the October meeting.
Vineta Lodge members Emily Roberts and Beth Byron conducted a memorial service at the October meeting.
Niederwald Lodge plans $500 donation
Niederwald Lodge door-prize winners in October were Don Dailey and Joe Hennig. For Make A Difference Day, the lodge will donate $500 to the Ernest Homann Family for all their hard work maintaining the Niederwald Cemetery which surely makes a difference in the community. The next meeting is Nov. 5 at the Lockhart Senior Activity Center at 11 a.m. The election of officers for 2025 will be held.
McGregor plans election of officers
MCGREGOR – McGregor Lodge will meet Tuesday, Nov. 12, at 5 p.m. at the Olive Garden. The Humanitarian of the Year Award will be presented, and the election of officers for 2025 will be held.
The next meeting will be held Dec. 3. Location to be announced.
At the October meeting held at Luigi’s, members voted to donate to the McGregor Food Pantry and
the McGregor Volunteer Fire Department for Make a Difference Day.
Congratulations to 60-year membership pin recipients Greg Westerfeld, a member since Oct. 13, 1964, and to Judith Bolin, a member since Oct. 14, 1964. Happy birthday wishes went out to members celebrating in October, David Anderson, Alan Kelley and Branden Luensmann.
Lucky door-prize winners were Regenia Arseneaux, Kerry Arseneaux and John Sneed. Get-well wishes were extended to Yvonne Schmalriede, and good luck was wished to Vivian Lange on her move to a new location.
Members are encouraged to attend the meetings in November and December. – Doris Mooney
Dallas pioneers receive membership pins
DALLAS – Dallas Lodge will meet Sunday, Nov. 17, at the Hall at 1 p.m. The election of officers will be held, and Home Association appointments will be made. Members are encouraged to attend and consider serving as an officer. Food and
drinks will be available. Several pioneers have received membership pins. They are, Theresa L. Volcik, a resident of Forney, 70 years; Terry W. Simon, a resident of Greensboro, N.C., 70 years; Bryant C. Crow, a resident of Addison, 60
years; and Karen B. Rush, a resident of Richardson, 60 years. Congratulations to all these members. Their membership is appreciated.
A meeting was scheduled for Oct. 27.
– Andy Schellenberg
Boerne selects Humanitarian Award recipient
BOERNE – Boerne Lodge will meet Friday, Nov. 1, at The Center at Kronkosky Place.
Ellen Clark was a guest speaker at the October meeting. Ellen is president of The Closet Thrift Shop which is housed in The Center at Kronkosky Place. All sales from the shop go to The Center to help toward expenses. The thrift shop is staffed and run by volunteers who Ellen oversees.
Members voted Ellen as the Humanitarian of the Year Award recipient. An award presentation will be held at the November meeting.
Agent Ana Vasquez informed members Medicare Open Enrollment begins Oct. 15. Hermann Sons Life Medicare agents are available to assist anyone who has questions or needs help understanding the new Medicare changes. Contact the Home Office.
The lodge will make two $500 donations to Boerne organizations for its Make a Difference Day project. One donation will go to the Kendall County Sher-
Boerne Lodge presented a $500 check to the Meal on Wheels program of The Center at Kronkosky Place for one of its Make a Difference Day projects. Pictured are, from left, Charlie Hamilton, Director of Client Services, lodge officers Barbara D’Spain, Marilyn Vogt, Agent Ana Vasquez and Susan Allen, COO of The Center.
iff’s Office for its Blue Santa program and the other will go to the Meals on Wheels program run by The Center at Kronkosky Place.
Members extended their condolences to the families of Doris Blair and Martha Wallace. A memorial donation will be made to the Hermann Sons Life Grief
Edelweiss-Magnolia Lodge presents donation
Lodge recently donated to Holy Cross Lutheran Church in Houston. The lodge’s donation helped the church rebuild its playground that was destroyed by storms and Hurricane Beryl. Pictured are Vice President Fred Buri presenting the donation to Sussy Terry, church representative.
Ellen Clark was the guest speaker at the Boerne Lodge October meeting. She is the president of The Closet Thrift Shop at The Center at Kronkosky Place in Boerne.
Support Camp and to The Center at Kronkosky Place in their honor.
Birthday wishes went out to Esther Faecher and Don D’Spain who celebrated August birthdays and to Marilyn Vogt and Kathy Kunz who celebrated September birthdays. They will all receive a free meal ticket for use
at The Center.
Happy anniversary wishes went out to Don and Barbara D’Spain who celebrated their 57th wedding anniversary on Aug. 5, to Jack and Esther Faecher who celebrated 61 years on Oct. 5, and to Harvey and Mari-
lyn Vogt who celebrated 59 years on Oct. 16.
The lodge welcomed 11 new members.
Halloween was celebrated with decorations and treats for members to enjoy.
