Tampa REALTOR Magazine - 2023 Quarter 2

TAMPA REALTOR®

WHAT IS PERSONAL BRANDING IN 2023

STEPPING

Considerations to make as a REALTOR®

Message from your 2023 GTR President Jay Quigley

This edition of the Tampa REALTOR® Magazine highlights two very important topics that are must reads: Fair Housing and Technology.

Every April is recognized as Fair Housing Month as we commemorate the passage of the Fair Housing Act. It is the landmark civil rights law signed by President Lyndon B. Johnson on April 11, 1968, that made discrimination in housing transactions unlawful.

The purpose of the Fair Housing Act is to ensure that everyone has equal access to housing and that no one is unfairly denied housing or subjected to discriminatory practices. The law makes it illegal to refuse to sell, rent or lease housing to someone because of their race, color, religion, national origin, sex, disability or family status. It also prohibits discriminatory advertising and lending practices, such as redlining, which involves denying loans or insurance based on a person's race or the racial composition of a neighborhood.

In November of 2021, the National Association of REALTORS® debuted an interactive training platform called Fairhaven and is designed to help combat discrimination in U.S. real estate markets. It can easily be accessed using technology such as a computer, tablet or smartphone and it is free to real estate professionals. To learn more about this great resource, be sure to turn to page 17 and check out the great article written by our own Susanna Madden (2002 past president).

As quickly as things are changing in our real estate industry, one thing that continues to keep us on our toes is technology. Perhaps one of the most incredible advancements in technology is artificial intelligence and Chat GPT.

The rise of artificial intelligence (AI) has dramatically changed various industries, and the real estate sector is no exception. One of the most recent AI advancements is the Generative Pre-trained Transformer (GPT) language model, with GPT4 being the current state-of-the-art model by OpenAI. Boasting human-like text generation capabilities, GPT can be a powerful tool for real estate professionals looking to transform their business practices with AI.

I wanted to share with you different ways that AI can be used in real estate. But rather than writing the rest of this article from scratch, I used OpenAI’s website and entered the following instruction, “Write an article on how GPT can be used by a REALTOR®”. Below is a snippet of what I got.

1. Automating Content Generation: Creating engaging and informative content is essential for REALTORS® to establish a strong online presence and capture the attention of potential clients. GPT-powered AI can generate written content for blogs, newsletters and social media posts, saving REALTORS® precious time and resources. By inputting keywords, topics or even providing example sentences, GPT can help REALTORS® tailor their content according to current trends and their target audience's interests.

2. Revamping Property Descriptions: Listing properties with compelling and accurate descriptions is vital to attracting potential buyers. REALTORS® can employ GPT to generate creative and unique property descriptions that highlight essential features and make a property stand out in the competitive market. By automating this process, REALTORS® can focus more on providing exceptional service to clients while ensuring high-quality listings across their platforms.

3. Personalizing Email Campaigns: Automated yet personalized email campaigns are essential for maintaining communication with clients and nurturing leads. Utilizing GPT's natural language processing capabilities, REALTORS® can generate tailored and engaging content for email campaigns easier than ever. By automating and personalizing their email marketing efforts, REALTORS® can strengthen their relationship with clients, increase brand engagement and convert more leads into sales.

That portion of my article was generated in about 15 seconds. Impressive, right? More on AI technology can be found on pages 18 – 19

Finally, what do you think of our new brand identity, “Your Future. Our Focus”? What does that mean to YOU? What can YOUR Association do to help you succeed? I’d really love to hear your thoughts.

Until next time, continue to stay engaged at the association and stay tuned for more to come. I look forward to a successful rest of the year.

JAY QUIGLEY 2023 President Greater Tampa REALTORS®

GREATER TAMPA REALTORS®

CORE VALUES

MEMBERS FIRST

We consistently serve our members with passion and purpose to anticipate their needs and exceed their expectations.

TRANSPARENCY

We maintain open lines of communication, striving to do what’s right with integrity.

TAMPA REALTOR®

Volume 7 | Issue 2

tamparealtors.org/magazine

813.879.7010

2023 OFFICERS

President: Jay Quigley

President-Elect: Adam Grenville

Vice President: Annette Newkirk

Secretary - Melanie Norris

Treasurer - Tina Marie Eloian

Immediate Past President: Ruth Bryson

CEO: Jason Outman

2023 DIRECTORS

Kimberly Aguilar, Bree Allison, Keianna Carty, Rick Fifer, Lea Lagueux, Sharonda Lawrence, John Loewy, Elaine Pumarejo, Quan Remmer, Tom Scaglione, and Jennie Restrepo

EDITOR/DESIGNER

Kimberly Chin, Communications/PR Manager ASSISTANT EDITORS

Parker Lewis, Marketing Manager

Natalia Munoz, Communications Coordinator ASSISTANT DESIGNER

AJ Hlavac, Creative Content Coordinator

PROFESSIONALISM

We are the face of Greater Tampa REALTORS® and exemplify professionalism at all times.

UNITY

We support, respect and appreciate others, and embody principles of collaboration, diversity and inclusion.

INNOVATION

We encourage creative and inspirational ideas that challenge the status quo.

The Greater Tampa REALTORS® Inc. (GTR) is the largest Tampa Bay-based professional association of real estate brokers and sales associates conducting business throughout the Bay. GTR provides educational programs, ethical guidance and other services that enable licensed real estate professionals to help people buy and sell homes in the Greater Tampa area. For more information, please visit tamparealtors.org.

REPRODUCTION

Tampa REALTOR® magazine is published bi-monthly for members of GTR in the interest of informing, promoting, and improving the real estate industry. With the exception of articles and materials from other publications reprinted in this magazine, members and affiliate members of GTR are hereby authorized to reproduce articles appearing in this publication, provided each such reproduction gives the following credit:

Reprinted from the Tampa REALTOR® magazine, Greater Tampa REALTORS®.

ADVERTISING INFORMATION

For advertising information/sales, please contact 813.879.7010 or news@tamparealtors.org. All advertising is subject to the approval of the GTR Board of Directors and Chief Executive Officer.

The following items were acted upon at the January Meeting:

✓ Motion was adopted by general consent to elect Tina Marie Eloian as the 2023 Treasurer.

✓ Motion was adopted by general consent to elect Sharonda Lawrence to fill the vacancy on the Board of Directors until the next election and Sonya Madden as the second choice if Sharonda Lawrence does not accept this appointment.

✓ Motion to adopt the Hybrid Rules as presented to the BOD failed. Suggested Hybrid Rules be forwarded to the Hybrid/Virtual Taskforce for review and final recommendations.

✓ Amended motion to allow Directors the option to make their own arrangements for hotel, transportation, etc. was passed by majority vote.

The following items were acted upon at the February Meeting:

✓ Motion adopted to approve a one-time, retroactive $200 reimbursement increase for the Florida REALTORS® Mid-Winter Meetings to account for inflation and the high hotel costs.

✓ Motion was adopted to continue with current prepayment plans but stop all future prepayment plans and renewals.

✓ Motion was adopted to provide a $750 sponsorship to The Residential Real Estate Council of Florida to support our member leader, Mary Jo Alford-Roberson.

✓ Motion was adopted to approve the NAREB Fitness Day on the GTR parking lot, but only if NAREB provides their own adequate liability insurance with GTR as secondary.

✓ Motion was approved by consensus to have our annual General Membership Meeting on June 7, 2023.

✓ Motion was adopted to continue month-to-month but renegotiate the terms of the Florida Gulfcoast Commercial Association of REALTORS® (FGCAR) Agreement.

✓ Affiliate Director Jennie Restrepo provided an Affiliate Committee update and motion was adopted to have these suggestions reviewed and addressed by the Pathways to Leadership Task Force.

✓ Motion carried to have the Government Affairs Committee adopt and adhere to the rules followed by the Greater Tampa REALTORS® Board of Directors to conduct their meetings.

The following items were acted upon at the March Meeting:

✓ Motion to add new CEO Jason Outman and remove Interim CEO Carol Austin from the Bank of America account effective April 5, 2023, was adopted.

✓ Motion to add new CEO Jason Outman and remove Interim CEO Carol Austin from the Baird account effective April 5, 2023, was adopted.

✓ Motion approved from the March 27, 2023 Special Finance Committee meeting, to move up to $2.5M from checking account to investment account with $500,000 going into two money market accounts. And the balance of up to $2M being split between bonds and treasuries in increments of 3, 6 and 9 months with Baird.

✓ Motion was approved for Marlene Cambronero and Lea Lagueux to attend and reimbursed for their attendance at the REALTOR Quest Conference in Canada on May 17-18, as budgeted for in the 2023 budget.

CODE OF ETHICS

Denial of Equal Professional Service

Case #10-1

On a Saturday morning, REALTOR® B, a salesperson affiliated with REALTOR® A, answered an e-mail from Prospect C, a recent college graduate who was moving into the city to take his first teaching job at Northwest High School. Prospect C was married, had two young children, and was a veteran.

After working with Prospect C to determine his family could afford a three-bedroom home in the $240,000 range, REALTOR ® B described available properties near Northwest High School and set up appointments to show houses to Prospect C. That afternoon, REALTOR® B showed Prospect C and his wife three houses in neighborhoods near the high school.

On Monday, at a faculty meeting, Prospect C met Prospect D, who was also moving into the city to take a teaching position at the same high school and who was also in the market for a home. Prospect D was married with two young children and was also a veteran.

Prospect C told Prospect D of REALTOR® B’s knowledge of the market and VA financing and how helpful he had been. Prospect D called REALTOR® A’s office that afternoon and asked for REALTOR® B. and asked for REALTOR® B. REALTOR® B met Prospect D and determined Prospect D could also afford a home in the $240,000 range. Prospect D told REALTOR® B that he was also a new teacher at Northwest High School and had been referred by Prospect C. Prospect D was black.

REALTOR® B showed Prospect D houses in several neighborhoods undergoing racial transition but did not show Prospect D homes in neighborhoods near the high school. Prospect D asked about houses closer to Northwest High School. REALTOR® B replied that he had no knowledge of any homes in that area for which Prospect D could qualify. The next day, Prospect D, while visiting Prospect C, related his problems in finding a home near the high school and learned that REALTOR® B had shown Prospect C several homes near the high school. Prospect D filed a complaint with the Association of REALTORS® claiming that REALTOR® B had discriminated against him and his family by not offering equal professional services.

The complaint was reviewed by the Grievance Committee. REALTOR® B was charged with an alleged violation of Article 10, and the complaint was referred to a Hearing Panel of the Association’s Professional Standards Committee for hearing. At the hearing, REALTOR® B admitted that he did not use the same efforts to show Prospect D properties in neighborhoods near the high school as he did with Prospect C because he felt Prospect D and his family would feel more comfortable living in a racially integrated neighborhood.

The Hearing Panel found REALTOR® B in violation of Article 10 of the Code of Ethics.

Read more ethics case interpretations online at: TampaRealtors.org/Ethics

From the Florida REALTORS® Legal Hotline

The Legal Hotline attorneys answer questions about real estate license law and offer legal interpretations of standard business forms and contracts.

FREE legal advice is available for members! Call (407) 438-1409; Open Monday through Friday, 9 a.m. - 4:45 p.m.

Q: When calculating an effective date, is it always the date that the last party signs or initials and delivers the offer or final counteroffer to the other party?

A: No. It sounds like you are describing, almost word for word, the definition of effective date found in the most current version of the Residential Contract for Sale and Purchase published by the Florida Realtors and Florida Bar. But that’s not the only way for a contract to establish an effective date.

Since this is a contract interpretation question, a party must carefully read everything contained in the contract to get an interpretation specific to the contract they signed. Some contracts, for example, simply pick a date, as in “the effective date of this contract is May 15, 2023” Other contracts may have a slightly different way to calculate the effective date, such as going by the date of the final signature, not final delivery. Parties to the contract should read their own contract carefully, especially if it’s not familiar to them, and should direct any questions they may have to an attorney.

realtors® in action

Your Champions for REALTOR® Rights

REALTORS® Political Action Committee’s mission is to identify candidates for elected office on the local, state and national levels who will work with REALTORS® to promote and protect the American Dream of property ownership. Candidates who receive support from RPAC are not selected based on their political party or ideology, but solely on their support of real estate issues.

