Spotong Issue 15

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CONTENTS

In this Issue

CONTENTS

EDITOR’S NOTE IN THIS ISSUE...

W

e have crammed this edition of Spotong full of ideas on how to make the most of this festive season. Capitalise on sales with ready-made hampers for your clientele, keep tabs on patron safety during ,and take note of how to ensure your business runs smoothly in your absence should you be needing a break.

out our feature on blacklisting and find out how you can improve your credit rating score.

Getting your stokvel payout this December? We share ideas on how to invest that money wisely, from grudge purchases to investing in your retirement.

Best of all, summer is in full swing. Make the most of the long days and sunshine and indulge in fantastic braai Taking care of business means taking care of your finances and recipes in our food reviews. Find we take a look at empowerment out which taverns are the top loans and how you can go about spots to check out for a beer or two and in our Buyer’s Guide obtaining them. Want to make sure your business is operating you’ll find some fantastic festive gift packs. legally? We have included a handy reference guide for small businesses from submitting tax Have a fun-filled, safe and to doing background checks on prosperous festive season! your employees. Read up on Find us on how to diversify your business Facebook and and accrue additional income from adding new offerings to follow us on twitter attract clients. If you have run @SpotongMagazine into problems with credit, check

CONTRIBUTORS

Brendah Nyakudya Hazel Booth Anita Kube Damian Murphy Heather Clancy Zoe Hinis Michelle Randall

SALES MANAGER Chioma Didi Okoro

SALES

Anita Kube Duduza Moyo Quincy Matonhodze Paul Styles

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GLF COLUMN

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NTHA COLUMN

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INDUSTRY NEWS

BUSINESS FEATURE

12 Empowerment Funding 18 Diversify your business...

20 Small business reference guide 22 Blacklisted?

STOKVELS 24 Make the most of your stokvel payout

SPAZA SHOPS FEATURE

28 Tis the season to be successful

FEATURE 30 Safety During Holidays 34

BUYER’S GUIDE

38

EQUIPMENT REVIEWS

VEHICLE REVIEW

40 Carrier of the people

CONTACT

DESIGN & LAYOUT

PUBLISHING HOUSE

PRODUCTION CO-ORDINATOR

IT AND WEB MANAGER

41 South Africa’s Running Pride

info@spotongmag.co.za

Contact Media & Communications Gwen Sebogodi

SPORT & GAMES

Dwain Margro Contact Media & Communications Block A, 388 Main Avenue, Randburg Tel: +27(0) 11 789 6339 Fax: +27(0) 11 789 7097 email: pressman@contactmedia.co.za web: www.contactmedia.co.za

REPRO & PRINTING Kadimah Print

42 Slaai and braai

CEO & DEVELOPMENT DIRECTOR

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Sean Press

MANAGING DIRECTOR AND PUBLISHER

FOOD

PROUDLY ENDORSED BY:

Donna Verrydt

FINANCE AND OPERATIONS DIRECTOR

TAVERN REVIEWS

EVENTS 50 Womens day event

Lesley Fox

Copyright © 2015 Contact Media & Communications. Spotong is published by Contact Media & Communications. All material is strictly copyright with all rights reserved. No material may be reproduced in part or whole without the express written permission of the publisher. No responsibility will be accepted for unsolicited material. The publisher accepts no liability of whatsoever nature arising out of or in connection with the contents of this publication.

Whilst every care has been taken in compiling this publication, the publisher does not give any warranty as to the completeness or accuracy of its contents. The views and opinions expressed in Spotong are not necessarily those of the Publisher or contributors.

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GLF HEADER COLUMN

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IS IT , T H IG F S T N A H P E WHEN TWO EL S R E F F U S T A H T S S A THE GR

By Thabo Modise (GLF Mmeber)

L

iquor traders in Ekurhuleni have once again found themselves in a very difficult situation – trading with permits but without the necessary consent from the town planning department. When the permits were initially issued in 2004 under the provision of the then liquor authority and MEC, it was with the understanding that people who sold liquor without the proper documentation should come forward so that they could be issued with permits, these permits would prevent them from being harassed by the police, enable people to better their premises and reach the standard of establishments, such as taverns, with proper facilities for customers.

Through these permits, many traders managed to put their kids through school and ensure there was food on the table for their families. Ten years after the government took the initiative to alleviate poverty and create jobs

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through these permits, town planning has created by-laws which state that consent needs to be given in order to trade – to the extent that liquor traders are being issued with contravention notices, stating: “You are hereby accordingly instructed, in terms of provision of section 40 and 42 of the town planning and township Ordinance 15 of 1986 (as amended), to cease the above-mentioned alleged illegal land use and restore the property to its original purpose, within 28 days from the date of this letter.”

These notices have made trading very difficult and liquor traders are confused, as they believe their permits are legitimate. This has had a negative impact on their businesses.

The Gauteng Liquor Forum (GLF), under the leadership of president Linda Madida, took the initiative of organising a meeting with the town

planning department to try and resolve this matter. The meeting took place on September 7, 2015 at Kempton Park’s Sanlam building. Affected associations and other relevant individuals were invited, including SALTA, led by Mish Hlophe. Also sitting in on the meeting were the Gauteng Liquor Authority (GLA) and Ekurhuleni City Planning with its legal team.

After lengthy deliberations, it was agreed by all parties that this matter was initially influenced by political motivation and required political interference. As such, the matter will be escalated to the principals of both entities or relevant politicians, including the MMC, and the next developments will be communicated so that this matter can be resolved. While the outcome of this court matter is pending, the GLA has made it clear that no person or any institution should interfere with the proceedings of the court.

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NTHA COLUMN

!

Y L U J N I S A M CHRIST

Development Meadowlands Tourism e th at ed er th ga ns tmas in July us locatio rt of the annual Chris pa be to Elderly folk from vario 15 20 , 15 ly tion (NTHA). in Zone 4 on Ju Centre (Chief House) and Hospitality Associa ism ur To l na tio Na e th Celebration, hosted by

detect early signs of drug addiction in children, while Saps gave tips on dealing with harassment and abuse of any sort.

Liquor Traders Against Crime performed a play about responsible trading in the liquor business, community safety and ubuntu. The play included valuable tips such as making sure liquor traders comply with the Liquor Act, ensuring their surroundings are kept clean and trading hours are observed. Cleo BodibeLushaba, director of the Gauteng Liquor Board, was very impressed to see the liquor traders teaching on responsible liquor trading. Ma Pinky Tiro of Tiro’s Pub & Grill, programme director of the day, told jokes that had the elderly guests laughing non-stop.

NTHA Christmas in July: In conjunction with 67 Minutes for Mandela (Mandela Day).

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embers of the NTHA, who also call themselves Liquor Traders Against Crime – have been hosting this event since 2000, as a way of giving back to the community while educating them on several aspects of business and community safety.

Liquor Traders Against Crime invited 10 senior citizens per branch from different locations, including Naledi, Meadowlands, Jabulani, Dobsonville, Orlando, Moroka, Thulani, Lenasia,

NTHA Christmas in July.

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Mogale City, Mansieville, Magalies, Diepkloof, Kliptown, Freedom Park, Vlakfontein, Katlehong, Daveyton, Tshepisong, Orange Farm, Sebokeng, Vaal and Carltonville. The elderly were pampered throughout the day, educated and given tips by the Gauteng Liquor Board, Saps, Sanca, Sassa and Liquor Traders Against Crime. South African Breweries joined the festivities and had staff members serving meals, cleaning and taking care of the elderly. Sanca taught the guests how to deal with and

The elders were thrilled when they received blankets and gifts as part of the celebration. The NTHA’s wish is to continue hosting this kind of event, as it fulfills a need to give back to the community. Events such as these also serve to remind the elderly that there are people who love and care for them.

During the course of the day, SAB donated catering equipment worth R50 000 to Ndofaya Caterers, a subsidiary of the NTHA. “A big thank you to our sponsors who made the day a success, and the elders who came through in large numbers. We look forward to bigger and better events in the years to come,” said Phumzile Ratladi, General Secretary of NTHA.

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INDUSTRY NEWS

PAYS OFF Y G E T A R ST W E N ’S LL E T DIS The Distell Group has raised its year-on-year revenue by 10.4% to R19.6 billion, thanks to a revised corporate strategy under Managing Director Richard Rushton.

Distell’s biggest gains have been in the domestic market, with an 11.8% increase in revenue.

Distell Managing Director Richard Rushton.

HUNGRY LION GOBBLES UP THE PUBLIC’S ATTENTION WITH SLICK PR CAMPAIGN

The star performers in South Africa proved to be Distell’s wines, in particular 4th Street, Nederburg and Durbanville Hills. Ciders continued to grow while spirits showed a 10.8% increase in revenue, with Scotch whiskies Three Ships and Bain’s Cape Mountain Whisky performing well. Amarula still held top spot in its category in the market, while Bisquit cognacs enjoyed substantial growth.

