National Insurance Marketer 2008

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INSURANCE MARKETER 2008 The better way to find markets

FOR SPECIALTY RISKS!

Search the Insurance Marketer Online at:

www.canadianunderwriter.ca Published By:

A BUSINESS INFORMATION GROUP PUBLICATION Publications Mail Sales Agreement #40069240

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UNLEASH IMAGINATION

MAKE PROGRESS. Let ACE take on the responsibility of risk. Our expert underwriting, superior claims handling and local market experience free you to focus on the possibilities, not the liabilities. For more on ACE Canada, visit www.ace-ina-canada.com PROPERTY & CASUALTY

ACCIDENT & HEALTH

LIFE

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INSURANCE MARKETER CATHY DONAGHY Editor (416) 510-6840 Fax: (416) 510-6809 cathy@canadianunderwriter.ca STEVE WILSON Senior Publisher (416) 510-6800 steve@canadianunderwriter.ca PAUL AQUINO Associate Publisher (416) 510-6788 paul@canadianunderwriter.ca MIKE WELLS Account Manager (416) 510-5122 mike@canadianunderwriter.ca CHRISTINE GIOVIS Advertising Sales Representative (416) 510-5114 christine@canadianunderwriter.ca VALERIE PERROTT Art Director GARY WHITE Production Manager (416) 510-6760 BRUCE CREIGHTON President ALEX PAPANOU Vice President Subscription inquiries (416) 442-5600 Fax: (416) 442-2191 Single Copies of the Insurance Marketer are $7.49 (includes GST) Canadian Underwriter is published thirteen times yearly (each month plus the Annual Statistical Issue)

by Business Information Group, a division of BIG Magazines L.P., a leading Canadian information company with interest in daily and community newspapers and business-to-business information services. Business Information Group is located at 12 Concorde Place, Suite 800, Toronto ON M3C 4J2.

All rights reserved. Printed in Canada. The contents of this publication may not be reproduced or transmitted in any form, either in part or full, including photocopying and recording, without the written consent of the copyright owner. Nor may any part of this publication be stored in a retrieval system of any nature without prior written consent.

We acknowledge the financial support the the Government of Canada through the Canada Magazine Fund toward our editorial costs. ŠPublished monthly as a source of news, technical information and comment, and as a link between all segments of the insurance industry including brokers, agents insurance and reinsurance companies, adjusters, risk managers and consultants. www.canadianunderwriter.ca

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Air Conditioning ........................................4 Animals .......................................................4 Automobile.................................................4 Aviation .......................................................6

B Boiler and Machinery ................................8 Bonds ..........................................................8

C Campgrounds...........................................12 Captives .....................................................12 Carnivals and Fairgrounds ......................12 Casino and Lawful Gaming.....................12 Catastrophe ..............................................12 Churches...................................................12 Computers ................................................12 Course of Construction ...........................14 Credit Card...............................................14 Credit Insurance ......................................14 Creditor.....................................................14

E Equipment................................................14 Errors and Omissions, Malpractice, Professional Liability.......16

F Farming.....................................................28 Financial/Legal/Litigation Insurance...30 Fine Arts....................................................30 Floaters......................................................30

G General Liability.......................................32 Group........................................................40

H Hospitality.................................................42 Hospitals ...................................................44

I Individual Health .....................................44 Internet .....................................................44

J Jackpot Coverage .....................................42

K Kennels .....................................................44 Kidnap, Ransom and Extortion..............44

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

Legal Expense Insurance ........................44 Litigation Insurance ................................44

M Mail Insurance..........................................44 Manufacturing and Resources (except oil and gas) ..............................44 Marine.......................................................49 Miscellaneous Articles .............................51 Municipalities Schedules.........................51 Municipalities ...........................................51 Museums...................................................51 Musical Instruments.................................51

O Oil and Gas ...............................................51 Overseas Exposures..................................52

P Personal Injury .........................................52 Political Risk .............................................53 Pollution ...................................................53 Property ....................................................53

R Railway Rolling Stock...............................56 Real Property............................................56 Renewable Energy....................................56

S Salons ........................................................56 Schools ......................................................57 Sports and Entertainment.......................57 Sports Promotion.....................................58

T Travel.........................................................59 Trip Transit ...............................................59

U Umbrella and Excess Liability.................59 Utilities......................................................59

W Warehousing.............................................59 Warranty....................................................59 Weather.....................................................60 Wholesale, Retail Service.........................60 MKT 3

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PRODUCT LISTINGS SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION AIR CONDITIONING AXA Boiler Inspection Chesterfield Chutter CNA York Fire

ANIMALS Animal Rides Beacon South Western Special Risk Totten

Birds, Named Perils Trans Canada

Bison Ranches Wawanesa

Dogs, Full Mortality Trans Canada

Dogs, Named Perils Trans Canada

Exotic Animals Stockmens Wawanesa

Feed Lot, Hog Confinement Economical Trans Canada Wawanesa

Full Mortality, Horses (Other Than Farm Animals) Aviva Equine K&K South Western Stockmens Totten Trans Canada TSW XL

Full Mortality, Livestock Canada Worldwide Equine N G Williams South Western Stockmens Trans Canada XL

Hog Producers AXA Economical HUD Trans Canada

Horses, Named Perils Aviva AXA Economical HUD Kingsway 4 MKT

South Western Stockmens Totten Trans Canada TSW Universal Wawanesa XL

Livestock Cargo HUD Kingsway Markel N G Williams South Western Special Risk Stockmens Trans Canada Universal XL

Livestock, Named Perils AXA Echelon Economical HUD Kingsway South Western Stockmens Trans Canada Universal Wawanesa XL

Poultry, Named Perils AXA Economical HUD Kingsway Trans Canada Wawanesa

US Insurance, All Lines, All States COOL HUD Special Risk Trans Canada

Zoo Animals, Named Perils A M Fredericks XL

AUTOMOBILE Air Flight Accident AXA L.J. Gosselin

All Terrain Vehicles Aviva Echelon Economical JEVCO Kingsway RSA Special Risk Universal Wawanesa

Antiques, Collector Cars

Creditor Insurance

Aviva Echelon Economical N G Williams RSA South Western Special Risk Trans Canada

AXA Echelon L.J. Gosselin Special Risk

Artisan’s Vehicles Aviva AXA Echelon Economical ING Kingsway RSA South Western Special Risk Wawanesa York Fire

Auto Physical Damage Aviva AXA Canada Worldwide Chubb CNA COOL Echelon Economical Kingsway Monarch N G Williams RSA Special Risk Universal Wawanesa York Fire

Contractor’s Vehicles ACE INA Aviva AXA CNA COOL Echelon Economical ING Kingsway RSA South Western Special Risk Trans Canada Wawanesa York Fire

Courier Services AXA Can-Sure Kingsway RSA Special Risk Trans Canada Underwriting Contract

Daily Car Rental Fleet AXA RSA

Delivery Vehicles Echelon Economical ING Kingsway Markel York Fire

Downpayment AXA L.J. Gosselin

Driver Training Schools Aviva AXA Echelon Economical RSA Special Risk

Excess Liability ACE INA AXA Can-Sure Chubb Chutter COOL Echelon Elliott RSA South Western Special Risk Trans Canada TSW Zurich

Fleets ACE INA Aviva AXA Chubb COOL Echelon Economical ING Kingsway Markel N G Williams RSA South Western Special Risk Trans Canada TSW Wawanesa York Fire Zurich

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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EXPAND HORIZONS.

MAKE PROGRESS. Let ACE take on the responsibility of risk. Our expert underwriting, superior claims handling and local market experience free you to focus on the possibilities, not the liabilities. For more on ACE Canada, visit www.ace-ina-canada.com PROPERTY & CASUALTY

ACCIDENT & HEALTH

LIFE

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Foreign Risks

Leased Vehicles, Short Term

AXA Can-Sure Chubb COOL South Western Special Risk Zurich

AXA COOL Echelon RSA

Gap AXA Echelon L.J. Gosselin

Garage Repairs Operations A M Fredericks ACE INA Aviva AXA Can-Sure Chutter Economical HUD ING JEVCO Kingsway RSA South Western Trans Canada York Fire

Glass Aviva AXA Echelon RSA Wawanesa York Fire

High Risk Auto AXA Echelon Economical JEVCO Kingsway N G Williams RSA

Legal Expense AXA RSA Sterlon

Local Cartage Aviva Echelon Economical ING Markel RSA

Logging Trucks AXA Canada Worldwide Kingsway Markel N G Williams Special Risk Universal

Long Haul Trucking Fleets AXA COOL HUD Kingsway Markel N G Williams South Western Trans Canada TSW Universal Zurich

Mexican Auto Insurance AXA

Motor Homes

AXA Echelon Kingsway RSA

Aviva AXA Echelon Economical Guarantee Company JEVCO RSA Wawanesa

High Value Vehicles

Motor Truck Cargo

Aviva AXA Chubb Guarantee Company Monarch RSA South Western

A M Fredericks Atlantic Marine Avec Aviva AXA Beacon Can-Sure Canada Worldwide Chutter CNA COOL Economical Elliott HUD ING Kingsway Monarch

High Risk Auto - Class 35 And 36 Private Passenger

Leased Vehicles, Long Term ACE INA Aviva COOL Echelon Economical Kingsway RSA Wawanesa York Fire 6 MKT

N G Williams RSA South Western Special Risk Trans Canada TSW Universal Zurich

Motorcycles Aviva AXA Beacon Echelon Economical Guarantee Company JEVCO Kingsway RSA Wawanesa

Owner Operated Long Haul AXA Chutter Kingsway Markel N G Williams South Western Universal Zurich

Racing AXA K&K Premiere Insurance Special Risk

Racing, Spectator Liability Echelon K&K Premiere Insurance Special Risk Universal

Residual Value AXA

Rural Route Automobile AXA RSA South Western Universal

Sand & Gravel Hauling Aviva Can-Sure Kingsway Markel N G Williams RSA Special Risk Universal

Snowmobiles Aviva Beacon Echelon Economical Guarantee Company JEVCO RSA South Western Special Risk Trans Canada Universal

Substandard And Surcharged AXA Echelon Economical Kingsway RSA

Surcharged Private Passenger Auto AXA Echelon Economical Kingsway RSA

TP Carriers- Contingent Poll AXA Universal

Taxis AXA Chutter Kingsway RSA Special Risk

Trailers (Non-Commercial) Aviva Echelon Economical Kingsway N G Williams RSA Universal Wawanesa

Trucks ACE INA Aviva AXA Economical HUD ING Kingsway Markel N G Williams RSA Trans Canada Universal Wawanesa York Fire Zurich

Unlicensed Vehicles Beacon Elliott N G Williams RSA Special Risk

Wreckers AXA Chutter Elliott HUD Kingsway RSA Special Risk

AVIATION Air Cargo A M Fredericks ACE INA Continues on page 8

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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CREATE A BRIGHTER FUTURE. MAKE PROGRESS.

Taking on the responsibility of risk is what we do at ACE. With our expert underwriting, superior claims handling, and local market experience, you can focus on the possibilities, not the liabilities, to make progress in your business. For more on ACE Canada, visit www.ace-ina-canada.com P R O P E R T Y & C A S U A LT Y

A C C I D E N T & H E A LT H

LIFE

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Continued from page 6

Foreign Risks

Atlantic Marine Avec Chubb CNA COOL South Western Special Risk Totten Trans Canada

COOL South Western Totten

Aircraft

Avro

Avro South Western Special Risk Totten Trans Canada

Hanger Keepers, Hull And Liability

Aircraft Hull Avro South Western Special Risk Totten

Aircraft Liability Avro South Western Special Risk Totten Trans Canada

Aircraft Maintenance, Repairs And Hangers Avro Canada Worldwide South Western Special Risk

Airport Contractors Avro Special Risk Totten

Airport Premises Avro N G Williams Special Risk

Airport/Air Meet Liability Avro Totten

Airshows

Fueling, Maintaining Or Servicing Aircraft South Western Special Risk

Ground Cover

Avro South Western Special Risk Totten

Helicopter, Hull And Liability Avro South Western Special Risk Totten

Helicopter-Accident

Pilot Accident

Auctioneers License

Chubb L.J. Gosselin

Aviva CNA Economical Guarantee Company ING JEVCO Travelers Guarantee Zurich

Special Risk

Hovercraft (Air Cushion Vehicles), Hull And Liability South Western Special Risk Totten

Liability, Corporate Aircraft

Pilot Disability L.J. Gosselin

Pilot Loss Of License L.J. Gosselin William J. Sutton

Animal Air Cargo

Avro COOL MINT Special Risk

South Western Totten

Racing, Hull And Liability Special Risk

Seat Accident

Crop Spraying

L.J. Gosselin

Special Risk

Special Risks

Excess Liability

Chubb L.J. Gosselin Special Risk

Avro South Western Special Risk

Flying Club, Hull And Liability South Western Special Risk Totten 8 MKT

Administration

Avro South Western Totten

Hot Air Balloons

Product Liability

Chartered, Hull And Liability

BONDS Aviva AXA CNA Economical Guarantee Company HUD ING JEVCO Kingsway South Western Totten Trans Canada Travelers Guarantee Zurich

L.J. Gosselin

Avro Special Risk Stockmens

Can-Sure Central CHES Chesterfield Chubb CNA COOL Elliott Genmark Grain HUB HUD Kingsway RSA South Western Special Risk Totten Trans Canada TSW Wawanesa Zurich

BOILER & MACHINERY A M Fredericks Avec Aviva AXA Boiler Inspection

Automobile Dealers Aviva AXA CNA Economical Guarantee Company ING JEVCO South Western Trans Canada Travelers Guarantee Zurich

Baliff Aviva Economical Guarantee Company JEVCO South Western Totten Travelers Guarantee

Bankers’ Blanket Chubb Guarantee Company

Blanket Position Canada Worldwide Economical Guarantee Company HUD South Western Special Risk Totten Trans Canada

Bonds-Private Investigation And Security Guards ACE INA Aviva AXA CNA Economical Guarantee Company HUD ING JEVCO South Western Totten Travelers Guarantee Zurich

Brokers’ Blanket Can-Sure Chubb Guarantee Company Trans Canada

Carnet Bonds Kingsway South Western Travelers Guarantee Zurich

Collection Agents Bonds Economical HUD JEVCO South Western Travelers Guarantee Zurich

Commercial Blanket A M Fredericks Aviva Can-Sure Canada Worldwide COOL Economical Guarantee Company HUD South Western Totten Trans Canada York Fire

Comprehensive A M Fredericks Chubb COOL Economical Guarantee Company York Fire

Consumer Protection ACE INA Aviva Continues on page 10

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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Whatever Your Market Needs – You Can Turn To Avec For Effective Underwriting Solutions Avec Insurance Managers Inc. provides high quality, specialized underwriting and claims services on behalf of our Insurance Company Partners.

WE CURRENTLY PROVIDE:

Ocean Marine: Both Cargo and Commercial Hull and related products Inland Marine: Contractors Equipment; Motor Truck Cargo Surplus Lines: Vacant Dwellings; Off Campus Student Residences; Builders Risks Boiler & Machinery: Stand Alone Placement Casualty: Including Monoline Placements Standard Commercial Property Fleet Insurance

Representing: • Lombard General Insurance Company of Canada • Royal & SunAlliance Insurance Company of Canada • Echelon General Insurance Company • Aviva Insurance Company of Canada • Omega General Insurance Company • The Boiler Inspection & Insurance Company (BI&I)

AVEC INSURANCE MANAGERS INC. Toronto Office: London Office:

W

Tel: (416) 862-2832 Tel: (519) 438-8396 www.avecami.com

Fax: (416) 862-9388 Fax: (416) 862-9388

With localized service for Western Brokers through AVEC INSURANCE MANAGERS (WEST) INC. Servicing Brokers in Alberta & British Columbia Tel: (604) 936-9444 • Fax: (604) 936-9114 • www.avecwest.com

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Continued from page 8

AXA CNA Economical Guarantee Company ING JEVCO South Western Totten Travelers Guarantee Zurich

Contract Bond ACE INA Aviva AXA CNA COOL Economical Guarantee Company ING JEVCO Kingsway Sinclair-Cockburn South Western Special Risk Totten Trans Canada Travelers Guarantee Zurich

Court ACE INA Aviva AXA CNA Economical Guarantee Company JEVCO Kingsway South Western Totten Trans Canada Travelers Guarantee Zurich

Credit Unions Chubb

Customs, Excise ACE INA Aviva AXA CNA Economical Guarantee Company HUD ING JEVCO Kingsway South Western Totten Travelers Guarantee Zurich

Electrical Contractors License Aviva CNA Economical Guarantee Company 10 MKT

HUD ING JEVCO Trans Canada Travelers Guarantee Zurich

Environmental JEVCO Zurich

Fidelity ACE INA Aviva Chubb Economical Guarantee Company HUD South Western Special Risk Totten Zurich

Fiduciary CNA Economical ING JEVCO South Western Travelers Guarantee Zurich

Financial Guarantee Aviva AXA Guarantee Company South Western Special Risk Totten Travelers Guarantee

Fuel Tax Bonds, U.S.A. ACE INA Aviva AXA CNA Guarantee Company Kingsway South Western Totten Travelers Guarantee Zurich

Grain Dealers AXA CNA Guarantee Company Trans Canada Travelers Guarantee

Guardianship Aviva AXA CNA Economical Guarantee Company ING JEVCO Kingsway South Western Totten Travelers Guarantee Zurich

Insurance Company Chubb Guarantee Company

Janitorial Bonds A M Fredericks Aviva AXA Can-Sure CNA Economical Grain HUD ING JEVCO Trans Canada

License Permit ACE INA Aviva AXA CNA Economical Guarantee Company HUD ING JEVCO Kingsway South Western Totten Trans Canada Travelers Guarantee Zurich

Lost Document Aviva AXA CNA Economical Guarantee Company ING JEVCO Zurich

Lost Document Bonds Aviva CNA Economical HUD ING JEVCO South Western Totten Trans Canada Travelers Guarantee Zurich

Lottery Bonds

COOL Economical Guarantee Company HUD ING JEVCO Kingsway South Western Special Risk Totten Trans Canada Travelers Guarantee Zurich

Municipalities, Indemnity Bonds CNA Guarantee Company JEVCO Kingsway Travelers Guarantee

Performance ACE INA Aviva AXA CNA Echelon Economical Guarantee Company ING JEVCO Kingsway Sinclair-Cockburn South Western Totten Travelers Guarantee Zurich

Private Vocational Schools CNA Economical Guarantee Company ING JEVCO Totten Travelers Guarantee

Provincial License Aviva AXA CNA Economical Guarantee Company ING JEVCO Travelers Guarantee

ACE INA Aviva AXA CNA Guarantee Company ING JEVCO Travelers Guarantee

RIBO Bonds

Miscellaneous Bonds

Aviva AXA CNA Economical Guarantee Company

ACE INA Aviva AXA Can-Sure CNA

Aviva Economical Guarantee Company South Western Totten

Real Estate Brokers, Salesperson

Continues on page 12

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Continued from page 10

HUD ING JEVCO South Western Travelers Guarantee Zurich

Sales Tax Aviva AXA CNA Economical Guarantee Company ING JEVCO South Western Totten Trans Canada Travelers Guarantee Zurich

