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New Mexico’s Legal & Financial Weekly
October 2, 2020
Vol. 10.100 No. 40
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World Financial Planning Day Program Offers Practical Advice
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W
hether you are new to the workforce or a seasoned veteran, having a financial plan is important, especially in uncertain times.
To raise awareness and promote the value of financial planning for everyone, the Financial Planning Standards Board (FPSB) is hosting the fourth annual World Financial Planning Day on October 7. The FPSB Network represents nearly 190,000 certified financial planning professionals across 27 territories worldwide, and the World Financial Planning Day activities include a range of programs and events to educate consumers about improving their financial status and developing a plan to stay on track. “As we continue to deal with a global pandemic, more people are feeling life and financial stress, looking to an uncertain future while dealing with a volatile present,” according to Noel Maye, CEO of FPSB.
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World Financial Planning Day also includes a video contest to encourage consumers to explore financial planning. To enter, participants submit a video of 30 seconds or less on the World Financial Planning Day website, worldfpday.org, with an answer to the question, “How could meeting with a CFP® professional help you plan your tomorrow?” Five entrants will win a session with a local CFP, plus $1,000 to be used to pay off debt, save for education, prepare for retirement, or put towards other financial goals. Entrants must be 18 years of age or older, and reside in an FPSB affiliate territory.
“Recognizing that the pandemic requires near-term adjustments which might overshadow long-term plans, our global campaign theme - Live Your Today. Plan Your Tomorrow demonstrates how financial planning can help us make financial decisions that keep us on track for the future we In addition, World Financial Planning Day includes a live global event for financial professionals on the topic of The Future of Financial Planning in envision,” he emphasizes. the New Normal. A key goal of World Financial Planning Day is to improve financial Visit worldfpday.org for more information and resources, and to find a literacy across all populations, according to the FPSB. certified financial planner near you. Data from S&P Global suggest that only about one third of adults worldwide are financially literate, particularly women and young adults. Programs and You can participate in World Financial Planning Day on social media using events include topics for a range of life stages such as strategies for saving, by using the hashtag #WFPD2020 on Facebook, Twitter and LinkedIn. debt management, home ownership, and retirement planning. -(NewsUSA)
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Non-invasive Screening Finds Liver Disease Early
ne quarter of the global population is estimated to have a liver disease fraction of the liver, which means more than 30 percent of liver biopsy called Nonalcoholic Fatty Liver Disease (NAFLD), a condition where diagnoses may be wrong. the liver consists of 5 percent or more fat. Untreated, this disease can lead to the more severe Nonalcoholic Steatohepatitis which can result in cirrhosis, Fortunately, there are now alternatives to biopsy. It is important for all liver cancer, or liver transplant. healthcare providers and patients to understand that liver biopsy is not the only diagnostic option available. Some examples of non-invasive These liver diseases may become life-threatening without any noticeable diagnostics include blood tests, ultrasound, and various different scans. symptoms, which is why screening is vital. For people who are at high risk, Non-invasive diagnostics lead to fewer patient visits, quicker diagnosis, such as those living with obesity, pre-diabetes, or type 2 diabetes, talk to and are more cost-effective without the risks of surgery. Imaging tests can your doctor about your liver health and get screened as early as possible. In provide you and your doctor with a full picture of the liver, rather than just a the past, the best way to diagnose liver disease was by performing a liver small sample. If your doctor recommends a biopsy to screen for early liver biopsy, a procedure where a small piece of the liver is removed using a disease, ask for non-invasive alternatives such as blood tests and imaging. long needle and then analyzed in a lab. Liver biopsies can be painful, risky, expensive, and unreliable. Complications can include bleeding, infection, For more information about liver health and non-invasive screening for accidental injury to a nearby organ, and even death. A typical liver biopsy liver disease, visit www.globalliver.org/beyond. can cost more than $7,000. Additionally, a biopsy relies on using a tiny -(NewsUSA)