HCS Week 44

Page 1

Established in 1929

Health City Sun

50¢

The

www.healthcitysun.com

New Mexico’s Legal & Financial Weekly

November 1, 2019

Vol. 9.99 No. 44

FORECLOSURE SALES: 0 PROBATE: 23 AUCTIONS: 10 NOTICE OF SUITS: 8 OTHER: 42 SPANISH NOTICES: 5

Let Work Incentives Work For You

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f you receive Social Security disability benefits and want to work, Social Security Work Incentives can allow you to keep your healthcare (Medicare and Medicaid) and, in some cases, cash benefits as you begin working. These Work Incentives are designed to encourage and support beneficiaries who want to return to the workforce or work for the first time. There are more than 20 Work Incentives. Eligibility varies based on the type of disability benefit an individual receives—Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). Here are just a few examples: • Trial Work Period (TWP) (SSDI recipients only). Individuals can test their ability to work for at least 9 months in a rolling 5-year timeframe. During their TWP, they receive full SSDI benefits no matter how much they earn as long as their work activity is reported and they have a disabling impairment. • Medicaid While Working— Section 1619(b) (SSI recipients only). If they meet certain qualifications, beneficiaries can continue to receive Medicaid after they start working, even if their earnings (alone or in combination with other income) become too high for an SSI cash payment.

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10095) or the Red Book (No. 64030), the guides to employment support programs. Find them online at https://www.ssa.gov/pubs and https://www.ssa.gov/redbook. You can also learn more about Work Incentives while receiving free services and supports through Social Security’s Ticket to Work (Ticket) program. The Ticket program supports career development for people ages 18 through 64 who receive Social Security disability benefits and want to work. In addition to benefits counseling, through the Ticket program, beneficiaries can find help writing their resumes, finding job opportunities and transitioning to the workplace.

• Continuation of Medicare Coverage (SSDI recipients). Ready to get started? Call the Ticket to Work Help Line at 1-866-968Medicare coverage for SSDI beneficiaries continues while they are working 7842 or 1-866-833-2967 (TTY) Monday through Friday, 8 a.m. to 8 p.m. and receiving SSDI benefits. When SSDI cash benefits stop because of work, beneficiaries can keep their Medicare coverage for at least 93 ET. A representative can answer some of your questions and send you a list of service providers. Or search for providers online at https://choosework. consecutive months (7 years and 9 months) after the end of their TWP. ssa.gov/findhelp. For more information about Work Incentives, see Social Security’s free pamphlets, Working While Disabled—How We Can Help (No. 05- - (NAPSI)

Celebrate ENERGY STAR Day-Every Day

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very October, the U.S. Environmental Protection Agency (EPA) Utilities, product manufacturers, and retailers around the country join celebrates ENERGY STAR Day to raise awareness about the benefits the celebration and offer special deals that help make energy efficiency of saving energy today, tomorrow, and for good. accessible and affordable for everyone. In some communities, manufacturers of ENERGY STAR certified light bulbs work with electric utilities to The typical household spends about $2,000 a year on energy bills. provide low-cost LED bulbs at major discount and DIY retailers. For more American consumers interested in saving money on their utility bills can information visit www.energystar.gov/SaveForGood. look for the blue ENERGY STAR label to identify products—in categories such as electronics, appliances, smart thermostats, and lighting-that have Since 1992, ENERGY STAR and its partners have helped American been independently certified to use less energy. According to the EPA, families and businesses save nearly 4 trillion kilowatt-hours of electricity outfitting your home with these products could save you 30 percent—or and achieve over 3 billion metric tons of greenhouse gas reductions. about $575—on your household energy bills, while avoiding more than 5,500 pounds of greenhouse gas emissions that contribute to climate change. --(NAPSI)


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