Securities Act Aviva CNA Economical Guarantee Company South Western Travelers Guarantee Zurich

Surety ACE INA Aviva AXA CNA Economical Guarantee Company HUD ING JEVCO Kingsway Sinclair-Cockburn South Western Special Risk Totten Trans Canada Travelers Guarantee Zurich

Travelers Guarantee Zurich

US Bonds

Used Car Dealer

PAL

Aviva AXA CNA Economical Guarantee Company HUD ING JEVCO South Western Travelers Guarantee Zurich

Horse Racing Associations

CAMPGROUNDS A M Fredericks Aviva AXA Beacon Can-Sure Canada Worldwide Chutter Echelon Elliott Grain K&K South Western Special Risk Sports-Can Underwriting Contract Universal Wawanesa

PAL

Envelope Draw

Equine K&K Premiere Insurance TSW Universal

Prize Indemnity Echelon L.J. Gosselin ICSB K&K PAL Prize Indemnity South Western Totten Trans Canada TSW William J. Sutton

Prize Indemnity Internet Promotions

Prize Indemnity Lotteries L.J. Gosselin ICSB K&K Prize Indemnity

Reinsurance Echelon L.J. Gosselin Zurich

CARNIVALS AND FAIRGROUNDS A M Fredericks Beacon Echelon Elliott Grain ICSB K&K Premiere Insurance South Western Special Risk Sports-Can Universal

Hurricane RSA TSW

Liability ACE INA AXA Chesterfield Chutter COOL Elliott Special Risk TSW

Tornado

L.J. Gosselin Zurich L.J. Gosselin

AXA TSW

Terminals

Fronting Arrangements

Formation

Hail

Echelon ICSB K&K PAL Prize Indemnity

L.J. Gosselin

CAPTIVE

AXA COOL N G Williams RSA Special Risk TSW

Prize Indemnity Bingo

L.J. Gosselin ICSB K&K PAL Prize Indemnity Totten

Management

12 MKT

Flood

CGL

Aviva AXA CNA Economical Guarantee Company ING JEVCO Kingsway Travelers Guarantee Zurich Aviva AXA Economical Guarantee Company HUD ING JEVCO South Western Totten

Dice Roll

Aviva CNA COOL Kingsway Travelers Guarantee Zurich

Tobacco Tax

Travel Agency

Premiere Insurance

N G Williams RSA Special Risk TSW Wawanesa

CASINO AND LAWFUL GAMING

Prize Indemnity Poker Echelon L.J. Gosselin ICSB K&K PAL Prize Indemnity

Prize Indemnity Slots L.J. Gosselin ICSB K&K PAL Prize Indemnity

CATASTROPHE Earthquake AXA Canada Worldwide COOL

Kingsway XL TSW

CHURCHES A M Fredericks Aviva AXA Can-Sure Ecclesiastical Grain South Western Special Risk Totten Trans Canada Underwriting Contract Universal Wawanesa

COMPUTERS A M Fredericks Trans Canada

Computer Fraud Chubb Guarantee Company TSW Zurich

Data Fraud Chubb TSW

EDP Equipment A M Fredericks Aviva AXA Can-Sure Canada Worldwide Continues on page 14

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2007

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SOUTH WESTERN GROUP Always Thinks to the Future WE ARE: A Technologically Advanced Paperless Operation offering Electronic Policy Document Delivery

SWG is committed to Quality Service, Quality Underwriting combined with an extensive product line including Hard to Place Property and Casualty Contact Us: E-mail: quotes@swgins.com Fax: 1-877-FAX 2 SWG (1-877-329-2794) Phone: 1-800-668-4275

www.swgins.com

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Continued from page 12

Chubb COOL Creechurch Economical Elliott Encon HUD Kingsway RSA South Western Special Risk TSW Universal Wawanesa Zurich

York Fire Zurich

CREDIT CARD Collision Damage Waiver Aviva Chubb Echelon L.J. Gosselin

Delay Luggage Chubb Echelon L.J. Gosselin

Extended Warranties

L.J. Gosselin

Aviva Echelon L.J. Gosselin

Maintenance Insurance

Flight Delay

Extortion

Encon

Personal Computers A M Fredericks AXA Chubb Economical HUD RSA Special Risk Wawanesa

COURSE OF CONSTRUCTION A M Fredericks Avec Aviva AXA Beacon Boiler Inspection Can-Sure Canada Worldwide Central CHES Chesterfield Chutter CNA COOL Echelon Elliott Encon Genmark HUB HUD ING Kingsway Monarch N G Williams Premier Marine RSA South Western Sovereign Special Risk Totten Trans Canada TSW Underwriting Contract Universal Wawanesa XL 14 MKT

Chubb Echelon L.J. Gosselin

Hotel/Motel Theft Aviva Chubb Echelon L.J. Gosselin

Lost Luggage Aviva Chubb Echelon L.J. Gosselin

Outstanding Balance Echelon L.J. Gosselin

Purchase Protection Aviva Echelon L.J. Gosselin

CREDIT INSURANCE Guarantee Company Totten

CREDITOR L.J. Gosselin

EQUIPMENT (EXCLUDING COMPUTERS) Container Handling Equipment A M Fredericks Avec Chutter Elliott RSA South Western Special Risk

Contractors A M Fredericks Avec Aviva AXA Beacon Can-Sure Canada Worldwide Central

Chesterfield Chubb Chutter CNA COOL Echelon Economical Elliott HUD ING N G Williams RSA South Western Special Risk Trans Canada TSW Universal Wawanesa York Fire Zurich

Electronic Equipment A M Fredericks Avec Aviva AXA Boiler Inspection Can-Sure Central Chubb CNA Creechurch Economical Elliott RSA South Western Special Risk TSW Zurich

Excess Liability A M Fredericks AXA Can-Sure Central Chubb Chutter Creechurch N G Williams Special Risk Totten Trans Canada TSW

Farm Equipment And Machinery A M Fredericks Avec AXA Beacon Echelon Economical HUD RSA South Western Special Risk Trans Canada TSW Universal Wawanesa

Forestry Equipment A M Fredericks Avec AXA Boiler Inspection Can-Sure Central N G Williams RSA South Western Totten Trans Canada Underwriting Contract Universal Zurich

Geophysical Equipment A M Fredericks AXA Chubb CNA N G Williams RSA Special Risk Trans Canada TSW Zurich

Maintenance Insurance RSA South Western Trans Canada

Medical Equipment A M Fredericks AXA Boiler Inspection Canada Worldwide Chubb Creechurch Elliott N G Williams Special Risk Trans Canada

Radio And TV Broadcast Equipment A M Fredericks Boiler Inspection Chubb Elliott South Western Special Risk TSW Unionville Zurich

Scientific Instruments A M Fredericks AXA Boiler Inspection Chubb Creechurch Elliott N G Williams RSA Special Risk TSW

Underwater Marine Equipment N G Williams RSA Continues on page 16

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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Customers are coming HMSNÐXNTQÐNEÆBDÐENQ a) insurance for boats b) insurance for cottages c ) insurance for RVs d) insurance for motorcycles e) insurance for hole-in-ones at golf tournaments f ) free smiles

Make your customers smile by meeting their leisure & lifestyle insurance needs with Aviva Elite’s custom coverages. Our in-house expertise, best in class products, and superior service ensures that customers can spend more time enjoying life, and less time worrying about their insurance. For more information on leisure & lifestyle insurance from Aviva, contact your local Business Development Specialist or Account Executive.

Aviva CU July 2008 - Elite Final indd 1

6/24/2008 4:45:54 PM

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Continued from page 14

South Western Special Risk

ERRORS AND OMISSIONS, MALPRACTICE, PROFESSIONAL LIABILITY Accountants A M Fredericks AXA Can-Sure Chesterfield Echelon Encon Monarch N G Williams RSA Sinclair-Cockburn South Western Special Risk Totten Trans Canada Universal

Actuaries A M Fredericks Can-Sure Chesterfield Creechurch Encon MINT Monarch Special Risk Totten Trans Canada Universal

Adjusters A M Fredericks ACE INA AXA Can-Sure Canada Worldwide Central Chesterfield Chubb Creechurch Elliott Encon MINT Monarch RSA South Western Sovereign Totten Trans Canada Universal

Advertising Agents A M Fredericks ACE INA Can-Sure Canada Worldwide Central Chesterfield Elliott Encon MINT Monarch RSA South Western 16 MKT

Sovereign Special Risk Totten Trans Canada Universal

Agents And Brokers A M Fredericks ACE INA AXA Can-Sure Canada Worldwide Chesterfield Chubb Elliott Encon HUD MINT Monarch South Western Special Risk Totten Trans Canada TSW Universal

Agrologists Chesterfield Chutter Encon Monarch South Western Special Risk Totten Trans Canada

Appraisers A M Fredericks ACE INA AXA Can-Sure Canada Worldwide Central Chesterfield Elliott Encon MINT Monarch RSA South Western Sovereign Special Risk Totten Trans Canada Universal

Architects A M Fredericks AXA Can-Sure Canada Worldwide Chesterfield Creechurch Elliott Encon MINT Monarch N G Williams Sinclair-Cockburn South Western Special Risk Totten

Trans Canada Universal Zurich

Asbestos Removal Consultants Can-Sure Chesterfield Elliott Encon MINT Monarch South Western Totten Zurich

Asbestos Removal Contractors Can-Sure Chesterfield Elliott Encon MINT Monarch Totten Zurich

Associations A M Fredericks ACE INA AXA Can-Sure Canada Worldwide Central Chesterfield Creechurch Echelon Elliott Encon Frank Cowan Guarantee Company MINT Monarch RSA South Western Sovereign Special Risk Totten Trans Canada Universal

Audiologists A M Fredericks Aviva Canada Worldwide Chesterfield Creechurch Echelon Elliott Encon ING MINT Monarch N G Williams RSA South Western Sovereign Special Risk Totten Trans Canada Universal

Banks And Financial Institutions Chesterfield Chubb Creechurch Monarch Special Risk Totten TSW XL Zurich

Broadcasters ACE INA Canada Worldwide Chubb Elliott MINT Monarch Premiere Insurance South Western Special Risk Totten TSW Unionville Universal

Burglar Alarm Installers A M Fredericks Aviva Chesterfield Elliott MINT South Western Special Risk Totten Trans Canada TSW Universal

Career Counselors A M Fredericks ACE INA AXA Can-Sure Central Chesterfield Chutter Creechurch Elliott Encon MINT Monarch RSA South Western Sovereign Special Risk Totten Trans Canada Universal

Cemeteries, Morticians A M Fredericks ACE INA Aviva Can-Sure Chesterfield Ecclesiastical Echelon Encon Grain Continues on page 18

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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Auditors

Media professional Sports equipment Manufacturing Risk managers Clinical trials

US Product liability

Labs

Snowboards Trustees

Complementary healthcare

Computer services Bookkeepers Clinics Blood banks

Acupuncturists

Public relations consultants Swimming pools

At MINT Canadian Specialty, our philosophy is to provide innovative solutions and quality service to our brokers and policyholders. We offer a wide range of products covering errors and omissions, allied healthcare, products liability, medical malpractice and employment practices liability. Our financial strength is proven by our independent ‘A’ rating from A.M.Best which we believe puts us in a strong position as a quality insurance provider.

MINT Canadian Specialty is an agent of Lloyd’s of London and works through a select number of appointed brokers.

For further information contact: MINT CANADIAN SPECIALTY 145 King Street East, 5th Floor, Toronto, Ontario M5C 2Y7 Tel: 416-360-MINT (6468) www.mcsu.ca

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Continued from page 16

MINT Monarch RSA South Western Sovereign Special Risk Trans Canada Universal York Fire

Central Alarm Monitoring Stations A M Fredericks Aviva Chesterfield Elliott MINT South Western Special Risk Totten Trans Canada TSW Universal

Charitable Institutions A M Fredericks ACE INA AXA Chesterfield Ecclesiastical Echelon Elliott Encon Frank Cowan Guarantee Company MINT Monarch RSA South Western Sovereign Special Risk Trans Canada Universal

Clinical Laboratories A M Fredericks Aviva Can-Sure Canada Worldwide Chesterfield Chubb Creechurch Elliott Encon Frank Cowan MINT Monarch South Western Special Risk Totten Trans Canada Zurich

Collections Agencies A M Fredericks ACE INA Can-Sure Canada Worldwide Chesterfield Chubb Chutter 18 MKT

Elliott Encon MINT Monarch South Western Special Risk Totten Trans Canada

Complimentary Medical Practioners Aviva Can-Sure Canada Worldwide Chesterfield Echelon Elliott Encon Frank Cowan MINT Monarch N G Williams South Western Special Risk Totten Trans Canada Universal

Computer Consultants A M Fredericks ACE INA Can-Sure Canada Worldwide Central Chesterfield Chubb Creechurch Elliott Encon HUD MINT Monarch South Western Special Risk Totten Trans Canada TSW Universal

Computer Service A M Fredericks ACE INA Can-Sure Canada Worldwide Central Chesterfield Chubb COOL Creechurch Encon HUD MINT Monarch South Western Special Risk Totten Trans Canada TSW Universal

Condominiums, Directors And Officers Aviva AXA Can-Sure Canada Worldwide Chesterfield Chubb Economical ING Monarch N G Williams RSA South Western Special Risk Totten Trans Canada Universal Wawanesa

Contractors A M Fredericks Avec Can-Sure Chesterfield Chutter CNA Elliott Encon MINT Monarch N G Williams Sinclair-Cockburn South Western Special Risk Totten Trans Canada TSW York Fire Zurich

Corporate Health Providers A M Fredericks Canada Worldwide Chesterfield Creechurch Elliott Encon Monarch South Western Totten Trans Canada

Credit Bureaus ACE INA Central Chesterfield Elliott Encon MINT Monarch South Western Special Risk

Credit Card Companies A M Fredericks Can-Sure Chubb South Western

Credit Unions Chesterfield Chubb MINT Special Risk

Crop Consultants Can-Sure Chesterfield Encon Monarch Special Risk Trans Canada

Dance Studio A M Fredericks Chesterfield K&K RSA Special Risk Totten

Data Processors A M Fredericks ACE INA Central Chesterfield Chubb Creechurch Echelon Elliott Encon MINT Monarch RSA South Western Special Risk Totten TSW

Day Cares A M Fredericks Avec Chesterfield Elliott Frank Cowan MINT RSA South Western Sovereign Totten Trans Canada Universal

Demolition Contractors A M Fredericks Chesterfield Elliott Encon MINT South Western Special Risk

Design/Build A M Fredericks Chesterfield COOL Creechurch Echelon Elliott Encon MINT Monarch N G Williams Continues on page 20

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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THE POWER OF MANY WITH

OVER

135 YEARS

OF

PROVEN SUCCESS,

The Guarantee Company of North America is Canada’s leading specialty insurer. Our dedicated team of insurance professionals take pride in providing specialized quality products via the independent broker network with a “Guarantee” of excellence to our policyholders.

• Professional Claims Services • Committed to the Independent Brokers • Commercial Lines - No Contract required - No Premium Volume required

• Personal Lines - Contract required

PRODUCTS WE OFFER: • Contract Surety • Commercial/Miscellaneous Surety • Fidelity Bonds • Directors’ and Officers’ Liability • Credit Insurance • Guarantee GOLD®

gcna.com

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Continued from page18

Directors And Officers

South Western Special Risk Totten Trans Canada Zurich

A M Fredericks ACE INA AXA Can-Sure Canada Worldwide CHES Chesterfield Chubb Creechurch Ecclesiastical Encon Guarantee Company Monarch N G Williams Premier Marine South Western Sovereign Special Risk Sports-Can Totten Trans Canada TSW Universal XL Zurich

Difficult-To-Define Trades And Professions A M Fredericks Avec Canada Worldwide Central Chesterfield COOL Creechurch Echelon Elliott Encon MINT Monarch South Western Special Risk Totten Trans Canada

Digital Risks A M Fredericks ACE INA Can-Sure Chesterfield Encon Special Risk Totten

Educators A M Fredericks ACE INA Chesterfield Chutter Ecclesiastical Frank Cowan

MINT RSA South Western Sovereign Special Risk TSW Universal

Electronics Manufacturer ACE INA Chesterfield Chubb Creechurch Encon Monarch South Western Special Risk TSW Universal

Employment Agencies, Counselors A M Fredericks Avec AXA Can-Sure Canada Worldwide Central Chesterfield Chubb Chutter Creechurch Elliott Encon ING

MINT Monarch RSA South Western Sovereign Special Risk Totten Trans Canada Universal

Employment Practices ACE INA Can-Sure Canada Worldwide CHES Chesterfield Chubb Creechurch Echelon Encon MINT Monarch RSA South Western Special Risk Totten Trans Canada TSW XL

Engineers A M Fredericks ACE INA AXA Can-Sure Canada Worldwide

C C El En M M N S So S To Tr U Zu

E

A Ca C C C El En M N S So S To Tr TS U X Zu

Li ne ni

A. A is M in pr se G G

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Excess E&O, Malpractice And/Or Professional Liability

Chesterfield Creechurch Elliott Encon MINT Monarch N G Williams Sinclair-Cockburn South Western Special Risk Totten Trans Canada Universal Zurich

Environmental Consultants A M Fredericks Can-Sure Chesterfield Chutter Creechurch Elliott Encon MINT N G Williams Sinclair-Cockburn South Western Special Risk Totten Trans Canada TSW Universal XL Zurich

A M Fredericks ACE INA Aviva Can-Sure Chesterfield Chubb COOL Creechurch Echelon Elliott Encon Monarch N G Williams South Western Special Risk Totten Trans Canada TSW

Executors And Trustees ACE INA Chesterfield Chubb Guarantee Company South Western

Fiduciary ACE INA AXA Chesterfield Chubb Creechurch

Encon Guarantee Company Monarch South Western Special Risk Totten TSW Zurich

Film Producers Chesterfield Chubb Encon Premiere Insurance South Western Special Risk Totten TSW Unionville

Franchiser Chesterfield Chubb MINT

Freight Forwarders Atlantic Marine Avec Aviva Canada Worldwide Chesterfield Chubb Elliott MINT South Western

TSW Universal

Graphic Design Can-Sure Central Chesterfield Elliott Encon RSA South Western Special Risk Totten Universal

Hairdressers, Barbers And Beauty Shops A M Fredericks ACE INA Avec Aviva AXA Can-Sure Canada Worldwide Chesterfield Echelon Economical Elliott Grain ING Premier Marine RSA South Western Sovereign Continues on page 22

MOVING AT THE SPEED OF YOUR BUSINESS Like you, we accelerate in placing the customer’s needs in the fast lane by providing solutions to niche and non-standard accounts.

A.M. Fredericks Underwriting Management Ltd. is one of Canada’s leading federally licensed Managing General Underwriters. Our expertise in commercial liability, professional liability and property risks to brokers across Canada is second to none.

