HOMEOWNERSHIP: A RESIDENT INTERVIEW

For nearly two decades, Jacqueline Wilson has been an integral part of the Greccio Housing community. In this interview, Jacqueline reflects on her path, offers advice to fellow residents, and shares her gratitude for the organization that supported her journey.

Greccio Housing [GH]: How long have you been with Greccio Housing and how did you learn about our organization?

Jacqueline Wilson: I’ve been with Greccio Housing a combined 19 years across three different properties. I first learned about Greccio Housing while living in New Jersey. Before moving here, I looked up affordable housing options in Colorado Springs, and Greccio Housing came up so I decided to come here. I didn’t know anyone in the area when I arrived. On a whim, I stayed with a couple for a short time, then went to Greccio Housing for an interview.

[GH] Over the course of the 19 years you’ve been with Greccio Housing what kinds of programs did you utilize through our Resident Resource Center?

Jacqueline: Well, my involvement with Resident Resources started with the food pantry. You guys provide great food—fresh food—from different agencies, and I did that for a couple of years. And you offer residents a finance class in which they teach how to buy homes, build up your credit, and learn the things you need to know if you want to purchase a home.

However, when I started the class, I just went for the free $100 off your rent, with no expectations of ever doing anything other than renting from Greccio. But through those classes, I learned some techniques and things that I needed to do in order to purchase a home. I used the resources that the finance classes gave me, put them into action, and they worked… they really worked!

So, after 19 years, I was finally able to purchase a home, and that’s where I am today.

Pictured: Jacqueline saying goodbye to her old apartment as she prepares to move to her new house in North Carolina.

[GH] What was the process you went through to become a homeowner?

Jacqueline: My journey to homeownership started with fixing my credit. That was the number one thing I learned through the finance class. So, I paid off my credit card bills and was diligent about paying my rent and utilities on time because all of that goes into consideration. You don’t think it’s important, but it really is!

Even though I didn’t qualify for a lot of money, I was able to receive what I did by fixing my credit, being consistent, and creating a great pay history at Greccio. That also counted toward getting the loan I have.

What I learned, I used.

[GH] What advice do you have for fellow residents who are looking to become future homeowners?

Jacqueline: It’s not going to happen overnight, I’ll tell you that. Have patience and be consistent in paying your bills, and utilize the resources being offered at Greccio Housing—like those classes. It may not seem like it counts for you, but I was so surprised when what they taught me in those classes actually worked. I was amazed, and now the fruit of that experience has gotten me to where I am today.

Pictured: Jacqueline and the Resident Council members during a 2024 Spring meeting hosted at the Greccio Housing main office.

[GH] What would you say to someone that might be on the fence about needing affordable housing?

Jacqueline: Greccio has great affordable housing, but I believe they want the best for their residents, and that’s why they provide the classes to improve finances and the food pantry. I’m glad I chose Greccio when I first came here.

[GH] What inspired you to join the resident council and take on a more active role beyond that of a typical resident?

Jacqueline: I’m here anyway, I live here anyway, so why not utilize my experience? That’s why I got involved. I’ve been here for 19 years, and I applaud the organization. I believe in what Greccio is doing and thank them for offering these things so you can participate and feel like a part of something, instead of just a renter.

That’s one thing Greccio never did—they never made me feel like just a renter. I always felt like I was a part of something good, and that’s why I participated in programs like the resident council.

[GH] Do you have any final thoughts or messages you’d like to share?

Jacqueline: I just want to add that it’s been a great experience. I’d like to thank each staff member, each volunteer, and each donor for what they provide to Greccio Housing for the residents. I’m going to take that with me going forward. I’m very grateful and appreciative that you’re here and that you provided safe and affordable housing for 19 years for me and my family.