– Reporter
Marion to hold Christmas party Dec. 8
MARION – Marion Lodge will hold a Christmas party on Sunday, Dec. 8, from 3-6 p.m. at PJ Hall in Marion. A turkey dinner will be served, the Humanitarian of the Year award will be presented, and attendance and bingo prizes will be awarded. The election of officers will also be held.
At the September meeting, members chose Marie Valle as the Humanitarian Award recipient. Marie volunteers and organizes multiple community social events.
Kim Seibert reported the lodge has two new members, one deceased member and one transfer member.
The Annual First Responder’s Recognition Dinner was discussed. The first responders are a crucial and vital part of the community, so the lodge voted to donate money to the upcoming event.
– Marla Cockerham
Kypfer-Salge will host Santa at party
NEW BRAUNFELS – Kypfer-Salge Lodge will meet Friday, Dec. 6, at 7 p.m. Sandwiches will be served, members are asked to bring a side and/or dessert. A November meeting will not be held.
The lodge Christmas party will be held on Dec. 8. A turkey and dressing meal with sides will be catered, bingo will be played and of course, Santa Claus will visit! Please bring the kids to share their wish lists with Santa. Members are asked to bring a $5
gift for bingo prizes.
Plans are under way for the lodge’s 130th anniversary celebration on Feb. 16, 2025. Mark your calendars.
The lodge has made donations to First Protestant Church in memory of Lillian Kanz, Smithville UMC in memory of Milton Scheler and the Humane Society of New Braunfels in memory of Howard Ludwig. Get-well wishes went out to Colleen Jenke, Darlene Preiss and Walter Miller.
Birthday wishes went out to October celebrants Kathy Noble and Dennis Koepp and November celebrants Art Brinkkoeter, Danny Lammert and Merry Brinkkoeter.
Attendance-prize winners were Sharon Zillmann, Art Brinkkoeter, Chester Jenke, Danny Lammert and Dennis Koepp. For hall rental information, please contact Molly Koepp at 830-624-9891 or visit the lodge’s Facebook page.
– Reporter
Edelweiss-Magnolia
Cibolo Lodge welcomes three new junior members
CIBOLO – Cibolo Lodge will meet on Thursday, Nov. 7, at 7 p.m. at Christ the King Lutheran Church.
A turkey from Bill Miller’s and homemade sides and desserts will be served.
The lodge Christmas party will be held at GG’s Restaurant in Marion on Sunday, Dec. 8, from
4-9 p.m.
The lodge welcomes new junior members Cassius Rowan Despault, Grady Edward Martinez and Alexine Jane Martinez.
The lodge planned two projects for Make a Difference Day. Members will collect baby blankets and teddy bears for the Schertz Funeral Home to have for children
services and their families.
Members will also collect toiletries, body wash and Kleenex for the residents at Silver Tree Nursing Home.
Halloween was celebrated at the October meeting. Halloween costume contest winners for adults were Bonnie Wyrich, a witch, and Dorothy Schneider, a German girl.
Mission-Alamo Lodge to host visits with Santa on Nov. 17
Mission-Alamo Lodge pioneer members were recognized at the September meeting. Board Director David Noak, far right, was in attendance to present membership pins. The lodge will host visits with Santa on Nov. 17 from 2 to 4 p.m. in the Home Association’s Rathskeller. There will be art activities and refreshments for the children. It is a come-and-go event.
Hochheim-Prairie changes meeting time
YOAKUM – Hochheim-Prairie Lodge will change its meeting time beginning with the Nov. 3 meeting.
Social time will begin at 5 p.m. followed by the meal at 5:30 p.m. and the meeting at 6
p.m. The slate of officers will be presented.
For Make a Difference Day, the lodge will donate to the Friends of the Library and the Yoakum Volunteer Fire Department.
Charlie Hoepfl was the attendance-prize winner.
There was a recent fire in the area and local Emergency Management Services used the facilities at Turner Hall.
Reporter
The junior winners were Jameson Rakowitz, a dinosaur, and Emma Rakowitz dressed as Scooby Doo. Raffle tickets are still available for the quilts donated by Quilts of Valor as well as a wreath by Bonnie Wyrich and various other items. Contact any officer for tickets.
Celebrating birthdays in Octo-
Mission-Alamo Lodge members
Carol and Terry Swan celebrated an anniversary at the September meeting.
ber were Jameson Rakowitz and John Fey.
Adults John Fey and Jonny Brown and junior Emma Rakowitz won attendance prizes. Bonnie Wyrich’s cucumber salad and banana pie won best side dish and dessert. Both were delicious!
– Reporter
Mission-Alamo Lodge President
Diane Kline, left, presented the $180 attendance prize to Shelley Gray at the September meeting.
Mission-Alamo Lodge recognized birthday celebrants, Katherine Hines, Monica Porter and Jacqueline Ramirez at the September meeting.