G G

We underwrite on behalf of: Kingsway General, Temple Insurance, AXA Insurance, Echelon, Economical Insurance, Royal and SunAlliance, Great American Insurance Group.

Toronto Office: 888-302-9215 Montreal Office: 888-351-2994

www.amfredericks.com

Celebrating 15 Years

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Continued from page 21

Special Risk Thorah Totten Trans Canada Wawanesa York Fire

Health Clubs A M Fredericks Aviva Can-Sure Canada Worldwide Chesterfield Elliott K&K MINT N G Williams Premier Marine RSA South Western Special Risk Sports-Can Totten Trans Canada Universal

Chesterfield Chubb Echelon Elliott Encon MINT Monarch N G Williams Sinclair-Cockburn South Western Special Risk Totten Trans Canada TSW Universal

Insurers Chesterfield Chubb Special Risk Universal

Interior Designers

A M Fredericks Canada Worldwide Chesterfield Encon Frank Cowan MINT South Western Totten

A M Fredericks Avec Can-Sure Canada Worldwide Chesterfield Chubb Chutter Creechurch Echelon Elliott Encon ING MINT Monarch N G Williams RSA Sinclair-Cockburn South Western Sovereign Special Risk Totten Trans Canada Universal

IPO

Internet Service Provider

Hospital Executives Can-Sure Canada Worldwide Chesterfield Encon Frank Cowan MINT South Western Totten

Hospital Personnel

Chesterfield Encon

Independent Schools A M Fredericks ACE INA Aviva Chesterfield Ecclesiastical Frank Cowan RSA South Western Sovereign Special Risk Totten Trans Canada Universal

Insurance Brokers/Agents A M Fredericks ACE INA AXA Can-Sure Canada Worldwide CG&B Professional Liability 22 MKT

A M Fredericks ACE INA Can-Sure Canada Worldwide Central Chesterfield Creechurch Encon South Western Special Risk Totten Trans Canada TSW Universal

Investment Counselors ACE INA AXA Can-Sure Chesterfield Chubb Creechurch Sinclair-Cockburn South Western Special Risk

TSW Universal

Investment Managers ACE INA Can-Sure Chesterfield Chubb Creechurch South Western Special Risk Trans Canada TSW Universal

Joint Ventures Chesterfield Chubb Creechurch Elliott Encon Special Risk

Land Surveyors A M Fredericks AXA Can-Sure Canada Worldwide Chesterfield Creechurch Elliott Encon MINT Monarch N G Williams RSA South Western Sovereign Special Risk Totten Trans Canada Universal

Landscape Architects A M Fredericks AXA Can-Sure Chesterfield Creechurch Elliott Encon MINT Monarch N G Williams RSA South Western Special Risk Totten Trans Canada Universal Zurich

Law Enforcement Officers A M Fredericks Chesterfield Trans Canada

Lawyers ACE INA Can-Sure Canada Worldwide Chesterfield Chubb

Encon N G Williams Special Risk Trans Canada TSW Universal

Liability Insurance A M Fredericks ACE INA Avec AXA Chesterfield COOL Creechurch Encon Monarch Totten Trans Canada

Life Agents Professional ACE INA Can-Sure Chesterfield Echelon Special Risk Trans Canada

Management Consultants A M Fredericks ACE INA AXA Can-Sure Central Chesterfield Chubb Chutter Creechurch Elliott Encon MINT Monarch RSA South Western Sovereign Special Risk Totten Trans Canada

Manicurist, Esthetician, Electrolysis A M Fredericks Avec Aviva Can-Sure Canada Worldwide Chesterfield Creechurch Elliott Grain ING N G Williams Premier Marine RSA South Western Special Risk Thorah Totten

Manufactures A M Fredericks Chesterfield Creechurch Elliott

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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value: n. the full worth of something.

Consider the cost of the premium against the coverage and factor in the cost of efforts to make a claim.

Chubb Insurance better defines its policies.

When you have better defined coverage, you gain better value in insurance.

If you seek value for your clients, Chubb is your recommendation.

Chubb Defines Insurance www.chubbinsurance.com Chubb Insurance refers to Chubb Insurance Company of Canada.

The precise coverage offered is subject to the terms, conditions and exclusions of the policy as issued.

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION MINT N G Williams South Western Special Risk Trans Canada

Marine Architects A M Fredericks Can-Sure Creechurch Elliott Encon HUD Special Risk Totten

Martial Arts Studio RSA Special Risk

Medical A M Fredericks Aviva AXA Can-Sure Canada Worldwide Chesterfield Creechurch Echelon Elliott Encon Frank Cowan MINT N G Williams South Western Special Risk Totten TSW

Ministers And Pastors ACE INA Aviva Chesterfield Chutter Ecclesiastical Elliott Grain N G Williams RSA South Western Totten Trans Canada

Multimedia Companies A M Fredericks Chesterfield Elliott Encon Premiere Insurance Totten Trans Canada TSW Universal

Municipal Architects, Engineers A M Fredericks Chesterfield Creechurch Encon MINT Monarch South Western 24 MKT

Totten Trans Canada Universal

Mutual Fund Dealers ACE INA AXA Chesterfield Chubb South Western Trans Canada

Mutual Funds Managers ACE INA Chesterfield Chubb Creechurch Sinclair-Cockburn South Western

New Home Warranty Program Bonds A M Fredericks Chesterfield Echelon

Non-Profit Organizations, Directors & Officers A M Fredericks ACE INA Aviva AXA Canada Worldwide CHES Chesterfield Chubb Creechurch Ecclesiastical Echelon Encon Frank Cowan Guarantee Company ING JEVCO N G Williams Premier Marine Premiere Insurance RSA Sinclair-Cockburn South Western Sovereign Special Risk Sports-Can Totten Trans Canada TSW Universal XL Zurich

Opticians A M Fredericks Aviva AXA Can-Sure Canada Worldwide Chesterfield Creechurch Echelon Economical Elliott Encon

Grain ING MINT Monarch N G Williams RSA South Western Sovereign Special Risk Totten Trans Canada Universal York Fire

Optometrists A M Fredericks Aviva AXA Can-Sure Canada Worldwide Chesterfield Creechurch Echelon Elliott Encon Grain ING MINT Monarch N G Williams RSA South Western Sovereign Special Risk Totten Trans Canada Universal

Orthopedists A M Fredericks Can-Sure Canada Worldwide Chesterfield Creechurch Echelon Elliott Encon MINT N G Williams South Western Special Risk Totten Trans Canada Universal

Patent And Trademark Agents ACE INA Chesterfield Encon MINT South Western

Penal Defence Cost Chesterfield Guarantee Company

Pension Consultants ACE INA Can-Sure Chesterfield Encon

South Western Special Risk Trans Canada

Pension Trusts ACE INA Chesterfield Chubb

Personal Trainer A M Fredericks Can-Sure Chesterfield Creechurch Encon RSA Special Risk Sports-Can Totten Trans Canada

Pharmacists Aviva AXA Can-Sure Canada Worldwide Chesterfield Economical Elliott Encon ING MINT Monarch N G Williams RSA South Western Special Risk Totten Trans Canada Universal

Pollution Consultants A M Fredericks Can-Sure Chesterfield Creechurch Elliott Encon MINT Monarch South Western Totten TSW Zurich

Premium Financing Companies Chesterfield Encon MINT Special Risk Totten

Printers A M Fredericks ACE INA Avec Aviva Can-Sure Chesterfield Chubb Elliott Continues on page 26

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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At Chesterfield Canada Inc., a member of the Chesterfield Group, a Lloyd's accredited broker, we provide independent brokers a competitive advantage: Fast efficient service G Competitive commissions G Over $5,000,000 of “In House” binding authority G

SPECIALIZING IN: G

Non Standard Property G

G

Commercial Risks

G

Diplomatic Properties

Access to Lloyds for CGL, P.I., Technology

Supporting Your Growth and Success…

IN OTTAWA: Call Steve Kilrea or Tom Stanton Tel: (613) 237-3939 Fax: (613) 233-4334 WATS: 1-866-268-7334

IN TORONTO: Call Ken Adams Tel: 416-774-2477 Fax: 416-497-7581 WATS: 1-888-592-9125

www.chesterfieldcanada.com

We’re a young, friendly approachable team who welcome enquiries no matter how SMALL, LARGE or COMPLEX.

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Continued from page 24

Encon ING MINT RSA South Western Sovereign Special Risk Totten Trans Canada TSW Universal

Privacy Compliance Chesterfield MINT Special Risk

Private Investigators A M Fredericks Aviva Chesterfield Elliott Encon Premier Marine South Western Special Risk Totten Trans Canada

Project Managers A M Fredericks ACE INA Chesterfield Chubb Chutter Creechurch Elliott Encon MINT Monarch N G Williams RSA Sinclair-Cockburn South Western Special Risk Totten Universal Zurich

Property Managers A M Fredericks ACE INA AXA Can-Sure Canada Worldwide Central Chesterfield Chubb Chutter Creechurch Elliott HUD ING MINT Monarch RSA South Western Sovereign Special Risk Totten Trans Canada 26 MKT

TSW Universal Zurich

Psychiatrists Can-Sure Canada Worldwide Chesterfield Creechurch Elliott Encon MINT Monarch N G Williams South Western Special Risk Totten

Psychologists AXA Can-Sure Canada Worldwide Chesterfield Creechurch Elliott Encon ING MINT Monarch N G Williams RSA South Western Special Risk Totten

Public Officials Liability Chesterfield Frank Cowan South Western Special Risk Trans Canada

Public Relations & Promotions Can-Sure Central Chesterfield Chutter Creechurch RSA Special Risk Trans Canada

Publishers ACE INA Can-Sure Canada Worldwide Chesterfield Chubb Elliott Encon MINT Monarch N G Williams Premiere Insurance South Western Sovereign Special Risk Totten Trans Canada Universal

Quantity Surveyors A M Fredericks Chesterfield Elliott Encon MINT Monarch RSA South Western Special Risk Totten

Quasi-Medical A M Fredericks AXA Chesterfield Creechurch Elliott Encon MINT Monarch N G Williams RSA South Western Special Risk Totten Trans Canada Universal

Radiologists Aviva Chesterfield Creechurch Elliott Encon MINT Monarch N G Williams South Western Totten Universal

Real Estate Agents ACE INA AXA Can-Sure Canada Worldwide Chesterfield MINT Monarch N G Williams Sovereign Special Risk Totten Trans Canada

Reimbursement For Educational Institutions Chesterfield Echelon

Security Guards A M Fredericks Aviva Chesterfield Chubb Elliott Sinclair-Cockburn South Western Special Risk Totten Trans Canada

TSW Universal

Seed Cleaners A M Fredericks Chesterfield Totten Trans Canada

Seedsmen Central Chesterfield South Western Totten Trans Canada

Single Projects A M Fredericks Can-Sure Chesterfield Creechurch Encon Totten Universal

Social Workers A M Fredericks Aviva AXA Chesterfield Ecclesiastical Elliott Encon ING MINT Monarch RSA South Western Totten Trans Canada Universal

Software/Hardware Developers ACE INA Can-Sure Canada Worldwide Central Chesterfield Chubb Creechurch Elliott Encon HUD MINT South Western Special Risk Totten Trans Canada TSW Universal

Sprinkler And Fire Protection Installers A M Fredericks Aviva Can-Sure Chesterfield Elliott MINT South Western Special Risk Continues on page 28

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Continued from page 26

Totten Trans Canada TSW

Stock Transfer Agents Chesterfield South Western

Stockbrokers Chesterfield Chubb South Western Special Risk

Suntanning Salons A M Fredericks Avec Aviva Chesterfield Echelon Elliott Premier Marine South Western Special Risk Sports-Can Thorah Totten

Tattoo and Body Piercing A M Fredericks Chesterfield South Western Special Risk

Telephone Answering Services A M Fredericks ACE INA Aviva AXA Can-Sure Canada Worldwide Central Chesterfield Creechurch Elliott Encon ING MINT RSA South Western Special Risk Totten Trans Canada

Theological Counselors A M Fredericks AXA Can-Sure Chesterfield Ecclesiastical Elliott ING South Western Totten

Title Abstractors A M Fredericks ACE INA Aviva AXA Chesterfield Elliott 28 MKT

Encon RSA

Town Planners Chesterfield Elliott Encon

Translators A M Fredericks ACE INA AXA Central Chesterfield Chubb Chutter Creechurch Elliott Encon ING MINT RSA South Western Sovereign Totten Trans Canada

Travel Agents A M Fredericks ACE INA AXA Can-Sure Canada Worldwide Central Chesterfield Creechurch Echelon Elliott ING MINT Monarch N G Williams RSA South Western Sovereign Special Risk Totten Trans Canada Universal

Trust Companies ACE INA Aviva Chesterfield Chubb Special Risk Zurich

Trust Funds Chesterfield

Trustee In Bankruptcy A M Fredericks ACE INA AXA Chesterfield Chubb South Western

U.S. Exposures Avec Chesterfield Chubb

COOL Creechurch Elliott South Western Special Risk Totten Trans Canada TSW Universal Zurich

Umbrella A M Fredericks ACE INA Aviva Chesterfield Creechurch Monarch N G Williams South Western Totten Trans Canada TSW XL Zurich

Venture Capital AXA Chesterfield Chubb Special Risk

FARMING Agricultural Machinery Avec AXA Beacon Chutter COOL Echelon Economical Elliott HUD South Western Special Risk Trans Canada Wawanesa

Aqua Farms Beacon N G Williams

Cattle Farm AXA Beacon Echelon Economical HUD South Western Totten Trans Canada Wawanesa

Crops, Standing Grain AXA

Veterinarian

Crops, Tobacco

A M Fredericks Aviva AXA Can-Sure Canada Worldwide Chesterfield Creechurch Echelon Economical Elliott Encon Equine ING MINT RSA South Western Sovereign Totten Trans Canada Universal Wawanesa York Fire

AXA South Western

Website Security

L.J. Gosselin Trans Canada

A M Fredericks Can-Sure Chesterfield Chubb Creechurch South Western Special Risk Universal

Crops, Vegetables AXA Chutter Special Risk Wawanesa

Equestrian Beacon K&K Totten TSW

Family Farm Package Aviva AXA Economical HUD RSA Special Risk Totten Trans Canada Wawanesa

Farmer Disability

Grain Farm AXA Echelon HUD Totten Trans Canada Wawanesa

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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Looking for competitive Ecoinsurance?

At ecoinsurances we specialise in providing the best, most cost-effective insurance solutions for the renewable energy industry, in an increasingly competitive insurance market, with in excess of 9,000 mega watts of plants insured through us worldwide.

What we can do for you -

Source competitive quotations from traditional insurers and the large number of new insurance markets worldwide now focusing on the renewables sector

-

Create tailored insurance solutions for large and complex risks

-

Provide independent expert consultancy for lenders contractual documentation

Explore your options with ecoinsurances, part of independent Lloyd’s broker the Chesterfield Group, because however large, small or complex your risk we’ll find the best solution.

To discover how we can help, contact: Gary Hirst, Managing Director | ghirst@ecoinsurances.com Tel: +44 (0)20 7481 1683

www.ecoinsurances.com Offices in Europe, Canada and United States of America

ecoinsurances is a division of Chesterfield Insurance Brokers Limited, authorised and regulated by the Financial Services Authority (FSA). Our FSA register number is 309345.

ecoinsurances

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Greenhouses ACE INA Can-Sure HUB South Western Special Risk

Hobby Farms Avec Aviva AXA Beacon Echelon Economical Equine HUD South Western Special Risk Totten Trans Canada Universal Wawanesa

Hog Farms AXA Beacon Economical HUD South Western Totten Trans Canada Wawanesa

Milk Farm/Dairy Farm AXA Beacon Chutter Echelon Economical HUD South Western Totten Trans Canada Wawanesa

FINANCIAL/LEGAL Accounts Receivable A M Fredericks AXA Can-Sure Elliott Guarantee Company South Western Special Risk Wawanesa Zurich

Armored Car CHES Trans Canada XL

Bailee’s Customers AXA Can-Sure Wawanesa Zurich

Credit Insurance Guarantee Company Totten TSW William J. Sutton

Judicial Delay Cover AXA L.J. Gosselin William J. Sutton

Legal Expense Insurance Echelon Sterlon Totten

Life And Disability Creditor Lease Echelon L.J. Gosselin

Mortgage Can-Sure

Mortgage Broker Can-Sure Special Risk

Ostrich Farm

Mortgage Impairment

AXA Beacon Echelon Wawanesa

Can-Sure Canada Worldwide Chubb South Western Totten TSW

Poultry Farm AXA Beacon Economical HUD Totten Trans Canada Wawanesa

Substandard Risk A M Fredericks Avec Beacon Can-Sure South Western Special Risk Totten Trans Canada Underwriting Contract 30 MKT

Private School Tuition Fee Can-Sure Ecclesiastical Echelon L.J. Gosselin Trans Canada William J. Sutton

Safety Deposit Vault And Valuable Papers AXA XL Zurich

Shareholders Lost Instrument Chubb CNA Guarantee Company

Title Insurance Travelers Guarantee

FINE ARTS A M Fredericks Aviva Canada Worldwide Chubb Elliott N G Williams Premiere Insurance South Western Special Risk Totten Trans Canada William J. Sutton XL

FLOATERS Camera Floater A M Fredericks Atlantic Marine Avec Aviva AXA Beacon Can-Sure Chubb Elliott N G Williams Premiere Insurance Special Risk Unionville Wawanesa

Consignment Floater Canada Worldwide Elliott

Contractor’s Equipment A M Fredericks Atlantic Marine Avec Aviva AXA Beacon Can-Sure Canada Worldwide Central Chubb CNA COOL Echelon Economical Elliott HUD ING Kingsway N G Williams RSA South Western Special Risk Totten Trans Canada Universal Wawanesa York Fire Zurich

Exhibition Floater A M Fredericks Atlantic Marine

Avec AXA Beacon Can-Sure Central Chubb Elliott HUD ING Kingsway N G Williams RSA South Western Special Risk Wawanesa York Fire Zurich

Installation Floater A M Fredericks Avec Aviva AXA Beacon Can-Sure Central Chubb CNA COOL Echelon Economical Elliott HUD ING N G Williams RSA South Western Sovereign Trans Canada Universal Wawanesa York Fire Zurich

Miscellaneous Property Floater A M Fredericks Avec Aviva AXA Beacon Can-Sure Canada Worldwide Central Chubb COOL Echelon Economical Elliott Guarantee Company HUD ING South Western Special Risk Sports-Can Trans Canada Universal Wawanesa Zurich

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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ÜÜÜ°}À> ÃÕÀ> Vi°V

À> Ê ÃÕÀ> ViÊ> `Ê Õ>À> ÌiiÊ «> Þ°Ê7iÊ >ÛiÊLii Ê> Ê>L ÕÌÊ/,1-/Êà ViÊ£ Óä°

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Timber Floater

Agri-Commercial

A M Fredericks Avec Elliott South Western

A M Fredericks ACE INA AXA Can-Sure Echelon Economical Elliott Special Risk Totten Trans Canada

