NO CREDIT - NO WORRIES | Auto Buyer Program

Our 1st Time Auto Buyer program is designed to help our members that don’t have any car buying experience. To qualify, you just need to meet the following criteria:

• 6 month employment history

• Max finance amount of $20,000

• 10% cash down or qualified co-borrower

• Have direct deposit and set loan on auto pay

• No previous auto history and no derogatory credit

You may be eligible to refinance at a lower rate after one year of on time payments! Contact our loan department for more details. Subject to credit approval. Rates and terms may vary.

Criminals committing mail theft-related check fraud generally target the U.S. Mail in order to steal personal checks, business checks, tax refund checks, and checks related to government assistance programs such as Social Security payments and Unemployment benefits. Criminals will generally steal all types of checks in the U.S. Mail as part of a mail theft scheme, but business checks may be more valuable because business accounts are often well-funded and may take longer for the victim to notice the fraud.

• Tell someone you trust and contact your financial institution before you act.

• Never take a check for more than your selling price.

• Never send money back to someone who sent you a check.

PHONE PRIZE SCAMS • FAKE JOBS • ROMANCES

MONEY MULES • MYSTERY SHOPPERS

Receive a check in the mail, and you are not sure why?

The latest trend is the money mule. A money mule is someone who transfers or moves illegally acquired money on behalf of someone else. You could receive a phone call from someone that you think is your friend. Your 'friend' convinces you to make a mobile deposit to your checking account. You soon realize after the deposit they are NOT your friend, but someone who could be using you to send them funds. They may try to convince you to keep a portion for yourself. In reality, you are left owing the entire amount.

Because we love that you're a member of Gulf Credit Union, we are bringing you special savings on TurboTax this tax season. Get a head start on your taxes and take advantage of member discounts that help make filing your taxes easier. Members can enjoy savings of up to $15 off TurboTax federal products when you sign up or log in using the link or scanning the QR code below. File taxes your way with America's #1 tax prep provider. Whether you choose to hand off your taxes, get help from experts or file on your own, TurboTax always guarantees your maximum refund.