The Cibolo Lodge adult Halloween costume contest winners were Bonnie Wyrich, left, and Dorothy Schneider.
The Cibolo Lodge junior Halloween costume winners were Jameson Rakowitz and Emma Rakowitz.
Cibolo Lodge members celebrating November birthdays are Jameson Rakowitz, left, and John Fey.
Fort Worth donates to youth theater production
FORT WORTH – Fort Worth Lodge will meet Dec. 1 at 3 p.m. at Outback Steakhouse, 13265 S. Freeway in Burleson. The election of officers will be held, and plans will be discussed for 2025. Members are encouraged to attend.
Congratulations to Roland Manske who will receive his 60year membership pin, a member since Nov. 4, 1964, and to Kit Behringer and President Shannon Jones who both celebrate 50 years of membership this November.
Member Henely Baker, a cast member, nominated the Irving
Youth Theatre’s play, “Beauty and the Beast, Jr.” to be the recipient of the lodge’s Make a Difference Day donation. At the September meeting, members voted to donate gift cards for its raffle fundraiser, as well as a monetary donation to help with the costs of production. The program for the play will feature the HSL logo and lodge name. Sympathy is extended to the family of Agnes Fulfer who joined the lodge 76 years ago at the age of 17 on June 6, 1948, and to the family of Pauline Lynn, a member since April 1979. Happy anniversary to Novem-
ber celebrants Donnie and Shelli Burns.
Happy birthday wishes go out to Kenneth Baker, James Booth, Kellie Booth, Marrin Booth, Demetriu Bynum, Jason Clanton, Tom Crane, Christy Cruz, Amanda Ayers, Kayla Emshoff, Ty Gibson, Nancy Kelly, Kenadee LeBlanc, Maggie Minter, Shell Reyes, Adison Stevens, Thomas Valenta, Vera Vasquez, Caleb Villa, Corrie Wells, Cora Wood and Truth Wright.
Hope 2024 has been a great year and that 2025 will be an even better year.
– Reporter
New Braunfels will present pins at Christmas party
New Braunfels Lodge member Karen Harborth celebrated a birthday in October. Also pictured is Jerome Vetter. He and wife Virginia celebrated 66 years of marriage in October.
Paul Vogt Lodge donates quilts to women’s shelter
For Make a Difference Day, Paul Vogt Lodge members made three quilts and donated to them to the local Battered Women’s Shelter. Pictured are members Betty Friar, Barbara Marquardt and Mary Lou Zoeller. The election of officers for 2025 was held at the October meeting. The lodge will make a memorial donation in honor of loyal member and trustee Jay McClure to the Grief Support Camp. The next meeting will be held Nov. 5.
NEW BRAUNFELS – New Braunfels Lodge will meet Sunday, Nov. 3. Connie Krause will host the meeting. Meat will be furnished, and members are asked to bring sides and/or desserts.
A catered meal will be served at the December meeting and membership pins will be presented. RSVP for the meal to Sandra Guenther at 830-625-5709 by Nov. 24.
At the October meeting, President and CEO Robin Czarnek spoke on the importance of fra-
ternal organizations remaining tax exempt and potential changes in 2025.
David Guerrero Jr. and Mica Lopez, Hermann Sons Life Medicare agents, were in attendance and provided information on the Annual Enrollment Period and the need to review plans and Medicare changes in the new year. Anyone with Medicare questions or needing assistance should contact the Home Office.
The lodge welcomes seven new members and three transfer members.
Birthday celebrant Karen Harborth and anniversary celebrants, Jerome and Virginia Vetter, 66 years, were recognized. Attendance-prize winners were Jerome and Debbie Vetter, Janice and Phillip Neff, Connie Krause, Jolene Meuret, D.J. and B.J. Schneider, Tommy Daum, Hannelore and Leroy Brotze and Lenora Mueller.
After games and refreshments, members enjoyed a sausage supper hosted by Michael and Shirley Huebinger. – Reporter
Rutersville will meet Nov. 6
LA GRANGE – Rutersville Lodge will meet Nov. 6 and on Dec. 4 at the Hall, 5830 State Highway 159, in La Grange at 7 p.m.
The lodge Christmas party will be held Saturday, Dec. 7. Bring the kiddos and their wish list. Santa will be dropping by!
The game night will not be held in November due to the Thanksgiving holiday.
Celebrating birthdays in October were Brian Mueller and Theresa Garlin.
The attendance-prize winners were Danny Terronez, Weldon Hartmann, Brian Mueller, Sherrie Terronez and David R. Noak.
Thank you to Danny for cooking the fajitas for the meal.
Rutersville Lodge recognized October birthday celebrants Brian Mueller and Theresa Garlin at the October meeting.
Weldon Hartmann will oversee the November meal for his birthday month.