Tombstone Floater Avec

Transportation Floater A M Fredericks Atlantic Marine Avec AXA Can-Sure Central Chubb CNA Echelon Economical Elliott ING N G Williams Special Risk Trans Canada Wawanesa York Fire Zurich

Vending Machine Floater A M Fredericks Avec AXA Can-Sure Central Elliott Special Risk

Woodland Equipment Floaters A M Fredericks Avec AXA N G Williams RSA South Western Totten Underwriting Contract

GENERAL LIABILITY Abuse/Molestation Elliott

Ad Agency A M Fredericks AXA Can-Sure Creechurch Elliott Encon Kingsway South Western

Advertiser A M Fredericks Can-Sure Creechurch Elliott Kingsway South Western Special Risk 32 MKT

Amusement Devices A M Fredericks Beacon Elliott Grain K&K Special Risk Sports-Can

Amusement Parks A M Fredericks Beacon Elliott Grain K&K Premier Marine Special Risk Sports-Can TSW Universal

Bingo Halls Premiere Insurance

Broadcaster ACE INA Can-Sure Chubb Elliott Kingsway Premiere Insurance South Western Totten Trans Canada TSW Unionville

Cablecaster ACE INA Can-Sure Chubb Creechurch Elliott Kingsway Premiere Insurance South Western Trans Canada Unionville

Care, Custody And Control A M Fredericks COOL Equine Special Risk Totten York Fire

Carnival And Circus A M Fredericks AXA Elliott

Grain K&K Premiere Insurance Special Risk

Sovereign Special Risk Totten Trans Canada

Casinos

Computer Retailers

Premiere Insurance

A M Fredericks ACE INA Avec Aviva AXA Can-Sure Canada Worldwide Central Chesterfield Chubb Chutter Creechurch Kingsway Special Risk Trans Canada Universal

Caterers PAL

Church A M Fredericks ACE INA Can-Sure Creechurch Ecclesiastical RSA South Western Special Risk Totten Universal Wawanesa

Clubs And Community Associations A M Fredericks ACE INA Avec Aviva AXA Beacon Can-Sure Canada Worldwide Central Chubb Chutter Creechurch Echelon Elliott Frank Cowan Guarantee Company HUD ING K&K Premier Marine Premiere Insurance RSA South Western Special Risk Sports-Can Sutton Sportscover Totten Trans Canada Universal Wawanesa

Computer Professionals A M Fredericks ACE INA Can-Sure Central Chesterfield Chubb CNA COOL Creechurch Echelon Encon Genmark HUD South Western

Concerts A M Fredericks AXA Beacon Central Echelon Elliott Grain K&K Kingsway PAL Premier Marine Premiere Insurance South Western Special Risk Sports-Can Totten Universal

Contractors A M Fredericks ACE INA Avec Aviva AXA Beacon Can-Sure Canada Worldwide Central Chutter CNA COOL Creechurch Echelon Economical Elliott Encon Genmark HUD ING JEVCO Kingsway Monarch N G Williams RSA South Western Sovereign Continues on page 34

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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Y ur Specialty Br ker!

• • • • • • • •

HLL & Special Events Liability Exhibit r Liability C ntents in St rage Weddinguard Server Liability Event Cancellati n ATM, VLT & Vending Machines Prize Indemnity - NEW!

Make sure y ur clients have their PAL at their next event.

For more information, give us a call.

Calgary, Alberta Simcoe, Ontario Head Office Branch Office Toll Free: 1-800-661-1608 Toll Free: 1-800-265-8098 Fax: 403-261-3903 Fax: 519-428-5661

Visit ur website: www.palcanada.c m

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Continued from page 32

Special Risk Totten Trans Canada TSW Universal Wawanesa XL York Fire Zurich

Contractors, All US Risks Can-Sure Chesterfield CNA COOL Special Risk Totten TSW

Contractors, Blasting A M Fredericks AXA Can-Sure Central Chesterfield Chutter COOL Creechurch Elliott Encon Kingsway N G Williams Special Risk Totten Zurich

Contractors, Demolition A M Fredericks ACE INA Aviva AXA Can-Sure Central Chesterfield Chutter COOL Creechurch Elliott Encon HUD Kingsway N G Williams South Western Special Risk Totten Zurich

Contractors, Landscapers A M Fredericks Avec Aviva Beacon Can-Sure Canada Worldwide Central Chesterfield Chutter Creechurch Echelon Elliott Encon 34 MKT

Genmark ING Kingsway Special Risk Totten Trans Canada Wawanesa York Fire Zurich

Contractors, Remediation Can-Sure Chesterfield Elliott Encon Special Risk Totten Zurich

Contractors, Roofing A M Fredericks Avec Can-Sure Canada Worldwide Central Chesterfield Chutter CNA Creechurch Echelon Genmark Kingsway N G Williams South Western Special Risk Totten Trans Canada TSW Zurich

Contractors, Spraying A M Fredericks Aviva Can-Sure Central Chesterfield Creechurch Echelon Elliott Encon Special Risk Totten Trans Canada Zurich

Crane Rentals A M Fredericks Can-Sure Chesterfield Chutter Creechurch Kingsway RSA Special Risk Trans Canada

Credit Unions Chubb Creechurch HUD RSA Zurich

Dance Studios A M Fredericks Avec AXA Echelon K&K Kingsway Premier Marine Premiere Insurance RSA Special Risk Sports-Can Totten Trans Canada TSW

Day Nurseries A M Fredericks Avec AXA Creechurch Elliott Frank Cowan ING RSA Special Risk Totten Trans Canada Wawanesa

Demolition Derby Beacon K&K Premiere Insurance Special Risk Sports-Can Totten

Employment Practices Liability Canada Worldwide Creechurch Echelon South Western Totten Trans Canada TSW Zurich

Entertainment A M Fredericks Avec Beacon Central Chubb Elliott Grain K&K Premiere Insurance South Western Special Risk Sports-Can Trans Canada TSW Unionville Universal

Environmental Contractors ACE INA Can-Sure Chesterfield Elliott

Encon Special Risk Trans Canada TSW XL Zurich

Equestrian Aviva AXA Echelon Equine K&K South Western Special Risk Sports-Can Totten TSW

Equestrian, Group AXA Echelon K&K Sports-Can Totten TSW

Equestrian, Schools AXA Echelon K&K Sports-Can Totten TSW

Esthetics Aviva Can-Sure Chesterfield Creechurch Premier Marine RSA South Western Special Risk Totten

Event Planners PAL

Excess Liability A M Fredericks ACE INA Aviva AXA Beacon Can-Sure Canada Worldwide Central CHES Chesterfield Chubb Chutter CNA Creechurch Echelon Elliott Genmark Kingsway Monarch N G Williams Premiere Insurance RSA Continues on page 36

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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What if you can’t find the 32 hidden risks in this picture?

We know where to look.

If you look at a successful company, you will most likely find it offers something special. For us, that’s providing insurance insight. To help our customers understand where risks are hidden, we offer one of the largest and most advanced global risk management networks in the world. Through a Relationship Leader who serves as a single point of entry, you get access to highly trained professionals who know your industry, know where to look for risks and what solutions you should consider. In a world where risks are changing all the time, that is special indeed. www.zurichcanada.com

Because change happenz® and Zurich® are trademarks of Zurich Insurance Company

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Continued from page 34

South Western Special Risk Sports-Can Sutton Sportscover Totten TSW XL Zurich

Explosives And Powderman A M Fredericks Central Elliott Kingsway N G Williams Special Risk

Farm A M Fredericks Aviva AXA Beacon Creechurch Echelon Economical HUD South Western Special Risk Totten Trans Canada Wawanesa

Feed Mills

Creechurch Elliott K&K Premier Marine Premiere Insurance RSA South Western Special Risk Sports-Can Sutton Sportscover Totten

Garage Dealers A M Fredericks Aviva AXA Chutter Creechurch Genmark Kingsway South Western Special Risk Zurich

A M Fredericks Canada Worldwide Special Risk

Fitness Trainers A M Fredericks Aviva Chesterfield Chutter 36 MKT

Industrial Electricians

Intellectual Property

Avro South Western Special Risk

Chubb COOL Encon Special Risk TSW

Health Clubs/ Fitness Centres

Fish Farms

A M Fredericks Aviva Chesterfield Creechurch Premier Marine South Western Special Risk

A M Fredericks Beacon Can-Sure Canada Worldwide Chesterfield Echelon PAL Premier Marine Premiere Insurance Special Risk Sutton Sportscover Universal

Hanger Keepers

A M Fredericks Can-Sure Chesterfield Chutter Creechurch Elliott Kingsway Special Risk

Festivals

A M Fredericks Beacon Elliott Premiere Insurance South Western Special Risk Sports-Can

Host Liquor

William J. Sutton

Garbage Collection

Group Term Life

Fireworks Display

Totten XL

A M Fredericks Aviva Beacon Can-Sure Central Chutter Creechurch Elliott ING Kingsway RSA Special Risk Totten Trans Canada York Fire Zurich

A M Fredericks ACE INA Can-Sure Elliott Special Risk Trans Canada Zurich A M Fredericks Aviva K&K Kingsway PAL Premier Marine Premiere Insurance South Western Special Risk Sports-Can TSW Universal

Guarantee Company Special Risk Totten

A M Fredericks Avec Aviva AXA Can-Sure Central Chutter Elliott HUD K&K Premier Marine South Western Special Risk Sports-Can Totten

Hoisting Engineers A M Fredericks Central Chesterfield Creechurch Encon Kingsway Special Risk Trans Canada

Hospital Aviva Encon Frank Cowan

Internet A M Fredericks Central Chubb Creechurch Encon South Western Special Risk Trans Canada

Kennels A M Fredericks AXA Can-Sure Creechurch Kingsway RSA Special Risk Totten Trans Canada

Landfill Transfer Stations A M Fredericks Beacon Can-Sure Chesterfield Chutter Echelon Elliott Special Risk

Laser Treatments

Liquor, Bars And Clubs A M Fredericks Beacon Can-Sure Canada Worldwide Central CHES Chesterfield Chutter Echelon Genmark Premier Marine Special Risk Universal

Liquor, Retail Sales A M Fredericks Avec AXA Can-Sure Canada Worldwide Central CHES Chutter Echelon Special Risk Trans Canada Universal Wawanesa

Log Home Builders A M Fredericks Can-Sure Central Chesterfield Chutter Creechurch Elliott Kingsway N G Williams Special Risk Universal

Logging A M Fredericks Aviva AXA Can-Sure Central Chutter Creechurch Elliott Kingsway N G Williams RSA South Western Special Risk Totten Trans Canada Underwriting Contract

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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Player or spectator?

A CIP Designation is like a hole in one.

To excel at golf, you need the right tools, the coaching of a trained professional and the willingness to manage your game to win. Whether you’re a broker, an underwriter, adjuster or actuary, a Chartered Insurance Professional designation will give you a significant edge when the final score is on the line.The internationally recognized 10 course program puts an emphasis on practical application of theoretical knowledge. It builds on your experience and helps you to elevate your game. Through extensive public marketing, both insurance consumers and employers are learning the value of a CIP designation and understand that it indicates the pinnacle of the profession. Contact your local Institute or Chapter today to register for the upcoming semester. Choose an in-class program, taught at a location near you, or distance learning courses.

Are you ready to improve your scorecard?

www.insuranceinstitute.ca 1-866-362-8585

The Professional Standard

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Long Term Healthcare Facilities A M Fredericks Aviva Canada Worldwide Creechurch Encon Frank Cowan Guarantee Company South Western Special Risk Totten Trans Canada Zurich

Manufacturing, Hazardous Materials A M Fredericks ACE INA Can-Sure Central Chesterfield Chutter Elliott Kingsway N G Williams Sovereign Special Risk Totten Trans Canada Zurich

Marine A M Fredericks Aviva Beacon CNA COOL Premier Marine South Western Special Risk Trans Canada TSW XL

Martial Arts Studio Avec Elliott K&K Premier Marine South Western Special Risk Sports-Can Sutton Sportscover Totten

Massage A M Fredericks Aviva Chesterfield Creechurch Premier Marine RSA South Western Special Risk

Mining A M Fredericks Can-Sure Central Chubb Chutter 38 MKT

COOL Creechurch Elliott Monarch Special Risk Totten Trans Canada XL Zurich

Nail Salons

Motor Truck Cargo

Outfitters And Guides

A M Fredericks Atlantic Marine Aviva AXA Beacon Can-Sure Canada Worldwide Central Chesterfield Chutter CNA COOL Echelon Economical HUD Kingsway N G Williams South Western Special Risk Totten Trans Canada TSW Universal Zurich

A M Fredericks Aviva AXA Beacon Chutter Echelon Elliott K&K South Western Special Risk Sports-Can Sutton Sportscover Totten Trans Canada Universal

Municipality A M Fredericks ACE INA CNA Frank Cowan Guarantee Company HUD Premiere Insurance Special Risk Totten Trans Canada TSW Zurich

Municipality, Small A M Fredericks ACE INA Creechurch Frank Cowan Guarantee Company HUD Premiere Insurance Special Risk Totten TSW Zurich

Music Promoters A M Fredericks Avec Beacon K&K Premiere Insurance Special Risk TSW Universal

A M Fredericks Can-Sure ING Premier Marine RSA South Western Special Risk Totten

Owner Occupied Dwellings A M Fredericks Beacon Can-Sure Central Chesterfield Premier Marine Special Risk Universal Wawanesa

Oxygen Bars A M Fredericks Special Risk

Permanent Make-Up Aviva Premier Marine South Western Special Risk

PersonalTraining Studios A M Fredericks Aviva K&K Premier Marine Premiere Insurance South Western Special Risk Sports-Can

Producer/Distributor Entertainment) A M Fredericks Creechurch K&K Premiere Insurance South Western Special Risk TSW Unionville

Protective Services A M Fredericks Aviva Can-Sure

Chesterfield Creechurch Elliott Premier Marine South Western Special Risk Trans Canada

Racing Events A M Fredericks Beacon Central K&K Premiere Insurance Special Risk Sports-Can Sutton Sportscover Universal

Radio And Television ACE INA Chubb Elliott Kingsway Premiere Insurance South Western TSW Unionville Zurich

Railways And Rail Operations Beacon Chutter Elliott Special Risk Totten TSW XL Zurich

Recycling Centres A M Fredericks Beacon Can-Sure Chesterfield Chutter Creechurch Kingsway Special Risk Totten XL

Riding Academies/Stables Beacon Echelon Equine K&K South Western Special Risk Sports-Can Totten TSW

Rodeos Beacon Grain PAL Premier Marine Special Risk Sports-Can Universal

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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wealth: n. valuable possessions or resources.

Insurance protects the wealth your clients have accumulated. The more wealth, the greater the need for protection against risk.

Clients trust you to recommend the best policy to manage that risk.

Chubb Insurance better defines its insurance to reduce risk and protect wealth.

If your client’s wealth is worth protecting, Chubb is your recommendation.

Chubb Defines Insurance www.chubbinsurance.com Chubb Insurance refers to Chubb Insurance Company of Canada.

The precise coverage offered is subject to the terms, conditions and exclusions of the policy as issued.

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Scrap/Wrecking Yards A M Fredericks Beacon Can-Sure Central Chesterfield Chutter Elliott Kingsway Special Risk Totten XL

Seasonal Risks (Ski Lifts, Water Slides, Skating, Etc.) A M Fredericks Beacon Can-Sure Echelon Elliott K&K Special Risk Sports-Can TSW

Ship Repair Atlantic Marine Beacon CNA Premier Marine South Western Special Risk

Short-Term Events (Sporting Events, Trade Shows) A M Fredericks AXA Beacon Echelon Elliott Grain K&K PAL Premier Marine South Western Special Risk Sports-Can Sutton Sportscover Totten TSW Universal

Small Commercial A M Fredericks Avec Aviva AXA Beacon Can-Sure Canada Worldwide Central Chesterfield Creechurch Elliott Genmark ING Kingsway Monarch RSA South Western Special Risk 40 MKT

Totten Trans Canada Wawanesa York Fire

Spas Aviva Can-Sure Chesterfield Creechurch Elliott Premier Marine RSA South Western Special Risk Thorah Totten

Special Events A M Fredericks AXA Beacon Central Echelon Elliott Grain K&K PAL Premier Marine Premiere Insurance South Western Special Risk Sports-Can Totten TSW Universal

Spectator Liability A M Fredericks AXA Beacon Central Elliott K&K PAL Premier Marine Premiere Insurance South Western Special Risk Sports-Can Sutton Sportscover Totten Trans Canada Universal

Suntanning Salons A M Fredericks Avec Aviva Central Echelon Elliott Premier Marine South Western Sports-Can Thorah Totten

Tattoo and Body Piercing A M Fredericks South Western

Theatre

Water Theme Parks

A M Fredericks Beacon K&K Premier Marine Premiere Insurance Special Risk TSW Universal

A M Fredericks Elliott Grain K&K Special Risk TSW

US Sales A M Fredericks ACE INA Avec Aviva Can-Sure Canada Worldwide Central Chubb Chutter CNA COOL Creechurch Elliott Genmark ING Kingsway N G Williams RSA Sovereign Special Risk Totten Trans Canada TSW Universal XL York Fire Zurich

Veterinarians A M Fredericks Aviva AXA Canada Worldwide Creechurch Echelon Economical Encon Equine RSA South Western Wawanesa York Fire

War Risks William J. Sutton

Warehousemans’ A M Fredericks Atlantic Marine Avec AXA Can-Sure Central Chesterfield CNA COOL Creechurch RSA Special Risk Zurich

Wave Pools A M Fredericks Beacon Elliott Grain K&K Special Risk

Welding Contractors A M Fredericks Can-Sure Canada Worldwide Central Chesterfield Chutter CNA Creechurch Kingsway N G Williams Special Risk Totten Trans Canada

Workers’ Compensation Chubb COOL Special Risk TSW Zurich

Wrap Up ACE INA Aviva AXA Can-Sure Canada Worldwide Central CHES Chubb Chutter CNA Encon Monarch N G Williams Premier Marine RSA South Western Sovereign Special Risk Totten Trans Canada TSW Universal XL Zurich

GROUP Accident Death And Dismemberment ACE INA Chubb COOL Echelon Continues on page 42

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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Canada WorldWide offers brokers an extensive selection of Marketing Services...

