HOMES+ Magazine Issue 147

HOMES FOR THE LOVE OF HOMES

Top Producing RE/MAX Twin City Team since 2012 Awarded Top 100 Teams Worldwide for RE/MAX

$1,600,000 GRAND LUXURY IN BEAUTIFUL BEECHWOOD ESTATES

Exquisitely designed or design your own new home! Only 4 lots remaining. No model to view, please email Troy@schmidtteam.com for the sales brochure. 2,500 sqft, custom built, 2 storey family home on a quiet cul-de-sac in a tranquil woodland setting. You’ll love the luxurious elegance and contemporary craftsmanship this home offers. Completion is 6 months from the time of purchase. MLS®

$899,000 METICULOUSLY CARED FOR

4 bedroom, 4 bath home with fully finished walkout basement nestled on a quiet mature Court. Living room is complimented by hardwood floors, crown moulding and built in fireplace. Dining room boasts hardwood floors, wainscotting and crown moulding. Main floor Family room with wood burning fireplace, oak built-ins and walkout to newer 12 x 24 ft deck. Eat in kitchen features an abundance of cabinetry, granite counter tops, stainless steel appliances and walkout to deck. The upper level boasts 4 generous size bedrooms including the oversize primary with full en suite and walk in closet. The lower level is fully finished and includes sun filled recreation room with gas fireplace, games room with walkout to rear garden, office with oak paneling, and a 2 pc bath. Air conditioner new this year, most windows have been replaced, roof approximately 10 years, main floor laundry. MLS®

519 885 0200

Selling Waterloo Region Since 1986!

$850,000 HEART OF UPTOWN WATERLOO! Stunning penthouse condo, 1,931 sqft with balcony. Great open concept layout with panoramic views of the city offering 2+ bdrms, 2 full baths, 10 foot ceilings, huge walk-in closets and updated floors, kitchen and baths. EXCL

$679,900 CHARMING HOME IN EAST WARD! Mature tree-lined street, within walking distance to all amenities. Move-in ready, 3 bdrm, 1.5 bath & w-up attic. Fin’d RR w/gas fireplace. Original hrdwd, oak trim, eat-in kitchen w/SS appls. Mostly new windows. Private yard w/hot tub. MLS®

SUPER NORTHLAKE LOCATION Lots of potential! Raised bungalow w/garage on a 124 ft deep lot. 3 bdrms, finished RR, 2 pc rough-in on lower level. Conveniently located to all amenities incl shopping, schools, public transportation, walking trails and more. MLS®

$750,000 DESIRABLE ROSEMOUNT Bright & spacious living and dining area. Natural gas FP, kitchen and bath were both updated in 2018. 3 bdrms on mn flr. Fully finished lower level with a great inlaw set up. Fully finished workshop area. Fully fenced, private rear yard. MLS®

$600,000 BRIGHT AND SPACIOUS. Updated home, yet keeping all the original charm. 3 large bedrooms, 1 bathroom. Half acre property, fully fenced. EXCL

$499,900 ATTENTION FIRST TIME BUYERS! Spacious end unit townhouse, updated finishes throughout, 3 bdrms, located close to universities, shopping & amenities! Flexible layout, space for an add’l bdrm or DR. Updated kitchen, ceramic flooring & counters. Bright living area. MLS®

THINKING OF SELLING?

Find Out What Your Home Is Worth In Today's Market.

• RE/MAX Twin City #1 producing Real Estate Team since 2012.

• Receive a Complete Market Information Package • Full 3D Tour, Drone and Video Marketing

• L eading the Real Estate Industry with Award Winning Personal Service and Results since 1986 •W e offer Public or Virtual Open Houses (or both)!

• Complimentary Home Staging Consultation • All listings posted on the Toronto Real Estate Board

Call for your FREE Home Evaluation Today!

Troy Schmidt

Jeanette Schmidt

519 729 2002 troy@schmidtteam.ca

519 729 0320 jschmidt@kw-homes.com

Broker

Sales Representative

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HOMES + COVER SHOWCASE

2

EXQUISITE SCANDINAVIAN INSPIRED HOME Set in the heart of Downtown Kitchener in a lushly treed & peaceful heritage district.

Minimalist design featuring natural materials, light colours & bright spaces, engineered to the highest standards. Meticulously designed & built with every detail of architecture, technology, building science & construction thoughtfully considered.

This extraordinary contemporary home is perfection! Top-of-the-line European appliances, traditional Scandinavian wood floors & sculptural design elements create a breathtaking residence with subtle sophistication. Fabulous 3rd floor getaway featuring ample home office space, plus a professional-grade gym with panoramic views, sauna & exterior tree-top cedar hot tub.

The most walkable location in the city – convenient to coffee shops, restaurants, Google & the downtown tech sector. An architecturally distinctive design oasis in the heart of the city. A Genuine Rarity.

$3.4M

MLS®

WHITNEY & Company Realty Limited, Brokerage Longest Standing Real Estate Brokerage of 84 years in Waterloo Region

whitneyres.com

519 746 6300 x233

colleen.whitney@whitneyre.com

Colleen Whitney sales representative

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RE/MAX Solid Gold Realty (II) Ltd., BROKERAGE Independently Owned & Operated

519.888.7110

Serving KW for over 40 years! jcmcintyre@remaxsolidgold.biz www.mcintyreteam.com

JIM McINTYRE SALES REPRESENTATIVE

SHANNON TREADWELL SALES REPRESENTATIVE

2002-2021

$799,000 BUSINESS OPPORTUNITY! Opportunity to acquire & operate a business w/great exposure on Fairway Rd S. Franchise home decor concept that has operated out of the same location for 34+ years establishing solid connections w/home builders, renovators, and designer businesses throughout the KW market.

Established clientele. MLS®

4

AS LE R FO

$599,900 ROSEMOUNT! Attention first-time buyers & investors! Charming 2 bdrm, 2 baths brick bungalow w/ detached garage! French door w/wood trim & etched glass in entrance way. Hardwood in LR & bdrms. Fin’d basement with 3piece bath. Enclosed sun porch overlooks treed yard with deep (144’) lot! Located near downtown Kitchener, w/ easy access to xway! Just add your personal touches & make this your next home! EXCL

E

$1,295,000 LAURELWOOD! Prestigious cul-de-sac location, backing onto forest & pond! 2-storey, light-filled foyer, french doors to main floor office, spacious living & dining room, main floor laundry & powder room. Huge open-concept kitchen/great room with gas fireplace & sliders to 2-tiered deck with pergola, overlooking treed, private yard! Brand new kitchen, stainless appliances & island with breakfast bar. Master bedroom with luxury 5 piece ensuite bath featuring over-size glass shower & free-standing soaker tub! Carpet-free 4-bedroom home with walk-out basement! MLS®

$3,150/mth WATERPARK! 2 bdrm + den, 2 bath condo w/over 1,700 sqft of living space! Spacious rooms, huge windows, lots of natural light & balcony.

2 underground parking spots! Building amenities include pool, sauna, exercise room, party room & guest suite. Fantastic Uptown Waterloo location! Enjoy the carefree condo lifestyle! EXCL

00

PETERSBURG Offered at:

$1,800,000 MLS®

BLUEWATER Offered at:

MLS®

$995,000

ELMIRA Offered at:

$949,900 MLS®

KITCHENER Offered at:

MLS®

$849,900

JACK FITZGERALD Sales Representative

jack@jackfitzgerald.ca | www.jackfitzgerald.ca | 519 885 0200 00 5

CONTENTS featured articles 10 Whipped Shorttbread

by Dana Shortt

10

14 Realtors Show They Care

with KWAR 24 Title Insurance Explained

by Victor Hussein 28 First Time Buyer Incentive

34

30 Investor Lingo

by Westside Partners

34 Holiday Decorating Trends

by Shauna Lynn Simon

36 California Chicken Sauce

by Chef D 42 Should you buy First or Sell First

by Julie Martin

50 Design Tips for an Investment Property

by Activa

36

Did you know...

50

We Are DIGITAL

follow these instructions: • Open your phone camera • Point it at this QR code • Flip through & enjoy!

Copyright © 2021 All rights reserved. Reproduction of any article, photographs or artwork without permission from the Publisher is strictly prohibited.

Advertisements published in HOMES+ Magazine are supplied solely by the advertiser and the Publisher accepts no responsibility for opinions expressed in advertisements or for copyright issue with respect to them.

4 6

FOR THE LOVE OF HOMES

OCTOBER

Market Report TOTAL HOMES SOLD

OF A DETACHED HOME

593

$997,654

from Oct 2020

from Oct 2020

down 11.1%

Nicole Pohl

President of KWAR

AVERAGE PRICE

up 34.2%

AVERAGE DAYS ON MARKET

10

down

from 13

in Oct 2020

While not as red-hot as last year’s recordbreaking October, it was still a higher-thannormal number of home sales for the month, and the second-highest October on record.

The number of listings coming on the market can scarcely keep up with the demand for homes in Waterloo Region, and the continued price growth we see in October reflects this.

COVERING THE REGION OF WATERLOO & WELLINGTON COUNTY Kitchener, Waterloo, Cambridge, Guelph, Elmira, St. Jacobs, Heidelberg, St. Clements, Conestogo, West Montrose, Wellesley, St. Agatha, Plattsville, Baden, New Hamburg, New Dundee, Roseville, Ayr, Breslau & Maryhill PUBLISHERS Brad & Alissa McGill EDITOR Cheryl Oudshoorn

DIGITAL DEVELOPERS Alex Martin Brendan Brading PRODUCTION & PHOTOGRAPHY Jacqueline Diaz Alissa McGill

DESIGN LEAD Lisa Totzke SALES & MARKETING Steve Singh COVER PHOTO BY Jens Langen

DISTRIBUTION Patti-Anne Fitzpatrick John Thompson

For advertising information HOMES+ Magazine welcomes contributions of articles, recipes, DIY projects and other creative materials from the community.

Please email info@homesplusmagazine to be considered for an upcoming issue.

519 725 1631

info@homesplusmagazine.com

www.homesplusmagazine.com Partnered with

Promoting reforestation around the globe.

5 7

SOLD 1 4 4 B R A D S H AW D R I V E STRATFORD Almost 3,000 sqft of living space and sits on a large fully fenced lot. Main floor features bright foyer, 2-piece powder, laundry room with access to a spacious 1.5 car garage. Open concept living/dining floor plan is accompanied by a flood of natural lighting, spacious kitchen with island seating and stainless steel appliances perfect for cooking or entertaining. The upper level comprises a total of 4 spacious bedrooms and 2 bathrooms, with the primary room featuring a large walk-in closet and 4-piece ensuite with glass shower and corner soaker tub with tile surround. A fully finished basement with large rec room, 2-piece powder and plenty of storage offers additional living space and grants you the flexibility of using the area as you see fit. MLS®

SOLD

13-461 COLUMBIA ST. W. WATERLOO Bright, open concept detached bungalow in Beechwood’s desirable condo complex Village of Clair Creek! This 1,424 square foot beauty offers open concept main floor living with new paint (2021), hardwood floors and vaulted ceilings. Main level features spacious kitchen with island seating for 6, ample cabinet and pantry space, dinette and large windows surrounding the living room’s cozy gas fireplace. Large attractive primary bedroom features California shutters, ensuite and several closets to keep you organized. All brick home with detached 2 car garage, private backyard with access to stone patio from main floor mud/laundry room, a quaint little escape!