– Reporter
Fort Worth Lodge donated to the Irving Youth Theatre for its production of “Beauty and the Beast Jr.” for Make a Difference Day. Junior member Henely Baker, back left, is a member of the cast.
Seguin Lodge mourns loss of long-time officer
SEGUIN – Seguin Lodge will meet Wednesday, Nov. 20, at 7 p.m.
The lodge mourns the loss of member Evelyn Louise Kallies Neumann, 96, of Seguin, who passed away on Sept. 23, 2024.
Evelyn served the lodge for many years as recording secretary and was a dance class officer. She had been a Hermann Sons Life member since August 1964.
Evelyn was born in Gonzales County on July 11, 1928, to Frances Ida (Jahns) and Arnold August Kallies. She married Roland Neumann on Sept. 5, 1948. Roland was also an active member of the lodge and served as president.
For seven years she worked for the Southwestern Bell Tele-
phone Company and in 1969 went to work for the Seguin Independent School District as an instructional teacher’s aide until retiring in 1994. Evelyn will be remembered as an active member of Emanuel’s Lutheran Church where she taught Sunday school and Bible school for ten years.
Evelyn is preceded in death by her loving husband Roland, her parents, her brother Leslie “Pete” Kallies and his wife Dorothy “Dottie” and stepmother, Clara Kallies.
Survivors include her children, Kenneth Neumann, Danny Neumann (Phyllis), Brenda Schrank (Mike Heinrich), Steven Neumann, Laura Major (Gene); grandchildren, Stacey Vu (Robinson), Christie Bacher (Adam), Derek Neumann (Chelsea),
Helotes Lodge
Helotes Lodge will meet on Tuesday, Dec. 10, at 7 p.m. at Braun Hall. The election of officers will be held and a hot meal will be provided.
Gay Hill Lodge
Gay Hill Lodge will meet on Tuesday, Nov. 12, at 6 p.m. at the Burton Short Stop.
Bernardo Lodge will hold election of officers Nov.
CAT SPRING – Bernardo Lodge will meet Wednesday, Nov. 20, at 6:30 p.m. at the Bernardo Volunteer Fire Department meeting room at 7 p.m. The election of officers for 2025 will be held.
The annual Christmas party will be held on Dec. 11 beginning with a social at 6 p.m. A meal of turkey, dressing, gravy and rolls will be served at 7 p.m.
Members are asked to bring two side dishes to share.
At the October meeting, President Terrel Maertz announced he would be retiring as a Hermann Sons Life sales
Sarah Zamora (Casey), Bradley Schrank, Phillip Schrank (Diana), Dana Neumann (Lorenzo Pardo), EJ Major; 14 great-grandchildren: Evelyn (Evie), Jack, Violet, Harry, Charlotte, Abigail, William, Avery, Easton, Beckett, Ayla,
Maya, Derek and Emmett. Services were held Monday, Sept. 30, at Tres Hewell Mortuary
Chapel. Interment followed in San Geronimo Cemetery. – Reporter
Kirby plans catered meal for party
KIRBY – Kirby Lodge will meet on Monday, Nov. 4, at 7 p.m. The main dish will be provided, and members are asked to bring side dishes and desserts.
The Christmas party will be held on Dec. 8 at 2 p.m. Doors will open at 1 p.m. for a social hour before the meal is served. A catered meal will be served, so please RSVP to Tammy Haecker or Andra Fore at 210-661-3958.
20
agent at the end of the year. He said anyone interested in becoming a sales agent should contact the Home Office.
October birthday celebrants were Terrel and Beatrice Hill.
Door-prize winners were Anita Zaskoda and Terrel.
In September, Beatrice reported sending a cheer card to Leon Dittmar.
September birthday celebrant was Andrew Harbich.
Door-prize winners were R.W. Maertz and Terrel.
Contact Robin at 979-7321687 for any questions about monthly meetings.
– Robin Maertz
The lodge celebrated its anniversary at the October meeting with a wonderful catered dinner of pork steak, potatoes and green beans. Members provided wonderful desserts. Everyone
enjoyed the meal and great conversations.
The lodge welcomes new members Khloe Ann McGarity and Jenavee Jayde Caballero.
For Make a Difference Day, supplies will be donated to the Kirby Animal Shelter. Items will be collected at the November and December meetings. Cat litter, puppy pads, cleaning supplies and pet toys are examples of items needed. Monetary donations will also be accepted.
Donna Shield is asking for prayers of strength for the family.
Members wished a happy
birthday to October celebrants B.J. Voight and Carolynn Worsham, and happy anniversary to Candace and Jimmy Scheibe who celebrated 46 years. Linda Lambrecht won the $25 attendance prize. Split-the-pot winners were Sandra Cielinski, James McQuatters, Keary Lambrecht and Jimmy Scheibe. Door-prize winners were Wanda Uecker, Carroll Gloor, Bubba Uecker and James McQuatters. Members needing assistance with insurance or Medicare should contact Agent Judy Schulmeier.
