ACCESS TO CREDIT UNION DOCUMENTS

from Gulf Credit Union - 3rd Quarter Newsletter, 2019

DISASTERPLANNING FOR A

COMPLAINT NOTICE If you have a problem with the services provided by this credit union, please contact us at: Gulf Credit Union PO Box 848 • Groves TX, 77619 Telephone Number 409.963.1191 or email address info@gecu.org The credit union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. If any dispute is not resolved to your satisfaction, you may also file a complaint against the credit union by contacting the Texas Credit Union Department through one of the means indicated below: in Person or U.S. Mail: 914 East Anderson Lane Austin, Texas 78752-1699 Telephone: 512.837.9236 Fax: 512.832.0278 Website: www.cud.texas.gov Email: complaints@cud.texas.gov

According to Section 91.315 of the Texas Administrative Code, upon request members of Gulf Credit Union are entitled to review or receive a copy of the most recent version of the following credit union documents: balance sheet and income statement, summary of the most recent annual audit, written board policy regarding access to the articles of incorporation, bylaws, rules, guidelines, board policies and copies thereof and Internal Revenue Service Form 990. Please make requests by writing to: Gulf Credit Union ATTN: Office of the President/CEO P.O. Box 848 Groves, TX 77619 or by phone: 409.963.1191

Santa Claus is Coming to Town!

He and Mrs. Claus will stop at all Gulf Credit Union locations from 3 p.m. until 5 p.m. on the following days:

Bridge City: Thursday, December 5 Groves: Friday, December 6 Beaumont: Thursday, December 12 Mid County: Friday, December 13

Each child who visits with Santa and Mrs. Claus will receive a small gift. As you can imagine, Santa and Mrs. Claus are very busy during this time of year; to be fair to each child and family in attendance and to ensure there is ample time to visit, there is a limit of one photo per family.

Merry Christmas!

Take advantage of Gulf Debit Rewards and the many ways to earn! Earn points for all your everyday purchases as well as through the exclusive ShopSPOT network each time you use your Gulf Credit Union Mastercard® Debit Card.

$2 spent = 1 point on all signature transactions. Earn even more with ShopSPOT In-Store card-linked offers. Bonus point offers are already linked directly to your card. Simply use your rewards card at participating merchants, both in-store and online. You will earn points from national, regional and local merchants at our online network and be rewarded even more. Earn bonus points on all purchases using your Gulf Credit Union Mastercard® Debit Card.

Redeem points for event tickets, merchandise, travel, gift cards, experiences and charitable donations. View current offers and rewards at home or on the go! Visit gecu.org or call 800.787.0958, 24/7. Don't have a Gulf Credit Union Mastercard® Debit Card? Open an account today!

Be in Control with Remote Control Cards at Gulf Credit Union!

Go to the Gulf Credit Union App on your phone or log into Home Banking and simply go to the menu and select Remote Control Cards to turn your debit card off when you are not using it and turn it back on when you are ready to use it.

You turn your lights off to save money. You lock your car to keep it safe. You lock your home when you leave, and when you go to sleep. Now, you have an additional tool to safeguard your Gulf Credit Union Debit Card from potential fraud and online thieves.

GULF CREDIT UNION P.O. BOX 848 GROVES, TX 77619

GULF CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. *APR = Annual Percentage Rate. All loans and rates are subject to credit approval. Rates are subject to change without notice.

VISION STATEMENT Gulf Credit Union’s vision is to “create a relationship” with members. Our vision is met by matching our member’s need with the right product. MISSION STATEMENT From generation to generation, Gulf Credit Union is your partner in fulfilling your financial dreams.

GROVES 5140 West Parkway • 409.963.1191 MID COUNTY 2779 Aero Drive • 409.729.8280 BEAUMONT 2360 Dowlen Road • 409.860.3600 BRIDGE CITY 4721 Hwy. 87 South • 409.735.5156

LOBBY HOURS MONDAY–THURSDAY • 8:30 am –5:00 pm FRIDAY • 8:30 am –5:30 pm DRIVE-THRU HOURS MONDAY–FRIDAY • 8:00 am –6:00 pm SATURDAY • 9:00 am –Noon