3 Easy Ways to Get Involved in REALTOR® Advocacy Today!

RPAC

This icon designates members of the RPAC Hall of Fame

PRESIDENT’S

This icon designates an influential group of REALTORS® who contribute

Florida can expect continued growth and prosperity in the years ahead thanks to 93% of Florida REALTORS® PACendorsed candidates won their 2022 elections. 12 REALTORS® and REALTOR® Affiliate members were elected or reelected to office in the Florida Legislature.

85% of REALTORS® are registered to vote. Are you? Let your voice be heard! Visit tamparealtors.org/ vote-today to register! Join 200,000 REALTORS® by signing up for REALTOR® Party Mobile Alerts. Text the word REALTORS to 30644 to join today.

Vote Act Invest

Did you know that 38% of REALTORS® participated in RPAC and there were 12,178 Major Investors in 2022? Learn how you can invest in your profession at tamparealtors.org/rpac.

Alma Alexander Vince Arcuri

Connie Johnson Kevin Byrne Susanna Madden David Sigler Andy Joe Scaglione

Ruth Bryson Keianna Carty

Maria Elena

Mari Colgan

Diane Acken

Annette Newkirk

Mary Alford-Jo Roberson Darlene Davenport

Tina Marie

Barbara Jordan Ellie Lambert Mary McCall

Melanie Chadwell Jay Quigley

Carol Austin

HALL OF FAME

CIRCLE

Anand Patel Elaine Pumarejo

Katherine Sakkis Marcus Scott

Brenda Rider Kathleen Razzano Jack Rodriguez

Ollie Green

Sammy Haji

Brad Monroe Teresa Morning Joe Lewkowicz Jo Easton

Lea Lagueux

Sherman Milton III

Jacob Bruynell

Thanks to Brown & Associatiates Law & Title for being a corporate ally program investor.

Jackie Brown

YPNDEN Technology's Role in Fair Housing

For most, when we hear the term ‘Fair Housing’, we think in terms of housing being fair to everyone. Rightfully so because homeownership should be an equal opportunity for everyone. In today’s tech-driven world though, have you ever stopped and wondered how technology plays a role in Fair Housing?

It might not seem obvious at first, but Fair Housing and technology cross paths in several ways. Technology has the potential to promote Fair Housing by improving access to information and resources for renters and homeowners. Conversely, it can also exacerbate housing discrimination and perpetuate inequalities. As the saying goes, “technology can be your best friend or your worst enemy”. Take these examples into account on how Fair Housing and technology intersect:

1. Housing Search Platforms: Online platforms such as Zillow and Apartments.com have made it easier for people to find housing. However, these platforms may also perpetuate housing discrimination by allowing landlords to target specific demographics or use discriminatory language in their listings.

2. Algorithmic Bias: Algorithms used in the housing industry can sometimes aid bias, such as by automatically rejecting applications or pricing based on demographic factors. This can result in

discrimination against groups of people, such as people of color, people with disabilities, or families with children.

3. Data-driven Decision-making: Housing policy and planning decisions are increasingly being informed by data analysis. But if the data used is biased or incomplete, it can lead to discriminatory policies or perpetuate inequalities.

4. Online Housing Education & Resources: Technology can be used to provide information and resources to help people understand their Fair Housing rights and access affordable housing options.

All in all, technology can both promote and hinder Fair Housing, depending on how it is used. It is important to consider the potential impact of technology on Fair Housing and work to mitigate any negative effects. Be mindful of your and consumers’ available resources –due diligence is key in everything!

Brittany Livingston (EZ Choice Realty) and Marcus Scott (World Renowned Real Estate) are the 2023 YPN Ambassadors.

FIGHTING FUTURE. FOR A FAIRER

HISTORY. LET’S MAKE UNFAIR HOUSING

2023 Home Buyer Demographics in America

Test Your Knowledge - Homeownership Trends, Housing Affordability & Home Buyer Demographics

1. Thirty percent of Black homeowners spend more than __% of their income on housing.

A. 50

B. 30

C. 35

2. __% of Black/African American and __% of Asian/Pacific Islander buyers were first-time home buyers.

A. 49, 43

B. 39, 34

C. 44, 49

3. __% of Asian/Pacific Islanders, and __% of Hispanic/Latino, buyers used a gift from a relative or friend towards their downpayment for their home.

A. 22, 11

B. 12, 10

C. 21, 23

4. The most common discrimination for Hispanic/Latino home buyers was steering towards or away from specific neighborhoods at __%.

A. 15

B. 25

C. 50

5. In the last decade, Asian and Hispanic Americans experienced the largest homeownership rate gains.

A. True

B. False

6. __% of Black/African American home buyers experienced or witnessed discrimination in the appraisal of their homes.

A. 29

B. 32

C. 39

Source: 2023 Snapshot of Race and

ACKNOWLEDGEMENTS

Congratulations to Marty A. Domres on being recognized as a 2022 Top 20 National Producer at the APEX awards ceremony in March at the National Land Conference in Westminster, CO! As an APEX award recipient, Marty is among the best of the best in land real estate.

Congratulations to Christie Frankenstein for being recognized by BestAgents.us as a 2023 Top Agent. Christie is one of the top-producing real estate agents with the Frankenstein Home Team at Keller Williams Realty South Shore.

OUR DEEPEST CONDOLENCES ARE EXTENDED TO THE FAMILY OF:

David Hollis Brewer, (Brewer, Sahm & Webb, Inc.) age 80, who passed away on February 2, in Bartow, FL. He worked for many years as a real estate broker and was an Emeritus member of GTR.

What is Personal Branding in 2023?

Curarate Your Digital Voice

by Jessica Jaeckel, Brand Photographer, JRae Photography

Your personal brand is one of your most important assets. Essentially, your personal brand is your reputation, your values, your offerings, and your mission all wrapped up together. A strong personal brand will tell your clients; who you are, what you do, and how you do it.

In 2023, your personal brand can be your social currency amongst peers and clients. Digitally, your personal brand can be a powerful tool to attract more ideal clients. We

all know that a picture is worth a thousand words and in 2023, this can work to our advantage. We can tell a deep story with a few intentional images.

Your digital voice is the online version of your personal brand and one of the the fastest ways to enhance your digital voice is through thoughtfully curated photos and images.

Here are a few of the advantages having a strong personal brand can do for you:

1. Strong First Impressions

Let’s face it, first impressions really do count. People form a first impression in just 50 milliseconds. Strategic and thoughtful images incorporated appropriately within your marketing material will help create a strong and lasting first impression.

2. Build Trust and Credibility

Well curated images can show who you are and what you and your brand stand for. As an avid online consumer, I know that the first thing I do

when comparing services, is go to the website or social media account to learn more about the product or service. When I’m able to see the

5. Increase Engagement.

65% of marketing execs say photos, videos, illustrations, and infographics are key to

person/team on my screen and clearly see the service/product their offering, I’m much more inclined to choose them. Why? Because I feel more connected to that business and feel like I’m buying from someone I know.

3. Stand out amongst the competition

Consumers have more options today than ever before. When your ideal client is searching for the service you provide, it’s important that they see a clear and concise message of intentionally curated photos showing your audience just that, will lead to more engagement and more clients.

4. Show your process

You work hard on your business and for your clients. Give them a sneak peak into what you do on a day to day basis. This helps build trust and credibility with your audience.

communicating your brand story; Facebook posts from brands that included images earned 87% of all engagements; 51% of B2B marketers prioritize creating visual assets as part of their content marketing strategy; tweets with images receive 150% more retweets than tweets without images; articles with an image once every 75-100 words received double the social media shares as articles with fewer images. If people feel as though they know like and trust you, they’re 10x more likely to buy into what you’re offering and choose you over anyone else.

Personal branding images are your digital voice. What is your digital voice saying about you to your audience?

STEPPING IT UP

Greivance Committee Fulfilling Duties

by Susanna Madden

Hello everyone!

The purpose of our Grievance Committee is to investigate potentially unethical conduct and arbitration requests and forward cases to Professional Standards Committee for hearings. We function similar to a “grand jury.”

We work behind the scenes and are fulfilling our duties as promised. But early on, our committee of twenty members decided to step it up and we want to share with you what we are doing.

We decided, as a group, to take the Fairhaven Challenge. “What is the Fairhaven Challenge?” you ask.

Per National Association of REALTORS®, “Fairhaven is an online, immersive simulation that uses the power of storytelling that lets learners confront housing discrimination in scenarios that feel real.”

It continues to say, “Inspired by real stories, this innovative online experience has agents work against the clock to sell homes in the fictional town of Fairhaven, while confronting discrimination in the homebuying process. Learners will also walk in the shoes of a homebuyer facing discrimination.”

Fairhaven was debuted in 2021 by the National Association of REALTORS®, and it is designed to help combat discrimination in real estate markets. There is no charge to take the course, and you get there by typing Fairhaven.Realtor into your browser. If you don’t remember your NAR username or password, you can

click Forgot username or password? and reset it.

By the end of our March meeting, over 80% of our Grievance Committee had taken the course, and that number is still growing. They are all excited about it and are talking to their offices about getting their agents to do it.

Here are some takeaways:

• It takes about an hour to complete the course.

• You get a certificate of completion at the end.

• You don’t have to finish it all at once; you can spend as much or little time as you want and come back. It remembers where you were.

• You will be surprised how much you learn. It’s fun to do.

Here’s a quote from our Vice Chair Steve Medendorp: “The Fairhaven Challenge was easy and fun to participate in. As a simulation, you are thrust into different scenarios that challenge not only your knowledge but your own behaviors.”

So, what do you say? Will you step it up and take the Fairhaven Challenge?

Susanna Madden, ABR, AHWD, C2EX, CDPE, CIPS, CRB, CRS, ePRO, GREEN, GRI Masters, MRP, PMN, PSA, RENE, SFR, SRES, SRS, TRC (RE/MAX ACR Elite) was the President of Greater Tampa REALTORS® in 2002 and is the 2023 Grievance Committee Chair.

AI & Real Esate

by

Greater Tampa REALTORS®

From lead generation to automatically creating listing descriptions, Artificial Intelligence (AI) has rapidly taken over the real estate industry in recent months. AI is making automation easier for REALTORS® and allowing them to focus on the human side of business.

How can REALTORS® use AI in their business?

Analyzing Market Trends and Forecasting

Artificial Intelligence has the ability to look at millions of data streams at once, unlike humans. REALTORS® can get an analysis done on future market trends for the upcoming homebuying season or possible investments in the area. Tools like this would give a REALTOR® and their brokerage a huge competitive advantage as they are noticing opportunities in the market that might otherwise get overlooked. It is important to note these AI tools don’t have access to the databases that MLS, associations or brokerages have, but it is still a great way to stay ahead.

Automated Copy for Listings

Chat bots are a great way to engage with a machine and have them answer questions and create decisive responses the way a human would. By using tools like ChatGPT, agents can ask AI to create descriptions for their listings. All agents need to do is provide the AI with a short description of the house and they will receive a humanlike description they can use for their listing that is sure to grab a buyer’s attention.

Improving Marketing Strategies

Similarly, to chat bot’s creating copy for your listings, it can do the same for your marketing strategies. Whether you need help with blogs, email, website assistance or social media, AI can help you create effective and persuasive copy. AI software can assist you by writing content, creating content ideas, or simply expanding on content you already have.

Lead Generation

In today’s market, the most popular way to find clients is digitally. AI makes this easy to all REALTORS® and is efficient for both parties. For clients, AI can generate what houses it thinks clients would be interested in and the agents they might want to work with based on their algorithm.

With

AI becoming widely popular and accepted, how will it affect the real estate industry?

Cybersecurity

Artificial intelligence tools often collect and store large amounts of personal data from you and/or potential clients. This is a good and bad thing. There is a chance that this AI could be involved in a data leak of some kind. Thankfully, these tools have high security systems in place to lower the chances of this happening. AI systems also tend to flag and alert the users of a potential security breach ahead of time, so it isn’t an issue anyone has to be constantly worried about.

