Elevate Your Vehicle Purchase Journey with Premier Automotive's Premier Plan
At Premier, we're dedicated to helping customers access quality vehicle financing. By working with Credit Acceptance, a national auto lender that regularly reports to the major credit bureaus, we can attempt to get you approved for a better vehicle than you may expect.
The Premier Plan is a program designed for customers navigating credit challenges. Our goal is to get you into a vehicle that fits your current budget, and as your financial picture improves over time through consistent payments, new opportunities may open.
Credit Acceptance reports your payment activity to one or more of the major credit bureaus monthly. On-time payments, combined with responsible financial habits, may positively influence your credit profile over time. After approximately six to twelve months of consistent on-time payments, you may be eligible to return and explore upgrade options through additional lenders.
Customer Guidelines:
1.Make all payments on time. Consider setting up auto-pay to avoid the 10-day grace period.
2.Deposit all income into your bank account. Bank statements serve as proof of income.
3.Avoid non-sufficient funds (NSF) checks, secure overdraft protection when possible.
4.Limit new debt and keep revolving credit utilization below 50%.
5.Maintain a consistent address with bills and mail delivered there as proof of residency.
6.Monitor your credit report regularly at AnnualCreditReport.com and dispute any errors directly with the bureaus.
7.Work toward paying off outstanding debts when possible. Avoid settling for less than the full balance owed, as partial settlements may be noted negatively on your report.
Premier Automotive is an automotive dealership, not a credit repair organization. We do not provide credit repair services or charge fees for credit-related advice. Any positive effect on your credit history is the result of your credit history as reported by your lenders to the credit bureaus. Results vary based on individual financial circumstances. Not all customers will qualify for vehicle upgrades or improved financing terms.