Hcs week 51

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Established in 1929

Health City Sun

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The

www.healthcitysun.com

New Mexico’s Legal & Financial Weekly

December 22, 2017

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You Can Get On Track For Retirement

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here’s good news for anyone worried about saving for retirement—you already have what it takes to be a smart saver!

A recent survey by AARP and the Ad Council revealed that Americans are getting the most out of every dollar in many areas in their lives, with 92 percent using money-saving hacks like comparison shopping, using coupons, and signing up for customer reward programs. Yet, fewer Americans have applied this savviness to their retirement savings. Two in five households headed by Americans age 55 to 64 have no assets saved for retirement, according to the National Institute on Retirement Security. Furthermore, while many companies will match their employees’ retirement plan contributions up to a certain amount, only three out of 10 Americans are contributing enough to maximize the company match—which means they’re essentially leaving free money on the table. To address this savings shortfall, AARP and the Ad Council have launched a new campaign to help people save for retirement with a new free interactive online resource, AceYourRetirement.org, to empower people to take control of their financial futures. “Retirement planning can sometimes leave people anxious, confused or even paralyzed,” said Debra Whitman, executive vice president and chief public policy officer, AARP. “This campaign breaks down retirement savings into easy, actionable steps for all Americans.” What You’ll Find at AceYourRetirement.org AceYourRetirement.org features a friendly digital retirement coach named AvoSM, who guides you through a series of questions about your life, savings goals and retirement plans. In just a few minutes, Avo provides a personalized action plan that highlights your top three action items—the simple, practical things you can do right now to save for retirement. The tips cover a wide range of topics, including how to turn a hobby into a source of income during retirement and how to have a conversation with family members about getting on the same page financially.

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Vol. 7.88 No. 51

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The Health City Sun 2012

Tips To Help You Get On Track With Your Retirement Savings: • Try to increase your contributions to your retirement savings plan every year, even if by only 1 percent. • If your employer offers matching funds for your retirement savings plan, contribute at least enough to get the full employer match. Don’t turn down free money! • Brainstorm ideas for earning money in retirement, such as turning a hobby into a source of income, or taking on seasonal part-time work. • Wait as long as you can—up to age 70 if possible—to begin collecting Social Security. This increases your annual benefit. • Evaluate your budget to see if you can reduce some of your expenses. This can help you put away more money now, and also have a lower cost of living in retirement. Get Your Plan Though saving for retirement can be intimidating, it’s never too late to get on track for a more financially secure future. For your personalized retirement savings action plan, visit www.AceYourRetirement.org. -(NAPSI)

Top Holiday Gifts for Tech Lovers

his holiday season, take gift-giving to the next level with the latest must-have tech from Motorola.

With the moto z2 family of smartphones and moto mods, you and your loved ones will be able to do things you never thought possible with a smartphone. Those who are constantly on-the-go can have an Alexa-enabled digital assistant by their side. Adventurers can have a 360° camera to capture the sights from every angle. Video game lovers can transform their phone into a full gaming console. And for those who can’t keep up with their cords, snap on a wireless power pack and recharge quickly.

• For those with wanderlust: Help them capture all the sights in a snap with the 360 camera moto mod, which allows you to take interactive 4k video, audio and images from every direction. And with the Polaroid Insta-Share Printer, you can quickly snap and edit photos, then print right from your moto z smartphone.

No matter who is on your list, Motorola has something for everyone with their latest devices:

And for the newly-turned-teenagers who keep bugging you for the latest tech, you can gift without spending a fortune. The budget-friendly moto e4 plus features a fingerprint sensor, a vibrant HD display, smooth metal finish and a battery that charges within minutes. For another option, the moto g5S plus delivers the size and precision-crafted look that you’d only expect to see on a premium device.

• For those who move at 100 mph: With its guaranteed shatterproof display featuring Moto ShatterShield technology, moto z2 force edition ensures you won’t have to worry about cracked screens anymore.

Learn More To learn more and see the devices in action, visit www.motorola.com. -(NAPSI)


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Hcs week 51 by Dave Rivord - Issuu