Job Security

There is a large concern that AI-powered tools may replace the need for human agents altogether, resulting in job loss and decreased job security. In addition to this, there is a small possibility of a court’s ruling decision that would end the 1099 exemption affecting the brokerages and individual agents, but not so much for large companies like Zillow or Redfin. These are aspects all agents and brokerages should be aware of as it affects everyone.

Spread of False Information

There is always the possibility for AI tools to make errors or misinterpret data, which could result in incorrect property valuations, inaccurate market analyses, and other issues that have the potential to spread false information to a larger audience. As easy as it is to create new and unique information using AI, one can as easily create false information regarding a listing or an identity as well. These falsified pieces of information are likely to mislead buyers or sellers. To protect yourself and clients from this make sure you are trained on how to catch fake information and be sure to use AI ethically and responsibly

What is Artificial Intelligence?

Artificial intelligence is a term used for machine technologies that perform tasks that would otherwise require human intelligence. Artificial Intelligence aims to react the same ways a human would. Whether it is analyzing patterns or making judgements. Put simply, AI is the computers' ability to think and learn like us. There are many AI tools to learn about and pick from as a REALTOR®, but some ways REALTORS® are using AI in their ever day business include virtual reality for listings, automated copy for listings, lead generation and analyzing market trends/forecasting.

Artificial Intelligence is not Here to Replace You

Creating genuine connections with your clients is one thing AI can’t do. REALTORS® help clients picture their lives in the homes they are being shown. AI can virtually show a house and give you numbers and data, but it can’t make the client feel like the house is their home. A REALTOR® can also effectively analyze and reciprocate emotions with their client. AI can’t manage the human emotion behind real estate transactions. That is what makes the professional behind the process so important. A real estate pro who uses AI in combination with their own abilities is irreplaceable.

Being Aware of Risks Associated with Artificial Intelligence

To mitigate these risks, REALTORS® should stay informed about the latest AI developments and be cautious about relying too heavily on AI-powered tools. They should also prioritize ethical and responsible use of AI and work to ensure that AI tools are transparent, accountable and free from bias. Nonetheless, artificial intelligence is a great way to work smarter, not harder.

Remaining Ethical When Using Artificial Intelligence

Whether a REALTOR® uses AI to create copy for their listings or to generate leads, it is a sure way to ease the process. Remember that when using AI, it is important, crucial even, to adhere to the NAR Code of Ethics and Standards of Practice. Being sure not to mislead clients with incorrect information and preserving confidential information are very important. REALTORS® are encouraged to take the free Code of Ethics training provided on the National Association of REALTORS® website.

What homeoWners should KnoW about deeds and encumbrances

By Barbara M. Brown, Esquire, with the assistance of law firm intern Sam Hijazi, Brown & Associates Law & Title P.A.

Knowing about deeds when buying and selling real estate is essential. Transferring property ownership is a big deal, and as a homeowner, you want to make sure you transfer the title without any problems. There are several types of deeds, each with pros and cons. We want to address the most common questions.

1. What’s the difference between a quit claim deed and a warranty deed?

A warranty deed is a legally binding assurance given to a buyer by a seller. A warranty deed is preferred since it carries a guarantee from the seller that he/she holds clear title. With a quit claim deed, the seller does not have to guarantee anything, which is why a warranty deed is preferred in most cases.

2. Should I get a life estate deed or an enhanced life estate deed?

A life estate deed transfers the property to the beneficiaries automatically after death. A certified copy of a death certificate will need to be recorded. Getting a life estate deed will allow you to avoid the probate process and save on legal fees. There are drawbacks, including it is irrevocable, and if you decide to mortgage or sell the property, you aren’t the sole owner. With an enhanced life estate deed, you can revoke the deed as long as the grantor is alive. The grantor reserves all rights and powers to the property, including mortgaging and selling the property.

3. Why does my spouse need to sign the mortgage if he/she is not on title?

Under Florida’s Constitution, the spouse must sign the mortgage, even if he/she is not financially responsible for any payments. This is due to the vested interests a spouse might have. On the other hand, there are benefits to having the spouse on the deed, including avoiding the probate process and protection from creditors.

4. What are “Doc” stamps on the deed and the mortgage?

A doc (documentary) stamp is a tax imposed on documents that transfer or grant interests, such as deeds and mortgages. These taxes are collected by the closing agent and ultimately paid to the Florida Department of Revenue.

5. Is my homestead protected from judgment creditors?

Article X, Section 4 of the Florida Constitution protects Florida Homestead property from levy and execution by judgment creditors. Any property that is attached to the land is protected from creditors. This does not include personal property that is moveable, such as furniture.

Addressing the Top 5 questions

CALENDAR

NOTE: This is not an exhaustive list of courses. Course dates and/or locations are subject to change. Visit TampaRealtors.org/calendar for the most up-to-date information on GTR courses and to register.

May 2023

May 2-3

GRI 102 - Starting Your Business - LIVE STREAM

8:30 A.M. - 6 P.M.

You will learn the basics of professionalism and law, business planning, and finances and negotiating.

May 4

Success Series: Preparation and Presentation - 2CE - LIVE STREAM

9:30 - 11:30 A.M.

Build confidence and develop the techniques needed to deliver listing presentations and secure listings.

Success Series: Preospecting for Listings - 2CE - LIVE STREAM

12:30 - 2:30 P.M.

Achieve sales goals by providing knowledge to help sellers meet objectives.

Success Series: PMarketing the Property / Servicing the Seller2CE - LIVE STREAM

3 - 5 P.M.

Learn to provide selles with market information they need and gain skills to close the sale in the shortest timeframe.

May 5

CARE: Multi-Family - 4CELIVE STREAM

9 A.M. - 1 P.M.

CARE is designed to prepare GTR members to thrive in the commercial marketplace and prevent business losses using the tools that are generally used in commercial transactions.

CARE: Commercial Legal Lounge - LIVE STREAM

1:30 - 3:30 P.M.

CARE is designed to prepare GTR members to thrive in the commercial marketplace and prevent business losses using the tools that are generally used in commercial transactions.

May 10

Fundamentals of Working with Residential Investors - 3CELIVE STREAM

9 A.M. - NOON

Understand the relationship between investors and Realtors®.

Basic Negotiating Skills For Real Estate Professionals - 4CE - LIVE STREAM

1:30 - 3:30 P.M.

Realtors® will learn what negotiation is and how they can use it to find a solution.

May 11-12

GRI 103 - Maximize Your Profitability - LIVE STREAM

9 A.M. - Noon

Maximize Your Profitability is a 2-day course that covers finance, negotiating and counseling. Virtual Pitch SessionLIVE STREAM

9 - 10 A.M.

Join other REALTORS® from around Tampa Bay on the second and fourth Thursday of every month for our REALTOR®-toREALTOR® open house PITCH to promote our listings to each other's Buyers!

May 12

Foundations of Form Simplicity2CE - LIVE STREAM

10 A.M. - 12 P.M.

Form Simplicity is a paperless real estate forms management program designed to help you manage your transactions. Optmizing Your Workflow with Form Simplicity - 2CE - LIVE STREAM

1 - 3 P.M.

This course teaches everything you need to know about Form Simplicity from beginnnng to end.

May 15

Your Home Loan Tool Kit - 3CELIVE STREAM

9 A.M. - Noon

Learn how to become more produce and professsional using the CFPB Home Loan Tool Kit.

Seller Financing for Residential Sales 2CELIVE STREAM

1 - 3 P.M.

Agents will learn abour seller finanicing and unerstand the importance of offering it to clients.

May 16

ACE Inflation: Dealing with an Inflationary Market & Why Real Estate is the Answer - 3CEIN PERSON

9 A.M. - Noon

In this class, we discuss what effect inflation has on a market, and what that will mean for home buyers and investors.

ACE Valuation: CMA's, BPO's & What to Expect When You are Expecting a Good Proposal - 4CE - IN PERSON

1 - 5 P.M.

In this course, learn how valuation works, what the appraiser does, how to anticipate them, and ways to get your appraisals to come in.

May 17

ACE Investment 3:Crunch

Time: Crunching Numbers with Confidence - 4CE - IN PERSON

8:30 A.M. - 12:30 P.M

In this class we will discuss the various types of real estate investment that exist from speculative, or opportunity flipping to buy and hold and look at the different risks associated with them and how to mitigate that risk for our customers.

ACE Property Manager - 4CE - IN PERSON

1:30 - 5:30 P.M.

This class will teach agents how to analyze and interpret peoples body language. Allowing them to better negotiators.

May 19

Distressed Property SolutionsRenovation Loan Programs - 3CE - LIVE STREAM

9 :30 A.M.- 12:30 P.M.

This course will help Realtors® and consumers identify various types of properties needing repairs or upgrades.

May 23

Working with Senior Citizens3CE - LIVE STREAM

9 :30 A.M.- 12:30 P.M.

Learn how to better understand the mindset of senior citizens as it relates to real estate and real estate finance.

Preparing a Listing Contract4CE - LIVE STREAM

1 - 5 P.M.

This course is perfect for outlining the various types of listing agreements and the duties of each.

May 25

Virtual Pitch SessionLIVE STREAM

9 - 10 A.M.

Join other REALTORS® from around Tampa Bay on the second and fourth Thursday of every month for our REALTOR®-toREALTOR® open house PITCH to promote our listings to each other's Buyers!

iCE: Know Your Boundaries - A Guide to Surveys - 2CLIVE STREAM

1 - 3 P.M.

In this course, you will learn what a survey is, why a buyer should always get one, and what protection it offers them.

May 30

VA Mortgage Boot Camp - 2CELIVE STREAM

1 - 3 P.M.

The REALTOR® VA Boot Camp can help you assist your Veteran buyers by dispelling common myths and misconceptions about the VA program and also help you discover ways to better support your active military buyers and sellers.

June 2

iCE: Foreclosure Crash Course

9:30 A.M. - 12:30 P.M.

This course will bring you "back to the basics" covering the process and stages of a Florida foreclosure.

June 5

CARE: Office - 4CE - LIVE STREAM

9 A.M. - 1 P.M.

CARE is designed to prepare GTR members to thrivein the commercial marketplace and prevent business losses using the tools that are generally used in commercial transactions.

CARE: Commerical Legal Lounge - LIVE STREAM

1:30 P.M. - 3:00 P.M.

June 8

Roadmap to as Successful Closing

9 A.M. - Noon

This course will help real estate professionals understand the importance of knowing who is responsible for the various parts of the closing, how to overcome the problems that may be encountered, and getting to the closing table and ensuring that the Realtors® fees are received without obstacles or road blocks!

Virtual Pitch Session

LIVE STREAM

9 - 10 A.M.

Join other REALTORS® from around Tampa Bay on the second and fourth Thursday of every month for our REALTOR®-toREALTOR® open house PITCH to promote our listings to each other's Buyers!

Completing an Effective Purchase and Sales Contract4CE - IN PERSON

1 - 5 P.M.

This course was designed for real estate professionals to polish up their process of completing a contract.

June 9

Supplement Your Income with MLS Advantage - 3CEIN PERSON

9 A.M. - Noon

Learn how to find all listings that match your search parameters in the MLS.

Reduce Risk and Remain Compliant - Brokers - 2CEIN PERSON

1 - 3 P.M.

This course will teach you everything you need to know about Form Simplicity.

June 13

Productivity Mastery - LIVE STREAM

9:30 A.M. - 12:30 P.M.

Learn the proven techniques and systems of the world’s most successful achievers and see how to get more by doing less.

Leveraging Technology to Grow Your Business - LIVE STREAM

1:30 - 3:30 P.M.

This course includes proven strategies and tips from the industry’s top professionals that will have your business operating at maximum efficiency.

June 14

VA Mortgage Boot Camp - 2CEIN PERSON

10 A.M. - Noon

Become an expert in working with our men and women in uniform and help them realize the dream of home ownership!

June 15

Success Series: Prospecting for and Qualifying Buyers - 2CELIVE STREAM

9 :30 - 11:30 A.M.

Find and qualify buyers effectively. Increase sales by determining buyer needs, wants and financial ability to purchase

Success Series: Selecting and Showing Property - 2CELIVE STREAM

12:30 P.M. - 2:30 P.M.

Increase skills in selecting and showing property. Swiftly move buyers to a purchase decision on a home.

