HCS Week 15

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Established in 1929

Health City Sun

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www.healthcitysun.com

April 9, 2021

New Mexico’s Legal & Financial Weekly

Vol. 10.101 No. 15

FORECLOSURE SALES: 0 PROBATE: 34 AUCTIONS: 4 NOTICE OF SUITS: 2 OTHER: 38 SPANISH NOTICES: 0

Military Families Make Financial Planning a Mission

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ilitary families are the foundation of our nation’s security, and they deserve respect and support for their dedication and service to the country. And given the unique challenges and frequent unpredictability of a military lifestyle, proactive financial planning is especially valuable for military families.

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However, military families also have access to financial benefits and savings opportunities such as low-cost investments, loans, insurance, and legal protection, according to the website of the CFP Board, a non-profit organization whose mission is to benefit the public by granting the CFP® certification and upholding it as the recognized standard of excellence for competent and ethical personal financial planning. “Applying the same mission mindset to managing your personal finances that you bring to managing your military career can be especially helpful,” says Steve Repak, CFP®, a U.S. Army Vveteran who went on to a career as a certified financial planner after 12 years of service.

- Turn to a team. Military families can consult a range of resources for help in developing a financial plan, including the U.S. Army Community Services (ACS) for Army personnel. In addition, a CFP® professional can help you clarify financial goals and objectives and offer you strategies f o r meeting them.

“If I had done a little planning, and executed on what might have been a slightly painful budget when I first joined the military, I wouldn’t have been left with so much credit card debt,” he acknowledges.

-”Be determined and take action now. What you know about financial planning is less important than what you do about it,” Mr. Repak says.

To make the most of your finances, create a financial plan for saving and investment just as you would plan a military maneuver. - Identify your goal. First, identify where you are, then where you want to be financially, and outline the steps to get there. Start by figuring out your monthly income and expenses, and how much you want to add to savings each month. Put a plan in writing to reduce or eliminate spending to meet your goal.

Adopt a “war fighting spirit” and do what is necessary to accomplish your financial mission, whether it is saving money, reducing debt, building wealth for retirement, taking specific steps for money management now that will pay off with financial freedom in the future. Visit letsmakeaplan.org for more advice and tips to help military families meet their financial goals. -(NewsUSA)

Gold and Silver makes Digital Debut, Public Exchange Listing in Blockchain Era

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ilver and gold, long-time staples in the global economy, are entering the with more than $46,800,000 in trading volume, according to Coin Market Cap. age of digital finance. Each AGX Coin represents one gram weight and measure of verifiable silver Gold and silver have a history as safe-haven investments, trusted units of bullion, and each AUX Coin represents one milligram weight and measure of account, and affordable media of exchange, according to the LODE Project, verifiable gold bullion, both securely held and independently audited in the a company constructing a blockchain-powered gold and silver payments LODE reserves. platform. The AGX and AUX Coins are developed and minted on the Syscoin blockchain “LODE has utilized the innovative application of blockchain technology platform, and their listing on the Hotbit exchange will facilitate gold and silver to give these metals a role in the digital economy,” says Nick Prouten, an digital trading on a global scale. This development comes at an opportune Ambassador at the LODE Project. time, as investor interest in metals and concerns of supply shortages are on the rise. Both precious metals and cryptocurrencies have increased in popularity in recent times, as global uncertainty rose in the face of the pandemic. To LODEpay also offers an app, the LODEpayWallet, to make digital hedge against the devaluation of the U.S. dollar, investors have sought these transactions of gold and silver more accessible. The app allows users to send, alternative assets to diversify their holdings and protect their wealth. Now, a spend, and store funds backed by digital silver and gold. In addition, users of solution has emerged that combines the two worlds. the LODEpayWallet can obtain virtual credit cards that they can use to spend AGX and AUX anywhere that credit and debit cards are accepted. LODE is mining the value of gold and silver by offering gold-backed stablecoin (AUX) and silver-backed stablecoin (AGX). Both products will make their Visit lodepay.com to learn more about metals-backed digital assets, and to debut on the Hotbit exchange in the second quarter of 2021, adding a new type test digital gold and silver by downloading the LODEpay Wallet via Google of liquidity option to the precious metals market. Hotbit is a leading exchange Play or the App Store. -(NewsUSA)


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HCS Week 15 by Dave Rivord - Issuu