A fleet of Harley Davidsons ready for the ride.

Hungry Lion recently took 20 journalists and media professionals on a one-of-a-kind tour of Johannesburg to launch its Spot the Lucky Bucket competition, as well as to relaunch the brand’s image. With R100 000 up for grabs, the Spot the Lucky Bucket competition, which ran until October 31 2015, needed a big splash to grab the public’s attention. And that goal was easily achieved by putting the media on the back of a fleet of growling Harley Davidson motorcycles, ridden by experienced bikers from Harley Davidson Chauffeur Rides.

TinCan PR made sure the tour caught the eye of every passer-by as the group made their way from the Harley Davidson Clearwater franchise in Roodepoort all the way to Soweto. Accompanied by Lucky Bucket, the Hungry Lion mascot, and with three vintage vehicles joining the procession, the group trawled the streets on their lean, mean, well-oiled machines to the Hungry Lion franchise in Protea Glen, where they received a resounding welcome from Hungry Lion staff and the public.

Hungry Lion is setting its sights on expanding into urban and suburban areas and rebranding itself as an aspirational brand with street smarts. Stick with us for upcoming information!

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COLLECT-A-CAN CREATES! A READING REVOLUTION For the past 22 years, Collect-a-Can has been doing far more than encouraging recycling cans in exchange for cash Collect-a-Can has been giving underprivileged communities and informal collectors the chance to generate an income stream for themselves.

Through hard work and dedication, informal collectors have found they can provide for their families. “Thanks to Collect-a-Can, I get paid for the cans that I collect on a daily basis. This enables me to put food on the table for my family,” says Sello Nwana, a Mamelodi can collector.

Not only that, but in July, Collect-a-Can along with its partners – ReaderLympics, Biblionef, Molteno Institute for Language and Literacy, Pan Macmillan, Dainfern Valley Estate and Tshikovha Environmental and Communication Consultancy – collected 3 000 books in its national Collect-a-Book drive. The aim was to create a reading revolution in five underprivileged schools including Zitha Primary School in Vanderbijlpark; Chuma Primary School in Khayelitsha, Cape Town; Khalipha Primary School in Umlazi, Durban; Boepakitso Primary School in Diepkloof, Johannesburg; and Bokamoso Primary School in Soshanguve, Pretoria. An added element of fun was the CanMan, who made surprise appearances at the schools, with boxes of donated books in exchange for cans the pupils had collected for recycling.

“The aim of the Collect-a-Book drive is to put books in the hands of learners and bring reading to life, while making a lasting and memorable difference in schools,” says Zimasa Velaphi, public relations and marketing manager of Collect-a-Can.

LIQUOR LEGISLATION: WHAT IT MEANS FOR YOUR BUSINESS! Responsible liquor sales are important to ensure a safer society for all. Make sure you stay within the law so your business isn’t investigated and liable to prosecution or a fine.

Here are the five things you should know:

SMOKING LEGISLATION: WHAT IT MEANS FOR YOUR BUSINESS As the owner of a business, you are required to act responsibly with regard to tobacco consumption and sales on your premises. Some of the most notable responsibilities are listed below: • The law states that the person in control of a public place is responsible for enforcing the smoking ban, and must train staff to prevent smokers from lighting up in non-designated areas. Any member of the public who sees the ban being breached may lay a complaint, which can mean a fine (of up to R50 000) or an official warning.

• The National Liquor Act (2003) prohibits the sale of alcohol to anyone under the age of 18 years, and as a retailer it is especially important that you check identification when serving drinks. A student ID will not do, as it is not a clear indicator of age. Should someone refuse to produce their ID, then the seller must refuse to give them alcohol.

• It is also the owner’s responsibility to display signs designating smoking and non-smoking areas.

• As difficult as it may be to implement, alcohol may not be served to drunk people. Look for signs such as slurred speech, swaying, physical aggression and loudness.

• Allowing sponsorship of any event by a tobacco company or any competition with prizes sponsored by tobacco companies is also illegal, with fines of up to R1 million.

• Ablution facilities and condoms should be freely available and easily accessible, as well as free tap water for drinking purposes.

• Minimum set trading hours are 6pm to 6am seven days a week for nightclubs in business areas, with a small adjustment of 6pm to midnight on Sundays for nightclubs in residential areas. Establishments with ‘on-consumption’ licences in residential areas may trade Mondays to Saturdays 10am to 9pm and Sundays 10am to 5pm.

• You may not sell alcohol to customers to take away.

• Selling cigarettes to anyone under the age of 18 years can lead to a fine of R100 000, and selling tobacco products without the prescribed signage can also lead to a fine.

• Smoking is forbidden in partially enclosed areas, such as verandas and patios, as the smoke can still cause harm to others nearby.

• No more than 25% of a business may be allocated to smokers, and it must be enclosed, with vents redirecting the smoke outside the building.

Y? GOING AWAY ON HOLIDA 1. Plan early and speak up. Set up a checklist for activities to complete before your holiday, and make sure that your suppliers are aware of your upcoming absence.

2. Prepare for the worst, but see it as an opportunity to challenge yourself and your staff. Ask yourself: “What’s the worst that could happen?”, and dare yourself and your staff to create workable solutions.

3. Enjoy yourself, you’ve worked hard to earn your break so make the most of it. You’ll be sure to return revived and refreshed and bursting with new ideas. www.spotongmag.co.za

Images: Shutterstock

How can you ensure your business runs smoothly in your absence?

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BUSINESS FEATURE

G IN D N U F T N E M R E EMPOW !

Y E N O M E H T E M W O SH

RMENT E W O P M E S S E C C A O T S S WHAT IS THE PROCE FOR S E G A T N A V D A E H T E R A FUNDING, AND WHAT S? SMALL BUSINESS OWNER

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In South Africa, we have a number of funding bodies, both from the government and private sector, that offer funding towards the ultimate goal of growing the economy. Different from broad-based funding solutions, empowerment funding in South Africa 12

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focuses on assisting black individuals, businesses and communities by meeting their funding and investment requirements.

Who do you contact?

The National Empowerment Fund (NEF) describes its role as “supporting BroadBased Black Economic Empowerment (B-BBEE)” by facilitating black economic participation through providing financial and non-financial support to blackempowered businesses, and promoting a culture of savings and investment.

The NEF provides business loans from R250 000 to R75 million across all industry sectors, for start-ups, expansions and equity acquisition purposes, and implements its mandate in three key areas: 1. Asset management By structuring accessible retail savings products through its Asset Management Division, which is a custodian of certain equity allocations in stateallocated investments (SAIs), the NEF aims to foster a culture of savings and investment among its beneficiaries.

Image: Shutterstock

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ne of the biggest challenges for entrepreneurs and small business owners is finding the funds necessary to launch their businesses. Even existing businesses might need a financial leg-up to grow and develop their enterprises. Here’s how empowerment funding can help:

BUSINESS FEATURE HEADER

As a facilitator of the Codes of Good Practice of the B-BBEE Act, fund management supports the pillars of enterprise by providing financial and non-financial solutions across a range of sectors to black-empowered businesses for start-up, expansion and equity transformation purposes.

3. Strategic Projects Fund As a leader in venture capital finance, this fund enables entrepreneurs to participate in projects that are at an early stage within sectors identified by the South African government as key drivers to economic growth. The fund also provides project finance and private equity in these projects once they are regarded as bankable.

So how do you, as a small business owner, get your hands on a slice of the empowerment funding pie?

You need to assess if you qualify for funding from the NEF, and study

its resources to ascertain how empowerment funding will be able to assist you. Your application needs to include comprehensive information to support the commercial viability and financial position of your business.

Insider tip: If you download the online NEF application form at nefcorp.co.za, you’ll see that it has included a business plan guideline to highlight the various topics you need to cover when making your submission, as well as a checklist to ensure that you have provided all the necessary information.

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How long does the process take?

WHO ELSE IS OUT THERE?

The screening period, from submission to approval, can take up to eight weeks.

If you are approved for funding, expect to wait another four months for the investment committee to review your application, attend to the due-diligence process, resubmit the final report and meet the legal requirements.

Female entrepreneurs should take a look at the Absa Women Empowerment Fund at absa.co.za. This fund provides an alternative to an Absa loan, specifically if you have been declined because of a bad credit score (which must be justifiable).

Why should you apply for empowerment funding?

Another fund available exclusively to women is the Isivande Women’s Fund, which you can read about online at gov.za. If you’d like to peruse various empowerment funding options, fundingconnection.co.za has a full list of funding bodies available online.

Whatever your plans for your business – be they construction extensions to your building, procuring new refrigeration or other equipment, or even a wildly creative idea to reach a new market – empowerment funding provides an accessible alternative to taking out a bank loan.

If you are credit-listed, for example, you won’t get very far with your bank. The NEF, on the other hand, while suggesting that you iron out any credit-list kinks

before applying to it, will still screen your application and treat it according to its own merit. It’ll do a credit check, of course, but will take into account the reason for the listing, the materiality of the amount, and whether the situation can be remedied.