–Andra Fore
Pershing to collect toys for St. PJ’s Home
SAN ANTONIO – Pershing Lodge will meet on Wednesday, Nov. 6, at 7 p.m. in the Rathskeller. A meal of turkey and all the trimmings with pumpkin pie will be catered. The election of officers will be held for the positions of president, vice president and a financial trustee position. Those interested in a position should contact the office.
Members are reminded to bring items for the children at St. PJ’s Children’s Home to the Christmas meeting.
At the October meeting, Emily Wallace and Ron Plouch were elected as Home Association representatives.
The lodge mourns members who recently passed away. They include Mellonie M. Cavin, 68;
Lea J. Collins, 96; Katherine L. Heickman, 102; Mary F. McCall, 93; Karen Rojas, 64; Margie F. Smothers, 97; and Joyce Dean Zwernemann, 97.
Everyone was happy to see Helen Alberthal back at meetings. Betty Opiela won the $35 attendance prize, and Beth Warne won the split-the-pot drawing.
– Dorothy Pawlik
Seguin Lodge door-prize winners in September were, from left, Tim Kolbe, Tammy Beutnagel, Shayne Salge, Kathy Hartman, Mona and Walter Ulbricht.
Evelyn Neumann
Siemering will celebrate Thanksgiving on Nov. 12
SAN ANTONIO – Siemering Lodge will celebrate Thanksgiving at the Nov. 12 meeting at 7 p.m. at the San Antonio Home Association Building.
The Christmas meeting will be held Dec. 10. The lodge welcomes officers from other lodges and the parent organization. For those interested in attending, please contact Christian Lee at cksfrecords@ gmail.com to RSVP.
The lodge celebrated Halloween at the October meeting. The evening was filled with laughter and enjoyment as members donned costumes ranging from playful to downright hilarious, including a surprise appearance of a whoopee cushion! A delicious German spread of beer and brats was served.
A special shout out goes to lodge member Cherry, owner of Cherry’s Costumes Galore, who graciously provided an ar-
Prinz Solms Lodge members
Teresa and Doug Saathoff celebrated their anniversary in October.
Siemering Lodge members donned a variety of fun costumes to celebrate Halloween at the October meeting.
ray of costumes for those who arrived without. Her generosity ensured everyone could join in the fun.
Members spent Saturday, Oct. 5, cleaning the historic Hermann Sons Cemetery. This initiative not only showcases our commitment to preserving our local heritage but also serves as an invaluable learn-
Prinz Solms Lodge recognized birthday celebrant Tom Pardue at the October meeting.
Prinz Solms Lodge plans joint project for St. Jude’s
BULVERDE – Prinz Solms Lodge will meet Sunday, Nov. 10, at 5 p.m. at the Bulverde Community Center. The election of officers for 2025 will be held.
A joint project with Spring Branch Lodge was discussed at the October meeting. Plans are to donate to St. Jude Children’s Ranch in Bulverde to help with the purchase of outdoor games, picnic tables and other items for the children.
Members observed a moment of silence in memory of Cliff Klabunde.
Jackie Oldfield announced tickets have been purchased for the STAGE presentation of the “Christmas Wonderettes” on Dec. 13. Contact Jackie if interested.
Members enjoyed a barbequed chicken dinner, bingo and visiting with friends. – Reporter
ing opportunity for our younger members.
Engaging in these activities cultivates essential life skills, teamwork, and a sense of responsibility that will benefit them for years to come.
The lodge prides itself on being at the forefront of community involvement and member engagement. Members are
and junior members
for a clean-up day.
invited to participate, whether through festive events or meaningful service projects. Together, we can make a difference while forging lasting friendships. Come be a part of something special! With events that are
both fun and fulfilling, Siemering Lodge is the place to be for anyone looking to enrich their life and the community around them.
In Freundschaft, Liebe und Treue, – Christian Lee
Houston will meet at Hickory Hollow
HOUSTON – Houston Lodge will meet Monday, Nov. 1, at at Hickory Hollow Restaurant, 8038 Fallbrook in Houston, for a Thanksgiving meal. The election of officers will be held. Consider running for an office. A trustee position also needs to be filled.
The lodge will meet at Logan’s Roadhouse on Saturday, Dec. 7, at 4 p.m.
Jeffery Helberg and Michael
Manchack were visitors at the September meeting.
Ethelene Marshall was named the Humanitarian of the Year Award recipient for 2024.
Members volunteered at the Houston Food Bank in observance of Make a Difference Day.
Patricia Bushman reported the Houston Food Bank had a 1% increase in food needs.
Members voted to donate $200
At November meeting
to the Houston Coalition for Life Walk.