G

Manufacturers G Vacant Properties G Bed & Breakfast G Unoccupied Buildings G Mortgage Impairment G Jewellers Block G Resource Industries G Host Liquor Liability G Recycling Plants

G

E&O G Professional Liability G Marinas / Resorts Risks G Woodworkers G Cargo / Auto Physical Damage G Kidnap & Ransom G Builders Risk G Contractors Equipment G High Value Homes G Hotel / Motel

G

Foreign Risks G Yachts G Restaurants, Bars, Pubs (Ontario Only-Liquor Receipts Under 40%)

G

Stand Alone CGL G Rental / Rooming Houses G TechProtect™ G Esurance™ G Oil / Gas Contractor

Insurance Underwriting Professionals Locations across Canada to serve you: Canada WorldWide Underwriting Agencies Inc. #100 1400 1st Street SW CALGARY, ALBERTA T2R 0V8 Phone: (403) 263-4666 Fax: (403) 237-9976 Toll Free: 1-888-263-5146

Contacts: Russel Morrison, Lorna Hetherington, John Taylor, Tracie Morine, Linda Moerkens

Canada WorldWide Underwriting Agencies Inc. 2 Norfolk Street South SIMCOE, ONTARIO N3Y 2V9 Phone: (519) 428-1688 Fax: (519) 428-6307 Toll Free: 1-866-401-3858 Contacts: Darlene Nicholls

Canada WorldWide Underwriting Agencies Inc. 920 Yonge Street, Suite 602 TORONTO, ONTARIO M4W 3C7 Phone: (416) 925-2793 Fax: (416) 925-7260 Toll Free: 1-888-745-5502

Canada Mondial Agences de Souscriptions inc.

300, Rue St. Sacrement, Suite 320 MONTRÉAL, QUEBEC H2Y 1X4 Phone: (514) 844-2541 Fax: (514) 843-5926 Toll Free: 1-888-840-2541

Contacts: Ilias Tsintsilonis

Contacts: Richard Belanger, Lucie Pahno, Alain Matteau

www.canadaworldwide.ca

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Continued from page 40

General Contractors

L.J. Gosselin N G Williams Premiere Insurance Sports-Can Sutton Sportscover Trans Canada William J. Sutton

A M Fredericks Central

Automobile Aviva Economical ING

Business Travel Accident ACE INA Chubb Echelon L.J. Gosselin Sports-Can Sutton Sportscover William J. Sutton

Commercial COOL Echelon Economical Grain ING Kingsway Premiere Insurance

Critical Illness ACE INA Echelon L.J. Gosselin Premiere Insurance Trans Canada William J. Sutton

Dental Echelon Encon L.J. Gosselin Premiere Insurance Trans Canada

Direct Marketing ACE INA

Disability

Group Creditor ACE INA Echelon L.J. Gosselin

Health Creechurch Echelon L.J. Gosselin Trans Canada William J. Sutton

Homeowners Aviva Economical ING

Legal Benefits Echelon Sterlon

Liability Aviva Central Creechurch ING Premiere Insurance Sports-Can Sutton Sportscover Trans Canada

Life ACE INA L.J. Gosselin Trans Canada William J. Sutton

Multi-National Benefits L.J. Gosselin

Personal Excess Liability Aviva Economical

Private School Tuition Fee Echelon L.J. Gosselin Trans Canada

Echelon L.J. Gosselin Trans Canada William J. Sutton

Stop-Loss (Health Benefits)

Errors And Omissions

Echelon L.J. Gosselin

A M Fredericks ACE INA Can-Sure Creechurch Encon ING N G Williams Sovereign Sutton Sportscover Totten Trans Canada

Echelon L.J. Gosselin

Travel Insurance

Visitors to Canada Medical L.J. Gosselin

Workers Compensation Replacement COOL Echelon L.J. Gosselin

HOSPITALITY

Expatriate

Adult Entertainment, Nightclubs

ACE INA L.J. Gosselin Sports-Can William J. Sutton

A M Fredericks Beacon Can-Sure Central

42 MKT

CHES Echelon Genmark N G Williams Special Risk Totten Trans Canada Universal

Bars, Sportsbars, Pubs, Lounges A M Fredericks Beacon Can-Sure Canada Worldwide Chesterfield Chutter Echelon Genmark Premier Marine Special Risk Totten Trans Canada Universal

Errors And Omissions A M Fredericks Can-Sure Creechurch HUD Special Risk

Family Restaurants A M Fredericks Avec Aviva AXA Beacon Can-Sure Canada Worldwide Central CHES Chesterfield Chutter Echelon Economical Genmark HUD ING JEVCO Kingsway N G Williams Premier Marine RSA South Western Special Risk Totten Trans Canada Universal York Fire

Fine Dining Restaurants A M Fredericks Avec Aviva AXA Beacon Can-Sure Canada Worldwide Central CHES Chesterfield

Chutter Echelon Economical Genmark HUD ING JEVCO Kingsway N G Williams Premier Marine RSA Special Risk Totten Trans Canada Universal York Fire

Food Borne Illness HUD Totten TSW

Hotel/Motel A M Fredericks ACE INA Avec AXA Beacon Can-Sure Canada Worldwide Central CHES Chesterfield Chutter Echelon Economical Elliott Genmark HUD JEVCO Kingsway N G Williams South Western Special Risk Trans Canada Universal Wawanesa XL York Fire

Lodges, Fishing Camps A M Fredericks AXA Beacon Can-Sure Central Chesterfield Chutter Echelon Elliott K&K N G Williams South Western Special Risk Sports-Can Underwriting Contract Universal

Rooming And Boarding Houses A M Fredericks Avec Continues on page 44

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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World-Class products – now available in every flavour. Sweet!

Few insurance companies in Canada offer an array of expertise as wide as AXA’s. Our Auto, Home, Commercial, Art, Surety, Marine, Critical Illness and Life Insurance products are among the most innovative in the marketplace.

Our approach and commitment is consistently simple; to offer and deliver Financial Protection for your clients by way of our unparalleled products.

AXA, your partner in the Financial Protection of your clients. www.axa.ca

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Continued from page 42

Beacon Can-Sure Canada Worldwide Central Chesterfield Echelon Elliott Genmark HUD ING Kingsway N G Williams Premier Marine South Western Special Risk Totten Trans Canada Underwriting Contract Universal

Royal Canadian Legions A M Fredericks AXA Beacon Can-Sure Canada Worldwide Central CHES Chesterfield Chutter Echelon Genmark Kingsway N G Williams Special Risk Trans Canada Universal

Substandard Risks A M Fredericks Avec Beacon Can-Sure Canada Worldwide Central CHES Chesterfield Echelon Genmark HUD ING South Western Special Risk Totten Trans Canada Underwriting Contract Universal

HOSPITALS ACE INA Aviva Elliott Frank Cowan N G Williams Special Risk Totten XL Zurich 44 MKT

INDIVIDUAL HEALTH L.J. Gosselin

INTERNET Access Providers ACE INA Can-Sure Chubb Creechurch Encon South Western Sovereign Special Risk Totten Trans Canada TSW Universal

Application Developers ACE INA Can-Sure Chubb Creechurch Encon South Western Sovereign Special Risk Totten Trans Canada TSW Universal

K&K PAL Prize Indemnity

Direct Mail Solicitation L.J. Gosselin ICSB K&K PAL Prize Indemnity Special Risk

Lottery L.J. Gosselin ICSB K&K Prize Indemnity

Scratch Cards Echelon L.J. Gosselin ICSB K&K Prize Indemnity South Western Special Risk

Slots L.J. Gosselin ICSB K&K Prize Indemnity Special Risk

Cyber Risks

Sports Book

ACE INA Can-Sure Chubb Creechurch Encon South Western Sovereign Special Risk Totten Trans Canada TSW Universal

L.J. Gosselin ICSB K&K Prize Indemnity

Online Rating Site ICSB Universal

Web Design A M Fredericks ACE INA Can-Sure Central Chubb Creechurch Encon South Western Special Risk Totten Trans Canada TSW Universal

JACKPOT COVERAGE Bingo Can-Sure Echelon L.J. Gosselin ICSB

Video Poker L.J. Gosselin ICSB K&K Prize Indemnity

KENNELS A M Fredericks Kingsway Totten Trans Canada York Fire

KIDNAP, RANSOM AND EXTORTION ACE INA Canada Worldwide Chesterfield Chubb L.J. Gosselin South Western Special Risk Sports-Can Totten Trans Canada TSW William J. Sutton

LEGAL EXPENSE INSURANCE Sterlon Totten

LITIGATION INSURANCE Judicial Delay L.J. Gosselin

MAIL INSURANCE Chubb Guarantee Company

MANUFACTURING AND RESOURCES (EXCEPT OIL AND GAS) Agricultural Equipment A M Fredericks ACE INA Avec AXA Boiler Inspection Can-Sure Chutter CNA Echelon Elliott HUD Kingsway MINT Special Risk Totten Trans Canada TSW XL Zurich

Agricultural Product A M Fredericks ACE INA AXA Chutter Elliott Kingsway South Western Special Risk Totten Trans Canada TSW

Amusement Equipment A M Fredericks Elliott MINT Special Risk TSW

Biotechnology A M Fredericks AXA Chubb COOL Creechurch Elliott MINT TSW Zurich

Chemicals, High Hazard ACE INA COOL Elliott MINT Special Risk Trans Canada TSW Zurich

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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Serving: Alberta • British Columbia • Manitoba • Saskatchewan

• Professional Liability Miscellaneous Classes • Medical & Health Care Providers Professional Liability • Architects & Engineers Professional Liability • Design Consultants Errors & Omissions

• Travel Agents Package Including E&O • Claims Adjusters Package Including E&O • Excess & Umbrella Liability • Subscription Property Participation • Commercial General Liability • High Value Dwellings & Automobiles

• Directors & Officers Liability • Builders Risk COC • Commercial Property & Casualty for Commercial & Industrial • Motor Truck Cargo • Auto Physical Damage

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Clothing A M Fredericks ACE INA Aviva AXA Boiler Inspection Can-Sure Canada Worldwide Central Chesterfield Chubb Chutter COOL Echelon Economical Elliott HUD ING Kingsway RSA South Western Special Risk Trans Canada TSW Universal Wawanesa XL York Fire Zurich

Contractors Equipment A M Fredericks Avec Aviva AXA Beacon Can-Sure Canada Worldwide Central Chesterfield Chubb Chutter CNA COOL Echelon Elliott HUD ING Kingsway Monarch N G Williams Special Risk Totten Trans Canada TSW Universal Wawanesa XL York Fire Zurich

Drugs, Pharmaceuticals, Perfumes, Cosmetics Central Chubb Chutter COOL Creechurch Elliott MINT 46 MKT

Special Risk Totten Trans Canada TSW Zurich

Excess Liability A M Fredericks ACE INA Aviva AXA Beacon Can-Sure Canada Worldwide Central Chesterfield Chubb Chutter CNA Creechurch Echelon Elliott Kingsway N G Williams RSA Special Risk Totten Trans Canada TSW XL Zurich

Explosives Elliott N G Williams Special Risk

Feed Mills A M Fredericks ACE INA Beacon Central Elliott Special Risk Trans Canada TSW

Fireworks Central Elliott MINT Special Risk

Food Processing A M Fredericks ACE INA Aviva AXA Beacon Boiler Inspection Can-Sure Central Chubb Chutter CNA COOL Echelon Economical Elliott HUD ING JEVCO

Kingsway RSA South Western Sovereign Special Risk Totten Trans Canada TSW Universal Wawanesa XL York Fire Zurich

Garment Contractors A M Fredericks ACE INA Avec Aviva AXA Can-Sure Central Chesterfield Chutter COOL Echelon Elliott HUD JEVCO Kingsway RSA South Western Special Risk Trans Canada TSW Universal Wawanesa XL Zurich

Highly Protected Manufacturing Risks A M Fredericks ACE INA Boiler Inspection Can-Sure Chesterfield Chubb Chutter N G Williams RSA Sovereign Totten Trans Canada TSW XL Zurich

Light Industry A M Fredericks ACE INA Avec Aviva AXA Beacon Boiler Inspection Can-Sure Canada Worldwide Central Chesterfield Chubb

Chutter CNA COOL Economical Elliott Genmark Grain HUD ING Kingsway Monarch N G Williams RSA South Western Special Risk Totten Trans Canada TSW Universal Wawanesa XL York Fire Zurich

Logging Operations (And Brush Clearing Equipment) A M Fredericks Avec AXA Can-Sure Central Chutter N G Williams South Western Special Risk Totten Trans Canada Underwriting Contract Zurich

Machine Shops A M Fredericks ACE INA Avec Aviva AXA Beacon Boiler Inspection Can-Sure Canada Worldwide Central Chesterfield Chubb Chutter CNA Echelon Economical Elliott Genmark Grain HUD ING Kingsway Monarch N G Williams RSA Sovereign Special Risk Totten Trans Canada Continues on page 48

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Continued from page 46

TSW Wawanesa XL York Fire Zurich

Machinery A M Fredericks ACE INA Avec Aviva AXA Beacon Boiler Inspection Can-Sure Canada Worldwide Central Chesterfield Chubb Chutter CNA COOL Creechurch Echelon Elliott HUD Kingsway Monarch N G Williams RSA Sovereign Special Risk TSW XL York Fire Zurich

Manufacturers’ Output Avec COOL N G Williams Special Risk TSW Zurich

Medical Products Boiler Inspection Can-Sure Chubb COOL Creechurch Elliott HUD MINT Monarch N G Williams Special Risk Totten TSW Zurich

CNA COOL Elliott Kingsway MINT N G Williams RSA South Western Special Risk TSW XL York Fire Zurich

Metal Products (Excluding Aircraft And Auto Parts) A M Fredericks ACE INA Avec Aviva AXA Boiler Inspection Can-Sure Canada Worldwide Central Chubb Chutter CNA COOL Economical Elliott Genmark HUD ING Kingsway N G Williams RSA South Western Sovereign Special Risk Totten TSW Wawanesa XL York Fire Zurich

Mining Operations

Chubb Chutter Creechurch Echelon Economical Elliott HUD ING Kingsway MINT RSA South Western Sovereign Special Risk Totten Trans Canada TSW Universal Wawanesa XL Zurich

Echelon Elliott HUD ING Kingsway RSA South Western Special Risk Totten TSW Wawanesa XL Zurich

Plastics, Synthetic Resins And Fibers

Canada Worldwide Central N G Williams RSA South Western Special Risk Totten Trans Canada TSW XL

A M Fredericks ACE INA Avec AXA Boiler Inspection Canada Worldwide Chesterfield Chubb Chutter CNA COOL Elliott ING Kingsway RSA South Western Sovereign Special Risk Totten Trans Canada TSW XL Zurich

A M Fredericks Can-Sure Chubb Chutter PAL RSA Special Risk Totten Trans Canada TSW XL Zurich

Portable Sawmills

Metal Products (Auto Parts)

Paper Products

Printing Operations

A M Fredericks ACE INA Avec Aviva AXA Boiler Inspection Chesterfield Chubb Chutter

A M Fredericks ACE INA Avec Aviva AXA Boiler Inspection Can-Sure Canada Worldwide Chesterfield

A M Fredericks ACE INA Avec Aviva AXA Can-Sure Chesterfield Chubb Chutter

48 MKT

A M Fredericks Avec Beacon Can-Sure Chesterfield Chutter Elliott Kingsway N G Williams Special Risk Underwriting Contract

C C R So So S TS

S

Product Contamination (Malicious) N G Williams RSA South Western Totten XL

Product Recall

To

A Av El K M TS X Zu

Rubber Recycling & Remanufacture A M Fredericks Chesterfield Chutter Elliott South Western Special Risk Totten

Safety Equipment A M Fredericks ACE INA Echelon Elliott Kingsway MINT Special Risk Totten

Sawmills A M Fredericks ACE INA Avec AXA Beacon Can-Sure Central Chutter N G Williams Special Risk Trans Canada Underwriting Contract

Software /Hardware ACE INA Can-Sure Central Chesterfield Chubb

CANADIAN UNDERWRITER INSURANCE MARKETER

A AC Av AX Ca C Ec El H K M S To TS X Zu

JULY 2008

08

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION CNA Creechurch RSA South Western Sovereign Special Risk TSW

Sporting Goods A M Fredericks ACE INA Avec AXA Can-Sure Chesterfield Echelon Elliott HUD Kingsway MINT Special Risk Totten TSW XL Zurich

Toys A M Fredericks Avec Elliott Kingsway MINT TSW XL Zurich

Woodworking Shops A M Fredericks ACE INA Avec Aviva AXA Beacon Can-Sure Canada Worldwide Central Chesterfield Chutter Elliott ING JEVCO Kingsway N G Williams RSA South Western Sovereign Special Risk Totten Trans Canada TSW Underwriting Contract Wawanesa XL Zurich

MARINE Antique Craft Atlantic Marine Aviva

Beacon CNA Premier Marine

South Western TSW

Boat And Boat Supply Dealers

ACE INA Atlantic Marine Avec AXA Beacon CNA N G Williams Premier Marine South Western Special Risk Totten XL

Cargo, Coastal

Atlantic Marine Aviva Beacon Chutter CNA K&K Premier Marine Special Risk Wawanesa

Boat Rental

Cargo, Contingent Ins

Avec Beacon Premier Marine Special Risk

ACE INA Atlantic Marine Avec AXA Chubb CNA Premier Marine Totten TSW XL

Builders Risks ACE INA Atlantic Marine Avec Aviva AXA Beacon Boiler Inspection Can-Sure Chubb Chutter CNA Premier Marine

Cargo, Ocean ACE INA Atlantic Marine Avec AXA Continues on page 50

The right partner can help you get a leg up on the competition.

If you’re looking to make the most of your business opportunities, CNA is there for you with an industry-wide reputation for integrity, diversity, financial strength and customer focus. We offer brokers the resources and support to help them succeed. Global presence.

Local underwriting authority.

Financial strength and stability.

When you want solid support for your business, we’re ready to give you a hand.

www.cnacanada.ca One or more of the CNA insurance companies underwrite the products and services described. Information is for illustrative purposes only and is not a contract. This document is intended to provide a general overview of products and services described. Remember that only the policy can provide the actual description, terms, conditions and exclusions. All coverages not available in all provinces. CNA, the OneWorld design, and the One Product One Source design are registered trade-marks of CNA Financial Corporation that are used under license. © 2006 Continental Casualty Company, Toronto, Canada.