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RELATIONSHIPS BUILT ON TRUST I offer a uniquely personal and client-focused service approach that treats each client to a luxury concierge experience.

Today more than ever, you need to work with someone who has your best interests at heart.

PENNY MAILLETTE

BSc, CIPS

Sales Representative

penny@pennymaillette.com | www.pennymaillette.com

519-897-0300

9

HOMES + E A T S

Melt-in-your-mouth At the shop, we sell loads of shorttbread, especially at Easter and Christmas.

Whipped Shorttbread

Here is a recipe for my melt-in-your-mouth whipped shorttbread. They are very light and tender so be forewarned – they are quite fragile! We no longer sell this particular variety of shortbread at the store because we found that packaging them into bags caused too much breakage and crumbling.

Shorttbread makes a beautiful (not to mention delicious) hostess gift. Be sure to package your cookies into sturdy vessels like biscuit tins or ceramic dishes to prevent any breakage.

Ingredients

Makes about 3 dozen/36 shorttbread.

1 lb Salted butter, at room temperature 2 cups All purpose flour 1 cup Icing sugar 1 cup Cornstarch 1.5 tsp

Pure vanilla extract

Method

DANA SHORTT

Owner of Dana Shortt Gourmet & Gifts

• Cream butter in a stand mixer on medium speed (or use hand mixer) until light and fluffy.

Add vanilla extract.

• Sift dry ingredients twice.

• Add dry ingredients slowly to the butter-vanilla mixture (in about three additions).

• Chill dough in fridge.

• Roll into 1” (one-inch) diameter balls on parchmentlined baking sheet and press to slightly flatten with the tines of fork.

• Bake for about 30 minutes in a 300º F oven.

Dana’s tip I almost always bake (and cook) with unsalted butter, however this recipe calls for salted butter. For best results, please do not substitute the unsalted variety.

If you are feeling indulgent…

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Dip shorttbread into melted dark chocolate (dip them entirely or half-dip them) then put them in the fridge to cool and set. You can also sprinkle fresh orange zest on top of the melted chocolate for a twist.

Emil Burca Sales Representative

519.502.5737

Daniela Burca Sales Representative

Letitia Frazer Sales Representative

170 Mountain Holly Court, Waterloo $1,595,000 Expect to be impressed with fully finished top to bottom Bungalow with semiprivate in-law suite. Situated on a large pie shaped lot backing onto acres of beautiful forest. This child safe court is only steps away from Vista Hills public school. 4 bed, 4 bath including 2 ensuites. MLS®

1170 Ratcliffe Estate Lot, Kitchener-Waterloo $1,079,000 Rare executive building lot. Set in an exclusive neigbourhood. Fully serviced and shovel ready for construction. MLS®

127 Fergus Ave, Kitchener $575,000

1041 Alfred Street, Linwood $675,000 Inspiring renovation, 2 bdrms, 2 full baths, located in Linwood, 20 min drive to North East Waterloo. Carpet free w/engineered wide plank hrdwd. MLS®

SOLD!

1402 Wrigley Road

519-885-0200

Ideal for an entry level or downsizer!

3 + 2 bdrm, 2 bath bungalow. Located on a 55’ x 120’ lot with 3 car parking.

MLS®

SOLD!

SOLD!

326 Edwin Street

SOLD!

SOLD!

72 Steepleridge Street

54 Tweedsdale Street

www.teamburca.com

.

info@teamburca.com 11

T R U S T • K N O W L E D G E • R E S U LT S

BROKERAGE

519.342.6550

$999,900 Raised bungalow on almost 0.5 acres in desirable Colonial Acres! MLS® Call Brad

$495,000 Updated condo townhouse near Conestoga Mall w/fees under $300/mth.

MLS® Call Brad

DAVID McINTYRE BROKER OF RECORD

519.781.9110 dave@mres.ca www.mres.ca

In this market, searching for

YOUR DREAM HOME can be nuts!

We will make the whole process a lot less “squirrelly”

BRAD ENNS BROKER

519.500.1641

brad@mres.ca www.ennsrealestate.ca

CHRIS STANLEY BROKER

519.497.5935

chris@mres.ca www.stanleyshomes.ca

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WE HAVE BUYERS FOR...

Legal Duplex in Cambridge Legal Duplex in Kitchener Legal Triplex in Kitchener

3+ Bed Home in Waterloo Region 2+ Bed Home in Kitchener 2 Bed Condo in Kitchener

IF YOU ARE LOOKING TO SELL CALL US TODAY!

B R O K E R A G E

519.578.0337

RYAN BRIGGS*

www.cmarealty.ca

519.498.5775

ryan@cmarealty.ca

*Sales Representative

CHRISTINA ROONEY* 519.654.2408

christina@cmarealty.ca

DUNCAN MCLEAN* 519.590.7997

duncan@cmarealty.ca

E X C E P T I O N A L S E R V I C E • E X C E P T I O N A L R E S U LT S

$1,699,900 ~ RESIDENTIAL/COMMERCIAL OPPORTUNITY Live/work space w/institutional/residential zoning (I-1) allows for many professional uses including, health clinic, day care, educational, religious, home business and more. 3,600 sqft building features 3 dedicated entrances, with spa/clinic layout on lower 2 levels & 4 bdrm residential home on upper 3 levels. Therapy rooms, gym, sauna, steam room, soaking tub & so much more. AAA location for this modern spa/physiotherapy clinic located on 2 public transit lines. MLS® Call Ryan

SOLD

$2,999,900 ~ 106 ACRE FARM

THE GLEN ROYAL Modern 1,970 sqft open concept condo with 3 beds, ensuite bath and walkouts to two large covered balconies. Enjoy the convenience of 2nd floor living, in-suite laundry, on site storage locker, underground parking and beautifully manicured grounds featuring patios, a lovely gazebo, tennis court, indoor pool, sauna, hot tub & gym. Located seconds to expressway access, across from grocery shopping, on transit and close to shopping and all amenities.

MLS® Call Christina

The Conestoga River borders this amazing 106 acre farm, located just 10 minutes from Arthur and Drayton.

Featuring approx 86 acres of workable tiled land, 3 ponds, garage/workshop & barn w/20 livestock stalls. The 3 bdrm farmhouse is loaded w/character w/a recently replaced roof, new furnace & water heater. MLS® Call Ryan

13

REALTORS SHOW THEY CARE ABOUT THEIR COMMUNITY The Kitchener-Waterloo Association of REALTORS® (KWAR) is proud to announce the result of two recent fundraisers for local-shelter based charities.

On Thursday, September 16th, 112 golfers took part in KWAR’s 27th Annual Charity Golf Tournament at Rebel Creek Golf Club.

The event, which was supplemented by an online auction, raised $54,450 for Habitat for Humanity Waterloo Region.

“In our rapidly-growing community, homeownership has become increasingly out of reach for many”, says Nicole Pohl, KWAR President. “REALTORS® are proud to support Habitat for Humanity Waterloo Region in their mission to combat the housing crisis right here in our community through their unique homeownership program.”

KWAR wishes to thank Presenting Sponsor, Activa, and the many sponsors, volunteers, and prize & online auction donors who made this tournament such a success.

14

From September 24th through October 1st, KWAR held its 2nd Annual KW REALTOR® Run. 73 participants raised over $15,000 for four local shelter-based charities; A Better Tent City, House of Friendship, Indwell, and Lutherwood.

The Realtor Run 5K provides a safe way to give back to the community and feature the places we love in Waterloo Region. “We know how lucky we are to call Waterloo Region home and we want to make sure we’re building a community that feels like home for everyone.

That’s why we are very pleased to support these four local charities who are working hard to do just that.” – Nicole Pohl, KWAR President KWAR would like to thank our 2021 Realtor Run sponsors for their support of this event.

Steve Bailey BROKER & MANAGING PARTNER

STEVE@SOLDBYBAILEY.COM | @SOLDBYBAILEY

THE BAILEY TEAM

Well-known Greek restaurant. Owners retiring after 25 years.

151 Frederick Street, Kitchener Listed At $119,000

Beautiful, low maintenance Millpond townhome.

15-625 Blackbridge Road, Cambridge 3 Beds | 2.5 Baths | Listed At $698,000

Build your dream on a 1.31 acre waterfront lot, Lake Nipissing.

134 Glenrock Road, Sturgeon Falls Listed At $275,000

Townhouse in central Oakville location.

2273 Hummingbird Way, Oakville 3 Beds | 2.5 Baths | Listed At $850,000

THE AGENCY, BADEN

THE AGENCY, KITCHENER

THE AGENCY, OAKVILLE

8 FOUNDRY STREET BADEN, ON, N3A 2P5 | 519.208.1444 @THEAGENCYWATERLOOREGION

417 KING STREET WEST, UNIT B1 KITCHENER, ON, N2G 1C2 | 519.208.1444 @THEAGENCYWATERLOOREGION

136 CHURCH STREET, OAKVILLE, ON, L6J 1M9 | 905.636.0045 @THEAGENCYOAKVILLE

NOT INTENDED TO SOLICIT PROPERTIES UNDER CONTRACT WITH A BROKERAGE. EACH OFFICE INDEPENTELY OWNED AND OPERATED.

1500

So far this year we have successfully helped...

13 BUYERS 22 SELLERS 6 LEASES CHECK OUR WEBSITE

www.TheRedCarpetCrew.com FOR OUR LATEST LISTINGS

SOLD

ComingS oon TO

MLS

$340,000 DUPLEX FOR SALE IN DOWNTOWN CAMBRIDGE (GALT) Fully rented and loads of potential with flexible Commercial / Residential zoning.

Available for showings for 3 days ONLY (November 19, 20 and 21), so call right away to pre-book your showing!

Offer presentation is November 21. www.RedCarpetInvestment.com

Received multiple offers and sold for $115,000 above the list price! www.RedCarpetOnHarvey.com

D id you know ...

We staged 21 of our 22 listings this year and our listings sold for a total of $2,461,300 over asking!

Setting the Stage for a Successful Sale

B E FO RE

A FT ER

Heritage House Ltd. BROKERAG E Independently Owned & Operated

16

8-300 Gage Ave Kitchener

B E FOR E

AFTER

519 888 9977

www.TheRedCarpetCrew.com

Here is what our clients are saying about us... to gather all the Roger and Julie spoke to us sale process. They the information required for ns to improve atio end mm reco cal made criti They sought do. con the the appearance of sales process the of step h eac k bac feed our ication mun com per pro the to make sure was complete were taking place and there agreement. ellent. It was brief Online walk through was exc ils. It was inviting but covered all the fine deta ntion of the atte the d ture Cap and specific. viewers in a positive way.

~ Fred J.

Overall w e had a great ex loved th perience e whole ,a process happy th and we a nd we at we ch re extrem ose Julie honest, sw ely and Rog e er. They great insi et and extemely are ght on th skilled. J ulie had e market. a Roger sh ow we misse ed us the flaws o d. f the pla ces that and mad Both of them we e sure w e had all re very transpare needed nt the inform to to dec ation ide. The y make a

great tea ~ Kailish m!

Dear Julie and Roger, Thank you so much all your help! We are grateful for the hard work you’ve done to sell our home. We couldn’t be happier with the way everything worked out. ~Maggie A.

When we first me t Roger and Julie , they were one of three agen ts we were scree ning. They both stood out far above the others, due to their warm intere st, confident know ledge of the real estate marke t, and very patie nt approach to answer all of ou r questions.

We felt they were the right team to sell our house, and they left us with a confi dence that they would work hard and effectiv ely for us to get the highest pr ice possible.