Happy Birthday was sung to Doris Falkenberg and Carissa Lee. Doris and Gary Falkenberg celebrated their anniversary in September, 61 years.
Gary, an agent, reported he sold three new policies for the lodge. Attendance and birthday awards were presented. – Reporter
Da Costa to elect officers for 2025
DA COSTA – DaCosta Lodge will hold its last meeting for 2024 on Nov. 12. The election of officers will be held.
The lodge holds six meetings per year and encourages members to participate in meetings and lodge activities to help the lodge continue to grow.
Meetings are held at 6 p.m. the second Tuesday of every other odd month at the hall.
More officers are needed to comply with Lodge Bylaws of no overlapping positions.
Upcoming events: Nov.16public dance with the Isaac Jacob Band; Dec. 7 - wrestling event for Toys for Tots, free entry with a new unwrapped toy, Santa and Mrs. Claus will visit; Dec. 14 - Youth Christmas Social and public dance with Texas 361; Dec. 31 - New Years Eve Dance with Tainted
Heart Band. Call Sayra at 361-578-2039 to reserve tables.
Party decorations to celebrate a special event as well as snacks and adult spirits are welcome.
All dances are $15 per person, unless noted otherwise. Preparations are under way for the exciting 2025 lineup.
– Sayra Elkins
Adult
of Siemering Lodge gathered at Hermann Sons Cemetery Oct. 5
Greater Texas Lodge presents award to Czarnek
SAN ANTONIO – Greater Texas Lodge will meet by Zoom on Wednesday, Dec. 18, at 6:30 p.m. The meeting link will be provided prior to the meeting.
During the October meeting, the lodge voted Hermann Sons Life President and CEO Robin Czarnek as the 2024 recipient of the Humanitarian of the Year Award.
“We chose Robin as our Humanitarian of the Year for her extensive work with various charitable organizations. She contributes significantly to our community beyond her role at Hermann Sons Life,” President John Pacini said.
“I am deeply honored and humbled to receive the Humani-
tarian Award from Greater Texas Lodge. This recognition means so much to me, but it truly reflects the collective efforts of many. It has been a blessing to me to be able help worthwhile organizations such as Boysville, Trulight 127, Canyon Lake Animal Shelter, Heart of Texas SPCA / HOTK9 Rescue to name a few,” Robin said.“
“The work we do to make a difference is never a solo endeavor –it requires the dedication, passion and support of a group working together toward a shared goal.
I am grateful for the incredible team and community around me in Hermann Sons Life, and I share this award with all of you who make our mission possible.”
Robin grew up as a Hermann
Sons Life member and participated in both Camp and Dance. Robin said she is also grateful for the support of her husband, David.
“I am always volunteering him for projects, especially for HSL, and he is always such a great sport about it and always comes through.”
Members also voted to join Spring Branch Lodge and Prinz Solms Lodge in a donation to St Jude Ranch for Children (SJRC) in Bulverde for Make a Difference Day.
For more information, follow Greater Texas Lodge on Facebook or email: johnp@hermannsonslife.org
Reporter
San Marcos will serve tamale meal in November
SAN MARCOS – San Marcos Lodge will meet Nov. 4 at 6 p.m. at the La Vista Community Room. Yvonne Reimers will host the tamale meal, and members are asked to bring a side dish and a dessert. The election of officers will be held, and next year’s calendar of events will be presented. To suggest places to visit as a group next year, contact Agnes Dreibrodt. Dress in a patriotic theme for the meeting.
Members unable to attend the November meeting to RSVP for the Christmas party should contact Janice Kuhen at 512-3931431 before Tuesday, Nov. 26. All members will be charged $5 and non-members $15 for the Christmas meal.
and Earlene Acrey.
On Oct. 7, members traveled to San Antonio to visit the San Antonio Missions National Historical Park. All in attendance appreciated the tour guide’s explanation of the history behind the missions. After viewing the San Jose Mission
Columbus to hold party Dec. 9
COLUMBUS – Columbus Lodge will hold its Christmas party on Dec. 9 at 6 p.m. at Schobel’s Restaurant. Pin presentations will be held.
Officers for 2025 were elected at the October meeting. They are president, John Hollub Jr.; vice president, Ellen Brendle; secretary/treasurer, Elena Holub; financial trustees, Virginia Fritsch and Elsie Kahlden; appointed financial trustee, Ellen Brendle; Cheer Committee, Elsie
Kahlden; and reporter, Virginia Fritsch.
September birthday celebrants were Ronnie Huebel, August Jones, Kelly Lattimore, Derek Fritsch, John Gosler, Allen Hammack, Beverly Meyer and Jessica Pina Jackson. Celebrating birthdays in October were Scott Wienken, Dodie Dungen, Dawn Aschenbeck, Ellen Brendle, Janet Wienken and Virginia Fritsch.
