Premier Plan: A Vehicle Purchase Program for Customers at Every Credit Stage
At Premier, we're committed to helping customers get behind the wheel of a quality vehicle. Through our network of national financing sources, we work to find financing solutions that fit your life today while keeping future opportunities in mind.
Those financing sources report payment history to one or more of the major credit bureaus monthly as part of their standard practices. Customers who make consistent, on-time payments and practice responsible financial habits may see their credit profile strengthen over time as a direct result of their own behavior, not a fee-based service offered by Premier.
After approximately six to twelve months of on-time payments, customers may be eligible to explore a vehicle upgrade and financing options through additional lenders. With continued responsible habits over 12–18 months, even more options may become available, subject to individual eligibility and lender approval at that time.
Customer Guidelines
1.Pay on time. Consider setting up automatic bank drafts to stay current.
2.Keep all income flowing through your bank account; statements serve as proof of income.
3.Avoid NSF transactions, ask your bank about overdraft protection.
4.Manage credit card usage carefully. Aim to keep balances below 50% of your limit and pay balances in full when possible.
5.Maintain a consistent address with bills delivered there.
6.Review your credit report at AnnualCreditReport.com and dispute inaccuracies promptly.
7.Address outstanding debts when possible. Avoid partial settlements that may negatively affect your credit report.
Premier Automotive is a licensed motor vehicle dealer, not a credit services business. We do not provide credit repair services or charge fees for creditrelated advice. Any changes to your credit profile result from your own credit history with your lenders. Individual results vary. Not all customers will qualify for vehicle upgrades or improved financing terms.