Indeed, they came through and we were satisfied that we got a good sale price for our home.

and beyond Roger and Julie went above process made le who The our expectations. confidence our life easier and we had full for top dollar. se hou our sell ld that they wou l & great at iona fess They were both very pro way. the of step ry eve ing icat commun Julie to all of our We recommend Roger and family and friends! ~ Sindy & Drew

I would recomme nd Roger and Ju lie to anyone, anytime , as a competent and serious team to sell your home, or help yo u find the right home.

~ Chester V.

Raising the Standard of Your Real Estate Experience!

Setting the Stage for a Successful Sale

Follow @TheRedCarpetCrew

Roger Martin Real Estate Salesperson Mortgage Agent Red Carpet Renovators Team Leader

Julie D. Martin Real Estate Broker The Red Carpet Crew Team Leader

Carrie Gusé

Marketing & Promotions RESP® Professional Home Stager

Connie Buzikievich

Finance Administrative Support

Monique Joy Client Care Administration

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$168,900 BUILD YOUR DREAM HOME 14.2 acre property backing onto thousands of acres of crown land. Pick your building site on this maturated lot. Well maintained, municipal year round road with school bus pickup at your drive way. Enjoy peaceful living in nature with abundant wildlife and trails near by. Builder plans available and many models to choose from.

Easy access to Hwy 17 via Hwy 539.

Mins to Warren, 30 mins to Sturgeon Falls and 50 mins to Sudbury and of course mins to numerous lakes in the area including Lake Nipissing.

SOLD $1,800,000 FOR DEVELOPERS OR INVESTORS! Prominent Kitchener location with easy access to Conestoga Parkway and Highway 401. Excellent Developer/Investor opportunity to build a multifamily dwelling. Property is zoned Residential R6. Buyer to do their own due diligence in regards to zoning from the City of Kitchener planning department.

Residential R6 zoning. MLS®

$1,550,000 FULL TURNKEY AUTO SALES & SERVICE OPERATION All machinery and equipment included. Located in auto/industrial area, East London/Clarke Road. East access to Veteran’s Memorial Pkwy and the 401 & 402. Close to auto wreckers metal scrap yards. Wide zoning. 845 acres of land + 2 commercial buildings. 504 additional acres vacant fenced property. MLS®

$788,900 HERITAGE PARK NEIGHBOURHOOD Spacious 3 bdrm backsplit. Open concept layout, the gourmet kitchen, overlooks L-shape 3rd level FR & 3 pc bath. LR w/gas FP. 4th level, 4th bdrm, gym, utility & cold room. Walk-out to grilling deck & private fenced back yard.

New roof (2018) & laminate throughout the main and 4th level. MLS®

$498,900 550 BAXTER ISLAND LOCATED ON BAXTER LAKE Port Severn is an ideal spot to build your own cottage! On small lake connected to the Trent Severn Waterway. The lot boasts 985 ft waterfrontage. It is close to the locks into Georgian Bay. Only 90 mins north of the GTA. Access is

by Lake Rd. Great fishing on Baxter Lake and near by lakes. Baxter Lake has access to the Trent-Severn Waterway. Act fast before opportunity is gone! MLS®

CHARLES DOERING S A LE S R E PR E S E N TA TI VE

A B R , SRS, SRES, CNE

PLATINUM CLUB

YOUR REAL ESTATE GPS

519 496 7747

Charles@DoeringRealty.ca | www.DoeringRealty.ca

7 Consecutive Years of 100% Club Award

I N V TODAY! E S T M• EFREE NT • R E C R MARKET E A T IEVALUATION! ONAL CALL FOR AN APPOINTMENT NO OBLIGATION 18

519 579 4110

• RESIDENTIAL

CALL FOR AN APPOINTMENT TODAY! FREE NO OBLIGATION MARKET EVALUATION!

19

Location, Location

Location!

420 - 690 KING ST. , KITCHENER This bright 1 bedroom + den, w/parking & locker, features laminate floors throughout, modern white kitchen with quartz counter, glass backsplash and stainless-steel appliances. MLS®

Just Sold!

1002-85 DUKE ST, KITCHENER Located in the heart of Downtown Kitchener, this 2 bedroom, 2 bath, open concept corner unit offers 2 parking spots, party room, roof-top deck/garden and 24-hour concierge. MLS®

S A D L E R R E A LT Y . C A 20

519-579-4110

Just Sold!

85373 MACKENZIE CAMP, KINTAIL Welcome to 85373 Mackenzie Camp Road N, tucked between Kincardine and Goderich, a desirable location just 1.5 hours from the Waterloo Region.

This breathtaking waterfront four season, 3 bedroom, 2 bath lake house has elevated views and multiple sun exposures boasting 79 feet of frontage, stairs to the water and 3 decks overlooking Lake Huron below. It's sure to impress. MLS®

We have Buyers for...

• Lakefront property on Lake Huron • 4 bedroom, 3 bathroom with a pool in Kitchener-Waterloo • Triplex in Kitchener-Waterloo • 2 bedroom, 2 bathroom condoin Kitchener-Waterloo

Experience Exceptional

Your Move Made Easy!

519 589 3521

Trailer Rental Available to All of Our Clients

21

SELLING SINCE 1985

BESS

ASSIMACOPOULOS MARKOU

519 588 1834 office 519 885 0200 direct

markou123@rogers.com www.bessliving.com

RE/MAX

T win City Realty Inc., Brokerage Independently Owned & Operated

Outstanding Achievement Award

Purchase d!

98 CHELSEA ROAD, KITCHENER

Congratulations to Shelby on this amazing purchase, I know you will be very happy here.

If you know someone looking to purchase a home like this, call Bess today!

Stay Tuned

22

FOR NEW LISTINGS!

Bess

GALLERY DOUBLE T E s tab l i s h e d 1 9 8 8

A contemporary Art Gallery where visitors can experience an amazing collection of Original Canadian Art. Featuring landscapes, florals, abstracts, figurative, sculpture and blown glass. We also offer Interior Design Services, in-home Art Consultation & Installation, as well as Custom Conservation Picture Framing.

Celebrating the Arts F O R

3 3

Y E A R S

In celebration of various milestones or holidays, we like to commemorate the occasion by investing in a piece of original art from Gallery Double T in Uptown Waterloo, where you will discover a carefully curated collection of contemporary art complimented with high-end custom picture framing. These investments bring to our home a one-of-a-kind statement that we enjoy throughout the years and are able to share with our family and friends. Congratulations Theresa on 33 years! ~ Tina Plett & Steve Wiffen

Congratulations on the 33rd Anniversary of Gallery Double T. Your passion and expertise are incredible and I wish you continued success for this year and always.

~ J.

Every visit to Gallery Double T is like a royal feast for the eyes. It is a privilege to be a patron of this world class art gallery in the heart of Waterloo! Congratulations on being an amazing art councillor for 33 years. Thank you Theresa!

~ Jim McIntyre

Congratulations Theresa for your achievement of 33 years in business.

Fortunately for the entire Yong Ping family, we have been clients and friends for over 30 of those years. Theresa has a wonderful vision, sense of style, and can bring any plain room to life. Our family is continually blown away! I have every confidence in recommending her to my friends, family and clients.

~ Margaret Yong Ping

Theresa really listened and made our home perfect. She is incredibly easy to work with and has superb taste. I am absolutely thrilled with our art purchases, custom picture framing and interior design and would recommend her to anyone.

Congratulations on 33 years!

~ Dr. Demo & Irene Divaris

Theresa Cisecki Owner / Curator

7 6 R e g i n a S t re e t N . , Wa t e r l o o

|

519 746 1291

|

w w w. g a l l e r y d o u b l e t . c a

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HOMES + I N S I G H T

TITLE INSURANCE? Victor Hussein Real Estate Lawyer

Explained

I have recently been hearing about Title Insurance and am wondering if you can provide some information regarding this subject?

Title insurance can be described as insurance covering an insured’s interest in a specific property against loss resulting from one or more specified causes up to the stipulated policy coverage amount.

It should be noted that Title Insurance is different from Property Insurance.

Property Insurance provides coverage against the risk of physical damage to the property caused under specific events. Title Insurance on the other hand, provides coverage against certain specified risks or losses relating to your TITLE to the property.

Under a Title Insurance policy, the insured would file a claim against the insurance company if loss occurs from a risk which is covered under the policy.

What does title insurance cover? The title insurance policy itself is a contract which is drafted by the insurance company. The

24

Title insurance is not a new product.

In fact, it has been available to property owners and purchasers for many years in the United States, the U.K., and Canada.

policy will necessarily contain: • A list of risks or losses the policy will cover; • A list of risks or losses the policy will not cover; and, • Provide for the availability of extra protection or coverage against additional risks or losses beyond the basic coverage. The additional risks or losses to be covered must be specified at the time of acquiring the insurance policy and will likely increase the cost of the policy.

Typical types of risks or losses that an owner’s policy may cover include the following: • The owner having a good and proper title to the property. In other words, the owner has received ownership of the property from a clear chain of transfers in ownership over the years.;

• Arrears in property taxes discovered following closing and the seller is not willing to pay; and, •T he costs of defending or remedying a title problem (only if the policy covers the particular risk or loss).

Note, if any known defects exist at the

time of acquiring title insurance, such defects must be indicated on the policy and coverage may be qualified regarding such defects.

$2,229,000 COUNTRY PROPERTY

Almost 5 acres of country property. 2 storey home, 5+1 bedrooms, 3 baths, spacious eat-in kitchen. Detached studio, 2 storey barn, shed and raised cabin. Easy access to 401 and 403. Many new updates. MLS #41077830

Shirley

It should be kept in mind that title insurance is an insurance contract with carefully drafted terms and definitions.

If a term of the contract is not satisfied, then coverage may be denied.

KOEHLE Sales Representative

direct

519 635 3171

shirley.koehle@gmail.com 519-662-4900 Realty Ltd., Brokerage

www.peakrealestate.com

SOLD

Finally, title insurance policies (similar to other insurance contracts) can contain exceptions, exclusions, property-specific exclusions and so on. I recommend reviewing your policy to ensure what risks or losses are covered, and, under what circumstances or criteria coverage will be offered.

The Fall Market is ready for Harvest!

Let Melanie & Warren help you “harvest” the value from your home!

$899,900 ELMIRA Stunning home which features 3 bedrooms, 2.5 baths and a bonus flex space on the upper level. The open concept main floor layout features a spacious great room, gorgeous Chervin custom kitchen with white cabinets, quartz countertops and huge island. Convenient main floor laundry. The primary suite has a walk in closet and gorgeous luxury ensuite complete with water closet. MLS®

SALES REPRESENTATIVES

Whether or not title insurance is something you need is a subject that should be discussed with your lawyer.

Best of Luck!

519 590 3767 www.teammcneil.com

25

EXCLUSIVE LISTING FOR SALE

ST CLEMENTS - CALL FOR MORE INFORMATION

This spectacular custom residence is grand in every sense of the word – ornate finishes, top-end materials and premium touches span as far as the eye can see and across all three finished levels. A grand total of five bedrooms (including a bonus visitor’s suite on the lower level) and five bathrooms are featured here, all comfortably accommodated in over 5,000 square feet of finished living space.