Success Series: Presenting the Offer / Negotiating - 2CELIVE STREAM

3 - 5 P.M.

Increase skills in negotiating offers by working efficiently with buyers and sellers to bring both parties to an agreement.

June 21

Code of Ethics - 3CE - LIVE STREAM

9:30 A.M. - 12:30 P.M.

This class meets the NAR mandated requirement for completion of a Code of Ethics class and fulfills the FREC BP requirement.

Professional Sucess, Transaction by Transaction3CE - LIVE STREAM

1:30 - 4:30 P.M.

This course will teach you about business etiquette, common courtesies, proper attire, the Golden Rule and so much more.

June 22

If

You Can't List, You Can't Last -

3CE - IN PERSON

9 A.M. - Noon

This course provides practical listing techniques to list more and list more easily.

Virtual Pitch Session

LIVE STREAM

9 - 10 A.M.

Join other REALTORS® from around Tampa Bay on the second and fourth Thursday of every month for our REALTOR®-toREALTOR® open house PITCH to promote our listings to each other's Buyers!

Expanding Housing Opportunities - 4CE - IN PERSON

1 - 5 P.M.

In this course, learn how to describe affordable housing and your role in affordable housing.

June 26

CARE: Commercial Real Estate 2CE - LIVE STREAM

10:00 A.M.- Noon

CARE is deisgned to prepare GTR members whom are transitioning residential and newer commercial marketplace and prevent business losses.

CARE: Business Purchases and COntract - 2CE

1 P.M. - 3 P.M

CARE is deisgned to prepare GTR members whom are transitioning residential and newer commercial marketplace and prevent business losses.

CARE: A Closer Look at Commercia Contracts

1:00 P.M. - 3:00 P.M

CARE is deisgned to prepare GTR members whom are transitioning residential and newer commercial marketplace and prevent business losses.

June 27

Working with Today's Always Connected Consumers - 3CELIVE STREAM

9 A.M.- Noon

In this session, you will learn how to relate what are the major changes in today’s consumers’ behaviors and expectations compared to consumers of the past.

The Real Estate Pros Essential Technology Toolbox - 4CE - LIVE STREAM

1 P.M.- 5 P.M.

By attending this course you will get advice from an expert on how to pick the right tools to run your business in the most cost & timeefficient manner.

June 28

ACE Tokenizing Commercial Real Estate Assets 1: Understanding the Basics of Tokenization

9 - Noon

ACE Buyers Agent Bootcamp: How to Eliminate Deal Killing Mistakes, Be Seen as a Real Estate Expert, & Close Buyer for Life - 4CE - LIVE STREAM

1 - 5 P.M.

This course will help agents to improve their relationships with buyers, help them to get buyers to commit, and help them avoid being second guessed by their customer.

New Brokers* & Members

New members who join after April 17, 2023 will be recognized in the third quarter issue.

