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1. OUR FUNDAMENTAL PRINCIPLES
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Gránit Bank aims to ofer the most modern online banking solutions and digital financial services to its customers in order to provide an outstanding customer experience in terms of convenience, security and speed while achieving efciency of operation and becoming a stable partner to value-creating businesses.
Committed Shareholders And Management
Shareholders and the management are motivated by increasing the Bank’s shareholder value and improving customer satisfaction.
CUSTOMER RELATIONS BASED ON CONFIDENCE
‣ Mutual confidence and long-term customer relations
‣ Solutions tailored to customer needs
‣ Fast, convenient and secure financial services
‣ Business-based approach
‣ Supporting our customers’ activities
CUSTOMER-CENTRED INNOVATIONS
‣ Market leading digital banking services with a high customer experience.
‣ The improvements will serve both convenient and fast everyday banking and sustainability through the implementation of branchless digital banking.
Efficient Operation
‣ Streamlined organisation, efcient local decision-making.
‣ Transparent operation, structured, predictable, conservative processes.
2. OUR STRATEGY DIGITAL, GREEN FINANCIAL SERVICES, CONSERVATIVE LENDING
Gránit Bank is Hungary’s first digital bank, with market-leading solutions which:
‣ make banking easier as well as more convenient and sustainable.
‣ can be combined with personal consulting on request.
‣ provide customised and cost-efective solutions.
Using innovative electronic banking and financial services to develop simple, convenient and cost-efective solutions for retail customers, providing outstanding customer experience and serving the target of sustainability.
Providing sustained favourable conditions for customers with the help of a cost-efective business model implemented through digital devices and options, ensuring the bank’s stable operation in the long-term.
Providing comprehensive financial and financing solutions for business customers.
Three Strategic Pillars
Innovative Digital Banking Services
With the spread and opportunities of smart and mobile devices, the management of finances rises to a new level.
Conservative Values
Beside innovation, the Bank’s operation focuses on conservative lending.
HIGH LIQUIDITY, COST-EFFICIENT OPERATION
The Bank’s business model ensures high liquidity and cost-efcient operation, ofering sustained favourable conditions for customers.