This home in St. Clements sits on nearly half-an-acre in an idyllic rural Ontario setting; a mature residential enclave surrounded by rolling countryside and farmer’s fields, yet still only 10 minutes’ driving time from the diverse amenities of Waterloo. Towering ceilings, opulent marbles, stones and hardwoods, and beautiful new European-style windows grace every element of the interior and cover the sumptuous principal living spaces on the home’s main level. From the spectacular luxury kitchen with requisite butler’s pantry (an entertainer’s delight), to the elegant formal dining room, and from the cozy study/library to the family room’s fireplace, fine craftsmanship is on display everywhere you’ll cast your eyes.

An expansive sunroom with in-floor heating occupies the rear of the main level, accessible via french doors. The home’s primary suite is conveniently located on the main floor, too, and boasts the amenities you’d expect to find in a home of this calibre – a remarkable five-piece luxury ensuite bath, and an extensive walk-in closet with premium custom millwork. Heading upstairs, you’ll uncover an additional three well-proportioned bedrooms, plus two more full-size washrooms. The highlight here must be the third room with a five-piece ensuite bath of its own, as well as an attached study, walk-in closet, or music room (its purpose to be whatever the heart desires) – fit for a princess! Meanwhile, the fullyfinished basement has been comprehensively updated in the past few years, and plays host not only to the aforementioned guest suite, but also a luxury wet bar with its own granite counters and appliances, a gym, a wine cellar with attached cold room, a sauna with its own shower and steamer, large storage space with more custom millwork, and a secret hidden room. Even the attached garage benefits from an executive treatment! With room for four vehicles, one side features tandem parking with pull-through to the rear yard, while a built-in lift is an ideal option for storing your summer ride. The heated garage contains even more custom cabinetry and storage as well. With a brand new boiler, furnace and septic system, big-ticket updates offer peace of mind as well. This home is truly a sight to behold!

Colonial Acres North, Waterloo

COMING SOON

- call for more details

Make a statement with this magnificent contemporary luxury residence, nestled in Waterloo’s mature and prestigious enclave of Colonial Acres North. Recently designed and constructed to exacting specifications, all 3,600 square feet, five bedrooms and five bathrooms of 592 Rustic Drive bristle with high-end finishes and opulent details. Towering 10foot ceilings throughout the main floor let you know right away that this home is something special. Tastefully clad in grey tones of stone, brick and stucco, curb appeal isn’t left behind either – with the sizable 70x140 foot lot offering loads of potential for custom landscaping. The extra-large double garage and expansive private double drive provide parking for up to eight vehicles, and expressway access at University Avenue East lies just five minutes away – a great combination for anyone with business interests lying a little farther afield. Handy to both public and separate schools, the natural beauty of multiple parks, trails and the Grand River, minutes from RIM Park and Grey Silo Golf Club, and a short drive from Uptown Waterloo and both major university campuses. Call or click today for additional details, or to schedule your own private tour.

NOVAK NIKOLIC & KRISTI SCHOUT Sales Representatives 519.591.8057 novaknikolic.com novakkwhomes@gmail.com

Real Estate Team 26

75 King Street South, Unit 50, Waterloo, ON N2J 1P2

REALTY SOUTHWESTERN ONTARIO LIMITED, BROKERAGE

NOVAK NIKOLIC & KRISTI SCHOUT Sales Representatives 519.591.8057 novaknikolic.com novakkwhomes@gmail.com

Real Estate Team

75 King Street South, Unit 50, Waterloo, ON N2J 1P2

REALTY SOUTHWESTERN ONTARIO LIMITED, BROKERAGE

HOW WILL OUR EXPERT TEAM HELP YOU SELL YOUR HOME? • Complimentary Staging Consultation • Highest quality photos, videos & virtual tours • Maximum exposure across Waterloo Region and the Greater Toronto Area • Constant Communication with clients

CALL US FOR A COMPLIMENTARY HOME EVALUATION

FOR SALE

FOR SALE

COMING SOON

COMING SOON

44 Peter Street, St Clements

Forest Heights, Kitchener

Colonial Acres North, Waterloo

This home in St. Clements sits on nearly halfan-acre in an idyllic rural Ontario setting; a mature residential enclave surrounded by rolling countryside and farmer’s fields, yet still only 10 minutes’ driving time f rom the diverse amenities of Waterloo.

This tidy three-bedroom, three-bathroom family home sits atop a quiet, low traffic court. Great flexibility is on offer here, with a finished basement, a very deep and fully fenced lot, and a private double-drive with adequate room for multiple vehicles.

Make a statement with this magnificent contemporary luxury residence, nestled in this prestigious Waterloo enclave. Recently constructed, all 3,600 square feet, five bedrooms and five bathrooms bristle with high-end finishes and opulent details.

SOLD

137 Redtail, Kitchener This full-size, five bedroom executive home is tucked away in one of Kitchener’s most desirable suburban enclaves – Kiwanis Park

SOLD

501-1 Victoria, Kitchener One of DTK’s most well-known addresses, steps from all manner of employers – all within five minutes walking time

SOLD

Acadia Court, Waterloo A full-size family home in a prestigious Waterloo location, set on a quiet, family-friendly court in Eastbridge

27

HOMES + I N S I G H T

First-Time Home

Buyer Incentive

With our current real estate market and the average sale prices climbing, it likely feels overwhelming for anyone who is hoping to buy their first home. One can’t help but wonder if the next generation will need to build tiny homes for themselves when they are ready for their first home!?

Thankfully, there are supports available to help the first time home buyer. The Government of Canada offers a First-Time Home Buyer Incentive.

This incentive allows eligible first-time homebuyers to apply to finance a portion of their home purchase through a form of shared equity mortgage (SEM) with the Government of Canada - making home ownership more affordable.

Buying or Selling? Have questions?

Stay informed, with peace of mind and confidence along the way.

• Interest-free incentive program • Lower monthly mortgage payments • No pre-payment penalty • Newly constructed homes eligible for 5% or 10% • Exisiting homes eligible for 5%

Here is an example that might help:

Tyler and Morgan Annual Qualifying Income: $118,000 | Living Location: Vancouver | Down Payment (must be at least 5%): $30,000 Property Type: Existing (5% SEM) | Maximum Purchase Price: $502,000 | Shared Equity Mortgage (SEM) Amount: $25,100 (5%)

Without a Shared Equity Mortgage (SEM) $502,000

VS Purchase Price

With a Shared Equity Mortgage (SEM) $502,000

$30,000

Down Payment

$490,880

Mortgage Amount $30,126 lower

$460,754

$252,160

Interest Cost $15,475 lower

$236,685

$18,880

Mortgage Insurance Premium $5,026 lower

$13,854

$2,477

Monthly Mortgage Payment $152.01 lower

$2,325

$55,100 ($30,000 + $25,100 SEM)

Potential Payment Reductions With SEM

$1,824 $20,501

over 25 years

Moving Forward!

Call now.

For all the details on this helpful incentive, who is elegible, how to apply and how to repay the loan: Scan this QR code for more info.

REALTOR  519.748.7057 Direct

lance@lancenielsen.com LANCENIELSEN.COM REDANDWHITEREALTY.COM

If you’re starting to think about making your first home purchase, talk to a trusted financial advisor, or your bank/mortgage broker and then choose from one of the excellent Realtors® in HOMES+ Magazine to help guide you along when you are ready to begin your search!

Here at HOMES+ we love helping those in our region find their next home. We hope this information gives first timers hope as you begin planning for home ownership.

28

Your Home Sold

GUARANTEED or We Buy It!

Discover A Luxury Real Estate Experience Partnering together we will elevate your property value with Sotheby’s global marketing platform and brand.

We offer complimentary home evaluations.

Experience a higher standard.

Todd Kutz Broker | Advisor

519.502.8265 tkutz@sothebysrealty.ca

We have buyers that are pre approved and ready to pay full market value for your property!

The 4 Best Reasons To Sell With Us 1

1,200 qualified buyers in our data base.

2

We sell more homes.

3

We sell homes 30% faster.

4

e sell for more money, W on average our sellers get 10% more!

Contact Vlad to discuss the sale of your property!

519 590 0352 www.vladad.com

“Talk to Todd”

Representing Clients in Waterloo Region Endorsed By

SOTHEBYS INTERNATIONAL REALTY, BROKERAGE independently owned & operated

GAYE MALES

“Million Dollar Listing”

Vlad Despotovic REALTOR®

COLONIAL ACRES!

Exceptional .381 acre pie-shaped lot.

Impressive resort style improvements.

Broker REALTOR ®

Custom inground pool with automatic retractable cover.

519-742-5800

Vaulted Family room addition with skylight.

gama@coldwellbankerpbr.com

Josh Flagg & Josh Altman

Cabana with covered patio & gas firepit.

New Kebony wood decking & Hot tub.

Chef-worthy Kitchen with walk-in pantry.

4 Bedrooms, main floor Office & Laundry.

April 2022 closing. MLS®

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REAL ESTATE INVESTOR LINGO Planning your 2022 new year’s resolutions already? Of course you are, how proactive of you! If Real Estate Investing is on your radar for the new year, you’re going to need to learn and brush up on your Investor Lingo! Here’s the basic terms for your Investor Brain, brought to you by The Westside Partners of TrilliumWest. Enjoy!

PRINCIPAL RECAPTURE Principle recapture is the equity that you gain as you pay down your mortgage. You can consider this as a savings account that you contribute to month by month (or whatever the frequency of your payments are) as you pay down your mortgage.

CASH FLOW Cash flow is determined by taking the total amount of the property’s expenses (including the mortgage, taxes, utilities, and any other maintenance costs) against the total income that the property is producing. Cash flow can be negative when the total amount of operating costs is more than the total amount of income that is produced.

EQUITY Equity refers to the total amount of the property that the owner actually owns. Equity is determined by taking the fair market value of the property and subtracting it from how much is currently owed on the mortgage. When property prices increase, the market value of the property increases which means that the property owner has more equity.

BRRRR One of the most popular investment strategies known to real estate. Buy - Renovate - Rent out - Refinance - Repeat! It’s the tried and true method to generate long term, sustainable wealth. A true or “Perfect BRRRR” strategy/property as you may hear investors reference from time to time, means after you refinance, you are able to recapture all of your money put into the purchase as a deposit, PLUS all the funds used for renovations/holding costs.

CAP RATE When we dabble into multi-family residential properties, one of the metrics used for property evaluations is “Cap Rate” or “Capitalization Rate”. It’s also one of the most commonly miscalculated and misunderstood formulas that can lead to disappointment or potential headaches down the road. The basic formula is: The NET operating Income (Gross Income Expenses) divided by the market value of the property.

SALES COMPS If you work with us, you’ll often hear this term used every day.

Analysing “Comparable Sales” or “Sales Comps” is one method we commonly use to determine the quality, risk, and viability of an investment deal. For example, if you are looking for a “Flip Property”, we want to ensure that the Sales Comps within your target neighbourhood/building over the last 90 - 120 days support the price you need to achieve when re-selling.

FMV VS. ARV The struggle is real with these terms! With how ever changing our market is on a daily basis, sometimes the numbers we calculate today, are wildly different tomorrow. “Fair Market Value’’ or “FMV” means the estimated value of a property in it’s exact state that the current market would expect that property to sell for. “After Repair Value” or “ARV” is what the estimated value or sale price of that exact subject property would be after renovations.

TURNKEY A turnkey property is a move-in ready home that doesn’t require any major repairs or renovations before it is livable.

CAPITAL GAINS TAX Ahhhh, a tax term! Thought we would answer this for you? Sorry!

You’re going to have to consult a taxation expert on this one!