What you need to know Similar to a bank loan, you will be required to pay back the funding you receive, with interest – this will be calculated according to the level of the funding you receive and the fact

So here’s the question: what do you want to do with your business, and does it require funding? Life is too short not to dream big.

that the NEF will, in most cases, carry a higher risk. While the NEF does not supply grants (funding that is not required to be repaid), it may assist qualifying enterprises with access to the Department of Trade and Industry (dti) and other government grants. In addition, the NEF won’t necessarily require security or collateral in the form usually required by the banks, but may ask entrepreneurs to contribute towards the transaction.

Check out the NEF online nefcorp.co.za

Image: Shutterstock

2. Fund management

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Saturday 14 November 2015

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Tzaneen

BUSINESS FEATURE HEADER

D N A . ..

S S E IN S U B R U DIVERSIFY YO !

K C U B R U O Y R O F G GET MORE BAN DON’T PUT ALL YOUR EGGS IN ONE BASKET. HERE’S HOW TO GET WITH THE TIMES AND DIVERSIFY YOUR BUSINESS OFFERINGS.

R

emember the old saying, “Don’t put all your eggs in one basket”?

For many small businesses, this is advice that should be taken seriously, especially in the digital age when customer sensibilities change more quickly than the latest kwaito stars. even prepaid electricity – on your premises. Through People’s Prepaid (peoplesprepaid.co.za), you can install a dedicated prepaid device in your tavern that allows your customers to purchase their airtime requirements easily and conveniently.

Give them the royal treatment

Why not offer an added service to your patrons, such as a car-wash? If they can go to the mall and drop their car off for Plug in a wash, why not give them the same incentive to spend some time in your In this smartphone age, you need to offer free Wi-Fi to your patrons. An ADSL tavern, while outside their car is getting connection is not as expensive as it used the royal treatment? With little overhead spend required to initiate this idea, you to be, and your customers are without a can give it a trial run on one day per doubt accustomed to plugging into free week for a few weeks, and take it from Wi-Fi hotspots wherever they go. Make there. Who knows? It might become so sure you have an uncapped contract though, so that you don’t get unexpected popular that you end up offering this service every day. data charges at the end of the month.

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Go prepaid

Pantry basics

As an added convenience for your patrons, sell prepaid airtime – and

Let’s say you get a lot of folks popping into your tavern on their way home from

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work. What will give them the incentive to stay for one more beer, if not two more? If you’re offering basic pantry necessities at your premises – such as bread and milk, for example – your customers won’t need to make another stop on their way home to buy their daily essentials, and will more than likely order another round.

Go arty The tourist trade is growing at speed.

Besides offering international visitors a ‘shebeen experience’, give them something to take home with them – local arts and crafts. If you take products on consignment from local crafters, this won’t cost you a cent, but will earn you commission. Hang the art on the walls, with visible prices.

There are many ways to diversify your business – from offering convenient services on the premises to shaking up your experience with ladies’ nights or even monthly wine tastings. Smart business owners place a high value on diversification. All it takes is a little bit of creative thinking on your part.

Image: Shutterstock

If you’re a tavern owner, you’re probably quite comfortable doing what you’ve always done. You service a select local market and get by just fine. But what is it about you and your business that sets you apart from everyone else?

Maybe you’re thinking of attracting more customers, or perhaps you’d even like to reach a different market. You know you want to generate extra income, but you want to do it without significantly increasing your overheads. We have some ideas for you:

BUSINESS GUIDE

S S E N I S U B L L A M S E D I U G E C N E R E F E R

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ou’ve finally saved enough cash, you’ve secured the perfect location and you’ve even got a fancy office chair. In essence, you’re on your way to being a successful entrepreneur. But have you navigated the maze of legal work that is required to ensure that your budding business is operating legally? Fear not, you’re in good company. South Africa provides a dynamic environment for hundreds of thousands of thriving small businesses – 20

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and with our handy guide, your business is sure to be one them.

How to register a small business?

postal registration. This process is the most cost-effective, however, the registration process can be timeconsuming and difficult to navigate alone.

There are many options regarding the registration process for a small business.

Entrepreneurs can self-register via the Companies and Intellectual Property Commission (CIPC) – formerly called CIPRO – which also offers online and

Alternatively, entrepreneurs can register via a third-party company like Company Worx (companyworx.co.za) or Swiftreg (swiftreg.co.za), which both offer a variety of services, including the opening of a company bank account

Image: Shutterstock

EGALL O T E ID U G R U O Y : L U F S LEGALLY SUCCES USINESS! B R U O Y R O F E C N IA L P M CO

If you choose a sole proprietorship, you do not need to register your business for tax because there is no legal distinction between you and the business. However, the income from the business must be included in your own tax return.

Similar to a sole proprietorship, if you choose a partnership there is no separate legal identity for your business.

Each partner is taxed personally according to their share of the profits.

If you choose a private company, the company must be registered for tax as it is a separate legal entity.

SARS requires provisional tax for businesses because it spreads the tax payment over the tax year, thereby preventing a large lump-sum payment.

Provisional tax is not a separate tax, it is simply a method of paying your income tax during the tax year.

Background checks on your employees Background checks are not legally required, but they do give you peace of mind when hiring new staff members.

This is especially true if your new staff members are going to interact with clients, or manage your business in your absence.

Although costly in the short term, background checks can potentially protect your business from the longterm negative implications of hiring the wrong person. However, it is important to remember that all background checks require the consent of the candidate.

(Company Worx). Predictably, registering via a third-party company can be expensive, but the process is relatively easy and quick, and one is assured of an error-free registration.

Navigating the tax maze The tax requirements for small businesses are dependent on the type of business entity: sole proprietorship, partnership or private company.

Background checks to consider: • Credit check.

• Qualification check.

• Criminal check.

• ID verification.

• Driver’s licence and PDP licence check.

If you are unsure about the value of a background check, it is advisable that you use an application form when hiring new staff members. This form gives you the opportunity to ask if the candidate has a criminal record, without having a potentially uncomfortable conversation.

However, it must be noted that there are legal limitations to the questions that can be asked on an application form.

UIF and ‘U’ In order to comply with labour legislation in South Africa, all employers who have staff working 24 or more hours a month must register with the Unemployment Insurance Fund (UIF).

For UIF registration, there are four different options: • Registering via email.

• Registering via the telephone.

• Registering at your closest labour centre.

• Sending the required forms by post.

Once registered, the contribution that you must deduct from a staff member’s pay is 1% of their total earnings, excluding commission. In addition to the 1% deducted from the staff member, the business owner (that’s you!) also contributes 1% for every staff member.

The total contribution paid to the UIF is therefore 2%.

Is your business correctly zoned?

For those new to the term ‘zoning’, this refers to property zoning. Property zoning is determined in town planning schemes, which designate possible land use, floor area and coverage, parking provisions and building lines.

If you are operating your business from an area previously designated for residential use and you intend to receive clients, suppliers and employees at this space, then it is advisable to consult a lawyer about a zoning application.

The application process is lengthy and complicated, therefore a lawyer is recommended. For more information regarding zoning, consult your local municipality.

This article is for information purposes only and is not intended to provide – and should not be relied on for – tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before making any business decisions.

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FINANCE

BLACKLISTED?

IT T U O B A O D N A C U HERE’S WHAT YO

?

IS G IN T A R IT D E R C R U O DO YOU KNOW WHAT Y OF BAD E S U A C E B D E T IS L K C A L B HAVE YOU BEEN OOD G A E V A H O T T N A T R O P DEBT? WHY IS IT IM HAVE S N IO T S E U Q E S E H T ?

G CREDIT RATIN ESS. IN S U B R U O Y R O F S E C N E IMPORTANT CONSEQU

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Your credit score is calculated on a number of factors including your payment history, the debt you have incurred, and how that compares to other consumers. In general terms, the higher your score, the lower your risk

profile for five years. If you do not settle the amount owing, the debt will remain active for 30 years – which means the fees and interest owing on that debt will keep growing and can become exorbitant. Your chances of getting credit after a judgment has been issued against you are very poor.

What you need to know:

Sequestration

Arrears

When you are unable to pay your debts and your assets cannot pay off what you owe, an application can be made to the high court for you to be declared insolvent or bankrupt. Sequestration will remain on your credit profile for 10 years, and you will be unable to apply for credit.

You are in arrears if you have failed to make a payment on an account.

To rectify this, approach your credit provider and arrange to settle the outstanding amount – there may be a fine to do so, but it will prevent any legal action being taken. This information will reflect on your record for five years, and may result in credit providers not being willing to grant you credit as you are considered a high risk, or you will have stricter payment terms and higher interest rates.

Default Your credit profile will reflect that you are in default if you have not paid an account that is in arrears, and the debt has been handed over to a debt collection company. Credit providers will see you as a high-risk client, and your chances of getting credit are slim.