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Continued from page 49

Fishing Vessels

Hull And Machinery

Off-Shore Drilling

W

Beacon Chubb CNA N G Williams Premier Marine South Western Special Risk Totten Trans Canada TSW XL Zurich

Atlantic Marine Avec Beacon Special Risk Trans Canada

ACE INA Atlantic Marine Avec AXA Beacon CNA Premier Marine South Western Special Risk Trans Canada XL

Atlantic Marine Special Risk XL

At Av AX Be C P So S X

Charter Risks ACE INA Atlantic Marine Avec AXA Beacon CNA Premier Marine South Western XL

Ferries ACE INA Atlantic Marine Avec AXA Beacon CNA Premier Marine Special Risk XL

Florida Coverage Atlantic Marine Premier Marine

High Performance/Cigarette Boats Atlantic Marine Beacon Premier Marine Special Risk

High Value Yachts Atlantic Marine Aviva Beacon N G Williams Premier Marine Special Risk

House Boats Atlantic Marine Aviva Beacon N G Williams Premier Marine Special Risk

Inland Waterway Vessels Atlantic Marine Avec AXA Beacon CNA Premier Marine XL

Jet Ski Atlantic Marine Beacon Premier Marine Special Risk

Marinas Atlantic Marine Aviva Beacon Can-Sure Canada Worldwide CNA HUD N G Williams Premier Marine Special Risk XL

Motor Truck Cargo L.L. ACE INA Atlantic Marine Avec Beacon Chubb CNA HUD Kingsway Monarch N G Williams Premier Marine South Western Special Risk Trans Canada TSW Zurich

Ocean Marine ACE INA Atlantic Marine Avec AXA Beacon Chubb CNA N G Williams Premier Marine South Western Special Risk TSW XL Zurich 50 MKT

Pleasure Craft Atlantic Marine Aviva AXA Beacon CNA Echelon Economical N G Williams Premier Marine Special Risk TSW

W P

Shiprepairers Legal Liability ACE INA Atlantic Marine Avec AXA Beacon CNA N G Williams Premier Marine XL

W

At AX Be C P

Z C

Stock Through-Put Atlantic Marine Avec CNA N G Williams South Western TSW XL

At P

M A

A Av Ce C El H

Terminal Operators Atlantic Marine Avec AXA Beacon CNA XL

M S

Tour Boats

A C G S TS Zu

ACE INA Atlantic Marine Avec AXA Beacon CNA Premier Marine Special Risk XL

M

C El Fr G N S Zu

Tugs, Barges ACE INA Atlantic Marine Avec Aviva AXA Beacon CNA N G Williams Premier Marine XL

M

A Ec P So S Tr W X

US Sales CNA COOL XL

CANADIAN UNDERWRITER INSURANCE MARKETER

At Av Be C P So S

JULY 2008

y

08

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Water Transport Services Atlantic Marine Avec AXA Beacon CNA Premier Marine South Western Special Risk XL

Wharf And Waterfront Property Atlantic Marine Aviva Beacon Chutter Premier Marine South Western Special Risk

Wooden Boats Atlantic Marine AXA Beacon CNA Premier Marine

Zebra Mussels (Pleasure Craft) Atlantic Marine Premier Marine

MISCELLANEOUS ARTICLES A M Fredericks Avec Central Chesterfield Elliott HUD

MUNICIPAL SCHEDULES A M Fredericks Chutter Guarantee Company Special Risk TSW Zurich

MUNICIPALITIES Chutter Elliott Frank Cowan Guarantee Company N G Williams Special Risk Zurich

MUSEUMS A M Fredericks Ecclesiastical Premiere Insurance South Western Special Risk Trans Canada Wawanesa XL

MUSICAL INSTRUMENTS A M Fredericks N G Williams Premiere Insurance Special Risk TSW XL

OIL AND GAS Above And Below Ground Storage ACE INA XL Zurich

Business Interruption ACE INA Chubb South Western XL Zurich

Drilling Equipment ACE INA Central CNA COOL South Western Special Risk Trans Canada Zurich

Environmental Damage Liability ACE INA Trans Canada XL Zurich

Excess Liability ACE INA Aviva Can-Sure Central Chubb CNA South Western Special Risk Trans Canada XL Zurich

Offshore Drilling ACE INA Can-Sure South Western Special Risk Zurich

Onshore Oil Well Drilling ACE INA Can-Sure Central Chubb CNA South Western Special Risk Zurich

Petroleum, Natural Gas, Well-Lease Property Chubb South Western XL Zurich

Pollution ACE INA Chubb COOL Elliott Encon South Western Special Risk Trans Canada XL Zurich

Aljk fe\ b\p

Ôkj pfli ZfekiXZkfi Xe[ d`jZ\ccXe\flj Yfe[ e\\[j% A<M:F c\X[j `e j\Zli`e^ Yfe[ jfclk`fej ]fi jdXcc Xe[ d\[`ld$j`q\[ Ylj`e\jj\j eXk`fen`[\% Fli \og\ik`j\ `e k_\ Ô\c[ `j i\Zf^e`q\[ Yp k_\ gi`mXk\ ZfejkilZk`fe `e[ljkip Xe[ ^fm\ied\ek Yf[`\j Xc`b\% A<M:F Yfe[ gif[lZkj Xi\ fg\e kf Xcc Yifb\ij%

Refineries, Property And Liability ACE INA Elliott Special Risk XL Zurich

Seismic Sovereign Zurich

Service Contractors ACE INA Aviva AXA Can-Sure Canada Worldwide Chubb Chutter CNA COOL Elliott RSA South Western Sovereign Special Risk Totten Trans Canada Zurich

Storage Risks ACE INA Can-Sure Elliott South Western Special Risk XL Zurich

:fekiXZkfi 9fe[j1 9`[ 9fe[j Æ C\kk\ij f] @ek\ek G\i]fidXeZ\ 9fe[j $ DX`ek\eXeZ\ 9fe[j CXYfli DXk\i`Xc GXpd\ek 9fe[j D`jZ\ccXe\flj 9fe[j Æ C`Z\ej\ G\id`kj1 KiXm\c 8^\eZp $ Gi`mXk\ @em\jk`^Xk`fe# J\Zli`kp# fi :fcc\Zk`fe 8^\eZp Æ :ljkfdj <oZ`j\ Gif]\jj`feXc fi Gi`mXk\ JZ_ffcj Lj\[ M\_`Zc\ ;\Xc\ij Æ HlXii`\j&JXe[ G`kj Cfkk\i`\j Xe[ IXZ\j $ Cfjk MXcl\j Xe[ dfi\¿ :flek fe fli gifdgk j\im`Z\# \og\ik g\ijfee\c# Zfdg\k`k`m\ iXk\j Xe[ Õ\o`Yc\ ^l`[\c`e\j kf d\\k dfjk f] pfli jg\Z`Xc`q\[ Zc`\ek\c\Ëj e\\[j%

($/''$*-($/,''

US Risks ACE INA Can-Sure Chubb COOL XL Zurich

Well Blow Out (Cost Of Control) ACE INA Can-Sure Chubb Zurich

Klie$b\p jfclk`fej nnn%a\mZf%ZX

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Wind Farms Special Risk Trans Canada XL Zurich

Wireline Logging AXA Can-Sure Chubb CNA South Western Sovereign Special Risk Zurich

OVERSEAS EXPOSURES Automobile ACE INA Chubb CNA COOL Zurich

Boiler And Machinery Chubb COOL TSW XL Zurich

Defense Base Act Liability L.J. Gosselin

Disability L.J. Gosselin William J. Sutton

Errors And Ommissions A M Fredericks ACE INA Can-Sure Chesterfield Creechurch N G Williams Special Risk TSW Zurich

Excess Liability A M Fredericks AXA Can-Sure Canada Worldwide CHES Chubb Chutter CNA COOL Creechurch Elliott N G Williams Special Risk TSW XL Zurich

Foreign Voluntary Workers Compensation ACE INA Chubb 52 MKT

CNA COOL TSW Zurich

Global Master Controlled Programs ACE INA Chubb CNA COOL Special Risk TSW XL Zurich

Oil And Gas Consultants ACE INA Can-Sure N G Williams Special Risk XL

Property

HUB Special Risk

ACE INA Chubb CNA COOL N G Williams Special Risk Totten TSW XL Zurich

Incidental Exposures

U.S. Products Liability

Greenhouses

AXA Premiere Insurance Special Risk TSW XL

International Employee Benefits Chubb Echelon L.J. Gosselin TSW Zurich

Liability ACE INA Avec AXA Can-Sure Canada Worldwide CHES Chubb CNA COOL Creechurch N G Williams South Western Special Risk TSW XL Zurich

Marine Cargo Atlantic Marine Avec Beacon CHES Chubb CNA COOL N G Williams South Western Totten TSW XL Zurich

A M Fredericks ACE INA Avec AXA Can-Sure Chubb Chutter CNA COOL Creechurch Elliott South Western Sovereign Special Risk TSW XL York Fire Zurich

U.S. Workers Compensation CNA COOL TSW Zurich

Umbrella Liability A M Fredericks ACE INA Chesterfield Chubb Chutter CNA Creechurch Elliott Special Risk TSW XL Zurich

War Risk, AD & D L.J. Gosselin Sports-Can William J. Sutton

War Risk, Term Life William J. Sutton

Medical

World Wide Product Liability

Creechurch L.J. Gosselin Sports-Can William J. Sutton

ACE INA AXA Canada Worldwide Chubb

CNA COOL Creechurch Elliott South Western Special Risk Totten TSW XL Zurich

En So

M

AC C El P So

N

PERSONAL INJURY Advertisers ACE INA Chubb Elliott Encon South Western

AC C El So

N

Advertising Agencies ACE INA Chubb Elliott Encon South Western

AC C El So

N

AC C El P So

Book Publisher ACE INA Chubb Elliott Encon Premiere Insurance South Western

P O

Broadcasters, Radio And Television

C P TS U

ACE INA Chubb Elliott Premiere Insurance South Western Unionville

Cablecasters ACE INA Chubb Elliott South Western

Internet Liability ACE INA Chubb South Western Special Risk

Internet Service Provider Chubb Encon South Western Special Risk

Libel, Slander ACE INA AXA Chubb Elliott Encon Premiere Insurance South Western

Magazine, Publishers ACE INA Chubb Elliott

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

C

08

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Encon South Western

Media Holding Cos. ACE INA Chubb Elliott Premiere Insurance South Western

Newspaper Carriers ACE INA Chubb Elliott South Western

Newspapers ACE INA Chubb Elliott South Western

Non-Profit Media ACE INA Chubb Elliott Premiere Insurance South Western

Producers Errors And Ommissions Chubb Premiere Insurance TSW Unionville

Radio, TV And Film

Contractors

Real Estate

ACE INA Chubb Premiere Insurance South Western TSW Unionville

ACE INA Elliott Encon Special Risk Totten Trans Canada TSW XL Zurich

ACE INA XL Zurich

Societies And Associations Chubb Elliott Encon Premiere Insurance

Contractors, Remediation ACE INA Totten Trans Canada Zurich

POLITICAL RISK Chubb COOL N G Williams Special Risk Totten TSW

Environmental ACE INA Elliott Special Risk Trans Canada TSW XL Zurich

POLLUTION Consultant

Fixed Facilities

ACE INA Creechurch Special Risk Totten Trans Canada TSW XL Zurich

ACE INA Chubb XL Zurich

CANADIAN UNDERWRITER INSURANCE MARKETER

Pesticide Liability Elliott Sinclair-Cockburn Totten

JULY 2008

Storage Tank Liability ACE INA COOL Elliott Encon Totten TSW XL Zurich

US Risk ACE INA COOL TSW XL Zurich

PROPERTY “Outbreak” Extra Expense (Contagion Ins. Risk) MINT Totten

60 Amp Service A M Fredericks Avec Chesterfield Genmark HUD Continues on page 54

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Continued from page 53

Sovereign Special Risk Totten Trans Canada TSW Universal Wawanesa XL Zurich

ING Premier Marine South Western Special Risk Totten Trans Canada Underwriting Contract

Builders Risk A M Fredericks ACE INA Avec Aviva AXA Beacon Boiler Inspection Can-Sure Canada Worldwide Central CHES Chesterfield Chutter CNA Economical Elliott Encon Genmark HUD Kingsway N G Williams Premier Marine RSA South Western

Trans Canada TSW

Difference In Conditions Chubb Special Risk TSW Underwriting Contract

Excess Property

A M Fredericks Avec Beacon Can-Sure Chesterfield Elliott Genmark HUD ING Premier Marine South Western Special Risk Totten Trans Canada Underwriting Contract

ACE INA Can-Sure Canada Worldwide CHES Chesterfield Chubb Elliott N G Williams South Western Sovereign Special Risk Totten Trans Canada TSW Universal XL Zurich

Contents in Storage

Furriers

A M Fredericks Beacon Can-Sure Chesterfield PAL Premier Marine

AXA Chesterfield N G Williams Trans Canada

Claims Frequency

Greenhouses A M Fredericks Can-Sure Echelon HUB Sinclair-Cockburn Special Risk Underwriting Contract

High Valued Property

ring insura

n

ce

D

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. kee ing p you mov

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o

As we move the business forward we have simplified, refreshed and modernized our corporate brand.

We are now known simply as RSA. Same bright ideas. Same great products. And most importantly, the same positive people. After all, it’s people that get things moving.

See how we can keep you moving.

Visit www.rsagroup.ca. © 2008. RSA is a registered trade name of Royal & Sun Alliance Insurance Company of Canada.

“RSA” and the RSA logo are trademarks owned by RSA Insurance Group plc, licensed for use by Royal & Sun Alliance Insurance Company of Canada.

54 MKT

A M Fredericks ACE INA Avec Aviva Can-Sure Canada Worldwide Chesterfield Chubb Genmark Guarantee Company HUD Monarch N G Williams Premier Marine South Western Special Risk Totten Trans Canada TSW Universal XL Zurich

Highly Protected Manufacturing Risks A M Fredericks ACE INA Avec Boiler Inspection

G P R So S U W

Can-Sure CNA N G Williams Sovereign Totten Trans Canada TSW XL Zurich

M

A Av C So S To TS

Homeowners With Boarders A M Fredericks Beacon Central Chesterfield Genmark HUD ING Premier Marine South Western Special Risk Totten Underwriting Contract Universal

N

A Av Be C H S U

Independent Schools/Day Cares A M Fredericks Avec AXA Beacon Can-Sure Ecclesiastical Elliott Frank Cowan RSA South Western Totten

A AX Ca IN R S

P

AC Ca C M N So S TS U X Zu

Jewelry A M Fredericks Aviva AXA Canada Worldwide Central CHES Chesterfield Guarantee Company N G Williams South Western Special Risk Trans Canada

R

Legal Expense CHES Echelon Frank Cowan Sterlon Totten

Mobile Homes (NonMotorized) A M Fredericks Avec Aviva Beacon Can-Sure Echelon Elliott Genmark Grain

CANADIAN UNDERWRITER INSURANCE MARKETER

N

JULY 2008

A Av Av AX Be Ca Ca Ce C C Ec Ec El G H IN K N P So S To Tr TS

C

08

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Guarantee Company Premier Marine RSA South Western Special Risk Underwriting Contract Wawanesa

Mortgagee In Possession A M Fredericks Avec Chesterfield South Western Special Risk Totten TSW

ING Kingsway N G Williams RSA Universal York Fire

Underwriting Contract Universal Wawanesa

Retail Flower Shops A M Fredericks Avec Aviva AXA Beacon Can-Sure Canada Worldwide Central Chesterfield Echelon

Short Term Rentals A M Fredericks Beacon Can-Sure Chesterfield HUD Special Risk

Non-CSA Woodburners A M Fredericks Avec Beacon Chesterfield HUD Special Risk Underwriting Contract

Helping brokers with tough liability insurance problems since 1966

Nurseries A M Fredericks AXA Can-Sure ING RSA Sinclair-Cockburn

Primary Or Excess Placements ACE INA Can-Sure Chubb Monarch N G Williams Sovereign Special Risk TSW Underwriting Contract XL Zurich

Rental Property A M Fredericks Avec Aviva AXA Beacon Can-Sure Canada Worldwide Central Chesterfield Chutter Echelon Economical Elliott Genmark HUD ING Kingsway N G Williams Premier Marine South Western Special Risk Totten Trans Canada TSW CANADIAN UNDERWRITER INSURANCE MARKETER

• Hard-to-place liability risks • Sport, leisure & recreation • Security and protection industry – including failure to perform • USA premises & product liability • Pollution & environmental liability • Umbrella liability • Excess auto & general liability • Directors & Officers Liability • Architects, engineers & environmental consultants E & O • Insurance brokers E & O • Miscellaneous E & O & medical malpractice • Media liability & libel slander exposures • Property & inland marine 130 Adelaide Street West, 8th Floor, Suite 810, Toronto, Ontario M5H 3P5 Tel: (416) 601-1133 Fax: (416) 601-1150 Toll Free: (800) 223-8858

2000 Rue Mansfield, Suite 710, Montreal, PQ H3A 2Z4 Tel: (514) 849-4992 Fax: (514) 849-9443 Toll Free: (877) 771-1211

Visit our web-site — www.elliottsr.com JULY 2008

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Genmark HUD ING Monarch Premier Marine South Western Special Risk Totten Trans Canada Underwriting Contract Universal

Silverware A M Fredericks Aviva Guarantee Company Special Risk

Stand-alone Seasonals A M Fredericks Avec Aviva Beacon Can-Sure Central Chesterfield Echelon Economical Elliott HUD ING Premier Marine RSA South Western Special Risk Totten Trans Canada Underwriting Contract Universal Wawanesa

N G Williams Premier Marine South Western Special Risk Totten Trans Canada Underwriting Contract Universal

Piers And Docks

Vending Machines

Pipelines

Terrorism

A M Fredericks Can-Sure PAL

A M Fredericks Atlantic Marine Canada Worldwide CHES Chesterfield Special Risk TSW

Can-Sure Special Risk XL Zurich

N G Williams South Western Totten TSW Zurich

Unusual Buildings A M Fredericks Avec Beacon Can-Sure Canada Worldwide Central Chesterfield Elliott ING N G Williams Premier Marine South Western Special Risk Totten Trans Canada Underwriting Contract Universal

Student Dwellings A M Fredericks Avec Beacon Can-Sure Central Chesterfield Echelon Genmark ING Premier Marine South Western Totten Trans Canada Underwriting Contract

Vacant And Idle Buildings A M Fredericks ACE INA Avec Aviva Beacon Can-Sure Canada Worldwide Central Chesterfield Echelon Elliott Genmark HUD ING

Substandard Property A M Fredericks Avec Aviva Beacon Can-Sure Central Chesterfield Echelon Elliott

RAILWAY ROLLING STOCK

REAL PROPERTY Bridges And Tunnels Can-Sure South Western Special Risk Totten TSW XL Zurich

Dams And Hydro Projects Boiler Inspection Can-Sure South Western Special Risk Totten TSW XL Zurich

Excess Liability ACE INA Can-Sure Canada Worldwide Elliott Special Risk Totten TSW XL Zurich

Fibre Optics Cable XL Zurich

Beacon Chutter Premier Marine Special Risk TSW XL Zurich

Power Generation TSW XL Zurich

Radio And Television Towers And Equipment ACE INA Elliott South Western Special Risk TSW Zurich

Storage Tanks Elliott Special Risk XL Zurich

Toll Highways Zurich

US Risks COOL Totten TSW XL Zurich

H P So S Th To

S

Fr

O E

AC Ec L.

S

AC Ec L. Tr W

Tu

L. Tr

S E

A

AC C Ec L. P S S TS U W

B

PA

RENEWABLE ENERGY Ecoinsurances XL

C

Be C

SALONS A M Fredericks Avec AXA Can-Sure Canada Worldwide Central Echelon

Our Bond Is Your Guarantee Travelers Guarantee Company of Canada is a leading provider of surety products in Canada. We are committed to customer service excellence and forging strong business relationships. When you deal with Travelers Guarantee you can be confident you are dealing with the expertise required to get the job done.

Surety . Warranty . Specialty Insurance Contact your broker for information

.