Phew, that was close... ​​AMORTIZATION PERIOD The number of years it takes to repay the entire amount of financing based on a set of fixed payments. The current standard amortization is 25 years, and having more time to pay off your mortgage is an extended amortization.

CMHC The “Canada Mortgage and Housing Corporation” is a federal Crown corporation that administers the National Housing Act (NHA). Among other services, they insure mortgages for lenders when a borrower has less than 20% down payment of the purchase price or value of the home.

Wanna chat further?

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Email us at homesplus@westsidepartners.ca

226 314 1600

www.trilliumwest.com Mitch Taylor

REALTOR® Residential Investment Partner

Keri Brownrigg REALTOR® End-User Clientele Partner

Scott Wilton REALTOR® Leasing Partner

Amanda Schultz Client Support Partner

DOWN PAYMENT The amount of cash you put towards your home or property purchase that indicates to lenders your financial commitment in securing a mortgage loan.

GUARANTOR A person with an established credit rating and sufficient earnings who guarantees to repay the loan for the borrower if the borrower does not.

DEPOSIT A sum of money put in trust by the buyer making an offer to purchase. When the offer is accepted by the vendor (seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary until the closing of the sale, at which point it is given to the vendor.

REFINANCE A mortgage refinance is when you break your current mortgage and start a new one, either with the same lender or a new one.

You might refinance your mortgage to take advantage of a lower mortgage rate, access the equity in your home through a line of credit, or to consolidate other high-interest debts into one mortgage payment.

EQUITY-BASED MORTGAGE Qualifying for a mortgage loan based on the value of the property and its potential marketability, instead of using traditional income, credit or other personal criteria for qualification. Typically, those who acquire this type of mortgage have credit challenges or are unable to provide a traditional source of income.

HELOC A personal line of credit or “Home Equity Line of Credit” secured against the borrower’s home or property, which may allow borrowing up to 80% of the purchase price or appraised market value of the property.

FIRST MORTGAGE A debt registered against a property that has first call on that property.

REGISTRATION FOR OUR 2021 PROGRAMS IS NOW OPEN! FIRST TIME HOMEBUYER $

FREEHOLD HOME OR CONDO OWNER? $

Getting burnt out in this wildly active market? Let’s make 2021 your year! No more frustrations, contemplating, another year on the sidelines or just flat out giving up. If you are committed to achieving the dream of homeownership, register today. Learn how we assist our Investor clients in this market, and absorb all the different strategies you can use to buy real estate as a First Time Homebuyer.

STOP! Put down the for sale sign and listen up! Looking to sell your house or condo this year? Do you want to to downsize, upsize, or just want a change of living space? What if you were told you may not need to sell your house or condo in order to make that transition happen?

Want to know more about how to buy or rent a second property while keeping your existing one? Register through the applicable website below and The Westside Partners of TrilliumWest will show you the way to turning your next move into a sustainable wealth building transition you may never forget!

Register at: Westside100.ca

Scan QR Code to Register.

Freehold Owner: HoldYourHome.ca Condo Owner: KeepYourCondo.ca

**The Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.**

31

Ailsa Craig At the Village of Arbour Trails

Want to chat?

Call Wend 226-251-3 y 065 x 826

Come see why you’ll love our retirement community Enjoy your Independent Living rental apartment while easily engaging in the activities and amenities at The Village of Arbour Trails and Village by the Arboretum, one of Ontario’s most unique and innovative retirement communities for older adults.

115 Cherry Blossom Circle, Guelph schlegelvillages.com

Home Plus ad_March.indd 1

REALTY SOUTHWESTERN ONTARIO LIMITED, BROKERAGE

Office: 519.804.7200 *SALES REPRESENTATIVE

2021-02-05 9:10 AM

Darryl Watty*

Jim LaFitte*

Sam Chilton Daminato*

Direct: 519.590.0579 watty@wattyway.ca

Direct: 519.590.5863 jim@wattyway.ca

Direct: 519.588.0296 sam@wattyway.ca

ATTITUDE, DILIGENCE & HUSTLE, FOR A LOCATION & LIFESTYLE TO LOVE.

Coming Soon Drop your keys, make dinner, bask in the south-west facing sun with views across Victoria Park once you’ve checked your in-suite laundry, or freshen up in the chic washroom and hit the town with your colleagues.

You’ve earned it. Though living on the podium is a state of being, an empowering #DTK lifestyle like this could be your own.

414 - 24 Gaukel Street, Kitchener 32

SPECTACULAR LAKE HURON Offered at 2.9M$ Imagine owning one of the largest private Lake Huron frontages in South Western Ontario! Enjoy the privacy and privilege of 936 feet frontage between Bayfield and Goderich, where you can witness world-winning sunsets, all on 25 acres of bush, including two 500SF cabins, and its own private driveway off the Bluewater Highway.

Only 1.5 hours from Kitchener Waterloo. EXCL

Albert Ashley, Sales Representative

519.841.1924

aashley@sothebysrealty.ca Sotheby’s International Realty (Canada) Brokerage.

E.&.O.E.: This information is fron sources which we deem reliable, but must be verified by prospective purchasers and may be subject to change pr withdrawl. Sotheby’s International Realty Canada, Brokerage is Independently Owned And Operated.

sothebysrealty.ca

Find the Perfect Christmas Tree for Your Home!

Great Selection and Prices.

WWW.JOHNSNURSERY.CA 1060 Lobsinger Line, Waterloo 519 664 2482 | info@johnsnursery.ca

DESIGNED LANDSCAPE SERVICES, PRO LANDSCAPE TOOLS, TREE, SHRUB & PERENNIAL WHOLESALE PRODUCTION

Since 1968 33

HOMES + I N S I G H T

2021 HOLIDAY

Decorating Trends Shauna Lynn Simon

CEO of Beyond The Stage Homes

Stores are now decked with dazzling holiday displays that feature many of the new and emerging holiday decor trends. With a focus on natureinspired decor and lots of vibrant greens and blues contrasted with rich wood and creamy tones, the overall holiday decorating trends infuse spaces with warmth and coziness. It’s less about the glam and glitter of past years and more about layering in natural textures, textiles and natural scents to create rooms that bring a little of the outdoors indoors.

While many of us will decorate with decor that is steeped in sentiment and tradition, that doesn’t mean that you can’t incorporate some of the current holiday decor trends into your home this year. In fact, with many of these current holiday decorating trends, it can be fairly easy to seamlessly add new decor that will work perfectly with your existing traditional elements.

NATURE-INSPIRED COLOUR PALETTE When it comes to decorating, you should always have a palette that incorporates 1 - 2 neutral hues with a “pop” of colour. In years past, greys and whites were the neutrals of choice and pops of colour were vibrant purples, pinks, and sapphire blues.

Devitt House - www.devitthouse.com

This year, in keeping with current decorating trends, there is a shift towards neutrals in shades of cream, which add warmth to rooms, paired with deep bronzes or blacks for contrast. Pops of colour tend to be in nature-inspired hues like deep greens and moody blues that pair well against the warmth of that backdrop.

On holiday trees, this palette will also include a little sparkle - because what’s a holiday tree without a little sparkle? Look for both silver and gold to provide the sparkle on your tree - especially gold for warmth - and to contrast against the deep green hue and texture of the branches.

The warmer colour palette is meant to inspire hope and happiness, creating spaces that are uplifting and inviting for families as they celebrate the holidays this year.

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SUSTAINABILITY From table settings to decor, sustainability will continue to be a big trend this year. Choosing artisanal, handcrafted decor elements from local retailers and using recycled or thrifted items like crackers to dinnerware will be important for many people.

Does that mean you have to sacrifice style for sustainability? Definitely not. There are some amazing local retailers and second-hand stores where you can find amazing items that fit with your holiday decor and style.

NATURE-INSPIRED SCENTS

Sew Rustic sewrustic.ca

It’s not just about what you can see, it’s also about what you can smell! In keeping with the more natural decorating trends, scents will also be nature-inspired.

Look for local retailers like the Sew Rustic Candle & Gift Co. who make all-natural, hand-poured soy-based candles infused with a variety of scents. This year, look for a variety of candles that all speak to bringing the outdoors, indoors.

NOSTALGIA TEXTURE, TEXTURE, TEXTURE Layering in layers of texture is a huge part of holiday decorating trends this year. From textured and chunky knit throws layered on sofas and in baskets to decorations that incorporate natural textures like wood and bark, there are many ways you can incorporate a little texture into your rooms this Christmas.

Greenery will also be a huge way to incorporate texture into your home. From your Christmas tree to simple wreaths hung on mirrors or over fireplaces and centrepieces that include cream or textured vases with boughs of fresh greenery - there are many options you can choose from.

Natural wood will add another texture to holiday decorating in everything from ornaments to mantle decor to simple stacks of firewood beside the fireplace or layered in baskets.

Look for decor at local retailers like Devitt House in Waterloo which offers an abundance of decorations that incorporate these trends.

For greenery, Christmas trees and wreaths we recommend making the trek to Meadowacres in Mannheim.

Over the past year and a half, many of us have come to recognize how important holiday traditions are to us - especially when lockdowns prevented us from celebrating with loved ones last year.

Incorporating vintage decorations and hand-medown items in everything from decorating your tree to setting your table will make the celebrations more joyful this year. Instead of buying all new items, look at repairing or mending older ones so that your home will not just be beautiful, but also steeped in sentiment as well.

BOTTOM LINE When it comes to decorating your home for the holidays, this is no right or wrong way to decorate.

What traditions you choose to uphold and what new trends you choose to incorporate should be based on you, your family and the feelings you want to evoke in your home.

More important than what you decorate your home with are the people you celebrate the holidays with and the memories you create, together.

Meadow Acres Garden Center meadowacres.com

35

HOMES + E A T S

California Chicken INGREDIENTS 2 cups 3 cups 1 onion 2 cloves 2 tbsp ½ cup ½ cup ½ cup

Sauce

Chef D Local Chef

Diced cooked Nutra Farms Chicken Tomato sauce Finely diced Garlic minced Extra virgin olive oil Diced roasted red peppers Diced Kalamata olives Sundried tomatoes

DIRECTIONS • In a large pan warm olive oil for 1 minute over medium high heat.

• Add onions and garlic and sauté for 3-5 minutes just to the onions begin to soften.

• Add peppers, sundried tomatoes, olives, chicken and tomato sauce.

• Reduce heat to medium and cook for 15 minutes.

• Serve over favourite pasta or rice, quinoa.

T H E H O L I DAY S E A S O N I S FA S T A P P R OA C H I N G !

Let ChefD and his team look after your event.

Whether you are planning a Chef’s dinner in your home, or a larger client appreciation at Deer Ridge Golf Club, or one of many event locations, let us custom tailor to your needs.

2 2 6 - 8 9 8 - 5 7 0 9 | c h e f d t v. c o m | d e l a u r e n @ c h e f d t v. c o m 36

COMING SOON FOREST HILL 4 bedroom, 2 bath, 1.5 storey home located in the heart of the historical St. Mary’s District on a quiet street just steps to Lakeside Park, St. Mary’s Hospital, Victoria Park and the Iron Horse Trail, Downtown Kitchener and the ION light rail transit also nearby. Large & bright living room with original hardwood floors & eat-in kitchen. Lower level offers partially finished rec room and 3 piece bathroom space. Recent updates include the roof, (main house and garage), furnace, water heater, and flooring in the addition.