A creditor will write off debt if they feel the chance of recovering that debt is low or that the cost of doing so is too high.

This will reflect on your credit profile for two years. It is best to enter negotiations with the debt collectors immediately to pay off the outstanding debt. You may be able to negotiate your way out of paying all additional fees and interest as you are currently in distress with regard to your financial status, if the creditor is willing to agree to this.

Judgment This means legal action is being taken against you for not having paid your outstanding debt. This is serious, as it is difficult to reverse a judgment and it has longstanding consequences. For amounts below R100 000, judgments will be handed down by a magistrate’s court, and the judgment can be rescinded or reversed if you pay off the debt. For amounts exceeding R100 000, the judgment will be made by a high court – and this judgment cannot be rescinded unless it was issued in error.

The record will show on your credit

How to avoid being blacklisted and improve your credit rating Bad credit is not the end of the road.

There are steps you can take to avoid being blacklisted or, if you have a negative credit listing on your profile, to improve your credit rating: • Pay your accounts every month.

• Work out a budget and stick to it.

• Notify your creditors if your address changes.

• If you have an account in arrears, take steps to pay it off immediately.

• Read the small print of any contract.

• Do not ignore legal documents or letters.

• If you cannot pay your monthly instalment, contact your creditors immediately to make alternative arrangements in writing.

• If your accounts are in arrears, contact the non-profit organisation National Debt Mediation Association, which can assist in negotiating a settlement. Visit www.ndma.org.za.

• If you have defaulted on a payment, find out whether the debt is with a debt collection agency, as they may be willing to enter into a settlement.

• Once you have paid off your debt, obtain a paid-up letter from the credit provider or debt collection agency to submit to credit bureaux, to update your credit profile.

• Be informed: you are entitled to one free credit report annually from credit bureaux – visit creditombud.org.za/ links.htm for a list of the relevant bureaux. www.spotongmag.co.za

Image: Shutterstock

Credit allows us access to funds for big purchases – perhaps a larger business vehicle or premises. You need to apply for credit to make these purchases, and credit providers will check your credit rating to help them decide whether or not to grant you credit. Your credit rating gives an indication of how you have managed your debt and whether you will be able to manage future debt well. Should you be in arrears or have defaulted on your payments, you may not get credit at all, or may be granted a lower amount than you applied for.

profile and the better your chance of being granted further credit. If you have a negative listing on your credit profile because you did not pay an account, you can be blacklisted. There are various implications for this, depending on how serious the negative listing is.

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STOKVEL FEATURE

R U O Y F O T S O M MAKE THE T U O Y A P L E V K O ST

e

is the tim and traditionally this s, ek we w fe a st ju in e end of the year ur cash?

Believe it or not, it’s th their members. What will you do with yo t to when stokvels pay ou

Be wise: budget Most of us tend to start spending the money before it is even in our account.

This can lead to bad spending habits and get us into debt. Make sure you know the state of your financial affairs by 24

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creating a budget to keep tabs on your expenditure and prevent any impulse buys. Plan your spending, so you know where your money is going.

Pay off debt Don’t put the money paid out by your stokvel into a savings account, even though this sounds like a wise plan. If you have any debt on an account, credit card, home loan or car, it is in your best interests to pay these off as soon as you can. Any credit provider will charge interest on the money you have loaned for a purchase, and this interest will continue to add to the amount you owe.

By paying off the debt you have, you will save on the interest being added to the debt monthly. Paying off what you owe ahead of the scheduled payments will also improve your credit score. Your debt will cost you more on a monthly basis than the interest earned if keeping the money in a savings account. Start by paying off the debt with the highest interest rate first, or the account you are closest to paying off.

Invest in your retirement Very few South Africans have made adequate provision for their retirement, with many relying on their children

Image: Shutterstock

O

ften, stokvel payouts are spent on food, Christmas gifts, clothing and furniture.

But instead of seeing this money as an opportunity to spend more on Christmas gifts or splurge on unnecessary items, consider it an opportunity for wealth creation. What is the best way to utilise this money?

STOKVEL FEATURE

to provide for them in old age. Many pensioners also rely on the state for grants – these barely cover essential needs, never mind putting money aside for the future. There is a gap in the market that stokvels could fill. By taking the principles of stokvel savings into a retirement plan, members would gain several benefits: • The low-cost nature of stokvels would result in a cost-effective retirement plan for members.

• The clearly defined savings period could be adjusted to suit the needs of various members, depending on the ages of the participants.

• The nature of stokvels would encourage members to keep their money in a savings account, and prevent members from withdrawing their savings.

• Members would have direct control over their assets, although there would be a need for a regulatory board to oversee the administration of the funds. The stokvel would have to be underwritten by the government for legal purposes.

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• Such a retirement plan could also offer tax benefits for stokvel members.

Open a tax-free savings account

Grit your teeth and do the grudge purchases

Spending money on things like school fees and car tyres isn’t as glamorous as going on a shopping spree, but it is Saving money means there is a boundary necessary. Plan ahead for the next few between you and your cash – it months and create some breathing room prevents you from spending it rashly. for yourself financially. Pay school fees New legislation means South Africans and do any maintenance around the can now invest in a savings account, house that requires immediate attention completely tax-free. So put your payout – this will have the added benefit of to work by investing in such a tax-free enhancing the value of your property. savings account, with no minimum Alternatively, put some of your stokvel deposit required, you can invest up to payout into your bond to reduce your R30 000 in a tax year and R500 000 in total during your lifetime without paying monthly bond repayments. One of the best and most responsible things you any tax on that money. You also have flexibility, as you can contribute either a can do with your cash is put aside some lump sum or regular amounts, plus there funds for emergencies, so that you are not caught off-guard. This can prevent are no exit penalties if you decide to you from using credit and ending up in close the account or withdraw a certain debt when you least need it. amount. However, taking money out of the account will affect your savings goals Your stokvel payout is the result of many as well as using part of your lifetime months of responsible saving on your limit for tax-free savings, so it is best behalf. Use (or save) your hard-earned to leave the funds in the account. Keep cash wisely and pave the way to a more in mind that tax-free investments only apply to new investments. financially secure future.

SPAZA SHOP FEATURE

L U F S S E C C U S E B O T ‘TIS THE SEASON SEASON RETAIL OFFERINGS FESTIVE HOW TO IMPROVE YOUR

a The festive season is make perfect opportunity to helping excellent sales while with customers celebrate their loved ones.

W

e’ve got some creative ideas for you to increase your sales, through a variety of offerings and services that will make your store stand out from the rest:

Themed hampers People often prefer pre-packaged options that take the guesswork out of gift buying. By offering a wide selection of ready-made hampers, you give customers better options in terms of price and size. It is also an ideal way to use up stock that needs to be sold soon. Offering different sizes caters to people’s travelling needs – if they don’t have transport, then a small hamper will be a better option.

Theming the hampers to favourite sports teams can also add some excitement to the shopping experience. Use Kaiser Chiefs and Orlando Pirates-themed wrapping paper to make hampers even more attractive to loyal customers.

Gifts based on purchases Small freebies often make a difference to overall basket sizes. Looking at the success of the Stickeez campaign at Pick n Pay, we can see how adding something small and cheap to the purchase of a minimum amount can make a huge difference in sales. Perhaps adding R5 of airtime to every purchase over R200 is

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HEADER

an option, or free lollipops for children whose parents make purchases. Walt Disney realised the value kids have in influencing their parents’ purchasing decisions – he called it “nag power”.

This is why checkout aisles in a variety of shops often have products shelved at children’s eye level. Giving cheap gifts, such as water pistols, to children whose parents make bigger purchases is a great way to get them to drag their parents into your store again.

you will stand out from other businesses.

One of the ways you can do this is by allowing customers to pre-order their hampers. Print pamphlets with a list of products and hampers and distribute them through a mail drop. At the bottom of the pamphlet, put the store’s SMS number, and customers can pre-order their purchases with you up to three days in advance. You then set their orders aside, and they can collect their hampers and pay when they have a gap.

Displays

Delivery

In retail, the best place to display is usually a metre in from the doorway on a low table. Customers automatically browse there, and it is a great space to push forward your best products and hampers. Consider putting your specials here to give them prominence, or even slow-moving stock that needs a chance to shine.

Not everyone can transport their hampers, or has the time to collect.

By offering a delivery service, you can provide a solution to customers who may wish to purchase heavier hampers but don’t have transport. You can charge per kilometre or by weight, depending on what kind of delivery transport you offer.

Signage

Alternative payment methods

Always make it clear what is being promoted, and at what price. If a customer can’t find the price, they might give up and put the product down, moving on to the next thing. Having to pause shopping to find out the price of something can cause customers to shop somewhere else. So make sure prices are prominently displayed. Signs that advertise promotional items and hampers can help boost the sales of those items. You can make a chalkboard quite cheaply by mixing black paint with grout to make chalkboard paint. Make chalkboards that can be updated daily inside and outside of your shop.