Title Insurance

www.travelersguarantee.com

C

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION HUD Premier Marine South Western Special Risk Thorah Totten

SCHOOLS Frank Cowan

Out Of The Country Emergency Medical ACE INA Echelon L.J. Gosselin

Student Accident ACE INA Echelon L.J. Gosselin Trans Canada William J. Sutton

Tuition Expense Protection L.J. Gosselin Trans Canada

SPORTS AND ENTERTAINMENT

Film And Entertainment Chubb Echelon L.J. Gosselin ICSB Premiere Insurance South Western Special Risk TSW Unionville William J. SuttonHorse Track

Contractual Bonus/Incentive Chubb L.J. Gosselin ICSB K&K Prize Indemnity Special Risk Sutton Sportscover Totten TSW

Racing Elliott Equine K&K Premiere Insurance

Death And Disgrace

Jockey, Accident And Weekly Indemnity

Chubb L.J. Gosselin ICSB Prize Indemnity Special Risk Sports-Can Sutton Sportscover TSW William J. Sutton

AD & D Only ACE INA Chubb Echelon L.J. Gosselin Premiere Insurance Sports-Can Sutton Sportscover TSW Universal William J. Sutton

L.J. Gosselin K&K Special Risk TSW

Medical Malpractice Elliott L.J. Gosselin N G Williams South Western TSW Universal

Event Cancellation

Bands PAL

Concerts, Theatre Beacon Chubb

PAL Premiere Insurance Prize Indemnity South Western Special Risk Sutton Sportscover Totten TSW Universal William J. Sutton

Elliott L.J. Gosselin Grain ICSB K&K PAL Premier Marine Premiere Insurance South Western Special Risk Sports-Can Totten TSW Universal

Beacon Central Chubb L.J. Gosselin ICSB K&K N G Williams

Non Appearance Beacon Central Chubb

L.J. Gosselin ICSB K&K PAL Premiere Insurance Prize Indemnity South Western Special Risk Sutton Sportscover Totten TSW William J. Sutton

Occupational AD & D ACE INA Echelon L.J. Gosselin Sutton Sportscover William J. Sutton

Pro Athletes Life And Disability L.J. Gosselin K&K TSW William J. Sutton

Riding Instructors, Accident And Weekly Indemnity Echelon Equine L.J. Gosselin K&K Special Risk Sports-Can TSW

Sports Associations Aviva Beacon Echelon Elliott L.J. Gosselin K&K Premiere Insurance South Western Continues on page 58

Quick response, Experienced underwriting, Competitive pricing, Efficient document management all adds up to CHES being your market of choice.

HOSPITALITY – From licensed family restaurants to night clubs, including forcible ejection for qualified accounts.

TERRORIST ACTS – Minimum premiums of $1,500 for eligible risks, direct damage, business interruption and GL coverage available.

DISTRESSED PROPERTY / C.G.L. – Whether property or casualty, we have the expertise to assist in finding the proper terms and conditions for accounts that need special attention; regardless of the market conditions.

PERSONAL WATERCRAFT – including PWC, related water sports, for eligible vessels Guaranteed Replacement up to 36 months, (7) seven years full Replacement Cost, broad wording, competitive pricing.

JEWELLERS BLOCK – Complete line of products and services for Jewellery businesses including CGL, etc.

www.chesspecialrisk.ca

Applications / Program and Contact details at www.chesspecialrisk.ca CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Continued from page 57

Beacon ICSB K&K Prize Indemnity Special Risk

Special Risk Sports-Can Sutton Sportscover Totten TSW Universal

Basketball Shoot

Echelon Elliott L.J. Gosselin K&K Premiere Insurance South Western Special Risk Sports-Can Sutton Sportscover TSW Universal

A M Fredericks Echelon L.J. Gosselin ICSB K&K Morgex PAL Prize Indemnity South Western Special Risk Sutton Sportscover Totten Trans Canada William J. Sutton

Travelling Athletes

Bean Bag Toss

Echelon L.J. Gosselin Premiere Insurance Sports-Can Sutton Sportscover Universal William J. Sutton

A M Fredericks Echelon ICSB K&K Prize Indemnity Special Risk Sutton Sportscover William J. Sutton

Sports, Accident And Liability

SPORTS PROMOTION Air Show

Bowl A M Fredericks

A M Fredericks

ICSB K&K Special Risk

L.J. Gosselin ICSB K&K South Western Special Risk Sutton Sportscover

K&K Morgex PAL Premier Marine Prize Indemnity Sovereign Special Risk Sutton Sportscover Totten Trans Canada William J. Sutton

Coupon Over-Redemption

Lacrosse Target

L.J. Gosselin ICSB K&K Prize Indemnity Sutton Sportscover

Echelon L.J. Gosselin ICSB K&K Prize Indemnity Special Risk Sutton Sportscover Totten William J. Sutton

Contractors Bonus Incentives

Excess Liability A M Fredericks Elliott ICSB K&K N G Williams Special Risk Sports-Can

UNDERWRITING SERVICES est. 1996

Take a BITE out of your competition.

Casualty Products • CGL • Excess • Umbrella • Excess Auto • Miscellaneous Errors & Omissions

Property Products • Standard & Substandard Property • Large Limits Available

Personal Lines Products • Contact Dave Lyons at 604-522-8870 • or 1-866-683-8870

• Excellent Service + Commissions • No Policy Fees • No Contract Required • All Facilities Canadian Licensed Ph: 604-984-0285 • Toll Free: 1-888-382-6697 Fax: 604-984-6140 #314 – 255 West 1st Street, North Vancouver, B.C., V7M 3G8

www.chutteruw.com

Echelon K&K Prize Indemnity

Fish Weight

Paper Airplane Toss

Echelon K&K Prize Indemnity Sutton Sportscover Totten

Echelon L.J. Gosselin ICSB K&K Prize Indemnity Special Risk

Football Field Goal

Chutter

Lucky Key Pick

Echelon L.J. Gosselin ICSB K&K Morgex N G Williams Prize Indemnity Special Risk Sutton Sportscover William J. Sutton

Hockey Goal Echelon L.J. Gosselin ICSB K&K Morgex N G Williams PAL Prize Indemnity South Western Special Risk Sutton Sportscover Totten Trans Canada William J. Sutton

Hole In One Beacon Central Chubb Echelon L.J. Gosselin ICSB ING JEVCO

Prize Indemnity Aviva Central Echelon L.J. Gosselin ICSB K&K Morgex PAL Prize Indemnity South Western Sovereign Special Risk Sutton Sportscover Totten Trans Canada William J. Sutton

Promotion Incentives Beacon Echelon L.J. Gosselin ICSB K&K Prize Indemnity Special Risk Sutton Sportscover

Radio Promo L.J. Gosselin ICSB K&K PAL Prize Indemnity Special Risk

Cont

58 MKT

CANADIAN UNDERWRITER INSURANCE MARKETER

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Skeet Perfect Game

Visitors Medical

K&K Prize Indemnity

L.J. Gosselin Sports-Can

Tag Fish Echelon ICSB K&K Morgex N G Williams PAL Prize Indemnity South Western Special Risk Sutton Sportscover Totten Trans Canada William J. Sutton

Weather Promos Central L.J. Gosselin ICSB K&K Morgex N G Williams PAL Prize Indemnity Trans Canada William J. Sutton

TRAVEL Accident ACE INA Chubb Echelon L.J. Gosselin Sports-Can William J. Sutton

Genmark Guarantee Company Kingsway Monarch N G Williams Premiere Insurance RSA South Western Sovereign Special Risk Sports-Can Totten Trans Canada TSW XL Zurich

TRIP TRANSIT A M Fredericks Atlantic Marine Avec AXA Chutter Kingsway N G Williams Special Risk TSW Zurich

UMBRELLA AND EXCESS LIABILITY

Baggage Chubb L.J. Gosselin Sports-Can

Business/Medical/Excess Medical L.J. Gosselin William J. Sutton

Excess Health L.J. Gosselin Sports-Can

Expatriate Term Life Incl War Risk Sports-Can William J. Sutton

Health L.J. Gosselin Sports-Can

Out Of Country Emergency Medical ACE INA Echelon L.J. Gosselin Sports-Can William J. Sutton

Trip Cancellation Chubb L.J. Gosselin Sports-Can CANADIAN UNDERWRITER INSURANCE MARKETER

Atlantic Marine Canada Worldwide Central COOL Economical Elliott HUD Kingsway RSA Sovereign Special Risk Wawanesa Zurich

Grain Elevators Grain Special Risk Zurich

UTILITIES ACE INA Echelon Special Risk TSW Zurich

A M Fredericks ACE INA Aviva AXA Can-Sure Canada Worldwide Central Chesterfield Chubb Chutter CNA Creechurch Echelon Economical Elliott

General

WARRANTY Appliance, Home

WAREHOUSING Distilled Spirits Zurich

Excess Liability Central Elliott RSA Special Risk Zurich

A M Fredericks Aviva Echelon L.J. Gosselin Trans Canada Travelers Guarantee

Commercial Equipment A M Fredericks Echelon Special Risk

N.G. Williams AND ASSOCIATES LTD.

SPECIAL INSURANCE MARKETS FOR HARD TO PLACE LINES. For more than twenty years we have served insurance brokers from coast to coast with property and casualty markets which are imaginative and ďŹ&#x201A;exible. From equipment at the top of Mt. Everest to E&O for pollution credit programs, we have facilities for insuring the most unusual. All our facilities are fully licensed in Canada.

ON MORE DOWN-TO-EARTH RISKS WE OFFER VERY COMPETITIVE QUOTES FOR: s LOGGING EQUIPMENT

s FINE ARTS

s HIGH-END PERSONAL LINES

s SAWMILLS

s TRUCK CARGO LIABILITY

s OVERSEAS RISKS

s STANDING TIMBER

s LONG-HAUL TRUCKING

s HELICOPTER LIFTS

s COMMERCIAL PROPERTY

s OILFIELD HAULING

s D&O

s MINING RISKS

s E&O

s U.S. RISKS

s COMMERCIAL LIABILITY

502-850 West Hastings Street, Vancouver, BC V6C 1E1 Tel (604) 683-9351 Fax (604) 683-9311 Email Inquiries: ngwilliams@telus.net

www.ngwilliams.com

JULY 2008

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Engines, Rebuilt

Recreation Vehicle Extended Warranties

Echelon

Extended Care For New And Used Auto

Echelon L.J. Gosselin

Aviva Echelon L.J. Gosselin Travelers Guarantee

Used Auto Echelon Travelers Guarantee

Extended Product Aviva Echelon L.J. Gosselin Special Risk Travelers Guarantee

Limited Depreciation Echelon Travelers Guarantee

Manufactured Home Warranty Echelon L.J. Gosselin

WEATHER L.J. Gosselin ICSB K&K Prize Indemnity South Western Special Risk William J. Sutton XL

WHOLESALE, RETAIL, SERVICE ATM’s

Echelon

A M Fredericks CHES PAL

New Buildings

Auto Dealers Showroom

A M Fredericks Echelon

AXA Chutter Special Risk

Marine Craft

Plumbing, Electrical Installations, Heating Echelon Travelers Guarantee

Automobile Repair Garages And Service Stations A M Fredericks

Aviva AXA Can-Sure Chutter Economical Elliott Genmark Grain HUD ING Kingsway RSA South Western Special Risk York Fire

Building Centres A M Fredericks Avec Aviva AXA Beacon Can-Sure Central Chutter HUD Kingsway RSA South Western Sovereign Special Risk Trans Canada Universal Wawanesa

Building Supply Stores SERVING THE INSURANCE NEEDS OF BRITISH COLUMBIA & ALBERTA SINCE 1919

HUD INSURANCE SERVICES Hard Underwriting Decisions

MOTOR TRUCK CARGO • SPECIAL RISK COURSE of CONSTRUCTION • FARM PROGRAM HARD to PLACE: PROPERTY • LIABILITY • COMMERCIAL • HOMEOWNERS VACANT DWELLINGS • RENTED DWELLINGS • REPAIR GARAGE

A M Fredericks Avec Aviva AXA Beacon Can-Sure Canada Worldwide Central Chutter Elliott HUD Kingsway RSA South Western Sovereign Special Risk Trans Canada Universal Wawanesa

Coin Dealers

MOTOR TRUCK CARGO Quotes: grantj@hudinsurance.com Farm Program Underwritten by:

The Mutual Fire Insurance Company Of British Columbia

60 MKT

hudinsurance.com PHONE: 604-322-1000 FAX : 604-325-1414 TOLL-FREE: 1-800- 463-4831

A M Fredericks Kingsway PAL RSA South Western Special Risk XL

Computer Retailers Or Wholesales A M Fredericks Avec Aviva AXA Beacon Can-Sure

Central Chutter Creechurch Kingsway RSA Special Risk Universal Wawanesa

El K R So S Tr TS X

Convenience Stores

F

A M Fredericks Aviva AXA Beacon Can-Sure Canada Worldwide Central Chutter Economical Elliott Genmark Grain HUD ING Kingsway RSA Special Risk Totten Trans Canada Universal Wawanesa

A AX C Ec Ec El H K S Tr W

F

A Be Ce G S Tr Zu

F

Dealer Floor Plans Chubb Special Risk Trans Canada

Dental Equipment Dealers Aviva AXA Central Creechurch Kingsway Universal

F

A Av Av AX Ca Ca Ce Ec H IN K R To U W Yo

Equipment Dealers A M Fredericks Avec AXA Can-Sure Central Chutter CNA Echelon Economical Elliott Kingsway Special Risk Trans Canada Universal Wawanesa Zurich

F

A Ca Ca C C El K R So So S

Excess Liability A M Fredericks Aviva AXA Beacon Central Chutter CNA Echelon

CANADIAN UNDERWRITER INSURANCE MARKETER

A Ca C El So S To Tr X

JULY 2008

C

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SEE PAGES 62-66 FOR COMPANY CONTACT INFORMATION Elliott Kingsway RSA South Western Special Risk Trans Canada TSW XL

Farm Equipment Dealers A M Fredericks AXA Chutter Echelon Economical Elliott HUD Kingsway Special Risk Trans Canada Wawanesa

Trans Canada TSW Universal XL Zurich

RV Dealers

Furriers Block

A M Fredericks Avec AXA Beacon Chutter Echelon Kingsway RSA

A M Fredericks K&K Special Risk

Rental Equipment Dealers

Avec Aviva AXA CHES Special Risk

Greenhouses A M Fredericks Can-Sure HUB Sinclair-Cockburn South Western Special Risk

Retail Chain Package A M Fredericks Aviva AXA Beacon Can-Sure Central Economical Grain ING Special Risk Trans Canada TSW Universal

Jewelers Block

A M Fredericks Beacon Central Grain Special Risk Trans Canada Zurich

Avec AXA Canada Worldwide Central CHES Chesterfield South Western Special Risk Trans Canada

Fine Arts

Laundry/Dry Cleaners

Feed Mills

A M Fredericks Can-Sure Chesterfield Elliott South Western Special Risk Totten Trans Canada XL

Florists

US Risks Can-Sure Chutter COOL South Western Special Risk TSW

Video Lottery Terminals A M Fredericks PAL

Self Storage Facilities

A M Fredericks Avec Aviva AXA Can-Sure Central ING Kingsway RSA Special Risk

A M Fredericks Avec AXA Beacon

Get the job. Done.

TM

A M Fredericks Avec Aviva AXA Can-Sure Canada Worldwide Central Echelon HUD ING Kingsway RSA Totten Universal Wawanesa York Fire

Motorcycle Dealers

Foreign/USA Sales

Protective Services Industry

A M Fredericks Can-Sure Canada Worldwide Chutter CNA Elliott Kingsway RSA South Western Sovereign Special Risk

Can-Sure Central CHES Chutter Genmark RSA Special Risk York Fire

AXA Echelon Special Risk

Nursey/Garden Centre A M Fredericks Aviva AXA Canada Worldwide Chutter ING Kingsway RSA Sinclair-Cockburn York Fire

A M Fredericks Aviva Can-Sure South Western Special Risk Totten Trans Canada

CANADIAN UNDERWRITER INSURANCE MARKETER

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COMPANY CONTACTS LEGEND INSURER (W) = WHOLESALER (B) = BROKER (M) = MGA (I)

=

A A M FREDERICKS UNDERWRITING MANAGEMENT INC. (M) 339 Westney Rd Suite 201 Ajax ON L1S 7J6 905 428-1269 Fax: 905 428-3977 Toll Free: 888 302-9215 Toll Free Fax: 800 613-5947 amfinfo@amfredericks.com www.amfredericks.com Tony Fredericks

AVRO INSURANCE MANAGERS LTD. (W) Box 789 Langley BC V1M 2S2 Fax: 604 608-3384 www.avroins.com Brenda Rorvik 604 881-2232 Toll Free: 800 796-AVRO brenda@avroins.com David Blair 604 857-0771 Toll Free: 800 599-0069 david@avroins.com

The Exchange Tower 130 King St. W. 12th Floor Toronto ON M5X 1A6 www.ace-ina-canada.com Lynn Woodburn 416 594-3032 Fax: 416 594-3000 lynn.woodburn@ace-ina.com

ATLANTIC MARINE UNDERWRITERS INC. (W) 223 Kent St W Lindsay ON K9V 2Z1 705 878-9014 Fax: 705 878-4387 www.atlanticmarine.net Peter J. Taylor

AVEC INSURANCE MANAGERS INC. (M) 25 Toronto St. Suite 200 Toronto ON M5C 2R1 416 862-2832 Fax: 416 862-9388 Toll Free: 800 959-9423 www.avecami.com Robert Trout 416 862-2832 Ext. 225 robert.trout@avecami.com

AVIVA CANADA GROUP OF COMPANIES (I) 2206 Eglinton Ave. E. Scarborough ON M1L 4S8 Toll Free: 800 387-4518 www.avivacanada.com

62 MKT

100-1400 1st St. S.W. Calgary AB T2R 0V8 403 263-4666 Fax: 403 237-9976 Toll Free: 888 263-5146 www.canadaworldwide.ca Simcoe, ON Toll Free: 866 401-3858 Toronto, ON Toll Free: 888 745-5502 Montreal, QC Toll Free: 888 840-2541

AXA (I) 700-2020 University Ave. Montréal QC H3A 2A5 Fax: 514 282-0335 www.axa.ca No`e´lla Deraspe 514 282-6817 Ext. 2473 noella.deraspe@axa-canada.com

B

ACE INA INSURANCE (I)

CANADA WORLDWIDE UNDERWRITING AGENCIES INC. (M)

CENTRAL UNDERWRITERS INC. (W) 304-2 Lansing Square North York ON M2J 4P8 416 489-5453 Fax: 416 489-1378 submissions@centralunderwriters.com www.centralunderwriters.com

CG&B PROFESSIONAL LIABILITY (B)

BEACON UNDERWRITING LTD. (W, M) 150 Hudson Ave. Salmon Arm BC V1E 4N5 250 832-1008 Fax: 250 832-3222 Toll Free: 888 645-8811 www.beacon724.com Rick Roberts

120 South Town Centre Blvd.

Markham ON L6G 1C3 905 948-2640 Fax: 905 948-2069 Toll Free: 800 267-6670 professional.liability@cgbgroup.com www.cgbgroup.com Lynda Clive

