Health City Sun

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Established in 1929

Health City Sun

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July 20 , 2018

New Mexico’s Legal & Financial Weekly

Vol. 8.89 No. 29

FORECLOSURE SALES: 0 PROBATE: 17 AUCTIONS: 3 NOTICE OF SUITS: 6 OTHER: 51 SPANISH NOTICES: 1

Five Tips To Help You Ace Personal Finance 101

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anaging money as a college student can be challenging—with juggling tuition, room and board, books and everyday expenses, costs can quickly add up. Money is often tight and income limited. What’s more, for many, college is a time when they may be managing their money for the first time, not to mention with the added financial stress of looming student debt.

Prepaid copy copy provided Prepaid providedby:by: TheTime Health City Sun llc. 2012 Prime Publishing 2018

Managing Your Money

How can college students effectively manage their money and stay afloat? Here are five tips to help students navigate college and build a • Plan (and save) for the unexpected: Stash some cash to cover unpredictable costs so you don’t have to use a credit card and risk building up postrong financial foundation: tential debt. • Make a budget and stick to it: Since college is all about planning for the • Get a part-time job: Earning $10 an hour, just a few days a week, could future, money management skills should be part of that plan. Establish add up. It needn’t be a large time commitment and the income can help your monthly budget even before school begins. Determine how much your budgeting and saving for activities and items that you want rather than you’ll need for typical expenses such as transportation, clothes and enter- need. tainment, then include setting aside money for your savings account, even You may also be glad to know that Ally Bank lets customers open a if it’s small. More than anything else, stick to your budget. • Pick the right savings account and add to it: Seek out accounts free from Money Market Account with no minimum deposit or monthly maintenance minimum deposit requirements and monthly maintenance fees, but that fee, with compounding interest daily, and that comes with a free debit card deliver competitive interest rates to earn cash on savings. Consider the for quick access to cash. Ally customers can use any Allpoint® ATM in convenience of online banking, which parents will appreciate for transfer- the U.S., free, and Ally reimburses up to $10 per statement cycle for fees ring funds through person-to-person services such as Zelle®, which Ally charged at other ATMs. Bank, Member FDIC, offers, free. Learn More • Use your college ID to your advantage: Ask restaurants and both local and national retailers if they offer a college ID discount when you make a For further facts and tips, visit www.ally.com. -(NAPSI) purchase.

Veterans Today

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f you or someone you care about is among America’s more than 20 million veterans, here are a few facts and figures you may find interesting:

• About one in 10 Americans is a veteran. • About three-quarters of veterans have served during wartime. • Gulf War−era veterans now account for the largest share of all U.S. veterans. • More than a million veterans are legally blind or have low vision. Employing Our Nation’s Veterans National Industries for the Blind (NIB) and its network of associated nonprofit agencies employ more than 5,800 people who are blind, including nearly 600 of our nation’s veterans. These dedicated men and women working in NIB’s network support our nation’s veterans by manufacturing products and providing essential services for the federal government and U.S. military, including the U.S. Department of Veterans Affairs (VA). People who are blind also produce hundreds of products available to veterans and their families in military commissaries and exchanges. One Vet’s Story

U.S. Navy veteran Antonio Arbelo is one of the 27 employees who are blind or visually impaired who work around the clock to make, pack and ship medicine bottles at Alphapointe. Headquartered in Kansas City, Missouri, Alphapointe has manufactured nearly 1 billion medicine bottles for the VA since the mid-1990s. Arbelo enlisted in the U.S. Navy in 1985. After basic and advanced training, he was assigned to an Explosive Ordnance Disposal Unit. Wounded on a mission, he lost sight in one eye and was medically discharged in 1992. After his discharge, Arbelo joined Alphapointe full-time as packer and machinist in the plastics department in support of the VA medicine bottles contract. “I’m pretty sure I’ve made a lot of the bottles in my medicine cabinet,” he says with a laugh. Learn More NIB and its associated agencies are the nation’s largest employer of people who are blind. For more information, visit www.NIB.org. -(NAPSI)


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