Cash might be king, but it is often unsafe to carry. By offering alternative payment methods, you make it easier for customers to spend their money with you. Snapscan is a popular alternative to having a card machine. Customers simply scan a code with their phones to pay, and you get the money transferred into your account.

Pre-orders

The more time people have to shop, the more they will spend. If later hours are an issue due to security problems, then perhaps consider opening earlier to enable people to shop before the rush of the day starts.

With all the family commitments the festive season demands, people sometimes don’t have enough time to shop. By making their shopping easier,

Absa’s Payment Pebble also allows you to swipe customer’s cards without having to incur the expenses of keeping a credit card machine.

Longer hours

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FEATURE

S Y A D I L O H G N I SAFETY DUR ND AROUND A IN S D A O R , N SO A SE AY AN ABNORMALLY DURING THE HOLID H IT W S, D EL FI G N LI IL K E JOHANNESBURG BECOM TIES. • Your customers must know that a HIGH NUMBER OF FATALI refusal to show their ID will result in

them not being served. As a business owner, support your staff so they feel confident and safe enough to refuse a customer service, should it be required. Always have security on hand in case those who are refused service get violent.

Stay vigilant Keep a watch for when someone has had one too many drinks. Some of the easy signs to look out for: • slurred speech • red glassy eyes that are half-closed or struggling to stay open • unable to balance, and unstable when walking • increased volume when speaking • confusion and an inability to understand a situation.

Educate your staff • Every time your staff serves someone a drink, they should observe to see how sober they are before handing over another drink. They can do this by talking to the customers to see if they are lucid and still in control.

• If a patron is too drunk to drive, offer alternatives. They can call an Uber or you could request the local police to escort them.

• Ensure all areas of your establishment are well lit, to make sure no one is taking part in any illegal activities.

Your security staff should be on constant patrol.

O

over the holiday period many accidents are due to holidaymakers who drink and drive.

As a tavern owner, what can you do to minimise fatalities on our roads? Here are a few points you can use to ensure patron safety.

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Prevent underage drinking • Sometimes it’s hard to determine someone’s age, so ensure your staff consistently check IDs if they are in doubt of a patron’s age.

• Use clear signs to communicate that customers who look underage will (politely) be asked to produce their ID.

At the end of the day, your patrons are your responsibility when they are on your premises. To ensure you maintain your reputation as a responsible tavern owner, encourage your staff to take responsibility and control. They need to be able to uphold any liquor laws in place and ensure everyone else does the same. By doing this, not only are they increasing the value of your business and protecting your liquor licence, they may also be saving lives on the roads.

This can only be a good thing!

BUYERS’GUIDE

E R O T S E L T T O B E H T M RO BEST FESTIVE BUYS F ERS SMILE M O ST U C R U O Y E K A M L DRINKS THAT WIL

It’s time to start considering gifts.

For those who love single malt whisky, consider the elegant limited edition Glenfiddich gift pack. For R399, this gift is a steal, with a set of branded glass tumblers emblazoned with the Glenfiddich stag as well as a bottle of the signature single malt whisky.

Available at all major liquor stores.

NEEDS : WHAT EVERY POTJIE -HOF PINOTAGE A GLASS OF DROSTDY Retailing for around R40, Drostdy-Hof’s Pinotage is a full-bodied wine with berry overtones, and is the perfect accompaniment to a potjie. This wellrounded wine leaves a soft, lingering aftertaste and is bound to be a hit with the South African market. Available in convenient pack sizes, this Pinotage is succulent with subtle spicy oak flavours.

Chef Johan van Schalkwyk created a potjie of oxtail in prunes and port to accompany this wine. drostdyhof.com/za

glenfiddich.com/za/whiskey

EVERYONE’S FAVOURITE SOFT DRINK Discover the refreshing BIG taste of Twizza when you twist the cap and hear that fresh fizz beat. Take your first unforgettable sip and experience a burst of flavour.

Feel the beat, love the flavour!

Available in 2 litre, 500 ml or 330 ml bottles, Twizza is made in high-tech factories with state-of-the-art manufacturing technology and offers a range of top quality, innovatively flavoured soft drinks at an affordable price for everyone. twizza.co.za 34

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CAPE WINEMAKERS GUILD PROTÉGÉ PROGRAMME GETS A WELCOME BOOST Who wouldn’t want a case of handcrafted wine by Pinotage aficionado François Naudé?

In aid of the Cape Winemakers Guild Protégé Programme’s annual auction, which was held on October 3 at the Spier Conference Centre in Stellenbosch, a case of Le Vin de François from Naudé was one of the charity items up for grabs. The Guild also received a R10 000 donation from the proceeds of Naudé’s auction held earlier this year.

The Protégé Programme is a mentorship programme under the patronage of the Nedbank Cape Winemakers Guild Development Trust, which has seen nine graduates find permanent positions in the industry.

Recommended retail price at going to print - prices subjest to change at retailers discretion. Images: Manufacturers and Distributors.

NFIDDICH LE G F O T IF G E H T E IV G

MILK STOUT WITH A CHOCOLATE TWIST

Recommended retail price at going to print - prices subjest to change at retailers discretion. Images: Manufacturers and Distributors.

Milk stout fans are in for a treat. Castle has re-released its Chocolate Milk Stout, which was initially introduced to the market as a limited edition last year. The flavour is now being made a permanent addition to Castle’s range.

This stout derives its unique flavour from the dark roasted malt, and will pair well with rich puddings. It has an alcohol content of 4.5% for easy drinking, and a malty chocolate flavour with real cocoa.

It is available in a 340ml bottle, 440ml can and 750ml bottle.

Y THE CHARLES SHAND WITH SEDGWICK’S N ORIGINAL OLD BROW Sedgwick’s welcomes summer with a refreshing, easy-toprepare cocktail.

Ingredients

Method

• 50ml Sedgwick’s Original Old Brown • 4 ice cubes • ½ orange squeezed or 30ml orange juice • 50ml cranberry juice • 2 dashes of bitters • Crushed ice • 3ml Grenadine • 1 strawberry, sliced • 1 strip of orange peel

Combine the ice cubes, Sedgwick’s Old Brown, orange juice, cranberry juice and 2 dashes of bitters in a cocktail shaker and shake well. Strain the mixture into a cocktail glass over crushed ice and blend in Grenadine to your taste.

Garnish with strawberry slices and the orange peel.

More cocktail recipes will be released soon so keep an eye out! sedgwicksoriginal.co.za

castlemilkstout.co.za

SE GROOTE POST RELEA 2015 RIESLING The defining character of a Riesling is a high acidity level combined with enough residual sugar to ensure the wine has depth, says Groote Post winemaker Lukas Wentzel. And he is proud of the estate’s latest achievement – Groote Post Riesling 2015, an aromatic and flavourful wine.

With its fresh, exotic palate, this Riesling will pair well with Eastern dishes, Thai and Vietnamese food, as well as mild curries or rich dishes such as duck. It is also ideal as an accompaniment to desserts such as fruit tarts, pecan nut pie or a cheese platter.

Selling for R79, it is available at major liquor retailers. grootepost.co.za

A trip to party in Mauritius sounds pretty refreshing, doesn’t it? Hunter’s is giving you the chance to win 2 of 440 tickets to Party in Paradise with some of South Africa’s hottest live acts.

Buy any Hunter’s real, natural cider, dial *120* 1039#, enter your bottle’s undercap code or can’s under-tab code, and stand the chance to win.

Now that’s refreshing.

Visit hunters.co.za to find out more.

BUYERS’GUIDE

VET SINGLE MALT LI N LE G E H T R FO D N AWARDS ABOU The Glenlivet Single Malt Whisky enjoyed unprecedented success at the Scotch Whisky Masters earlier this year. The Glenlivet took a Master medal in the Single Malt category and The Glenlivet 15 Year Old and 18 Year Old were both awarded gold. At the International Spirits Challenge earlier this year,

The Glenlivet 25 Year Old was awarded gold in the Distillers’ Single Malts, 21 Year Old and Over category, while The Glenlivet 18 Year Old was awarded double gold in the Single Malt Scotch, 13–19 Years category at the San Francisco World Spirits Competition.

Congratulations to an amazing brand!

TS NEW LOOK R O P S M U R T R A E H D RE

“The broad shoulders of the bottle give it a progressive chest-out feel and echo the heart, as if one was beating in the very ‘chest’ of the bottle. The tapered sides end in a chunky base, solidly and proudly grounding it in its Caribbean heritage,” says Sarah. The embossed sides of the bottle give it a better grip, while the bulged neck points back to traditional rum bottles.