EXCL Contact Krista

SOLD

29-10 FOXGLOVE CRESCENT, KITCHENER Attention first-time buyers, investors & young families: 2 bdrm, 2 bath condo townhome finished top to bottom with 2 walk-outs. Carpet free main floor with an eat-in kitchen, living room with sliders to deck, fully finished carpet free basement with cozy rec room and sliders to patio.

Quick access to the expressway. MLS® Contact Angela

SOLD

560 PARK AVE. N. LISTOWEL Quiet street, spacious entrance, kitchen overlooks rear yard, a bright great room & second-floor master suite with walk-in closet & ensuite.

Main floor has a 4 pc bath & 3 bdrms. Basement w/second set of stairs & direct access to the garage, laundry room, storage, a rec room area, & room that could also be used as a 5th bedroom. MLS® Contact Kim

Hire with Confidence WOLLE REALTY, BROKERAGE

CALL US TODAY!

Independently Owned & Operated

Angela Baas SALES REP ASATM, CNE®, ABR®, REMSTM

angela@angelabaas.com www.angelabaas.com

519..747 519 747..2040

Kim Adema Topp

BROKER Home Staging Designer, ® SRES , CNE®, LUXE

kim@kimtopphomes.com www.kimtopphomes.com

Krista Jonker

BROKER SRES®, CNE®, LUXE

krista@kristajonker.com www.kristajonker.com

37

BEAUTIFUL BRAND NEW 2 bedroom, 1.5 bath townhouse w/2 balconies in Paris. Beautiful restaurants, charming shops, wonderful trails and conveniently situated on the Grand River with easy access to two main highways for commuters. MLS®

Larry Kich M.S . c

Broker Making it Happen!

$2,600/mth DOON SOUTH 3 bedroom, 3.5 bath freehold townhome, walk to Groh Public School. Fenced yard, backing protected greenspace. Finished huge rec room with 4 piece bathroom. Close to all amenities, Conestoga Collage and 401.

MLS®

R E C E N T L Y

S O L D

B Y

lkich@royallepage.ca Direct: 519.830.1499 larrykich.ca Office: 519.824.9050 848 Gordon Street S. Guelph, ON, N1G 1Y7 royalcity.com

I N D I R A

Upsizing? Downsizing? Re-sizing?

B R O K E R

Wolle Realty, Brokerage Independently Owned & Operated

519.578.7300

2017-2020

519.573.4663 | indira@royallepage.ca Accepting New Clients

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For a professional estimate of your home’s market value, or a consultation on marketing your home, call me. I deliver: ӹ ӹ ӹ ӹ

Results that make a difference!

Service that’s comprehensive and personalized!

Service that’s customized to your needs!

A Personal Guarantee of Performance!

$400,000

401-36 REGINA STREET N, WATERLOO 2 bdrm, 2 bath condo, Newly painted with brand new durable flooring. Uptown Waterloo. MLS®

• Sales & Service • Shuffleboards • Fooseball Tables • Cloth & Rails • Ping Pong Tables

• Snooker Tables • Billiard Tables • Refurbished Tables • Dartboards • Tennis Tops

Sold!

LOOKING TO MAKE A MOVE BEFORE CHRISTMAS?

Call me today!

537 WINDJAMMER WAY, WATERLOO

If you love games, you owe it to yourself to visit Jamiesons!

Sold!

203-42 BRIDGEPORT ROAD EAST, WATERLOO

“La Condo”

103 Ontario Street South, Kitchener

jamiesonsbilliards.com

(519) 745-4053

WOLLE REALTY BROKERAGE

Independently Owned & Operated

519 747 2040

519 502 8264

P R O F E S S I O N A L R E A LT O R

LindaCybalski@gmail.com | www.LindaCybalski.com

$699,900 BACKSPLIT IN WATERLOO

Spotless 3 bedroom & 2 bath home with heated inground pool! Fully renovated with new kitchen, bathrooms, flooring and more. Rec room with gas fireplace.

Private back yard with fence & trees. Patio with gazebo and large pool. Close to schools, shopping, UofW, trails and HYW 7/8 access. MLS®

THE ONSEN TEAM “Our Family Helping Your Family” OFFICE

WOLLE REALTYBROKERAGE

INDEPENDENTLY OWNED & OPERATED

519 578 7300

onsenhomes.com • info@onsenhomes.com

Flav Onsen Sales Representative

Laura Munroe-Onsen Sales Representative

Radu Nicolici Sales Representative

Helping clients in the Kitchener, Waterloo, Cambridge, Guelph and surrounding areas ~ We also speak Romanian

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BUYING OR SELLING YOUR HOME? It's

your

Let

me

journey

help

you

Your trusted Real Estate Agent

(519)573-4887

SHEEBAK@ROYALLEPAGE.CA WWW.SHEEBAK.CA

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THE SPIRIT OF CHRISTMAS GLOWS BRIGHT AT SHERIDAN NURSERIES Let us help you find everything you need to make your home extra festive this year.

You’re Invited

CHRISTMAS OPEN HOUSE Saturday November 20th & Sunday November 21st, 2021 DETACHED HOME IN BADEN!

Gorgeous two storey, 4 bedroom, 2.5 bathroom, detached home with walk-out to a lovely covered patio area on a pie shaped lot. Contact me to learn more today. EXCL

Experience the magic of Christmas!

Enjoy special savings throughout the day, plus a visit from Santa, Saturday & Sunday, 12:00 - 4:00 PM

FOR RESULTS THAT MOVE YOU...

Call MYP

MARGARET YONG PING

Kitchener Garden Centre

Sales Representative

519 572 0334

2020

Grand Valley Realty, Brokerage 519-745-7000 Independently Owned & Operated

myp@royallepage.ca | www.myprealestate.com

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100 Elmsdale Drive Kitchener, Ontario Tel: 519.743.4146 Email: kitchener@sheridannurseries.com Visit sheridannurseries.com for garden resources, services and general information.

IN G NE W

$1,399/mth FOR LEASE Great exposure, ideal for restaurant, barber shop. St. Clements w/ample parking, call for possible uses. MLS®

$2,100/mth FOR LEASE Ideal location on this nearly new, veranda level unit in Huron Village.

Contact Nicole 519.591.7413 MLS®

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$1,100,000 DEVELOPMENT Tremendous development potential in the heart of the city on this property, don’t miss this opportunity. MLS®

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$2,499,888 PINNACLE OF HOMES 1.73 acre lot, 4+ bdrm, sauna, home theatre, RR/gym, gated property with outbuilding and much more! MLS®

LIS TIN G

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www.therizteam.com

IN G

riz@therizteam.com

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$2,500/mth FOR LEASE Exec style, fully finished townhome features 143’ deep fenced yard & parking for 3 cars w/garage. MLS®

$429,888 HURON VILLAGE Ideal investment, 2 bdrm bungalow w/1 bath, laminate/ceramic, 2 private balconies, close to amenities. MLS®

$349,888 ELMIRA Lovely 2 bdrm condo w/fin’d bsmt, newer flooring, bright kitchen w/ dinette, sliders to new patio. MLS®

$165,112 over asking

$163,112 over asking

$135,112 over asking

$215,679 over asking

$145,112 over asking

THE RIZ TEAM CONTACT US TODAY!

519.716.7253

§ Sales Representative

Dylan McComiskey§

Nicole shantz§

2013-2020

WOLLE REALTY BROKERAGE

TOP 3% OF 19,000 REALTORS***

INDEPENDENTLY OWNED & OPERATED

#1 00

2017, 2019, 2020 TOP 2% OF 19,000 REALTORS**

TOP PRODUCING SALES REPRESENTATIVE 2004-2015* • A CONSECUTIVE TOP TIER SALES TEAM 2016-2020* * At Royal LePage Wolle Realty

** Nationally across Royal LePage Canada (‘17/19’/’20) *** Nationally across Royal LePage Canada (2013-2020)

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HOMES + I N S I G H T

Should You BUY First or SELL First?

This has always been a thoughtprovoking question for people who already own a home and Julie D. Martin Real Estate Broker

are looking to sell and move to another. The fact is, no matter

how you go about it, there will likely be some stress involved, and there are pros and cons no matter which route you take.

Being in a hot seller’s market for what feels like years now, there are many who believe that there is only one way to go about this process, and that is to buy first. But there are still some benefits to selling first, even in our current market. Every situation is different and needs to be dealt with accordingly. The clients are different and so are the types of properties they have to sell, as well as the types of properties they wish to purchase.

If you buy first ~especially if you don’t include any

conditions in your offer~ then the pressure is on to sell your house pronto. Unless you negotiate a long closing for your purchase. A 90 or 120 day closing on your purchase would offer a nice buffer to get your house on the market and get it sold. The greatest pressure occurs when you have a short closing on the home you’ve purchased, and the home you have to sell is not a typical home, so the buying pool is more limited than the buying pool for more standard homes. This is all the more reason to ensure that the home you have to sell is nearly ready to begin showing potential buyers.

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If you sell first ~especially without a place to go to next, such as to temporarily stay with a family member~ then the pressure is on to find your next home pronto. Unless you negotiate a long closing for your sale or even included a condition to purchase a home. This is something you can usually get away with when you’re the seller because you have more power than the buyer in this market. The part about taking this strategy that has a major downside, though, is that some people don’t act quickly enough and end up just settling into their “temporary” place for a little longer than they initially intended, and, in the meantime, the prices for a place to purchase continued to increase in price and were all of a sudden out of their reach.

The downside to buying first is that you may have to bid a lot in order to get the house you want, and all the while, you really don’t know what your house is going to sell for. This can be very risky if you don’t have a lot of equity in the home you need to sell.

The upside to buying first is having peace of mind that you will have a place to call home once your house is sold. And it may be worth it to have this security even if it costs you more to have that assurance.

The only main downside to selling first is that you could be homeless if you don’t have a back-up plan of where to go next. People used to be able to have a bit more buying power by going in with an unconditional offer if they have sold their home first,

but the majority of buyers these days are coming with a firm offer regardless of whether or not they have sold before offering or need to sell after offering.

The playing field is more level than it has ever been.

Her curiosity: limitless.

Duette® honeycomb shades

Your window fashions: cordless.

The upside to selling first is knowing exactly what you’re going to have in your pocket on closing, so this enables you to know what type of home you can afford to purchase. This is a great option for folks who are open in terms of location. It doesn’t work as well for someone who really needs to be in a certain neighbourhood or a certain type of home. This is also a good option for a couple who may be splitting up and two people need to split the proceeds of the house sale to start over somewhere else.

There really is no easy way to know what is best for your situation. This is something that will take much consideration concerning your financial situation, your search criteria, and your ability to be able to handle stress and risk.

There used to be more safeguards to help buyers and sellers throughout the process, which gave people an out in case the financing fell through or in case the house didn’t sell. But, right now, with such a shortage of inventory, much of these safeguards that we had grown accustomed to in the past, they have sadly mostly gone by the wayside. I hate to put it so bluntly, but these really are the cold hard facts

519.893.8687

299 Manitou Dr., Kitchener www.blindsareus.ca Blinds | Drapery | Shutters & More

In-Home Consultations Available!

Check Measure, Installation, Blind Cleaning & Repairs Family Owned & Operated for 25 Years!

BlindsAreUs.ca | @blindsrus

© 2020 Hunter Douglas. All rights reserved. All trademarks used herein are the property of Hunter Douglas or their respective owners.

A Seller's Market is when there are more buyers than properties available. especially in such a tough market.