CHES SPECIAL RISKS INC. (W)

THE BOILER INSPECTION AND INSURANCE CO. OF CANADA (I) 250 Yonge St Suite 3000 Toronto ON M5B 2L7 416 362-1203 Fax: 416 362-6601 www.biico.com David Pivato 416 216-7192 dpivato@biico.com

5330 Canotek Rd Ottawa ON K1J 9C1 613 837-6100 CHES@chesspecialrisk.ca www.chesspecialrisk.ca Doug Everett

CHESTERFIELD CANADA INC. (W, M) 509 Bronson Ave Ottawa ON K1R 6J8 613 237-3939 Fax: 613 233-4334 inquiries@chesterfieldcanada.com www.chesterfieldcanada.com Steve Kilrea

C CAN-SURE UNDERWRITING LTD. (M) 730-800 West Pender St. Vancouver BC V6C 2V6 604 685-6533 Fax: 604 685-6554 Toll Free: 877 685-6533 www.can-sure.com Jeff Hart jeffhart@can-sure.com

CHUBB INSURANCE COMPANY OF CANADA (I) 1 Adelaide St. E. 16th Floor Toronto ON M5C 2V9 416 863-0550 Fax: 416 863-5010 Québec 514 938-4000 Fax: 514 938-2288 Jean Bertrand 514 938-2300 Ext. 5200 Fax: 514 938-2208 www.chubbinsurance.ca

CANADIAN UNDERWRITER INSURANCE MARKETER

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COMPANY CONTACTS CHUTTER UNDERWRITING SERVICES (M) 314-255 West 1st St. North Vancouver BC V7M 3G8 604 984-0285 Fax: 604 984-6140 Toll Free: 888 382-6697 www.chutteruw.com Keith Stead

CNA CANADA (I) 1500-250 Yonge St. Toronto ON M5B 2L7 416 542-7300 Fax: 416 542-7310 Toll Free: 800 268-9399 www.cnacanada.ca Greg Knowles greg.knowles@cna.com

COOL INSURING AGENCY, INC. (B) 784 Troy-Schenectady Rd. Latham NY 12110 518 783-2665 Fax: 518 783-8754 Toll Free: 800 233-0115 www.coolins.com Robert Muncil rdmuncil@coolins.com

CREECHURCH INTERNATIONAL UNDERWRITERS LTD. (M) 550-55 University Ave. Toronto ON M5J 2H7 416 601-2155 Fax: 416 601-2166 www.creechurch.com Paul Meinschenk pmeinschenk@creechurch.com

E ECCLESIASTICAL INSURANCE OFFICE PLC (I) 20 Eglinton Ave W Suite 2200 Box 2004 Toronto ON M4R 1K8 416 484-4555 Fax: 416 628-0820 www.ecclesiastical.ca

ECHELON GENERAL INSURANCE COMPANY (I) 2680 Matheson Blvd E. Suite 300 Mississauga ON L4W 0A5 905 214-7880 Fax: 905 214-7893 Toll Free: 800 324-3566 marketing@egi.ca www.echelon-insurance.ca John Czerwinski Michael Rocchi Zahir A Moosa

ECOINSURANCES c/o Chesterfield Group, Lloyd’s Brokers (W, M) St Clare House 30/33 Minories London United Kingdom EC3N 1DD 0044 (0) 207 481-1683 Fax: 0044 (0) 207 488-1919 www.ecoinsurances.com Gary Hirst, Managing Director ghirst@ecoinsurances.com

THE ECONOMICAL INSURANCE GROUP (I) 111 Westmount Rd. S. PO Box 2000 Waterloo ON N2J 4S4 519 570-8500 Fax: 519 570-8389 www.economicalinsurance.com

ELLIOTT SPECIAL RISKS LP (M) 810-130 Adelaide St. W. Toronto ON M5H 3P5 Fax: 416 601-1150 www.elliottsr.com Frank Reda 416 601-2469 freda@elliottsr.com Québec Andre Doyon 514 849-4992 Fax: 514 849-9443 adoyon@elliottsr.com

ENCON GROUP INC. (M) 500-1400 Blair Place Ottawa ON K1J 9B8 613 786-2000 Fax: 613 786-2001 info.ot@encon.ca www.encon.ca Debi Sereda

EQUINE INSURANCE UNDERWRITERS LTD. (M) 106-3701 East Hastings St. Burnaby BC V5C 2H6 604 293-1531 Fax: 604 293-1248 www.equineunderwriters.com Barb Hope Lori Marsh

F FRANK COWAN COMPANY LIMITED (M) 4 Cowan St. E. Princeton ON N0J 1V0 519 458-4331 Fax: 519 458-4366 Toll Free: 800 265-4000 www.frankcowan.com John Godin john.godin@frankcowan.com

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

G GENMARK INSURANCE SERVICES INC. (W) 500-1670 Bayview Ave. Toronto ON M4G 3C2 416 482-2089 Fax: 416 482-9800 Toll Free: 800 268-8929 Toll Free Fax: 888 638-8822 insureit@genmarkinsurance.com www.genmarkinsurance.com Frank Muscat fmuscat@genmarkinsurance.com Trevor Hibbs thibbs@genmarkinsurance.com Joanna Laskis jlaskis@genmarkinsurance.com Fiona Chan fchan@genmarkinsurance.com

GRAIN INSURANCE & GUARANTEE CO. (I) 1240 One Lombard Place Winnipeg MB R3B 0V9 204 943-0721 Fax: 204 943-6419 Toll Free: 800 665-3351 www.graininsurance.com Gary E Dyson gdyson@graininsurance.com

THE GUARANTEE COMPANY OF NORTH AMERICA (I) 1400-4950 Yonge St. North Madison Centre Toronto ON M2N 6K1 416 223-9580 Fax: 416 223-6577 www.gcna.com Robert Dempsey

H HUB INTERNATIONAL ONTARIO LIMITED (W, B, M) 501-33 Princess St. Leamington ON N8H 5C5 519 326-9339 Fax: 519 326-0128 Toll Free: 800 463-4700 www.hubontario.com Marcel Asschert marcel.asschert@hubinternational.com Québec Guy Boise 819 732-3381 Fax: 819 732-0463

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COMPANY CONTACTS HUD INSURANCE SERVICES (W, M) 5909 Fraser St. Vancouver BC V5W 2Z6 604 322-1000 Fax: 604 325-1414 Toll Free: 800 463-4831 info@hudinsurance.com www.hudinsurance.com

I ICSB LP (M) 383 Dovercourt Dr Winnipeg MB R3Y 1G4 204 487-5000 Fax: 204 489-7900 Toll Free: 800 575-5590 www.icsbinsurance.com Scott LaCroix 204 487-5058 scott.lacroix@icsbinsurance.com

ING INSURANCE COMPANY OF CANADA (I) 700 University Ave. Suite 1500 Toronto ON M5G 0A1 416 941-5221 Fax: 416 941-9758 Toll Free: 800 557-7232 www.ingcanada.com

J

KINGSWAY GENERAL INSURANCE COMPANY (I) 7120 Hurontario St Unit 706 Mississauga ON L5W 0B1 905 677-8889 Fax: 905 677-5008 Toll Free: 800 265-5458 kgmarketing@kingsway.general.com www.kingsway-general.com Alberta 403 255-9222 Fax: 403 255-9224 Toll Free: 888 805-4647 Toll Free Fax: 888 705-4647 kgmarketing@kingsway-general.com www.kingsway-general.com Québec Fax: 514 842-6852 Toll Free: 800 387-6695 kgmarketing@kingsway-general.com www.kingsway-general.com

K K & K INSURANCE GROUP CANADA INC. (B) 101-5800 Explorer Dr. Mississauga ON L4W 5K9 905 602-9339 Fax: 905 602-9141 Toll Free: 800 753-2632 www.kandkcanada@.com Tom Butler

64 MKT

145 King St E. 5th Floor Toronto ON M5C 2Y7 416913MINT (6468) Fax: 416 360-1296 info@mintcanadian.ca www.mintcanadian.com Rob Lee

MONARCH INSURANCE BROKERS LIMITED (B, M) 7633 50th St Suite 204 Edmonton AB T6B 2W9 780 422-0568 Fax: 780 425-6776 Toll Free: 800 561-1713 Toll Free Fax: 866 425-6774 monarch@monarchins.com www.monarchins.com Greg A. Randell grandell@monarchins.com

MORGEX INSURANCE (B)

L L.J. GOSSELIN & ASSOCIATES (W) 332 Glebeholme Blvd.

Toronto ON M4C 1V1 416 481-5234 Fax: 416 481-0691 Toll Free: 800 661-3448 Louis Gosselin loius@liga.ca

N. G. WILLIAMS & ASSOCIATES (W, M)

M MARKEL INSURANCE COMPANY OF CANADA (I) 55 University Ave. Toronto ON M5J 2H7 416 364-7800 Fax: 416 364-1625 Toll Free: 888-MARKEL-1 www.markel.ca Lisa White 416 817-1419 lisa.white@markel.ca Alberta 780 421-7890 Dave Minnoch david.minnoch@markel.ca Québec 514 284-3124 Andre Paradis andre.paradis@markel.ca

11120-178 St Edmonton AB T5S 1P2 780 732-6747 Fax: 780 450-3226 Toll Free: 888 465-3461 www.morgex.com Brad Gibson 780 732-6745 brad.gibson@morgex.com

N

JEVCO INSURANCE COMPANY (I) 5250 Decarie Blvd Bureau 100 Montréal QC H3X 2H9 514 284-9350 Fax: 514 289-9257 www.jevco.ca Frederic Messier fmessier@jevco.ca

MINT CANADIAN SPECIALTY (M)

502-850 West Hastings St Vancouver BC V6C 1E1 604 683-9351 Fax: 604 683-9311 www.ngwilliams.com Glen Williams glen@ngwilliams.com

P PAL INSURANCE BROKERS (W) 400-1400 1st St South West Calgary AB T2R 0V8 Fax: 403 261-3903 Toll Free: 800 661-1608 www.palcanada.com Amelie Berube 519 428-7716 Ext. 227 aberube@palcanada.com Ontario Fax: 519 428-5661 Toll Free: 800 265-8098

CANADIAN UNDERWRITER INSURANCE MARKETER

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COMPANY CONTACTS PREMIER MARINE INSURANCE (M) All Lines Of Business Western Canada 625 Howe St. Vancouver BC V6C 2T6 604 669-5211 Fax: 604 669-2667 Troy Moreira troy.moreira@premiermarine.com Commercial Lines Ontario and Atlantic Canada 20 Adelaide St. Suite 302 Toronto ON M5C 2T6 416 365-0444 Fax: 416 365-0446 John Wessel john.wessel@premiermarine.com Marine and Personal Lines Ontario and Atlantic Canada 140 Fullerton St. Suite 1904 London ON N6A 5P2 519 850-1610 Fax: 519 850-1614 N D (Nat) Moreira nat.moreira@premiermarine.com www.premiermarine.com

S SINCLAIR-COCKBURN FINANCIAL GROUP (B) 3389 Steeles Ave E Suite 910 Toronto ON M2H 3S8 416 494-7700 Fax: 416 494-5343 Toll Free: 800 328-7887 www.scfg.ca Jim Grieve jim.grieve@scfg.ca

SOUTH WESTERN GROUP (W, M) 203-703 Evans Ave. Toronto ON M9C 5E9 416 620-6604 Fax: 416 620-5813 Toll Free: 800 668-4275 www.swgins.com Dawn DelFiacco dawn.delfiacco@swgins.com

PREMIERE INSURANCE UNDERWRITING SERVICES INC. (M)

THE SOVEREIGN GENERAL INSURANCE (I)

130 Bloor St W Suite 602 Toronto ON M5S 1N5 416 487-3900 Fax: 416 487-0311 Toll Free: 877 691-1247 www.premiereins.com Heather Moyer 416 480-7349 hmoyer@premiereins.com

500-6700 MacLeod Trail SE Calgary AB T2H 0L3 403 298-4200 Fax: 403 298-4217 www.sovereigngeneral.com Murray Houck murray.houck@sovgen.com

PRIZE INDEMNITY UNDERWRITERS INC. (M) 5-995 Elgin St. W Cobourg ON K9A 4J3 Fax: 905 373-1529 Toll Free: 888 264-9352 prize@eagle.ca Marlene McNichol

R RSA CANADA INSURANCE GROUP (I) 10 Wellington St. E. Toronto ON M5E 1L5 416 366-7511 Fax: 416 366-3074 Toll Free: 800 268-8406 www.rsagroup.ca Joe Vachon joe.vachon@rsagroup.ca

SPECIAL RISK INSURANCE (W) 15573 Marine Dr. White Rock BC V4B 1C9 604 541-9799 Fax: 604 541-9769 info@srib.ca www.srib.ca Tom Willie

SPORTS-CAN INSURANCE CONSULTANTS LTD. (W) 730-800 West Pender St. Vancouver BC V6C 2V6 604 685-0050 Fax: 604 669-1007 Toll Free: 800 993-6388 www.sports-can.ca Mark Woodall mwoodall@sports-can.ca

STERLON UNDERWRITING MANAGERS LTD. (M) Courtice Corners Executive Suites 2727 Courtice Rd. Suite 3 Courtice ON L1E 3A2 905 436-3291 Fax: 905 434-6874 Kevin Girling

CANADIAN UNDERWRITER INSURANCE MARKETER

JULY 2008

STOCKMENS INSURANCE (I) Box 277 RR 4 Saskatoon SK S7K 3J7 306 931-0088 Fax: 306 931-8782 stockmensinsurance@yourlink.ca Bob Blackcock

SUTTON SPORTSCOVER LTD. (I) 33 Yonge St Suite 270 Toronto ON M5E 1G4 416 987-7595 Fax: 416 366-4608 www.suttonsportscover.com Colin Fairlie 416 307-5623 cfairlie@suttonsportscover.com Bruce McKay 416 307-5625 bmckay@suttonsportscover.com Alexandra Yee 416 307-5626 ayee@suttonsportscover.com

T THORAH INSURANCE BROKERS LIMITED (B) 361 Bay St., Box 890 Beaverton ON L0K 1A0 705 426-7306 Fax: 705 426-7690 info@tibl.ca www.tibl.ca Kim Gretton Jackie Erwin

TOTTEN INSURANCE GROUP (W, M) 105-557 Southdale Rd. E. London ON N6E 1A2 519 668-6111 Fax: 519 668-7775 Toll Free: 888 868-8367 Toll Free Fax: 888 232-2205 www.tottengroup.com Mike Callon mikecallon@tottengroup.com

TRANS CANADA INSURANCE MARKETING (W, M) 807-177 Lombard Ave Winnipeg MB R3B 0W5 204 925-8276 Fax: 204 925-8279 www.tcim.ca Colette Rezansoff crezansoff@tcim.ca

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COMPANY CONTACTS TRAVELERS GUARANTEE COMPANY OF CANADA (I)

UNIONVILLE INSURANCE BROKERS A DIV. OF THE CG&B GROUP (W, B)

20 Queen St W Suite 300 PO Box 6 Toronto ON M5H 3R3 416 360-8183 Toll Free: 800 330-5033 Toll Free Fax: 877 762-7907 comments@travelersguarantee.com www.travelersguarantee.com

120 South Town Centre Blvd.

Markham ON L6G 1C3 905 305-5944 Fax: 905 754-3005 Toll Free: 800 267-6670 www.cgbgroup.com Bruce Douglas bruce.douglas@cgbgroup.com

TSW MANAGEMENT SERVICES INC. (W)

UNIVERSAL UNDERWRITING MANAGERS LTD. (W, M)

770 Sherbrooke St W Suite 2200 MontrĂŠal QC H3A 1G1 514 982-6522 Fax: 514 982-9764 Toll Free: 800 892-6522 www.tsw-management.ca Daniel Tousignant dtousignant@tsw.management.ca British Columbia 1177 West Hastings St Suite 200 Vancouver BC V6E 2K3 Ontario 181 University Ave. Suite 1605 Toronto ON M5H 3M7

U UNDERWRITING CONTRACT ADMINISTRATORS INC. (W) 11 Thornhill Dr Suite 101 PO Box 63 Dartmouth NS B3B 1R9 902 434-7478 Fax: 902 484-6972 Toll Free: 877 343-8224 Toll Free Fax: 877 432-9822 www.ucai.ca Jennifer Batra jennifer.batra@ucai.ca

66 MKT

500-4211 Kingsway Burnaby BC V5H 1Z6 604 639-5969 Fax: 604 437-0928 Toll Free: 866 677-6050 info@universalunderwriting.com www.universalunderwriting.com David Leung

W THE WAWANESA MUTUAL INSURANCE COMPANY (I) 900-191 Broadway Winnipeg MB R3C 3P1 Fax: 204 942-7724 www.wawanesa.com Bob Dixon 204 985-5594 bdixon@wawanesa.com

XL INSURANCE COMPANY LIMITED (I) 100 Yonge St Suite 1802 Toronto ON M5C 2W1 416 928-8552 Fax: 416 928-8858 www.xlinsurance.com Graham Addington 416 928-8546 graham.addington@xlgroup.com

Y YORK FIRE & CASUALTY INSURANCE COMPANY (I) 7120 Hurontario St Suite 400 Mississauga ON L4W 0B2 905 677-9777 Toll Free Fax: 800 676-0967 yfmarketing@york-fire.com www.york-fire.com Annmarie Vrscaj 905 696-1305 avracaj@york-fire.com

Z ZURICH (I)

WILLIAM J. SUTTON & CO. LTD. (M) 33 Yonge St. Suite 270 Toronto ON M5E 1G4 416 366-2223 Fax: 416 366-4608 Toll Free: 800 461-3292 www.wjsutton.com Sophie Strezos-Egnatis 416 307-5618 sstrezos@wjsutton.com Paul Clitherow 416 307-5617 pclitherow@wjsutton.com Chris Lack 416 307-5610 clack@wjsutton.com Fanny Preault (Montreal Office) 514 798-0625 fpreault@wjsutton.com

X

400 University Ave. Toronto ON M5G 1S7 416 586-3000 www.zurichcanada.com

CANADIAN UNDERWRITER INSURANCE MARKETER

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An obvious plug for our Loss Control Team.

No one knows better than you how important it is for your commercial customers to be up to date on the realities of the risks their business may face. Some risks are obvious, others only reveal themselves to the expert eye. That’s why setting up a loss control checkup from ING Insurance makes so much sense. Our loss control JVUZ\S[HU[Z OH]L [OL ÄLSK L_WLY[PZL HUK [YHPUPUN [V OLSW PKLU[PM` YPZRZ >VYRPUN JSVZLS` ^P[O `V\ V\Y L_WLY[Z JHU suggest ways you can show your customer how to manage, reduce or eliminate risks altogether. They can even help your customer increase their employees’ awareness to potential risks. Think your customer’s peace of mind JV\SK ILULÄ[ MYVT H SVZZ JVU[YVS JOLJR\W& ;OLU SL[»Z NL[ NVPUN Contact your local ING Insurance office to arrange a loss control checkup today.

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