WORLD’S MOST AWARDED VODKA

’S TOVARITCH! WORLD MOST AWARDED VODKA INTRODUCES RED RUSSIAN! After the successful summer 2014 launch of Tovaritch! Premium Russian Vodka (the only gluten-free imported Vodka, produced and bottled in Russia with 43% alcohol content), Tovaritch! introduces its legendary Red Russian - a soul-warming concoction of wild berries and Tovaritch! vodka. With its 25% alcohol content, low sugar and notes of sloe berries, Red Russian offers a delicious richness and depth of flavor. It can be served on the rocks or mixed with orange, pineapple, apple juice or lemonade to create a variety of trend-setting cocktails. Red Russian is now available nationwide through Masscash Wholesale Cash and Carry’s, Liquorland, Liquorland Express and Club10 Tavern outlets.

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TOPS AT SPAR HOSTS 11TH SOWETO WINE AND LIFESTYLE FESTIVAL September 4 to 6 saw the 11th Tops at Spar Soweto Wine and Lifestyle Festival take place at the Walter Sisulu Square of Dedication in Kliptown, Soweto. The festival was a celebration of SMMEs and entrepreneurs across South Africa – from wine estates to lifestyle exhibitors – with an emphasis on the lifestyle aspect of wine. About 40 top boutique wineries were present at the festival. In collaboration with Gauteng Tourism, the Soweto Street Food Experience proved to be a massive success. The edible goods on offer ranged from Soweto-inspired cuisine to sushi, from artisan coffee to gourmet burgers. Featured restaurants included Vilakazi Street’s Sakhumzi and Roots restaurants, as well as a variety of pop-up restaurants.

Recommended retail price at going to print - prices subjest to change at retailers discretion. Images: Manufacturers and Distributors.

Authenticity and masculinity were the key components behind the new look Red Heart Rum bottle, which underwent a recent makeover. The new design has a bolder, more ‘manly’ edge, explains brand manager Sarah Mansfield.

Heita Boss! as a trader?

Join us on your road to success ®

National footprint of

Club 10 provides its patrons a safe Tavern environment where responsible drinking is promoted to best enjoy the relaxed and entertaining experience the Tavern has to offer.

450 Taverns

National footprint of over 340 Liquor Outlets Get the benefit of an established brand name, advertising and regular promotions which creates an exciting destination for your customers. info@liquorland.co.za

0861 545 263

Club10, Liquorland and Express forms part of the Masscash group which consists of 75 Wholesalers,trading in Grocery, General Merchandise and Liquor products.

www.liquorland.co.za

Proud Member of

EQUIPMENT REVIEWS

T U O S S E N I S U B R U KITTING YO ON THE MARKET NT AVAILABLE E M IP U Q E ST E B E H T W IE R BUSINESS WE REV U O Y E N LI M A E R ST D N A S TO INCREASE YOUR SALE ANVIL DEEP FRYER

There is no more trusted name in catering than Anvil.

Increase your summer earnings by offering a wide variety of delicious fried foods. Add French fries, chicken fingers, mozzarella sticks and battered fish to your menu!

Features include: • Fits in tight counter spaces • Pilot light indicates when elements are energised • Lift-out, one-piece stainless steel tank with carrying handles for ease of cleaning • Stainless steel wire baskets especially designed for optimum load • Automatic cut-out at 209°C to prevent oil fires.

Your Mobile Money & Visa Card

RELOAD MOBILE MONEY Reload Mobile Money is sold off the shelf like any other item, giving Reload account holders access to all the benefits of mobile money with additional convenience of a card.

Mobile transactions include instant money transfer, prepaid airtime and electricity purchases as well as being able to block account, change PIN and determine balances.

Reload cards can be used for in-store purchases and cash withdrawals at any ATM and participating till points.

Why Reload?

• • • • •

Instant mobile activation Instant mobile money transfer for only R1 Swipe in-store for free Pay and receive money to your Reload account Earn interest and cash back rewards

Don’t delay, order your stock and start earning revenue today!

0861 877 782 sales@reloadcard.co.za 38

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ICE BUCKETS Don’t let the heat ruin the party. With warm summer nights rolling in, keep customers happy by giving them plenty of ice to keep their drinks cool. Let the beers chill in this hardy, cheap ice bucket that will survive a few drops and plenty of crazy nights.

Price: R39 makro.co.za

Recommended retail price at going to print - prices subjest to change at retailers discretion. Images: Manufacturers and Distributors.

Price: R3 999 makro.co.za

PILSNER GLASSES Beer looks best when served in glass.

Pilsner glasses sit well in the hand and look great, no matter the drink. Because they are unbranded, they are also less likely to get stolen by customers. And you don’t have to worry about the high cost of breakages at just R2 a glass.

Recommended retail price at going to print - prices subjest to change at retailers discretion. Images: Manufacturers and Distributors.

Price: R27 for 12 omnicatering.co.za

SPIT BRAAI The smell of perfectly roasted meat and the sizzle of fat will certainly attract customers. Become known for your special brand of beef, perfect pork or crispy chicken with a spit braai. Make it the centre of attention, and enjoy the huge number of meals you can serve with just this one piece of equipment.

Features include: • One-year warranty.

• 1.2 mm stainless steel build – sturdy, safe and well-insulated for better cooking results.

• Quality motor and gas burners for better results and longer life.

• Designed by chefs for optimised cooking results for a variety of meats – includes U-bolts on the shaft for securing the meat without the need for messy wiring.

• Ready to use – just buy the gas bottle and you’re ready to cook.

• Range of accessories also available.

Price: R12 225 chefco.co.za

JUGS Broaden your drinks menu by offering a delicious house punch or cocktail.

Choose a delicious recipe and mix up large batches to be sold to tables. Send the jugs out, filled with colourful punch and decorated with fruit, and the orders for more are sure to come rolling in.

Price: R6 for 1.3 l jug omnicatering.co.za www.spotongmag.co.za

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VEHICLE REVIEW

E L P O E P E H T F CARRIER O A

s business owners, many of you know the value of diversification.

Revenue generation from alternate sources can aid in cash flow, as well as enable you to develop ideas you may have that need a little more time to flourish than others. Spotong decided to take a look at two vehicles that offer you very different revenue streams, from two very different avenues.

The Nissan NV350 Impendulo Government is spending millions of rand every year upgrading roads and public transportation to lessen the burden on our already swollen streets.

Cities such as Sandton are taking further steps to remove personal vehicles from certain sections of the city. With this in mind, the demand for safe and reliable public transport is going to grow. The Impendulo is a 16-seater people-hauler that is both comfortable and affordable.

At only R339 400*, the Impendulo doesn’t compromise on anything. It has seatbelts for all passengers and an ultra-rigid body that provides strength and stability in all conditions. Safety is maximised with ABS, Brake Assist and driver and passenger airbags, as well as a Zone Body Structure, which consists of safety and crushable zones. The Impendulo has plenty of space inside for the driver and all passengers. The interior is easy to adjust and all the seats are covered in a durable, hardwearing material. The Impendulo is great to drive, too, and easy to manoeuvre in and out of traffic. The 2.5 litre petrol engine delivers enough punch to haul a full

The Nissan NV350 Impendulo

load of passengers at the required speed needed to get the job done, without compromising on efficiency. When you cruise around with less than a full load, the engine is very economical and will not burn a hole in your wallet.

Competition in the minibus market is high and has been dominated by Toyota for many years. However, the Nissan NV350 Impendulo is delivering familiar and popular looks, at competitive prices, in a package that will not disappoint. The revenue possibilities are endless with this vehicle, and we recommend taking it for a test drive. You won’t be disappointed.

The NV350 also comes in a panel van version, with the passenger seats removed, for maximum load transportation capabilities.

The Nissan NV200 – sevenseater combi When testing this vehicle for Spotong, we were tempted just to take the panel van and test the load capabilities, as that seemed the most practical example for our market. Nissan was kind enough to mention that the seven-seater combi version of the NV200 can not only haul a large family around, but can also carry seriously big loads with seats that are foldable, creating a loading bay for all your stock and cargo requirements when the family is not using it. The second and third rows of seats can be tucked away to create a huge loading bay, which can handle bicycles, golf clubs, chairs, tables and so much more.

We took the NV200 on a long trip for a weekend with four large adult men and all their luggage, and never once did we feel the NV200 was under any strain or pressure. We also never felt like our comfort was compromised in the slightest. The engine performed amicably on the open road, and the economy with a full complement of passengers was respectable and very much in line with any competition. A lot of manufacturers see the combi market as a stale one, in which good looks are given up for practicality. Nissan has delivered what we believe to be one of the best-looking seven-seaters out there.

With the possibilities endless, and the NV200 only costing R286 100*, if this is not the next tool for your business, it may be the next member of your family.

The Nissan NV200

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*Prices are correct at time of print and may have changed.

SPORT AND GAMES

E D I R P G N I N N U R ’S SOUTH AFRICA

y hailing from ers in the world, man nn ru st be e th ed ct n has attra l Comrades winners.

The Comrades Maratho at some of South Africa’s most inspirationa ok humble origins. We lo thirty two minutes and eight seconds.

He fitted his training around being an FNB purchasing officer for catering. His training included 180 km of running a week, starting at 3am, with only one day off for resting.