But, that doesn’t mean that there are no safeguards, just simply that the way that buyers and sellers are manoeuvring their way through the process looks different than it did in the past. Rather than putting conditions in their offer, most are doing more homework upfront prior to offering.

That leads me to my most important tidbit of advice.

Whatever you choose to do, and in whatever order you choose to do it, I would highly recommend first that you secure a group of professionals to help you sort through the options that work best for your given situation. Such decisions are not advised to be made on your own. The help of a trusted Realtor, mortgage agent, home inspector and real estate lawyer is crucial to help you to ensure that the risks you are taking have been calculated upfront with the advice of the professionals.

140 Burnham Cres., Cambridge One year old custom stone bungalow on an acre lot backing on greenspace and trails. MLS®

Ruth Warner

Sales Representative

519-574-0524 Direct

RUTHWARNER.CA RUTH@DYERREALTY.CA

519-653-5353 DYERREALTY.CA

off ice

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5 BEDROOM HOMES

Welcome to Riverside!

A new residential development in Mitchell, ON.

These beautiful bungalows are functional and fashionable with a high ceilings, classic black and white palette throughout plus warm wood tones to balance out the space.

Situated on a 59’ lot front with fully sodded lawn, concrete deck out back and will have a double wide paved driveway. The main floor of the home is over 1,852 sqft and features 5 bedrooms, a stunning custom kitchen with a combination of dark and light cabinetry and sleek quartz counter tops, island seating and open floor plan to the main living area.

Desirable location close to walking trails, golf course, downtown, medical centre, schools and with easy commute to Stratford, KW, London and surrounding area.

Mike Holmes Approved and Energy Star certified finished throughout with quality craftsmanship, this is a must see home!

Farmhouse..................................... $875,000 Legacy............................................ $855,000

Call to check for availability today!

WILLOWGROVE -- CORNERSTONE R

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CONCEPTUAL PLAN

Howard Culligan Broker of Record

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Images are for illustrative purposes only, and may not represent an accurate depiction of actual fixtures/equipment.

Floor plans are intended to show proposed layout only and are not for construction.

519.272.5413

Culligan Real Estate Ltd., Brokerage

W I L L O WG R O V E H O M E S . C A

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NEW LOTS

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COMING SOON! IN VISTA HILLS!

Aliya Manji Sales Representative

$1,299,900 HUGE LOT

Fully loaded, 4 bdrm model home for sale!

Huge premium pie shaped lot, quartz counters, carpet free main flr, open concept kitchen, luxury primary suite, 9 foot ceilings, steps to vista hills school and parks. EXCL

519-573-9189

Register now at:

amanji@remax.net

www.remaxkw.ca

CALL FOR A FREE HOME EVALUATION 519-573-9189 $629,900 BELMONT VILLAGE

2 bdrm + den condo w/open concept kitchen, 2 full baths, 9’ ceilings, updated master suite, large balcony, underground parking, reno’d for wheelchair access. EXCL

$399,900 HIGHLAND CRES.

3 bdrms, eat-in kitchen w/walk-out to deck, Living room w/fireplace & access to deck, bdrms w/California shutters, master bedroom w/ensuite, main floor laundry. Close to shops and schools. EXCL

www.remaxkw.ca

SOLD

Mortgage Confidently.

• The majority of our clients qualify for these rates • No additional lender or broker fees, no catches • 12 years experience as a local mortgage broker •C heck out our amazing Google Reviews!

Brent Richardson

51 9 -8 9 4 -4 366 CFP, Mortgage Broker / Owner #M08006143 Altrua Financial Inc.#13005

www.altrua.ca

2.19%

5 Year Fixed Rate

0.95% Variable Rate

Rates subject to change.

Financing OAC.

$629,900 IN-LAW POTENTIAL!

Wow! Raised bungalow featuring hrdwd floors, 3+1 bedrooms, 2 full baths, eat-in kitchen, back covered porch, LR/DR, huge “rec” room and a separate entrance to the private rear yard! Close to all amenities!

MLS®

Luanne Hancey

Kathy Long

Sales Representative

Sales Representative

Call Luanne Direct

519 651 9459 hancelu@golden.net

Call Kathy Direct

226 988 3232 kathy@getmovingnow.ca

RE/MAX

Twin City Realty Inc., Brokerage 519-740-3690

Our Family Helping Yours • GETMOVINGNOW.CA

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$469,900

This bright and spacious 2-bedroom unit is in move in condition. Features updated kitchen, baths, flooring, and brand-new appliances. Located on the top floor this corner unit has amazing views from every vantage point! The location is close to everything you need including parks, schools, restaurants, groceries and more! Building is currently having all its common spaces updated (est completion of Dec 2021) which could make this building one of the nicest in the city. Call today to view. MLS®

FRIEDA

Guelph’s Premier Furniture Store!

BROKER

KOTSOPOULOS

519 580 8376 TWIN CITY REALTY INC., BROKERAGE 519 579 4110 OFFICE

frieda_kotsopoulos@hotmail.com www.friedasellshomes.com

This areas largest showroom for LA-Z-BOY, PAlliser & Decor-Rest

canadian made solid wood Custom bedrooms, dining

For Rent

$1,650/mth

• Completely renovated 1 bedroom Condo • Secure building, Laundry on main floor • Right on ION & Bus line Available January 1st

SALES REPRESENTATIVE

519 500 0940

tinatorok@rogers.com | www.tinatorok.com 519 885 0200

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259 Woodlawn Rd West Guelph www.originalhf.ca

HEART OF WESTMOUNT 3 bedroom, 2 bathroom home with finished basement and backyard with in-ground pool. 2,500+ sqft of living space. MLS®

FOR LEASE 4 bdrms, 4 bath brand new home under construction. Gourmet kitchen w/centre island. Lux primary suite w/w-in closet & spa-like ensuite. EXCL

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$849,900 INDUSTRIAL SPACE 3,800 sqft end unit. 2,000 sqft of office space. Drive in door 12x14. 21’ clear ceils. 100 amp service. MLS®

$2,000/mth CHARLIE WEST 1 bedroom + den, 1 bathroom, 767 sqft with private balcony. State-ofthe-art amenities, 1 parking. MLS®

CONSERVATION MEADOWS 3+1 bedroom, 3 bath. Approx 2,500 sqft of living space. Fully fenced lot w/ above ground pool. EXCL

KI TC HE NE R

HURON PARK Kitchener 3+1 bdrm, 4 bath with walkout lower level backing protected forest. Aprox 3,000 sqft of living space. MLS®

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UPPER BEECHWOOD 4+2 bdrms, 6 baths, over 6,500 sqft of living space. 2 storey foyer, sun rm, 2 kitchens, office. Fin’d w-out bsmt, fenced. New windows, painted. MLS®

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RIVER RIDGE, KITCHENER Klondike-built w/2+1 bedroom, 3 bathroom and 4,500+ sqft of living space. 9’ main floor & basement ceilings. Kitchen w/quartz and butler’s pantry. Great room w/gas fireplace w/floor-to-ceiling stone. Sunroom with heated floors, gas fireplace, surrounded by floor-to-ceiling windows. Lavish primary suite with walk-in closet & spa-like 5-pc ensuite. In-ground pool with waterfall feature, built-in spa & extensive patio all surrounded by professional landscaping. Bonus-heated driveway & sprinkler system. Backing the Grand River. MLS®

$1,850 CHARLIE WEST New 1 bdrm, 1 bath, 726 sqft w/ private balcony. Open concept, modern kitchen w/quartz countertops, high end finishes & amenities. MLS®

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LET’S CHAT Secrets of Success in Real Estate...

Whether buying or selling there are always proven techniques for your success in real estate.

These are vital in today’s Sellers’ market. In our continuing series we will explore these secrets step by step: As a Buyer it is always prudent to be pre-approved for your mortgage. This helps establish your purchasing capability - your high and low purchasing range.

This does not mean you have to purchase at your maximum but it

is always nice to know you have the option to go higher in the event it is necessary to win your dream home.

In addition to your Realtor® a good mortgage Broker is a vital part of your real estate journey. It is important to surround yourself with trusted advisors, who can guide you through every aspect of your real estate adventure.

$949,000 Investment!

Rare .28 acre property (12,238 sqft) near downtown. Zoned for R-6/1-R, this duplexed bungalow is tenanted. Upper unit: 3 bdrm, 1 bath & loft. Lower unit: kitchen, LR, den, & sitting rm, sep entrance. Garage. Steel roof. MLS®

The Anene Walker Group of professionals is here for you on this journey.

Escape to the life you deserve!

Why not wake up to picturesque views, cook in a country kitchen & entertain in a great room? Wonderful country property w/bank barn, pasture, outdoor riding arena, large inground pool, garden and more. MLS #40168541

To see more about this article please visit

www.kwrealtr.com

Twin City Realty Inc., BROKERAGE

Independently Owned & Operated

DEANNA ANENE** 519 503 7181

deanna.remax@hotmail.com www.deannaanene.com

KIRK WALKER** 519 504 6020

kirk.a.walker@outlook.com www.kwrealtr.com

SANDY KUREK* 226 220 3843

sandykurek@outlook.com

519 579 4110

** Broker * Sales Representative

$1,400,000 WELCOME TO 772 CEDAR BEND DRIVE Located in the desirable neighbourhood of Laurelwood close to walking trails and backing onto Laurel Creek Conservation Area. This immaculate family home backs onto green space & features a walkout basement & is located in a quiet family-friendly community! This executive home features impressive curb appeal from the outside with the double car garage. This home has been pampered with renovations! MLS®

MAHOOD TEAM PATRICK G. BERNIER Sales Representative

519 579 4110

Geraldine@GeraldineSellsHomes.com • www.GeraldineSellsHomes.com 48

Broker

HILL

ANIA & RON 519-579-4110

Sales Representatives

Experience Matters!

Ron Direct

519-580-1074

Ania Direct

519-591-0005

info@RonAndAnnaHill.com

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$3,790,000 TRANQUILITY OUTSIDE - LUXURY INSIDE!

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$749,900 EASTBRIDGE! Move in ready family home. Corner lot w/large fenced yard w/shed and SE exposure. You can walk to schools, Rim Park athletic complex & more.

New flooring throughout and freshly painted top to bottom. 3 bdrms including a master w/large walkin closet, a fin’d basement w/3 pc rough in. Open concept main floor w/sliders to a deck. Roof (2016).

A great home in a great neighbourhood. MLS®

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Looking to do a little farming or simply want to get out of the city? Set amidst the beautiful rolling countryside between New Dundee & New Hamburg, this 34 acre estate offers opportunities for people wishing to enjoy the peace & tranquility of rural life. The main residence built in 2012 offers over 4,500 sq ft of custom finished European inspired designs. Top quality materials used throughout with travertine, marble & hardwood flooring, mahogany exterior doors, aluminum clad wood windows & cedar doors on the garage. There are extensive walkways, an orchard, vegetable garden & lush perennial gardens. Geothermal energy provides both forced air & infloor heating. 60 x 30 eight stall horse barn & 1,600 sqft clear span shop with heated floors & a huge 1 bedroom apartment above. Minutes to K-W. MLS®

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$650,000 93 FOOT FRONTAGE! Looking to build your dream home or renovate to your own taste? 93 ft of frontage and 160 ft of depth for a total of 1/3 of an acre. The existing home has approx 1,250 sqft with 2 bdrms, a large LR w/wood fireplace and covered rear porch leading to an existing inground pool. Located on a quiet court just off Trussler Road in Wilmot Township. Agricultural zoning w/well & septic service. MLS®

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BEAUTIFUL BUNGALOW IN BRESLAU This Thomasfield built home features 2 bedrooms, 2 bathrooms, open concept floor design with high ceilings, a formal dining room, large kitchen with peninsula, bright living room with sliders to covered veranda. This setting is exactly what you are looking for - a great street, a home with great architecture and impressive curb appeal. Coming soon to MLS®

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design tips for an investment property Purchasing a home is a big decision whether it be for an end-user or an investor. While a live-in homeowner will pay for all the expenses themselves, an investor will have tenants that will pay rent, contributing to the overall expenses of owning the home. Because your goal as an investor is to attract renters, your experience at the Activa Design Studio will be different from that of a homeowner who plans to move in. That is why we have provided a helpful Q&A to consider as an investor when selecting features and finishes for your property.