*New brokers are highlighted in yellow

Abdallah, Linda

Abou Ghouch, Wassim

Abudaif, Julia

Acevedo Aquino, Aimeed

Acevedo Morillo, Katherine

Adatrao, Satya

Adetutu, Babajide

Adey, Karl

Adkins, David

Aguila, Yenny

Aguilar, Patricia

Ahmed, Tanzima

Akerman, Debra L

Akiboh, Prestine

ALEXANDER, LONNIE

Aliaga, Valeria

Aliberti, Genessa

Alicea, Martha

Allen, April

Alonso, Jelena

Alvarez, Jordynn

Alvarez, Massiel

Alvarez, Stefan

Amador, Estefany

Amarena, Renato

Amato, Kevin

Anderson, Cameron

Anderson, Lewis

Andrews, Louis

Andujar, Adria

Angello, Michael

Ansley, Ali M

Antonakos, Erica Marie

Aponte, Anthony

Aprile, David

Araj, Sara

Aranzabal, Enlai

Arboleda, Crystal

Arechavaleta, Vladimir

Arena, Karen

Armstrong, David

Arocha Miguez, Amanda

Arvanitidis, Yiannis

Ash, Elizabeth

Ashley, Teresa

Austin, Angela

Awad, Abdelhakim

Awadallah, Lina

Ayo, Bellamy

Ayuso Pena, Viana

Bacon, Robert

Bahnassi, Maria

Baker, Brian

Balestier Diaz, Daneshka

Baradit, Lissette

Barillas, Sandra

Barnes Bey, Vanessa

Barnes, Verna

Barnhart, Zachary

Barron, Kimberly

Barrow, Malcolm

Barry, Shinsung

Barzelay, Christina

Bass, Katherine

Bassoumi, Mohamad

Basterrechea Romero, Margarita

Bauer, Richard

Bautista, Sandra

Bazile, Daniel Becker, Joseph

Beckwith, Ronni Bedoya, Jessica Beltran, Veronica Bender, Robert Benishay, Karen

Benitez Camacho, Alex

Bennaim, Brenda

Bennett, Annie Pearl

Bennett, Charles Bethea, Marshal Beum, Michael Beverage, Blake Billig, Morgan

Billingsley, Taylor

Bishara, Magdi Blair, Caleb Blanchard, Robert Blanco, Francis Blevins, Alicia

Blouin, Sophia

Boham, Juana

Boley, Kelly

Bolgova, Anastasiia

Bond, Brianna

Bonet Gutierrez, Hector

Bonhomme, Dorismathe Booher, Lorren

Booker, Anna

Borowicz, Janna

Boucher, Shadd

Bowman, Cynthia

Bowman, Sandra

Bowmer, Regine

Boyd, Desa Ann

Bracken, Kerri

Bradford, Antonio Bradley, Thaddeus

Brady, Nicole

Breaux, Brandy

Breeding, Austin

Broach, Caleb Brown, Chris Brown, Hannah

Buckson, Kayla

Bunker, Jennifer Bure, Amanda

Burgos, Jeremy

Burns, Tyria

Burton, Patricia

Buschman, David

Bush, Keythema

Cabrera Fernandez Cueto, Ailicec

Cabrisas Gonzalez, Marta

Caldera, Vanesa

Camacho, Rosa

Cammarota, Julide

Camp, Justin

Cano, Yvonne

Capo, Jade

Capote, George

Carbe, Olivia

Cardenas, Liliana

Cardenas, Rosana

Carey, Richard

Carlisle, James

Carr, Alvin

Carreno, Jose

Carruthers, Michelle

Casas, Sarahi

Castano, Alba

Castellanos, Emmanuel

Castillo, Carole

Castro Jr, R Raymond

Castro, Veronica

Catlin, Thomas

Chambers, Aijalon

Chan, Eugenia Yin Syn

Chando, Elena

Chaney, Jacqueline

Chapman, Christopher

Charpentier IV, Edward

Cherry, Elizabeth

Chervil, Marckendy

Christopoulos, William

Chumley, Jacob

Clarens Ray, Anne Marie

Clark, Blair

Claussen, Songyun

Clayton, Erron

Clemente, Dominick

Clemmey, Jason

Cleveland, Christopher

Cline, Samantha

Collet-Valentin, Perla

Coltrain, Steven

Comer, Jessica

Connor, Melissa

Conyers, Tyrone

Cook, Corinthia

Coomey, Brian

Copeland, Jackson

Copeland, John

Cordo, Deanna

Cormier, Rotosha

Cornelio, Oswald

Cornelius, Michael

Corrada, Rafael

Cortes Chaves, Jessica

Costa, Philip

Cottingham, David

Cotto, Juan

Courts, Darren

Cowans, Melissa

Cox, Danielle

Craft, William

Croke, Margaret

Cruz Monge, Ivellisse

Cruz, Yoselyn

Cuba, Barbara

Cubas, Frank

Cucurullo Simons, Maria

Cunningham, Tashea

Curtis, Sukela

Dahduh Dahduh, Lina

Dai, Xiaoling

Daniels, Andrew

Dantono, Kristen

Darity, Jim

Darley, Zaida

Davidson, Asia

Davila Gonzalez, Abdalys

Davis, Chelsi

Davis, Ebony

Davis, Kylie

Day, Suzanne

De Jesus, Ileana

De la Cruz, Ambiorix

De La Rosa Cuello, Karina

Deal, LeRoy L

DeAndrea, Adriana

Dec, Khristian

Deems, Holly

Dees, Natalie

Deese, Alison

Del Pozo, Natalia

Delgado, Aurora

Delise, Juvens

DeLong, Madeline

Dennard III, Robert

Denson, Timee

Desai, Ankit

Devetak, Mira

Dhamnekar, Smita

Dhir, Priyanka

Diana, Victoria

Diaz, Amanda

Diaz, Veronica

Dickerson, Amber

Didley, Tiffani

DiFelice, Brittany

Dillon, Gena

DiMarco, Kenneth

Dion, Katherine

Disarro, Jacob

Dixon, Carl

Dixson, Makenna

Dockery, Andrea

Dodson, Matthew

Donaldson, Audra

Donat, David

Dorsey, Roni

duarte, brandy

Dunnom, Javanni-Amari

Duran, Sergio

Echenagusia Diaz, Maria

Edgecombe, Hugh

Edwards, Othniel

El Sayed Moussa, Reem

El-Harazin, Khadija

Elliott, Tricia

Ely, Ashley

Embry, Bianca

English, Richard

Esenwein, Alicia

Espinal, Luis

Espinosa Pagan, Alvin

Essien, Ahkira

Estrada, Stephanie

Ethridge, Jade

Falcone, Emily

Feldkamp, Gregory

Felton, Evelyn

Fendley, Hunter

Ferguson, Laura

Fernandez Calienes Cejas, Osmel

Fernandez Garrido, Raima

Ferro Chavez, Raiza

Figueroa, Richard

Filsinger SR, Brian

Fink, Allison

Fischer, Andrea

Fitzgerald, Casey

Flamanboim, Amit

Florival, Robersky

Floyd, Hunter

Ford, Gloria

Ford, Janine

Foreman, Hassan

Forrester, Kelly

Fosso-Schibley, Gina

Franco, Jennifer

Franz, Arlen

French, Alea

Frieri Del Castillo, Ana

Fryrear, Michael E

Galati, Carina

Galt, Sharon

Gamboa, Marianela

Ganesh, Elizabeth

Garcia Arevalo, Ruth

Garcia Barreiro, Roxana

Garcia, Charlie

Garcia, Eulalia

Garcia, Juan

Garcia, Rafael

Gatian, Robert

Gedeon, Iderlia

Geel, Bettina

Ghezzi, Laura

Ghuman, Amanpreet

Gibbs, Paul

Gibson, Mary

Gifford, Crasticia

Gilchrist, Lutreva

Girgis, Kevin

Glerum, Kimberley

Glynn, Cheri

Goldring, Alexis

Gomez, Daniela

Gomez, Dimas

Gomez, Eugenia

Gomez, Juan

Gomez, Nataly

Goncalves Dealmeida, Nicholas

Gonzales, Michael

Gonzalez, Andrea

Gonzalez, Christopher

Gonzalez, Daith

Gonzalez, Elias

Gonzalez, Issay

Gonzalez, Jahn

Gonzalez, Jany

Gonzalez, Jose

Gonzalez, Leslie

Gonzalez, Lewis

Gonzalez, Sonia

Gonzalez, Soralla

Gonzalez-Badillo, Alexander

Gordon, Gabrielle

Gordon, Steven

Gosende, Rosmery

Gossman, Gabrielle

Goyal, Kuldip

Goytia Torres, Victor

Graham, Elizabeth

Graham, Gwen

Graniero, Louis

Grant, Cecil

Green, Hiram

Greer, Janel

Greger, Marc

Grill, James

Guadarramas Valdes, Lorien

Gudino, Richard A

Guerra, Jacqueline

Guevara, Glorianny

Gupta, Gaurav

Gutierrez Quinones, Jose

Gutierrez, Jean

Gutierrez, Rocio

Guy, Annie Habash, Sofia

Haines, Yanina

Halford, Ryan

Hall, Kenneth

Hall, Lawreene

Hamed, Salwa

Hammer, Jon

Hammoud, Samira

Hancock, Kristine

Hanly, Trystan

Hardin, Rebecca

Harding, David

Harris, Karin

Harris, Patience

Harris, Raquel

Harrison, Bruce

Harrison, Daiquaun

Harrison, Marissa

Harrison, Rachael

Hassan, Dana

Hatfield, Terry

Hawk, Eric

Hayden, Taylor

Hays, Lacey

Hendricks, Eldon

Henneman, Lindsey

Herald, Kysha

Hermida Gallardo, Alba

Hernandez, Ana Maria

Hernandez, Miguel

Hernandez, Oscar

Hernandez, Yajaira

Herrera Garcia, Emaida

Herron, David

Hickcox, Jessica

Hicks, Janet

Higgins, Edwin

Hill, Anthony

Hill, Phillip

Hmielewski Messina, Jennifer

Hoffman, John Hopkins, Ashlea

Hrasna Jr, Harold F

Hubbard, Richard

Hubina, Rudolf

Huguley, Lalaina

Hulbert, Derek

Hundal, Kiranbir

Huntington, Ronald

Hurst, April

Iglesias Villadoniga, Zurisadai

Igunbor, Osazuwamen

Indano, Deziree

Ingles, Valentina

Iniguez, Jesus

Innocent, Gabriel

Isaac, Mina

Isom, Sebastain

Jackson, Shavonne

Jacques, Joanie

Jansen, Anne

Jarrett, Deidre

Javori, Leonora

Jean-Louis, Miguel

Jennings, Michael

Jeripothula, Suman

Jiles, Courtney

Jimenez, Juanita

Jimenez, Sarah

Johnson, Anna

Johnson, Bryce

Johnson, Craig

Johnson, Jackqueline

Johnson, Jeanette

Johnson, Latisha

Johnson, Stacie

Johnson, Tewaner

Jones, Carl

Jones, Christopher

Jones, Derick

Jones, Lovie

Jones, Shondanette

Jones, Timothy

Jones, Vanessa

Jordan, Suzanne

Joseph, Anderson

Joseph, JaRhonda

Joseph, Rupesh

Joyner, Keshawn

Kampf, Matthew

Kapila, Bhanu

Karagnara, JoAnne

Kaul, Morgan

Kavaliauskas, John

Kayed, Hanin

Kelley, John

Kendrick, Roger

Kent, Norris

key, Samantha

Keyes, Gaudy

King, Cyanne

King, Shanice

Kingsley, John

Kinkade, Toni

Kippenberg, Nicholas

Kippenberg, Timothy

Kirby, Cameron

Klima, Dana

Konczos, Adrienn

Kortright, Luis

Koster, Hunter

Kosterev, Matrona

Kostialik, Dustin

Kuboi, Sumiko

Laboriel, Melissa

LaBoy, Jeramy

Laform, Joseph

Lago Alonso, Lorena

Lam, Huong Ana

Lambert, Robert

Lane, Emily

Lastre Aleaga, Juan

Latifi-Naieni, Nahal

Lauke, Lindsay

Leche, Jennifer

Ledas, Kestutis

Lee, Joshua

Lee, Kaelyn

Lee, Kourtney

Lee, Kyong

Lefranc, Marvin

Legra Pedraza, Yarisey

Leon Lopez, Dianamary

Lerchenfeld, Erich

Lesniewicz, Katie

Lester, Matthew

Letizkaya, Olga

Leventhal, Sarah

Lewallen, Esteban

Li, Jiahao

Li, Leon

Liberatore, Dennis

Lijeron, Carla

Limauro, Jessica

Lin, Hong Bin

Linton, Cody

Lissir Fernandez, Rina

Liszewski, Stacy

Lobdell, Mary Ann

Lockward, Katherine

Loewenberg, Michael

Loftin, Shonn

Londono, Catalina

Londono, Luisa

Lopez Cuevas, Elaine

Lopez Gutierrez, Lenis

Lopez, Adrian

Lopez, Emilio

Lopez, Jessica

Lopez, Katherine

Lopez, Liz

Lopez, Lorri

Lopez, Luis

Lopez, Melanie

Lorenzo, Jeffrey

Loveless, Joyce

Lovett, Erica

Lowrey, Giana

Lucas, Aniyah

Lugenbeel, Charles

Lugo, Ayana

Lugo, Marissa

Lupton, Charles

Lussier, Michelle

Lynch, Michael

Lyons, Erica

Maani, Izdehar

Madrid, Martha

Maglalang-Langston, Myra

Malacinski, Michael

Maldonado, Sergio

Malone, Nykeba

Mangra, Basil

Manjarres, Ricardo

Manna, April

Manna, Manuel

Manning, Anna

Manrique, Atiba

Maraccini, Sheryl

Marangos, Melissa

Marcelino, Ivanny

Marcelle, Rosemary

Marrero Gonzalez, Hermes

Marshall, Calvin

Martin, Shavell

Martinez Pita, Esperanza

Martinez Vallejo, Sandra

Martinez, Nicole

Massey, Dennis

Mastro, Olivia

Matulik, Timothy

Matzoll, Collin

McCall, Christopher

McDermott II, Sean

McDermott, Christopher

McFeaters, Hristina

McGill, Sasha

McIver, Gabriel

McKendree, Clarke

Mckinnon, Amadeus

McMullen, Kevin

Medina, Ayli

Medina, Zaida

Mehanna, Fawzi

Mehigan, Tammy

Mehta, Haren

Meireles, John

Meitzler, Taylor

Mejias Jr., Jeffrey

Melville, Marco

Melvin, Dawn

Mendez Kennedy, Alejandra

Mendez Marcano, Marines

Mendez, Kayla

Mengual Padilla, Belkis

Mercado, Emilo

Mercer, Justin

Merilan, Roseline

Merrick, Jessica

Merrill, Ryan

Mertz, Susan

Metcalf, Stephanie

Metz, Sarah

Mewborn, Ebony

Meyer, Kallie

Micali, Paul

Michaelian, Luli

Michetti, Colleen

Milien, Orpha

Miller, Betsy

Miller, Landon

Miller, Richard

Mills, Hugh

Mills, Jeremy

Milton, Johnathan

Miralles Cardet, Sunamys

Miriyala, Vijay

Mister, Chaketa

Mitchell, Anthony

Mixon, Kylie

Molina, Yerandy

Montaldo, Christina

Montane, Irma

Montano, Olga

Moody, Blake

Moore, Malika

Moraguez, Javier

Moreno, Marilyn

Moreno, Paula

Morris, Monica

Morrison, Toni

Mort, Ronda

Morton, Conor

Mosier, John

Mourant Jr, Roger

Moynihan, Lucy

Mraz, Crystal

Mreisy, Sharlotte

Mullen, Kelli

Muller, Deyse

Multari, Bobby

Mune, Leah

Murphy, Lisa

Murray, christopher

Murrell, Lisa

Muscato, Austin

Musha, Kathleen

Mutcherson, Gail

Mutcherson-Green, Monica

Najac, Zakary

Narkiewicz, Megan

Navarro Acosta, Mariabel

Navarro, Yanay

Nayyar, Harnish

Nazmurreza, Abu

Ndiaye, Mor

Neelen, Alicia

Nelson, Brandon

Nemanick, Robin

Neopaney, Aarav

Nerguizian, Maria

Neuhaus, Daelyn

Nguyen, Anh

Nguyen, Duyen

Nguyen, Phillip

Nickell, Ivori

Nieto, Jonathan

Nieves, Tracey

Nixon, Kathleen

Nonnemaker, Scott

Norbom, Angela

Nuguid, Jorge

Nyhus, Riley

O'Brien, Hilary

Ochsenius, Maria

Oldman, Melissa

Olmo, Felix

Olsen, Anna

Ondarza, Eric

O'Rear, Stephen

O'Rear, Sue

Orelus, Samuel

Orozco, Ricardo

Ortega Llerena, Claudia

Ospina Casas, Jorge

O'Sullivan, Stephanie

Otis, John

Oyola, Lindsey

Ozerova-Barnard, Nadejda

Pabon, Kaela

Pace, Stacy A

Pack, Valerie

Palacios, Olga

Palmore-Blount, Sheikina

Paredes, Geremy

Parham, Toria

Parker, Candace

Parks, LiTeena

Parrilla, Mary

Patel, Bhamini

Patel, Jay

Patsko, Joseph

Payne, Amanda

Peck, Fabiola

Pecoo, Lloyd

Pedroza, Adriana

Pellicci, Michael

Pena, Jenessa

Pennella, Benjamin

Pepe, Jacob

Pereira Ocampo, Gaston

Pereiro, Victoria

Perez Pardo, Yenei

Perez, Hendryc

Perez, Kelcie

Perez, Selena

Perez, Yandy

Perrault, La Kenya

Perrone, Erika

Perry, Emily

Pestana, Jose

Peterson, Jeffrey

Petrites, Timothy

Pham, Elizabeth

Pharr, Sharon

Phillips, Jordan

Phillips, Vasiliki

Piard, Terry

Pichappan, Valliammai

Pimentel Palmou, Daniel

Pinkston, Carina

Pinto, Julio

Pistone, Joyce

Pita, Anays

Pitts, Keonta

Pizzino, Nancy

Pizzuto, Dina

Player, James

Plumadore, Timothy

Poindexter, Eunice

Pollard, Natasha

Pollina, Nicholas

Porter, Lastisha

Potluri, Lakshmi

Powell, Christiana

Pratt, Natausha

Press, Clara

Preston, Leslie

Price, Bo

Prince, Shane

Prindiville, Kaelyn

Quaife, Ashley

Queirolo, Matthew

Quesada, Angel

Quesada, Leslien

Quevedo Avila, Ricardo

Quinata, Makaila