– Reporter
and the Visitor’s Center, members enjoyed a meal at Golden Corral. After the meal, the tour continued at the San Juan Mission, Espanda Mission and the Concepcion Mission. Each mission had its own unique story. The tour guide at
the Concepcion Mission was a direct descendent from the initial Indigenous people. – Reporter
San Marcos Lodge members, from left, Agnes Dreibrodt, Earlene Acrey, Betty Rust, Janice Kuhen and Shirley Faske pose for a photo during their tour of the San Antonio Missions in October.
Rust and Janice Kuhen are pictured at Concepcion Mission Church during the lodge’s tour of the San Antonio Missions.
Greater Texas Lodge presented the Humanitarian of the Year Award for 2024 to Hermann Sons Life President and CEO Robin Czarnek, center, pictured with President John Pacini and Vice President Hannah Ruiz-Gruver.
Pictured touring the San Jose Mission are San Marcos Lodge members, from left, Shirley Faske, Janice Kuhen, Betty Rust, Agnes Dreibrodt
San Marcos Lodge members listen to their tour guide at the San Jose Mission in San Antonio during a tour in October. Members viewed sleeping quarters, the grainery and where the priest resided.
San Marcos Lodge members Agnes Dreibrodt, Earlene Acrey, Betty
Paige Lodge presents membership pins in October
PAIGE – Paige Lodge will meet at the lodge hall on Sunday, Nov. 10, at noon. The lodge will furnish food and drinks, and members are asked to bring a dessert.
Christmas bingo is planned for the meeting on Dec. 8 at the lodge hall at noon. The Lodge will furnish food and drinks and members are asked to bring a dessert.
Make plans to attend these meetings for food, fellowship and fun. Guests are welcome. For more information, call Milton Ihlo at 512- 4442187.
Vice President of Operations and COO Samantha Schulmeier
Kelley and husband Jonathan attended the October meeting held at Meyer’s Sausage Co. in Elgin. Samantha presented membership pins to Jim Botkin and Troy Kunkel, 50-year pins; Milton Fisher and Norma (Tootsie) Tomanetz, 60-year pins; and Gloria Lawrence, Otis Marburger and Milton Ihlo, 75year pins.
Everyone enjoyed a delicious barbecue meal.
– Milton Ihlo
Editor’s Note: Vice President of Operations and COO Samantha Schulmeier Kelley and her husband Jonathan expressed they thoroughly enjoyed spending the afternoon
Vice President of Operations and COO Samantha Schulmeier Kelley,
presented 75-year membership pins to Paige Lodge members, from left, Otis Marburger, Gloria Lawrence (siblings) and Milton Ihlo at the October meeting.
with the wonderful members of Paige Lodge. Presenting a 75-year pin to retired agent, former Laws Committee member and longtime friend Milton Ihlo and a 60-year pin to “the Queen of Texas Barbecue,” Tootsie Tomanetz were deep honors for Samantha she said she will cherish for a lifetime. For those unaware, Tootsie Tomanetz is an acclaimed barbecue pitmaster whose fame started when she was named No. 1
Vice President of Operations and COO Samantha Schulmeier Kelley, right, and husband Jonathan are pictured with Norma “Tootsie” Tomanetz, aka “the Queen of Texas Barbecue.”
on Texas Monthly’s Top 50 Barbecue List in 2008 for the first time. Since then, Tootsie has been a two-time nominated James Beard Award Semifinalist, an inductee of the Barbecue Hall of Fame and featured on the Netflix series Chef’s Table: BBQ and the Texas travel show, The Daytripper Tootsie achieved most of these accomplishments in her 80s and is STILL working full time at Giddings ISD as well as barbecuing award-winning
Vice President of Operations and COO Samantha Schulmeier Kelley, left, presented 60-year membership pins to
netz and Milton Fischer at the Paige Lodge October
Paige Lodge October meeting. Vice President of Operations and COO Samantha Schulmeier Kelley presented 50-year pins to Jim Boykin, left, and Troy Kunkel.
meats every Saturday as pitmaster at Snow’s BBQ in Lexington at the age of 89!
Samantha cannot stress
enough that you really never know who you’re going to find at a Hermann Sons Life lodge meeting!
Rosenberg Richmond plans member appreciation dinner
ROSENBERG – Rosenberg Richmond Lodge will hold a member appreciation dinner on Nov. 4 at Golden Corral in Rosenberg at 6:30 p.m. The next meeting will be held on Dec. 9. A meal of turkey and dressing with dessert will be furnished and a game night held.
Members are asked to bring nonperishable food items for the Helping Hands food pantry.
There were 32 members and guest in attendance at the October meeting.