Winner, 2012 down run: Ludwick Mamabolo A botched doping test almost caused Ludwick to lose his gold medal, but he was cleared of all charges. In an interview with Destiny Man, Ludwick said that the doping charges “made me stronger, because I always believed in my innocence and I knew there was a greater purpose and role for me”. He says the key to winning Comrades is being strong, fit and healthy, with a good support team.

Winner, 2005, up run: Sipho Ngomane

2014 winner Bongmusa Mthembu

Winner, 2015 up run: Gift Kelehe Taking the gold and winning the race in five hours thirty eight minutes and thirty six seconds, Gift made Comrades history. His brother Andrew won the race in 2001, making them the only pair of brothers to win the Comrades Marathon.

Gift is a policeman in Rustenburg, and squeezed in his training whenever he could. Sometimes, this meant getting up and training at 4am. It paid off, though, giving him a whole seven minutes lead over second place, taken by Ethiopian Mohammed Husien.

line in five hours, twenty eight minutes and thirty four seconds. Hailing from Bulwer, in the Natal Midlands, the hills of Kwazulu-Natal were familiar to him, preparing him for this outstanding victory. He finished with more than four minutes between him and second-place winner Ludwick Mamabolo, who was defending the 2012 title.

One of the youngest champions ever at just 23 years old, Sipho claimed the 80th Comrades up run for South Africa.

Hailing from Kanyamazane township near Nelspruit, he was a surprise winner, tearing away from the race favourites to take the medal just three minutes short of Bruce Fordyce’s record of five hours twenty seven minutes and ten seconds. When he was running and training for Comrades, he lived with his fiancée, mother and six siblings at his grandmother’s homestead in very humble conditions, running professionally for Harmony Gold.

Winner, 2013 up run: Claude Moshiywa

Thirty-eight-year-old Claude made history when he took the up run medal for South Africa, after 21 years of the Winner, 2014 down run: medal being won by visitors Bongmusa Mthembu to our shores. What made it even more spectacular was Bongmusa was no stranger to being a that he emerged victorious top Comrades runner when he won the down Run in 2014. Already holding three on a hot, blustery race day, coveted gold medals (which are awarded beating the berg wind to to the top 10 runners), he crossed the win the up run in five hours

2012 winner Ludwick Mamabolo

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FOOD REVIEWS

SLAAI AND BRAAI

IR? IT IS TIME A E TH IN ER M M SU EL FE CAN YOU WITH FRIENDS. FOR SOME CHISA NYAMA

IN S P O H C I A A R B B M LA CURRY MARINADE Ingredients:

Method:

• • • •

• Fry the onions in the oil for about 4 minutes, until they are soft and golden but not brown.

• Add the garlic flakes, curry powder, turmeric and steak & chops spice and fry for another minute.

• Stir in the vinegar and jam and heat until boiling. Boil for 10 minutes.

• Remove the marinade from the heat and let it cool down to room temperature. Add the torn bay leaves to the marinade and pour it over the meat. Toss to coat and then cover the meat and marinate it for 24 hours.

• Braai for about 8–10 minutes on hot coals, basting during cooking.

• Leftover marinade can be thickened by boiling for 5–10 minutes until reduced, and served as extra sauce before serving.

• • • • • •

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2–2.5 kg lamb chops 30 ml oil 2 onions, chopped 10 ml garlic flakes, rehydrated in boiling water for a few minutes and drained 30 ml curry powder 15 ml turmeric 15 ml steak & chops spice 300 ml brown vinegar 250 ml smooth apricot jam 4 bay leaves, torn

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Image: Shutterstock

Serves 6–8

sms “isinongo” to 071 249 7703 or email us at support@avorpack.co.za www.avorpack.co.za

FOOD REVIEWS

SOUR CREAM POT8ATO SALAD Serves

Method: • Combine the potatoes, cucumber, celery, onion, garlic salt and lemon pepper into a large mixing bowl.

• In a separate bowl, mix the sour cream, mayonnaise, vinegar and mustard.

• Cut the eggs into quarters.

• Combine all the ingredients, except the eggs, half an hour before serving. Place in a serving bowl, top with the eggs and serve.

SUMMER BRAAI KEN CHIC 4 Serves

Ingredients: • 30 ml wholegrain mustard • 60 ml chutney • 15 ml oil • 15 ml exotic Thai seasoning • 10 ml rosemary • 8–10 chicken thighs

Method: • Mix the mustard, chutney, oil, exotic Thai seasoning and rosemary together.

• Rub the mixture over the chicken thighs and braai over medium to hot coals until the chicken is cooked.

S IE L IE M I A A R B N O C A B 6

Serves 4–

Ingredients: • 12 pieces of mielie • 12 rashers streaky bacon • Wholegrain mustard • crushed chillies • barbecue spice • Olive oil

Method: • Rinse the corn and place in a microwaveproof dish. Cover with clingfilm. Microwave on 100% power for 3½ minutes.

• Spread each bacon rasher with wholegrain mustard. Sprinkle with crushed chillies and barbecue spice. With the mustard side inwards, wrap and stretch a bacon rasher from the short end of each piece of corn, down the length and back around to the starting side.

• Spike a skewer through the corn lengthwise to secure the bacon at both short ends. Brush with olive oil. Cover and refrigerate until required.

• Braai over moderate coals for 10–15 minutes, turning often, until the corn has light braai marks across it and the bacon is crisp.

Images: Shutterstock

Ingredients: • 5 cups potatoes, cooked and diced • ½ cucumber, peeled and diced • 3 celery sticks, finely chopped • ½ onion, finely chopped • 5 ml garlic salt • 5 ml lemon pepper • 250 ml sour cream • 125 ml mayonnaise • 30 ml vinegar • 5 ml mustard • 3 hardboiled eggs

W E N

S AV O U R

T H E

M O M E N T

Not for Sale to Persons Under the Age of 18.

TAVERN REVIEWS

R E V O E C N E I R E TAVERNS TO EXPASON! E S Y A D I L O H E TH g Once again our Spoton t ou ab d an t team were ou s rn ve ta st sampling the be as d an Soweto has to offer ey would be expected th ! ed nt oi pp were not disa

THANDI’S TAVERN de Alex

A gem of a find insi

The two owners, Sam and Thandi Radebe, were incredibly nice (a genuinely collaborative pair). The place is undergoing a name change soon, moving from a tavern to a shebeen. It makes a lot of sense, as it caters for a more mature clientele.

Thandi’s is quite a nice spot that is

not too crowded, nor too loud, nor too expensive – an excellent find! We chatted with Sam, who reminisced about how it all started back in 1963.

He spoke of a number of misfortunes along the way, but he still managed to carry on. Sam spoke of how he started as a distributor of sorghum beer, and only later started liquor trading. “There were, however, several unpleasant setbacks because of the political uprising that took place between 1976 and 1994.”

We really liked the low-key vibe of this

GRANT’S TAVERN W urite local.

Spotong’s new favo

Grant’s Tavern

46

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e love it at this pozzie! With great staff, decor, music, drinks, atmosphere, ambience – it’s got it all.

Walking inside, we felt intriguid – there was something particularly special about the place, despite the fact that it’s a standard-looking pub with a handful of tables and chairs scattered throughout the joint and a chill area on the side.

Harry Grant started his establishment in November 2010, after he finally decided to utilise the permit he obtained four years earlier in 2006. In 2007, he joined RAFBEA (Responsible African Food and Beverage Association), which is an association aimed at part of the greater Alexandra township. He spoke of the impact the association has had on his business since he joined, saying: “The

place, and would like to go back with a bunch of friends to chill on a weekend.

We couldn’t fault a thing. We were pleasantly surprised by the service from both the bar and wait staff – they were attentive and quick to offer us drinks.

The menu has a decent selection of drinks and everything is very reasonably priced. Definitely worth a visit.

Location: 63-3rd Avenue, Alexandra Township

association serves as a pillar in the running of the day-to-day business.” As much as the community of 130 River Park, Alexandra is a no-crime zone, Bra Harry still sticks to the operational hours recommended to him by the association.

He is open on Sundays and Thursdays 10am until 10pm, while on Fridays and Saturdays he is open from 10am until 12am. The establishment does not serve anything other than liquor. It has shied away from serving food, as it proved not to be a best seller. The vibe and atmosphere here was very comfortable and friendly.

In short, this is amazingly authentic spot for a hang-out, and is also centrally located. Residents of River Park are definitely spoilt for choice, but this place is our best bet. We left happy!

Location: 130 River Park, Alexandra Township

Images: Tavern Owners

T

handi’s is a great place to go if you want to sit and chat. We honestly can’t think of a better spot to beat the heat with an ice-cold, freshly poured beer.

Sam Radebe

N R E V A T ’S R E T IS S R E SIST d Great beer, food an

vibe

C

o-owned by Phumzile Ratladi and her three younger siblings Marcia, Zanele and Hector, in a great location of Meadowlands, this tavern is a winner.