Quinn, Colin

Quinones, Sandy

Quiroga, Wilson

Quiroz, Anthony

Ramirez Fernandez, Keilin

Ramos, Arissaidis

Ramos, Jessica

Ramos, Pamela

Raoul, Mackaiva

Rawleigh, Spencer

Raymond, Brianna

Raymond, Caleb

Razafitahientsoa, Angela

Rebrina, Antonia

Redaelli, Manuela

Reeves, Diamond

Reeves, Terry

Reid, Dawn

Reid, Loneryl

Restituyo Rodriguez, Yesenia

Rettig, Carolyn

Rey Prieto, Esmeralda

Reyes, Gisselle

Reyes, Idania

Ricardo, Rafael

Rice, Mallory

Richards, Christopher

Richardson, Cody

Rico, Pedro

Riley, Deandra

Rios, Tracy

Ritchie, Francis

Rivera Laureano, Amarilys

Rivera, Lourdes

Rivera, Luis Daniel

Rivero Ramos, Julio

Rivero, Deamrryt

Roberts, Krystal

Robinson, Denzel

Robinson, Gregory

Robinson, Tilequa

Rodgers, Jacob

Rodriguez, Emmy

Rodriguez, Gerardo

Rodriguez, Jack

Rodriguez, Jenniffer

Rodriguez, Jessica

Rodriguez, Luis

Rodriguez, Melissa

Rodriguez, Norah

Rodriguez, Yaleydis

RodriguezArroyo, Jose

Rogers, Savannah

Rojas, Nidya

Rollins, Candice

Romero Gomez, Mariana

Rosario, Kenric

Rose, Dia

Ross, Bianka

Ross, Natosha

Rott, Jane

Royster, Angela

Rozas, Marisela

Rubi, Jose

Rudolf, James

Ruiz, Rose

Rush, Tyra

Russo, Tony

Rutledge, McKinleigh

Ruzic, Bethany

Ryan, Samantha

Saavedra, Carlos

Saleh, Nabil

Salgado, Iliana

Samper, Maria

Sample, Rachel

San Nicolas Diaz, Yuneisi

Sanabia-Valenti, Ana

Sanabril, Yuslaby

Sanchez, Robert

Santigosa, Carolina

Santos Borges, Danay

Santos de Gutierrez, Franchesca

Sanz Ramirez, Claribel

Satin, Michael

Saul, Michael

Sayyants, Arsen

Scaglione, Jacquelyn

Schalasky, Betanda

Schludt, Scott

Schmidt, Scott

Schneider, Sara

Schooler, Curtis

Schubert, Matthew

Schulmeister, Nicholas

Schuster, Quinn

Scott, Ashton

Sears, Jennifer

Seda, Christina

Sehsah, Nada

Selph, Ashley

Semidey, Rachel

Senn, Rebecca

Sennoun, Ikram

Sepulveda, Yahaira

Serna, Eva

Sevilla, Max

Shaw, Amy

Shayya, Diane

Shipe, Emily

Shively, Kayla

Showalter, Tana

Siam Zaldivar, Betsy

Sickel, Cortni

Silva, Jibreel

Silva, Matthew

Sloan, John

Small, Joycelyn

Smerek, Cassandra

Smith, Angie

Smith, George

Smith, Jordan

Smith, Shanell

Smith, Tina

Snells, Jenelle

Snyder, Scott

Sobil, Gregory

Solis, Mariela

Solomon, Darlene

Soracchi, Stacy

Sosa Ruiz, Sheyla

Souza, Katie

Souza, Tom

Spencer, Katarzyna

Spencer, Sherry

Spiler, Sharon

St Fleurant, John

Stafford, Sheryl

Stephens, Allinea

Stephens, Tommy

Stevens, Donna

Stevens, Kaytlyn

Stevenson, Brigette

Stevenson, Correy

Stewart, Judy

Stull, Marilyn

Styles, Jessica

Surin, Makinson

Sutton, Vicki

Swierbinski, Matthew

Talaska, Cory

Tapia de Jesus, Deyanira

Tavarez, Ivelys

Taveras Coronado, Andrea

Tejeda, Yailin

Thakkar, Niketa

Thekanal, Ann Mary

Thomas III, Bryan

Thomas, Kara

Thomas, Kristyn

Thomas, Lydia

Thompson, Kyle

Thompson, Nyasia

Thompson, Robin

Toledo Garcia, Gilbert

Tolentino, Jonathan

Toribio, Ruth

Torres, Hugo

Tran, My

Tran, Rickie

Treadway, Jonathan

Treichler, John

Trejos, Valeria

Triplett, Maya

Tsakiris, Georgios

Tsimberg, Eric

Turner, Donna

Turner, Ellen

Urbat, Christian

Urdaneta Maldonado, Greta

Vaillancourt, Kyle

Valdes, Yulessys

Valdez Moyano, Yoelvys

Valdez, Zavian

Valdivieso, Manuela Joe Ann

Valentin - Filpo, Michelle

Valle Rodriguez, Fabian

Van Eyndhoven, Brianna

Van Wagenen, Gayle

Vanegas Sepulveda, Olga

VanStratt, Dana

Varner, Branden

Ved, Arti

Velasquez, Carlos

Velasquez, Marinela

Velazquez, Lina

Velez, Clarissa

Veloz Hernandez, Julio

Vera, Alessandra

Vercheski, Alex

Verdejo, Erika

Vergara, Juan

Vesh, Maria

Victor, Kesheia

Walker Logan, Karen

Walker, Tony

Wall, Daniel

Walters, Bryson

Wang, Jia Qi

Washington, Darius

Washington, Verniyah

Wazni, Asma

Wells, Carina

Whitehead, Sherocka

Whitley, Lando

Whitney, Adam

Whitney, Maya

Whitt, Kerri

Wilkinson, Angel Williams, Adebisi

Williams, Angela Williams, Ebony

Williams, Nathan

Williams, Rebecca

Williams, Taquilla

Williams, Tracey

Williams, Zanyetta

Willis, Collin

Wilson, Laurinda

Wilson, Mary

Wiseman, Blake

Witt, Cory

Wojtkowiak, Evan

Wolaver, Brian

Wolfe, Megan

Yaffe, Valeria

Yanes, Gayle

Yates, Tilford

Young, Crystal

Young, Gage

Zampino, Ryan

Zapata, Maria

Zimmer, Michelle

New Secondary Brokers* & Members

Acuna, Jaqueline

Beggins, Jeffery

Benitez, Christy

Bullough, Riley

Carrenan, Will

Cassells, Rosaliz

Comtois, William

Dell, Alan

Dougherty, Sandra

Esquilin Rodriguez, Rosalina

Esquillo, Jeffrey

Ferguson, Michael

Fix, Nicholas

Fletcher, Katelyn

Gabbard, Brandi

Garzon Gonzalez, Eva

Hall, Claudia

Harger, Richard

Herman, Deborah

Herraiz, Teresa

Iorio, Ralph

Jeffords, Joshua

Johnson, Charles

Jones, James

Kane, Elizabeth

Kirilauscas, Rodrigo

Lacroix, Stacey

LaManna, Justin

Luster, Latonya

Mahr, Phil

Marr, Christopher

Matthews, Renee

Mazzini Gutierrez, Andrea

McBride, Nicole

McCalley, Michael

Mckelvey, Sandra

McMahan, Scott

Messina, Jennifer

Micoley, Wade

Moller, Kristine

Monterrey, Asmer

Mullen, Ursula

Myers, Jordan

Narayanan, Sumathi

Olmedo, Javier

Oyarce, Adriana

Padilla, Rafael

Page, Joshua

Patel, Harshal

Petersen, Steven

Pilewski, Tom

Qiao, Huicun

Rankin, Kenneth

Robinson, Alexandria

Ruiz Balsa, Mario

Sanchez, Diego

Schwab, Benjamin

Serrott, Stuart

Sladek, Sherri

Smith, Douglas

Smith, Ivan

Staker Jr, Kent

Trupiano, Joseph

VanZant, Laura

Vanzant, Marcus

Wang, Justin

Webb, Michael

White, Lena

Wilcox, Julius

Withers, Jeannine

Wulff, Ginger

Yamini, Ryan

Yoder, Terry

Zodda, Justine

GTR Mixer - Datz Riverview

On Thursday, February 9, GTR members made new connections and rekindled old ones over wings at our free mixer in Riverview!

Governor's Luncheon

Members of the Governmental Affairs Committee and RPAC major investors gathered at the Florida State Fairgrounds on Thursday, February 9 to attend the 2023 Governor's Luncheon. GTR was a table sponsor of the luncheon, which officially opens the historic Florida State Fair and features the Governor, his cabinet and some 1000 of Tampa’s top civic and business leaders.

GTR MixerIrish 31 Wesley Chapel

On Thursday, March 16, GTR members made new connections and rekindled old ones over wings at our St. Patrick's Day themed mixer in Wesley Chapel!

YPN RealMix at Tampa Bay Brewing Company

Young Professional Network's RealMixes are back! The event had a nice turnout at the Tampa Bay Brewing Company. Aside from the food and beverage, there was networking and a fun trivia contest on Ybor City. CEO Jason Outman shared a few words and his vision for elevating broker and member engagement.

AFFILIATE CORNER

The impact of real estate

Homeownership is not only a keyway to creating generational wealth, but it also financially impacts our community in exponential ways. The real estate industry accounted for $293.8 billion (or 24%) of the gross state product in 2021, according to the National Association of REALTORS®. When homeownership becomes more accessible to more people, it benefits our state, community and industry. As we focus on fair housing this quarter, I want to highlight opportunities within Greater Tampa REALTORS® where both members and affiliate members can participate, donate and educate in the spirit of driving more homeownership opportunities in our community.

Real Estate for All Alliance

Per the GTR website, “The Real Estate for All Alliance (REFAA) is a diversity partnership between Greater Tampa REALTORS® (GTR) and the six real estate specialty groups in the Tampa Bay area. GTR formed REFAA to celebrate diversity and equal representation for homeowners from all backgrounds. Together, the Alliance represents strength in diversity, unity and real estate professionalism.” Check out opportunities for membership and education via www.tamparealtors.org/resources/refaa.

REALTORS® Care Foundation

This charitable organization was created to aid first-time home buyers in the form of a grant, which does not have to be repaid. Upon approval of the application, buyers are able to use those funds towards closing costs and downpayment. Additionally, this grant can be used with other down-payment assistance programs. Applications can be found and donations can be made here: www. realtorscarefoundation.org

Dare to Own the Dream

The City of Tampa offers this down payment assistance program to income-eligible buyers who have registered with a city-affiliated buyer’s program. Funds are available

Community Land Title Insurance Agency

Representative: Veronica Alfaro

Curbio

Representative: Brittany Ortiz

Elite Roofing Services Inc.

Representative: Camille Austin, Kelly Hamlett

Enterprise Title of Tampa Bay Inc.

Representative: Daniella Geoghagan

Febre Frameworks LLC

Representative: Manny Febre

Fidelity National Title Ins. Co

Representative: Martha Edwards

Haven Title LLC

up to $40,000 and may be forgiven after 10 years of consecutive owner occupancy. Agents and lenders participating in this program must complete training through the city to be added to the approved list. For more information regarding registration and how to enroll a buyer in the program, visit:

JENNIE RESTREPO Affiliate Director

www.tampa.gov/housing-and-community-development/ programs/mortgage-assistance

Mayor Castor’s Infill Program

In 2017, Tampa’s mayor began a program where city-owned vacant lots were awarded to builders and non-profits at no cost with the caveat that the land be developed and property sold at a capped sales amount to income-eligible buyers. This program has the dual benefits of developing unused land and providing homeownership opportunities to income-eligible prospective homeowners. For more information on this program, use the following link:

www.tampa.gov/housing-and-community-development/ community-development/infill-phase-ii

Nothing is more joyful than welcoming buyers and their families to their new homes. As agents and partners, we oftentimes share in the happiness of that milestone event in many people’s lives. As members of Greater Tampa REALTORS®, we are dedicated to spreading that joy and opportunity to as many members of our community as possible. These are just a few examples of ways to learn, grow and contribute while fulfilling that mission.

February: Aida Rizo – LMCU

March: Phil Clark – Enterprise Title

Representative: Jessica Arnold

Lotus Land Inspection Services LLC

Representative: Amir Ibrahim

Noble Property Inspections

Representative: Michael Marshall, Zachary Wilburn

Orbit 360 Home Inspections LLC

Representative: Ulises Guardiola

Prepense Business Solutions

Representative: Johnathan McKeen-Chaff

Rescue Roofing of Tampa Inc.

Representative: Collin Kruse

RMA Property Inspections

Representative: Brian Gruhn

Southern Skies Inspections Inc.

Representative: Jerry Bourguignon

The Maintenance Pro’s

Representative: Tye Swenson

Tricor LLC

Representative: Paul Eckley

V-Benefits Group

Representative: Scott Verdonck

Villa Residential Inspections LLC

Representative: Jelvis Villanueva

AFFILIATE DIRECTORY

Use this directory as a resource for products and services. Affiliates join monthly, so check each issue for updates. You can also search the online Affiliate directory by visiting tamparealtors.org. Special thanks to our Diamond Affiliate Partner: Tampa Bay Times; our Platinum Affiliate Partner: Brown & Associates Law & Title PA and our Silver Affiliate Partners: 2 College Brothers Moving & Storage, Curbio, Enterprise Title of Tampa Bay Inc., First Horizon Bank, GTE Financial, LMCU, Model Perfect Designs, Movement Mortgage, Old Republic Exchange Company, Pillar to Post Home Inspections and Waterstone Mortgage.

Diamond Partner is highlighted in purple. Platinum Partners are highlighted in blue. Silver Partners are highlighted in gray.

Gold Partners are highlighted in yellow.

If you’re an active Affiliate and you don’t see your information listed in the directory, please contact our Affiliate Department at affiliates@tamparealtors.org.

1031 Exchange

Old Republic Exchange Company

Janet Schaum

1410 N Westshore Blvd.

Ste. 800

Tampa, Florida 33607

813-849-2816 | oldrepublicexchange.com

First American Exchange

Trish Mack

6960 Grande Vista Way S. Pasadena, FL 33707

727-494-5186

All-Inclusive Yacht and Boat Brokerage

Denison Yachting / FL Yacht Pro

Michael Johnson

7901 4th St N., Suite 300 St. Petersburg, FL 33702 312-890-6385

Attorney/Legal Services

Brown & Associates Law & Title PA

Barbara Brown

11373 Countryway Blvd. Tampa, Florida 33626

813-528-4044 | brownlawandtitle.com

Corey Adams P.A.

Corey Adams

5100 Burchette Road, Unit 2502

Tampa, FL 33606

813-461-5397 | coreyadamspa.com

Florida Supreme Court Certified Circuit-Civil and County-Civil Mediator

John Mayhew

P.O. Box 2083

Riverview, FL 33568

813-758-0242 | mayhewmediations.com

Najmy Thompson P.L.