A catered meal of enchilada casserole was served, and members provided des-
Members celebrating birthdays at the Rosenberg Richmond Lodge meeting for September and October were Otto Tiemann, William Benton, Evelyn Kassey and Fred Maynard.
serts. Kevin Engelhardt helped serve and Margie Krenek gave the blessing. A sympathy card was sent
to the family of Marvin Galler. Members observed a moment of silence in his memory. Calvin and Joyce Lamensky
Members celebrating wedding anniversaries at the Rosenberg Richmond Lodge meeting for September and October were Calvin and Joyce Lamensky, W. Lee and Sharon Hedt and Fred and Margaret Maynard.
and Annie Zak donated door prizes.
Attendance-prize winners were LaVerne Tiemann, Su-
sie Palacios, Anne Juergens, Annie Zak and Joyce Lamensky. – Loyce Anderson
left,
Norma “Tootsie” Toma-
meeting.
Membership pin presentations were held at the
Columbia announces Humanitarian Award recipient
DALLAS – Columbia Lodge will hold the annual Christmas party Sunday, Dec. 8, following the December meeting.
The lodge awarded the Humanitarian of the Year Award for 2024 to Genesis Women’s Shelter and Support. This non-profit provides safe housing for women and children of domestic violence.
It offers an array of great resources such as counseling, selfconfidence building, help finding employment and hosts peer social gatherings. Genesis also operates a thrift store. All Genesis clients, including their children, get to shop at the store at no charge for housewares, furniture, clothes and shoes.
If you or someone you know might need Genesis’ services, contact their 24-hour hotline at 214-946-HELP (4357). You may call for yourself or on behalf of
someone you know.
The next opportunity to volunteer at the Resource Center’s Bingo is Nov. 16. Please
contact Amanda Hobbs at amanda.f.hobbs@gmail.com for shift details.
Cat Spring Christmas social on Dec. 12
CAT SPRING – Cat Spring lodge will hold a Christmas social and awards presentation on Dec. 12 at 6 p.m. Turkey and dressing will be provided, and members are asked to bring sides or desserts. Bellville Lodge was merged with Cat Spring Lodge in July. Those members were welcomed. For Make a Difference Day, donations were sent to the Sealy Food Pantry, the Bellville Food Pantry, Meals on Wheels and St. John’s Lutheran Church of Cat Spring for its Senior Services lunches. The lodge thanks all these programs for their dedication to the community.
A moment of silence was held for Melinda Brod, and a memorial donation was sent to the Retirement Home in her memory.
Celebrating birthdays were Pat Klotz and Delores Dittert. Celebrating anniversaries were Randall and Marsha Tipp and Herbert and Laura Schumann.
Attendance-prize winners were Lewellen Gross, Herbert Schumann and Delores Dittert.
Everyone enjoyed pizza, ice cream and domino games.
– Pat Klotz
Columbia Lodge members Amanda Hobbs and Jeremiah Arauco share their first dance as husband and wife at the Sons of Hermann Hall.
Columbia Lodge members Bobby and Mary Wilbanks toast each other with mustard beer after exchanging wedding vows at the State Fair of Texas.
Kat Warwick, stone carver, second from left, is pictured with her State Fair sculpture entry made of reclaimed quartz. Her husband Jerry, from left, Gilbert and Adeline Shelby pose with her.
Artist Albert Scherbarth, far right, and friends pose by his State Fair sculpture entry, a beautiful, rugged wood and metal piece.
Cat Spring Lodge made a Make a Difference Day donation to St. John’s Lutheran Church of Cat Spring for its Senior Services monthly lunches.
For Make a Difference Day, Cat Spring Lodge donated to the Sealy Food Pantry. Pictured are President Pat Klotz, left, with Mary Emerson, pantry representative.
Cat Spring Lodge donated to the Bellville Food Pantry for Make a Difference Day. Pictured are President Pat Klotz with John Pritchett, pantry representative.
HESTON ROGIERS is a member of Castroville Lodge. He is in second grade and his favorite food is bread.
Heston enjoys playing with his two brothers and his activities include chess, soccer and flag football.
Registration Form
Shining Stars
Veterans Day Word Search
Become a Shining Star! Send us a photo of your Hermann Sons Life junior member, fill out this form and mail to: Member Benefits, P.O. Box 1941, San Antonio, TX 78297. More information and this fillable form are also available online at hermannsonslife.org Shining Stars are featured in our newspaper and on our website.
It is OK with my parents that I am featured as a “Shining Star” in the Hermann
and
3. Bird eaten at Thanksgiving dinner.
4. Thanksgiving is celebrated in the month of
7. A horn that is overflowing with food and flowers.
8. A big meal is called a
9. The Pilgrims came to American seeking religious
1. Gathering of crops.
2. This dessert is typically filled with pumpkins or apples.
5. The name of the Pilgrims’ boat.
6. The first Thanksgiving was held in _______ Massachusetts.
8. The season Thanksgiving is always in _______. Cornucopia
Thanksgiving crossword