The layout and decoration is quite stylish and upmarket. We were there early on a Friday afternoon, which is not the best time to judge a bar’s ambience, but there was quite a pleasant atmosphere to carry decent conversations. Smoking is allowed outside, which was a huge highfive for many guests. The service proved to be pleasant and proactive. There are quite a few tap beers on offer, too, but Spotong was particularly excited about the soothing sounds being played in the background, as well as the vibe created by patrons.

Phumzile Ratladi

before she began the liquor business, she bought a kombi to transport school children.

In 2014, Spotong ran a competition for a R20 000 tavern makeover with Mageu. Phumzile was the lucky recipient of this prize. In the last year, she used her winnings to renovate her tavern and add on a special VIP area, and has We sat down with Phumzile and she told incorporated a chesa nyama area. She us about beginning her entrepreneurial showed off the new tavern upgrades journey at the tender age of 14 years, during our visit. She has brought in selling various snacks and fruits – new fridges, colourful handmade funky particularly home-grown peaches from designer chairs, a ventilated smoking her grandmother’s garden. She unfolded area, and a glass sliding door to lock an interesting story of how she packaged warmth in the eating area on cold days. and sold the peaches, which were her There is also brand-new signage outside main source of income. Years went by to ensure she stands out from the rest. and the business grew. Ratladi began Spotong magazine and Mageu traditional drink are very proud to have been distributing fizzy drinks and a few years

TELE’S PLACE G l check-in

Images: Tavern Owners

Good stop for a loca

etting in and out of the area was a bit confusing, as the tavern is surrounded by a number of tricky streets, but once you’re in the locality, the place is easy to spot. This is definitely one of our favourite spots in Ext 08, Far East Bank, and it also has reasonably priced drinks.

Tele’s has a relaxed vibe, but at the same time still retains its Kasi feel. It is a good place to go for a relatively inexpensive bite and drinks, and is a lot bigger than it seems from the outside. The bar area is a decent size and there are a fair number of tables spread across different areas, including a small outdoor set-up. A full table service was provided for us, which we found a pleasant gesture.

Pinky Selahla

Tele’s does not have a very big beer selection, but you hardly notice this because of their outstanding signature dish. Owner Pinky Selahla sells a dished traditional cow hooves that are a

involved in this process of making one tavern owner’s dream come true.

We highly recommend Sister-Sister’s Tavern for drinks if you’re looking for a change of scenery in Meadowlands. The place gets absolutely packed on Friday evenings, so it might be worth giving it a go on a week night if you’re seeking a calmer atmosphere. However, with prices this good, we wouldn’t be surprised if it is full most nights.

Sister-Sister’s is super easy to locate and is literally about five minutes away from the main road. We definitely recommend visiting to lounge and chat, or maybe to start off your night of dancing.

Location: 448b Ukhozi Street, Zone 6, Meadowlands

good size and very fresh. Not only is it fantastic, but the prices are fairly decent for a local tavern. Pinky is part of the Responsible African Food and Beverage Association (RAFBEA), which has assisted in the running of the business.

Pinky started operating in 2005, and Tele’s is now starting to diversify its offerings to locals – there is nothing like a combination of excellent food and affordable drinks.

Our first impression was a good one.

The crowd of 13 who we found there were mostly locals and were a bit older – just the right shebeen crowd, with no youngsters, which was a pleasant change.

This is the perfect spot for an afternoon beer or two.

Location: 4535, Ext 08, Far East Bank, Alexandra Township

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47

Woman in Business Event of 2015 The Woman in Business event that was organised by Spotong was hosted in Soweto. It was an enjoyable event for each guest that had attended, but it was equally as great for sponsors like ourselves.

It was really inspiring and motivating to engage with these remarkable women. There where Woman that has been in the Industry for more than 20 years and they have been found to be breaking the norm in the once Man’s World. Initially it was a necessity for these Woman to put food on the table for their Children and Grandchildren, now it is a fully fledged business that is managed with pride and dignity.

Many of these woman are sole bread winners to their families and they are striving to give their children a better life style. They stood tall and said “I am Proud of who I am and of what I am doing”. There where the Tuck Shop/ Supermarket Owners, Tavern/Bar Owners, Restaurant/Hospitality hosts etc.

This is known as the Silent Market, Black diamond or emerging market that we should all strive to tap into and grow with these Entrepreneurs.

We have engaged with about 300 Woman that were all eager to know about our brands. They eagerly took literature and questioned us about our local cigarettes that they wanted to support.

We were commended on our packaging of our products as well as our representation. Our bottled water sure did go a long way in quenching their thirst through the event. It was also perceived as a saving grace for many after they downed their shooters and also for many that had opted for prelunch drinks that needed the water to maintain their metabolism.

The function was such a success, backed by Inspirational Speakers, great food & wine and not forgetting the fabulous goody bags. At the end of the day every business woman left the event ready to conquer the world and we as sponsors left with a fantastic data base of Woman in business that are eager to grow and not afraid of change.

“Wathinta abafazi wathinta imbokodo”

WARNING: WATER IS ADDICTIVE ATM Africa (Pty) Ltd

Tel: (033) 386 0000 • info@atmafrica.com • www.atmafrica.com

EVENTS

T N E V E Y A D S N E WOM

e place to o West, Soweto was th nd la Or in ll ha s m m gust 2015 Uncle To

be!

On the 20th of Au

5

00 female liquor traders, and members of NTHA and GLF, gathered for an afternoon of celebration and networking courtesy of Spotong Magazine, in partnership with valued sponsors, Ricoffy, Sedgwick’s Old Brown, ATM Tobacco, Sunbird Perfumes, AMC Cookware, Masscash and Tovarich Vodka.

Not only were the women celebrated, they were inspired by guest speakers who included NTHA President Fanny Mokoena who gave the welcome speech, Cleo Bodibe-Lushaba of the Gauteng Liquor Board, veteran liquor trader Pinky Mabuza and Spotong representative Didi Okoro.

Phumzile Ratladi of NTHA and GLF during her motivating talk.

Lesley Chabalala and her colleague from AMC cookware.

The ladies dressed in their beautiful traditional attire.

Uncle Tomms’ hall full to the brim with gorgeous women.

Veteran trader Pinky Mabuza motivates the ladies.

® ®

A BIG THANK YOU TO OUR RS: PARTNERS AND SPONSO 50

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Beautiful business owners in their colourful traditional wear.

Spotong’s Didi Okoro and Veteran trader Pinky Mabuza.

NTHA and GLF president Fanny Mokoena.

The ladies spent two hours with sponsors in the exhibition room.

Eugenio Litta , CEO of Tovaritch, the promo ladies and a guest.

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EVENTS

T N E V E Y A D S N E WOM

The hall was decorated beautifully with vibrant colours.

The tastefully decorated Sedgwick’s Old Brown stand.

The traders lined up at Masscash and Tovaritch exhibition stand.

ATM Africa’ s Rina Chetty with her colleagues at their stand.

It’s not over until the ladies get up and dance!

The ladies at the Sunbird Perfumes stand to sign up for the reselling opportunity.

® ®

A BIG THANK YOU TO OUR RS: PARTNERS AND SPONSO 52

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SUPPLIERS DIRECTORY CRABTREE 011 874 7600 www.crabtree.co.za ATM AFRICA 033 386 5967 www.atmafrica.com PHILIP MORRIS SOUTH AFRICA (PTY) LTD 021 527 4840 www.pmi.com DISTELL( SEDGWICK'S) 021 809 7000 www.distell.co.za GAUTENG DEPARTMENT OF ECONOMIC DEVELOPMENT 011 355 8000 www.ecodev.gpg.gov.za The ladies dressed in their beautiful traditional attire.

DISTELL( HUNTER’S DRY) 021 809 7000 www.distell.co.za MASSCASH WHOLESALE 031 275 7600 www.masscash.co.za NISSAN NP300 0800 NISSAN (647726) www.nissan.co.za SPICE GIRLS 011 796 5275 www.spicegirls.co.za CLIPPA SALES 0861 244 277 www.clippa.co.za THE FRIDGE FACTORY 011 314 5593 www.thefridgefactory.com PAYCORP (KAZANG) 011 531 5300 www.kazang.com

Delegates filled the parking lot to capacity

Spotong team members Sean Press and Didi Okoro.

The ladies were spoiled with a bottomless coffee bar by Ricoffy.

TWIZZA BEVERAGES 013 283 2600 www.twizza.co.za COLLECT A CAN 011 466 2939 www.collectacan.co.za BRITISH AMERICAN TOBACCO SA 021 888 3406 www.batsa.co.za JIMMY’S SAUCES 021 981 4020 www.jimmysauces.co.za FLAVOR PACK 087 985 1750 www.flavorpack.co.za SAB MILK STOUT 011 881 8111 www.castlemilkstout.co.za FAMOUS GROUSE 011 027 5808 www.abvbrands.com

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ninety9cents 10450T/E

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