Follow our expert tips from our design studio team to learn more!

Activa Design Studio What should investors consider when selecting features and finishes?

Much like an end-user, an investor should still set a budget for upgrades. The Design Studio is an exciting experience, but we want to make sure you are also staying within what you can afford. Setting a budget will allow our team members to present options that fit within this. A key differentiator as an investor is setting aside a budget for practical upgrades that will increase the longevity of your investment. The goal for designing an investment property should be to select features and finishes that are strong, durable and neutral in colour to suit a wide variety of tastes and styles.

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Where should investors spend their budget for the most impact?

QUARTZ COUNTERTOPS Our design studio consultants recommend investing money in upgrades that can withstand wear and tear. Upgrading from either our standard granite or standard laminate countertop offerings to a quartz countertop will instantly increase the resale value of your property and will attract renters. For additional wow-factor, you can combine a quartz countertop with an undermounted sink to create a beautiful aesthetic that is easy to clean.

LAMINATE OR VINYL FLOORING Carpet in the bedrooms, hallways and staircase comes standard, but you may want to consider upgrading these floors to either laminate or vinyl flooring and a solid oak staircase to improve their lifespan. These flooring options are more durable and much easier to clean!

Is an investment property right for you?

The Waterloo Region is one of the largest and fastest-growing regions in Ontario attracting families and students, as well as national and global companies who plant their roots here!

Waterloo Region ranked among the top places in Ontario to invest in over the next 5 years and The 2018 Real Estate Investment Network Report ranked it #2 in Ontario!

SHAKER CABINETS The style of your kitchen cabinets sets the tone for the rest of the room, so you will want to choose something that will leave a lasting impression. Shaker cabinets are a great choice because they are highly durable and will never go out of style! This style of cabinetry also comes in a wide variety of colours and finishes for you to select from.

POT LIGHTS Our team recommends upgrading to pot lights on the main floor to bring more light into the home, plus, you won’t have to worry about changing the light bulbs for several years!

Activa Design Studio What types of materials and colours are best for investment properties?

When it comes to selecting an overall look and feel for your investment property, our design studio consultants recommend selecting features and finishes that are neutral in colour. Selecting a colour scheme that is light and bright will make the unit feel larger than it is. Additionally, neutral palettes appeal to many people because they are much easier to coordinate other colours with. This will allow your renters to personalize the space with artwork and home décor they love. You don’t want to turn people away just because they didn’t like the colour scheme of your unit!

When considering investing in a rental property remember that it is a long-term investment that will help you build capital down the road.

Something you will want to consider is whether your real estate investment has the potential to provide a better return when compared to other types of investment opportunities you may have available to you.

Your Design Studio Experience At the Activa Design Studio, we offer high-end features and finishes that come standard for you to choose from, as well as upgraded options to take your home to the next level. As you start to plan for your Colour Selection Appointment, it is important to gather inspiration for what you want your home to look like and to set a budget for your upgrades. The Design Studio is an exciting experience, but we want to make sure you are also staying within what you can afford. Setting a budget will allow our team members to present options that fit within this. You can learn more tips on preparing for your visit in our Design Studio Selection blog.

We can’t wait to meet you for your Colour Selection Appointment at the Activa Design Studio and we hope you are as excited as we are!

While you’re there, we encourage you to take pictures during your appointment. You can even tag @builtbyactiva on Instagram or Facebook for a chance to be featured on our page. See you there!

For community tips, home décor advice and to learn about future Activa communities, visit

activa.ca

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“Activa’s fantastic team showed us a great experience from start to finish.

What we thought was going to be an overwhelming process was so organized and enjoyable!”

THE PRASAD FAMILY

Hear more customer stories + discover new and upcoming communities at:

ACTIVA.CA

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#1 TEAM FOR 2019

AT RE/MAX SOLID GOLD REALTY (II) LTD.

Thinking of Selling?

Call for a FREE Market Evaluation Today!

LORI TESKEY sales representative group leader

519 277 0412 Lori Direct

LYNNE

MacDonald

sales representative

lynne@kwhousehunter.com | lori@kwhousehunter.com

www.kwhousehunter.com

RE/MAX Solid Gold Realty (II) Ltd., Brokerage

Independently Owned & Operated

| 519 888 7110

3267 KING STREET E UNIT #PH7, KITCHENER

Penthouse Condo in the Cameos $ 825,000

Helen Fidler*

2,316 sqft all on one level with 3 ensuites and a pool in this accessible building. Two balconies and two side by side underground parking spots make this penthouse a luxurious rarity. 4 bedrooms and 3.5 bathrooms. EXCL

191 KING ST. S, WATERLOO Bauer Lofts $ 480,000 Daphne Moens*

Jary Mackenzie**

519 888 7110

www.HelensTeam.ca *Sales Representative ** Broker

RE/MAX Solid Gold Realty (II) Ltd. Brokerage, Independently Owned & Operated

FB: Helen’s Real Estate Team IG: Helen.Fidler.real.estate YouTube: Helen Fidler Realtor

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2 bedrooms and 2 bathrooms, one of which is a fabulous 5 pc ensuite.

This gem has 2 lockers, a parking spot and an oversized breakfast bar that spans the whole kitchen.

Gorgeous south-western exposure over beautiful Westmount. MLS ®

678 KATHERINE ST. N, WEST MONTROSE Paradise found! $1,449,900 Exclusive 3 acre parcel of land w/ world-class sunsets ready for your perfect dream home. This property boasts 300 ft of frontage on the beautiful Grand River. The sky’s the limit on this amazing property, bring your plans to build or just move in and enjoy! MLS ®

!

SOLD

Curious what your home is worth in today’s market?

Call Ian or Michelle for a FREE Home Evaluation Today!

519.888.7110 IAN INGLIS

MICHELLE McPHEE

BROKER

BROKER, SRS, SRES®

519.888.7110 | www.TheInglisTeam.com ianinglis@remaxsolidgold.biz • mmcphee@remaxsolidgold.biz

Solid Gold Realty (II) Ltd., Brokerage Independently Owned & Operated

Lower Rates, More Options, Better Results • Purchases

• Renewals

• Refinances

• Commercial Mortgages

• Home Equity Line of Credit

• Credit Repair

• Investment Properties

• Second Mortgages

• Vacation Properties

• Private Financing

Call Us Today Our Services Are Free!

We Can Help You Make Your Home Ownership Dreams A Reality!

ALISON LOPES

JULIE MEDEIROS

T. 519.897.1608

T. 519.575.3961

MORTGAGE BROKER alopes@dominionlending.ca

www.alisonlopes.ca

MORTGAGE AGENT

jmedeiros@dominionlending.ca

www.juliemedeiros.ca

D O M I N I O N L E N D I N G C E N T R E S P R E M I E R M O R T G A G E S I N D E P E N D E N T LY O W N E D & O P E R AT E D F S R A # 1 1 2 3 2

55

Cari

Renata

plecity BROKER

renata@renataplecity.com www.renataplecity.com

hewick

Solid Gold Realty (II) Ltd., Brokerage

BROKER

Independently Owned & Operated

cari@soldoncari.com www.soldoncari.com

519 888 7110

“THE DEGREE OF SERVICE IS THE DIFFERENCE BETWEEN SALES PEOPLE”

Ed

MOURA*

519.572.2692

$569,900 BUNGALOW IN WESTMOUNT Open concept floor plan, spacious kitchen, main floor office with walkout to beautiful backyard. Finished basement with full bathroom. Large deep lot in prime location.

MLS®

$469,000 / $622,900 DEC 2021 OCCUPANCY 2 units available in Charlie West building in the heart of Kitchener. Overlooking Victoria Park & located near the LRT. Close to restaurants, shopping & the innovation District.

Low condo fees and many amenities! MLS®

$549,900 4 LEVEL BACKSPLIT Updated kitchen with stainless steel appliances, spacious living room and dining room, master bedroom with private ensuite bathroom, large recroom with gas fireplace. Beautiful private backyard. MLS®

$449,900 / $617,900 JAN 2022 OCCUPANCY Live in the new Garment Condo’s.

Walking distance to Victoria Park, shops, restaurants and the tech centre. Low condo fees. 2 units available in this sold out building!

MLS®

Cristina MOURA*

519.741.4625

$2,790,000 SECLUDED COUNTRY ESTATE Country Estate Situated on 2.25 Acres in Puslinch.

Minutes from 401. Over 2,500 Sq ft. 4 Bed. 3 Bath.

Great Room/ Kitchen/Dining/ Foyer areas boast 12’ Cathedral Ceilings. 12 Ft Wide Sliding Glass Door to Deck Provides Uninterrupted Panoramic Views of Pond and Picturesque Landscape. Extra Wide Pocket Doors and Hardwood Throughout. Full Size Elevator. Walkout Basement. 3 Bay Garage. VanEE Air Exchange System, Geothermal Heating and Cooling And More! MLS®

Solid Gold Realty (II) Ltd., Brokerage Independently Owned & Operated

519.888.7110 *Sales Representative

emoura@golden.net • www.edmoura.com • cmourarealestate@gmail.com 56

Real Estate Law...it’s ALL we do!

YOUR

Real Estate Law Firm What Victor Provides • Unmatched exceptional service • Direct access to 2 Lawyers • A pre-set guaranteed account •1 6 experienced, professional and knowledgeable Clerks •R eal Estate with complete peace of mind

Email Victor Hussein for a free quote at

victor@vhlaw.ca 519 744 8585 WWW.VHLAW.CA

HEAD OFFICE

CAMBRIDGE OFFICE

275 Lancaster St. W., 2nd Floor Kitchener, Ontario N2H 4V2

140 McGovern Dr., Suite 8 Cambridge, Ontario N3H 4R7

ARE YOU DREAMING ABOUT A NEW PLACE TO CALL HOME? The real estate experience you have, can be determined by the REALTOR®s you choose.

Our professionalism, proficiency and personalities will enhance the process from concept to completion. Whether you are buying or selling, we are committed to achieving your real estate goals with honesty and integrity.

Call the CAMERON TEAM to set up a selling or buying consultation.

Ken Cameron Broker of Record

Gabriele Koch

Jennifer Cameron

Sales Representative

Broker

519 888 7110

www.RemaxCameronTeam.com | kencameron@remaxsolidgold.biz RE/MAX Solid Gold Realty (II) Ltd., Brokerage Independently Owned & Operated

If you are experiencing a mental health crisis and require immediate help call 9-1-1 or go to your nearest emergency department. If you do not require the immediate services, contact:

Here24/7 at 1-844-437-3247 or TTY 1-877-688-5501.

Grand River Hospital, 835 King Street West in Kitchener provides emergency mental health assessments 24/7 in the emergency department.