Aaron Thomas

109 N. Brush Street, Suite 150 Tampa, FL 33602

813-440-2100 | najmythompson.com

Builders/Developers

Lennar Tampa

Teresa Ward

4301 Boy Scout Blvd, Suite 600 Tampa, FL 33607

844-478-9428

lennar.com/new-homes/florida/tampa

Metro Places

Tatiana Hurtado

2502 N. Rocky Point Dr. Tampa, FL 33607

813-288-8078 | MetroPlaces.com

The Maintenance Pro’s

Tye Swenson

7324 W. Comanche Ave.

Tampa, FL 33634

813-373-7767 | themaintenancepros.com

Cleaning/Indoor Air Quality

Kandu Solutions Inc.

Reece Johnson

4501 Indianapolis St. NE

St. Petersburg, FL 33703

813-900-1267

Cleaning

Toni's Splendid Cleaning LLC

Toni Williams

510 Serenity Mill Loop

Ruskin, FL 33570

813-465-4546

tonis-splendid-cleaning-llc.business.site

Closing Gifts

CUTCO Cutting Edge Gifts

Sylia Honne

1712 Foxwood Dr.

Garner, NC 27529

623-606-1454 | CutcoClosingGifts.com

Contractors/Construction

Tricor LLC

Ryan Goebel

8281 E. Gelding Drive

Scottsdale, AZ 85260

800-847-0214

Credit Unions

GTE Financial

Tabitha Roach

711 E. Henderson Ave.

Tampa, FL 33602

813-871-2690

Navy Federal Credit Union

Christine Deloach

4538 S. Dale Mabry Hwy

Tampa, FL 33611

877-573-2324 | navyfederal.org

Financial Services

First Horizon Bank

Manuel Moscoso

4105 N. Himes Ave.

Tampa, FL 33607

813-769-8080 | FirstHorizon.com

Anchor Bay Financial LLC

Tina Christman

1527 Dale Mabry Suite 101

Lutz, FL 33548

813-270-5229 | anchorbayfinancial.com

MoneyCorp

Robin Eekhof

7380 W. Sand Lake Road, #410

Orlando, FL 32819

407-352-5890 | moneycorp.com

Gift Basket

Laser Co 7 LLC

Jose' Nix

10105 Barnett Loop

Port Richey, FL 34668

727-645-3644 | laserco7.com

Health Insurance

USHEALTH Advisors - A UnitedHealthcare Company

Richard Lewis

727-492-4948

V-Benefits Group

Scott Verdonck

13427 Hampton Park Court

Fort Myers, FL 33913

239-989-3584 | v-benefitsgroup.org

Home Improvement

Curbio

Brittany Ortiz

11325 Seven Locks Road, Suite 200

Potomac, MD 20854

254-661-2472 | curbio.com

Home Inspection

Pillar To Post Home Inspectors

Scott McGarrity

8850 Alafia Cove Drive Riverview, Florida 33569

813-685-7573

360 Home Inspections

Scott Randolph

13325 Antonio Way

Dade City, Florida 33525

352-588-2184

A-Pro Home Inspection

Thomas Solarino

2424 W. Brandon Blvd., 1284

Brandon, FL 33511

813-358-2776

AcuSystem Home Inspections

David Gonzalez

5668 Fishhawk Crossing Blvd. Ste 120

Lithia, Florida 33547

813-361-8302 | goacusystem.com

Bay Area Home Inspections LLC

Shane Dollman

4612 South Lois Ave. Tampa, Florida 33611

813-727-8827 | bahi.biz

Best Home Inspection

Richard A Yelton

23086 Madelyn Ave.

Port Charlotte, Florida 33954

941-391-5372

besthomeinspectionandconstructionco.com

BLT Inspections

Brandon Testone

1810 W. Kennedy Blvd. Unit 310 Tampa, FL 33606

813-777-9848 | bltinspections.com

BPG Inspections

Randy Noon

19519 Long Lake Ranch Blvd.

Lutz, FL 33558

352-799-5958 | bpginsections.com

Chief Home Inspections

Richard Hyland

804 Sutton Ave.

Brandon, Florida 33510

813-333-6263 | chiefhomeinspections.com

Coastal Site Inspections Inc.

Fred and Lynn Tonte

6809 Armon Court

Wesley Chapel, FL 33545

813-973-2004 | Coastalsiteinspections.com

Complete Home Inspection Services

Albert Cooke

2000 E 12th Ave., #5466

Tampa, FL 33605

813-380-1355

completehomeinspectionservices.net

Cross Check Home Inspection LLC

Craig Stahl

5815 Laguna Woods Court

Tampa, Florida 33625

813-727-5470

Dynamic Home Inspections LLC

Dino Zeljkovic

10305 Ashley Oaks Dr.

Riverview, Florida 33578

813-495-5839

DynamicHomeInspectionsFL.com

Excalibur Inspections LLC

Michael Gallway

435 Lithia Pinecrest Road

Brandon, FL 33511

813-598-0048

Fair Winds Building Inspection Services LLC

Sang Park

16725 Longleat Dr.

Lutz, Florida 33549

757-513-1298 | FairWindsBIS@gmail.com

Florida Building Inspection Group

Dustie Amatangelo

1435 Oakfield Dr.

Brandon, FL 33511

813-409-3249

First Florida Home Inspection

Victoria Wyatt

18112 Ashton Park Way

Tampa, FL 33647

813-803-7619 | firstflhomeinspection.com

Get the Facts Home Inspection

Joe Svehla

867 W Bloomingdale

NO. 6118

Brandon, Florida 33508

813-785-4620

getthefactshomeinspection.com

Glisson Inspection

Timothy Glisson

2424 Prospect Road

Tampa, Florida 33629

813-625-1400

tim.glisson@glissoninspection.com

Greater Tampa Home Inspections

Joseph Shea

8822 W. Broad St. Tampa, FL 33615

813-382-5973 | inspecttampa.com

Handy Vet Inspections LLC

Robert Parmer

4315 W. Empedrado St.

Tampa, Florida 33629

813-981-2008 | HandyVetInspections.com

HDMK Home Inspections

Harton Kiel

15171 S. Harrells Ferry Road

Baton Rouge, LA 70816

888-401-4365 | HDMK.net/Tampa

Home Insights LLC

Riley Tucker

3909 Butternut Court

Brandon, Florida 33511

813-927-4250

Home Inspector Professionals

Aramis Taylor

2780 E. Fowler Ave. #232

Tampa, FL 33612

813-299-1642

homeinspectorprofessionals.com

HouseMaster Home Inspections

Michelle & Robert Southard

2702 Clubhouse Dr. Plant City, FL 33566

866-931-2350

east-tampa.housemaster.com

Insight Home Inspections

Daniel Horton

13336 Palmera Vista Dr. Riverview, Florida 33579

813-817-6477 | insighthomes.org

Inspect Pro 360 PLLC

David Heery

15624 Morning Dr.

Lutz, FL 33559

614-374-0053 | inspectpro360.com

IV Inspections

Steven Bernstein

14726 Via Estrella Place

Tampa, FL 33626 800-975-6354

JBL Home Inspections - Bitzas

Enterprises DBS

Dimitrios Bitzas

1713 Regal Mist Loop Trinity, FL 34655 727-914-9650 | jblhomeinspections.com

JPM Home Inspection LLC

Jose Perez Molina 4519 Eden Rock Road Tampa, FL 33634 813-863-7605

Longo Inspection Services LLC

George Longo

12153 N Dale Mabry, Ste 200 Tampa, Florida 33618 813-618-8393 | longoinspects.com

Lotus Land Inspection Services LLC

Amir Ibrahim

7515 Cypress Walk Dr. New Port Richey, FL 34655 917-302-3557

Max Home Inspections

Janai Hernandez

351 SW 136 Ave., Ste 206 Davie, FL 33026

954-866-8694

MaxHomeInspections.com

Million to One Home Inspections LLC

Steve Cooley

748 61st Ave. NE

Saint Petersburg, FL 33703

813-945-2500 | m21hi.com

Mizell Home Inspections

Shawn Mizell

1515 Sabra Dr. Brooksville, FL 34601

352-573-4748

mizellhomeinspections.com

Noble Property Inspections

Phillip Bullock

3107 Meadowcreek Dr. Missouri City, TX 77459

832-551-1397 | noble-pi.com

Northsight Management

Neil Lescott

8901 E. Mountain View Rd., Ste 100

Scottsdale, AZ 85258

386-295-8618 | northsight.com

Orbit 360 Home Inspections LLC

Ulises Guardiola

2004 E Rampart St.

Tampa, FL 33604

813-618-9228

Paramount Home Inspectors

Dale Gerstenberger

12933 Satin Lily Dr. Riverview, FL 33579

813-616-1399

paramountinspectors.com

R&R Home Inspections

Robert Stockert

6105 S. Main Ave.

Tampa, FL 33611

813-616-3356 | rrhomeinspections.com

Richard Pickle Ent Inc.

Richard Pickle

15820 Spring Crest Circle

Tampa, Florida 33624

813-843-8564

RMA Property Inspections

Brian Gruhn

16842 Midsummer Lane

Spring Hill, FL 34610

727-377-1332 | callrmatoday.com

Rock Solid Home Inspections

Dawn Perkins

4590 Ulmerton Road, Suite 119

Clearwater, FL 33762

727-408-1088

rocksolidhomeinspections.org

Safeline Home Inspections LLC

Corey Richardson

2021 Shadow Pine Dr.

Brandon, Florida 33511

813-777-8851 | safelineinspections.com

Sawgrass Home Inspections

Benjamin Hodges

13907 Pathfinder Dr.

Tampa, FL 33625

719-332-1643

Sawgrasshomeinspection.com

Shipshape Home Inspections

Curt Arnold

3702 W. Tyson Ave.

Tampa, Florida 33641

813-469-7443

Site Wise Inspection

David Vakili

414 Fern Cliff Ave. Tampa, FL 33617

813-758-4590

Southern Skies Inspections Inc.

Jerry Bourguignon

303 Tighe Ave. Seffner, FL 33584

813-470-8468

Tooles Inspection LLC

Jim Tooles

21007 Sunpoint Way 102 Tampa, Florida 33558

813-727-1197

Vet Check Property Inspections LLC

Cory Weaver

10810 Boyette Rd #852

Riverview, FL 33569

813-599-3822 | vetcheckinspections.com

Villa Residential Inspections LLC

Jelvis Villanueva

7326 Exter Way Tampa, FL 33615

786-547-7922

villainspections2020@gmail.com

Waypoint Property Inspection

Eddy Lai

3220 Parkside Center Circle

Tampa, Florida 33619

813-486-8551

waypointinspection.com

Win Home Inspection New Tampa

Rob Kuntz

P.O. Box 46591

Tampa, Florida 33646

813-774-1080

winhomeinspectionnewtampa.com

WIN Home Inspections – Land O

Lakes

Geffrey Rutgers

30320 Grymes Dr.

Wesley Chapel, FL 33545

813-610-1246 | landolakes.wini.com

Home Warranty

Old Republic Home Protection

Brian Brown

941-720-1415| myorhp.com/brianbrown

Insurance

Excellence First Insurance Specialist

Melissa Gallway

435 Lithia Pinecrest Road

Brandon, Florida 33511

813-867-2132 | excellencefirstins.com

Get Home Insurance Now

John Tankersley

1021 Douglas Ave. Altamonte Springs, FL 32714 407-227-0854 | gethomeinsurancenow.com

Seascape Insurance Group Inc.

Eric Mikel

106 Reid Ave.

Port Saint Joe, FL 32456

850-739-6766 | amfig.com

USHEALTH Advisors - A UnitedHealthcare Company

Richard Lewis

727-492-4948

ushagent.com/richardlewis

Junk Removal/Recycling

Junkluggers of North Tampa Bay

Vincent Breault

23834 FL-54

Lutz, FL 33559

813-362-9051

junkluggersofnorthtampabay.com

Marketing/Web Design

Tampa Bay Times

Jennifer Conklin

490 1st Avenue S. St. Petersburg, Florida 33701

716-903-6653

Prepense Business Solutions

Johnathan McKeen-Chaff

PO BOX 2292

Dade City, FL 33526

352-428-6067

Mortgage Services

Cadence Bank

Eric Stone

4890 W. Kennedy Blvd., Suite 820

Tampa, FL 33609

813-425-9200 | cadencebank.com

GTE Financial

Tabitha Roach

711 E. Henderson Ave.

Tampa, Florida 33602

813-871-2690

Home Access Financial

Brian Finucane

100 S. Ashley Drive Suite 1150

Tampa, FL 33602

813-515-7548

homeaccessfinancial.com

LMCU

Matt Russell

408 S. MacDill Ave.

Tampa, FL 33609

813-342-4780 | lmcu.org

Movement Mortgage

Rick Bennett Jr.

180 Alt 19, Suite B

Palm Harbor, FL 34683

727-512-1772

movement.com/rick.bennett

Waterstone Mortgage

Tyler Walsh

4902 Eisenhower Blvd. Suite 385

Tampa, FL 33634

813-219-8085

mutualmortgage.com/tampa

719 Lending Inc.

Katrina Stone

104 S. Cascade Ave., #201

Colorado Springs, CO 80903

844-719-5363 | 719lending.com

America's Mortgage Solutions

Jon Ahrendt

4702 W Browning Ave.

Tampa, FL 33629

727-692-4043

americasmortgagesolutions.shapeportal. com/ref/7

Centennial Bank

Chuck Davis

1606 1st St. S.

Winter Haven, FL 33880

863-837-1005

E-Mortgage Capital

Wes Stone

18071 Fitch, Ste. 200 Irvine, CA 92614

863-514-7627

emortgagecapital.com/officer/wes-short

Embrace Home Loans

Michael Cockman

1408 N. Westshore Dr. Tampa, FL 33607

855-612-9398

embracehomeloans.com/location/florida/ tampa

Enclave Financial Corp.

Abby Ruppert Snyder

4522 W. Village Dr. Tampa, FL 33624

352-287-4345 | enclavefin.com

Fairway Independent Mortgage Corporation

Deven Alldaffer

1139 Professional Park Dr.

Brandon, FL 33511

813-376-3618 | fairwaymc.com

Fairway Independent Mortgage Corporation

Lindsey Vance

924 Alt 19, Unit E Palm Harbor, FL 34683 727-647-8198 | lindseyatfairway.com

Fluxx Funding LLC

Robert Paredes

410 S. Ware Blvd., Suite 402

Tampa, FL 33619

813-300-7218 | fluxxfunding.com

Hancock Whitney Bank

Mireya LoCicero

2202 N. Westshore Blvd. Suite 110

Tampa, FL 33607

941-714-3393 | hancockwhitney.com

Homebridge Financial

Nicolette VanPelt

10159 Highland Manor Dr., Suite 120

Tampa, FL 33610

813-317-6773

homebridge.com/nicolettevanpelt

Midflorida Credit Union

Laura McKenzie

1112 S. Dale Mabry Hwy

Tampa, FL 33629

863-688-8443

NEXA Mortgage

Maurice Gissendanner

2450 S. Gilbert Rd. #210 Chandler, FL 85286

813-816-2532 | nexamortgage.com

NFM Lending

Nathaniel Bittman 3180 Curlew Rd Unit 107

Oldsmar, FL 34677

727-450-3917 | snmc.com

Raymond James Bank

Ashley Turner

710 Carillion Parkway

Saint Petersburg, FL 33716

727-567-1901

raymondjamesbank.com

Royal & Company Mortgage Corporation

Kevin Suba

792 W. Lumsden Road

Brandon, FL 33511

813-657-6900 | royalcomortgage.com

Silver Bay Lending

Erica Paradise

1205 N. Franklin St. Suite 105

Tampa, FL 33602

813-994-1819 | ericaparadise.com

Suncoast Credit Union

Tammy Kiehl

6801 E. Hillsborough Ave.

Tampa, Florida 33610

813-426-4641

The Mortgage Firm Tampa

Patrick Storch

8471 W. Linebaugh Ave.

Tampa, Florida 33625

813-616-8844

closemymortgagetampa.com

Third Federal Savings & Loan

Ivette Rivera

11707 N. Dale Mabry Hwy.

Tampa, FL 33618

813-289-3671 | ThirdFederal.com

Unity Residential & Commercial Mortgage

Dina Elbiherie

100 Ashley Dr., Suite 600

Tampa, FL 33602

848-208-1088 | unityrcm.com

USF Federal Credit Union

Bobby Bucholtz

13302 USF Palm Dr.

Tampa, Florida 33612

813-569-2183 | USFFCU.com

VanDyk Mortgage Corp.

Shawn Miller

5020 W. Linebaugh Ave., Suite 130

Tampa, FL 33624

727-214-6400

shawnmiller.vandykmortgage.com

Pest Control

Citarella Termite and Pest Managemen

Kevin Citarella

833-608-2652 | citarellapest.com

Hughes Exterminators

Audra Snyder

1781 W. Hillsborough Ave.

Tampa, Florida 33603

813-884-1555 | hughes-exterminators.com

Trutech Wildlife Service

Alex Deckard

Tampa, FL 33618

813-590-7891 | trutechinc.com

Photography

Arnold Novak Photography

Arnold Novak

4333 Bayside Village Dr.

Apt #316

Tampa, Florida 33615

813-400-9090 | arnoldnovak.com

Delhomme Studio & Production LLC

Wendell Delhomme

4913 Steel Dust Lane

Lutz, FL 33559

813-640-0618 | delhommephotos.com

Febre Frameworks LLC

Manny Febre

3802 Ehrlich Road #308

Tampa, FL 33624

813-906-8300 | febreframeworks.com

J Rae Photography

Jessica Jaeckel

3028 W. Van Buren Dr. Tampa, FL

813-951-8208 | jraephotography.com

Next Door Photos North Tampa

Isaac Morillo

16401 Cypress Water Way

Tampa, FL 33624

813-784-7675

Professional Organization

Tampa Bay Chapter of NARPM

Andrew Dougill

3900 W. Dale Ave.

Tampa, Florida 33609

813-658-8210 | tampabay.narpm.org

Property Management

Condominium Associates

Doug Jenkins

3001 Executive Dr., Suite 260

Clearwater, FL 33762

727-573-9300

condominiumassociates.com

Real Estate Dispute Resolution

Thomas E. Feaster, Florida Supreme Court Certified Circuit Civil Mediator

Thomas E. Feaster

114 South Tampania Ave.

Tampa, Fl 33609

813-404-6580

tom.feaster@hotmail.com

Relocation Services/Moving

2 College Brothers Moving & Storage

Faith Larkin

4701 Acline Dr. East #275

Tampa, FL 33605

813-575-4491 | 2COLLEGEBROTHERS.COM

All My Sons Moving & Storage

Jameson Olsen

4410 W. Crest Ave, Unit A Tampa, FL 33614 561-578-3800 | allmysons.com

Roofing/Solar

Elite Roofing Services Inc.

Camille Austin PO Box 89848

Tampa, FL 33689

813-630-0800 | eliteroofingservices.com

Musick Roofing

Mike Musick

P.O. Box 8782

Lakeland, FL 33806

863-904-5350

Rescue Roofing of Tampa Inc.

Collin Kruse

5132 Land O Lakes Blvd. #106

Land O Lakes, FL 34639

813-661-7663 | rescueroofingoftampa.com

Solar Power Equity

Kevin Tison

1996 Crossroads Blvd.

Winter Haven, FL 33881

863-206-5755 | solarpowerequity.com

Security Services

ADT Security Solutions

Geovanni Este

701 S. 301 Hwy

Riverview, FL 33619

813-955-9651 | adt.com

Technology

Elm Street Technology / Social Media Boot Camp

Todd Colthorp

10601 Clarence Dr., Suite 265

Frisco, TX 75033

517-214-3333

Title Agencies

Brown & Associates Law & Title PA

Barbara Brown

11373 Countryway Blvd.

Tampa, Florida 33626

813-528-4044 | brownlawandtitle.com

Enterprise Title of Tampa Bay Inc.

Phillip Clark

5303 Technology Dr.

Tampa, FL 33647

813-961-3391 | etotb.com

Acuity Title Company

Katrice Briggs

4830 W. Kennedy Blvd, Suite 600

Tampa, FL 33609 813-509-2348 | acuitytc.com

Assurity Title

Cassandra McSherry 10129 Gallant Lane

Tampa, FL 33625 813-556-7501

Berlin Patten Ebling

Megan Carbone

324 S. Hyde Park Ave, Suite 325

Tampa, FL 33606

813-467-7500 | berlinpatten.com

Cloud Title LLC

Lucretia Junge

1990 Main Street #750

Sarasota, FL 34236

888-512-7135 | cloudtitle.com

Fidelity National Title Ins.Co

Patti Counce

3401 4th St. N.

St. Petersburg, FL 33704

813-415-7814 | tampa.fntic.com

First American Title

Michelle Hernandez

1731 S Kings Ave.

Brandon, Florida 33511 813-514-2828

Haven Title LLC

Jessica Arnold

3249 W. Cypress St., Unit C Tampa, FL 33607

813-699-3054 | Haventitle.com

Insured Title Agency LLC

Mandy Hunter

13029 W. Linebaugh Ave. Ste. 102 Tampa, FL 33626

813-855-3585 | insured-title.com

Mason Title and Escrow Company

Mary Turner

3341 W. Bears Ave. Tampa, FL 33618 813 264-6110 | www.masontitle.com

Nations Title of Florida

Monica Hellbaum 9500 Koger Blvd., Suite 114 St. Petersburg, FL 33702 727-201-4694 | nationstitle.com

Palladium Title

Dan Wright

19321 US Hwy 19 N., Suite 512 Clearwater, FL 33764 727-474-8400

dwright@palladiumtitle.com

Title Insurance

Community Land Title Insurance Agency

Veronica Alfaro

3608 W. Azeele St., Suite 101 Tamp, FL 33609 813-801-9695

Transaction Management

Your Transaction Manager

Angela Settlemyre

1809 E. Diana St. Tampa, Florida 33610 813-348-0035

If you’re an active Affiliate and you don’t see your information listed in the directory, please contact our Affiliate Department at affiliates@tamparealtors.org.

5% comm i ssion to licensed real estate agents for qualified reser vations in Tower Two for a limited time!

M ARINA POINTE

Tampa Bay’s only On The Water luxury residences

Luxury meets the water with residences that tower over sparkling waves and a walkable town center just minutes from Downtown Tampa and the beaches of St. Petersburg.

Schedule a visit for private broker tours or bring your well-suited buyers to discover the lifestyle they have been dreaming of.

(813) 930-9800 | info@marinapointe.com

marinapointe.com

TOWER ONE

Select residences available for immediate move-in

TOWER TWO

Pre-construction pricing available with million dollar views still available for less than a million dollars

Pricing from the $700s

Community features, amenities and pricing are approximate and subject to change without notice. Developer reserves the right to replace with items of equal value. There are various methods for calculating the total square footage of a condominium unit, and depending on the method of calculation, the quoted square footage of a condominium unit may vary by more than a nominal amount. The dimensions stated in this brochure are measured to the exterior boundaries of the exterior walls and the centerline of interior demising walls and, in fact, are larger than the dimensions of the “Unit” as defined in the Declaration of Condominium for Marina Pointe which is measured using interior measurements. All illustrations are artistic conceptual renderings. The property does not come fully furnished. Residences will be delivered with closets designer ready. Broker participation welcomed. This is not an offer to sell or solicitation of offers to buy the condominium units in states where such offer or solicitation cannot be made. Prices and availability are subject to change at any time without notice. ORAL REPRESENTATIONS CANNOT BE RELIED UPON AS CORRECTLY STATING REPRESENTATIONS OF THE DEVELOPER. FOR CORRECT REPRESENTATIONS, MAKE REFERENCE TO THIS BROCHURE AND TO THE DOCUMENTS REQUIRED BY SECTION 718.503, FLORIDA STATUTES, TO BE FURNISHED BY A DEVELOPER TO A BUYER OR LESSEE.